Sandhills Real Estate January 28, 2011

SUPERB HOME & STORYBOOK 1.1 ACRE MANICURED LOT - NEW ON THE MARKET AND RIGHT IN THE HEART OF PINEHURST A NEIGHBORHOOD WITH PLENTY OF CHARACTER & PRICED BELOW THE MARKET

20 WINDMERE RD.

Located so close to Midland Rd. and the Pinehurst traffic circle, this street and property will immediately take you back in time. Built in 2002, this beautifully cared for home boasts 2340 sq.', 3 Bedrooms 2 1/2 baths, a Bonus room, tiled screened porch, backyard patio, open split floor plan and lots of upgrades.

The yard is almost completely fenced and features a stick built utility shed, a split rail fenced asparagus/ vegetable garden and lots of privacy. Built in 2002

by Danny Strickland, the original owners have cultivated this property to stand out as a rare find and a compelling value. $279,900.00

135 GLENMOOR DRIVE, SOUTHERN PINES

$289,500 WATERFRONT TOWNHOME! Easy Care!

3BR-2.5 Baths PLUS lg Bonus/4th BR. Private balcony & boat dock on 1200 acre lake. Minutes to Ft Bragg MLS# 141660

$297,000 PINEHURST #6!

Newer 4BR-2.5BA & wonderful Sun Room! Split floor-plan on single level w/Oak floors throughout & Gourmet Kitchen. Very impressive. MLS# 140279

$324,900 VASS GOLF FRONT, 8th Hole @ Woodlake CC! 4BR-3BA close to Ft. Bragg. HW floors, split bedrooms, Granite Kitchen & nice Master Suite. MLS# 140968

$199,000 Pinehurst (Eastwood) 3BR-2.5BA w/10 WOODED ACRES, 3.5 miles to Hospital. Family Room, Screened Porch, Pool & 2.5 Car Garage/ Shop! MLS #139045

$132,500 PINEBLUFF! 3BR ranch home on half-acre.

Country living but close to town. Oak floors, great Den & NO CITY TAXES! Close Ft Bragg & Camp Mackall.

MLS# 140774

$148,500 ABERDEEN, 3BR-2BA. Beautiful Cottage! Separate LR, Private Master, Det. Storage Bldg, New HVAC, New Deck & Fenced Rear Yard. Very Nice! MLS# 140488

(910) 295-1600 Visit www.SellersHomes.com

IMPROVED PRICE. 5BR/4BA, built in 2007 on .8 AC, gourmet kitchen w/stainless appliances, granite counters, walk in pantry, plantation shutters, hardwood floors, loft/computer area, screen porch, huge deck, conv to base! $489,000 MLS#140428

. . . Yo u r M o v e . . .

NEW LISTING

Commissions are negotiable and not set by law.

38 GREYABBEY, PINEWILD 3BD/2BA plus study/office Beautiful Pinewild Custom home featuring 3 bedrooms, plus study with ceiling to floor built-in bookcases. Bright, open rooms.

Large kitchen with sunny breakfast area, separate dining room, full patio across rear of home with view of 1st Green and 2nd Tee on the Magnolia Course. Call Lin for showing.

7 TEWKESBURY, COTSWOLD 3BD/2 1/2 Bath plus bonus room Elegant, top quality, lock-it and leave-it Cotswold townhome custom built in 2004.

Soaring ceilings and deep molding add to its character. Preferred lot on west side of Cotswold with private patio setting. Easy living in this unique Pinehurst Community. Call Lin for showing.

Lin Hutaff • Cell 910.528-6427

w w w. p r u d e n t i a l p r o p e r t i e s . c o m

NEW LISTING

141717 Old Town Pinehurst: 141737 National: Golf Front, 3200+SF, 4BR/4BA, 3-Car 3BR/2.5BA. $459,000 PRU8Q8V9 Garage. PRU2F7E6 Frank Sessoms Eva Toney 910.295.5504 910.638.0972 910.295.5504 910.639.3099

NEW PRICE

141739 Old Town Pinehurst: Totally Renovated!

3BR/4BA. $769,900 PRU8G3D4 Nettie Calfee 910.315.6225 910.692.2635

will be easier with a Prudential Real Estate Sales Professional.

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©2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license. Equal Housing Opportunity.

Open Houses New Listings Price Reductions

PAGE D2

PROPERTY TRANSACTIONS

THE PILOT — SOUTHERN PINES, N.C.

SOUTHERN PINES CHARMERS

145 SKYLINE MANOR Situated on 3 Acres, Golf Front with 4 Bedrooms, 3 Baths, LR, Formal DR, FR, Carolina Rm with Finished Lower Level with 1 Bdrm, 1 Bath and Utility Rm. This home has a Beautiful Backyard, Deck, 1 Car Garage and an abundance of space inside and out! New Roof and Painting 2010 “PLUS” New Appliances AND New Anderson Windows in 2006. PRICED AT: $279,900 Visit www.145skylinemanordrive.info/

145 MERRY MOCK HILL Nestled on 1 Acre surrounded by Horse Farms, you’ll love the setting and enjoy this adorable 3 Bedroom, 2.5 Bath, LR, DR, Fireplace, Beautiful Kitchen w/Center Island home. There is an additional detached building with 260 Heated Sq. Ft. with Electric and Plumbing. Attached is a 2 Car Garge, Fencing and Deck in the back.

