Valley Vital Living

FALL/WINTER 2019

GETTING THE MOST OUT OF LIFE AT ANY AGE

FTARKEEOENE!!

Is the Honeymoon Over?

Travel Fuels the Fire What Is Estate PLanning?

Planning?

I Remember When...

(Essential Oils for Brain Health)

A Time Honored Inheritance of Sound Principles A Classic Road Trip Carey and Michael Rosenblum

FAMILY • FINANCES • HEALTH • HOME • RECREATION

Vitality

Living LIFE with

Getting the most from life means taking care of our loved ones and our own health, checking off that bucket list item, ensuring assets are protected, and protecting our memories. Sometimes we need a little help and don’t know who to trust with things that are so important to us. These professionals, some of the top in their fields, are dedicated to helping you through those concerns, giving you more time to enjoy life. Find out more about them and how they can help you at ValleyVitalLiving.com

Timeless Treasures

by Cindy Preserving your family stories/history for generations to come by providing solutions for photos and other treasured heirlooms.

Cindy Herman, 260-525-2082

Telling Your Story, One Piece at a Time Specializing in custom design, redesigning treasured pieces and creating memorial jewelry.

info@WV3Designs.com Delicious Flickr WV3Designs.com

memoriespiecedtogether@gmail.com forever.com/ambassador/cindyherman Our team can help you with Estate Planning, Special Needs Trusts, Medicaid applications, VA benefits and probate for estates, guardianship, and conservatorship.

Elizabeth A. Barrett | C. Blake West 256-886-AEPA (2372) No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

C&R Travel

Need time to unwind ?

Need a Vacation?

It will be my pleasure to help you with your needs!

Carolyn Williams, 256-945-2359 Carolynswilliams.inteletravel.com

pawTree A health and wellness company for pets.

Customized nutrition plans designed to provide optimum health for your pet at any stage of life and activity level.

Carol Ingram, Independant petPro 256-527-8837 | pawtree.com/yourpetnana

Twitter

@WV3Designs Facebook

MySpace

StumbleUp

Slash Dot

Mixx

Skype

Helping clients with Vital Living -- selling, buying, property management, or rental of single-family homes – for over 63 years!

Dave Knowles, 256-539-9501 Reddit FriendFeed dave@rosenblumrealty.com | rosenblumrealty.com

Newsvine

SlideShare

YouTube

Google

What is Electronic Caregiver? A personal emergency response system that provides peace of mind, independence and security for the whole family.

Yahoo Buzz Diane C. Phillips,Yahoo Independent Consultant

256-679-9688

Netvibes

electroniccaregiver.com Microsoft

MSN

Feel Great Now

Apple

Empowering people to regain and maintain their optimal Andrea L. Shetley, 703-901-1893 Amazon health and well being using App Store ALShetley@hotmail.com safe, natural therapeuticDelicious Flickr Twitter Retweet mydoterra.com/FeelGreatNow grade essential oils and Feel Great Now (healthy living) wellness products.

Facebook

MySpace

StumbleUpon

Digg

Slash Dot

Mixx

Skype

Technorati

Qik

Vimeo

Last.fm

Viddler

Valley Vital Living is brought to you by: 007DC3

The Tennessee Valley Business Network is made up of the alliances listed below. These Alliances allow professionals who share the same ideal customer, industry challenges and target market a relaxed but structured environment to come together.

F47E20

Visit our alliances online:

4D4D4F

thevalleybusinessnetwork.com/business-accelerator

F05C23

BUSINESS SOURCE ValleyBusinessSource.com

F6921E 007DC3 007DC3

Blue + general grey for all

editor’s letter 4

58595B

family 5 The Corners of My Mind The Lonliest Road Rites of Passage Is the Honeymoon Over?

Travel Fuels the Fire Shake It Up Recipes for Fall Blue + general grey forBlue all + general grey for all Accent colors

finance 12

58595B 58595B

Blue + general grey

thevalleybusinessnetwork.com/directselling

007DC3 4D4D4F F47E20 F47E20

NavagatingLifeChanges.com

006838 F47E20 4D4D4F 4D4D4F

thevalleybusinessnetwork.com/MOB

4D4D4F F05C23 F05C23

231F20

TENNESSEE

River

Business ALLIANCE

thevalleybusinessnetwork.com/decatur/morgan

971B1E F05C23 F6921E F6921E F6921E

ValleyHealthAlliance.com

ValleyHomeResources.com

MyMemorableEvent.com

thevalleybusinessnetwork.com/WomenInBusiness

4D4D4F 4D4D4F 4D4D4F 006838 006838 007DC3 006838 231F20 231F20 231F20 F47E20 971B1E 007DC3 971B1E 4D4D4F 971B1E

F47E20

ValleyVitalLiving.com

F05C23

To learn more, contact the Tennessee Valley Business Network at:

4D4D4F

256-705-3530

F6921E

info@thevalleybusinessnetwork.com TN Valley Business Network is a division of SAV Enterprises sav-enterprises.com

for all Money Can't Buy Love, But Can 58595B It Buy Happiness?

Cover Your Assets The Most Forgotten Expenses What Exactly Is Estate Planning?

So, I Have Credit Monitoring!

Is My Identity Safe Now?

health 17 Tired of Being Tired?

I Remember When…

Accent colors Accent (Essential Oils forcolors Brain Health)

home 22 Accent colors

You've Come a Long Way Baby Blue + general grey A Time-Honored Inheritance for all 58595B of Sound Principles Good Results Downsizing in 10 Simple Steps

recreation 25

58595B

Blue + general grey for all

Movie Trivia: Do You Remember?

Gather No Moss... Or Frozen Pipes Destination Specialists A Classic Road Trip A Huntsville Landmark

discounts 30 guide 32 calendar 34 Accent colors

F05C23 4D4D4F F6921E 006838

4D4D4F

Accent colors

Contents...

Valley Vital Living • Fall/Winter 2019

Editor’s Letter...

Getting the “Maxim” out of life – (Maxim: a proverbial saying) Years ago, a friend visiting from Australia wanted a true southern experience, especially sampling grits and gravy and biscuits. In return, she gifted me with a jar of vegemite. I still don’t think it was a fair exchange.

Her visit was filled with trips to places unique to our area. Growing up here, it’s easy to forget how special North Alabama is until you see it through the eyes of someone experiencing it for the first time.

At the Alabama Music Hall of Fame, I purchased charms for both of us with four simple words: “Life Is a Journey”. When you’re young, you envision what life will hold. Maybe not in detail, but overall, you know what you want and nothing is going to stop you… until it does. Detours can take us places we never expected to go. Some are amazing, beyond our wildest dreams and some, not so much.

“Never Say Never”… another maxim I’ve learned firsthand. In my younger days, I had all of the answers. I realize now I didn’t even know all of the questions. Advice can flow freely to others facing a challenge. But we really don’t know unless hit with it ourselves. Even then, life experiences, personalities and beliefs make it different. We may reach the same destination, or stop at the same pit-stops, but we’re all on our own personal journey.

Tempting as it is to gauge “winning” by being on track to our destination, don’t forget, the unexpected moments are what make life meaningful. Take time to learn, grow, and appreciate the moment. That small silver charm still hangs in my office: a memory of a special time and a reminder, even in hard times, to find the joy along the way.

In these pages, find stories about other’s journeys and advice from professionals willing to help you, wherever you are on yours. Enjoy!

Susan

Susan Voiers, Editor in Chief

LIFE’S A

JOURNEY

FALL/WINTER 2019 Volume 1 Edition 3 Editor Susan Voiers Art Director/Advertising Design Stacie Felice Contributing Writers Susan Voiers Chantaine Rhoe-Bulluck Stacie Felice John Wood Elizabeth Bonner Christopher B. Grounds Andrea L. Shetley Michael Rosenblum Dave Knowles Lonnie Law Sady Zayas-Visser Marianne Windham Beth Boyer Carey Rosenblum Cover Photography Joshua Berry Joshua Berry Everlong Photography Contributing Photography Jeff White Photographer Distribution Team Valley Vital Living Alliance Members Printer Color Xpress Madison, AL Valley Vital Living is published two times annually.

600 Blvd. South, Ste 104 Huntsville, AL 35802 Ph: 256-705-3530 • Fax: 256-217-4484 valleyvitalliving.com Signed articles reflect only the views of the authors and do not necessarily reflect the views of the editor. Advertisers are solely responsible for the content of their advertisements.

Send all correspondence to Susan Voiers, Editor, at the address above or by email to: susan@valleyvitalliving.com To advertise, contact us at info@valleyvitalliving.com Connect with us on Facebook: Valley Vital Living Connect with us on Twitter: VVitalLiving

4 • valleyvitalliving.com

Family...

Our parents, our children and our grand children: caring for the people we love.

Some traditions to start with your own family:

We all have those stories, the ones that seemed like disasters at the time, but ended up a fondly retold tale about our family. I still share the one about

my best birthday cake ever. I was around 7 or 8. My sister, a young teenager, decided to make my cake. She did a beautiful job…. until time for the icing. I think no one ever told her to let the cake cool first. With the first spoonful, a small crack appeared. As we frantically tried to fill the crack with more icing, a huge crater developed…time for more icing.

That was the worst looking cake ever, but the best tasting.

I still remember looking at her from the other side of the kitchen bar, eyes wide and breaking into laughter.

We sometimes forget it’s the small things that are remembered. One of our favorite family traditions was a book I read my son every Christmas Eve after tucking him into bed. It continued until he decided he was too old and it was time to put it away to read his children. But every year, he would still bring it out to look at.

memories

By Susan Voiers

Where are the

of your

life story?

Get your memories out of the attic, off the shelf, out of the closet and back into your life! We provide solutions for your photos and obsolete media for now and future generations.

4

he he ly

rs, to:

Birthday Time Capsule: Have the child write a note on every birthday. Put it along with a treasured item in to open on their 18th birthday.

