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Last issue, we wrote about initiatives the federal government could undertake to help with the ongoing housing supply issue, as Prime Minister Justin Trudeau met with his cabinet in Charlottetown, PEI to discuss exactly that.
Indeed, the provincial government and municipal counterparts throughout Ontario now have housing as a permanent high level agenda item, as they all try to find ways to address supply and affordability.
Trusting that Trudeau and company would come up with helpful measures, we then counted on the Bank of Canada to hold its target for the overnight rate at its latest announcement on Sept. 6. Thankfully, it did, keeping the influential rate at five per cent – a symbol of hope for prospective homebuyers, if not an actual financial incentive for some to take action sooner than later.
Sure enough, on Sept. 14 Trudeau announced Ottawa would remove the GST from new rental construction, including apartment buildings, student housing and seniors’ residences. This would apply to projects that begin construction on or after Sept. 14, 2023, and on or before Dec. 31, 2030, and are completed by Dec. 31, 2035. He also urged the provinces to similarly remove sales taxes from new rental construction – which Ontario has already said it would “as soon as possible.”
EMAIL: wayne.karl@nexthome.ca
TWITTER: @WayneKarl
“The stark and deeply troubling fact is that we are in a housing crisis and face an acute shortage of supply, so it is critical that government leaders come up with steps to spur construction of more housing and purposebuilt rentals,” says Richard Lyall, president of the Residential Construction Council of Ontario (RESCON). “We need millions more units and must pull out all the stops to make that happen. The moves proposed (on Sept. 14) are a good start.”
RESCON is also advocating for tax incentive programs that eliminate the collection of taxes on profits emanating from residential construction projects where the funds are reinvested into advancing similar projects. Similar programs resulted in tens of thousands of housing units in the 1960s and 1970s.
These initiatives are a good start, yes, with more to come from all levels of government.
Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com
Paul Baron is President of TRREB, and a career real estate executive with more than 30 years of experience. He is the Broker of Record for Century 21 Leading Edge Realty Inc., which he founded in 1993. trreb.ca
Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.
Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca
Barbara Lawlor is President and CEO of Baker Real Estate Inc., and an indemand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments in Canada and overseas. baker-re.com
Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds within Toronto, the GTA and throughout Canada. lindamazurdesign.com @LindaMazurGroup
Ben Myers is President of Bullpen Consulting. Ben provides pricing recommendation, product mix, and valuation studies on new residential housing developments for builders, lenders and property owners. bullpenconsulting.ca
Lisa Rogers is Executive Vice-President of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and as a regular guest expert for fashion and image, health and wellness and design on CityTV’s Cityline. Follow Lisa’s blog at craftedbylisa.ca
Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.
Dave Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter at @bildgta or visit bildgta.ca
SENIOR VICE-PRESIDENT, SALES, NEXTHOME
Hope McLarnon 416.708.7987, hope.mclarnon@nexthome.ca
DIRECTOR OF SALES, ONTARIO, NEXTHOME
Natalie Chin 416.881.4288, natalie.chin@nexthome.ca
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EDITOR-IN-CHIEF – GREATER TORONTO AREA
Wayne Karl, wayne.karl@nexthome.ca
CONTRIBUTORS
Jesse Abrams, Paul Baron, Mike Collins-Williams, Debbie Cosic, Sara Duck, Barbara Lawlor, Linda Mazur, Nick Monteleone Ben Myers, Lisa Rogers, Jayson Schwarz, Dave Wilkes
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The GTA new home market was slow in August, the Building Industry and Land Development Association (BILD) reports.
There were 711 new home sales in August, up 52 per cent from August 2022 and 63 per cent below the 10-year average, according to Altus Group, BILD’s official source for new home market intelligence. It was the second lowest August for new home sales since Altus Group began tracking in 2000.
“While August is typically a slower buying month, the return of the
interest rate hikes further dampened GTA new homes sales,” says Edward Jegg, research manager at Altus Group.
Condominium units, including in low-, medium- and highrise buildings, stacked townhouses and loft units, accounted for 443 units sold in August, up 15 per cent from August 2022 and 66 per cent below the 10-year average.
There were 268 single-family home sales in August, up 227 per cent from August 2022 and 56 per cent below the 10-year average. Single-family homes include detached, linked, and semi-detached houses and townhouses (excluding stacked townhouses).
Total new home remaining inventory decreased compared to the previous month, to 16,139 units. It included 14,242 condominium apartment units and 1,897 single family lots, representing 13.7 months and 4.5 months of inventory, respectively, based on average sales for the last 12 months. A balanced market has nine to 12 months of
inventory. Remaining inventory includes units in preconstruction projects, in projects currently under construction, and in completed buildings.
“Interest rates remain a barrier for prospective new-home buyers in the GTA,” says Justin Sherwood, senior vice-president of communications and stakeholder relations at BILD. “However, the relatively strong sales of single-family homes in August demonstrate that municipalities need to enable the building of a mix of housing types to make sure families can find the homes they need when more typical market conditions return.”
Benchmark prices increased slightly in August compared to the previous month. The benchmark price for new condominium apartments was $1.08 million, which was down 8.5 per cent over the last 12 months. The benchmark price for new single-family homes was $1.72 million, down 7.3 per cent over the last 12 months.
Higher borrowing costs, continued uncertainty about the economy and Bank of Canada decision-making, and the constrained supply of listings resulted in fewer home sales in August 2023 compared to August 2022, according to the Toronto Regional Real Estate Board (TRREB).
The average selling price remained largely unchanged over the same period. On a seasonally adjusted monthly basis, sales and average price edged lower.
“Looking forward, we know there will be solid demand for housing – both ownership and rental – in the Greater Toronto Area (GTA) and broader Greater Golden Horseshoe,” says TRREB President Paul Baron. “Record immigration levels alone will assure this. In the short term, we will likely continue to see some volatility in terms of sales and home prices, as buyers and sellers wait for more certainty on the direction of borrowing costs and the overall economy.”
GTA realtors reported 5,294 sales in August 2023 – down by 5.2 per cent compared to August 2022. New listings were up by 16.2 per cent year-over-over, providing some relief on the supply front, but year-to-date listings are still down substantially compared to the same period last year. Seasonally adjusted sales were down slightly by one per cent monthover-month compared to July 2023,
while new listings were up slightly by 1.3 per cent compared to July.
“More balanced market conditions this summer compared to the tighter spring market resulted in selling prices hovering at last year’s levels and dipping slightly compared to July,” says TRREB Chief Market Analyst Jason Mercer. “As interest rates continued to increase in May, after a pause in the winter and early spring, many buyers have had to adjust their offers in order to qualify for higher monthly payments. Not all sellers have chosen to take lower than expected selling prices, resulting in fewer sales.”
The MLS Home Price Index Composite benchmark for August 2023 was up by 2.5 per cent yearover-year. The average selling price was also up, but by less than one per cent to $1.08 million over the same timeframe. On a month-over-month seasonally adjusted basis, the MLS HPI Composite benchmark was virtually unchanged and the average price edged lower by 1.6 per cent.
“While higher interest rates have certainly impacted affordability, the prospect of higher taxes will also hit households’ balance sheets, especially younger buyers with limited savings,” says TRREB CEO John DiMichele. “With the City of Toronto moving to raise the municipal land transfer tax (MLTT) rate on properties over $3 million as a revenue tool, it
must also consider helping first-time homebuyers struggling to enter the market by adjusting their tax rebate threshold to reflect today’s higher home prices.
“All three levels of government need to be focused on the key issue impacting affordability in the GTA: Lack of supply,” he adds. “Right now, there continues to be a policy mismatch between population growth through immigration and temporary migration and bringing online enough housing to accommodate this population growth. If we can’t house newcomers, they will look elsewhere, and Canada and the GTA will lose its competitive edge on the global stage.”
The luxury market in Toronto remains a bright spot among headwinds that challenge the condominium market across Canada, according to the ReMax 2023 National Condominium Report.
Recent economic indicators suggest that any further interest rate hikes in the near term could dampen a short-lived bounce in condominium activity in major markets across the country, the report says.
After four consecutive months of sales surpassing year-ago levels, renewed concerns over higher interest rates could slow homebuying activity in the GTA condo market in the coming months. Overall sales of condominium units and townhomes in the GTA yearto-date (January to August) are off last year’s pace by 12.8 per cent at 18,263, compared to the 20,948 units sold during the same period in 2022. The average price of condominium apartments and townhomes combined has softened as well, with values hovering at slightly less than $750,000, down six per cent from year-ago levels.
Affordability continues to be a factor in the market, with high interest rates and the government stress test acting as roadblocks to homeownership, ReMax says, as fewer first-time buyers can qualify for a mortgage, despite lower overall condominium values. Those who are committed to buying, including
first-time buyers, investors and downsizers, are willing to travel further afield to realize value, as evidenced by the uptick in condo sales in the 905 where buyers realize more bang for the buck and are not subject to the municipal land transfer tax applied in the 416 area.
