What’s Happening on Page 18!
tulsa
Vol 23 issue 9 September 2016
Values with Values • N.E Oklahoma’s Leading Consumer News • www.ValueNews.com
Stay Golden USHealth Advisors offers personalized coverage for a healthy you. same. USHealth Advisors offers By Erica Ludwig
USHealth Advisors Field Sales Leader Becky Brown
There’s nothing quite as draining as needing immediate assistance and having a machine to take you through a nine-step process. When you’re in the market for health coverage, you don’t always have all the time in the world because life is full of the unexpected. Do not be deceived, not all groups are the
health coverage with few conditions. USHealth Advisors consists of teams of hard working individuals from USHEALTH Group, Inc. Based in Fort Worth, Texas, this company through its subsidiaries of Freedom Life Insurance Company of America and National Foundation Life Insurance Company aspires to be America’s Trusted Choice for
Healthcare. To that end, USHEALTH Group and its family of companies are dedicated to providing innovative Life and health coverage solutions for selfemployed individuals, families, small business owners and their employees. Through its insurance companies, the group has served more than 15 million customers with individually tailored plans for more than 50 collective years. The company stands out from it’s competitors because it focuses on the needs of the client. Each advisor recognizes that each person is different and therefore has different levels of health and concerns.
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Waterstone Unveils Strategic Growth Plan Waterstone Private Wealth Management expands practice by aligning with exclusive group of advisors throughout the country. By Duane Blankenship Waterstone Private Wealth Management is growing. The practice has been diligently working the last year on an expansion to align with Carson Institutional Alliance, an elite group of advisors strategically located across the United States. “This is an alliance of growth-minded advisors who are wholly dedicated to providing the highest value, best solutions and superior service for our clients. Members of the Carson Institutional Alliance operate according to deep industry knowledge and proven strategies. As client advocates, we will continue to consistently deliver trusted, transparent advice and services.” Immediate benefits available to clients
through Waterstone’s partnership with Carson Institutional Alliance include increased access to the resources of a firm which oversees nearly $6 billion in assets under advisement, fee/cost reduction, technology improvements, greater transparency, additional investment options and strategies, improved high net-worth planning and succession planning, and access to private equity managers that would typically require $25 million per account minimums. “Through the union with Carson, we now have this access with accounts as small as $100,000,” said Melanie. “By our partnering with Carson Institutional Alliance, clients will receive deeper insight from a
network of wealth managers, proven strategies, valuable resources and Barron’s Hall of Fame Team. By selecting Carson Institutional Alliance Partner, Waterstone Private Wealth Management, clients can expect professional guidance on their journey to true wealth.” Waterstone Private Wealth Management will continue to do business as an independent firm just as it has done in the past, but it now has the added strength of Carson Institutional Alliance with 30 other firms by their side, many of which are also well-known advisory firms within the country. Waterstone has always targeted simplifying the complex financial needs of individual investors, families, small business owners and corporate executives by provid-
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What’s In Your Water? Water Solutions for Every Need. Professional Testing, Advice and Products for Your Healthy Lifestyle.
Melanie Hasty-Grant and husband, Ken Grant, founders of Waterstone Private Wealth Management with offices in Owasso and Tulsa.
Celebration of Craftsmanship Lots of fun, food, activities and great deals Sept. 16-18 at Refuge Lifestyle’s 4th Anniversary Festivities. By Duane Blankenship
and the skin contains 64% Even your bones are a watery 31%. It makes sense that we should replenish our bodies with clean, chemical free water.
The Refuge Lifestyle, known for its rustic, handrafted furniture, celebrates four years of growth and upoming expansion this September. Festivities celebrating the 4th Anniversary of the company commence Friday, September 16, at 10 a.m. at the store located west of Memorial on 151st Street in Bixby. The celebration will run Friday Sunday, September 16-18. Owners Clinton Taylor Jr. and Sr. have announced that the public
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Tabitha and Patrick Taylor, co-owners of Kinetico Water Systems. By Seana Warren
Preferred Customer Requested Delivery September 15, 2016 Dated Material
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Did you know that up to 60% of the human body is water? The brain and heart are composed of 73% water, while the lungs are 83%
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The Taylors will simultaneously kick off the Grand Opening of Refuge Lifestyle’s new mattress and home furniture store featuring Main-Stream Mountain Modern furniture. along with their new clearance center.
First Stage Larva (1.5 mm long) Second Takes blood meal Stage Larva then molts. (2 mm long) Takes blood meal then molts.
Third Stage Larva (2.5 mm long) Takes blood meal then molts.
Fourth Stage Larva (3 mm long) Takes blood meal then molts.
Fifth Stage Larva (4.5 mm long) Takes blood meal then molts.
Adult (5.5 mm long) Takes repeated blood meals over several weeks
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September 2016
ASK THE MONEY MAVEN STRAIGHT-FORWARD, NO-NONSENSE TALK ABOUT YOUR MONEY
VOTE! Why are American’s opting not to vote?
BY MELANIE HASTY-GRANT Now, I’m not going to tell you who to vote for. I’m only saying that you really must! Come this fall, there will be a shift in power and we will have a new Commander-in-Chief. I have heard some real doozies for excuses about why people won’t vote. This country was founded on “We the People”. Many lives have been lost so that we can have the privilege of voting! Let’s take a look at three excuses when it comes to the current presidential campaign. EXCUSE #1 My one vote won’t matter because my state (whether it be Oklahoma or California) is so heavily Republican or Democratic. If a lot of folks think like this, the polls will show it. How quickly can one person turn into ten, then a hundred, and then a thousand? That would have a drastic impact in the choosing next leader of our nation. EXCUSE #2 I don’t care for the choices. That’s fine, but there won’t be a new crop of presidents in training tomorrow. You get what you get and you don’t throw a fit. Both of the candidates have been in some hot water for one reason or another. They both have their flaws. Instead, look at it from a different perspective. Over the next four years, there will be openings on the Supreme Court. I’ll give you one guess who makes the choice about filling those openings. If you guessed the president, you are correct. Once appointed and approved by Congress, a Supreme Court Justice is there for LIFE. Choose wisely, my friends. EXCUSE #3 The election isn’t going to affect my pocketbook or lifestyle, so I don’t really care who wins or loses.
Listen: decisions about taxes, regulation and the economy directly affect your job, your money and what you get to keep. If you are invested in a 401k or have money in a savings account, what you are able to earn on your money is directly impacted by who is in power. With the stock market indexes setting all-time highs, where you’re invested matters. Elections and global crisis have caused a lot of market volatility. Make sure you have a strategy in place that addresses specifically what you will do if the market takes a sharp turn downward. If you are uncertain about how to create downside protection and still seek opportunity, give us a call. We can help. For more information go to www.waterstonewealth.com or call 918-272-1120. Melanie Hasty-Grant Managing Principal at Waterstone Private Wealth Management and Experienced Licensed Professional Counselor. Securities offered through LPL Financial, Member FINRA/SIPC. Investment advisory services offered through CWM, LLC a Registered Investment Advisor. LPL Financial is under separate ownership from any other named entity.
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www.ValueNews.com TAKE ADVANTAGE OF THESE END OF SUMMER CAR CARE TIPS TO GET YOUR FAMILY OFF ON THE RIGHT FOOT, AND KEEP YOU ON THE ROAD ALL YEAR LONG REPLACE WINDSHIELD WIPERS. Inspect your wiper blades for extreme wear, cracks or streaks when in use. Fall brings rain, sleet an even snow. Taking a few minutes to protect your first line of defense when driving your vision - is an important safety precaution. Plus, wiper replacement is quick, easy and inexpensive. Hummel's Nissan can help you select the right size wipers for your car and have you back on the road in no time.
CHECK TIRES FOR WEAR AND TEAR. Examine tire tread, wear and sidewalls to ensure your tires can withstand wet road conditions. As a good rule of thumb, tire lifetime should equate to five years or 60,000 miles. Be sure to check tire pressure on a monthly basis for maximum fuel efficiency and even wear. Tire pressure drops when outdoor temperatures drop, so be sure to keep tires inflated to manufacturer specifications. Remember, it's always a good idea to carry a spare tire especially during the winter months.
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Listen for any scraping or grinding noises, and pay attention to soft or delayed responses. Another major part of your safety, ensuring your brakes are doing their job is of utmost importance. Scraping or grinding may be the result of a foreign particle or need for brake pad replacement, while slow response could mean there is too much air in the brake lines. In either case, allow Hummel's Nissan to inspect your brakes if you notice either of the above.