Family Time Capsule: Have every member contribute something and put away to be opened in a set number of years.

Special Graduation Present: Establish a special gift that each child receives at graduation: pearl necklace for the girls, etc.

New Year’s: An apple cider toast Birthdays and Other Special Occasions: A special meal you only have on that day.

Give Back: The week after Christmas or other holiday, have the children go through their things to decide what to donate.

Add An Item: Each birthday or other holiday, ad to a gift: charm for a bracelet, item for a collection.

Whether it’s with children or grandchildren, family traditions strengthen family bonds, create lasting memories and give a sense of belonging.

Photo Organization | Media Conversion | Permanent Storage Digital Scrapbooks | Traditional Scrapbooks | Desktop Software Video Storage | Classes/Training Cindy Herman 260.525.2082 memoriespiecedtogether@gmail.com

Elizabeth Shaw 256.426.3819 ecs35759@gmail.com

valleyvitalliving.com • 5

loneliest Journey The

I grew up hearing stories of my great-aunt, Hazel. She died long before I was born, three weeks after giving birth, at only 21.

I was told my great-grandmother never got over it. I couldn’t understand. She had another daughter and eight grandkids. Why wasn’t that enough? Because she was forced upon the road of the loneliest journey.

Until you experience it, you cannot understand the bond between a parent and child. The bond with each child is different, but just as strong. It is your heart, a piece of your soul, all of your hopes and dreams rolled into one. For most parents, the one desire is for them to be healthy and happy.

Losing a child is exactly the same, but totally opposite. The opposite: It is the ripping away of those things, a hole in your soul that will never be filled. Something you have to learn to live around, never heal from. The price of great love is great grief. The deep love for your child does not stop just because they are no longer here to hug. The same: Until you live it, you have no understanding.

Grieving parents fear their child being forgotten, as if they never existed. Not by them, that will never happen, but by others. For a parent, everyday tasks and household items hold memories of conversations, hugs and laughter that will never happen again.

by Susan Voiers Something as simple a trip to the grocery store, even years later, means remembering there is no need to buy their child’s favorite food. For someone on the outside, it’s uncomfortable. The fear of saying the wrong thing, of reminding them of what they have lost keeps most quiet. And some, because they are not living it, do not understand why a parent has not “gotten over” it yet. So the parent puts on a smile and tells you everything is ok, while their heart cracks a little more as their next worst fear materializes, their child is no longer mentioned, just as if they never existed.

If you are not walking that road, it can be hard to understand how to help someone else through it. And that is ok. After all, none of us knew either until we were unwillingly thrust into that private “club”. One of the best things a friend said to me after losing my son was “I want to say some magic words to make it better, but there are none.” She did not tell me time would heal, things happen for a reason, at least... she was just there. If someone in your life has started on the loneliest journey, no matter how long ago, the best gift you can give them is to just be there. They have not forgotten their child is dead. They face it every second of every day. You are not reminding them. Ask about their child, let them talk, let them know that for that moment, they are safe to take off the mask and open their heart.

Hancrafted Jewelry& Decor

256·431·6412 info@WV3Designs WV3Designs.com @WV3Designs

6 • valleyvitalliving.com

RitesofPassage “A strong woman is one who feels deeply and loves fiercely. Her tears flow as abundantly as her laughter. A strong woman is both soft and powerful, she is both practical and spiritual. A strong woman in — Unknown her essence is a gift to the world.”

by Susan Voiers You view life’s experiences as your “rites of passage.”

No one else can claim those exact ones. They have given you your own style and made you who you are. No matter what life brings, you continue to move forward, learn, find the good, and attempt to leave the bad behind. I can relate.

I have had many experiences, some wonderful, some downright devastating. I know what it is like to feel life has knocked you to the bottom. The worst came when I lost my son. As terrible as that was, will always be, I know he would want me to continue moving forward and to encourage others to do the same.

As a child, he was constantly gifting me with some fascinating rock he had found. His love for nature never left. After losing him, we found the 10 stones he always carried in his pocket. Seeking a way to keep them safe, we stumbled across wire wrapping. Fascinated, my dream of 30 years, to design jewelry, came to life. And WV3 Designs (his initials) was born.

At heart, I’ve always wanted to be a story teller, but not my story, to tell other’s stories. One of my passions was family history research. It was never about dates and details, but diving deeper to understand who these people were, to ensure they were remembered. As a girl, I loved digging through my mother’s “turquoise” chest…it was really a jewelry box…but hey, a girl can dream. Awed at the distinction in each stone, each with its own story, I’m sure that’s where my fascination with turquoise started.

Designs have evolved to include styles from boho to classic, using mainly natural stones and materials. Inspiration flows from nature, history, the beauty of the stone, and the passion to help others tell who they are, about one of their “rites of passage”.

It is a gift from God, a way to share my son’s love of nature with others, and touch the lives of other strong women who have or are in the process of overcoming their own knocks from life. I have been honored to work with other moms to create a one of a kind piece, incorporating a special stone, birthstone or symbol with meaning for their child. I have been excited to work with brides to design a unique compliment for their special day, and with many others for occasions in-between. The mission is always to understand what makes them who they are and their style, then, create something that allows them to display it proudly.

What’s in your memory chest?

Life is made of memories. Instead of locking yours away, display them proudly.

A daughter’s gift, now proudly worn. -- Lisa Sparks

A mother’s travels remembered. -- Marianne Windham

Your mother’s pearls, reimagined. -- Cindy Herman

@WV3 Designs | Hancrafted Jewelry& Decor | 256·431·6412 | info@WV3Designs | WV3Designs.com valleyvitalliving.com • 7

By Chantaine Rhoe-Bulluck Forget one more dinner out. Travel keeps romance alive. Is your once thriving relationship now a little... boring? Are you finding less to talk about and nothing to look forward to? Enthusiasm runs high in a new relationship. Every encounter is planned and intentional. Like hot water in a shower, heat dissipates over time. It can be challenging to keep loving feelings while juggling home, health, relationships, and career. But all isn’t lost once the honeymoon is over and years go by. You CAN feel like newlyweds again even while building your business or career.

Sixty-three percent of people surveyed by the US Travel Association believe a vacation or weekend getaway can spark romance.

Simple strategies and tools can supercharge vacations and rejuvenate your relationship.

Evaluate Relationship Imbalance As relationships progress, the intimacy of security replaces the thrill of discovery. Imbalance leads to boredom and indifference. Evaluate whether your relationship is out of balance. Is it time to reignite the romance? Partners in great relationships regularly check the temperature to strike their own perfect balance between security and discovery.

Plan for Romance Vacations can be more than just fun. Simple strategies can fight boredom and indifference. Spark discovery, adventure, and excitement by using creative intention to schedule specific elements into your vacation.

Integrate for Life Discover new sides of your partner, and yourself. Travel allows couples to build a special, different kind of bond. The key is to carry the energy created on your romantic retreat into the routine of life by using tactics that maximize your time and tools that erase cost concerns.

As a result of the epic experiences and amazing memories our clients enjoy, couples feel like newlyweds again - but with more restraint!

Create your own connection plan with the Relationship Rejuvenation Cheat Sheet at www.TheMoreVacationsLady.com or call 256-797-8968 to schedule your complimentary Relationship Rejuvenation consultation.

LOOK BEFORE YOU BOOK! You'll love the money you save just by booking your travel at

www.SaveOnTrips.info

Chantaine Rhoe-Bulluck

TheMoreVacationsLady.com | 256-797-8968 CRB@TheMoreVacationsLady.com

8 • valleyvitalliving.com

!

P U T I SHAKE Learn a New Language: Get ready for that next trip by learning a new language. Try software like Babbel or take a class.

One thing most people have in common is they want to feel they are contributing by making a difference, and leaving an impression. While we are busy raising the kids and making a

living, not much time is left for anything else. Maybe you have been so focused on everyone else, it is finally time for you. If you have reached the stage of an empty nester or retirement, it might be time to reinvent yourself: Start a New Hobby: What’s something you always wanted to do?

Try paint night, learn organic gardening, dig into your family history, purchase a drone….

Continued Learning: Check with local colleges for classes on everything from health to religion to technology to how to play bridge.

Take a Trip: What’s on your bucket list? Go somewhere you’ve never been, but always wanted to go.

Launch a New Career: If you’ve retired, it’s time to do something just for fun, something you enjoy. Put the extra income toward travel, remodeling, grandkid’s college or extra retirement income.

Become a Mentor: Young professionals need someone experienced to guide them. Some organizations match mentors with those in need.

Start a Blog: Find a niche you’re interested in: hobby, business, life.

Others will benefit from your experience and perspective.

Teach: Have a hobby or skill you are passionate about? Check with local libraries and community centers about starting a workshop.

Become a Foodie: Try new restaurants and experiences. If you’ve started a blog, share your likes and thoughts with others.

Hit the Road Jack: Rent an RV or just take your car across the country. Explore what makes our country unique and get off the beaten path.

Get Ready. Get Set. Get Ready. Get Set. Go Go Back BackTo toSchool.

School.

Gear up for a great school year with Mathnasium

Gear up for a great school year with Mathnasium

Does your child have the skills and confidence they need to

succeed school Mathnasium makes theyear? difference.

Does your child have the skills and confidence theythis need toyear? succeed this school We’re the authority in math education, with over 1,000 learnMathnasium makes the difference. We’re the authority in math education, with over inginstructors centers worldwide. expert instructors teach each 1,000 learning centers worldwide. Our expert teachOur each child individually, child individually, using customized learning plans to help using customized learning plans to help them start off strong and achieve their them start off strong and achieve their academic goals for academic goals for the entire school year and beyond! the entire school year and beyond!

Contact us today to schedule a risk-free assessment.

Contact us today to schedule a risk-free assessment.

