The Waterfall January/February 2023

First Services Regional Director

Gary Hulion: 770-536-3300

Community

Gary.Hulion@fsresidential.com

Catherine (Kitti) Kleinedler

Catherine.Kleinedler@fsresidential.com

Community Association Manager

Lifestyle Director

Catherine (Kitti) Kleinedler: 770-536-3300

Maggie Carr

Catherine.Kleinedler@fsresidential.com

Maggie.shay@fsresidential.com

Administrative Assistant

Administrative Assistant

Darlene Carr: 770-536- 3300

Darlene Carr

Darlene.Carr@fsresidential.com

Compliance & Contracts Manager

Darlene.Carr@fsresidential.com The Club

Justin Smith

770-536-3300

justinb.smith@fsresidential.com

Patricia Elliot: Guest Services

Heidi Anderson: Guest Services

The Club

Traci Broccoli : Guest Services

Peggy Siewert: Guest Services Justin Smith: Maintenance

Peggy Siewert: Guest Services Heidi Anderson: Guest Services

Maintenance

Elijah Carr

Kolter Homes, LLC

Director of Customer Service, Ryan Carroll Office: 770-287-5693, Cell: 770-503-5418 gacustomercare@kolter.com

Helpful Numbers: Emergency: 911 City of Gainesville Water: 770-535-6878

Liberty Utilities: 855-216-6305

Spectrum: 1-888-345-7139

First Service: Residential (After Hours: 1-877-411-1165)

24 Hour Alarm Cancel: 1-888-745-4733

As the official newsletter of the Cresswind Community The Waterfall content is provided by residents of Cresswind at Lake Lanier for no profit to ensure that the residents receive relevant and updated content about what is going on in their community.

As the official newsletter of the Cresswind Community

This newsletter is provided at no cost to our community and is printed and mailed to each residence from advertising profits. Support the advertisers who make this newsletter a possibility for each resident every other month.

If you would like to contribute to its contents, please contact:

Sue Garcia (suegarcia9@gmail.com)

Eleanor Whalen (efwhalen@gmail.com) Judy True (judyntrue@gmail.com) Compliments to Paul Brown for The Waterfall cover photo.

HOA BOARD - LET’S LOOK IN THE REARVIEW MIRROR AKA 2022

Submitted by Brian Olson

Wow! Is it 2023 already? Time indeed goes quickly when you are having a good time, it is what we do best here at Cresswind. But let us take one more look in the rearview mirror aka 2022.

We could not have accomplished so much without you. Cresswind is a remarkable community. A wonderful variety of experience in so many fields we all contribute to our community. Lots of brain power, and yep, the ability for heavy lifting when needed! (Albeit carefully!)

This was a tough year to produce a budget. Inflation was the highest in recent times, a challenge for us and HOA’s across the country. The numbers were crunched over and over. Tough decisions had to be made. Vendor costs were up. Day-to-day expenses were up. Your HOA Board was up for the challenge. Treasurer Sid Jacobs presented a detailed overview of the 2023 budget at the November Town Hall.

We negotiated several key long-term contracts that will avoid “sticker shock” for the next several years. Here is one great example of how we negotiated one major contract for 2023, 2024 and 2025. A few folks have said one of their favorite sounds is someone else mowing their lawn. You can enjoy that sound moving forward! Our contract with MTScapes ended at the end of 2022. Under the leadership of Board Member Linda Furgerson and a resident committee a Request for Proposal and Contract was developed. We invited vendors to submit bids. Each bidder was invited to discuss their bids in detail, the services they could provide and at what cost. Each bidder was anonymous when presented to the HOA Board for selection. MTScapes ultimately was awarded the bid for the next 3 years. Our decision was based on best cost for services rendered. Current services were maintained along with push mowing for all yards moving forward.

Quoting so many infomercial hosts, “But wait! There’s more!” We have a fabulous Club House. 42 thousand square feet. But… showing a bit of wear and tear over the years. Thousands of us have walked on the carpets, sat in the chairs and yes, spilled a few things over the years. It needed a refreshing. Board Member Cheryl Thompson and a team of volunteers, all Cresswind Residents with expertise in all things interior decorating and furnishing came up with a terrific plan. You can see the work already done with fresh paint, carpeting and other furnishings either in place or coming soon.

Let’s face it, everyone here will one day sell their home. Realtors will take prospective buyers through our beautifully landscaped community on the way to show off our fabulous Club House, and no doubt hearing those prospective buyers saying “Wow!”

You are also seeing newly painted crosswalks and a speed indicator sign that will rotate around the community. Thanks to the Community Fund and work done, again by volunteers, this work will continue.

Here are a few more 2022 highlights:

• Published quarterly Board Bulletin Newsletter and informational articles for The Waterfall

• Installed fiberoptic cable for internet access and renovated audio-visual system in Clubhouse

• Repaved major portion of Cresswind Parkway

• Installed a new dog fence at the Dog Park

• Established the Trails and Pathways Committee

• Added to our HOA Charter an appeals process to the HOA Board for ARC and LAN denials, the amendment was voted on and approved by almost 2/3 thirds of the Community.

• Clubs can now expand their reach beyond Hall County using the funds they raise.

All of the above and much more well documented throughout 2022. Our HOA Board meetings are seen on Zoom. We appreciate your attendance at our Town Halls along with your questions, letters, and e-mails to the HOA Board. We listen. Your HOA Board is just that, Yours. Elected by you to serve you. Each and every decision made in the most transparent way possible, guided by the established rules and regulations of our community. One place your HOA Board does not conduct business is via social media. When it comes to problem solving it is a lousy place. Heck, you will have better luck panning for gold on Lake Lanier. Your HOA Board’s work is on the record. The decisions made impact all of us. We all live here together.

In 2023 we invite you to join us via Zoom, attend Town Halls and ask questions or share your ideas. Read or review Cresswind rules and regulations available on the Cresswind Website. We listen. We act. To best benefit our community. Let us together, make 2023 our best year ever.

FROM THE DESK OF KITTI KLEINEDLER

Happy New Year! This is often when people look forward with anticipation and resolutions for the next 365 days. This is all fine and good, but instead of focusing on “what might be”, how about focusing on “what is”? How is life on January 1, 2023 different than it was on January 1, 2022? What has changed? Change. At this point in life, change can be uncomfortable. We are settled in our routines and lifestyles. Yet change is all around us. This community is always changing. Maybe you have a new neighbor. There were 59 homes sold in 2022. New classes were added to the already extensive list of offerings providing opportunities for new activities to try. Of course, the appearance of the clubhouse changed with its new carpet, paint, and refurbishment. Residents have welcomed new grandchildren, retired from careers, found new love, and lost loved ones too. Change. Some events planned and others unexpected all woven into the fabric of the year 2022.

So as 2023 begins, a reflection on the changes that occurred in 2022 might be the impetus we need to look forward to the changes 2023 may bring instead of focusing on those often broken New Year’s resolutions.

Social Committee

Wow, what a busy and great year for Cresswind’s Social Committee.

Let’s take a trip down memory lane:

• Alice In Wonderland

• Pool Parties

• Wine Down

• Ice Cream Social

• Recycling Day

• Fourth of July Concert with Band X

• Eagles Tribute Band Outdoor Concert

• Night with Comedian/Ventriloquist

• Hot Air Balloon Fall Festival

• Holiday Marketplace

• Veterans’ Day Celebration

• Numerous 1st Fridays with bands

• Do you know the Gingerbread Man Holiday Party?

• Cresswind Holiday Party with Fly Betty

• New Year’s Eve Party with the Regulators

What a memorable 2022! Thank you, Maggie, and all members of the Social Committee and Social Sub-Committee. We’re looking forward to an equally great 2023. We would like to give a special thanks to these five Social Committee members who have served on the committee for the last 5 YEARS and have built the Social Committee to what it is today!

Thank you for your countless hours of service and time!

Heidi Anderson, Arlene Stevens, Gail Andrews, Bev Peters, and Diane Cope

EDUCATION COMMITTEE TO BRING ALL NEW PROGRAMMING IN 2023

Your Education Committee planned and presented 37 informative presentations during 2022 with approximately 1,100 attendees and is already discussing dozens of programming ideas to bring to Cresswind residents in the coming year. Be on the lookout for sessions on personal safety, travel trends,

health care, retirement planning, home maintenance, area history and many other topics. As always, we welcome our neighbor’s suggestions. Want to contribute? Contact co-chairs Tim Roth at (678) 4819852 or doctorr4tim@gmail.com or Betsy Robertson at (334) 740-7926 or betsyjrobertson@charter.net.

Welcome Committee News

By Sue Joninas

Our Cresswind Welcome Committee is still reaching out to new residents with all of them being resales. Our members are sending cards, calling and offering their support. We let the residents know they can call us and we will help them in any way we can. We also find that neighbors on their street are reaching out to make them feel welcome. We hope some new residents will accept a visit very soon. We will be

holding a New Resident Orientation in late January for all new residents since August in the Ballroom at the Clubhouse. We will have several speakers with much more information about Cresswind and Gainesville. If you do not hear from a Welcome Committee Member within four to six weeks of closing, please contact me at sjoninas@gmail.com. We do not want to miss any new residents. Welcome to Cresswind!

Kenneth and Weylene Branscombe

John North

TRAILS AND PATHWAYS COMMITTEE NEWS

Submitted by: Lynne Hayden

The Trails and Pathways Committee is pleased to highlight our community’s trails and our Cresswind LL community volunteers’ efforts to care for them. Since Autumn’s daily deposits of falling leaves began, have you noticed the freshly blown trails in our community? Joro spider webs removal? New signs that highlight trail features, such as trees? New trail markers? And grooming of downed limbs and trees? We have six Trail Leaders to thank for their weekly care. Through their attention and diligence, we have beautiful, easy to follow, and safer trails to hike.

