JAYCEE HERALD MARCH 2015
Index
a) Foreword b) President’s Message c) From the shelves of JCI Trichur Library -JCI Sen. Ranjith Kollannur e) A Prayer for Posterity – Jc Rani Jojo f)CS Speaks –Jc CS. Ramachandran TM g) Kids’ Corner h)Creative Corner i) Achievements Corner j) JCI News k) Birthdays & Anniversaries in April
FOREWORD
The Financial year and the Academic year are coming to an end. I hope this financial and academic year was really good to you all and wish you all a more wonderful year ahead. We are happy with the way our Jaycee Herald is shaping up and request the children who are having lots of free time in their hands during the vacation period to grab this wonderful opportunity to showcase their talents. We invite articles, stories, paintings, drawings, puzzles and other creative work from all our dear members and your family members. Thank you very much once again and happy reading.
JC Ajay Kumar Editor
PRESIDENT’S MESSAGE
We are proud to have our fifth issue of Jaycee Herald. We are really happy to unearth the hidden talents of our jaycee members. I request all the members to keep contributing and we can make this small bulletin a worthwhile read. Through the month…. March is usually a less active month for our activities with exams and financial year end. But we had a number of programs and we are very happy to note the very active participation of all our members. A family GB was held on March 1st at Architects & Engineers Hall, which saw a sizeable attendance. A New Member Liju, Managing Director of Zeta IT Innovations (India) Private Limited joined our organization. Our Immediate Past President Jojo came to Know about a lady patient who had a fall last year and was depended on physiotherapy on a daily basis for her survival. The ever helpful Jojo informed the chapter about the situation and in turn our members contributed generously so that we could share to some extent, the burden of that family. I would like to thank Jojo for this wonderful gesture. The International Women’s day was celebrated in style by Jayceerettes of JCI Trichur. The month long programs which started with training on self-defense techniques continued this month and on March 8th Jayceerettes had a very good get
together and had a session on Healthly Living which was led by CA. Silpa Shajan and Jc Dr. Sangeeta Sudhir. Jc. Vinitha Sajith prepared a special cake for the occasion and the same was distributed amongst the members. Special congrats to Jc. Swapna and entire team of Jayceerettes for making the International Women’s day celebration a grand success. JCI Trichur in association with The Institute of Company Secretaries of India and Forever Foundation conducted a Chairman And Parliamentary Procedure (CAPP) at Hotel Pooram International. Jc. Ahmed Nizar was the Pilot Faculty and more than 50 participants were there in the Program. Special Congrats to Jc. Ranjith Boban who was the Programme Director and Jc. Ramachandran who was the brain behind the show. Your President, Secretary and Treasurer along with VicePresidents and Immediate Past President had a number of Project meetings in connection with Dingiri Pattalam and Cricket Coaching camp in association with Loongs Cricket Academy. We have distributed more than 4,500 brochures to more than 10 schools and hope to have successful summer camps. I request all the members to utilize their contacts so as to attract maximum number of participants. I would like to specially thank our Secretary JC Sajith Paul and our Vice President Management JC Sanoj Alappat who took great pains in making final plans for our outstation family GB. On March 29th we had another family GB in Hotel Pearl Regency in which we inducted a new member Advocate Giri Prasad, who is practicing Law at Thrissur and also is a coach in Loongs Cricket Academy. A special Programme on organic farming and Kitchen gardening was conducted by our chapter and noted proponent of organic farming Mr. Gopala Krishna Panicker presented his views on the subject and he welcomed all the members of JCI
Trichur to visit his farm near chalakudy. Special thanks to CA. Shajan and CA. Varghese Paul for making this program successful. As a part of our Speech Club activities jcs and jaycerettes actively and enthusiastically participated in the debated topic of “ Harthal” which was very well moderated by our VP Training Sudhir Achuthan. As part of the National theme of JCI India “ One LOM One School” JCI Trichur donated three computers to Government LP School, Perumanoor in a well attended function. Zone President Jc. Sudhin Ashok handed over the computers to the school head mistress on behalf of JCI Trichur in the Presence of Panchayat President and Shri. Kumaran Master, the 104 years old retired teacher and veteran of the school. Zone Director Programs Jc Sibu Sugathan attended the function. Past Zone President Jc. John Paul lead a 12 member strong team of JCI Trichur to attend the function. We are extremely thankful to the zone officials who had taken lots of pains in reaching the remote