Mathnasium of Madison •Mathnasium 256-430-4053 of Madison • 256-430-4053 51 Nance Rd., Madison, AL 35758 51 Nance Rd., Madison, AL 35758• www.mathnasium.com/madisonal www.mathnasium.com/madisonal

Get Ready. Get Set. Go Back to School.

Gear up for a great school year with Mathnasium

Get Ready. Get Set. Go Back to School.

Does your child have the skills and confidence they need to succeed this school year?

™ Mathnasium makes the difference.

We’re the authority in math education, with over Changing Lives Through Math.

1,000 learning centers worldwide. Our expert instructors teach each child individually,

using customized learning plans to help them start off strong and achieve their academic goals for the entire school year and beyond!

Gear upus today forto aschedule great school Contact a risk-free assessment. year with Mathnasium

valleyvitalliving.com • 9

EAT SMART! Jammin’ Turkey Sweet Potato Chili 1-1/2 lbs ground turkey 1 red onion, chopped 4 garlic cloves, minced 2 sweet peppers, diced (optional) 2 tablespoons oil 1 cup broth 1 cup water 1 can (28 oz) diced tomatoes 3 cups sweet potatoes, chopped into about 1/2" cubes (peeled or unpeeled) 1 can (15 oz) black beans, drained 2 tablespoons chili powder 1 tablespoon taco seasoning 1/4 teaspoon cayenne Shredded cheese (optional) Sour cream (optional) 1. Heat 1/2 of oil in a medium saucepan. Cook ground turkey and onions on medium-high until browned and onions are soft.

3. Stir in cooked ground turkey mixture and remaining ingredients. Reduce heat and simmer 20-25 minutes, to desired tenderness of sweet potatoes.

2. In a sauce pot, sauté sweet potatoes, peppers, and garlic in remaining oil on medium-high until tender. (do not cook completely), 5-7 minutes.

4. Stir occasionally and adjust seasoning to taste.

10 • valleyvitalliving.com

5. Serve topped with shredded cheese or sour cream. (optional)

DRINK HAPPY! Red HOT! Slow Cooker Hot Chocolate with Wine 1 bottle red wine 1 can (14 oz) evaporated milk 5 cups whole milk 1 cup heavy cream 12 oz. dark chocolate (cut into small pieces) 1 tsp pure vanilla extract Choice of spices: (adjust to taste): 1 tsp Ground cinnamon (or 3 sticks) 1 tsp Ground nutmeg 1/4-1/2 tsp Cayenne Choice of garnish: whipped cream, marshmallows, cinnamon sticks, drizzled chocolate syrup, Red Hots candy 1. Combine all ingredients in slow cooker.

2. Cook, covered, on low 2-3 hours, on high for 1 hour, or until chocolate has melted.

3. Stir every 10-15 minutes.

4. Serve with choice of garnish.

valleyvitalliving.com • 11

Finance...

Looking out for everything we have worked so hard for.

Money Can’t Buy Love,

But Can It Buy

HAPPINESS? What are your most cherished memories, things you have purchased or the experiences you have had? Think back to that gift you spent so much time and money on and your child spent more time playing with the box. The thrill and newness of the purchase can wear off quickly. But that does not mean that going without will make you happy either. The answer is yes, money can buy happiness, but only when it is spent on the right things.

To buy true happiness, the kind that lasts way past opening the box, ask yourself these questions: – Will it buy me time? Will it save you time and energy to spend on things you enjoy? – Am I purchasing an experience? Memories from a vacation, concert, movie or something with sentimental meaning will last long past the thrill of the purchase. – Am I creating debt that will lead to stress instead of happiness? Buy now, pay later may feel good in the moment, but is the purchase worth the trade? – Am I spending on something meaningful for someone else? We love the smile when we hand someone a gift.

But are you choosing something that is going to bring them happiness past the opening stage, something that creates an experience for them? – Am I investing in others? We feel good when we help others. Is this purchase going to impact someone else through either an act of kindness or is it something they truly need? – Will the purchase save money? Buying in bulk, main tenance on the house or car may be a chunk now, but sometimes you have to spend money to save money.

12 • valleyvitalliving.com

– Am I purchasing quality? Do not make the mistake of purchasing lower cost items to save money. Will they last or do the job correctly? Will they end up costing more in the long run? – Does it make me smile? Does it enhance something you already have so you can enjoy it more? – Is it something I have always wanted but now the timing or price is right?

Alexia Ball has 20+ years as a financial advisor. She is an expert in her field and knows that 9 out of 10 women will have to make their own financial decisions.

Alexia understands and firmly believes it's important for all women to be financially independent.

Reach out to Alexia Ball at :

 � � ��  ­

Just mention you saw this ad in Vital Living Magazine.

520 Madison St SE | Suite B | Huntsville, AL 35801 Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge & Wealthbridge Financial Advisors are not affiliated.

COVER YOUR ASSETS! You’ve worked hard preparing a nest egg for that next phase of life.

The reward is finally within your grasp. Breathe that sigh of relief.

Or can you??

Proper insurance is crucial for retaining your life’s investment.

Often overlooked and underappreciated are your insurance policies' ability to protect you from lawsuits. In today’s ‘want something for nothing’ culture it’s more important than ever to have adequate coverage.

Each policy, whether it’s for your car, home, boat, motorcycle‌. has two very important pieces. One, uninsured and underinsured motorist (UM/UIM) coverage, protects you from the other guy. The other, liability, protects you from the other guy’s highway billboard attorney.

Both coverages have a policy limit, a cap on how much your insurance provider will pay out in such scenarios. Both are important, but each can be particularly important, depending on your situation, including your stage in life. UM/UIM can cover hospital expenses for you and your family but more importantly lost wages if an auto accident injury leaves you unable to work. Liability is important because it pays these expenses for the other person.

Now the rubber meets the road. If your liability limits are insufficient to cover the other person’s expenses, it could mean lawsuit, jeopardizing your entire net worth: future income, home, savings,

retirement accounts, other assets, even life insurance if you leave that debt behind to loved ones. The state of Alabama only requires a minimum coverage of $25,000 for the other person’s medical expenses. If you have minimum coverage, it could easily be inadequate to cover hospital costs.

We are your holistic risk advisor. You deserve more than 15 minutes. We take the time to fully understand your unique situation so we can recommend the right coverages. Insurance is about managing the risk to your car, home, and your entire life’s savings. We understand it can be costly. But we also know the devastation that can occur when the risk management strategies in place are insufficient.

We see it every day and our customers have better peace of mind because they made the choice to trust us.

By John Michael Wood John Michael Wood Allstate Agency

Auto

|

johnwood@allstate.com

Home

|

Life

|

Retirement johnwoodallstateagent valleyvitalliving.com • 13

THE MOST

FORGOTTEN EXPENSES

When making a budget or deciding what expenses to plan for in retirement, it is easy to remember the big things: house and car payments, insurance, utilities, etc. Others can be easy to overlook, meaning we do not always plan for them.

Some items that may be missing from your budget: $ Changes in utility bills $ Seasonal yard maintenance $ Special occasion gifts: birthday, holiday, anniversary $ Car: registration, tags, driver’s license renewal $ Donations: charities, non-profits, special needs $ Maintenance: car and home $ Subscriptions: magazines, online, cable alternatives $ Clothing: new, repairs, alterations $ Travel: day trips, gas, vacations $ Hobbies: supplies, lessons, participation $ Household and cleaning supplies $ Pets: food, grooming, vet fees, pet sitting $ Membership fees: health clubs, saving clubs (Sam’s, Costco), AAA $ Entertainment, especially for special events (anniversary, birthday, etc.) $ Emergencies: doctor, hospital, lost income, prescriptions Life is expensive. Unexpected things come up, but you can be prepared for them. Look where you might be able to cut unnecessary expenses: pay down bills, eat out less, look for bargains and sales.

Consider looking for ways to make additional income: start a part time business, turn a hobby into income, start an errand service, tutor. Make a budget and stick to it, but make sure you include some mad money, just for fun.

Consider meeting with a financial planner to make sure you are on track and avoid unpleasant surprises.

14 • valleyvitalliving.com

$$

$$ SOLUTIONS that WORK!

$

Ready to retire but want some additional income?

Looking for a way to finance that dream vacation or house remodel? Or maybe you just want a way to make new friends.

Start your new career or find solutions that work for yourself.

$

$

$

$

$

Anti-aging hair care, amazing compensation plan, Founders Share opportunity, team focused on service, personal development, and leadership...

What are you waiting for?

Jolene Sorensen

Associate Market Mentor Monat Global

907-388-8028

jlsorensen62@gmail.com

Join one of the top home-based businesses for $35!

No investment to stock products. Empowering health through education. Therapeutic-grade essential oils and wellness products.

Andrea L. Shetley

703-901-1893

ALShetley@hotmail.com mydoterra.com/FeelGreatNow

"IN~JOY a Bra-Free Life" Take the "Cami Challenge"! Step into a Ruby Ribbon Cami and you will never wear a bra again!

Linda Marshall Independent Stylist

256-508-4333

rubyribbon.com/lindamarshall

E

elf.

ESTATE PLANNING What Exactly is Estate Planning?

“Estate Planning” is the area of law which always requires tailoring individual circumstances. Proper estate planning allows people to arrange the management, protection, and distribution of their assets during their lifetime, to prepare for “what if” circumstances that may arise like injury or dementia, and to delegate the distribution of assets after death.

The goals of any good estate plan should include maximizing benefits (Medicaid, VA), minimizing taxes, and ensuring your desires regarding medical care, treatment, and end-of-life issues are honored. The tools utilized to accomplish these things include Wills, Trusts, Powers of Attorney (POA, HCPOA), advance directives, financial planning, and benefit programs.