INSPECT LIGHTS. Fall means shorter days and more time spent driving in the dark. Walk around the outside of your vehicle and check the operation of all lights, including headlights, tail lights, parking lights, brake lights and emergency lights (hazards). Replace broken or burnt out lights, ensuring all vehicle lights are clean and free of dirt and debris.
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A fully charged battery is necessary to start your vehicle, especially in cold weather. The only accurate way to detect a weak battery is with professional equipment. However, you can perform routine maintenance by scraping away corrosion from posts and cable connections, cleaning all surfaces and tightening connections. If you see signs of corrosion on the battery terminals or cable ends, it is time for replacement.
ENSURE HEATER AND DEFROSTER FUNCTIONALITY. Driving without a functioning heater and defroster is not only uncomfortable, but also unsafe. Extreme lows in temperature can occur without warning, and it's important to keep you and your passengers warm and the road visible. Be sure to check the heater and both front and rear defroster prior to the first cold spell.
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PREPARE FOR THE UNEXPECTED. Restock your vehicle with emergency items and First Aid kits, including water, snacks, medication, phone charger, blankets, gloves, boots and a flashlight. You never know when the first winter storm will hit and it never hurts to be prepared.
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Sally Kimbrough Wilton Joins AVB Bank’s Board of Directors
The Broken Arrow native has occupied the spot once held by her mother, Barbara Kimbrough. By Cooper Rash
Sally Kimbrough Wilton joins the board alongside family members.
AVB Bank President and CEO, Ted Cundiff, and Chairman of the Board, Kelley Rash, have announced that Sally Kimbrough Wilton has joined the AVB Board of Directors. Wilton takes a seat on the board along with several of her family members, including: father, former President and CEO, Neely Kimbrough; sister, Kelley Rash; cousin, Georgeanna Brown-Thomas; and spouse, Thomas Wilton. Kelley Rash said, “Sally Wilton has been a shareholder for many years, and I am happy to now have her participation on our board.” Rash added, “In the absence of our mother, Barbara Kimbrough, Sally was the perfect fit. We welcome her input!” “I am looking forward to my time on the Board of
Directors. I consider it a huge honor to occupy the same seat as my mother, Barbara, who served on the board for many years,” Wilton commented. “It is incredibly exciting to see the growth of the bank over the last several years, and I’m thrilled to join this team of hardworking individuals to continue that upward trend.” Wilton, who grew up in Broken Arrow, is all too familiar with the community. Before she even began school, she spent time at the bank. Wilton attended Haskell Elementary, Sequoyah Junior High, and was in the first class of freshmen to attend South Intermediate High, before graduating from Broken Arrow High School. Wilton is a graduate of Rose State College. Wilton resides in Oklahoma City. She has two sons, Henry, 22, and Sam, 17. Founded in Broken Arrow, Oklahoma, in 1905, AVB
Bank is a fourth-generation family-owned community bank with locations in Tulsa and Broken Arrow. The Bank offers a variety of competitive deposit and lending solutions for businesses and individuals, including checking and sweep accounts, commercial and small business loans and lines of credit, commercial real estate finance loans, home mortgage loans, credit cards, merchant services, remote deposit capture, and online services including bill payment and cash management. MEMBER FDIC. EQUAL OPPORTUNITY LENDER. For more information, contact
AVB Bank (918) 251-9611 www.bankavb.com www.ValueNews.com
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QQuality Work Guaranteed to Last LCI Concrete provides expert, dependable service for driveway renovations for all seasons.
By Erica Ludwig
The kids are back in school which means the fall season is finally near. Soon the temperatures will drop, and leaves will be falling. There is nothing like ringing in a new school year like some home renovation, after all with the
kids out of the house, you can finally tackle some of those projects on your to-do list. What better place to start than with what greets you every morning and afternoon:: the driveway. Renovating the driveway is a timely task, especially
before the wear and tear of winter. Years of winter snow, ice and corrosive salt covering the driveway inevitably deteriorate the concrete. This causes it to become pitted and flaked, transforming into a real eyesore. The deterioration gradually worsens until it
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has a negative effect on your then poured and finished. home’s visual appeal, and Upgrades are available at a even its value. An old cracked low cost. As for payment, driveway can not only be un- LCI doesn’t collect money up sightly, but also dangerous. front, but upon completion Kalan Paul, owner of and customer satisfaction. LCI Concrete, offers a “We have one goal – to simple solution. Kalan and make every customer proud his team “do driveways”. of their new LCI Concrete Projects are completed in product that will service them one to two days time. well for decades to come,” Kalan is highly rated with says Kalan. 20 years of experience to As you plan your next show for it. He has been in big project, don’t overlook business with LCI Concrete your driveway and walkways. since 2005. These two areas may seem “Concrete is durable, and less glamorous, but they rewhen the soil and concrete ally are an investment worth are properly prepared and making and help boost the poured, you can expect it to overall appeal of your home’s last at least 30 to 40 years,” entrance. Call Kalan to he says. “Concrete is also schedule a meeting to receive environmentally friendly, your free estimate. as it is composed of renewable resources that can be For more information, contact recycled into granular fill or concrete aggregate.” LCI Concrete LCI Concrete first lays 3/8-inch rebar on industry (918) 960-1440 recommended two-foot grid patterns after the subsurface www.lcitulsa.com has been properly prepared. www.ValueNews.com Using industry standards of 3500 psi, the concrete is
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Reveal Your Natural Beauty The team at Reveal Salon wants you to feel good in your skin for fall.
By Kristi Roe-Owen passion for body positivity to present her clients with skin care completely suited to their individual needs. “It’s always a good idea to come back in after the summer,” Nicole suggested. “ It is easy to forget to reapply sunscreen, and all that time in the Oklahoma sun takes a toll on skin’s youthfulness and overall
health and appearance.” For many clients, Nicole’s customized services can significantly change their quality of life. Gifting people with personal confidence is at the core of her profession. “I really want to do things that make people feel better about themselves--that really makes me happy,” she said. Nicole went on to explain that treating acne, getting rid of unwanted skin ags or even darkening eyebrows can make a difference in someone’s self-confidence. She uses her advanced knowledge base and experience to customize the perfect treatment for a client. As skin ages, many people find their skin more dehydrated. Reveal Salon’s expert aesthetician, Nicole McGinnis, wants your But everyone’s skin skin to look and feel good in its natural state. is unique. Nicole
After a season of long, sultry days by the poolside or chasing errands in the Oklahoma humidity, the beginning of fall is an excellent time to begin a healthy skin care program. Reveal Salon’s expert aesthetician Nicole McGinnis combines a powerful knowledge base, years of experience and a
evaluates a client’s skin and assesses his or her personalized needs based on skin appearance, lifestyle, and personal experiences with skin treatments.She offers a variety of services to provide something for each client’s individual needs. When assessing the plethora of new treatments and fads, Nicole cuts through the hype to evaluate the science of a treatment, determining the best choice for her clients. By the time most people are 40, they have a lot of sun damage in the form of hyperpigmentation and more wrinkling. Chemical peels and microdermabrasion can be excellent options for addressing these types of issues. One of Nicole’s favorite treatments is OxyGeneo, an oxygenating treatment which offers exfoliation without the suction of microdermabrasion, making it a great option for all skin types. Unlike typical chemical peels, this facial offers no downtime for peeling, so a client need not plan a day hiding at home to get great skin. Another favorite treatment is Rezenerate, a professional tool featuring nanotechnology designed to improve fine lines and overall skin tone and texture. It allows for deeper penetration and maximum absorption of professional products. Nicole often recommends pairing this with a vitamin A osmosis facial
infusion for radiant, healthy skin. Reveal also offers lash and brow tinting, emphasizing a lovely, natural look to highlight a client’s unique features. Nicole teaches that skin care is like exercise. To have terrific skin, one must maintain the regiment at home as well. She wants everyone to look and feel their best, which means rather than simply pushing products, she is excited to offer options to best suit the client. The philosophy of Reveal is simple: Look your best at every age. Nicole possesses a unique gift for helping each client find the natural beauty and confidence within. Call Reveal to let Nicole set up a unique skin program that helps you look your very best.
