November/December 2023
Issue LXIII
Free Pickup & Delivery for Cresswind Residents
Sales, Service & Rental
4324 Mundy Mill Rd, Oakwood, GA 30566
470-252-5622
HOA Staff Helpful Numbers 770-536-3300
First Services Regional Director
Community Association General Manager Gary Hulion: 770-536-3300 Catherine (Kitti) Kleinedler Gary.Hulion@fsresidential.com Catherine.Kleinedler@fsresidential.com
Community Association Manager Lifestyle Director Catherine Maggie Carr (Kitti) Kleinedler: 770-536-3300 Catherine.Kleinedler@fsresidential.com Maggie.shay@fsresidential.com Administrative Assistant Administrative Assistant Darlene Carr Darlene Carr: 770-536-3300 Darlene.Carr@fsresidential.com Darlene.Carr@fsresidential.com Compliance & Contracts Manager The Club Justin Smith 770-536-3300 justinb.smith@fsresidential.com
Patricia Elliot: Guest Services
The Club Heidi Anderson: Guest Services Peggy Siewert: GuestGuest Services Peggy Siewert: Services Heidi Anderson: Services Justin Smith:Guest Maintenance Maintenance New Home Warranty Elijah Carr
TABLE OF CONTENTS
TABLE OF CONTENTS Helpful Numbers View HOA President’s Board Message. .....................................4 Lifestyle Director Kitti’s Corner...................................................6 Kitti’s Corner Community News November/December Events.........................9 New Residents Committee Updates........................................10 Committees at Cresswind Weekly Fitness Calendar. ...............................22 List, Reports Clubs at Cresswind Club Listing.....................................................23 List, Schedules, Calendars What’s Happening..........................................26 Activities: What’s Happening Scrapbook
Kolter Homes, LLC
Helpful Numbers: Director of Customer Service, Ryan Carroll Emergency: 911 Office: 770-287-5693, Cell: 770-503-5418 City of Gainesville Water: 770-535-6878 gacustomercare@kolter.com Liberty Utilities: 855-216-6305 Spectrum: 1-888-345-7139 EMC Security System First Service: Residential 24 Hour Alarm Cancel: 1-888-745-4733 (After Hours: 1-877-411-1165) Sales and Service: 770-963-0305 24 Hour Alarm Cancel: 1-888-745-4733 Sales and Service: 770-963-0305
Helpful Numbers: Emergency 911 Please visit our Water: website at City of Gainesville 770-535-6878 www.cresswindatll.com Liberty Utilities: 855-216-6305 Spectrum: 1-888-345-7139 First Service Residential: (After Hours—1-877-411-1165)
As the official newsletter of the Cresswind Community As theWaterfall official newsletter of the Cresswind Community The content is provided by residents of Cresswind at Lake Lanier for no profit to ensure that the resiThe Waterfall content is provided by residents of Cresswind at Lake dents receive updated about what Lanier for no profitrelevant to ensure and that the residentscontent receive relevant and is going in their community. updatedon content about what is going on in their community. This newsletter is provided at no cost to our community This newsletter is provided at no cost to our community and is and is and printed mailed to each from adverprinted mailedand to each residence from residence advertising profit. tising Support who make this Supportprofits. the advertisers who the makeadvertisers this newsletter a possibility for newsletter possibility for each resident every other each resident aevery other month. month. If you would like to contribute to its contents, please contact: If you would like to contribute to its contents, please conMaggie Carr tact: maggie.shay@fsresidential.com
Sue Garcia (suegarcia9@gmail.com) Angie McClure Eleanor Whalen (efwhalen@gmail.com) mcclureac@charter.net Please visit our website at Judy True (judyntrue@gmail.com) www.cresswindatll.com Compliments to Paul Brown for The Waterfall cover phoTo advertise in The Waterfall, contact The Times - marketing@gainesvilletimes.com. to.is the opinion of the author and does not necessarily reflect the opinion of the publisher of this The Waterfall is a publication of The Times. Subject matter published newsletter. Professional advice should be obtained before making any decision in which a professional is readily available. Advertisers assume responsibility for the content of the ads placed in publication. Material published may not be reproduced without the written permission of The Times.
The information and advertisements contained in this Newsletter are provided for the members of the Cresswind at Lake Lanier Homeowners Association as a courtesy only. No representations are made as to information presented, the quality of the goods or services advertised, or the veracity of the statements relating to the goods and services. The printing of opinions, information or advertisements does not constitute an endorsement by the Neighborhood or such opinions, information, goods or services.
November/December 2023
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HOA BOARD MESSAGE
THE 2023 RESERVE STUDY
SUBMITTED BY: SID JACOBS, BOARD OF DIRECTORS TREASURER A Reserve Study is critical in preparing for an Association’s major common area repair and replacement expenses. Associations that properly fund (and spend) their reserves usually keep their common area assets up to par without having to issue special assessments for major maintenance projects. The 2023 Reserve Study is the fourth reserve study Cresswind has conducted. It is preceded by those completed in 2013, 2017, and 2020. The foundation of every Reserve Study is the task of carefully identifying the Reserve Component List (i.e., all the assets the community must maintain) and the estimated costs for replacing those items at reasonably expected times. Cresswind at Lake Lanier is blessed to have 139 items on the current Component List with a replacement cost of $6.3 million dollars. The component list includes: • Our roads, sidewalks, fencing, bridges, gazebos, and irrigation system. • Main entry includes the Waterfall and gates. • Back entry includes the gates and mailboxes. • Our clubhouse includes the indoor pool, fitness center, furniture and fixtures and all electrical and mechanical systems. • Our sports tennis and pickleball courts. • The outdoor pool and all outbuildings. Note: The Marina area and docks have their own Reserve Study funding and separate component listing funded primarily by the slip owners. One of the biggest changes in the new Reserve Study from the 2020 study is identifying the projected estimated replacement cost increases that have skyrocketed during the past three years. We noted replacement cost increases stretched from 10% to over 200% on certain items with an average cost replacement increase of 45%. So, the BIG question your HOA Board needs to answer on this new Reserve Study is: “How much Reserve is enough?” Reserve adequacy is not measured in cash terms. Reserve adequacy is found when the amount of available current Reserve cash is compared to what is reasonably needed to cover the Reserve component deterioration. In other words, is the Fund Balance required at the end of our
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fiscal year adequate to cover the needed expenditures for the deterioration of assets. Having enough reserve funds means the Association can execute the identified projects in a timely manner with existing Reserve funds. Not having enough typically creates deferred maintenance or special assessments which often result in lower property values. The value of deterioration changes each year. As we look at our Cresswind community our component list is now about 10 years old. We spent more on Capital replacement in 2023 than we did in all previous years because aging assets needed to be repaired or replaced to keep our community up to date. Some of the major replacement items this past year included: • The Clubhouse renovation of painting the interior and exterior, new furniture, fixtures, and carpeting. • Refurbishing the indoor and outdoor pool areas with deck and pool resurfacing, new indoor pool mechanical and electrical systems, and paint. • Adding new audio and visual enhancements in the ballroom. • Replacing fitness center equipment. • New security cameras. • Resurfacing the tennis and pickleball courts. Your Board is now reviewing the 2023 Reserve Study to ensure adequate funding is available from 2024-2034 (when our community will be 20 years old) to ensure our reserve funds are at least 70% of our fund balance which is considered by industry standards to be low risk and strong funding. The Board will schedule several Reserve Study meetings open to residents in November this year. We urge you to attend these meetings to hear discussions on the reserve funding included in our upcoming budgets, and our five-to-ten-year plans on future reserve balances and percentage funding. These funds are necessary to keep our community financially prepared for the expenditures scattered throughout future years when those component list items eventually require replacement. Your HOA Board will continue to make sound fiscal policy that will continue to enhance this community and make Cresswind at Lake Lanier the best over 55+ community in Georgia.
