JANUARY 2015
HH OO MM E E& & L LI F E M M AAGGAAZZI INNEE I FEESSTT YY L E
www.KingLiving.ca
TRAVEL
Annual travel insurance eases snowbirds’ stress (NC) Something terrifying happened this past Halloween in some parts of the country: it snowed. Obviously, that’s far too early for most of us. But to a snowbird, that’s great news because their escape plan is all set. And if you count yourself among these lucky-ducks, make sure you’ve made the all necessary arrangements before heading to Florida, Mexico or the Caribbean. Here’s a quick checklist to help you get organized: • Tell a trusted friend or family-member about your plans and ask them to keep an eye on your place while you’re away • Secure your home and turn off the water
• If you’re driving to your destination, find out if you need supplemental car insurance • Find out if you need to update your shots • Let your bank and credit card company know about your travel plans to avoid any confusion or service disruption • Most importantly — buy travel insurance! The truth is that for many seniors heading south, buying travel insurance can be very stressful. We asked product expert Theresa Monsma at Desjardins Insurance to suggest the best solution to this problem.
their health changes, their coverage won’t be affected until they reapply after four years. ” When I buy my policy, will I have to pay all four years’ worth of premiums at once? No, the premiums are payable annually. Your insurance will be renewed automatically each year unless you instruct us otherwise. We’ll send you a notice 30 days before the renewal date to give you time to make your decision. If something happens to my health while I’m insured, can I keep travelling? The usual limitations for pre-existing illnesses and injuries will continue to apply to the Quattra annual travel insurance for each trip you take. However, if the illness or injury has been stable for at least six months, you’ll be covered. If a change to my health won’t affect my premium, does that mean the price is guaranteed?
“The part of the process that creates the most stress for snowbirds is the annual medical The premium isn’t guaranteed, but a change • Cancel the newspapers questionnaire. So we’ve created a product to your health won’t increase your premium • Forward or stop mail delivery that requires one questionnaire and then pro- for the four years following your purchase. vides four years of coverage upon approval,” However a cost-of-living increase may apply. • Make photocopies of your travel and personal documents for yourself and the trusted friend said Monsma. “The travel insurance is called To learn more about this annual travel insurQuattra and it’s designed for those aged 61 or ance, visit Desjardins Insurance at www. or family-member as a precaution over. Now snowbirds can relax knowing that if desjardinsinsurance.com.
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HOME
Make it your New Year’s Resolution to end the clutter in your home (NC) It doesn’t matter if you live in a five-storey home, or in a studio apartment, chances are you have a problem with clutter. A recent survey conducted for Professional Organizers in Canada revealed that nearly three out of four of us feel disorganized. There’s no better time than the new year to take stock of what you need and what needs to go. Tina Holmes, a home décor expert for the GTA Home + Reno Show, says it’s important to tackle your clutter head on. “Clutter creates stress. It gives you a sense that your space is in flux and things need to get done. This prevents you from having a relaxing experience in your own home.” First order of business when de-cluttering is to take out all the unnecessary items. “Be ruthless,” says Holmes. “Over the course of just one year, we collect so many things and you may not realize it, but even small giveaway key chains and old magazines add up. If you
for homeowners looking for guidance. “We have experts on site who can advise the best options for your particular needs. Make sure you bring your floor plan, pictures of your current space, or even magazine clippings of your design inspiration so they can steer you in the right direction.”
have not used it in the past year – and it’s not a seasonal item—you should really consider if you still need to keep it. Once you’ve cleared out all unwanted items, focus on maximizing shelving space.” Home renovation and design experts are happy to give us helpful advice on how to maximize the space we do have. Holmes points out for example, that the GTA Home + Reno Show is a good starting point
Holmes also highlights the show’s local exhibitors: “The majority of them are local GTA and Canadian suppliers so they really know the market. They are familiar with the general concerns of GTA residents, they know the standard layout of most homes and condos, and they know the storage requirements needed in changing seasons because they deal with those exact same conditions themselves.” The GTA Home + Reno Show will be held this year from February 13 to 16 at the International Centre in Mississauga. It showcases more than 250 of the area’s top contractors, home experts, and suppliers.
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contents JANUARY 2015
02
ANNUAL TRAVEL INSURANCE EASES SNOWBIRDS’ STRESS
GO FOR A GREEN HOME RESOLUTION
03
SAVE MONEY ON HOME HEATING COSTS
END THE CLUTTER IN YOUR HOME
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GET ACTIVE OUTDOORS THIS WINTER
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3 TOP TIPS FOR DRIVING THROUGH A CANADIAN WINTER
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IMPRESS YOUR GUESTS WITH TRIPLE CREAM BRIE
King Living Home & Lifestyle Magazine is published monthly and delivered to all homes and businesses in King Township By Canada Post. Agreement # 41362062. Disclaimer: Every effort has been made to publish this magazine as accurately as possible; however errors and omissions can occur. King Living Home & Lifestyle Magazine’s employees, agents, representatives and vendors are not liable for any damages relating to errors or omissions in the editorials or advertising which may appear herein except where a specific charge has been made.