In addition, just this Fall, our Trail Leaders and volunteers have offered three Guided Hikes. More than 35 people hiked with our Leaders and we welcome all our new hikers. Check the Daily Updates and Facebook posts for additional Guided Hikes. Finally, in Trails Committee news. . . we have new steps at the Bluebird Trail bridge, at no cost to the HOA. A large oak that was downed by the HOA was cut into logs, split into steps, transported, and installed by our Lumberjack team to create new steps for the trail. Regular projects like this are a necessity due to rain, washouts and natural aging of trail assets in the forest. Our priority “upcoming projects” list includes rebuilding steps

Spotlight on our Trails – Swallow Trail

Our longest and most advanced trail is the Swallow Trail. At .6 mile, it is easy to find just off the main gate – down the steps, around the eastern portion of Scarlet Oak, passing the Clubhouse, and on to the Pavilion. Scarlet offers many elevation changes and many natural impediments –so, plan to wear hiking shoes and carry a walking stick. You will see its great views of Lake Lanier and plentiful wildlife (deer and turkey, if you are lucky), birds and Fall/Winter foliage. Tip: At this time of year, consider starting at the back of the Pavilion and hiking towards the main gate – you will have less challenges with fewer slippery, sloping trail sections.

for both the Bluebird Trailhead at the Dog Park and Cardinal Trailhead at Marina Drive.

WHAT HOMEOWNERS NEED TO KNOW ABOUT LAWNCARE, TREES, SHRUBS, AND DRAINAGE

Guidelines and regulations for trees, shrubs, and other plant materials can be found in the Cresswind Rules and Regulations Manual available on the Cresswind website. Please take the time to familiarize yourself with this information before selecting and planting. Information provided includes:

• Do not plant lists

• Planting guidelines regarding proximity to property lines

• Rules and requirements regarding access to yards for mowers

• Height and placement guidelines for foundation plants

Flowerbeds – Shrubs, Bushes, Annuals and Perennials:

The flowerbeds outside your home are the areas where you can make the distinct mark of your own design. The flowerbeds in Cresswind are as different as they can be no two are the same. Homeowners can individualize these beds as long as the plantings conform to the published Rules and Regulations regarding plant materials. Here are some general comments:

• Planting of annuals and perennials in existing beds, as long as the plants in question are not on the Do Not Plant List, does not require Landscape Committee approval.

• Alterations to the size and location of existing beds, or the installation of new beds does require Landscape Committee approval.

• Replacement of dead or diseased plants is the responsibility of the homeowner and is at their expense.

• Homeowners are responsible for ensuring adequate hydration/watering of all flowerbed areas.

Annuals vs. Perennials. Two basic types of flowering plants exist: annuals and perennials. Annuals have a noticeably short life cycle, normally a particular season. Once dead they do not rejuvenate. That is why you see Snapdragons in early spring, replaced by Petunias, replaced by Pansies for the winter. They are intended to provide seasonal color. Perennials have much longer lifespans - years. Examples could be nandina, roses, abelia, daylilies, tulips, anything that either stays in bloom or canopy all year, or, after a dormancy period normally in winter, returns.

Before planting any shrub, perennial, or annual plant, please consult the Do Not Plant List. Cresswind has an abundance of deer throughout the year. Although there are deer resistant plants available, no plant is 100% deer-proof. Planting of herbs is an excellent way of dissuading deer from ravaging your landscape. Some that are highly recommended are: Rosemary, Sage, Bee Balm, Yarrow, Lavender, Tarragon, Thyme, Mint, Parsley, Horseradish, Dill, Anise. These can be planted directly in your flower bed, planted in pots in the ground, or just in pots on your back porch. These plants can serve as potential deerdistractors and insect-repellants.

Do Not Plant List and Plant Size Restrictions Explained Materials listed on the Do Not Plant List are placed on this list for one or more of the following reasons such as their invasive nature, size is impractical for our smaller yards, the potential for hazard to people or animals because they are toxic or deemed poisonous, or invasive plant material is any vegetation not native to our environment that after planting has a tendency to spread quickly and overtake native materials.

Tree/Shrub Size Restrictions: We limit the size and location of trees or shrubs for several reasons. Although safety is the primary concern, other reasons include:

• The tree could become too large for the neighborhood when it has fully grown. Trees can be safety concerns for homes and residents. Some tree types are more likely to snap or blow over in a storm.

• Some trees require additional maintenance and are just not suitable due to these additional maintenance concerns. This could include additional trimming, or surface cleaning from falling fruit/berries, or other droppings.

• Trees increase liability concerns. Trees with extensive root systems that are hydrophilic in nature (like the root systems of willow trees) have the potential to ruin community and private property (home foundations, sidewalks, roads, or sewer and water lines)

• We all want to be good neighbors so trees and shrubs must be planted within property lines so that at full canopy (maturity) they do not overhang or infringe on neighboring properties.

• Trees or shrubs cannot block or obstruct line-of-sight for traffic areas, including intersections or road access.

• Shrubs planted near or around the foundation should be planted no closer than one-half the size of the plant at full canopy. Example: shrubs that reach a 3-foot canopy should be planted no closer than 1 ½ feet from the foundation. Shrubs should also be kept trimmed away from the house. This allows for light and air movement and helps to prevent mold, dampness, and reduces the likelihood of termites.

• Plants or shrubs can be no taller than twelve inches above the front windows or porch. Plants blocking the windows could prevent easy exit from the home in the case of an emergency, or access by first-responders.

• Size and placement of shrubs around the foundation is regulated because of the same factors as trees. The root systems can cause damage to the foundation and/or waterlines.

• In Cresswind drainage is extremely important when installing landscape materials. Trees and shrubs cannot be planted in an area where they would impede, restrict, or prevent the natural flow of water or drainage. If this occurs, the homeowner will be held responsible for resolution/ mediation of all issues, including damage to neighboring properties or common areas.

Architectural Review Committee (ARC)

ARC IN 2023: BUILDING ON SOUND FOUNDATIONS

Submitted By: John Stevens

Over CLL’s lifetime, our own friends and neighbors have taken turns volunteering their time and effort to serve as members of CLL’s Architectural Review Committee. Their interest and motivation are rooted in their desire to help preserve and further evolve Cresswind at Lake Lanier as ‘a most desirable place to live’.

Much appreciation is due to those who have annually responded to 300-400+ External Improvement Requests (ARCEIR) from homeowners. A walk-around our community or a visit to the backyard of a neighbor, etc. reveals that many EIRs have resulted in incredibly beautiful, stylish, creative, and functional ‘changes’ in our personal properties, where homeowners can find peace and enjoyment in their outside space.

As of January 2023, I am succeeding Louis McClure as ARC Chair, and intend to carry on this Committee’s ‘good work’ by relying on the foundations and processes that he and others have instituted and refined over the past 3 years.

As required by the By-Laws, Louis, along with 4 other ARC members, have rolled off the ARC as of January 2023. They all deserve our deep and respectful appreciation for what they collectively have done to help make CLL ‘a most desirable place to live’. They are:

• Louis McClure – 3 years’ service on the ARC, to include 2 years as ARC-Chair;

• Phyllis Solgere – 2 years’ service on the ARC, to include 1 year as ARC-Vice Chair;

• Ed Rice – 3.5 years’ service on the ARC, to include 2 years as ARC-Secretary;

• Mark Koschwitz – 3 years’ service on the ARC, to include 2 years as ARC-Lead Project Monitor;

• Pat LaFargue – 3 years’ service on the ARC;

Please, when you see any of them out and about in our community, I encourage to extend a ‘THANK YOU’ to them personally.

Officially taking on the vacated ARC roles and responsibilities as of January 2023 are new ARC members: Pete Cabrelli David Furgerson

Joan Leyton Tom Minnich

Bill Power

John Stevens

Most of these new ARC members have been attending ARC meetings since July-Aug 2022 as ‘non-voting ARC-members intraining’ as a way to become familiar with ARC proceedings and EIR reviews.

Providing ARC continuity and ‘real-time experience’ going forward are the 3 current and continuing ARC members: John Mauldin Bill Renz Mark Soss

No doubt we live in an ‘exquisite’ community, with much credit owed to ALL the CLL homeowner volunteers who invest their time effort for the collective good. The Architectural Review Committee will continue to do its part.

CARE COMMITTEE (CRESSWIND ASSISTANCE RECOVERY ENCOURAGEMENT)

CARE COMMITTEE

(CRESSWIND ASSISTANCE RECOVERY ENCOURAGEMENT)

We have many individuals here in Cresswind that are willing to assist you in your time of need. If you need assistance, we are here for you. The CARE Committee maintains support for any of our resident’s needing assistance during a time of crisis. We can set up a Meal Train, come and visit, take and retrieve trash & recycle bins, pick up mail (especially for those in Phase III). We have a list of medical equipment which residents have and are willing to loan on a short-term basis for your recovery period (wheelchairs, walkers, crutches, etc.) We have a list of various facilities in the greater Gainesville area that may be needed for recovery (rehab, memory

care, assisted living, long term nursing care). We also have a list of organizations that provide skilled in-home care. This information is available and comes with no recommendations by the Committee.

We have many individuals here in Cresswind that are willing to assist you in your time of need. you need assistance, we are here for you. The CARE Committee maintains support for any our resident’s needing assistance during a time of crisis. We can set up a Meal Train, come visit, take and retrieve trash & recycle bins, pick up mail (especially for those in Phase III). have a list of medical equipment which residents have and are willing to loan on a short basis for your recovery period (wheelchairs, walkers, crutches, etc.) We have a list of various facilities in the greater Gainesville area that may be needed for recovery (rehab, memory assisted living, long term nursing care). We also have a list of organizations that provide sk in-home care. This information is available and comes with no recommendations by Committee.

If you need assistance or if you would like to volunteer to be part of the CARE Committee to assist our neighbors, please contact Mary Quisenberry.

If you need assistance or if you would like volunteer to be part of the CARE Committee assist our neighbors, please contact Quisenberry.

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COVENANTS, RULES, AND REGULATIONS COMMITTEE (CRRC)

Submitted by Mario Russo

Happy New Year from the CRRC!!

A few things to bring you up to date on with the CRRC. With the end of my three-year term and chair for the latter two, I will be stepping down as a member. However, you should know that as far as a team, the CRRC is in the best shape ever.

I am happy to present the 2024 CRRC team:

• Bill Thaler – Chair

• John Saccomanno – Vice Chair

• John Peterson – Secretary

• Mark Yenney – Member at Large

• George Roughton – Member at Large

If you see these guys thank them for the hard, unnoticed work they do.

Starting in April 2022 the CRRC took on the project of updating and revising the Rules & Regulations (R&R) manual. In the past, each year we would update any new rules and/or new considerations the HOA Board, a Cresswind committee, or club wanted to upgrade. This April’s project consisted of a thorough review of the entire 134 R&R pages, cover to cover. It consisted of 2.5-hour weekly workshops reviewing each section, revising rules according to the new resolutions and eliminating as much waste as possible. Something that I don’t believe has been done since the R&R’s inception. As I am writing this article for Jan/Feb 2023 Waterfall, we are in the final stages and ready to present to the HOA Board for approval.

