Ontario Active Life - April 8, 2023

This is Your Windfall

Be a part of an inspired enclave of semi-detached and single-family mountain homes.

Introducing the next phase of mountain homes nestled in the foothills of Blue Mountain. A community set proudly apart yet connected by nature, featuring private spa-like amenities. Distinctive architecture inspired by Georgian Bay cabins and mountain chalets.

This is everything you want Blue Mountain living to be. This is your Windfall.

Enjoy an active adult lifestyle at Edgewood Suites, a 55+ community located in the heart of Dundalk. Only 45 minutes from Georgian Bay, you can live surrounded by nature with access to skiing, golfing, sailing, biking, and hiking, yet close to every modern amenity you may need. Choose from studio rentals, and 1 or 2 bedroom suites featuring private balconies and a variety of building amenities.

GOVERNMENTS, EH?

Governments… we count on them to provide leadership and do what is right for the masses. In the context of housing, this means, among other things, devising policy that makes sense.

Take, for example, the federal Prohibition on the Purchase of Residential Property by Non-Canadians Act that came into effect Jan. 1, for a period of two years. The purpose was to restrict foreigners from buying homes in Canada, to make more of the existing housing supply available to Canadians. Perfectly valid action, right?

However, as several homebuilding associations have pointed out, the Act actually risks making Canada’s housing supply crisis worse, not better. As written, the Act prohibits Canadian companies with more than three per cent foreign ownership from buying vacant land or farmland for residential development, or from purchasing properties with less than four units on them, thereby inhibiting assembling parcels of land for multi-unit construction.

Importantly, this legislation effectively cuts off access to foreign investment for new home construction (a routine occurrence, as in other industries), putting future housing projects at risk.

Builder associations across the country – the Building Industry and Land Development Association in the GTA, to the national Canadian Home Builders’ Association, and the Residential Construction Council of Ontario at the provincial level – are lobbying for amendments.

WAYNE KARL

EDITOR-IN-CHIEF

Active Life Magazine

EMAIL: wayne.karl@nexthome.ca

TWITTER: @WayneKarl

Turning to local housing policy issues, the City of Toronto recently tabled its Housing Action Plan 2022-26, which identifies a strong “made-inToronto, multi-pronged and transparent approach to increasing housing supply, choice and affordability for current and future residents.”

Again, this is a sensible, worthwhile and necessary initiative by government.

Trouble is, Toronto is currently without a mayor, given John Tory’s recent resignation, and residents will vote for a new city leader on June 26. In the coming weeks, as potential candidates throw their hat into the ring and map out their platforms, it will be interesting to learn where each of them stands on housing. Some are already saying they don’t necessarily agree with some of the changes proposed in the housing plan – leaving room for doubt about whether they have progressive views on such matters.

You know, the types of positions that will prevent a repeat of the recent federal overreach, and that actually help resolve, not complicate, the issues.

PERSONAL FINANCE | JESSE ABRAMS

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

EXECUTIVE MEDIA CONSULTANTS

Jacky Hill, jacky.hill@nexthome.ca

Michael Rosset

SENIOR VICE-PRESIDENT, SALES, NEXTHOME

Hope McLarnon

416.708.7987, hope.mclarnon@nexthome.ca

DIRECTOR OF SALES, ONTARIO, NEXTHOME

Natalie Chin

416.881.4288, natalie.chin@nexthome.ca

SENIOR MEDIA CONSULTANTS

Amanda Bell

416.830.2911, amanda.bell@nexthome.ca

GARDENING | BEN AND MARK CULLEN

Mark Cullen is a Member of the Order of Canada, and provides gardening advice to more than two million Canadians each week. Ben Cullen’s specialty is food gardening. markcullen.com; Facebook @MarkCullenGardening and Pinterest @MarkCullenGardening.

TECH | GREG GAZIN

Greg Gazin is a syndicated tech columnist, blogger, podcaster, and contributes to canoe.com, Troy Media and Active Life magazine. gadgetguy.ca

ACTIVE APPEAL | BENJY KATCHEN

Benjy Katchen is the CEO of Wahi, a digital real estate platform that uses state-of-the-art tools and best-in-class realtors to bring control, choice and confidence to consumers on their real estate journey. wahi.com

TAKE

TWO | BRUCE KIRKLAND

Bruce Kirkland’s career spans more than four decades, working as a film critic for The Toronto Star, The Ottawa Journal and for 36 years at The Toronto Sun. bruce.kirkland@hotmail.com

Nina Downs

1-888-532-2579, nina.downs@nexthome.ca

EDITORIAL DIRECTOR

Amanda Pereira

EDITOR-IN-CHIEF – GREATER TORONTO AREA

Wayne Karl, wayne.karl@nexthome.ca

GARDEN EDITOR

Mark Cullen

CONTRIBUTORS

Jesse Abrams, Ben and Mark Cullen, Greg Gazin, Benjy Katchen, Bruce Kirkland, Linda Mazur, Agnes Ramsay, Lisa Rogers

VICE-PRESIDENT, MARKETING – GTA

Leanne Speers

SENIOR CLIENT RELATIONS SPECIALIST – GTA

Sonia Presotto

MANAGER CUSTOMER SALES/SERVICE

Marilyn Watling

SALES & MARKETING CO-ORDINATORS

Gary Chilvers, Vi Nguyen

HOME SHOW MANAGER & NEWSPAPER CIRCULATION – GTA

Josh Rosset

DISTRIBUTION distributionteam@nexthome.ca

ACCOUNTING INQUIRIES accountingteam@nexthome.ca

DIRECTOR OF PRINT MEDIA

Lauren Reid–Sachs

VICE-PRESIDENT, PRODUCTION – GTA

Lisa Kelly

PRODUCTION MANAGER – GTA

Yvonne Poon

GRAPHIC DESIGNER & ASSISTANT MANAGER

Alicesa Pullan

GRAPHIC DESIGNER & PRE-PRESS COORDINATOR

Hannah Yarkony

GRAPHIC DESIGNER

Mike Terentiev

FITNESS | AGNES RAMSAY

Agnes Ramsay is a Registered Nurse, Personal Trainer and Wellness Coach who specializes in Electric Muscle Stimulation Training. agnes.ramsay@xbodyworld.com

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SOPHISTICATED LIVING IN THE HEART OF OAKVILLE

1, 2 & 2-BEDROOM+DEN SUITES

Dundas and Trafalgar is buzzing. The newest landmark in downtown Oakville soars above the intersection, with incredible views of all that the city has to o er. Presented by Ballantry Homes, The Villages of Oak Park is a new, master-planned, multi-phased community coming soon to the neighbourhood of Oak Park. Select from luxurious 1, 2 and 2-bedroom+den suites. Enjoy the endless amenities o ered to residents. Close to parks, trails, shops and restaurants, The Villages of Oak Park o ers easy access to the QEW, Highways 403 and 407, and the Oakville GO Station. This is sophistication at a whole new level.

ONTARIO BUDGET TO HELP HOUSING SUPPLY AND CHOICE FOR HOMEBUYERS: BUILDERS

The 2023 Ontario budget tabled on March 23 is expected to help address the housing supply issue facing the province, according to homebuilder groups.

Entitled Building a Strong Ontario, the budget lays out important measures that will support more housing supply and choice across our province, the West End Home Builders’ Association (WEHBA) says. This fiscal plan invests in the future skilled trades workforce and commits to critical infrastructure needed for new housing.

“We warmly welcome the number the important investments within the budget aimed at filling labour gaps and supporting critical infrastructure, so we can deliver keys to more families, faster,” says WEHBA President Terri Johns. “The residential construction industry is encouraged by (the) budget because it means the provincial government recognizes the need to build a strong foundation to construct the 1.5 million homes we need over the next decade, essential to restoring housing attainability in Ontario.”