PRICED AT: $235,000 Visit www.145merrymockhillroad.info/

P i n k y D o y l e , CRS, GREEN, GRI

RE/MAX of THE PINES 235 E. Pennsylvania Ave. Southern Pines, NC 28387

Broker/Owner Office: 910-695-3651 Mobile: 910-783-6573 www.pinkydoyle.com

Yes,

WE’RE LENDING From conventional loans to FHA and VA loans, to NC Housing First Home Mortgages and 100% Financing options, First Bank has offered loan options, competitive rates and local expertise to help meet your financing needs.

B R E N NE R

GINNY WEBB MORTGAGE LOAN SPECIALIST

18 HIALEAH PLACE Updated, double lot, cul-du-sac Sunday, January 30 • 1 to 4

8B PINEHURST MANOR Great Location Saturday, January 29 • 1 to 4 Sunday, January 30 • 2 to 5

January 18-21, 2011

H&H Homes of Fayetteville LLC to Daniel A. and Emily B. Baugher, Lot 63 P2 Sinclair Little River Township, $222,000.

Roger E. Strine to Steven C. and Rebecca J. Jensen, Lot 106 U16 P2 Pinehurst, Mineral Springs Township, $205,000.

Carolyn M. Johnson Et al. to Wells Fargo Bank NA and Wells Fargo Mortgage Inc., Trustees Deed B3394/564 Tract Ritter Township, 10 SP 362 $85,000.

Speight Construction Inc. to Jamar Baldwin, Lot 118 P4 Woodgreen Sandhills Township, $142,000.

Global Properties and Development LLC to Elizabeth Degraeve, Lot 98 The Arboretum, McNeill Township, $299,000.

Dana L. Bullard and Anderson & Strickland PA to State Employees Credit Union, Trustees Deed

B2744/538 Lots 843 844 Sequoia East Seven Lakes, Mineral Springs Township, $148,500.

Grace F. and James K. Jones to Jere N. and Mary E. McKeithen, Lots 2224 BL F&6 Southern Pines, McNeill Township, $115,000.

John E. Ferris to 64/66 Maple Street LLC, Lot 50 Kensington Village, Sandhills Township, $110,000.

Philip H. Jr. and Erica Peterson to Renee C. Laughlin Et al., Lot 22 Kensington Village Sandhills Township, $149,500.

Emily A. Tobias Et al. to Karen Caulfield, Lot 73A S6 Whispering Pines, McNeill Township, $220,000.

Anneliese Hess to Heather Y. and Scott Sprinkle, Lot 338 PII Blue Farm, McNeill Township, $170,000.

Theresa K. Morehead to Townsend and Imelda Blanchard, Lot 10 P2 Kinross Sandhills Township, $390,000.

Della M. Bell to Gregory M. Infantolino, Lot 525 U8A P1 Pinehurst, Mineral Springs Township, $219,000.

Stafford Land Company Inc. to Christopher S. and Rachel K.

Brantley, Lot 21 P1 Sandy Springs Sandhills Township, $241,000.

James H. and Mary H. Spotts to Mitchell and Marion Bereznoff, Unit 404 P1 Foxfire Club Villas, Mineral Springs Township, $160,000.

Wendy Bray to Arlene C. Block, 24.34 acres, & 0.45 acres, Bensalem Township, $50,000.

William L. an Patricia Pollard to Douglas and Jessica Sorrow, Lot 2430 Shropshire Seven Lakes, Mineral Springs Township, $155,000.

Marguerite M. Laird to Matthew A. Smith and Heather K. Lewis, Lot 118 S1 Sandhurst South, Sandhills Township, $220,000.

Wilma J. Rizzi to Jeffrey S. Boan, Lot 23 Kensington Village, $135,000.

Deutsche Bank National Trust Company Et al. to David C. and Carolyn A. Delaby, Lot 953 Pinecone Seven Lakes, Mineral Springs Township, $124,000.

DGH Management LLC to Adam B. and Beverly R. West, Lot 21 Laurel Commons, McNeill Township, $185,000.

$2,300,000 $995,000!

Equal Housing Lender

Member FDIC

REAL ESTATE

The Moore County Register of Deeds Office in Carthage has recorded the following property transfers valued at $50,000 or more.

Southern Pines 205 SE Broad Street 910-692-6222

www.FirstBancorp.com | 866-792-4357

FRIDAY, JANUARY 28, 2011

Open Houses This Weekend!

The “Mystic Cottage” at 105 Magnolia Rd, Pinehurst was built in 1895 by the architect who designed The Carolina. This ornate residence served as the 1st home of the Leonard Tufts family. Zoned commercial & the only retail in the Village that owns its parking. 6000 SF + 2,400 SF of covered porches w/ a multitude of uses incl. residential on the 2nd & 3rd floors. Elevator serves 3 floors. Perhaps convert back to a residence with Carriage House as a guest cottage? Once $2.3 million, reduced to $995,000. Broker/Owner.

80 LOST TREE ROAD On 16th tee of Pinehurst #3 Saturday, January 29 • 1 to 4

Call Tammy Lyne 910-603-5300 at Keller Williams Realty for this once in a lifetime opportunity to own a piece of Pinehurst history!