There have been significant changes by the HOA Board via resolutions concerning the appeal process for Architectural Review Committee (ARC) and Landscape Committee (LAN) denied requests. If you encounter a denial for any request from the ARC or LAN, I suggest you read through the new resolutions and/or the R&R explanation on your options via the new appeal process. After a concern about residents feeding wildlife in their yard, the HOA Board requested the CRRC investigate and offer recommendations on how to address this issue. We investigated “wildlife feeding” from the Department of National Resources (DNR) and some other sources and would like all residents to be aware of the following.

Feeding wild animals can upset the balance of nature. Providing a regular artificial food source can lead to too many animals living in an area putting extra pressure on natural food sources. An unnatural concentration of animals can provide a focal point for outbreaks of highly transmissible diseases that can kill large numbers of animals. Some diseases are transmissible to people. Sometimes species can become so numerous that they drive other species away by aggressive behavior or by preying on them or their young.

It is strongly recommended, please do not feed the wildlife!

Thank you for your support! And as always, if we can answer any questions, feel free to contact a committee member on the Cresswind website, “INFO” tab, then “COMMITTEES”.

JANUARY/FEBRUARY 2023 SCHEDULE

HEALTH &FITNESS COMMITTEE

Submitted By: Laurie Solomon

The members of the Health & Fitness Committee would like to wish everyone a peaceful and healthy New Year. Our Health and Fitness Vendor Fair will be held on January 21 from 10:00 am –1:00 pm. There will be many vendors as well as health screenings available right under one roof. We have also planned quarterly lunch and learn seminars, dates, and topics TBA.

February is American Heart Month and focusing on your heart health has never been more important. Heart disease is the leading cause of death in the U.S. The heart is a muscle and requires exercise to maintain endurance as well as the ability to circulate blood efficiently throughout the body. In addition to exercise, eating healthy foods, getting enough sleep, not smoking, and finding healthy ways to reduce stress can help prevent heart disease. Physical inactivity is a risk factor with substantial implications. It is movement that strengthens the heart by making it pump harder. Doing this will allow the heart muscle to beat slower while at rest. Over time, cardiovascular exercise will make your heart more efficient.

It is also that time of year when people plan New Year’s resolutions. The most popular resolutions are losing weight and exercis-

ing more. Motivation to begin and adhere to a fitness program can be challenging. If you do not know how to begin, we have trainers in our gym who are available to assist and guide you in the right direction. Setting attainable goals and visualizing your success are two primary motivational techniques. Variety in your fitness routine not only keeps it interesting, but also works different muscle groups giving you a more well-rounded program. Physical activity can entail anything from walking more to doing chores and housework with some vigor.

Maybe you are already involved in some type of workout, but it is not as productive as it could be and you are losing interest. Focusing on doing the same routine leads to boredom, overuse injuries, and little progress. Making changes, even small ones can make a difference. Seeing results from exercise takes patience because physiological differences can take time to become visible. Focus on the psychological benefits knowing you are taking care of your physical and mental health.

Start your love affair with your heart this month. Do not make a resolution. Instead give yourself the gift of health. It is the best present you will ever receive.

JANUARY / FEBRUARY HOME MAINTENANCE CHECK LIST

The holidays are over. Friends and family members have returned home. It’s time to take down the holiday decorations and cleanup.

1. Pack away decorations. You’ll thank yourself next year if you take the time to coil your lights carefully and pack ornaments securely, so nothing gets broken. There are many organizing containers available for this purpose. This is a good time to purge decorations no longer used.

2. Get organized. Now that the holidays are over, your bedroom and shared spaces deserve some TLC. Time to make your environment conducive to all the ambitious New Year’s resolutions you have your eye on.

a. Organize your papers and digital documents. It’s like going to the dentist: not exactly a pleasant task, but you know you’ll feel good when it’s done. So, brew yourself a cup of strong coffee, put on some energetic music and start sorting, shredding, and filing. And don’t forget the computer — back up everything (put an automatic backup system in place if you don’t already have one) and begin sorting your digital documents and records using a simple filing system. While you’re organizing, start a file for all the income tax paperwork you’re getting in the mail.

b. Create a home inventory. Make a list of the items you’d want your insurance company to know about if, heaven forbid, you lost your home in a fire or disaster. Don’t forget to add any big-ticket items you got over the holidays.

c. Update home files. Gather up all those instruction manuals and warranties and slip them into a single file. But first, check if the instruction manuals are available online—you may be able to chuck the physical copy.

d. Change Wi-Fi and personal passwords. Internet-connected smart devices like security systems and cameras need a little maintenance too. Regularly changing your home Wi-Fi password and passwords to accounts like email, bank, and social media accounts can keep prying eyes at bay. Use unique, complex passwords for each of your accounts for extra security. You should do this more than once a year, but it’s never too late to start! Try using a password manager software or an address book this month to keep all your data safe.

3. Clean out your medicine cabinet. After years of medications piling up, it’s time to clean out your medicine cabinet. The Food and Drug Administration (FDA) recommends tossing unused or expired medications. Proper disposal depends on the type of medication you’re throwing away. There are some medications you can flush and others you can’t. For those you aren’t sure about, many cities have “take-back locations” that will dispose of medications properly. Visit https://www.fda.gov/drugs/ for information.

4. Clean linens, carpets, and curtains. Dust, mites, and dander can all cause allergies long before spring pollen strikes. Deep clean your bedsheets, duvets, and comforters in each bedroom to keep the creepy crawlies away. The carpets and curtains in your living areas will also need some love after a year of use.

5. Test smoke alarms and carbon monoxide detectors. Simple

routine maintenance can keep your home much safer. This February, check all the batteries in your smoke alarms and carbon monoxide detectors to make sure they’re functional. If it’s been over 10 years since you last replaced these units, invest a little cash, and replace your existing detectors.

6. Check batteries. Winter storms can bring power outages, so it’s a good idea to check batteries and bulbs in flashlights, weather radios, and other emergency gear. Restock your battery supply so you’ve got plenty of replacements throughout the year.

7. Clean the kitchen. If you’ve been hosting holiday events, your kitchen has logged some overtime. Maybe it’s time to give it (and yourself) a break and order some takeout. Before you cozy up on the couch, clean these parts of your kitchen so it’s fresh and wellfunctioning when you decide to pick up a spatula again.

a. Clean out the oven. Did you know that 8% of home cooking fires are caused by dirty ovens or ranges? Grime and food built up over the year can render your oven a grimy fire hazard if you don’t clean it regularly. The good news is cleaning the oven is as easy as following the instructions on your favorite brand of oven cleaner.

b. Check your range hood filter. Now that the busy season is over for your kitchen, it’s a good time to clean your rangehood filter in boiling water and baking soda. This not only rids your filter of ickiness—it helps keep your kitchen air pure. If the grease is too stubborn to clean, opt for a new filter instead.

8. Deep clean the garbage disposal. Nobody likes a stinky sink, so take a little time to clear the air in your kitchen. A clogged garbage disposal isn’t just gross—it can create expensive plumbing problems. Here’s how to clean your garbage disposal. Turn off the power. Wipe the grinding chamber and drain. Deodorize with ice and vinegar. Keep your garbage disposal clean for the rest of the year by grinding orange and lemon peels once a week.

9. Clean out dryer vents. Clean the duct that connects the back of your dryer to outside vents. If you don’t, lint and other debris could decrease your dryer’s efficiency, increase energy bills, and even cause fires. Also, make sure birds and other animals haven’t made a home in your warm and toasty vent. Twice a year, use a leaf blower to remove lint and debris from ducts. Also, cover the outside vents with a fine mesh screen so birds and bugs don’t nest in ducts. You may need to hire a professional to clean the dryer vents and remove clogs.

10. Declutter closets. Start off your new year with some breathing room by dropping the dead weight of unused items. If you haven’t touched something in a year or don’t love it, then you should toss, donate, or recycle it.

Most importantly, take care of you! Get some fresh air and exercise. Meet some friends for lunch. Take up a new activity or hobby. Volunteer – there are many opportunities in our community that need your time and talents. Here’s to a healthy 2023!

2023 Community Fund Annual Meeting

Members : Your Annual Business Meeting, New Board Introduced, Guest Speakers! Non-Members Welcome! Learn more about the Community Fund and our 1,300 Cresswind Member-Donors Ballroom Wednesday, January 25th from 3:00 – 4:30 Refreshments and a Reception will be held as part of this meeting for all of us to socialize, and interact with our guests

Please Join Us! Pre-Meeting Information & Meeting details can be found on our web site cwcfund.org

Thank You All for a Memorable 2022! We are Proud of What We All Did Together to Help Local Gainesville-Hall County Seniors in Need!

2022 will be remembered as a Community Fund member-active year where you gave back in many ways and reinforced the Cresswind Community Fund mission with your hard work as volunteers, generous donations, and heartfelt support of our programs. You continued to make impressive impact on Gainesville-Hall County by meeting the needs of hundreds of Local Seniors, and the organizations that support them. Get more information on our web site now, and at our Community Fund Annual Meeting Wednesday, January 25th .

Thank You Members and All of Cresswind! Thank You Volunteers! Thank You Donors! Thank You Sponsors!

You are The Spirit of Cresswind

Please go to our website for a Year End Report highlighting all of 2022 including Funds Raised and Funds Granted

Cresswind LL Community Fund Mission Statement: To enhance the lives of adults primarily 55 and older, through charitable, educational, medical health related & cultural opportunities in Gainesville & Hall County.

For more information or to donate go to cwcfund.org

*The Spirit of Cresswind, Grandparents Raising Grandchildren, HELP THE HUNGRY, HELP Me Please and Cresswind LL Community Fund are service marks of Cress wind LL Community Fund. The Cresswind LL Community Fund is a 501 (c) 3 nonprofit organization. Donations can be either General or Restricted to a specific program and are tax deductible by law in compliance with IRS policy

CLUBS AT CRESSWIND

The staff and homeowners at Cresswind at Lake Lanier know that one of the best ways to learn more about an interest you already have or to make friends is to band together in the spirit of common experience. Our residents eagerly get involved in establishing their own interest groups. Do you like stamp collecting, photography, orchids or antique cars? Clubs are born from having a common interest! Below are a number of clubs that are already active at Cresswind at Lake Lanier. Join one of these or start your own. Yes, we have all the clubs you would expect and MORE! Visit the Cresswind website for additional information on Clubs.