Investments of an additional $75 million for the Skills Development Fund (SDF) will make it easier for the province to build the skilled workforce of tomorrow. The Ontario Home Builders’ Association’s successful Job Ready program that helps introduce young people to rewarding careers in the skilled trades has been supported by the SDF in the past and we will continue to push for this support in the future.

In addition, an investment of more than $20 billion towards vital highway, transit and infrastructure projects will also create new links throughout the province, help connect people and underpin more

housing options. WEHBA also says it is pleased that the province is continuing conversations with the federal government on exempting the GST/HST on new housing and rental.

“(The) provincial budget takes important steps forward to help accelerate the delivery of housing supply in communities big and small across Ontario,” says WEHBA CEO Mike Collins-Williams. “Making it easier to get into the skilled trades and investing in crucial highway infrastructure will help make it possible for awaiting families to get the keys to their new home sooner and increase the volume and variety of housing options our province needs.”

The Residential Construction Council of Ontario (RESCON) also says it supports measures in the budget to clear long-standing backlogs at the Ontario Land Tribunal (OLT), request that the federal government provide HST relief for new housing projects, and move ahead with major infrastructure

projects such as Hwy. 413 and the Bradford Bypass.

“Boosting our housing supply is critical to the economic well-being of Ontario, and I was pleased to see that in spite of the strong headwinds we are facing, the government is intent on meeting the 1.5-million target,” says RESCON President Richard Lyall. “With a massive skilled trades shortage looming, training the next generation of workers to build those houses is equally important. I applaud the government’s pledge to pump more money into the SDF and the Ontario Immigrant Nominee Program (OINP) to increase the number of skilled trades.

“The backlog of housing-related disputes at the Ontario Land Tribunal is also a concern of the residential building community and we applaud funds being set aside to streamline the process,” adds Lyall. “Meanwhile, we are pleased that Queen’s Park will ask the federal government to come to the table to discuss potential relief for new housing projects, something we have been requesting.”

ONTARIO BUILDERS SCORE NATIONAL CHBA AWARDS

Builders and developers from the Greater Toronto Area scored their share of national industry accolades at the Canadian Home Builders’ Association’s (CHBA) National Awards for Housing Excellence.

CHBA recently conferred the honours as part of its Home Building Week in Canada, in Banff, Alta.

For a complete list, visit chba.ca/ housingawards.

BRANTHAVEN HOMES

Burlington, Ont.

BEST WEBSITE

“Millcroft Towns,” with II BY IV Design and AdHoc Studio

BEST DIGITAL ADVERTISING CAMPAIGN

“Millcroft Towns,” with II BY IV Design and AdHoc Studio

MARKETING EXCELLENCE AWARD

ARMOUR HEIGHTS DEVELOPMENTS

Toronto

BEST MID- TO HIGHRISE BUILDING (PLANNED)

“89 Avenue Yorkville,” with McOuat Partnership

BEST LONG VIDEO

“89 Avenue Yorkville,” with Gladstone Media, McOuat Partnership and Pureblink

BEST RENDERINGS

“89 Avenue Yorkville,” with Pureblink, and McOuat Partnership

MOUNTAINVIEW BUILDING GROUP Thorold, Ont.

BEST BATHROOM

“The Beaches, Penthouse Suite,” with Aristocrat Floors of the World, Dell Smart Home Solutions Inc., and Nickerson Home Appliances

BEST BEDROOM/SUITE

“The Beaches, Penthouse Suite,” with Aristocrat Floors of the World, Dell Smart Home Solutions Inc., and Nickerson Home Appliances

BEST SIGNAGE

Activa, Waterloo, Ont.: “Net Zero Model Home”

BEST VIRTUAL TOUR EXPERIENCE

Tridel, Toronto: “Queen Church,” with Kirkor Architects, The Brand Factory and Pureblink

BEST SALES OFFICE

Poetry Living, Vaughan, Ont.: “CityPointe Heights,” with Flora Di Menna Design and Impact North Inc.

BEST DETACHED CUSTOM

HOME OVER 5,000 SQ. FT. Trademark Homes, Oshawa, Ont.: “The View on Balsam”

BEST PRODUCTION

NET ZERO HOME

Terra View Custom Homes Ltd., Guelph, Ont.: “The Avonlea Elevation C,” with EnerQuality, Building Knowledge of Canada Inc. and Bluewater Energy Inc.

chba.ca/housingawards

Branthaven Homes Best Website

Armour Heights Developments Best Mid to Highrise Planned

Mountainview Building Group Best Bathroom

WEHBA WINS NATIONAL HONOUR FOR TOP LOCAL HOME BUILDERS’ ASSOCIATION

The West End Home Builders’ Association (WEHBA) has been awarded the Home Builders’ Association of the Year Award at the Canadian Home Builders’ Association (CHBA) Leadership Awards.

This significant national industry recognition acknowledges the hard work, ground-breaking changes and strategic initiatives put in place over the past year. The award recognizes overall excellence from across the country by a homebuilders’ association for 2022, for delivering a strong and positive voice for the industry and for supporting the business success of members and their ability to provide affordability, quality and choice in housing for consumers.

In 2022, WEHBA finalized and approved a new strategic plan to guide the association for 2022 to 2024, and took bold steps through advocacy efforts, resulting in important public policy changes towards addressing the housing crisis. WEHBA also strengthened the member experience, pivoted its communication efforts, and managed to grow the membership and quality of services.

The association also significantly increased its community presence and involvement, through numerous community initiatives and by forming partnerships with organizations and institutions that share a similar vision and values.

“We are honoured to receive this prestigious national recognition and are grateful for the support and dedication of the WEHBA staff, members and partners,” says Terri Johns, WEHBA president. “We will continue our longstanding role as an advocate for the industry with various levels of government and we look forward to maintaining active engagement locally, provincially and federally.”

WEHBA member Tom Cochren of Thomas Cochren Homes also received national industry recognition, as he was named Member of the Year at the CHBA Leadership Awards, for his decadeslong contribution to the residential construction Industry. Over the past few years, the WEHBA has made major steps towards increasing

its marketing and advocacy efforts, substantially improving the membership experience and spearheading events and initiatives that support and benefit the local community.

WEHBA also received the top provincial and national honours for local homebuilders’ associations in 2019.

WEHBA CEO Mike Collins-Williams

Tom Cochren, Thomas Cochren Homes

FAD OR TREND?

EXPLORING WHOLE BODY ELECTRICAL MUSCLE STIMULATION TRAINING

The fitness industry is full of the latest “quick fixes.” From vibrating belts, to ab rollers, pole dancing, toning shoes, the Thighmaster to vibration plates. From downright dangerous, to mostly marketing to being legitimate trends.

Having been in the fitness industry for decades, and with a history as a Registered Nurse, I have a heightened skepticism for fitness fads, but am willing to try anything that has a strong base in science and common sense.

Keeping muscles strong is extremely important, not only for sports, but for day-to-day functional living and overall health and well-being.

When I was introduced to Whole Body Electrical Muscle Stimulation (WB EMS) Training in 2013, I was intrigued but still skeptical that it could live up to the hype it was receiving in Europe.

After nine years and exponential growth throughout the world, I can safely say, WB EMS is a solution to the many limitations of traditional weight training.

WHY IS WHOLE BODY EMS THE SOLUTION?

• Fast – two times 20 minutes is all it takes for noticeable results

• Works around injuries

• No pressure on the joints

• All the same benefits as resistance training

• Addresses weakly connected muscles such as those supporting the spine, with no risk of injury

• Requires no education for the client, as all sessions are done by an educated professional

HOW DOES EMS WORK AND IS IT SAFE?

The central nervous system (CNS) in our brain normally sends signals via electrical impulses to muscles in order for them to contract. It is a complex process, one that involves neurons, resting membrane potential and neurotransmitters. The appropriate amount of innervation achieves the desired outcome, whether lifting a glass of water, or running a marathon.

