Friday, November 21, 2014

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The Westfield News Serving Westfield, Southwick, and the surrounding Hilltowns

www.thewestfieldnews.com FRIDAY, NOVEMBER 21, 2014

VOL. 83 NO. 273

“Never confuse motion with action.”

— Ernest Hemingway

75 cents

City Councilors see tax cut opportunity

By Dan Moriarty Staff Writer WESTFIELD – The City Council conducted its annual property tax levy public hearing last night where the city’s business community asked for a more equitable tax class shift factor, one which will substantially lower commercial, industrial and personal property tax rates.

All of the speakers at the hearing represented the city’s commercial, industrial and personal property (CIP) taxpayers.

Attorney Calvin Annino, a member of the Greater Westfield Chamber of Commerce, said that the city needs a robust reserve fund, currently between $12 and $13 million in its rainy day fund.

“The Chamber agrees with the mayor that the city needs adequate reserve to fund an unforeseen contingency, for future needs,” Annino said. “But there has to be balance, tax relief is a today need.”

Annino said that the total value of residential property far outweighs

the value of commercial, industrial and personal (CIP) property. He estimated it is 85 percent of the total property value, so small changes to the residential tax rate translate into large changes in the CIP tax rate, either increasing or decreasing the CIP tax burden.

Annino also said that CIP taxpayers do not require the same level of municipal taxes as residents do, services such as trash collection and supporting the city’s school system.

“The Chamber believes commer-

cial taxpayers consume much less in terms of municipal services than residential taxpayers,” Annino said.

“I think we have to refocus the conversation (beyond the residential versus CIP tax rate discussions).

What we are talking about is fairness.”

Annino asked the City Council members to take the time to get all the information and deliberate because it “needs to set a fair shift.”

Chamber Executive Director Kate Phelon said “commercial property

Westfield man arrested after rampage

By Carl E. Hartdegen Staff Writer WESTFIELD – A city man is facing numerous criminal charges after allegedly ramming two vehicles – one of them a police cruiser – with his 2002 Kia Sportage utility vehicle.

Police reports that the Wednesday night event occurred after they had responded to a disturbance call at a Lindbergh Boulevard address.

Officer Sean Smith reports that, although he had twice been told to leave the area, Charles York, 35, of 14 Lindbergh Boulevard, returned to the apartment building where officers were on hand because he had been involved in an altercation with his wife.

Smith reports in a court document that York was seen “operating in reverse at a high rate of speed and intentionally reaming his vehicle into a parked car, a 2006 Chrysler 300” parked in the apartment building’s small parking. The car which was struck was moved by the impact, striking and damaging a small shed on the property and a neighbor’s fence.

“As Officers moved in to stop the defendant, he intentionally drove his vehicle into the front end of a parked Police Cruiser after first stopping and acknowledging that the cruiser was in front of him. An Officer was still present in the driver’s seat of that cruiser,” the report continues.

Officer Patrick Shea was not reported to have been injured in the resulting collision.

York was arrested for two charges of vandalizing property, two charges of malicious damage to a motor vehicle, See Arrest, Page 8

owners are paying 55 percent more than residential taxpayers under the current 1.6 levy shift and that the Chamber is recommending a shift of 1.55 to “send a message to the business community.”

The City Council adopted the 1.63 levy shift for the past four years, which, in 2014, resulted in a residential rate of $18.18 per $1,000 of value for residential property and a rate of $33.84 per $1,000 of value See Tax Cut, Page 8

Councilors table payroll transfer A Southwick Department of Public Works employee mixes a salt/sand mixture at the former DPW yard. (File photo by Frederick Gore)

Winter road treatment costs climbing

By Dan Moriarty Staff Writer WESTFIELD – The City Council voted at its last meeting to allow the Department of Public Works to deficit spend in its snow and ice treatment accounts to make travel on city roads as safe as possible.

And, if this winter is close in severity to recent winter seasons, the city will spend more than a million dollars, with nearly $800,000 of that in the red ink of deficit spending.

Snow and ice removal is one of the few areas of municipal budgets where deficit spending is allowed, with several options to pay the deficit allowed. Westfield typically transfers money at the end of the fiscal year to retire that deficit.

Massachusetts General Law, Chapter 44 states: Section 31D. Any city or town may incur liability and make expenditures in any fiscal year in excess of available appropriations for snow and ice removal, provided that such expenditures are approved by the town manager and the finance or advisory committee in a town having a town manager, by the selectmen and the finance or advisory committee in

By Dan Moriarty Staff Writer WESTFIELD – Members of the City Council declined to act on a request from Mayor Daniel M. Knapik to approve a resolution that would transfer money from the School Department to City Hall to fund salaries for employees of the Payroll Department.

The School Committee voted unanimously Monday to approve the transfer of $74,423 from its budget to the Payroll Department salary account following consolidation of the district’s payroll function with that of the city. The transfer will fund three positions in the department for the remainder of the current fiscal year.

Ward 2 Councilor Ralph Figy, chairman of the council’s Personnel Action Committee, said the resolution to transfer the funds comes as a result of “the long-awaited merger of the Payroll Department” which is currently short staffed. Figy said the transfer is needed to fill the vacant position in the consolidated department.

The City Council members applauded that consolidation, but declined to act to accept the transfer of funds on procedural issues.

“We’ve been taking a long time to consolidate payroll (functions),” At-large Councilor See Payroll, Page 8

DAVID BILLIPS

RANDAL BROWN

any other town, by the city manager and the city council in a city having a city manager or by the mayor and city council in any other city; provided, however, that the appropriation for such purposes in said fiscal year equaled or exceeded the appropriation for said purposes in the prior fiscal year. Expenditures made under authority of this section shall be certified to the board of assessors and included in the next annual tax rate.

See Winter Roads, Page 3

RALPH FIGY

BRIAN P. SULLIVAN

Casinos push back on state gambling limits

Charles York

By PHILIP MARCELO Associated Press BOSTON (AP) — In a rarely used strategy to address gambling addiction, Massachusetts regulators may require casinos to reward their customers for voluntarily setting limits on how much time and money they spend at slot machines.

The state’s recently licensed casino companies — Wynn Resorts, MGM Resorts International and Penn National Gaming — have voiced strong concerns over the proposal, suggesting such programs have not proved effective elsewhere.

The programs, sometimes called play management, limit-setting or pre-commitment pro-

grams, are in place in New Zealand, Singapore, Norway, Sweden and Canada. Australia has piloted a limiting system in four of its states.

Massachusetts would be the first in the U.S. to attempt such a program, according to casino and state officials.

Stephen Crosby, chairman of the Massachusetts Gaming Commission, said giving gamblers the option to monitor and limit their spending is no different than calorie counting or setting limits on how much alcohol to keep in a home.

“Settling limits on activities which might get us in trouble is a reasonable and commonplace activity,” he said in a letter sent this month to the state’s three casino operators, stressing he

hasn’t yet made up his mind on the issue.

Casino executives, addressing the commission yesterday, said research has shown that such programs do not work — a point that regulators disputed.

The American Gaming Association, the industry’s trade group, noted in a letter that the Canadian province of Nova Scotia discontinued its limit-setting program in September after nearly nine years, citing low usage and declines in gambling revenues.

“It has failed,” said Alan Feldman, an executive vice president for MGM, which is building an $800 million resort in Springfield.

See Casinos, Page 8

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Central Street update Contractors prepare to wrap up last minute construction details on Central Street in Westfield Wednesday afternoon as winter approaches. (Photo by Frederick Gore)

Odds & Ends TONIGHT

SATURDAY

Mostly sunny.

36-40

SUNDAY

Partly sunny.

More seasonable!

46-50

WEATHER DISCUSSION

Clear. Cold.

10-14

Even though there will be plenty of sunshine out there today, a brisk northwest breeze will keep the mercury in the low-30s. With the wind, it’s probably not the best day to rake the leaves..wait until this weekend. Expect a bitterly cold start to Saturday with temperatures dropping into the low-teens! Look for a slightly warmer afternoon Saturday with highs in the upper-30s, near 40.

It’ll be much warmer on Sunday!

today 6:47 a.m

4:25 p.m.

9 hours 38 minutes

sunrise

sunsET

lENGTH OF dAY

Lost New Mexico kitten ends up in Maine WESTBROOK, Maine (AP) — A New Mexico woman’s missing kitten has been located in Maine, although exactly how the feline made the 2,300-mile trip remains a mystery.

The female kitten, named Spice, was turned into the Animal Refuge League in Westbrook earlier this month by a man who found her inside a duffel bag outside a Portland thrift store.

Spice’s owner was tracked though an implanted microchip to Albuquerque, New Mexico.

Jennifer Brown of the Animal Refuge League tells the Portland Press Herald (http://bit.ly/11BCJJc ) she talked to the owner, who said Spice bolted on Halloween when she opened her door for trick-or-treaters.

The owner, who didn’t want to be identified, said she’s never been to Maine and doesn’t know anyone from Maine.

LOCAL LOTTERY Last night’s numbers

MASSACHUSETTS Lucky For Life 05-17-29-34-36, Lucky Ball: 15 MassCash 01-15-22-27-32 Mega Millions Estimated jackpot: $43 million Numbers Evening 1-7-7-3 Numbers Midday 5-0-1-9 Powerball Estimated jackpot: $70 million

CONNECTICUT 5 Card Cash QD-3C-3H-5S-10S Cash 5 06-13-26-28-30 Lucky For Life 05-17-29-34-36, Lucky Ball: 15 Play3 Day 0-4-9 Play3 Night 7-5-1 Play4 Day 9-4-2-5 Play4 Night 0-5-9-7 Powerball Estimated jackpot: $70 million

TODAY IN HISTORY Today is Friday, Nov. 21, the 325th day of 2014. There are 40 days left in the year.

O

n Nov. 21, 1864, a letter was signed by President Abraham Lincoln expressing condolences to Lydia Bixby, a widow in Boston whose five sons supposedly died while fighting in the Civil War. (As it turned out, only two of Mrs. Bixby’s sons had been killed in battle; also, historians are not certain that Lincoln actually wrote the letter.)

On this date: In 1789, North Carolina became the 12th state to ratify the U.S. Constitution.

In 1861, Judah Benjamin, who had been acting Confederate Secretary of War, was formally named to the post.

In 1922, Rebecca L. Felton of Georgia was sworn in as the first woman to serve in the U.S. Senate.

In 1934, the Cole Porter musical “Anything Goes,” starring Ethel Merman as Reno Sweeney, opened on Broadway.

In 1942, the Alaska Highway, also known as the Alcan Highway, was formally opened at Soldier’s Summit in the Yukon Territory.

In 1964, the upper level of New York’s Verrazano Narrows Bridge, connecting Brooklyn and Staten Island, was opened.

In 1969, the Senate voted down the Supreme Court nomination of Clement F. Haynsworth, 55-45, the first such rejection since 1930.

In 1973, President Richard Nixon’s attorney, J. Fred Buzhardt, revealed the existence of an 18-1/2-minute gap in one of the White House tape recordings related to Watergate.

In 1974, bombs exploded at a pair of pubs in Birmingham, England, killing 21 people. (Six suspects were convicted of the attack, but the convictions of the so-called “Birmingham Six” were overturned in 1991.)

In 1980, 87 people died in a fire at the MGM Grand Hotel in Las Vegas, Nevada.

In 1989, the proceedings of Britain’s House of Commons were televised live for the first time.

In 1991, the U.N. Security Council chose Boutros Boutros-Ghali of Egypt to be Secretary-General.

Ten years ago: President George W. Bush, trying to mend relations with Latin America, pledged during an economic summit in Chile to make a fresh push for stalled immigration reforms. Iraqi authorities set January 30, 2005, as the date for the nation’s first election since the collapse of Saddam Hussein’s dictatorship. Six Wisconsin hunters were shot to death by Chai Soua Vang, an ethnic Hmong immigrant who was later sentenced to life in prison.

Five years ago: The Senate voted 60-39 to open debate on health care legislation. An explosion at the Xinxing coal mine near Hegang city in China killed 108 miners. The University of East Anglia, in eastern England, reported that hackers had broken into a server at its Climatic Research Unit. (The hackers posted hundreds of private e-mails and documents online, stoking debate on whether some scientists had overstated the case for man-made climate change.) The shimmering, white glove Michael Jackson wore when he premiered his trademark moonwalk dance was auctioned off for $350,000 (plus $70,000 in taxes and

fees) at the Hard Rock Cafe in New York’s Times Square.

One year ago: Sweeping aside a century of precedent, Democrats took a chunk out of the Senate’s hallowed filibuster tradition, clearing the way for speedy confirmation of controversial appointments made by President Barack Obama; Republicans warned Democrats would regret their actions once political fortunes were reversed and they could no longer block appointments made by a GOP president. Fifty-four people were killed in a supermaket roof collapse in Riga, Latvia. Three women were freed after being held captive 30 years in a south London home.

Today’s Birthdays: Actor Joseph Campanella is 90. Country singer Jean Shepard is 81. Actor Laurence Luckinbill is 80.

Actress Marlo Thomas is 77. Actor Rick Lenz is 75.

Singer Dr. John is 74. Actress Juliet Mills is 73.

Basketball Hall of Famer Earl Monroe is 70. Television producer Marcy Carsey is 70. Actress Goldie Hawn is 69. Movie director Andrew Davis is 68. Rock musician Lonnie Jordan (War) is 66. Singer Livingston Taylor is 64. Actress-singer Lorna Luft is 62. Actress Cherry Jones is 58. Rock musician Brian Ritchie (The Violent Femmes) is 54. Gospel singer Steven Curtis Chapman is 52. Actress Nicollette Sheridan is 51.

Singer-actress Bjork (byork) is 49. Pro and College Football Hall of Famer Troy Aikman is 48. Rhythmand-blues singer Chauncey Hannibal (BLACKstreet) is 46. Rock musician Alex James (Blur) is 46. MLB All-Star player Ken Griffey Jr. is 45. TV personality Rib Hillis is 44. Rapper Pretty Lou (Lost Boyz) is 43.

Football player-turned-talk show host Michael Strahan is 43. Country singer Kelsi Osborn is 40. Singeractress Lindsey Haun is 30. Actress Jena Malone is 30. Pop singer Carly Rae Jepsen is 29.

WWW.THEWESTFIELDNEWS.COM

THE WESTFIELD NEWS

FRIDAY, NOVEMBER 21, 2014 - PAGE 3

Keady Foard Montemagni Wealth Management Group

Speaker rules out local aid cuts in budget

By BOB SALSBERG Associated Press BOSTON (AP) — The top Democrat in the Massachusetts House of Representatives took local aid off the table yesterday in discussions over how to close a state budget shortfall.

House Speaker Robert DeLeo ruled out any cut in local aid less than 24 hours after Democratic Gov. Deval Patrick included it as part of a plan to close a projected $329 million budget deficit in the current fiscal year that ends July 1. The governor asked lawmakers to reduce unrestricted assistance — state funds cities and towns can use at their own discretion — by $25.5 million, which would return levels to those of the previous fiscal year.

“Understanding the vital role cities and towns play in providing services and jobs, I will not support a reduction of unrestricted local aid,” said DeLeo, D-Winthrop, in a statement.

“Local aid is integral to helping municipalities accurately assess and plan their budgets so that they can contribute to the overall growth of the Commonwealth’s economy.”

DeLeo added he would confer with the House Ways and Means Committee on other items in the governor’s bill, which includes a $10 million cut in the Department of Transportation and a request that most state government agencies outside the executive branch take a 1.5 percent reduction in their budgets.

Patrick ordered nearly $200 million in immediate spending cuts by exercising his authority to make mid-year adjustments in programs and agencies under his direct control, without legislative approval.

Geoffrey Beckwith, executive director of the Massachusetts Municipal Association, which advocates for cities and towns, applauded DeLeo yesterday for opposing the local aid cut but he noted that the unilateral budget reductions made by the administration would also hurt cities and towns in a variety of ways, and come at a time when communities have little recourse to make up the funding.

For example, the plan would reduce state funds for regional school transportation by 27 percent, and make smaller cuts in special education and charter school reimbursements.

“This kind of deficit sharing mid-year is extremely disruptive for cities and town because they have very few options,” Beckwith said.

The administration blames the shortfall in the state’s $36.5 billion budget on several factors, including a small reduction in the state’s income tax rate that is automatically slated to take effect Jan. 1 and cost an estimated $70 million in tax revenue over the final six months of the fiscal year.

Glen Shor, Patrick’s budget chief, told reporters the administration had no alternative plan for closing the gap if the Legislature balked at the cut in unrestricted local aid.

Republican Gov.-elect Charlie Baker, who takes office in January, also signaled his opposition to the local aid cut, saying through a spokesman that it should be the “last place” lawmakers should look to balance the budget.

Winter Roads The City Council has approved annual snow and ice budgets of about $400,365 for the past several years, far short of the cost of snow removal and ice treatment.

The total cost for the 2013 fiscal year was $1,010,123, and for the 2014 fiscal year it was $1,224,532.

Interim Department of Public Works Superintendent Dave Billips said the problem of budgeting for winter road treatments is difficult because nobody can project the number, types and severity of winter storms.

Billips provided a breakdown of the costs associated with snow and ice removal, with the two largest expenditures in the area of supply, sand and salt, and in the area of contracted plows.

Billips said there are two types of events, both of which add to the deficit, plowable snow storms and ice storms.

Each of those events are labor intensive, but the ice storms have the added cost of tons of sand and salt being applies to road surfaces.

Billips said while in recent years winter road treatments have cost a million dollars or more, it makes sense to deficit spend.

“Why tie up that money when you know how variable New England winters can be,” Billips said, adding that demand for salt and sand are often reflected in higher process. The city paid $80 per ton of salt in 2009 and 2010, but that prices dropped into the range of $54 a ton during that last four years.

