Value News August 2015 Rogers County

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What’s Happening on Page 14!

VOL 22 ISSUE 8

August 2015

ROGERS COUNTY NE Oklahoma’s Leading Consumer Newspaper

Vision Care for Kids Back-to-school time is the perfect opportunity for children to receive eye exams. By Christopher Davis As summer’s end comes into view, families begin to focus on back-to-school checklists. In the chaos of shopping for clothes and supplies, it is important to remember to bring the kids to their annual eye exam. After all, being able to clearly see the teacher is crucial to successful learning! Dr. Abby OverstreetHogle and her staff at Advanced Vision Center and Eyewear Boutique make the entire process of children eye exams convenient, effective and fun. Located in Claremore at 860 S. Lynn Riggs Blvd. near Eggbert’s, Advanced Vision Center is visible from the highway – even if your prescription is outdated. Upon entry, it is plain to see Dr. Overstreet-Hogle’s Eyewear Boutique has it all. Greeted by cheery, knowledge-

Footnotes from Felts Don’t forget to pick up shoes for back to school at Felts during Tax-Free Weekend, August 7-9. By Lorrie Ward In the 14 years that Mary Ellenburg has worked for Felts Shoes, she’s seen the same phenomenon every August. The little store, tucked into its cozy corner in the Ne-Mar Center, bursts to life with activity. If there were brightly colored lights in the area, one might think it was the holiday season. But it is only August – and area kids are going back to school and making their annual trek to Felts Shoes to get prepared for another lap on their relay to adulthood. “This time of year is busier

(continued on page 22)

Dr. Overstreet-Hogle with her patient, Alexa.

than Christmas time for us,” says Mary. “As our store owner, Tabitha Felts, would say: ‘This is our Christmas!’” In addition, Tax-Free Weekend is coming up, August 7-9, which translates to a savings of 9.33 percent, making this the perfect time to invest in your family’s feet! Because children are growing so fast, it might be tempting to skimp on shoes, justifying the action with the thought, “They’re just going to grow out of them in two months!” But this rapid growth is all the more (continued on page 22)

Accessorize for Back to School The District on Main carries several popular accessory and clothing lines for styling perfect school ensembles. By Lorrie Ward Former Secretary of State Madeleine Albright once said: “The difference between humans and other mammals is that we know how to accessorize.” While this was meant as a humorous

remark, there is a lot of truth in it. Humans not only know how to accessorize, many of us love to do so! For those in this group, The District on Main in Claremore will be introducing and expand(continued on page 222)

Store Manager Mary and Sales Associate Nancy with Felts Shoes’ large selection of Oakley sunglasses.

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Owner Cari Bohannan beside the Lily Pulitzer collection at The District on Main.

South Tulsa 36,970 homes 74105–2,823 74112–4,286 74114–5,560 74120–392 74133–6,880 74134–1,411 74135–3,439 74136–4,140 74137–4,507 74145–3,532

Bixby, Jenks & Sapulpa 18,026 homes Bixby–74008–6,613 Jenks–74037–5,452 Sapulpa–74066–5,961

Paid Mailing Circulation

Owasso/Collinsville 20,681 homes Owasso–74055–14,182 Collinsville–74021–6,499

Rogers County 25,002 homes Catoosa–74015–2,557 Chelsea–74016–1,791 Claremore–74017–10,589 Claremore–74019–6,372 Inola–74036–2,213 Oologah–74053–1,480

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August 2015

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ASK THE MONEY MAVEN STRAIGHT-FORWARD, NO-NONSENSE TALK ABOUT YOUR MONEY

When You’re the Sandwich… helps to preserve personal control and eases the decision-making burden of the family. These are fairly simple. You can even pull one of these forms off of the Internet. Make sure they sign with a witness present and preferably a notary.

BY MELANIE HASTY-GRANT

Helping your senior parents prepare their estate, talking with your aged parents about money, their home, and private affairs is never easy. Talking with them about the inevitability of their passing away is even harder. It is one of those family talks that many avoid and procrastinate having until it is too late. However, just like other uncomfortable and awkward talks (like the birds and the bees with your children) you will feel much better once it is done. They will likely feel less burdened and more resolved with their decisions as well. The following are three topics to cover in your talk. 1) Do they have a will or a trust? A will is a legal document containing instructions as to what should be done with their money and property after their death. A will contains information about who gets what and names a person to carry out these wishes. However, a will does not exempt the estate from going through probate. Probate can be lengthy, costly, and is public. The other option is a Living Trust. A trust is a legal document created by them (the grantor) during their lifetime. Just like a will, a living trust spells out exactly what their desires are with regard to their assets, their dependents, and their heirs. The big difference is that a living trust bypasses probate, enabling the successor trustee to carry out the instructions as documented in the trust at their death. It also names the person they want to manage their financial, healthcare, and legal affairs if they should become incapacitated. If they choose not to create a will or a trust, at a minimum they should name beneficiaries on their banking and investment accounts, and have non-

retirement accounts registered with a transfer-on-death document or with rights of survivorship. This last option will only cover the specific accounts that they are listed on and not for other assets such as their home, cars, and other miscellaneous stuff. I have visited with lots of folks whose estate planning included putting their children as joint owners of their accounts. I personally don’t like this option. Here’s why. Older mom adds adult daughter as joint owner of her financial accounts. Adult daughter gets in a car accident. The other people in the accident sue the adult daughter for damages or death of their loved one. The joint account that she holds with her mom could now be included as her assets. That could be a potential mess! Now, what if adult daughter gets a divorce? Hmmmmm…… 2) Do they have a Healthcare directive? This is a written document that allows a patient to give explicit instructions about medical treatment to be administered when the person is terminally ill or permanently unconscious. It describes their wishes as to what medical intervention they want. It

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3) Do they have Long Term Care Insurance? This insurance helps provide for the cost of long-term care and includes a range of services, from home health care to assisted living to nursing home care. Long term care insurance covers care generally not covered by health insurance or Medicare. In Oklahoma, the average cost of one year in a nursing home is $53,290, according to seniorhomes.com. The older you are when you start long term care insurance the more expensive it becomes. You are also more likely to have pre-existing conditions that make it impossible to get. Plan early! $53,290 a year eats up the estate’s assets very quickly. Securities offered through LPL Financial, Member FINRA www.finra.org and SIPC www.sipc.org. LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. This information is not intended to be a substitute for specific individualized legal advice. We suggest that you discuss your specific legal issues with a qualified legal advisor. If you need help having these talks with your parents or your children, give us a call at 918.272.1120 or visit our website at www.waterstonewealth.com. Melanie HastyGrant, Experienced Licensed Professional Counselor and Managing Principle of Waterstone Private Wealth Management.

(918) 828-9600

Roll the Dice . . . . . . . . . . . . . . . . . . . .26 Save Big at JBF . . . . . . . . . . . . . . . . .25 Sign Up Now for Activities at Bluegrass & Chili Festival . . . . . . . .7 South Pointe Chevrolet . . . . . . . . . . . . .28 South Pointe Chrysler Jeep Dodge . . .28 South Pointe Saturn Service . . . . . . . . .20 Spinal Decompression of Oklahoma . . .8 Stillwater Milling Co. . . . . . . . . . . . . . . . .6 Strength of Mind Behavioral Health . . .19 Suburban Chevrolet . . . . . . . . . . . . . . . .3 The Answer to Your Illness Is Found in Wellness . . . . . . . . . . . . . . . . . . . .24 Thrift Harbor . . . . . . . . . . . . . . . . . . . . .21 Tulsa New Holland . . . . . . . . . . . . . . . .10 United Ford Parts Distribution Center . .16 Vascular & Vein Laser Center . . . . . . . .12 Vision Care for Kids . . . . . . . . . . . . . . .1 Visit the “Beach” in Broken Arrow . .16 Volvo of Tulsa . . . . . . . . . . . . . . . . . . . .14 Waterstone Private Wealth Management 2 Will and Wiley 80 Years Later . . . . . .12 Wine, Eats & Easels . . . . . . . . . . . . . . .18