In the late 1700s, it was discovered that muscle can also be externally stimulated to contract by adding a small electrical charge over the muscle.

Because this is exactly the same as what the CNS does, the body sees this as normal.

Flashing forward through much scientific research changing parameters and after hundreds of studies, safe and effective use of EMS on humans was accomplished.

WHAT IS WHOLE BODY EMS AND HOW IS IT ACHIEVED?

• Electrical signals are sent by a specialized device operated by a

professional trainer to the training suit the client wears, which has electrodes strategically placed over all the major muscle groups

• The client performs simple exercises for 20 minutes, while their muscles are being stimulated to contract

• The body “thinks” it is lifting weights without the risk of injury

• Each client has their own highly personalized program

FAD VS TREND:

The first manufacturer of a Whole Body EMS system was in Germany 16 years ago.

Since then, XBody World for example, has become a leader in this category and is in 86 countries, including Canada and the U.S. WB EMS has truly become as a trend, and is fitness training of the future.

who specializes in Electric Muscle Stimulation Training. agnes.ramsay@xbodyworld.com

AGNES RAMSAY

Agnes Ramsay is a Registered Nurse, Personal Trainer and Wellness Coach

THERMAPEN ONE PERFECT YOUR GRILLING WITH

ONE SECOND READINGS

GREG GAZIN

Even after years of preparing steak, fish or even chicken, do you still find yourself having to cut into your protein to make sure it’s cooked just right or well enough? Personally, even though I’ve used a typical thermometer, I think it’s due to a combination of its inaccuracy and perhaps some of my ineptness as a grillmaster.

Wading through the sea of gadgets, a good solution is Thermapen ONE by ThermoWorks. It’s an easy-to-use stand-alone hand-held thermometer, high tech on the inside but quick, simple, accurate and compact on the outside.

Thermapen ONE is a follow up to the Utah-based company’s highly successful Thermapen MK4. While looking virtually the same, it’s faster, even more accurate and with a longer five-year warranty period. While it may seem counter-intuitive that the ONE designation comes after four, the ONE refers to the speed at which it will give you a reading, one second and with accuracy within 0.3 degrees C (0.5 F). For comparison, the MK4 gives you an accuracy within 0.4 degrees C (0.7 F), but it requires two to three seconds for a measurement.

Now a second or two may not seem like much, but, for example, if you’re trying to ensure proper cooking for multiple burgers using a single thermometer, every second

counts. It can also save your skin if you’re reaching into a scorching 450-degree oven.

At first glance, Themapen ONE resembles an oversized pocket knife, measuring 6.1-in. wide by 1.7-in. high by 0.74-in. deep and weighing a mere 0.25 lb. (115 g). The hidden 4.9-in. coated probe with a narrowing tip folds out and can extend straight out, up to 180 degrees. The oneeighth-in. (three mm) tip on the probe shaft houses a micro-thermocouple sensor, which is actually what measure the temperature.

It has a waterproof body, a large easy-to-view 6.1- by 1.7-in. rotating LCD display with an adjustable built-in backlight light sensor that adjusts to the ambient lighting, so you can see it on a bright day or at night when its dark.

Themapen ONE hinged probe

BUTTON-FREE DESIGN

The beauty of the design is it has no buttons or switches. Simply fold out the hinged probe and it turns on, close it and it shuts off. It also motion-sensing, falling into sleep mode after an idle period and waking up when it senses movement when

picking it up. It’s a great way to save battery power.

You can also personalize certain features accessible from the battery compartment at the rear. You will need a Philips screwdriver to access it.

The beauty of its display is it can be configured to either a 180-degree

two-way, or 360-degree four-way rotation, so you’re not kinking your neck checking the temperature. You can also toggle between Celsius or old-school Fahrenheit temperature scales, set the readings to show increments of either one-tenth or one degree, and set the sleep function to engage from 10 seconds up to 180.

The battery, a single 1.5V AAA, comes preinstalled and is rated to last up to 2,000 hours. Of course, results will depend on use and how often the backlighting kicks in. There is a lowbattery indicator and the unit is smart enough to automatically reduce backlighting to preserve battery power that when the battery is low.

After using it for a few seasons, I found myself getting better at testing for doneness especially on fish and chicken – but it’s still a work in progress. Me, not the thermometer. It’s also getting significant use in the kitchen in addition to the barbecue grill.

Thermapen ONE can measures temperature ranges from -58 degrees F to 572 F (-49.9C to 298.9C). Beyond meat, it can also measure other things, such as the temperature inside your fridge, your child’s bathwater and even monitor your steamed milk as you strive for that perfect cafe latte.

Thermapen ONE comes with a 20-page guidebook, operating instructions and a unique calibration certificate, as each one is precalibrated at the factory by hand. It comes in 10 colours and retails for US$99 and available directly from thermoworks.com.

They’re made in the UK but ship from the U.S. For Canadian orders, the company offers a special FedEx shipping rates from $12, which includes prepaid duty and taxes, so it comes right through to your door.

Greg Gazin is a syndicated tech columnist, blogger, podcaster, and contributes to canoe.com, Troy Media and Active Life magazine. gadgetguy.ca

+MORE CONTENT ONLINE nexthome.ca

Perfect for checking for doneness

Thermapen ONE opens to 180 degrees

Easy access to controls and battery compartment

Thermapen ONE pre-calibrated in the lab

Thermapen ONE with calibration certificate

GEORGIAN COMMUNITIES

A

NEW-HOME BUILDER LIKE NO OTHER

When you know, you know. And when you research or visit any of Georgian Communities’ properties in southwestern Ontario, you quickly and easily get the sense that this is no ordinary builder.

Indeed, with projects such as Braestone in Horseshoe Valley, Windfall at Blue Mountain, and Mountain House at Windfall, Georgian is accomplished at not just building homes, but designing and bringing to life entire communities with one-ofa-kind features and amenities.

Active Life sat down with Mike Parker, vice-president of sales and marketing, for an inside look at this builder like no other – and why homebuyers should take a serious look.

What is the status of the master plan for Windfall at Blue Mountain? There appears to be six phases… where are you in which phase?

We’re very excited to have recently released our final phase. This part of the community offers many lots that back onto beautiful nature areas and Windfall’s trail system. The neighbour directly to the east, is the renowned Scandinave Spa, just a stroll away.

How does Mountain House at Windfall differ from Windfall at Blue Mountain?

Mountain House is a lowrise condominium community consisting of an intimate collection of 12 buildings. The amenities at Mountain House provide a private club-like

four-season playground, known as Zephyr Springs, comprised of a sauna, fitness area, hot and warm outdoor pools. Additionally, we included an exclusive gathering place for the residents to enjoy aptly named Apres Lodge.

Windfall is a remarkable community right next to Ontario’s four-season destination, Blue Mountain Resort and Village. The Windfall site is an extraordinary one, 148 acres in all, and dedicates one-third of the land to parks, ponds, trails, wildlife and nature preservation areas, and other natural features. When designing both the semi-detached, and 50-ft. detached homes at Windfall, the goal was to create a distinctive and timeless architectural style, one that

combines the elements of early Georgian Bay cottages, cabins and chalets, but in a more modern and eco-friendly interpretation.

When Windfall is complete, it will more authentically represent mountain resort living than any other neighbourhood in the Collingwood and Blue Mountain area.

Mountain House at Windfall appears to be sold out. What about this community proved to be so popular?

Yes, Mountain House is sold out. As we do with all our communities, we spent an enormous amount of time planning every detail well in advance of a sales release. Each community we create is an opportunity to deliver something truly unique and special. People who were looking for a mountain home, with the ease of condominium ownership, could immediately see that we were offering an incredible opportunity to be part of something remarkable. We created our amenity space at the same time as building our first phase, therefore subsequent phase purchasers could

see that we were going to deliver on our overall vision.