Estate planning impacts all ages and is not limited to adulthood. A child who has special needs or has lost a parent requires estate planning. When children are added to a family, the simple planning for young adults (Will, POA, HCPOA) needs to change to more comprehensive plans which include guardians and under-age testamentary trusts. Divorce requires adjustments to planning by revoking previous authority and designating new beneficiaries, at a minimum. At retirement,

By Elizabeth A. Barrett Alabama Estate Planning Attorneys

emphasis shifts to maximizing the use of assets, business succession, protecting assets from the government, and easing them to the next generation. The possibility of failing health and mental capacity makes planning for emergencies and long-term care vital. In short, any major life change or transition should prompt a review of the planning a person has in place.

Alabama Estate Planning Attorneys works with you to design and create a personalized estate plan, not a one-size-fits all, fill in the blank form. We believe education and information will assist you in retaining control of your assets and dignity as long as possible.

Our calling is to ensure the things you worked hard for your whole life are used appropriately and distributed easily after you are gone. With over fifty years of combined experience, we will assist you by providing protections against illness, incapacity and even scammers. Our team of professionals will help you find peace of mind knowing the future of your loved ones is on solid ground.

No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Do you or your family have questions about: Wills? Trusts? Medicaid? Disability? Succession? Asset Protection?

Estates? Nursing Homes? Guardianship?

We're here to help.

Finding experienced legal help in North Alabama is easy - just call us at Alabama Estate Planning Attorneys. You can trust C. Blake West and his team to help you cut through all the legalese and find peace of mind.

Call us with your questions today!

Visit us online at: alabamaestateplanningattorneys.com 1701 Main Avenue SW Cullman, AL 35055

256-734-0026

aepallc@gmail.com

Hours: Call for appointments.

After hours and evenings available.

6767 Old Madison Pike NW, Ste 95 Huntsville, AL 35806

256-886-2372

aepallc@gmail.com

No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

valleyvitalliving.com • 15

SO, I HAVE CREDIT MONITORING! IS MY IDENTITY SAFE NOW?

It’s All About YOU! Let me help you be proactive, protect your joy & alleviate chaos by putting Your Law Firm & ID Theft Advisor in the palm of your hand

For About $1 per day Protect the two most important things:

By Christopher B. Grounds, PhD, CIPA Benefits4Success

As a result of its massive data breach in 2017, Equifax has been offering affected parties the choice of credit monitoring or $125.

Since many respondents picked the cash settlement, they had to “backpedal” and the cash option will be much lower. That leaves credit monitoring your only option.

Credit monitoring ONLY monitors your credit, not the personal information contributing to your credit.

It works as follows: 1. Depending on the reporting agency, if your personal data is used to secure a line of credit, you will receive an alert, usually 24-48 hours later.

2. You contact the credit agency to dispute the event and then work with them to remove it from your credit record. If you can prove you have lost money due to that particular data breach – It isn’t easy since most people have experienced multiple data breaches – you are eligible for up to $1 Million in reimbursement for time/costs incurred.

An easier way is to freeze your credit, prohibiting lenders from inquiring about it. All three agencies currently allow you to do this for free.

• Equifax – www.freeze.Equifax.com • Experian – www.experian.com/ncaconline/freeze • TransUnion – www.transunion.com/credit-freeze What can identity thieves do with your personal data?

According to the Federal Trade Commission credit card or loan fraud (alerted on your credit report) are only two of many types of identity theft complaints. Others include employment fraud; federal and state taxes filing; utilities fraud; social security or welfare fraud; and most dangerously, criminal or medical fraud.

How do I handle identity theft? 33% of adults have been the victim of identity theft, many of them multiple times.

16 • valleyvitalliving.com

Your Rights (and) Your Identity

Receive your Free ID Advisory Toolkit Contact Joni Grounds 256-585-7005 joni@benefits4success.com

Or Scan Code

Benefits4success.com Your personal data has probably been stolen several times – most victims are not aware for months or years.

• Be Proactive. Know when your information is being sold online or on the dark web/deep web. Have a professional identity theft protection service proactively monitor the black market for your data.

• Don’t go it alone. When an occurrence does happen, utilize that same licensed professional service to fix it for you, not just advise you what to do. According to the FTC, it takes an average of six months and 200 hours of work to recover.

Author’s Note: What does it really mean?

If you’re like me, you’ve been affected by multiple data breaches and offered several credit monitoring services for free. Will that protect your identity? Hardly!

Remember, included in your credit information is your name, social security number, birthdate, and home address. Data stolen in a breach can also be used for a multitude of other criminal purposes. Choosing the right Identity Theft protection is critical.

Health...

Taking care of ourselves so we can enjoy the life we deserve.

Tired of Being Tired?

You want to feel good and enjoy life. But when you are in pain or always tired, it is hard to find joy in the little things. Inflammation is your body’s response to injury, a way to protect itself and start healing. Stub your toe and it is easy to see the results. But inflammation happens within the body in a more unnoticeable way.

Chronic inflammation is the result of long term oxidative stress, and can be caused by physical or emotional trauma or pollutants.

If you are tired and achy, your body is trying to tell you something. Untreated, inflammation leads to more serious, long-term issues. It has been linked to many diseases including arthritis, bursitis, IBS, Alzheimer’s, and dozens more.

Common symptoms:

skin · Fatigue · Itchy Aches and Pains Allergies or infections · Gastrointestinal Issues · Mood swings or depression · ·

There are medical ways to lower inflammation. If you want to try a more natural path first, avoid refined carbohydrates, sugar, gluten, red and processed meats, and artificial additives. Foods that may help lower inflammation are fruits, vegetables, fish and other proteins, nuts, and seeds.

Some herbs and supplements like omega-3, turmeric, and ginger, among others have proven promising in studies to lower inflammation. Exercise regularly, get enough sleep, and limit alcohol consumption.

Seek advice from your doctor, and a professional you trust who specializes in helping you change diet and activity patterns. While the natural approach may not be enough, it is a good start, and may lower the need for medication.

valleyvitalliving.com • 17

Life is constantly changing. Some changes like marriage, birth or adoption of a child, or a new job or house are positive and bring wonderful things into our lives. Others are not so happy. And some can be downright devastating, making us wonder how to navigate this new reality. Facing the loss of a child, spouse, or job, a serious illness or similar event can seem overwhelming and leave you wondering where to turn.

We are creatures of habit. The truth is, whether change is positive or devastating, it requires an adjustment and creates the need for access to new resources. Navigating Life Changes is dedicated to helping you find those resources across North Alabama.

Looking to purchase a home or make your current home your dream home? Let’s talk about a loan that is right for you!

Helping clients with Navigating Life Changes -- selling, buying, property management, or rental of single-family homes – for over 63 years!

Anna Knott, Sales Manager NMLS #206057 | 256-673-6665 Anna.Knott@SupremeLending.com

Kristy Bryant — 256-830-2400 kristy.bryant@madisonvillage.com MadisonVillage.com

Dave Knowles, 256-539-9501 dave@rosenblumrealty.com | rosenblumrealty.com At Madison Village, retirement living and assisted living doesn’t mean dependence on others; it means independence with individualized service.

Joni Grounds provides superior identity theft protection coupled with top-quality, affordable legal access for individuals, families, and small businesses.

Joni M Grounds 256-585-7005 Benefits4Success.com Joni@Benefits4Success.com

Lisa Philippart LPC

John Michael Wood Allstate Agency

As a mental health counselor, I am professionally trained to work with you to identify, address, and overcome those unexpected or difficult life challenges.

Here at our agency we strive to be more than a transactional based insurance provider. We truly care about you as our customer and want to welcome you to our Agency Family!

256-326-0909 urlifematters@hotmail.com urlifematters.net

256-270-0035 JohnWood@Allstate.com

18 • valleyvitalliving.com

Services and support for those enduring, enjoying,and overcoming major life changes.

Changes can be temporary or effect us for a lifetime. If you are experiencing one of these events or any other life change, we are here to help you navigate your way through.

· Adoption · Buying a home · Caring for loved one · Change in finances · Change in living conditions · Change in mood

· Change of school · Child leaving home · Death of a loved one · Divorce or separation · Getting married · Loss of job or change in boss

Tanya Hendrix

Feel Great Now Balancing physical, mental, emotional, spiritual, and Andrea L. Shetley, 703-901-1893 financial health with safe, ALShetley@hotmail.com natural therapeutic-grade mydoterra.com/FeelGreatNow essential oils and Feel Great Now (healthy living) wellness products.

Delicious

Flickr

Twitter

Retweet

Facebook

MySpace

StumbleUpon

Digg

Slash Dot

Mixx

Skype

Technorati

Life’s events can sometimes knock us off balance.

We empower you to hold steady through the changes Becky Waters with greater ease and 256-348-5236 inner peace. becky@centerforinnerwellness.com Reddit

FriendFeed

YouTube

LinkedIn

Newsvine

SlideShare

Google

Google Talk

Yahoo

Yahoo Buzz

Netvibes

AOL

www.centerforinnerwellness.com Microsoft

MSN

Apple

MobileMe

App Store

Amazon

Last.fm

Mister Wong

New Life Divorce Solutions

Divorce - the biggest financial event of your life! Be sure you understand the whole picture. I can help ensure your best financial outcome.

Qik

Vimeo

Viddler

Virb

Tumblr

WordPerss

Blogger

Posterous

Kelly Cummings Smith, CPA, CDFA™ 256-694-8594 Contact@newlifedivorcesolutions.com Behance

Design Float

Deviant Art

Design Bump

Friendster

Bebo

Squidoo

Share This

RSS

· Personal injury/illness · Pregnancy · Relocation · Retirement · Strained family relationships · Traumatic event

Representing people going through major life changes such as adoption, divorce and custody who hope for a positive change in their lives and future.