For more information, contact
Reveal Salon (918) 891-9634 www.acnespecialisttulsa.com www.ValueNews.com
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Streamlined for Success Dental Careers of Tulsa offers focused, hands-on training for aspiring professionals.
and helping them understand additional requirements. Dental Careers of Tulsa specializes Throughout the ten-week in practical, short-term and program, students constantly affordable dental assistant training interact with doctors and dental with real-world application.The staff. Through these interactions, privately-owned program is licensed students come to understand by the Oklahoma Board of Private what is expected in their Vocational Schools and has been profession and get a feel for the training dental assistants in a fastprofessional culture. track environment since 1998. The program is very The course runs in ten-weeks streamlined with an emphasis sessions which meet from 8:30 on in-class hands-on experience a.m. - 5 p.m. on Saturdays, a perfect to compliment book work. In a fit for anyone looking for a career traditional vocational program, change but still tied to a full-time opportunities for personal, job. The school is operated under experience-based learning are the constant care and commitment often limited.Rather than reading of its founders, the Carletti family about a process or procedure, of dental health professionals. students within the Dental “Dental assistant training is so Careers program immediately much more than setting up a tray,” experience it themselves. said Program Administrator Norma Dental Careers of Tulsa’s Tyler. “Students are typically ready smaller class size of 4-6 students to work immediately upon finishing per course allows students the the program.” opportunity to practice on each The program helps students other. The constant experience of stay on track with all necessary working with actual human models certifications and documents contributes to the overall confidence so there are no unfortunate of graduates. Another benefit surprises, connecting them to this strategy is that students with where they need to go fully understand the patient’s
By Kristi Roe-Owen
experience. This allows students to identify with any measure of discomfort a patient might feel, develop empathy and connection with patients, and better discern whether a patient’s experience is typical or should be cause for Administrator Norma Tyler, Dr. Andrew Carletti and Karen Summers concern. offer a hands-on approach to training dental assistants. Dental Careers of Tulsa has developed a reputation within the community might otherwise take students by level up, there is no better time for producing capable, confident surprise. When applying for jobs, to give the school a call and get dental assistants who can make dental assistant position applicants enrolled in a fall course. valuable contributions within are typically interviewed over the a practice. The school boasts a phone, which is then followed by phenomenal employment success a working interview. Traditional For more information, contact rate--Tyler estimates upwards of vocational graduates may find this Dental Careers of Tulsa 95% of graduates find dental field intimidating, but Dental Careers * Licensed by OBPVS employment. graduates possess the confidence 635 S. Main Street The program empowers and ability to sail through these. Sapulpa, OK 74066 students with the confidence Tuition is unexpectedly needed to navigate dental field affordable, and many students fund (918) 224-0680 hiring practices, which can be quite tuition through Care Credit. If www.dentalcareersoftulsa.com different from other fields and you’re considering a professional www.ValueNews.com
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Want to Become a Research Hero? Participate in a clinical research study in your community and help find a cure for Alzheimer’s disease and other memory disorders.
By Brigitte Richter
responsible medical care that is also free in most cases. The development of new and As clinical research is highly better treatments for medical and tightly controlled by the conditions requires not only FDA, the safety of research thorough basic scientific patients is of the utmost research, but also clinical trials. importance. The code of Without the knowledge gained conduct for research profesthrough clinical trials, no new sionals is of extremely high medication would ever have the standards, while the study chance to be approved by the conduct is under constant Federal Drug Administration control and monitoring by (FDA) and reach the market. independent institutional Without the many clinical trials review boards as well as other that have been conducted in ethical organizations. the last 20 years for example, One condition placing a many forms of cancer would huge and fast growing burden not yet be curable or brought to on the population is Alzheimer’s remission today. disease. According to the most The biggest problem for recent projections the number of research companies and medi- people affected by this devastatcal investigators by far is the ing disease in the United States low number of individuals alone is expected to reach 13.5 who are willing to participate million by the middle of this in clinical research studies all century. The costs associated over the country. The old but with it will amount to over one wrong myth of being regarded trillion dollars. a “guinea pig” is unfortunateInstitutions such as the ly still widely prevalent in the National Institutes of Health population. In reality, patients (NIH) or the National Instienrolled in a clinical research tute of Aging (NIA), as well study, no matter what medical as organizations such as the area or condition is involved, Alzheimer’s Association, are receive the very best and strongly encouraging all indi-
viduals with beginning memory complaints or with relatives who developed dementia to participate in one of the ongoing or upcoming clinical research studies in their region. Their websites provide listings of recent clinical studies with contact information. So many questions regarding Alzheimer’s disease have yet to be answered. Every person at risk for dementia or with memory problems can contribute to finding answers by becoming a research hero. The immediate benefit of participating in a clinical trial might not always be for themselves. However, the newly developed knowledge during such a study for sure has the potential to benefit their children, grandchildren and future generations. Research questions that have yet to be answered: What are the genetic risks and protective factors involved in memory disorders? Which factor(s) initiate the disease process? How can people at risk for the disease be identified before the
Dr. Ralph Richter is nationally and internationally well-known for his tireless work for patients with Alzheimer’s disease. He is president and principal investigator of Tulsa Clinical Research, where he conducts cutting edge clinical research studies.
process begins? Is prevention possible? Can more effective treatment interventions and medications be found? Will there be a cure at some point in time?
For more information, contact
Tulsa Clinical Research (918) 743-2349 www.tulsaclinicalresearch.com
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A
A Premier Choice In Caregiving My Choice in Home Senior Services offers a variety of options with the best interest for your loved ones.
By Deanna Rebro Choosing the right care for an elderly loved one is no easy task. In your home? An assisted living center? A retirement village? A nursing home? In their home? There is no one-size fits all. Every option has its merits. For those who want to remain in the home they know and love, but still need some help, My Choice In Home Senior Services can help. Sisters and Owners Mella Glenn and Tish Stuart, started
this premier personal care assistance and companion caregiver service as a result of their passion for seniors. They learned the joy of caring across generations by helping their own family members live the fullest life possible in their golden years. When their mother needed extra care and they could not find assistance that met their high standards, the two sisters decided to leave their successful careers to start a
My Choice owners Mella Glenn and Tish Stuart have created the gold standard for in home senior companion care.
business that could fill a need for many more people. According to the U.S. Census, 10,000 people turn 65 every day, and will continue to do so through 2030. Many of them have families to provide them with lots of love, but little time. My Choice provides the time and exceptional nonmedical companion care that families want for their loved ones. Unlike other options, Mella and Tish are personally involved with each and every client and caregiver. “They are truly valued,” says Mella. “They become part of our family.” Whether needs are large or small, My Choice can help. Caregivers are available for hourly, daily, weekly, overnight, 24-hour or live-in assignments. The services are almost endless, tailored for each client as a concierge experience, from routine to unusual and everything in between. Services range from companionship, transportation to and from events and medical appointments, meal preparation and
nutrition, to problem solving and dog walking. The ladies get to know all their clients as well as their needs and preferences. Mella recalls one gentleman who will not eat his breakfast until he has had one peanut butter cookie. Little things like this can make a big and very positive difference in someone’s life. This is particularly important in clients who are dealing with Alzheimer’s disease or Dementia. They also work closely with families to communicate with them and relieve some of the stress and concern. When financial limitations are an issue, the company figures out a way to provide the loved one with the best possible care within the family’s budget. “We are dedicated to exceeding expectations,” says Tish. “We not only respect and take care of seniors. We strive to enrich their lives.” Choosing the right people as caregivers plays a large part in earning the trust of so many seniors and their loved ones. Every applicant goes through at least two interviews, extensive
local and national background checks, finger printing, previous employment verification and reference checks. Only one in eight applicants is chosen to become a My Choice employee. These elite caregivers receive thorough office, online and hands-on training. A proprietary matching system pairs caregiver and client so they can begin their relationship on common ground, where strong bonds often develop. Mella and Tish believe they have created the gold standard for in home senior care. Before making a decision for your loved one’s care, make a call and see for yourself why My Choice is the best choice.
For more information, contact
My Choice In Home Senior Services 918-728-6085 www.MyChoiceOK.com www.ValueNews.com
CELEBRATING 9 YEARS
NOW IS THE BEST TIME OF THE YEAR TO TRIM AND CLEAN UP YOUR TREES. Severe weather can cause serious damage to your landscape. But strong, healthy trees and shrubs have a better chance of survival. Good preventative care is often the difference between little or no damage and serious or even life-threatening storm damage.
Join us for our Anniversary Service
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Wednesday Night Bible Study
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Our ISA Certified Arborists can examine your trees to help eliminate the risk of breakage and increase overall health.
CALL TODAY FOR A FREE ESTIMATE!