LEISURE
Get active outdoors this winter (NC) It’s no secret Canadian winters can be you. Trudging up a snow covered hill with activity too, so why not turn off the TV and cold, but don’t let that be an easy excuse to your sled is tough work, but the ride down head out hand-in-hand for a few laps instead? put your exercise routine on hold. Many of us is well worth it. • Snowshoeing: If you’re up for a cardio chalpick the couch over the gym when swimsuit • Ice Skating: Skating is a great source of lenge, snowshoeing is the way to go. The snow season is over, but it’s important for your cardio and works your core muscles to provide creates lots of resistance, working your musoverall health to find ways to keep active in better balance as you age. It’s a great couples cles to keep your body warm. the winter too. Exercise and physical activity are essential for maintaining your overall health, and are particularly important for those with chronic lung conditions like asthma, as they contribute to good asthma management. If you have asthma, it’s equally important to take your maintenance medication as prescribed by your doctor, even when you are symptom free, in order to keep your asthma under control and avoid flare ups. This winter, embrace the cold and take advantage of common fun and physically-challenging seasonal activities that will exercise your body and your lungs, like: • Tobogganing: If you enjoy running stairs in the summer, this is the perfect activity for
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TheRainMakerTeam.com
we make “sold” happen FEATURE LISTING
SALT WATER POOL
NATURE IN YOUR BACKYARD
Approximately 1.5 acres in the heart of King City. Live and work in this 4-bedroom raised bungalow with a fully finished walk-out basement that has been used as a professional office for many years.
This listing is exclusive to TheRainMakerTeam.
Brokerage in Canada*
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TheRainMakerTeam.com
we make “sold� happen FEATURE LISTING
Bungaloft with a view. Over 2,700 sf of luxury living space. Nestled in the rolling hills of Alliston. Spacious loft includes a walk-in closet and a 3-piece bathroom. Walkout features a floor-to-ceiling fireplace, large, bright family room, bedroom, 4-piece bathroom and more. Main floor great room showcases a fireplace, hardwood floors and a spectacular view of the surrounding countryside.
Joseph Cartaginese Broker
Paula Perri Broker
Domenic Spina Sales Representative
Jamie Goldenberg Sales Representative
Stephen Ferritto Sales Representative
Amanda
Administrative Assistant
DRIVING
3 top tips for driving through a Canadian winter Now that winter is closing in, road conditions “Only one third of Canadians follow that are far less than favourable. Are you and your advice,” observes Parchoma. She points out car fully prepared for the deep-freeze chal- that according to federal government guidelenges? If not, the following tips will help to lines, safety kits should include items such as keep you confident in the driver’s seat: energy bars, water in plastic bottles, blankets, extra clothing, a first aid kit, a small shovel, 3. Understand your protection 1. Have the right equipment a scraper, a snowbrush, a wind-up flashlight, While it may sound obvious, many drivers do Have you put your winter tires on yet? When road flares, and a tow rope. “It’s such a simple not fully understand their insurance coverage conditions get slick or icy, all-season tires may thing, so try not to overlook it.” or what to do in the case that they should need not be enough to maintain control. A recent it. As many as 55 per cent of those surveyed study conducted by Western Financial Group said that emergency road services are not found that only one quarter of Canadians covered. Do you know if yours are? have winter tires on their vehicles when the “It is very important to have a firm grasp of season begins. In fact, just over half (56 per your coverage, no matter the time of year, so cent) say that they make the change before talk to your broker to ascertain the extent of setting out. your protection,” advises Parchoma. “Not only do those who lack winter tires put Additionally, drivers should make sure that themselves at risk, they also endanger others,” they have collision coverage in the winter says Shirley Parchoma, an insurance expert months. If you are parking your car on streets with Western Financial Group. “You likely and in lots frequently throughout the winter, wouldn’t drive without working brakes or talk to your broker about the coverage needed a seatbelt. Similarly, winter tires should be to ensure that your vehicle is protected. a major priority. In fact, in certain places, drivers with winter tires receive discounted Once done, bundle up and start your engines. automotive insurance.” More information on car insurance is available at www.westernfinancialgroup.ca. www.newscanada.com
2. Prepare for the worst case scenario From increased traffic accidents to vehicle failures, winter driving presents more risks than driving in other periods of the year. While you may not be able to prepare for every possibility, you can take certain precautions. For instance, you should carry a winter emergency safety kit in your vehicle.
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GREEN LIVING
Go for a ‘green home’ resolution in the New Year After the holidays pass and the harsh winter weather sets in, many Canadians will introduce new routines and regimens for the New Year. For those looking to include a clean start amongst their resolutions (pun intended), here are some easy fixes you can make in 2015 to keep your home happy, clean and free of harmful chemical fumes and residues: • Infuse your home with fresh, natural scents: Many love the aroma that scented candles provide, and while they can make any home smell delightful, the chemicals they’re made from can have potentially dangerous effects, especially in homes with limited ventilation. As an alternative scent sensation, try making your own potpourri using natural ingredients such as fruit, oils and spices. Not only is this a fun DIY project for the whole family but you can customize the fragrances to meet your particular aroma preferences.