Billips said the cost of salt has jumped back to nearly the $80 per ton level this year.

“It went from the $55 range

Government Meetings MONDAY, NOVEMBER 24 TOLLAND Men’s Coffee at PSC Building at 7:45 am Board of Selectmen at 5 pm

GRANVILLE Monday Night Meetings at 7:30 pm

CHESTER Selectmen’s meeting at 6 pm Board of Health Meeting at 6 pm

BLANDFORD Zoning Board Meeting at 7 pm

WESTFIELD Youth Commission at 6 pm

SOUTHWICK Preliminary Screening Committee at 6 pm

TUESDAY, NOVEMBER 25 TOLLAND Board of Assessors at 10 am

GRANVILLE Firehouse at 7 pm

WESTFIELD Conservation Commission at 6:30 pm

BLANDFORD Assessor’s Meeting at 5 pm Fire Department Meeting at 6:30 pm Selectmen’s Meeting at 7 pm

WEDNESDAY, NOVEMBER 26 BLANDFORD Finance Committee at 7 pm

Mayor announces holiday closures WESTFIELD — Mayor Daniel M. Knapik is announcing that the City of Westfield will shut down operations on Friday, December 26, 2014 and Friday, January 2, 2015 for nonessential emergency personnel.

All essential emergency personnel will report to work as scheduled. Trash collection will not be affected by the closure.

Normal holiday collection will occur, similar to the Thanksgiving holiday.

All regular operations will resume on Monday, December 29, 2014 and Monday, January 5, 2014.

As always, we thank the citizens of Westfield for their understanding during this time and wish you all a happy and healthy holiday season.

Continued from Page 1 vote to put more money in,” said Dazelle about town protocol in case of a salt shortage. “We always come under what it costs a year. The most we’ve ever gone over is $5,000. $35,000 is never enough and $40,000 is often too much, so we go $37,000.”

——— Hope E. Tremblay and Peter Francis In a this Sept. 16, 2014 photo, salt is unloaded at the Scio contributed to this report.

Township, Mich. maintenance yard. The rewards for surviving last year’s punishing winter are tight supplies of road salt and some drastic price spikes for the commodity across much of the U.S. as winter approaches. (AP Photo/Carlos Osorio)

THURSDAY, NOVEMBER 27 NO MEETINGS Thanksgiving Day

Latest Westfield Bridge Club results SOUTHWICK — Westfield Bridge Club results from Wednesday, November 19, 2014 were the following: N/S 1st, Vinny Kane & Rick Kane 2nd, Dorothy Kowaleski & Judy Fiore 3rd, Dot Burke & Shirley Bienvenue E/W 1st, Bernie Clark & Betty Clare 2nd, Vi Martinell & Cindy Fullerton 3rd, Judy & Ed Matyseck Duplicate is played every Wednesday evening from 6:30 - 9:30 at The American Inn in Southwick. All players are welcome.

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to $78, so it did increase because of the high demand last year,” Billips said. “The National Weather Service is predicting a wetter winter than normal this year, the long-range forecast is for an El Nino winter with above average snowfall.”

Southwick Department of Public Works Director Randy Brown said Southwick is paying $78.46 per ton for salt from Cargill this year, a big jump from last year.

“Last year we paid $54.68,” Brown said. “There is a global shortage of salt and we were very lucky to get by with the supply we had.”

Brown said everyone is seeing the effects of the shortage in their wallets.

Southwick’s supply is limited to what the storage shed can hold at any one time but Brown said Southwick uses approximately 2,000 tons of salt throughout the winter.

In the hilltowns, predicting the amount of road sand and salt that will be used by highway departments is often an exercise in futility.

“We put $37,000 into an account for sand and salt each

year,” said Charles Dazelle, highway superintendent for the town of Huntington.

“Depending on the winter, it’s depends what we use.”

Dazelle, who has been with the department for 18 years, stated that the town is on a state blanket bid this winter and that the cost has risen exponentially.

“Last year I was paying $52 a ton (for salt). This year, I’m paying almost $74,” he said, adding that such a jump is not uncommon. “In 2008, when the price of fuel went up, salt kind of went high.”

“It’s tough for these towns.

Back in April when we did it, we didn’t plan for a salt shortage,” Dazelle said. “I use anywhere from 250 to 300 tons of salt a year.”

The town of Huntington has about 38 miles of road, 26 of which are paved, with an additional 12 miles of dirt roads which Dazelle and his crew manage.

In Dazelle’s almost two decades, he said the most the department has spent on salt and sand is $55,000.

“We go back to the annual Special Town Meeting and

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PAGE 4 - FRIDAY, NOVEMBER 21, 2014

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Undocumented workers, meet the IRS

By Rachael Bade Politico.com Undocumented workers aspiring to be part of the new White House immigration program are about to meet the IRS under President Barack Obama’s sweeping plan unveiled Thursday night.

But anyone expecting a windfall — or big drain — on the Treasury should think again.

Obama’s new immigration order, which will shield about 5 million undocumented workers from deportation, will have tax implications that are sure to irk Republicans who are already calling foul on his bid to bypass Congress to ease immigration laws.

That’s because most of that group of 5 million will be adults with U.S.-born children, meaning they’ll theoretically be able to claim up to $1,000 per child for child tax credit, or several thousand dollars as part of another tax credit for the working poor, experts said.

But the 5 million will also pay a modest amount of new taxes to Uncle Sam, which experts said will more than make up for the credits the government pays to them — potentially even creating a small plus-up for the Treasury.

“You would see a gain in earnings, in tax compliance, and some gain in the claim of tax credits — and the net of all that would almost surely be positive,” said David Kallick, a senior fellow at the immigration research initiative at the Fiscal Policy Institute.

Indeed, the CBO scored the Senate’s landmark 2013 immigration overhaul as reducing the deficit by nearly $200 billion over a decade — in part because of nearly $460 billion in projected new tax revenue.

But that assumed immigration reform for the entire 12 millionstrong undocumented population. Obama’s plan is less than half that number, and under much different circumstances.

Rather, the effects will likely be more modest on the federal and state budgets, and anyone who says otherwise is “mostly posturing,” said Madeline Zavodny, an economics professor with immigration expertise at Agnes Scott College.

In fact, studies show that about half of the nearly 12 million undocumented workers already pay some type of taxes, whether it be with a fake Social Security number, in order to keep a job or by other means.

Obama’s action will mean even more will “start paying their fair share in taxes,” as a White House outline on the program reads.

Indeed, the phrases “fair share” and “taxes” appear four times together in the document — but the outline doesn’t give much detail beyond that.

Most experts, however, assume the 5 million will pay everything that a typical U.S. citizen would pay: payroll, income, sales and property taxes.

But they’ll also likely get to claim the child tax credit and the earned income tax credit, although the Obama Administration said they won’t get Obamacare tax credits or certain welfare benefits.

Muzaffar Chishti of the Migration Policy Center said the 5 million will almost entirely consist of adults with U.S.-born children, so they’ll easily qualify.

Some undocumented workers are claiming the child tax credit already because a Social Security number is not needed, a benefit of up to $1,000 per child, if their child is an American citizen. The Treasury Inspector General for Tax Administration in 2011 said such undocumented immigrants claimed more than $4 billion, four times the $1 billion they claimed in 2005.

The report fueled criticism from Republicans, who would go on to introduce legislation barring undocumented workers from claiming those tax benefits.

Some of the 5 million in theory would also qualify for the EITC, which gives more to poor working adults who have children. A single mother of three earning $17,000 could get back as much as $6,000 to help her take care of her children, for example, according to a Tax Policy Center chart.

These are some of the expenditures that have skeptics concerned about the cost of immigration reform over the long haul.

“I fear the long-run impact on overall fiscal policy will be negative,” said Dan Mitchell of the conservative CATO institute, who questions the “net effect when you look at the impact of amnesty on tax revenues and the burden of government spending.”

He said he does not “particularly view additional tax receipts as a desirable goal” and is “unimpressed by the argument that there will be more taxable business income because of lower wages.”

Some critics worry a flood of new workers will lower wages.

Zavodny is expecting the opposite, as are a number of experts — at least for the immigrants themselves.

‘Come out of the shadows’ Obama, at last, unveils sweeping action on immigration

By Jennifer Epstein Politico.com President Barack Obama unveiled sweeping actions Thursday aimed at shielding as many as 5 million undocumented immigrants from deportation and granting work permits to some, setting off a firestorm of Republican vows to stop the president in his tracks and leaving some pro-reform advocates demanding more.

The president’s moves reflect a second-term White House that is fed up with congressional dysfunction and that, with the midterm elections behind them, no longer has to worry about the immediate political fallout for Democrats on the ballot.

There’s no reason, the president and his aides have concluded, to keep holding off on action and, with the ranks of undocumented immigrants swelling to as many as 11 million, they’ve chosen to take steps that will touch more people than any executive action on immigration in American history.

The immigration system has been broken for decades, Obama said as he laid out his plan during a brief primetime address to the nation, “and for decades, we haven’t done much about it.”

Obama directly challenged congressional opponents, declaring his intentions to fight back against any challenges to his authority.

“The actions I’m taking are not only lawful, they’re the kinds of actions taken by every single Republican president and every Democratic president for the past half century,” he said. “And to those members of Congress who question my authority to make our immigration system work better, or question the wisdom of me acting where Congress has failed, I have one answer: Pass a bill.”

Anticipating the GOP’s harsh reaction, he warned: “Don’t let a disagreement over a single issue be a dealbreaker on every issue. That’s not how our democracy works, and Congress certainly shouldn’t shut down our government again just because we disagree on this.”

The president will follow up on his Thursday evening announcement with a Friday rally at the Las Vegas high school where he launched his push for comprehensive immigration reform nearly two years ago.

Obama made his final decision early this week about both the substance and timing of his announcement after reviewing recommendations from Homeland Security Secretary Jeh Johnson and consulting with Democratic leaders on the Hill, a senior administration official said.

Behind the scenes, the White House spent the past few days briefing its allies on the issue — congressional Democrats, immigrants’ rights groups and labor unions. But, in a sign of some dissension from within the ranks, the National Immigrant Youth Alliance chose to break a White House-imposed embargo on Thursday afternoon, releasing an administration fact sheet and writing that after deporting two million immigrants, Obama “has lost a tad bit of respect from our group.”

In Las Vegas, Obama will sign two presidential memoranda directing Johnson to shift enforcement priorities within his department. The president’s plan is centered around three main priorities — boosting border security, focusing deportation resources on felons and other threats over families, and giving millions of people the ability to apply for deferred action status, granting them three years of protection from deportation along with the authorization to work legally in the United States, according to the White House.

It does not include a path to citizenship or access to health insurance through the Affordable Care Act. While it does apply See Meet the IRS, Page 5 to the parents of U.S. citizens and legal permanent residents, it does not include a way for the parents of Dreamers — people brought into the country as children — to gain legal status.

While Republicans charge that he is granting amnesty to undocumented immigrants, Obama argued that “amnesty is the A publication of the Westfield News Group LLC immigration system we have today – millions of people who Jim McKeever live here without paying their taxes or playing by the rules, Director of Content while politicians use the issue to scare people and whip up James Johnson-Corwin Dan Moriarty votes at election time.”

Multi-Media Manager Managing Editor Obama is charting a course that his top aides are confident Marie Brazee will make substantial progress in improving how the U.S. govBusiness Manager Flora Masciadrelli ernment enforces immigration laws while not, they argue, Lorie Perry Classified Manager Director of Ad Production overstepping the bounds of his legal authorities. “At the end of Fred Gore the day … this is a very real thing that’s going to affect peoples’ Chris Putz Chief Photographer lives,” a senior administration official told reporters at a preSports Editor announcement briefing Thursday. “Deferring that even longer Patrick R. Berry so that we would have a better talking point in the back and President forth with [House Speaker] John Boehner and Paul Ryan was not something that made a lot of sense to us.”

62 School Street, Westfield , MA 01085 But Republican opponents are already preparing a legal and (413)562-4181 legislative strategy to strike back. They are unified in their www.thewestfieldnews.com opposition to the president’s actions, though some in the party

The Westfield News

are wary of an overreaction as the GOP tries to broaden its appeal to Hispanic voters.

“The American people want both parties to focus on solving problems together; they don’t support unilateral action from a president who is more interested in partisan politics than working with the people’s elected representatives. That is not how American democracy works,” Boehner said in a statement released after the president spoke. Incoming Senate Majority Leader Mitch McConnell (R-Ky.) vowed earlier Thursday that the new Congress “will act” in response to the president.

Congressional options include cutting off funding to the Department of Homeland Security, shutting down the government, blocking the confirmation of the president’s nominees and initiating impeachment proceedings against the president.

Among Democrats, meanwhile, Obama has wide, but not universal, support.

Writing on Twitter, former Secretary of State Hillary Clinton offered her appreciation to the president for moving forward “in the face of inaction” and said, “now let’s turn to permanent bipartisan reform.”

Some conservative Democrats — and even, at one point, former Obama White House senior adviser David Axelrod — have urged the president to give the new Congress at least a few months to act on immigration. But, aides said, the president had already waited long enough and took a dim view on the prospects of ever seeing movement from House Republicans.

“If we were ever going to consider it, that went out the window,” a senior administration official said, when Boehner refused in a post-midterm election press conference to commit to holding a vote on the 2013 Senate immigration bill once the new Congress convenes. “I don’t think there will be a moment where Republicans will not say, ‘just wait, just wait one more day.’”

A smattering of congressional Republicans including potential 2016 presidential hopeful Sen. Ted Cruz (R-Texas) have suggested trying to stop Obama in his tracks by refusing to fund the Department of Homeland Security. But because Obama’s actions target the work of United States Citizenship and Immigration Services, an agency within DHS that is funded by application fees, senior administration officials argue that his actions can’t be reined in by limits on congressional appropriations.

House Appropriations Chairman Hal Rogers (R-Ky.) confirmed as much in a statement Thursday, saying it would be “impossible” for Congress to block funding for the president’s actions, but some in the GOP, including Rep. Steve King (R-Iowa) and Sen. Jeff Sessions (R-Ala.) argue they will be able to find a way.

“I’m sure that there will be all of the brainpower of the Republican Party in the House” trying to figure out a way to defund or otherwise obstruct Obama’s actions, the White House official said. “It’s all an irrelevant point because … the president will veto” any bill that reaches his desk.

Republicans are also weighing legal challenges, but administration officials are confident in their legal standing.

A senior administration official said lawyers concluded that actions like protection for parents of Dreamers were “not legally available” to the president, largely because it would be building one set of executive actions upon another.

“We were influenced by the fact that Congress already recognized the relationship between child citizens and parents as a relationship Congress wants to protect,” the official said. “This was a sort of implementation of that congressional policy as opposed to the parents of Dreamers, which would be … slightly different …. We thought it was important to tie it to a congressional policy.”

Some Dreamer parents would be eligible for deferred action because they have other children who are U.S. citizens, the official added. In addition, most Dreamer parents who’ve been in the country for years are at little risk of deportation unless they have a criminal record.

“Assuming they don’t have criminal convictions, they would in all likelihood not be deported,” the official said. “They are unlikely to be a priority to be deported.”

That treatment arises from the basic theory of prosecutorial discretion, but administration lawyers decided that wasn’t enough to take the next step and offer Dreamer parents work permits and formal deferred deportation.

“What we decided was that we had to tie the creation of a particular subgroup to something more than just prosecutorial discretion,” the official said. ”We didn’t think it appropriate to apply just general prosecutorial discretion and exclude a class …. We just determined legally that we could not grant parents of Dreamers status essentially as a class.”

See Reform, Page 5

THE WESTFIELD NEWS

FRIDAY, NOVEMBER 21, 2014 - PAGE 5

WWW.THEWESTFIELDNEWS.COM

Court Logs Westfield District Court

Police Logs WESTFIELD Emergency response and crime report Wednesday, Nov. 19, 2014 8:02 a.m.: motor vehicle violation, North Elm Street, a patrol officer reports a traffic stop, the vehicle’s registration was found to be expired and it was towed to the police impound yard; 8:57 a.m.: motor vehicle violation, Franklin Street, a patrol officer reports a traffic stop, the vehicle’s registration was found to be expired and it was towed; 10:18 a.m.: fraud, Parker Avenue, a resident came to the station to report she was the victim of an attempted scam, the responding officer report the woman said that she had applied for a job online and her new ‘employer’ sent her two checks totaling $2,950, the woman said that she was instructed to send a third party an $1,800 money order but a clerk at a wire transfer company warned her that she was being scammed so she sent no money, the woman was notified by her bank that the check she had cashed was fraudulent; 10:49 a.m.: medical emergency, Union Street, a caller reports an employee is hanging from a conveyor belt, see story in the Thursday edition of The Westfield News; 12:21 p.m.: water complaint, West Silver Street, a caller reports water is shooting from the ground next to a house, the responding officer requests a Water Department response, the officer reports a water pipe for a sprinkler system had burst but the water department employee was able to shut off the water flow; 4:40 p.m.: motor vehicle violation, Bates Road, a patrol officer reports a motorcycle stop, the officer reports the operator’s license was found to have been revoked for speeding tickets, a criminal complaint was filed and the motorcycle was transported to the police impound yard; 10:31 p.m.: accident, Lindbergh Boulevard, an officer reports a motor vehicle operator has intentionally crashed into two vehicles one of which was a police cruiser, see story in the Friday edition of The Westfield News.

Meet the IRS

Continued from Page 4

She said immigrants’ earnings “usually increase when they move from illegal to legal status” and that would also mean more taxes.