Why should people buy and live at Windfall at Blue Mountain? What are some of the most appealing characteristics?

When we began planning Windfall, we envisioned our residents enjoying comfort, character, culture and community – the four Cs that are so important to a relaxed way of life. We imagined Windfall as an authentic reflection of genuine resort life with an inspired landscape, distinctive architecture, a nature corridor trail system that includes wetlands, parklands, forest and nature preserves, and a vibrant social gathering centre simply referred to as The Shed. Recently, our residents arranged a community social gathering in this exclusive space. Hundreds of people enjoyed the outdoor warm and hot pools, roasting marshmallows on an open wood fire, horse-drawn sleigh rides throughout the community and the opportunity to connect with each other. It’s a

special place that we are extremely proud of and unlike any other community in the Blue Mountain area.

More than 30 per cent of Windfall has been dedicated to preserving nature. That’s an amazing commitment… Is this something Georgian has done on its own, or is this consistent with the larger vision for the Blue Mountain area?

The connection to nature is always a consideration for Georgian Communities. With the picturesque Niagara Escarpment as the backdrop, it was important to, as much as possible, maintain a landscape setting that was harmonious and welcoming for those fortunate enough to call Windfall home. It was important to leverage the abundant natural areas that existed on the site and create a trail system that promotes strong connectivity for waking or cycling throughout the community and beyond. We are very much focused on providing opportunities for an improved lifestyle in all our communities.

What is your target buyer demographic for these developments – active adult buyers who may be retiring and moving north from around the GTA, weekenders who also own primary residences in Toronto…?

When we begin planning a project, of course it is important to envision a place where people will want to live. However, we don’t focus too much on target demographics. We know that if we take our time to work through details on how people will live and interact in our communities,

we will be successful. Many of our Windfall homeowners have come from the GTA, some of which reside at Windfall full time, and yes others currently as a second home.

Presumably, many of these buyers would care a great deal about the environment, and therefore things such as Green features and energy efficiency might be high on their must-have lists. How has Georgian addressed this?

We consider all elements of our homes, the building envelope, mechanical systems, indoor and outdoor environment and choose materials that will contribute to a more energy efficient home.

Wellness is also sure to be on their wish lists. What features does Windfall have that cater to these buyer needs?

Fun active living is easy when you are surrounded by so many opportunities. At Windfall, wellness isn’t just a buzzword, it’s a lifestyle. World-class skiing, golf, boating on Georgian Bay, dining and shopping in historic downtown Collingwood, and of course the onsite sauna, pools, gym, trails are available for the residents to use just outside their door.

Georgian also has Braestone in Horseshoe Valley, quite a unique community. What, if any, features or learnings from that community have been duplicated at Windfall?

Although the amenities are quite different at Braestone, the common theme is the promotion of neighbourliness and community, active living and a connection with the beautiful natural landscapes that exist on and around both communities.

What’s next for Georgian Communities?

We have two new communities we are planning to launch this year. Victoria Annex is proudly located in one of Collingwood’s most soughtafter neighbourhoods. This boutique infill will consist of just 19 units, including a transformed 19th century schoolhouse, an inspired new coach house, and luxury single and semidetached homes tucked closely to the downtown core.

Craighurst Crossing in the heart of the quaint village of Craighurst, rich in charm and history and

perfectly located two minutes to Hwy. 400 and less than 15 minutes to Barrie. Craighurst Crossing’s first phase will offer just 58, minimum 50-ft. lots, set in one of the most desirable woodland nodes within the community. A thoughtful collection of modern farmhouse-style bungalows and two-storey homes will be distinctive and timeless.

And what about Mike Parker? What do you get up to in your spare time? Beyond spending time with family and friends, I have trail running races coming up this year that I’m currently

training for. I completed my first 50K in Saskatchewan last September, and have two more planned for this year in Ontario.

Of all the things you’ve been able to accomplish at Georgian, what stands out as a highlight?

Over time, we’ve assembled a very strong team that is supportive of each other, and although we’ve had success, we are an inspired group who all feel like we are just getting started.

georgiancommunities.ca

LONDON THE FOREST CITY GETS A BOOST FROM ‘GREEN’ ECONOMY

by WAYNE KARL

It’s rather fitting that London, Ont., known as the Forest City for its balance of city and nature, is about to get a serious economic boost from a major Green project in a neighbouring community.

Not that this locale of more than 530,000 residents – good enough for Canada’s 11th largest city – needs a helping hand from outside sources. Indeed, it’s had its own longstanding strength in the education, healthcare, manufacturing,

financial services and information technology industries.

But the local economy is about to get a major boost: In March 2023, Volkswagen, Europe’s largest automaker, announced that subsidiary PowerCo will establish an electric vehicle battery manufacturing facility in St. Thomas, just 27 km away. The plant will directly employ more than 2,000 workers, but auto sector experts suggest suppliers and related

industries could create another 5,000 jobs in the region.

It stands to reason, then, that London, a city boasting millions of trees, almost 500 parks and more than 330 kms of trails, will likely be among the beneficiaries of a project expected to spur economic growth while supporting clean energy.

Meanwhile, the healthcare and education sectors remain steadfast, with the University of Western Ontario and Fanshawe College, and

Victoria, University and St. Joseph’s hospitals among the top employers.

Strong economic performance comes partly from a good natural location at the junction of Hwys. 401 and 402, connecting it to Toronto, Windsor and Sarnia, with additional easy access to border crossings at Detroit-Windsor and Port Huron-Sarnia. Locally, the city is well served by local bus and train stations, as well as the London International Airport.

LOCAL LEADERSHIP

London elected new leadership last fall, as deputy mayor Josh Morgan became the city’s 65th mayor with more than 65 per cent of the votes, after incumbent Ed Holder retired.

And like many municipalities in the province, housing is a major issue facing London. In February, Morgan tabled the City’s Housing Pledge, which laid out its plan to accelerate the supply of 47,000 units by 2031.

To meet this ambitious target, the City will develop a Housing Supply Action Plan in partnership with sector stakeholders including local and regional developers, homebuilders, infrastructure builders, real estate sector representatives and public sector agencies and private businesses that build housing.

“The plan will be developed through a three-pillar approach that will ensure a foundation of financial sustainability, an enterprise-wide system that is resourced to increase planning and approval requirements,

LOCATION, LOCATION, LOCATION

Located in southwestern Ontario, along the Thames River; population 530,000; approximately 200 kms from Toronto

KEY LANDMARKS

• Budweiser Gardens

• Springbank Park

• Storybook Gardens

• Thames River

and a shared accountability model that will set out clear metrics for each of the City’s key partners that will be monitored and reported to Council,” Morgan outlined. “Our plan will also incorporate the critical contributions that the creation of new affordable housing units makes in achieving greater housing affordability across our community. As such, London’s existing commitment to build 3,000 new affordable housing units by 2026 will be incorporated into the Housing Supply Action Plan.”

HOUSING AFFORDABILITY

Also like many municipalities in Ontario, the housing market has performed atypically over the last year. Generally favourable for its much greater affordability than larger markets closer to the GTA and Hamilton, pricing has been feeling the squeeze.

According to the latest Royal LePage House Price Survey for the fourth quarter of 2022, the aggregate price of a home in London decreased 8.1 per cent year-over-year to $637,700. On a quarterly basis, the aggregate price of a home in the region decreased 1.8 per cent; the third consecutive quarterly decline. This data includes both resale and new build transactions.

Broken out by housing type, the median price of a single-family detached home decreased 8.2 per cent year-over-year to $652,500, while condos decreased 7.7 per cent to $378,900.