According to the Toronto Regional Real Estate Board’s (TRREB) MarketWatch, 70 per cent of yearto-date condo sales were between $500,000 and $799,999, while 65 per cent of condo townhomes moved between $600,000 and $899,999.
The top end of the condominium market has remained relatively strong, with sales over the $2 million price point climbing 5.7 per cent, up from 173 units between January and August 2022 to 183 during the same period in 2023. Slightly lower values were one factor contributing to the increase in homebuying activity at luxury price points. The average price of sales of more than $2 million was $2.92 million, compared to $2.96 million during the same period in the previous year. The uber-luxe segment of more than $5 million also experienced a bump, with 11 properties moving in 2023, compared to nine in 2022.
Despite the softer sales and average pricing, GTA condominiums were able to grow their market share by almost a percentage point year-overyear, rising from 36.3 per cent to 37.2 per cent of all TRREB sales. The townhouse segment maintained 7.8 per cent of the market in both 2022 and 2023.
With the posted interest rates for a five-year, fixed-rate mortgage hovering at close to six per cent at each of Canada’s five major banks and possible increases expected, a one-per-cent downward adjustment to the stress test would go a long way in helping younger buyers gain a foothold in today’s market, ReMax says.
“It’s really a mixed bag of results in markets across the country when it comes to condominiums this year,” says Christopher Alexander, president of ReMax Canada. “While there was some momentum in the market early in September that dovetailed with the Bank of Canada’s announcement to pause interest rate hikes, the most recent inflation numbers extinguished the flame. Lifecyle sales will continue to contribute to steady activity, but a comeback similar to that of the second quarter is likely out of the question.
“The cost of living is out of control in larger centres and even the most affordable housing now carries a pretty substantial sticker price,” adds Alexander. “Earnings have not kept pace with housing costs and inflation continues to stretch household budgets thin. Taxation is also an issue, with the City of Toronto gearing up to introduce an even more punitive Municipal Land Transfer Tax in January of 2024.”
WINNERS ALSO INCLUDE:
Project of the Year – Lowrise: Branthaven Homes, West&Post, Oakville
Project of the Year
–High- or Midrise:
National Homes, Northshore, Burlington (ADhoc Studio, esQape design inc., Kirkor Architects & Planners, McOuat Partnership)
People’s Choice:
Amexon Development Corp., The Residences at Central Park, Toronto
Project of the Year, High- or Midrise,
The Ontario Home Builders’ Association (OHBA) has announced the winners of the 2023 OHBA Awards of Distinction (AoD). This annual awards program recognizes the creativity, innovation and excellence of builders, renovators, developers and service professionals within Ontario’s residential construction industry. Categories span seven groupings, including architectural design, renovation, room design, image and advertising, on-site sales presentation and the coveted prestige awards.
The coveted Ontario Builder of the Year was divided into two honours, representing both small and largevolume builders across the province.
The 2023 Ontario Builder of the Year – Small Volume honour was
presented to Dietrich Homes. Based in Peterborough, Dietrich Homes is dedicated to quality, innovation and community engagement. Currently constructing Net Zero and Net Zero Ready homes in its Trails of Lily Lake community, Dietrich is committed to embracing green initiatives to enhance the lives of Ontario homebuyers.
The 2023 Ontario Builder of the Year – Large Volume honour was presented to The Daniels Corporation. As a full-service developer, The Daniels Corporation has built more than 39,0000 homes spanning 39 years in business. Based in Toronto, Daniels has built its reputation for being a fully inclusive, vertically integrated community builder/developer by creating lasting, vibrant and healthy communities.
(credit to: Core Architects Inc., II By IV Design)
For the full list of winners, visit ohbaaod.ca.
Midrise Building (4-10 Storeys)
Pratt Homes, Elements Condominiums, Barrie Highrise Building (11-plus Storeys)
Minto Communities, North Oak Tower 3, Oakville
(credit to: Figure3, NAK Design Strategies Inc., Quadrangle)
High- or Midrise Condo Suite (Up to 800 Sq. Ft.)
Brixen Developments Inc., Exhale Residences, Mississauga (credit to: 52 Pick-up Inc., Architecture Unfolded)
High- or Midrise Green Building (4-plus Storeys)
Tridel and Hines, Aquabella Bayside, Toronto
Central Park – nature-inspired community rising in the Bayview Village neighbourhood
Central Park, a vibrant, master-planned, mixed-use condominium community in the prestigious Bayview Village neighbourhood, is receiving rave reviews as a nexus between the urban and natural worlds.
Softening fall resale market could represent opportunities for buyers While higher interest rates may lead to a softer resale market this fall, holding prices may represent an opportunity for well-prepared prospective buyers –especially in Ontario.
Introducing Arcadia District – a home for all of life’s moments
EllisDon Developments introduces an extraordinary urban development that is set to redefine the landscape of Etobicoke – Arcadia District residences at Bloor and Kipling.
CentreCourt unveils Pickering City Centre master-planned development in downtown Pickering CentreCourt Developments has announced its highly anticipated plans for Pickering City Centre, a new mixed-use community located directly off Hwy. 401, at the epicentre of Pickering’s emerging downtown core.
The West End Home Builders’ Association has been advocating for housing affordability and choice by supporting regulations that facilitate new home construction of all types, and by proposing reforms of policies that keep our cities stagnant.
What governments aren’t doing to help the housing crisis
Most politicians don’t have the education or work experience when it comes to developmental planning and construction, and those who sit in government offices rubber-stamping projects, are no more informed. We need to find new ways to expedite the homebuilding process.
in the GTA between condominium and rental tenured buildings.
Between 2000 and 2022, metro area developers have been building about 17,000 condo unit per year, compared to less than 2,500 rental apartments.
Predicting changes in the housing market is a formidable challenge, and one of the factors influencing housing that had previously been ignored is demographics. In Canada, a prolonged trend of an aging population coupled with a declining birth rate has compelled the federal government to respond by targeting more immigration. However, the considerable increase in the population has amplified the need to expand housing options, particularly an urgent demand for new purposebuilt rental accommodations.
The economics of building purpose-built rentals have been challenging due to multiple factors: Rising land costs, higher government charges, soaring construction costs and, more recently, higher borrowing costs due to the increase in interest rates. The present economic realities, coupled with the huge decline in rents that occurred during the pandemic, have made the development industry and their capital partners reluctant to make the necessary financial investment in rental apartments, even as the need has been growing.
In the GTA, developers are much more likely to build condominium apartments due to the lower upfront equity requirements, the revenue certainty that comes with selling the product upfront, and the greater availability of construction financing dollars. Since 2000, these realities have resulted in a significant disparity
While it is true that many of these condos have been purchased by investors who rent the units out, providing much-needed supply to tenants, there is concern about the long-term viability of relying on individual investors to create housing and the problem of tenant security when that suite can be sold at any time. Developers have been advocating for a change in the way new buildings are taxed to allow them to build more dedicated rental buildings, and create a better tenant experience.
Recently, both the Liberal and Conservative federal parties have announced incentives to help motivate developers to build more purpose-built rentals. Most significantly, both parties will remove the GST and/or HST from these developments, making them immediately more financially viable. At the same time, the Conservatives plan to offer, in the words of their leader Peter Poilievre, a “carrot-andstick approach.” If municipalities increase housing stock by 15 per cent, they will receive government funding bonuses, and if they don’t, they will have funding clawed back.
The lack of supply is already evident in today’s market. Since the recovery from the pandemic started, rental and condo apartment rental rates in many GTA municipalities have increased by almost 50 per cent – a staggering figure. Economics 101 would tell you that this
massive increase in revenue should encourage more developers to build apartments, but government fees that are absurdly high, unnecessary planning obstacles, and NIMBY (Not in My Backyard) resistance to tall buildings have made many of these projects “no longer pencil out,” as they say. Removing GST may greenlight more of these projects, but more creative financing is needed, as well as the removal of municipal and provincial red tape.
As our government continues to tackle housing affordability, it is clear how difficult that task is due to inflation, higher rates, environmental concerns, lack of land availability, lack of skilled trades and many more risk factors. To be completely honest, there are a lot of people who do not want house prices or rents to decline, and they will vote down politicians who want to make substantial changes to the housing landscape.
If I were a betting person (which I am not), I’d wager on decreasing affordability and higher house prices in five years. Don’t take my word for it; do your homework and conduct your own research. Consider hiring a reputable realtor and mortgage broker, and good luck.
Ben Myers is the President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. Contact him at bullpenconsulting.ca and @benmyers29 on Twitter.
The results are in, and National Homes’ newest community, Northshore Condos, recognized as the winner of the best new condominium in Ontario.