105 PITCH PINE LANE New Construction Saturday, January 29 • 1 to 3

www.TammyLyne.com

offered by Brenner Real Estate 910.295.9040 866.295.9040

For directions and more details go to www.BrennerRE.com

NEW ON MARKET

NEW ON MARKET

Pinehurst $192,500 Wonderful Location – Updated Kitchen 2 BR / 2 BA Code 744

www.303HamptonDrive.com

Pinehurst $364,900 Seven Lakes West $364,700 Lovely Pinehurst Golf Front Cottage Elegant & Inviting Golf Front Home 3 BR / 2 BA Code 745 3 BR / 2.5 BA Code 746

www.130ThunderbirdLane.com

Seven Lakes West $629,000 Seven Lakes North Exquisite Water Front Home Lovely Water Front Home 3 BR / 3 BA Code 609 2 BR / 2.5 BA

www.156SimmonsDrive.com

NEW ON MARKET

www.158BanbridgeDrive.com

$349,995 Pinehurst $475,000 Beautiful Brick Golf Front Home Code 628 3 BR / 4.5 BA Code 696

www.105BrownBarkRoad.com

www.139JuniperCreekBlvd.com

NEW ON MARKET

Southern Pines $175,000 Mid South Club Great Location – Inviting Floor Plan Beautiful Golf Front Home 3 BR / 2 BA Code 747 4 BR / 3.5 BA

www.811GlenwoodTrail.com

$555,000

Code 604

www.4NorthSouthCourt.com

Seven Lakes North $149,000 CCNC $849,900 Beautiful Home with Water View Exquisite Cedar Shake & Stone Home 3 BR / 2 BA Code 633 5 BR / 4.5 BA Code 642

www.105CobblestoneCourt.com

www.325LakeDornochDrive.com

Pinehurst $235,000 Pinehurst $349,500 Vass $395,000 Aberdeen $135,000 Pinehurst $127,900 Wonderful & Spacious Brick Home Charming Cottage Style Home 13 Beautiful Acres with a Pond Super Condition – Fenced Backyard Great Buy – Furnished Condo 3 BR / 2 BA Code 649 4 BR / 3 BA Code 652 3 BR / 2 BA Code 653 3 BR / 2 BA Code 654 2 BR / 2 BA Code 660

www.2SalemLane.com

www.22CedarLane.com

McLendon Hills $399,000 Lovely Home - Equestrian Community 4 BR / 4 BA Code 662

www.192BrokenRidgeTrail.com

www.3279LakeBayRoad.com

www.105StAndrewsCondo.com

$291,000 Seven Lakes South $195,000 Midland CC National $489,000 Seven Lakes South $219,000 Great Golf Front on 12th Fairway Open Plan – Beautifully Maintained Lovely Brick Golf Front Home Newly Renovated Brick Golf Front Code 677 3 BR / 2 BA Code 680 2 BR / 2 BA 3 BR / 2 BA Code 672 3 BR / 3 BA Code 681

www.205NationalDrive.com

www.116DartmoorLane.com

Seven Lakes North $289,900 Seven Lakes South $420,000 $175,000 Foxfire Fantastic & Spacious Water Front Spectacular Brick Golf Front Lovely & Spacious Golf Front Home 3 BR / 2 BA Code 685 3 BR / 2.5 BA Code 688 Code 686 5 BR / 4.5 BA

www.113CardinalDrive.com

www.240SnoozingPineLane.com

www.42WoodlandCir.com

www.135LancashireLane.com

Seven Lakes West $329,000 Foxfire $225,000 Great Location & Open Floor Plan Inviting Floor Plan & Great Location 4 BR / 3.5 BA Code 691 3 BR / 2.5 BA Code 693

www.103TeagueDrive.com

View Floor Plans and Virtual Tours of Our Listings and See ALL Moore County Listings and Community Information at www.117HastingsRoad.com

www.120SaffordDrive.com

www.MarthaGentry.com

www.20CardinalDrive.com

Military?!

Check out our Military Advantage Program at www.MarthaGentry.com

Professionally Speaking

FRIDAY, JANUARY 28, 2011

THE PILOT — SOUTHERN PINES, N.C.

When you need to know... talk to Mickey DeBernard

Dear Community,

Being a Realtors means we When looking to buy or are members of the National sell real estate in North CarAssociation of Realtors and olina it is in your best intertherefore work with real estate est to understand what you contracts that have been are signing. Realtor’s have jointly approved by the North mandatory education reCarolina Bar Association and quirements that must be the North Carolina Associamet on a yearly basis. The tion of Realtors, Inc. This year purpose of this education is on January 1 we received a designed to help Realtors number of new forms that we help you understand the will be using and you as the reasons behind these public will be seeing for the changes. The world continfirst time. Some of these ues to evolve and as such I forms have minor changes expect that these forms will and others more extensive. change again in the future.

There are new forms that ad- Greg Regan When entering in a real esdress due diligence and intertate transaction in North net advertising. “Time is of the Essence” is Carolina whether you are buying or selling a phrase that becomes very important. it is in your best interest to contact a RealThere are changes in forms for listing and tor to assure you are informed and knowlbuying real estate, short sales, lead based edgeable about what it is that you are paint addendums plus more. signing.

2011 Board of Directors:

Jim Murray - President Steve Ennis - Director Christine Menear - Director Barbara Klug - MLS Director Arvilla Sheron - President Elect Peggy Floyd - Director Laurie Davis - Director Bobby Brooks - MLS Director Lynne Williams - Secretary/Treasurer

Dave Craft - Director Elizabeth Childers - Past President Denise Roberts - MLS Director Lari Dirkmaat - Director Greg Regan - Director Roy Harvel - MLS President Dawn Crawley - MLS Director Peyton Gentry - MLS President Elect Kim Stout - MLS Secretary/Treasurer

Pinehurst - Southern Pines Area Association of REALTORS®, INC. The Voice for Real Estate in the Sandhills www.pinehurstncrealtors.com

PAGE D3

www.NewHeritageRealty.com E-mail: Mickey@NewHeritageRealty.com

Affiliated Builders • McArnold Construction Inc. • Wonderful Life Construction Inc.

