InsideUM | Fall 2014

Fall 2014 | Volume 1

everything you Want to Know about open enrollment

Answers to your questions by Open Enrollment expert Jennifer Cohen

i’m on a boat

A day at sea on the F. G. Walton Smith

5 questions with dean goldschmidt His views on the U, health, and more

a winning balance

A look inside the life of a Faculty Master

being your authentic u Dr. Ross Scalese promotes acceptance and diversity through Employee Resource Groups

INSIDE THIS ISSUE Everything You Want to Know About Open Enrollment

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Being Your Authentic U

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I’m on a Boat

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5 Questions with Dean Goldschmidt 12 A Winning Balance

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InsideUM Profile

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ABOUT INSIDE UM InsideUM is an online publication brought to you by the University of Miami’s Department of Human Resources to provide news and information to faculty and staff written from the employee’s point of view.

Content includes topics on all wellness dimensions—physical, psychological, financial, interpersonal, communal, and occupational.

Every edition will feature employee profiles, upcoming events, benefits, wellness videos, and more.

InsideUM Staff: Melissa Cabezas Communications Manager, Human Resources Geisha Garcia Communications Specialist, Human Resources Steve Pierre Communications Specialist, Human Resources

@Inside_UM 2

Everything You Want to Know about

open enrollm October 13–31, 2014 Each year around this time, we receive countless emails and a few pieces of snail mail announcing the return of Open Enrollment. We are urged to review our health care options for next year, attend a benefits fair, and maybe even sign into a webcast. We are then required to login to myUM* during a three-week span to elect our health care options for the upcoming calendar year.

So why is Open Enrollment so important, and why all the pressure?

We sat down with Jennifer Cohen, executive director for HR-Benefits, to ask her some questions about this special time of year.

What exactly is Benefits Open Enrollment?

Benefits Open Enrollment is your opportunity to elect your medical, dental, flexible spending, and short-term disability benefits for the upcoming calendar year. Meaning that the benefits you choose in October will be in effect from January 1 through December 31, 2015 (unless you experience a qualifying status change). So it’s really important that you take the time to understand your options and choose wisely. *UMH employees login to gallagherbenefits.com/ MyBenefits.

I’m currently covered under the University’s health care plan and I’m satisfied with my coverage options. Do I still have to do something during Open Enrollment?

Yes, because your coverage options do not roll over from year to year, you must login to myUM* to elect or decline coverage for next year. If you are in the University’s medical plan this year and do not make an election for next year, you and your covered dependents will be placed in the Aetna Health Reimbursement Plan (HRA) and spousal and smokers’ surcharges will apply. You may be satisfied with the HRA plan, but if the additional surcharges don’t normally apply to you, you will be paying up to an additional $450 per month on top of your regular medical premiums.

ment

So what’s not changing for 2015?

In 2015, the University will offer the same three medical plans, Aetna Select 1, Aetna Select 2, and the Aetna Health Reimbursement Account (HRA); you’ll still have access to free preventive care; there will be no increase to medical plan copays or deductibles; you’ll continue to receive lower copays at UHealth and Jackson facilities; the Healthy ’Canes Employees Clinics will continue to offer free immunizations and annual physicals, and low cost care for minor illnesses; and the Well ’Canes Incentives program will continue next year allowing you to earn up to $300. Refer to your benefits guide for more information.

Speaking of surcharges, I noticed that the spousal surcharge is increasing from $20 per month to $250 per month. Is that a typo?

No, that’s not a typo. The spousal surcharge is increasing to $250 per month beginning January 2015, but it will only affect you if you cover a spouse/ same-sex domestic partner with access to his/her own employer-provided medical plan. If you need help comparing the UM plan against your spouse’s/partner’s What else should I know? plan, we’d be happy to help.

Open Enrollment runs from Monday, October 13, through Friday, October 31, Is the smokers’ surcharge increasing next year also?

