Sandhills Real Estate November, 19th 2010

Exception al Golf Retrea t

The Country Club of North Carolina 30 Saw Grass Place $1,150,000

Located on the 14th Hole of the Cardinal Course, the residence enjoys a spectacular fairway and pond view.

4 Bedrooms, 4 Bathrooms, 3 Powder Rooms with 5,611 sq ft built in 1985 on 1.33 acres.

Features include: Heated swimming pool, two fireplaces, main floor master bedroom, three car garage, billiard room with full bar, 5 year old cedar shake roof, spacious kitchen with breakfast room, pristine condition. Private location.

Maureen Clark 910∙315∙1080

Prudential Gouger, O’Neal & Saunders Real Estate Clark Properties of North Carolina

Open House This Weekend!

November 20 & 21 Open 12 to 4

220 W. HEDGELAWN, SOUTHERN PINES

Front Porches. Winding Sidewalks. Community Gathering Places.

Pool. Clubhouse. Maintenance Free Cottage Homes.

Designed & Built by

$294,739 from Midland Rd, turn at the Longleaf light on S. Knoll Rd. 1/4 mile on left

Step One Design Build

www.TheArboretumSP.com

$399,000

. . . Yo u r M o v e . . .

All brick in Sandhurst South, 3BR/2.5BA, plus office, Carolina room, hdwd floors, new appliances, new HVAC, pool, play space, convenient to base.

MLS#139035 Improved Price $275,000

offered by Brenner Real Estate 910.295.9040 866.295.9040

will be easier with a Prudential Real Estate Sales Professional.

w w w. p r u d e n t i a l p i n e h u r s t . c o m

NATIONAL GOLF CLUB

129902 Move-in Ready! All brick, 3BR, 2BA, single level, Village lot in National (gated). $327,000 910.639.3099

Frank Sessoms

910.295.5504

OLD TOWN PINEHURST

136118 Fully Renovated! His/Her Master Baths with walk-in closets, 3BR/4BA, Garden Rm, 3-car garage. $779,500 Nettie Calfee 910.315.6225 910.692.2635

OLD TOWN PINEHURST

138004 Pinehurst History & Great Location! 2 Sitting Rooms, Formal Dining, Carolina room, 2BR/2.5BA. $485,000 Joel Rich 910.315.4009 910.295.5504

WHISPERING PINES

140298 Living/dining room separated by brick frplc, Carolina Rm & full bsmnt. 3BR/2BA split plan. $220,000 Jill Greenleaf 910.783.6139 910.692.2635

©2010, An independently owned and operated member of Prudential Real Estate Affiliates, Inc.

Prudential is a registered service mark of The Prudential Insurance Company of America. Equal Housing Opportunity.

CHECK PAGE 3 FOR

Prudential Gouger O’Neal & Saunders

√ √ √

Open Houses New Listings Price Reductions

Smartphone Users - Quick and easy, one step straight to the real estate listings you most want to see . . . on your smartphone!

It’s as easy as taking a picture! In fact, that’s all you do!

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Barbara Klug

PAGE D2

PROPERTY TRANSACTIONS

THE PILOT — SOUTHERN PINES, N.C.

Cell 910.690.0262

Knollwood Village — Immaculate home nestled on a private wooded lot.

Welcoming light & open feel to this split bedroom floor plan (2bd/2ba) with spacious rooms, skylights, lots of glass 9' ceilings, eat-in kitchen overlooking courtyard garden. Peaceful and quiet setting.

Unlimited golf & social activities all at an unbelievably affordable price!

Offered at $173,000 Contact Barbara Klug 910-690-0262 for more details.

Box 1511 - 2209 Midland Road - Pinehurst, NC 28370 800.633.8576 - 910.295.5011 - Fax 910.295.6000 WWW.PINEHURSTAREAREALTY.COM

Yes,

WE’RE LENDING From conventional loans to FHA and VA loans, to NC Housing First Home Mortgages and 100% Financing options, First Bank has offered loan options, competitive rates and local expertise to help meet your financing needs.

The Moore County Register of Deeds Office in Carthage has recorded the following property transfers valued at $50,000 or more.

November 8-12, 2010 Bill Tobicoe to National Golf LLC, INT IN Unit 6 The Cottages National Golf Club Mineral Springs/McNeill Townships, $74,000.

National Golf LLC to Bill Tobicoe, INT IN Unit 2 The Cottages National Golf Club Mineral Springs/McNeill Townships, $96,000.

John T. Bigger Et al. to Bailey Frohbose, Lot 5 S6 Highland Trails, Sandhills Township, $195,000.

Elaine Gouker to Jerry W. Horner and Shannon L. Davidson, 20.55 acres, Carthage Township, $60,000.

Ronald L. and Jennifer C. Wallace to Brain K. and Keri I. Shires, Lot 376 PII Blue Farm, McNeill Township, $193,500.

2201 Pinehurst LLC to Charles F. Sr. and Ledenll B. Ross, Tract, $775,000.

Habitat For Humanity of the Sandhills Inc. NC to Montrell J. Smith, Lot 10R BL R&12 Southern Pines, $100,000.

Kimberly V. Carter to Thomas W. and Nancy Seitz, Lots 169 & 169A P4 McLendon Hills, Mineral Springs Township, $135,000.

James H. Wright to Andrew L. and Allison K. Bailey, Lot 102 Dundee Estates, $138,000.

Antonio R. and Orashunda G. Vanriel to Ronald L. and Jennifer Wallace, Lot 91 Whispering Winds, McNeill Township, $292,000.

Martha L. Arnott Et al. to Jason D. Grant and R. Dean King, Lot 207B ADD 5 S6 Whispering Pines, McNeill Township, $77,000.

John R. and Terri E. Cook to Richard L. and Amy Ashbranner,

TAMMY LYNE,

Lot 11 PIII Foxfire, Mineral Springs Township, $280,000.

Harold E. Jr. and Elizabeth G. Hyde to Horace F. Jr. and Lesley A. Howard, Lot 148 Pine Needles, McNeill Township, $355,000.