She was one expert who is expecting a big fight on the EITC in Congress, should immigrants be allowed to claim them: “I would guess Congress will fight that tooth and nail.”

Overall, experts were unsure of how much revenue state coffers and the Treasury can expect from the new program.

The left-leaning Institute on Taxation and Economic Policy in 2013 released a report showing a $2 billion gain in state revenue from immigration reform — even after tax credits were taken into consideration.

Matt Gardner, ITEP executive director, said the new program’s effects won’t be quite as big, but it will still be a net gain. That’s because immigrants already pay a bunch of state and local tax.

“When you go to the store and buy something, no one asks if you’re a citizen … they’re collecting just because you’re in the store,” he said. “On the property tax front, your landlord … passes [the property tax] to you in the form of higher rent.”

In that regard, states with income taxes may see a bigger gain than states solely relying on sales tax that are already being paid by this subgroup.

The federal government, which depends mostly on income and payroll taxes, would see the bigger increase in revenue, Gardner says.

But even there it is tough to gauge.

The CBO’s Senate bill immigration score showed full comprehensive immigration reform reducing the deficit because the cost of discretionary spending and tax credits for immigrants was offset by the $459 billion in new taxes.

The gains from the new changes would be probably less than half of that, Kallick speculated, not just because it doesn’t address all undocumented worked but also because there’s another big difference between the Senate bill and the White House action: the Senate bill allowed for more worker permits for educated foreigners with presumably higher paying jobs to come to the U.S. to work, meaning they’d pay even more taxes.

Reform

Continued from Page 4

If they’ve been in the country for more than five years, the parents of U.S. citizens or legal permanent residents will be able to apply to a new deferred action program , giving them a three-year work permit and protection from deportation in exchange for submitting biometric data, passing background checks and paying fees. Offering work authorization to these people, totaling as many as 4 million, will also help the administration crack down on companies that hire undocumented workers.

The administration will also expand the Deferred Action for Children Arrivals program that was initiated by Obama and then-Homeland Security Secretary Janet Napolitano in June 2012, giving an estimated 270,000 people brought into the country as children before Jan. 1, 2010, the opportunity to be granted temporary protection from deportation. It had initially applied only to those born after 1981 who entered the country before June 15, 2007.

Obama will direct Johnson to prioritize its deployment of enforcement resources, focusing on “deporting felons, not families.” Johnson, in turn, will issue a memo detailing categories of people — including felons, gang members and potential terrorists, as well as people who crossed the border after Jan. 1, 2014 — who should bear the brunt of DHS’s enforcement activities.

The actions also aim to boost the administration’s efforts to crack down on illegal immigration at the border by continuing the shift of resources that began this summer with the deployment of hundreds of Border Patrol agents and U.S. Immigration and Customs Enforcement employees to the southern border.

The Justice Department will also initiate immigration court reforms aimed at easing the backlog of pending cases.

Josh Gerstein contributed to this report.

Wednesday, Nov. 19, 2014 Jose M. Velez, 41, of 17 Fowler St, submitted to facts sufficient to warrant a guilty finding for a charge of possession of a Class D drug with intent to distribute brought by Westfield police and the charge was continued without a finding with probation for six months. He was assessed $50. A charge of possession of a Class D drug with intent to distribute was not prosecuted.

Pamela H. Hood, 53, of 103 Manor Court, Springfield, was found guilty (in a jury trial) of a charge of operating a motor vehicle under the influence of liquor brought by State Police and was placed on probation for one year. She was assessed $350, ordered to complete a Driver Alcohol Education Program at a cost of $757.76 and her license was suspended for 45 days.

She was found to be not responsible for a charge of making an improper turn and for a marked lanes violation.

Jorge Gomez Jr., 20, of 123 Cabot St., Holyoke, was released on $2,500 personal surety pending a Jan. 12 hearing after he was arraigned on charges of distribution of a Class A drug and conspiracy to violate drug laws brought by Westfield police.

David J. Whitlock, 42, of 73 North Boulevard, West Springfield, saw a charge of operating a motor vehicle with a suspended license dismissed upon payment of $150 in court costs. Charges of speeding in violation of special regulations and possession of a Class B drug were dismissed at the request of the Commonwealth.

Michael L. Vega, 31, of 118 Elm St., was released on his personal recognizance pending a Jan. 12 hearing after he was arraigned on charges of malicious destruction of property valued more than $250 and intimidating a witness brought by Westfield police.

Patrick J. Ryan, 36, of 25 Crown St., was released on his personal recognizance pending a Dec. 26 hearing after he was arraigned on charges of possession of a Class A drug and conspiracy to violate drug laws brought by Westfield police.

Kevin M. Zyrkoski, 23, of 6 Windsor Drive, Hingham, was found to be not guilty (in a jury trial) of charges of operating a motor vehicle under the influence of liquor and negligent operation of a motor vehicle brought by Westfield State University police. He was found to be not responsible for a charge of improper operation of a motor vehicle.

John R. Smith, 29, of 367 General Knox Road, Russell, submitted to facts sufficient to warrant a guilty finding for a charge of operating a motor vehicle under the influence of liquor and the charge was continued without a finding with probation for one year. He was assessed $350, ordered to complete a Driver Alcohol Education Program at a cost of $757.76

Springfield bike-riding heroin dealer gets jail SPRINGFIELD, Mass. (AP) — A Springfield man police say made heroin deliveries on a bicycle has been sentenced to a year in jail.

Geovonny Hernandez-Soto was also ordered to serve 30 months of probation and enroll in a life-skills program for young adults upon release.

The Republican (http://bit.ly/1zGrDyP ) reports that the 20-year-old Hernandez-Soto pleaded guilty to heroin distribution, possession of heroin with intent to distribute, and conspiracy to violate drug laws.

Police say Hernandez-Soto was arrested Aug. 29 after detectives spotted him riding a mountain bike and making heroin deliveries to customers. He reportedly said: “Hey, come on, officers, I’m just selling a little weed.”

He pleaded not guilty and was released on bail, but was arrested again eight days later for selling heroin.

His lawyer requested a suspended sentence.

and his license was suspended for 45 days. He pleaded guilty to a charge of child endangerment while operating under the influence of liquor and was placed on probation for one year.

He was found to be responsible for a charge of possession of an open container of alcohol in a motor vehicle.

Thursday, Nov. 20, 2014 Joseph M. Blais, 24, of 15 Wildflower Lane, Agawam, was released on his personal recognizance pending a Jan. 16 hearing after he was arraigned on two charges of distribution of a Class C drug and conspiracy to violate drug laws brought by Westfield police.

Cory J. Lafreniere, 34, of 24 Hanover St., West Springfield, was found guilty in a bench trial of a charge of violation of an abuse prevention order brought by Westfield police and was sentenced to a 30 day term in the house of correction.

Nicholas T. Patty, 29, of 247 Broadway, Springfield, pleaded guilty to a charge of attempting to commit a crime brought

by Westfield police and was sentenced to a 30 day term in the house of correction to be served concurrently with sentences imposed in two other cases.

Broc Gendron, 34, of 100 Brookwood Drive, Longmeadow, was released on his personal recognizance pending a Jan. 6 hearing after he was arraigned on charges of unlicensed operation of a motor vehicle and larceny of property valued less than $250 brought by Westfield police.

Tyler J. Fritz, 22, of 84 Plateau Circle, West Springfield, submitted to facts sufficient to warrant a guilty finding for a charge of operating a motor vehicle under the influence of liquor brought by Westfield police and the charge was continued without a finding with probation for one year. He was assessed $350, ordered to complete a Driver Alcohol Education Program at a cost of $757.76 and his license was suspended for 45 days. A charge of negligent operation of a motor vehicle and a state highway traffic violation were not prosecuted and he was found to be not responsible for a marked lanes violation.

David A. Leveille, 57, of 46 Greenacre Lane, Agawam, submitted to facts sufficient to warrant a guilty finding for a charge of operating a motor vehicle with a suspended license brought

by Southwick police and the charge was continued without a finding and dismissed upon payment of court costs of $100.

Amanda C. Normandie, 33, of 10 Shore Road, Southwick, saw a charge of assault and battery brought by Southwick police dismissed at the request of the victim when he asserted his marital privilege and refused to testify.

Karen Morassi, 59, of 39 Beach Road, Southwick, was placed on pretrial probation for one year after she was arraigned on charges of obtaining a drug by fraud and conspiracy to violate drug laws brought by Southwick police.

Victim in Pittsfield shooting dies PITTSFIELD, Mass. (AP) — Authorities say a 29-year-old man shot in the leg during what police say was a drug deal in Pittsfield earlier this week has died.

The Berkshire district attorney’s office says Anthony Gamache, of Goshen, died at the hospital Wednesday night, a day after he was shot while sitting in a car in the parking lot of a supermarket. An autopsy is scheduled.

The 18-year-old Pittsfield man charged with shooting Gamache is scheduled in court Friday for a dangerousness hearing.

The Berkshire Eagle (http://bit.ly/1uNGpDG ) reports that Peter Campbell has pleaded not guilty to charges including assault and battery with a dangerous weapon. It’s unclear if charges will be upgraded in light of Gamache’s death.

Police say Campbell and another man met Gamache and two friends in the lot for a drug deal.

Man who had gun near strip club held without bail SPRINGFIELD, Mass.

(AP) — A South Hadley man arrested for brandishing a shotgun outside a Springfield strip club where his stepdaughter was a dancer has been held without bail for four months after a judge ruled him a danger to society.

The Republican (http://bit. ly/1p5piMJ ) reports that a Help Sarah? judgeCan at You a hearing Thursday called 51-year-old John Peloquin’s behavior last Sunday “bizarre,” despite hearing from Peloquin’s 72-year-old mother, who said her sonwww.sarahgillett.org is a peaceful man.

Police say Peloquin threatened employees of the 5th Alarm Lounge after he was asked to leave for getting in an argument with his stepdaugh-

ter and an employee. He went to his car for the legally permitted gun, and used the stock to smash a club window.

Peloquin’s lawyer says his client was distressed by his stepdaughter’s career choice and wanted to stop her.

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PAGE 6 - FRIDAY, NOVEMBER 21, 2014

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THE WESTFIELD NEWS

HOMEDESIGN

Bargain-hunting can lower renovation costs KAREN SCHWARTZ Associated Press FORT COLLINS, Colo.

(AP) — I’ve never visited the luxurious Four Seasons Hotel in Denver, but I can pretend.

That’s because I have a stainless steel soaking tub in my master bathroom that’s made by the same company that built the custom tub for the Four Seasons spa.

It’s not that I have a limitless budget, but I temper my expensive taste in bathrooms with discount shopping. A look around my master bath is a primer on where to find bargains: display models, clearance sales, Craigslist, eBay and architectural thrift stores (also known as repurpose or re-use stores).

For instance, I found my Japanese soaking tub for half price on the manufacturer’s website.

“It was the luck of the timing,” said Diamond Spas Inc. owner Stephanie Bennett. The company was selling its display models before moving into a new facility in

Frederick, Colorado.

I picked my tub up in person, but many other buyers only saw photos and then paid to have their purchase crated and shipped, Bennett said.

While that’s riskier, I’ve done it too. After seeing an ad for the Kohler WaterHaven shower, I searched online and found one on Craigslist in Minnesota. With a $6,300 retail price, it features dual telescoping shower heads, four body-sprays and a hand shower. I paid $1,000, including delivery, since the seller’s brother was moving to Colorado.

Research is key to a good deal. Learn if the item will have a manufacturer’s warranty and, especially with plumbing, comes with all the components, or what their replacements will cost.

Inspect items carefully for dings and defects, and decide if you can live with them.

Since many contractors — including plumbers, electricians and designers — buy items discounted and then

This photo provided by Four Seasons Hotel Denver shows the whirlpool spa tub manufactured by Diamond Spas at the Four Seasons Hotel in Denver. (AP Photo/Four Seasons Hotel Denver, Don Riddle)

In this 2014 photo provided by Pratt & Larson, for those with time and luck on their side, rummaging through clearance centers, like this outlet for Pratt & Larson Tile in Portland, Ore., can turn up great deals. (AP Photo/Pratt & Larson)

This photo shows a $6,300 Kohler WaterHaven shower tower that was purchased for a discount on Craigslist for $1,000. To indulge an expensive taste in bathrooms, use discount shopping, including display models, clearance sales, Craigslist, eBay and architectural thrift stores (repurpose or re-use stores). (AP Photo/Karen Schwartz)

charge customers full price, know beforehand if the workers you hire are willing to forgo that markup and use your products.

Cathy Ratschowsky of Fort Collins bought granite for her vanity remodel at an auction.

Before that, she priced out remnants and compared bullnosing costs. She also asked about charges for picking the piece up from the auction site.

That gave her an idea how much she could spend and still get a bargain.

“I had to be flexible,” she said. “I couldn’t fall in love with just one piece.”

Discount renovation shopping isn’t for everyone. It won’t work for those who have set ideas what they want, or those on a tight schedule. It takes patience and persis-

tence.

When I was working on the bathroom remodel, I’d stop in to a repurpose store every few weeks, and check its website and Twitter feed to monitor new donations.

That paid off when I found a 58-inch concrete trough sink that was perfect for our space.

I wanted to know if it had been donated because of a defect, so I called the manufacturer. It turned out it was a demo they’d made to try out a new design. I also learned it hadn’t been sealed, so I factored in that expense.

Interior designer Carin Atterbury of Surface shops for her clients at the Pratt & Larson Tile Outlet Store in Portland, Oregon, where handmade ceramics sell for

his Oct. 7, 2014 photo shows a stainless steel Japanese soaking tub that was purchased for half price from a clearance page that the manufacturer had on its website. To indulge an expensive taste in bathrooms, use discount shopping, including display models, clearance sales, Craigslist, eBay and architectural thrift stores (repurpose or re-use stores).

(AP Photo/Karen Schwartz)

about 75 percent off retail.

“There needs to be some design forethought into using their close-out material, because the colors are limited and the quantities are limited and there is no trim,” she said.

But “it’s definitely a great resource if you need a small quantity for a pop of color or a

pop of design.”

Tile is often available at clearance sales, faucets are sold off floor models when the style is no longer current, and display boards with towel bars and toilet paper holders cost pennies on the dollar when they are retired.

Some bargain-hunting hints: — Ask plumbing and bath stores if they sell floor models or seconds, and if they have clearance sales.

— Subscribe to mailing lists for auction houses.

— Use the Internet to track down an item you like. Set up an alert for the item on eBay. — Scrutinize items before buying. Most are non-refundable.

— Check the spec sheets and see if your contractor is willing to inspect the item. A See Costs, Page 7

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THE WESTFIELD NEWS

Govt agency yet to act on controversial insurance

By JEFF HORWITZ Associated Press WASHINGTON (AP) — The Federal Housing Finance Agency has yet to deliver on changes to a controversial type of homeowner’s insurance even as its director told the Senate Banking Committee on Wednesday that it’s making progress.

So-called force-placed insurance, which banks buy to protect the properties of homeowners behind on their loan payments, costs far more than regular homeowners’ insurance. State regulators and plaintiff’s attorneys allege that banks inflate the price of premiums in exchange for insurer kickbacks in the form of cash or free services.

The Federal Housing Finance Agency oversees Fannie Mae and Freddie Mac, the government-backed mortgage giants that guarantee most mortgages. In June, the agency prohibited servicers from collecting cash in exchange for purchasing force-placed insurance, and pledged to undertake additional reforms this year.

The Associated Press reported this summer that some of the country’s largest subprime mortgage servicers had already found a way to circumvent the ban on commissions.

On Wednesday, Federal Housing Finance Agency Mel Watt told the Banking Committee that addressing the abuses is a “tough area” but that “we are looking at it aggressively.”

Sen. Jeff Merkley, D-Ore., noting reports by the AP and National Public Radio, said homeowners were still being saddled with insurance that could be as much as 10 times more expensive.

“You’re in a position to stop it,” Merkley told Watt, “and I’m asking you to do so.”

The FHFA did not immediately respond to an AP question about whether it still intends to take additional action on force-placed insurance before the end of the year.

Force-placed insurance was one of many contentious topics raised by Democrats during Watt’s first appearance before the Banking Committee. Sen. Elizabeth

FRIDAY, NOVEMBER 21, 2014 — PAGE 7

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10 offices throughout the Pioneer Valley Member FDIC Member DIF * The Annual Percentage Rate (APR) shown is effective as of 10/29/14, is fixed for 10 years at 2.75% and would result in 120 payments of $9.54 per $1,000 borrowed.

Offer subject to be discontinued at any time. Minimum loan amount $50,000, maximum loan amount $417,000. For loan amounts greater than $417,000, please call for pricing. Payments do not include amounts for taxes and insurance, and the actual payment obligation will be greater. Borrower responsible for property insurance and any cost or fees required by their current lender to have the loan refinanced with ESB. Maximum loan amount not to exceed 80% of property value. The program is available for refinances (not for purchases) of 1-4 family owner occupied residences and qualified condominiums located in Hampshire, Hampden, and Franklin counties.

Lien must be in first position. All loan applications are subject to credit underwriting and property approval.

Enjoy water fixtures all year by winterizing

By DEAN FOSDICK Associated Press For many people with backyard ponds, fountains and other water-garden fixtures, the arrival of cold weather means draining the pipes and pulling the plug.

But water gardens can be attractive winter gardens, too, with the right preparation and landscaping.

Turning off a garden’s water fixtures may not be necessary, depending on where you live, said Keith Folsom, president of Springdale Water Gardens in Greenville, Virginia. “Their wintertime effect is always different and attractive with the use of landscape lighting and the right plants.”

“We had an extremely cold winter here last year but it wasn’t a problem,” he said. “Pay attention and know how much water you’re using below the ice. You have to keep that flow topped off.”