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November/December 2023
Cresswind at Lake Lanier
Debbie Cortjens Senior Real Estate Specialist ® Buyers and Sellers Agent
Buying Opportunities
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MANAGER’S CORNER
From the desk of Kitti Kleinedler Did you know that 28 pages of the Cresswind Rules and Regulations are dedicated to Design Guidelines? One of the first things that people notice when they come into the community is how beautiful it is. The lush landscaping, stately homes, and winding roads create an aesthetically pleasing environment. In order to maintain this pleasant ambiance, everyone must conform to the standards set forth by the developer and upheld by the HOA. The management company is tasked with maintaining the high standards of the community, and that is no easy task. We regularly travel the community, a few streets at a time, perusing the overall conditions of the neighborhood. If we see something out of line with the expectations, a courtesy email is sent to the resident to correct the issue. Fortunately, 90% or more of these issues are resolved before we check on them again a few weeks later. That compliance is really appreciated. We work with the other few to get the issues resolved, and, in the end, very few actual violations have to be written. Residents are responsible for knowing what the Design Guidelines are for the community - what is allowed, what isn’t allowed, what requires permission, and what can be done without permission. It is all spelled out on pages 38-66 of the Rules and Regulations. But just for review, I want to highlight some of the problems we see most often. MAILBOXES –The maintenance of the mailbox is the resident’s responsibility. Periodic repainting is necessary due to the Georgia sun. The accepted paint is a Rust Oleum black semi-gloss. Previously a powder coat in satin black was used, and those are the mailboxes that now look faded and gray. I urge residents to repaint them. The Help Me Please group through the Community Fund does an excellent job. In addition to keeping the paint looking fresh, the numbers on the top of the mailbox need to be refreshed. This whole task probably needs to be done every 3 years or so. Also, regarding the mailboxes, nothing may be hung from them. It’s a rule – no little flowers or birds or any other signs may be displayed on the mailbox. The one exception is the Christmas swags that originally were given by the developer. These are the temporary seasonal décor that are referenced in the rule. And when placing a swag on the box, be sure that the address can be easily seen. Finally, that last restriction with mailboxes is that nothing can be planted around the base. The turf should come up to the base of the mailbox post. Pine straw or other plantings are not allowed. PERGOLAS AND GARAGE DOORS – For whatever reason, the paint on these structures seems to fade sooner than the rest of the house. Power washing a pergola or giving it a fresh coat of paint may be all that is needed to give a house a face lift before an overall repainting is required. The same holds true for garage doors. They don’t seem to hold the color as well as the rest of the home does. GARDEN FLAGS – Residents may have one small, decorative garden flag in front of their home, but it may not be placed out by the mailbox. BIRD BATHS – Regardless of the size or material they are made of bird baths are restricted to the back yard only, and they must have ARC approval prior to installation. BENCHES – One bench may be placed on the front porch with ARC approval. No benches can be placed in the pine straw or mulch beds. These are the glaring infractions that we see most often in the community. There are also the occasional garbage bins left out, backyard grills that can be seen from the street in front, name signs attached to homes, and modifications that may have been done without approval. It is sometimes tough to remember that although these are your homes and yards, there are still guidelines to be followed in order to keep this community as beautiful as it has always been. Page 6
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November/December 2023
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MANAGER’S CORNER
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November/December 2023
MANAGER’S CORNER
November/December 2023
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COMMITTEE CORNER
ARCHITECTURAL REVIEW COMMITTEE (ARC) Yard Art - “How much is too much?” Submitted by: Bill Power
The American idiom “One Man’s Trash is Another Man’s Treasure” conveys the message that what one person considers unwanted may be desirable to someone else. So, my first question is, Does the reverse hold true when it comes to yard ornamentation? I think it does and that leads me to my second question: How much is too much? Yard Ornamentation/Art is considered a Hardscape and includes, but is not limited to statues, metal or concrete sculptures, bird baths, flowerpots, wind chimes, swings, benches, arbors, trellises, flags, lighting, etc. In general, the goal of any yard ornamentation should be to enhance a pleasing and harmonious neighborhood character, (Aesthetics). Individual expression is encouraged as long as it does not distract from this important and larger goal. Homeowners should be familiar with the rules and regulations in advance of installing “treasures” in their yard. Your Cresswind at Lake Lanier rules and regulations state that; “Any modification, alteration, or addition of ornamentation of any type or size to a home in Cresswind, that is, anything that can be seen by you, a neighbor, or pedestrians requires advance approval from the ARC”. It goes on to state, “Failure to obtain advance approval may be cause for the item(s) to be removed and fines to be levied for a failure to comply with warning notices from the Community Manager”. Wow, that last paragraph is a load! And fines, who knew? That paragraph creates quite the juggling act for your Architectural Review Committee (ARC). On one hand, they are charged with maintaining the “Aesthetics” of the neighborhood. On the other hand, they are charged with faithfully upholding the Cresswind rules and regulations and on the other hand, (yes, I know that’s three hands), your ARC encourages homeowners to responsibly Page 10
personalize their homes, as long as it does not distract from the larger goal. Members of your Board of Directors (BOD), ARC and First Services Residential (FSR) staff are often approached by owners questioning how “this” project or “that” project got approved. To answer those questions ARC volunteers or FSR paid staff conduct research to establish if these projects were ever reviewed and approved, a considerable waste of time and money to the Association. My observation is that approved projects are rarely questioned. Conversely, nonapproved projects generate most of the complaints. It seems to me that the original sin lies with homeowners that do not submit EIR-1’s for their projects. There really is no reason for not seeking approval of your projects as the EIR-1 form is easy to locate on the Cresswind website and easy for you or your contractor to fill out. Your neighbors have submitted over 300 EIR-1’s
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year to date, just to the ARC, and the review process averages less than 17 days, including weekends and holidays. Did I mention we have an approval rate near 98%? The best mechanism to maintain and improve the aesthetics of our neighborhood is the ARC review process that starts with homeowners requesting a review of proposed improvements using the EIR-1 form. The ARC will gladly consider “after-thefact” EIR’s for work already completed. If your completed projects are not in compliance with the Rules & Covenants, Rules & Regulations Committee (CRRC) we will work with you to get them in compliance, if at all possible. We will even work with homeowners on rule changes when and wherever appropriate. Homeowner participation in rule changes is a must. In the meantime, a properly submitted, reviewed, and approved EIR-1 is your “get out of jail” card in case of future complaints.
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COMMITTEE CORNER
COVENANTS, RULES & REGULATIONS COMMITTEE (CRRC) UNDERSTANDING THE ARC/LAN DENIAL APPEAL PROCESS Submitted by: John Peterson
Did you know that there was a change last year dealing with the appeal process when a request to the Architecture Review Committee (ARC) or Landscape Committee (LAN) was denied? Administrative Resolution NO. 8A1-2022 replaced the old appeal process. The new appeal process states that if a Lot Owner’s construction, improvement, or landscape request is denied, the ARC or LAN shall conduct a hearing to reconsider a denial only at the request of the Lot Owner. The appropriate committee shall conduct a hearing ONLY if the Lot Owner can present additional information to further aid in justifying the initial request and that information must be submitted within 15 days of receiving the initial denial letter or email. The ARC and the LAN may consult with or request assistance from the Covenants and Rules and Regulations Committee (CRRC). If the ARC or LAN denies the appeal, the Lot Owner does have the right to appeal the decision to the HOA Board. The Board may conduct the hearing according to its rules, and its decision shall be final and conclusive. During this hearing the Board may only consider four factors: 1) Did the ARC or LAN have governing documents authority to decide a particular issue? 2) Did the ARC or LAN follow the governing documents requirements? 3) Did the ARC or LAN follow its procedures in arriving at a decision? 4) Was the ARC or LAN decision based on aesthetics?
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The procedure for the Lot Owner to appeal to the Board is: 1) Lot Owner must submit a written note of appeal within 15 days of the ARC’s or LAN’s decision. 2) The Lot Owner shall provide relevant information for review and consideration by the Board. 3) At the Board’s discretion, the Lot Owner may invite an expert or other knowledgeable person to provide technical information specific to the issue. 4) The Board will conduct the hearing within 15 days of receiving the appeal notice. 5) The Board shall meet with the ARC Chairman or the LAN Chairman and review the relevant information leading to the denial decision. 6) The Board shall conduct the hearing during an Executive Session at a date and time amenable to the Lot Owner. 7) The Board may consult or request assistance from the CRRC when conducting the hearing. 8) The Board’s decision is final and conclusive, and this decision will be delivered to the Lot Owner within 72 hours of the decision. In other news, the CRRC wants to welcome its newest members to the committee: Debra White, Steve Siebold, and Jeff Gorham. These Cresswind resident volunteers will officially begin their 3-year terms with the CRRC on 1 January. Welcome aboard!
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November/December 2023
WEBSITE COMMITTEE EASIEST WEBSITE SURFING EVER! Submitted by: Wilton Rooks
Ok, we have not done an exhaustive survey of HOA websites around the world, but the modifications made over the last 2 years have greatly improved the accessibility of information on the Cresswind at Lake Lanier website. The organization of the navigation banner at the top and collection of documents and resources under appropriate dropdowns was a major undertaking, along with evolving a standardized naming convention of documents to facilitate growth was worth the effort. Not to be overlooked, especially by new residents, is Our Cresswind Heritage under the Our Community dropdown. This is a wealth of information about the early days of Cresswind at Lake Lanier, from acres and acres of farmland and red dirt in 2005 to the beautiful place we now call home. Even a section on The Land Before Cresswind written by Ron Stowe on the ancient days of this area. You can even purchase a copy of the book from Sue Garcia.
These pages represent hundreds of hours of work by the Heritage Workgroup. If you are new to Cresswind and maybe this is your first experience living in an HOA community, you might be curious about what is contained in a 99-page document of Community Rules and Regulations (CRR). The website makes it easy to find and to review (makes wonderful bedtime reading…). Along with many other Governing Documents, on the website, hover over the Our Community tab and select the Governing Documents link. There, in addition to the CRR document, you will find the Articles of Incorporation, Code of Ethics, Residential Design Guidelines – and more. Even if you are new, you can rapidly become an expert on the history of Cresswind’s governance documents. Enjoy… The Website Committee is always looking for new ideas that will be useful for residents. There are guidelines for what can be added, but we are always interested in your ideas. Wilton Rooks, Chair, Tim Roth, Vice Chair, Bruce Leibrecht, Secretary, Maggie Carr, Webmaster, Ernie Seymour, Bert Emma, Garon Hart, and Sue Garcia. Happy surfing…
EDUCATION COMMITTEE Submitted by: Gary Weber & Larry Goldberger
The Education Committee is nearing completion of another very successful year in hosting highly informative presentations of interest to the Cresswind Community. Unfortunately, 2023 may well be the final year of its existence. Current board members are rolling off and volunteers are in short supply. If you have the desire to meet new leaders/ educators inside and outside our community, then this might be the committee for you. Presentations this year have ranged over a wide variety of topics, including: • The Wonder of the Universe, presented by Jeff Jones. • Pain Management/Chiropractic Solutions, presented by Dr. Watkins • Expedition Cruising • Birds and Trees in the Gainesville area with Peter Gordon • Medicare with Jerry Volante and Medicare Choices with Jordan Wolfe • Sleep Disorders and Sleep Clinics • Financial Planning for Seniors • Stroke Prevention with Dr. Grifa November/December 2023
In addition to informational presentations, the Committee has also hosted talks highlighting some extraordinary personal experiences of Cresswind residents. In July, Tom Flaim talked about his journey in the Alps as he traced the path that his father took in fighting in World War II. Later in the year, Amy DeVillez provided an update on the situation in Maui following her trip there to help deal with the aftermath of the devastating fires. This has also been a year of change for the Committee as they have begun to act more closely with local government and the HOA Board resulting in presentations of “What to do in an emergency” by Zach Brackett, Director of Emergency Management & Homeland Security in Hall County and “Recycling – dos and don’ts” by Bobby Purdum, Assistant Solid Waste Superintendent. Further innovations included sponsoring a Volunteer Expo, where over forty non-profit organizations offered volunteer opportunities to Cresswind
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residents. Also new for 2023 is the development of a discussion group sponsored by the Committee, in this case, an exploration of the mysteries of the universe headed by Jeff Jones. Next year we can look forward to presentations on such topics as surface water drainage in Cresswind, safety tips to deal with dangerous situations in the community, navigating the Architectural Review Committee (ARC) External Improvement Request Process, CPR training, and a planning handbook detailing maintenance and replacement costs on a year-by-year basis. None of this will happen, however, unless residents are willing to step up and assume leadership positions on next year’s Education Committee as the current leadership will be leaving by year’s end. If you are interested in joining the Education Committee, please come to our meeting on November 20th at 11 AM in the Savannah Room or contact either Gary Weber garyweber1@msn.com or Larry Goldberger larry.goldberger3542@gmail.com.