Julia E. Baun and Mario A. Giberti to Neil R. and Gina M. Alcaria, Lot 5372 S11 Woodlake Little River Township, $194,500.

Paul L. and Rebecca L. McNeill to Kimberly K. and Jeffrey L. Ailes, Lot 59 P2 The Pines, Sandhills Township, $263,500.

Jean A. and Donald R. Scott to David E. and Avis J. Truesdell, Lot 312 P01 McLendon Hills, Mineral Springs Township, $454,000.

Agnes Brand Et al. to William and Lenore M. Rittenhouse, Unit 402 Foxfire Club Villas, Mineral Springs Township, $115,000.

Realtor

910-603-5300

GINNY WEBB MORTGAGE LOAN SPECIALIST Southern Pines 205 SE Broad Street 910-692-6222

www.FirstBancorp.com | 866-792-4357

FRIDAY, NOVEMBER 19, 2010

YOUR SANDHILLS REAL ESTATE CONNECTION

Equal Housing Lender

Member FDIC

Rick Phillips, Broker 910-695-5795

790 Lake Forest Dr. SE On Lake Pinehurst 3200+ SF, 3BR, 3BA 2 Car Garage, Club Mem. Beautifully Landscaped.

Email rphillips@pinehurst.net

790 Lake Forest Dr. SE

Eastern Sun Exposure 900 SF Deck/Screened Gazebo Boat Dock + Great Lake Views New Roof & Heat Pump $649,500 NOW $619,500

Serving the Pinehurst Area for over 35 Years Hagan & Hagan GMAC Real Estate

A GIF T THAT KEEPS ON GIVING

"Choose a Realtor who is also an experienced State-Certified Appraiser" To see MY LISTINGS and ALL area MULTIPLE LISTINGS go to

www.TammyLyne.com

145 MERRY MOCK HILL

A HOME FOR YOUR FAMILY...Nestled on 1 Acre in Southern Pines surrounded by Horse Farms,

you’ll love the setting and enjoy this home with all the country sophistication. This home offers 3 Bedrooms, 2.5 Baths, Living Room, Dining Room, Fireplace, Fabulous Kitchen w/Center Island, great Deck and Fencing in the back. It doesn’t stop here! There is also additional detached building with 260 Heated Sq.Ft. with Electric! Priced Now at $235,000.

P i n k y D o y l e , CRS, GREEN, GRI, RFC

RE/MAX of THE PINES 235 E. Pennsylvania Ave. Southern Pines, NC 28387

Broker/Owner Office: 910-695-3651 Mobile: 910-783-6573 www.pinkydoyle.com

NEW ON MARKET

NEW ON MARKET

NEW ON MARKET

NEW ON MARKET

Pinehurst $125,900 Perfect Water Front Weekend Getaway 1 BR / 1.5 BA Code 728

Seven Lakes South $368,500 Pinehurst $238,000 Warm & Inviting w/ Spacious Floor Plan Great Location – Generous Sized Rooms 3 BR / 2.5 BA Code 729 3 BR / 3 BA Code 730

Southern Pines $435,000 Inviting Two Story – Lots of Privacy 3 BR / 3.5 BA Code 721

Pinehurst $315,000 Seven Lakes West $219,900 Pinehurst $241,000 Wonderful Brick Home – Roomy Interior Lovely Custom Home - Open Floor Plan Great Family Home – Excellent Location 3 BR / 3 BA Code 722 3 BR / 2 BA Code 723 4 BR / 3 BA Code 724

Pinewild CC $409,000 Breathtaking Panoramic Golf Views 3 BR / 2.5 BA Code 725

Seven Lakes West $248,000 Mid South $309,900 Beacon Ridge (7LW) $255,000 Seven Lakes West $269,900 Great Location w/ Lake Auman Views Nice Golf Views– Maintenance Free Lifestyle Super Sunsets – Custom Built Open & Spacious Golf Front Home 3 BR / 2.5 BA Code 726 2 BR / 2 BA Code 727 Lovely Brick Golf Front Code 996 3 BR / 2.5 BA Code 313

Pinehurst $155,000 Furnished Golf Front Condo 3 BR / 2 BA Code 324

www.140SugarGumLane.com

www.109RobRoyRoad.com

www.167BakerCircle.com

www.113LancashireLane.com

www.315JuniperCreekBlvd.com

www.120ChelseaCourt.com

Seven Lakes South $249,900 Pinehurst $549,000 Great Floor Plan – Corner Lot Gorgeous & Elegant Home 3 BR / 2 BA Code 369 4 BR / 3.5 BA Code 486

www.135DevonshireAve.com

www.100MagnoliaAvenue.com

www.1425MonticelloDrive.com

www.167LongleafDrive.com

www.195MidlandRoad.com

www.11GraysonLane.com

www.202BanbridgeDrive.com

www.112ForestSquareCircle.com

Seven Lakes West $549,900 Water Front w/ Bright & Airy Floor Plan 4 BR / 3 BA Code 493

Pinehurst $259,900 Warm & Inviting with Gracious Style 3 BR / 2 BA Code 526

www.103VanoreRoad.com

Seven Lakes West $349,000 Seven Lakes West $155,000 $339,500 Pinehurst Warm and Inviting Golf Front Charming Water Front Condo Spectacular Golf Front w/ Pond View 3 BR / 3.5 BA Code 546 4 BR / 3.5 BA Code 592 Code 559 2 BR / 2 BA

www.236LongleafDrive.com

Southern Pines $198,000 Pinehurst $349,800 Elegant Brick Ranch – Inviting Features Beautiful Golf Front – Super Floor Plan 3 BR / 2 BA Code 731 3 BR / 3 BA Code 720

www.115LakeviewCondo.com

www.142SakonnetTrail.com

www.535StAndrewsDrive.com

www.60PinewildDrive.com

www.202GolfTerrace.com

Seven Lakes North $165,000 Great Family Home – Quiet Street 3 BR / 2 BA Code 533

Mid South Club $765,000 Mid South Club $555,000 Gorgeous Golf Front /Water Views Beautiful Golf Front Home 4 BR / 3.5 BA Code 599 4 BR / 3.5 BA Code 604

www.22MastersRidge.com

View Floor Plans and Virtual Tours of Our Listings and See ALL Moore County Listings and Community Information at www.105BanbridgeDrive.com

www.122SeminoleCourt.com

www.MarthaGentry.com

www.4NorthSouthCourt.com

Military?!