1901 N. Poplar Street • Aberdeen NC

OPEN HOUSE Princess Gate - Sunday 1-4 PM

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Published every Friday by The Pilot in partnership with the Pinehurst-Southern Pines Area Association of REALTORS, with a circulation of 19,000.

Deadline for the Sandhills Real Estate Guide is 5:00 pm on Tuesday.

NEWSPAPERS IN EDUCATION

It's as simple as donating your vacation papers, or a few dollars added to your paid subscription to Newspapers in Education. Support our local schools & students the future leaders of the community.

For more information or to make a donation, call 693-2490 or stop by The Pilot on 145 W. Penn. Ave in Southern Pines.

Your Move...

will be easier with a Prudential Real Estate Sales Professional.

w w w. p r u d e n t i a l p r o p e r t i e s . c o m

OPEN HOUSE SATURDAY, JANUARY 29 2:00 - 4:00 P.M.

OPEN HOUSE SUNDAY, JANUARY 30 • 1:00 - 3:00 P.M.

140397 52 McMICHAEL DR., PINEWILD CC, DIR.: From Linden Road Gatehouse; Left Lasswade; Right McMichael. Golf Front, 3BR/2.5BA, 2 Bonus Rooms & an Office. $545,000 PRU8R8U3 Arvilla Sheron 910.639.5133 910.295.5504

140997 141 LAKEVIEW DR., WHISPERING PINES, DIR.: Hwy 22 to Rays Bridge Road; Lake View Drive; OR Niagara Carthage Road to Lake View Drive.

Overlooks Thagards Lake.

3BR/3.5BA. $399,900 PRU8Z8J4 Mav Hankey 910.603.3589 910.692.2635

910.295.5504

Joel Rich

910.295.5504

134808 Golf Front on Dogwood.

2BR/2.5BA. $325,000 PRU4K3H8 Susan Ulrich 910.603.4757 910.692.2635

141171 137 HARDEE LN, WHISPERING PINES, DIR.: From So. Pines; Central Drive; Right Airport Road; Left Hardee; House on the right. Golf Front! 3BR/2BA. $224,000 PRU4P4A7 Carol Haney 910.315.5013 910.692.2635

139717 1200 BURNING TREE, PINEHURST, DIR.: From Pinehurst to Linden Road; Left Pine Vista; Right Burning Tree. Ideal Family Home w/fenced back yard.

4BR/3BA. $339,900 PRU8U9Y3

Arvilla Sheron 910.639.5133 910.295.5504

OPEN HOUSE SUNDAY, JANUARY 30 • 1:00 - 4:00 P.M.

137858 124 STEEPLECHASE WAY, LONGLEAF, DIR.: From Knoll Road turn onto Steeplechase Way. Golf Front, Great Views!

3BR/2BA. $349,900 PRU8G3L3 Pat Koubek 910.215.2869 910.692.2635

137743 Lake Front & Golf View!

3BR/3BA. $525,000 PRU2S9L5 910.315.4009

141741 425 DOGWOOD LN, SO. PINES, DIR.: From May Street; Right East Illinois Ave.; Right S. Ridge; Left Dogwood Ln. Light filled & Spacious! 4BR/4BA. $389,000 PRU7M9J7 Mav Hankey 910.603.3589 910.692.2635

137849 68 POMEROY DR., PINEWILD CC, DIR.: From Linde Road Gatehouse; Left Lasswade; Left McMichael; Left Pomeroy. Golf Front, 3BR/3BA, Bonus Rm. $459,000 PRU3S9H2

134717 Golf & Water Views!

3BR/3.5BA. $663.455 PRU6Q2E7 Joel Rich

OPEN HOUSE SUNDAY, JANUARY 30 • 2:00 - 4:00 P.M.

141131 64 POMEROY DR., PINEWILD CC, DIR.: From Linden Road Gatehouse; Left Lasswade; Left McMichael; Left Pomeroy. Golf Front, 4BR/3.5BA, 2-Sided Fireplace. $459,000 PRU5L3T2 Arvilla Sheron 910.639.5133 910.295.5504

CCNC

910.315.4009

Log on to www.prudentialproperties.com Enter the PRU ID for our Easy Search or Snap & Search with our FREE APP on Get the free mobile app at http://gettag.mobi your Smart Phone

PINEBLUFF

PINEHURST LAKE

141312 Extras Galore! 3BR/2BA. $140,900 PRU4S4V2 Nettie Calfee 910.315.6225 910.692.2635

138598 Granite & Hardwood. 5BR/3BA. $299,900 PRU5S5W6 Krista Duncan 910.690.7009 910.295.5504

Bonnie Baker 910.690.4705 910.692.2635

PINEWILD CC

PINEHURST

135043 Turn Key & Golf Front!

3BR/3.5BA. PRU2F7J2 Marie O'Brien 910.528.5669 910.295.5504

138958 Golf Front Course #3. 4BR/ 3.5BA. PCC avail. $525,000 PRU7B9V7 Marie O'Brien 910.528.5669 910.295.5504

137804 Fantastic Views! 3BR, 3BA. $599,900 PRU4H7Y9

140390 Turn Key Perfect! PCC & #7 Membership. 3BR/2BA. $267,000 PRU3A5N7 Debbie Darby 910.783.5193 910.692.2635

910.295.6455

Pat Wright

910.295.5504

©2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license. Equal Housing Opportunity.

