REDGUIDE Real Estate Directory & Property Services Guide NOVEMBER 2019 by mark sampson

R EDGUIDE Residential

Commercial

Real

Estate

Industrial

NOV/DEC 2019

Directory

ISSUE #3

Torremolinos - Benalmadena - Arroyo - Fuengirola - Mijas - Mijas Costa LOCAL PROPERTY LISTINGS, SERVICES & HOME IMPROVEMENTS DIRECTORY

RISING BRITISH RESIDENCY

ON THE COSTA DEL SOL

FOR THE FIRST TIME IN MORE THAN 6 YEARS THE NUMBER OF BRITISH RESIDENTS HAS RISEN ON THE COSTA DE SOL IN PREPARATION FOR BREXIT AS LOCALS BECOME LEGAL AND MANY LEAVE THE UK TO ESCAPE INSANE POLITICS & FEAR OF HOUSE PRICES FALLING IN THEIR HOME COUNTRY IN 2020. AFTER REGISTERED BRITISH FELL FROM OVER 75,000 IN 2013 TO UNDER 50,000 IN 2019 WE NOW SEE MANY MORE UK BUYERS COMING TO MALAGA AGAIN.

Uncertainty over future rights and status for British People living in Spain is driving many to register on the Padrón in local town halls, especially in Mijas. Obviously whilst not increasing the number of potential buyers for local properties, these people

are showing their future commitment to a life in Spain regardless of Britains future within the EU. This in itself is a great sign that British ex-patriots throughout Europe are going to succeed where their political elite have failed over the past 3 years by simply adapting to new rules and negotiating mutually beneficial living arrangements within their host country. Thankfully Spain is its own country with only light adoption of the cross border EU

regulations and thus has never really made it seamless to live here as other European countries have done so very little may change post Brexit. The Spanish Government has made a real effort to ensure that rights and status are protected for both British in Spain and the thousands of Spanish nationals living in the UK. Hopefully once the exit is completed we will stop having to advise whether Continental Quilts will still function post Brexit.

Join REDGUIDE Facebook Groups & PROMOTE YOUR PROPERTY, SERVICE OR PRODUCT FOR FREE Benalmadena 3 Bedrooms 2 Bathroom 124m Built Lift Swimming Pool Torrequebrada 2 Bedrooms 1 Bathroom 70m Built Furnished Swimming Pool

4 Bed Luxury New Villa Urbanization Big Blue Exclusive Villas is a space where nature is present in every detail with the aim of improving to the maximum your lifestyle

€715,000

Long Term Rental 2 Bed Apartment Exceptional 5 bed villa located in one of the best areas of Benalmádena, with large spaces and a fantastic garden.

Benalmadena 3 Bedrooms 2 Bathroom 124m Built Lift Pool Arroyo 1 Bedrooms 1 Bathroom 55m Built Gardens Swimming Pool

€800 /month Benalmadena Double Bed 1 Bathroom Lift Swimming Pool Water Park

Benal Beach 1 Bed Studio The apartment has a double bed and a sofa bed for two, kitchen, bathroom with bathtub and large terrace open on

€350 /week

Y IT AL NG QU ETI GH VAL I H R CA

3 Bed Luxury Apartment A stylish blend of contemporary chic and Mediterranean living. Spacious and bright living spaces lead to the outdoor areas creating a perfect indoor-outdoor

€520,000

Jardines de Gamonal 1 Bed Large Apt Large bright living room with direct access to the glazed terrace, large bedroom with built-in wardrobe and marble

Benalmadena 5 Bedrooms 5 Bathroom Gardens Swimming Pool Luxury Fittings

5 Bed Luxury Villa Close to the beach Beautiful newly buit Vill only 5 minutes walk from Puerto Marina Fitted to the highest standard for a truly

€4800/week

Beautiful Apartment Beautiful flat l o c a t e d i n Bellavista, ready to move into. 3 bedrooms with fitted wardrobes and 2 bathrooms. Wood floors, air conditioning

€212,000

4 Bed Luxury Villa Furnished

Exceptional 5 bed villa located in one of the best areas of Benalmádena, with large spaces and a fantastic garden.

€1,500 /month Benalmadena 2 Bedrooms 2 Bathroom Inside Marina Max 4 Persons

Puerto Marina 2 Bed Penthouse Holiday rental apartment in the heart of Puerto Marina. The apartment is located inside the marina, in

LOCAL AREA INFORMATION Schools & Education Local Facilities Local Transport LOCAL SERVICES DIRECTORY Construction & Maintenance Professional & Legal Services Interior Design & Furnishings Bathrooms & Kitchens Gardens & Swimming Pools FEATURED PROPERTIES Luxury Homes & Villas Urgent Sales & Reposessions Investment Opportunities Land & Commercial Investments NEW DEVELOPMENTS & GOLF INVESTMENTS SAVE THOUSANDS WITH OFF PLAN & GOLF RESORT DEALS PROFESSIONAL ADVICE COLUMNS Regular articles on: LAW - TAX - CONSTRUCTION BUYING - SELLING - RENTING MAINTENANCE & IMPROVEMENT FEATURE YOUR PROPERTY, BUSINESS FOR SALE OR RENT WITH QR CODE DIRECT LINK FOR ONLY

€20 a month or

€95

until SOLD or RENTED

€810 /week

952939116

www.clinicapalomacabello.com

www.europarking.es

Benalmadena 4 Bedrooms 2 Bathroom 200m Built 600M Plot Swimming Pool

€650 /month

Have your vehicle cleaned ready for your return to Spain

Ctra. Guadalmar 53, Malaga 29004 - E: parking@europarking.es Tel: +34 629 379 818 - W: www.europarking.es

ARROYO 3 Bedrooms 2 Bathroom 124m Built Lift Pool

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BARGAIN

DIRECT FROM THE OWNER - LUXURY VILLA - HOME WITH GREAT INCOME ALL YEAR ROUND Villa for sale in Benalmadena, with 3 bedrooms, 1 bathroom, plus 4 separate apartments all with en suite bathrooms and kitchenettes, the property was built in 1985 and has a swimming pool (Private) and a garden (Private). Regarding property dimensions, it has 489 m² plot, 326 m² interior, 51 m² terrace. This property, with orientation S/W, has the following facilities: Fully fitted kitchen, Close to shops, Close to town, Close to port, Close to schools, Guest apartment, Utility room, Fireplace, Basement, Guest room, Storage room, Mountainside, Private terrace, Amenities near, Separate apartment, Sea view, Country view, Transport near, Laundry room, Internet - Wifi, Covered terrace, Air conditioning, Garden view, Close to children playground, Close to sea / beach, Close to golf, Uncovered terrace, Fully furnished, Excellent condition and Urban view.

LARGE FAMILY HOME

489m Plot 386m Built Monte Alto, Benalmadena

4 BEAUTIFUL APARTMENTS

3 Bed Luxury Villa Plus 4 x Fully Fitted 1 Bed Apartments Amazing Income Opportunity Covered Terrace Double Glazing Ensuite Bathroom Private Garden Private Pool Outside Dining Area Great Views Near Transport Private Terrace Storage Room Utility Room

HUGE INCOME OPPORTUNITY

AMAZING HOME WITH INCOME FROM €6000 - €18,000 MONTHLY RENTING PART OR WHOLE AS VACATION RENTAL

Scan this QR code to arrange a viewing with the owner or call owner direct on

+34 633488949

www.REDguide.NET

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Tourism Costa and Andalucía attend the World Travel Market

Costa del Sol Resort 20 23 intu Costa del Sol is a global resort like no other, combining jaw-dropping experiences in an outstanding environment with the very best in hospitality, leisure and retail located in Torremolinos This new international destination will include the very best in retail, more than 20 different leisure activities, two hotels, a complete range of F&B options, a beach club, a 5000-person concert venue and much more.

Brexit fears, the Thomas Cook collapse, and now Norwegian Airlines looking decidedly dodgy are doing nothing for the travel market just now but our local and regional Tourism agencies are sending their very best teams to ensure we on the Costa del Sol remain at the forefront of the industry we rely so heavily on for our livings. The annual event is the most important in the marketing calendar and this year is maybe the most important for Spain to sell itself to the industry and potential visitors to counter any real or imagined future restrictions for British travellers post Brexit. The eyes of the tourism industry are on London's ExCeL centre with this huge trade fair held from 4 to 6 November as it is one of the most important globally and is especially important to the Costa del Sol and the Andalucía region because of the importance of British visitors to the local economy. Pulling Out ALL The Stops The team aimed to have 3,500 business meetings as well as welcome 18,000 visitors to the 500-square-metre regional stand during this, the 40th and largest event in its history. The regional tourism team was also planning 15 important promotional activities in the British market before the end of the year. Provincial representative for the regional tourism ministry, former Mijas councillor Nuria Rodríguez, said to the Sur in English newspaper recently, “It's a great time for the Costa. There's more than 50 hotel projects in the

Stunning Interiors

Beautiful Bathrooms

Amazing Pool & Club

Gorgeous Gardens

pipeline." and the paper recently reported that an English developer has confirmed the investment of over €800m in a huge resort near Malaga airport in the town of Torremolinos which could increase both capacity and vacation facilities for hundreds of thousands more visitors from 2023 onwards. Costa del Sol Tourism Turismo Costa del Sol will have its own 200-squaremetre stand and also be sending a large delegation to London and carrying out promotional activity, including advertising on the Underground with the slogan, "Now more than ever". Francisco Salado, president of Turismo Costa del Sol said to the local Press that they would not simply be re-afirming the established image of the resort but promoting a fresh and exciting region dedicated to creating amazing memories with new focus on Golfing and Low Season travel opportunities. Individual town halls from along the Costa will also be taking part as usual, including Malaga city, which will have its own separate stand. SUR in English plays a vital part This year the SUR in English team returns to the World Travel Market with its own stand as usual. The biggest local newspaper for English-speaking readers will be distributing a special edition to attendees as well as publishing a supplement in London's morning paper, City A.M., on Monday 4th. As the only English language newspaper with a daily Spanish tabloid in circulation for over 25years they remain the best known publisher on the coast to the millions of visitors to our region and this continued commitment to tourism is worthy of much praise.

The resort will comprise of eight vibrant neighbourhoods curated to provide unique experiences and something for everyone. With €800m investment, intu Costa del Sol will create a place for brands to flourish and offer visitors a unique opportunity to experience the latest and most innovative retail experiences available.

New Construction of 10 Luxury Apartments: 1 & 2 bedrooms, 170m from the beach with high quality finishes and Air conditioning, Fully Fitted Kitchen, KRION countertop, Top Brand Appliances, PVC Closures, security glass 5 + 5 chamber 12 + 6, LED lighting, Sound Insulation, Design doors, Built-in wardrobes, Design decoration, Sanitary ware Teka, Tiles, Flooring Porcelain KERABEN, Glass and stone Gressite in the bathrooms, exterior facade in Monolayer and Stone cladding. Pool Club & Restaurant. (In front of Pez Espada Hotel)

CARIHUELA BEACH LUXURY APARTMENTS from only €150,000 + Tax For More information call 658277410 or 610919001 to arrange a viewing Or visit one of our office locations in: BENALMADENA COSTA, MALAGA CENTRO & TORREMOLINOS

Avd del Sol 16 local 1, 29631 Benalmádena Costa, Telf. 951 439 968

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NEW BUILD DEVELOPMENTS

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This attitude gives great confidence in the long term security of property values and business investments.

Availability

Apartments on the 1st and 2nd line beach are very quickly sold when they become available as they give high returns and mostly rented to tourists.

Facilities This location has absolutely everything you could ever want, great bars & restaurants, sports, beach, shops, parking, kid zones & so much more.

A TU

This much loved and established resort town has experienced almost a century of visitors from all over the world, each travelling to enjoy the combination of sandy beaches, amazing history and exciting nightlife. One of the very first tourist resorts in Spain and certainly one of the most famous, Torremolinos has undergone a rapid modernisation and improvement program in recent years to help secure its future rather than rely on past success.

€325.000

TORREMOLINOS

Transport Buses to everywhere you want to travel stop on the N30 coast road, taxis wait in the at key points 24HRS to take you anywhere & of course boats

Torremolinos - El Pinar 635m Built 6 Bed 3 Bath

Schools State schools are great for ex-pats here as so many people speak English but we are very close to the British College in Torrenueva for private tuition.

2 dwellings large exotic Health Pharmacy, medical centre and even massage therapy are garden on the high street and medical centres, hospitals, dentists & many health specialists are close by.

6 bedroom house in El Pinar neighborhood, Torremolinos. This Chalet is distributed on two floors. The first of 163 m2, has a spacious living room with fireplace, closets and library. A fully equipped kitchen and a dining room with custom

Employment Torremolinos is a major tourist resort with many opportunities within the leisure trade, and Malaga City only minutes away on bus, train or car.

Featured Properties

designed cabinets. On this floor we find 2

Beaches, bars, restaurants, shops, great events and nightlife in & around Torremolinos for 100 years The centre of Torremolinos is alive 365 days of the year. Its streets, full of stores and restaurants, are perfect for discovering the way in which tradition and modernity combine in this town perched on the western shore of Malaga Bay. The cuisine is a strong point, offering variety that ranges from tapas, fried fish and shellfish to the finest haute cuisine, with restaurants to suit all tastes. The centre also has a wide assortment of open-air cultural events and an exciting nightlife for visitors wishing to prolong the fun. The centre of Torremolinos has many noteworthy parts, but one stands out above all: calle San Miguel. It is the town’s commercial hub and one of its most visited and bustling arteries. You can find almost anything: bars,

restaurants, shops, tourist services, etc. Leisure, culture, fashion, sport, accessories, jewellery and gifts make up a selection for all tastes and ages. It is the town’s true heart, which also beats in streets such as calle Cauce, calle Casablanca and avenida Palma de Mallorca, not forgetting the plazas Andalucía and La Nogalera. Special mention should be made of the redevelopment which plaza Costa del Sol, currently trafficfree, is now undergoing, along with plaza de la Independencia, accessed from calle María Barrabino. In more recent years becoming as famous for its GLBT community as it once was for being visited by Stars of Screen and Stage, continuing to bring colour and excitement to this once small fishing village. Towards the Malaga end of the resort there are many lovely houses and apartment being built close to the beach that provide great opportunities to enjoy the lively resort from a perfect distance to retain peace and quiet at home. For those wanting to live and work in the resort itself, there are myriad apartments for sale and rent from a few hundred Euros a month rent to many €millions to buy.

bathrooms and 4 bedrooms The ground floor ? 73 m2 has entrance, 2 bedrooms, a bathroom, a cellar with bar and lounge is added. The house has the possibility of being divided into two parts. Currently, the plot has a large exotic garden,

Beautiful bright and spacious house for sale in Benalmadena. Costa LA LOMAS DE BENALMAR

1 beds 2 Bathroom Large Terrace Swimming Pool 3 Garages €172.000 Air Con/Heating 40m2 Internal Great Location 2 car parking

BBQ and a large urban garden on the terrace. SCAN THIS CODE TO VIEW THIS OPPORTUNITY Well built villa built on three levels with a Spanish International touch, located in a sought after area of

4 beds 3 Bathroom Large Terrace Swimming Pool Garage €1.195.000 Air Con/Heating 400m Build 1200m Plot Great Location

enquire by phone - call 633 488 949 or scan the QR code and we will call you right back

Scan the QR code to see

Featured Areas of Torremolinos LA CARIHUELA

PLAYAMAR

MONTEMAR

What’s On Where

in Torremolinos

The liveliest neighbourhood in town If you want to know the true idiosyncrasy of Torremolinos, La Carihuela is the ideal place – an old seafaring neighbourhood to the west, specifically in the south-west of the town. A pleasant and relaxing experience next to the sea. The inhabitants of La Carihuela originally lived off the fruits of the sea: the tasty fish and shellfish offered by the Mediterranean at this extreme of Malaga Bay. However, the growth in tourism from the 1950s onwards opened new possibilities, chiefly with restaurants and chiringuitos (beach restaurants) where locals and tourists enjoy the fishing catch. Today the area has been modernised but it retains a large part of its original essence, with traditional shops and narrow lanes evocative of the traditional street layout so typical of Andalusia.

The beach of Playamar In the urban municipality of Torremolinos, is 18 km from the city center, and is located between Los Alamos beach and Bajondillo beach. The also called Retiro beach, is dark sand and moderate waves, and has an area of ? 1,000 meters in length and 50 meters in average width. This beach is ideal for water sports such as windsurfing, sailing or scuba diving. We can also play volleyball in the nets that are installed in the arena. In summer season we can find kiosks, hammock rental services and nautical equipment such as pedal boats. In addition, in the hot months we can enjoy the shows that are organized there. The beaches of Torremolinos stand out for their animation during the day and night, this is what happens thanks to its beach clubs.

Equipped kitchen, living room, fitted wardrobes, terrace with magnificent sea views, south facing, very bright. It is fully furnished &

One of the most popular areas and a delightful residential area Montemar stands in the upper part of the town, just above La Carihuela. It is a residential area with its own local train station, Montemar Alto. Parque de La Batería (Battery Park) is great for the family. Also, El Calvario is one of Torremolinos’ most popular neighbourhoods and is in the upper part of the town, to the west of the centre. There are several bus stops serving the large part of the resident population concentrated here. On Thursdays there is a very popular street market, and it is an area with typical shops and long-established bars. There is a fountain bringing water from the springs and which people use for their water supplies. In short, a neighbourhood which preserves the essence of the village that was Torremolinos.