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Join the Race for Justice The Demand Project’s team-based urban scavenger hunt is an adventure for a cause.
between 1st & Archer Street and is directly northwest of the Oklahoma The Demand Project’s Xplore for Jazz Hall of Fame (Formerly the old Justice Scavenger Hunt will comUnion Train Depot). The Xplore mence Saturday, October 1, at the for Justice Scavenger Hunt will Center of the Universe. The Center begin at 10:00 a.m. Participating of the Universe is located in down- teams should plan to arrive at 9:00 town Tulsa at the apex of a rebuilt a.m. to join in pre-race activities. span of the old Boston Street Bridge Xplore is a team-based By Duane Blankenship
adventure race through the city for athletes and fun-seekers of any and all ability levels. Teams may travel on foot or use public transit as they race to various locations around the city, solve clues and interact with locals to complete wild challenges. Xplore is a massive scavenger hunt gone wild providing city experiences
The Demand Project’s Xplore for Justice Scavenger Hunt Management Team. The event is scheduled for Saturday, October 1, at the Center of the Universe.
like never before. You’ll meet lots of other fun adventurers and get a great team workout. Top teams will win prizes and all teams receive entry into the Finish Line Festival which includes music, food trucks and great sponsorship giveaways. The day of the event, each participating team will simultaneously receive a text message containing 40 clues and challenges to begin immediately. When your team completes a challenge, you will take a specific photo and forward it to Xplore Adventures, the judging organization that will digitally validate and record each completed challenge. The scavenger hunt is a timed event. The first three teams to complete all 40 challenges will be declared winners and receive some really cool swag! Pre-registration for the Xplore for Justice Scavenger Hunt may be completed online at the event website. Once your team is registered, you will receive a confirmation email including the date and time to pick up your Team Packet at The Vintage Pearl located at 8144 South Lewis Avenue in Tulsa. Each team member will receive a very cool Demand Project Cape for participating in the event. Registration for the event is $45 for adults 18 years and older, $35 for kids 17 and under. You may also elect to register as a Super
Hero Entry for $55. Each super hero will receive a race clue to one of the challenges, giving your team an edge in the competition. The Super Hero package will also include lots of additional merchandise. All proceeds from this event go to the VAST Rescue Team. The Demand Project’s VAST (Victim Advocate Support Team) Rescue Team consists of Licensed Private Investigators that assist state and federal law enforcement agencies, probation officers, juvenile bureau, US Attorneys, family members and concerned community members in the rescue of minor and legal aged victims of sex trafficking. The rescue team collects actionable information of alleged sex trafficking networks, local brothels and missing minors at risk of sexual exploitation and shares the information gathered with law enforcement.
For more information, contact
The Demand Project (918) 794-8269 www.XploreTulsa.eventbrite.com
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What’s Happening SEPTEMBER EVENTS September 14-18, 2016 Disney’s Newsies Times vary Champan Music Hall Tulsa Performing Arts Center 110 East 2nd Street Tulsa, OK 74103 (918) 596-7111 www.tulsapac.com September 17, 2016 TU Golden Hurricane vs. North Carolina A&T Aggies 11 AM H.A. Chapman Stadium (Tulsa) 3112 E 8th St Tulsa, OK 74104 (918) 631-4688 www.tulsahurricane.com September 17, 2016 Oklahoma Sooners vs. Ohio State Buckeyes 6:30 PM Gaylord Family Oklahoma Memorial Stadium (Norman) 180 E Brooks St, Norman, OK 73019 (405) 325-2424 www.soonersports.com September 17, 2016 Sand Springs Downhill Derby 9 AM - 5 PM Broadway & Main Street Sand Springs, OK 74063 www.tulsakids.com September 19, 2016 Tulsa Genealogical Society Meeting 6:30 PM Library Outreach Center 2901 S. Harvard Ave. Tulsa, OK 74114 (918) 814-1258 www.LIFEseniorservices.org September 19, 2016 Tegan and Sara Doors 6:30 PM, Show 8 PM Cain’s Ballroom 423 N Main St. Tulsa, OK 74103 (918)-584-2306 www.cainsballroom.com September 19, 2016 Clog Dancing Lessons Mondays 5:45-8:30 PM LaFortune Community Center 5202 S. Hudson Ave Tulsa, OK 74135 (918)627-0067 www.LIFEseniorservices.org September 20, 2016 Alzheimer’s Support Group Coffee Chat 10 - 11 AM Oxford Glen Memory Care Residence 11113 E. 103rd St. N Owasso, OK 74055 (918) 376-4810 www.LIFEseniorservices.org September 20-21, 2016 “I’m In Control” Diabetes Class Rogers County Health Department 2664 N Highway 88 Claremore, OK 74017 (918) 341-3166 September 21, 2016 Tulsa Swingdance Club Wednesdays - Times Vary Tulsa Elks Lodge 5335 S. Harvard Ave. Tulsa, OK 74135 (918) 557-1699 www.LIFEseniorservices.org September 22, 2016 Oklahoma Parkinson’s Disease Support 1-3 PM Owasso Community Center 310 S. Cedar St. Owasso, OK 74055 (918) 272-3903 www.LIFEseniorservices.org
September 22, 2016 Clog Dancing Lessons Thursdays 6-8:30 PM LaFortune Community Center 5202 S. Hudson Ave Tulsa, OK 74135 (918)627-0067 www.LIFEseniorservices.org September 22, 2016 Monthly Meeting & Program 6:30 PM Herman and Kate Kaiser Library 5202 S. Hudson Ave. Tulsa, OK 74135 (918) 663-1228 www.LIFEseniorservices.org September 24, 2016 Tulsa Roughnecks vs. Sacramento Republic 7:30 PM ONEOK Field (Tulsa) 201 N Elgin Ave Tulsa, OK 74120 (918) 744-5998 www.oneokfieldevents.com September 26, 2016 Round-Up Boys Dance Mondays 6:30 PM Broken Arrow Senior Center 1800 S. Main St. Broken Arrow, OK 74012 (918) 607-3600 www.LIFEseniorservices.org September 26, 28, 30, 2016 Exercise Class Designed for Older Adults Mondays, Wednesday, Fridays 9:30 - 10:30 AM Owasso Community Center 301 S. Cedar St. Owasso, OK 74055 (918) 272-3903 www.LIFEseniorservices.org September 26,28; October 1, 2016 Zumba with Ariane Betancourt Mondays, Wednesdays 6 PM Saturdays 10 AM 51st St. & Memorial Dr. Tulsa, OK 74145 (918) 812-5691 www.LIFEseniorservices.org September 26, 2016 I Can’t Draw Cartoons 12 - 12:45 PM TCC’s McKeon Center for Creativity 910 S. Boston Ave. Tulsa, OK 74119 (918) 595-7339 www.LIFEseniorservices.org September 27, 2016 Caregiving 101 1-2 PM LIFE Senior Services 3106 S. Juniper Ave. Broken Arrow, OK 74012 (918) 664-9000 www.LIFEseniorservices.org September 27, 2016 Veterans Breakfast 9 AM Tapestry at Woodland Hills 7345 S. 99th E. Ave. Tulsa, OK 74133 (918) 893-6177 www.LIFEseniorservices.org September 27, 2016 “I’m In Control” Diabetes Class Rogers County Health Department 2664 N Highway 88 Claremore, OK 74017 (918) 341-3166
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September 29-30, 2016 “I’m In Control” Diabetes Class Rogers County Health Department 2664 N Highway 88 Claremore, OK 74017 (918) 341-3166 September 29 - October 9, 2016 Tulsa State Fair Recurring daily Expo Square 4145 East 21st Street Tulsa, OK 74114 (918) 744-1113 www.tulsastatefair.com
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September 2016
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What’s Happening SEPTEMBER EVENTS October 1, 2016 OSU Cowboys vs. Texas Longhorns TBA Boone Pickens Stadium (Stillwater) 700 W Hall of Fame Ave Stillwater, OK 74075 (405) 744-7714 www.okstate.com/sports October 1, 2016 Dickens of a Ride Claremore Gazebo Park Muskogee Ave. & Will Rogers Blvd Claremore, OK 74017 (918) 341-5881 www.downtownclaremore.org October 3, 2016 Tai Chi in the Park Mondays 7-8 PM Centennial Park 6th St. & Peoria Ave. Tulsa, OK 74120 (918) 664-9191 www.LIFEseniorservices.org
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The Best Buy Seal and other licensed materials are registered certification marks and trademarks of Consumers Digest Communications, LLC, used under license. For award information, visit ConsumersDigest.com.WomanCertified inc. does not in any way endorse any business, brand, product and/or service, but instead reports the collective opinion and judgment of female customers. Visit www.womenschoiceaward.com to learn more. †Policies are set by local retailer. See store for details. Excludes delivery and set up fees. Other charges may apply. Offer does not apply to Serta® Adjustable Foundations, iComfort Pillows and other iComfort accessories.