Check out our Military Advantage Program at www.MarthaGentry.com

Professionally Speaking

FRIDAY, NOVEMBER 19, 2010

THE PILOT — SOUTHERN PINES, N.C.

When you need to know... talk to Mickey DeBernard

Dear Community,

Elizabeth Childers Rallies With Realtors® In New Orleans

Southern Pines, Nov. 16, challenging issues affecting 2010 – Elizabeth Childers the housing market, includof the Pinehurst-Southern ing recent revelations of imPines Area Association of proper foreclosure REALTORS® joined thouprocedures, restrictive credit sands of Realtors® across policies that prevent qualithe country in New Orleans fied buyers from becoming during the 2010 REALhome owners, and the TORS® Conference & Expo need streamline the short held November 5-8. sales process.

As they did in 2006, just NAR Chief Economist one year afterOPEN the devastaLawrence Yun HOUSE Newbury Ridge - Sunday 1-4predicted PM a tion of Hurricane Katrina, slow steady recovery for the Realtors® assembled in housing market despite onLouisiana at the National going challenges. He exAssociation of Realtors® annual conferpects continuing improvement of ence to address industry issues affecting underlying fundamentals of the current Realtors® and consumers nationwide, in- market in coming years. Yun shared that vest in education and networking for their while consumer confidence remains low, local businesses, and support home buyers are responding to historiLouisiana’s tourism industry. Realtors® cally low mortgage interest rates and faattended forums, classes, exhibits and vorable affordability conditions. workshops to gather pertinent informaNAR’s existing-home sales, which are tion and skills necessary to prepare completed transactions of single-family, themselves for today’s industry chaltownhomes, condominiums and co-ops, lenges and opportunities. rose the past two months, most recently Vicky Cox Golder, NAR’s 2010 presiup 10 percent in September, following a dent, said Realtors® are excited about sharp correction after the home buyer tax the progress and revitalization of the city credit expired. since their last emotional return. She also The 2010 NAR Profile of Home Buyers praised her fellow members for their reand Sellers was released during the consiliency throughout what has been a chal- ference; results affirmed that today’s lenging time for the real estate industry. home buyers have a long-term view of “Realtors® are the future of real estate, home ownership. Although typical sellers and the most trusted resource for real es- had been in their previous home for eight tate information,” said Golder. “Despite years, up from seven years in the 2009 market difficulties, they continue to bring study, first-time buyers plan to stay for 10 value to their clients by taking advantage years and repeat buyers plan to hold of educational opportunities and training, their property for 15 years. The study is like those offered at the Realtors® Conthe latest in a series of large national NAR ference and Expo, to build their busisurveys evaluating demographics, prefernesses and stay a step ahead.” ences, marketing and experiences of reDuring the conference, Realtors® uncent home buyers and sellers. derscored the value of home ownership and focused on solutions to address

Elizabeth Childers

Pinehurst - Southern Pines Area Association of REALTORS®, INC. The Voice for Real Estate in the Sandhills www.pinehurstncrealtors.com

Published every Friday by The Pilot in partnership with the Pinehurst-Southern Pines Area Association of REALTORS, with a circulation of 19,000.

Deadline for the Sandhills Real Estate Guide is 5:00 pm on Tuesday.

www.NewHeritageRealty.com E-mail: Mickey@NewHeritageRealty.com

Affiliated Builders • McArnold Construction Inc. • Wonderful Life Construction Inc.

1901 N. Poplar Street • Aberdeen NC

OPEN HOUSE Foxfire - Sunday 1-4 PM

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Your Move...

will be easier with a Prudential Real Estate Sales Professional.

w w w. p r u d e n t i a l p i n e h u r s t . c o m

OPEN HOUSE OPEN HOUSE SAT., NOV. 20•1 - 4 P.M. SUN., NOV. 21•2 - 4 P.M.

140997 141 LAKEVIEW DR., WHISPERING PINES, DIR.: Hwy 22/Ray's Bridge Rd/Lake View Dr. Stunning 3BR/3.5BA Lakefront Home! $399,900 Mav Hankey 910.603.3589 910.692.2635

140723 154 DUBLIN CT., WHISPERING PINES, DIR.: Hwy 22 N past the Airport; R Bellhaven Drive; R Dublin Court.

4BR/2BA. Move-in Ready! $240,000 Merry Garner 910.303.3091 910.692.2635

PAGE D3

NEW LISTING

It’s as easy as taking a picture!

Get the free mobile app at for your phone

http://gettag.mobi

140922 7 Lakes North: Spacious home! 3BR/2BA split plan.

Living/Dining combo, frplc, screened porch & deck. $175,000

140858 7 Lakes West: All brick, 3BR/2.5BA home. Great plan!

Formal DR, hrdwds, Carolina Rm. Fenced back yard. $250,000

141007 Pinewild CC: All brick, 3BR/2.5BA home w/hrdwd, formal LR, Fam Room w/frplc, & more. $349,000

140976 Vacation Year-Round!

Golf Front 4BR/4BA home w/waterfall, koi pond & gardens. Lovely! $549,000

Linda Criswell 910.783.7374 910.673.1063

Snap’n Search

Linda Criswell 910.783.7374 910.673.1063

That’s all you do after downloading the FREE app.