PAGE D4

THE PILOT — SOUTHERN PINES, N.C.

MOORE COUNTY HOME BUILDERS ASSOCIATION

FRIDAY, JANUARY 28, 2011

Purchasing Your Land

Location, location, location! Your lot will be an actual part of your new home and where you plan to live. Be sure that you're completely happy with it. If you have doubts about how you'll feel 1 year, 5 years, or 20 years from now in this location, you may need to search some more for your new home's lo-

cation.

It is a much better idea to find the ideal lot before you finalize the design plans of the new home. The land can play a large roll in how the design plans will work. The style, shape, size, foundation type, width, and etc may all need to be adjusted to certain land features and criteria. If

you have decided to purchase the plans first, be sure that you know what criteria to follow for the lot you select. Construction blueprints are non-returnable.

There are building restrictions and protected covenants in many development areas. These are minimum standards for new constructions with more stable, controlled home values. If you want a large lot, consider the time and money it will require keeping it maintained. Be sure of the requirements on basements, crawlspaces, or slabs that you may choose to use as your foundation. Also, consider the orientation to the sunrise and sunset if you are concerned with interior heating and cooling consideration. If the requirements do not suit

your preferences, it may be worth the extra cost to find a different location, even if it is more costly.

Be skeptical of "bargain lots". If the price is to good to be true it quite possible is. If the price is much lower than the communities normal price range, there is probably a reason. Look for problem areas.

Check the drainage; low spots where water can lay can be the result of poor soil conditions. This can affect drainage, foundation design, sanitary disposal, topographical problems, difficult restrictive covenants or easements, availability of utilities [water, sewer, electric, gas].

It may be beneficial to

By John Pandich Moore County Home Builders Association President

consult a local professional before making the decision to purchase. Be cautious, but be wise. It may be difficult to find a good lot, so if there are problems that you can work with or around you may still want to consider the purchase.

Make the best effort possible to build in an area with homes that will be comparable. The surrounding homes will have a major impact on the resale value of your home someday in the future. You shouldn't overbuild and have a high valued home in an area with homes of much less value as this will lower the value of your home.

Even if you have built the most unique and

most beautiful home in the area, it will be difficult to sell later since it does not blend with the neighborhood.

Look at the survey that was done on the lot. The seller should be able to provide you with a copy of the survey prepared by a registered surveyor. It should show all legal easements, setback requirements, baseline elevations, and possible wetlands, which you may not be able to build on. The last required step is to insist on and pay for a title search and title insurance. If there would ever be a dispute over the land ownership, the title insurance would be an asset. Most lending institutions will require a title that is 'free and clear' before they will negotiate on a loan.

MCHBA Builders & Services Re

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To Schedule a Home Inspection, Just Call Marty Gabryszak 910.528.2178 • 919.238.4035 marty.gabryszak@pillartopost.com www.pillartopost-pinehurst.com

FRIDAY, JANUARY 28, 2011

L ET ’ S TA LK H O M E F I N A N C E

THE PILOT — SOUTHERN PINES, N.C. OLD TOWN

GOLF FRONT

PAGE D5

Don’t Let Debt Diminish Your Purchasing Power

By Victoria Spannaus Wells Fargo Home Mortgage

Eva Toney 910-638-0972

E-Mail: eva@pinehurst.net

www.RealEstateInPinehurst.com

“WISTERIA COTTAGE” IS ONE OF THE COTTAGES BUILT BY JAMES TUFTS, the founder of Pinehurst.

This charming cottage features wood flrs & wood paneled walls, 3 frplcs w/ carved moldings, 4 BRs, 5 BAs, gracious Liv. Rm & Din. Rm, & a glassed-in porch w/ stained glass door & transom. $1,250,000

BEST LOCATION & VIEW – Pinehurst Course 3, 12th Fairway – 3 BRs (split plan), 2 Baths, open plan, magnificent views, large deck, quiet cul-de-sac, Pinehurst CC Membership available. $299,000

©2011 Prudential Financial, Inc. and its related entities. An independently owned and operated broker member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license. Equal Housing Opportunity.

How you can do your part - and save money by conserving water

(ARA) - Water may not be the renewable resource you think it is. In fact, 36 states anticipate shortages by 2013, according to U.S. government estimates. But the good news is there are multiple ways you can reduce the amount of water you use in the home, which in the end will save you money on your water bill.

There are ways to cut back on the waste with every toilet flush, every time the shower runs or each time vegetables are washed in the sink. The Environmental Protection Agency promotes water efficiency and enhances the market for efficient products, programs and practices using the WaterSense label.

Several manufacturers that actively support WaterSense are taking the federal mandate of 1.6 gallons of water per flush to a new level. Kohler Co. has developed toilets which use only one gallon of water, and there are several models available at the 1.28 gallons-perflush level. Dual flush toilets allow users to choose a level of

water -- 0.8 gallons for liquid wastes and 1.6 gallons for solids -with improved flushing technology, meaning consumers are not going to lose out on performance or design.

If the average family of four people changes their old, 3.5 gallons-per-flush toilet for a high efficiency, 1.28 gallons-per-flush toilet, they could save 20,000 gallons of water a year. If every household did the same thing, more than 1 billion gallons of water would be saved.