Ensure that water lines and fixtures are drained if you do decide to turn them off so they won’t expand with freezing and break, Folsom said. “Running water, on the other hand, prevents icing. That’s one of the reasons I tell people to keep them running.”

Landscaping around water fixtures can mean simply adding a few evergreens for contrast against snow, or stringing some lights around the ice.

“People who live in the South will most likely keep their ponds going, and use cold and frost-tolerant landscaping for visual interest,” said Tavia Tawney, technical services manager for Aquascape Inc. in Chicago.

Tips for preparing your pond for the winter freeze-up: — Remove debris before it can decompose.

That prevents organic rot, loss of oxygen and an accumulation of toxic gases. “But the bigger problem comes if you stir it up,” Folsom said. “That can turn up bacteria that will be harmful to fish in winter.”

— Use netting. Cover the water with a screen, sweep the surface with a long-handled net or install skimmers like those used to vac-

uum swimming pools.

— Prune. Pinch off aquatic plants as they die back. Reposition your hardy potted water lilies into deeper water. “Tropical plants will die after a hard frost and should be removed then, or you can bring the tropicals inside the house for winter,” Tawney said.

— Stop feeding the fish. “It is very important to stop feeding the fish once water temperatures reach 50 degrees Fahrenheit, as they go into a deep slumber and do not digest the food they may eat,” Tawney said.

— Use a bubbler or tank heater if you have fish. “We use an aerator bubbler to add oxygen to the pond if the falls are turned off,” Tawney said. “Once we are continuously below 20 degrees Fahrenheit, we use a supplemental heater to help the bubbler keep a dinner-platesize hole in the ice.”

It’s best to maintain water gardens throughout the year rather than scramble to get things done before winter sets in, she said.

“It is not advisable to do any major cleaning once the fish are ‘hibernating’ because that is very stressful for them,” she said.

——— Online: Aquascape Inc. tip sheet: http://www.aquascapeinc.com/blogs/ water-gardening/tips-for-fall-pond-care

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Continued from Page 6

plumber I know found hairline cracks in a clearance-room bathtub, and my sink faucets required expensive metric connectors.

— When possible, buy from a business. If there are problems, they’re more likely to help you sort it out.

— Make sure you buy more tile than you’ll need to allow for breakage. An extra 10 percent is recommended.

— Consider delivery or shipping costs, and

think about where you’ll store the item until it’s time for your remodel.

Since renovating on a budget requires flexibility, I ended up with things that didn’t work.

For instance, a Dorbracht floor-mounted tub filler that I bought at a tent sale before I bought my soaking tub turned out to be too short.

Since I couldn’t use it, I did what anyone on a budget would: I resold it to a fellow bargainhunter.

US 30-year mortgage rates drop to 3.99 percent

In this Oct. 30, 2009 photo, hardy plants like these water lilies in the Brooklyn Botanical Garden in New York can be repositioned into deeper water to avoid potentially fatal ice buildups. Aquatic plants should be pruned or pinched off before the onset of winter. (AP Photo/Dean Fosdick)

WASHINGTON (AP) — Average U.S. long-term mortgage rates continued to tick down this week, remaining close to yearlong lows.

Mortgage company Freddie Mac says the nationwide average for a 30-year mortgage slipped to 3.99 percent from 4.01 percent last week. Rates have stayed around 4 percent for roughly the past month, after having opened the year at 4.53 percent.

Long-term mortgage rates fell as low as 3.31 percent toward the end 2012, as the Federal Reserve rolled out a since-ended program to purchase bonds in order to lower rates. They plunged in recent weeks amid economic slowdowns in Europe and China and the start of a recession in Japan.

The average for a 15-year mortgage, a popular choice for people who are refinancing, fell to 3.17 percent from 3.20 percent.

PAGE 8 - FRIDAY, NOVEMBER 21, 2014

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THE WESTFIELD NEWS

Obituaries Kan Yung Tan Kan Yung Tang, 76, a resident of Southwick since 2002 and formerly of Hong Kong, died early Friday afternoon, November 7, 2014 at Pok Oi Hospital in the New Territory of Hong Kong, China. He was born and educated in Hong Kong and prior to his retirement owned and operated several restaurants including the Great Wall in Springfield and The House of Tang in Windsor Locks. He was the devoted husband of the late May (Lau) Tang who died on September 4, 2008 and leaves three loving sons, Stanley Tang and his wife Jackie of Hong Kong, Rickey Tang and his wife Sara of Southwick, and Sam Tang and his wife Aneta of New York City; a sister, Tang Choi Kwan of Hong Kong; and two grandchildren, Constance and Chancellor Tang. Relatives and friends are welcome to call on Monday, November 24th from 10:00 AM – 12:00 Noon at the Southwick Forastiere Funeral Home, 624 College Highway, followed by burial in New Cemetery, College Highway, both in Southwick. For more information, please visit us at www.forastierefuneralhome.com

Pioneering Amherst College professor dies AMHERST, Mass. (AP) — Rose Richardson Olver, the first woman tenure-track professor at Amherst College who played a critical role as the school went coeducational, has died.

The school announced that Olver died Wednesday after a four-year battle with ovarian cancer. She was 77.

Olver was also the wife of longtime Massachusetts Democratic U.S. Rep. John Olver.

Rose Olver joined the faculty of Amherst in 1962 as an instructor and was named an assistant professor of psychology a year later. She was the first woman to be appointed a tenure-track faculty member, and served as a mentor for many women who later became professors. She retired in 2012 after 50 years on the faculty.

School President Biddy Martin called Olver “a kind, everthoughtful, beloved member of our community, filled with humaneness and strength.”

Tax Cut

Bill Hornbuckle, MGM Resorts International president, speaks Tuesday, Nov. 4, 2014, to supporters gathered at the Basketball Hall of Fame in Springfield, Mass., following the election night defeat of a ballot question that sought to overturn the legalization of casino gambling in the state. (AP Photo/The Republican, Mark M. Murray)

Continued from Page 1

for CIP taxpayers.

“A $33.84 per $1,000 is not sending the right message,” Phelon said.

The most radical discussion occurred among City Council members before the hearing was open for comment by members of the public. A number of councilors suggested that the city did not need to increase the tax rate by any amount. State law under Proposition 2 ½ allows communities to increase the tax levy by up to 2 ½ percent.

“For the first time in a long time we have the opportunity not to raise property taxes,” Ward 1 Councilor Christopher Keefe said. “We’re costing the city’s taxpayers another $2 million and I want to know why.”

At-large Councilor David A. Flaherty agreed with Keefe’s assessment.

“We’re in a very good position to do something,” Flaherty said.

The councilors voted to keep the public hearing open until its Dec. 6th meeting to allow members to get more information before voting to approve a shift factor or approving any increase in the tax rate.

Payroll

Casinos Stop Predatory Gambling, a D.C.-based nonprofit, supports the play management idea, saying it would help mitigate the lure of slot machines, which the group says can be addictive.

“Electronic gambling machines are built mathematically so users are guaranteed to lose their money the longer they play,” the organization said. “It is an absolute mathematical certainty that citizens will lose all of their money the more they continue to use the machines.”

Jay Snowden, chief operating officer for Penn National Gaming, which is building a $225 million slots parlor at the harness racing track in Plainville, said his company is concerned there isn’t enough time to roll out the system before its planned June opening.

He suggested the state pilot the program before making any long-term commitment. MGM’s and Wynn’s casinos are expected to open in 2017 or later.

The commission took no

Continued from Page 1

Continued from Page 1 action on the proposal yesterday.

Casino executives said they oppose enrolling slot machine players automatically and giving them an option to decline participation, as a commission consultant has recommended.

They warned such a “mandatory” arrangement might turn off customers, making their facilities less competitive and jeopardizing the $300 million to $500 million in annual tax revenues Massachusetts is anticipating from the new industry.

“If we make the experience difficult, cumbersome or embarrassing for our slot customers, I do worry that they will make another choice and go somewhere else,” said Robert DeSalvio, who is overseeing Wynn’s $1.6 billion casino project in Everett.

The executives also objected to a recommendation that

the casinos provide incentives to customers who sign up for the voluntary program and stick to their predetermined limits.

“If someone has a problem, the absolute worst thing we can do as an industry is give them an incentive that might actually (get) them to come back for a future visit,” DeSalvio said.

Meanwhile, MGM Resorts International and Wynn Resorts Ltd. announced plans yesterday to take on at least $1 billion in debt to help pay for new casino-hotel developments in Massachusetts and cover other incidental costs.

The two Las Vegas-based casino companies disclosed their plans in separate financial filings with federal regulators.

MGM Resorts said it planned to issue $1 billion in notes due in 2023 to pay for a variety of costs including the

construction of its $800 million MGM Springfield project in Massachusetts and $1.2 billion MGM National Harbor development in Maryland, as well as pay off old debt due next year. That amount was later boosted to $1.15 billion by yesterday afternoon.

Wynn Resorts said its Wynn America subsidiary has secured a line of credit worth $375 million and a loan worth $875 million to cover some of the costs, including construction, of its $1.6 billion casinoresort near Boston.

Fitch Ratings was upbeat about MGM’s announcement.

Analyst Michael Paladino said in a report to investors that the funding would bode well for the company’s overall financial position as it looks to develop $5 billion worth of casino-hotel projects, including those in Maryland and Massachusetts as well as Macau.

in the next

American Profile

Brian Sullivan said. “All of the unions have signed on (to accept the consolidation), the School Committee voted 7-0 to approve the transfer of funds. There will not be a Payroll Department in the school side anymore. It will all be done by the City.”

“There is not a need for additional money to the City’s budget. We appropriated it to the School Department which is now transferring it to the City side,” Sullivan said.

Ward 1 Councilor Christopher Keefe said that the issue is how that transfer is being made.

“Most (interdepartmental) transfers come into the general fund, then we appropriate to the designated department,” Keefe said. “I have never seen an (interdepartmental) transfer made to a specific department without the Council’s approval.”

At-large Councilor David A. Flaherty said the City Council does not have the authority to approve a transfer which does not include an appropriation of the funds.

“We don’t have an appropriation request (in this instance), so we can’t do it,” Flaherty said.

“If we get an appropriation at the Dec. 6 (City Council) meeting, we can approve it.”

Several other members also said they have reservations about approving a resolution accepting the transfer without specific numbers and an appropriation request.

The issue was tabled to the Dec. 6 meeting.

Arrest

Continued from Page 1 assault and battery with a dangerous weapon (a motor vehicle) and negligent operation of a motor vehicle.

York appeared for arraignment yesterday in Westfield District Court before Judge William Rota and was released on his personal recognizance pending a Jan.

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Inside this issue

• Happy Thanksgiving!

Food, family & gratitude across the country • Make your own Advent calendar • Cool job: Tracking big cats

THE WESTFIELD NEWS

WWW.THEWESTFIELDNEWS.COM/SPORTS

FRIDAY, NOVEMBER 21, 2014 - PAGE 9

THE WESTFIELD NEWSSPORTS

Mites, Novice at Amelia Ice Arena

PHOTOS BY FREDERICK GORE

www.thewestfieldnews.smugmug.com

>>>>>>>>>>

>>>>>>>>>>

More LOCAL SPORTS photos available at ...

PAGE 10 - FRIDAY, NOVEMBER 21, 2014

www.thewestfieldnews.com

THE WESTFIELD NEWS

HIGH SCHOOL SPORTS SCHEDULES THURSDAY Dec. 11

FRIDAY Dec. 12

SATURDAY Dec. 13

MONDAY Dec. 15

TUESDAY Dec. 16

WEDNESDAY Dec. 17

HHHHHH Thursday, November 27 • FOOTBALL vs. Cathedral, Bullens Field, 10:30 a.m. HHHHHH

WESTFIELD HIGH SCHOOL HOCKEY at Longmeadow, Olympia, West Springfield, 6:30 p.m.

BOYS’/GIRLS’ INDOOR TRACK vs. Longmeadow, Holyoke, Smith College, Northampton, 3:45 p.m.

BOYS’/GIRLS’ SWIMMING vs.

Easthampton, 4 p.m.

JV GIRLS’ HOOPS vs. Central, 5:30 p.m.

GIRLS’ HOOPS vs. Central, 7 p.m.

WRESTLING vs. Dean Tech, 7 p.m.

BOYS’/GIRLS’ SWIMMING at Palmer, 4 p.m.

JV GIRLS’ HOOPS vs. Amherst, 5:30 p.m.

GIRLS’ HOOPS vs. Amherst, 7 p.m.

WRESTLING at Mount Hope Tournament, Somerset Berkley Regional HS, 10 a.m.

HOCKEY vs. Minnechaug, Amelia Park, 6 p.m.

Monday, December 15 JV BOYS’ HOOPS at Agawam, 5:30 p.m.

BOYS’ HOOPS at Agawam, 7 p.m.

SOUTHWICK-TOLLAND-GRANVILLE REGIONAL HIGH SCHOOL GIRLS’ HOOPS at Pioneer Valley Regional, 7:30 p.m.

JV BOYS’ HOOPS vs.

Ware, 5:30 p.m.

BOYS’ HOOPS vs. Ware, 7 p.m.

GIRLS’ HOOPS vs.

Dean Tech, 7 p.m.

WRESTLING vs. Franklin Tech, 7 p.m.

GATEWAY REGIONAL HIGH SCHOOL JV GIRLS’ HOOPS at Smith Academy, 5:30 p.m.

GIRLS’ HOOPS at Smith Academy, 7 p.m.

SAINT MARY HIGH SCHOOL HOCKEY vs. Taconic, Amelia Park, 8 p.m.

HOCKEY at Chicopee, Fitzpatrick Ice Arena, 3:30 p.m.

GIRLS’ HOOPS at Holyoke Catholic, Elms College, 5:30 p.m.

GIRLS’ HOOPS vs. Franklin Tech, Westfield Middle School North, 5:30 p.m.

HOCKEY vs. Turners Falls, 8 p.m.

HOCKEY vs. Chicopee, Amelia Park, 8 p.m.

WESTFIELD VOCATIONAL-TECHNICAL HIGH SCHOOL JV BOYS’ HOOPS vs. Hampden Charter School of Science, 5:30 p.m.

BOYS’ HOOPS vs. Hampden Charter School of Science, 7 p.m.

WESTFIELD STATE UNIVERSITY SCHEDULES Westfield State University Men’s and Women’s 2014 Cross Country Schedule NOVEMBER 22 - NCAA Division III National Championships @Wilmington College, Mason, Ohio, Kings Island Golf Center 2014-2015 Westfield State University Women’s Basketball Schedule

2014-2015 Westfield State University Women’s Swimming & Diving Schedule DAY DATE OPPONENT Nov. 22

Saturday

TIME

SMITH COLLEGE

Saturday Dec. 6

1:00 Little East Conference Championships

@UMass Dartmouth

11:00 1:00

Saturday

Dec. 13

at Plymouth State

Sunday

Jan. 18

at Western New England

Saturday

Jan. 24

SAINT JOSEPH, CT

1:00

Saturday

Jan. 31

at Western Connecticut

12:00

Feb. 13 Friday Saturday Feb. 14 Sunday Feb. 15

12:00

New England Championships New England Championships New England Championships University of Rhode Island, Kingston, RI

2014-2015 Westfield State Ice Hockey Schedule TIME

DAY DATE OPPONENT

DAY DATE OPPONENT Nov. 22 Colby College Classic Saturday Wellesley Sunday Nov. 23 Colby College Classic

Tuesday Nov. 25 at Mount Holyoke Thursday Saturday

Dec. 4 Dec. 6

LASELL COLLEGE at Rivier University

Tuesday Thursday

Dec. 9 Dec. 11

SMITH COLLEGE at UMass Boston

Monday Dec. 29

RPI vs. Westfield State

Tuesday Dec. 30

Consolation Game

Championship Game

EASTERN CONNECTICUT at Framingham State BRIDGEWATER STATE

5:30 6:00 1:00

Saturday

Jan. 17

SALEM STATE

1:00

7:00

Thursday Saturday

Dec. 4 Dec. 6

WORCESTER STATE PLYMOUTH STATE

7:35 5:35

Wednesday

Dec. 10

STONEHILL COLLEGE

7:35

DAY DATE OPPONENT Saturday Nov. 22 at Emmanuel

Wednesday Saturday

Jan. 7 Jan. 10

BECKER COLLEGE at Framingham State

7:35 2:40

Tuesday

Tuesday Thursday

Jan. 13 Jan. 15

SOUTHERN NEW HAMPSHIRE at Salem State

Thursday Saturday

Jan. 22 Jan. 24

FITCHBURG STATE UMASS DARTMOUTH

Saturday

Jan. 31

at Plymouth State

Thursday

Feb. 5

FRAMINGHAM STATE

DAY DATE OPPONENT Dec. 6 Saturday Saturday Dec. 13 Saturday Jan. 17 Saturday Jan. 24 Jan. 31 Saturday Saturday Feb. 7 Saturday Feb. 14 Fri.-Sat. Feb. 20-21 Feb. 27-28 Fri.-Sat Fri.-Sat March 6-7 Fri.-Sat. March 13-14

Place

Springfield College Invitational Springfield Northeastern University Invitational Reggie Lewis Ctr., Boston Coast Guard Invitational New London, CT Springfield College Invitational Springfield Wesleyan Invitational Middletown, CT Dartmouth College Indoor Classic Hanover, NH MASCAC/Alliance Championships Providence, RI New England Division III Finals Springfield (M); Smith (W) All New England Championships Boston University ECAC Division III Championships Armory, New York City NCAA Division III Championships Winston-Salem, NC @Winston-Salem State University

5:00 Southern Maine vs. WPI Westfield State Holiday Tournament 1:00 3:00

Jan. 5 Jan. 8 Jan. 10

at Franklin Pierce

2014-2015 Westfield State Men’s-Women’s Indoor Track and Field

Westfield State Holiday Tournament

Monday Thursday Saturday

Nov. 25

7:35

7:00 5:30

5:30

Tuesday

6:00

5:30 1:00

at University of Saint Joseph, CT

at UMass Dartmouth 4:30

7:35 5:35

5:30

Jan. 2

Nov. 22

7:35

1:00 MIT

Friday

Saturday

7:00

TIME 7:00

2014-2015 Westfield State University Men’s Basketball Schedule

Nov. 25

at Western New England

TIME 1:00 7:30

Saturday Nov. 29 Union College, NY Tournament Union Sunday Nov. 30 Union College, NY Tournament Skidmore

7:00 2:00

Tuesday Thursday

Dec. 2 Dec. 4

at Amherst WESLEYAN

7:00 7:30

Wednesday

Dec. 10

at Springfield

7:00

Tuesday Thursday Saturday

Jan. 6 Jan. 8 Jan. 10

at Regis at Framingham BRIDGEWATER STATE

6:00 8:00 3:00

Saturday

Jan. 17

SALEM STATE

3:00

Tuesday Saturday

Jan. 20 Jan. 24

at Worcester State (@ Nichols College) at MCLA

Tuesday Thursday Saturday

Jan. 27 Jan. 29 Jan. 31

FITCHBURG STATE at Elms FRAMINGHAM STATE

Tuesday Thursday

Feb. 3 Feb. 5

at Bridgewater State WESTERN CONNECTICUT

Tuesday Saturday

Feb. 10 Feb. 14

at Salem State WORCESTER STATE

8:00 3:00 7:30 7:00 3:00 7:30 7:30 7:30 3:00

7:00

THE WESTFIELD NEWS

FRIDAY, NOVEMBER 21, 2014 - PAGE 11

WWW.THEWESTFIELDNEWS.COM/SPORTS

thewestfieldnews.com

Owls foil Falcons FITCHBURG – Frank Zuccaro’s one-timer with 11:34 left in the game snapped a 1-1 tie to lead Westfield State to a 2-1 win over Fitchburg State in a MASCAC ice hockey game at the Wallace Arena on Thursday night.