This spectacular success comes in the form of the Ontario Home
Builders’ Association’s esteemed Awards of Distinction, at which Northshore won as the coveted Mid/Highrise Project of the Year. This Prestige Award recognizes the most exceptional new community in the province across all elements of
design, quality and value, of which Northshore rises above the rest.
A new mixed-use condominium close to Burlington’s desirable waterfront, Northshore is designed to invigorate the neighbourhood in a unique way. Northshore strengthens
the infrastructure of the community with its mixed use properties, easy access to transit and two GO Stations, offering a variety of suite types for all budgets. Northshore strives to connect its diverse community and offer each resident a beautiful, comfortable home to call their own.
Once complete, Northshore will provide homeowners with an enriching lifestyle through a balance of neighbourhood amenities – such as nearby education, recreation, retail, dining and more – designed to support all facets of life ranging from social and wellness to productivity and utility.
This award-winning project offers a pet wash and dog lawn to accommodate your furry friends, a playground and park keep the kids active, and a variety of indoor and outdoor social spaces to encourage residents to connect with one another. Additionally, the residents of Northshore are invited to make use of the boardroom and co-work lounge to create the perfect hybrid workplace all within the comfort of their home. Northshore is designed
to accommodate the lifestyles of all future residents, offering something for everyone, from the fitness and yoga studios to the beautiful galleria and lobby, showcasing modern interior design and a living feature wall.
However, it’s the Skyview Lounge and rooftop terrace that truly crowns Northshore’s incredible amenity spaces. Despite its name, the sky isn’t the only thing this rooftop terrace has amazing views of – overlooking the Burlington Golf & Country Club, as well as the dazzling expanse of Lake Ontario, you’ll be able to see right to the horizon. With shady pergolas, lush landscaping, fire tables, two separate outdoor kitchens and multiple lounge areas, it’s a fantastic place to relax, entertain, dine, work or celebrate.
The OHBA’s prestigious Project of the Year Award doesn’t just celebrate lifestyle, however. From layout and style to technology and sustainability, Northshore was created to reflect the highest standards across the board.
Flexible one-, two- and threebedroom suite designs not only offer something for every budget,
but every lifestyle. Bright Ideas for Living, a patented program created by National Homes to bring innovative solutions for storage and space, make even the smallest suite more functional. Committed to becoming LEED (Leadership in Energy and Environmental Design) Certified on completion, Northshore has an unwavering dedication to sustainable building practices and energyefficient systems.
Ultimately, this is what makes the difference between a quality community and the best new community in the province. Northshore is revolutionizing modern condo living in Burlington. To learn more about opportunities to own in this new award-winning new community, visit the Northshore Presentation Centre at 484 Plains Rd. E., Burlington.
Of course, Northshore isn’t the only condo that National Homes has in the works. In partnership with Brixen Developments, DUO Condos is a collection of two stunningly modern towers rising above downtown Brampton.
Tyandaga Heights, Burlington, traditional two-storey towns from $999,990 – freehold common element
DUO Condos, penthouse suites
DUO Condos, Skyview Party Room
While it’s most notable for its uniquely eye-catching architecture, DUO is another example of excellence in lifestyle-inspired design. In a neighbourhood chosen for its superior walkability, transit-friendly infrastructure, future LRT and welldesigned growth plan, DUO will introduce a ground-level mixed-use organic gathering space inspired by the European piazza where people will be able to pick up coffee, mingle and enjoy community at its most natural.
This fall, DUO Condos has introduced another new release of studio, one-, and two-bedroom suites on top of two exciting new collections – penthouse suites and modern townhomes.
These striking penthouse suites offer an elevated lifestyle within this bold new community, complete with curved corner balconies showcasing breathtaking views of the city and the highest calibre of style and quality.
The townhomes, on the other hand, are a whole new way to DUO. Located adjacent to the distinctive towers, these modern towns offer an unique opportunity for ground-level living with all the benefits of a condo community packed with incredible amenities. Private entrances,
terraces and balconies, two spacious bedrooms and the endless experiences that await within DUO itself. It’s the perfect combination of traditional townhome living and a modern condo lifestyle.
To learn more about this unique new release, visit duocondos.ca or check out the Presentation Centre at 245 Steeles Ave. W., Brampton.
Though it might seem hard to believe after the spectacular success of both Northshore and DUO, National Homes has been wellknown for its lowrise communities for 50 years, with a prolific portfolio of thousands of happy homeowners.
In its commitment to creating communities best suited to modern homebuyers, the company has ascended to the world of highrise, but National hasn’t forgotten its roots. In the coming months, two of its newest communities of beautiful townhomes are expecting brand new releases.
Whitehorn Woods, an awardwinning collection of traditional freehold townhomes in Mississauga, is growing with a new collection of traditional townhomes by the Credit River. It’s perfectly placed between woodland trails and walkable
amenities, with schools, parks and shops around every corner. But the best part is the homes themselves, where spacious designs and modern style meet the convenience of private garages and backyards.
Back in Burlington, Tyandaga Heights will return with its own freehold traditional two-storey towns in a private enclave. Within a coveted uptown neighbourhood close to the waterfront, culture and convenience are found in equal measure. These stylish townhomes offer the prestige of extra-deep ravine lots, flexible designs and a new park at the centre of the community itself.
There are many things that set National Homes apart when it comes to excellence in homebuilding, but it always comes down to you. Through deep research, focus groups and surveys, National Homes builds communities where You Are The Blueprint, coming as close to perfection as is achievable. And that’s why National’s communities consistently win awards at a municipal, provincial and national level.
Learn more at nationalhomes.com and duocondos.com.
Northshore Condos, Burlington Whitehorn Woods, freehold towns in MississaugaIt takes a village to build a community. Starting with a transformative location, it continues with a transit-oriented and pedestrian focused vision, steps to GO transit, subways and streetcars, and it flourishes amidst an expansive public promenade. This is true urban living in the Bloor Kipling Corridor, where you can shop, dine, be entertained, and access highways and transit
COMING SOON
Starting in the mid $500’s ARCADIADISTRICT.COM
with ease, all close to home. Stroll the tree-lined streets to parks and trails for tranquility or activity. Hop over to Sherway Gardens mall and 200+ shops and services. Or, enjoy the robust 62,000 sq ft of amenities at your door. EllisDon is creating a meticulously crafted master-plan community with a turnkey lifestyle experience – for everyone.
On a recent to trip to Germany, I was impressed with the medical attention and the assistance we received. I also witnessed a lifestyle that appeared to be more in keeping with a dignified appreciation for all of their citizens. They, too, are struggling with inflationary housing prices, and many factors are contributing to this, including an influx of refugees arriving in Germany from the Ukraine. Planned subsidies are being introduced to help promote homeownership. One such program is restricted to the sale of new-build housing, and offers loans at preferential interest rates.
Canada is also an attractive destination for refugees seeking safety and a better quality of life. So many factors are contributing to the housing crisis. There are delays at every level of government when it comes to getting building permits and planning permission. New homebuilders can’t even get started on projects in a timely manner, further exasperating the housing situation. More has to be done to expedite the process so the problems can actually be fixed. And more has to be done to assist Canadian citizens with homeownership.
We have the first-time homebuyer incentive. This program offers five to 10 per cent of the home’s purchase price to put towards a down payment. This assistance is supposed to lower the mortgage carrying costs. Still, with rising interest rates this initial injection does little to soften the monthly expenses, and you have to pay it back. And, what’s available for someone
who finds themselves all alone, or raising kids on their own, during their 30s, 40s and 50s following a death or divorce? How are they supposed to manage? And what about our aging population? Someone who was self-employed, or relied on a spouse, won’t have a pension to help support themselves or their household.
For the first time in our living history, homeownership may not be a credible dream for some Canadians. Many people struggle with this reality, and are constantly weighing the pros and cons of owning or renting. Homeownership has always been a secure investment that increased in value over the years, and provided equity for the advancement of a family. If seniors don’t have a house to sell later in life, then we’ve come full circle as it relates to how people will support themselves in their golden years. It’s getting more and more difficult.
With these concerns in mind, there are many building projects that are offering amazing incentives to attract homebuyers during these times of uncertainty – ones that are tailored to all types of purchasers.
Flex. Boutique Condos in Waterloo is offering fully furnished units with a lease guarantee, free property management fees for two years, parking discounts and capped development fees, as well as the right to lease during occupancy.
Located east of the GTA in Pickering is the Grand Condos, by Chestnut Hill Developments. This project is offering a cash flow-positive incentive program, with the intention of lowering the carrying costs for up to two years. This type of assistance is more in keeping with pre-pandemic levels, and offers the investor peace of mind knowing that their rent will cover the monthly expenses. These
types of programs haven’t been seen in years, and are a perfect opportunity for savvy investors and prospective homebuyers – but the time to act, is now.