Or Visit Our Website

NEW PRICE

CCNC

137858 Longleaf CC: Golf front Steeplechase Way home on #16. 3BR/2BA. Basement. $349,900

138522 Near the Club House & Practice Range. All brick 3BR/4.5BA home on almost 2 acres w/seasonal course view. $339,995 Bonnie Baker 910.690.4705 910.692.2635

138958 Golf Front! Low Country Style 4+BR/3.5BA, Bonus Rm, Gas FP, Hrdwd & more. NOW $549,500 Linn Ardner 910.295.0800 / Marie O'Brien 910.528.5669 910.295.5504

140345 Custom designed 3BR/2+BA home for the enjoyment of the pond and golf course views. $686,000

140397 Golf front! All brick, 3BR/3.5BA home. Main level master suite, formal & casual areas. $545,000

137804 Gorgeous Home! Great kitchen. Super Master Bath.

Golf & Water Views! $599,900

HOUSE & ACREAGE

KENSINGTON VILLAGE

138350 17.1+/-Acres with a pond. 3 Houses "As Is Condition." Call for property details. $199,500

139042 Great Starter Home!

Needs a little Paint & Polish but a nice plan. 3BR/2BA. Nice Yard. $136,000

Pat Koubek 910.215.2869 910.692.2635

PINEHURST UNIT 10 &11

140416 Beautiful Pinemere Area of Lake Pinehurst. High ceilings, lovely ktchn, 3BR/2BA. PCC Available. $259,000 Bettye Marcum 910.603.2686 910.295.5504

138598 Immaculate! Quality, brick, 2600sf, 5BR/3.5BA home. Granite & Hardwood. $299,900 Krista Duncan 910.690.7009 910.295.5504

139217 Move-in Ready! Close to Ft. Bragg. Lovely updates.

3BR/2BA. Owner/NC Broker. $284,876 Jim Lawson 910.783.5442 910.692.2635

139889 Well-designed 4BR/ 3.5BA family home. Eat-in ktchn w/island, pantry & solid surface.

Fireplace. $325,000 Carol Haney 910.315.5013 910.692.2635

140048 Great 2-Story, 5BR/3.5BA 135019 Waterfront on Lake home w/main level master suite. Pinehurst - Spectacular Views!

Www.4PalmLane.com $369,900 An architectural Masterpiece!

3BR/3.5BA. $799,900 Frank Sessoms 910.639.3099 910.295.5504 Eva Toney 910.638.0972 910.295.5504

Arvilla Sheron Arvilla Sheron 910.639.5133 910.295.5504 910.639.5133 910.295.5504

PINEWILD CC

137610 All brick home in a great location! Bonus room, 4BR/3.5BA, lots of hrdwd floors, granite. Nice design. $359,900 Team Townley 910.690.7080 910.295.5504

137869 Golf Front Living at its Finest in Doral Woods!

Spacious living areas.

3BR/3BA. $365,000

139253 Water Front on Lake Pinehurst! Cleared lot with a bulkhead & dock. Ideal for a walk-out. $179,000

140656 Building site located near Lake Pinehurst - Corner of Burning Tree Road & Lake Side Drive. $35,000

Pat Koubek 910.215.2869 910.692.2635

©2010. An independently owned and operated member of Prudential Real Estate Affiliates, Inc.

Kimberly Byrd 910.695.6778 910.692.2635

David Ball 910.975.1487 910.673.1063

Arvilla Sheron 910.639.5133 910.295.5504

Mary Joe Worth 910.695.5430 910.692.2635

Joel Rich 910.315.4009 910.295.5504

PINEWILD CC

Pat Wright 910.295.6455 910.295.5504

Bill Brock 910.639.1148 910.692.2635

Prudential is a registered service mark of The Prudential Insurance Company of America. Equal Housing Opportunity.

PAGE D4

THE PILOT — SOUTHERN PINES, N.C.

MOORE COUNTY HOME BUILDERS ASSOCIATION

Reinventing Your Home as an Empty Nester

It’s official -- you’ve dropped your youngest child off at college and are returning back to an empty nest. While it is can be bittersweet to see your child leave home in search of independence and adulthood, we all know secretly that it can also be a nice to finally have the house all to yourself.

Your home was once centered around your family’s hectic schedule. Now that you are no longer spending time carpooling and helping with last minute science fair projects, it’s time to figure out how you want to change your home to reflect your new lifestyle and interests.

Here are some ideas

that might get your creative juices flowing.

Outdoor Rooms Don’t just limit your living space to your home’s interior walls. If you enjoy barbecuing and hosting parties, consider the possibility of an outdoor kitchen.

Adding a hearth or grill for cooking, a sink for ease in preparing food and a small fridge to keep things fresh will make entertaining easy — keeping you from running back and forth to the kitchen and missing out on the fun.

If entertaining isn’t your thing, designing an area to retreat to might be the option

for you. Add plants, water features and comfortable furniture to create a space to get away from it all.

The options for outdoor rooms are endless and can be specifically tailored to fit your lifestyle. Tying an outdoor space to an indoor room via a wide patio door can create the ‘outdoor room’ effect – rather than just having a patio outside…

Home Office You may be an empty nester, but you still may be a very active member of the workforce or have plenty of paper work and bills to keep up with. An extra bed-

room or den previously used for family activities would be a great place to turn into a home office.

Consider adding a sleeper sofa as part of the décor for Thanksgiving and holidays when children and grandchildren return home.

Home offices are becoming less of a luxury and more of a necessity with more people telecommuting or running their own businesses from their house. A consumer preferences survey by the National Association of Home Builders found that a home office was the third most desired specialty room.

Breathing Room Depending on the age of your home,

FRIDAY, NOVEMBER 19, 2010

By Jarrett Deerwester Moore County Home Builders Association President

you may find that your master bedroom or bath is too small for comfort. Expand into space that isn’t being used to expand the master bath or master bedroom walk in closet of your dreams or even create a separate seating or dressing area in your bedroom.

Incorporating these changes will not only

create a home that suits your new lifestyle, they are ones that may increase the value of your home for the time when you decide to finally sell.