Westfield jumped out to a 1-0 lead 15:47 into the game on Dalton Jay’s shorthanded goal. Jay’s marker was his teamleading fifth of the season.

Fitchburg tied the game with 28 seconds left in the period on John Celli’s goal.

After a scoreless second period, Zuccaro broke the tie with assists from Jay and Donovan Gardiner.

Westfield out-shot Fitchburg 42-24. Ian Perrier came up with 23 saves for the Owls, including three in the final 10 seconds of the game to preserve the win. Ryan Wysocki stopped 40 shots for the Falcons, which fall to 0-4-2, 0-2-1 in the MASCAC. Westfield improves to 5-1 overall and 3-0 in the MASCAC. The Owls travel to UMass Dartmouth on Saturday for a 4:30 p.m. face off in another MASCAC tilt

Frank Zuccaro netted the game-winner for the Owls (File photo).

Westfield Youth Hockey Report Saturday, November 15, 2014 at Olympia Ice Center, West Springfield, MA Division: Peewee 3 The short-handed Westfield Jr. Bombers played a great game against Holy Name at Olympia Ice Center this weekend.

Defenders Ian Lemieux, Madison Fox, Elyse Eidinger and Jake Rix played solid hockey, working hard to keep a strong Holy Name team at bay. Goaltender Mackenzie Rae was amazing in the net, with 27 saves for the day. The offensive line is growing stronger every day, and they put together several strong runs throughout the game. Ethan Clarke started it off for the Jr. Bombers, netting one during a long breakaway drive. Trent Viamari came close on a couple of later breakaways, but couldn’t find the back of the net. The McKellick brothers, Daniel and Liam also had several strong offensive runs, but it was Clarke who tallied the 2nd Jr. Bombers goal of the game. In the end, Holy Name took the win, despite a great game played by all of the Jr. Bombers.

the second, Case Viamari disrupted the FCHA offensive line multiple times to keep the puck out of the Bomber’s zone. The third period was truly a sight to be seen, the fans were on their feet and the crowd went wild, as the Bombers muscled their way from being down 2 goals to winning the game! Nolan Lafayette effectively removed the puck from the Bomber’s zone and made several break aways with attempts at goal. Spencer Roy did a tremendous job defeating an attempt at goal by FCHA, Spencer took care of business! Mason Garrity also was a force to be reckoned with as he fired the puck out of the Bomber’s zone to fellow teammates. Sara McMahon, Michael Miller, Garrette Ondrick, Sean Rodgers, Ryan Rodgers, Ryan DeFalco, Reid Imbriglio, and John Lacey all played a fantastic game today; congratulations Westfield Jr. Bombers Squirt 3, great job everyone!

– Courtesy of Westfield Youth Hockey

Westfield Jr. Bombers 10, Pioneer Valley Lightning 8 Saturday, November 15, 2014, Olympia Ice Arena, West Springfield, MA Division: Mite 1 The Westfield Jr. Bombers had a heated battle with the Pioneer Valley Lightning for the first of two meetings this weekend. Westfield’s Sean McMahon would start the goal swapping game just under five minutes into play, but PVL would not let allow Westfield the lead for long with a goal of their own less than ten minutes later. Jesse Spear would net Westfield’s second goal while PVL retaliated with their second by Westfield goaltender, Francis Powers. Jake Jarrell netted goal #3 for Westfield and PVL would come back with two, taking the lead for the first time in the game, but not for long as Westfield’s Evan Grant and Sawyer King with an assist by Brayden Czarnecki. Additional goals for the Jr. Bombers were

by Joey Roselli, Katie Collins, Jarrell and Czarnecki. Powers would end the game with 26 of 34 shots saved.

Westfield Jr. Bombers 15, Pioneer Valley Lightning 15 Sunday, November 16, 2014, Olympia Ice Arena, West Springfield, MA Division: Mite 1 The Lightning brought their ‘A’ game in this, their second match against the Jr. Bombers this weekend. PVL started out strong scoring three goals right off the bat. Gwenn Hosmer, assisted by Evan Grant, would get Westfield on the scoreboard 16-minutes into the game. Katie Collins would net Westfield’s second goal, the first of her hat-trick goals. The game would continue to be a nail-biter as both teams traded goals throughout with additional goals for the Jr. Bombers by Jesse Spear for two, Sawyer King and Darrin Schnopp both for hat-tricks, and Joey Roselli, Sean McMahon and Evan Michelucci for one a piece. Goaltender Francis Powers had his work cut out for him with the constant stream of shots, but came through with 18 saves in this tie game.

Holy Name 6, Westfield Jr. Bombers 3 Saturday, November 15, 2014 at Olympia Ice Center, West Springfield, MA Division: Squirt 3 The Westfield Jr. Bombers went stick to stick against well matched up Holy Name today. Jack Cashman was in the net today, he played a tremendous game, saving 33 of the attempts made on goal by Holy Name. The Bombers defense was in top form today with Kailyb Santiago leading the charge. Excellent passing and stick handling was seen throughout the game by Michael Miller, Case Viamari and Garrette Ondrick. The Rodgers brothers were a force to be reckoned with as they stole the puck from Holy Name and made attempts on goal. In the first period Reid Imbriglio made an attempt on goal after a dramatic break away only to miss, Reid dialed it in and scored on goal with the assist by J.J. Fox. The second goal, also during the 1st period, was made unassisted by Nolan Lafayette with only 1:18 seconds left on the clock. Wow, what an exciting 1st period! During the 2nd Holy Name tied the game in the first 20 seconds of the period. The Bombers continued to keep the pressure on with excellent defense and thoughtful passing and stick handling. With 7 minutes and 18 seconds left on the clock, and one of Holy Name players in the penalty box, J.J. Fox, unassisted, made the 3rd goal of the game during the power play! Bryce Alconis made a final attempt at goal. A total of 11 attempts were made on goal by Westfield, great job everyone.

Westfield Jr. Bombers 7, Franklin County 6 Sunday, November 16, 2014, at Collins-Moylan Ice Arena, Greenfield, MA Division: Squirt 3 This chilly Sunday morning the Westfield Jr. Bombers went to battle with undefeated Franklin County Hockey Association, and crushed them with a final score of 7 to 6. Jack Cashman was the Jr. Bombers goalie today with a total of 34 saves. Jack did a great job of anticipating the FCHA’s moves and stopped several attempts at goal with difficult glove saves, excellent job Jack! The player who ruled the game today was most definitely J.J. Fox; he made an outstanding 6 unassisted goals against FCHA. J.J. rocketed the puck at the FCHA goalie to win the game for Westfield with 48 seconds left on the clock.

Bryce Alconis had an excellent game today, he made his first ever goal in the 3rd period with 6 minutes 37 seconds left on the clock, way to go Bryce! In the first period Bryce Alconis and Kailyb Santiago’s defensive tactics kept FCHA at bay. In

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NATIONAL HOCKEY LEAGUE

GP 21 Montreal 17 Pittsburgh 21 Tampa Bay N.Y. Islanders 18 19

Detroit Washington 19 Boston 20 Ottawa 18

Toronto 20

N.Y. Rangers 19 Florida

17 19 New Jersey 18 Philadelphia Carolina 19 18 Columbus

Buffalo 20

W 15 13 13 12 10 9 12 9 10 8 7 8 7 6 6 5

GP 21 19 20 19 20 19 21 21 22 18 20 20 20 19

W 12 12 13 12 11 11 12 10 10 11 8 7 6 6

Anaheim

Nashville Vancouver

St. Louis

Los Angeles

Chicago

Calgary

Winnipeg

San Jose

Minnesota

Arizona Dallas

Colorado

Edmonton

EASTERN CONFERENCE L OT Pts GF GA 5 1 31 59 52 3 1 27 64 35 6 2 28 75 59 6 0 24 59 52 4 5 25 54 45 7 3 21 55 52 8 0 24 53 49 5 4 22 50 47 8 2 22 63 62 7 4 20 52 58 5 5 19 38 44 9 2 18 47 56 9 2 16 53 58 10 3 15 45 58 11 1 13 44 64 13 2 12 34 69 WESTERN CONFERENCE L OT Pts GF GA 4 5 29 58 53 5 2 26 54 40 6 1 27 61 60 6 1 25 50 39 5 4 26 53 44 7 1 23 55 39 7 2 26 66 57 8 3 23 43 47 9 3 23 59 60 7 0 22 53 41 10 2 18 49 62 9 4 18 56 68 9 5 17 49 64 11 2 14 48 65

NOTE: Two points for a win, one point for overtime loss.

Wednesday’s Games N.Y. Rangers 2, Philadelphia 0 Vancouver 5, Edmonton 4 Thursday’s Games Anaheim 4, Vancouver 3, SO Florida 3, San Jose 2, SO Minnesota 3, Philadelphia 2 Toronto 5, Tampa Bay 2 Montreal 4, St. Louis 1 Ottawa 3, Nashville 2 Detroit 4, Winnipeg 3 Dallas 3, Arizona 1 Washington 3, Colorado 2 Chicago 4, Calgary 3 Los Angeles 3, Carolina 2 Friday’s Games N.Y. Rangers at Buffalo, ppd., snow

Home 9-3-0 6-2-0 7-2-1 5-2-0 6-2-2 4-3-3 8-4-0 5-1-3 6-6-0 6-4-3 3-3-1 3-3-2 5-3-2 4-3-1 3-6-0 3-6-2

Away 6-2-1 7-1-1 6-4-1 7-4-0 4-2-3 5-4-0 4-4-0 4-4-1 4-2-2 2-3-1 4-2-4 5-6-0 2-6-0 2-7-2 3-5-1 2-7-0

Div 6-1-0 3-2-0 3-1-1 3-1-0 3-2-4 3-1-0 6-4-0 3-2-0 4-4-1 4-2-1 1-1-2 3-2-1 1-3-0 2-2-2 2-3-1 2-3-2

Home 5-2-3 6-1-1 5-3-1 8-3-0 10-2-1 7-3-1 5-3-2 4-4-1 2-3-1 7-1-0 4-4-1 2-5-4 3-4-2 4-6-1

Away 7-2-2 6-4-1 8-3-0 4-3-1 1-3-3 4-4-0 7-4-0 6-4-2 8-6-2 4-6-0 4-6-1 5-4-0 3-5-3 2-5-1

Div 2-1-4 6-2-1 7-2-1 4-1-0 3-1-2 3-3-0 3-1-0 3-2-1 2-1-0 5-0-0 5-1-0 0-5-2 0-2-2 0-7-1

N.Y. Islanders at Pittsburgh, 7 p.m.

Boston at Columbus, 7 p.m.

New Jersey at Edmonton, 9:30 p.m.

Saturday’s Games St. Louis at Ottawa, 3 p.m.

Montreal at Boston, 7 p.m.

Detroit at Toronto, 7 p.m.

Minnesota at Tampa Bay, 7 p.m.

Pittsburgh at N.Y. Islanders, 7 p.m.

Columbus at Philadelphia, 7 p.m.

Buffalo at Washington, 7 p.m.

Florida at Nashville, 8 p.m.

Los Angeles at Dallas, 8 p.m.

Carolina at Colorado, 9 p.m.

New Jersey at Calgary, 10 p.m.

Chicago at Edmonton, 10 p.m.

Arizona at San Jose, 10:30 p.m.

PAGE 12 - FRIDAY, NOVEMBER 21, 2014

Annie’s Mailbox

By Kathy Mitchell and Marcy Sugar

How can I get out of this rut?

Dear Annie: Two years ago, at the age of 62, I was forced to take early retirement from my teaching job. My pension is miniscule, and despite trying to find full-time work, I have only been able to string together part-time jobs. I have been divorced for 20 years, so there is no one else in my life to depend on financially.

My days are consumed with trying to make ends meet, and as a result, I have no time or money for a personal life. I can’t afford to travel, my grown children are busy with their own lives, and my friends have spouses or grandchildren who keep them occupied. I can’t even attend church, because I need to work on Sundays.

I spend evenings, weekends and sometimes holidays alone, so I turn on the TV or radio to simulate human voices. I’m fit, intelligent and in good health. I want to know what I’m supposed to do with the rest of my life, because it appears I am going to spend it alone. How can I get out of this rut? -- Indy Dear Indy: Take some of that time spent in front of the TV and do something that doesn’t require money. Volunteer at your local hospital, library or veterans association. The Salvation Army welcomes volunteers on holidays. You might make some friends in the process, but regardless, instead of feeling lonely, you will be out helping others, and that will take your mind off of your problems and lift your spirits.

Dear Annie: My sister has a friend whose son is getting married. The woman is also an acquaintance of mine, but I never hear from her, and I’ve not seen her son in three years.

My mother received an invitation to the bridal shower, and my name was also listed on the envelope. My mother is on a fixed income, and we could not afford a gift, so we didn’t attend the shower. A couple of weeks later, a wedding invitation arrived with my mother’s and sister’s names on it. When I didn’t receive an invitation of my own, I assumed I was not invited. I didn’t give it another thought.

Well, the friend called my mom, and I picked up the phone.

She asked whether I was coming to the wedding, and I stammered and handed the phone to my mother, who said she was sorry but neither of us could make it. The friend then told my sister she was very hurt that I hadn’t responded. She said the reason I didn’t get an invitation was because she didn’t have my address, which is a load of baloney. She sent the shower invitation to me at my mother’s.

Should I feel bad about not responding to a wedding I wasn’t invited to? I’ve thought about sending her a note of apology, but I don’t think I’ve done anything wrong. -- Tired of the Drama Dear Tired: It sounds like this friend invited your mother, and when you picked up the phone, she felt obligated to say she intended to invite you as well. But you are right that she easily could have obtained your address from your sister or mother.

No, you do not have to RSVP for a wedding you were not invited to. But it might help smooth over the hard feelings if you send a card to the bride and groom with your very best wishes.

Dear Annie: As a recently retired physician, may I add to your advice to “Slowly Falling Out of Love”?

A patient once came to me with severe fatigue and lassitude, saying, “I can barely put one foot in front of the other.” He turned out to be profoundly hypothyroid, and treatment with gradually increasing doses of thyroid medication gave him his life back. “Slowly’s” husband needs a complete medical evaluation by a thinking physician. -- Patricia Annie’s Mailbox is written by Kathy Mitchell and Marcy Sugar, longtime editors of the Ann Landers column. Please email your questions to anniesmailbox@comcast.net.

HINTS FROM HELOISE EYEGLASS CASE Dear Heloise: I lost a very expensive pair of glasses at a sporting event. They were in a case, and I was wearing my prescription sunglasses. I checked with the event organizers and the lost and found.

No luck, so I had to replace them. I now put a business-style card in all my eyeglass cases, with my name and cellphone number. If someone finds them, hopefully I will get them back. -- Dana G., via email PARKING SPOT Dear Heloise: I park my car “away” from the grocery store so I don’t get scratches and dents on it and I get a little extra exercise. I ALWAYS take a grocery cart in with me and then leave it in the cart corral after loading my car. -- A Reader, via email Send a money-saving or timesaving hint to Heloise, P.O. Box 795000, San Antonio, TX 78279-5000, or you can fax it to 1-210-HELOISE or email it to Heloise(at)Heloise.com. I can’t answer your letter personally but will use the best hints received in my column.

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Alice in Wonderland (‘10) Johnny Depp.

Abduction (‘11) Taylor Lautner.

Legally Blonde (‘01) Reese Witherspoon. (:50)

Bachelorette (‘12) Kirsten Dunst.