August, 2015 - Vol. 22, No. 8 For information, Call (918) 828-9600 Value News is published monthly by Value News, Inc., 5800 E. Skelly Dr., Suite 708, Tulsa, OK 74135, 918-8289600. Fax 918-828-9933. Value News, all rights reserved, cover-to-cover. Vol. 22, No. 8, 2015. Over 130,000 copies direct mailed to homes in Tulsa, Broken Arrow, Owasso, Collinsville, Claremore, Catoosa, Verdigris, Chelsea, Inola, Oologah, Bixby, Jenks, and Sapulpa. Value News strives to maintain a quality level of accuracy and truth in its printed information and advertising, however, when errors or misprints occur, the individual, photographers, writers, advertisers and other contributors retain the right to qualify the information contained in their material published in the Value News. Views and claims made by them may not be construed representative philosophy or policies of this publication. Written works and advertising designed by Value News may not be reproduced for any other publication or medium without permission by the publisher. Submissions of news, features, story ideas, manuscripts, photos, graphics, art, raw creativity, etc. are welcomed and become property of Value News when published.


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August 2015

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August 2015

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EEmbers

of Hope Attend an old-fashioned hoedown featuring Jana Jae on August 22, 2015. Proceeds will benefit Rogers County Youth Services. By Kayla Butler Rogers County Youth Services (RCYS) is excited to announce a major change in the format for their annual fundraising event, Embers of Hope. This year, Embers of Hope will take place on August 22, 2015 at the Underwood Cattle Ranch in Verdigris and will be an oldfashioned hoedown complete with a BBQ dinner, dancing, auction items, and a live performance by the world-renowned fiddler, Jana Jae. Jana Jae is widely known for her weekly performance of her iconic electric blue fiddle on the popular television hit “Hee Haw,” where she starred alongside countless stars including Roy Clark and Buck Owens. Jana Jae has continued her performing

career and has dedicated much of her life to supporting the fine arts in youth through the development of music schools and music camps for young people across the state of Oklahoma. On May 28, 2015, Jana Jae was inducted into the National Fiddler Hall of Fame, located in Tulsa. With the upcoming change in format, RCYS is hoping to create a fun and unique experience for the community while continuing to raise money for the support of the youth and families of this community. This event will feature exciting auction items including a fiddle personally signed by Jana Jae at the event. Be sure to like the Rogers County Youth Services Facebook page to learn about more exciting auction items that

Board Member Kayla Butler, RCYS Office Manager Carolyn Swopes, therapist Raylene Stebbins and RCYS Executive Director Steve Blahut, with Jana Jae and her iconic electric blue fiddle. will be available. If you would like ticket information or information on how you can support this event, please call Carolyn at (918) 3417580 ext. 6. RCYS is supported in part by Rogers County United Way. Underwood Cattle Ranch in Verdigris is located at 26655 S. 4130 Rd. Believing in the potential of youth, Rogers County

Youth Services Inc. serves the community by strengthening youth and families. RCYS has an emergency shelter for youth up to 17 years of age, free counseling services provided by three full time masters level counselors, Love and Logic Parenting classes, and the annual Me and My Guy Dance. All services are provided free of charge.

For more information, contact

Rogers County Youth Services (918) 341-7580 ext. 6. www.ValueNews.com

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August 2015

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August 2015

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Page 7

SSign Up Now

for Activities at Bluegrass & Chili Festival The annual festival will take place September 10-12 at the Claremore Expo Center.

By Lorrie Ward The music got its name in 1939, when Kentucky-born Bill Monroe and his “Blue Grass Boys” made their debut appearance at the Grand Ole Opry in Nashville, playing music that brought a hard driving and powerful sound (with plenty of acoustics and vocal harmony) to the traditional country music scene. But this kind of music was anything but new. Bluegrass music incorporated repertoires from string bands, gospel, blues, country music, and even laborer songs. The roots of chili are very different, but they are just as ancient, perhaps even more so. Its basic flavoring, the chile pepper, has been spicing up meat dishes for millennia all over the planet. Even before chili became a menu staple of American cowboys on the cattle trail in the 1800s, a remarkably similar dish of meat,

beans, herbs, and peppers was a favorite of Incans, Mayans, and Aztecs before Europeans ever darkened this continent. These two great traditions come together in an explosion of sound and flavor at Claremore’s 36th annual Bluegrass & Chili Festival, September 10, 11 and 12 at the Claremore Expo Center. Claremore Chamber of Commerce’s Dell Davis calls it “three stages of free ‘pepper hot’ concerts by national and regional artists.’” Award winning headliners include Daily & Vincent, Doyle Lawson & Quicksilver, Rhonda Vincent & the Rage, IIIrd Tyme Out, The Lonesome River Band, The Cleverly’s, Tulsa Playboys, and Cedar Hill. These, along with top regional acts, will set three stages and the airways to vibrating with bluegrass and other varieties of music, including country, gospel and classic rock.

Taster kits will be available Saturday, September 12. Cook-Off, where they will vie run from 11 a.m. to 11 p.m. For As traditions are only kept for the coveted $25,000 first additional Festival information and alive by including the younger prize. For the festival, awards applications contact: Claremore generations, the festival will and bragging rights will be up for Chamber at 419 W. Will Rogers include a Junior Showcase. “This grabs amongst open and corporate Blvd. Hotel information, festival showcase is designed to give division teams. In addition, a updates and a complete list of stage exposure and experience to non-profit division, open to festival partners are listed at www. talented youth 21 and under in a schools, churches, charities, and claremore.org or by calling (918) non-competitive environment,” 341-2818. Festival sponsors include says Davis. “An acoustic guitar will other non-profits, will offer a $1,000 prize for the winning City of Claremore, RCB Bank, be awarded by a drawing of all the organization. Other fun prizes Big Country 99.5, BancFirst, participants.” Vocalists of any age include booth decorations and KOTV The News on 6, Claremore are invited to participate in The Showmanship and Ham-manship Chamber of Commerce and RSU Best Country in the City Vocalist Honors. Festival attendees may Public Television. Competition. The winner of this purchase official taster kits on competition will receive a cash Saturday after the judges have prize, and applications are now sampled the entries and “judge” available. Contact the Claremore For more information, contact Chamber of Commerce for details. the competition for themselves! Claremore Chamber As always, the Bluegrass Such vibrant music deserves of Commerce & Chili Festival will abound an equally vibrant menu, so the with all kinds of family friendly Mid-American Regional Chili 419 W. Will Rogers Blvd. excitement, including the Open Cook-off and Salsa Competition Claremore, OK 74017 Car Show, the Festival Market, on Saturday, September 12 will and the Kiddie Korral. The festival create a perfectly compatible (918) 341-2818 opens officially at 4 p.m. with combination. The winner of www.claremore.org the Festival Market, and concerts The International Chili Society www.ValueNews.com begin at 6:30 p.m. on Thursday Division will go on to represent and Friday. Saturday festivities the festival in the World Chili

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BBecome a Roper The Will Rogers Memorial Museums docent (“Roper”) program begins September 3. By Pat Reeder

chosen for volunteers who wear a bandana kerchief, will begin September 3. Classes will meet each Thursday through November 12 from 10 a.m. to 3 p.m. The graduation celebration will be November 19.

Facilitators will be Bob Seay from Owasso, Harriet Kuykendall from Tulsa, and Karen Tripp and Sherry Whisler from Claremore, all graduates of earlier classes. The volunteer program started in 2008. Ropers provide invaluable resources through assisting in educational programs and tour groups. There are numous ways to serve at the Memorial Museum and Birthplace Ranch. They aid visitors in many ways, and assist museum staff with behind-the-scenes projects, cataloguing and research. The training program is not only to acquaint trainees with volunteer opportunities, but to gain knowledge about Will Rogers. “We have so many activities and the Ropers are vital to help us share The Will Rogers Memorial Museum Ropers at the Clem and Mary Rogers Will Rogers with gravesite in Chelsea on a field trip. In keeping with learning the family hisothers,” said Tad tory, they have started a tradition of decorating the Chelsea grave as well as Jones, museum the Will Rogers family tomb on the Museum grounds.