Thinking of moving to Benalmadena Pueblo? Act fast! Prices have been rising here for over 2 years

Large Newly built Luxury apartment close to both park & beach with large swimming pool, marble floors, large

enquire by phone - call 633 488 949 or scan the QR code and we will call you right back

1 beds 1 Bathroom Large Terrace Swimming Pool Large Garage €196.000 Air Con/Heating 50m Internal Gardens Great Location Close to Park 3 beds 2 Bathroom Large Terrace Swimming Pool Garage €420.000 Air Con/Heating 115m Build Great Location Beach & Park

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BENALMADENA COSTA

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Availability

€345.000

Apartments on the 1st and 2nd line beach are very quickly sold when they become available as they give high returns and mostly rented to

Facilities This location has absolutely everything you could ever want, great bars & restaurants, sports, beach, shops, parking, kid zones & so much more.

Transport Buses to everywhere you want to travel stop on the N30 coast road, taxis wait in the at key points 24HRS to take you anywhere & of course boats

Benalmadena-Torrenueva Schools 200m Built 4 Bed 3 Bath

State schools are great for ex-pats here as so many people speak English but we are very close to the British College in Torrenueva for private

2 line beach large garden Health

Beautiful semi-detached villa with spectacular views of the sea and the mountains in a private urbanization located in Torremuelle, Benalmádena, just 500 m from the beach. It is distributed in 3 levels. On the lower level it has a

Pharmacy, medical centre and even massage therapy are on the street and hospitals, dentists & many specialists are close by.

Employment Benalmadena is a major tourist resort with many opportunities within the leisure trade, and Malaga City only minutes away on bus, train or car.

Featured Properties

large living room with fireplace, large kitchen with

Avenida Antonio Machado (N340) is part of our longest coast road, leading from Cadiz to Barcelona and passing parallel to the sea front behind the promenade. Running past dozens of our best bars, clubs and restaurants, from 24HR Square to Castilo Bil Bil, Sunset Beach Resort, to Hotels, Casino and Golf Club at Torrequebrada, Between the Marina and Sunset Beach you encounter some fantastic experiences with great Cocktail bars like Angels, near McDonalds, and Caesars Cocktails just behind the famous burger franchise, the Rodeo Steak House, IndiMex and Pasta Pizza restaurants opposite the windmill roundabout, the highly rated MILAN Indian/Italian restaurant, Naranja restaurant on the short walk up Hill to Paloma Park, and the many great bars near to our newest 5 Star hotel the Alaysa Playa such as

Dirty Harry’s (Harry del Soucio), Mullarkeys (with music every night) and the Famous Lilley Langtrees next to the Noor Mahal and Najar Mahal Indian restaurants. Beyond 24HR square towards Los Porches you also encounter the long established Irish Times, newly opened Area 51, famous for its Pool teams and relaxed atmosphere, the White Swan with its afternoon Pub Quiz’s and fantastic home made chips, the newly opened Darcies already becoming famous for Motown music and Cocktails, right opposite the best Gourmet Burger & Grill Bar, “All Grill”. before reaching Los Porches area This area of the town is mainly dedicated to tourism and leisure, so if you are thinking of buying one of the available apartments or homes on this coastal area, itr is worth taking into consideration the lack of parking, the entertainment bars and late night noise that may not be so much fun in 20 years time. Just a thought.

laundry, toilet, front patio with beautiful views and storage patio with barbecue area and jacuzzi. First floor with 3 bedrooms with two bathrooms, one of them en-suite and with its own southfacing terrace, and 1 extra room for office or

Beautiful bright and spacious house for sale in Benalmadena. Costa LA LOMAS DE BENALMAR

1 beds 2 Bathroom Large Terrace Swimming Pool 3 Garages €172.000 Air Con/Heating 40m2 Internal Great Location 2 car parking

bedroom. It also has communal garden and pool areas SCAN THIS CODE TO VIEW THIS OPPORTUNITY

Well built villa built on three levels with a Spanish International touch, located in a sought after area of

4 beds 3 Bathroom Large Terrace Swimming Pool Garage €1.195.000 Air Con/Heating 400m Build 1200m Plot Great Location

enquire by phone - call 633 488 949 or scan the QR code and we will call you right back

Featured Areas of Benalmadena PALOMA PARK

Paloma Park is not only central to the resort of Benalmadena Costa but a key attraction to both residing within and visiting the area. It is beautiful, with live chickens walking around, dolphins, birds of prey, penguins and so much more to enjoy for the whole family.

THE WHITE SWAN Great Food & Drinks All year round

The Auditorium bar is a fantastic to rest and while with friends and family, and the Europe Bar is now open at the entrance opposite Pueblo Qunita Selwo marina is in the heart of the park with many shows each day during the season and plenty to enjoy in the winter. The park is also home to our weekly Wednesday markets and many of the festivals and fiestas are in here, from the annual Big Trucks Show to the regular Spanish Fiestas which are a sight for sore eyes and so much fun to both watch and participate.

PUERTO MARINA

WEDNESDAY & SATURDAY

5.30 BINGO GREAT PRIZES GREAT FUN

Benalmadena Puerto Marina rates amongst the best in the world, proof of which is the fact that it is several times winner of the ‘Best Marina in the World’ award. With 1,100 moorings for boats of all nationalities and up to 16 meters

Benalmadena Pueblo was founded during the Muslim invasion of the Iberian Peninsula in the eighth century. It was originally named Ben-Al-Madina by the Arabs, which when translated means "children of the mines". This was because ochre and iron ore were once mined locally. Today, the Pueblo has become a beautiful village of whitewashed houses, adorned by brightly coloured flowers. The municipality of Benalmadena, which includes Arroyo de la Miel, Benalmadena Costa and Torremuelle, is governed by the town hall in the Pueblo. There are many places of interest in and around the Pueblo. Plaza Espana in the centre of the village, is a typical Andalucian square. This is where you will find a fountain with a statue of La Nina, who has become the symbol of Benalmadena. Around the perimeter of the square there are some lovely restaurants surrounded by orange trees.

Near Irish Times & 24HR Square

GREAT PEOPLE

‘Puerto Marina’ is one of the Costa del Sol’s busiest centres by day and night. For the energetic, the nightlife carries on in sophisticated bars and clubs to suit most all tastes. You can visit Benalmadena every year for decades and never tire of this beautiful combination of luxury living with affordable bars , nightlife, Kids Play areas and dining experiences. The Ferry to Fuengirola is also a great experience as you get to see the private beaches only reachable by boat or through someones garden by invitation, Also see the whole coast from a totally unique view not seen by those who remain on land.

BENALMADENA PUEBLO

Behind McDonalds & up the steps for Real Fun

Featured Properties

Equipped kitchen, living room, fitted wardrobes, terrace with magnificent sea views, south facing, very bright. It is fully furnished &

Thinking of moving to Benalmadena Pueblo? Act fast! Prices have been rising here for over 2 years

Large Newly built Luxury apartment close to both park & beach with large swimming pool, marble floors, large

enquire by phone - call 633 488 949 or scan the QR code and we will call you right back

List your property FREE at: www.REDguide.NET

8 www.redguidebenalmadena.com

Availability

Fuengirola

Recently some amazing new developments have been built to compliment the huge range of property available in and around Fuengirola, from studios to mansions

This much loved and established resort town has experienced almost a century of visitors from all over the world, each travelling to enjoy the combination of sandy beaches, amazing history and exciting nightlife.The town is the final stop on the coastal train line and a hub for transportation throughout the Costa del Sol with buses leaving the station for Gibraltar, Marbella, Malaga and Nerja regularly. The long sandy beach is lined with great bars and restaurants for miles from Benalmadena though to El Faro & Castillo with lots of entertainment and fun to be had.

Town Centre Los Boliches Los Pacos Castillo

Facilities This location has absolutely everything you could ever want, great bars & restaurants, sports, beach, shops, parking, kid zones & so much more.

Transport Buses to everywhere you want to travel stop on the N30 coast road, taxis wait in the at key points 24HRS to take you anywhere & of course boats

Schools State schools are great for ex-pats here as so many people speak English but we are very close to the British College in Mijas for private tuition.

Health

Pharmacy, medical centre and even massage therapy are on the high street and medical centres, hospitals, dentists & many health specialists are close by.

Employment Fuengirola is a major tourist resort with many opportunities within and outside of the leisure trade. Also Malaga City & Marbella are only minutes away.

Featured Properties 2000 years of history intertwined with over 70 years of modern growth Previously, a tiny fishing village, Fuengirola has become a vibrant metropolis with character. The advent of many up-market tapa bars, good cafes and restaurants, interspersed with chic boutiques and other shops of interest, as well as fabulous beaches makes it the perfect holiday destination. The main square, Plaza de la Constitución, has been re-designed but still retains its unique enchantment. It looks pretty especially at Christmas, when it is decorated with very attractive lights and ornaments. It is also attractive during the Fuengirola summer feria, when the whole town takes part in the annual street celebrations. A walk down the narrow, pedestrian streets leading off the main square is a voyage of discovery for the many visitors, who come across some of the hidden secrets and delightful corners of this friendly, Andalucian town. Since the 1960’s, foreigners have been discovering the joys of living in Fuengirola. At the beginning of the

1960’s, there were around 8,500 people living in this small village. By 1980 there were some 30,000 and now there are over 63,000 official residents. In the summer season, this number swells enormously with tourists. Only 25km from Malaga International Airport and one of the most popular destinations on the Costa del Sol. Easily accessible by road, rail or bus, it is not difficult to see why this buzzing cosmopolitan town on the Mediterranean is the number one choice for so many for so long. The active fishing port and leisure Marina provide a home to an all too often overlooked selection of wonderful bars, restaurants, entertainment venues and adventures that used to surround the towns Sunday market until it moved near to Hotel Pyramides in the early 2000's leaving the location a little hidden in plain site right opposite the centre of nightlife Property here is at a premium as the investment returns are great during summer months and still remain good in winter due to the huge number of golfers that visit from Britain and Northern Europe when it is too cold and wet to play at home.

Beautiful bright and spacious house for sale in Benalmadena. Costa LA LOMAS DE BENALMAR

Well built villa built on three levels with a Spanish International touch, located in a sought after area of

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Featured Areas of Fuengirola LOS BOLICHES

CARVAJAL

PUERTO MARINA

One of the most popular neighbourhoods in town The most lasting heritage in Los Boliches is the tradition of the fishing folk who have lived there through the generations. Still today, fishermen catch wonderful fresh fish which is served in the typical beach bars and restaurants. Between the main street and the sea there are lovely little narrow streets buzzing with the lively Andalucian atmosphere and with wonderful local seafood and fresh fish dishes to choose from. Although very much a popular beach resort area, Los Boliches also has a reassuring sense of permanence. It is home to well integrated year round residents – Spanish and foreign alike – many of whom originally came at one time for a holiday and could find no reason to leave. As well as some of the best bars and restaurants to choose from, Los Boliches also boasts some of the finest beaches in Fuengirola. The beach of Carvajal Carvajal is Fuengirola's most easterly district which overlaps into Benalmadena. It is mostly known for the Carvajal beach and public promenade which runs the entire length of the district. Carvajal is really a narrow strip of coastline strip of coastline where the steep hills come down to the coast. It is essentially on the sea side of the railway line and mostly on the sea side of the coast road. The road used to be the very busy main N-340 coast road before the motorway was completed in the early 1990's. Nowadays the traffic is local traffic and planter area and roundabouts have be added. Whereas Torreblanca next door has been developed on the hillside above the railway line, Carvajal has remained largely reminiscent of the Spanish fishing village it always has been with many lively bars, restaurants and hotels bringing the area into modern times. Fuengirola Port & Sporting Marina Fuengirola port is a hive of activity all year round and it offers a full range of facilities to the public. It is also a very popular area for outdoor café culture and has excellent terrace restaurants incorporating bars offering an interesting night life. The port is located mid way along Fuengirola promenade just down from Fuengirola Bus and Train station. The other side of the port is a sports and leisure marina, with over 225 berths (lengths ranging from eight to 20 metres). The facilities are all you would expect from a 21st century marina, with all modern conveniences at each berth. On dry dock there is a crane facility on hand for boats up to 6 tonnes and a lift service for those up to 35 tonnes.From the busy, modern marina area there are many companies offering pleasure trips, boat charters, fishing trips (including excellent tuna fishing), speed boat hire and Dolphin watching trips.

Equipped kitchen, living room, fitted wardrobes, terrace with magnificent sea views, south facing, very bright. It is fully furnished &

Thinking of moving to Fuengirola? Act fast! Prices have been rising here for over 3 years

Large Newly built Luxury apartment close to both park & beach with large swimming pool, marble floors, large

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Mijas Mijas & & Mijas Mijas Costa Costa Mijas Pueblo Campo de Mijas Las Lagunas La Cala de Mijas Torrenueva Riviera Calahonda Elveria

Mijas Pueblo Las Lagunas La Cala de Mijas Riviera Calahonda

A Huge area spanning miles of beaches, high mountain ranges and thousands of years of history Mijas is more than a place or a town, it is an ecosystem of villages, communities and resorts so diverse that many have spent a lifetime exploring the area without completely experiencing all it has to offer. Mijas Pueblo is an ancient white village with Donkey Taxis, Paradors, beautiful gardens and even an active Bullring, surrounded by residential communities dotted around the mountains, overlooking Las Lagunas to La Cala beach resorts - each with their own story to tell. Mijas Costa is the part of the municipality of Mijas which covers the 12 kilometre stretch of coastline joining (from East to West) El Chaparral, La Cala de Mijas, El Combo and Calahonda and takes in the two major urbanizations, Riviera del Sol and Sitio de Calahonda. Although just a twenty minute drive from little village of Mijas which is still steeped in the old Andalucian

Availability Recently some amazing new developments have been built to compliment the huge range of property available in and around Fuengirola, from studios to mansions

Over 1000 years of History & Donkeys make this town so interesting that many thousands of visitors from China, America and the Arab world come to visit the area. Millions have enjoyed the huge variety of things to see and to do throughout this huge area that incorporated ancient white villages, long sandy beaches, exclusive resorts and mountain hideaways. Residents of Mijas are fortunate to live in one of the most interesting and attractive areas of Spain yet property prices remain very affordable for the many people in search of idylic lifestyles without the cost, although we do have many multi millionaires here in Mijas

Facilities This location has absolutely everything you could ever want, great bars & restaurants, sports, beach, shops, parking, kid zones & so much more.

Transport Buses to everywhere you want to travel stop on the N30 coast road, taxis wait in the at key points 24HRS to take you anywhere & of course boats

Schools State schools are great for ex-pats here as so many people speak English but we are very close to the British College in Mijas for private tuition.

Health

Pharmacy, medical centre and even massage therapy are on the high street and medical centres, hospitals, dentists & many health specialists are close by.

Employment Fuengirola is a major tourist resort with many opportunities within and outside of the leisure trade. Also Malaga City & Marbella are only minutes away.

Featured Properties

traditions and customs, the residential and beach life of Mijas Costa is very much 21st century. Holiday rentals available range from small studio apartments for holiday rentals to major villa developments with a sea and mountain view from the private pool. The beach life offers water sports ranging from jet skis, waterskiing, wakeboarding, windsurfing, parapenting and more The two large urbanizations, Sitio de Calahonda and Riviera del Sol are catchment areas forming large villages in their own right and have all the amenities such as commercial centres, supermarkets, golf course, sports centres, bars and restaurants for every day living. Many British and other foreign residents live here permanently and in summer, it is also very popular with holidaymakers in hotels and rented properties. Due to the great number of English speaking residents and visitors, it is easy to find English medical centres and most people there can speak the English language amongst other European tongues. Property in and throughout Mijas is always popular and has been rising in value faster than most areas of Spain although a luxurious lifestyle here remains very affordable.

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Well built villa built on three levels with a Spanish International touch, located in a sought after area of

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Featured Areas of Mijas & Mijas Costa MIJAS PUEBLO

LAS LAGUNAS

MIJAS COSTA

What’s On Where

PROFESSIONAL WORLDWIDE MOVERS

in Mijas

Beautiful White Village with over 1000 years of history One of the jewels of the Costa del Sol is the beautiful little village of Mijas, which nestles comfortably in the mountainside at 400 meters above sea level about 10km from the coast. Of the ten thousand population, there are so many foreign and English speaking residents in and around the village that the Town Hall has a very helpful Foreigner's Department, which caters for the needs of those residents who do not speak Spanish. When you wander through the narrow cobbled streets of this Andalucian village, you can understand what has attracted foreigners over the years. Many artists and writers have made it their home, enjoying the benefits of an excellent all year round climate, without being part of the busier, more commercial coastal towns. Despite its huge popularity with tourists, Mijas Pueblo has somehow retained its traditional Andalucian way of life, the locals displaying their passion for all things festive

UK - SPAIN - PORTUGAL

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Las Lagunas ( The Lagoons) There are some residents, mostly foreign, that after having lived in the area for decades still cannot tell you where Fuengirola starts and Las Lagunas ends, On the one hand, who really cares as both are amazing, and on the other the advantage is being so close to all the action and facilities but enjoying almost total peace and a more normal Spanish village life. It is a rare and wonderful combination. House prices are cheap considering the distance to the beach and the balance between new developments and much more traditional property is almost unique and idyllic. Returns for pure investment are less than the seafront of Fuengirola and other Mijas villages but as a place to live - it has everything you could want - in whatever situation you find yourself From Fuengirola to Marbella and so much more ... Mijas Costa is a 12 kilometre coastal stretch of modern (post 1960) tourist orientated development including the popular La Cala de Mijas (Mijas cove) and Sitio de Calahonda (a large residential estate) within the municipal district of Mijas. Mijas Costa is located between Fuengirola and Marbella, being at least 10km away from the village of Mijas and having to pass through Fuengirola to get between one and another leads to some confusion. Tourists who are not intersted in municipal affairs see Mijas Pueblo and the districts of Mijas Costa as different places. Mijas municipal district is comprised of three very different areas, Mijas Pueblo (the village), Mijas Costa (the coastal strip) and Las Lagunas (a modern residential and comercial area). There are also three small rural out-lying districts called Entrérros, Osunillas and Valtocado.