Ocean's Eleven (‘01) George Clooney.

Boogie Nights (‘97) Mark Wahlberg.

The Five-Year Engagement (‘12) Jason Segel.

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Grown Ups (‘10) Adam Sandler.

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Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Forensic Files Files Files Files Files Files Files Files Files Files Files Files Files Files

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Met Mother 'Knight Vision' Commu.

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(:45) True Life 'I'm Dating My Best Friend's Ex'

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Miss Congeniality (‘00) Sandra Bullock.

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Great Performances 'Cats' Cats reigned over an 18-year Broadway run and unending touring productions. (N)

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PBS NewsHour Providing in-depth analysis of current events.

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McGarrett (Alex O’Loughlin) relies on Danno (Scott Caan) and former cop Chin Ho (Daniel Dae Kim) to investigate crime in Oahu. The former governor of Hawaii convinced McGarrett, a former naval officer, to join the island’s police force.

FRIDAY EVENING 6

Hawaii Five-0

The Amazing Race

Duke’s (Eric Balfour) troubles force him to seek out a potentially dangerous ally in this new episode. Meanwhile, Audrey (Emily Rose) does the same when she’s faced with a new

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contestants through a series of mental and physical challenges.

Modern Family

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Politics & Public Policy Today

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NBA Basketball Cleveland Cavaliers at Washington NBA Basketball Chicago Bulls at Portland Trail Wizards (L) Blazers (L)

NCAA Basket. NCAA Basketball 2K Sports Classic Championship 2K Sports Classic (L) (L)

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FRIDAY, NOVEMBER 21, 2014 - PAGE 13

RUBES Leigh Rubin

ARCHIE Fernando Ruiz and Craig Boldman

DADDY’S HOME

Tony Rubino and Gary Markstein

YOUR

HOROSCOPE

Contract Bridge

By Jaqueline Bigar

DOG EAT DOUG

Brian Anderson

HAPPY BIRTHDAY for Friday, Nov. 21, 2014: This year you express your seemingly endless creativity. You also might decide to express some of this energy through a talent or hobby of yours. You could be a budding artist before you know it!

Professional advancement seems likely.

If you are single, you meet people easily because you ooze desirability and magnetism. The issue will be choosing who will work best for you. If you are attached, avoid squabbling with your sweetie. You both will be happier with more understanding and openness.

SCORPIO can be suspiciously quiet.

The Stars Show the Kind of Day You’ll Have: 5-Dynamic; 4-Positive; 3-Average; 2-So-so; 1-Difficult

SCARY GARY

Mark Buford

B.C. Mastroianni and Hart

DOGS of C-KENNEL Mick and Mason Mastroianni

ONE BIG HAPPY Rick Detorie

ANDY CAPP Mahoney, Goldsmith and Garnett

ZACK HILL John Deering and John Newcombe

ARIES (March 21-April 19) HHH You might discover that a loved one seems to have blinders on, which prevents him or her from seeing others’ perspectives. Push a project to the finish line; you’ll want to free yourself up to enjoy the next few days. Tonight: Now the weekend begins. Christen it well.

TAURUS (April 20-May 20) HHHH Others will be seeking you out to share their thoughts. Play devil’s advocate, and go along as much as you can. You might be unusually busy or too focused on something else. A friend or loved one could become demanding; avoid this person for now. Tonight: Enjoy the evening.

GEMINI (May 21-June 20) HHH The best intentions could disappear as you become engrossed in what you consider to be a significant task.

Know that, even with your superb gift of gab, you might not be able to convince anyone that your way is the right way.

Tonight: Step on the brakes. Slow down!

CANCER (June 21-July 22) HHHH You could be obsessing about a new flame or perhaps a new job. With all the thoughts that keep entering your head, you might not be getting as much perspective on a situation as you would like. Find a friend who will be honest with you. Tonight: Let the fun begin.

LEO (July 23-Aug. 22) HHHH You might want to reconsider a personal matter with someone who has a long-term vision. You could bat around several ideas until you feel comfortable enough to act on one. Your positive attitude will help, no matter what you are up to. Tonight: Happiest at home.

VIRGO (Aug. 23-Sept. 22) HHHH You could be unusually quick to give someone a response. You might want to defer to others for now, especially if you are unsure about whether your reaction is likely to make any difference at all. A child or loved one could be easily irritated. Tonight: Playtime!

LIBRA (Sept. 23-Oct. 22) HHH Curb any possessiveness. You could be pushing others -- or one person in particular -- away. Try to break this pattern, but at the same time, do whatever is needed to build yourself up. As a result, you could start rethinking your reactions more carefully. Tonight: Treat a friend.

SCORPIO (Oct. 23-Nov. 21) HHHHH Your ear-to-ear smile could be the result of clearing the air. You have an excellent presence, and others will let you know they are impressed. You will receive your just rewards, which could include a pay raise or promotion.

Tonight: Go for what you want.

SAGITTARIUS (Nov. 22-Dec. 21) HHH Read between the lines with a loved one. Your instincts are likely to serve you well with a domestic issue.

Avoid making excuses for spending more on a special item. Ask yourself whether your budget really can handle this purchase. Tonight: Be a little mysterious.

CAPRICORN (Dec. 22-Jan. 19) HHHH Others will deliver what you want. As of now, you are clear about who your supporters are. Be aware of your observations when dealing with those in authority. A loved one will support you in a loving manner. Tonight: Just ask, and you shall receive.

AQUARIUS (Jan. 20-Feb. 18) HHH Others often follow your lead, and today is no exception. Use care when loaning money or signing any financial agreements, as there could be a catch. Know that if someone hides important information from you, your anger is likely to emerge. Tonight: Till the wee hours.

PISCES (Feb. 19-March 20) HHHH You might want to reach out to someone at a distance. Your motivation probably involves a need to clear the air with this person. What do you

Cryptoquip

Crosswords

have to lose? Timing will be important. Look to later in the day, when you are more relaxed. Tonight: Let your imagination speak.

PAGE 14 - FRIDAY, NOVEMBER 21, 2014

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THE WESTFIELD NEWS

Raiders snap 16-game skid with win vs. KC

By JOSH DUBOW AP Sports Writer OAKLAND, Calif. (AP) — Sio Moore sacked Alex Smith and started to celebrate in the Kansas City backfield with Oakland Raiders teammate Khalil Mack.

The elaborate dance could be forgiven if the game had actually been over considering the Raiders hadn’t won a game in more than a year. The only problem was the game was still going and the Chiefs were at the line trying to run a fourth-down play.

The Raiders were forced to call a timeout to stop the clock and then got one last stop, snapping a 16-game losing streak with a 24-20 victory over the Chiefs on Thursday night.

“I don’t need any more of that,” safety Charles Woodson said. “I couldn’t believe it. I told them that was the first time I had ever seen somebody celebrate for a whole 40-second clock.

That was ridiculous, and they know it. I told Sio he’s lucky we got the win because we really probably would’ve had to fight.”

The Raiders (1-10) were able to laugh about it because Justin Tuck alertly called timeout to prevent the Chiefs (7-4) from getting a free play off against a nine-man defense.

But Moore knows it could have been a costly mistake.

“I was so caught up in the moment, man,” Moore said. “That was an error I’ve got to make sure I clean up, because in another situation — in all seriousness — that can make it the difference and I’ve got to understand that.”

After Smith threw an incomplete pass on fourth down, Derek Carr took a knee and the Raiders celebrated their first win in 368 days since beating Houston last Nov. 17.

Carr threw a 9-yard touchdown pass to James Jones with 1:42 remaining to give the Raiders the long-awaited win.

“Hopefully there’s many more to come because I like this feeling better than the other one, that’s for sure,” Carr said.

Here are some other takeaways from the Raiders’ win: BIG PLAY MURRAY: Third-string running back Latavius Murray got a chance early in the game and made the most of it. He scored on an 11-yard run on second drive of the game and

went 90 yards for a score on his next carry for the longest run by a Raiders running back since Bo Jackson had a 92-yarder against Cincinnati in 1989. Quarterback Terrelle Pryor had a 93-yard TD run last season against Pittsburgh. Murray’s 112 yards rushing on four carries were the most by any player since at least 1960 with five or fewer carries. Murray left the game with a concussion.

RUN OVER: The Chiefs came into the game having not allowed a rushing touchdown all season. Murray got them twice in the first half and Oakland ran for 179 yards overall on a wet day not suited to passing.

“When you line up and it’s raining, the weather’s no good and they can’t throw the ball, you just line up and run the football,” Chiefs linebacker Tamba Hali said. “We weren’t playing our gaps and it’s like a high school football game.”

RELIABLE REECE: Raiders fullback Marcel Reece has been underutilized all season, carrying the ball just six times in Oakland’s first 10 games. But with the game on the line, Reece got seven carries for 34 yards and added an 8-yard reception on the winning drive.

“Anytime I’ve ever used him that way or seen him used that way, he can push the pile a little bit,” Sparano said. “I felt like we were moving him pretty good a little bit there. He did a heck of a job. He really did.”

SLOW START: The Chiefs punted on their first five drives and got their only first-half score when Denarius Moore muffed a punt at the 11. Even then Kansas City settled for a field goal. The offense then found its groove by scoring two touchdowns and a field goal on consecutive drives in the second half to take the lead. But it wasn’t enough.

“It’s easy to say — you love to start fast,” Smith said. “We talk about that all the time, but it’s a matter of going out there and doing it. I think we’ll look back, especially those first two series before it started coming down, about lack of execution.”

LONG WAIT: No one waited longer for this win than Raiders defensive lineman Antonio Smith. He lost the final 14 games with Houston last year and his personal 24-game losing streak was the third longest for any player since 1980.

“Like heaven,” Smith said. “It feels good, man. It’s awesome. That’s it, that’s the word. Longtime coming. Such a relief.”

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NFL SCHEDULE - WEEK 12 NAME: Sunday, Nov. 23 _______________________ o Cleveland at o Atlanta ADDRESS: o Tennessee at o Philadelphia o Detroit at o New England _______________________ _______________________ o Green Bay at o Minnesota _______________________ o Jacksonville at o Indianapolis o Cincinnati at o Houston PHONE:________________ o NY Jets at o Buffalo CHECK YOUR PICKS & MAIL OR o Tampa Bay at o Chicago DROP OFF YOUR ENTRY TO: o Arizona at o Seattle Beat the Putz o St. Louis at o San Diego c/o The Westfield News o Miami at o Denver 62 School Street o Washington at o San Francisco Westfield, MA 01085 TIEBREAKER: o Dallas at o NY Giants TOTAL POINTS: __________

W 8 6 5 2

L 2 4 5 8

T 0 0 0 0

Indianapolis

Houston

Tennessee

Jacksonville

W 6 5 2 1

L 4 5 8 9

T 0 0 0 0

Cincinnati Pittsburgh Baltimore Cleveland

W 6 7 6 6

L 3 4 4 4

T 1 0 0 0

Denver

Kansas City San Diego

Oakland

W L 7 3 7 4 6 4 1 10

T 0 0 0 0

Philadelphia

Dallas N.Y. Giants Washington

W 7 7 3 3

L 3 3 7 7

T 0 0 0 0

Atlanta New Orleans Carolina Tampa Bay

W 4 4 3

2

L 6 6 7 8

T 0 0 1 0

W 7 7 4 4

L 3 3 6 6

T 0 0 0 0

W 9 6 6 4

L 1 4 4 6

T 0 0 0 0

Detroit

Green Bay

Chicago

Minnesota

Arizona San Francisco

Seattle

St. Louis

AMERICAN CONFERENCE East Pct PF PA Home .800 323 218 5-0-0 .600 249 180 3-2-0 .500 200 204 2-3-0 .200 174 265 2-4-0 South Pct PF PA Home .600 310 253 3-2-0 .500 229 204 2-2-0 .200 168 250 1-4-0 .100 158 282 1-4-0 North Pct PF PA Home .650 224 221 4-1-1 .636 288 263 4-1-0 .600 261 181 4-1-0 .600 216 195 4-2-0 West Pct PF PA Home .700 293 224 5-0-0 .636 261 195 4-1-0 .600 218 192 4-1-0 .091 176 285 1-5-0 NATIONAL CONFERENCE East Pct PF PA Home .700 299 251 5-0-0 .700 261 212 3-3-0 .300 205 263 2-3-0 .300 204 256 2-3-0 South Pct PF PA Home .400 238 255 2-2-0 .400 261 252 3-2-0 .318 215 300 2-4-0 .200 194 279 0-5-0 North Pct PF PA Home .700 188 156 4-1-0 .700 330 225 5-0-0 .400 215 290 1-3-0 .400 181 220 2-2-0 West Pct PF PA Home .900 237 176 6-0-0 .600 211 212 2-2-0 .600 260 215 4-1-0 .400 185 258 2-3-0

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Thursday’s Game Oakland 24, Kansas City 20 Sunday’s Games Green Bay at Minnesota, 1 p.m.

Cincinnati at Houston, 1 p.m.

Tampa Bay at Chicago, 1 p.m.

Cleveland at Atlanta, 1 p.m.

Tennessee at Philadelphia, 1 p.m.

Detroit at New England, 1 p.m.

Jacksonville at Indianapolis, 1 p.m.

N.Y. Jets at Buffalo, ppd., snow Arizona at Seattle, 4:05 p.m.

St. Louis at San Diego, 4:05 p.m.

Washington at San Francisco, 4:25 p.m.

Miami at Denver, 4:25 p.m.

Dallas at N.Y. Giants, 8:30 p.m.

Open: Carolina, Pittsburgh Monday’s Games N.Y. Jets vs. Buffalo at Detroit, 7 p.m.

Baltimore at New Orleans, 8:30 p.m.

Thursday, Nov. 27 Chicago at Detroit, 12:30 p.m.

Philadelphia at Dallas, 4:30 p.m.

Seattle at San Francisco, 8:30 p.m.

Sunday, Nov. 30 Tennessee at Houston, 1 p.m.

Oakland at St. Louis, 1 p.m.

Carolina at Minnesota, 1 p.m.

Washington at Indianapolis, 1 p.m.

Cleveland at Buffalo, 1 p.m.

San Diego at Baltimore, 1 p.m.

N.Y. Giants at Jacksonville, 1 p.m.

Cincinnati at Tampa Bay, 1 p.m.

New Orleans at Pittsburgh, 1 p.m.

Arizona at Atlanta, 4:05 p.m.

New England at Green Bay, 4:25 p.m.

Denver at Kansas City, 8:30 p.m.

Monday, Dec. 1 Miami at N.Y. Jets, 8:30 p.m.

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er with the buildings thereon, bounded and described as follows: Beginning at a point on the southerly side of the State Highway leading from Woronoco to Blandford at the northeasterly corner of land of Strathmore Paper Company; thence running

CLASSIFIED Available Online 24/7

East Granby b

E

ElEmEntary Qualifications: Possess or be eligible for Intermediate Administration & Supervision WESTERLY:Certification on land of said Cortis School to an iron pin; thence (092). Description: Elementary Principal for northerly on land of said Cortis Grades 3, 4, and 5 at R.D. Seymour School. to an iron pin; thence Extensive background in Reading, Language Arts and WESTERLY: on land of said Curriculum preferred. Persons strong Cortis possessing to an iron pin; thence leadership and communications skills who are NORTHERLY: land of said interested in, certified and qualified foronthis posiCortis to an iron pin at the southtion must submit an application, letter of interest, west corner of land of said Company; resume, & 3 references byStrathmore NovemberPaper 30, 2014 to: thence

Christine F.A.S. Mahoney, Ed.D. EASTERLY: on last named land, Superintendent Schools oneofhundred seventy-five (175) 33 Turkey Hills Road Box 674 feet•toP.O. an iron pin; thence on last named East Granby,NORTHERLY: CT 06026 land, one hundred forty-five EXCEPTING therefrom so much Legal Notices as contained in an Order of Taking of the Massachusetts Turnpike Authority dated March 31, November 21, 28, 2014 1955 and recorded in Hampden December 5, 2014 County Registry of Deeds in Book 2379, Page 480 on April 8, LEGAL NOTICE 1955. Said exception also shown in a deed of Leo W. MORTGAGEE'S SALE Coash and Mary A. Coash dated OF REAL ESTATE August 11, 1955 and recorded in Hampden County Registry of By virtue of and in execution of Deeds in Book 2417, Page 496 the Power of Sale contained in a on September 22, 1955. certain mortgage given by Paul B. Moss and Diane M. Soditis to For mortgagor’s title see deed Mortgage Electronic Registra- recorded with the Hampden tion Systems, Inc. acting solely County Registry of Deeds in as a nominee for Countrywide Book 16925, Page 182.