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COMMITTEE CORNER
LANDSCAPE COMMITTEE Submitted by: Delores Diaz
Hello, November! Hooray for football, holidays, and cooler weather! As we unpack our winter clothes in anticipation of the cold weather to come, don’t forget that our trees, shrubs, and plants also need some preparation. Gardening this time of year consists mainly of maintenance, planning, and planting. Regular maintenance will keep weeds, insects, and plant diseases at bay. Clean up leaf litter and dead stalks from summer bulbs and perennials to remove places for pests and diseases to overwinter. Pull weeds before they set seeds. Prune out dead, diseased, or broken branches from trees and shrubs. As per the Red Oak website, Red Oak does provide yard waste removal. Your yard waste must be bagged or bundled and placed inside the cart for service. Rocks, mulch, dirt, and limbs greater than 3 feet in length and 3 inches in diameter are not accepted. Plan now for next year’s landscape. November is the ideal month for planting trees shrubs, and spring blooming bulbs such as amaryllis, paper whites, daffodils, crocus, and hyacinths. You can also plant perennials now so that they become established before a freeze. Shade loving hellebores planted now will provide late winter to early spring flowers to liven your winter landscape. For more color outside during the winter months, plant cool weather annuals like pansies, snapdragons, and ornamental cabbage. Choose plants that are vigorous
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and have numerous, healthy, white roots. Another way to enjoy colorful blooms during the colder months is to force some of the same spring-blooming bulbs mentioned above to bloom indoors in pots. For helpful instructions and tips on forcing bulbs, go to https://www.whiteflowerfarm.com/how-to-grow-amaryllis . Be sure to water and fertilize all new outdoor plantings. Water at least once a week through December in the absence of rain. Put fresh mulch around the plants to help them retain moisture and soil heat, but don’t let the mulch touch the stems. Finally, a friendly reminder. Please don’t feed the deer! They are beautiful animals, and we are all sympathetic to the fact that we have taken over their natural habitats. However, feeding the deer encourages them to venture more boldly into our yards and feast on our plants. It also can make them more dependent on people and less self-sufficient. This holds true not only for deer, but also for any other critters living in our surrounding natural areas. So, for their sake and the sake of your neighbors, please don’t feed the animals. That includes visiting reindeer, by the way. Happy holidays! Note: Information for this article was drawn from Walter Reeves and Erica Glasser’s book Month-By-Month Gardening: Georgia.
The WATERFALL
November/December 2023
Vickie Gassman Call or Text
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November/December 2023
Resale Home Buying Opportunities NOW in Cresswind!!! The WATERFALL
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COMMITTEE CORNER
Trails and Pathways Committee News Submitted by: Lynne Hayden
The Trails and Pathways Committee is noting a oneyear anniversary, and highlighting several key activities and accomplishments: • The Committee continues to work to advance maintenance and improvement efforts – recently forming an “as needed” to call-upon additional volunteers on larger projects – such as construction and trail rebuilds. o Our Lumberjacks, as you will recall are our dedicated volunteers who manage ever-needed maintenance actions for our existing trails – clearing downed trees, removing hazards, maintaining safety features (such as railings and bridges), and dealing with rain/flooding/water issues. o Our Trail Leaders are our other volunteer team – members who each champion one of our six trails and perform more minor maintenance, inspection and blowing of the Trails. o You’ll note many of these projects on our website and other Waterfall articles. o Please contact Dave at dave.rames@att.net to report maintenance issues or to volunteer to join the team. • The Committee has identified local trail and hiking activities as “non-goals” -- so we are delighted that Cresswind residents Paula Burzotta and Whit Adams have launched a new Hiking Club. They participated in September’s Welcome Club event and generated interest through comprehensive documentation on both the Club and local hiking and nature adventures. • Finally, we hope you have enjoyed our Community’s participation in Cresswind’s fitness challenge this Fall. Our wonderful Trails – and our Trails leaders – were featured in many Daily Update photos and articles. We hope the publicity has inspired residents to enjoy our Trails assets even more than before. Spotlight on our Trails – Maps Our community currently has six beautiful Trails across both north and south sections of our property. Five of the trails are represented on the map on our Cresswind website (LIFESTYLE>HIKING TRAILS). If you have not been on them for a while, know that Autumn and Winter are beautiful times to explore our trails!
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Welcome Committee Submitted By: Sandy St George
Your Cresswind Welcome Committee has been very busy lately. In addition to welcoming new residents, we hosted the “Connect with Cresswind-Club and Committee Fair”. Approximately 75 Clubs and Committees were represented and roughly 300 people attended the event. What a great opportunity for Clubs and Committees to help their neighbors understand what their group does and to recruit new members. It was also a great opportunity for residents to connect with groups that interested them. Both new and seasoned residents participated and joined clubs/ committees. The Welcome Committee is finding ways to engage with ALL residents in the community. We’ve established a “CONNECT the DOTS” program. This program provides all interested residents with the choice of a “Jeweled Dot” or a “High 5 Hand” to stick to their name badge. Putting one of these on your badge is a signal to all residents that you are looking to become more involved. What a great way to make new friends! Reach out to any Welcome Committee Member or stop by the Front Desk to get your choice of a jeweled dot or a high 5 sticker. If you see someone with one of these on their badge, make sure you say “Hello” and introduce yourself.
We would like to welcome our new neighbors to Cresswind: Craig and Tracie Leonard 3779 Golden Leaf Point SW
John and Dianne Dawson 3208 Black Gum Lane SW
Robert and Brenda Watson 3211 Black Gum Lane
Bill and Lisa Dempsey 3128 White Magnolia Chase
Mark and Renee Connors 3909 Sweet Magnolia Drive
Kurt and Bonnie Limmer 3966 Great Pine Drive
Dennis Wingard and Bill Doyle 3715 Cypresswood Point SW
William and Linda Lehman 3826 English Oak Drive
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November/December 2023
Health & Fitness Committee Submitted By: Laurie Solomon
In September the Health & Fitness Committee presented a seminar introducing Katlin Hemphill PT, DPT, LSVT, from Fyzical Therapy & Balance Centers. Balance disorders, side effects of medications, poor vision and loss of strength are contributing factors. The risk of falling and sustaining injuries increases in adults over the age of 65. Falling once doubles the chance of falling again. Fyzical offers a comprehensive program to improve the balance skills needed to maintain an independent lifestyle. They are located at 250 John W. Morrow Jr Pkwy in Gainesville. For information call 678-862-0007. Proprioception or kinesthesia is the body’s ability to sense its location, movement and actions. Examples include being able to walk or kick without looking at your feet or being able to touch your nose with closed eyes. A kinesthesia disorder or injury could cause a number of signs and symptoms including:
November/December 2023
1. Balance issues, such as having trouble standing on one foot or frequent falls while walking or sitting. 2. Uncoordinated movement, such as not being able to walk in a straight line. 3. Clumsiness, such as dropping or bumping into things. 4. Poor postural control, such as slouching or difficulty sitting without holding on. 5. Avoiding certain movements or activities such as climbing stairs or walking on uneven surfaces. A healthcare professional can perform an examination that can evaluate your proprioception. The test most commonly used is to stand unsupported for 30 seconds with your heels together and your eyes closed. Do you lose your balance? Sequential finger touching is where you touch each of your fingers to your thumb starting with your forefinger. If a medical condition or injury is suspected your doctor may order diagnostic tests. Proprioception treatment and training has proven to be effective. Results vary from person to person depending on a variety of factors, such as your age, the cause, and overall health. This type of training can improve your motor skills, muscle strength, and balance. The Health & Fitness Committee would like to remind residents that there is a comment and suggestion box mounted on the wall in the gym. We would be happy to hear from you.
The WATERFALL
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SCRAPBOOK
Page 20
The WATERFALL
November/December 2023
,
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Come say hello and register for a
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848 Jesse Jewell Pkwy SW Gainesville, GA 30501
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770-532-1900 The WATERFALL
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ONGOING WEEKLY SPORTS & FITNESS SCHEDULE
NOVEMBER/DECEMBER 2023 SCHEDULE
PREVENTATIVE | RESTORATIVE PEDIATRIC | COSMETIC | EMERGENCY SPECIALTY DENTAL SERVICE
Page 22
The WATERFALL
November/December 2023
WHAT’S HAPPENING
Clubs AT CRESSWIND
For additional information, please visit the Cresswind website at: https://www.cresswindatll.com/clubs/. Arts & Crafts Clubs Artist’s Corner Make & Take Crafts Needlecraft Pottery – Advance Quilting Writers in the Wind Book Clubs Monday Clubs Tuesday Club ABC Men’s Between the Stacks Book Babes Book Buds Book Worms Cover to Cover Book Club Reading between the Wines Theatre Goers Book Club Card Game Clubs Bridge Bunco - Ladies Hand & Foot Canasta Mah Jongg Mexican Train Mixed Card Club Pinochle Pokeno Poker Clubs Rubber Bridge Rummikub Samba Club Texas Hold ‘em - Ladies
Dance Clubs Ballet Ballroom Dance Clogging – Beginner, Intermediate Hula Dance Club Line Dance – Beginner, Traditional, Cardio Wendy’s Choreography Performing Arts Clubs Art in Motion: Dance & More Cresswind Community Chorus Cresswind Performing Arts Club Cresswind Neighborhood Theater Jazz Band Club Karaoke Club Liars Club Neighborhood Bands Performing Arts Technical Team Small Bands Storytelling Club Ukulele Club Variety Show Club Sports & Games Clubs Billiards – Ladies & Men Bocce Club Bowling League Fishing Club Golf: Ladies & Men Kayak Club Pickleball Club Ping Pong Club Sports & Games Tai Chi: For Everyone, Advance Tennis Club
Religious & Bible Study Clubs Couples Ladies Men’s Shalom Club The Way Special Interest Clubs Aviation Club Bourbon Cabinet Club Bourbon Tasting Club Brewskies Club CIC Investment Club Community Flag Club Cooking Club Cresswind LL Community Fund Dine & Nine Club Dinner Club Garden Club Genealogy Club Hiking Club International Missions Club Investment Club: The Falls Ladies Luncheon Club Living Stylishly Martini Clubs Model Railroad Club Parkinson’s Support Group Photography Enthusiasts Club Scotch Lovers At Cresswind Social Singles Spanish Club Tequila Club Veterans Club Volunteer Connection Wine Tasting
Travel Clubs RV Club Travel Club
See Cresswind Website for details. November/December 2023
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Let Our Family Serve Yours WEALTH MANAGEMENT • RETIREMENT SOLUTIONS SOCIAL SECURIT Y PLANNING • TAX STRATEGIES ESTATE PLANNING • PROPERT Y & CASUALT Y INSURANCE
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The WATERFALL
November/December 2023
Withdrawing from Retirement Accounts, Where to Turn to First Retirement knowledge and information often revolves around saving and preparing for your future, but when the retirement years actually come and the savings you’ve spent decades accumulating need to be spent, how does one begin?
held for more than one year) and will come from accounts that historically grow at a slower rate than do other forms of retirement accounts (accounts that are tax-deferred).
The following will give a general outline of which accounts to start with and what accounts to use as a follow up.