Volunteers are an active part of the mission of Will Rogers Memorial Museums’ daily operations and programs. A training program for a new class of Will Rogers Ropers, the name

Roper Dexter Bolin at an event on the banks of Oologah Lake near the Will Rogers Birthplace Ranch. Ropers volunteer at both the Claremore Museum and Birthplace Ranch. executive director. “Ropers meet people from all over the world, and it is a fun opportunity to volunteer.” Classes will meet at the Ropers Corral, museum-owned property on the north side of Blue Starr, directly across the street from the Memorial. Persons interested in being a volunteer may visit the website, www.willrogers.com, click on the link “ways to support,” and fill out the on-line form, or pick up an application in the museum’s business office. Call

(918) 341-0719 for additional information.

For more information, contact

Will Rogers Memorial Museums (918) 341-0719 www.willrogers.com www.ValueNews.com

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August 2015

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3

35 Years of Creating Dream Kitchens and Bathrooms

Tony Sementi, owner of Tile by Tony, offers customers tips on choosing the right contractor for your home project. By Jim Butcher With nearly 35 years of experience in remodeling kitchens and bathrooms, Tony Sementi, who owns and operates Tile by Tony in Catoosa, emphasizes, “We do things differently than most contractors.” And as a result, he has developed a “Seven-Point Guide” on How to Pick a Contractor for this type of project. 1. Scope of work. Knowing exactly what you want done will help generate a detailed, accurate and less expensive bid. Be consistent and give identical information to all bidders. He suggests, share your budget with the contractor prior to the bid and consider doing the job in stages, if the estimate is too high. 2. Ownership oversight. Are you prepared to stay home to oversee the job, chase down materials, clean up job sites, and accept less than high-quality work? Then the low bidder will probably work for you. Do you want to feel completely safe leaving your family and belongings at home while you’re at work? Then be prepared to hire a professional. “Remember, as with most things in life, you get what

you pay for,” said Sementi. “I don’t want my customers and any member of their families to be scared. I want you to have peace of mind when my men are working in your homes,” he said. Tenure of his 15 employees range from the newest of seven years to one he hired in 1991. 3. Know the difference between an amateur and a professional. You immediately know a

professional. They are on time to meetings or will communicate with you about any delay in meeting you, Sementi said. “They will be very knowledgeable on all aspects of a project. A professional will rarely throw out numbers; a professional’s bid will be very detailed, with scope of work and the cost of each item. This protects both parties. If it is not itemized, it’s not included.”

4. Get references. The Better Business Bureau, the Home Builder’s Association, and online sites like Angie’s List are also a good place to start, he continued. “Listen to your gut, it usually knows. Ask for recent references. Even a lousy contractor has had a good job or two,” he adds. To be on the safe side, check them out! And don’t overlook the obvious. Has the contractor done this

Page 9

kind of work before? For example, hiring a contractor who does excellent backsplash work does not mean that he can remodel a shower. 5. Communication is a biggie. “Without good communication between you and your contractor, the job will fail to meet your expectations,” Sementi said. “Communication is to construction like location is to real estate.” 6. Magnetic sign on a truck or brick and mortar? Though not a guarantee of quality, brick and mortar will show that he has a commitment to the community. 7. Verify your contractor’s workers’ compensation and general liability insurance. Most homeowners fail to check these basic things. Your homeowner’s insurance will not cover you if someone gets hurt on your job. You could lose your home. Sementi said, most people prefer to hire one company for the entire project; this helps both the homeowner and the contractor in completing the project on time and reducing expense.

For more information, contact

Tile by Tony 1875 N. Highway 66 Catoosa, OK 74015

(918) 379-0743 www.tilebytony.com www.ValueNews.com

Welcome to the showroom of Tile by Tony in Catoosa. Tony Sementi, who started the business in 1982, puts it simply, “If you can imagine it, we can make your dream kitchen or bathroom come true.”

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Page 10

rogers county

August 2015

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August 29 & 30Fishing Show ll Hunting & Fa ma ho Okla

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August 22 Danger Zone Sr. Pro Bull Riding Benefitting American Therapeutic Riding Center www.atrcok.org/eventsfundraiser

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August 15 Ultimate Man Toys Liquidation Auction www.umtauction.com

August 29 & 30 Oklahoma Fall Hunting & Fishing Show www.okhuntandfishshow.com

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August 2015

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FREE BACK-TO-SCHOOL INSURANCE REVIEW

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August 2015

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W Will and Wiley 80 Years Later The Will Rogers & Wiley Post Fly-In will be held Saturday, August 15 at 9 a.m. By Pat Reeder Will Rogers and Wiley Post died in an Alaska plane crash on August 15, 1935. It is often called the “crash heard around the world.” This year the Will Rogers & Wiley Post Fly-In at the Will Rogers Birthplace Ranch will be Saturday, August 15, the 80th anniversary of the history-making event, when bold headlines in newspapers all over the world carried the story. That day, and the lives of the two, undoubtedly the world’s strongest aviation boosters of their time, is remembered each year on

the Oologah, Indian Territory ranch were Will Rogers was born. Usually a Sunday event, it was changed to Saturday to reflect the anniversary of the deaths, said Tad Jones, Will Rogers Memorial Museum executive director. Airports across the country have been asked to join in a flyover in the 10 a.m. hour at their respective airports to honor pilots who have died in air crashes in the past year. At that same time a short program at the airstrip will pay tribute to the lives of Will and Wiley. Mary West of Oologah

will sing the “National Anthem.” The fly-over will honor pilots who have died in the past year. RSU Radio will live stream the tribute, available on other airwaves. Ross Adkins, announcer for the past several years, will present the commemoration program and a moment of silence. The popular duo of Lester Lurk and Joe Bacon, aka Will and Wiley, will land about 9 a.m. “I should be done with my altitude record and round-the-world flight by 9,” Wiley (Bacon) said. The Fly-In provides an

opportunity for the public to get a close-up look at airplanes and meet the pilots. Pilots enjoy the fellowship with fellow aviators and people who just enjoy planes. Cherokee storyteller Robert Lewis will be under a shade tree with his tales of animals, so much a part of early Cherokee tradition. There will be antique cars, inflatables and games for children, and food concessions. Ample parking is provided with rides to the viewing area. Roper Martin Howard and members of the Verdigris School football team

have assisted with parking for several years. Members of Rogers County Sheriff Scott Walton’s Mounted Troops will be on hand. Air Evac Lifetime, an air medical service, will fly in and be on hand to show their plane and provide information about the access at the Claremore Regional Airport. Ambulances from Oologah-Talala EMS and Northwest First District will have units for the public to see as well as be on hand for emergencies. Bring your own lawn chair or blanket and enjoy watching planes land and take off, walk among the aircraft, visit the house and see the room where Will was born, and remember the day 80 years ago when the world learned Will and Wiley had died in Alaska. Admission is free, but donations will be accepted.

For more information, contact

Will Rogers & Wiley Post Fly-In (918) 906-7258 It’s been 80 years, but Will and Wiley (Lester Lurk and Joe Bacon) are expected to land at the Will Rogers & Wiley Post Fly-In at about 9 a.m. on Saturday, August 15 on the grass strip at the Will Rogers Birthplace Ranch near Oologah.

An injury is no cause for celebration, but getting back in the game is! If injury happens to you, Dr. Steven Hardage will help you heal like a pro, offering treatment for those who play hard on the playground or in the playoffs. Dr. Hardage is the Claremore High School and RSU sports medicine specialist.