Leigh Daniel & Associates 256-551-0500 tanyahallford.attorney@gmail.com No representation is made that the quality of legal services to be performed is greater than those performed by other lawyers

Telling Your Story, One Piece at a Time Specializing in redesigning treasured pieces and creating memorial jewelry.

info@WV3Designs.com WV3Designs.com Delicious

Flickr

Twitter

Retweet

@WV3Designs Facebook

MySpace

StumbleUpon

Digg

Slash Dot

Mixx

Skype

Technorati

Reddit

FriendFeed

YouTube

LinkedIn

info@navigatinglifecanges.com NavigatingLifeChanges.com Newsvine

SlideShare

Google

Google Talk

Yahoo

Yahoo Buzz

Netvibes

AOL

Email

Update #1

Google Buzz

Picasa

Bing

Meetup

valleyvitalliving.com • 19

I Remember When...

Essential Oils for Brain Health

By Andrea L. Shetley

Feeling dazed and confused? Can’t remember recent events? “Brain fog” refers to issues with memory, clarity, and focus. In 2015, a Frontiers in

Neuroscience article reported people with chronic fatigue syndrome, autism/neuropsychiatric disorders, celiac disease, gluten intolerance, food allergies, fibromyalgia, and Alzheimer’s are more likely to suffer from brain fog.

Symptoms include fatigue, irritability, headaches, forgetfulness, low motivation, mild depression, anxiety, confusion, sleep issues, and difficulty exercising. Triggers include stress, dehydration, poor sleep, hormonal changes, poor diet, medications, medical conditions, inflammation, mold, prolonged standing, too much heat/sun, food allergies, and lack of exercise. Brain fog has become an unwanted side effect of our fast-paced, industrialized lifestyle; but it doesn’t have to be permanent.

Smell produces powerful mental, physiologic, emotional, and spiritual responses, and is often linked to memory. When an odor molecule is inhaled, it is sensed by the olfactory cells, which go to the brain. The olfactory system is the only sensory mechanism that involves the limbic system and amygdala in its primary processing pathway, which includes the hippocampus (long-term memory), amygdala (emotions), hypothalamus (autonomic nervous system, hormones), and cingulate gyrus (blood pressure, heart rate, attention). Essential oils promote focus and concentration by helping to regulate the nervous system.

Essential oils (EOs) are volatile aromatic compounds found in many plants. EOs create aroma that protect plants from harsh environments and insects, help them adapt to surroundings, and assist in pollination. Distilling different plant parts harnesses these protective and beneficial powers. EOs are highly concentrated and extremely potent—just one drop can have powerful health benefits. EOs have been used for thousands of years in many cultures for personal care, religious ceremonies, beauty treatments, and food preparation, and are gaining popularity as natural, safe, and cost-effective wellness options. Because of well-documented trials, many traditional hospitals (e.g., Vanderbilt University Hospital) are now using EOs to combat anxiety, depression, and infections.

The blood-brain barrier (BBB) acts like a sieve or filter. Only very small molecules can pass through and they must be lipid (fat) soluble—EOs are both. EOs are made up of organic compounds called “terpenes.” Sesquiterpenes can pass through the BBB and contain brain-oxygenating molecules. Research shows increased oxygenation extends to the pituitary and pineal glands, and can help restore hormonal imbalances. Studies performed 20 • valleyvitalliving.com

at Vienna and Berlin Universities found that sesquiterpenes in Vetiver, Patchouli, Cedarwood, Sandalwood, and Frankincense EOs can increase levels of oxygen in the brain by up to 28%.

Geographic location, distilla tion methods, weather, and other factors can affect purity. Unfortunately, products labeled as 100% pure EO may contain as little as 5% pure EO with other potentially harmful ingredients.

Unwanted contaminants/toxins in inferior/substandard EOs can contribute to the toxic load in the brain. Pure EO may only contain 5% pure EO with other potentially harmful ingredients.

100% pure therapeutic-grade EOs from a reputable company are highly recommended.

It is easy to incorporate EOs into your daily lifestyle to enjoy a variety of benefits. Always follow label instructions; consult a healthcare professional; and educate yourself on safety precautions, applications, and uses.

These statements have not been evaluated by the Food and Drug Administration.

This article is not intended to diagnose, treat, cure, or prevent any disease.

RESOURCES AND SUGGESTING READING: www.mydoterra.com/FeelGreatNow www.draxe.com/health/brain-health/brain-fog drjockers.com/12-strategies-blast-brain-fog www.dr-lobisco.com/alzheimers-disease-essential-oils-for-brain-healthexercise-and-diet www.rnoel.50megs.com/pdf/theblood.htm

Essential oils for concentration and memory: Basil: Neurotonic, brain stimulant Cedarwood: Focus, learning capacity Citrus oils: Uplift mind/body, boost mood Frankincense: Focus, calming Lavender: Calming Peppermint: Focus, concentration Rosemary: Cognitive performance, brain stimulant Sandalwood: Mental clarity Spearmint: Cognitive performance, brain stimulant Vetiver: Calming, grounding

Essential Oils Recipes for Brain Health: “Brain Fog Buster” (enhances circulation in the brain) 1 drop Cedarwood 1 drop Frankincense 1 drop Patcholli 1 drop Sandalwood 1 drop Vetiver

General Essential Oil Application: Aromatic: Cold air/water diffusers, personal inhaler, wooden clothes pin clipped to a vent, or aromatherapy jewelry.

Topical: Applying carrier oil first or mixing with EOs slows absorption; applying carrier oil after EOs accelerates absorption. Light massage to the application area increases blood flow and improves distribution. To avoid skin sensitivity (especially young/sensitive skin), use a carrier oil to dilute more potent EOs and when trying an EO for the first time (recommended dilution: one drop of EO to three drops of carrier oil). Start with a low dose (1–2 drops). Dose will vary based on size, age, and overall health. Use several small doses throughout the day as recommended.

Internal: Used in general food preparation and as dietary supplements for more targeted/potent health benefits. Proper dosing according to product label and professional guidelines should be strictly followed to avoid toxicity.

Layer on back of neck with a few drops of carrier oil (see Application box).

“Clear the Fog” Diffuser Blend 2 drops Peppermint 2 drops Eucalyptus 1 drop Lemon

“Focus” Roller Bottle Blend (10 ml) 10 drops Rosemary 10 drops Peppermint 10 drops Orange Carrier oil Add oils to roller bottle. Top with carrier oil. Shake well.

Roll on temples, back of neck, behind ears, and on shoulders.

“Sharpen the Mind” Personal Inhaler 2 drops Vetiver 2 drops Cedarwood 1 drop Frankincense Combine oils in small dish. Remove wick. Soak up oils.

Replace wick. Breathe deeply as needed.

valleyvitalliving.com • 21

Home...

Tips, ideas and making the most of your space.

You’ve Come a Long Way Baby!

Years ago, the kitchen was only a place to prepare meals.

Usually, it was located at the back of the house, or many years ago, in a separate building altogether. From its humble beginnings as a place of mere functionality, it has become the focal point, the heartbeat of the home. It still has the same basic functionality, to store and prepare food, and the same basic appliances, to keep food cold and to make food hot, but it is now one of the most noticed rooms in the house. It is a place to showcase your personality and to gather socially with family and friends. Design can range from sleek and modern, to shabby chic, or to clean and professional.

Whether you are ready to downsize, looking to take advantage of the seller’s market for real estate or just want to enjoy your home more, upgrading the kitchen is your biggest payoff.

Top reasons to remodel your kitchen: • Lifestyle: Your current kitchen may have served well when the kids were home or for the previous owner, but as needs change, the layout may no longer work for you.

Think of adding an island, re-doing the floorplan, opening up a wall or adding a breakfast bar.

• Change: Maybe moving is not an option for you right now, but a change would do you good. You do not have to do a full remodel. You would be amazed how resurfaced cabinets, and a new paint color, backsplash, and flooring can change the mood of the room.

• Modernize: Ok, retro is in, but not olive green appliances with orange walls (unless that is your style). With so many advances in technology, updating can make your life much easier.

• Worn: If it has been years since your kitchen has seen a paint brush, it may also have cracked tiles, stained or chipped countertops and missing hardware.

• Special Needs: Life happens. If a family member is facing health challenges or is disabled, your kitchen may no longer be functional for them.

22 • valleyvitalliving.com

• Dream Kitchen: It is hard for an aspiring gourmet cook to get inspired in an outdated kitchen.

• Value: Updating a kitchen is the number one way to add value to your home. If you are thinking of selling, the additional market value will far outweigh the cost of the update.

• Available Resources: Home improvement television shows and online videos make it easier than ever to gather ideas and even help you learn to do some of the work yourself.

Working with a professional is best. Things may come up you did not expect. But if you are not working with a designer or contractor, there are several things to take into consideration before you start. Does your budget allow a complete remodel or should you stick to a makeover? If you plan to install a commercial range, you may need added bracing to handle the weight. Compare counter height to built-in appliances.

Use layers of lighting: under-cabinet, recessed, spotlights.

Consider distance from appliances that need to be hooked up to plumbing and electric. Place switches and outlets at convenient places and make sure they are to code.

If you are planning to do the work yourself, always check for any permit or inspection needs first.

Over the decades, Rosenblum Realty has seen many changes in our dynamic community. Nonetheless, their team is still committed to following the principles of their Founders: excellent service; honest and timely communication; fair play that will never be compromised. Together they believe, “Sound principles really do bring sound practices -- and also bring good results”!

A Time-Honored Inheritance of Sound Principles

By Dave Knowles The Rosenblum family has been in the real estate business in Huntsville-Madison County since 1957 -over 60 years. Carey Rosenblum -- Broker, Owner, Standard

Bearer -- remembers and practices the quintessential business and life principles that were fashioned and followed by his grandfather, Tom, and father, Tommy. While forging their real estate business, they made it clear they would serve with honesty and integrity and always do their best to represent the interest of their clients.

Their family story is all Southern and uniquely Huntsville!

Tom was a long-time employee at the Lincoln Textile Mill in Huntsville. He gained the respect of many coworkers and after retiring, he launched a second career in real estate. Carey says he never worked with his grandfather, but remembers his pleasant and friendly manner and his keen sense of humor.