location. Our Vice President Programs Jc. Ramachandran needs special appreciation for all the efforts he had put in and also Special thanks to Jc. Sudhir Achuthan and Jc. Joby C.V who were the Program Directors. Our dear Member JC Sanoj V V is in the process of making a short film and JCI Trichur is proud to be a part of it. Our Best Wishes to the team members of “ July Oru Orma” – Jc Sanoj VV, Jc CA. Shajan TT, Jc Sudhir Achuthan and Jc Ajaykumar. We are proud that the first shots of the film were taken during our meeting. Let me conclude with a nice story. A group of frogs was travelling through the woods, and two of them fell into a deep pit. All the other frogs gathered around the pit. When they saw how deep the pit was, they told the two frogs that they were as good as dead.
The two frogs ignored the comments and tried to jump out of the pit with all of their might. The other frogs kept telling them to stop, that they were as good as dead. Finally, one of the frogs took heed to what the other frogs were saying and gave up. He fell down and died. The other frog continued to jump as hard as he could. Once again, the crowd of frogs yelled at him to stop the pain and just die. He jumped even harder and finally made it out. When he got out, the other frogs said, "Did you not hear us?" The frog explained to them that he was deaf. He thought they were encouraging him the entire time. Lessons to be learnt: 1. There is power of life and death in the tongue. An encouraging word to someone who is down can lift them up and help them make it through the day. 2. A destructive word to someone who is down can be what it takes to kill him or her. Be careful of what you say. Speak life to those who cross your path. The power of words.... it is sometimes hard to understand that an encouraging word can go such a long way. Anyone can speak words that tend to rob another of the spirit to continue in difficult times. Special is the in0dividual who will take the time to encourage another.
Wish you all a Very Happy Easter and Vishu and Dear kids celebrate your vacation‌
Thanking you, Yours truly Jc HGF CA Manoj Kumar.M President
From the shelves of JCI Trichur Library Book Review
-JCI Sen. Ranjith Kollannur
Artemis Fowl by Eoin Colfer
Publisher – Penguin; Year of Publication – 2001 / 2007; Pages – 280 Artemis Fowl the Second is an unfortunate twelve year old. He lost his father in a shipping accident (Murdered, many say) and his mother went crazy after that. Like any hopeful boy in such a desperate situation, he hopes his father is still out there somewhere alive and well waiting to return when the time is right. He also wishes his mother will wake up one day perfectly sane, pack him his lunch and send him off to school like she used to. Of course, going to school would pose a huge problem for him because he has “better” things to do like running his family’s centuries old crime syndicate. He now intends to capture and kidnap a leprechaun and steal his pot of gold. If you have not heard of leprechauns yet, they are magical creatures that keep a pot of gold hidden at the end of a rainbow. But unbeknownst to him leprechauns are the police officers of the magical realm and not very nice people to deal with. They don’t give up their treasure without a fight even if it means killing the child masterthief. So Artemis the Second has to put to use all his wits and skill if he is to outmaneuver his foes from their riches. Eoin Colfer weaves a children’s fantasy out of the criminal life of Artemis Fowl spinning it together with fairies, pixies, leprechauns, dwarves and other magical
creatures. The book for today’s review is the first of an ongoing series currently at its seventh book. It is an easy read equally funny and amusing for both kids and adults. Fowl exhibits a certain flair for self assurance and over-confidence in his methods that one wonders whether that may prove to be his undoing. The author develops his magical world as the page turns, so it keeps the reader guessing as to what happens next. While the book is a complete story, it can appeal to the curiosity of the inquisitive reader and create a yearning to read the sequels. While you can question the logic of having a criminal portray the role of a hero in a children’s book, it can be easily countered by the unambiguous morality of the protagonist. He is merely carrying on his family trade all the while showing tremendous loyalty to his family and friends. Only you will need to read the entire book to realize that. After all, every little kid has a little bit of mischief in them and it is better to accept it than let it mature into something far worse. While the book was originally published as a novel, it has been adapted into graphic novel format by Colfer, Andrew Donkin, Giovanni Riagano and Paolo Lamanna. Both books are available with the library. -
JCI Sen. Ranjith Kollannur
[For more information on JCI Trichur Library, log on to jcitrichur.org -> Individual Development -> Library]
A PRAYER FOR POSTERITY
-Jc Rani Jojo.