We sometimes have to look at a counterintuitive approach when fulfilling a dream that is not in keeping with outdated formulas. For those who are new to the housing market, they might have to look for a property that has an auxiliary income. Perhaps a larger home could be reconfigured into a duplex or a triplex to assist with carrying costs? There are many possibilities when you stretch your creative ingenuity. The world of housing is changing, but we all deserve a roof over our heads – one that offers us comfort, security and a sustainable way of life.
Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca
JAYSON SCHWARZ, LLM
So, you have decided to sell your home. While there is no legal requirement that a real estate agent be involved in an agreement of purchase and sale – or in a real estate transaction, for that matter –most agreements and transactions involving the purchase and sale of real property do involve real estate agents.
How do you pick a realtor? Let’s see… Uncle Bob’s cousin’s sister’s aunt’s brother-in-law Bill, says that Sadie is a great agent and you should use her. That’s good enough for Bill and should be enough for you. Wrong. When you want to pick your realtor, be careful, be challenging, be prudent, be investigative and be picky. Your realtor is one of the most important and expensive steps in selling your home. A good realtor can sell your home quickly and at the right price. A bad realtor can leave you sitting with your house going stale on the market, and frankly could even cause you damage if you bought somewhere else.
Firstly, interview a number of agents. Let them sell you first. If they can’t sell you, how can they sell your home to someone else? Ask for references and follow up with them. Call people who they claim they did a great job for and speak to them. Check with your lawyer (you have a lawyer of course… get the lawyer first) and ask the agents to tell you how many houses they have listed and how many sold in the last six months. Ask for a written proposal as to how they will proceed, where
and how often they will advertise, conduct open houses, handle signage – all of those kinds of things. You want a plan, not a promise.
When you decide on a real estate agent, you will be asked to sign a listing agreement. This contract sets out the terms on which you are willing to sell your property. Contrary to popular belief, the listing agreement is not a legal requirement that you accept any offer, even if it is on the same terms you said you wanted in the listing agreement.
The listing agreement contains how much you will pay your realtor and/or the selling agent as well as the terms. It is valid and binding. This is really important – be careful and negotiate the commission rate and the term. Use these items to enforce performance by the realtor.
Be aware of the fact that the term is deemed to be extended for 90 days in the case of a purchaser who was introduced to the property – or
to the vendor – during the original term by the agent. Therefore, the realtor would be entitled to the commission stated in the listing agreement in the event of a sale to such a party during this 90-day extended period. This is to stop you from working around the agent, and it is effective. In Royal LePage Real Estate Services Ltd. V. McArter (2000), 94 A.C.W.S. (3d) 612 (Ont. S.C.J.), the client tried to work around the agent, but the Court supported the agent and the client had to pay.
Developers and homeowners alike need to take meaningful steps forward on the path to a sustainable future. How can we establish attainable environmentally friendly goals in the face of economic uncertainty?
We can no longer ignore the fact that our planet is in danger. Concerning conditions over the last decade clearly indicate that climate change is getting worse, and there is no reprieve in sight. We have experienced the devastating impact of damaging winds, torrential downpours, forest fires, and rising temperatures to neighbourhoods right across the country.
A greener future is not possible without building greener homes.
TRREB CEO John DiMichele states that “we know there is a better way to build homes and communities. Before property developers construct their next project, they need a long-term vision with an eye on environmental sustainability from raw materials to Green designs that will benefit, not burden, future generations.”
It’s never too late to start investigating Greener options and taking action. In this spirit, TRREB partnered with the Pembina Institute to reveal the effects electrical vehicles (EV) will have on the residential real estate sector.
There is a strong need for multi-unit residential buildings to install charging stations as more EVs hit our roads. Setting the wheels in motion to create the necessary infrastructure now is absolutely imperative to support a more sustainable future.
However, the responsibility of prioritizing sustainability does not fall to developers alone. Homeowners also play a key role and must make choices and changes to protect and conserve resources while optimizing energy in their homes. Reducing consumption in all aspects of our lives is the most effective way to live Green and realize its many benefits. The City of Toronto offers grants and incentives to improve homes and reduce greenhouse gas emissions. These programs can assist homeowners with many upgrades to greatly increase energy efficiency. This includes replacing their furnace with a heat pump, upgrading their windows and insulation or installing a rooftop solar system.
To address the climate crisis head on, an immediate collaborative effort is needed from governments,
developers and homeowners. The road ahead is long, it is worthwhile prioritizing affordable sustainability goals in real estate and is a step in the right direction. Together it is possible to create lasting change and begin to set the trend towards a greener tomorrow for future generations. For more information on how you can begin implementing more sustainable options in your home, visit betterhomesto.ca. You can also stay up to date on real estate trends with our monthly Market Watch. We break down prices, sales and new listings each month with an easy to glance report. Visit trreb.ca to explore the latest look into the housing market. Plus, connect with a TRREB member realtor and search listings in real-time on any device.
Paul Baron is President of TRREB, and a career real estate executive with more than 30 years of experience. He is the Broker of Record for Century 21 Leading Edge Realty Inc., which he founded in 1993. trreb.ca
the Ontario Growth Plan calling for intensification. We need new homes and condominiums to be built faster, especially with the increased demand we are seeing from immigration.
No wonder the hottest topic on everyone’s mind today when it comes to new home real estate is the fact that our supply is greatly lagging demand. According to a 2021 Scotiabank study, Canada had fewer housing units per capita that year than any other G7 country. In 2022, Scotiabank also announced that Ontario, Manitoba and Alberta had the lowest number of homes per capita when compared with the other provinces. This got me to thinking about the role our municipal and provincial governments play when it comes to residential development. Recently, our federal government announced removing GST on purpose-built rental housing, but how much will that help in the long run?
For many years, developers and our homebuilders’ associations have been urging the municipal governments across the GTA to reduce a lot of the red tape that lengthens the time periods – and money – it costs to develop new communities. COVID exacerbated the problem, but even before it arrived on the scene, it was difficult and time-consuming to wade through layers of government red tape. Minimum lot sizes, zoning regulations, Greenbelt land protection, giving into NIMBYism, approval after approval… this makes no sense, especially with
And let’s talk rising prices. We have to understand that governments partially determine home prices, especially where development charges are concerned. These charges are the fees developers must pay when they want a building permit. The money goes to installing infrastructure needed when new developments go in, such as water and sewer, roads, fire and police. These fees are set by our municipal governments under Ontario’s Development Charges Act. The cost eventually becomes part of the purchase price.
Last year in Toronto, City Council voted to raise development charges by 46 per cent, adding tens of thousands onto the price of building a new home. The increase is being phased in through May of next year. Under this bylaw, development charges for singles and semis will rise to $137,040 as of May 1, 2024 – up from $12,366 in 2009. This is unfathomable, considering Toronto has $2.26 billion in development charge reserves, $1.89 billion of which is slated to be spent by 2025. Municipalities in the GTA also have billions in development charges and other fees – yet only a limited amount is being spent on infrastructure. The cost of infrastructure should not be placed totally on the shoulders of developers and ultimately on homebuyers and renters, but on a broader tax base.
And all of that is in addition to taxes, including the Land Transfer Tax – and Toronto is the only Ontario municipality that charges this tax. Torontonians pay Land Transfer Tax twice, first to the province and then to the city. How is this fair in an increasingly challenging residential market?
Our federal government’s recent move to remove GST on purposebuilt rental housing is a positive step. Let’s hope we see more government support coming soon.
Barbara Lawlor is CEO of Baker Real Estate Inc. A member of the Baker team since 1993, she oversees the marketing and sales of new home and condominium developments in the GTA, Vancouver, Calgary and Montreal, and internationally in Shanghai. baker-re.com
There aren’t many homebuilders in Canada that have been around for more than 130 years, let alone a family operation that has continued for six generations.
But Pratt Homes of Barrie is one such company, started in 1890 and still going strong today – not just building housing, but homes of all shapes and sizes, for homebuyers in various stages of the family life cycle.
We spoke with Cynthia Grassing, vice-president of sales and marketing, to get a sense of how Pratt has excelled over its history, to become “Barrie’s largest and most trusted builder.”
Let’s start with a general topic… how do you view the market these days?
The rise in interest rates has made qualifying for mortgage and owning a home a challenge for many. The recent pandemic created a housing market unlike anything we’ve ever
seen before. There was uncertainty but also a shift in where people wanted to live, which resulted in a sellers’ market. This created inflated housing prices as people scrambled out of big cities and homeowners looked to make a profit. There was a “fear of missing out.”
The current state of the market is quite different. The past was a very intense sellers’ market, with high demand and limited supply, but now we have the reverse. Now we have a buyers’ market, with homes taking longer to sell than before. There’s a new “fear of buying too high.” The combination of higher interest rates and higher prices results in the housing market we are currently experiencing.