• University of Western Ontario

SELECT NEIGHBOURHOODS

• Old East London

• Old North London

• Londonderry

SELECT HOUSING DEVELOPMENTS

AVENUE COLLECTION

By Doug Tarry Homes dougtarryhomes.com

HARVEST RUN

By Doug Tarry Homes dougtarryhomes.com

MIDDLETON By Sifton Properties sifton.com

MILLER’S POND By Doug Tarry Homes dougtarryhomes.com

RIVERBEND GOLF COMMUNITY By Sifton Properties sifton.com

RIVERSTONE VILLAS By Sifton Properties liveatriverstone.ca

VICTORIA ON THE RIVER By Sifton Properties sifton.com

WARBLER WOODS By Sifton Properties sifton.com

WILLOW By Wastell Homes wastell.ca

“As is typical during the final weeks of (2022), London home showings and sales slowed,” says Adam Miller, broker and manager, Royal LePage Triland Realty in London. “We have seen a healthier number of properties coming online as of late, providing buyers with more choice. Homes are also sitting on the market longer –about 30 days on average – which is a steep increase from a year ago. I expect inventory will keep growing at a steady pace as spring approaches, but this will be dependent on the trajectory of interest rates.”

Miller notes that higher borrowing rates in 2022 were largely responsible, as buyers and sellers paused to assess the market. The rental market remains hot, as sidelined buyers opt to delay their purchasing decisions amid rising rates and re-evaluate their home buying budgets. Once inflation comes under control and interest rate increases subside, he anticipates that consumer confidence will improve.

“The spring market will likely be healthier compared to last year, with more balanced and less competitive conditions,” he says. “Should interest rate changes plateau in early 2023, it will bring rapid, positive change to the incoming spring market as consumers feel a sense of stability.”

NEW HOME DEVELOPMENT

Despite such short-term market challenges, developers continue to bring new home offerings to the London area.

Doug Tarry Homes, for example, has been committed to St. Thomas and the surrounding areas since 1954. The company is dedicated to providing a highquality, personalized homebuying experience, and its in-house design services are a great example of this commitment.

Similarly, Sifton Properties (which is celebrating 100 years in business) has a new retirement community on offer in West London – Riverstone Villas. Located in the West 5 area, Riverstone Villas offers a vibrant lifestyle with the modern retiree in mind. Each one-floor home provides

a mix of independence and carefree living, with exclusive access to premium amenities that include a variety of social clubs and activities.

LIVABILITY

For London residents at large, the city offers two large-scale shopping malls – Masonville Place and White Oaks Mall – nine major parks and gardens, many of which run along the Thames River and are interconnected by paths and trails. It is also home to Storybook Gardens, a year-round family attraction, and of course the London Knights of the Ontario Hockey League. The team plays out of Budweiser Gardens, which is currently considering a renovation –possibly with help from the City.

And for festival lovers, there’s the London Fringe Theatre Festival, the Forest City Film Festival, the London Ontario Live Arts Festival, Pride London – and London Rib Fest is the second largest barbecue rib festival in North America.

ACTIVE LIFESTYLE COMMUNITIES

WHY THESE POPULAR, LOW-MAINTENANCE COMMUNITIES ARE THE BIGGEST RETIREMENT TREND IN CANADA

as sports, clubs, restaurants and recreational activities.

• Security and convenience

In 2022, the Canadian Centre for Policy Alternatives (CCPA) released a report that found that 32 per cent more Canadians as young as age 55 retired in 2022 than in the previous year. The reasons for “The Great Retirement,” as it’s been dubbed in Canada, come as no surprise. Burnout, stress and ongoing pandemic challenges forced many to exit the labour force earlier than expected.

Coinciding with this pandemic-era surge in retirements is the increasing demand for senior housing, including active adult or active lifestyle communities. These popular, lowmaintenance communities offer a social and friendly environment for those 55 and older and are fast becoming the biggest trend in retirement living in Canada.

THE BENEFITS OF ACTIVE ADULT LIVING

• A social community

As many retirees trade in their laptop bags for golf bags, the allure of a maintenance-free lifestyle, structured activities, socialization and a sense of community are some of the many factors driving the active adult market. One of the biggest benefits of downsizing to one of these communities is the access to a variety of amenities such

Many active adult communities, particularly those that are gated, are designed to “lock and leave.” This can provide residents with a greater sense of security while at home or traveling. And since many of these communities are part of a homeowners’ association, household responsibilities such as landscaping, exterior home maintenance and security are covered.

• Picturesque locations

Location is also a big draw for those looking to escape the hustle and bustle of city life to more serene surroundings. Many active adult communities can be found in scenic “senior-friendly” cities with access to greenspace, lakes and forests.

WHAT TO LOOK FOR IN AN ACTIVE ADULT COMMUNITY

• Types of communities

Across Ontario, you can find different types of exclusive 55-plus communities that vary in costs and amenities. From waterfront luxury condominiums with resortstyle amenities to bungalows in gated golf communities, there are many choices to fit your lifestyle and budget.

• Financial considerations

Do your research to find the best communities that match your age group, interests, lifestyle and budget. Some communities offer leasing arrangements and there

are a variety of dwelling types –including detached, single-family homes, townhouses and condos. It’s important to compare rental and ownership costs to determine what makes sense for you based on your financial situation.

In addition to the cost of renting or buying, there can also be monthly fees and recurrent charges you’d be expected to pay for services offered by the community. Be sure to read the contract closely to ensure you know what you’re paying for and what services you will be receiving to determine if the cost is worth it. Items such as departure fees and maintenance fees can add up, so consult a lawyer and/or financial advisor before committing.

An active lifestyle community can be the right choice for those 55 and older who want to simplify their lives and set a course for retirement that promotes physical and mental well-being. There is no one-sizefits-all model, so do your research to compare communities to find the one that best suits your needs, budget and lifestyle.

Benjy Katchen is the CEO of Wahi, a digital real estate platform that uses stateof-the-art tools and best-in-class realtors to bring control, choice and confidence to consumers on their real estate journey. wahi.com

AT EDGEWOOD SUITES UPGRADE YOUR LIFESTYLE

Nestled in mature trees, in a quiet residential neighbourhood, is the first purpose-built apartment building to grace Dundalk in nearly 50 years. The peaked roofline, classic brick, stone and siding exterior, landscaping and wooden gazebo give the building a timeless feel. This hidden gem is Edgewood Suites – a 55-plus active adult lifestyle rental building by community builder, Flato Developments.

BUT I OWN MY OWN HOME, WHY WOULD I RENT?

If you are an older adult, renting is an option you need to consider. Here are some points to ponder:

• A home that is fully paid for still has carrying costs, such as utilities, taxes, maintenance and insurance that can easily cost $20,000 or more per year.

• Purchasing a condo will reduce some maintenance, but the condo fees can increase dramatically with little warning.

• Preparing a family home for sale can be physically and mentally

taxing. Taking on this task while you are in your prime allows you to have more control over the process.

• Consider your current home and push yourself to be realistic; can you age in this house? Consider the laundry, the bathrooms and how many stairs there are. Can you afford future modifications?

• Can you manage the daily maintenance, such as cleaning, snow removal, lawn and garden care, in addition to your personal care needs, without feeling exhausted and worn down?

• Does it feel like every time your children or family members come by, they spend the time doing tasks instead of visiting?

• Survey the major items in your home and consider when they will need upgrades. Roof, windows, furnace, plumbing, appliances and foundation can all be costly items to repair, and you need to have those funds available on short notice to prevent your home from falling into disrepair and loosing

value. It can be lucrative to sell before these items need replaced.

• Selling your family home can free up your hard-earned money to spend, invest or gift as you see fit. If you’d like to help family with a down payment or education costs, travel or support a charity, consider converting your home equity into cash assets.