2014. The benefits you choose on myUM* Yes, the smokers’ surcharge will be $100 during that time will be effective from per month per adult smoker in 2015. It January 1, 2015 through December 31, applies to you if you smoke and to your 2015 (exceptions apply). spouse/same-sex domestic partner if they smoke and you cover them on your medical plan. Interested in quitting?

Check out the BeSmokeFree program. Have questions or need assitance?

Call us at 305-284-3004 or visit miami.edu/benefits

BeingYour

Authentic

By Steve Pierre, B.Sc ’13

On June 19, 1993, Bill Clinton announced the military’s “don’t ask, don’t tell” policy. The policy allowed gay members of the military to serve their country as long as they were not openly gay. At the time, Ross J. Scalese, M.D., associate professor of medicine at the Miller School of Medicine, was proudly serving in the U.S. Air Force on a health professions scholarship. Scalese, who had only just begun questioning his sexuality at the time, knew he would now be unable to explore this facet of his life.

After serving more than seven years as an internist and flight surgeon in various assignments across the globe with the Air Force, and fulfilling his obligation, Scalese began his search for a hometown that was not only warmer than his last post in Germany, but also more accepting of the lifestyle he wanted to live. “I chose to make Miami my home because of the diverse, international atmosphere and the openness to gay life,” he said. “I was kind of late in coming to accept and enter that part of my life, and I wanted a place that was open to that. Fortunately, I was also able to find that kind of acceptance at the University of Miami.”

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“

I chose Miami as

my home because of the international atmosphere and the acceptance of diversity,

“

which I also found at the University.

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Last summer, Scalese became involved in an initiative to launch employee resource groups (ERGs) at the University. ERGs, also known as peer networks, are groups of employees who join together in their workplace based on shared characteristics or life experiences. They are designed to create a more inclusive work environment, one that encourages members to truly be themselves.

“I was compelled to get involved because it’s important to allow people to express all facets of themselves at work. This wasn’t really possible for me in my former job,” said Scalese. “It’s also a great way to get to know people from other UM campuses who share your same ideals. And knowing there are others out there who think like you do makes coming to work that much better.”

The initial launch of UM’s ERGs includes groups for LGBTQ, Asians, veterans, millennials, and people with disabilities, and participation is completely voluntary. Each group will have the opportunity to recommend group projects to University leadership, which may include social events, multicultural events, and community outreach.

ERGs not only make for a happier workforce, they also positively affect the organization as a whole.

“I think it’s really important that senior leaders have chosen to support these groups. They see that this type of collaboration will result in a happier and healthier workforce, while also having a positive effect on faculty and staff recruitment and retention,” Scalese noted.

“

By getting involved in an Employee Resource Group, you’ll get to know people at the University who think like you do, people you might not otherwise get to meet. Knowing that there are others out there who share your same set of values and beliefs as you makes coming to work that much better.

“

If you would like to learn more about Dr. Scalese and the University’s Employee Resource Groups, watch a short video.

If you are interested in joining an established group, or creating one of your own, please contact Sophia Galvin, director of inclusion programs and steering committee facilitator.

I’m on a

BOAT My day aboard the F. G. Walton Smith

W

By Melissa D. Cabezas

hen I wake up in the morning, I grab my smart phone and check the weather for the day. I rely on this data to determine a few things – which heels I’ll wear, because the tan ones will get ruined in the rain; how I’ll fix my hair, because I’m not blowing it out with scattered thunderstorms predicted in the near future; and how early I’ll have to leave the house, because we all know what happens to South Florida drivers when water falls from the sky. So all these important weather-related decisions had me wondering about how the weather is predicted.

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Denis Ilias, the ship’s marine technician, and other crew members safely reel in the research buoy, with sea slugs in tow, aboard the F. G. Walton Smith.

I thought it best to contact our scientific friends at the University’s Rosenstiel School of Marine and Atmospheric Science (RSMAS).

I was referred to Rear Admiral Richard R. Behn, NOAA (Ret.), UM’s Director of Marine Operations. Ok, so I just had to call a retired rear admiral from NOAA. I have to say I was a little intimidated. This guy’s kind of a big deal.