ROY TREVOR REMOVALS

Equipped kitchen, living room, fitted wardrobes, terrace with magnificent sea views, south facing, very bright. It is fully furnished &

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Large Newly built Luxury apartment close to both park & beach with large swimming pool, marble floors, large

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List your property FREE at: www.REDguide.NET

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PROPERTY FOR SALE BY PRICE

4,000 PARKING/STORAGE ROOMS FOR SALE IN COSTABELLA 5,000 COMMERCIAL FOR SALE IN MARBELLA - 1 BATHROOM 6,500 COMMERCIAL FOR SALE IN CALAHONDA 6,800 PARKING/STORAGE ROOMS FOR SALE IN ELVIRIA 7,000 COMMERCIAL FOR SALE IN RIVIERA DEL SOL 7,950 PARKING/STORAGE ROOMS FOR SALE IN NUEVA ANDALUCIA 8,000 COMMERCIAL FOR SALE IN LOS PACOS 8,500 PARKING/STORAGE ROOMS FOR SALE IN RIVIERA DEL SOL 9,000 PARKING/STORAGE ROOMS FOR SALE IN ARTOLA 9,000 PARKING/STORAGE ROOMS FOR SALE IN ARROYO DE LA MIEL 9,500 COMMERCIAL FOR SALE IN MÃ• LAGA 9,900 COMMERCIAL FOR SALE IN ESTEPONA 10,000 PARKING/STORAGE ROOMS FOR SALE IN ATALAYA 10,900 PARKING/STORAGE ROOMS FOR SALE IN BENALMADENA 11,000 PARKING/STORAGE ROOMS FOR SALE IN COÃ• N 11,000 PARKING/STORAGE ROOMS FOR SALE IN CALAHONDA 11,000 PARKING/STORAGE ROOMS FOR SALE IN MIJAS GOLF 11,000 COMMERCIAL FOR SALE IN CALAHONDA 11,500 PARKING/STORAGE ROOMS FOR SALE IN ESTEPONA 11,500 COMMERCIAL FOR SALE IN MIRAFLORES 11,800 PARKING/STORAGE ROOMS FOR SALE IN LA DUQUESA 12,000 COMMERCIAL FOR SALE IN MALAGA - 1 BED 1 BATHROOM 12,000 COMMERCIAL FOR SALE IN ELVIRIA 12,800 PARKING/STORAGE ROOMS FOR SALE IN GUADALMINA ALTA 12,900 PARKING/STORAGE ROOMS FOR SALE IN LA QUINTA 13,000 COMMERCIAL FOR SALE IN BENALMADENA 13,000 PARKING/STORAGE ROOMS FOR SALE IN LOS BOLICHES 13,500 PARKING/STORAGE ROOMS FOR SALE IN RIVIERA DEL SOL 14,000 PARKING/STORAGE ROOMS FOR SALE IN PUERTO BANÃšS 14,000 PARKING/STORAGE ROOMS FOR SALE IN FUENGIROLA 14,000 COMMERCIAL FOR SALE IN SAN PEDRO DE ALCÃ• NTARA 14,000 COMMERCIAL FOR SALE IN CALYPSO - 1 BATHROOM 14,400 COMMERCIAL FOR SALE IN MARBELLA - 2 BATHROOMS 15,000 PARKING/STORAGE ROOMS FOR SALE IN FUENGIROLA 15,000 COMMERCIAL FOR SALE IN MARBELLA 15,000 PARKING/STORAGE ROOMS FOR SALE IN LOS BOLICHES 15,000 PARKING/STORAGE ROOMS FOR SALE IN TORREBLANCA 15,000 COMMERCIAL FOR SALE IN SOTOGRANDE PUERTO 15,500 COMMERCIAL FOR SALE IN THE GOLDEN MILE 16,000 COMMERCIAL FOR SALE IN ESTEPONA 16,000 COMMERCIAL FOR SALE IN NUEVA ANDALUCÃ• A 16,000 PARKING/STORAGE ROOMS FOR SALE IN ELVIRIA 16,500 PARKING/STORAGE ROOMS FOR SALE IN ESTEPONA 17,500 COMMERCIAL FOR SALE IN CASARES PLAYA 17,500 COMMERCIAL FOR SALE IN LOS BOLICHES 18,000 PARKING/STORAGE ROOMS FOR SALE IN ESTEPONA 18,500 PARKING/STORAGE ROOMS FOR SALE IN MIJAS GOLF 18,900 COMMERCIAL FOR SALE IN MARBELLA 18,900 PARKING/STORAGE ROOMS FOR SALE IN ESTEPONA 19,000 PARKING/STORAGE ROOMS FOR SALE IN ESTEPONA 19,500 PARKING/STORAGE ROOMS FOR SALE IN COÃ• N 19,900 COMMERCIAL FOR SALE IN ESTEPONA - 1 BATHROOM 19,900 COMMERCIAL FOR SALE IN ESTEPONA 50,000 COMMERCIAL FOR SALE IN MÃ• LAGA 50,000 COMMERCIAL FOR SALE IN FUENGIROLA - 2 BATHROOMS 50,000 HOUSE FOR SALE IN ALOZAINA - 2 BEDROOMS 2 BATHROOMS 50,000 PLOT FOR SALE IN COIN 50,000 COMMERCIAL FOR SALE IN BENALMADENA COSTA - 2 BATH 50,000 PLOT FOR SALE IN COÃ• N 50,000 PLOT FOR SALE IN COÃ• N 50,000 HOUSE FOR SALE IN GUARO - 1 BEDROOM 1 BATHROOM 50,000 HOUSE FOR SALE IN ALOZAINA - 3 BEDROOMS 1 BATHROOM 50,000 HOUSE FOR SALE IN YUNQUERA - 2 BEDROOMS 1 BATHROOM 50,000 COMMERCIAL FOR SALE IN MARBELLA - 1 BATHROOM 50,000 COMMERCIAL FOR SALE IN FUENGIROLA - 2 BATHROOMS 50,000 COMMERCIAL FOR SALE IN ESTEPONA - 1 BED 2 BATH 50,000â‚¬ - HOUSE FOR SALE IN TOLOX - 3 BEDROOMS 1 BATHROOM 50,000â‚¬ - PLOT FOR SALE IN COIN 50,000â‚¬ - PLOT FOR SALE IN COIN 52,000â‚¬ - APARTMENT FOR SALE: ALHAURIN EL GRANDE/3 BED 1 BATH 52,000â‚¬ - PLOT FOR SALE IN ESTEPONA 52,000â‚¬ - APARTMENT FOR SALE IN ESTEPONA - 1 BED 1 BATH 52,500â‚¬ - PLOT FOR SALE IN SAN ENRIQUE 52,500â‚¬ - HOUSE FOR SALE IN COÃ• N - 2 BEDROOMS 1 BATHROOM 53,000â‚¬ - HOUSE FOR SALE IN SAN ENRIQUE - 2 BED 1 BATH 53,000â‚¬ - COMMERCIAL FOR SALE IN ESTEPONA 54,950â‚¬ - HOUSE FOR SALE IN CASARABONELA - 3 BED 1 BATH 55,000â‚¬ - PLOT FOR SALE IN OJÃN 55,000â‚¬ - PARKING/STORAGE ROOMS FOR SALE IN PUERTO BANUS

REF: RG3381010 REF: RG3463768 REF: RG3253747 REF: RG3504919 REF: RG2554313 REF: RG3261178 REF: RG3335866 REF: RG3319294 REF: RG3348358 REF: RG3263536 REF: RG3260746 REF: RG2606432 REF: RG3211606 REF: RG3400075 REF: RG3403084 REF: RG2904221 REF: RG3444598 REF: RG3453607 REF: RG2928398 REF: RG2858441 REF: RG3170896 REF: RG3261268 REF: RG2840210 REF: RG3337303 REF: RG3363739 REF: RG3391702 REF: RG2188637 REF: RG3319306 REF: RG3367957 REF: RG3270667 REF: RG3052909 REF: RG3467644 REF: RG3519280 REF: RG3306835 REF: RG3335632 REF: RG3176305 REF: RG2175800 REF: RG3469804 REF: RG2801483 REF: RG3237055 REF: RG3106655 REF: RG3536770 REF: RG3051304 REF: RG2428730 REF: RG3474025 REF: RG3069028 REF: RG3202888 REF: RG3351709 REF: RG2995550 REF: RG2570393 REF: RG3395416 REF: RG3475810 REF: RG3477190 REF: RG3390628 REF: RG3382561 REF: RG3369658 REF: RG3398356 REF: RG3396067 REF: RG3185575 REF: RG3109363 REF: RG2461337 REF: RG2950751 REF: RG2270957 REF: RG3440986 REF: RG3481225 REF: RG2666612 REF: RG3484873 REF: RG3510217 REF: RG3510232 REF: RG3023474 REF: RG3165964 REF: RG3517459 REF: RG3028292 REF: RG3224722 REF: RG3360793 REF: RG2752598 REF: RG3388087 REF: RG3402589 REF: RG3258688

55,000â‚¬ - HOUSE FOR SALE IN VALLE DE ABDALAJIS - 3 BEDR 1 BATH REF: RG2815436 55,000â‚¬ - PLOT FOR SALE IN ALGATOCIN REF: RG2601005 55,000â‚¬ - COMMERCIAL FOR SALE IN MARBELLA - 2 BATHROOMS REF: RG3444280 55,000â‚¬ - COMMERCIAL FOR SALE IN MARBELLA - 2 BATHROOMS REF: RG3454231 55,000â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 1 BATHROOM REF: RG3466327 55,000â‚¬ - COMMERCIAL FOR SALE IN MIJAS - 2 BED 1 BATH REF: RG3520651 55,000â‚¬ - APARTMENT FOR SALE IN COÃ• N - 2 BED 1 BATH REF: RG3536299 56,000â‚¬ - COMMERCIAL FOR SALE IN ALHAURÃ• N EL GRANDE REF: RG3442414 57,000â‚¬ - APARTMENT FOR SALE IN TORREMOLINOS CENTRO - 1 BATH REF: RG3501601 57,000â‚¬ - PLOT FOR SALE IN CÃRTAMA REF: RG3509359 57,000â‚¬ - COMMERCIAL FOR SALE IN BENALMADENA COSTA - 1 BATH REF: RG3517708 57,500â‚¬ - PLOT FOR SALE IN ESTEPONA REF: RG3252523 57,900â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 2 BATH REF: RG3475255 58,000â‚¬ - HOUSE FOR SALE IN TOLOX - 4 BED 2 BATH REF: RG3200824 59,000â‚¬ - APARTMENT FOR SALE IN COÃ• N - 1 BED 1 BATH REF: RG3368215 59,000â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 2 BATH REF: RG3414790 59,950â‚¬ - PLOT FOR SALE IN ALORA REF: RG2758682 60,000â‚¬ - HOUSE FOR SALE IN SAN ENRIQUE - 2 BED 2 BATH REF: RG3336883 60,000â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 2 BATH REF: RG3426040 60,000â‚¬ - APARTMENT FOR SALE IN TOLOX - 3 BEDROOMS 1 BATH REF: RG3353617 60,000â‚¬ - HOUSE FOR SALE IN YUNQUERA - 2 BEDROOMS 2 BATH REF: RG3238981 60,000â‚¬ - COMMERCIAL FOR SALE IN RONDA - 1 BATHROOM REF: RG3207007 60,000â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 1 BATHROOM REF: RG2618549 60,000â‚¬ - HOUSE FOR SALE IN OJÃ‰N - 2 BEDROOMS 1 BATHROOM REF: RG2654237 60,000â‚¬ - COMMERCIAL FOR SALE IN PUERTO BANUS REF: RG2558285 60,000â‚¬ - HOUSE FOR SALE IN YUNQUERA - 2 BEDROOMS 2 BATH REF: RG2270990 60,000â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 1 BATH REF: RG3511750 61,000â‚¬ - COMMERCIAL FOR SALE IN FUENGIROLA - 1 BED 1 BATH REF: RG3480226 62,000â‚¬ - HOUSE FOR SALE IN CASARABONELA - 3 BED 1 BATH REF: RG3141289 63,000â‚¬ - COMMERCIAL FOR SALE IN MÃLAGA REF: RG2898287 63,000â‚¬ - PLOT FOR SALE IN COIN REF: RG3466825 63,000â‚¬ - APARTMENT FOR SALE IN SOTOGRANDE - 1 BED 1 BATH REF: RG3530032 63,900â‚¬ - COMMERCIAL FOR SALE IN MARBELLA - 1 BED 1 BATH REF: RG2853350 64,000â‚¬ - COMMERCIAL FOR SALE IN JUBRIQUE - 1 BATH REF: RG3291715 64,000â‚¬ - APARTMENT FOR SALE IN COÃ• N - 3 BEDROOMS 1 BATH REF: RG3531751 65,000â‚¬ - HOUSE FOR SALE IN COÃ• N - 4 BEDROOMS 1 BATH REF: RG3426001 65,000â‚¬ - COMMERCIAL FOR SALE IN MARBELLA REF: RG3314413 65,000â‚¬ - HOUSE FOR SALE IN TOLOX - 4 BEDROOMS 1 BATH REF: RG3273628 65,000â‚¬ - HOUSE FOR SALE IN TOLOX - 3 BEDROOMS 1 BATH REF: RG3205156 65,000â‚¬ - PLOT FOR SALE IN ALHAURÃ• N DE LA TORRE REF: RG3333394 65,000â‚¬ - APARTMENT FOR SALE IN TORREMOLINOS - 1 BATHROOM REF: RG3281719 65,000â‚¬ - PLOT FOR SALE IN COIN REF: R3275785 65,000â‚¬ - PLOT FOR SALE IN ESTEPONA REF: RG3065032 65,000â‚¬ - HOUSE FOR SALE IN CUEVAS DE SAN MARCOS - 3 BED 2 BATH REF: RG3240934 65,000â‚¬ - HOUSE FOR SALE IN ALORA - 2 BED 1 BATH REF: RG3210511 65,000â‚¬ - HOUSE FOR SALE IN TOLOX - 3 BEDROOMS 1 BATH REF: RG2958221 65,000â‚¬ - COMMERCIAL FOR SALE IN ESTEPONA - 1 BATH REF: RG3157591 65,000â‚¬ - PLOT FOR SALE IN PIZARRA REF: RG2778362 65,000â‚¬ - HOUSE FOR SALE IN ALHAURIN EL GRANDE - 5 BED 1 BATH REF: RG2591279 65,000â‚¬ - HOUSE FOR SALE IN TOLOX - 1 BEDROOM 1 BATH REF: RG1921092 65,000â‚¬ - APARTMENT FOR SALE IN COIN - 2 BED1 BATH REF: RG3447973 65,000â‚¬ - COMMERCIAL FOR SALE IN CALAHONDA - 2 BATH REF: RG3456010 65,000â‚¬ - PLOT FOR SALE IN ALORA REF: RG3501919 66,000â‚¬ - APARTMENT FOR SALE IN TOLOX - 2 BEDROOMS 1 BATH REF: RG3369856 66,000â‚¬ - COMMERCIAL FOR SALE IN BENALMADENA COSTA - 1 BATH REF: RG3199705 66,000â‚¬ - PLOT FOR SALE IN TOLOX REF: RG2462231 66,000â‚¬ - PLOT FOR SALE IN COÃ• N REF: RG3427132 66,500â‚¬ - HOUSE FOR SALE IN ALHAURIN EL GRANDE - 2 BED 2 BATH REF: RG2701622 67,000â‚¬ - COMMERCIAL FOR SALE IN COIN - 1 BED 1 BATH REF: RG3238369 67,000â‚¬ - COMMERCIAL FOR SALE IN MÃ• LAGA - 1 BATH REF: RG3431731 67,000â‚¬ - PLOT FOR SALE IN ALHAURÃ• N EL GRANDE REF: RG3478069 67,000â‚¬ - APARTMENT FOR SALE IN COÃ• N - 3 BED 1 BATH REF: RG3530776 67,500â‚¬ - APARTMENT FOR SALE IN ALH. EL GRANDE - 3 BED 1 BATH REF: RG3483721 68,000â‚¬ - APARTMENT FOR SALE IN ESTEPONA - 1 BED 1 BATH REF: RG3184231 68,000â‚¬ - PLOT FOR SALE IN ALHAURÃ• N EL GRANDE - 1 BED REF: RG2679848 68,490â‚¬ - APARTMENT FOR SALE IN CALYPSO - 1 BEDROOM 1 BATH REF: RG3518155 68,500â‚¬ - APARTMENT FOR SALE IN ALGECIRAS - 3 BEDROOMS 1 BATH REF: RG3193777 68,900â‚¬ - COMMERCIAL FOR SALE IN MIJAS - 1 BATH REF: RG3446632 69,000â‚¬ - PLOT FOR SALE IN ESTEPONA REF: RG3382267 69,000â‚¬ - HOUSE FOR SALE IN COIN 1 BEDROOM 1 BATH REF: RG3375796 69,000â‚¬ - HOUSE FOR SALE IN TOLOX - 2 BEDROOMS 1 BATH REF: RG3232393 69,000â‚¬ - HOUSE FOR SALE IN ESTEPONA - 1 BEDROOM 1 BATH REF: RG2979446 69,000â‚¬ - PLOT FOR SALE IN COIN REF: RG2862185 69,000â‚¬ - HOUSE FOR SALE IN TOLOX - 4 BED 1 BATH REF: RG2952359 69,000â‚¬ - HOUSE FOR SALE IN ALHAURIN EL GRANDE - 3 BED 1 BATH REF: RG2187599 69,200â‚¬ - APARTMENT FOR SALE IN TORREMOLINOS CENTRO - 1 BATH REF: RG3534118 69,500â‚¬ - HOUSE FOR SALE IN CASARES - 2 BEDROOMS 1 BATH REF: RG2866679 69,500â‚¬ - PLOT FOR SALE IN COIN REF: RG3472387 70,000â‚¬ - PLOT FOR SALE IN COIN REF: RG3365749 70,000â‚¬ - HOUSE FOR SALE IN COIN - 2 BED 1 BATH REF: RG3404269 70,000â‚¬ - COMMERCIAL FOR SALE IN MIJAS - 2 BATH REF: RG3288103 70,000â‚¬ - COMMERCIAL FOR SALE IN COIN REF: RG2787002 70,000â‚¬ - HOUSE FOR SALE IN GAUCIN - 2 BED 1 BATH REF: RG2669726 70,000â‚¬ - PLOT FOR SALE IN ALHAURIN EL GRANDE REF: RG2535824 70,000â‚¬ - COMMERCIAL FOR SALE IN COIN - 1 BED 2 BATH REF: RG3431992 70,000â‚¬ - PLOT FOR SALE IN ESTEPONA REF: RG2687414 70,000â‚¬ - APARTMENT FOR SALE IN COIN - 3 BED 1 BATHROOM REF: RG3536347 71,050â‚¬ - PLOT FOR SALE IN MIJAS COSTA REF: RG3363127 72,000â‚¬ - APARTMENT FOR SALE IN TORREMOLINOS CENTRO - 1 BATH REF: RG3344074 72,000â‚¬ - HOUSE FOR SALE IN ALHAURIN EL GRANDE - 2 BED 1 BATH REF: RG3129136 72,000â‚¬ - PLOT FOR SALE IN OJAN REF: RG3513760 72,500â‚¬ - HOUSE FOR SALE IN FUENTE DE PIEDRA - 3 BED 3 BATH REF: RG3206392 72,995â‚¬ - HOUSE FOR SALE IN YUNQUERA - 2 BED 2 BATH REF: RG3238966 73,140â‚¬ - PLOT FOR SALE IN ALGECIRAS REF: RG3425236 73,500â‚¬ - APARTMENT FOR SALE IN COIN - 1 BED 1 BATH REF: RG2872037 74,000â‚¬ - COMMERCIAL FOR SALE IN MIJAS - 2 BATH REF: RG3498571 74,100â‚¬ - COMMERCIAL FOR SALE IN CAMPANILLAS REF: RG3254749 74,235â‚¬ - COMMERCIAL FOR SALE IN ESTEPONA - 1 BATH REF: RG3354340 74,500â‚¬ - APARTMENT FOR SALE IN CALAHONDA - 1 BATH REF: RG3525037 74,995â‚¬ - APARTMENT FOR SALE IN ALH. EL GRANDE - 3 BED 1 BATH REF: RG3113452 75,000â‚¬ - COMMERCIAL FOR SALE IN MARBELLA - 2 BATH REF: RG3365668 75,000â‚¬ - PLOT FOR SALE IN ESTEPONA REF: RG3417754