Arts & Crafts Clubs

Artist’s Corner Creative Fun Make & Take Crafts Needlecraft

Pottery – Cone 5/6 Exchange Adv. Quilting Structures and Surfaces in Clay Watercolor Painting Writers in the Wind Book Clubs

Tuesday Club Monday Clubs Book Babes Book Buds Book Worms Cover to Cover Book Club In the Stacks Reading between the Wines Theatre Goers Book Club ABC Men’s

Card Game Clubs

Bridge Education: Computer Bridge Clubs Bunco-Ladies

Hand & Foot Canasta Clubs Mah Jongg

Mexican Train Club Pinochle

Pokeno Poker Clubs Rubber Bridge Rummikub

Samba Club

Texas Hold ‘em - Ladies

Dance

Clubs

Ballroom Dance Club Clogging – Beginner, Intermediate Dance Rhythms Lake Lanier Bouncers Line Dance – Traditional Club Line Dance - Cardio Club Rapid Rhythms Dance Club Wendy’s Choreography

Musical Clubs Jazz Club Neighborhood Bands Small Bands Ukulele Club

Performing

Arts Clubs

Cresswind Community Chorus Cresswind Neighborhood Theater Cresswind Performing Arts Club Cresswind Storytellers Club Liar’s Club Performing Arts Technical Team Scene Actors Guild (SAG) Variety Show Club

Sports & Games Clubs

Billiards – Ladies, Men’s Bocce Club

Bowling League

Fishing Club

Golf: Ladies & Men Kayak Club Pickleball Club Ping Pong Club Sports & Games Tennis Club

Travel Clubs

RV Club Travel Club

Religious & Bible Study Clubs Couples

Ladies Men’s Shalom Club The Way

Special Interest Clubs

Bourbon Cabinet Club

Bourbon Tasting Club

CIC Investment Club Community Flag Club Cooking Club Cresswind LL Community Fund Garden Club Genealogy Club

Investment Club: The Falls Ladies Luncheon Club

Living Stylishly Martini Clubs

Model Railroad Club

Scotch Lovers At Cresswind

Social Singles

Spanish Club Tequila Club Veterans Club Volunteer Connection Wine Tasting

See Cresswind Website for details.

How Much Are You Really Paying?

funds became very popular in the 20th century because of the uncertainty and anxiety about market losses. The concept is paying a professional manager inside the fund to buy and sell positions for gain and provide diversification. However, you must understand that this comes at a cost. The disclosed cost of a mutual fund is described in the fund’s prospectus. But, what are the undisclosed fees? The cost of buying and selling those positions? The taxable gain (hopefully) being paid? The cost of cash being held inside the funds? The average expense ratio (disclosed fee) for a large-cap mutual fund is 1%, but it may be lower with passively managed funds.

ment account, there lies a 4.27% annual fee (3.27% for retirement accounts). On a $500,000 investment, that equals $21,350 in annual fees. What if you hold that investment for 10 years? This is what I refer to as “money falling through the cracks.” You may want to redirect this money back into your account. How? Consider using the abovementioned ETFs and pay a professional to actively manage those individually.

By Chris Moore

One of the most common questions in investment management is, “What are the fees?” This question comes up in nearly every client meeting, and rightfully so. The fee conversation is a hot topic; let’s define why. In today’s environment, for as little as 10 basis points (.10%) or less, you can purchase very well-known equity-type index mutual funds or exchange-traded funds (ETFs), meaning that you can enjoy nearly the same performance as the underlying index for very little cost. However, you will not receive active management, as it is simply a position to hold or sell when the investor deems appropriate.

The fear of substantial losses, as happened in 2000, 2001, 2002, and 2008, has prompted many investors to hire a professional to look after their accounts. One of the easiest ways to hire a professional with a relatively low initial investment is by way of actively managed mutual funds. Mutual

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ucts and

It doesn’t stop there. If a mutual fund is actively managed, there is something known as a transaction cost. This is the cost to buy and sell positions inside the fund. The average annual transaction cost is 1.44%. How about the tax cost for non-retirement accounts? That has an effect as well. Because a mutual fund will hopefully provide taxable gains over time, there is a tax cost as well. On average, that is an additional 1% annually. Oh, and what about those cash positions buried inside the funds? Let me explain: If you place $500,000 in a fund, and there is a 10% cash position (for purposes of liquidity, etc.), the cash will not earn the return of the fund that year. In this scenario, if the fund has an 8% return, the 10% in cash ($50,000) did not earn the 8%. There is a drag on the performance due to this. The long-term effect is a .83% performance drag.

This is where the question of, “What am I paying?” starts to come into focus. If we add up the averages for a non-retire -

For some investors, the low cost of those ETFs makes a lot of sense. And let’s not forget about stocks. There is no cost to hold them other than the transaction cost to buy and sell. Think about that: If you have a $500,000 investment with 50% in ETFs at .1% and 50% in stocks at 0%, this is a much lower cost alternative. But, you may ask, “Who is going to buy and sell these instruments, and what will they charge?”

For this, you may want to utilize a registered investment advisor firm. Let’s say the firm charges 1% annually to manage that portfolio. In this scenario, your fees would be $5,000 for the active management and $250 for the ETF expense charges (50% ETF at $250,000 X .1% = $250 year). Some professionals may even pick up the tab on the transaction costs incurred. The advisor should have every incentive to preserve and grow this asset. After all, if you incur losses, the advisor’s management fee is less.These are simple alternatives that can add up to large fee savings over time. In a nutshell, know what you are paying so you can make an informed decision that is in your best interest.

Moore’s

Wealth Management 770-535-5000

The information contained herein is derived from sources deemed to be reliable but cannot be guaranteed. As with any investment

strategy,

upon many factors, including investment objectives, income, net worth, tax bracket, and risk tolerance. The investment return and principal value of an investment will fluctuate and may be worth more or less than their original cost.Current performance may be lower or higher than what is shown. Many factors affect investment performance, including, but not limited to, general economic and market conditions, including market volatility. There can be no assurance that these factors will affect future investment performance in the same manner as historical performance. All investments involve a risk of loss. DT006567-0220

by Impact PartnersVoice. Advisory services offered through Moore’s Wealth Advisory, a member of Advisory Services Network, LLC. Insurance prod-

services offered through Moore’s Wealth Management. Advisory Services Network, LLC and Moore’s Wealth Management are not affiliated.

or

the outcome depends

WHAT’S HAPPENING

ARTISTS CORNER CLUB

Submitted by Diana Thurmon

The Artists Corner Club meets every Tuesday morning at 9:00 am until noon in the Arts & Crafts Room. Here are some examples of our members with their works in progress. No fees, just fun and creativity! For info call Diana Thurmon, 678-481-7644

BIBLE STUDY CLUBS

“All Scripture is Godbreathed and is useful for teaching, rebuking, correcting and training in righteousness so that the servants of God may be thoroughly equipped for every good work.” (2 Tim 3:16-17 NIV)

The Bible Study Clubs held a Non-denominational Prayer Service in October with special guest, Tammy High, who led us in prayer through song.

WOMEN’S BIBLE STUDY

Diane Denniston DianeDenniston222@gmail.com / Jami Dittmeier SJDittmeier@gmail.com

The Women’s Bible Study meets Thursdays from 4-5pm in the Savannah Room. They are studying the Book of Matthew. The first Thursday of the month is devoted to Intercessory Prayer.

MEN’S BIBLE STUDY

Dave Dittmeier DaDittmeier@gmail.com

The Men’s Bible Study meets Fridays from 10-11 in the Georgia Room. They begin with a time of prayer from 9:30-10:00. The men are studying the letters of Paul to the Thessalonians.

THE

WAY BIBLE STUDY

Meg Bohn megbohn57@gmail.com

The Way Bible Study meets in the Savannah Room in 6-week increments.

COUPLES BIBLE STUDY

Joanne Randall joran1088@gmail.com

Couples Bible studies meet in private home throughout the community.

IN-HOME BIBLE STUDY

Jacquie Waldron rejoice2@yahoo.com

The In-Home Women’s Bible Study meets in a resident’s home

“For the word of God is alive and active…” (Heb 4:12 NIV) BOOK CLUB

2ND MONDAY BOOK CLUB Julie Cottingham julie.cottingham1@gmail.com

3RD MONDAY BOOK CLUB Joyce Allen jallen8734@gmail.com

1ST TUESDAY BOOK CLUB

Lynne Tryon lynnetryon@gmail.com

1ST TUESDAY BOOK BUDS BOOK CLUB Zona Buchen zbuchen51@charter.net

3RD WEDNESDAY ABC MEN’S BOOK CLUB Dave Dittmeier at DaDittmeier@gmail.com

BOOK BABES BOOK CLUB Pat Hilger patricia.hilger@outlook.com

BOOK WORMS BOOK CLUB Cathy Koenig kckl110@gmail.com

COVER-TO-COVER BOOK CLUB Donna Brown donnabrownga@comcast.net

IN THE STACKS BOOK CLUB Carol Malarney carolmalarney@gmail.com

READING BETWEEN THE WINES BOOK CLUB Janet Nelson jnotesto87@gmail.com

THEATRE GOERS BOOK CLUB Marilyn Young mayoung517@gmail.com

ABC MEN’S BOOK CLUB

Submitted by Dave Dittmeier

The ABC Men’s Book Club meets the 3rd Wednesday of the month at 1:00 pm in the clubhouse library. We only read and discuss non-fiction books. In the recent months we have read “The Wright Brothers” by David McCullough, “The Last Stand” by Nathaniel Philbrick and “Isaac’s Storm” by Erik Larson. Our club is open to any Cresswind male who may be interested in reading and discussing non-fiction books. For more info contact Dave Dittmeier DaDittmeier@gmail.com (PS > ABC stands for Annuitants, Bibliophiles and Curmudgeons)

BOURBON TASTING CLUB

Submitted by Bill Bohn

If you have visited a liquor store in the past few years,

you probably have noticed that the selection of bourbon whiskeys has increased substantially. Bourbon is one of the fastest growing adult beverages in the US and the world. For a whiskey to be labeled “bourbon”, means that it must be produced only in the USA, made with at least 51% corn, distilled to no higher than 125 proof, aged in charred oak barrels – and have no additives. While the rules for bourbon may seem restrictive – the innovation that goes into producing bourbon results in so many flavor profiles, one must be properly educated to truly appreciate the nuances that make a basic like Buffalo Trace become a classic (and very rare) George T. Stagg. Our monthly meetings feature presentations on 3 bourbons that our members find on their bourbon hunts, seeking a bourbon that offers unique mash bills, flavor profiles, and price points. In addition to the tasting, we ask the presenters to spend time to do some research on the bourbon including the distillery, the product, and reviews by other “bourbonistas”. Membership is restricted by the number of tasting pours in a 750 ml bottle - so unfortunately, we cannot accept new members right now. However, we do maintain a guest list, so that if we fall short of participants for a meeting from the membership, we will invite a guest or two to join. As members leave, we reach out to the guest list for new regular members. So…if you are reading this after 5 pm, it’s time to taste. Cheers! The Bourbon Club meets 4th Wednesday each month.