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August 2015

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Page 13

AAm I Getting the Right Mortgage for Me? “Financially Fit” is a column published by RCB Bank to help you gain knowledge on all things financial. Fitness guides – RCB Bank professionals in the field – offer ideas to help you strengthen your money sense, customize savings training, and provide quick and easy action plans to start whipping your money into shape. out of pocket expense required for closing. The lender’s fees are typically a small portion of the qualify for the best rate options at “slightly higher risk,” you might actual funds needed to close. the time. Do a little research and not qualify for the best rate or There could be large discrepancies check the average mortgage rate fees. Make sure you have your between the estimate and the final nationwide (www.freddiemac. lender explain your deficiencies because of adjustments like your com/pmms), but keep in mind, and what the costs are to you. insurance carrier choice. To be rate isn’t everything when This information might help safe, you should expect closing comparing lenders. Make sure to you choose the lender as well as ask and confirm lender fees. Fees determine how to get into a better costs to be more than the lender’s estimate and plan for a cushion. are broken out as origination, loan in the future. Can I afford my payment? underwriting and processing, and Can I afford closing costs? Mortgage lenders use gross vary greatly between lenders. Your lender should go over your incomes to calculate your debt If you may be considered a closing cost as well as any other ratio. Gross income is what you get paid BEFORE taxes, benefits and retirement are withheld from your paycheck. It also does not consider insurance, daycare, fuel cost, groceries or monthly recurring bills like your cell phone bill. You could likely receive a pre-qualification letter with an amount much higher than you expected. Don’t let this number drive your purchase price. Speak with your lender and let them know your desire for a monthly payment. Ask them to help calculate what purchase price you should be looking for based on your monthly expenses. You are the only one who Research lenders to find the right one for you. Pictured is knows what you can afford Rachel Strange speaking to RCB Bank Mortgage Specialist Jodi Troyer. based on your living cost.

By Jodi Troyer, RCB Bank Mortgage Specialist Taking out a loan and assuming debt is a big decision. Your home loan is most likely your largest debt, and making sure you choose the right loan and lender should not be taken lightly. Here are four questions to ask. How many lenders have I spoken to? One? Was it your friend’s uncle’s brother? Not that he isn’t an option, but getting another opinion never hurts. For the most part, all lenders follow the same guidelines and have similar rates. Their differences lie in their options, such as mortgage insurance, ease of process and closing, as well as experience with certain types of borrowers like the self-employed. Getting an opinion or two could save you frustration during the loan process, as well as money. A few ideas for finding a lender are to ask your realtor, call a local title company (they work with various lenders and should be able to point you in the right direction), seek out your bank or call a local community bank. How strong of a borrower are you? Do you have a high credit score? Is your debt ratio fairly low? Do you have a large down payment? Or, have you had credit issues and don’t have a down payment at all? If you fit in the “better than average borrower” category, you should

Be smart and choose a payment that you can make comfortably. To ensure you are getting the best loan and choosing the right lender, make sure you do some research on local lenders and rate trends. Know your lending potential based on your risk factors, budget enough for out-ofpocket costs associated with your loan, and make sure your proposed loan payment meets your personal budget and financial goals. We are happy to answer any questions you might have about the mortgage process, even if you are not an RCB Bank customer. Call us at 855-BANK-RCB or visit your local RCB Bank location. Opinions expressed above are the personal opinions of Jodi Troyer and meant for generic illustration purposes only. RCB Bank is an Equal Housing Lender. RCB Bank NMLS #798151. Jodi Troyer MLO# 803149.

For more information, contact

RCB Bank 855-BANK-RCB www.RCBbank.com www.ValueNews.com


August 2015

Aug. 3 Annual Golf Tournament 8 a.m. and 1:30 p.m. flights Cost $350 individual golfer; $1,400 team of four Benefits Operation Aware Cedar Ridge Country Club 918-582-7884 ext. 104 www.operationaware.org Aug. 3 Charity Golf Tournament 8 a.m. and 1 p.m. flights. Benefits Salvation Army Boys & Girls Clubs Tulsa Country Club 918-587-7801 ext. 121 www.salarmytulsa.org Aug. 3, 10, 17, 24 & 31 Fitness on the Green: Yoga 5:30 – 6:30 p.m. Guthrie Green 111 E. Brady St., Tulsa www.guthriegreen.com Aug. 5 OUTCRY tour BOK Center 200 South Denver Avenue, Tulsa www.bokcenter.com Aug. 5, 12, 19 & 26 Food Truck Wednesday 11:30 – 1:30 Guthrie Green 111 E. Brady St., Tulsa www.guthriegreen.com Aug. 6-8 Pawnee Bill Memorial Rodeo Lakeside Arena Pawnee, OK 74058 918-762-2108 Aug. 7 Kristin Chenoweth Master Class 7:30 – 10 p.m. Broken Arrow Performing Arts Center 701 South Main Street Broken Arrow, OK 74012 918-259-5778 www.thepacba.com Aug. 7-8 Okmulgee Invitational Rodeo & Festival Bob Arrington Arena Okmulgee, OK 74447 918-758-7044 Aug. 7 & 14 Free Friday Movies in the Park Aug. 7: October Sky, Rated PG Aug. 14: Remember the Titans, Rated PG All movies start at 9:15 p.m. Liberty Park, Sapulpa 918-227-5151 www.SapulpaParks.org Aug. 7-9, 13-16, 20-23 Spamalot Tulsa Performing Arts Center www.tulsapac.com Aug. 8-15 National Snaffle Bit Association World Show Tulsa Expo Square 4145 E 21st St Tulsa, OK 74114 847-623-6722

Aug. 8 U.S.S. Batfish Living History Days War Memorial Park 3500 Batfish Rd Muskogee, OK 74403 918-682-6294 www.ussbatfish.com Aug. 8 Back-to-School Style Show and Brunch 9-10:15 a.m., silent auction; 10:30 a.m.12:30 p.m., brunch and style show. Cost $20, tickets; $200, tables (advance purchase required) Benefits the Baptist Children’s Home Owasso 918-640-9277 www.obhc.org/BCH-Owasso Aug. 9, 16, 23 & 30 Fitness on the Green: Zumba Guthrie Green, Tulsa 111 E. Brady St., Tulsa www.guthriegreen.com Aug. 13 Taste of Brookside 6 p.m. Brookside District, Tulsa www.tasteofbrookside.com Aug. 13 & 27 Free Concert on the Corner Aug. 13 - Dead Chieftains Aug. 27 - James Groves Blues Machine Martha’s Corner Park Dewey & Water, Downtown Sapulpa Aug. 14-15 PBR - Professional Bull Riders BOK Center 200 South Denver Avenue, Tulsa, OK www.bokcenter.com Aug. 14-16 Powwow of Champions Mabee Center 7777 S Lewis Ave, Tulsa www.mabeecenter.com Aug. 14-15 Tahlequah Rock & Mineral Show Tahlequah Community Building 300 W 1st St Tahlequah, OK 74464 918-284-5770 www.tramsok.webs.com Aug. 15 Will Rogers & Wiley Post Fly-In (Saturday) 8:30 am - 1:00 pm Will Rogers Birthplace Ranch 9501 E 380 Rd, Oologah, OK 74053 www.willrogers.com

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What’s Happening sponsored by:

JULY EVENTS Aug. 16 Funday Sunday 12:00 pm to 4:00 pm Gilcrease Museum 918-596-2774 www.gilcrease.org Aug. 17 Musical Mondays Features the Klezmer Band. Cost $8, tickets; $40, season tickets Benefits LIFE Senior Services Cascia Hall Performing Arts Center 2520 S. Yorktown Ave., Tulsa 918-664-9000 ext. 245 www.lifeseniorservices.org Aug. 18 State of the City Address & Luncheon Presented by Tulsa Regional Chamber The honorable Dewey Bartlett Jr. will provide an update on the city’s progress & outlook for the future. 11:30 a.m. Cox Business Center, Tulsa www.coxcentertulsa.com Aug. 18, 19 Insomnia: Why Can’t I Sleep? 8/18 – 6-7pm: Seminar 8/19 – 12-1pm: Seminar Wyndham Hotel Tulsa 10918 E. 41st., Tulsa RSVP for one: 918-579-6060 (ext. 1) or Hillcrest.com/Events Aug. 21-22 Tulsa Culture Festival Glenpool Convention Center 12205 S Yukon Ave Glenpool, OK 74033 918-955-8741 www.tulsaculturefestival.com Aug. 22 Reflections Auto Show Free admission 9am - 8pm Expo Square 4145 East 21st Street, Tulsa 888-545-6665 www.reflectionsautoshow.com Aug. 22 Conquer the Gauntlet Obstacle Race Tulsa Raceway Park 3103 N Garnett Tulsa, OK 74116 918-510-3261 www.conquerthegauntlet.com Aug. 22 Green Country Cowboys of Color Rodeo Tulsa Expo Square 4145 E 21st St Tulsa, OK 74114 918-376-6000 Aug. 22 CimTel Classic 5K Cost $25 8:00 am until 10:00 am Cleveland High School 600 North Gilbert Cleveland, OK Aug. 22 Tulsa Walk to End Alzheimer’s Benefits the Oklahoma Chapter, Alzheimer’s Association Guthrie Green 111 E. Brady St, Tulsa 918-392-5003

Aug. 22 Steven Curtis Chapman 7:30 p.m. Broken Arrow Performing Arts Center www.thepacba.com Aug. 22 Clark Season Opening Party & Fundraiser This is a ticketed event. 6:00 PM Clark Theatre at the Henthorne PAC 4825 South Quaker Ave., Tulsa clarkyouththeatre@gmail.com www.clarkyouththeatre.com Aug. 22 Wild Brew Benefiting the George Miksch Sutton Avian Research Center Cox Business Center, Tulsa www.wildbrew.org Aug. 25 Dirty Heads live in concert Cain's Ballroom 423 N. Main Street, Tulsa, OK 74103 www.cainsballroom.com Aug. 26-29 Will Rogers Memorial Rodeo American Legion Rodeo Grounds Vinita, OK 74301 918-256-7133 www.willrogersmemorialrodeo.com Aug. 27 Parkinson’s Support Group 4th Thursday of the month 2 p.m. Owasso Community Center (918) 274-8154 Aug. 28-29 River Rumba & Regatta Three Forks Harbor Muskogee, OK 74402 918-684-6302 www.exchangeclubmuskogee.org/regat ta Aug. 28 Boots & Bowties 2015 Dust off your cowboy boots and join us for a night of entertainment while supporting cancer patients. Cain’s Ballroom www.assistanceinhealthcare.org Aug. 29 Sand Dazzle Free and open to the public 11:00 AM-3:00 PM Nienhuis Aquatic Facility 3201 N 9th St Broken Arrow, OK 74012 Aug. 29 Fire Up the Lions 5K & Fun Run Delaware Ave & Scraper St Vinita, OK 74301 918-944-3213 Aug. 29 India Fest Tulsa Expo Square 4145 E 21st St Tulsa, OK 74114 918-212-6090 Aug. 29 National Hook N' Cook-Off South Grand Lake Regional Airport 448500 E 300 Rd Ketchum, OK 74349 918-782-3214


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VVisit the “Beach” in Broken Arrow The Nienhuis Aquatic Facility hosts Sand Dazzle on Saturday, August 15. By Christopher Davis As summer reaches its zenith, families have all but exhausted their bag of tricks to keep the kids entertained. Fortunately, the City of Broken Arrow Parks and Recreation Department is bringing a bit of the beach to Broken Arrow. On Saturday, August 15, all are invited to Sand Dazzle. For landlocked Oklahomans, the beach represents escape from the daily grind. Those lucky enough to catch a glimpse of the surf or a whiff of the salty air are rewarded with rejuvenation and a sense of calm. But the reality of the beach is sometimes less fantastic. The logistics of breaking away to the Gulf of Mexico, let alone the Pacific or Atlantic Oceans, is a nonstarter for many. Further, the threat of inclement weather or sharks is enough to undermine an outing. Traffic is an omnipresent problem as well, introducing chaos to an experience that should be anything but stressful.

Fortunately, the City of Broken Arrow Parks and Recreation Department has found a way to recreate some of the beach experience, sans sharks. The Sand Dazzle free event for all ages has all the ingredients of a relaxing day by the pool. For starters, four truckloads of sand are imported. The sand, mixed with the optimal amount of moisture, is perfect for building sand castles. Whether your objective is to construct a grandiose dream castle, a replica of the pyramids at Giza or a representation of your summer spirit animal, the opportunity to play in the sand is a rare treat. Plus, kids can hunt for seashells in the sand. Collected shells can be traded in for prizes – or keep them for display at home. This year welcomes a key improvement to Sand Dazzle: the City of Broken Arrow is adding more shade to the beach to help attendees beat the heat. With music wafting in the breeze and

a full service concession stand nearby, the event is a way to get in the last word in the annual battle against the Oklahoma summer. The Nienhuis Aquatic Center is located in Broken Arrow at 3201 North 9th St. (at 55th Street and Lynn Lane). Featuring an Aqua Play system, a wading pool, two large slides and two drop slides, the water park is well-suited for families and children of all ages. Sand Dazzle runs from 11 a.m. to 3 p.m. on Saturday, August 15.

For more information, contact

Nienhuis Community Center 3201 N. 9th St. Broken Arrow, OK 74012

(918) 259-6550 www.brokenarrowok.gov Build sand castles at Nienhuis Aquatic Facility’s Sand Dazzle event.

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P

Project Back-to-School Runway

The 18th annual Back-to-School Style Show & Brunch will be held Saturday, August 8, 2015 at the Renaissance Hotel in Tulsa. By Sheryl Sowell In a blog post by Sarah Edsall, who works with the communications team for Oklahoma Baptist Homes for Children (OBHC), and who has developed close relationships with multiple children from the organization’s four campuses, Sarah relates what she’s learned from her experience: “Every child who comes to live at OBHC brings with them their own individual personality, distinctive care needs and a unique background story. As different as they are from one another, every child I’ve met has something in common. They are good – no, GREAT – kids who are full of potential and hope for their futures. For most children in our care, moving to OBHC was not out of consequence for their own actions, but rather a crisis in their family.” The mission of OBHC is to help children become capable, caring Christian adults by sharing Christ’s love and providing hope and homes for children. As the organization does not receive any government assistance, OBHC hosts a large fundraising event each year to purchase school and church clothes for the children, as well as provide any other basic needs. For the 18th year, the OBHC Owasso campus will host the Back-to-School Style Show &

LeAnne Taylor, emcee of the Style Show, with children/models from the Baptist Children’s Home, Owasso. Back by popular demand will Brunch, with all proceeds directly a silent auction from 9 to 10:15 be a bed turning by Judy Howard benefitting OBHC children. The a.m. A variety of exciting experiences will be available to bid on, of Buckboard Quilts. Attendees event will take place Saturday, are invited to come early to choose August 8, 2015 at the Renaissance including golf packages; tickets to Big Splash, Disney On Ice from a large selection of heirloomHotel in Tulsa. quality quilts. “Judy donates all According to Donna Brooks, and sports events; hot air balloon rides; spa packages and massages; proceeds of the quilts to the chilRegional Development Director and a trail ride at Tatanka Ranch, dren of OBHC,” adds Donna. for OBHC Owasso, “It’s a very For the 11th year, News on special day for the children – a day in addition to themed baskets, unique jewelry, home décor items 6 anchor LeAnne Taylor will when the focus is completely on return as emcee of the show. them. In addition to receiving the and more. The Style Show begins “LeAnne has such a fun personalat 10:30, while a delicious brunch clothing they need for the year, ity. She comes before the show is served by the Renaissance they feel loved and valued. The Hotel. At the show, each child will to meet with the children, joking children love to show off their with them and making them feel model one outfit. Videos of the new clothes, and the audience comfortable and at ease. They children speaking will be shown, loves to cheer them on.” absolutely love her,” says Donna. presenting stories, anecdotes and This year’s theme is “AnPrior to the show, the children testimonies as they share how chored in Hope.” Hebrews 6:19 are treated to a special shopping living at the Children’s Home has tells us, “We have this hope as day at Dillard’s in Promenade changed their lives and provided an anchor for the soul, firm and Mall. “Dennis Hix, manager of both hope and a home. secure.” The event kicks off with