Tommy’s first career was as a local gospel preacher and he later joined his father in the family business. His sound Biblical principles guided his real estate practices, showing his clients that profits would always take a back seat to service and satisfaction.

Carey joined the family business in 1976. His leadership has guided its expansion of traditional services, property management, and the rental of single-family homes. Heavily involved in our community, Carey continues the family legacy of leadership and support in many local organizations: Huntsville/Madison County Chamber of Commerce; Huntsville Area Association of Realtors; Habitat for Humanity; and other worthy causes.

In 2007, the 4th generation -- Michael, son of Carey and wife, Pamela -- joined the Rosenblum Team and now serves as Associate Broker and Property Manager.

Good Results In 2019, as the 4th generation of the Rosenblum family to work in real estate, I have great appreciation for our family’s legacy.

I am humbled, honored, and excited to be leading, learning, and serving with this company! I understand how we have contributed to the exceptional growth of our community through the provision of both business services and the personal assistance and care provided to people in individual and helpful ways.

The foresight and planning provided by the patriarchs of my family provides me with laser-sharp guidance on the role of this company and how it should be operated in the 21st century. As a family-owned business with a trustworthy reputation, we have been privileged to have clients reach out to us because of our longevity in business and our commitment to helping clients accomplish their goals through transparent communication. I have also discovered that as we develop new relationships, it is critical that clients feel attention, support, and belonging through our processes. In both our company environment and training, we continue to reiterate these tenets to our agents and we also encourage them to advance to a higher level of service by being open to new thinking, new skills, and new relationships.

I daily walk in the shadow of a heritage that has impacted the lives of many people positively! My own involvement in the real estate market has connected me with many different people, unique businesses, and outstanding leaders. It is clear to me today that our company's sound principles -- integrity; honesty; respect -- carries on our family tradition by achieving "good results".

By Michael Rosenblum valleyvitalliving.com • 23

ng ps

ow Si m n pl s e i St z e i n

10

D I

Remember, the goal is to make life simpler.

Moving to a smaller house may be the best idea for you: less to maintain, easier to clean, lower utility bills. It all sounds good, until you stop to look around at all of the things you have collected through the years. It is amazing how much you can hide in corners, under beds, in trunks and tubs, and in the closets. Now comes the overwhelming part, what to do with all of it. But, if you take it one step at time and work with a mission, it can actually be very easy and freeing. Remember, the goal is to make life simpler. That includes the amount of things you have to take care of and find a home for in your new space.

1. Focus on the positive: These are your memories, your life. Purging may not be easy, but instead of thinking about what you are giving up, think about what you are gaining.

2. Do not get overwhelmed: Remember the elephant?

One bite at a time. Focus on one space, room, or thing until it is done.

3. Get your kids and friends involved and share memories: Maybe it is time to pass some of those memories on to them.

4. Make three separate piles or sections: A. Cannot live without – keep.

B. Don’t really need this, but it still has some good life in it – donate.

C. Had seen better days when you stored it away three years ago – trash.

5. Make it a game: Choose five things you love, to keep, five things someone else will love, to donate, then five things no-one will love, to trash.

24 • valleyvitalliving.com

6. Be brutally honest with yourself: Does it have sentimental value? How often do you use it? Do you have something else that would serve a dual purpose so you really do not need it?

7. Do not get distracted: Set a timer and commit to working until it goes off. For things that will take more time, like papers, set them aside to go through during downtime, like watching TV. 8. Throw a packing party: Invite family and friends to help pack once you have finished sorting, and make it fun.

9. Measure your new space: Make sure the things you plan to keep, especially furniture, will actually fit.

10. Get creative: Storage is crucial in a smaller space.

Place an armoire in the kitchen for extra storage. If your current furniture is more decorative, consider changing to pieces with drawers, shelfs, and doors. That old trunk or cedar chest is an amazing space for storing more than just blankets. Dishes, collections, and keepsakes are just a few of the things you can hide away there.

Bed risers only increase the height of the bed a few inches, but that may be just enough to fit tubs and boxes with more storage capacity.

Recreation...

Travel destinations, local events and remembering what it’s like to have fun.

COMEDY

A M E CIN

1. Who was originally picked to play Indiana Jones in “Raiders of the Lost Ark”?

2. What was Bluto’s GPA (grade point average) in “Animal House”?

RSV

3. In the first “Rocky” movie, what were his turtles' names?

4. Two of John Travolta’s relatives did cameo roles in “Saturday Night Fever”. Who were they and what roles did they play?

5. What was Rizzo’s ‘real’ name in “Grease”?

6. What was everyone’s last name in Rock Ridge in “Blazing Saddles”?

P

7. In “Young Frankenstein” who was the young medical student who kept pronouncing it Frankensteen?

8. Who was supposed to play Luke Skywalker in “Star Wars”?

9. What did Jimmy Olsen drop into the Hoover Dam in “Superman”?

10. What was the dog's name in “Smokey and the Bandit”?

LIGH

TS

11. What was chewing on the power cables of the Millennium Falcon in “Empire Strikes Back”?

12. What did the license plate read on the car in “Ghostbusters”?

S T E ICK

13. What did Marty McFly say his name was when he went to the old west in “Back to the Future III”?

DR

T

14. What was Baby’s ‘real’ name in “Dirty Dancing”?

15. Sarah was trying to save her brother in “Labyrinth”. What was his name?

16. In “Splash” the mermaid names herself after what street?

17. What was the airline name in the movie “Airplane”?

E I V MO VIA I R T Do you r? be m e m e r

STA

18. Who played the part of the keymaster in “Ghostbusters”?

19. What brand of candy bar did Chunk give to the sloth in “The Goonies”?

20. What name did Marty McFly use in “Back to the Future” when he meets his mom as a teenager and how did he get the name?

21. Jackie Gleason played Sheriff Buford T. Justice in what movie?

22. Who starred with Paul Newman in “The Sting”?

23. What was the name of the movie with David Bowie as the Goblin King?

R

ACTION

24. Who played “The Graduate”?

25. “Did you wake up with a foreboding sense of deja vu?” is from what movie?

Answers: 1) Tom Selleck 2) 0.0 3) Cuff & Link 4) His mother & sister. His mother was the customer who wanted a discount at the paint store. His sister sold Tony pizza at the beginning. 5) Betty 6) Johnson 7) Jeff Bezos, founder of Amazon 8) Grant Goodeve of “Eight is Enough” 9) His camera 10) Fred 11) Mynocks 12) ECTO-1 13) Clint Eastwood 14) Frances 15) Toby 16) Madison 17) Trans American 18) Rick Moranis 19) Baby Ruth 20) Calvin Klein. It was the brand of underwear he was wearing 21) “Smokey and the Bandit” 22) Robert Redford 23) “Labyrinth” 24) Dustin Hoffman 25) “Groundhog Day”

AMA

POPCORN

valleyvitalliving.com • 25

Gather No Moss… Or Frozen Pipes As summer comes to an end, RV owners should begin thinking about winterizing. For most people, it is too cold outside to comfortably camp. Storing their vehicle is the best option. But simply parking the RV in a safe spot is not enough to ensure it will be ready to drive again once spring arrives. You may have heard

There are some things to consider when you are ready to winterize your camper or RV: ● Wash and dry the RV thoroughly. ● Keep out pests. Place mouse traps around the RV and rid the motorhome of any leftover crumbs. ● Drain all water in the lines. ● Change the oil at the recommended mile range. ● Cover up!

A lot of owners wonder if storing their RV is enough to ensure its safety. The short answer is “No”. Motorhomes require a lot of maintenance throughout the year and proper insurance coverage for your RV can help keep your hobby safe. An insurance agent who truly understands you knows you have an active lifestyle and that you want to protect the vehicles that go with it.

By Sady Zayas-Visser Sady Zayas-Visser Agency

horror stories of owners who park their RV in the driveway all winter, just to be greeted with busted pipes in spring. It is important to prepare the RV for the freezing temperatures that usually come with winter.

Sady Zayas-Visser has been in the insurance field for almost 15 years. She is an active member of the community and would love to help you with your insurance needs. Her agency includes four fully trained agents, a client service support team, and a marketing team. All are eager to help find the best coverage for your needs, whether that be life or business-related.

Are You Seeing the Complete Picture?

Life has a lot of moving parts, so it is essential to find an agent to help you bring it all together. We offer insurance for: RV, BOATS, AND MOTORCYCLES HOME AND AUTO PET INSURANCE MEDICARE PRODUCTS SHORT AND LONG TERM CARE

CALL OUR OFFICE: (256) 864-9411 Your life policy is very important for your family or your business. Other insurance policies that we offer:

BUSINESS INSURANCE / LIABILITY WORKERS COMPENSATION HEALTH INSURANCE PRODUCTS

(256) 864-9411 SADYINSURANCE.COM

26 • valleyvitalliving.com

LIKE US ON FACEBOOK: FACEBOOK.COM/SADYZAYASAGENCY

on i t a n i t ! s s e t D ecialis Sp

On your last “bucket list” vacation, was there an experience that made you feel extra special?

A private tour, a behind-the-scenes meet and greet, secret shopping spree, a cooking class, a special meeting with a historian, etc... Professional travel advisors are invested in their clients’ happiness and satisfaction. Putting their knowledge, contacts and resources to work, they create ideal itineraries and personalized experiences. They go above and beyond, working with destination specialists around the world to ensure every trip is packed full of positive lifelong memories. It’s all about personalized experiences.

Destination specialists are “on the ground” travel partners who actually reside and provide travel services in a specific destination. Regardless of how much knowledge, training and experience an advisor has, they can never know everything happening at every destination, every moment, all around the world. What? Why? They are not superhuman? But they ARE connected and privy to the information via these experts.

Relationships with destination partners offer unmatched local expertise, contacts, resources, advice, and solutions. More travelers want to avoid crowds, and experience “living like a local.”