Juggling with numerous topics, I finally settled on one which I felt relevant in today’s times. In today’s busy world people hardly seem to find time to spend with God. In fact, the whole world is in a frenzy to attain their material pursuits, that they sometimes forget even to whisper a little thank you to the creator above. We tend to squeeze in time for every other activity, be it work or recreation, however, time with God always seems last on the list. The insignificance many of us show may adversely affect the budding generation. Lack of prayer can create a vacuum in their lives, in fact many grow up to be misfits in society. Today’s youngsters are often held up in the fast moving and raving culture, that has found its way into our midst. In their hectic day combating classes, tuitions and parties, prayer is often forgotten. Some even become skeptic, doubting the existence of God. The media is a main culprit, as it often presents a distorted outlook on life, religion and morality. Family values have eroded, and parents have started losing their grip over children. In the past, children were brought up with values of discipline and respect. However today, many parents find it difficult even to intervene in the matters of children, or to correct them. They are given unlimited freedom, and as a consequence, one can notice a contemptuous and defiant nature being deep-rooted in them.Peer pressures, and demands of an incessantly transforming world, are another factor that has led many youngsters astray. The rising number of children who are reported drug dependant, delinquent, depressed and suicidal, every other day are alone enough to determine the seriousness of the matter. I believe growing up in an environment that upholds religious values and importance of prayer will help bring up a generation of God fearing youth, fully confident of taking on the world. Prayer in the most simplest of definitions is “our conversation with God”, and is what fortifies us from within. I can say with conviction that most of us in our generation, from whichever religion we belong to, were brought up with utmost reverence and importance for God. Everything else was secondary. We were expected to work hard, score high marks , attain accolades, but none of these, at the expense of forfeiting God. Our parents carried out thoroughly the duty entrusted upon them, which we in our ignorance sometimes neglect. It is up to us to guide, and inculcate in them the belief in God, and to teach them to pray. Our children, the young people of the age of globalization, have a lot to contribute to the world, and for them to do so, we parents need to take responsibility of bringing them up as healthy and confident soldiers of humanity. Let’s hope that under our watchful eye, we guide posterity, to walk hand in hand with God, as they aim to scale ever greater heights.
“Payments Banks”-Scope of activities in India -
Jc. T.M. Ramachandran BBS,LLB,ACS,MBA Company Secretary in Practice 1st FLOOR, SAJI NIVAS OPP. RDS LABORATORY Dr. AR MENON ROAD, NAICKANAL THRISSUR, KERALA 680 001 INDIA Mobile:- +91 98460 93998 E mail: iamramantm@gmail.com
The Payments Bank will be set up as a differentiated bank and shall confine its activities to further the objectives for which it is set up. Therefore, the Payments Bank would be permitted to undertake only certain restricted activities permitted to banks under the Banking Regulation Act, 1949, as given below: i.
ii.
iii. iv.