On a positive note, mortgage rates have risen but they will come down. Once inflation cools, mortgage rates will come down as a result. Today’s buyers have more time and less pressure to consider their options… and there are some good, affordable options to be found.
You recently launched Elements Condominiums in Barrie. How are things coming along there?
We launched Elements Condominiums in early spring of 2022, and it was well received. The demand for carefree condo living with a connection to natures elements resulted in a quick sell-out of our first building, Luna. This six-storey building is home to 96 units with a few select suites reserved for future models. Larger suites at a lower price point
encouraged many from the GTA to consider a move to Barrie.
Construction of Luna is well underway, with homeowners expected to take possession at the end of 2024.
A combination of nature focused design features, architecturally designed suites for healthy living and a location that puts these units a short walk to Barrie’s South GO Station, encourage the continued sales of our newest release and the largest building, SOL.
What is it about Elements that sets it apart from others in the area?
The design of this project began with a strategic approach to tap into and harness nature within the home environment. This alone has set the community apart from others. The importance of being immersed
and connected with nature’s four elements – water, fire, earth and air –for overall well-being is the deepseated belief that has contributed to the unique aspects of this condominium project. The elements and features that will implement biophilic design will create a unique community for residents and visitors to enjoy. Foyers will include a mature live tree, water feature, fireplace, moss wall art and an upper gym overlooking the lobby, all surrounded by large windows. Some of the exterior features include outdoor waterfalls with social seating around gas fire pits, live Green roofs over the entryways, outdoor gym with fitness stations and a jogging track.
Once inside the condo suites, residents will enjoy a spacious, four-season solarium balcony enclosed in fully retractable glass, to be enjoyed year-round. Water filtration and air purification systems are bonus features that will support healthy living.
And what is it about Barrie that is drawing people these days? It’s quite a booming destination… Barrie is a four-season destination and is part of one of Canada’s fastest growing cities, nestled between Toronto and Muskoka. Location
is the key as to why many more people are considering Barrie for their next home. It’s the gateway to cottage country and right next door to Wasaga Beach, and Collingwood, while being conveniently located 45 minutes from the GTA. Barrie provides the charm and community feel of a small town with the urban amenities of a city twice its size and caters to those who crave an active lifestyle. Waterfront views, proximity to the GTA and GO transit are just a few of the added features that are drawing people these days.
Your tagline is “Barrie’s largest and most trusted builder”… Trust is everything these days… what makes Pratt the most trusted builder? What do you really excel at?
Pratt Homes has been building homes for more than a century in the Barrie and surrounding area. With a legacy of more than 130 years, the family is committed to building quality homes for every stage of the family life cycle; from young adulthood to retirement years. Our onsite design market, service lounge and in-house concierge service provide a trusted level of customer service throughout the entire homebuying journey and beyond. Our legacy allows us to extend
How do you spend time away from the office?
cost savings to our purchasers in the forms of pricing, low deposit structures and low closing costs.
Pratt has been such an integrated part of the City of Barrie by making contributions in the form of various landmarks, such as the Maclaren Art Centre, Royal Victoria Hospital, 5-Points Theatre, art sculptures such as the Sea Serpent at the waterfront, to name a few – all made possible by the many homeowners who have trusted in Pratt Homes. By putting their trust in us, this means that they are also contributing to the vibrant community they call home for many years to come.
From what many of our homeowners tell us, Pratt Homes excels at making it easy to buy a new home, while understanding that it is the biggest purchase of a lifetime. Our legacy continues…
We have an incredible future awaiting us, with lots of condos, freehold towns and detached – coming soon. In the meantime, we have some brand new move-in ready condos for sale right by the Barrie South GO Station, and next door to Elements Condominiums, which showcases our latest ingenuity.
pratthomes.ca
I love going for walks with my dog Jack along the waterfront, catching up with friends over lunch or latte, losing myself in a good book, browsing through small boutiques with my daughter, laughing with my son, intimate dinners with my husband at fine restaurants… and having quality thinking time by myself – all blessings to me.
What’s on your reading list these days?
Three Sisters, by Heather Morris; Everyone’s a Theologian, by R.C Sproul; and Art of Home, by Shea McGee. I love books – anything historical, based on a powerful, true story or any interior design book with aweinspiring spaces.
And on your TV binge-watch list?
I’m not much for TV, however I have a few goodies on my watchlist: The Crimson Field, Grantchester, and HomeFires.
Buying a home is no doubt an exciting and memorable experience. However, it also comes with a ton of emotion and key decision-making, including finding the right mortgage. In this high inflation, high-interest rate environment we’re living in, it can feel like our financial decisions have more weight than usual. The good news is that there are a handful of key tips you can consider in your search to make an informed decision with confidence.
Choosing between a fixed- and a variable-rate mortgage is foundational. Fixed rates are often a popular choice as buyers benefit from a consistent interest rate and monthly mortgage payment during the mortgage term. For example, if you opt in for a five-year fixed-rate mortgage with an interest rate of 5.2 per cent, this rate and your monthly mortgage payment will remain the same for the entire term. This predictability is not only essential for your financial planning and budgeting, but it provides a level of stability that is extremely helpful in an environment where interest rates and cost of living are at an all-time high. Conversely, variable rate mortgages have interest rates that fluctuate based on market conditions. While your payments remain constant, the amount of interest paid can increase or decrease over time. It’s also important to note that variable rates carry smaller
penalties for early terminations. While many are concerned with variable right now, some may choose a variable rate mortgage in a higher rate environment, as they believe rates will come down (potentially substantially) during their term. So, they are willing to take the risk for the potential savings.
When searching for a mortgage, the idea of paying it off early might not cross your mind. Yet, before making any decisions, it is worthwhile to consider the potential savings that could come from making extra monthly or yearly lump sum payments. However, the only catch is that your mortgage terms and conditions need to allow for these additional payments, otherwise known as prepayment privileges. These privileges are outlined in your mortgage contract and specify the number of additional payments you can make, how often you can make them, and how much you’re allowed to pay off in advance without penalty. Understanding these terms can help you determine if it makes financial sense to make additional payments.
After reviewing the prepayment privileges, familiarize yourself with potential penalties in your contract, especially if breaking your mortgage is a possibility. Different mortgage options and lenders have varied penalties, some costing as much as tens of thousands of dollars.
In a high interest rate environment, it can feel almost impossible to think of anything else. Although your mortgage rate is certainly important,
it is not the only factor to consider. If you solely focus on rates when shopping for a mortgage, you might miss out on valuable features that could actually save you money over the long term. While a lower rate may save you a few hundred dollars, the length of your mortgage and prepayment privileges have the potential to save you thousands.
Pro-Tip: Even though a five-year fixed-rate mortgage might offer lower rates now compared to shorter terms, it could cost more in the long run if interest rates drop as expected.
In addition to the big banks, credit unions and monoline lenders are gaining popularity due to their competitive products, lower rates and more lenient penalties. In this market, they also provide better chances of approval for borrowers. Navigating the homebuying process in our current high-interest rate market might feel daunting, but with the right information, you can make sound decisions. From understanding mortgage types to shopping different lenders, being informed is your biggest asset. With knowledge and the right mortgage professionals by your side, you can find the right mortgage that supports your financial future.
The Ontario Home Builders’ Association (OHBA) recently held its annual conference and Awards of Distinction at Blue Mountain Resort in Collingwood. The OHBA annual awards program recognizes the creativity, innovation and excellence of builders, renovators, developers and service professionals within Ontario’s residential construction industry at large. There are multiple categories OHBA members can be recognized for, including architectural design, marketing and advertising, renovation, sales presentation, prestige awards and more.
The award winners came from various areas in Ontario, including Innisfil, Blue Mountain, Guelph, Fort Erie, Barrie, Ottawa, St. Catharines and the Greater Toronto and Hamilton Area. We were extremely pleased and proud to witness two of the West End Home Builders’ Association’s (WEHBA) builder members receiving some of the most coveted awards of the
night. Congratulations to Branthaven Homes for receiving the Project of The Year – Lowrise Award, for its project West & Post, and to National Homes for receiving the Project of the Year – High- or Midrise Award, for Northshore. Branthaven Homes also received the Lowrise Sales Brochure Award for West & Post.
The Project of the Year awards are two of the most prestigious awards in the OHBA Awards program, and a great indication of the talent and quality of work the WEHBA builder members offer to consumers and to our industry. Branthaven Homes is a family-owned company, celebrating 50 years of homebuilding excellence. It is committed to providing highquality, design-forward homes and have gained a reputation of an awardwinning trusted home builder across southern Ontario. The company’s award-winning project – West & Post – is a new traditional, custominspired townhome community, located at Westoak Trails and Postmaster Drive.
