Ontario Active Life - November 19, 2022ublication

With the release of our 5th exciting phase, Mason Homes invites you to be among the first to experience our fabulous new bungalow, bungalow+loft and 2-storey exterior designs and fabulous floorplans now available at Port Hope’s most popular address!

From its award-winning master plan nestled along the picturesque shores of Lake Ontario, Lakeside Village offers the best in small town living, with quick, convenient access to Highway 401, the GTA and endless amenities and attractions.

Perfect for downsizers and families alike, these exceptional residences showcase the Mason Homes’ commitment to design innovation and construction excellence, delivering the finest features and finishes throughout.

Mon - Thurs: 11:00 am - 5:00 pm Wknd: 10:00 am - 5:00 pm Closed on Fridays 325 Ridout St. Port Hope, ON L1A 0E3 877-880-6565

braestone’s final enclave.

We’re excited to have released our final 16 lots at Braestone. The community has come together beautifully, a labour of love and exercise in innovation, craftsmanship and design. Not surprisingly, the response has been extraordinary as residents of Braestone are happy to enjoy the remarkable trails and ponds, the horse paddocks, the pumpkin patch, the nature preserve, streams and forests and a life, as promised, that is richer and more rewarding. We invite you to join in our vision and become part of Oro-Medonte’s finest community.

REGISTER FOR OUR FINAL PHASE TODAY FROM $1.5 MILLION.

Distinctive and timeless bungalow, loft and two-storey homesteads on a selection of 1/2 acre to over 1 acre secluded lots.

GEORGIAN COMMUNITIES

Another project developed by:

FINALLY, ACTION

Say what you want about Ontario Premier Doug Ford, his government’s recent tabling of the More Homes Built Faster Act, is welcome news – for prospective homebuyers, for homebuilders, for everyone.

You may not follow politics or care about policy matters, but if you’re a prospective homebuyer, this is important and necessary action, because the status quo is literally costing you tens of thousands of dollars.

“We are operating in a planning and zoning environment built for an Ontario of yesteryear,” says Dave Wilkes, president and CEO of the Building Industry and Land Development Association. “It simply takes too long to get approvals, it is too difficult to add the gentle density we need in our cities, and too many fees and charges are layered on to new homes by municipalities. All of this limits supply and drives up costs. The plan introduced today by the government is the clear, powerful transformation we need to solve our housing supply and affordability crisis.”

“The current housing supply and affordability crisis is a policy-made problem that was created in the course of a decade and a half and will take time to fix,” adds Luca Bucci, CEO of the Ontario Home Builders’ Association. “It starts today with Ontario’s new big, bold housing plan. The More Homes Built Faster Act increases accountability for municipalities in enabling the housing supply the province needs, increases transparency on the funds collected on the back of new homes, caps the fees to the economic conditions of the day and removes roadblocks to adding gentle density. Put simply, the government has delivered the regulatory framework to enable necessary change.”

EMAIL: wayne.karl@nexthome.ca TWITTER: @WayneKarl

And from the Residential Construction Council of Ontario (RESCON), “The (Act) will reduce bottlenecks, streamline development approvals and increase the pace of residential construction across Ontario,” says RESCON President Richard Lyall. “Specific reforms in the plan, such as changes to development charges, allowing more homes to be built near transit, and updating heritage conservation rules will help move the needle on housing.”

Ontario absolutely needs to build more homes faster, and this action is a critical first step to that end – finally.

PERSONAL FINANCE | JESSE ABRAMS

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

WESTERN VIEW | MIKE COLLINS-WILLIAMS

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

GARDENING | BEN AND MARK CULLEN

Mark Cullen is a Member of the Order of Canada, and provides gardening advice to more than two million Canadians each week.

Ben Cullen’s specialty is food gardening. markcullen.com; Facebook @MarkCullenGardening and Pinterest @MarkCullenGardening.