Acceptance of demand deposits, i.e., current deposits, and savings bank deposits. The eligible deposits mobilised by the Payments Bank would be covered under the deposit insurance scheme of the Deposit Insurance and Credit Guarantee Corporation of India (DICGC). Given that their primary role is to provide payments and remittance services and demand deposit products to small businesses and low-income households, Payments Banks will initially be restricted to holding a maximum balance of Rs. 100,000 per customer. After the performance of the Payments Bank is gauged by the RBI, the maximum balance can be raised. If the transactions in the accounts conform to the “small accounts”1 transactions, simplified KYC/AML/CFT norms will be applicable to such accounts as defined under the Rules framed under the Prevention of Money-laundering Act, 2002. Payments and remittance services through various channels including branches, BCs and mobile banking. The payments / remittance services would include acceptance of funds at one end through various channels including branches and BCs and payments of cash at the other end, through branches, BCs, and Automated Teller Machines (ATMs). Cash-out can also be permitted at Point-of-Sale terminal locations as per extant instructions issued under the PSS Act. In the case of walk-in customers, the bank should follow the extant KYC guidelines issued by the RBI. Issuance of PPIs as per instructions issued from time to time under the PSS Act. Internet banking - The RBI is also open to applicants transacting primarily using the Internet. The Payments Bank is expected to leverage technology to offer low cost banking solutions. Such a bank should ensure that it has all enabling systems in place including business partners, third party service providers and risk managements systems and controls to enable offering transactional services on the internet. While offering such services, the
v.
Payments Bank will be required to comply with RBI instructions on information security, electronic banking, technology risk management and cyber frauds. Functioning as Business Correspondent (BC) of other banks – A Payments Bank may choose to become a BC of another bank for credit and other services which it cannot offer.
The Payments Bank cannot undertake lending activities. Apart from amounts maintained as Cash Reserve Ratio (CRR) with RBI, minimum cash in hand and balances with a scheduled commercial bank/RBI required for operational activities and liquidity management, it will be required to invest all its monies in Government securities/Treasury Bills with maturity up to one year that are recognized by RBI as eligible securities for maintenance of Statutory Liquidity Ratio (SLR). The Payments Bank will participate in the payment and settlement system and will have access to the inter-bank uncollateralised call money market and the collateralised CBLO market for purposes of temporary liquidity management. The Payments Bank cannot set up subsidiaries to undertake non-banking financial services activities. The other financial and non-financial services activities of the promoters, if any, should be kept distinctly ring-fenced and not comingled with the banking and financial services business of the Payments Bank. The Payments Bank will be required to use the word “Payments” in its name in order to differentiate it from other banks. The foreign shareholding in the bank would be as per the extant FDI policy. The existing non-bank PPI issuers authorised under the Payment and Settlement Systems Act, 2007 (PSS Act) and other entities such as Non-Banking Finance Companies (NBFCs), corporate BCs, mobile telephone companies, super-market chains, companies, real sector cooperatives and public sector entities may apply to set up a Payments Bank. Even banks can take equity stake in a Payments Bank to the extent permitted under Section 19 (2) of the Banking Regulation Act, 1949. The entities and their Promoters/ Promoter Groups as defined in the SEBI (Issue of Capital & Disclosure Requirements) Regulations, 2009 should be ‘fit and proper’ in order to be eligible to promote Payments Banks. RBI would assess the ‘fit and proper’ status of the applicants on the basis of their past record of sound credentials and integrity; financial soundness and successful track record of at least 5 years in running their businesses. The Payments Bank will be registered as a public limited company under the Companies Act, 2013, and licensed under Section 22 of the Banking Regulation Act, 1949, with specific licensing conditions restricting its activities to acceptance of demand deposits and provision of payments and remittance services. It will be governed by the provisions of the Banking Regulation Act, 1949, Reserve Bank of India Act, 1934, Foreign Exchange Management Act, 1999, Payment and Settlement Systems Act, 2007, other relevant Statutes and Directives, Prudential Regulations and other Guidelines/Instructions issued by RBI and other regulators from time to time, including the regulations of SEBI regarding public issues and other guidelines applicable to listed banking companies.