October 4, 6, 2016 Tai Ji Quant Moving for Better Balance Tuesdays & Thursdays 9:30 AM - 10:30 AM Owasso Community Center 301 S. Cedar St. Owasso, OK 74055 (918) 272-3903 www.LIFEseniorservices.org October 4, 2016 Computers for Seniors Series Recurring Tuesdays 1:30 - 3:30 PM Hardesty Regional library 8316 E. 93rd St. Tulsa, OK 74133 (918) 549-7550 www.LIFEseniorservices.com October 6, 8, 2016 Rock Steady Boxing Thursdays & Saturdays 1:30 PM Title Boxing Tulsa 8245 S. Harvard Ave. Tulsa, OK 74137 (918) 747-3747 www.LIFEseniorservices.org October 6, 2016 Ben Rector Doors 7 PM Brady Theater 105 W. Brady St. Tulsa, OK 74103 (918) 582-7239 www.bradytheater.com October 7, 2016 TU Golden Hurricane vs. SMU Mustangs 7 PM H.A. Chapman Stadium (Tulsa) 3112 E 8th St Tulsa, OK 74104 (918) 631-4688 www.tulsahurricane.com October 7, 2016 2016 Fall Golf Classic Heritage Hills Golf Course 3140 Tee Drive, Claremore, OK 74019 (918) 341-0055 www.claremore.org October 7, 2016 An Evening with Tom Jones Doors 7PM Brady Theater 105 W. Brady St. Tulsa, OK 74103 (918) 582-7239 www.bradytheater.com October 8, 2016 Oklahoma Sooners vs. Texas Longhorns TBA Cotton Bowl Stadium 3750 The Midway Dallas, TX 75215 (214) 670-8400 www.soonersports.com October 8, 2016 OSU Cowboys vs. Iowa State Cyclones TBA Boone Pickens Stadium 700 W Hall of Fame Ave Stillwater, OK 74075 (405) 744-7714 www.okstate.com/sports
October 8, 2016 CAROL BURNETT: An Evening of Laughter & Reflection Where the Audience Asks Questions 7:30 PM Broken Arrow Performing Arts Center 701 S Main St, Broken Arrow, OK 74012 (918) 259-5778 www.brokenarrowpac.com October 9, 2016 Restorative Yoga Sundays 4:30-6 PM YogaQuest Studio 3325 E. 31st St. Tulsa, OK 74135 (918) 633-8890 ww-w.LIFEseniorservices.org October 12, 2016 Ukulele Class Wednesdays 10-11 AM Broken Arrow Senior Center 1800 S. Main St. Broken Arrow, OK 74012 (918) 259-8377 www.LIFEseniorservices.org October 12, 2016 Single Seniors 60+ Wednesdays 11:30 AM Buffet Palace 10934 E. 21st St. Tulsa, OK 74129 (918) 371-4367 www.LIFEseniorservices.org October 13, 2016 Oklahoma City Thunder vs. Memphis Grizzlies 7 PM BOK Center 200 South Denver Tulsa, OK 74103 (918) 894-4200 www.bokcenter.com October 13, 2016 Movie in the Park: Ghostbusters (1984) 8:30 PM Guthrie Green 111 E MB Brady St. Tulsa, OK 74103 (918) 574-2421 www.guthriegreen.com October 14, 2016 Toby Keith Doors 6 PM, Show 7 PM BOK Center 200 South Denver Tulsa, OK 74103 (918) 894-4200 www.bokcenter.com October 14, 2016 Leukemia & Lymphoma Light the Night Walk 5:30 PM Guthrie Green 111 E MB Brady St. Tulsa, OK 74103 (918) 574-2421 www.guthriegreen.com October 15, 2016 Oklahoma Sooners vs. Kansas State Wildcats TBA Gaylord Family Oklahoma Memorial Stadium (Norman) 180 E Brooks St, Norman, OK 73019 (405) 325-2424 www.soonersports.com
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My Choice in Home Senior Services • • • • •
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CARL PARSON’S INOLA PORTABLE BUILDINGS & POLE BARNS 30355 S. 4230 Rd. • Inola, OK 74036 • 918-543-7793 www.INOLAPORTABLEBUILDINGS.com Portable Buildings Pole Barns Conventional or Dutch Barns All Buildings Include: • 40 year treated skids • All treated floor joists on 16” centers • ¾” tongue and groove flooring • All #2 stud grade materials • 25 year factory warranty smart trim • 50 year factory warranty smart panel siding bout Ask us a-Own • 30# felt paper Rent-to that • 30 year Tamko shingles options able! il Extras: Steel door Windows 4’ Loft Work Bench 4’ Treated Ramp
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$1,665.00 $1,765.00 $1,865.00 $2,560.00 $2,355.00 $3,005.00 $3,540.00 $2,765.00 $3,540.00 $4,090.00 $4,565.00 $5,590.00 $6,165.00 $4,450.00 $5,120.00 $5,790.00
Size 24’ x 24’ 24’ x 30’ 24’ x 40’ 30’ x 30’ 30’ x 40’ 30’ x 50’ 30’ x 60’ 40’ x 40’ 40’ x 50’ 40’ x 60’
Building Concrete $6,270.00 $2,075.00 $6,985.00 $2,520.00 $9,315.00 $3,360.00 $7,625.00 $3,150.00 $10,200.00 $4,200.00 $12,650.00 $5,250.00 $15,180.00 $6,300.00 $13,550.00 $5,600.00 $16,950.00 $6,600.00 $20,350.00 $7,920.00 Loafing Sheds 12’ x 20’ 12’ x 30’ 12’ x 40’
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Insulate $795.00 $880.00 $1,180.00 $990.00 $1,320.00 $1,650.00 $2,015.00 $1,760.00 $2,200.00 $2,640.00
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Total $9,140.00 $10,385.00 $13,855.00 $11,765.00 $15,720.00 $19,550.00 $23,495.00 $20,910.00 $25,750.00 $30,910.00
• Insulation comes with manufacturers 10-year warranty • 4” concrete slab with rebar • 10’ sidewalls
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Diagnosed with “STRESS”? MastersMD wants to help you towards a life well lived.