enquire by phone - call 633 488 949 or scan the QR code and we will call you right back

List your property FREE at: www.REDguide.NET

www.redguidebenalmadena.com 11 www

.REDGUIDEb DIRECT FROM THE OWNER - LUXURY VILLA - HOME WITH GREAT INCOME ALL ROUND ena lmadYEAR ena .com

SAVE €100.000 IF YOU CAN COMPLETE A SALE BY NEW YEAR KNOCK AN EXTRA €100,000 OFF THE PRICE

BUY FOR ONLY €599.000 UP TO 50% PRIVATE FINANCE AVAILABLE

LARGE FAMILY HOME

4 BEAUTIFUL APARTMENTS The owner has geniune family related reason for an urgent sale If not SOLD by the end of the year they will take the property off the market and refinance - This is a One Off Opportunity

AMAZING HOME WITH INCOME FROM €6000 - €18,000 MONTHLY RENTING PART OR WHOLE AS VACATION RENTAL

HUGE INCOME OPPORTUNITY Scan this QR code to arrange a viewing with the owner or call owner direct on

+34 633488949

PROMOTE YOUR GREAT DEAL H E R E TO TA L LY F R E E

CONTACT ALVARO ON 603155154

List your property FREE at: www.REDguide.NET

www.redguidebenalmadena.com

HOT PROPERTY GUIDE 5 Bed Luxury Villa Sol y Mar €1.200.000

5 Bed Luxury Villa Sol y Mar €1.200.000

4 Bed Luxury Villa Torrequebrada €1.200.000 to enquire by phone - call 633 488 949 or scan the QR code Arroyo 3 Bed Apartment

APARTMENTS

Beautiful home with pool and huge gardens, close to the town centre

€600.000

€399.000

€212.000

Arroyo 2 Bed Apartment Beautiful seafront home with pool and gardens, close to the town centre

€179,950

€520.000

Benalmadena 3 Bed Luxury Apt

Benalmadena 1 Bed Luxury Apt

A stylish blend of contemporary chic & Mediterranean living - under contruction now.

A unique location on the Costa del Sol, both as a permanent residence and as a second home.

Pueblo 5 Bed Luxury Villa

HOUSES / VILLAS

Price reduccion for a quick sale from 879. 000€ to 719. 000€.

€650.000

Sol y Mar 4 Bed Luxury Villa

€700.000

MonteAlto 7 Bed Detached

€690,000

Multiple occupancy firendly villa that could accomodate 3 families or give you the opportunity to try your business skills with Airb&b

Beautiful family home with pool and huge gardens, close to the town centre with huge garage & gardens

600m Plot 3 Bed 2 Kitchens

320m Terrace 2 Bath 3 Terraces

Spectacular house on the ground floor located in

Magnificent building already built with more than

a residential building. Large rooms with access

3 floors in the absence of internal division! It is

to a huge garden terrace of 320 m2, with

sold with all kinds of licenses, you just need to do

ornamental trees, rock decorations and sea

the internal partition of the houses or what you

views. It has 3 bedrooms, 2 bathrooms, one of

want to do. 2-3 apartments per floor would be

them with hydromassage bath, 2 kitchens, and 3

perfectly located, located in a very quiet area

terraces that add up to m2. It also has a solar

next to the town hall with a nearby supermarket

panel, community pool and 3 parking spaces.

and all kinds of shops and banks, close to

Marble floor. Windows with mosquito nets. Fully

schools and sports centre, a step away from the

furnished. Gated community.

road to Malaga-Costa!

Possibility of acquiring an annex of 100 m2 at a

Investors, do not need to think about it, this is a

great price of € 90,000

great opportunity!

Large Home & Garden SCAN THIS CODE 5 Bed Luxury Villa TO VIEW THIS

€715,000

lose To Golf, Close To Port, Close To Shops, Close To Sea, Close To Town, Close To

480m Built Licensed Investment Opportunity 2/3 Large apartments

SCAN THIS CODE TO VIEW THIS

OPPORTUNITY

TODAY

enquire by phone - call 633 488 949 or scan the QR code

www.redguidebenalmadena.com

List your property FREE at: www.REDguide.NET 13 Feature your HOT Property here for less than the cost of a coffee a day and all enquiries come directly to your phone, email, facebook etc

HOT PROPERTY

CALL +34 633 488 949 TODAY

€325.000

€815.000

€345.000

€770.000

Torremolinos - El Pinar

Torremolinos - El Pinillo

Benalmadena-Torrenueva

Torremolinos villa

635m Built 6 Bed 3 Bath

2 dwellings large exotic garden

1685m Parcel 6 Bedrooms 3 en suite/Total 5 Bathroom Luxurious Villa

200m Built 4 Bed 3 Bath

2 line beach large garden

7500m Plot 3 Bed 3 Bath

300m build garage gardens

6 bedroom house in El Pinar neighborhood,

Spectacular Villa of 1.682 m2 plot with Chalet

Beautiful semi-detached villa with spectacular

Detached in Torremolinos of 7500 meters, built

Torremolinos. This Chalet is distributed on two

built on one floor, which consists of 3

views of the sea and the mountains in a

300 meters on two floors distributed in

floors. The first of 163 m2, has a spacious

bedrooms en suite, large living room, kitchen,

private urbanization located in Torremuelle,

independent-furnished kitchen pantry and

living room with fireplace, closets and library. A

dining room and terrace. The plot has gardens

Benalmádena, just 500 m from the beach. It is

laundry room, living room with fireplace and

fully equipped kitchen and a dining room with

and pool plus 2 parking spaces. Within the

distributed in 3 levels. On the lower level it has

living room, 3 bedrooms with fitted wardrobes,

custom designed cabinets. On this floor we

villa there are two guest apartments with a

a large living room with fireplace, large kitchen

2 bathrooms, toilet. Gardens, pool, cistern,

find 2 bathrooms and 4 bedrooms The ground

bedroom and bathroom in each of them. Very

with laundry, toilet, front patio with beautiful

tennis. Security surveillance. Storage room

floor ? 73 m2 has entrance, 2 bedrooms, a

sunny and bright with very good orientation.

views and storage patio with barbecue area

and garage for 2 cars. Interesting to visit

bathroom, a cellar with bar and lounge is

Air conditioning. Wardrove. Private garage

and jacuzzi. First floor with 3 bedrooms with

Awesome visits. Garage. Terrace. Pool. Yard

added. The house has the possibility of being

Private garden. Terrace. Storage room.

two bathrooms, one of them en-suite and with

divided into two parts. Currently, the plot has a

Courtyard. Pool.Equipped kitchen. Garage.

its own south-facing terrace, and 1 extra room

large exotic garden, BBQ and a large urban

Storage room. Terrace. Pool. Yard. Air

for office or bedroom. It also has communal

garden on the terrace.

conditioning.

garden and pool areas

SCAN THIS CODE

TO VIEW THIS

OPPORTUNITY

€495.000

€875.000

Mijas - La Sierrazuela

Mijas - Modern Lux. Villa

€575.000 -

Stunning Panoramic Views

Benalmadena 343m Built 4 Bed 5 Bath

635m Built 6 Bed 3 Bath

2 dwellings large exotic garden

HUGE PLOT OF LAND

1323m Plot 4 Bed 4 Bath

Modern Exclusive Luxury Villa

a concept in which the best qualities of construction join the maximum functionality of the spaces, to

This spacious and bright green villa is located

Villa, Unfurnished, Fitted Kitchen, Parking:

result in spacious villas with Mediterranean character and style, full of light and life. Calm spaces in

in a very quiet and private area. The house

Garage, Pool: Private, Garden: Private with

one of the most privileged environments of the Costa del Sol, perfectly connected with the best

consists of a main house and an apartment

Pool, Facing: East, Features: Contemporary

transport, entertainment and catering options. exclusivity, location and sensations come together to

built on the basement floor. The main house

style, Well located for golf, Near entertainment

give life to a new place to call home. It sits in one of the best areas of the Costa del Sol, with direct

has 6 bedrooms, 2 bathrooms and a toilet, a

venues, Air Conditioning Hot / Cold, Floors

access to highways and transport; just 15 minutes from the airport and 20 minutes from Marbella

large kitchen, a pantry, dining room, living

Marble, Built-in Wardrobes, Automatic

and the city of Malaga. a unique environment, close to all services, prestigious international schools

room and three sunny terraces. The apartment

Irrigation System. Air conditioning. Wardrove.

and leisure and entertainment areas. Due to its location, all the exclusive villas have stunning

has 2 bedrooms, 1 bathroom, kitchen and

Private garage Private garden. Pool. Not

panoramic views of the Mediterranean Sea in a unique landscape that includes the coast of

terrace. The house also has a spacious

furnished. Garage. Pool. Yard. Air

Benalmadena and the bay of Fuengirola. incomparable views that reveal the harmony with which it

garage, a third terrace and a porch in front of a

conditioning.

is conceived. Privacy is one of the maximum guarantees of these villas. a promotion in which to

large garden area.

enjoy every second at home, in an urbanization with maximum privacy and tranquility in a comfortable and safe environment for the whole family.

SCAN THIS CODE

TO VIEW THIS

OPPORTUNITY

14 www.redguidebenalmadena.com

List your property FREE at: www.REDguide.NET Feature your HOT Property here for less than the cost of a coffee a day and all enquiries come directly to your phone, email, facebook etc

HOT PROPERTY

CALL +34 633 488 949 TODAY

€325.000

€815.000

€345.000

€770.000

Torremolinos - El Pinar

Torremolinos - El Pinillo

Benalmadena-Torrenueva

Torremolinos villa

635m Built 6 Bed 3 Bath

2 dwellings large exotic garden

1685m Parcel 6 Bedrooms 3 en suite/Total 5 Bathroom Luxurious Villa

200m Built 4 Bed 3 Bath

2 line beach large garden

7500m Plot 3 Bed 3 Bath

300m build garage gardens

6 bedroom house in El Pinar neighborhood,

Spectacular Villa of 1.682 m2 plot with Chalet

Beautiful semi-detached villa with spectacular

Detached in Torremolinos of 7500 meters, built

Torremolinos. This Chalet is distributed on two

built on one floor, which consists of 3

views of the sea and the mountains in a

300 meters on two floors distributed in

floors. The first of 163 m2, has a spacious

bedrooms en suite, large living room, kitchen,

private urbanization located in Torremuelle,

independent-furnished kitchen pantry and

living room with fireplace, closets and library. A

dining room and terrace. The plot has gardens

Benalmádena, just 500 m from the beach. It is

laundry room, living room with fireplace and

fully equipped kitchen and a dining room with

and pool plus 2 parking spaces. Within the

distributed in 3 levels. On the lower level it has

living room, 3 bedrooms with fitted wardrobes,

custom designed cabinets. On this floor we

villa there are two guest apartments with a

a large living room with fireplace, large kitchen

2 bathrooms, toilet. Gardens, pool, cistern,

find 2 bathrooms and 4 bedrooms The ground

bedroom and bathroom in each of them. Very

with laundry, toilet, front patio with beautiful

tennis. Security surveillance. Storage room

floor ? 73 m2 has entrance, 2 bedrooms, a

sunny and bright with very good orientation.

views and storage patio with barbecue area

and garage for 2 cars. Interesting to visit

bathroom, a cellar with bar and lounge is

Air conditioning. Wardrove. Private garage

and jacuzzi. First floor with 3 bedrooms with

Awesome visits. Garage. Terrace. Pool. Yard

added. The house has the possibility of being

Private garden. Terrace. Storage room.

two bathrooms, one of them en-suite and with

divided into two parts. Currently, the plot has a

Courtyard. Pool.Equipped kitchen. Garage.

its own south-facing terrace, and 1 extra room

large exotic garden, BBQ and a large urban

Storage room. Terrace. Pool. Yard. Air

for office or bedroom. It also has communal

garden on the terrace.

conditioning.

garden and pool areas

SCAN THIS CODE

TO VIEW THIS

OPPORTUNITY

€495.000

€875.000

Mijas - La Sierrazuela

Mijas - Modern Lux. Villa

€575.000 -

Stunning Panoramic Views

Benalmadena 343m Built 4 Bed 5 Bath

635m Built 6 Bed 3 Bath

2 dwellings large exotic garden

HUGE PLOT OF LAND

1323m Plot 4 Bed 4 Bath

Modern Exclusive Luxury Villa

a concept in which the best qualities of construction join the maximum functionality of the spaces, to

This spacious and bright green villa is located

Villa, Unfurnished, Fitted Kitchen, Parking:

result in spacious villas with Mediterranean character and style, full of light and life. Calm spaces in

in a very quiet and private area. The house

Garage, Pool: Private, Garden: Private with

one of the most privileged environments of the Costa del Sol, perfectly connected with the best

consists of a main house and an apartment

Pool, Facing: East, Features: Contemporary

transport, entertainment and catering options. exclusivity, location and sensations come together to

built on the basement floor. The main house

style, Well located for golf, Near entertainment

give life to a new place to call home. It sits in one of the best areas of the Costa del Sol, with direct

has 6 bedrooms, 2 bathrooms and a toilet, a

venues, Air Conditioning Hot / Cold, Floors

access to highways and transport; just 15 minutes from the airport and 20 minutes from Marbella

large kitchen, a pantry, dining room, living

Marble, Built-in Wardrobes, Automatic

and the city of Malaga. a unique environment, close to all services, prestigious international schools

room and three sunny terraces. The apartment

Irrigation System. Air conditioning. Wardrove.

and leisure and entertainment areas. Due to its location, all the exclusive villas have stunning

has 2 bedrooms, 1 bathroom, kitchen and

Private garage Private garden. Pool. Not

panoramic views of the Mediterranean Sea in a unique landscape that includes the coast of

terrace. The house also has a spacious

furnished. Garage. Pool. Yard. Air

Benalmadena and the bay of Fuengirola. incomparable views that reveal the harmony with which it

garage, a third terrace and a porch in front of a

conditioning.

is conceived. Privacy is one of the maximum guarantees of these villas. a promotion in which to

large garden area.

enjoy every second at home, in an urbanization with maximum privacy and tranquility in a comfortable and safe environment for the whole family.

