DECEMBER 2019
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t: e: cynthia@beachesandbeyond.ca
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416 - 628 -3736
t: e: rob@beachesandbeyond.ca
TICO# 50021282 ◆• Powered by The Travel Agent Next Door Head Office: 1003-55 York Street, Toronto, Ontario M5J 1R7 ◆• 416 367 8263 ext 2857
Book a select 2020 Avalon Waterways Europe river cruise to receive free round-trip economy class trans-Atlantic air from Calgary, Edmonton, Halifax, Montreal, Ottawa, Quebec City, Regina, Saskatoon, Toronto, Vancouver, Victoria, Winnipeg. Other gateway cities available for $199/person additional (inclusive of taxes/fees). Free air offer is based on lowest-priced economy class Flex airfare available for booking at time of reservation and scheduled to coincide with cruise itinerary; pre-assigned seats are limited and may not be available on all air segments. Quotes available online or by calling a Travel Professional. Limited to new bookings for CANADA originating travellers and economy class Flex air tickets; must be booked and under deposit between May 1 and December 16, 2019 for travel in 2020. A $550 non-refundable deposit is due at time of booking. Offer does not apply to instant purchase air and Groups. Offer is combinable only with the Welcome Back Credit (if applicable). Not applicable on Royal Suites. Promotional discounts do not carry forward on voluntarily changed air bookings; other promotions at time of change may be available. Once tickets, air reservations subject to change/cancellation penalties of between $300 per ticket and 100% of ticket value. Changes to ticketed air reservations (including itineraries involving free round-trip trans-Atlantic air) also subject to airfare differentials between originally ticketed air itinerary and re-ticketed air itinerary. Additional airline baggage fees may apply; visit www.iflybags.com for details. Air schedules are available approximately 330 days prior to return travel date. Flight schedules, routings and air carriers are at the discretion of Globus family of brands. Additional restrictions apply; see Travel Terms for details. Offer may be withdrawn at any time. 3280 Bloor St. W, Centre Tower, Suite 400, Toronto, ON M8X 2X3, TICO#1893755/50015835
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Curious to to know know what what your your home home is is worth? worth? Curious CONTACT US TODAY FOR A CONTACT US TODAY FOR A FREE NO OBLIGATION HOME EVALUATION FREE NO OBLIGATION HOME EVALUATION
“Your Neighbourhood Team of Professionals” “Your Neighbourhood Team of Professionals”
AWARD AWARD WINNING WINNING PERFORMANCE
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RICK@RICK JENSEN.CA RICK@RICK JENSEN.CA
D 905.466.4346 905.466.4346 D O 905.340.0164 O 905.340.0164
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December 2019 PRESIDENT JAMES BAKER
james@thnmedia.com
ADVERTISING SALES DAVID JOUBARNE david@thnmedia.com
CREATIVE DIRECTOR JASON STACEY
jason@thnmedia.com
CREATIVE PRODUCTION DERECK ADDIE
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TIM FRANKIW
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WEB DESIGN VAUGHN JOSEPH vaughn@thnmedia.com
ADMINISTRATION DIANA LYNAS
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COMMUNITY AMBASSADOR SUSAN GIBBINS susan@thnmedia.com
CONTENTS
CONTRIBUT0RS PEETER POLDRE LESLIE STYLES GARETH SKIPP
PRINTING DOLLCO
BURLINGTON UNVEILS NEW KEY TO THE CITY
06
TAX FREE RETIREMENT INCOME
08
2187 Dunwin Drive Mississauga, ON Canada L5L 1X2 P 905 278 1111 TF 1 855 355 8502 F 905 608 9042 thnmedia.com
BURLINGTON’S TREATS IN OUR STREETS
10
RECIPE
APPLE CRISP BAKED APPLES
12
UPCOMING EVENTS
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Your Local Independent Benjamin Moore Store
NEO 1 Paint & Décor is a ONESTOP SHOP for your home décor needs from premium Benjamin Moore paint, wallpaper, blinds and a variety of décor items. Come on in and meet the team: Pauline, Michelle, Nikki, Caelan, Zach and our girl Kodi. Let us help you bring your vision to life.