• Do you dream of a vacation property? Renting your primary residence can allow you to indulge in a fishing cabin, a beach house or an annual vacation that you might otherwise never realize.

Renting relieves the burden of property maintenance, and the financial stress of unexpected home repairs and upgrades. Renting allows you to use your equity now, to live your best years in full. Edgewood Suites is a lifestyle opportunity for older adults to live better and remain in your home for years to come. Our Concierge service can help connect you to local resources for additional care as your needs change.

UPGRADE YOUR LIFESTYLE

There is a common misconception, perpetuated by the term “downsizing,” that suggests it’s a downgrade or loss when you choose to move from a large single-family home, into space more suited to an older adult lifestyle. Edgewood Suites disproves this idea at every corner.

Living in Edgewood Suites, you gain a community of peers. You gain social programming such as wine tastings, bus tours, walking groups, weekly potluck dinners and friendly faces in the lobby. You gain a maintenancefree lifestyle where you can enjoy the grass without cutting it, and watch the snow fall without shoveling it. You gain amenity spaces such as a gym, library and faith room for everyone to use. You gain the games room

and common dining area where 14 or more of your family and friends can all break bread around the same table. Think you will miss your spare bedroom? We have a guest suite available for tenants’to host overnight stays. Two patios and a gazebo add outdoor space to take in the sun, the seasons and the colours.

Edgewood Suites features 80 individual rental apartments. Kitchens feature classic white or chocolate brown shaker style cabinets, granite countertops, undermount sinks, pull down faucets, and stainless steel stove, fridge and dishwasher. Function and style carry through to the bathrooms, featuring sleek granite, chrome grab bars and spacious walk-in showers. High ceilings and oversized windows allow natural light to bathe the space.

Wood grain flooring runs throughout living area and bedrooms and units feature large windows and a garden door onto private patio or balcony space. Every suite has personal HVAC units and water heaters, with in unit laundry for the ultimate in control and convenience. All units are barrierfree, meaning wide doorways and easy to navigate floor plans. Modern, understated elegance permeates these well-appointed units. Floorplans include studio, one- and two-bedroom options from $1,594, including utilities. Upgrade to a Flato Lifestyle and come home to Edgewood Suites.

For more information, email info@edgewoodsuites.ca, call 226.274.5008 or visit edgewoodsuites.ca.

USE THESE PERENNIALS TO ATTRACT BUTTERFLIES AND HUMMINGBIRDS

MARK AND BEN CULLEN

When Mark designed the garden around his new home, he wanted to “bring the wildlife to the house” by planting lots of perennials right up to the residence that would attract hummingbirds, songbirds and butterflies. We can report that the plan worked, and his family now enjoys the results. But attracting the right kind of wildlife to your yard and garden requires that you plan your plant purchases carefully.

Here are some of our favourite perennials for this purpose. Not coincidentally, all these perennials are terrific garden performers that provide showy blossoms for an extended period of time. Note that growing Zone 2 is Edmonton, Zone 3 Thunder Bay, Zone 4 Ottawa/ Montreal and Zone 5 Barrie.

FOR SUN:

• Foxglove Camelot Lavender. Zone

4. All foxgloves (digitalis) will attract hummingbirds to your garden, but not all of them will bloom as reliably in the second year and for as long as this variety. If you enjoy hummingbirds (and honeybees), you will surely enjoy the extremely

floriferous nature of Camelot Lavender – the look of traditional foxglove with the modern benefits of disease resistance and the earliest flowering foxglove that we have ever seen. Plant in well-drained, compost rich soil.

• Purple Coneflower Magnus. Zone

3. We have been a fan of our native purple coneflower for years, but when we saw Magnus (Echinacea) perform in our own gardens, we knew that we would have to share it with Canadian gardeners everywhere. Magnus is an extremely winter hardy plant that matures to a relatively short 60 cm, but makes up for its stature by blooming for eight weeks or more on extremely

aggressive plants. It’s a butterfly magnet, too. By the way, the purely native Echinacea purpurea is an excellent choice for the native garden in any sunny situation.

• Blanket Flower Arizona Sun (Gaillardia). Zone 2. In a sunny position in the garden, you can’t keep this hardy perennial down. Showy, three-in.-wide single blooms feature mahogany red with bright yellow petal edges. Prefers well-drained, infertile soils (in other words, sand-based soils).

FOR PARTIAL SUN/SHADE:

• Coral Bells Marmalade. Zone 4. The benefits of growing Coral Bells (Heuchera) are becoming so widely known in Canada that we know some gardeners who have dedicated whole gardens to the species. They tolerate a half-day of shade, thrive in full sun, bloom for several weeks, lend themselves to cutting for indoor use, and never seem to be bothered by insects or diseases. The chartreuse leaves of Marmalade attract lots of attention during the entire growing season, while the soft coloured flowers bloom for up to seven weeks. Great for hummingbirds.

• Coral Bells Palace Purple. Zone 4. Mark grows a group of Palace Purple at the very front of his perennial border nearest the road. They attract so much attention there that it is not unusual for pedestrians to stop, stoop and look at the name on the tag. This popular Coral Bells (Heuchera) variety is larger than average and maintains it’s deep,

dark coloured foliage all summer long, even in a sunny location. The flowers are equally dark – adding a sense of mystery to any garden.

BEST FOR SHADE:

• Hosta Guacamole. Zone 2. While any hosta that blooms will attract their share of hummingbirds, this larger-than-average hosta (Hosta) outperforms most perennial plants in the Canadian garden. Guacamole matures quickly to its full 50-cm size, adds drama to a shady garden with its wide light green leaves and bears creamy white flowers for an excessive four to six weeks in June through July.

• Bleeding Heart Luxuriant. Zone 2 Mark discovered this improvement to the traditional Bleeding Heart (Dicentra) a number of years ago, and has kept several growing near the forefront of his perennial border ever since. Luxuriant blooms for

such a long period of time you may wonder when it is going to run out of gas. Soft rose/pink blooms appear in mid-June and continue through September. Such a nonstop flowering perennial is hard to find. Combined with its winter hardiness, there is no equal in the shade garden.

There are, of course, many other butterfly and hummingbird plants that you can grow in most any Canadian garden, including Bee Balm (Monarda), Butterfly weed (Asclepias), joe-pye wee (Eupatorium), Pincushion flower (Scabiosa) and yarrow (Achillea). These are just a few of our favourites.

As you put your future garden plan together, we think that you will enjoy the results of these magnets for the most desirable kind of wildlife.

Mark Cullen is a Member of the Order of Canada. He reaches more than two million Canadians with his gardening/ environment messages every week. Receive his free monthly newsletter at markcullen.com. Ben Cullen is a professional gardener with a keen interest in food gardening and the environment. You can follow both Mark and Ben on Twitter @MarkCullen4, Facebook @MarkCullenGardening and Pinterest @MarkCullenGardening.

DOUG TARRY HOMES BUILDING QUALITY, DISTINCT HOMES FOR ALMOST 70 YEARS

Doug Tarry Homes has been committed to its customers in St. Thomas and the surrounding areas since 1954. In that time, the company has learned a great deal about homebuilding, with achievements culminating a legacy passed on by Doug Tarry Sr. During the summer family canoe trips, he taught his family to “always leave our campsite better than we found it.”

From the time the company founder envisioned his first blueprint, Doug Tarry Sr. lived his dream of designing and building homes of superior quality and craftsmanship for the families of St. Thomas and surrounding area.

Today, Doug Tarry Homes continues to build upon Doug Sr.’s blueprint for success, one family at a time. The builder recognizes the importance of personalizing your new home, and is proud to offer a complete range of in-house design services, including both structural and decor design. This means homeowners can work with the company’s team of experts to customize your home’s layout, structure and aesthetic.