SCAN THIS CODE

TO VIEW THIS

OPPORTUNITY

List your property FREE at: www.REDguide.NET

www.redguidebenalmadena.com

Real Estate Exhibition Returns to Malaga Conference Centre

Find your first home. You want to change housing. Search for a holiday home Find an opportunity to invest. Interested in selling or renting your properties. Search for business premises. Seeking related services or professional advice. Looking to reform, furnish or decorate your home. Busca su primera vivienda.

Simed is attended open to the public and investors interested in the purchase of a first home, second home or holiday residence, and property investments in Southern Spain. It is visited by international trade missions, Developers, Promoters and brings together the best companies in the construction, finance, home improvement and service industries, renowned for the quality of their products. Tickets are only €2 and Kids Go Free so get along and check out the deals. Return on investment.

Rentabilizar la inversión.

In Simed you can make direct sales and expand your portfolio of potential customers, as well as get business contacts with whom to work in the short, medium and long term.

En Simed puedes realizar ventas directas y ampliar tu cartera de clientes potenciales, así como conseguir contactos comerciales con los que trabajar a corto, medio y largo plazo.

Time optimization

Optimización del tiempo.

For three days and in the same space you can contact the different agents in the sector.

Durante tres días y en un mismo espacio podrás contactar con los diferentes agentes del sector.

Enhance the image of your company.

Potenciar la imagen de tu empresa.

Present your new products at the reference event of the sector, and before a large number of people.

Presentar tus nuevos productos en el evento de referencia del sector, y ante un número elevado de personas.

Expand commercial actions. To deepen the relationship with VIP clients, with current and potential buyers and interlocutors in general, in a more personalized context.

Evaluate the level of interest and the reaction of buyers.

Desea cambiar de vivienda. Busca una casa de vacaciones Busca una oportunidad para invertir. Está interesada en vender o alquilar sus propiedades. Busca locales comerciales. Necesita servicios relacionados o asesoramiento profesional.

Ampliar acciones comerciales. Profundizar la relación con clientes VIP, con compradores actuales y potenciales e interlocutores en general, en un contexto más personalizado.

Evaluar el nivel de interés y la reacción de Busca reformar, amueblar o decorar su vivienda.

The exhibitor can see if your product fits the market or not. compradores. El expositor puede ver si su producto se ajusta o no al Quick market test. mercado. Rápido test de mercado.

Avenida del Higuerón 48, 29640 Fuengirola Tel: +34 951 83 37 77 www.higueronwest.com

enquire by phone - call 633 488 949 or scan the QR code

NEW BUILD DEVELOPMENTS

1-3 Bed Apt €126.000 - 465.000 Modern & Andalucian Apartments in Benalmadena Pueblo

€1,350,000-1,550.000 Contemporary New Build Villas in Benalmadena Pueblo

2 - 3 Bed Apt

2 - 4 Bed Apt

€279.000 - 369.000

€299.000 - 749.000

Seaview Apartments in Benalmadena

Amazing new apartments in Benalmadena from 91m-190m

2 - 4 Bed Apt

€369.000 - 1.199.000

€179.500 - 205.000

Private Boutique Development in Benalmadena Stunning luxury

Key ready Apartments in Benalmadena Pueblo

Since 1985

www.clinicapalomacabello.com

Telf: +34 952 442 683 Mov: +34 625 441 308

TORREMOLINOS

BENALMADENA

C/ Alcalde Antonio Garcia Edf. 3C - Local 7 - 29631 Arroyo de la Miel, Benalmadena

AIR CONDITIONING

Doctor COLDAIR

AIR CONDITIONING REPAIRS NO FIX - NO FEE & NO CALL OUT FREE ESTIMATES & NO HIDDEN CHARGES Call Joe on 634072372

New Systems from â&#x201A;¬550

Avenida Estacion 5, Arroyo de la Miel

(In Front of Train Station)

air con - heating - sound & vision - kitchen equipment - service

Professionals at your service 952 24 44 42 / 606976555

Monday to Friday: 09.30 - 14.00 y 17.00 - 20.30

Saturday: 10.00 - 13.30

Info@espejopalacios.es

HOUSE CLEARANCE WE BUY EVERYTHING

Specialists in Quality used cars

NO MATTER HOW BIG OR SMALL We buy all furniture and also do removals from 25€ per hour

BEST PRICES PAID from Torrox to Estepona Distance No Problem

T: 952 57 82 90

FUENGIROLA

TEL: 631 701 309 any time

+34 952 464 615

Helping locate your ideal business here on the Costa del Sol

AVENIDA DE GAMONAL, 11 NUEVA PLAZA DE BONANZA, ESCALERA 1, LOCAL 4, 29630 Benalmádena, Málaga

AVENIDA ANTONIO MACHADO Nº56 - LOCAL 5, 29630 BENALMADENA COSTA, MALAGA

EN G

IR O LA

MIJAS / MIJAS COSTA

Mijas / Mijas Costa

952 84 76 31

SCAN QR CODE TO VISIT OUR WEBSITE

Home Furnishings Deco - Hogar

E AL S F E IN OF L % OF 60 D O ENUP T

Olivia interiors interior design & furnishings Movil: 600 523 032 Telf: +34 952 561 863 Poligono Industrial Arroyo - Local 4 In Front of the Fire Station in Arroyo

List your property FREEwww at: .REDguide.NET

www.redguidebenalmadena.com BUSINESS

LAND & COMMERCIAL Tel: 664 89 33 20 C/ Jacinto Benevente, 29640 Fuengirola

OPPORTUNITIES

Benalmadena

30 Bedroom Hotel €5,7000,000 Boutique hotel in great location 2300m build Swimming pool Parking

Office of a built area of 18 m2, on the ground floor in the Maite 2 building. Building in enclosed enclosure with pool and garden.

beach

Beachfront large restaurant under hotel apartment complex available for rent only

€4.500/m

Restaurant 150m Antonio Machado Overlooking the sea on the main road through the resort with great opportunity

€1.200/m

OFFICES from 350€ Torremolinos Three diferent offices with areas of 28 m2, 49 m2 and 90 m2. The prices are from 350 €/month.

OFFICE - 54m TIVOLI AREA Lovely office close to town but away from the hustle & Call owner: bustle with plenty of 637154395 parking

€500/m

BUSINESS FOR SALE

INCOME OPPORTUNITY Currently working well with great reputation in this amazing ancient town with huge growth since redevelopment of Caminito del Rey only a few miles away. Bar, Restaurant & Hotel with unlimited potential to increase revenues.

Rent to Buy Deal Available to right buyers

BOUTIQUE HOTEL - ALORA Café Bar €45.000 (Low 650€ Rent) Local with complete reform three years ago. is currently a cafeteria but can extend lisence

Tapas & Terrace Bar

€19.000/€750 rent

Contact the owner direct clinttrobinson@hotmail.com

We’ve helped thousands of people establish, expand and ultimately sell their many types of business all along the Costa del Sol over the years and we continue to act in the best interest of both investors and vendors from initial enquiry to completion of every transaction. As one of the most important and courageous decisions to make in a lifetime you need to deal with people you can trust and that have proven experience in both the area and the industry you are seeking to invest. call us today.

Bar Restaurant Top Location - Low Rent Great opportunity for an experienced trader as this bar gets busy fast with loyal clients

€58.000

Fully functioning and earning profit in a solid trade location to be busy all year round

FAMOUS EUROBAR & IRISH PUB IS AVAILABLE DUE TO FAMILY PROBLEMS IN THE UK ONE OF THE BUSIEST BARS IN TOWN FOR MANY YEARS WITH GREAT POTENTIAL FOR GROWTH IN FOOD SALES Benalmadena Costa

Restaurant 650m Beachfront

LAND & COMMERCIAL

Large sunny terrace

EUROBAR

OFFICE FOR SALE 18m2 €28,200 Direct from bank Close to

Restaurant - 70m Busy Location Beautiful seafront home with pool and huge gardens, close to the town centre

€50.000/€1000 Rent

BARS & CAFES NIGHT CLUBS RESTAURANTS HOTELS & BnB RETAIL SHOPS COMMERCIAL

35 BUSINESS SALES

years on the coast

NIGHT CLUB Trading for decades as a music venue located in the heart of Benalmadena Costa and recently converted to Disco Bar / Night Club with large capacity and kitchen facilities. Lease available for the low price of €65,000 due to owner returning to the UK Tel: 654664991

RESTAURANT Trading for decades a fine Italian restaurant with a great reputation and growing profits, this very well established and popular dining experience venue is only to become available due to the retirement of the owner after a successful 25 years in the same location. Available Freehold or leasehold Tel: 633 315 655

ESTABLISHED BRITISH BAR Trading for almost 2 decades as a popular British Bar in he heart of the tourism area of Benalmadena, this bar makes money and could be run by the current staff with new owners enjoying the real dream of living in Spain without the need to work, or of course you could bring own personality TEL: 633 315 655

ESTABLISHED UNIVERSALBARSALES.COM

Sales, Rentals, Investments, Businesses, Resorts & Finance Call +34 633 488 949 and let us help you make your property dreams come true

Tel: +34 633488949

Selling your business? Advertise in in Advertise REDGUIDE REDGUIDE at €20/month €20/month at

BEACH BAR/CLUB Trading for OVER 3 decades as a popular Beach Bar and music venue has become available Freehold, giving a rare opportunity to own a popular resort venue €1.200.000 TEL: 633 315 655

Special Offer

ONLY

€95 UNTIL SOLD

List your property FREE at: www.REDguide.NET 19

www.redguidebenalmadena.com

APARTMENTS

2 Bed Apartment Close to the beach

Torrequebrada

Beautiful bright apartment within a lovely urbanization with gardens and communal pool. Large living room

Long Term & Short Term Rentals of high quality apartments & villas

€750/month

Jupiter 2 Bed Apartment

Arroyo

2 bedrooms, centre, c o m p l e t e l y r e f u r b i s h e d , impeccable, has never been rented before,

€680/month

FEATURE: Established 15 Years

Telephone: 952 562 407 Rentals: +44 7955 405 153

Villa’s & Apartments To Let or Buy Great local knowledge and contacts to find you exactly what you want without the fuss or hassle ... Call us today and Let Us Help You to make your property dreams come true

Villas Fincas Apartments Businesses Developments

35 years on the coast

Sales, Rentals, Investments, Businesses, Resorts & Finance Call +34 633488949 and let us help you make your property dreams come true

HOUSES / VILLAS

Torrequebrada

3 Bed Luxury Villa 4 FLOORS Beautiful seafront home with pool and huge gardens, close to the town centre

In the Minerva Building, Avenida Gamonal, Benalmadena Costa 29630

Benalmadena Pueblo 4 Bed Luxury Villa Distributed in 4 floors – 3 terraces with panoramic views to the Golf Course.

We have had a strong presence in Spain since 1984, offering the best service to our customers.

2 Bath 4 Bath 2 Bath ?

Apt Villa Apt Hse

€800 €2700 €700 €?

630775909 616882669 651756185 629591893

2 Bath 2 Bath 1 Bath 1 Bath 1 Bath

Apt Apt Apt Apt Rm

€950 €1000 €600 €600 €300

618680148 616882669 643253878 643253878 652108258

€120,000

679844853 699358137

For a great choice of inland properties: CALL PHIL @ RENTINLAND.COM 659537525

CSP1004 - 1 BED STUDIO SUITE A studio suite recently reformed with a small bedroom, large terrace with afternoon sun, ground floor and presented to a high standard. This is a large suite and this type of property does not come on the market very often. The bathroom is totaly new and is the large terrace. The property has fantastic gardens, pools and benefits from 24 hour reception.

679111522 679111522 679111522

2 Bath Apt €ask 637439222 2 Bath Apt €1600 686740262 1 Bath Apt €380 1 Bath Apt €550

Email: contact@costalets.com - Website: www.costalets.com Costalets Real Estate have over 25 years’ experience in the sale and rental of residential and commercial real estate.

€2.600/month

2 Bath Hse €450 2 Bath Hse €690 2 Bath Hse €560

COSTALETS

scan for website

Tel: 952 56 39 39 Mob: 636 82 96 31

€2.800/month

Tel: +34 952 443 388 Benalmadena Mi Jardin 3Bed Torrequebra 4Bed Nueva Torre. 2Bed Tivoli Chalet ? Fuengirola Town Centre 3Bed Paseo 3Bed Torreblanca 2Bed Carvajal 1Bed Apartments, Villas & Commercial Property Room Let 1Bed For Sale & Rental Inland Coin 2Bed Avenida Antonio Machado, Nº 76 Coin 3Bed Urb. Pueblo Santa Ana - Local 17 Coin Town 3Bed Marbella Handy little card ... Pto. Banus 3Bed Benavis 2Bed Mijas Garden 1Bed Riviera 2Bed

scan for location

€189,000

CSP1003 - 3 BED APARTMENT A 3 bed apartment in Bonanza Square! This is a real opportunity to own a large apartment close to stops, bars and restaurants. The apartment has a good entrance hall with all the rooms of it. It has a large kitchen, three bedrooms, 2 bathrooms, lounge & a good size terrace. The community has a pool and garden area.

CONTACT US FOR SHORT & LONG TERM RENTALS, VACATION RENTALS, INVESTMENT PROPERTIES IN BENALMADENA & BEYOND “We are big enough to be Professional but small enough to care”

www.moneycorp.com

Stephen H Parker (Proprioter) NIE: X-5640385-A - Legally Registered in Spain

20 List your property FREE at: www.REDguide.NET

AUCTIONS & REPOSESSIONS

www.redguidebenalmadena.com

Universal Estates

PROPERTY AUCTION RESOURCES FOR SPAIN Government departments who auction properties in Spain.

TELEPHONE +34 952388924

Asesorias de empresas Asesoría de empresas. Asesoría jurídica, laboral, fiscal y contable. Consultoría de empresas.Seguros.Inmobiliaria. TEL: +34 952 44 15 09

ENGLISH SPEAKING PROPERTY LAWYERS

These are the government department websites, many have English speaking departments while others do not. On saying that most of these sites are pretty self explanatory and some with pictures of the properties to be auctioned. If you plan on going to one of these property auctions please be sure to take a translator with you and preferably someone who knows how the auction system works in Spain. Each of these government departments have their own procedure to follow which you should enquire about beforehand, don’t just expect to be able to turn up on the day and place a bid as there are procedures and financial checks involved before you can become eligible to even place a bid. AEAT – In Spanish (updated now also in English) but self explanatory, lots of cheap auction properties held regularly which have arisen through non payment of taxes etc. Ministry of Defence – Direct property disposal and auctions, in English. Invied Ministry of Defense Property auctions and direct sales in English. Social Security – Lots of property in various areas for disposal, sometimes other items such as cars etc. Ministry of Economics Real estate auctions and other assets. Other Property Auctions Resources. Mainly private auction sites where an individual has submitted their property to a company for a quick sale which is reflected in the price. SEGIPSA – Regular public auctions from private and government sources. BNP PARIBAS – Live auctions, download auction catalogue GOBCAN – A Government resource for the Canary Islands. WORLDWIDE PROPERTY AUCTIONS – Have a Spanish auction property section.