666 Appleby Line at Fairview, Burlington 905.639.4931 / info@neoonepaint.ca
www.neoonepaint.ca
SQUARE DANCING
at the Salvation Army
8am 8am 8am 8am 8am 9am 11am
6pm 6pm 6pm 6pm 6pm 5pm 4pm
Water Purification Systems
By Leslie Styles
The Salvation Army Burlington Community Church hosted a fun evening of square dancing on November 2nd at their location on Prospect. Hosted by Pastor Ron and Pastor Judi, this square dance event has always been organized by Lillie Utman. Lillie, at 99 years young, watched from the sidelines this year as her daughter and granddaughter circled right and do si do’d with the crowd. After the dancing, refreshments and sweets are offered. This church is a hub of community events. For example, Messy Church is offered monthly; a service which welcomes all, but particularly aimed at those who have not belonged to a church before. Other activities here include movie nights, vendor markets and Holiday events. Watch for “Noah and the flood” presenting on November 25th and check out other community activities on Salvation Army Burlington’s Facebook page.
Christmas Gift Certificates Available Christmas Mixed Nuts 50% Off Selected Items
Your Complete Water Solution Centre NOW SUPPLYING ARTESIAN SPRING WATER
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www.watershopburlington.com 775 Woodview Road, Burlington
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5
Burlington unveils
NEW KEY TO THE CITY By Burlington Mayor Marianne Meed Ward
In January 2019, I announced the launch of a new Key to the City program for the City of Burlington to honour individuals and organizations who have made significant contributions to the community. The recipient of the inaugural Key was announced to be, posthumously, Mike Taylor of Walk off the Earth (WOTE) for the impact he made on Burlington’s arts and culture scene with his talent, music and community involvement. Mike passed away in December 2018. It was a devastating loss for his family, bandmates, fans and our city. Thousands of people from far and wide attended the tribute concert outside of city hall in his honour this past January to pay their respects and celebrate his talents. Mike and WOTE helped put Burlington on the map and he will be truly missed. Acting as a musical ambassador, Mike not only advanced Burlington’s local culture across the country with his band, but right here in our own community. Mike made Burlington his home and we are grateful to him for his contribution to music both locally and around the world. His legacy lives on in his bandmates, his fans, his friends, and his loving family.
Courtesy of Burlington Mayor’s Office
I presented a second key to the Mayor Takeshi Sakamoto and the City of Itabashi, Japan in October 2019 during a trip by an Official Delegation from the City of Burlington. This year marks the 30th anniversary of the twinning agreement between Burlington and Itabashi. As part of the dual exchanges that occur in our twinning relationship, both of our cities send reciprocal official delegations to each other every five years as a way of fostering world peace and global understanding. We are thrilled that the key can now finally be unveiled. Designed and created by local stained-glass artist Teresa Seaton, the multi-coloured glass key incorporates elements of our natural landscape and city crest, all within the shape of our well-known blue city clock that stands proudly outside city hall as a gift from our twin city, Itabashi, Japan. The key is housed in a textured glass box that adds to the timeless beauty of this work of art. For more information, please visit the Key to the City webpage online at burlington.ca/keytothecity. Courtesy of City of Burlington
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Photo by Teresa Seaton
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Financial
At Brown Financial we help our clients (and neighbours) understand and implement financial solutions using all the tools available to their best ability.
Here are a few thoughts and questions that we’d love to discuss with you about your Retirement Income Planning: 1. Is it better to contribute to an RRSP or TFSA? 2. Can I own more than one TFSA?
Tax-Free Retirement Income
Happy 10th Birthday to the TFSA! There’s been some increased interest recently in how the TaxFree Savings Account (TFSA) is being used by Canadians. Here are some stats: • The TFSA is 10 years old this year • 40% of Canadians own a TFSA • $63,500 is the cumulative contribution limit (since 2009) • $6,000 is the annual increase to the contribution limit • 42% of TFSA owners hold nothing but cash (earning 0%-2.5% interest) The TFSA has really grown up over the past 10 years and is set to become one of the most powerful tools in Canadians’ retirement income toolkits. It may be hard to fathom but some people have already grown their TFSA balance to
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3. RRSP/RIF income is 100% taxable, TFSA income is 0% taxable. 4. RRSP/RIF income can cause claw-back of OAS benefits, TFSA income doesn’t. 5. Can I move my TFSA from my bank to Brown Financial? 6. What type of investments can I own in my TFSA? 7. I’m a small business owner, does a TFSA make sense for me? We love new clients from our hometown of Waterdown and are looking to add a few more families to our clientele before the end of the year. Our team will make it easy to make the switch to Brown Financial.
over $1,000,000! And for some more perspective, a 50-year today will have over $150,000 of TFSA contribution room by age 65. As this account continues to mature we need to be looking at our TFSAs as Tax-Free Retirement Income accounts (not as simple savings accounts). Unfortunately, the government and other big institutions haven’t helped much to educate people about the important investment aspects of the TFSA. This is not to say that you can’t use your TFSA to save conservatively for short-term financial needs, it’s just that the most powerful long-term results will come from owning investments that deliver better than cash account returns (and fit your investment risk profile). Ultimately, you want to invest your TFSA holdings and grow your balance such that when retirement comes you can generate as much tax-free income as possible.