Turning on your social security income is a great way to protect your remaining nest-egg and begin sourcing income from a social welfare program you’ve been paying into for your entire working life, but this decision isn’t as simple as the first two.
Cash
Cash incurs growth at a much lower rate than does most any other holding. Whether it’s cash in a savings account or a cash holding in an investment account, beyond your emergency fund (6 months of expenses), cash should be the first place you pull income from for your retirement years.
Taxable Investment Accounts
Individual, revocable trusts, and joint accounts should be your next stop for income in your retirement years. Sourcing income from your taxable investment accounts will assist with reducing tax liability as they will be taxed at capital gains rates (given they are
Social Security
Before turning on your social security benefits, consider if waiting will dramatically increase your expected monthly income or not. If you are past the age of 70, this won’t apply. If you are around the age of 62, waiting could mean a larger payout in the future.
Tax-Deferred Retirement Accounts
Traditional IRA, 457, SEP IRA, 401(k), and 403(b) accounts are taxed once withdrawals begin to be made. Withdrawals can be voluntary as a form of retirement income or they may be required depending on your age as a yearly required minimum distribution
(RMD). It’s usually best to wait to withdraw from these accounts for as long as possible to avoid the tax liability.
Roth IRA Accounts With tax-free growth and qualified withdrawals also being tax-free (for beneficiaries as well), Roth IRAs are of the most tax-efficient savings vehicles available to investors. Allowing these the most time to accumulate, like your tax-deferred accounts, is always a good choice. And leaving these accounts untouched throughout your retirement can mean more money for your loved ones as RMD’s have been done away with (via the SECURE 2.0 Act) and withdrawals after your passing can be deferred for up to 10 years.
Like most tax-related retirement advice, there is no one size fits all. This is why speaking with an advisory firm can develop a retirement roadmap that is unique to you and can be a great step towards protecting your future. For assistance in making these decisions or to schedule a complimentary financial review with Moore’s Wealth Management, click here or call our office at 770-535-5000, where a staff-member is awaiting your call Monday through Friday, 9AM to 5PM.
Source: https://www.kiplinger.com/retirement/which-retirement-accounts-to-withdraw-from-first This material is provided as a courtesy and for educational purposes only. Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation. All information contained herein is derived from sources deemed to be reliable but cannot be guaranteed. All views/opinions expressed in this newsletter are solely those of the author and do not reflect the views/opinions held by Advisory Services Network, LLC.
AS ADVERTISED ON
This article may contain links to articles or other information that may be on a third-party website. Advisory Services Network, LLC is not responsible for and does not control, adopt, or endorse any content contained on any third-party website. Advisory Services Network, LLC does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. You should always consult your own legal or tax professional for2023 information concerning your individual situation. November/December The WATERFALL
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WHAT’S HAPPENING BIBLE STUDY CLUBS Bible Trivia & Interesting Facts ‘Bible’ simply means ‘book.’ The English word for the Good Book is “Bible”, which is derived from the Latin word ‘biblia’ or the Greek word “Byblos”. According to the Encyclopedia of Britannica, Byblos traces to the Phoenician port city of Gebal, which the Greeks called Byblos. One of the oldest cities in the world, Byblos was a hub for papyrus, a thick paper used by ancients for writing. The Greek name for papyrus was “Byblos”, which linked the city with the modern word. Some say that the Bible is “Basic Instructions Before Leaving Earth”. The Bible is the best-selling book in the world. According to the Guinness Book of World Records, the Bible is the best-selling and most widely distributed book in the entire world. Though it’s impossible to know exactly how many have been sold over the last 3,000+ years, Guinness estimates somewhere around 5 trillion. The shortest chapter in the Bible is in the Book of Psalms. With just two verses, Psalm 117:1 is short and sweet, calling on mankind to praise the name of the Lord. The shortest verse, on the other hand, comes from John 11:35, which simply states, “Jesus wept”. If you feel led to study the Bible on a regular basis, there are many opportunities here in Cresswind. If you are interested in joining one of these groups, the points of contact are: WOMEN’S BIBLE STUDY meets Thursdays from 4-5pm in the Savannah Room. The first Thursday of the month is devoted to Intercessory Prayer. Diane Denniston DianeDenniston222@gmail.com / Jami Dittmeier SJDittmeier@gmail.com MEN’S BIBLE STUDY meets Fridays from 10-11 in the Georgia Room. They begin with a time of prayer from 9:30-10:00. Dave Dittmeier DaDittmeier@ gmail.com
BOOK WORMS BOOK CLUB Cathy Koenig kckl110@gmail.com COVER-TO-COVER BOOK CLUB Donna Brown donnabrownga@comcast.net IN THE STACKS BOOK CLUB Carol Malarney carolmalarney@gmail.com READING BETWEEN THE WINES BOOK CLUB Janet Nelson jnotesto87@gmail.com THEATRE GOERS BOOK CLUB Marilyn Young mayoung517@gmail.com ABC MEN’S BOOK CLUB Submitted by: Dave Dittmeier The ABC Men’s Book Club meets the third Wednesday of the month at 1:00pm in the clubhouse library. We only read and discuss non-fiction books. Recently we read “The Personal Memoirs of Ulysses S. Grant”, “The Wage” and “Through Sacrifice Freedom”. The ABCs is open to any Cresswind male who may be interested in reading and discussing non-fiction books. More info? Contact Dave Dittmeier DaDittmeier@gmail.com (PS > ABC stands for Annuitants, Bibliophiles and Curmudgeons) CARDS ANYONE? There are many opportunities for playing and learning how to play cards. Additional information on card groups can be found on the Cresswind website or in Maggie’s Daily Update. BUNCO CLUB – LADIES 4th Thursdays 7:00 – 9:00 pm, Crow’s Nest
COUPLES BIBLE studies meet in private homes throughout the community. Joanne Randall joran1088@gmail.com
BRIDGE EDUCATION CLUB has two groups: Tuesday Morning Computer 11:00 a.m. to 12:00 pm and Thursday Afternoon Education 1:00 pm to 4:00 pm.
IN-HOME WOMEN’S BIBLE STUDY meets in a resident’s home. Jacquie Waldron rejoice2@yahoo.com
BRIDGE BIDDING EXERCISES Each Tuesday 10:00-11:00 am Cresswind Bridge players gather in the billiard room to analyze computer generated bridge hands and try to “beat the computer”. This is a fun informal session that helps us better understand the information being shared in the bidding process. All levels are welcome. Come join us.
“For the word of God is alive and active…” (Heb 4:12 NIV) BOOK CLUBS 2ND MONDAY BOOK CLUB Julie Cottingham julie.cottingham1@gmail.com 3RD MONDAY BOOK CLUB Joyce Allen jallen8734@gmail.com 1ST TUESDAY BOOK CLUB Lynne Tryon lynnetryon@gmail.com 1ST TUESDAY BOOK BUDS BOOK CLUB Our club meets on the first Tuesday of the month at 7:00 pm. We do not meet in the months of January and July. Zona Buchen zbuchen51@charter.net 3RD WEDNESDAY ABC MEN’S BOOK CLUB Dave Dittmeier at DaDittmeier@gmail.com BOOK BABES BOOK CLUB Pat Hilger patricia.hilger@outlook.com Page 26
DUPLICATE BRIDGE CLUB is comprised of five non-sanctioned duplicate bridge sessions each month; two afternoon sessions and three evening sessions. Duplicate is a competitive form of Bridge. Afternoon Sessions 2nd & 4th Tuesdays - 1:00 pm to 4:00 pm - Reservations Required. Evening Sessions – 1st, 2nd, and 3rd Thursdays - 6:30 pm to 9:30 pm - Reservations Required. RUBBER BRIDGE CLUB plays on Fridays from 1:00 to 4:00 pm in the Card Room of the Clubhouse. CANASTA CLUB Mondays 1:00 – 4:00 pm, Crow’s Nest HAND & FOOT CANASTA Mondays 5:30 – 8:00 pm, 3rd Floor, Card Rm COME ON BACK and reunite with friends old and new. Bring your friends and neighbors and enjoy the newly updated and painted card room. If you haven’t played before, NO PROBLEM, we will gladly teach you. This is a fun game and a great way to spend an evening.
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November/December 2023
November/December 2023
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Happy Thanksgiving
From our family to yours.