1)
Aarabhi Ajaykumar with noted playback singer Shri.UnniMenon, after singing the Prayer in a function.
2)
Archana Sudhir during her dance performance:-
3) Samhitha Shajan’s debut tele film ;flex banners have been already put up in the town.
4) Clay Modeling by Lian Sajith:-
A Celebration Called Life
– Gayathri Manoj
Life is a journey Full of light, hopes and happiness And even darkness and sorrows Life is just like an adventure With many interesting stages Childhood, just like me Adulthood, just like my parents Old age, just like my grand parents Life is a journey full of fun And lot of dullness too Still I Love My Life And I am celebrating it.
CREATIONS by Jc. Vinitha Sajith
Creations by Engineer Jc Er. Sanoj Alappat:-
Creations by JC. Betty Ranjith:-
Inauguration of “Colours Showroom” a venture by AB Associates – our Members Jc Antony Andrews and Jc. Benjamin Franklin.
NOTE FROM THE EDITORIAL BOARD:ALL JC MEMBERS, JCRTS AND JJs ARE REQUESTED TO SEND US THEIR ENTRIES, IF ANY, TO BE INCLUDED IN THE ACHIEVEMENTS CORNER. SEND IN YOUR MATTER, NOT EXCEEDING 5 LINES, TO OUR EMAIL ID jayceeherald.tcr@gmail.com
To tell the story of the JCI Movement's impact over the past 100 years, we need to hear from young active citizens like you and your fellow JCI members who are creating positive change each and every day around the world. In celebration of 100 years of impact, JCI is working on a number of projects that will tell the JCI story, from a 100th Anniversary publication to the short documentary, "What's in a Movement". Not only can your stories be featured in these special edition 100th Anniversary projects, but they may also be used in JCI communications like the Local Action Bulletin or JCI Annual Report. The Philippines was the first country in Asia that officially joined the JCI Movement, gaining full affiliation in 1948. "...Hindsight allows us to say that nationbuilding would have been impossible without rallying the youth and applying all its vast talents and energies..." - Amb. Ramon. V. del Rosario, Sr. (1948 Charter President, JCI Manila). One of the first local projects conducted in the country was advanced democracy and freedom. In 1948, the "Get out the Vote" Campaign was JCI Manila's first project and educated people on the significance of their right to vote. JCI Philippines members continue create positive change while remembering their rich history as Asia's premier JCI National Organization. To share these stories with the world, we invite change makers from across the globe to contribute photos, video footage, project reports and stories depicting what it means to be part of the JCI Movement. We cannot tell this story without the experience of each and every one of JCI's members over the last century. Check out the JCI 100th Anniversary Story Submission Guide to learn about the type of stories we are looking for. Visit the JCI 100th Anniversary website to submit your stories of impact. To submit large files or send hard copies, please email 100years@jci.cc for more information. Email your questions about managing a JCI Local Organization to askhenry@jci.cc
BIRTHDAYS IN THE MONTH OF APRIL
NAME
Date of Birth
JC. CA. Varghese Paul
April 03
JC. Rajesh George
April 20
JC. Roy C.J
April 16
JC. Antony Andrews
April 17
JC. CA. Ajith Kaimal
April 17
ANNIVERSARIES IN THE MONTH OF APRIL
NAME
WEDDING DATE
JC. CA. Varghese Paul & Dr.Liji Varghese
April 20
JC. Ajay Kumar & Lakshmi Ajaykumar
April 29
We Know the above names are not complete, please provide your family members date of birth and anniversary date to jayceeherald.tcr@gmail.com, so that a complete list can be provided.
Get ready with your ideas for
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April
Edition
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Jaycee Herald.
We would also like to receive your suggestions and comments for the improvement of our Emagazine. Send in your feedback to jayceeherald.tcr@gmail.com
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