Financieel Management - volledig in kleur

Financieel Management bij Kunst- en Cultuurbedrijven en Ondernemingen uit de Creatieve Industrie Dirk De Corte

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Teaching financial literacy is not as simple as telling people that smoking kills or how to practise safe sex Michael Skapinker, assistant editor Financial Times

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It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, we had nothing before us, we were all going direct to Heaven, we were all going direct the other way â&#x20AC;&#x201C; in short, the period was so far like the present period, that some of its noisiest authorities insisted on its being received, for good or for evil, in the superlative degree of comparison only.

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79 )$8 +2 #$ 1:@+$/+2#:897+$LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL hmj

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2#$0$2 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL hom

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7 /9+./<337!$$0# 09+1 $@K ::7 <$78:8 335 !$80+88+2) LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL igj

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79+$89$2 $2 #:!!$0$ !$0 89+2) LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL inj

nLjL

$9 <$7#7 ) $0)+'S $#$70 2# LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL inl

nLkL

2#$7$ 8LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL ino

nLlL

:!!$0$ !$0 89+2) 3( 2+$9 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL ioh

nLmL

$#$70 2# * 29$$79 0)$1$2$ <7+.89$00+2) <337 .." :+9<3$7$2#$ /:289$2 78 LLLLLLLLLLLLLLLLL iok

nLnL

$9 =$0/$ 0 2#$2 *$!!$2 $0)+' $2 $#$70 2# $$2 H LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL ion

nLgL

k

#( ( # & ( ! ' (-

nLoL nLgfL

"*$1 9+8"* <$7@+"*9 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jff

$((+2)85$7"$29 )$8 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfg

oL +!0+3)7 (+$ LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfi oLgL

8*+32 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfi

oLhL

+01I $#+ 2# :!0+8*+2) LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfi

oLiL

+2$ 798 2# :8$ LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfi

oLjL

:8+" 2#:897? LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfj

oLkL

$7(371+2) 798 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfj

oLlL

+2 2"+$$0 2 )$1$29 798 2 )$1$29 $2 7$ 9+<$ 2#:897? S 0)$1$$2 LLLLLLLLLLLLLLLLLL jfk

oLmL

798 2 )$1$29 T +8937+8"* LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfl

oLnL

798 2 )$1$29 T $2$7 0 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfl

oLoL

+2 2"+$$0 2 )$1$29 T 0)$1$$2 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfm

oLgfL

0)$1$$2 2 )$1$29 LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfn

oLggL

"3231+$ $2 +2 2"$ LLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLLL jfo

l

(").

Modern finance is generally incomprehensible to ordinary men and women, the level of comprehension of many bankers and regulators is not significantly higher.

It was probably designed that way.

Satyayit Das, Traders, Guns and money, 2006

!*+ - % + ## % % ) " %

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m

#( ( # & ( ! ' (-

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