678-981-7188 | 2900 McEver Rd | Gainesville, GA 30504
A COMMUNITY OF SUPPORT FO R FA M I L I E S IN NEED OF RENEWAL
The Eagle Ranch community takes a Christ-centered approach to restoring and renewing relationships. We are here to walk with you to find your path to healing. Learn more about our expanded services and how we can help your family at E A G L E R A N C H . O R G
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The WATERFALL
November/December 2023
November/December 2023
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WHAT’S HAPPENING LADIES TEXAS HOLD ‘EM CLUB Wednesdays 6:00 – 9:30 pm, 3rd Floor Lobby MAH JONGG CLUB is fun, competitive, and sociable, but the game requires strategy as well as knowledge of rules and procedures. To play with the groups here at Cresswind, it is necessary that you know how to play this game. Mah Jongg classes are offered throughout the year; contact Eleanor Whalen if you are interested in attending the next scheduled class. We play Sunday, Monday, & Wednesday 2:00 – 4:00 pm 3rd Floor, Card Room. MEXICAN TRAIN CLUB 2nd Thursdays 7:00 – 9:00 pm, Crow’s Nest MIXED CARDS CLUB Thursdays 1:30 – 4:30 pm, Billiard Room PINOCHLE CLUB Saturdays 1:00 – 5:00 pm, 3rd Floor, Card Room. New and experienced players welcomed. POKENO CARD CLUB plays every Sunday night at 5:25pm in the Crow’s Nest. It is playing bingo with pennies and nickels. Contact Sheran Connolly or Lois Worlock. See you all soon. POKER CLUB, LADIES 3rd Wednesdays 7:00 – 9:00 pm Crow’s Nest POKER CLUB The Poker Club plays on Monday, Tuesday, and Thursday nights from 6:00 – 9:00 pm on the 1st floor at the end of the gym. If interested in playing contact jerryworlock@gmail.com. 1st Week Monday Hold’em Tuesday Hold’em Tournament Thursday Omaha 2nd Week Monday Hold’em Tuesday Hold’em Tournament Thursday Pineapple Omaha 3rd Week Monday Hold’em Tuesday Hold’em Tournament Thursday Omaha 4th Week Monday Hold’em Tuesday Hold’em Tournament Thursday Omaha KILL (1 -2---2-3) 5th Week Monday Hold’em Tuesday Hold’em Tournament Thursday Omaha 1-5 RUMMIKUB CLUB: RUMMIKUB is an easy and fun tile game based on the card game Rummy. If you know how to play Rummy or Gin Rummy, you’re halfway there! Don’t worry if you don’t know how to play because we are happy to teach you. So, come to the Crow’s Nest every Friday at 12:30 for a couple hours of fun and socialize with your neighbors. SAMBA CLUB: We always have fun playing Samba together. We invite you to join us to play this Canasta game and make new friends. We meet in the Billiards Room every Friday. Just show up before 12:30. We finish around 3:00. Want to learn? Contact Mary Ann Hoyle or just Page 30
show up. We’ll teach you! Open to all residents! CIC INVESTMENT CLUB (CIC) Submitted By: Louise Dunn We are approaching the end of Twenty twenty-three. As Winston Churchill said, “Now this is not the end…it is not even the beginning of the end. But it is, perhaps, the end of the beginning.” Perhaps, for us, this time marks the end of our beginning in a new world after COVID. Now we proceed forward with innovations and ways to manage our changing economy and worlds. This has indeed been a year of surprises and innovations. Artificial intelligence (AI) is a prevalent theme in the market. The influence of AI is evident in robotics used in surgery, healthcare, and in pharmaceutical research. Automated taxis are on the streets in San Francisco and Los Angeles. Clean energy has been of interest both for the environment and for investments. As a service to the entire community, the Cresswind Investment Club (CIC) hosts guest financial presentations during the year open to all Cresswind residents. Matt Betley of Capital Group (home of American Funds) presented on Ten Investment Themes for the coming years. He addressed questions about stocks, sectors of interest, and fixed income. The CIC meets monthly to share their expertise and to make informed decisions about investments for the Club. All CIC members take part in offering suggestions for stocks and in voting on stocks for the club. Club membership is limited to 30. A wait list is available for interested residents if there are no openings. Any Cresswind resident with an interest in investing and promoting income growth is welcome to join us at one of our monthly meetings. Meetings are on the first Monday of the month at 1:00 p.m. in the Clubhouse kitchen. Please contact Len Greco at lengreco1104@aol.com or Cathy Hoskinson at cathy.hoskinson@ gmail.com if you would like to attend. COMMUNITY FLAG CLUB Submitted by: Rob Plawecki
Members of the Community Flag Club gathered around the flagpole to pose for a photo to give thanks to Doug Geganto for his service to Cresswind. Doug was the leader of the Flag Club from 2015 until August of this year. Doug and his wife Karen have recently moved to South Carolina to be closer to their
grandchildren. Mark Nestle, Joyce and Rob Plawecki have taken over the leadership of this club. The Community Flag Club currently has 55 members that place 1500 flags in Cresswind 4 times each year and maintain the flags on the community flagpole. We are solely funded by your generous donations. If you are interested in being a member of one of the oldest and most exclusive clubs here at Cresswind contact us at cllflagclub@ gmail.com. COOKING CLUB Submitted by: Robin Foster The 2023 year for Cooking Club and Cooking School is winding down. Members as well as residents that would like to join the club can begin to pay their 2024 dues. Dues are $5 per person per household and must be paid by January 31, 2024. Payment can be made by check or cash (checks preferred) and placed in
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November/December 2023
the Cooking Club mailbox that is located in the lobby area on the back, right side. Please include a current email address and phone number. On September 6th, representatives from Cooking Club and Cooking School, Karen Rames, Lynne Hayden, and Pam Mauldin participated in the Cresswind Clubs and Committees Fair. Pictures of past events were displayed and a flyer containing club information was available. We acquired some new members as a result of the fair. A club social was held in the ballroom on September 26th to discuss new business and upcoming events, in particular, Oktoberfest in joint venture with Lifestyle. Guests were treated to mimosas, cookies, chocolate, and popcorn. Guests had an opportunity to volunteer for Oktoberfest. Cooking Club hosted a Chili Cookoff on October 7th. There were 15 resident chefs who shared their special chili recipes with guests. The volunteer chefs’ efforts were greatly appreciated and their chilis were delicious. Chili toppings, bread, and dessert were also provided. Thank you to our hosts, Joe Tellus and Peter Bertasi, as well as our other club volunteers. A volunteer appreciation social was held October 16th. Oktoberfest was held on October 28th on the lawn behind the clubhouse. Activities, besides a fabulous fall meal, included an air balloon ride and the fabulous music of Rodney Appleby. Grilled brats, German potato salad, red cabbage, and ice cream sandwiches were served, along with an appetizer of pretzel bites and beer cheese dip. Thank you to our hosts Karen Rames and Jill Loftus as well as our club volunteers. A field trip, Coffee Sensory to Experience and Tasting, was hosted by the Cooking School to Boarding Pass Coffee on Gainesville Square on October 2nd and 3rd. Guests experienced specialtygrade roasts from around the world with some tasty treats to accompany the coffee. In addition, a Cooking School event will be held on November 9th. Lisa Giblin and Diane McIntee, along with the resident sommelier, Bill Galagher, will provide a Wine and Appetizer Pairing. Cooking Club and Cooking School look forward to planning for 2024 and we hope you will join us as guests and volunteers for our events. Please remember to submit your dues by January 31st, 2024. CPAC It’s the most wonderful time of the year. It’s the HOLIDAY MUSIC CELEBRATION in three performances, December 7-9 presented by our own 90-voice CRESSWIND COMMUNITY CHORUS. You’ll be entertained and inspired not only by the Chorus, but also by the Cresswind Chorale, Women’s Chorus, Men’s Chorus, Three’s a Charm Trio, Lisa Phifer, the Schraders, Handbells, UpChucks, Dancing Santas and an amazing Blacklight Fantasy. You’ll hear songs like Christmas at Cresswind, Christmas is Coming, Hanukkah Season of Light, Christmas Collage, Sugar Cookie, Christmas Auld Lang Syne, Carmichael Winter Medley, Sparkle Jolly Twinkle Jingley, The Little Drummer Boy, Merry Christmas Darling, Go Light Your World, The Glorias of Christmas, Happy Holiday Medley, I have Seen the Light and more. Tickets are $15 and will go on sale November 13. Don’t wait until it’s too late. This popular event is sure to be a sellout. KARAOKE CLUB Submitted by: Heidi Anderson The Karaoke Club meets each month the 3rd Monday at 7:00 p.m. in the Ballroom. There is no cost to attend Karaoke or to join, just show up and have fun. The Karaoke Club is a part of CPAC. We had a great turn out last month for “Back to School Night”. Many sang some favorite songs from their school days. We had a great turn-out. With fall in the air, we will be having a Halloween themed November/December 2023
night this month. Please join us for a SPOOKTACULAR night of singing with your friends and neighbors. As always, sing if you wish to or not, bring a snack to share or not and BYOB. We can’t wait to see you at Karaoke! JOYRIDE BAND Submitted by: Mike Collins JOYRIDE opened for Johnny Fortuno’s tribute to Elvis on Saturday, September 16th, on the Cresswind event lawn. Band members include Lisa Phifer, Harold Timms, Ray Brown, Bill Parsons, Mike Collins.
CRESSWIND STORYTELLERS CLUB Submitted by: Bert Emma What is Storytelling? Storytelling is the process of weaving language into a concrete narrative, with the purpose of creating and sharing rich, believable experiences. To do this, storytellers tie together character and plot, resulting in stories that act as metaphors for human experience. Storytellers use words in a way that the listener can sit inside the story itself as though they were really there. Stories also make us think of other stories or experiences that we had. The magic of storytelling is found in the power of the stories themselves. The Cresswind Storytelling Club was founded in January 2018 when 20 Cresswind residents met and decided to meet monthly to tell or listen to stories created by residents. The Storytelling Club was initially led by Marcia Kelley, then Dave Rusk and now Diane Rooks/Phyllis Solgere/Bert Emma. Every month, approximately 20 to 30 residents meet to tell and listen to stories. Usually there are 8-10 storytellers and 20-30 listeners. The stories created are heartfelt and do contain rich believable experiences – although the storytellers never let the truth get in the way of a good story. Most stories are based on personal experiences and may be embellished a bit to provide an entertaining listening experience. Please come to our next storytelling monthly session! You can tell a story or just listen. You will have Fun! Every third Thursday of the month at 3:00 pm in the Ballroom. We hope to see you then… CRESSWIND NEIGHBORHOOD THEATRE The Cresswind Neighborhood Theatre is busy preparing for their fall show which is SCENE IT: Holiday Edition. This is the game show where we act, and you have to guess the name of the movie, actors, and characters. You get one point for each correct answer and the team (table) with the most points win. This year the theme is HOLIDAY MOVIES, and we will also have holiday SONGS for you to guess. This is your opportunity to get your neighbors together, form a team and have some fun. The show is November 16-18 at 7pm in the Ballroom. We will have 16 tables with eight per table. You will pick your table and seat at the time of purchase. The tickets are $15 and go on sale OCTOBER 16. Go to www.cresswindpa.com/ upcoming-events to purchase yours. If there are any questions, we can be reached at cresswindtheatre@gmail.com. OUT PAST NINE Out Past Nine has just finished their last performance of the year and it was a barnburner! On September 8 they performed in Cresswind and what a show it was. The comments were all the The WATERFALL
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WHAT’S HAPPENING same…THAT WAS A LOT OF FUN! There were new songs, great costumes (and boots), dancing all night, sing-a-longs, and confetti cannons. What will they think up next?? Well, you will have to wait until 2024 as they start work on new songs, new outfits (and boots) and many other showstoppers! Thanks to all that came out and supported all our shows this year! We could not have done it without you and…goodness gracious…we are looking forward to 2024! If there are any questions or if you are interested in booking Out Past Nine, we can be contacted at outpastnine@gmail.com.
CREATIVE SPACES CLUB Submitted by: Diana Thurmon This year’s Creative Spaces was terrific, and we met new people galore! Attached are some photos of shoppers from last year. Always a pleasure to display and share our wares with the neighborhood. We can’t wait to do it again next October!