I mean, he has his own Wikipedia page. But he had to understand the urgency of my query, so I gave him a call.

In a nutshell, Behn is responsible for managing all cruises aboard UM’s R/V F.G. WALTON SMITH, a 96’ catamaran designed for advanced oceanographic and atmospheric research. The WALTON SMITH is operated as a member of the University-National Laboratory System (UNOLS), an organization of 61 academic institutions and national laboratories involved in oceanographic research. In short, the ship is a floating research lab for UM and other UNOLS members. The research they conduct on board allows them to collect information about the tides, currents, water pressure, and more in the waters of the Atlantic Ocean, Caribbean Sea, and the Gulf of Mexico.

Behn told me that he had a spot open on an upcoming cruise as an observer. I jumped at the chance, in spite of the taxing 0630 arrival time.

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I met Behn on the RSMAS pier, coffee in hand, before the sun had even risen. “Welcome aboard,” he said as he waved. “Today, the ship is working for Department of Ocean Sciences Professor Nick Shay and his team, as part of a Southeast Coastal Ocean Observing Regional Association sponsored project. We’ll be traveling 30 miles out to sea to collect a buoy they had anchored to the ocean floor back in April.”

By the way, cruises on the WALTON SMITH are serious business. Day cruises are usually at sea from 6:30 a.m. to 6 p.m. For information about upcoming cruises visit the Marine Operations website here.

Once on board, Behn was great about explaining all the things that were going on. He even gave me a quick tour of the bridge – that’s where the ship’s controls are located. “To operate this vessel, someone like the captain must spend years on the water before they can obtain a U.S. Coast Guard mariner’s license,” Behn said.

While on the bridge I learned that that captain of the ship, Shawn Lake, has worked on the SMITH since it was commissioned in May 2000.

He started out as the chief mate and became captain in 2005. “I know all the ship’s secrets,” Lake said with a smile.

After our that’s the stopped. T and had b began its ball, with hanging o above the before it w The buoy Wave and monitor l using a m this speci improve t models. “W need imp

Other exp and while enjoyed a on Key Bi out, to he

As we ret watched t now know the weath every mor the day’s

r visit to the bridge, we headed aft – e rear of the ship – to see why we had The buoy was released from its anchor been spotted on the surface. The crew efforts to retrieve it. The large orange h what looked like prehistoric sea slugs on for dear life, was suspended high e ship to the amazement of onlookers was securely placed on the ship’s deck. y had been fixed with a Nortek Acoustic d Current profiler, which is used to local wave and current conditions micro-computer. The data collected by ialized equipment can be used to help the predictability of weather forecasting We’re usually told that the models don’t proving, but we know better,” said Shay.

periments were conducted while at sea, e the scientists attended to their work, I a day understanding what our neighbors iscayne are busy doing, day in and day elp us prepare for the day ahead.

turned to the Rosenstiel campus, we the sun set over the Miami skyline. I w all I wanted to know about predicting her and remember my day on a boat rning when I check my smart phone for forecast.

The people on the boat.

Richard R. Behn Director, Marine Operations, RSMAS. Retired, one-star rear admiral of the National Oceanic and Atmospheric Administration Commissioned Officer Corps. Rutgers University graduate.

Kind of a big deal.

Shawn Lake Captain, F. G. Walton Smith.

Has worked on the Smith since it was commissioned in 2000. Dreams of retiring in North Carolina to grow blueberries and raise honey bees.

Lynn “Nick” Shay Professor, Department of Ocean Sciences. Serves as associate editor for the AMS Journal of Atmospheric and Oceanic Technology-Oceans and is the editor-in-chief of Dynamics of Atmospheres and Oceans. Elected a Fellow of the American Meteorological Society in 2012. Die-hard Miami Hurricanes fan.

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Questions with Dean Goldschmidt

The University is on a journey to transform its culture. What is your goal in this process?