It all starts with a phone call or email. Get in touch with Laurie or Karen today!
Contact Brown Financial Security for more information. o: 905 690 5035 e: info@brownfinancial.com brownfinancial.com Work Hard. Retire Well. Leave a Legacy.
PREPARED WITH CAREâ„¢
New NewSt. St. Lakeshore LakeshoreRd. Rd.
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BURLINGTON BURLINGTON 450 450 Appleby Appleby Line Line 905-632-1038 905-632-1038
4045 New Street, Burlington
905 . 333 . 4333
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info@newstreetvet.com
Ashwood Glen is a New Private School in Burlington for children aged 18 months to Grade 8.
M ISSI O N We foster excellence, inspire leadership, and empower students with skills to lead fulfilling lives. Our learning spaces are inviting and intentionally designed to encourage creativity and collaboration.
BO O K A TO U R WITH US! 905.320.1272
We are open for drop ins every Tuesday from 9:00 to 11:00
3430 Fairview Street, Burlington inquiry@ashwoodglen.com
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9
Burlington’s
TREATS IN OUR STREETS By Leslie Styles
The streets of downtown Burlington were very busy as hundreds of families went from business to business to trick-or-treat in costumes and collect all kinds of goodies. There were many treating stops with activities, crafts, haunted houses and awesome photo opportunities. So many volunteers helped keep everyone safe on the streets and were also on the lookout for the best costume to win the grand prize! Everyone had a fabulous time and filled their bags with all sorts of treats.
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Y UR NIT YO MMU CO M GY
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IN SOUTH BURLINGTON
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11
Food + Drink
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CAROLYN COHEN, Founder/Chef/Recipe Developer of DeliciousDish. DeliciousDish Cooking School specializes in Whole Food Home Cooking, Meal Planning, Recipe Developing and Healthy Eating. #CookAtHome
e: deliciousdishcookingschool@gmail.com d: 416.200.3522 deliciousdish.ca
This clean and healthy dessert is so delicious and one that you can feel great about eating. So good, that in fact, it would make perfect breakfast.
Directions STEP 1. Preheat oven to 375˚F. STEP 2. Hollow out the apples, but don't use an apple corer—it will slice all the way through the apple, which is not what we're after. You want to remove the core and seeds while keeping the bottom of the apple intact so you have a nice little vessel in the middle to fill with the crisp. STEP 3. Start by using a paring knife to carefully slice around the top core of the apple, making sure not to go all the way through to the bottom. Then pull out what you cut and use a spoon to scoop out the rest. Make sure that all seeds are out. I find that the sharp edges of a 1/2 tsp measuring spoon are ideal for scooping out the core but any small sharp spoon or even a melon baller will do. STEP 4. Place the apples in a roasting dish that holds them snugly.
Ingredients 8 Gala or Fuji Apples (they hold their shape best) 1 cup Water
FOR THE TOPPING 1 cup/100 grams Rolled Oats (I like large flake or old fashioned) 1/2 cup/45 grams Almond Flour 1/4 cup/30 grams Chopped Pecans, Almonds or Walnuts 1/4 cup Unsweetened Shredded Coconut 2 tbsp Maple Syrup
STEP 5. Mix all the Topping ingredients together (by hand). Spoon the topping evenly into each apple to overflowing. Pour the water into the bottom of the pan. Cover pan with foil. STEP 6. Cover the roasting dish with foil and bake for 25 minutes, uncover and bake for another 25 minutes or until the apples are soft, shrunken and the crisp is browned. STEP 7. In the meantime, make the Tahini Drizzle by mixing all the ingredients together with a whisk. STEP 8. Serve warm with the Tahini Drizzle drizzled over the top.