THE CRESSWIND BOWLING LEAGUE Submitted by: Paul Capal
The Cresswind Bowling League will complete the first half of the 2023/24 season on December 13, 2023. The second half of the season will resume on Wednesday, January 3, 2024, and end on Wednesday, April 3, 2024. There will be a roll off on April 10, 2024, between the first and second half winners to determine the overall winner for the 2023/24 season. Also, on Wednesday, April 10, 2024, all other regular Cresswind league bowlers are invited to participate in an eight/nine pin tournament. If you would like to bowl in the second half of the coming season, please contact any of the board members. We can either get you on a team or add you to the sub list. The Board Members and the Cresswind Bowling League Rules can be found on the Cresswindatll.com website under clubs. DINNER CLUB Submitted By: Karen Silverthorn - Coordinator Dinner Club kicked off its tenth season this fall! Participants enjoyed a multi course Italian meal in early October, complete with Chicken Saltimbocca and Tiramisu. Since 2012, Dinner Club has organized four themed dinners per year between OctoberPage 32
March. Remaining dinners are scheduled for Nov. 4/23, Feb. 3/24, and Mar. 2/24. The themed menu for each meal is set by the Dinner Club Steering Committee. Recipes, course, and house assignments are emailed to participants in advance. Four couples/pairs are assigned to a host home for the evening. They are assigned parts of the meal to shop for and prepare. All food and beverage costs (average $45 - $65 per pair/ couple) are shared equally among participants at each house at the end of the meal. Anyone can join the Dinner Club at any time of the year. There are no annual fees or commitment to attend any of the 4 dinners per year. Your name will be added to the membership list to receive an evite prior to each event. Singles are welcome provided they find another single to pair with. If you enjoy cooking and exploring new ingredients around an elegant table, then this Club is for you! If you are interested in joining or reviewing the guidelines, email the coordinator directly, Karen Silverthorn, silk3349@charter.net. Our mission is a simple one - to enjoy a delicious gourmet meal while meeting new neighbors around an elegant dinner table. Every meal is an adventure! GENEALOGY CLUB ANCESTRAL MATHEMATICS Submitted by: Dave Dittmeier In order to be born, you needed: • 2 parents • 4 grandparents • 8 great-grandparents • 16 second great-grandparents • 32 third great-grandparents • 64 fourth great-grandparents • 128 fifth great-grandparents • 256 sixth great-grandparents • 512 seventh great-grandparents • 1,024 eighth great-grandparents • 2,048 ninth great-grandparents For you to be born today from 12 previous generations, you needed a total of 4, 094 ancestors over the last 400 years. Think for a moment – How many struggles? How many battles? How many difficulties? How much sadness? How much happiness? How many love stories? How many expressions of hope for the future? – did your ancestors have to undergo for you to exist in this present moment . . . In the Genealogy Club we address these issues and more. The Genealogy Club meets the 4th Wednesday of every other month February – October at 7:00pm in the Georgia Room. Want more information? Contact one of the facilitators > Howie Mueller accudart556@yahoo.com, Dave Dittmeier DaDittmeier@gmail.com You might be a genealogist if…......you can’t stop with just one research record. CRESSWIND COMMUNITY HIKING CLUB Headwaters Spring of the Chattahoochee River Submitted by: Paula Burzotta Over the summer, Cresswind Community Hiking Club had an important meeting discussing ways to organize those of you interested in hiking our most amazing mountainous North Georgia Mountains trails. Organizing a large group who each have different hiking abilities was a bit challenging. The agreed conclusion? Each person must be responsible for their own understanding of
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their abilities according to comparing Cresswind Community Trails as being considered “easy to moderate”. Mainly measured by distance, topography, and elevation. This no fee club is OUR Cresswind Community Hiking Club, and lead by those interested. In other words, an opportunity to choose where you would like adventure. A “field trip” outside of Cresswind. The open meeting involved lots of Q&As, great ideas, and each person’s hiking abilities, by their own comparisons to the Cresswind Trails. With that information, we chose our first “field trip” to Elachee Nature and Science Center here in Gainesville. (Last Waterfall article) So get out and hike our Cresswind Trails! If
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WHAT’S HAPPENING you haven’t already done so, contact Ron Grimm and let him know so he can add you and your ability to our spreadsheet. Our second club hike will be in the Northeast Georgia Mountains and will occur on Saturday, October 14th. More than twice as long as the Elachee hike over the summer, but NOT so HOT. Rockier than our trails too. The hike will be from Jack’s Gap on GA 180 (near the entrance to Brasstown Bald) to Chattahoochee Gap on the Appalachian Trail, and then slightly further to the spring that is the source of the Chattahoochee River. The trail is mainly within the confines of the Mark Trail Wilderness Area. Below, Ron put together a great way to understand your own ability. Think, all Cresswind Trails are considered an EASY to MODERATE Level if completed all trails, all at one time. This will help you decide if you are comfortable with any easy to moderate or more difficult trails we plan in the future. Here, you’ll see that we are venturing farther towards a higher elevation. Pay attention to this. Elevation changes are important. And NEVER overestimate your ability. Downloading “All Trails” app on your phone or computer will give you all the info you need. But remember, turning back is always an option too, however, on these trails you must have a partner to do so for safety reasons. Ron Grimm takes lead for this exciting adventure to the actual spring where our water source comes from, the Chattahoochee River. Yahoo! Thanks Ron! The hike on Saturday October 14th is an out and back hike over a total of about 5.2 miles. The hike is over an up and down terrain that rises in elevation from Jack’s Knob Gap to Chattahoochee Gap for about 2.6 miles. We would grade the trail as moderate and the total round trip hiking time of about 3 - 3.5 hours. In terms of our hike profiles, this trail would grade as a Distance - C - 3-5 miles, Duration - c - 2 to 3 hours, & Trail Difficulty - 3 – Moderate. *Above, Ron gives you an idea on how a trip to North Georgia Mountains is planned and if you feel you can handle the hike with your personal ability. I imagine, by October 14th leaves will be changing and be incredibly beautiful, as always, hopeful weather will permit. Please email Ron Grimm if you would like to be part of our Cresswind Hiking Club. Communications: Ron Grimm- rong30504@outlook. com. Questions, concerns, practice hikes on Cresswind Trails: Paula Burzotta - (cell) 678-576-6942, please text me so I can add you to my contacts if you haven’t done so already. Lastly, thank you to all hikers, boaters, and especially our kayakers for taking part in the Lake Lanier Association Cresswind Cleanup. Most importantly, you all collected 800+lbs of TRASH from our waters. That is a lot! Great job! (Pencil in our next watershed and tributaries cleanup with Chattahoochee Riverkeepers taking place in March. More on that later) Did you know that Golden Rod is used for medicinal purposes? Leaves, flower, and seeds! It’s native, it’s NOT an allergen (often confused with Ragweed) and makes a great medicinal tea, beautiful yellow floral on salads or to compliment culinary dishes. Used holistically to treat a wide variety of issues from digestion to cancer. It’s EVERYWHERE! NA-WAHINE HULA Submitted by: Mary Ramatowski & Kathie Zeranski A Hawaiian and Polynesian dancing club is here at Cresswind. We meet on Thursdays at 3 pm in the Georgia room. We are starting with the Hula dancing and plan to advance to other forms in the future. Through hula basics and choreography, you can learn physical discipline, grace, and teamwork. You will learn techniques to dance hula gracefully Page 34
through hand gestures, body movement, and facial expression. Hula dancing is a great way to maintain flexibility and fitness… And it’s also good for your waist! It can be done at all ages, so don’t miss out. LIVING STYLISHLY CLUB Submitted by: Jackie Edginton
The Living Stylishly Club had a great presentation for the new resident event in September. Board members manned our beautiful table to promote the club and future events. October brought an informative program for organization in your home. The Container Store located in the Avalon Shopping Center in Alpharetta presented terrific ideas for organizing your spaces and reducing clutter. It was well attended, and everyone enjoyed the door prizes and fellowship. On November 7th at 2-4 p.m. we will host our final event of the year - our Annual Meeting. Our friends from Dillard’s will offer a demonstration of holiday decorations and fashions for your holiday events and parties. Our meeting will be in the ballroom with a light snack and lots of cool door prizes. We will introduce our new board members and say goodbye to the terrific women who have selflessly served for three plus years. Don’t miss this meeting! We will also unveil plans for 2024! MEN’S GOLF LEAGUE Submitted by: Dave McIntee The Men’s Golf League of Cresswind had a busy summer, but we are all looking forward to the cooler fall weather. We continue to play Chicopee Golf Club each Tuesday morning through the end of November, except for the last Tuesday of the month where we play at another area course. We will play as a formal group until the Tuesday before Thanksgiving. For the months of December through early March, we will have 4-5 tee times blocked out for us. All registration will be done week-to-week. Congratulations to Don Johanson who had a Hole-In-One and Paul Capal who had his life-best round of 71. Our annual tournament began in late September and will go into October. Our format is an 18-hole shot gun beginning at 9am sharp, being ready to play at 8:45. We play by “Q’s Rules” which offer ~slight modifications~ from the R&A/USGA Rules of Golf. Q Rules are intended to speed play and keep it fun. Winter rules apply all year. Scoring is reported and tracked throughout the season. The current Quota’s and Handicaps are found on our website. https://genebram.wixsite.com/cllmensgolf/about-3. Commissioner Rod Quisenberry (“Q”) and Official Scorer Dave Wilson continue to do an amazing job. Rod is in his 9th season leading our group. All league members are grateful for their continued leadership. Through the end of November, all registrations must be in by Saturday midnight, so be sure to update your attendance status in the Sign-Up Genius mobile app. For new players interested in joining the group, please contact Q at rrq826@gmail. com to receive an invitation to the app. On Tuesday’s, please don’t be a no-show. If something prevents you from playing, please text Q as soon as you know you can’t make it, including the morning of play. Tee times at all courses are at a premium and we want to be respectful to course managers. Q’s cell is 680-770-0397. We always welcome new players of all skill levels.