We did employee surveys showing that after the economic downturn of 2009 and the medical school restructuring in 2012, we ended up with an organization that was frustrated and polarized. We decided to do an indepth review of the issues that were perceived by faculty and staff. The review indicated there were problems throughout the organization. But we were by no means the only organization experiencing these types of challenges, and we realized there are companies that have developed substantial expertise at helping enterprises reorganize to become great places to work and to become maximally functional. We started with a company called Senn Delaney, and they recommended identifying the Common Purpose of the organization that brings everybody together.

After very focused and extensive work, we came up with the values that we want to promote, and that truly reflect the kind of organization we are.

Those values are DIRECCT: Diversity, Integrity, Responsibility, Excellence, Compassion, Creativity, and Teamwork. And we went through exercises involving many leaders and others in the organization introducing and reinforcing behaviors that would be supportive of these values. That was a massive effort that we accomplished with the help of Senn Delaney.

Then we needed to figure out how to move this momentum across the University. We recruited a second group for a second opinion, with the purpose of extending the culture transformation to the entire organization.

Working with the Disney Institute, we are refining and further defining the values and behaviors with the goal of engaging our entire faculty and staff.

Our Common Purpose? At the U, we transform lives through teaching, research and service. Service at the Miller School of Medicine mainly means patient care.

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What are the top three qualities you value most in a faculty or staff member?

Engagement is essential. A person who is not engaged cannot contribute to an organization.

Integrity is absolutely critical. Integrity is the spinal cord of our academic enterprise. It is our credibility, vis-a-vis our society.

Without it, we cannot survive as an organization Last, but not least, it’s productivity. The University of Miami is a young institution and an even younger medical school. We need everybody to do their part, be responsible, and help our organzation succeed.

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Where do you see the medical school in 10 years?

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What motivates you to come to work each day?

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What advice can you offer to employees looking to enhance their work-life balance?

I see it as one of the top 25 medical schools in the country; perceived as being unique not only for its performance overall, but also for the deep compassion its faculty and staff show for their fellow humans by taking care of the underserved in South Florida and beyond.

My work is my passion. Each day I have the opportunity to motivate and inspire people to work harder to figure out how to treat the ailments we see, advance science and medicine, and teach the next generation of leaders.

Exercise daily. Exercising is critical to managing and improving body weight and can aid in the prevention of aging of the brain, the heart, muscle and bone mass.

Eat a balanced diet. Your diet should be managed as a tight budget – we should not eat a calorie that we cannot afford.

Get a good night’s rest. Figure out the right amount of sleep for you, and commit to getting it every night. Tissues that are damaged during the day by work and physical activities are repaired mainly during sleep.

Visit your health care provider regularly. You should see a care provider at least yearly. Most chronic illnesses are avoidable until an advanced age, as long as we are careful about detecting early signs and are committed to prevention. Avoid risky behaviors.

Pascal J. Goldschmidt, M.D., an internationally renowned cardiologist and cardiovascular researcher, is Senior Vice President for Medical Affairs and Dean of the University of Miami Leonard M. Miller School of Medicine. He also serves as Chief Executive Officer of the University of Miami Health System.

A Winning Balance When the Office is Home

By Steve Pierre, B.Sc ’13

H

aving 900 neighbors living only a stone’s throw from your doorstep isn’t as intrusive and inconvenient as one might think. Just ask Michelle Maldonado, associate professor of religious studies in UM’s College of Arts and Sciences, and faculty master of Hecht Residential College.

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“We were used to being around students who would volunteer with my husband’s nonprofit organization in Guatemala,” says Maldonado, who, along with her husband, Byron, has lived for the past eight years at Hecht, home to hundreds of UM undergraduates. “The real transition for us was having them in our home all the time.”

Maldonado first became intrigued with the idea of serving as a live-in faculty resident when she and her husband moved to Miami after a stint at Loyola Marymount University in Los Angeles.