Bank, FSB, dated September 17, 2007 and recorded at Hamp- The premises will be sold subden County Registry of Deeds in ject to any and all unpaid taxes Book 16925, Page 184 of which and other municipal assessmortgage Nationstar Mortgage ments and liens, and subject to LLC is the present holder by as- prior liens or other enforceable signment from Mortgage Elec- encumbrances of record entitled tronic Registration Systems, Inc. to precedence over this mortto Bank of America, N.A,, Suc- gage, and subject to and with cessor By Merger To BAC Home the benefit of all easements, reLoans Servicing, LP FKA Coun- strictions, reservations and contrywide Home Loans Servicing, ditions of record and subject to LP dated February 7, 2012 re- all tenancies and/or rights of corded at Hampden County Re- parties in possession. gistry of Deeds in Book 19115, Page 444 and assignment from Terms of the Sale: Cash, cashBank of America, N.A. to Nation- ier's or certified check in the sum star Mortgage, LLC dated May of $5,000.00 as a deposit must 14, 2013 recorded at Hampden be shown at the time and place County Registry of Deeds in of the sale in order to qualify as Book 19872, Page 104, for a bidder (the mortgage holder breach of conditions of said and its designee(s) are exempt mortgage and for the purpose of from this requirement); high bidforeclosing the same, the mort- der to sign written Memorgaged premises located at 481 andum of Sale upon acceptBlandford Road, Russell, MA ance of bid; balance of pur01071 will be sold at a Public chase price payable in cash or Auction at 1:00PM on Decem- by certified check in thirty (30) ber 19, 2014, at the mortgaged days from the date of the sale at premises, more particularly de- the offices of mortgagee's attorscribed below, all and singular ney, Korde & Associates, P.C., the premises described in said 321 Billerica Road, Suite 210, mortgage, to wit: Chelmsford, MA 01824-4100 or such other time as may be desThe land in Russell, Hampden ignated by mortgagee. The deCounty, Massachusetts, togeth- scription for the premises coner with the buildings thereon, tained in said mortgage shall bounded and described as fol- control in the event of a typolows: Beginning at a point on the graphical error in this publicasoutherly side of the State High- tion. way leading from Woronoco to Blandford at the northeasterly Other terms to be announced at corner of land of Strathmore Pa- the sale. per Company; thence running Nationstar Mortgage LLC EASTERLY: on said State High- Korde & Associates, P.C. way, three hundred fifty-eight 321 Billerica Road (358) feet to an Oak tree; thence Suite 210 running Chelmsford, MA 01824-4100 (978) 256-1500 SOUTHERLY: in a line parallel with the easterly line of said land Moss, Paul, 14-015112, Novemof Strathmore Paper Company ber 21, 2014, November 28, and said line and extended sev- 2014, December 5, 2014 en hundred seventy-five (775) feet to land of one Cortis; thence running

WESTERLY: on land of said Cortis to an iron pin; thence NORTHERLY: on land of said Cortis to an iron pin at the southwest corner of land of said Strathmore Paper Company; thence EASTERLY: on last named land, one hundred seventy-five (175) feet to an iron pin; thence NORTHERLY: on last named land, one hundred forty-five (145) feet to the place of beginning.

DEADLINE: 2PM THE DAY BEFORE E-mail: floram@thewestfieldnewsgroup.com

Legal Notices

November 21, 2014

November 21, 2014

Help Wanted

November 21, 2014

COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT

COMMONWEALTH OF MASSACHUSETTS THE TRIAL COURT PROBATE AND FAMILY COURT

Community Support Worker

COMMONWEALTH OF MASSACHUSETTS LAND COURT DEPARTMENT OF THE TRIAL COURT (SEAL) 487939

Hampden Probate and Family Court 50 State Street Springfield, MA 01103 (413)748-7758

Hampden Division 50 State Street Springfield, MA 01103 (413)748-8600

Docket No. HD14P2242EA Docket No. HD14P0365EA

ORDER OF NOTICE TO: Nicholas J Melo Pamela S Melo William Melo

CITATION ON PETITION FOR FORMAL ADJUDICATION

INFORMAL PROBATE PUBLICATION NOTICE

Estate of: JEFFREY JOSEPH PATRYAK Date of Death: 07/17/2014

Estate of: Theresa P. Dominguez Date of Death: January 31, 2014

To all persons interested in the above captioned estate, by Petition of Stacy Lafflin of Ft. Myers, FL and Lisa Ellinwood of MA requesting that the Court Ft. Myers, FL a Will has been enter a formal Decree and Or- admitted to informal probate. der of testacy and for such other relief as requested in the Peti- Stacy Lafflin of Ft. Myers, FL tion. And also requesting that: and Lisa Ellinwood of Ft. MyDeborah L. Stroetzel of West- ers, FL has been informally apfield, MA be appointed as Per- pointed as the Personal Repressonal Representative(s) of said entative of the estate to serve estate to serve Without Surety without surety on the bond. on the bond.

The estate is being adminYou have the right to obtain a istered under informal procedcopy of the Petition from the Pe- ure by the Personal Representtitioner or at the Court. You have a right to object to this proceed- ative under the Massachusetts ing. To do so, you or your attor- Uniform Probate Code without ney must file a written appear- supervision by the Court. Inventance and objection at this Court ory and accounts are not reb e f o r e : 1 0 : 0 0 a . m . o n quired to be filed with the Court, 12/05/2014. This is NOT a hear- but interested parties are ening date, but a deadline by which titled to notice regarding the adyou must file a written appear- ministration from the Personal ance and objection if you object Representative and can petition to this proceeding. If you fail to the Court in any matter relating file a timely written appearance to the estate, including distribuand objection followed by an Af- tion of assets and expenses of fidavit of Objections within thirty administration. Interested parties (30) days of the return date, ac- are entitled to petition the Court tion may be taken without fur- to institute formal proceedings ther notice to you. and to obtain orders terminating or restricting the powers of PerThe estate is being admin- sonal Representatives appoinistered under formal procedure ted under informal procedure. A by the Personal Representative copy of the Petition and Will, if under the Massachusetts Uni- any, can be obtained from the form Probate Code without su- Petitioner. pervision by the Court. Inventory and accounts are not required to be filed with the Court, but recipients are entitled to noAuto For Sale tice regarding the administration from the Personal Representative and can petition the Court in $ CASH PAID $ FOR UNany matter relating to the estate, including distribution of assets WANTED & JUNK VEHICLES. and expenses of administration. Also buying repairable vehicles.

Call Joe for more details (413)977-9168.

WITNESS, Hon. Anne M Geoffrion, First Justice of this Court.

and to all persons entitled to the To all interested persons: benefit of the Servicemembers Civil Relief Act:, 50 U.S.C. A Petition has been filed by: Deborah L Stoetzel of Westfield, App.§501 et seq.:

(145) feet to the place of beginning.

Nationstar Mortgage LLC,

WESTERLY: on land of said Cortis to an iron pin; thence northerly on land of said Cortis to an iron pin; thence

To Advertise 413-562-4181 Ext. 118

EASTERLY: on said State Highway, three hundred fifty-eight (358) feet to an Oak tree; thence — http://thewestfieldnews.com/classifieds running

SOUTHERLY: in a line parallel with the easterly line of said land of Strathmore Paper Company oard of lineducation and said and extended seven hundred seventy-five (775) feet to land of one Cortis; thence School PrinciPal running

FRIDAY, NOVEMBER 21, 2014 - PAGE 15

WWW.THEWESTFIELDNEWS.COM

claiming to have an interest in a Mortgage covering real property in Westfield, numbered 56 Yankee Circle, given by Pamela S Melo and Nicholas J Melo and William J Melo to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp, its successors and assigns, dated October 11, 2007, and recorded in Hampden County Registry of Deeds in Book 16981, Page 34, and now held by plaintiff by assignment, has/have filed with this court a complaint for determination of Defendant’s/Defendants’ Servicemembers status.

If you now are, or recently have been, in the active military service of the United States of America, then you may be entitled to the benefits of the Servicemembers Civil Relief Act. If you object to a foreclosure of the above-mentioned property on that basis, then you or your attorney must file a written appearance and answer in this court at Three Pemberton Square, Boston, MA 02108 on or before December 22, 2014 or you will be forever barred from claiming that you are entitled to the benefits of said Act. Witness, JUDITH C. CUTLER Chief Justice of this Court on November 10, 2014 Attest: Deborah J. Patterson Recorder

Date: November 07, 2014 Suzanne T. Seguin Register of Probate

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EXCEPTING therefrom so much as contained in an Order of Taking of the Massachusetts Turnpike Authority dated March 31, 1955 and recorded in Hampden County Registry of Deeds in • Full Boat Book 2379, Page 480Line onOMC AprilParts 8, & Accessories • Johnson Outboards Storage & 195 5 . On-Site S a i d exception also shownCanvas in a deed Leo W. • CrestofPontoon Boats, Sales & Service Winterizing Coash Installation and Mary A. Coash dated • Fish Bait & Tackle August&11, 1955 and recorded in • Fuel Dock Repair • SlipRegistry & Mooring of Rentals • Boat & Canoe Rentals Hampden TIGCounty Deeds in Book 2417, Page 496 Welding Rt. 168 Congamond Rd., Southwick • (413) 569-9080 on September 22, 1955.

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QUALITY PLUMBING & HEATING Southwick, MA (413) 569-5116

General Plumbing Repair Renovations • Custom Work New Construction Water Heaters Gas & Oil Systems Well Service & much more Free Estimates • Fully Insured • Over 10 Years Experience Licensed in MA & CT MA PL15285-M CT P-1 282221

FREE ESTIMATES

Looking for Experienced Tax Preparer with a minimum of 3 years of experience. Excellent working environment. Pay commensurate with experience. Please apply in person at Drenen Financial Services, Inc. 89 South Maple St, Westfield, MA.

FULLY INSURED

BAKER MASONRY Residential & Commercial Specializing in Brick Pavers

FIREPLACES • CHIMNEYS • STEPS • SIDEWALKS • PATIOS CONCRETE DRIVEWAYS• BILCO HATCHWAYS BRICK - BLOCK (413) 569-3172 STONE - CONCRETE (413) 599-0015

For mortgagor’s title see deed recorded with the Hampden County Registry of Deeds in Book 16925, Page 182.

Pioneer Valley Property Services One Call Can Do It All! 413-454-3366

The premises will be soldRenovations, subComplete Home Improvements, ject to any and all unpaid taxes Repairs and Maintenance and other municipal assessBaths | Basements | Siding | Windows ments Kitchens and |liens, and subject to | Decks | Painting | Flooring and more... prior liens or other enforceable RENTAL PROPERTY MANAGEMENT, TURNOVERS AND REPAIR SERVICES encumbrances of record entitled CSL & HICover Licensedthis - FullymortInsured - Free Estimates & References to precedence gage, and subject to and with the benefit of all easements, re-

CUSTOM HOMES

CONSTRUCTION, INC. ADDITIONS REMODELING

(413) 568-0341

FULLY

INSURED

cell (413) 348-0321

or Community Support Team Supervisor, Carson Center for Adults and Families, 77 Mill Street, Suite 251, Westfield, MA 01085 Equal Opportunity Employer EOE/AA

FedEx Seasonal Driver (South Windsor Ct) SEASONAL TEMPORARY DRIVER Looking for seasonal driving work that could possibly lead to year-round full time? If you have a clean driving record, we've got the opportunity. We have immediate positions open for TEMPORARY DRIVERS, delivering packages for FedEx Ground in the greater Hartford, northern Ct area. Earn extra cash and a chance to work with an industry leader. We supply the truck and everything else, you will need to pick up and deliver our customer's packages.

Qualifications: 21 years old or older. Must have a clean driving record. Minimum experience of six months driving a like-sized commercial vehicle within the last three years required. Must be able to pass DOT drug screen and background check. Good customer service skills. EOE. Call 413-532-4505 to learn more.

Coffee/Sandwich shop looking for reliable, hard-working, and positive employees. Must be available weekends. Come in to $$$ TOP PRICES PAID for apply: 712 Hopmeadow Street, your unwanted cars, trucks, Simbsbury.

Help Wanted

Rate - $17.50 per month

cmuldrew@carsoncenter.org

$900 ...GOOD BUY 1996 PONTIAC GRAND PRIX sedan, 184,000 miles, white.

Runs good. Great first or winter Westfield Landscape Company car. Price reduced to $900. seeking Plow Truck Operator.

(413) 562-7727, leave message. Duties include: plowing, sanding, shoveling. Must Be reliable. Job requires individual to work when TIMOTHY'S AUTO SALES. weather strikes; holidays, weekStop by and see us! We might ends, nights, etc., with no excephave exactly what you're look- tions. Clean driving record and ing for, if not, left us find it for experience required. Must have you! Bartlett Street, Westfield. own transportation.

(413) 862-4749 (413)568-2261. Specializing in vehicles under $4,000.

Purchased by (Name): _________________________________________

ESTATE Call (413) 562-4181

Please send resume with cover letter to:

Auto & Truck Parts

City/State/Zip: ________________________________________________

Advertise Your

40 hours per week providing community support and rehabilitation assistance to people with mental illness in Westfield and surrounding communities. Bachelor’s degree in a mental health related field or two years experience working directly with adults with mental health or substance abuse problems.

Must have valid Mass. driver’s license and dependable transportation.

373 College Hwy., Southwick, MA 01077 (413) 569-6104 (413) 998-3025 FULLY INSURED • FREE ESTIMATES • LOG TRUCK LOADS CORD WOOD • LOTS CLEARED • TREE REMOVAL • EXCAVATION

MACHINIST CNC TURNING CNC MILLING Aerospace Experience 1st & 2nd shift Insurance & Vacation Returning Vets Encouraged to Apply Apply in person:

JET INDUSTRIES 307 Silver Street Agawam, MA Fax: (413)786-2689

Who Does It? Local Business Bulletin Board

To Advertise Call (413) 562-4181

PAGE 16 - FRIDAY, NOVEMBER 21, 2014

www.thewestfieldnews.com

CLASSIFIED

Help Wanted

Available Online 24/7 — http://thewestfieldnews.com/classifieds

Berkshire County Arc is seeking the following personnel for those of you looking to make a difference in someone’s life. This is a brand new program - come grow with us:

Licensed Child Care

Site Manager: Oversee a 4 person residence serving individuals with acquired brain injuries. Qualified candidates should have a Bachelor’s degree or LPN and two years’ experience working with individuals with brain injuries.

Two years management experience is required. Experience supporting people with brain injuries through medical situations and personal care preferred. One weekend day per week required.

Salary after 90-Orientation will be $41,600.

YOUNG WORLD CHILD CARE CENTER is currently seeking an experienced Preschool Teacher to join our established teaching staff.

Candidate must meet D.E.E.C. qualifications. Interested candidates should send resume to: Young World Child Care Center ATTN: Holly Kieszek 51 Main Street Easthampton, MA 01027

Residential Support in the Westfield area for those of you looking to make a difference in someone’s life. This position includes assisting individuals with acquired brain Music Instruction injuries in ADL’s, community inclusion and in supporting them to attain their personal goals. A minimum of a high ALICE'S PIANO STUDIO. Piano, school diploma or equivalent. organ and keyboard lessons. All PAGE 16 -SATURDAY, FEBRUARY 23, 2013 New rate of $14.50/hr. after ages, all levels. Call (413)568Orientation.

2176.

Relief/Per diem: Available at a new and improved rate of $13.00/hr.

Per Diem RN for Brain Injury and Residential programs in the Westfield/West Springfield areas. Responsibilities include For client assessments, Articles Sale 255 oversight of medication administration program, staff RED INK CARTRIDGE for Pitney training, medicalMeter. case manBowes Postage Model agement and acting as a liDM300C, DM400C. (Reorder #765aison with medical profes9).sionals New infor package. $25.00.

Call individuals with (413)562-4181 Ext. 125. disabilities.

Must have valid U.S.driver’s vehicle. license and personal SNOWBLOWER, Murray 14HP, 29”.

Excellent benefit package.

Like new condition, electric start $475.

Apply at or BRO. (413)896-2543.

www.bcarc.org

Firewood

265

WESTFIELD SCHOOL OF MUSIC offers instrumental, vocal and electronic private lessons, as well as "Happy Feet", babies, Firewood toddlers) classes. Visit our265 web site at: westfieldschoolofmusic .com call at (413)642-5626.

100% or SEASONED OAK or mixed

hardwoods. Cut, split, delivered.

(128cu.ft) guaranteed. 1/2 cords available. Call John (413)885-1985.

Pets AFFORDABLE FIREWOOD. Seasoned and green. Cut, split and delivTHERE'S NONow PLACE Any length. ready LIKE for immeered.

HOME PET SITTING SERVICE diate delivery.

Call (413)848-2059, Vacation care, over night (413)530-4820.

or send resume to BCARC, 395 South Street, Pittsfield, 100% HARDWOOD, GREEN, $140. 3 MA 01201.

AA/EOE year season. $150. 1/2 & 1/4 cords also available. Wholesale Wood Products, (304)851-7666.

sittings, daily dog walks.

(413)667-3684 SEASONED FIREWOOD 100% hardwood. Stacking available. Cut, split, delivered. (128cu.ft.) Volume discounts. Call for pricing. Hollister’s Firewood (860)653-4950.

THE WESTFIELD NEWS

To Advertise 413-562-4181 Ext. 118

DEADLINE: 2PM THE DAY BEFORE E-mail: floram@thewestfieldnewsgroup.com

Articles For Sale

Firewood

Craft Fairs

Apartment

SNOWBLOWER: 212cc with new engine. $200.

BOW-FLEX STAIR CLIMBER: Like new. $1500 Call Pat 413-642-5073 or 241-9040

100% HARDWOOD, GREEN, 3 year season. 1/2 & 1/4 cords also available. Outdoor furnace wood also available, cheap.

CALL FOR DAILY SPECIALS!!

Wholesale Wood Products, (304)851-7666.

HOLIDAY CRAFT FAIR: Smith Vocational & Agricultural High School. Sunday, November 23rd. 9am-2pm. Handmade Crafts, Food & Refreshments.

80 Locust St., Northampton, MA

5 ROOM, 3 bedroom, completely renovated Westfield/Russell area, country setting. NEW stove, refrigerator and heating unit. Large yard, parking. $925/month. No pets please.

Call today, won't last. (413)3483431.

TRAIN SET, Bachman Large Scale Haulers, "Garden" train set includes steam locomotive, coal car, two passenger cars plus track and transformer, all in very good condition. $200. Other cars available- new in boxTank, 3 flat cars and 2 box cars.

Great Christmas Gift! Call (413) 563-2750.