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WHAT’S HAPPENING MODEL RAILROAD CLUB Submitted by: Bill Edmondson
The Model Railroad Club will be completing a successful year with another home layout visit and participating in the Cresswind Christmas event in early December. Throughout the year we have visited several member’s home model railroad layouts and in October we will meet at Don Crabtree’s home to see his O gage railroad. For the Cresswind Christmas event we will set up our modular model railroad in the Lanier Room for all to visit. Trains will run on Saturday December 2nd. Stop by with the grandkids or just stop by. If you are interested in joining the model railroading group, contact Bill Edmondson at wke2003@bellsouth.net. PARKINSON’S SUPPORT GROUP Submitted by: Delores Diaz The Parkinson’s Support Group continues to support its members and the general community by hosting guest speakers who are experts in the field of Parkinson’s treatment and research. In September, our group held a joint meeting with the group from Lanier Village Estates (LVE). The guest at this meeting was Tammy Jo Best, who coordinates a two-day comprehensive care program for Parkinson’s patients at the Emory Brain Center. This program provides extensive evaluations of patients with doctors and specialists in various fields and develops individualized treatment programs. In October, the guests were Dr. Daniel Cobb, a neurologist with the Neurological Center of North Georgia, and Ashley Tillman, an executive from AbbVie, a pharmaceutical company that will offer a new Parkinson’s drug soon. The focus of the meeting was “When Pills Aren’t Working”. The November meeting will provide an opportunity for members to socialize and to discuss business, such as selecting a new slate of officers for the upcoming year. At December’s meeting, guests from NGHS will give a presentation on movement disorders. The Parkinson’s Support Group meets the second Wednesday of each month at 2:00 in the ballroom. Visitors are always welcome. We hope you have a happy holiday season! PICKLEBALL CLUB NEWS Submitted By: Cassie Caton As I write this article, our beautiful fall weather is bringing pickleball players out onto the courts in droves! Our membership continues to grow with over 320 neighbors in the club! This is an indicator of the growing popularity of Pickleball. Pickleball has grown 158% over the past three years according to the “Sports & Fitness Industry Association”. If you are interested in learning about Pickleball, the club will soon be hosting Novice Training with Jim Snell. This is an introduction to the sport along with basic instruction and training. It is open to both members and non-members. We are excited to offer a Pickleball Camp conducted by Pro Mark Price here at Cresswind on November 17/18/19. This 3-day (9-hour) camp not only analyzes your game but also teaches strategy, technique, and skill development. It will also build confidence in shot selection. Learning and training are important if you are looking to improve and grow in the sport. If you are interested in taking your game to the next level, it is not too late to register for November/December 2023
this camp! See the club website for more information. On September 9th nearly 200 players, volunteers, supporters, and spectators participated in the annual Reed Financial Group Pickleball Tournament and Dinner. It was a wonderful event, and we thank Reed and our many volunteers for making it such a huge success. Photos of all the winners are on the Pickleball Club Facebook page. The Cresswind Pickleball Club promotes pickleball by offering daily Open Play, Scrambles, Tournaments, Training, Drills, Flex Leagues, social events and more! We welcome your input. In an effort to accommodate the large numbers of players participating in open play, we plan to incorporate a paddle stacking protocol to help ease the movement of players in and out of games. Club members receive email notifications of all upcoming events and activities. Photos from our events, as well as videos, tips, & related info can be found on the Cresswind at LL Pickleball Club Facebook page. And basic information about the club, including Open Play hours, can always be found on our website www.cresswindpickleball.com. See you on the courts!
CRESSWIND PING PONG CLUB Submitted By: Gregg Pike The Cresswind Ping Pong Club continues Open Play on Tuesday’s from 3PM-6PM and Thursday’s from 3PM-5:30PM in the Lanier Room. We also have a time slot on Monday’s from 7PM-8PM for people who still work. Everyone is invited to come try your hand at Ping Pong. There are no fees required to become a member of the Ping Pong Club. Tables are stored in the Lanier Room and paddles and balls are kept in the back closet in a storage bin. We had a successful ping pong social in September and were happy to see some new faces. Look for announcements about additional events and informal training. Please contact Gregg Pike if you want to try out his iPong Table Tennis Training Robot – The robot serves regulation Ping Pong balls automatically up to 70 balls per minute. Contact Gregg Pike or Kim Miller for information or questions about the Ping Pong Club. QUILTING CLUB Submitted by: Rose Hosey The “Material Ladies” have completed the 2023 raffle quilt! We had a great time cutting, sewing, and quilting this beautiful pattern. Raffle tickets will be sold Monday through Thursday, Oct 30th - Nov 2nd from 10:00 am – 12 noon in the clubhouse lobby and at the Holiday Marketplace on Nov 4th from 10:00 am until the drawing The WATERFALL
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WHAT’S HAPPENING at 1:30 pm. As a bonus this year, we will draw two tickets – the first will be for the 78” x 62” quilt which is done in beautiful fall colors and the second draw will be for a 60” square lap quilt done in gold, brown, and black. Proceeds from the raffles are used to purchase fabric, batting, and thread for the many donated quilts we complete for seniors thru Legacy Link, Northeast Georgia Quilts for Kids, and the Red Cross, as well as a Quilt of Valor (QOV) which is registered with the national QOV organization. Our group is honored to be able to bring a bit of comfort to those that receive them. The Quilting Club meets on Thursdays at 1:00 pm in the Arts & Crafts room - we’d love for you to visit!! SHALOM CLUB Submitted by: Miriam Rosenberg The Shalom Club had a lovely happy hour in September to celebrate the Jewish New Year 5784. Thanks to everyone who attended! A very happy and healthy year to all our Cresswind Neighbors! In October, we hope that our Shalom club members and Cresswind neighbors as well as the Greater Gainesville community will join us for a timely program on Sunday, October 15, 2-4 pm at the Gainesville Civic Center. Join Shalom B’harim and the Gainesville community for a multimedia presentation into the long and tragic history of antisemitism led by Mr. Brendan Murphy, an educator at The Marist School. Among his many awards and honors, Mr. Murphy has received the Outstanding Educator Award from Anne Frank Center for Mutual Respect. The event is $7 which can be paid at the door cash or credit card or preregister at this link: https://tinyurl.com/2e4rr34f. Mark your calendars for our Annual Community Hanukah Celebration on Wednesday, December 13, 5-7 PM. We have formed a planning committee to assist in planning and organizing programs. If you are interested in helping or would like more information about the Shalom Club events, reach out to Miriam Rosenberg grammycooks716@gmail.com 954-501-9249 or Karen Walters karsuew@ gmail.com 301-461-1900. CRESSWIND SOCIAL SINGLES Submitted by: Barbara Hillick Fall is such a great time at Cresswind. Meeting new people and hanging out with friends at various Social Singles events just makes everything that much better. If you’re new to the community or just haven’t joined us, what are you waiting for? A great way to get to know people is at the various Single Mingles. As usual, drinks, food and a lot of great conversation are always involved. The only event that was better than a Single Mingle was the recent Singles Trivia by the pool. The competition was fierce! It just goes to show how much useless information can be stuck in your head through the years. You never know how remembering the words to “The Purple People Eater” can mean the difference between winning or losing! A club favorite was just held as a leisurely round of miniature golf was enjoyed by a large crowd. While it is hard to believe, eating lunch and a great deal of conversation was also involved. Club members really had a great time. The club also took part in the Gainesville Scavenger Hunt followed by lunch. Do you see a pattern here? Fun activities, good food, great people? The only thing missing is you! It’s not too late to join us at Singles bowling, walks, kayaking, trivia, lunches, game nights and much more. There are plans in the works for a Veterans Potluck and a Social Singles Holiday Party. The Singles travel committee has done an outstanding job bringPage 36
ing in speakers to present travel opportunities for single travelers. International travel, river cruises and US travel have been covered by very knowledgeable guest speakers. Social Singles took part in the Community Fair to Connect with Cresswind. The turnout for the event was great and the response to the clubs was outstanding. If you were so busy going through the Fair and didn’t have time to get all your Social Single’s questions answered, please get in touch with us. The recent Social Singles special community project was collecting cleaning supplies, toiletries, and more for the Samaritan Food bank. Contributions from several Social Singles events are donated to help various charities in the area. Many members are generous with their time too. Don’t like to walk into an event without knowing anyone? Join Social Singles and someone will contact you to help with introductions. If you are ready to get involved or just want more information, please access the link for Social Singles on the Cresswind website and share your contact information. We look forward to your joining us! SPORTS AND GAMES Submitted by Dan Skeels Our next Bingo will be November 28 at 7:00PM. Tickets will go on sale a few weeks before the event in the lobby, dates and times will be in Daily Update. As always it will be a fun-filled evening with fabulous prizes and snacks. We have restaurant gift cards for Bingo winners and raffle drawings for the fabulous prizes. We have a Grand Prize drawing for a restaurant gift card.
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FDI-1867L-A © 2022 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED. AECSPAD
* Annual Percentage Yield (APY) effective 07272023. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $2 and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Ple *Annual Annual Percentage Percentage Yield (APY) effective 07272023. CDs CDs offered Edward Jones bank-issued or contact your financial advisor for additional information. Subject toby availability and priceare change. CD values and are Suite A5 * www.fdic.gov Yield (APY) effective 07272023. offered by Edward Jones interest rate riskaccrued such thatbut when interest rates rise, prices of CDs can decrease. If CDs areinstitution, sold prior to maturity, investor andbank-issued interest not yet paid) per the depositor, per(principal insured depository for eachthe account Gainesville, GA 30504-3976 are and FDIC-insured up to $250,000 and interest accrued principal value. FDIC insuranceyour does not cover losses in market value. Earlyinformation. withdrawal may not be permitted. Yields quoted are www.fdic.gov or contact financial advisor for additional Subject to availability and price but not yet paid) per depositor, insured depository institution, for each account 770-533-9965 commissions. require distributionper of interest and do not allow interest compound. CDs offered through Edward Jones interest rateCDs risk suchthe that when interest rates rise, the priceswith of to CDs can decrease. If CDs are sold prior banks and thrifts nationwide. All CDs visit sold bywww.fdic.gov Edward Jones areor registered the Depository Corp. (DTC). ownership category. Please contact your financialTrust advisor
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Jeffrey A Sulka, CFP®, AAMS™, for updates CRPC™ and new principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be perm for additional information. Subject to availability and price change. CD values are Financial Advisor commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offere subject to interest rate risk such thatL.P. when interest rates rise, the prices of CDs can merchandise FDI-1867L-A 2022 EDWARD D. JONES & CO.,sold ALL RIGHTS RESERVED. banks and©thrifts nationwide. All CDs by Edward Jones areAECSPAD registered with the Depository Trust Cor
decrease. If CDs are sold prior to maturity, the investor can lose principal value. 958 Mcever Road Ext * Annual Percentage Yield (APY) effective 07272023. CDs offered by Edward Jones are bank-issued and FDIC-insur FDIC insurance does not cover losses in market value. Early withdrawal may not be Suite A5 and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership c permitted. Yields quoted are D. netJONES of all & commissions. CDs require distribution www.fdic.gov or 2022 contact your financial advisor forCO., additional information. Subjectthe to availability andof price change. CD FDI-1867L-A © EDWARD L.P. ALL RIGHTS RESERVED. AECSPAD Gainesville, GA 30504-3976 interest andrisk dosuch notthat allow interest compound. CDs offered throughIfEdward Jones interest rate when interestto rates rise, the prices of CDs can decrease. CDs are sold prior to maturity, 770-533-9965 are issued byFDIC banks and thrifts nationwide. CDs sold Edward Jones principal value. insurance does not cover lossesAll in market value.by Early withdrawal mayare not be permitted. Yields
300 NORTHSIDE DRIVE GAINESVILLE, GA 30501
commissions. CDsthe require the distribution interest(DTC). and do not allow interest to compound. CDs offered through Ed registered with Depository TrustofCorp. banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).