National Homes is part of a group of companies that traces its origins back to the establishment of Pantalone Realty in 1974. The company has grown into one of GTHA’s most successful and respected homebuilders, with more than 15,000 homes built. The company’s winning project – Northshore – a two boutique midrise condominium overlooking the Burlington Golf & Country Club, is built to the highest level of construction, and embraces the natural beauty of its surroundings with plenty of balconies and terraces.
This major, province-wide industry recognition is a benefit and an opportunity that comes with the WEHBA membership. Once a business becomes a member of a
local home builders association (HBA), it automatically becomes a member of the Ontario Home Builders’ Association and the Canadian Home Builders’ Association. This threetiered membership opens the doors to bigger and better recognition (national and provincial awards programs), extensive networking opportunities, business growth on both provincial and national levels, as well as substantial professional development and educational resources. Membership matters and success stories are a great indicator of the importance of being a part of a professional community that supports and celebrates its members and their work.
The WEHBA membership offers businesses the opportunity to join an exclusive network of leading industry professionals who are committed to building successful partnerships, exchanging information and experiences, and supporting each other in business. Our members have access to a wide variety of educational material and can develop their skills, stay informed and manage their businesses successfully and profitably. The West End Homebuilders’ Association is currently running a membership deal, offering new members the rest of 2023 for free. Any business in the residential construction industry at large, interested in learning more about the WEHBA should contact info@ westendhba.ca or 289.208.1442.
Corktown Condos in Hamilton is now selling. Corktown is a new residential development, brought to you by award-winning developer Slate Asset Management, that will celebrate the dynamic history of Hamilton, and embody the promising future of a growing city. Building on the city’s thriving industries – technology, arts, culture and education – Corktown celebrates new opportunities. Historically known as the industrial heart of Canada, Hamilton continues to grow as one of the most vibrant and exciting communities in Ontario. Hamilton has so much to offer.
The residences are designed for young professionals, growing families and students of McMaster University and Mohawk College. Drawing inspiration from Hamilton’s industrial identity, the interiors of Corktown
have been designed to illuminate a sense of character and warmth. With floor-to-ceiling windows, residents will benefit from natural light and breathtaking views of the city, waterfront and escarpment.
The kitchens at Corktown feature top-tier appliances, providing a dynamic space to host dinner parties and be the heart of the home. Featuring meticulously planned interiors, beautiful finishes and classic color palettes, every Corktown suite provides the backdrop for luxury living. All of this, starting in the $500,000s.
Choose from a range of suites spanning 360 to 975 sq. ft., including studios and spacious two-bedroom plus den layouts. Customize your suite’s den with a Murphy bed or transform it into a study or media
room, adapting to your work-fromhome needs and evolving lifestyle. Appealing to locals, commuters to Toronto, newcomers and investors alike, Corktown will be the most connected site in Hamilton. Located at the base of the Mountain – the Niagara escarpment – this project sits at the nexus between the lively downtown and Hamilton nature paths and views. Keeping their target audience in mind, the Hamilton GO Centre and future LRT station will be just minutes from your doorstep. Corktown will be a short 10-minute drive to McMaster University and across the street from St. Joseph’s Hospital, allowing residents to establish themselves as commuters to Toronto and locals to Hamilton. With direct and easy access to so many transportation hubs, you have endless
opportunities to take advantage of all the things the city has to offer, locally or beyond.
Experience the grandeur of Corktown with a stunning lobby and concierge service that creates a dynamic communal space for relaxation and socializing. Featuring amenities not yet seen in Hamilton, residents will enjoy access to an expansive gym and yoga studio, plus an outdoor terrace on the tower’s uppermost floor, ideal for alfresco dining, cooking experiences and outdoor lounging.
With new energy fueling the city, an incredible opportunity for continued growth follows. Hamilton is a place where history meets modernity, where innovation meets tradition. Corktown will provide the perfect blend of history and modernism, forever becoming a part of Hamilton’s evolving landscape.
Slate Asset Management is a global investment and asset management firm focused on real assets. Slate’s development team has a history of global development deals. Slate works across all asset classes, including residential condominium, purpose-built rental, retail, office and industrial. Working in partnership with the world’s best architects and consultant teams, Slate’s approach
to development is focused on using design innovation to improve our cities and reveal opportunities that others may be overlooking. The company’s featured developments include One Delisle and Junction House in Toronto.
Already with roots in Hamilton, the former Stelco lands are the firm’s 800-acre industrial site located on the city’s waterfront. The size of Central Park, the site is a oneof-a-kind industrial development
opportunity in North America. It has direct access to the U.S. land border, Ontario’s highways, on-site rail and the Hamilton International Airport. Home to film productions and manufacturing, the site is an unparalleled offering and future home to modern industry. Slate Asset Management is excited about the opportunity of Hamilton.
For more information or to register, visit corktown.condos.
ILLUSTRATIONS ARE ARTIST’S CONCEPT.
Barrie is rapidly becoming a favored residential hub. People are yearning for affordable and enriched lifestyles, and Pratt Homes, the largest new-home builder in Barrie, has been meeting this demand for more than a century with townhomes, detached and condominiums. Condos, often linked with urban life, are now extending their advantages to quieter settings such as Barrie, promising a balanced lifestyle without compromise.
Situated between Toronto’s bustle and Muskoka’s serenity, Barrie offers an ideal blend of opportunities. Condos, priced notably lower than detached homes, are particularly enticing for first-time buyers and downsizers. Located in the southeast, two exceptional condo communities, Bistro 6 and Elements Condominiums, are redefining modern living and granting swift access to year-round recreation. Found just steps from the south GO station, they’re quickly becoming the residential choice of many.
Bistro 6 Condominiums draws inspiration from culinary culture and contemporary living. Its six midrise buildings coexist harmoniously with acres of protected land. Merely minutes from the GO station, Park Place Shopping Centre and downtown Barrie’s waterfront, Bistro 6 fosters connections through food and community. Innovative amenities such as a culinary community kitchen, outdoor kitchen, yoga retreat, basketball court and a gym, emphasize a wholesome lifestyle. The layouts showcase spaciousness and practicality, with well-appointed kitchens at their core. While this project is sold out, the builder has retained a limited number of movein ready suites that remain for sale. These one-, two- and threebedroom units span from 740 to 1379 sq. ft., promising ample space for comfortable living.
Next door to Bistro 6, Elements Condominiums showcases Pratt Homes’ latest ingenuity. Embracing biophilic design, Elements integrates nature into residents’ living spaces.
With natural elements such as water, fire, earth and air, Elements promotes a stress-free, health-conscious lifestyle. The building’s foyers feature an indoor tree, a welcoming fireplace and tranquil waterfall, fostering a serene atmosphere. Outdoor fire pits, art installations and a jogging track with fitness stations encourage residents to commune with nature and one another. Every suite at Elements boasts a spacious four-season solarium balcony, providing a year-round connection to the outdoors. With water and air purification systems, these homes ensure a clean and healthy living environment. Elements includes three midrise buildings: the Luna, which is sold out; Nova, a future release; and SOL, which is now selling. These suites, priced from the $500,000s, range from 770 to 1,300 sq. ft., merging value and luxury.
One of the core perks of condo living is freedom from property maintenance. The absence of snow shoveling, lawn care and exterior upkeep attracts those craving a
hassle-free lifestyle. Furthermore, underground parking removes the need to scrape ice from vehicles – a blessing during winters. For travellers, condo living grants the liberty to lock-and-go without fretting about home maintenance.
In essence, residing at Bistro 6 or Elements is a smart choice for those seeking a spacious and stress-free condo. These communities not only offer contemporary amenities, but also instill a sense of belonging within a unique and thriving neighborhood.
With more room available for a lower price, living in a Pratt Homes condo brings a life full of possibilities, all while enjoying what Barrie has to offer.
For more information, visit pratthomes.ca.
There’s just something about wood that is just so lovely. The warm and inviting nature of wood tends to lend itself well to virtually any decor style. With its organic vibes and an abundance of personality and
character, decorating with wood can move beyond just the basic flooring and furnishings.
From simple accessories, to lighting, beautiful contemporary bathroom faucets, wall and ceiling cladding, furniture, kitchen accents and much more, incorporating wood in your home, outside of flooring, is limited only by your creativity.
As a designer, I love the versatile nature of wood, how its nearly endless array of colours and grain options can complement and sometimes even dictate the style within a space. Whether you feel more comfortable with a light, airy and modern vibe or love the rich,
dark more formal woods, I’m sure you can agree that the addition of wood accents to your home can create a depth in your design. However, working with wood is not just about simply incorporating it in your decor or using it creatively, it’s also about mixing wood types and tones to create a more stylish and elevate space.
When looking to mix and match your woods, the approach is no different than when you blend anything else, such as colour, textures or styles; it’s all about creating continuity, or a story of sorts. You need to pay attention to key details, such as grain, undertones and finish
to successfully blend your woods, as well as the overall style of the space and how the placement, usage and proportion of your wood accents balance within the room.