Faculty Masters are University of Miami professors who live in the residential colleges, serving as a bridge between students’ academics and their social and cultural experience at UM. Reporting to the senior vice provost and dean of undergraduate education, they collaborate with college staff—including

property near the university that was rented to faculty. Maldonado moved into one of the units, which allowed her to become more involved in campus life.

As a Faculty Master at UM, Maldonado and her husband, a professional photographer in UM’s Division of Continuing and International Education, regularly host students for various programs, from discussions on current event issues, to social dinners; even UM President Donna E. Shalala has visited the Maldonado residence.

Faculty masters are professors who live in the residential colleges, serving as a bridge between students’ academics and their social and cultural experience at the University. residential advisors, academic fellows, and others—to help plan and implement educational, academic, social and cultural programs while serving as a role model, advisor, and leader in the residential community.

Maldonado’s own undergraduate experience at Georgetown University laid the groundwork for her interest in sharing a residence with students. “We had chaplains in residence who served as a spiritual presence. They would host programs, and that had a huge impact on me,” she explains. While at Loyola Marymount, the administration purchased

“Having a full-time position as a faculty member, serving as a Faculty Master, and being a mother of two sons is a lot,” Maldonado says.

Despite this, Maldonado still finds time to strike a healthy balance between work and family life and thinks about the balance in terms of weeks rather than days. Between hosting guests and advising students, she finds and dedicates her time to enjoying the benefits of living on this beautiful campus with her family and two dogs.

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“We have a family membership at the Wellness center and my husband and I try to go often, along with our kids. We also take advantage of employee discounts to enjoy activities as a family in our free time.”

As another academic year gets under way and Maldonado reunites with familiar faces and also encounters new ones, she is reminded of not only the impact she has on students, but aslo the impact they have on her and other UM employees.

“When I first started as a Faculty Master, my mindset was, ‘What can I bring to the students and make this a better place?’”

Maldonado recalls.

“Our students have left the comforts of their hometowns to pursue their academic dreams in a multicultural urban setting.” Maldonado feels honored to be in a role that is critical to the students’ succesful transition into the University’s.

“What has really surprised me is how being a Faculty Master has changed me.

It has made me a better professor and given me a better understanding of my students. ”

“What has really surprised me is how being a Faculty Master has changed me. It has made me a better professor and it’s given me a better understanding of my students.

It’s also helped me better understand the University.”

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The

in Numb3rs Facts and figures about the 2014 freshman class.

12,053 9% 21% New ’Canes

accepted to the University.

Increase in student applications from Fall 2013 to Fall 2014.

Increase in foreign student applications from Fall 2013 to Fall 2014.

Freshman geographic distribution by in-state, out-of-state and, international students.

13% 53%

51% 49 % Percentages of male and female freshman students.

34%

716 With a freshman class of

students, Florida has the highest number of enrolled freshmen, followed by New York with 166, New Jersey with 145, and California with 78.

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pro

profiles • p r

•

•

• es

Sharks may not need information on retirement, but that doesn’t mean the researchers who conduct studies on them don’t. For Cassandra Wiggins, director of Human Resources and Faculty Affairs at the Rosenstiel School of Marine and Atmospheric Science, meeting the needs of the faculty and staff’s personal matters, benefits, and more has been her daily goal since she joined the University in 2011. “When I wake up every day, I strive to bring my absolute best self into work – my best attitude, work ethics, commitment, open mindedness, leadership ability, and compassion,” said Wiggins.

• profiles

es • profile ofil s pr

o

s file

files • p r ofi l

Cassandra, an HR veteran of more than 30 years, provides leadership in the strategic needs of the School and is responsible for recruiting and staffing, employee relations, professional and organizational development, and managing the faculty affairs. While the F.G. Walton Smith, the School’s research vessel, may not be her everyday office, her role is crucial in hiring the best and brightest in the marine science field.

CASSANDRA WIGGINS Director, Human Resources

“Although I am not in the classroom teaching and doing research, I help ensure that we have qualified individuals in those roles interacting with our students on a daily basis, and the best research staff to assist in the world-class research that is being done in our labs and the field.”