UP TO 9 Bedroom Hotel

50%

with long established

PRIVATE FINANCE AVAILABLE

200 Seat Restaurant, with Bar and Terrace popular tourism spot near Caminito del Rey and the lake district

FOR SALE ONLY €495,000 Reduced from €800k for immediate sale due to ill health

50% PRIVATE FUNDING AVAILABLE Regular International Clientele Private Owners Accomodation RENT TO BUY OPTION AVAILABLE €200K DEPOSIT + €2K/MONTH BANK MORTGAGE AVAILABLE EARN MONEY FROM DAY 1

MALAGA - FUENGIROLA - PUERTO BANUS

CONTACT OWNER DIRECT Call David on 633 488 949

www.redguidebenalmadena.com

LEGAL ADVICE COLUMN Spanish Residency Increased interest in obtaining Spanish nationality since referendum result A growing number of British residents on the Costa del Sol want to prepare for Spanish Nationality Parnell Academy is running a course designed specifically for those who want to pass the test of Spanish nationality, supported by the growing association “Brexpats in Spain”. Since the outcome of the referendum, whether or not to obtain Spanish nationality has been one of the key questions formulated by British residents on the Costa del Sol, one of the largest British communities in Spain. The interest generated in obtaining Spanish nationality has led to this pioneering academy to offer a specially designed course in this area. In the centre of La Cala de Mijas, one of the three towns of this municipality of 84,000 inhabitants where the largest number of foreign residents on the Costa del Sol (10,000 are British) is located Parnell Academy. Richard Parnell, one of the founders with his daughter Natasha and Anne Hernandez, 63, president of Brexpats in Spain, an association which now has 1,900 members and hopes to extend to other European countries, including France, which have shown interest in the initiative. Brexpats was established in 2017, and the group membership quickly spread throughout Spain to Barcelona, Mallorca and Alicante. This type of specific course to pass the exam to obtain Spanish nationality has no precedent in Spain. The Brexit effect has led to an intense and growing demand on the Costa del Sol in those interested in learning the necessary steps to obtain Spanish nationality. Parnell predicts that an average profile, is British about 60 years old with residence in Mijas, Fuengirola and Marbella, without having any prior knowledge of speaking Spanish To meet this objective, the student should devote two hours a week for classes, plus another extra lesson in Spanish culture with knowledge of geography, history and politics. "Of course, also you have to study at home and find ways to relate to the Spanish," one of the great problems of the Brits, according to the founder of the academy is that at developments such as Riviera del Sol and Calahonda the British can run smoothly in their everyday life without speaking a single syllable of Spanish. The monthly price of the academy is around 50 euros. There is also the possibility of having private lessons at 20 euros per hour. The learning method is based on modules. The beginner level lasts nine months and then progresses through the next levels "We not only want them to converse in Spanish, but that they know how to write well. It is essential that the British integrate in all ways. We must seek to interact with local people, "Parnell says. The academy also offers English classes for Spanish people and has capacity to accommodate over 120 students one morning. One of the motivating factors to seek Spanish nationality is the concern over health cover. British pensioners use Social Security, but when the UK no longer belongs to Europe, everything will be more complicated. Medical insurers will not accept older people and a very small percentage of the population will be able to afford the expenditure of paying privately hundred percent. The president of Brexpats in Spain highlighted the problem of social security cover for pensioners. "Some are 80 years and with chronic health problems and they cannot afford private insurance. They do not know what they will do, "laments Hernandez who criticises how the British who have been 15 years outside the United Kingdom were unable to vote in the referendum. "We are the forgotten, as if our opinion does not count. Brexit will affect us more than those who live in the UK ". - "There is no turning back" Brexpats in Spain does not have its own funds. At the moment, it is a non-profit association. Mijas Town Hall itself supports them, as do Estate Agents (Orange Estate), the Excelan of Marbella clinic and De Vere, one of the largest brokers in the world. "What they want is to cover expenses. The Association has been holding meetings and presentations aimed at discussing the implications of Brexit. The result was a surprise for everyone. We know almost nothing and there is no turning back. We must respect the decision of the referendum, "said Hernandez. The agreements for and against Brexit are heated, but one fact that cannot be argued against is that the real losers will be the retired British ex-pat living in Spain without residency as health insurance will be expensive, often prohibitively and may force many to return to the UK as age hits us all and insurance costs grow.

List your property FREE at: www.REDguide.NET 21

No deal, no problem

More EU countries guarantee British expats post-Brexit grace periods To hear the Brexiteers tell it, countries in the European Union have no autonomy. All decisions are made by the Little Dictators in Brussels. If only that were true, then we wouldn’t have 27 countries plus Switzerland and Scandinavia scrambling to figure out what to do with their British expats. As the United Kingdom moves inexorably toward a no-deal Brexit, an increasing number of countries across the European Union are assuring British expats that life will go on as normal. Well, at least for a few months. But concerns about their citizens in the UK have countries from Portugal to Poland making clear they’ll allow Brits to stay only if there is reciprocity and their citizens get settled status in Britain. For example, Spanish authorities are saying British expats will have the same rights in Spain post-Brexit as long as the UK extends residency rights to Spaniards already living in the UK. This comes after the European Commission asked – but decided not to order – member states to grant temporary residence permits to British nationals so they’ll have time to apply for long-term residency status. Germany and Italy already notified their British expats at the end of 2018. If you’re an American in the Netherlands, for example, you’re registered with the local government and have specific rights under the Dutch American Friendship Treat. But a no-deal Brexit would push British citizens into a neither-nor purgatory where they would have neither EU citizenship status nor a separate post-Brexit immigration status. And in some countries such as France and Spain, Brits never have had to register as permanent residents, which introduces another layer of anxiety. Until they get their long-term residence status as third-country nationals, they’ll won’t be able to leave their host country, then return as anything but tourists. What a lot of people – especially British politicians – don’t seem to understand is that no-deal means no transition time to implement new treaties.No-deal would not be the end of negotations, it would the beginning of another round of more,– and more intense – negotations to repair all the ruptures caused by Brexit So while British expats will be able to remain where they are living in Italy, the Netherlands and other countries, they will lose the right to move – or even travel unless they have long-term residence permits – within the Schengen Area until the UK can draw up separate reciprocal long-stay residence agreements. Bottom line: Wherever they are living now, British citizens should apply for a long-term residence permit sooner rather than later. Because they can take awhile to get and unless they have one, it may be harder for them to reenter their country of residence should they, say, return to the United Kingdom for a visit. Brits have till 31 December 2020 to apply for a foreigner identity card. Did you hear that huge sigh of relief on 1 March? That was the sound of 300,000-plus expats getting word Spanish officials have finally come out with a definitive no-Brexit policy: Everyone gets to stay in Spain, the EU country that’s home to the most British citizens. Spain’s cabinet approved legislation for an estimated 400,000 Brits living in Spain remain in place if the UK leaves the EU without a deal. And under a reciprocity agreement, 150,000 Spanish citizens would remain in the UK. Spanish Prime Minister Pedro Sanchez said in December that Brexit won’t change the status of British citizens in Spain, as long as the UK extends reciprocity to his citizens. Under the plan, Britons living in Spain will have to apply for a foreigner identity card before 31 December 2020 to prove their legal residency status. The process would be “nearly automatic” for those UK nationals who already have permanent residency, according to media reports. Now, here’s the tricky part: If there’s a no-deal Brexit, a Spanish contingency regulation provides a 21-month period starting from the withdrawal date (whenever that is) for the British nationals and family members to switch to third-country residence permits from EU rules. There are a few uncertainties because the actual number of Brits in Spain is closer to 1 million, many of whom have homes there where they live only part of the year. That said, Brits in Spain hold a strong hand, injecting about 1.32 billion euros each year just into the economy of Alicante, where more than 25 percent of them live, according to Forbes. Also, don’t forget that Spain is one of the Golden Visa countries. The New York Times has new post about how you can buy a house in Spain and get a passport in the bargain. NEW YORK TIMES ARTICLE When Natalia Yavorska and her husband first considered buying a holiday retreat somewhere warmer than their Ukrainian homeland, they were drawn to the Canary Islands. A vacation to the Spanish archipelago in 2012 left them eyeing land on the southwest coast of the island of Tenerife, and while the initial attractions were the golf courses and ocean views, the deal was sealed by a special extra that came with their purchase. “The fact that we could get a Spanish residence visa from buying real estate was very important, and that made it an easy decision,” said Ms. Yavorska, a 60-year-old former banker from a town near Kiev. That “golden visa” carried the right to eventually apply for a Spanish, and therefore European Union, passport, the kind of bonus that is luring a growing number of investors to high-end real estate. Once seen as a slightly shady practice, the business of dangling visas and citizenship in front of wealthy investors has become a more common, and in some cases hugely successful, marketing strategy. Ms. Yavorska and her husband, Alexander Yavorski, who own a pharmaceutical import business in Ukraine, were worried about political stability at home and saw the right to live in the European Union as “a type of insurance.”“Something can always happen between Russia and Ukraine, so if you have the chance to have a visa or a second passport sitting in your drawer, you would be stupid not to take it,” she said. So far, at least 14 countries have programs that offer visas or passports to foreigners who buy real estate, according to research by Henley & Partners, a British-based law firm that specializes in helping people looking such programs, and Montenegro will soon become the 15th, and the British overseas territory of Anguilla is planning to follow suit. Many more countries, including the United States and 20 of the 28 European Union members, are offering residence visas, which can often lead to passports, to foreigners willing to invest in non-property business ventures. These countries believe the investments will bolster their economies. Other countries, led by small Caribbean island nations and Vanuatu, in the South Pacific, are happy to simply sell a passport for as little as $100,000. Analysts say that offers of passports and residency have become a big business, attracting an estimated $20 billion a year in investment.That approach is transforming the upper end of real estate markets and reshaping the finances of some of the smaller countries, pumping billions of dollars into economies that are desperate for the funds. At the same time, the practice is raising fears in the European Parliament and the Organization for Economic Cooperation and Development, which works to promote economic growth worldwide. They worry that the programs could assist money laundering, tax evasion and the free movement of criminals and terrorists, as well as allow wealthy Russians, Iranians and Syrians to skirt economic sanctions. There are eight countries — five small Caribbean states, Turkey and, in the European Union, Cyprus and Malta — that will hand over passports to property buyers, who are generally required to spend little, if any, time within their borders. In December, Brazil joined Dubai, which is part of the United Arab Emirates, and six European nations — Cyprus, Greece, Latvia, Malta, Portugal and Spain — in extending residence visas to property buyers, although the rules vary greatly for converting those visas into passports. Portugal requires a waiting period of five years, during which the applicant needs to spend just one week a year in the country. Spain and Latvia insist on a 10-year wait. The Latvians and Greeks require difficult language tests and several years of actually living in the country, and the Latvians insist that applicants learn the national anthem. Dubai almost never grants United Arab Emirates citizenship to foreigners.The picky passport shopper needs to consider price, each country’s tax system and the speed of its bureaucracy: Dominica is the fastest to hand over a passport, and Turkey the slowest among nations that go straight to a passport. Passport shoppers also need to consider how much time a nation requires them to spend within its borders, and how many other countries will grant them visa-free access with their new passports. Grenada, for instance, offers passports that have visa-free access to both China and Russia. Wealthy Chinese are by far the biggest buyers of both visas and passports, followed by Russians, experts say. There is also growing interest among French citizens eager to avoid high income taxes and Britons desperate to maintain their European Union membership when or if their country leaves the bloc. “I think there will be a huge amount of activity once we know what is actually happening with Brexit,” said Penny Mosgrove, the chief executive of the upmarket real estate agency Quintessentially Estates. Americans are interested, too. In the five years to April 2018, 4,327 United States citizens received golden visas in Spain alone.

22 www.redguidebenalmadena.com Online property portals REDguide.net PROPextra Fotocasa thinkSPAIN Servihabitat idealista.com Kyero venta de pisos (Spanish only)

BUYERS GUIDE Dreaming of a settling in a villa in Benalmadena Pueblo or an apartment overlooking the sea in Torrequebrada? Our guide to buying property in Spain explains how to make those dreams come true, from the legal requirements to avoiding the pitfalls. The Spanish property market has many quirks, and it pays to do your research before buying a home in Benalmadena as knowing what to expect when buying property in Spain can help avoid any pitfalls of setting up your life abroad. Factors to be aware of when buying Spanish property include property scams, high capital gains tax, and fluctuations in the Spanish property market The Spanish property market Spain was badly affected by the global financial crisis and resulting property market crash, with house prices dropping by as much as 30%. Nearly a decade on, there are signs that the recovery is finally underway, with indices showing year-on-year price increases in major cities and resorts, and an overall national rise of 4% in 2017. Transaction numbers are increasing too, with data from the National Institute of Statistics showing sales increased by 16% in 2017. Home ownership levels are high in Spain, with around 80% of residents owning their own home, and many doing so outright, without a mortgage. Should you rent or buy in Spain? Rental opportunities can be limited in some parts of Spain. One estate agency has claimed that rent prices in Spanish cities have increased by as much as 15% in a year, and that this can partially be attributed to the growing popularity of short-term holiday lets through websites such as Airbnb. Now, some authorities in Spain are already seeking to curb this trend, with Madrid set to bring in new rules in 2019 to regulate the holiday let sector. For those buying or selling in Spain, transaction costs are moderate, at around 10-15% of the property value. For those considering a shorter stay, renting could be a more suitable option if you factor in Spain’s high levels of capital gains tax, which could offset any benefits of buying in the short-term. Are foreigners allowed to buy property in Spain? Yes. There are no restrictions on buying property in Spain, whether it’s commercial, residential or land. In fact, Spain encourages investment by foreigners, both resident and non-resident. You will require a financial number which can acquire by visiting a police station with your passport. This is no longer a one day job and can take weeks to get an appointment just to present documents to the Policia. Allow 6 weeks or pay your lawyer to do it on your behalf. Buy a property, get a visa Spain currently offers a ‘golden visa’ program for property owners. This is a form of investor’s visa. If you invest more than €500,000 in Spanish property, buying one or more properties, you will normally then be automatically eligible for a residency visa. This is not a work permit, but it will allow you to live in the country. It’s primarily aimed at retired people and holiday home buyers. Buying a home in Spain: The Search As it is easy for foreigners to buy property in Spain, there are websites and estate agents catering to almost every language and nationality. Many British real estate websites also list Spanish properties, with some online portals listing thousands of options. However, many of these focus on holiday homes, so you may prefer to use a Spanish site, such as the ones listed below. As you don’t need to be resident to purchase a property, it is possible to buy a home before you arrive and move in directly. However, this naturally comes with certain risks and we strongly recommend that you view the property you are considering and don’t cut corners on the process, even if this means spending some weeks in a hotel when you arrive.

Advantages / disadvantages of using an agent As estate agents are typically paid by the seller, there’s a strong advantage to using them for buyers. Estate agents can often provide detailed information about the region or city you’re considering, and many are bilingual and accustomed to dealing with overseas buyers. However, regulation is relatively low and unscrupulous estate agents do exist, so be wary of anyone who asks for payments upfront or suggests cutting corners. Always remember that you can choose your own notary, mortgage provider and so forth – you do not need to use a service suggested by the agent. Illegal properties For a long time, Spain has been popular with overseas buyers looking for holiday homes. On occasion, the large numbers of inexperienced foreign buyers have provided an opportunity for unscrupulous developers and estate agents to sell properties which are not legitimate. In some cases, planning permission has not been acquired before building, and properties are eventually torn down by the local government. In others, the quality of the property has not been up to scratch or as indicated, resulting in costly repairs. The British Foreign Office has issued notices warning expat buyers to be cautious and not take unnecessary risks. They recommend, at minimum checking: The credentials of any lawyers or estate agents used; the land registry (Registro de la Propriedad); that appropriate planning permission has been obtained; No outstanding debts attached to the property, such as a mortgage; structurally sound (surveyor /rchitect can do this). Most of this information can be provided by the land registry and accessed by making a request by email, phone, fax or in person. You can find the appropriate land registry office by vising the national website: www.registradores.org (Spanish only). Buying off plan or a new-build home The worst property scams in Spain, as elsewhere, have involved properties bought before they were completed or, sometimes, even started. While malicious intent is rare, caution is advised when buying a property which does not yet exist. At minimum you should: Check the company exists and is officially registered; check online at www.registradores.org (Spanish only). Ensure that the project is registered with the land registry. Check that planning permission has been granted by enquiring at the local city hall. Never sign a contract you don’t understand. Ensure that any translation is done by an independent party. Demand proof that any sums paid (e.g. a deposit) are being held or spent appropriately. Get proof that you’ll get a refund of your money if the property is not built. As a non-resident, you may also buy land and have a property built yourself. In this case, good legal advice is even more important as you will need to ensure that contracts with builders are appropriate and watertight. Debts transfer with property In Spain, any mortgage or debt tied to a property is transferred to the new owner when the property is sold. It’s thus critically important to ensure that there are no debts attached to the property when it is sold, or that if there are, they are covered by the terms of the contract. Debts may include: Mortgage; Payments due to Community associations; Property tax (impuesto sobre bienes inmuebles). Buying a Spanish property The process of buying a property in Spain usually runs as follows. First, the buyer makes an offer, usually through the seller’s estate agent. If this is accepted, then the buyer and seller sign a preliminary contract (contrato privado de compravento) and the buyer pays a deposit, typically 10% of the purchase price. (Do not pay a temporary holding deposit unless you are going to buy the property as you cannot get those funds back unless there is a legal reason not not complete the purchase) The buyer then arranges any mortgage they require, although they should have already discussed their needs with the mortgage provider. The contract of sale (escritura de compravento) is usually signed in

List your property FREE at: www.REDguide.NET front of a notary, at which point the full sale price, taxes and other costs become due. Legal requirements The services of a notary are not legally required to complete the sale, but it is advisable and required by many mortgages. The seller is responsible for hidden defects in the property, even if they are not aware of them. However, in practice gaining restitution for such defects can be difficult and costly. Paying the costs and taxes associated with buying a home can be completed by the buyer or their agent. It is the buyer’s responsibility, however, to ensure taxes are paid. The buyer is also responsible for registering the property. The notary may provide this service for a fee, and/or may notify the registry office that the sale has taken place, without completing full registration. Funding purchase: deposits and mortgages Following the 2008 crash, Spanish banks were reformed with significant IMF involvement. This reduced the number of lenders in operation, and significantly increased the regulation and oversight of the industry. As a result, many banks began to lend less and mortgage rates and terms became less favourable. Mortgage lenders will not complete on a mortgage agreement until you own a property. For this reason, it’s important to include a clause in the contract allowing you to exit the agreement if you cannot acquire a mortgage. Fees and charges Costs are primarily paid by the buyer, and vary from region to region. Many are negotiable – there are no fixed fees for lawyers or estate agents. Costs paid by the buyer include: Property transfer tax 6–10% (existing properties) / VAT (or IVA) at 10% (new properties); Notary costs, title deed tax and land registration fee 1–2.5%; Legal fees 1–2% (including VAT). The estate agent’s fees are usually paid by the seller, and this is typically their only cost. Estate agents usually charge a percentage, typically around 3% of the final sale price. Capital gains tax Capital gains tax is paid on the profit of selling your home, i.e. the difference between the listed purchase price and the listed sale price, and the level in Spain currently varies between 19% & 23% First €6,000 – 19% €6,000 – €50,000 – 21% €50,000+ – 23% Thus if you pay €200,000 for a property and sell it for €350,000 you will pay capital gains tax on €150,000. Due to the tiered system this would add up to €33,260 euros. You may be able to claim a reduction on the capital gains tax to account for inflation; or if you are purchasing another property in Spain; or if you are over 65 and have lived in the property as your main residence for more than three years. Otherwise, unlike in other countries, capital gains tax applies no matter how long you’ve lived in the property. Your residential status does not affect the application of capital gains tax either, as capital gains tax should be paid in Spain for property owned in Spain even if you are no longer a resident. Choosing a reliable lawyer Any lawyer practising in Spain should be registered with the local bar association (Colegio de Abogados). They will have a registration number that you can ask for and then verify with the bar association. Naturally, registration does not guarantee honesty or competence, but it is a good minimum standard to insist on. You can find a list of all the bar associations at the national website for Spanish lawyers, Abogacía Española. Finding a translator Many governments provide lists of lawyers and translators who speak both Spanish and another language. The British Embassy’s list of English speaking lawyers and translators is a useful resource.