BOWLING CLUB

Submitted by Paul Capal

The Cresswind Bowling League completed the first half or the 2022-23 season on December 14th. The season and the second session will resume on Jan 4th and end on April 5th. A roll off between the first half and second half sessions will be on April 12th to determine the overall season champion. On April 12th all other team members can compete in an 8/9 ball tournament. If anyone would like to join the Cresswind Bowling League for this season’s second session, as either a fulltime bowler on a team or as a sub, please contact any of the board members. We are a handicap league, so no need to worry about having not bowled for many years or having a low average. Information can be found on the

Cresswindatll.com web page, under clubs. Click on the Cresswind Bowling League and in the upper left-hand corner scroll down for detailed information.

CRESSWIND BRIDGE CLUB NEWS

Submitted by John Kelley

Is BRIDGE the King of Card Games? We Cresswind bridge players think so. Are you a player, a wanna be player, or a used to be player? There are seats at a Cresswind Bridge table for all. There are duplicate bridge games, rubber bridge games, social bridge games, coached bridge games and weekly bridge bidding exercises - come claim a seat! Details and contacts are in the Bridge Club folder in the lobby.

CIC INVESTMENT CLUB

Submitted by Cathy Hoskinson

We are weeks away from the close of 2022 as we go to press. Will the volatile financial environment continue through 2023? What stocks will be profitable in the new year? What current investments should be sold? While we struggle with these questions regarding our personal finances, at the CIC Investment Club meetings, members pool their knowledge and funds to make these decisions with greater resources than if acting individually.

Each member of the Club adds value and shares his or her research as a stock advocate with all other members. By working as a group, the goal is to achieve potentially higher returns to benefit everyone in the group. Members share their expertise and experiences through monthly presentations. As a service to the entire community, the Club also hosts guest financial presentations during the year open to all Cresswind residents.

Watch for announcements regarding an upcoming financial presentation by a local financial firm tentatively set for early February – exact date and time to be confirmed.

Officers for 2023 are: Len Greco, President; Cathy Hoskinson, Vice President; Lois Dillard, Secretary; Jack George, Treasurer. If you are interested in the CIC Investment Club, we invite you to join us as a guest at 1 pm the first Monday of the month in the clubhouse kitchen.

Club membership is limited to 30 members and interested residents can be put on a wait list if there are no openings. Please contact Len Greco at lengreco1104@aol.com or Cathy Hoskinson at cathy. hoskinson@gmail.com if you would like to attend.

THE COOKING CLUB

Submitted by: Jill Pastrick

The Cooking Club was honored to be able to host Cresswind at Twin Lakes for an evening. Eight (8) of their new Cooking Board came over to see the setup of our kitchen and they were very interested in how we managed events in our community. Of course, we had pie and wine, and it was a delightful evening. We loved sharing with them. Plans will be made to attend one of their new events and we are so happy that they are getting their club off to a great start. Our 2nd Annual Friendsgiving was a huge success. 77 members of our community attended. We started with appetizers in the Crow’s Nest, a wonderful meal in the ballroom with a blessing lead by Rosemary Bowers. Then Left Right Center was again a big hit. James Burzotta was this year’s Champion. We had five 20lb turkeys along with three hams that were made by our residences and then everyone brought a side. The food was absolutely amazing. We have set tentative dates for our 2023 calendar year, and we have two events that have leaders from the community, and we are looking for more. If you are interested in leading an event, drop an email to Jill_Pastrick@yahoo.com.

• January 8th Soup Night – Event Leader: Karen Geganto

• February 25th Mardi Gras – Event Leader: TBA

• May 6th Kentucky Derby – Event Leader: TBA

• June 10th Fish Fry – Event Leaders: Andrea Marra & Carol Mason

• October 7th Octoberfest – Event Leader: TBA

• November 23rd Friendsgiving – Event Leader: Joe Tellus will be joining our Cooking Club Board and we are so happy to have his expertise. If you have never had one of Joe’s dishes you are missing something. Joe has been a member of our community for several years and you may have seen him in our recent theater production “It’s a Wonderful Life”. We can’t wait to get started with our event planning and our cooking school. It is going to be a great year. Make sure your dues are paid by Jan 30th. So, you will have access to the cooking school lottery and the events.

CRESSWIND NEIGHBORHOOD

THEATRE

The Cresswind Neighborhood Theatre recently

finished up their fall production of IT’S A WONDERFUL LIFE: A LIVE 1940 RADIO SHOW. We had three sold out performances which helped kick off the holiday season. From the roving carolers to Santa and Mrs. Claus to the hot chocolate and then the radio show…a festive time was had by all. We are thankful for everyone that came out to the show AND to all those that worked on it.

CNT is now gearing up for the spring show which is a murder mystery dinner theatre entitled THE ALTOS: LIKE THE SOPRANOES ONLY LOWER. If you would like to audition for the show, keep an eye on the Daily Update for information. Tickets will go on sale in April. The show dates are May 18-20. The Cresswind Neighborhood Theatre can always be contacted at cresswindtheatre@ gmail.com. You can also visit our website at www. cresswindpa.com

CRESSWIND

CLUB (CPAC)

PERFORMING ARTS

The Cresswind Performing Arts Club has been busy closing out 2022 with both a sold-out CNT production as well as a terrific Holiday Celebration presented by the Cresswind Chorus. For 2022 we presented NINE productions and are looking to do even more in 2023.

First up in 2023 is the DANCE IN MOTION group presenting their DANCE SHOWCASE January 26 & 27 at 7PM. This is a new club to CPAC and we are glad to support them on their inaugural outing. AFTER THAT, we have the ever-popular LIAR’S CLUB in February. Some other events for the year are:

• TWO Cresswind Neighborhood Theatre productions to include a murder mystery dinner theatre entitled THE ALTO’S: LIKE THE SOPRANOS ONLY LOWER and a crowd favorite FOUR OLD BROADS

• TWO Chorus shows to include the spring spectacular and the Holiday Celebration

• The Summer Hummers will be back with two performances this year

• The Varity Show will be entertaining the community

• The Storytellers will be weaving their tales in October

• A surprise presentation for Grandparents Weekend

• Classes and outings throughout the year

LOTS HAPPENING in CPAC WORLD. Keep an eye on your Daily Update for information. You can always be in the know by being added to our mailing list. Send your request to performingartscresswind@gmail.com. If you have any questions, you can direct them to the same email address.

CRESSWIND COMMUNITY CHORUS

Submitted by Chuck Bridwell

After a fantastic Holiday Music Celebration with 3 sold-out shows, the Cresswind Community Chorus begins preparation for their 2023 Spring Music Spectacular which will be presented on April 13-15. The

spring kickoff rehearsal is Monday, January 16 at 3:00pm and one-hour rehearsals will be held each Monday thereafter.

In the fall there were almost 100 singers in Chorus, but there is room for more. If you would like to be a part of Chorus, just show up any Monday at 3:00pm. There is no audition required and the cost to sing in the Chorus during the spring is only $10.

The Cresswind Community Chorus was created in the fall of 2014 by Chuck and Debbie Bridwell. Each season there are two presentations, a Holiday Music Celebration and a Spring Music Spectacular. In addition to the main Chorus there is music by the Women’s Chorus, Men’s Chorus, Cresswind Chorus and several other musical ensembles.

CPAC PRESENTS A BRAND-NEW EXCITING EVENT:

A DANCE SHOWCASE EXTRAVAGANZA

ON JANUARY 26 - 27, 2023

Wendy O’Hanlon and her CPAC liaison, Debbie Seymour, are putting together the FIRST ALL DANCE performance event for Cresswind. Dance has always been an important part of our daily life in Cresswind and has been featured in many CPAC shows throughout the years, but with some stage limitations for the dancers. Wendy is taking her vision of a more intimate setting, along with a larger and more stable dance floor, to the Lanier Room. Our audience will have the benefit of seating on three sides of the “stage” with the most front row seats ever offered. Seats are limited so do not wait to purchase your tickets!

Cresswind has been very fortunate to have two professional instructors bringing different dance and art forms to our residents. Cheryl Vassiliadis has been teaching Ballet and Tai Chi (fan and sword form) on Mondays in the Lanier Room. She is a well loved and respected teacher, and she will be featured in a solo piece, as well as with her Ballet dancers and her Tai Chi fan form group. Our Ballroom dance professional, Wayne Zwick, has been coming to Cresswind on Thursday evenings to teach private and group lessons. Wayne and Wendy will be providing the Finale for the evening and there will be an East Coast Swing ensemble dance choreographed by Wayne.

Other featured dancers are from our very own club participants. Debbie Coursey-Prah and her Cardio Line Dancers will provide a lively medley of dances. Amy Devillez and her Hawaiian dancers dressed in their colorful skirts and leis, will dance a traditional Hawaiian dance. Wendy’s Choreography Class will open the show with a dance choreographed by Wendy; and her Cresswind Cloggers are taking advantage of the increased dance floor and will perform a formation dance. Come join us and find out why we love to dance!

CRESSWIND STORYTELLING CLUB

Submitted by Bert Emma January 2023 will be the 5th Anniversary of the Cresswind Storytelling Club! Wow, time does go by fast. THANKS to all who attend our monthly meetings and come tell a story or just listen to the wide variety of stories created for us to enjoy. Your support is greatly appreciated.