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In addition to providing guidance to employees on the many services HR provides for them, Cassandra finds the time to serve as a mentor in the University’s Mentor-Protégé Program.

“It’s an honor to participate. I applaud the University for initiating such a program. My mentee and I have engaged in interesting conversations regarding employee relations, policies and procedures, and developing an employee handbook,” she says. The MentorProtégé program includes vendor protégé’s representing various diverse industries in South Florida.

Aside from enjoying her role at the University, Cassandra likes to sing and is even a member of her church choir. “I am a long way from being a professional, but they do allow me to lead a song every once in a while.”

Breast Cancer Awareness Month In honor of National Breast Cancer Awareness Month, Well ’Canes is offering free mammogram screenings to UM faculty and staff.

During the month of October, female faculty and staff members, 35 years of age or older, who are enrolled in a UM/Aetna medical plan are eligible to receive a free 2-D and, if they wish, a 3-D mammogram screening at the UM/Sylvester Comprehensive Cancer Center.

Screening appointments will be available every Wednesday at the center’s Miami location and on Thursday, October 16, at its Deerfield location. For additional details and to learn how you can schedule an appointment, please click here.

UM/Aetna plan members are eligible for one free screening or diagnostic mammogram every year beginning at age 35 (includes breast ultrasound).

Well ’Canes

Incentives Program Designed to help you learn about your personal health, motivate you to maintain or improve your overall well-being, and earn up to $300 by completing various wellness-related activities: When you earn 750 points, you will receive $150 in your UM payroll check.

If you earn an additional 750 points (1,500 total) you will receive an additional $150 in your UM payroll check. You must complete the Pure Wellness Online Health Assessment to earn incentives.

Download the HealthyNow mobile app and manage your Well ’Canes account on the go.

Learn about the Well ’Canes Incentives Program

All faculty and staff enrolled in a UM/Aetna medical plan as primary policy holders are eligible to participate in the incentives program. Deadlines to complete wellness activities vary.

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G VIN G BACK

“From what we get, we can make a living; what we give, however, makes a life.” – Arthur Ashe

“My motivation to give back are the thousands of people in the community who need assistance and are less fortunate than I am. I have known many people, including myself, who have benefitted from the United Way. I was born and raised in Miami, so it means a lot to me to give back and see where the money goes. It’s great that UM has continued to do this for so many years.”

– Aimee Siegal-Harris, Manager, Donor Relations, Diabetes Research Institute, United Way Ambassador since 1987

“Being able to contribute to the United Way through the University has been a very rewarding and fulfilling experience. It is important to give to your community because you never know when you may need it. There’s so much need in this community and this is a great way to ensure those who need the assistance receive it. Even if you can’t contribute too much, a little bit goes a long way.”

– Laila L. Reed, Division Administrator, Clinical, Orthopaedics, United Way Ambassador since 1994

Join the many faculty and staff members who contribute to Momentum2—the breakthrough campaign for the University of Miami. Click on the logo to give back.

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Contribute to TeamUM United Way—your gift can be unrestricted to United Way, designated to a University of Miami fund, or directed to your favorite not-for-profit organization. Click on the logo to give back.

Ride or sponsor a rider for the Dolphins Cycling Challenge, which benefits the Miller School of Medicine’s Sylvester Comprehensive Cancer Center. Click on the logo to give back.

a review of

performance reviews

“I can’t wait to do my perfomance review today,” said no one ever. That’s because performance management is a process, not an event. The day-to-day communication about what needs to be done and feedback on how well it is being done are often overlooked. The informal everyday interactions help set the stage for formal performance reviews, which should not be a surprise. So what should they be?

smart

helpful

SMART

Based on goals Specific Measurable Achievable Relevant Timely

As a supervisor, you should help your team members solve everyday problems by removing barriers; assisting them to get the information, resources or technology they need; breaking down projects; translating long-term goals; clearly communicating expectations and acting as a catalyst to get new initiatives going.