Dillard’s, provides the children with a wonderful experience. They receive breakfast and lunch, and volunteers help the children shop, showing them current fashions and guiding them to the perfect outfit in the right size. It’s a very special day,” says Donna. Tickets to the Back-to-School Style Show & Brunch are $20, or $200 for a table of 10, and must be reserved in advance by calling (918) 272-2233. “Come share this special day of Christian fellowship as we celebrate what God is doing in the lives of children,” Donna adds. OBHC has been helping Oklahoma children for over a hundred years, beginning as an orphanage in 1903. The Owasso campus opened in 1973, providing basic residential services to boys and girls ages 5 through college age. For more information, contact

Oklahoma Baptist Homes for Children 12700 E. 76th St. N. Owasso, OK 74055

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NNot Your Average Obstacle Course Conquer the Gauntlet brings world class strength and endurance challenge to Tulsa on August 22.

By Christopher Davis Do you have what it takes to conquer one of the most demanding obstacle courses around? Test your ability and endurance at Conquer the Gauntlet on August 22 at Tulsa Raceway Park. Tulsa’s Conquer the Gauntlet course is 4.19 miles long and features 32 obstacles. Packing more obstacles than similar races, Conquer the Gauntlet is designed to push contestants beyond their perceived limits. The race brags, “Your arms will be burning, your legs will be shaking, your body will be telling you to quit.” This is not a race for the casual runner. Adequate physical and mental preparation is encouraged. As one of only 17 US races

which has been selected as an Obstacle Course Racing World Championship Qualifier, Conquer the Gauntlet serves as an entry gate for those in pursuit of world-class competition. The top 15 males and females in each age division automatically qualify for the OCR World Championships in Cincinnati, Ohio in October. The race represents commitment, passion and a “cando-it-yourself” attitude. A familyowned operation, Conquer the Gauntlet sets itself apart from more widely-known, multimillion dollar races by focusing on grueling obstacles and a simple, no-nonsense approach. Some of the obstacles are overtly

intimidating, while others appear deceptively easy. All, however, will test the mettle of racers and provide entertainment for contestants and those cheering them on. One such obstacle, dubbed Flying Flames, has racers leaping through fire. Another, Dead Man’s Drop, declares a conquer rate of only 39%. In this, Conquerors must traverse a 24-foot beam using only their hands. And if that isn’t enough challenge, there is a lane set on an incline for added difficulty! With a conquer rate of 12%, More Cowbell is a sixteen-foot rope climb to ring a cowbell. Unlike Dead man’s Drop, racers can use their feet and legs (it’s hard to

imagine completing the climb, let alone without the aid of lower appendages!). Other obstacles have better completion rates, yet still pose a significant challenge to strength and balance. Walk the Plank, for example, looks easy enough: a series of planks set up on inclines and declines – with nothing to hold on to. Such a feat on its own might be a straightforward, though thorough, test of coordination. But, inserted amongst intense strength-draining, mud-soaked obstacles, the stakes are raised! Race registration, ironically, is the only thing that won’t push you to the brink – quite the opposite. A simple form makes signup

a breeze. With no hidden fees, Conquer the Gauntlet prides itself for a “what you see is what you get” process. There are volunteer opportunities, too, which can earn one a free shot at the Gauntlet and a “backstage” experience. Group rates are available, as are discounts for active duty military and veterans. The registration deadline is Sunday, August 16. To register online, visit www. ConquertheGauntlet.com. Wave times begin at 8 a.m. and continue through 1 p.m. Racers are advised to check in one hour before their start time. Each participant receives a T-shirt and medal for finishing, a Conquer the Gauntlet water bottle, Boom energy gel and race day photos. So, what are you waiting for? You may think yourself tough, but do you have what it takes to Conquer the Gauntlet?

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www.ValueNews.com Conquer the Gauntlet Tulsa is a series of obstacle course challenges designed to push participants to their limits.

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Vision Care for Kids able staff, patients are encouraged to relax and peruse the vast selection of frames on display. The 4,600-square-foot building features five exam rooms, a contact lens fitting room and a specialty testing room where retinal imaging services are performed. The lobby, meticulously decorated by Dr. Overstreet-Hogle herself, boasts an open layout that makes it easy to find and compare frames while keeping tabs on kids. With a large selection of children’s frames and a designated kids’ corner with coloring books and a DVD player for entertainment, parents can feel confident their visit will be low-stress, entertaining and productive. Advanced Vision carries the finest brands in eyewear, including Oakley, Nike, Guess, Coach and many

continued from page 1

more. There is even a bargain section, featuring stylish frames at reduced prices. Inside the exam room, Dr. Overstreet-Hogle combines the latest in optometry technology with attention to patient needs. Flat screens mounted on the wall can serve as eye charts one moment and presentations the next. For young children, the standard eye chart can be switched to one featuring shapes, rather than letters. While in some cases technology means a less personal visit, the same cannot be said for visits to Advanced Vision Center. Dr. OverstreetHogle specialized in pediatric optometry during her time at Nova Southeastern University in Fort Lauderdale, FL. She prides herself in taking the time to educate parents about their children’s eyes.

With the wave of a remote, she can pull up digital images of the patient’s eyes and explain in detail what is affecting their vision. Her careful attention to detail and ability to utilize this technology means that patients get the best possible care. Advanced Vision Center is also equipped to handle emergency and minor eye injury care for all ages. So, in the unfortunate event a child suffers an injury on the playground or sports field, at least they can be taken to a doctor they already know and trust for treatment. Open late on Tuesdays late, Advanced Vision offers evening appointment availability for parents who prefer to schedule exams after work or school. Plus, they accept Medicare and Soonercare in addition to most medical and vision insurance

plans, including Cigna, Humana, VSP, Aetna, Community Care and Blue Cross Blue Shield. Don’t wait to schedule eye exams for your family. One visit will prove that Advanced Vision Center is one of the best in the region. For more information, contact

Advanced Vision Center & Eyewear Boutique 860 S Lynn Riggs Blvd Claremore, OK 74017

(918) 283-2020 www.abbyoverstreet.com www.ValueNews.com

Accessorize for Back to School continued from page 1 ing several popular lines of accessories and clothing this fall, just in time for back to school. When asked which new addition was her favorite, owner Cari Bohannan says, “It’s hard to choose just one favorite! I’m so excited about all the new and expanded products for this season.” New to the store is the Kendra Scott fall collection, which debuted in July. Since Kendra Scott established her tiny, Austin-based company in 2002, her unique collection of colorful, classy, and affordable jewelry has “taken the world by storm.” Pieces by Kendra Scott have been spotted on celebrities such as Eva Longoria, Hilary Duff, and Sofia Vergara. Tulsan Jill Donovan created another success story in the accessory world with her Rustic Cuff collection. This line of handmade jewelry has exploded from Jill’s living room to worldwide fame in just four years, and is also spotted adorning celebrities. Cari is proud to have expanded the store’s Rustic Cuff collection, as it is locally crafted with quality in mind and helps bring a sense of personality and style to any outfit. Accessories can be carried as well as worn, so The District on Main is proud to present an expanded line of Lilly Pulitzer products, which include colorful bags and thermal cups. Especially popular for back to school are the Lilly Pulitzer 17-month agendas, which are very detailed and thorough while still maintaining a personalized and beautiful look. These are only three of the many unique lines that Cari offers at The

District on Main. She recently expanded her selection of yoga clothing and added Juju Jams, a line of comfortable and stylish sleepwear that is created in Tulsa. She started out carrying a small selection of Southern Tide, and this fall will expand the offerings to include long sleeve T-shirts, pullovers, vests and collared button-up shirts, as well as Southern Tide's popular selection of Yeti coolers. She has also expanded the store’s selection of JAG Jeans, which have exploded in popularity because of a more modest and comfortable fit. And for those who gear up for the fall sports season, she’s added more from Game Day Couture, a Sand Springs based company. Early August will not only be a perfect time to gear up for fall at The District on Main, but also present a great opportunity to save money. Oklahoma’s Tax-Free Weekend is August 7-9 and during that time, all Brighton Shoes and select Brighton handbags will be 30 to 50% off. Make a visit to The District on Main in Claremore a priority item for your back-to-school to-do list! Also stay tuned on Facebook and Instagram for specials and new arrivals.