Our monthly Storytelling sessions are held on the 3rd Thursday of each month at 3:00 pm in the Ballroom and usually include 10 stories and as many or more members just listening. These sessions are mini storytelling events. There were 25 residents who attended at our last monthly session and heard stories about “Spiffy” and “Tofurkey” and other shared life experiences.

We would love for you to join our meetings to listen or tell a story (there are no dues). Our stories unite us in our life’s journey. Please come to our next meeting of the Cresswind Storytellers on January 19th & have FUN!

SMALL BANDS CLUB

Submitted by: Harold Timms

Joyride performed at the Veterans Holiday Party on DEC 1st

The ukulele group graduated 12 new players this fall and plans a Christmas carol sing along during the holiday season.

CRESSWIND

LADIES

LUNCHEON CLUB (CLLC)

Submitted by Abby Saccomanno

2022 was a fun year at the Cresswind Ladies Luncheon Club (CLLC)! We had over 150 Cresswind ladies attend our March soup and salad event, highlighted by a chocolate fountain. This gathering gave everyone the opportunity to have fun with current friends and meet new neighbors. Wow! - these ladies were all over the chocolate fountain.

In October, CLLC partnered with the Cresswind Living Stylishly Club for a fall fashion show in cooperation with Dillard’s Department Store. In addition to the Dillard’s dresses, walkway highlights included dress designs created, and modeled, by fellow Cresswind residents.

WHAT’S HAPPENING

The 140+ attendees at the show will never forget these designs that included: a pickle ball dress, a toilet paper dress, and a yoga dress. We’re looking forward to an equally fun 2023!

LINE DANCE CARDIO

Submitted by Debbie Coursey-Prah

The Cardio Line Dance class will be participating in the Dance Showcase in late January. We hope you will come watch how much we enjoy what we do!!! Training sessions are going strong with residents who are new to more advanced line dancing learning the moves! Changes are happening to the Cardio Line Dance classes to better accommodate instructor’s and dancer’s schedules. Starting January 1, 2023, an evening class will continue Sundays at 6:30 to 8:00 PM. The other weekly classes will be moved to Tuesdays and Thursdays from 4:00 to 5:00 PM. The training session will be right before the regular Tuesday class at 3:00 PM to 4:00 PM, allowing beginners to stay and participate in the regular class if they choose to do so. Be sure to check the Cresswind fitness schedule to confirm these days and times for after January 1, 2023. If you have questions, please contact Debbie Coursey-Prah, Lisa Phifer, or Sherri Heckt-Boguski. Let’s Dance!!!

DINNER CLUB

Karen Silverthorn - Coordinator

Cresswind’s Dinner Club is returning! Previously known as ‘Adventures in Dining’, this group had come under the Cooking Club since its beginning in 2012. Now our dining group is out on our own and has become its own Club!

Our members gather four times a year to enjoy great gourmet meals while meeting new neighbors and making friends. Dinner Club differs from a casual or neighborhood gathering. There are always a total of 4 couples/pairs of people at each host home. Singles are welcomed provided they find another single to pair with. Host houses put time and thought into making their ‘tablescapes’ elegant, appropriately themed, and memorable for their guests. Menus are chosen by the Steering Committee. Each couple/pair is assigned part of the meal to prepare. For each meal, all recipes are provided in advance. Participants at each host house will be using the same recipes and making the same courses. All food and beverage costs (average $45 - $65 per pair/couple) are shared equally among participants at each house.

Previous members should have received an email to respond to. Otherwise, if you are interested in joining or getting more info, email the coordinator directly to Karen Silverthorn, silk3349@charter.net to be added to the Dinner Club email list. Our mission is a simple one - to enjoy a delicious gourmet meal while meeting new neighbors around an elegant dinner table. Every meal is an adventure!

FISHING CLUB

Cresswind fishermen are chasing the elusive Lake Lanier fish and catching our share. Fishing Club is planning a road trip to the boat show and our yearly fishing school. Email John Kelley at dr.johnkelley@ gmail.com to get on the fishing club email list. Keep your lines tight. Below are Mike D., Tom F. And John S. Send your pictures to John Kelley - see you on the water!

GENEALOGY CLUB

If you are interested in conducting research into your family history, there are several free genealogy websites that are available. These include:

Access Genealogy (http://www.accessgenealogy. com/): This grab-bag of free genealogy records keeps growing. Click the Databases tab to search data from Southern states, military records, and small-town newspapers

FamilySearch (http://www.familysearch.org/): More than 3,000 online collections (and growing) make this the internet’s largest home to free genealogy data, with recent updates spotlighting Italy, South America and US vital records.

HeritageQuest Online (http://www.heritagequestonline. com/): Free to your home computer courtesy of your library card via participating institutions, HeritageQuest is “powered by” (but not owned by) Ancestry.com. This partnership has dramatically expanded its half-dozen collections to a sort of “Ancestry.com lite,” including the complete US census, military and immigration records, and city directories.

Olive Tree Genealogy (http://www.olivetreegenealogy. com/): Since its launch in 1996, this modest website has grown into a useful collection of how-to help and databases. It’s strongest on passenger records, heritage groups such as Palatines and American Indians, and less-familiar records, such as those for residents of orphans and almshouses.

RootsWeb (http://home.rootsweb.com/): This venerable free site still serves up how-to articles, databases of surnames and US locations, mailing lists, pedigree files and much more - making it an oldie but a goodie.

USGenWeb (http://www.usgenweb.org/): This volunteer site recently celebrated its 20th birthday with a mobile-friendly update. Its state and county pages and

Submitted by John Kelley

special projects remain as vibrant as ever.

The Genealogy Club meets the 4th Wednesday of every other month February – October at 7:00pm in the Georgia Room. Still want more information? Contact one of the facilitators: Howie Mueller accudart556@ yahoo.com / Dave Dittmeier DaDittmeier@gmail.com

You might be a genealogist if……...you are thrilled to discover a “black sheep” in the family.

CRESSWIND HULA DANCE CLUB

Submitted by Mary McDonald

The new Cresswind Hula Dance Club will start meeting twice a month in February. The group will meet every 2nd and 4th Thursdays at 3:00 pm in the Georgia Room. The first meeting will be February 9, 2023. The dances will be taught by Mary Ramatowski and Kathie Zeranski. Mary has a 10-year history of Polynesian dance and performance and Kathie learned to do the hula while she lived in Hawaii for four years. The initial dances will be to songs in English; many of them familiar to you. This will allow people of all levels to enjoy dancing to these numbers. We look forward to dancing with you in February.

KARAOKE CLUB

Submitted by Heidi Anderson

The Karaoke Club has enjoyed a great beginning! We have had great attendance, and everyone has enjoyed singing, listening, and just mingling with friends and neighbors. We look forward to another exciting year! Keep that 3rd Monday evening open for the fun! We look forward to seeing you then! Your Karaoke Team –Heidi, Kelly, Kevin, and Lisa

CRESSWIND KAYAK CLUB

Submitted by Mark Nestle

Kayaking on Lake Lanier is a fun, lowimpact, aerobic sport, and Cresswind is a great place to live if you enjoy the sport. Many of us have kept busy throughout the different seasons this year as Lake Lanier is always a different experience since the sights and sounds change depending on the time of day and the month. Throughout the year Cresswind paddlers have enjoyed spotting nearby wildlife, seeing the mist rise on early mornings, catching some colorful sunsets as

well as stunning fall foliage. A comment frequently heard is, “Wow, we are so fortunate to have such easy access to this beautiful lake.” It’s so true; Dock A has two launch areas, and both provide easy access for getting in and out of our kayaks.

Special thanks to the 2022 board members who kept kayakers inspired and active on the water – Mark Nestle (President), Stan Goldman (Vice President), and Ron Grim (Treasurer) - regularly volunteered to lead paddles on Saturday and Thursday mornings. Mark and Ron also led a couple of sunset paddles where we had a brief party afterwards. Those who attended the sunset paddles mentioned they were in awe watching the sky turn different shades of magenta, purple, yellow, and orange. Also, this year more color was seen out on the water because many of our members were wearing their newly designed CLL club T-shirts. Our appreciation goes out to Jacki Suckow, owner of Northstar Printing and Promotions for getting the T-shirts and having them printed. Thanks to Mark and Stan for designing the logo, and especially to Cindy Weber (Secretary) for managing all the orders.

In spring, Tom Shillock joined the board as a Member at Large. His experience working with the Department of Natural Resources and with the Lake Lanier Association is a windfall for the club and community. In late summer, the board expanded with an additional Member at Large. Sherri Boguski, an avid kayaker, was elected for that position and her participation on the kayak outings and other events has been very much appreciated.

What a wonderful Cresswind turnout there was for the Lake Lanier Association’s Shore Sweep coordinated for us by Tom Shillock. We had trash collecting volunteers from the Kayak Club, Trails Committee; and even some folks working on their boats at the marina helped lift heavy trash bags to our truck. Thanks to all who helped, through your superb efforts we have a much cleaner Lake for everyone to enjoy. There are two large trash gathering events held annually for our lake: one sponsored by Lake Lanier Association in the Fall and the Chattahoochee River Keepers event in the early Spring. Our Kayak Club participates in both each year.

We think 2023 will be an even better year for Cresswind kayaking. Any resident can join the club. We only have two general members meeting each year but outings several times a month. We look forward to seeing more Cresswinders paddling with us.

LIVING STYLISHLY CLUB

Submitted by Mimi Szutz

Living Stylishly held their annual meeting in November and highlighted this year’s events. We had a very successful year, and we received many compliments on the variety of activities that were organized for all to enjoy. At our meeting, the new 2023 board members were introduced, and we are confident that they will offer many new and creative ideas for the club’s enjoyment. These board members are Debbie Cox, Jackie Edginton, Carol Malarney and Sandra Nelson.

At this meeting, our program was table decorations. Dillard’s in the Mall of Georgia presented a variety of beautiful table themes that featured items from everyday decor to holiday parties. We also had our own Cresswind ladies’ wonderful

table styles. The artistic talent and creativity were truly amazing!

We are excited to share all of our events via our terrific Living Stylishly website. Deena Demchak has developed a fabulous website so please enjoy all our photos and club information. Our fun fashion show video is also on the website for your enjoyment. https://sites. google.com/view/cwls/photos

Thank you for a great year, and we look forward to an exciting 2023! If you would like to become a member, please put a check for $5.00 made out to Living Stylishly in our mailbox located in the back of the lobby of the Clubhouse.