For more information on remodeling a recently kid-free home, www.nahb.org/remodel or contact the Moore County Home Builders Association at www.mchba.com

MCHBA Builders & Services Daniel Adams, owner

danny@danieladams.com

PROVIDING

Custom Homes Remodeling Metal Buildings

(910) 295-1504 • www.danieladams.com Quality and Service Since 1885

Financing Available

QUALITY WORK AT REASONABLE RATES It’s Time to Get Comfortable™

2401 US #1 North, Southern Pines, NC 28387 (910) 692-2715 kitcab@mcdonaldbrothers.com

Come see us for your next kitchen or bath remodel!

NCIL & SON STA $1,500 Tax Credit

OFFICE: 910-281-4567 or 800-682-9276 Commercial & Residential Service On All Brands - New or Existing

BILLIE WILLIAMS LIC. # 13803-H-3

24 HOUR EMERGENCY SERVICE

HOMEOWNERS INSURANCE

Progress Energy Financing

BRYANT HEAT PUMPS

944-1940

NC 28315 HEABERDEEN, License #17864 LC ATIN G & AIR, L 116 W. MAIN ST.

The Home of Home InspectionSM > Pre-sale and pre-listing home inspections > Comprehensive, customized reports done on site > More than 1,600 items inspected > Objective, unbiased results for informed decisions > Easy scheduling

To Schedule a Home Inspection, Just Call Marty Gabryszak 910.528.2178 • 919.238.4035

marty.gabryszak@pillartopost.com www.pillartopost-pinehurst.com

910 944 2848

409 Johnson St • Aberdeen

Re

CERTIFIED GREEN BUILDER • ADDITIONS REMODELING • CUSTOM BUILT HOMES

295-5400

WAYNE HADDOCK 6895 NC HWY 211 W • PINEHURST

FRIDAY, NOVEMBER 19, 2010

L ET ’ S TA LK H O M E F I N A N C E

THE PILOT — SOUTHERN PINES, N.C.

32 MIDDLETON PLACE

BEST BUY GOLF FRONT

PAGE D5

Conserve Your Cash At Closing

By Victoria Spannaus Wells Fargo Home Mortgage

Eva Toney 910-638-0972

E-Mail: eva@pinehurst.net

www.RealEstateInPinehurst.com

ONE OF A KIND CONDO WITH LOWER LEVEL - All main rooms enlarged from basic plan - 4800+ SF, 4 BRs/4 Baths, 9' ceilings, Carolina Rm, Office, Rec (exercise) Rm, Workshop, garage. Be free from lawn care and exterior maintenance. $495,000

LOVELY HOME OVERLOOKING 12TH FAIRWAY, COURSE #3 - 3 BRs (split plan) / 2 Baths, open plan with magnificent views from all main living areas + the oversized deck. Quiet cul-de-sac and great price for golf front - Pinehurst membership available. $299,000

©2010, An independently owned and operated member of Prudential Real Estate Affiliates, Inc.

Prudential is a registered service mark of The Prudential Insurance Company of America. Equal Housing Opportunity.

Keep a smile on his face.

Keep a smile on his face.

Conserve Your Cash At Closing If you’ve owned a home or shopped for one, you undoubtedly know that lenders require private mortgage insurance (PMI) when a downpayment totals less than 20 percent of a home’s purchase price. Although noPMI loans are available at a slightly higher interest rate, it pays to know the facts about mortgage insurance.

Because PMI helps protect lenders against loss, downpayments as low as 5 percent may be possible. You can use that cash savings to buy down your interest rate or to fund investments, moving costs, and home improvements.

Once your loan balance drops 80 percent of your home’s original value, however, you have the right to cancel PMI payments. Assuming your payments are

“I will provide an outstanding mortgage experience from application to closing”

current and other exceptions don’t apply, you can ask your lender to stop charging for PMI premiums when you own 20 percent equity in the property. PMI cannot be cancelled, however, on governmentinsured FHA and VA loans, or on loans with lender-paid premiums.

On a $200,000 loan with a 10 percent downpayment, the cost of PMI should average about $75 per month. Although that’s a small price to pay for reducing the downpayment by thousands of dollars, there’s no need to keep PMI beyond its useful lifespan. Remember, too, that homeowners who purchased or refinanced their home

after December 31, 2006 can claim PMI payments as a tax deduction.

Since some states have additional laws governing PMI, your mortgage may have other conditions. Be sure to check with your own lender for specific requirements.

For a free consultation to discuss which type of mortgage loan will work best for you, call Victoria Spannaus at Wells Fargo Home Mortgage at (800) 741-7813 or 910-6926225.

Reprinted with permission of The Printer, Inc.

ood & Nutrition Services (formerly the Food Stamp Program) is here to help you take care of your family when times are hard.

For more information, call 1-800-662-7030, F o oordvisit &N u t r i t i o n S e r v. i c e s www.fns4nc.org

(for m er ly the F ood Stamp Pr og ram ) is he r e t o h el p y ou ta k e ca r e of you r fam i l y w he n t im es a r e h a r d .

When your PCS orders come through we can help put you “at ease” with your move For the financing you need now for your new home, count on our Military Mortgage Express® program.

Keep his face. p Keep a smile smile Fa o r on m o ra ehis i nsmile f oon rface. m a t ihis o non , face.

Food & cServices Nutrition Services the Stamp Program) is ion Services (formerly Food Program) is Program) a l l 1the - 8(formerly 0 0 - 6Stamp 6 (formerly 2 - 7Food 0 3 0Stamp , Food ood & Nutrition the is here toyour you take times are hard. you care of heretake to help you care when are hard. otake rhelp v i sfamily i t wof wwhen wyour .care f n family stimes 4ofn cyour .are o r family ghard. . timeswhen

For information, , more information, call more 1-800-662-7030 ,call 1-800-662-7030 For more information, call 1-800-662-7030 , . or .visit www.fns4nc.org or visit www.fns4nc.org or visit www.fns4nc.org .

We understand what military families need As one of the nation’s leading FHA/VA lenders, Wells Fargo Home Mortgage has the professionalism and expertise to make your move fast and hassle-free.

Call today!