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Footnotes from Felts continued from page 1 reason to invest in a child’s foot, as the rest of the body is growing also, and all of this added pressure is placed directly on the feet. As many children and teens are busy with sports and other activities, they need customized foot support to absorb the stress that daily activities put on their developing bones and joints. Studies have shown that children’s feet endure three times the stress of an adult foot, due to growth and high activity levels—and a good shoe will help a child’s foot develop proper muscle strength on its own. Improperly fitting shoes can cause a myriad of problems at any age. For instance, if a person has very little or no arch in his or her foot, commonly known as being “flatfooted,” they will need extra support to keep all their body’s pressure from rolling to the inside of his or her foot. This condition can cause knee and back problems, and in fact, a person enduring these issues may not even realize that the source of the problems can be traced back to the feet. At Felts Shoes, you will find a huge variety of styles to choose from, and this year, Felts will be adding the popular line of athletic shoes from Under Armor to their shelves. The store carries a wide variety of quality brands for the whole family, with a myriad of the latest styles to choose

Exp. 8/31/15

from, but the advantage of visiting Felts Shoes goes beyond just style and fashion. As the owner of a family shoe store, Tabitha feels it is important to concentrate on the health of clients’ feet rather than just the style of the shoe. The staff at Felts is trained to understand the human foot and how best to take care of it. When you visit Felts, your feet will be evaluated to find just the right fit for your specific problems or needs. Whether you are a parent buying shoes for growing children or a teacher who will stand on her feet all day, personal service is the top priority at Felts Shoes for this back-to-school season. “You have to take care of your feet,” says Tabitha. “They are the only ones you are going to get!”

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TThe Answer to Your Illness Is Found in Wellness

Dr. Michelle Neil-Sherwood and Dr. Mark Sherwood focus on lifestyle management, including hormone balance, anti-inflammatory food protocols, and body composition normalization. which outlines FMI’s philosophy philosophy). The ‘4’ stands for processed, packaged junk, trans

By Dr. Michele Neil-Sherwood and Dr. Mark Sherwood You are not destined to become a victim of chronic disease! This is one of the guiding principles of the Functional Medical Institute (FMI), where your answer to health and wellness begins. Under the leadership of Dr. Michele Neil-Sherwood (known as Dr. Michele), Internal Medicine/Sports Medicine

Physician, and Naturopathic Dr. Mark Sherwood (known as Dr. Mark), one can expect a unique experience of listening, care, and compassion with an unwavering commitment to provide the finest opportunity for total healing. The foundation of FMI rests in a four-pronged approach (known as the ‘4E’

Dr. Michele Neil and Dr. Mark Sherwood of Functional Medical Institute.

the four elements of a person – physical, emotional, intellectual, and spiritual. The ‘E’ stands for “EVER.” Dr. Michele asserts, “We want each person to be well in each of these interdependent areas. When a person experiences wellness as a whole, they experience PEACE, rather than experiencing DIS-EASE.” “We can and do help people. We see miracles daily in peoples’ physical, emotional, intellectual, and spiritual lives. We care about each patient and truly want to help them get well in each part of their life,” Dr. Mark adds. This dynamic duo is seen twice weekly on 4E TV, which airs in the Tulsa metro area on Cox 7/ ATT 47 at 10 p.m. Tuesdays and 12:30 p.m. Thursdays. The treatment at FMI generally focuses on lifestyle management. Hormone balance, anti-inflammatory food protocols, and body composition normalization are areas of specialty. DNA testing is also utilized. This unique test tells each patient what to do, eat, and take. If you are tired of not knowing exactly how much to eat, what type of exercise to do, and what supplements to take, this test is for you. No more guessing! Additionally, the couple has just published their first book,

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in an easy to read, instructional, and motivational format. The book can be easily obtained by visiting www.marksherwood.org. Dr. Michele asserts, “It is our strong belief that people need accountability and a strong support system to obtain true healing. We have been gifted to provide both.” The couple readily shares success story after success story. “It is not uncommon for patients to lose 2 to 4% body fat per month on our protocols. We practice what we preach and desire to lead by example. We cannot and must not tell our patients to do that which we are not willing,” Dr. Mark says. Do you want to be an individual who is riddled with chronic disease, aches, pains and debilitating illness, or would you rather have the vim and vigor of a 30-year-old while currently in your 50s, 60s and beyond? If you answered “yes” to the second half of the question, perhaps you should make your way to the Functional Medical Institute. Drs. Michele and Mark have created a pathway to wellness by changing lifestyle from the ground up. Don’t take your health for granted by being uneducated and a victim of the Standard American Diet (SAD). The typical SAD, loaded with sugar,

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and fake fats is taking a huge toll on our health. Metabolic disease is occurring at earlier ages than ever before. Once a disease thought to onset in the older years, Type 2 diabetes is showing up in our young people. “When we learn to tame our lifestyle, we can control not only diabetes, but other metabolic diseases and syndromes of chronic inflammation.” True to their commitment to healing patients from the root cause of their ailment and empowering them with the resources to maintain the best possible health, Drs. Michele and Mark generate a personalized, multi-week plan, complete with short and longer term goals, for each patient. The pair also holds monthly educational classes that cover topics such as detoxification, inflammation, family wellness, fatigue, and stress management.

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August 2015

rogers county

SSave Big at JBF The Just Between Friends children’s and maternity consignment sale will be held at Jenks Riverwalk during Oklahoma’s Tax Free Weekend, August 7-9, 2015. By Sheryl Sowell Having children isn’t cheap – in addition to the multitude of costs that arise, tack on clothing prices and many families are left with a large dent in their bank accounts. One infant outfit, for example, typically costs $12 to $25. According to Investopedia, the average cost for baby clothes is about $60 per month for the first year, totaling $720 a year. The cost for older children is even steeper. In a 2012 survey by Parenting.com and Women & Co., it was found that much of the money moms spend goes straight into their children’s closets. More than 90 percent of the 1,000 moms who participated in the survey said they spend more on new outfits for their children than clothes for themselves, and more than half said they expect to spend more on clothing than any other kind of back-to-school product this fall. Total spending varied by region, but average spending per child nationwide was $131 for back-to-school clothes. In a twochild household, that’s over $250 just to dress the kids for the fall and winter seasons. Fortunately there’s a solution for parents who are struggling

to afford clothing and other children’s items, and for those who would simply rather save the money they would spend and use it elsewhere, such as on a family vacation. Just Between Friends is North America’s leading children’s and maternity consignment sales event, where you save 50 to 90% off retail prices. JBF offers gently-worn clothing for infants up to size 14; shoes; accessories including hats, belts, hair bows, socks, gloves and mittens; maternity and new mommy gear; sports and outdoor equipment; toys; electronics; books and board games; baby equipment such as strollers, bouncy seats and car seats; furniture, bedding, and nursery and children’s room décor; and miscellaneous children’s items such as diapers, sippy cups, and hooded towels. This year, JBF Jenks will be held at a new location, the Riverwalk in Jenks, August 7-9. Shoppers will enjoy even more significant savings as that is Oklahoma’s Tax Free Weekend, when all clothing and shoes are tax-free. Everyone is certain to walk away with a bargain – or a hundred. Amber Post, franchise

owner of JBF Jenks, Owasso, and Lee’s Summit, Missouri, and new owner of JBF Broken Arrow, says this event will be bigger than it’s ever been. “There will be a lot of great travel systems, high end

strollers and car seats, and swings. With the discounted prices and tax-free weekend, this will mean huge savings on these normally high dollar items.” Those who choose to become consignors earn 65 to 75% of the profits from their items, and they’re able to clear out outgrown clothes and other items. “Those who volunteer get to shop before anyone else at our pre-sale. Next are the consignors, and then first time moms with children under 12 months, daycare owners and teachers. The sale opens