Supervisors and employees should provide fair and accurate feedback, which is most effective when it occurs soon after the event or work is done, and should be given informally on a daily basis.

immediate ISupervisors n revieandw...employees need to be clear about the

expected level of performance and establish achievable goals and time frames, ensure there is regular coaching support, resources and feedback, and discuss all these issues on a regular basis, and not just once a year during an annual performance review.

faculty and staff assistance program The Faculty and Staff Assistance Program offers free monthly seminars. This month’s seminar will provide participants with valuable updated information regarding Social Security benefits.

Presenter, Maria Diaz, a public affairs specialist with MiamiDade Social Security Administration Office, will help participants understand who is eligible to receive benefits, when and how to qualify, and the steps eligible participants need to take to apply for benefits. An HR-Benefits representative will also be in

Write to InsideUM! If you would like to submit a story idea or photo for consideration in an upcoming issue, please submit to:

humanresources@miami.edu

attendance to answer benefits-related questions.

October 28-30, 2014 | 12-1 p.m.

Visit the FSAP website to register and view schedule.

Follow us!

How would you like to win an iPad Mini so you can follow us @Inside_UM? Just stop by the Workday Booth at this year’s Benefits Fair to get a preview of the Workday System and enter for a chance to win one of three iPad Minis.

Learn more about Workday HR...coming in 2015.

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@Inside_UM

Highway to

WEALTH Are you missing out on free money?

If you’re eligible for the University’s Retirement Savings Plans (RSP & RSPII) and aren’t contributing at least 5 percent, you’re missing out on the University’s matching contribution— free money. The University matches what you contribute, dollar for dollar, up to 5 percent of pay (up to the IRS compensation limit). Saving for your retirement is essential to your financial well-being.

HOW DOES WORK? HOW DOES THEITRSP WORK? CORE Contribution—RSP The University makes a contribution equal to 5% of your pay.*

HealthyBITES High-Protein Pancakes

By Jose Szapocznik, Center for Family Studies

Ingredients: 1

Cup of plain yogurt

1

Cup of egg whites

1

Cup of uncooked rolled oats

1

Tablespoon of olive oil

1

Tablespoon of chopped nuts of

choice (optional)

Instructions: Mix all ingredients in a blender. Add chopped nuts and slightly blend for 5-10 seconds to keep nuts crunchy in the pancake mixture.

Spray olive oil in skillet and set to medium heat. Pour 4-inch pancakes onto the pan and flip when bubbles form at the top.

Your VOLUNTARY Contribution—You should contribute a minimum of 5% of your pay (up to IRS limits) and you can start with as little as 1%.

Serve with fruit or low-sugar maple syrup.

Serves 4.

University MATCHING Contribution—The University matches what you contribute, up to 5% of your pay, up to IRS limits. *UMH employees in the RSPII plan receive a University contribution based on years of service.

For maximum benefit, strive to Get started today! save a minimum of By 10-15% of your contributing gross income 5% of your pay, you will be within the 10-15% every year. goal range, thanks to the University’s core and matching contributions.

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Put the power of the U on your side.

“The U” is a major force in South Florida and recognized as one of the nation’s top-tier research universities.* At UHealth – University of Miami Health System, the U delivers direct access to the most highly trained physicians, the latest scientific discoveries, and the most sophisticated therapies and technologies—many of them pioneered and developed right here at the Miller School of Medicine.

UHealth care includes Bascom Palmer Eye Institute, ranked the nation’s #1 eye hospital for 11 years in a row*; Sylvester Comprehensive Cancer Center, with its state-of-the-art diagnostics and treatments; and University of Miami Hospital, home to excellence in a variety of vital medical disciplines. You can also access UHealth care at more than a dozen locations in Miami-Dade, Broward, Palm Beach, and Collier counties.

When you need expert health care, it’s truly all about the U.

*U.S. News and World Report

To make an appointment or for more information, call the dedicated UM employee line at 305-243-CARE (2273) or visit uhealthsystem.com.