A SEASONED LOG TRUCK LOAD of hardwood, (at least 7 Apartment cords when you process) for only $800 plus (depends on delivery distance). Call CHRIS at 1 BEDROOM apartment in (413)454-5782.

Westfield. Newly renovated.

Heat, hot water and electricity included. Near bus route. Quiet, secure. No smoking, no pets.

S I L O D R I E D F I R E W O O D . $795/month. Available Decem(128cu.ft.) guaranteed. For ber 1st. (413)348-5070. prices call Keith Larson (413)537-4146 or 413-569-4132

SPACIOUS 2-bedroom, 2nd floor apartment. Located on Northampton St. (Rt. 5) Holyoke.

New carpet throughout.

Washer/dryer hook-up, appliances included. Hot water included. Electric heat not included. Available immediately.

No pets, no smokers. $875 First month/security. Applicants with good rental history. Screening includes credit/civil/criminal THE WESTFIELD NEWS www.thewestfieldnews.com back-ground checks. Employee FRESH TURKEYS! verification and landlord referFarm-fresh pasture raised 2-Bedroom, 5-Room ences required. Contact Phil: No hormones/steroids To Advertise 413-562-4181 860-745-0424 Apartment on first floor•of CT 2-fam413-437-0472 Processed in USDA inspection ily. Fully insulated, tilt-in winfacility. $4.50 lb. 20-40lbs. ReDEADLINE: 2PM THE DAY BEFORE dows, wood floors, porch, appliserve by November 21st. Pickances, washer/dryer hook-ups. up November 23rd.

E-mail: Wanted Todianedisanto@thewestfieldnewsgroup.com Buy Off-street parking. No pets, WESTBRIDGE MANOR TOWN413-454-7562 smoke-free. Bright & sunny. HOUSES, 2 bedroom, 1 1/2 Apartment 340 LandlordCASH Services 339 Landlord Firewood 265 full basement, washer/dryV e r y c WESTFIELD l eServices a n a n d q 339 u i e t . bath, PAYING FOR COINS, stamps, medals, tokens, paper $ 8 5 0 / m o n t h p l u s u t i l i t i e s . er hookup. $800/month plus utilWESTFIELD ities. (413)562-2295. t / ROOM l aDASHE-INTEL s t / s eAPARTMENT curity.

SEASONED FIREWOOD. Any length. money, diamonds and jewelry, F i r s5 WASHER/DRYER: renovated. CarVALLEY Callnewly 413-562-6549 silver scrap.

Broadway 2nd floor, Reasonably priced. Call Full size stackable (canResidential be used gold andAPPLE COmPREHENSIVE Beautiful 2 bedroom townceramic tile floors. Large RENTALS 144 Broadway, peting, Tree Service, (413)530-7959.

LANDLORD SERVICES as side-by-side). Frigidaire, Coin & Stamp, house, clean, quiet, 1-1/2 Falls, MA. (413)594- deck. $800 p/month. white. Under warranty, less than Chicopee bath, 22 years of service to BE A U Tcarpeting, I F U L 2 appliances, BEDROOM Tenant screening including crimifirewood.

1SILO yearDRIED old. Retails for(128cu.ft.) $1350, 9550. hot water included.

Very reaLANDLORDS TOWNHOUSE in Westfield, nal background and credit checks.

AGAWAM guaranteed.

For908-397-1386 prices call Keith sonable heat cost. Sorry no asking $800. clean, quiet, 1-1/2 bath, carpetLarson (413)357-6345, (413)537pets.

From $795/month.

Call Steve or Kate s4146. ee web for photos: Background checks ing, appliances, hot water inMOBILE HOME FOR RENT (413)579-1754 www.thewestfieldnews.com Credit - Personal cluded.

Very reasonable heat 4 rooms, fenced-in lot.

New Call for more information Lawn & Garden no pets. Call for www.Dashe-Intel.com electric stove. Washer/dryer cost. Sorry (860)485-1216 For more information Wanted To Buy 285 hook-up. Great condition. $800 more information (860)485CALL (413)572-1200 Equal Housing OpportunPAyING CASH for coins, stamps, ARBORVITAES FOR SALE, 3-5 per month. 1st/last/security. 1216.

Equal Housing Opportunity WESTFIELD Apartment ity. medals, tokens, paper money, dia- feet $30. 5+ feet (Giant Variety) Available immediately. 340 monds and jewelry, gold and silver $45. Price includes planting.

WEST SPRINGFIELD SQUIRES WESTFIELD - 5 room apartment, first scrap. Broadway Coin & Stamp, 144 Best time to plant is NovemCall 736-2120 APARTMENTS, 1 bedroom, stove, re- floor, newly renovated. Carpeting, tile Broadway, Chicopee Falls, MA. 413ber! Call 413-519-7001. frigerator AC. $645/$695/month plus floors. Large back yard. Call 594-9550 W E S T F I E L leave D 1& 2 message. bedroom (413)736-2120 slow utilities. Call (413)562-2295. apartments, rent includes heat and hot water. Excellent size WESTFIELD 1 bedroom, central locaand location. No dogs. Call tion, parking for small car. No pets. weekdays (413)786-9884. $550/month utilities included. First,

Business & Professional Services •

      aLarM sysTEMs     ANDERSON ALARM SYSTEMS  Residential & Commercial &    fire  security alarms. CCTV, Access 

D I R E C T O R Y

        ELEcTrIcIan       MASTER ELECTRICIAN years experience.    40 Insured.    Reasonable prices.  No job  too    (413)543 small.

Call Tom Daly,  3100.

Lic# A7625.

control. Full central station monitoring. Medical alert systems.

Over 14 years experience. MA   LIC#7136C. Free estimates.

POEHLMAN ELECTRIC. All 413-561-5515 of wiring. Free estimates,          types SPECIALIZING IN       insured.

ORTABLE AND WHOLE carPET   P     KOHLER GENERAT      HOUSE      ORS, SERVICE UPGRADES, WAGNER RUG & FLOORING, SMALL JOBS, POOLS. Gutter   95    DRIVE,    LLC. MAINLINE deicing cables installed. I an        all    WESTFIELD. (413)568-0520. swer calls! Prompt service,  stop          One shopping for all your best prices. Lic. #A-16886.   floors. Over 40 years in busi- (413)562-5816.        ness. www.wagnerrug.com     

 cHIMnEy sWEEPs    A STEP ABOVE REST!  THE   JMF CHIMNEY SERVICE  Repair chimney before your     winter havoc. We do wreaks    brick repair, crown seals and re pairs.

We also do stainless steel 

liner installs, as well as stainless rain caps. We sweep all flues. Free estimates provided.   Call: 413-330-2186 

     COMPLETE CHIMNEY     CLEANING   rebuilds,     Repairs, stainless steel     liners. FALL SPECIAL: $90  Cleaning. 413-237-2110

HENTNICK CHIMNEY SWEEPS. Chimney repairs and  rebuilds. Stainless steel caps  and liner systems. Inspections,    and    masonry work gutter cleaning.

Free estimates.     Insured.  Quality work from a business   you can trust. (413)848-0100, (800)793-3706.

        dryWaLL        T-BEST DRYWALL. Complete 

professional drywall at amateur

prices. Our ceilings are tops!  Call Mike 413-821-8971. Free estimates.           ELEcTrIcIan 

ALEKSAN D R DU D U K A  L   ELECTRICAL Residential,  

Commercial, Industrial.  Li      censed and insured. Lic.  #11902.  Service emer  and  gency calls. Call (413)519-8875.   alexdudukal@yahoo.com         JIM FERRIS ELECTRIC. Senior discount. No job too small! Insured, free estimates. 40 years

    experience. Lic. #16303. Call     (413)330-3682.        

 fLoorInG & fLoor       sandInG 

 



HoME   IMProvEMEnT                  DAVE DAVIDSON Bathroom &   KITCHEN Remodeling. "GET     IT RIGHT THIS TIME" Com      plete Bath Renovations.  MA. License #072233, MA. Registra

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 PLUMBInG & HEaTInG      

 PaInTInG    HoUsE              NICK GARDNER PLUMBING, ALWAYS CALL FIRST!!! M&M    MECHANICAL WELDING   &   SERVICES-20 Years serving the    SERVICES. Reliable service,  Westfield area.

Painting, stainProfessional. Certified Welding.     ing, house washing, interior/ex- Insured. MA Lic. #PL31893-J.     terior. Wall coverings. Commer- C a l l (413)531-2768 cial/residential. Free estimates. t i o n # 1 4 4 8 3 1 . C T . H I C .  Nick7419@comcast.net Insured.

References.

Mass Reg. #0609568 Now serving CT. In    #121723.

(413)568-9731.  Call      sured. Quality Work on Time on   No job small !!       Budget Since 1984. 569-9973.  too          www.davedavidsonremodeling.    snoW      PLoWInG   com      LandscaPInG & LaWn       carE     BRUNO ANTICO BUILDING 18 YEARS EXPERIENCE Remodeling. addi Kitchens,  A.B.C. SNOWPLOWING ACCURATE LAWNCARE, Fall tions, decks, rec rooms, more.   &    Residential Light Commercial       Cleanup, leaf/brush removal, Prompt, reliable service, free       Westfield/Southwick.

Call Dave       estimates. Mass Registered trimming, mulch, gutter cleaning.  413-568-6440  #106263, licensed & insured.        Call (413)579-1639.  Call Bruno, (413)562-9561.

Accepting RESIDENTIAL &   COMMERCIAL customers for   ALL CALLS RETURNED snowplowing. Call for pricing.

PAUL MAYNARD CONSTRUC-   Complete Fall Clean-ups and 413-250-0352.

All your carpentry  curb-side leaf & brush pick-ups.  TION.    needs.

(413)386-4606.

Did your Free estimates.

Please ask for       

A RON JOHNSON's Floor Sand ing.

Installation, repairs, 3 coats windows fail with the cold weathSNOWPLOWING: Mel. 413-579-1407 polyurethane. Free estimates. er? Don't wait another year! Call        Western Avenue area (West     (413)569-3066.  Paul for replacement windows.   field).

Reasonable and depend      K'S LANDSCAPING      Many new features available. able. All phone calls returned         Time for Fall Clean-ups!       Windows are built in CT. All win   GUTTEr cLEanInG Leaf, bushes, tree work. Gutter promptly! Please call John      dows installed by Paul, owner of 413-297-9099  cleaning. Tractor & backhoe  Paul Maynard Construction.

My        service, decorative & structural        G E T  Y O U R GUT T E R S name is on my work.  retaining walls. Storm clean-ups.   Specializing in    C LEANED B E F O R E  T H E   Free estim  Firewood for sale.

COMMERCIAL & INDUSTRIAL      FREEZE! We clean, flush and  ates; fully insured. Call Kris at: property plowing, snow removal,     HoME MaInTEnancE  sand   check for leaks. Call Matt for  de-icing, and/or salt.

413-210-6724          free estimate. 413-777-8381  Reliable and experienced.           Call Tom: 413-244-3028     HANDYMAN LAWN MOWING, Spring/Fall     COM    JOSEPH'S PANY. Carpentry, remodeling,    cleanups, hedge trimming and       RAIN GUTTERS CLEANED, basements, dry-       all your landscaping needs.   baths,        removed,  kitchen, REPAIRED. Antennas tile, floors, suspended ceil-    Also,  bobcat &  snowplowing      wall, chimneys repaired and chimney TrEE sErvIcE services. (413)626-6122 or vis-          caps installed.

Roof leaks re- ings, restoration services, doors,  w i n d o w s , d e c k s , s t a i r s , it: www.haggerscape.com      paired, vent areas sealed.

Sr.        A BETTER OPTION - GRANcitizen discount.

Insured.

Free interior/exterior painting, plumb       jobs  of ing.

Small ok.

All types PLUMLEY LANDSCAPE, INC. FIELD TREE SERVICE. Tree estimates.

H.I. Johnson Ser    since  work done Call us today for all your land- Removal, Land Clearing, Excavvices. before professional      (413)596-8859   1985.

Call Joe, (413)364-7038.   ating. Firewood, Log Truck scape needs.

Landscape design  9p.m.            Loads. (413)569-6104. and planting, irrigation installa-           tion and repair, and complete     HoME & offIcE           AMERICAN TREE &  SHRUB.       HaULInG yard renovations. Drainage    cLEanInG Professional fertilizing, planting,      problems, stump grinding, chip      and removals.  per service, bobcat service, pruning, cabling   PHIL'S    #1 DUMP RUNS/DE-  FLEUR LIS CLEANING: Free estimates, fully insured. DE    gravel driveways, excavation  MOLITION. Removal of any   A "White Glove" housekeeping and demolition, including getting Please call Ken (413)569-0469.  items cellars, attics, etc... Also  in     service company. Attention to rid of that unwanted pool.      brush removal  and small demoli    detail is our business. Reliable,  tion decks, fences, one experienced, and professional. (413) 862-4749.      (sheds,      UPHoLsTEry      car garages).

Fully        insured.  Call Suzanne for free estimate.          Free estimates.

Phil (413)525       References available.

Masonry       2892, (413)265-6380.

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Call for free quote.

ExtensWATERPROOFING. All brick,        references. ive fully licensed &  references,      A NEW LOOK FOR 2015! block, Chimneys,        concrete.      Call Karen at: 413-454-4593 i  n s u r e d  i n  M A .  &  CT. Let Home Decor help. Interior foundations, hatchways, new            www.delreohomeimprovement.c  basement windows installed and painting and wallpapering, spe  SPIFF UP YOUR HOME FOR  o m C a l l G a r y D e l c a m p  repaired. Sump pumps and cializing in faux finishes. Servi   THE HOLIDAYS!    ( 4 1 3 ) 5 6 9 - 3 7 3 3 .     french drain systems installed.  cing  the area over 12 years.

Call CINDY'S HOME CLEANING  now  for              Foundations pointed and stucKendra a free estimate SERVICE. Quality work, atten         c o e d . F r e e e s t i m a t e s .  and decorating advice.  tion to detail and dependable.  (413)569-1611.

(413)374-5377. (413)564-0223, (413)626-8880.         Free estimates. 413-572-2332 



last, security. (413)862-4006.

WESTFIELD 1&2 bedroom apartWESTFIELD3 BEDROOM, livments, $700-$800/month includes ing and bath, heat room, and hotkitchen water. Excellent size 3rd and floor. $950/month plus weekdays utilities. location.

No dogs. Call First, last, and security.

413-250(413)786-9884.

4811 WESTFIELD. Kitchen, living room/bedroom. $575/month includes utilities. First, last, security. (413)568WESTFIELD: 1 Bedroom, Kit3519.

chen, Dining Room, Living Room, Bathroom. $875 per m o n t h , CLASSIFIED includes utilities.

ADVERTISINg 1st/last/security.

413-250-4811 DEADLINES

Rooms • • Pennysaver Wednesday by 5:00 p.m.

FURNISHED ROOM • Westfield News • for rent.

Full kitchen and bath, 2:00 p.m. the day prior on bus route. $105/week. to publication.

(413)642-5124.

Email: dianedisanto@ thewestfieldnewsgroup.com

HUNTINGTON 1 room with heat, (413)562-4181 hot water, cable TV, air Ext. 118 conditioning, refrigerator and microwave included. $110/week.

Call (413)531-2197.

Rooms

345

LARGE FURNISHED ROOM.ROOM. Parking, LARGE FURNISHED bus route,bus walking all Parking, route,distance walkingtodistamenities. a n c e t$120/weekly. o a l l a mOnly e n responities. sible mature adult need apply. $120/weekly.

Responsible ma(413)348-5070, (413)862-4522. ture male preferred. Nonsmoker. (413)348-5070 ROOM FOR RENT on bus route, fully furnished. $100/week. Call (413)7319233.

House Rental

House Rental

355

SOUTHWICK: SOUTHWICK SMALL 2 bedroom house, HOUSE/COTTAGE all new. $900/month plus utilities. 100 yard1-bedroom, walk to Southnewly Pond with Lake view. rebeach front rights.

Call (413)525-1985. modeled.

Washer/Dryer hookup. Dock access; private. $900.

Business Property 413-519375 Small pets considered.

2685 wjen259237@aol.com LAST or RETAIL SPACE in new market place. 5 miles from Westfield in Montgomery. $400/month. (413)977-6277.

Business Property Homes For Sale 390 WESTFIELD. RECENTLY RENOVATED! 3 bedrooms, new roof, Profitable Restaurant for Sale hardwood floors. Central. Corner in$190,000.

Southwick. lot.

ForGood more location. information Interested parties only. call (413)244-4703.

Call 413-478-3612

Mobile Homes

410

WESTFIELD HAMPDEN Village. $29,900.

2 bedroom, 14’x67’. New Mobile Homes sink, floor, windows, appliances, shed.

DASAP.MHVILLAGE.COM (413)5939961.

CHICOPEE:

By HuKeLau

Rare 3-bedroom, 1.5 baths; Completely Services remodeled; fenced 440 corner lot. 14' x 67'. Air, Shed.

A1 ODD JOBS/HANDyMAN, Debris $64,900.

DASAP (413)593Removal, landscaping, spring yard 9961. clean-up,dasap.mhvillage.com interior and exterior painting, power washing, basic carpentry and plumbing. All types of repair work and more. (413)562-7462.

Services A1 ODD JOBS/HANDYMAN  Debris removal, landscaping, fall yard cleanup, interior and exterior painting, power washAdvertise Your ing, basic carpentry and plumbing. All types of repair work and more. (413)562-7462

TAG SALE

JIM'S TRACTOR SERVICES. Grading & leveling of dirt driveways & short roads. Loam spread, loader work, post hole digging. Mowing of fields and lots(413) with large rotary mower. Full Snow Removal Services.

(413)569-6920, Ext. (413)530-5430.

118

Call 562-4181