By Dr. Leslie Masters Have you ever wondered, in this day and age when we have the most advanced medical care in the history of mankind, why so many people are exhausted, over-weight, can’t sleep and full of anxiety or depressed? It just doesn’t make sense. We should have the healthiest population of people ever. Well, this is why: although the human body has changed very little, the world we live in has changed dramatically. Two thousand years ago we were running from the saber-tooth tiger, our cortisol would go up, our adrenaline would go up and when we found safety those “fight or flight” molecules would come back down to normal levels. However, in 2016 we are more likely to be running from the IRS or a former spouse. Our cortisol and adrenaline go up, and sadly these are stressors that tend to last for weeks, months, even years and the human body was just not designed to live in a persistent state of “fight-or-flight”. Functional Medicine doctors call this syndrome Adrenal Fatigue. A state of persistent stress that leads to chronically elevated cortisol levels, and when the condition persists, chronically low cortisol levels. Symptoms of “Adrenal Fatigue” are: High levels of fatigue each day, Difficulty with motivation, drive and lack of interest in new things, Unex-
plainable bursts of energy at night typically from 10 pm to 1 am, Inability to handle stress with a need to rest even after mildly stressful events, Lack of enthusiasm, have feelings of apathy or disinterest, irritability, anxiety and mild depression, Muscular weakness, swollen ankles and salt cravings, Weight gain or inability to lose weight, Frequent infections, chronic allergies or auto-immune issues. Although traditional medicine has been slow to accept this syndrome as a true diagnosis, it is hard to deny that millions of people have complaints that look remarkably like Adrenal Fatigue. My opinion is that we should simply call it what it is, Stress and recognize that the syndrome exists, it is common, and it is dramatically affecting the health and well-being of millions of people. “Stress in health and disease is medically, sociologically and philosophically the most meaningful subject for humanity that I can think of.” Hans H. Selye, MD “Unfortunately, our country’s health system often neglects psychological and behavioral factors that are essential to managing stress and chronic diseases,” Norman Anderson, CEO of the APA said in a statement. Many living with high stress are at a tipping point, faced with potential physical and emotional-health challenges if they are not able to get the support they need to manage
their stress well. If untreated, consistently high stress could become a chronic condition, which can result in serious health problems including anxiety, insomnia, muscle pain, high blood pressure and a weakened immune system. Research shows that stress can even contribute to the development of major illnesses, such as heart disease, Stress can have an extremely negative impact depression and obesity, or on a person’s quality of health and can even contribute exacerbate existing illnesses. 1. When is it well docuto already existing disease. mented that too much stress crossroads when it comes to stress and tersMD we believe that, Living Life has untoward effects on a person’s our health,” says APA Chief Execuquality of life and health. Well is a Life Well Lived. 2. When we have reliable ways to tive Officer Norman B. Anderson, PhD. More Xanax is not the answer. test those at risk (Studies have been Comprehensive wellness programs, published showing salivary cortisol like MastersMD’s “The Wellness Way testing as a valid means of dynamic For more information, contact of Life”, are popping up across the endocrine testing). MastersMD country. These wellness programs 3. When we have well studied, Cosmetic & Wellness incorporate experts in fitness, nutrisuccessful treatment modalities for those experiencing life & health-prob- tion, mindfulness and medicine and Clinic are specifically designed to deal with lems from too much stress. (918) 296-7546 issues like stress, fatigue, weight gain It makes no sense for our and/or insomnia without prescription health care system to treat stress www.MastersMD.com drugs that can often add additional as a personal problem and not as a www.ValueNews.com problems to a person’s life. At Mashealth issue. “America is at a critical
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Cruisers, Cars and Crafts C The 9th annual Route 66 Cruisers Car & Motorcycle Show is set for September 23-24, 2016. door prizes at Ne-Mar Center. The show will kick off Friday beginning at 6 p.m. Participants will cruise down historic Route 66 to the Totem Pole Park in Foyil, where free hot dogs, courtesy of Akdar Shrine, will be served. “Our club does a lot to help support Shriners Hospitals for
Children,” Caldwell adds. The children will benefit Over 300 vintage, modified and from the cruise and car show antique cars and motorcycles are through registration fees of car expected to cruise into Claremore owners. The Route 66 Cruisers on September 23 for the 9th Car Club of Claremore has annual Route 66 Cruisers Car & donated a total of $21,900 to Motorcycle Show. The cruise-in the Akdar Shriner’s Children’s begins at 6 p.m. with music and Transportation Fund from profits from their Car Show, Swap Meet and Toy Run Cruise since 2009. On Saturday, the family-friendly event begins at Claremore Lake. Over 40 classes of automobiles will be represented, as well as motorcycles. Drawings will continue throughout the day, and custom-built trophies will Club President Dwayne Caldwell with a Trophy Plaque he won at be awarded the Route 66 Blowout Car Show in Sapulpa. for Best Ford, GM, By Erica Ludwig
1
Mopar, Rat Rod, Best Paint and Best of Show. A gas card will be awarded for the individual who has traveled the farthest distance to participate in the show. A club participation award of $100 will also be given away. In addition to the car show, a pin-up contest is planned. “This is a vintage style contest harking back to the 50s era. No revealing outfits are allowed,” he adds. Trophies and cash will be awarded to the top three winners. All awards will be announced and given away beginning at 4 p.m. “There will be something for everyone,” says Caldwell. “There will be Jupiter Jumps for the children, live music by the Bill Holden Band, one-of-akind arts and crafts vendors and food trucks, and the Claremore Police Department, Claremore Fire Department and Sheriff’s Department will be on hand to talk to children and hand out information. The lake is beautiful and there are plenty of shade trees, picnic tables and a playground too,” Caldwell adds. “We usually have over 5,000 spectators to our free event.” To pre-register and be
entered into a drawing for two round-trip tickets from Southwest Airlines, mail your fee of $15 before September 15. On the day of the show, participants may register between 8 a.m. and noon for $20. More registration information can be found at the Route 66 Cruisers website and facebook page. Arts and crafts vendors as well as food vendors can also locate more information at the club’s website. “We usually have between 20 and 25 booths,” says Caldwell. According to the club’s vicepresident, Richard Hodges, “This is the second biggest outdoor car show in Oklahoma, and our club website has been ranked number one in the United States.”
For more information, contact
Route 66 Cruisers (918) 284-5186 www.route66cruisersok.org www.ValueNews.com
SSleeping with the Sharks The Oklahoma Aquarium adds a fresh element to the old-fashioned sleepover.
By Kara Lovell Have you ever wondered what it’d be like to dream under the sea? Well now you can. Pack up your PJs and sleeping bags and join the Oklahoma Aquarium for Sleep with the Sharks! The aquarium is redefining the traditional sleepover with this fun event. Many
children at some point imagine a life among the fish and creatures below the surface. Now they can make this fantasy a reality and spend a night with friends sleeping at the aquarium, gazing at fish instead of stars. If sharks aren’t your idea of a relaxing night sleep, then
Children will have opportunity to learn and have fun at Sleep with the Sharks.
feel free to slumber next to the seahorses, jellyfish, or any of the other beautiful exhibits. These fun-filled nights begin at 7:00 p.m. and include light snacks and drinks in your own souvenir backpack! The evening is packed with activities such as a dive show, scavenger hunts, flashlight tour and a family friendly movie. End the night with some sweet, sea-themed dreams! Breakfast is served in the morning before the adventure ends at 8:00 a.m. Don’t miss the opportunity to make unique, lifelong memories with your friends and family! The next upcoming sleepover is Friday night, October 14. Children must be at least 5 years old and one chaperone per every 5 children is required. You can register online at okaquarium. org or email Events@ okaquarium.org with any questions. In 2017 there will
Exhibits of all sorts are available at this event. be sleepovers on January 20, April 14, June 16, July 21 and October 13. Registration will open for these sleepovers closer to the actual date. Don’t miss this chance to go deeper into some family fun! Register today.
For more information, contact
Oklahoma Aquarium (918) 296-FISH www.okaquarium.org www.ValueNews.com
Page 28
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Stay Golden “We specify our plans according to what our clients need and what their health levels are,” said Tulsa Field Sales Leader, Becky Brown. “There’s an approval process where we do a needs analysis to individualize different plans.” The company’s individualized approach has led to Oklahoma and many other successful markets. And the outside world is taking note. USHealth Advisors was awarded the Gold Company of the Year for Accounting, Banking, Financial and Insurance Award as well as the Golden Insurance Company of the year at the 2016 American Business Awards. CEO Troy McQuagge recently won CEO of the year for Insurance at the 2016 CEO World Awards. The team at USHealth Advisors is proud to be nationally recognized, but their heart is for their H.O.P.E., helping other people every day. “Since I have been with USHealth Advisors I’ve had more freedom personally and professionally. I’ve never had job security like this, this company is like my family,” said Becky. USHA believes in the personal touch, so don’t be afraid to give them a call with any ques-
continued from page 1 tions. Becky and the Tulsa team want to help you get the health coverage policy that you need that meets your budget. “Ask lots of questions,” said Becky. “You should trust whom you’re getting coverage from, talk to a person instead of a machine. Get educated and research to make sure that what you’re purchasing is the right fit for you.” If you’re in the market for health coverage, give the experts at USHealth Advisors a call. Their hours are Monday – Friday, 8 a.m. – 5 p.m.
For more information, contact
USHealth Advisors 5800 E. Skelly Drive Ste. #400 Tulsa, OK 74135
(918) 212-4783 www.ushealthgroup.com www.ValueNews.com
Waterstone Unveils Strategic continued from page 1 Growth Plan
9TH ANNUAL CAR & BIKE SHOW Claremore, Oklahoma • Benefitting Shriner’s Transportation Fund
SEPTEMBER 23RD, 4PM - CRUISE-IN ON RT. 66
Music and giveaways kcik off at NeMar Center in Claremore. Cruise begins at 6 p.m. on historic Rt. 66 to Totem Pole Park in Foyil
SEPTEMBER 24TH - CAR & BIKE SHOW AT CLAREMORE LAKE
The grand prize is 2 roundtrip tickets on Southwest Airlines! Over 40 classes available, 3 awards per class.
REGISTER ONLINE AT WWW.ROUTE66CRUISERSOK.COM Dwayne Caldwell: (918) 284-5186 • Richard Hodges: (918) 557-4268
Sept. 30th- Oct. 1st: Auto Car Swap Meet • Oct. 29th: Annual Toy Run
ing personal service, objective advice and trusted guidance. “We genuinely listen to our clients,” says Melanie, “and we work hard to fully understand their current circumstances, risk tolerances and future goals. We are committed to helping clients as they pursue financial independence.” Melanie Hasty-Grant and husband, Ken Grant, are frequent contributors to both local and national media sources such as have been interviewed on CNBC’s PowerLunch, Fox Business, The Wall Street Journal, Forbes Magazine, MarketWatch and Bloomberg Radio. Although the focus of Waterstone is on the local community and most of their clients are located in Green Country, Melanie and Ken’s influence reaches across the United States. The Grants are actively involved with their community and were recently presented The Blue Ribbon Award for a small business by the
U.S. Chamber for their pro-business advocacy and charitable contributions to their community. Waterstone Private Wealth Management has offices in both Tulsa and Owasso. “No two investors are alike,” Melanie admits, “so we offer a wide range of comprehensive services and strategies focused on keeping your unique short and long-term goals on track.