Destination specialists can create authentic and memorable adventures at every price point.

Where is your next adventure? You want to be ecstatic with every penny spent! Do you want VIP treatment, access to special venues, high-quality, expert guides and a wide range of unique experiences?

As travel advisors, we know the extra touches take a vacation from great to amazing! Our clients value service, comfort, reliability and peace of mind. The connections we have established with our destination specialists allow us to offer seamless arrangements and support “on site.”

By Marianne Cook Windham Windham Travel & Leisure

Travel not to find yourself, but to remember who you’ve been all along.

256-652-3232

marianne@windhamtravelandleisure.com windhamtravelandleisure.com

Find us on

valleyvitalliving.com • 27

A Classic Road Trip Barber Vintage Motorsports Museum One of the nice things about our area is that we are so centrally located. Drive up to two hours in any direction and you will find something unique that makes a day trip worth it. One of those short drives takes you to Leeds, Alabama and the Barber Vintage Motorsports Museum.

The focus of the museum is motorcycle history as a whole, not just a display of vintage bikes.

Although their total collection numbers over 1,600 motorcycles, around 900 are normally on display.

They boast bikes from 216 manufacturers and 20 different countries. Cars have not been forgotten.

Vintage automobiles from several manufacturers are exhibited, but the main focus is on Lotus racecars.

For more information and to plan your trip, visit their website at barbermuseum.org.

28 • valleyvitalliving.com

Nestled in the Heart of Huntsville, convenient to businesses, is a hidden gem. A golf course that offers a full lunch menu, and practice facilities that can be used before or after work. Rich in history and a leader in the golf community, Huntsville Country Club is helping a new generation of families make lifetime memories.

Under new ownership, the club has experienced unprecedented growth, from 150 members in 2014 to 442 today, allowing for substantial improvements. New members are struck by the welcoming staff and the friendliness and openness of the golfers.

Enjoy a peaceful round on your own, or join one of the regular games each week. Spend time with family and friends at the end of a busy day, enjoy a quick lunch or spend a few minutes on the driving range between meetings. Unlike public courses in the area, members never need to make tee times and enjoy playing at their own pace.

With so many ways to enjoy the club, membership isn’t just for golfers. Families enjoy planned events like Easter Brunch, Mother’s Day, 3rd of July Celebration and Santa Brunch. Members can relax while the kids hunt for Easter eggs or sit on Santa’s lap. Summer Friday night dinners are a favorite. Catch up with the girls at the monthly ladies night. Or hang out by the pool and order a burger.

Is it the friendly smile greeting you at the door? Or the daily email with course conditions and what’s for lunch? Maybe it’s the waiter remembering how many olives for your martini? The Huntsville Country Club staff works tirelessly to provide members with the five-star club experience they deserve. Stop by to learn more about membership and experience excellence.

By Beth Boyer

P R OV I D I N G

GO L F E XC E L L E N C E SINCE

1925

HUNTSVILLE COUNTRY CLUB

CREATING MEMORIES THAT LAST A LIFETIME valleyvitalliving.com • 29

...

DISCOUNTS FOR 50+ ...

This phase of life has its advantages. Many businesses recognize the buying power that the 50+ crowd represents and offers discounts to encourage our patronage. Here are just a few. We have done our best to verify the offers listed, some may vary by store. Please check your local store to find out if it is honored.

RESTAURANTS & FOOD RESTAURANT

DISCOUNT

MIN AGE

A&W

10% OFF

Varies

Applebee’s

10-15% OFF with Golden Apple Card

60+

Arby’s

10% OFF or a FREE drink

55+

Bonefish Grill

10% OFF (AARP Members)

50+

Boston Market

10% OFF

65+

Bruster's

25 cents OFF

60+

Burger King

10% OFF + Discounted soft drinks and coffee

60+

Captain D’s Seafood

Meal and drink for $4.99 on Wednesdays

62+

Carrabba's Italian Grill 10% OFF (AARP Members)

50+

Chick-Fil-A

10% OFF or FREE drink with purchase

55+

CiCi’s Pizza

10% OFF or FREE drink with buffet

60+

Dairy Queen

10% OFF or FREE small drink

55+

Denny’s

Discounted seniors menu and 15% OFF for AARP members

55+

Dunkin’ Donuts

10% OFF or FREE coffee

55+

Fazoli's

Discounted seniors menu

55+

Golden Corral

Discounted meals on select days and times (varies by location)

60+

Hardee's

10% OFF or $0.33 drinks

52+

IHOP

Discounted seniors menu

55+

KFC

FREE small drink with meal

55+

Krispy Kreme

10% OFF

50+

Long John Silver’s

Discounts vary at participating locations

55+

McDonald’s

Discounted drinks

55+

Outback Steakhouse

10% OFF (AARP Members)

50+

Papa John's Pizza

Discounts vary at participating locations

--

Shoney’s

10% off for members of the Golden Age Club

60+

Sonic Drive-In

10% OFF or FREE drink

60+

Subway

10% OFF

60+

Taco Bell

5% OFF and FREE drink

65+

Waffle House

Discounts vary at participating locations

Varies

Wendy’s

10% OFF or FREE drink

55+

HEALTH & BEAUTY BUSINESS

DISCOUNT

MIN AGE

dōTERRA Wellness - Advocate Andrea Shetley

FREE gift with membership

50+

Great Clips

Varies, and discount may only be offered on certain days

65+

Legacy Health Chiropractic

Consultation & assessment - $20 individuals, $35 Couple, $50 family

50+

Lens Crafters

Discounted lenses, frames, contacts, and eye exams

50+

Rite Aid

20% off on the first Wednesday of the month for Wellness 65+ members

65+

Walgreen's

20% off on the first Tuesday of the month with Balance Rewards membership

55+

30 • valleyvitalliving.com

...

DISCOUNTS FOR 50+ ...

CAR & PHONE BUSINESS

DISCOUNT

MIN AGE

AT&T

10% OFF select plans and 15% OFF select accessories (AARP members), discounted $29.99 Senior Nation plan 65+

50+, 65+

Pep Boys

10% OFF

55+

Sprint

Discounted Unlimited 55+ plan for new subscribers: $50 for one line, $70 for two lines

55+

T-Mobile

Discounted Unlimited 55+ plan: $70 for two lines

55+

The UPS Store

5% OFF shipping and up to 15% OFF other products and services

50+

Verizon Wireless

Discounted Go Unlimited 55+ plan: $60 for one line, $80 for two lines

55+

RETAIL & APPAREL BUSINESS

DISCOUNT

MIN AGE

Banana Republic

10% OFF

50+

Bealls

10-20% OFF on Tuesdays

50+

Belk’s

Up to 20% OFF on Tuesdays

55+

Dress Barn

10% OFF on a specific day of the week, with the day varying by store

55+

Goodwill Retail Stores

Discounts vary at participating locations and may only be offered on certain days 60+

Jo-Ann Fabric

20% OFF on Senior Discount Days

55+

Kohl’s

15% OFF every Wednesday

60+

Michael's

10% OFF items in-store

55+

Ross Dress for Less

10% OFF on Tuesdays for members of the Every Tuesday Club

55+

Salvation Army Thrift Stores

Discounts vary at participating locations

55+

GROCERY BUSINESS

DISCOUNT

MIN AGE

Piggly-Wiggly

5% OFF Wednesday

60+

Publix

5% OFF Wednesday

60+

ACTIVITIES & ENTERTAINMENT BUSINESS

DISCOUNT

MIN AGE

Alabama Constitution Village

$10 Admission

55+

AMC Theaters

Discounted tickets

60+

American Airlines

Select senior fare when booking online

65+

Amtrak

10% OFF select fares

65+

Avis

Up to 30% OFF rentals

50+

Best Western

Up to 15% OFF

50+, 55+

Budget

Up to 30% OFF rentals

50+

Burritt on the Mountain

$10 Admission

60+

C&R Travel

Book a cruise, get a 2 night getaway

50+

Carnival Cruises

Discounted select cruises

55+

Choice Hotels

Up to 10% OFF

50+, 60+

Cinemark

Discounted tickets for Senior Day

62+

Delta

Discounted senior fares on select flights

65+

Early Works Museum

$10 Admission

55+

Huntsville Botanical Garden

$12 Admission

55+

Huntsville Museum of Art

$10 Admission

60+

Regal Entertainment Group

Up to 20% OFF

60+ valleyvitalliving.com • 31

...

FAMILY InJoy

Independent Stylist Linda Marshall 256-508-4333 rubyribbon.com/lindamarshall

Madison Village

Kristy Bryant 256-830-2400 kristy.bryant@madisonvillage.com MadisonVillage.com

Mathnasium of Madison

256-430-4053 mathnasium.com/madisonal

Monat Global Associate Market Mentor Jolene Sorensen 907-388-8028 jlsorensen62@gmail.com

pawTree

Independant petPro Carol Ingram 256-527-8837 pawtree.com/yourpetnana

RESOURCE GUIDE ...

FINANCE Alabama Estate Planning Attorneys Elizabeth A. Barrett C. Blake West 256-886-AEPA (2372) alabamaestateplanningattorneys.com

Benefits4Success

Joni M Grounds 256-585-7005 Joni@Benefits4Success.com Benefits4Success.com

Wholesale Travel Company Membership and Group Travel Agent

The Swan House

256-379-4590 info@swanhouseweddings.com SwanHouseWeddings.com The place for all of your family celebrations: wedding, birthday, family reunion, anniversary and more. In-door, outdoor, rustic, or elegant, bring your vision to life.

256-270-0035 JohnWood@Allstate.com

Leigh Daniel & Associates

Tanya Hendrix 256-551-0500 tanyahallford.attorney@gmail.com

New Life Divorce Solutions

Kelly Cummings Smith, CPA, CDFA™ 256-694-8594 Contact@newlifedivorcesolutions.com

Telling your story, one piece at a time.

Specializing in custom, special occasion, and memorial jewelry.