MODEL RAILROAD CLUB

Submitted by Bill Edmondson

It’s been a rather slow and quiet summer for our railroad modelers in Cresswind this year. We have primarily worked on our layouts at home and haven’t had any large gatherings…seems we are a very cautious group and chose not to deal with Covid exposures in a large crowd. We did attempt to conduct a module layout and operation in the clubhouse early in the year, but with Covid problems we had to cancel.

However, our leadership team has now met to plan a more active and involved club for 2023 and we welcome your involvement. We recently held a planning meeting at Jake Master’s house and decided our first meeting will be in January… details will be released by email soon. If your email address is not current on our roster, please forward current address to wke2003@bellsouth.net. We distribute meeting details and announcements via email.

We will be having a variety of meetings in some member homes, to observe their respective layouts and educate one another on different aspects of modelling railroads. We also have plans for field trips attending railroad specific events in and around Gainesville and conducting clinics to help members enhance their modelling skills. Should be a great year! Meanwhile, wanted to share photos of Jake’s layout…see below…it is awesome!

PICKLEBALL CLUB NEWS

Submitted by Wendy Warder

In early November, our Cresswind Lake Lanier team competed against 5 other Cresswind Communities at the PGA Village Verano courts in Port St. Lucie, FL. We enjoyed beautiful weather, great camaraderie, and some very spirited competition!

In January 2023 we host our annual meeting, which

will be held in conjunction with a White Elephant Bingo event. Our next session of Novice Training will also begin in January.

Pickleball Club Board Members for 2023 are: James Burzotta, Cassie Caton, Gary Foster, Dave Hanson, Sep Khameneh, Linda Potter & Wendy Warder. There is always a lot happening on the Pickleball Courts! Visit the club website at www. cresswindpickleball.com for the current Open Play hours, our archived club emails, our club store and much, much more! Come join us on the courts!

POKER CLUB

Submitted by: Jerry Worlock

Sue Coalson won the 4th annual, 2022 Cresswind Hold’em Championship Tournament with the winning hand of a pair of Aces. 2nd Place Jerry Worlock, 3rd Place Malcolm Sutter, 4th Place Don Johnson, 5th Place Zach Taylor. The Poker Club plays every Monday, Tuesday, and Thursday.

QUILTING CLUB

Submitted by Rose Hosey

After many hours and yards of fabric we are proud to announce that Joan Sica was the winner of the Fall Bazaar Quilt made by the Quilting Group. We thank all who bought a raffle ticket, your contribution buys supplies to make quilts for Seniors, Quilts for kids, Veterans, and other groups. Come join us on Thursdays at 1:00pm in the Craft room.

THE CLL RANDOM ACTS OF KINDNESS TEAM (RAOK)

BUTTERFLY BLESSINGS TO OUR CLL FRIENDS AND NEIGHBORS

It is a truism that whatever ‘heavy weight’ might be compressing our sense of well-being and/or over-occupying our mind, it can be made ‘lighter’ by unexpectedly being the recipient of someone else’s random act of kindness, thoughtfulness, or caring. It is the mission of the CLL Random Acts of Kindness project to help build and support a community culture where neighbors care about neighbors.

The ancients believed that butterflies represented ‘positive energy’ and ‘good things’ for a healthy, joyous life...your own and those with whom you ‘communed’.

So, members of the RACK team continue to randomly deliver ‘Butterfly Blessings’ to our CLL friends and neighbors by anonymously leaving a small set of solarpowered butterflies, flowers, and/or lighted garden statues in the front shrub bed of CLL homeowners, along with a printed notecard expressing ‘Butterfly Blessings’ and a message of hope, compassion, and belonging.

While the notecard is for homeowners to keep, the lighted shrub bed ornaments will “fly away on magic wings” after a few days and alight elsewhere, bringing ‘Butterfly Blessings’ to other CLL friends and neighbors. Many of those who have received ‘Butterfly Blessings’ have promised to carry forward in their everyday actions the tenets and message hope, resilience, and community. Share your thoughts and words with the RAOK team by emailing them at: raokindness2021@ gmail.com.

SAMBA CARD GROUP

Submitted by Mary Ann Hoyle

Come join us in a relaxed setting to play Samba. We play every Friday. If you have ever played Canasta or Hand and Foot, this is just another variation we are happy to teach you. What a fun way to make new friends! We only play 3 games (the 4th is optional), so we are usually through about 3:00. No commitments, just show up before 12:30 in the Billiards Room. Come a few minutes earlier for some social time! If you have never played cards and want to learn, just contact me. All residents welcome!

Mary Ann Hoyle mam44p@yahoo.com See you there!

SHALOM CLUB

Submitted by: Miriam Rosenberg

The Shalom Club celebrated eight nights of Chanukah with the lighting of the menorah in the clubhouse every evening. We welcomed all of our Cresswind neighbors to enjoy a Hanukah party after the candle lighting on Tuesday, December 20th. We enjoyed traditional foods of potato pancakes (latkes) and jelly donuts. Rabbi Nechemia Gurevitz of Chabad of Hall County shared the meaning and history of Chanukah during the party.

For the upcoming holiday of Purim in early March, we will be having our second annual hamantaschen bake. Hamantaschen are three cornered fruit-filled cookies that are eaten on this holiday. Purim commemorates the defeat of Haman, the advisor to the Persian king, and his plot to massacre the Jewish people, 2,500 years ago,

as recorded in the biblical book of Esther. We hope to see everyone on Sunday, March 5th at 11:00 am in the Cresswind Kitchen.

If you would like to join the Shalom Club or want more information about the Club, please reach out to Miriam Rosenberg (grammycooks716@gmail.com) 954-501-9249 or Karen Walters (karsuew@gmail.com) 301-461-1900.

SOCIAL SINGLES CLUB

Submitted by: Barbara Hillick

If you are single and looking for a great way to meet people and have fun, Social Singles is here for you In November, members paid respects to veterans with a Potluck dinner and program by Glenn Burkhalter and Michel Scheuerman. The end of the year wouldn’t be complete without the Holiday Party! The catered dinner gave everyone the chance to spend time with friends and meet new people. It was a great party due to the dedication of many talented members.

Members of Social Singles headed to Gainesville for Jingle Mingle and the lighting of the Chicken. Following this was Christmas on Green Street. The parade, music, face painting and lighting of the Rotary Tree were the highlights of the season. Members enjoyed special trips and events, going to the theatre, movies, lunches, and dinners. Miniature golf, bowling, mingles, game nights, kayaking, hiking were all enjoyed by members this past year. Various charities around Gainesville also benefited from volunteers from Social Singles.

The Board is already busy planning events for next year. If you are single, are ready to be involved with this fun group or just want more information, please access the link on the Cresswind website and share your contact information. We are looking forward to seeing you!

SPORTS AND GAMES CLUB

Submitted by Dan Skeels

The Sports and Games held its Fall Bingo on November 1st. Had a good crowd and fun was had by all. We will be scheduling our Bingos for next year soon. Chuck Bridwell with Denise Skeels filling in for Debbie called the numbers for each Bingo game. Gave out the FABULOUS PRIZES for door prizes. Also gave out gift cards for the winners of each Bingo game. Sponsor Jeff Sulka of Edward Jones treated us to ice cream sandwiches and ice cream drumsticks.

We are looking to add and replace members in our

club. Please contact Dan Skeels @404-925-3887 or dan. skeels@hotmail.com if interested.

TENNIS CLUB

Submitted by: Sandy Barmak

The Tennis Club held their Annual Meeting on November 9, 2022, where the year’s accomplishments, events and amenity improvements were reviewed. At the meeting, a new slate of officers was unanimously approved. We are pleased to welcome the following slate of officers whose term began on January 1, 2023. We look forward to an exciting year with many events that will keep our courts busy.

President: Danny Brown, Vice President: Nancy Stockwell, Secretary: Gerry Cieply, Treasurer: Shirley Osterloh, At Large: Judy Cox, Donna Fillmon, Roger Otto and Martha Roberts, Past President: Sandy Barmak, Skill Development: Bill Papciak.

Our October Round Robin social was a great success with perfect weather. Everyone had fun and enjoyed the sandwiches, chocolate, and time to socialize when play was over. We all enjoyed kicking off the holiday season with our Holiday Party in the Crow’s Nest on December 1st. Our tennis players are also great cooks as evidenced by the delicious appetizers that everyone

brought that evening. Many more socials and events are planned for 2023.

Our competitive leagues, Silverball and Ladies USTA 55+ 3.0 tennis finished their seasons in November. Thank you to Dan Skeels who captained Silverball and Debbie Cortjens and Cindy Halperin who were cocaptains of the USTA team. If you would like to play in the Silverball league that begins in March, contact Dan Skeels, dan.skeels@hotmail.com. Bill Papciak captained a men’s USTA team that played in the late fall Hall County inaugural season. We expect our Resident Mixed Doubles league to begin play in late February or early March. Watch your emails for information about these programs. We encourage you to participate and get out and enjoy more tennis.

Despite the chilly weather, Bill Papciak and his team of committed volunteer instructors continue to hold clinics. These clinics are for all skill levels and will improve your strokes and make playing tennis more enjoyable. After you participate in a clinic, come out for open play to practice what you have learned. Open play times are Monday, ladies; Wednesday, men and Friday, mixed doubles, all at 9:30 am. We also have Sunday open play from 2 – 4 pm. It’s a good idea to call some of your tennis buddies to join you on the courts to be sure there are enough players for a game. For more information on tennis happenings, you can check out our website, https://cresswindll.wixsite.com/cwtennis, or contact our President, Danny Brown at dannybrown58@ comcast.net.

COMMUNITY TRAVEL CLUB (CTC)

Submitted by: Debbie Aery

Happy New Year to all our Fellow Cresswind Travelers! As we begin 2023, let me announce who our 2023 Board Members are President – Debbie Aery; Vice President – Laurie Homa; Secretary – Sheran Connelly; Treasurer – Deena Demchak; Members at Large – Robin Dickson; Cathy Stout; Rosemary Shaffer; Rosemary Smith; and Barbara Whitlow. Congrats to our New Board for 2023. We also will be working with Mark and Cheri at A Plus Tours again this year.