"Homeowners are wanting energy-efficient appliances to save money around the home, and they shouldn't overlook plumbing products," says Master Plumber and Contractor Ed Del Grande, host of "Ed The Plumber" on the Do It Yourself Network. "By replacing toilets with newer models that flush much less water, but still perform to expectations, an average family can save a lot of water. And we know that performance cannot be overstated. What good is a water-saving toilet if you have to flush

twice?"

But toilets are just the start. The standard rate of water flow in the shower is 2.5 gallons per minute. That can be cut in third by installing a high-efficiency showerhead, and many showerheads can be adjusted to get the high-pressure power massage, if wanted.

The third water-saving opportunity in every household takes the least amount of work.

Faucet aerators are the screens water passes through as it leaves the spout. The replacement of a 2.2gallons-per-minute aerator with a 1.5-gallons-per-minute aerator reduces water usage by 30 percent.

If you are curious about how much water you are using in your home, visit www.savewateramerica.com to take a brief quiz that will help determine usage and identify ways to save water in your home.

For each person who takes the quiz, Kohler will donate $1 in water-saving products to Habitat For Humanity for use in their homes.

A family of four can change their old, 3.5 gallons-per-flush toilet for a high efficiency, 1.28 gallons-per-flush toilet, and save 20,000 gallons of water a year.

Like Many Americans, your 2010 holiday gifts may have been purchased with the help of a credit card. Will that higher debt load affect your ability to qualify for a mortgage this year?

Let’s look at Marilyn’s situation. She’s a typical house hunter earning $4,000 a month who has worked hard to accumulate a $20,000 downpayment, but she still needs to get preapproved for financing.

How much can Marilyn borrow?

Worksheet #1: Gross Monthly income $4,000 X 28% (max. mortgage payment allowed by most lenders) x.28 Total PITI (principal, interest, taxes, insurance) $1,120 Worksheet #2: Gross monthly income $4,000 X 36% (monthly limit for all debt payments) x.36 Subtotal $1,440 Minus car loan and credit card payment 600 total PITI (principal, interest, taxes, insurance) $840 Worksheet #1 shows that, without any other debt Marilyn could probably

“I will provide an outstanding mortgage experience from application to closing”

qualify for a monthly payment of $1,120.

On a 30-year, fixed rate mortgage, this translates to a home loan of about $165,000 at a current average rate. Added to her $20,000 downpayment, she’d be able to buy a lovely townhouse in the $185,000 price range.

Worksheet #2 makes it plain, however, that Marilyn’s overall debt dramatically reduces her purchasing power. In reality, she can only afford a home priced at about $137,000.

Even if she applies for an FHA loan — which permits a slightly higher debt load — she’ll have to sacrifice many items on her new-home wish list.

While Marilyn could delay buying a home while she pays off the car loan and credit cards, she should also consider purchasing now. Even though she’ll pay a slightly higher interest rate on a low-

downpayment loan, using some of her $20,000 fund to eliminate those other debts may be the better option. Not only will she be locking in a home loan at today’s super-low interest ratesshe’ll be able to claim a sizeable mortgage interest deduction on her next tax return.

Although your individual situation may vary, Marilyn’s example points out how it can pay to look at your home buying potential from every angle before the house hunt begins.

For a free consultation to discuss which type of mortgage loan will work best for you, call Victoria Spannaus at Wells Fargo Home Mortgage at (800) 741-7813 or 910-6926225.

Reprinted with permission of The Printer, Inc.

Your goals deserve our attention Every year, millions of Americans enjoy the rewards of homeownership.

And they trust their homeownership goals to Wells Fargo Home Mortgage.

We’d like to help you too.

With our exclusive programs and dedication to personal service, you can feel confident that we’ll help you choose the home financing to help fit your current needs and future goals.

To put your goals into action, call your Wells Fargo Home Mortgage consultant today.

Victoria Spannaus

Deborah Lawson

Lisa Gibbs

Sales Manager Wells Fargo Military Certified 10796 US Hwy 15-501 South Southern Pines, NC 28387 Office: 910-692-6225 Toll Free: 800-741-7813

Home Mortgage Consultant Jr

Home Mortgage Consultant 600 SW Broad Street Southern Pines, NC 28387 Office: 910-692-2212

10796 US Hwy 15-501 South Southern Pines, NC 28387 Office: 910-692-5118 Cell: 910-215-4099

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2010 Wells Fargo Bank, N.A. All rights reserved. AS482283 12/10-3/11

Simple tips and updates to ensure a home, safe home

PAGE D6

THE PILOT â&#x20AC;&#x201D; SOUTHERN PINES, N.C.

Show off your personality through your garage door

(ARA) - An old adage says that if you live with a spouse or even a pet long enough, you may begin to look like your significant other or precious pooch. While it seems a stretch to some, there's a fair amount of truth in the notion that people tend to surround themselves with other people and things that capture their own looks and personalities.

It's fairly common to see one well-toned person on a tread mill at the local gym alongside his or her equally well-toned spouse. A feisty international traveler might enjoy a kindred spirit with an eager, wellgroomed poodle. And a couple of warmhearted grandparents who like an occasional afternoon nap probably pair well with a basket of happily purring cats.

Some people may even look like their homes. Like the people and pets in our lives, our surroundings say a lot about who we are, what we like and how we strive to look. If you're the cutting-edge type, you probably fit well with a sleek, modern dwelling. For those with more traditional personalities, you would be right at home in a Victorian, Craftsman or other historical home.

Your home, its furnishings and exterior style, probably are more reflective of your personality than anything else in your life.