32 • valleyvitalliving.com

Electronic Caregiver

Diane C. Phillips, Independent Consultant 256-679-9688 electroniccaregiver.com

Feel Great Now

Andrea L. Shetley ALShetley@hotmail.com 703-901-1893 mydoterra.com/FeelGreatNow Facebook: Feel Great Now (healthy living) Empowering people to regain and maintain their optimal health and wellbeing using safe, natural essential oils and wellness products.

256-326-0909 urlifematters@hotmail.com urlifematters.net

Wealthbridge Financial Advisors 520 Madison St SE Suite B Huntsville, AL 35801 Office: 256-937-7897 ex 103 Cell: 817-229-4282 alexia@wbridgefa.com

With 20+ years as a financial advisor, Alexia Ball understands and firmly believes it's important for all women to be financially independent.

Madison Fit Body Bootcamp

8580 Madison Blvd, Suite G Madison, AL 35758 256-585-5798 tina@madisonfitbodybootcamp.com MadisonFitBody.com Madison Fit Body Boot Camp is not your average gym experience! We offer 30-minute group HIIT style Workouts, Professional Coaching, Motivation, and your personalized Metabolism-Boosting Nutrition Plan so you can get the best possible results!

Mom Said Eat Your Veggies

To advertise, contact us at info@valleyvitalliving.com

WV3 Designs Susan Voiers

256-431-6412 info@wv3designs.com WV3Designs.com FB & Instagram: @WV3Designs

Becky Waters 256-348-5236 becky@centerforinnerwellness.com

Lisa Philippart LPC

Timeless Treasures by Cindy

Cindy Herman 260-525-2082 memoriespiecedtogether@gmail.com forever.com/ambassador/cindyherman

Center for Inner Wellness

John Michael Woods Agency Allstate

Rejuvenate Your Life

Chantaine Rhoe-Bulluck 256-797-8968 CRB@TheMoreVacationsLady.com TheMoreVacationsLady.com

HEALTH

Connect with us on Facebook: Valley Vital Living Connect with us on Twitter: VVitalLiving

Freida Houck, BS Dr. Sears, CHC Call or text: 256-682-0349 MomSaidEatYourVeggies.com

Individualized health coaching that fits your lifestyle.

Focuses on lifestyle, exercise, attitude and nutrition.

Online or in person.

...

RESOURCE GUIDE ...

HOME

F05C23

ENTERTAINMENT

Air Degree

C & R Travel 256-945-2359 F6921E

203 Brown St NW Huntsville, AL 256-479-9777 airdegreehvac.com

Carolynswilliams.inteletravel.com

Huntsville Country Club

2601 Oakwood Ave NW Huntsville, Alabama 35810 256-859-3000 Membership@HuntsvilleCountryClub.com

Rosenblum Realty

Dave Knowles 256-539-9501 dave@rosenblumrealty.com rosenblumrealty.com

4D4D4F

Sady Zayas-Visser Agency

256-864-9411 SadyInsurance.com

Supreme Lending

Anna Knott Sales Manager NMLS #206057 256-673-6665 Anna.Knott@SupremeLending.com

Accent

Tips, ideas, and resources for your home.

Find top home professionals from across north Alabama, all in one place.

ValleyHomeResources.com

Windham Travel & Leisure 006838 Marianne Cook Windham

256-652-3232 windhamtravelandleisure.com

WTKI Talk Hunstville 231F20 105.3fm—1450am

2305 Holmes Ave. NW Huntsville, AL 35816

971B1E

Keep Your Family Safe and Warm this Winter!

When you Need an Educated Technician

· Available 24/6 · 10% Senior Discount · Service/install ALL

makes and models · Service plans available

Closed on Sundays

256-479-9777 | info@air-degree.com | AirDegreeHVAC.com valleyvitalliving.com • 33

FALL EVENTS October 3-5 53rd Annual Tennessee Valley Old Time Fiddlers Convention Athens State University Arts, crafts & over 200 competitors.

A musical and cultural experience that will thrust you into a simpler time where families were bound by the music they created and the stories they told.

53rd Annual Tennessee Valley Old Time Fiddlers Convention Headlining Acts below:

October 3 Michael Cleveland & Flamekeeper

October 4 Ricky Skaggs & Kentucky Thunder

October 5 Bradley Walker & Lonesome River Band Visit tvotfc.org for more information.

October 20 Maple Hill Cemetery Stroll 2-4:30pm Huntsville Pilgrimage Association brings history alive with skilled actors and musicians highlighting the rich cultural heritage of Huntsville.

For more information visit huntsvillepilgrimage.org

November 2-3 Folklife Festival Burrett on the Mountain Showcasing craftspeople, artists and presenters who will share their knowledge about the traditions, skills, handicrafts and arts of our region during the 1800s and early 1900s.

Visit burrittonthemountain.com for more information.

November 9 Tweed Ride Huntsville 2019 Butler Field, at Campus 805 12-5:30pm Enjoy a dapper social cycle through historic Huntsville. Don your best fall finery, and come prepared to enjoy the day.

Check in and pre-ride picnic. facebook.com/events/581517782378084 34 • valleyvitalliving.com

WINTER EVENTS Dec 6: First Fridays Florence, Downtown Florence 5-8pm Historic Downtown Florence comes alive with art, music, shopping and entertainment for the whole family! firstfridaysflorence.org Dec 6-8: NEACA Christmas Craft Show, Von Braun Center

NEACA, North East Alabama Craftsmen’s Association, promotes the study, appreciation, enjoyment and preservation of original handicrafts. www.neaca.org

Dec 12-14: Holiday Magic Dinners, Burritt on the Mountain Guests enjoy a holiday dinner in the upscale atmosphere of the Burritt Mansion or the family style warmth of the cabins in the Historic Park. burrittonthemountain.com Dec 15: IMPHuntsville's Jolly Holiday Cabaret, Straight to Ale 5-8:00pm "Jolly Holiday" celebration! Escape the hustle and bustle to sit back and enjoy these festive musical offerings with Independent Musical Productions. The night will feature past and present seasonal classics.

Dec 20: Girl, Guy, Guitar, Good Company Café 5:30-8:30pm Dinner, drinks, tunes, fun! Acoustic covers you will want to sing along to, presented in their purest form: simply girl, guy and guitar. Strong emphasis on vocal harmonies. facebook.com/ events/344419206440611 Dec 27: 35th Anniversary Mannheim Steamroller Christmas, Von Braun Center 7:30pm facebook.com/events/804300546637882/ Dec 30: A Victorian Masquerade Ball, Rocket City Event Center 6-10pm facebook.com/events/375492156441205 Jan 17-19, 23-25: Baskerville, Von Braun Center Presented by Theatre Huntsville. From the award-winning mastermind of mayhem, Ken Ludwig (Lend Me a Tenor), comes a fast-paced comedy about the world’s most famous detective and his trusty sidekick Watson facing down their most notorious case of all! facebook.com/events/673323786518324 Jan 20: Sewing Saturday, Bailey Cove Branch Library 9am-5pm Rocket City Modern Quilt Guild - Bring your own projects to sew!

Or jump in and join the block of the month skillbuilder.

Feb 6-9: IMPHuntsville presents The Bridges of Madison County, Lee High Black Box Francesca Johnson, a beautiful Italian woman who married an American soldier to flee war-ravaged Italy, looks forward to a rare four days alone on her Iowa farm. What happens in those four days may very well alter the course of Francesca's life. facebook.com/events/363464924338938 Feb 29: We Have Liftoff! Von Braun Center 7:30-9:30

Huntsville Symphony Orchestra celebrates the Rocket City’s starring role in aerospace achievement. Don’t miss stellar themes from 2001: A Space Odyssey and the Star Trek franchise, and more. facebook.com/events/416830002262737

March 5-8: 2020 Fashion Week Alabama AFA organizes networking mixers, workshops, community outreaches and North Alabama’s annual premier events, Fashion Week Alabama and Fashion WeekEND Alabama. https://tinyurl.com/y3xc2dpe March 14: Hanceville Irish Festival 9:00am-5:00pm

Irish Music, Irish Dance, Arts and Crafts, along with good food and Irish drink on tap, along with a little Irish swag. facebook.com/hancevilleirishfest

Making the Most of a HOT Market!

Huntsville and Madison County have been blessed with tremendous growth! New private sector businesses, coupled with Federal Government relocations and spending, have brought exponential job growth and opportunities for everyone. The housing industry has become very active in support of the many new, potential homeowners arriving. With all these factors producing a “Perfect Storm”, it may be a good time to weigh your options.

If your home is paid for or has accumulated a lot of equity, think about unlocking the funds to buy an investment property.

Take advantage of low interest rates by leveraging funds and invest in a rental unit for additional income. Or consider that second home -- on the beach or in the mountains -- for family recreation.

Maybe it’s time to consider improving your home’s comfort. A new home with a different floorplan or upgraded amenities like a glamour bath or “pro” kitchen in your current home might make a huge difference in enjoying your home.

·

· ·

Don’t miss out on this HOT market! The Rosenblum Realty Team of Agents – with over 300 years of combined experience -- can offer you sound, free advice on these options. With deep community roots, we have experienced, trustworthy resources we can share with you to help make that move or renovation successful and easy. Or we can help you invest your real estate equity to grow your net worth. Together, let’s see how to benefit you. Call us at 256-539-9501 for a free, no obligation consultation to discuss these exciting opportunities.

by Carey Rosenblum Broker/Owner of Rosenblum Realty with 40+ years of personal experience in this real estate market.

valleyvitalliving.com • 35

SWAN HOUSE Wedding & Event Center 3921 Winchester Rd New Market, AL 35761

256-379-4590

info@swanhouseweddings.com

◊ Weddings ◊ Vow Renewals ◊ Birthday Parties ◊ Family Reunions ◊ Anniversary Celebrations SwanHouseWeddings.com