Our January trip scheduled for January 17th is “College Football Hall of Fame and Chick-fil-ABackstage Tour”. Laurie and A Plus will show all Travelers a great day of fun. We still have seats available

so please Sign up to join us. Cost is $83.00 and includes Football Hall of Fame Tour and Chick-Fil-A lunch. After lunch will be a backstage Tour of the Corporate facility of Chick-Fil-A.

In February, plans are to go to the Holly Theatre on February 19th, 2023. Cost is $87.00 and includes the Play, lunch at the Smith House, and transportation.

As soon as we get the Board up to speed, we will be researching and setting up for trips the remainder of 2023. These will be listed on our Cresswind Travel Website by Russ. So be sure to check in periodically.

Our first General Meeting is January 5th, and we will continue to have 4 lucky winners each month for a $50.00 Gift Certificate to be used on Trips. Don’t forget to pay your $5.00 membership dues in order to go on our CTC trips if you have not done so!!! Come travel with us!!!

CRESSWIND VETERANS CLUB

IT’S WHAT WE DO

The Cresswind Veterans Club held a Member & Volunteer Appreciation Banquet on December 1, 2022. The Club’s Board members decided that a day close to Veterans Day and a holiday that celebrates Thanks & Blessings, was a positive way to end a very successful year. The Veterans Board wanted to show their appreciation to the Club’s many members and volunteers. “Thank You” could not be shared enough for the blessings that our members and the entire Cresswind Community, through their time and generous support, bring to Hall County’s Veterans in need. Top volunteers were recognized with a small token of appreciation. The evening included a delicious meal & dessert.

Entertainment was provided by the Cresswind Hula and Hula-hoop dancers, and Amy Devillez’ daughter, Liz, who sang a Ukulele medley. Our very own community member band, JOYRIDE, made their first Cresswind appearance this year, closing the night and certainly rocking the dance floor! Thank you to all our members, supporters and entertainers who made this night a fabulous finale of 2022 for the Veterans Club!

HELPING THE MANY AND THE FEW

The Cresswind LL Veterans Club is a charity whose primary purpose is to help Hall County area Veterans and their families in need. Sometimes our efforts benefit large groups and other efforts benefit one individual family. Here are three recent examples:

We recently held our annual Coat Drive, delivering over 59 large bags of warm winter coats and other essential clothing to many local organizations that support Veterans in need. We also provided six boxes of CDs and DVDs plus two CD/DVD players to provide entertainment over the holiday. Thank you to Dave Dittmeier and all his volunteers for their hard work in making this event happen. And even more so –thanks to all the wonderful Cresswind residents for their tremendous donations! Thanks to your amazing generosity, many Veterans and their families will be able to stay warmer this winter.

Very cold temperatures are already here. Imagine being older and having no heat at all! This was the situation an 87-year-old Gainesville Veteran and his wife faced, not being able to afford to replace a broken heating system. The Cresswind Veterans Charity stepped right in, partnering with the Cresswind Community Fund, and provided funding for an entire new heating system for their home, which was installed

this month. Now they can both enjoy toasty nights, which they richly deserve.

Lastly, sometimes giving does not have to be in monetary form. Although our Team received a 76-yearold Veteran’s request for monetary help, after a thorough vetting process, it was determined he did not require monetary assistance. It was determined he required financial planning / management assistance. With that said, one of our Team members graciously volunteered their time and spent 4 hours with this Veteran developing a financial management plan. The Veteran stated no one has ever sat him down to discuss retirement finances. He was so grateful for the “tough love”. His assets, pensions, multiple bank & credit cards, and bills were reviewed. He was more than willing to develop a plan - like selling one car that is never used, ending one payment and reducing his car insurance bill. Consolidating credit card debt into one account (which will easily be paid off by the equity in the sold car) and consolidating bank accounts. Bottom line, after being shown that his bills & living requirements did not exceed his monthly retirement, he was a very happy Veteran. He stated, “he can finally see the light at the end of the tunnel.” At Cresswind, it’s what we all do!

DALE MASTLEY TRADING HIS WINGS FOR SOLID GROUND

student, attaining each of the certifications over a threeyear timeline before helping his own students do the same.

He’s never done the math on the number of students he’s taught throughout his career, though he estimates the figure is somewhere in the hundreds.

“He’s had a lot of feedback from a lot of these people,” his wife, Betty Mastley, said. “‘You got me here.’ ‘If it weren’t for you, I wouldn’t be here.’ I think that has been very satisfying to him, just to know that he changed their lives.”

After more than half a century in the cockpit, Dale Mastley is trading his wings for solid ground. The Gainesville resident of Cresswind at Lake Lanier Community, has been a pilot and flight instructor for 54 years, starting in Minnesota in the mid- to late 1960s after serving four and a half years as an aircraft electrician in the U.S. Navy.

His goal was to fly commercially, but none of the airlines were hiring at the time, so he changed course, finding himself in the cockpit of an air ambulance that responded to calls across the Midwest. Flying out of Minneapolis-St. Paul International Airport, Mastley’s job took him around Minnesota, the Dakotas, Iowa, and Wisconsin, occasionally branching into Wyoming, Montana and Nebraska.

“You never knew where you were going to go one day or the next day,” he said. “Sometimes you might be in the air eight or nine hours before you got back home.”

Mastley later went to work for a building materials company, instructing student pilots on the weekends until he retired and returned to instructing full-time 21 years ago, this time with Advanced Aviation at the Gwinnett County Airport.

“There’s teaching people to fly, and then there’s teaching people to be a commercial pilot after that, and there’s teaching people to fly on instruments — in the clouds where you can’t see anything,” Mastley said. “And then there’s also teaching people to be flight instructors. So there’s the whole gamut.”

And Mastley, 78, covered all of those bases — first as a

“Flying for a hobby is expensive; teaching people to fly doesn’t cost anything,” Dale said. “But that’s not the main reason — I really enjoyed meeting the people and getting the satisfaction of watching them complete their training. Everybody’s different, so it takes a different procedure with each person; people come with different ideas and different attitudes and different reasons for wanting to learn to fly. But to take them from scratch where they are afraid, actually, and taking them all the way through is fun. Satisfying.”

Local pilot and flight instructor Dale Mastley and wife Betty recall both their years of flying Tuesday, Aug. 16, 2022, at their Gainesville home. Dale, recently retired, has been a pilot and flight instructor for 54 years.

Aviation, it seems, runs in the family; Dale’s father was a gunner on a B-24 in World War II, though he had his pilot’s license prior to the war.

“That was his love, his hobby,” Dale said, noting his dad flew about five different airplanes for sport in Dale’s growing-up years, the first of them being a yellow Piper Cub. “Then he kind of worked his way up to more modern airplanes as they could afford them.”

In fact, it was Dale’s father who introduced him to flying when he was just a tike of 3 years old. “He started me back then; he’d strap me in the seat and take me flying,” he recalled. “I grew up in it. My dad and a couple of his buddies always had an airplane together, and he would take me flying every week, sometimes a couple times a week. Really, that was the start.”

Dale didn’t always have his mind set on becoming a pilot, however. “I think I made that decision when I was in the Navy,” he said. “I just found out I loved it. It was a

challenge. I had an advantage starting out, because growing up in it, I wasn’t afraid of it. I was used to the feel and the smells, what it looks like and feels like, so I could very easily step into it. That’s why I don’t play golf — I was always flying.”

Betty also had a set of wings, as a flight attendant for United Airlines. In fact, she was training for the job when the two met in January 1966. “We’ve been together ever since,” Dale said. Flight attendants couldn’t be married in that era, however, so Betty had to quit one year in.

“It was a whole different way of presenting — everybody was single, you had to be a certain weight,” she said. “They gave us a lot of training on makeup and hair.”

But 20 years and a class-action

lawsuit later, she donned her uniform once more.

In 2017, Mastley received the Wright Brothers Master Pilot Award from the Federal Aviation Administration commemorating 50 years of continuous safe flying. In his entire career, Mastley has been involved in only one accident, he said, in a tandem airplane with a student at the controls and Dale in the backseat. That was in 1986.

“We took off and we were climbing, he turned around to ask me a question and when he did, he pulled the stick back and pushed the rudder in — that’s what you do if you want to spin in that direction,” Dale said.

Local pilot and flight instructor Dale Mastley has a Wright Brothers Master Pilot Award hanging inside Gainesville home office. Mastley is retiring after 54 years of flying.

Fortunately, Dale said, they were only about 100 feet off the ground. “We were lucky. Instructing is inherently dangerous, because they do a lot more than you normally do just flying. You’re teaching people who don’t know how to fly and you have to let them have the controls, and that includes landing and things like that. There’s a lot of dodging.”

Betty counts Dale among the safest pilots to ever grace the skies. “I haven’t worried about him,” she said. Dale and Betty have flown together, but “not a whole lot.” “Betty’s not the kind of person who likes to go up and just bore holes in the sky for no particular reason,” Dale said.

Before they moved to Gainesville just over four years ago, the Mastley’s occupied one of 26 houses surrounding the runway of a private airport in Gwinnett County.

“Basically, you could walk over

to the runway, take off, go to Myrtle Beach or someplace, come back, land at home and walk home,” Dale said.

Dale has since parted ways with all of his personal airplanes. His last was a yellow experimental homebuilt Van’s RV-4, though he said he isn’t the one who built it. “I wouldn’t have the patience. It takes a long time — six, seven years — and usually ends up in divorce,” he quipped.

Of all his flights, two outshine the rest on the highlight reel. One was his first solo flight out of the old Sky Harbor airport in Chicago circa December 1965. “That was a big day,” he recounted. “(The instructor) said, ‘If the airplane sinks, add power; if it goes up, take power off coming into the runway.’ That was his only instruction.” The other trip took off about 15 years ago, when Dale and a friend ferried a six-passenger plane from San Francisco to Atlanta. They circled all the sights along the way, like Yosemite, Las Vegas, the Hoover Dam and the Grand Canyon. “We flew right over three mountain ranges without oxygen, so we could only go so high,” Dale said. “That was big for me. I really enjoyed that.”

Dale plans to continue flying enough to stay current, though he probably won’t be taking off as often as he used to. “There’s a time for everything,” he said. “There just comes a time.”

Local pilot and flight instructor

Dale Mastley shows a model of a plane he flew in the Navy Tuesday, Aug. 16, 2022, at his Gainesville home. After 54 years of flying, Mastley is taking off his wings and retiring.

Rachel Estes, The Times - Published: Aug 18, 2022, 11:33 AM

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