What’s In Your Water? At Kinetico Water Systems, 100% of their business is water, and they have just opened a one-of-a-kind concept store that allows customer to see, touch and taste purified water. Both large and small systems are in full operation in their showroom to educate consumers on quality of water - and, you can drink it right out of the tap. “People want to know what is in their water,” says Tabitha Taylor, co-owner of Kinetico Water Systems. “It’s important to understand what chemicals are in your drinking and bathing water, whether you live on a street with city provided water or in the suburban areas where well water is more prevalent.” Chloramine, a chemical made up of chlorine and ammonia, is
added to drinking and bathing water in Tulsa, Jenks, Bixby, Broken Arrow and Owasso, among others. “We show you how to take out up to 99% of those chemicals and serve your family safe drinking water,” said Patrick Taylor, co-owner of Kinetico Water Systems. “Most of our systems are non-electric and run on the power of the movement of the water. So they are eco-friendly.” The friendly staff at Kinetico Water Systems is different from the big box stores. They are water quality experts, not salesmen. They can help you test your water for free, and design a customized plan for your needs. “We serve all customers’ needs large or small,” said Tabitha. “If you are looking for a low cost way to filter
be complete with a cookout providing free burgers, hot dogs and chips to the public. The Taylors hope you and your family will join them in the festivities. All sales will be tax free for the three day period at both Bixby locations and local furniture artisans will be on site to talk with you about their creations. The Refuge Lifestyle features furniture that is 100% Americanmade with a rustic elegance.Much of today’s furniture design is a mixture of new & old. Reclaimed woods, live edge slabs and organic shapes are being paired with modern, linear fur-
Waterstone Private Wealth Management (918) 272-1120 www.waterstonewealth.com www.ValueNews.com
continued from page 1 water in your refrigerator at home or want an under the sink unit, we have great solutions for you. If you are a looking for a system for the whole house or if you are a large corporation with a boiler that requires a softener, we can help you find a system that meets all of your needs.” Water conditioning systems can also help those people with allergies to chemicals in their water, or with allergies to certain soaps and fabric softeners. They even offer solutions for your washer and dryer that require little or no laundry detergent, as well as solutions for fabric softener. Along with clean drinking water, they offer water for medical and marine uses like humidifiers, CPAP machines, aquariums and other equipment that requires deionized
water. “Our water softening systems also help the longevity of household and commercial appliances,” said Patrick. “Not only are there no more hard-water spots on your shower doors or glasses, but your dishwashers, coffee pots and refrigerators last longer with conditioned water.” The new store offers a public water filling station. You can chose from reverse osmosis, re-mineralized reverse osmosis and deionized water. Customers can bring in their own containers or purchase one for fill up. The cost is .49 cents per gallon or you can purchase a Loyalty fill up card for $39.00 and fill up to 100 gallons making it only .39 cents per gallon. Until Oct 15th you can bring in any size container up to 5 gallons and
Celebration of Craftsmanship is also invited to join them in celebrating the opening of their second location in Bixby. The Refuge Lifestyle’s mattress and home furniture store hosts a showroom featuring mattresses and main-stream mountain modern traditional furniture reflecting the latest furniture trends. The new bedding and mattress store is located at 8 West Dawes in downtown Bixby while the clearance store is located at 4 West Dawes. After September 18, store hours will be 10-6 Monday-Saturday and 1-4 on Sundays. The anniversary occasion will
For more information, contact
fill it up for free on your first visit. Kinetico Water Systems has been your one stop water shop since 1987. Come by and see them today or visit them on Facebook to check out their free weekly education seminars at ER Water Filters.
For more information, contact
Kinetico Water Systems 4433 South Sheridan Road Tulsa, OK 74145
(918) 496-0360 www.erwaterfilters.com www.ValueNews.com
continued from page 1
niture design, polished & brushed stainless steel and beveled or chipped glass that combine for a refined rustic, soft modern, elegant and casual lifestyle. “All designs are available in custom sizes, custom finishes and custom layouts,” says Clinton Jr. “Our American-Made manufacturers dominate our industry. Keep an eye out for our new Refuge Lifestyle website that will be up and running very soon.” The Refuge Lifestyle is family owned and operated, featuring over 2500 customizable furniture prod-
ucts. They also ship anywhere in the country. From the moment you set foot in the showroom you’ll realize that you’re not in a traditional furniture store. You’ll enjoy a remarkable variety of furniture including beds, night stands, chests and dressers, fireplace screens, sofa tables, unusual fine art, whisky barrel furniture, taxidermy and more. “This is your invitation,” says Clinton Jr. “We hope to see you September 16-18 at both Refuge Lifestyle Bixby locations as you join us in celebrating our 4th
Anniversary plus the opening of our new store in Downtown Bixby.”
For more information, contact
The Refuge Lifestyle (918) 366-6650 www.shoptherefuge.com www.ValueNews.com
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September 2016
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Page 29
T
Tulsa’s Restaurant Week Returns Sep. 10-19 Tulsa-area restaurants offer prix-fixe specialty menus to support the Food Bank.
By Kristin Ware In conjunction with September’s national Hunger Action Month, area restaurants are helping the Community Food Bank of Eastern Oklahoma fight childhood hunger in eastern Oklahoma by participating in Tulsa’s tenth annual Restaurant Week September 10 – 19.
Participating restaurants will offer prix-fixe meals and donate 10 percent of Restaurant Week menu proceeds to the Community Food Bank of Eastern Oklahoma’s Food for Kids program. Restaurant Week proceeds will be matched by the George Kaiser Family Foundation, up to $25,000. Restaurant Week patrons
can select from a variety of fixed-priced lunch and dinner. Restaurants will offer lunch and brunch menus priced at $12.95 per person for two courses and a threecourse dinner menu at one of two price points: $35 per person or $35 for two. Each menu features appetizer, entrée and dessert options.
Chimera Café is one of the new restaurants featured in this year’s Tulsa Restaurant Week. A few members of the Chimera staff are (L to R): Deon Griggs, Julian Dalesdernier, Jack Wood and Brad Linhart.
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For more information about menus, visit okfoodbank.org. To kick off the tenth year of Restaurant Week, Antoinette’s Bakery offers a special Pie Night celebration from 7 to 10 p.m. Friday, September 9. Tulsans with a sweet tooth can purchase a slice of pie, with a portion of Pie Night sales benefitting Food for Kids and the food bank. Diners who visit the restaurants but don’t order off the Restaurant Week menu are still able to support Food for Kids by dropping a donation into the Extra Helpings box set up in each participating restaurant. The Food Bank’s Food for Kids program specifically addresses childhood hunger and ensures food-insecure children in our communities have a reliable resource for nutritious meals throughout the year. The program includes the Backpack Program, Free Family Farmers’ Markets, School Pantry Program, and efforts to feed children over extended school holidays, when they don’t have
access to the free and reduced meal program. “As we expand our Food for Kids program to feed more children in our community, support in the community is crucial,” said Eileen Bradshaw, executive director of the food bank. “Restaurant Week provides a really delicious opportunity to help ensure every child in our community has the food they need to succeed.” The event’s presenting sponsor is TulsaPeople magazine. Additional sponsors include Frontier Produce, Wireless Technologies, Yelp Tulsa, Mary K. Chapman Foundation, Lobeck Taylor Foundation and George Kaiser Family Foundation. For more information about Restaurant Week, participating restaurants and the special prix-fixe menus, visit the Tulsa Restaurant Week Facebook page, contact restaurants below or The Food Bank at 918-585-2800.