Only the clothes on your back would come close to matching the relevance of your home in terms of making a visible statement about your style and personality.

Even the style of garage door that you select is reflective of your personal tastes.

That's right - you may look like your garage door. Think about it.

Your garage door is probably the largest accessory you'll ever select. With the enormous variety of garage door styles available today, there's a look for every distinctive personality.

"A generation ago, most garage doors were fairly plain and largely reflected their functionality. Flat white doors with occasional windows were about all that you saw on Main Streets across America," says Vickie Lents of Amarr Garage Doors.

"Around 1990, it all changed when garage door manufacturers began offering a much wider range of garage door styles, colors and options.

Suddenly people began caring about the design of their garage door and how it fit in with the rest of their personal and architectural leanings."

For those who have an old soul, garage doors with a European Old World design and wrought iron decorative details are a perfect fit. People with more traditional, rustic personalities often find themselves accenting their homes

with solid wood garage doors made of mahogany, Douglas fir and Spanish cedar.

For all the non-conformists out there, Amarr recently introduced a residential full-view garage door.

Full-view doors have the modern, glass paneled look of a door you might more commonly find on an auto showroom or fire department. Lents says that non-conformist personality types often take it a step further by using the glass full-view doors to divide rooms inside homes, particularly downtown lofts.

Who says you have to select a sleek, glass-paneled or decorative wrought iron garage door to make a statement about your personality? If you're the quiet, nofrills type, there's no need to worry. There's a garage door for you, too. Garage door manufacturers still make the durable, plain white garage doors that do their functional jobs day in and day out almost without notice.

"In fact, time-honored plain garage doors continue to be one of our best sellers," says Lents.

Want to find a garage door that matches your unique personality? Spend a rainy afternoon with your significant other or family pet at your side perusing the scores of garage doors styles available at www.Amarr.com to find one that is reflective of your own flair.

(ARA) - Home, safe home ... but is it?

Home-related injuries result in nearly 20,000 deaths and 21 million medical visits every year, according to the Home Safety Council (HSC). The top three culprits include falls, poisonings, and fires and burns.

Since we know these leading injury causes, we should be able to avoid them - right?

Unfortunately, that's not the case. A recent HSC survey showed that while 92 percent of homeowners think about home safety often, only one-third were able to name a precaution they had actually taken at home.

It's time to stop thinking and start acting. Start off the new year by completing a few simple home updates to help protect you and your loved ones from these top home dangers.

Fight against falls Did you know that a person who lives to be 75 years old will have spent an average of 1.5 years in the bathroom? That's why it's essential that this highly used room be as safe as possible.

Grab bars are an easy and effective solution to avoiding falls. Products such as Moen Home Care Grab Bars with integrated accessories combine the safety benefits of a grab bar with three common bath essentials - a towel bar, a toilet paper holder and a shelf - making each bath functional and fashionable. And, to motivate you to install these products not just think about it each grab bar includes Moen Home Care's patented SecureMount Anchors to quickly, easily and securely install the grab bars in just minutes.

FRIDAY, JANUARY 28, 2011

Next, add a lightsensor nightlight in the bathroom - or in the hall outside the bathroom - to provide a well-lit path for nighttime visits to the restroom. The illumination will allow you to see where you're going and avoid any potential tripping hazards in the path.

Prevent poisoning Accidental poisoning

open) or purchasing and installing a medicine cabinet or storage cabinet with a built-in lock for added safety.

Banish burns It's a good thing that 93 percent of adults report working smoke alarms in their homes.

However, some burns occur without any smoke. In fact, more than 112,000 emer-

is the second leading cause of unintentional home injury deaths in the United States. In fact, more than 2 million poisonings are reported to poison control centers each year - with the highest rates among children younger than 5. Luckily, preventing these poisonings can be simple. To start, do nothing. That's right keep all cleaners, chemicals and medications in their original containers with labels to ensure that they are all used properly and not mistaken for another product.

Next, ensure that all poisonous items and medications are locked and out of reach of children. This can be as simple as adding child-proof locks on cabinets (which are simple for adults, but children are usually not coordinated enough to

gency room visits occur each year from burns caused by hot tap water. To prevent tap water burns, simply turn your hot water heater down below 120 degrees Fahrenheit. Finally, never leave potential fire hazards, such as space heaters, candles, irons, curling irons or food on the stove, unattended. Try replacing lit candles with battery-powered "flameless" candles or put your curling or flat iron in a protective case (or even a pot holder) when finished for added precaution.

In no time at all, your home will be better equipped to fend off the top three home safety hazards. For more information about Moen Home Care Grab Bars or other bath safety products, visit www.moen.com/hom ecare.

If you like a photo put a ring on it Browse our online photo galleries at www.thepilot.com to order your prints, keyrings, mugs, mousepads & more featuring your favorite local photos!

Itâ&#x20AC;&#x2122;s your life, read all about it

FRIDAY, JANUARY 28, 2011

THE PILOT — SOUTHERN PINES, N.C.

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THE PILOT — SOUTHERN PINES, N.C.

FRIDAY, JANUARY 28, 2011

PINEHURST RESORT REALTY Located in the Lobby of the Carolina Hotel

910-235-8700 • 1-800-772-7588 E-mail: pinehurstresortrealty@pinehurst.com Pen

din

g

NEW LISTING! Golf view of #9 tee on PCC Course No. 6. Light & open concept. Formal Dining, Study, dream Kitchen, hardwood floors.

Deck with fenced-in backyard.

Stamped concrete driveway, lots of storage.

