Week 144

Page 1

Edition 144

www.thecourier.es

Friday, November 22, 2013

CLONED Bank details filched from Cabo Roig By ALEX TRELINSKI Fraudsters copied bank card details from a Banco Popular machine on the Cabo Roig strip which then went interna­ tional with “transactions” hap­ pening almost immediately in North and South America. Patricia Coles from La Regia, Cabo Roig went to use her cash card at the Banco Popular at the start of the month and withdrew some money without any problem. 10 days later she returned only to find the screen displaying say­ ing that her transaction had not been authorised and for her to contact her

own bank. Patricia rang Nat West in the UK and was told that somebody in Ecuador had tried to withdraw £400 from her account. “The bank were excellent”, said Patricia, “and knew straight away that something was up and stopped the money going out, as it was well above my limit, and of course from a different part of the world!” Patricia went into the Banco Popular branch the next day to tell them what had happened, but was not greeted with any surprise. “They told me that cloning had taken place of the machine, as customers had reported similar problems, with a location in Boston, USA trying to withdraw

money.” The Courier has heard of another bank user who is a Caja Murcia cus­ tomer who found £128 lifted from his account on the Cabo Roig strip, with the user apparently originating from New Brunswick in Canada. ATM cloning is nothing new. Every credit or debit card contains two unique pieces of information ­ a chip and a magnetic strip. Chips are quite difficult for fraudsters to clone, but magnetic strips are relatively easy. Skimming devices attached to the card entry slot capture the magnetic strip details so they can be used on a fake card. The fraudster captures the Pin by using a fake Pin key pad or even a tiny invisible camera (which is why ATM users are told to shield their key pad from any public view) and then the crook uses the genuine Pin with the fake card in countries that have not yet upgraded to chip and Pin, such as the U.S. Victims are very unlikely to realise they have been skimmed until they spot a transaction from another country on their bank statement, or have been alerted by their bank, such as in Patricia Coles case. Banks must refund what has been taken out fraudulently from an account, unless the account holder is deemed to have behaved recklessly or in a careless fashion.

Get The Courier Newspaper whenever you want! Available on iPad, iPhone and any Android powered smartphone or tablet! Just search for us in the App Store and Google Play!

Our latest edition is always online at www.thecourier.es


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.