1 tsp Vanilla 2 tbsp Softened Coconut Oil
FOR THE SWEET TAHINI DRIZZLE 2-3 tbsp Tahini 1 tbsp Date Molasses (silan) 2 tbsp Water 1-2 tsp Lemon Juice
Dr. Jodi´s
CLEAN EATING NOTES:
Oats have been used in herbal medicine, as a way to calm the nervous system. They are a great healthy comfort food – that has been shown to relax and calm anxiety. They are also a great source of fibre and plant based protein. Oats are naturally gluten free, and are a great way to get a boost of feel good B vitamins (the precursor to serotonin). NeighbourhoodMagazine.ca
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November 16
November 23
Aldershot Village Tree Lighting
Annual Holiday Tree Lighting
November 16
November 24
History Explorers Club at Joseph Brant Museum
Frankie & The Fairlanes Rock ‘n’ Roll Band
November 16
November 28
Soup Bowl
Community Living Burlington Christmas Dinner & Dance
burlington.ca
museumsofburlington.ca
artgalleryofburlington.com
November 17 A Christmas Event at Ireland House
museumsofburlington.ca
November 20 - December 21 Burlington Festival of Trees burlingtonpac.ca
waterdownbia.ca
westplains.ca
NeighbourhoodMagazine.ca
Flamborough Santa Claus Parade
clburlington.ca/christmas
flamboroughsantaclausparade.com
November 29
December 1
Burlington Candlelit Stroll Opening of the Festival of Lights burlington.ca
November 29 - January 28 Burlington’s Lakeside Festival of Lights
burlingtonfestivaloflights.com
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November 30
Made for You Holiday Market waterdownbia.ca
December 1 Burlington Santa Claus Parade burlington.ca
T H R OU G H
SION
SHOW THEM THE WAY!
GUIDE YOUR FAMILY TO SUCCESS W I T H A
FA M I LY C A R E P L A N What happens when we lose capacity to make decisions for ourselves? It’s up to our loved ones to make those decisions for us. Do your loved ones have the tools and information they need to make the right decisions for you? Give them the guidance they need now to make the right call when you need them to with a Family Care Plan from Brown Lawyers. We’ll work with you and your loved ones to put together a plan that is right for your unique needs.
CONTACT US TODAY TO START YOUR PLAN!
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DUNDAS
WATERDOWN 25 Mill Street North
39-3455 Harvester Road
T 905 627 5487 · F 905 627 8083
T 905 528 6346 · F 866 896 0942
T 905 632 2822 · F 905 333 9594
5 King Street East
BURLINGTON
CAN’T DECIDE BETWEEN
QUARTZ OR GRANITE? We can help! Call us for a free quote
905-864-0444 OR VISIT OUR SHOWROOM AT 645 MAIN ST E, MILTON
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OFFICE (905) TOLL-FREE
www.michaelbrejnik.ca
335-3042
1-800-290-0163
michael@michaelbrejnik.ca
2018
Every Price Range, All Of Your Needs, We Are Your Team!
LUXURY IN SOUTH EAST OAKVILLE $2,999,800 Custom built 4 plus 1 bedroom, 6 bathroom home in the much sought-after area of South East Oakville with over 6,720 square feet of living space. Stunning design and décor meet function in this warm, welcoming home that is perfect for entertaining. Gorgeous finishes throughout, a theatre, a fitness room, wet bar and wine cellar in the lower level and a beautiful backyard retreat will make this the place everyone wants to be.
OVER 1 ACRE IN ANCASTER
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$3,500,000 This truly is a rare opportunity to own over an acre of stunning property on Lovers Lane, Ancaster’s most prestigious address. This coveted grand estate property is 225 feet by 225 feet
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$1,398,000 4 bedroom, 3.5 bath home in the Mill Street Heritage District of Waterdown. This 3,245 sq ft beauty has been completely redone inside and out with beautiful finishes and in-law suite. Located in the heart of Waterdown, minutes to great shops, restaurants, parks and all that this great community has to offer.
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$889,900 Located in the heart of Old Grimsby, and nestled just below the escarpment on a 75 x 140 feet lot, sits this 4 bedroom, 2 plus 2 bathroom home. Steps to downtown Grimsby and its quaint shops and restaurants, minutes to the Bruce Trail, local wineries and Lake Ontario.
$724,900 Stunning updated 3 bedroom, 2 bath bungalow with 10’ ceilings just steps to Locke Street. This home has been completely redone inside and out and must be seen. Walk to Locke street, trails and stairs of the escarpment and enjoy all of the shops, restaurants & all that this fantastic area has to offer.
$4,250/MONTH Gorgeous 4 bedroom, 2.5 bathroom updated property in beautiful Roseland. Enjoy this outstanding location close to downtown in one of Burlington’s most desirable neighborhoods.