By offering in-house design services, Doug Tarry Homes is able to ensure that the homes meet the unique needs and preferences of every client. This personalized

approach can help homeowners to feel more satisfied with their home, and make the homebuying process more enjoyable and less stressful.

Having both structural and decor design services in-house also means that the process of designing and building a home can be more streamlined and efficient. Homeowners can work with a single team to design and build their home, which can reduce the potential for miscommunication or delays.

Doug Tarry Homes is dedicated to providing a high-quality, personalized homebuying experience, and its in-house design services are a great example of this commitment.

Doug Tarry Homes offers move-in ready, quick possession homes that are a good option for people who need a new home quickly. The fact that the house price is set, and all costs are transparent, provides peace of mind for homebuyers.

Additionally, the fact that every home is enrolled in Tarion’s new home warranty program is an added benefit, as it ensures that any potential issues with the home will be addressed and fixed by the builder. This can provide further peace of mind for homeowners and make the home maintenance process smoother.

Overall, Doug Tarry Homes is dedicated to providing high-quality homes that meet the needs and preferences of our clients while also offering practical solutions for those who need a new home quickly.

The company is passionate about building responsible homes that are healthy for you and the environment. All Doug Tarry homes are carefully constructed to meet Energy Star for New Homes and CHBA Net Zero Ready qualifications, providing the benefit of energy savings and a lower carbon footprint without sacrificing features, style or comfort for your family.

All homes are Energy Star-certified and Net Zero Ready. What does that mean? Building homes with higher energy efficiency standards has a range of benefits for our homeowners. By reducing the amount of energy needed to heat,

cool and operate your home, you can save money on your energy bills. Additionally, since our homes are built with energy efficiency in mind, have better insulation, tighter air sealing and higher quality windows and doors, this results in a more comfortable and healthier living environment. These factors can also increase the resale value of the home, as more homebuyers are prioritizing energy efficiency and sustainability when searching for a new home. This is the Doug Tarry standard.

Doug Tarry Homes offers a range of standards and upgrades to meet the needs and expectations of its clients. This approach allows homeowners to customize their homes to their liking and make their home uniquely their own.

Some of the upgrades that Doug Tarry Homes offers, such as hard surface countertops, hardwood and ceramic flooring, fireplaces, garage door openers and finished basements, can greatly enhance the functionality and aesthetic of a home.

By offering a variety of upgrades, Doug Tarry Homes is able to cater to a diverse range of preferences and budgets, which can help ensure that all of its clients are able to find a home that meets their needs and expectations.

Doug Tarry Homes is dedicated to providing high-quality homes that are personalized to the unique preferences and lifestyles of its clients.

RIVERSTONE VILLAS

YOUR NEW RETIREMENT LIFESTYLE AWAITS IN WEST LONDON

Located in the thriving and sustainably focused community of West 5, your new retirement lifestyle awaits. Riverstone Villas offers a vibrant lifestyle that’s active, inspired and adventurous. Live freely in an inclusive retirement lifestyle community designed with the modern retiree in mind.

Independent yet social, our residents enjoy exclusive access to premium amenities with their Riverstone Club Membership. Residents are invited to participate in a wide variety of social clubs and activities – and there’s truly something for everyone. Retirees are jumping at the opportunity to lease a Riverstone Villa – they’re

going fast, and limited opportunities are available. Each one-floor home provides the perfect mix of independence and care-free living.

Riverstone Retiree Villas offer ample space for those wishing to maintain a larger home in their retirement. Perfect for hosting and entertaining friends and family, each home includes two bedrooms, two bathrooms, an open concept living area, in suite laundry, back porch and single car garage. A spacious primary bedroom includes a walk-in closet, and private ensuite bath – the ideal area to retreat at the end of each day.

These modern one-floor villas are built by award winning homebuilder,

Sifton Properties, and are designed to effortlessly accommodate a retirement lifestyle. Early renters rave about the soaring ceilings, bright and airy designs, and show-stopping kitchen with plenty of storage and space to entertain. In addition to fresh and modern design, the villas boast high efficiency heating and cooling, efficient lighting, low flow plumbing fixtures, and responsible recycling and composting programs.

“Having lived in a house for many years, we finally decided to move into retirement living. The Riverstone Villas were very appealing, as they have a home feel but are one-level with a garage. They are very well built and

spacious. We also liked the different options as you age that will allow us to stay in the area. Now that we are settled in, we are looking forward to enjoying all the amenities and the social programs like the bus trips and playing cards. The restaurant is excellent, we have enjoyed all of our meals.” – Bill and Jan, first villa residents at Riverstone

Just like Bill and Jan, new residents and visitors alike are delighted to immerse themselves in the Riverstone community. Each newcomer brings their own story, and together residents and dedicated team members are becoming family. This is made easy with the Riverstone Club Membership – which offers perks, including access to a fitness studio, social events, as well as the little things that will help you live care-free, such as housekeeping and yard maintenance. Perhaps most impressive are the complementary dining experiences at a rooftop restaurant that overlooks Riverbend Park. Residents of the retiree apartments have become fast friends, enjoying everything from ball games to buffets, hula dancing lessons to “Elvis” live on their red carpet.

The location of Riverstone Villas is unmatched. West 5, located in West London, Ont. is home to a variety of amenities and residences, with a focus on using the most innovative and sustainable building technologies available. Its walkable design puts everything you need right outside your front door. Stroll the nature trails with a morning coffee, grab a

green drink after yoga class, shop unique retail boutiques and enjoy personal services such as dental, physiotherapy, optometry and more, just a few steps from home.

Opening spring of 2023, Legacy Square will be your outdoor neighbourhood destination to relax and recharge. This community hub will feature open greenspace, walking paths, an event stage and interactive elements that promote mindfulness. You’ll have a beautiful outdoor space

to relax with friends, enjoy eats from local food trucks and experience live music and curated events – all designed to foster connection among neighbours.

If you long for a retirement lifestyle that offers beautifully built homes in a thriving walkable community, look no further than Riverstone Villas. Visit liveatriverstone.ca or call 519.474.4410 to learn more about the Active Life summer savings and choose from three great opportunities to save.

by LINDA MAZUR

HOW TO MAKE YOUR ALL-WHITE KITCHEN POP

Colourful kitchens are definitely a trend we are seeing everywhere. Rich deep blues, earthy greens and bold reds are prominent in kitchen design, as are warmtoned woods and even fun-filled pastels.

Does this mean that white kitchens have waned in popularity? On the contrary. The white kitchen is like a string of pearls – classic and goes with everything. Whichever way the current trends lead us, white kitchens are still a much sought-after mainstay that will never go out of style. The bright, fresh look and feel of white cabinetry never really loses its appeal, and for many is the goal for their kitchen renovation. However, as appealing as a white kitchen can be, it can equally be stark, cold and lacking personality.

Kitchens are undoubtedly the heart of a home; however, they have morphed from simple utilitarian

spaces to rooms that are multifunctional, not only reflecting personal style but also the way we live. They have become cosier, warmer and far more central to dayto-day life, as well as entertaining.

White cabinets are timeless, there’s just no arguing that. They are an easy commitment that will offer you a lot of flexibility when it comes to the final aesthetics of your kitchen. However, moving beyond an all-white kitchen can open you up to a world of finishes, colours and inspirations that can introduce some of the current kitchen trends into your space.

White kitchens are always desired, because of their classic, timeless, simplistic approach. They are easy to elevate, as they provide us with a blank canvass. Whether you are drawn to the warmer, more earthy whites, or cooler, more modern

whites, there is undoubtedly an abundant variety to select from for your cabinetry which can set the tone for your space.

Add dimension to your kitchen with a patterned backsplash tile, or use a bold marble, quartz or porcelain for your countertop, then continue it on your backsplash to really make a statement in your home.