Victoria Spannaus Home Mortgage Consultant Wells Fargo Military Certified Office: 910-692-6225 Toll Free: 1-800-741-7813 victoria.spannaus@wellsfargo.com www.wfhm.com/victoria-spannaus

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2010 Wells Fargo Bank, N.A. All rights reserved. AS358082 8/10-11/10

OPEN HOUSES FEATURED PROPERTIES & NEW LISTINGS

OPEN HOUSE • SEVEN LAKES SOUTH GOLF FRONT SUNDAY, NOV. 21 • 1-4 P.M.

116 Dartmoor Lane Seven Lakes South $291,000 Great Golf Front on 12th Fairway 3 BR / 3 BA Code 677

www.116DartmoorLane.com

Martha Gentry’s Home Selling Team 910-295-7100 • 800-214-9007

www.MarthaGentry.com

RE/MAX Prime Properties

Perfect, comfortable one-story brick home on a quiet street has 4 BR, vaulted ceiling family rm w/ fireplace, formal dining, eatin kitchen, deep landscaped yard and brick terrace. Perfectly priced at $450,000!

J oe l Ri ch 910-315-4009 910-692-3198

www.findhomesofpinehurst.com

©2010, An independently owned and operated member of Prudential Real Estate Affiliates, Inc. Prudential is a registered service mark of The Prudential Insurance Company of America. Equal Housing Opportunity.

OPEN HOUSE • SEVEN LAKES SOUTH GOLF FRONT SUNDAY, NOV. 21 • 1-4 P.M.

103 Essex Court Seven Lakes South $215,000 Affordable Brick Golf Front Home 4 BR / 2.5 BA Code 697

www.103EssexCourt.com

Martha Gentry’s Home Selling Team 910-295-7100 • 800-214-9007

www.MarthaGentry.com

RE/MAX Prime Properties

OPEN HOUSE • SEVEN LAKES SOUTH GOLF FRONT SUNDAY, NOV. 21 • 1-4 P.M.

117 Hastings Road Seven Lakes South $185,000 Lovely & Spacious Golf Front Home 3 BR / 2.5 BA Code 686

www.117HastingsRoad.com

Martha Gentry’s Home Selling Team 910-295-7100 • 800-214-9007

www.MarthaGentry.com

NEW LISTING!

RE/MAX Prime Properties

SOUTHERN PINES 3BR-3BA, with room for many more!

Views of the Longleaf CC Fairways; Super Location!

This home is complete with a large attached GUEST or IN-LAW SUITE. Two updated Kitchens, Two Fireplaces, new Deck & a large detached Storage Building.

Priced right at $246,000.

View photos & details @ www.SellersHomes.com

(910) 295-1600

PAGE D6

Save money with smart heating practices and weatherproofing THE PILOT — SOUTHERN PINES, N.C.

(ARA) - With the onset of cooler weather, people are starting to think about green - specifically, paying for heating bills and holiday expenses. A sure way to save green, as in money, is by making your home more energy efficient and space heating the rooms where you spend the most time instead of heating the entire house.

Over the past 10 years, a growing number of homeowners are choosing to heat those areas with renewable fuels, such as wood pellets, in pellet stoves or fireplace inserts. In addition to saving money, they are saving green, as in the environment, since burning pellets is considered carbon neutral. Pellets are grown, harvested and produced right here in the U.S., so they are also doing their part to reduce our country's dependence on foreign oil.

A simple approach to weatherproofing Improving your home's ability to retain heat will save you money. Weatherproofing can be broken down into a few simple steps, starting with adding insulation to your attic if needed and replacing worn-out weather stripping around doors and windows. These are do-ityourself projects within the capabilities of many homeowners.

Having your home's heating system serviced and the ductwork cleaned are also important steps. You'll likely need to hire professionals for these tasks, but the improved efficiency of the entire system will make the minor investment well worth the cost.

Finally, install a programmable thermostat for your central heat system. Setting the temperature lower during the day when you are gone, and at night when you're safely tucked under the comforter, can result in significantly lower heating bills. The average homeowner can save about $180 a year by properly setting a programmable thermostat, according to EnergyStar.gov.

Consider space heating with alternative fuels Fossil fuels, such as propane and fuel oil, release harmful greenhouse gases into the environment. While it may be impractical to completely replace fossil fuels in your home, it is possible to heat areas with renewable fuels like wood pellets. This involves having a pellet stove installed in a central area, or a pellet insert installed into the firebox of an existing wood-burning fireplace. To gain efficiencies, try turning the temperature down 10 to 15 degrees on your central furnace and use the pellet appliance to heat the areas where you spend the

FRIDAY, NOVEMBER 19, 2010

Fireplace inserts, like this Harman P35i, are installed into the fireboxes of existing masonry wood-burning fireplaces, making them significantly more efficient. most time. Similar to the concept of a hybrid car, the pellet appliance provides the primary heat with the furnace as a backup - working together for a more environmentally responsible outcome.

"Today's pellet stove technology is light-years ahead of what it was even 10 years ago, making heating with renewable pellet fuel a practical option for many households," says Jeni Forman, vice president of marketing for Quadra-Fire and Harman, makers of pellet-fueled stoves. "Many models can produce

Often made from recycled wood byproducts, pellets are a cost stable, low carbon home heating alternative to fossil fuels.

steady, regulated heat for up to 24 hours on a single load of pellets, with minimal ash clean up. Due to pellet density and high burn efficiencies, the stoves emit extremely low outside-air particulates, helping to reduce air pollution and greenhouse gases associated with fossil fuels."

Now is an opportune time to purchase a pellet stove or fireplace insert. Buy one before Dec. 31, 2010, and a federal tax credit can reimburse you for 30 percent of the cost, up to $1,500. You can realize more savings if your home's central heat system uses fuel oil, propane or electricity. Based on 2010 fuel prices and fully heating a 1,700 square foot home in cold-climate areas such as Upper New England, the Midwest and Northwest, switching from fuel oil to pellets can save approximately $800 per heating season. If you are currently heating with propane, the savings would be about $1,000, and if currently using electricity, $1,800 per heating season.

"The combination of weatherproofing your home and space heating with a pellet appliance has many benefits," says Forman. "From tax credits on pellet stoves, to real savings on utility bills, these green home improvements can really add up for homeowners this winter."