Another great way of mixing multiple wood tones can be by introducing contrasting colours. For example, a room with several shades of warm-toned woods can be pulled together and punctuated with a high-contrasting wood stained in a dark, almost black finish. This can complete the space by adding more depth to the design, while adding visual interest. Once you put together the palette that works for you, then all you really need to do is ensure you repeat the shades, at least two times, throughout to maintain continuity and structure within your space; this will make your room look well “pulled-together” without a lot of effort.
Mixing wood tones and decorating with wood in general is not as difficult as you may think, and it can create results that are truly stunning, edgy and stylish. Whether you decide to keep it simple by incorporating a few wood accessories or barstools, or are a little more adventurous and looking to create more drama in your space with a beautiful walnut grain wall panelling or a wood inlay wallpaper, the addition of wood elements will undoubtedly create a totally chic space in your home.
• If you can, keep your tones consistent when mixing woods, work in all warm, cool or neutral tones
• Select one principal wood tone and one or two secondary wood
tones when blending. The principal wood tone is usually the one that will occupy the most space, for example, flooring, wall feature or dining table.
• If there is a drastic difference between your floor colour and other furniture tones the introduction of a patterned rug can help blend them together better.
• Don’t place similar tones of wood close together, it’s all about balance, consistency and harmony. Placement and moderation are key.
• Remember, ultimately decorating with wood and mixing different types or tones of wood is great and encouraged, but ultimately, it’s only a part of the overall design of the space. Colour, texture, pattern all still play an important part.
Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds within Toronto, the GTA and throughout Canada.
lindamazurdesign.com @LindaMazurGroup
Renovating or improving your bathroom is a great way to increase your home’s value. Still, before you start your next project, there are factors such as design, space and functionality that you need to consider before you get to work. Here are some essential design tips for turning your small bathroom into a beautiful (and luxe) spa experience.
Your bathroom or powder room layout can significantly impact the space’s aesthetics and functionality. It’s crucial that before you start
thinking big picture, you consider the placement of your bathroom elements, including your lighting fixtures and mirror, where you want your vanity to be, the shower or tub, sink, toilet and, most often forgotten, additional storage solutions. You want the room to be as functional as possible – aesthetics can come after. For example, since condominium or townhome bathrooms are typically smaller than bathrooms you would find in a single-detached home, opting for a pedestal sink can give you more floor space. Opting for this solution means you can play with
experimenting with wall shelves to increase your storage space.
How do you want to experience this space? Do you want to create a spalike oasis? Or are you looking to add personality with colour and trendy design? Whatever aesthetic you choose, an expert designer can help you achieve the exact look and mood you desire. If your space is smaller, you want to opt for lighter paint colours and bright/mood-enhancing lighting to help open up the room. If you love colour, you can consider
pastels or lighter variations of primary colours. Tiles and flooring are where you can add more personality, like a checkerboard or heated flooring with ceramic or porcelain tiles.
Even a small bathroom can feel like a tranquil sanctuary. Introduce some greenery. Bathrooms tend to have lower light, high humidity and warmer temperatures, so finding the right houseplants is essential. Depending on your space’s size, use potted plants on counters and floors or hang plants from the ceiling. Aloe Vera, begonia, ivy and spider plants work well in this environment, but even a tiny potted vase with fresh flowers will completely transform the room.
Swap out your fabric bathmat (which can get damp) for a slatted wooden mat that ups the spa feel in your space, and as you take a minute in your tub, hang up some artwork you love. People often don’t think about the bathroom walls as a smart
space for artwork, but it can add fantastic visual appeal.
It’s immediate luxury. For those who don’t have a large soaking tub, a luxurious shower head with multiple settings, rainfall or a handheld can transform the whole experience.
The easiest way to help store your bathroom essentials is to keep everything organized (and not scattered all over the floor). It’s remarkable the effect of how calming a clean space can feel. Etsy has some fabulous wooden versions that I love.
I love this new idea of hanging a bunch of eucalyptus over my showerhead. The shower’s steam releases the eucalyptus plant’s essential oils, which can work to clear congestion and inflammation. Plus, the scent is divine. All you have to do is tie the stems together with a rubber band and tie them to your shower head. It can last up to two months until it dries out. Otherwise, many other essential oils work to reduce stress and amp relaxation, and they can give that sensory experience of being at a spa. Vanilla, tea tree oil and Neroli are all lovely. Also, consider scented soaps, lotions and candles to set a restful mood.
Lisa Rogers is Executive Vice-President of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and as a regular guest expert for fashion and image, health and wellness and design on CityTV’s Cityline. Follow Lisa’s blog at craftedbylisa.ca
Plush and comfortable with a durable and luxuriously soft fabric, the Union four-seat sofa is the perfect sofa for your family room. Did we mention it comes delivered to your door in convenient compact boxes and has an easy tool-free setup? It’s win-win!
The Dotti Super Scrubber is an all-in-one, antibacterial, odour-free dish and surface scrubber that’s dishwasher-safe. Made from food-grade silicone, the scrubber is long-lasting and eco-friendly. One Super Scrubber replaces six regular sponges, saving you time and money. Available in three colours: Black, blush and sage. $11. getdotti.com
Get ready for a hydration upgrade with the Brita Hub 12-cup water filtration device. Powered by Hamilton Beach, it filtres out more than 70 contaminants, including lead and chlorine. Say goodbye to the bad stuff and hello to healthier, great-tasting water for the whole fam. The best part? Set-up is a breeze –no tools required. Just plug it in, insert the new Brita hub filtre, and enjoy clean water in minutes. $180. walmart.ca
Indulge in the ultimate coffee experience at home with the new Barista Touch Impress espresso maker from Breville. This sleek and sophisticated machine combines cutting-edge technology with userfriendly features, putting the art of crafting caféquality beverages right at your fingertips. Its intuitive touchscreen interface, customizable settings and automatic micro-foam milk frother (which is compatible with alternative milk choices such as oat and almond) will have you brewing velvety lattés, rich espressos and creamy cappuccinos like a pro. $2,199. breville.com
Autumn decor embraces deep colours and rich textures to create a cosier atmosphere for those cooler temps.
Wrap yourself in the new muslin blanket by Endy. Crafted with 100 per cent cotton, this lightweight and breathable blanket will be your new go-to for cosying up and staying cool and comfortable all night long. Available in four shades. $175. endy.com
Agave is Le Creuset Canada’s latest hue, inspired by the serene strength of the Pacific Ocean and the jeweltoned agave azul plant. The Agave collection offers a range of kitchen essentials such as Dutch ovens, skillets and speciality cookware, while also gracing coffee and tea rituals with French presses, teapots and mugs. lecreuset.ca
THE EXPERTS AT MOEN OFFER FIVE TIPS TO EFFORTLESSLY TRANSFORM ANY BATHROOM
When refreshing your bathroom, never compromise on style and performance. Seek out fixtures and accessories that look appealing and function exceptionally well.
Choosing a collection to update your bathroom rather than shopping for individual pieces is the easiest way to refresh the space quickly. It also saves time and effort that would otherwise be spent searching for individual items to form a cohesive look. This approach simplifies the decisionmaking process and ensures your bathroom upgrade is successful, even if you’re not a design expert.
The colour black provides a bold, dramatic finish that can give any room new depth, heightening both classic and contemporary designs. When incorporated into your bathroom, black fixtures add an element of modern sophistication.
Smart-home products are all the rage. From home assistants to automated lighting, homes continue to get smarter, and it doesn’t stop in the bathroom. Embracing technology in the bathroom can enhance your daily routine in that often-used room.
Considering the amount of time you spend in the bathroom, it’s essential to prioritize your comfort, as well as family members and guests. Adding special touches such as a bidet can elevate the space and ther overall experience.
developer: PRATT HOMES
style: Midrise
size: 700 sq ft – 1300 sq ft
prices: starting in the $500’s features:
• Biophilic Nature-Focused Design
• Spacious Solarium Balconies
• Foyer with Large Windows and Live Tree
• Live Indoor Tree, Water and Fire Features in Foyer
• Outdoor Waterfall Features
• Exercise Room with a View
• Social Seating Around Gas Firepits
• Water Filtration and Air Purification Systems in Every Suite
• Outdoor Gym, Track and Covered Bicycle Racks
• Landmark Art Installations
• Steps to Barrie’s South GO Station contact: sales@pratthomes.ca | elementscondos.ca
location: 723 Mapleview Drive East
developer: NATIONAL DEVELOPMENTS AND BRIXEN DEVELOPMENTS INC.
style: Highrise
size: 26 storeys
features:
• Studio, 1 bed, 1 bed + den, 2 bed, 2 bed + den
• Lobby, Gym, Co-Working Space
• Kids Playroom, Party Room, Private Dining Room With Catering Kitchen
• Rooftop with BBQ’s, Flex Lawn, Dining and Lounge Areas
register at: duocondos.ca
location: Steeles Ave. W and Malta Ave. just west of Hurontario
First Release is Sold Out. Register for New Release.
developer: SLATE ASSET MANAGEMENT
style: Mixed-use Development
size: 370 sq. ft. to 975 sq. ft.
prices from: Starting from the $500’s features:
• High-Quality Amenities - Open plan residential lobby with lounge area and 24-hour concierge, outdoor terrace and lounge area, gym and yoga studio, and a speakeasy lounge.