An impactful floor, whether tile or wood, can be a wonderful asset in the space, as can the introduction of mixed metals and hardware. Adding strategic touches of colour or wood accents to your cabinetry can also enhance and elevate the aesthetics of your kitchen.

And let’s not forget accessorizing your space with colourful artwork, furniture or greenery to add some life to those white cabinets. The great thing about adding colour by accessorizing your kitchen is the ease with which it can be altered if you have tired of the latest trend colour

– the blank canvas of a white kitchen will remain for your next creative inspiration. Kitchen renovations are an expensive endeavour, while revamping some accessories can prove to be far more palatable.

Today, the movement is more towards a streamlined look that highlights simplicity, functionality and style. Though the white-on-white kitchen has waned in popularity, white cabinetry has not and will always be a favourable option in kitchen design. Instead of dreaming of an “all white kitchen,” think about shaking it up a bit with the addition of colour, statement lighting or maybe a great wallpaper or fabric for a window treatment. When looking for inspiration for your kitchen renovation, look to see how you can introduce a mix of colours, textures and finishes that will create a kitchen space that keeps you moving forward trend-wise, while still giving you the white kitchen you desire.

Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds within Toronto, the GTA and throughout Canada. lindamazurdesign.com

@LindaMazurGroup

CHOOSING THE RIGHT

COFFEE TABLE

by LISA ROGERS

Many of us have been thinking of doing some redecorating but are not sure exactly where to start, or if we actually want to do an entire room or just enhance it. In the context of the living room or den, a good place to start is always the centrepiece – the coffee table.

HOW TO PICK THE RIGHT COFFEE TABLE

The design decision isn’t as intuitive as you may think. Here’s what to consider before you make your purchase. Choosing the right coffee table for your space seems simple enough: You walk into your favourite shop, pick a piece you love, go home and voila! But wait a few hours, reflect a little more and you may realize that you made the wrong choice. Like choosing the right couch, finding the right coffee table takes some larger considerations. Size, height and width all matter, as does scale and proportion. Does it have to be kid-friendly or storage-friendly? Does it fit your lifestyle or your room?

CONSIDER SIZE FIRST

Is there anything more awkward than an ill-fitting coffee table? One that’s too high or far too low? The general rule is that you should find a coffee table that is ideally standing at the same height as the cushions, or one to two inches. lower. If you go too far on either side of that equation, it will just look off and throw the whole space into question.

DON’T FORGET PROPORTION

Similar to the above sentiment, look for a coffee table that has the right length in comparison to the width of your couch. In specific terms, this means your coffee table should be two-thirds the length of your couch. So, for a 96-in couch, look for a coffee table that is 64 in. long. Also, think about distance, too: From the edge of your couch to the edge of the table should be 18 in. Why? You want it to be close enough to reach for your drink or put your book down, but far enough that you can stretch out your legs.

BALANCE YOUR STYLE

Find harmony between your couch style and your coffee table style. If you have a substantial couch in a solid block of colour, try pairing it with a “lighter” version of a coffee table that’s glass with a chrome frame. If your couch is more streamlined and smaller in frame, opt for a coffee table that has more weight to it, whether that’s a wooden piece or an entirely solid base.

FUNCTIONALITY

Do you have pets or children? Might be best to opt for a coffee table that

has an oval shape; no hard edges mean no possible injuries. Consider what the primary use of the table will be: Is it purely decorative, for storage or for entertaining purposes? All of that comes into play. Some tables come with shelves or drawers, others with materials that may stain if a wet drink or food is placed on it. Pick a piece that works with your lifestyle.

MATERIALS

Speaking of materials, there is a plethora of different varieties you can choose from, from woods to metal, marble and Lucite. Again, this depends on your overall room (and house) style. You want the coffee table to meld harmoniously with all

your other furnishings and not stand out like a sore thumb. Whether you favour contemporary or vintage, take a quick snap of your space to bring with you on your buying excursion. It will really help store clerks find the appropriate style for you, and you can also remind yourself of exactly how your space looks while out shopping.

CONSIDER MULTIPLE MINI-TABLES

Maybe a bit controversial for some, but sometimes a set of mini tables works better in a space than one larger coffee table. This is especially true of smaller spaces, because it offers a level of flexibility in terms of how you use the tables, and where you put them.

Lisa Rogers is Executive Vice-President of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and as a regular guest expert for fashion and image, health and wellness and design on CityTV’s Cityline. Follow Lisa’s blog at craftedbylisa.ca

MAPS

Complete guide to adult lifestyle communities

6 TIPS TO HELP YOU RENEW YOUR MORTGAGE

OR BUY A NEW HOME

JESSE ABRAMS

The spring market is around the corner, which means many buyers are gearing up to purchase a new home. At the same time, existing homeowners may find that their mortgage is soon up for renewal. Here are some key things to consider, whether you’re entering the market as a new buyer or navigating the renewal process.

IF YOUR MORTGAGE IS UP FOR RENEWAL

1. Shopping around different lenders can save you money

We’re always eager to get a second opinion when it comes to our cars or an airline ticket, and it’s even more important to do the same for our mortgages. More than 50 per cent of borrowers don’t consider shopping around for a mortgage when it comes time to renew. As a homeowner, it’s important to know that you’re not obligated to renew your mortgage with your current lender, and better options are available. By shopping around at renewal, you have an opportunity to save money not only with a lower rate, but with better mortgage features.

2. Consider prepayment privileges and penalties to save you money

By the time your mortgage is up for renewal, your financial situation and goals have likely changed since when you first bought your home. If you’re now in a position where you are able to pay down your mortgage faster because your income increased, or you’ve received a monetary gift

from a family member, you’ll want a mortgage that allows you to do this without penalties. If your goal is to be mortgage-free, you’ll definitely want to read the fine print and consider the prepayment privileges and penalties associated with your mortgage – as this can save you thousands of dollars down the line.

3. Pay off or consolidate debt and refinance before renewal

If you have a loan that you’re planning to pay off, it’s best to get that finalized before you renew your mortgage. If you find yourself in need of a loan, it’s wise to hold off applying until after your mortgage renews. Having outstanding debt or applying for a new loan could potentially make or break your chances of passing the mortgage stress test. Renewal time is a good occasion to determine if it makes sense to refinance your mortgage and potentially leverage your home equity to pay off your debts at a much lower rate.

IF YOU PLAN TO BUY A NEW HOME BUT YOUR MORTGAGE IS NOT UP FOR RENEWAL

1. Determine your affordability by getting pre-approved

Before you begin your home search, you will want to get clear on how much you can afford. A mortgage pre-approval is an excellent way to understand your home affordability, and can save a lot of time and stress throughout the buying process. It will help you set a clear budget and simplify your home search so that you’re not looking at homes outside of your price range. Although preapproval is not mandatory, it offers buyers a handful of advantages that ensure a positive buying experience.

2. Search for mortgage options outside of your bank

A common mistake many Canadian homebuyers make is that they will often go directly to their bank for a mortgage, without taking the time to explore other options. Believe it or not, Canadians are able to secure a mortgage outside of the big banks through other lenders such as credit unions or monoline lenders. These lenders offer strong mortgage products that may be more suitable to your needs and financial situation. Since mortgage products, features and terms vary from one lender to the next, shopping around is essential and will ensure that you lock in a mortgage that you’re completely confident in.

3. CMHC insurance is required for down payments less than 20 per cent

In Canada, the minimum down payment is from five to 20 per cent. If you’re a first-time buyer with a down payment in that range, you’ll be offered what is called a “highratio insured mortgage.” This type of mortgage requires you to pay CMHC insurance, which allows you to borrow up to 95 per cent of the purchase price of a home while protecting the lender in case your mortgage defaults. The cost of this insurance typically ranges between 2.8 and 4.0 per cent of your overall mortgage amount.

thinkhomewise.com

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm.

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