• Give your blender some TLC in 2015: Improving your diet is another great way to live in a more natural manner in the New Year but make sure you’re keeping your blender as healthy and happy as you are. When experimenting with new recipes or cutting up fresh fruits and vegetables, get a quick fix to cleaning your blender post-smoothie by filling it with Green Works Dishwashing Liquid plus water, and then blending. It will come clean in mere seconds.
• Make a splash with a naturally-derived solution for messy dishes: For dinner parties and family get-togethers, Green Works encourages you to embrace the messes left behind by putting a fresh spin to your clean-up efforts. New for 2015, kit out your kitchen with Green Works Dishwashing Liquid, a better solution to washing pots and pans. It’s
Additional cleaning solutions and tips can be found at www.facebook.com/ GreenWorksCanada. www.newscanada.com
powerful, naturally derived and fragranced with essential oils so you know it smells great—a win-win-win solution all around! • Hang it out to dry: Give your dryer a rest and hang your clothes to dry. It saves energy, and reduces wear on your garments. Collapsible hanging racks can attach right to your wall for easy and space efficient air drying. KING LIVING
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HEATING
Save money immediately on home heating costs TIP 2: Find the leaks and fill ‘em up Since windows and doors are the main culprits for letting hot air escape, an effective way to help minimize these leaks is by applying an insulating film to windows, doors and rooms that get little use. Another option is weather stripping doors and windows. It does come with a little labour, but Cottage Life personality, Colin Hunter, offers some do-it-yourself tips to help minimize the impact and strain on your body. “If you begin feeling aches and pains when working around the house, make sure you change your work environment before it intensifies or potentially causes more serious damage,” says Hunter. “Taking a moment to stretch is helpful, as well as investing in a proven anti-fatigue mat that
COLIN HUNTER
relieves stress on the knees and back, such as my favourite, the Stanley Utility Mat. It can do wonders for preventing pain.” TIP 3: Run fans in reverse By switching the ceiling fan’s rotation from counter-clockwise to clockwise you can circulate warm, rather than cold, air. When hot air pools near the ceiling, the clockwise rotation brings it back into the living space. More information is available at www.stanleyutilitymat.com. www.newscanada.com
It’s that time of year again: your toes are numb, your cheeks are rosy, and it’s time to turn up the thermostat. As Canadians, we know these signs all too well – Old Man Winter is back in town. We may be well trained to bundle up before stepping outside, but with frigid overnight temperatures and rising heating costs, it pays to bundle up and seal your home before the deep freeze hits. Follow these simple tips to keep your home toasty warm and your heating bills low. TIP 1: Change furnace filters It won’t work like a dream if it’s not clean. Be sure to replace or clean furnace filters once a month during the peak heating season.
CHECKING FOR HEAT LEAKS
EVALUATION CERTIFICATE
This certificate entitles a residential property owner to one market evaluation by TheRainMakerTeam, and a complete presentation of TheRainMakerTeam’s home marketing program. This service to be performed without cost or obligation to the owner. Call for an appointment. Joseph Cartaginese*, Paula Perri*, Jamie Goldenberg+, Stephen Ferritto+, Domenic Spina+
TheRainMakerTeam
905.832.3880
info@therainmakerteam.com
*Broker
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TheRainMakerTeam.com + Sales Representative
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Not intended to solicit properties already listed for sale.
FOOD
Impress your guests with a flavourful, triple cream brie Room-temperature, triple cream brie is always a winner when entertaining. So why not elevate it to fabulous with this recipe:
Pear & Basil Marinated Brie Prep time: 10 minutes
Stand time: 4 hours Ingredients • 2 tbsp (25 ml) Extra-Virgin Olive Oil • 2 tbsp (25 ml) finely chopped fresh basil • Pinch salt • 8 oz (250 g) wedge Triple Cream Brie • 2 drained, canned pear halves packed in light syrup, thinly sliced • Half a baguette
Instructions In a small bowl, stir together oil, basil and salt. Cut cheese in half horizontally. Place bottom half cut side up on a serving plate. Spoon half of the oil mixture over cheese. Place half of pear slices on top in a flat layer. Place remaining piece of cheese on top, cut side down. Spoon remaining oil over and layer with remaining pears. Cover with plastic wrap. Let stand at room temperature for 2 to 4 hours or until cheese is soft. Meanwhile, cut the half-baguette into thin slices. Toast and serve with the brie. Makes 6 servings www.newscanada.com
Welcoming a New Year with New Benefits and New Smiles!
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KING C I T Y D E N T A L
2115 King Road Unit 2 King City, ON L7B 1K2 (905) 833-1133 www.kingcitydental.ca info@kingcitydental.ca
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Happy New Year
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