Visit fireplaces.com to learn more.

Local Realtor Directory

Christine Sellers

Lucretia Pinnock 692-6767

When Experience Counts...

You Can Count on Lucretia!!!!

An Experienced Realtor Will Smooth Your Transaction!!!

www.PinehurstHomeSearcher.com

Pinnock Real Estate & Relocation Services, Inc.

Jim Horne

murray@basilgrouprealty.com Cell: (910) 528-2432 Fax: (910) 944-7943 Pinehurst, NC 28374 www.basilgrouprealty.com

Fax: (910) 245-8684

jhornewlcc@pinehurst.net

www.thelakeresortproperties.com

LEILANI MEDLIN REALTOR® / Broker

Larose and Company

Office 693-3300 Cell 690-1404

Independently owned and operated

Leilani@laroseandcompany.com www.LeilaniMedlin.com

Realtor®

TANYA BRIDGERS-ZOPPI Branch Manager 910-690-7112 NMLS #106825 tbzoppi@ncrrbiz.com

KELLI E. BECKEL

“Specializing in Woodlake for Over 25 Years”

Office.: (910) 245-8683 Cell: (910) 624-2997

Murray Williamson

“Mortgages Made Simple” Fast ~ Efficient Service

Sr. Mortgage Loan Specialist 910-787-8876 NMLS #73384 kbeckel@integritymtgs.com

Office 910-692-8874

www.imgnc.com

To Search For Complete Real Estate Listings go to

www.thepilot.com/news/real-estate

Find the latest local news on the web at: www.thepilot.com

295-1600 Office 603-0367 Direct

Holleigh McLaurin

980 Unit 3 Seven Lakes Drive

(910) 673-1050

Cell: (910) 315-9950 holleighmc@hotmail.com

Bobby Edwards Edwards Real Estate & Forestry Consulting (910) 944-2023 (Office) (910) 690-5955 (Cell)

Out & About

FRIDAY, NOVEMBER 19, 2010

THE PILOT — SOUTHERN PINES, N.C.

PAGE D7

in Real Estate Keep us involved

Send us your event photos to share with the community.

Submit digital photos accompanied by caption information to mwood@thepilot.com.

Tina Gibbs, Pam Hudson and Charlie McWilliams spoke about the many services provided by FirstHealth Hospice & Palliative Care when they appeared on the talk show, ALL THINGS REAL ESTATE on WEEB 990 AM with host Bill Sahadi last week. A podcast of their show can be heard at http://www.foreproperties.com/487/allthings-real-estate-airs-on-weeb-990-am/. FirstHealth Hospice is a not for profit organization and has served this area for 30 years. They also talked about the construction of the new Hospice facilities being built on 15-501 that will include an acute care Hospice House, administration building, Grief Resource and Counseling Center and a free standing Hospice Chapel. If you would like additional information you may access the FirstHealth website, www.firsthealth.org, click on Firsthealth A-Z, and find Hospice listed under H. You may also call the Hospice office at 715-6000 or The Foundation of FirstHealth at 695-7500.

Pat Phillips of Rhodes & Co. Real Estate Services and husband, Phil, recently dining out in Monte Carlo at the end of a riverboat cruise down the Rhone River including stops in Paris, Nice and Monaco.

How you can make your home - and family - more fire safe

From L to R, Sally Thomas of Fore Properties, husband Jim Thomas, and son Hamp Thomas of Carolina Appraisers discuss their 30 year history & perspective on Moore County real estate on WEEB's talk show, All Things Real Estate with host Bill Sahadi. A podcast of this show can be heard at http://www.weeb990.com/allthingsrealestate.php.

A concealed residential fire sprinkler, which is like having a firefighter in every room of a house, provides 24/7 protection for this family.

Association, residential fire sprinklers are activated by heat, not smoke, and only the fire sprinkler closest to the fire will activate, which cuts down on water damage while still protecting your family and property.

Once you've gone through your fire safety checklist, it's important to sit down with your family and create a detailed emergency plan.

Think of at least two ways to escape from every room in the house and consider purchasing chain-link safety ladders for second-floor rooms.

Then, take the time to do a family fire drill, ending in a designated "safe" place that you would go to in a real emergency. Practice a number of times throughout the year to make sure that everyone has the plan memorized. When you know how to escape a fire and protect your home and family, you'll be able to rest easier.

Keller Williams Realtor, Janet Dustin, visited Arlington National Cemetery on Veteran's Day where her son, Donald Dustin, Petty Officer First Class, US Navy, Ceremonial Guard, participated in the Wreath Laying Ceremony at the Tomb of the Unknowns. Petty Officer Dustin, in the rear, saluting, was the Navy Platoon Petty Officer for the ceremony (photo by Janet Dustin)

Longleaf Exceptional Golf Front Lot on 17th Green. 3BR/2B plus Study.

Brick Home with Open Split BR Design REDUCED $397,000.

MLS#136945

TURN-KEY LIVING IN A CARRIAGE HOME SETTING NEW UNITS NOW AVAILABLE

3BR/3B • DBL. GARAGE • DEN STUDY • CAROLINA ROOM Hardwood, Granite, Stainless & Large Storage Areas

Panoramic View of Multiple Fairways!

LOADED W/UPGRADES 3BR/3B + Study & Bonus Room. Hardwood & Plantation Shutters. $255,000 MLS#139232

R ed uc ed !

heating sources.

Store them in a cool location away from paper products and cloth materials.

It's important to remember that while having smoke alarms is essential, they are just the first step in ensuring your family's safety. They will alert you to a fire, but having a method that gives you more time to escape, like residential fire sprinklers, is an even more effective way to protect your family and home.

Residential fire sprinklers are designed to contain and even extinguish a fire before the fire department arrives on scene.

