Your guide to UCAS and student finance Neal Robertson n.robertson@essex.ac.uk
Applications and offers Students submit their application via UCAS Universities make a decision by early May. Students can log in to UCAS Track to view and respond to offers. Offers will be either conditional or unconditional.
Decisions, decisions… Students need to narrow down their 5 choices to 2. They will need to pick their firm choice (favourite) and insurance choice (runner-up). 2 May 2019 – Reply deadline for offers made by 31 March.
Surviving results They got the grades! Conditional offer becomes unconditional on UCAS Track. Better grades than expected? Opportunity to change university choices via ‘Adjustment’. They didn’t get the grades… Check UCAS Track then enter Clearing.
Student finance Tuition fees: the cost of the student’s course. The maximum they can be is £9,250 for a full-time undergraduate course per year. Living costs: also referred to as maintenance. This includes rent, bills, groceries and fun money.
Tuition fee loan Available to all UK and EU students on a full-time, undergraduate course. Not income assessed – loan covers tuition fee in full. Paid directly to the university. Nothing to pay before or during the course.
Maintenance loan  Available to all UK students on a full-time undergraduate course.  Paid directly to the student in 3 instalments.  What student gets depends on 2 factors: Household income Where they study
Maintenance loan (2019-20) WHERE
NONINCOME ASSESSED
INCOME ASSESSED (MAXIMUM)
TOTAL
Outside London
£4,168
£4,776
£8,944
London
£5,812
£5,860
£11,672
Home
£3,314
£4,215
£7,529
Find out more: https://www.gov.uk/student-finance/new-fulltime-students
Assessment for maintenance loan  Students will provide details of their household income as part of their application for student finance.  Information given will be verified by HMRC using NI numbers.  The student will receive a Student Finance Entitlement Letter.
Repayments Students won’t make any repayments until the April after they graduate The amount to repay combines tuition fee loan, maintenance loan and accrued interest Repayments are 9% of anything the student earns over £25,000 per year Repayments stop if their salary drops below £25,000; anything outstanding is written off after 30 years
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