• Now Selling - Studios, 1 Bed, 1 Bed+Den, 2 Bed and 2 Bed+Den layouts available.
• The Most Connected Site in Hamilton – 5-min walk to Hamilton GO Station, close to McMaster, downtown restaurants & shops, nature trails, St. Joseph’s Hospital and schools contact: corktown.condos
location: 225 John Street South, Hamilton, ON
developer: AMEXON DEVELOPMENT CORPORATION
style: Highrise – 12-acre, master-planned community size: 436 - 1,200 sq. ft.
prices from: from the $700,000s
features:
• 1 Bed, 1 Bed+Den, 2 Bed, 2 Bed+Den, 3 Bed+Den
• Spacious layouts, terraces/balconies
• Located in the Bayview Village neighbourhood
• Leslie subway station and GO Transit at your door
• Direct access to the East Don Parkland ravine
• Central Park Common – a three-acre urban park offering year-round, outdoor event programming
• 55,000 sq. ft. of resort-style amenities including coworking space, skating rink, indoor and outdoor saltwater pools, privately operated childrens’ daycare, EV charging stations in all parking areas
contact: centralparktoronto.com
• (416) 252-3000
location: 1200 Sheppard Avenue East
developer:
developer: ALTREE DEVELOPMENTS
style: Modern Boutique Mid-Rise Building, 10 Storeys, 156 Units
features: • Located in Cliffside Village – minutes from the Scarborough Bluffs. Surrounded by nature and urban conveniences.
• Unobstructed views of Lake Ontario with cascading terraces.
contact: KingsideResidences.com
location: 2151 Kingston Road
BRAMPTON
1. Bristol place 199 Main St, North, Brampton
2. Duo condos Malta ave & Steeles Ave
CALEDON
3. Mayfield Collection 2256 Mayfield Road. Mayfieldcollection.ca
ETOBICOKE
4. Curio Condos 801 The Queensway marlinspring.com
5. Humberwood Heights 50 Humberwood Blvd. tributecommunities.com
6. Arcadia District Bloor & Kipling arcadiadistrict.com
7. Panda Markham 8200 Warden Ave. lifetimedevelopments.com
8. Varley Condo Residences 20 Fred Varley tributecommunities.com
9. Canvas on the Rouge Donald Cousens Pkwy & Ninth Line flatogroup.com
10. Gallery Towers at Downtown Markahm 162 Enterprise Blvd. downtownmarkham.ca
11. Highmount 4077 Hwy. 7 highmountbykingdom.com
12. Birch at Lakeview Village Lakeshore & Dixie Rd. branthaven.com
13. Artform Condos 86 Dundas St. E. artformbyemblem developments.com
14. Exhale Condominiums Lakeshore Rd. East & Dixie Rd. exhalelakeshore.ca
NORTH YORK
15. Central Park Sheppard Ave. East & Leslie St. amexon.com
PICKERING
16. Vupoint Kingston Rd. & Liverpool Rd. tributecommunities.com
OSHAWA
17. U.C. Tower 2425 Simcoe St N,Oshawa tributecommunities.com
TORONTO
18. 111 River St. Condos 111 River St. lifetimedevelopments.com
19. Lawrence Hill Urban Towns Don Mills & Lawrence lawrencehillurbantowns. com
20. 489 Wellington St. W. 489 Wellington St. W. lifetimedevelopments.com
21. 500 Dupont St. 500 Dupont St. lifetimedevelopments.com
22. Artistry Condos 292 Dundas St. W. tributeartistrycondos.ca
23. Panda Condos Yonge & Dundas. lifetimedevelopments.com
24. 36 Eglinton Ave. W. 36 Eglinton Ave. W. lifetimedevelopments.com
25. Linx Condominiums Danforth & Main tributecommunicties.com
26. Y&S Condos 2161 Yonge St. tributecommunities.com
27. 50 at Wellesley Station
50 Wellesley St. East pureplaza.com
28. No. 1 Yorkville 1 Yorkville Ave. pureplaza.com
29. Theatre District Residences
Adelaide & Widmer pureplaza.com
30. Bijou on Bloor 2450 Bloor St. West pureplaza.com
31. The Briar on Avenue 368 Briar Hill Ave. pureplaza.com
32. One Seventy Spadina & Queen St. West pureplaza.com
33. King West & Charlotte King St. West & Charlotte pureplaza.com
34. Forest Hill Private Residences 2 Forest Hill Rd.
foresthillresidences.com
35. Oscar Residences 500 Dupont St. W. at Bathurst oscarresidences.com
36. Kingside Residences Kingston Rd. & Danforth altreedevelopments.com
37. Allure Condominiums 250 King St. East emblemdevcorp.com
38. XO Condos King & Dufferin lifetimedevelopments.com
BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO EDITORIAL@NEXTHOME.CA
39. 225 Jarvis Street Condos Dundas St. East & Jarvis amexon.com
40. 316 Junction Condos Campbell & Dupont 316condos.com
41. The Residences of Central Park Sheppard Ave. East & Leslie centralparktoronto.com
42. The Dawes at Main Street Danforth & Main St. thedawes.com
43. Park Avenue Place 1 & 2 Jane St. & Rutherford Rd. solmar.ca
The latest properties in the Southwestern Ontario Area to keep your eye on
BURLINGTON
1. Affinity Condos Plains Rd. E. & Filmandale Rd. rosehavenhomes.com
2. Millcroft Towns Appleby Line & Taywood Dr. branthavenmillcroft.com
3. North Shore North Shore Blvd. & Plains Rd. nationalhomes.com
FORT ERIE
4. Discoverie Condos Signature Communities discoveriecondos.ca
HAMILTON
5. 1 Jarvis 1 Jarvis 1jarvis.com
6. The Design District 41 Wilson Street thedesigndistrictbyemblem.com
7. Corktown 225 John Street South corktown.condos
8. Lusso Urban Towns Martindale Rd. & Grapeview Dr. lucchettahomes.com
OAKVILLE
9. The Greenwich Condos at Oakvillage Trafalgar Rd. & Dundas branthaven.com
10. Synergy McCraney St. E. & Sixth Line branthaven.com
11. Upper West Side at Oakvillage 351 Dundas St. E. upperwestsidecondos2.ca
12. Greenwich Condos at Oakvilage Trafalgar Rd. & Dundas St. branthaven.com
13. Villages of Oakpark Dundas & Trafalgar ballantryhomes.com
STONEY CREEK
14. Casa Di Torre 980 Queenston Rd. branthaven.com
15. On The Ridge Lormont Blvd. & Chaumont Drive liveontheridge.ca
The latest properties in the Out of Town North Area to keep your eye on
Wondering whether you need a permit for the home renovation you are planning? Chances are, the answer is yes. Permits are considered formal permission from your municipality for the construction, demolition or alteration of a home. You need one for most major renovations, including changing structural walls, modifying plumbing systems, installing new windows or altering electrical systems.
Each municipality in the GTA has its own set of regulations. A professional renovation contractor can advise you whether you need permits for your specific renovation in your municipality and can also help you obtain them. Your renovator’s help will speed up a process that can take up to several months in some municipalities for large or complex renovations and can be confusing to navigate if you are not familiar with it.
Permits can cost hundreds, even thousands, of dollars, depending on the complexity of the project. In most GTA municipalities, the building permit for a small renovation project will cost about $200 to $300. Permits for changes like HVAC alterations cost between $200 and $350, and permits for fences, porches and carports cost close to $200. While permit fees may seem expensive, imagine the cost of having to redo the work if it isn’t done according to the building code.
All building permits must be obtained before you begin renovating. Be wary of renovators
who encourage you to forgo permits. They may cite the additional costs or time delays involved in obtaining permits as reasons to avoid them, but their real motivation may be to avoid scrutiny as they cut corners or bypass work required by the building code.
I encourage you to speak with a renovation professional who is part of the RenoMark program.
All RenoMark renovators commit to a code of conduct that requires that they offer a minimum oneyear warranty on all work, carry a minimum of $2 million in liability insurance and provide a detailed written contract that oulines the scope of work, timelines, payment schedules and whether permits are required. If building permits are
needed, RenoMark renovators will ensure that they are in place before they start construction.
If you are interested in hiring a RenoMark renovator, visit renomark.ca to find one in your area.
Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.