3BR/2BA $299,000 (141828)

VERY NICE all new brick Violette Brothers home in Whispering Pines with many upgrades including granite counters, hardwood flooring, gas fireplace, Carolina Room, whirlpool tub & shower, rear deck, and irrigation system. Paved driveway in rear with stone driveway in front. 3BR/2BA $310,000 (139879)

NEW LISTING! Inviting and impeccable kept home. High ceilings, natural light, recently remodeled Kitchen & Master Bath, Plantation shutters hardwoods and tile. Professionally landscaped yard. Great privacy. 3BR/2BA $231,900 (141770)

PRICE REDUCED. GOLF FRONT HOME on famed Donald Ross No. 2 course. Don’t miss this opportunity. Located in The Fairwoods on Seven, a gated community. Overlooks 4th tee of Course No. 2. New roof and heat pump 2009. Large Master Suite, bedroom, sitting room, & office. Workshop area. 3BR2.5BA $695,000 (137891)

NICE HOME on a quiet street near Lake Pinehurst Beach. Living Room plus cozy den w/fireplace off Kitchen and breakfast area. Bamboo floors, screened porch, fenced backyard.

Lots of custom features. PCC membership available for transfer.

3BR/2BA $259,000 (138975)

MAINTENANCE FREE custom built home. Hardwood floors, tile bath, granite Kitchen counters, stainless steel appliances. Office and large Bonus Room. Covered front & back porch plus large deck. Oversized garage. Nice big yard. 3BR/3BA $324,000 (140993)

ENJOY your morning coffee from wrap-around deck of this unique fully furnished condo w/views of Lake Pinehurst and PCC Course No. 5.

Completely renovated in last five years. PCC membership available for transfer. 1BR/1BA $149,000 (141506)

QUIET LOCATION near pool.

Good condition with nice furnishings.

Stack washer/dryer. Newer heat pump and water heater. PCC membership available for transfer.

3BR/2BA $154,000 (138642)

FOUR BEDROOM two and a half bath two story brick home located close to the Seven Lakes West back entrance. Living Room, Carolina Room, two Family Rooms, Office, and large garage with workshop.

4BR/2.5BA $329,000 (139259)

Realtor of the Week JOE VIOLETTE

IMMACULATE masonary/ frame home on a cul-de-sac location.

Oversized garage (23x26). Level lot with large back yard. PCC membership available for transfer. 3BR/3BA $279,900 (141035)

RARE FIND IN WEYMOUTH HEIGHT, Hardwood/parquet floors throughout. Kitchen w/breakfast area.

Carolina Room, wine cellar. One wing could be apartment for in-law or teenager. In-ground pool. Separate workshop. 5BR/5BA $539,900 (138346)

NICELY FURNISHED unit with all appliances including washer/dryer.

Great view of Lake Pinehurst. PCC membership available for transfer.

2BR/2BA $169,000 (131920)

GREAT VIEW the 2nd green of PCC Course No. 5. Fully furnished and in good conditions. Pinehurst Country Club transfer fee of $12,000 is included in an acceptable purchase price. 2BR/2BA $149,900 (133394)

CUSTOM QUALITY Whispering Pines home by Violette Brothers Construction. Bright and open floor plan with split bedrooms, vaulted ceilings, fireplace, hardwood floors. Beautiful Kitchen and Master Suite. Screened porch. 3BR/2BA $285,000 (141163)

We are here 7 days a week to answer your questions and meet your real estate needs or call 1-800-772-7588 910-235-8722 • E-mail: pinehurstresortrealty@pinehurst.com

Joanne Padgett Broker in Charge CRS/GRI & GREEN

Elizabeth Childers Associate Broker CRS/GRI

Joe Violette Associate Broker

Pete Garner Associate Broker ABR

Roger Johnson Associate Broker

Harwell Stovall Associate Broker

Ann Benton Associate Broker GRI/ABR/RRS & GREEN

Faye Gibson Associate Broker GRI/ABR/RRS

Local Realtor Directory

Christine Sellers

Lucretia Pinnock 692-6767

When Experience Counts...

You Can Count on Lucretia!!!!

An Experienced Realtor Will Smooth Your Transaction!!!

www.PinehurstHomeSearcher.com

Pinnock Real Estate & Relocation Services, Inc.

Jim Horne

Murray Williamson Realtor®

CATHY LAROSE Broker / Owner

Larose and Company

“Specializing in Woodlake for Over 25 Years”

Independently owned and operated

jhornewlcc@pinehurst.net

Cathy@LaroseandCompany.com www.LaroseandCompany.com

Office.: (910) 245-8683 Cell: (910) 624-2997 Fax: (910) 245-8684

www.thelakeresortproperties.com

LYNETTE WILLLIAMS Broker

Specializing in all of Moore County

910.295.6056

lynettwllms@aol.com

murray@basilgrouprealty.com Cell: (910) 528-2432 Fax: (910) 944-7943 Pinehurst, NC 28374 www.basilgrouprealty.com

www.foxcreekre.com

Office 910-693-3300 Cell 910-690-0362

To Search For Complete Real Estate Listings go to

www.thepilot.com/news/real-estate

295-1600 Office 603-0367 Direct

Holleigh McLaurin

980 Unit 3 Seven Lakes Drive

(910) 673-1050

Cell: (910) 315-9950 holleighmc@hotmail.com

Bobby Edwards Edwards Real Estate & Forestry Consulting (910) 944-2023 (Office) (910) 690-5955 (Cell)