Page 25

to the public Friday, at 10 a.m. On Sunday, many items are discounted 50%,” says Amber. “There are literally thousands of quality items to choose from, and they are all priced below market.” Merchandise is separated by gender and size and neatly hung up, and the entire sale is organized into easy-to-find categories. Every item is examined for quality. “Most of the items are sold because of the great quality and prices, but items that are left over can be picked up by their consignors or left to be donated to local charities.” JBF accepts cash, Visa, MasterCard and Discover. Sale hours are Friday, August 7 from 10 a.m. to 8 p.m. (with $2 admission fee for 18 and over); Saturday, August 8 from 10 a.m. to 8 p.m. (free admission); and Sunday, August 9 from 10 a.m. to 4 p.m. (half off day for many items). The next JBF sale will be held in Owasso September 16-19 at Friendship Baptist Church. Broken Arrow’s sale will be October 2-4 at the RHEMA Rec Center.

For more information, contact

Just Between Friends (918) 894-8270 www.jenks.jbfsale.com www.ValueNews.com Amber Post, franchise owner of Just Between Friends.

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Page 26

August 2015

rogers county

www.ValueNews.com

RRoll the Dice The 8th annual Bunco tournament hosted by Gamma Pi ESA will be Saturday, August 22, 2015.

By Sheryl Sowell It’s that time again! The 8th annual Bunco tournament hosted by the Inola ESA Gamma Pi chapter will be held Saturday, August 22, 2015 from 4 to 9 p.m. at the Inola Hay Capital Roundup Club. Attendees will enjoy a thrilling evening of competition, prizes, food and lots of fun. All proceeds will benefit Food 4 Kids at Inola Elementary School, the Compassion Women’s Center, and other community projects. The Food 4 Kids program, sponsored by the Salvation Army, provides backpacks of food for children in need to take home on the weekends. The Compassion Women’s Center in Inola provides pregnancy resources including prenatal care and counseling to women in Rogers County. Another benefactor of the event is the Inola Ministry House, which provides free clothing and food to the needy. Bunco participants who bring a nonperishable food item to donate will receive a chance to win a gift basket. The more items you bring, the more chances you have to win. Members of Gamma Pi ESA not only raise money to help worthy causes, they have a great time doing it. Over 100 door prizes will be given away during the

tournament. Local merchants and ESA members donate the prizes, which include gift certificates and a huge assortment of merchandise. In addition to game winning prizes, lots of special prizes will be given for a variety of reasons – oldest and youngest players, most enthusiastic player, most recently married, and player who most recently received speeding ticket, just to name a few. Attendees may also purchase tickets for $1 to participate in a 50/50 cash drawing. The winner receives half of the proceeds, while the other half goes to Gamma Pi. Six tickets for $5 will also be available. In addition, attendees will have the chance to win overnight accommodations to Hard Rock Hotel and Casino Tulsa and dinner for two at McGill’s. Returning as special guest player and emcee is radio personality Carly Rush. “Carly is so much fun, and we’re thrilled she is coming back again this year,” says Gamma Pi member Janie Stevens. Donna Titsworth has again quilted and donated a beautiful butterfly motif quilt to be given at the tournament. Attendees will have the chance to win the quilt by purchasing a ticket for $1 or six for $5. For those who have never

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played, Bunco is an easy-to-learn dice game that is fun for all ages. A game consists of six rounds (1’s thru 6’s). First round, you roll for 1’s, second round 2’s, and so on. The objective is for you and your partner (the person sitting across from you) to roll more of that round’s number than the other team before the head table rings the bell. Play rotates from player to player clockwise, after a player does not roll that round’s number on any of the three die, a birdie (three of the same die but not the round you are playing) or a Bunco (three of the same die the round you are playing). If you roll that round’s number on any one of the three die, you continue rolling until you

Faulkner Recliner SALE

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5 $1000 $2000 $3000 $ 4000 $5000 $6000 $ 7000 $8000 $9000 $10000

Members of Gamma Pi ESA hold the quilt that will be given at the 8th annual Bunco tournament. (L to R): Betty Mell, Kay Kirkes, Mary Adams, Janie Stevens, Gertrude Riddle, and Sue Johnston.

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pre-register, mail your registration to Gamma Pi ESA, P.O. Box 183, Inola, OK 74036, or you can call (918) 637-0595. The Inola Hay Capital Round-up Club is located at 31236 S. 4230 Rd., approximately a mile and a half south of US-412.

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don’t. As soon as a team from the designated “Head Table” gets 21 points, the round is over. Tickets to the Bunco tournament are $15 for those who pre-register and $20 at the door. Seating is limited, so pre-registration is encouraged. Each ticket includes a free lunch of a half sandwich, a package of chips, a cookie and either water or coffee, as well as a goodie tote bag containing merchandise donated by local merchants and club members, along with the Bunco rules and score cards. A concession stand with sandwiches, chips and homemade desserts will be available. Pre-registration for the Bunco tournament ends August 17. To

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August 2015

Page 27

rogers county

INOLA PORTABLE BUILDINGS & POLE BARNS 30355 S. 4230 Rd. • Inola, OK 74036 • 918-543-7793 www.INOLAPORTABLEBUILDINGS.com Portable Buildings Pole Barns Conventional or Dutch Barns All Buildings Include: • 40 year treated skids • All treated floor joists on 16” centers • ¾” tongue and groove flooring • All #2 stud grade materials • 25 year factory warranty smart trim • 50 year factory warranty smart panel siding out sk us ab wn A O • 30# felt paper Rent-to- that s n o ti p • 30 year Tamko shingles o ilable! Extras: Steel door Windows 4’ Loft Work Bench 4’ Treated Ramp

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$1,665.00 $1,765.00 $1,865.00 $2,560.00 $2,355.00 $3,005.00 $3,540.00 $2,765.00 $3,540.00 $4,090.00 $4,565.00 $5,590.00 $6,165.00 $4,450.00 $5,120.00 $5,790.00

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Building Concrete Insulate $6,270.00 $2,075.00 $795.00 $6,985.00 $2,520.00 $880.00 $9,315.00 $3,360.00 $1,180.00 $7,625.00 $3,150.00 $990.00 $10,200.00 $4,200.00 $1,320.00 $12,650.00 $5,250.00 $1,650.00 $15,180.00 $6,300.00 $2,015.00 $13,550.00 $5,600.00 $1,760.00 $16,950.00 $6,600.00 $2,200.00 $20,350.00 $7,920.00 $2,640.00 Loafing Sheds 12’ x 20’ $2,700.00 12’ x 30’ $3,650.00 12’ x 40’ $4,600.00

• Building comes with one walk-in door and one 9’x8’ overhead door. • Additional 9’x8’ overhead door add $600. • 45 year/29-gauge metal

Total $9,140.00 $10,385.00 $13,855.00 $11,765.00 $15,720.00 $19,550.00 $23,495.00 $20,910.00 $25,750.00 $30,910.00

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South Pointe Chevrolet

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