Participating Restaurants Downtown Baxter’s Interurban Grill 717 S. Houston Ave., 918-585-3134 Caz’s Chowhouse 18 E. MB Brady St., 918-588-2469 Chimera Café 212 N. Main St., 918-779-4303 Daily Grill 100 E. Second St., 918-295-7748 The Chalkboard 1324 S. Main St., 918-582-1964 Dilly Diner 402 E. 2nd St., 918-938-6382 El Guapo’s Downtown 332 E. 1st St., 918-382-7482 Fassler Hall (21+) 304 S. Elgin Ave., 918-576-7898 McNellie’s Downtown 409 E. 1st St., 918-382-7468 Naples Flatbread & Wine Bar 201 S. Denver Ave., Suite 7, 918-879-1990 The Rusty Crane 109 N. Detroit Ave., 918-947-5454 Sisserou’s Caribbean Restaurant 107 N. Boulder Ave., Unit C, 918-576-6800 The Tavern 201 N. Main St., 918-949-9801 The Vault 620 S. Cincinnati Ave., 918-948-6761 Torero Bar & Kitchen 202 S. Cheyenne, 918-894-4004 Yokozuna Downtown 309 E. 2nd St., 918-508-7676 Brookside/Midtown Biga 4329 S. Peoria Ave., 918-743-2442 Bin 35 3509 S. Peoria Ave., 918-935-3420 Doc’s Wine & Food 3509 S. Peoria Ave., 918-949-3663 Florence Park Café 3144 E. 15th St., 918-619-6300 Foundations Restaurant 3717 S. Sheridan Rd., 918-828-0980 In the Raw Brookside 3321 S. Peoria Ave., 918-744-1300 KEO Brookside 3524 S. Peoria Ave., 918-794-8200
Sonoma Bistro & Wine Bar 3523 S. Peoria Ave., 918-747-9463 Cherry Street/Utica Andolini’s Pizzeria 1552 E. 15th St., 918-728-6111 LaVilla Restaurant at Philbrook 2727 S. Rockford Rd., 918-748-5367 McGill’s on 21st 1560 E. 21st St., Suite 106, 918-742-8080 Palace Café 1301 E. 15th St., 918-582-4321 Queenie’s Plus 1834 Utica Sq., 918-749-3481 SMOKE on Cherry Street 1542 E. 15th St., 918-949-4440 South Tulsa The Bistro at Seville 10021 S. Yale Ave., Suite 103, 918-296-3000 Bluestone Steakhouse 10032 S. Sheridan Road, 918-296-9889 El Guapo’s South 8161 S. Harvard Ave., 918-728-7482 The French Hen 7143 S. Yale Ave., 918-492-2596 In the Raw on the Hill 6151 S. Sheridan Rd., 918-524-0063 KEO on Yale 8921 S. Yale Ave., 918-794-0090 McGill’s on Yale 6058 S. Yale Ave., 918-388-8080 McNellie’s South City 7031 S. Zurich Ave., 918-933-5258 Michael V’s 8222 E. 103rd St., Suite 137, 918-369-0310 The Melting Pot 300 Riverwalk Terrace, Suite 190, 918-299-8000 Texas de Brazil 7021 S. Memorial Dr., 918-921-7513 The Wine Loft Bistro and Bar 7890 E. 106th Place South, 918-970-4766 Yokozuna South 9146 S. Yale Ave., Suite 100, 918-619-6271
The Third Annual Giving Spirits Event is coming up. You won’t want to miss it! Join honorary ambassadors April and Sid McAnnally for a gathering of friends, whiskey devotees and novices at Giving Spirits at 7 p.m. on Saturday, Oct. 15, 2016, at Cain’s Ballroom. Giving Spirits helps fight hunger and feed hope throughout eastern Oklahoma by benefiting the Community Food Bank of Eastern Oklahoma. Alchemy: Turning Whisky Into Food is this year’s theme, focusing on the craft of cooking with whiskey and various food pairings. To purchase tickets or sponsorships, or learn more about the event, visit okfoodbank. org/events/givingspirits or call (918) 936-4544. Guests must be 21 years and older to attend Giving Spirits.
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Why Do I Need Title Insurance? RCB Bank offers key insights for homeowners on this required policy.
By Kenneth Wohl Title insurance is a protection policy against loss which may arise from problems connected to the title of the property that you are purchasing. The home and the land you’re looking to buy may have had several ownership changes. Issues surrounding any of these ownerships may surface at any point. For example, a former owner may not have paid real estate taxes, or a contractor may say he wasn’t paid for his work done on the home before you purchased it. Title insurance protects the insured party from past legal issues and will cover monetary losses up to the amount of the policy. There are two types of title insurance policies: lender and owner. Lender policy is required on all mortgages. It protects the lender’s interest in the property – the mortgage. Owner policy, however, is optional and protects the owner’s interest - the property. Won’t the lender’s policy cover me? Not necessarily. The lender policy will only cover the lender’s loss, up to the value of the mortgage. An owner policy would cover the value of the property which is likely much higher than
1
the loan value. What is actually covered? The policy protects against any liens or other claims against the property that may have occurred in the past up to the day the policy was issued. How long am I protected? The lender is protected until the loan is paid off. With an owner policy, you are protected as long as
you or your heirs own the title. When you sell, the buyer will be required to purchase a new policy to cover any liens or claims that may creep up since the issue date of the previous policy. If you are refinancing, your original owner policy will cover you as long as you continue to own the title. A new lender policy will most
likely be required as the original lender policy terminates when the loan is paid off. How often do I have to pay premiums? It’s a single payment made at closing. Why do costs vary between title insurance companies? Like any insurance policy, different companies and policies cover different things. One policy may only cover the actual damages of the
claim, while another policy may include coverage of court fees and paperwork. Do I have the right to shop and choose my title insurance? Yes, but few buyers do. Most leave it up to their real estate agent, lender or attorney to select the carrier. You may be able to save money by shopping around. A lender’s title insurance policy may be required, but you do have options when it comes to choosing your provider. Talk to your lender for more information and ask about your rights as a homebuyer. RCB Bank is an Equal Housing Lender. Member FDIC. Opinions expressed above are the personal opinions of Kenneth Wohl and meant for generic illustration purposes only. For specific questions regarding your personal lending needs, please call RCB Bank at 855-BANK-RCB.
For more information, contact
RCB Bank 855-BANK-RCB www.RCBbank.com www.ValueNews.com
Major keys to success of being a homeowner include knowing what policies will help protect your properties and finances.
PPreparing for Medicare Enrollment Attend a free Medicare education luncheon to help you or a loved one navigate the maze. benefits can be overwhelming,” said Jami Fichte, senior services manager of Hillcrest. “It’s important to understand options available and, for anyone considering a Medicare Advantage plan, which health care providers are in the plan’s network and how access may be affected.” Medicare’s open enrollment period is October
15 through December 7. For those who currently As Medicare’s open enrollment have Medicare health or period approaches, Hillcrest’s prescription drug plans, this Silver Elite program is hosting is the time when changes can Medicare education luncheons be made. The Centers for across the Tulsa Metro area to Medicare & Medicaid Services help Medicare beneficiaries, recommend beneficiaries their representatives and those review their coverage annually soon-to-be eligible understand to ensure the best fit for their their options and the process. budget and health needs. “Navigating Medicare Those turning 65 should begin looking at options three months before their birthday. Hillcrest’s Silver Elite program will hold three educational luncheons in different parts of the greater Tulsa area titled the “ABCs & Ds of Medicare”: Sept. 22 at the Tulsa Marriott Southern Hills in Tulsa; Sept. 27 at Bailey Medical Center in Owasso; Oct. 5 at the Claremore Conference Center in Claremore. Complimentary meals will be served Cindy Loftin, of LIFE Senior Services, will present at upcoming at 11:30 a.m. with Medicare luncheons to educate seniors and their loved ones. By Audrey Taylor
the presentations from 12 p.m. to 1 p.m. Booths with information from local organizations will also be available. Cindy Loftin, coordinator of the Medicare Assistance Program at LIFE Senior Services (which provides free, unbiased Medicare counseling) will present and answer questions. She will discuss enrollment deadlines, coverage selection, and how to reduce coverage gaps or get help with the process. Seating is limited, so please RSVP for one of the luncheons by calling or visiting our website. “All adults are invited,” Fichte said. “There are no requirements to attend except the desire to learn and enjoy good company.” The Medicare education luncheons are just one of the activities provided by Hillcrest’s Silver Elite program. Silver Elite is a free membership program designed for anyone age 60 plus, regardless of hospital/physician affiliation or insurance. The program offers fun educational events on a variety of topics ranging from heart health and sleep care to stroke
and cancer prevention. Both members and non-members are welcome to attend. In addition to hosting educational seminars, Silver Elite also provides membersonly benefits when a member is admitted to a Hillcrest hospital. Members staying overnight receive a robe and cafeteria meal voucher for a guest during normal business hours. Participating hospitals include Hillcrest Medical Center, Hillcrest Hospital South, Hillcrest Hospital Claremore, Hillcrest Hospital Cushing, Hillcrest Hospital Henryetta and Bailey Medical Center. For more information or to become a Silver Elite member, call the number below or visit online.
For more information, contact
Silver Elite (918) 579-6060 www. SilverElite.org www.ValueNews.com
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September 2016
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