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SELLERS GUIDE So Many Choices when selling your home in Spain Once upon a time it was simple, you placed an advert in the paper and waited for the phone to ring or you called the estate agent and left it to them for a fee you would not pay until the property was sold. Today, in this wonderful world of technology and myriad media all trying to grab more and more attention, it is almost impossible for either you or the Real Estate Agent to catch the eye of potential buyers, especially when they often live in far away countries and speak different languages. Social media, websites, portals, landing pages, SEO, and property search mobile apps are attempting to replace the For Sale Board, local agent and the colourful window displays along high street offices. There are 200 global property portals around the planet that mostly serve their local country or region in truth, such as RightMove, Idealista or Zoomla. By the time you or your agent has posted on all of those, plus created a dozen landing pages in multiple languages and posted to 50 social media groups it is more likely that your house will have been consumed by the next Ice Age than sold to a waiting buyer. In reality, technology has made buying and selling property both more simple and yet more difficult at the same time, failing to realise the promise of making the process of bringing buyers and sellers together without having to walk around Real Estate offices all day. Today buyers need to trawl through so many internet portals, social media groups and websites, often with out of date or misguiding information that the search is even more frustrating, simply better on the foot leather. Vendors and Brokers now face the task of listing properties on all these media to have any chance of shining through the noise to be seen by the buyer being bombarded with emails, push notifications and sheer quantity of options. Should I use an agent / broker? If you have the time, patience, and experience to both promote your offer and handle the enquires from time wasters, tyre kickers and dreamers in search of the one elusive buyer that wants, and has the finances, to make a purchase, then you could save money by doing the work yourself. You could also make your property more attractive to potential purchasers by reducing the price to pass on the 5% saving in commission. However, since the launch of MLS (Multi-property Listing Sites) such as Resales.com, that allow thousands of brokers to show each others listing and share commissions, it is much harder to compete for the attention of purchasers so making the decision to enjoy the support of a professional broker is much more inviting than before. Thankfully there is nothing wrong with doing both as long as you do not sign a sole agency agreement where the broker is paid even if you find a buyer yourself. Here at REDguide, we are working to make the whole process much more simple by creating a multi-media platform offering sellers and brokers the ability to list property on a single site and benefit from being promoted on our local and global websites, newspapers, digital magazines, social media groups and mobile Apps without financial risk In theory, by making it both simple and risk free to advertise we should becomes the one place that every property for sale or rent is displayed, removing the confusion from searching and also streamlining the sales process. Owners can register properties at zero cost and brokers can list on a sliding scale between paid for advertising and collaboration commission, so we have removed the financial barrier from listing property to create a single place for buyers to search for exactly the property they need on a single database. Preparing property for sales viewings People “Buy with the Eye”, so presenting your property to be as tempting as possible each and every time you show potential purchasers will make a huge difference to the speed and ultimate price of a deal. Buyers want a cheap price so they can increase the value or a dream home they can imagine living in today, and all those offers in between are left on the shelf until the local prices rise to make your home a bargain or the guy next door wants to expand his property into yours. Focus on Kitchens, Bathrooms and Cleanliness as no matter how politically correct the world becomes there is one fact that remains constant and that is “women buy homes, men buy an easy life and proximity to golf”.

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GUIDE TO RENTING A HOME IN SPAIN If you’re looking into renting in Spain, find out where and how to rent a Spanish property and what quirks to expect from the Spanish property market. Although property prices in Spain fell significantly in the years following the financial crash, the effect was not felt as strongly in Spain’s rental market. Buying or renting in Spain Renting a property in Spain is a good way to get to know the country and decide which area you would like to live in, and renting for a few years before buying is generally a sound course, particularly in the current market. Find a property in Spain As with other countries, the most common way to find a house or apartment to rent in Spain is an estate agent (inmobiliarias), online property portals, newspaper adverts or word of mouth. In addition to the Spanish property portals listed below, you may find properties listed on real estate websites based in other countries, particularly the UK and Germany. However, these will often be targeted at tourists and may therefore be more expensive. If you find a property through an estate agent, it’s important to know that they are usually paid by the landlord. However, if you specifically ask an agent to find you a property, you can expect to pay for this service, either a fixed fee or a percentage of the monthly rent. This will typically be between €250 up to a month’s rent. Online property portals: ? REDguide.net, thinkSPAIN, Servihabitat, comprarcasa, idealista.com, PROPextra, milanuncios - (Spanish) , tucasa.com (Spanish only), venta de pisos (Spanish only), Nestpick (Furnished Apartments & Rooms (English, Spanish, French, German, Italian)Property descriptions While holiday and short-term lets require a licence, long-term lets don’t. As a result, properties vary in quality and the descriptions vary in accuracy. Property portals that offer languages other than Spanish sometimes use automatic computer translations, so be sure to confirm that the key features exist when you view the property. As in many European countries, Spanish properties are typically advertised with a monthly rent and a living space in square metres. The advert should also indicate whether the property is furnished or not. However, as there are no clear standards for this, unfurnished properties may be completely bare, have no kitchen appliances, or include a few pieces of furniture left by the landlord. Likewise, furnished properties can be either comprehensive, including kitchen items, or very basic – so if you view the property while the previous tenant is still in residence, make sure you’re very clear about which pieces of furniture are staying. One option is to email the estate agent to confirm this, getting the answer in writing. All properties on long-term lets are required to have an energy efficiency certificate. This will often help you spot houses that will be expensive to heat or which are older, as new properties will typically have a good energy rating. Applying for a property in Spain Expect to apply to an estate agent for a property and to put down the equivalent of one month’s rent when you do. This is usually rolled into your deposit when the contract and moving in are complete.

You will typically be asked to provide: ? Evidence of employment or ability to pay rent ? Tax identification number (if you are working) ? Passport or ID ? Personal references. ? Deposits when renting a Spanish home your

landlord will almost certainly ask for a deposit of one month’s rent before you move in

Spanish tenants have the reputation of being bad payers in general, so many Spanish landlords lack trust and may ask for additional guarantees. Here are some examples of what the landlord can ask for: One or more additional payments of rent A bank guarantee. This is an alternative deposit that the bank pays on behalf of the tenant to the landlord in the case of non-payment of the rental instalments A written guarantee from the employer, a kind of certificate in which the employer guarantees the payment of the rent to the landlord if the tenant stops paying Paying the rent in Spain If you fail to pay your rent by the seventh day of the month, the landlord can claim the rent in legal proceedings. If the amount overdue is less than €2,000, the landlord can go to court to claim it without needing a lawyer. These are short proceedings that take a couple of weeks, after which a legal deed is obtained to execute the claim (executor title). With this title, the landlord can easily claim the overdue payments, but not evict. To evict, a different and complex procedure is required in the courts. Cost of renting a home in Spain Deposits in Spain should be held by a third party, which then allows for mediation if there’s a dispute at the end of the tenancy. In addition to the rent, you will be expected to pay for utilities and minor repairs due to wear and tear. This should be made clear in the contract. Utilities for a two bedroom apartment in Spain are typically around €50–150 per month, depending on energy efficiency, usage and type of utilities. On top of this, there may be annual or monthly fees for maintenance of communal areas and local charges, such as garbage collection. Tenancy agreements in Spain In Spain, a tenancy agreement (contrato de arrendamiento) is valid whether verbal or written. Verbal contracts are generally a bad idea, particularly if you don’t speak the language fluently. Instead, insist on having everything in writing so you ensure you fully understand what you’re signing. To break a contract, the lessee must give at least 30 days’ notice before the end date. As standard, a tenant with a long-term contract (more than one year) has the right to renew annually for three years, unless the landlord states after one year that they intend to occupy the property personally on a given date – two months’ notice must then be given to the tenant. The landlord is permitted to increase the rent if improvements are made, as long as the increase meets certain standards and is less than 20% overall. Typically, a contract will be for 12 months, renewed annually, and if you give notice to quit during this period, you will have to pay rent until the end of the contract. The tenant can terminate the rental contract: after six months, respecting a notice period of 30 days, regardless of the duration of the contract If a clause has been inserted in the rental contract stating that the tenant can terminate the contract at any moment, even before six months are up. The full details of rental law in Spain are provided on the government website (in Spanish).

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GUIDE TO BUYING & RUNNING A BUSINESS Becoming ‘autonomo’ (Self Employed) in Spain and tips on how you can sort out your taxes as a self-employed worker in Spain. Before starting a business in Spain, think carefully about the implications from a compliance point of view. As setting up a limited company here is timeconsuming and expensive, many people start their business as a self-employed person and set up a limited or SL company once the business is established, so If you decide to become selfemployed, this is what you should expect: Facts about being autonomo in Spain As an autonomo in Spain you will have to pay your social security of around €240 each month. This will allow you to enjoy Spanish national healthcare system and a pension when you retire. You do not need any professional help with registration or reporting responsibilities, but as you will find when talking to any local ex-pats that have gone through the process, dealing with local tax offices, town hall offices, licensing departments and the myriad departments you will become accustomed to waiting in line to meet, you will be well advised to enlist the services of a “gestor” (Advisor) or accountant who can help register you with the hacienda (tax office) to help with compliance and do the quarterly and annual accounts, especially if you do not speak Spanish. Beware of the smiling face of the British ex-pat “Advisor” or English speaking “Gestor” introduced by your agent or the business vendor as the huge opportunity to earn high commissions and undisclosed fees here is too tempting for some to remain honest when faced with inexperienced, over excited people with heads full of dreams and bags full of money. Do your homework well, ask many local business owners who they use, for how long and what experience they had enjoyed. Do this before you invest a single penny in your business as who you appoint to help you through the first few years will determine your chance of success more than almost any other factor. If you are invoicing a company as an autonomo you may have to include Impuesto sobre la Renta de las Personas Físicas (IRPF) of 15%. This means the company you invoice retains the 15% of the tax on your behalf and pays it at the end of the year. You will have to pay the remaining 5%. As an autonomo in Spain you pay tax and your VAT every quarter. Each quarter you may be required to pay 20% tax on your income (after expenses have been taken into account). Registration Before you start trading, it is essential that you register with the tax office to inform them that you will be commencing a business activity. This is because any expenses incurred prior to registration will not be tax allowable and as registering with the tax office is a legal requirement, failure to do so can result in a fine. Registration is done via a census return which informs the tax office of the following: ? Name, address and identification number ? Date of commencement of trade ? Description of business activity ? Whether your activity is subject to VAT ? The type of profit calculation and taxation system applicable to your trade (some trades fall within business modules that are taxed at fixed rates regardless of volume of business) ? Whether you are obliged to present quarterly returns on your profits to date ? Whether you have business premises, and the address details if so ? Whether you will be importing or exporting and

wish to be registered on the EU traders list You must also register with the social security office upon commencement of trade as a selfemployed individual and start paying your monthly national insurance contributions. Do your research! Many of the frustrations arising when starting in business in Spain are due to a lack of awareness regarding the local compliance system. Make sure you have understood all the aspects that are relevant to your particular trade before you start to minimise problems. If you have any doubts, be sure to consult a professional as this will greatly contribute to your chances of success. Accounting records As an individual, you are not obliged to maintain records which include a balance sheet. Your minimum obligation is to maintain records of all your sales and business expenses; in a way that meets the required standards. Of course, even though you are not obliged to maintain a balance sheet, you may benefit from it as it will help you manage your business more effectively. Withholding tax on your sales In some instances, your clients will be obliged to withhold some of your fees to be paid over to the tax office on your behalf as income tax. For example: The standard rate of withholding tax in Spain for professional sole traders is 15%, however, during your first two years you may opt for 7% retention instead. Our advice is that if your profit margins are high and you are have difficulties setting money aside to pay your taxes, it is better to suffer a 15% retention as any balancing payments due will inevitably be lower. Quarterly obligations As any other business you will need to report to the tax office on a quarterly basis by filing the relevant returns. In addition to the general obligations that apply to all businesses, you may be obliged to file a return disclosing your accumulated profits for the current year. Income tax payments on account Generally, when a profit has been made, you will need to pay the tax office 20% of these reported profits as a payment on account of your personal income tax. This may come as a surprise if you were used to making payments on account in your home country only twice a year. However, you may appreciate the benefits of this system as you are less likely to face large tax bills on an annual basis. Year end Once the year has come to an end, you will have to file a personal income tax return. This return will combine all of your sources of income, including your business profits, and all of the tax reliefs you are entitled to as any other resident individual. When your final tax liability for the year has been ascertained through this process, you will either have to make a balancing payment or request a tax refund. A balancing payment will arise if your tax liability is greater than any payments on account already made through the system noted above. Bear in mind that the maximum payment on account suffered will have amounted to 20% of your business profits, and that the higher earners in Spain are taxed up to 43%. A refund may be requested if the withholding tax suffered exceeded your liability once other reliefs, such as mortgage costs, have decreased your taxable base leading to an effective rate of tax below 20%.

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MONEY MANAGEMENT & MORTAGE FINANCE

If you plan to buy property in Spain, read our guide to see what Spanish mortgages are available to expats and how to apply. There are no restrictions on foreign buyers purchasing property in Spain, but it’s important to be aware of the specifics of Spanish mortgages before buying your own property. Here, we explain the main things you should consider before applying for a mortgage in Spain. Should you buy property in Spain? In the last couple of years, the property market in Spain has finally picked up after a long slump following the financial crash. In November 2018, house prices increased by 5.6%, and it’s been predicted that the market will remain buoyant in 2019 through to 2020, but there may be a slight stagnation in the middle of 2020. Spanish mortgage lenders offer an array of mortgage products specifically designed for foreign and expat

on the mortgage type. The good news is that it may be possible to borrow significantly more of the property’s value – up to 100% in some cases – when buying a bank’s repossessed property in Spain. Some banks might only be willing to provide a mortgage to foreign buyers for their own listings. In this case, your options for getting a mortgage may be tied to a particular property. In some cases, the mortgage you get may be based on the bank assessor’s valuation of the property rather than the price you’re paying for it. Thus, if an assessor valued your property at €125,000, you could traditionally borrow up to €87,500, even if your purchase price was only €100,000. Spanish mortgage calculators Most Spanish mortgages are variable rates linked to the yearly Euribor (European inter-bank offered rate) plus a margin. For example, with Euribor at -0.37% at the start of 2019, and variable-rate mortgage rates ranging from 1.8–3%, you could theoretically pay just 1.43%. Many lenders also offer fixed-rate mortgages, which range from 2.4–3%, depending on the loan term.