FDI-1867L-A © 2022 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED. AECSPAD
November/December 2023
* Annual Percentage Yield (APY) effective 07272023. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to The WATERFALL Page 37 interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all
WHAT’S HAPPENING TENNIS CLUB Submitted by: Sandy Barmak What a pleasure it has been to play on crack free resurfaced courts during the delightful fall weather. Winter will soon be upon us, but we can dress for the chill and still get out to the courts for a game of tennis. We’d like to welcome our newest Tennis Club members: Lisa Dempsey, Frank Hosey, Dawn & Steve Siebold, and Robert Ruhala. They are all strong players and great additions to our club. Tennis club members, be on the lookout for the annual meeting notification. A good time to meet the board, discuss hot topics and put your two cents in. Also coming up is the annual holiday social, date to be determined. The Men’s Silverball team began play on September 11th and will continue until November 13th, followed by playoffs. There are six teams in the Silverball League and Dan Skeels and Jack Williamson are co-captains of our roster of 17 players. The Men’s Senior 55+ season started October 18th for six weeks with playoffs in late November/early December. This is a casual league of six Hall County teams. Bill Papciak and John Ulam each captain a Cresswind team. Wednesday evening men’s doubles, led by Roger Otto, continues to have a great turnout. Depending on the weather, they hope to continue through the winter. Men who are interested in playing, should contact Roger at raotto1@yahoo.com. A special thank you to Russ Williams and his “Help Me Please” team of volunteers who refurbished and strengthened our backboard. Their efforts are greatly appreciated. Also, a big thank you to Steve Siebold for donating the extra-large rolling ball carrier, it was put in use and appreciated. Bill Papciak and his dedicated team of expert instructors continue to offer FREE clinics at least 3 times a month. Whether you are just returning to tennis, an intermediate or advanced player, you will learn something new to improve your game. The clinics are offered to the entire Cresswind community. Come out and meet some new tennis friends. Watch the Daily Update for the dates of the clinics. We all enjoyed fun matches and good food at our Round Robin Social on October 21. It was good to see so many new players out on the courts. The Holiday season is so busy for everyone that the Tennis Club decided to have our annual Holiday party in January Page 38
to celebrate the New Year. Watch your emails for more details on these events. Our Annual Meeting will be held in November. The meeting is a time to vote on our slate of officers, hear about the events of the past year and voice your opinion on what we can do to make your tennis experience more fulfilling. An email notice will go out prior to the meeting. For more information about Tennis Club events, be sure to check out our website, https://cresswindll.wixsite.com/cwtennis. You may also contact our President, dannybrown58@comcast.net, if you have questions or want to get involved. THE BOURBON CLUB Submitted by: Bill Bohn Did you know that bourbon has never been recalled due to e-coli. This is one of among many the reasons why one should occasionally sip America’s only true whiskey. And should you be interested in learning more about bourbon – The Bourbon Club of Lake Lanier is one of two clubs that can offer high quality bourbon tasting and a little education. To properly appreciate bourbon, one should spend some time learning about the distillery, the process and uniqueness of each bourbon. We typically taste 3 bourbons at each meeting (1 oz pours). Our meetings are held on the 4th Wednesday of the month at 7 pm in the Library – which is an appropriate venue for an educational whiskey event. We have a full membership but encourage anyone who is interested to contact Bill at billbohn54@ gmail to join as a guest at our next meeting. THE FALLS INVESTMENT CLUB Submitted by: Billy Boguski Despite the turbulence in the stock market, 2023 has been an interesting and productive year for The Falls Investment Club. Since we had a waiting list to join the club, we voted to increase our The Falls Investment Club membership from 25 to 30 members. To get everyone involved, we created sector groups for areas of particular interest, such as healthcare, industrial, artificial intelligence, defense, and industrial. From these group efforts, we used this newfound knowledge to focus on stocks that provided the most growth potential. Finally, we will be having a year-end “closed” meeting for members and their spouses/significant others to celebrate a productive 2023 and to usher in 2024. COMMUNITY TRAVEL CLUB (CTC) Submitted by: Debbie Aery Our last scheduled trip for 2023 -- we will be heading to St. Augustine / Daytona, Florida November 27th thru December 1st, 2023. Should be a great trip for us to enjoy Christmas decorations and cooler weather. Collection of Dues for 2024 will begin in November. They will remain at $5.00 per person. On the memo line of your check, please write dues for 2024. We are looking for some new blood to be on the Travel Board in 2024. Please contact one of the Board members with questions, interest, etc. Would love to have you help us with planning exciting and fun trips for next year. Our General Meetings are held at 4:00 pm on the first Thursday of each month in the Ballroom. We will
The WATERFALL
November/December 2023
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WHAT’S HAPPENING continue drawing (4) $50.00 Gift Certificates each month we have a trip scheduled. Our Board for 2023 thanks you for a great year and for travelling with us. The Board includes Debbie Aery, Laurie Homa, Sheran Connolly, Deena Demchak, Robin Dickson, Janis Power, Cathy Stout, Rosemary Smith, and Rosemary Shaffer. Happy Holidays!!! Come travel with us in 2024!! CRESSWIND LL VETERANS, INC. Submitted by: Amy DeVillez Cresswind LL Veterans, Inc.: September 11, 2023, we were recognized among UNG’s most generous leaders by the University of North Georgia Foundation. We are recognized as a member of the 1873 Circle for 2023-2024. According to the UNG Foundation, we are among 792 leadership donors who contributed more than 95 percent of the university’s philanthropic support during 2022-2023. On behalf of the Veterans Club, we would like to welcome all our new members. Look for more events in the coming months
where all Cresswind Residents can help support our mission & purpose – Coat Drive (October 23-26, 2023) and a Cresswind favorite - CASINO NIGHT! (March 23, 2024). Check out the Veterans Club at https:// www.cresswindveterans.org/. In Memoriam: Its with great sadness that Veterans Club lost one of its members and Veterans Club (L-R: Rosemarie former VP, Paul Erickson. He B., Robin D. & Carl L.) at the will be greatly missed. On Cresswind Non-Profit Fair behalf of the entire Veterans organization, we offer our sincerest condolences to his wife, Brenda, and their entire family. “Gone but not forgotten, gone but ever here. No longer living in this world, but always and ever near.”
RESIDENT SPOTLIGHT
The members of our Cresswind community are so diverse and so many have led interesting lives that we thought to offer a new column entitled “Resident Spotlight”. This column will highlight 2-3 households each issue so that residents can get to know each other better. Jami & Dave Dittmeier
BROWDER AND DIANE DENNISTON
Browder and Diane Denniston have been residents of Cresswind for 9 years. They found Cresswind while they were living in Snellville and looking at 55+ communities. They picked Cresswind because of its location, its amenities and they wanted to downsize to a home with no stairs. Diane worked for Coca-Cola for 19 years in various departments, but her last 6 years were her favorite as she worked in the Heritage Collection/Archives. Browder worked in health care advertising and marketing for a medical sales company. His company would advise doctors on new drugs and then create 3D animations on how the drugs worked in the human body. His company would participate in trade shows and create ads for medical journals/magazines. Browder and Diane are active in their church, like hiking, particularly exploring the waterfalls which are found in north Georgia and the Carolinas. Diane works part time for Cresswind Twin Lakes. They also support Eagle Ranch as volunteers. They enjoy square dancing and poolates. Diane also co-facilitates the Women’s Bible Study in Cresswind. They thoroughly enjoy spending time with their three grandchildren.
HARLAN & DEBBIE ANDREWS
The Andrews have been residents of Cresswind since April 2022. They came to Cresswind from South Carolina via Gainesville as they wanted to be closer to their daughter and grandchildren who live in Suwanee. They also very much liked the amenities that Cresswind offers. In their work careers Debbie was in nursing in hospital burn and cardiac units. She has seen some terrible cases. Harlan was a teacher of biology and Applied Health at a 2-year college in north New Jersey before they relocated to South Carolina. Debbie does bead weaving as a hobby, while Harlan likes to build wooden boats. You should see the wood kayak he built!! He also builds smaller boats which they have displayed in their home. As far as involvement in Cresswind activities they use the gym on a regular basis and kayak; enjoy the concerts, both indoor and those on the back green; like to dance; attend the CPAC plays; hear guest speakers on various topics; are members of the Garden Club and Harlan is a member of the Genealogy Club. They rescued Bailey from the local shelter and exercised him throughout the day.
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The WATERFALL
November/December 2023
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Make a Difference in Someone’s Life…and Yours!
Happy Thanksgiving To You and Your Family! We give thanks for your time, effort, and friendship! And Thank You for Giving Back! HELP THE HUNGRY – Make Thanksgiving Special for Local Seniors in Need! Just a few weeks until Thanksgiving! Please donate by Sunday November 19th and help fund 8 Gainesville-Hall Food Banks! The 5th Annual Spirit of Cresswind Golf Tournament & BBQ Dinner Was a Success Because of You!
Thank You All – 112 Golfers, our volunteers, for your donations and support in helping Gainesville-Hall County Fire, Police, and Sheriff First Responders in giving 24 of them a free golf day! Thank You Tournament Sponsor Jeffrey Sulka, Edward Jones for your year-to-year generosity. Thank you to all our Sponsors who are featured on our website www.cwcfund.org.
Grandparents Raising Grandchildren Program – Please Donate as we Move Toward the Holidays
Your donations have helped multiple families and will continue to make a significant impact in Hall County. Please donate as we move closer to Christmas and the Holiday Season!
HELP ME PLEASE Service Program - Ready for Your Holiday Projects
Thank you for using the Help Me Please Service Program day to day. Please send in the projects you need done for the Holidays! Go to our Website and look for the Red Help Me Please button. Thank You Help Me Please volunteers who do the projects and are honored by your donations in their name.
The Spirit of Cresswind *
Invitation to ALL Cresswind Residents! “Holiday Celebration” 4th Quarter Meeting Monday December 18th 3:00 - 4:30pm!
Holiday Food, Music & Prizes! Help us celebrate the generosity of Cresswind residents who have volunteered & donated to benefit other Seniors!
Cresswind Community Fund Mission: to enhance the lives of adults primarily 55 and older through charitable, educational, medical health related, and cultural opportunities in greater Gainesville & Hall County *The Spirit of Cresswind, Grandparents Raising Grandchildren, HELP THE HUNGRY, HELP Me Please and Cresswind LL Community Fund are service marks of Cresswind LL Community Fund, Inc. The Cresswind LL Community Fund is a 501 (c) 3 nonprofit organization. Donations can be General or Restricted to a specific program and are tax deductible by law and in compliance with IRS policies.
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The WATERFALL
November/December 2023
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