Installing a fire sprinkler system has become more affordable, and is less expensive than installing granite countertops or upgraded cabinets in your home, and sprinkler heads now blend almost seamlessly into your ceiling. With improved technology, according to the National Fire Sprinkler

Pr ic e

(ARA) - A home fire is as devastating as it is dangerous. Fires in the United States cost as much as $347 billion every year, taking into account medical treatments, property damage, fire department costs, lawsuits and more. Even more distressing is the fact that as many as 3,200 civilians and 85 firefighters lose their lives to fire every year.

Those figures make it clear why it's so essential to protect your family and your home from fire.

With the right precautionary steps, your home can be safe and secure. To start, go through your home with this fire safety checklist.

• Check smoke detectors to make sure they're working properly and that batteries have full power. There should be at least one smoke alarm on each floor of your house.

• Consider investing in residential fire sprinklers. If your home already has them, make sure that they are inspected by trained professionals on a regular basis.

• Make a list of emergency fire, police and medical phone numbers and keep it near your house phone. You could also program the numbers into the cell phones of adult family members in case you have to leave the house before placing the call.

Teach children how to call for help in case of an emergency.

• Make sure that your house number is clearly visible from at least 20 feet away. If trees or bushes are obscuring the house number, trim the foliage back.

• Keep flammable liquids away from

BASE PRICES FROM $339,900 STOP BY THE LONGLEAF SALES OFFICE FOR TOUR OF OUR FURNISHED MODEL Prices Subject to Change

Beautiful Golf Front Villa w/Open Design & Spacious Master Suite 3BR/3B plus Study & Large Loft for Ideal Flex Space $239,000 MLS#129431

GOLF-FRONT w/WORKSHOPAREA Spacious one-story 3BR/2B open design w/hearth room off large kit/brk. Split BR floor-plan w/ maximum privacy for lovely master suite. Stunning view from deck. $419,900 MLS#139379

301 Magnolia Circle, Southern Pines, NC Located on Midland Rd. (Rt. 2) 1.2 Miles East of Pinehurst Traffic Circle Lifestyle Communities of NC, Ltd.

910-692-3111

www.longleaflifestyle.com

800-522-9426

inquiries@longleaflifestyle.com

PAGE D8

THE PILOT — SOUTHERN PINES, N.C.

FRIDAY, NOVEMBER 19, 2010

MAPLE TREE COTTAGE in Old Town Pinehurst. Extensive remodeling & additions in 2002. Home included new guest suite w/private entrance and Kitchenette. Formal & informal areas.

Living Rm has built-in storage & ventless gas fireplace. In ground heated pool. 3BR/3BA $678,000 (138626)

VERY NICE all new brick Violette Brothers home in Whispering Pines with many upgrades including granite counters, hardwood flooring, gas fireplace, Carolina Room, whirlpool tub & shower, rear deck, and irrigation system. Paved driveway in rear with stone driveway in front. 3BR/2BA $310,000 (139879)

PRICE REDUCED. GOLF FRONT HOME on famed Donald Ross No. 2 course. Don’t miss this opportunity. In The Fairwoods on Seven, a gated community. Overlooks the 4th tee of No. 2.

Well maintained home. New roof & heat pump 2009. Large Master Suite, bedroom, sitting room, & office. Workshop area. 3BR2.5BA $695,000 (137891)

FOUR BEDROOM two and a half bath two story brick home located close to the Seven Lakes West back entrance. Living Room, Carolina Room, two Family Rooms, Office, and large garage with workshop.

4BR/2.5BA $329,000 (139259)

CUSTOM QUALITY Whispering Pines home by Violette Brothers Construction. Bright and open floor plan with split bedrooms, vaulted ceilings, fireplace, hardwood floors. Beautiful Kitchen and Master Suite. Screened porch. 3BR/2BA $285,000 (138667)

IMMACULATE, move-in ready condition. Open & spacious. Third bedroom currently used as an Office w/ custom built-ins. Tile countertops in Kitchen. Jetted tub in Master Bath.

Private deck off of Kitchen & Living Rm. 3BR/2BA $259,900 (138195)

NICE VIEWS and privacy from the three bedroom ground floor condo.

Fully furnished including stack washer/dryer. PCC membership avail. for transfer.

3BR/2BA $179,000 (139139)

NICE HOME on a quiet street near Lake Pinehurst Beach. Living Room plus cozy den w/fireplace off Kitchen and breakfast area. Bamboo floors, screened porch, fenced backyard. Lots of custom features. PCC membership available for transfer.

3BR/2BA $259,000 (138975)

FANTASTIC VIEWS of the 5th green of PCC course No. 5. Fully furnished. PCC membership available for transfer. 2BR/2BA $152,000 (136229)

CONDO REMODLED in 2007.

New appliances, carpet, tile, wall coverings. Heat pump replaced in 2000.

Tiled Kitchen counters. PCC membership available for transfer.

2BR/2BA $168,500 (140522)

MAINTENANCE FREE brick & vinyl home located across the street from PCC golf course No. 6 2nd hole. Cathedral ceiling Family Room w/ a ventless propane gas fireplace. Split bedroom floor plan.

Large Kitchen w/breakfast nook. Front & back porches. PCC membership avai. for transfer. 3BR/2BA $239,000 (140442)

QUIET LOCATION near pool.

Good condition with nice furnishings.

Stack washer/dryer. Newer heat pump and water heater. PCC membership available for transfer.

3BR/2BA $154,000 (138642)

PRICE REDUCED! BETTER VALUE THAN A CONDO. A single family home with a 2 car garage. Split bedroom plan. Hardwood floors in Living & Dining Rooms. Well maintained home. Pinehurst Country Club membership available for transfer. 3BR/2.5BA $189,000 (137180)

Joanne Padgett Broker in Charge CRS/GRI & GREEN

Elizabeth Childers Associate Broker CRS/GRI

Joe Violette Associate Broker

Pete Garner Associate Broker ABR

Roger Johnson Associate Broker

Harwell Stovall Associate Broker

Jeannette Peters Associate Broker

Realtor of the Week JOE VIOLETTE

Ann Benton Associate Broker GRI/ABR/RRS & GREEN

Faye Gibson Associate Broker GRI/ABR/RRS