Cost of getting a Spanish mortgage If using a Spanish mortgage lender, you should allow up to 10-15% of the total purchase amount for various transaction costs. Thus, if your property is valued at €120,000 and you can borrow 70% of this amount, you will need to have a €36,000 down payment plus up to €1,760 in savings. Typical closing costs include transfer and stamp taxes (explained below), the bank’s arrangement fee and opening fee, a notary fee and registry fee, and a bank assessor’s fee. Property transfers in Spain are done through public deeds of purchase, which must be certified by a notary. The sale is not official until the notario signs using his firma protocolizada, for which fees apply. As soon as the notary certifies that all the documents are in order, the deed is ready for investors, and the government operates a special taxes. visa-and-property scheme. If you’re buying in Spain, you’ll need to think long-term, Taxes on Spanish property purchases as Spain’s capital gains tax can offset any benefits of Residential properties are subject to various Spanish buying for short-term investors. taxes, which are all paid by the buyer. Transfer tax is Additionally, buyers need to factor in property up to 10% of the purchase price, depending on the transaction costs of around 10–15% of the property’s property’s location. For example, transfer tax in value. Even if house prices rise, it is still likely that you’ll Madrid is set at 6.1%, but in Catalonia and Valencia need a minimum of three to five years to offset you’ll pay the highest rate of 10%. The stamp tax also varies by location and ranges Spain’s golden visa for international property between 0.5–1.5% of the purchase price. Sometimes buyers the buyer pays the seller’s plusvlia tax, which will vary During the market downturn, the Spanish government based on the seller’s tenure in the transferred moved to welcome foreign investment in real estate. property. This means that under certain conditions – including a These fees are typically included in the mortgage minimum investment level which can be spread closing costs, though they may need to be paid among several properties – investors can receive a directly to one or more taxing authorities. Spanish residency permit. The golden visa allows qualifying individuals to reside Property insurance in Spain in Spain and travel throughout the EU, though it does All Spanish residential property owners are legally not allow for work or grant access to state benefits. obligated to have home insurance to cover the value Golden visas require an investment of at least of the property. Life insurance is not mandatory but €500,000 (without financing). many lenders require borrowers to take out life A Spanish consulate in your home country will be able insurance policies sufficient to pay off the to provide information about getting a Spanish golden outstanding mortgage balance. visa. You may also want to consider getting mortgage insurance, which would protect you if you can’t make Types of Spanish mortgages mortgage payments. Having an active life insurance Spain offers the usual types of mortgages, with policy and a mortgage insurance policy before additional expat-focused Spanish mortgages offered applying for a mortgage may even provide access to by international banks and Spanish banks. better interest rates. Many Spanish mortgages have no restrictions on purchase price or nationality, though some products Tax considerations and deductions in Spain favor buyers from specific countries, or buying Non-residents of Spain are liable to pay Spanish property in certain regions. income tax and a potential tax on Spanish assets. If The biggest difference between residential and non- you spend more than 183 days in Spain, however, residential loans is the maximum loan-to-value (LTV) you may be considered a resident for tax purposes. that banks will allow. Residents can generally borrow This will expose you to pay 19–21% tax on capital up to 80% of the property’s assessed value whereas gains (if you sell your property). non-residents are limited to 60–70% LTV, depending

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MORTGAGE

You may also be subject to pay wealth taxes on your worldwide assets. If your assets are greater than €2m you can be required to pay a tax of up to 2.5% of your total worldwide asset value. In addition to taxing rental property income, Spain also levies a property tax between 1% and 2% of the property’s value per year, depending on location. You may also be subject to a special assessment of 3% per year for the right to own property in Spain.

underwriters have processed everything, the bank will make you a mortgage offer. This may not be the bank’s best offer, so don’t be afraid to take it to a competitor. Often the competitor will try to provide you a better offer – which you can then take to the original bank to see if they are willing to improve their original offer.

The good news, however, is that Spain allows for deducting mortgage interest, repairs, maintenance, leasing fees, and up to 3% depreciation of the purchase price of a home. Before applying for a Spanish mortgage Before applying for a Spanish mortgage, you will need a Número de Identificación de Extranjeros (NIE) – an identification number for foreigners. This number is similar to a US Social Security number or a British National Insurance number. You cannot purchase property or get a mortgage in Spain without an NIE. If you’re in Spain, you can start the NIE application process at any local police station. Outside of Spain, the best way to apply for an NIE is to contact your local Spanish consulate. When applying for an NIE, you will need the following documents: A completed EX-15 form Supporting document(s) to show why you need an NIE Copy of your passport pages and original passport Two passport-sized photos €9–€12 fee to submit tax form 790 How to apply for Spanish mortgages

Most of the larger Spanish banks offer mortgages to non-residents, most notably Banco Santander Central Hispano, Banco Bilbao Vizcaya Argentaria (BBVA) and CaixaBank. You can also secure a mortgage through an international bank such as Chase or IMS. When applying for a mortgage for Spanish property, the best advice is to start early and shop around. While the official mortgage process can only start after a sales agreement has been reached, it is both possible and advisable to start developing your mortgage concurrent with your real estate shopping. There are many financial products available for nonresidents, and the terms of any specific product may place limits on which properties you can qualify to purchase. Documents to apply for a Spanish mortgage Whether you go through a Spanish or an international mortgage lender, you will need – at a minimum – the following items: ? NIE number ? Proof of employment or income ? A pre-agreement with the seller ? Proof that the property tax is paid to date ? Details of your current debts and mortgages ? Copies of ALL your existing property deeds ? Records of your current assets ? Any prenuptial agreements (if applicable).

Once you submit your completed file to the bank and the

Extra costs of applying for a mortgage While you don’t need to specifically pay to get a mortgage offer, advice or consultation, you may need to pay for a property appraisal, local attorney or Spanish translator (one who does not work for the mortgage lender). These can help you avoid being misled or pressured by highly motivated sellers who may be willing to take advantage of non-resident buyers.

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HOUSE CLEARANCE WE BUY EVERYTHING

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Have your vehicle professionally cleaned ready for your return to Spain

NO MATTER HOW BIG OR SMALL We buy all furniture and also do removals from 25â&#x201A;¬ per hour

BEST PRICES PAID from Torrox to Estepona Distance No Problem

Ctra. Guadalmar 53, Malaga 29004 - E: parking@europarking.es Tel: +34 629 379 818 - W: www.europarking.es

Home Furnishings Deco - Hogar

TEL: 631701309 any time

E L A S F E F N O I L % F 0 O 6 D TO N E UP

Olivia interiors interior design & furnishings Movil: 600 523 032 Telf: +34 952 561 863 Poligono Industrial Arroyo - Local 4 In Front of the Fire Station in Arroyo

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SHOPPING

www.clinicapalomacabello.com

Telf: +34 952 442 683 Mov: +34 625 441 308

accessories baby clothes bedding fabrics fashion footwear lighting pots & pans technology mobile phones sound & light toys & games

C/ Alcalde Antonio Garcia Edf. 3C - Local 7 - 29631 Arroyo de la Miel, Benalmadena

Before After

DOMESTIC APPLIANCES

Moscatel 17, Local 3, Pol. Industrial Arroyo de la Miel 29631 Benalmadena (Malaga) Telf: +34 952 578 398

Cushions

Special Offers for Bars & Restaurants Outside Terrace Furniture

Av. Salvador Vicente, nยบ 5

Avenida Villa Rosa, Mรกlaga

Arroyo de La Miel, Benalmadena

OPPOSITE MACRO ON N340

T: 696 70 34 48

T: 608 05 23 85

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CONSTRUCTION & RENOVATIONS

COSTA DEL SOL HOUSING BOOM Malaga is the fifth “most important” real estate market in Spain, situated in privileged positions both in terms of the purchase and sale of homes and in the signing of mortgages.

fully translated into operations, so there is still a clear excess of land to develop and even already urbanized. The large developments in towns such as Estepona, Fuengirola and Mijas are, in part, pushed by “the braking” of new projects in Marbella, after the suspension of the General Urban Development Plan (PGOU) by the Supreme Court. Who or who leads the projects? They are driven by myriad promoters and foreign funds, also by local companies with their own funds or associated with other investors. The Costa del Sol is attractive to many different investors due to infrastructure, communications and renewed stability in recent years as the local and regional authorities have battled to put the management and legal problems behind them. Banks are once again supporting development, albeit prudently, with more liquidity for promotors and also funds for purchasers to facilitate completions. For the first time in seven years financial institutions are open to financing promotions provided that the land is owned by the promoter and there is a good volume of pre-sales. Many international clients have become very interested in buying on the Costa del Sol, especially from northern and eastern Europe, reducing the reliance on buyers from the UK and Spain. The Scandinavians (Swedes, Finns and Norwegians) have taken the lead and are leading the purchases of houses on the coast of Malaga, and they are interested in both new construction and resales thus feeding investment to both ends of the spectrum which can only be good for agents and vendors by adding to the urgency for all purchasers to commit to the investment decision through Fear Of Missing Out (FOMO).

And it is estimated that, in the short term, the good figures will continue throughout 2019 and 2020 with “sustained growth”. This is how forceful the experts’ forecast is, but we are going to break down all the details of this statement; some aspects will have to be taken into account. More than 200 new construction projects on the Costa del Sol and around 11,000 new homes for sale shows real confidence in the growth of our Real Estate market in the aftermath of the devastating global crash in both property and financial markets. Malaga, Marbella, Fuengirola, Mijas, Estepona and Benalmádena lead the way in number of recently completed transactions throughout the Andalusian coast. This confidence is also reflected in the large number of residential projects that are being developed in the Malaga coastal market which will be delivered in the coming years, bringing both jobs and investment to the whole area. They are also reactivating works that had been paralyzed after the crisis, as is the case of a promotion of 150 homes in Mijas and another 80 in Fuengirola. New developments have also been started in Mijas Golf, La Cala de Mijas and Benalmádena. In this area, with respect to the land, feasibility studies are being carried out and prices are being tested which are not Here’s to a great 2020 Vision for our town and region.

Tel: +34 952 56 75 73 www.grupo-protec.com

Whether a new construction or a renovation project, our ample experience to plan, coordinate and implement building projects provides assurance of quality, transparent performance and smooth, on schedule completion. In addition we offer a full range of trades for structural works, extensions, renovations and interior repairs from foundations

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DENTAL CLINIC

SERVICES

Clinica DentalPaloma Cabello C/ Alcalde Antonio Garcia Edf. 3C - Local 7 29631 Arroyo de la Miel, Benalmadena

Y IT AL NG QU ETI GH AL HI R V CA

Have your vehicle cleaned ready for your return to Spain

Tel: 952 442 683 / 625 441 308

DRAIN SERVICES Throughout the coast - Movil: 651 1110 005,Tel:+34951 310 111

ELECTRICAL SERVICES

AIR CONDITIONING

Doctor COLDAIR

DC ELECTRICAL

New

AIR-CON REPAIR NO FIX = NO FEE & NO CALL OUT FEE

Call Joe on 634072372 from €550 Complete Systems

Call Office: +34 952 567 514 or Mobile: +34 608 864 683

ELECTRODOMESTICOS DTODO ELECTRODMESTICOS

Avenida Estacion 5, Arroyo de la Miel

Pol. Ind. Arroyo de la Miel, C/ Moscatel, 17, Local 3, 29630 Benalmádena, Málaga Tel: 952 57 83 98

Tel: 952 24 44 42 / 606976555 Info@espejopalacios.es

BUILDING & MAINTENANCE Avenida Estacion 5, Arroyo de la Miel Tel: 952 24 44 42 / 606976555 Info@espejopalacios.es

FIRE SAFETY INCOTEX FIRE SAFETY Calle Cesar Vallejo, 22 Malaga 29004 Phone: 952 243 103 / 952 056 734

BEER GAS SUR GAS S.L.

FOOD SUPPLIERS BRITFOOD.NET

C/ Tabor, 16, Pol. Ind. El Viso, Malaga 29006 Tel: +34 952315280

BEER, WINE & SPIRITS BWS (Beers Wines & Spirits) S.L.

Fresh & Frozen British Foods delivered to your home or business the next day

GAS SUPPLIES

CARNICERIA MIGUEL

www.business-sales-spain.co

C/ Antonio Alcaide Sanchez, 11 Torremolinos Tel: +34 952 376162

CLEANING SERVICES Charlies Property Angels Torrequebrada: +34 610130544 Marbella: +34 951572833

COFFEE & EQUIPMENT CAFÉ GUSTO Tel: +34 952 38 254

New Systems from €550 Washing machines repaired and installed

NO CALL OUT FEE

MARTINS HAIR SALON Av. Gamonal, Edif. JUPITER Tel:+34952447616

HEALTH & FITNESS HELEN KERGON Personal Trainer Tel:+34 678 204 452

ICE SUPPLIES FRESKISOL

MARTINSA USED CARS Call today for a great deal 690808232 - 952578290 Dona Francisquita Catering

Call Joe on 634072372

HAIR & BEAUTY

E: info@business-sales-spain.com

CATERING SERVICES

FREE ESTIMATES & NO HIDDEN CHARGES

Glass Manufacturers & Glazing Tel:+34 952 477 963 or 677 712 742

Telephone:

NO FIX - NO FEE & NO CALL OUT

DMCS GLASS S.L.

+34 951 254 222

CAR & MOTORCYCLE SALES

AIR CONDITIONING REPAIRS

GLASS & GLAZING

C/ Andalucia local 46, No.2, Benalmadena

BUSINESS SERVICES

Doctor COLDAIR

Opposite Train Station, Malaga Tel: 900 100 251

Dársena de Levante, Local A-11, P. Marina Tel: +34 952 44 73 65

BUTCHERS / CARNICERIA

AIR CONDITIONING

Gas Natural Fenosa

C/ Hemmingway, 38, Pol. Ind. Guadalhorce, Malaga 29004 Tel: +34 95237 32 33

BOAT REPAIRS & SUPPLIES NAUTICA JUAN REUS

Ctra. Guadalmar 53, Malaga 29004 - E: parking@europarking.es Tel: +34 629 379 818 - W: www.europarking.es

ICE, FROZEN FOODS & PRODUCTS TEL: +34 952 371 521

INSURANCE SEVIOUR CAR & HOME

SEVIOUR INSURANCE Av. Bonanza 70, Local 21

INSURANCE Benalmadena 29631,Tel:+34952562506

JEWELLERY & REPAIRS NAT&BELLE Torrequebrada, Benalmadena Tel: +34 679 89 74 05

PARKING

EUROPARKING.ES Ctra. Guadalmar 53, Malaga 29004 E: parking@europarking.es Tel: +34 629 379 818 - W: www.europarking.es

LIST YOUR BUSINESS ON THE REDGUIDE DIRECTORY FROM LESS THAN FROM LESS THAN 60c A DAY (Sixty CENTS a day) including free profile on our online global products & services directory - www.directory.redguide.net - Call 633488940 today

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SECURITY CAMERAS ONLY AS GOOD AS THE IMAGE CAPTURED

CLEAR IMAGES ARE NOW AFFORDABLE New location, new solutions WITH more than 16 years of experience in Spain, EuroSat Solutions who have a brand new showroom in Torreblanca are experts in supplying a range of TV and internet services. The company goes out of its way to discover innovative and inexpensive solutions to a whole number of problems and have some exceptional deals, especially if you want to keep abreast of what’s on UK TV. As modern technology expands, they are now able to offer a range of There is a need for surveillance cameras to film IPTV and HD boxes supported by the latest VPN system so that you with clear images in a variety of environments. Sony's image sensors meet this need by providing can watch your favourite TV programmes whenever you want and in high-sensitivity performance suitable for night filming some cases with catch up facilities or streaming to additional televisions or laptops. A relatively new area of business, which is becoming increasingly more popular, is the supply of pay as you go mobile phones and chips which are much cheaper and come with far less bureaucracy than those supplied by most of the Spanish mobile companies. With packages starting at less than €10 per month and actual phones from the incredibly low price of €25 upwards, there is no need to be stuck with long contracts and these are ideal options for those who don’t use their phones a great deal or are just visiting for a few weeks. As if this wasn’t enough, the company is also sourcing different useful, innovative and sensibly priced gadgets which can improve security and also just make day to day living that little bit easier. Latest offers include the Sony Starvis security camera which will film clear images in a variety of environments and unlike many security cameras, the Sony image sensors provide high-sensitivity performance suitable for night filming so that you get a clear picture rather than an indistinct image. Naturally, EuroSat Solutions technicians are available to not only install the camera but also explain all of its uses; installation is simple and can be arranged by their qualified technicians who cover the area from Malaga City to Estepona and even further as well as inland. This is an ideal option for business as well as home security. Other useful products include a solar powered charger, really bright portable and Bluetooth speakers, a credit card sized phone or even a child’s watch with an inbuilt GPS to allow tracking. They have recently moved to brand new premises at Paseo Maritimo Rey de Espana 124, local 8, 29640 Fuengirola just down the road from their old showroom and promise to offer the same great service but from a brand new base where parking is free. For more information about the great service and superb offers available, drop in to the showroom visit the company website at www.eurosatuktv.com, their Facebook page or call Chris or Peter on 952 661 456 or 952 661 956 between 10am and 5pm Monday to Friday to discuss how they can help.

www.eurosatuktv.com IPTV BOX

299€ 199€ 25€

om fr

Visitors are always welcome at EuroSat Solutions

SATELITE

MOBILES

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TRANSPORT, REMOVALS & STORAGE

Y IT AL ING U Q ET GH VAL I H R CA

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Specialising in Low KM Nearly New Cars

Have your vehicle cleaned ready for your return to Spain

Call today for a great deal - 690808232 - 952578290

www.martinsamotor.com Ctra. Guadalmar 53, Malaga 29004 - E: parking@europarking.es Tel: +34 629 379 818 - W: www.europarking.es

Calle Moscatel, 18, Arroyo - Benalmรกdena

Specialising in Low KM Nearly New Cars

Call today for a great deal - 690808232 - 952578290

www.martinsamotor.com Calle Moscatel, 18, Arroyo - Benalmรกdena