TECH | GREG GAZIN

Greg Gazin is a syndicated tech columnist, blogger, podcaster, and contributes to canoe.com, Troy Media and Active Life magazine. gadgetguy.ca

TAKE TWO | BRUCE KIRKLAND

Bruce Kirkland’s career spans more than four decades, working as a film critic for The Toronto Star, The Ottawa Journal and for 36 years at The Toronto Sun. bruce.kirkland@hotmail.com

CHIEF REVENUE OFFICER Jacky Hill, jacky.hill@nexthome.ca

EXECUTIVE MEDIA CONSULTANT Michael Rosset

EDITOR-IN-CHIEF – NATIONAL REAL ESTATE Susan Legge, susan.legge@nexthome.ca

EDITOR-IN-CHIEF – GREATER TORONTO AREA Wayne Karl, wayne.karl@nexthome.ca

MANAGING EDITOR Rise Levy, rise.levy@nexthome.ca

GARDEN EDITOR Mark Cullen

CONTRIBUTORS

Jesse Abrams, Debbie Cosic, Mike Collins-Williams, Ben Cullen, Greg Gazin, Bruce Kirkland, Barbara Lawlor, Linda Mazur, Ben Myers, Agnes Ramsay, Jayson Schwarz, Dave Wilkes

SENIOR VICE-PRESIDENT, SALES, NEXTHOME Hope McLarnon 416.708.7987, hope.mclarnon@nexthome.ca

DIRECTOR OF SALES, ONTARIO, NEXTHOME Natalie Chin 416.881.4288, natalie.chin@nexthome.ca

SENIOR MEDIA CONSULTANTS Amanda Bell 416.830.2911, amanda.bell@nexthome.ca

VICE-PRESIDENT, MARKETING – GTA Leanne Speers

SENIOR CLIENT RELATIONS SPECIALIST – GTA Sonia Presotto

MANAGER CUSTOMER SALES/SERVICE Marilyn Watling

SALES & MARKETING CO-ORDINATORS Gary Chilvers, Vi Nguyen

HOME SHOW MANAGER & NEWSPAPER CIRCULATION – GTA Josh Rosset

DISTRIBUTION distributionteam@nexthome.ca

ACCOUNTING INQUIRIES accountingteam@nexthome.ca

DIRECTOR OF PRINT MEDIA Lauren Reid–Sachs

STAT CHAT | BEN MYERS

Ben Myers is President of Bullpen Consulting. Ben provides pricing recommendation, product mix, and valuation studies on new residential housing developments for builders, lenders and property owners. bullpenconsutling.ca

FITNESS | AGNES RAMSAY

Agnes Ramsay is a Registered Nurse, Personal Trainer and Wellness Coach who specializes in Electric Muscle Stimulation Training. agnes.ramsay@xbodyworld.com

LEGALLY SPEAKING | JAYSON SCHWARZ

Jayson Schwarz LLM is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

VICE-PRESIDENT, PRODUCTION – GTA Lisa Kelly

PRODUCTION MANAGER – GTA Yvonne Poon

GRAPHIC DESIGNER & ASSISTANT MANAGER Alicesa Pullan

GRAPHIC DESIGNER & PRE-PRESS COORDINATOR Hannah Yarkony

GRAPHIC DESIGNERS Johannah Lorenzo, Mike Terentiev

Published by nexthome.ca

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HOMEBUILDING

Housing industry releases plan to address supply and a ordability

Experts, the industry and governments all agree that Ontario’s current housing crisis is rooted in insu cient housing supply. To address the issue, Ontario will need to build 1.5 million more new homes over the next 10 years – a monumental challenge. That’s why the homebuilding industry has released a plan to get there.

ONLINE

DECOR

7 space-saving design hacks to create a dream kitchen

Living in a small space has plenty of benefits, but condos don’t always bless homeowners with ample kitchen space. Here are seven design tips to get you thinking creatively about how to make the most of your real estate so you can enjoy cooking and socializing.

HOUSING SUPPLY

Municipal approval delays costing new-home buyers thousands

Municipal approval timelines for new housing in the GTA and elsewhere in Ontario are among the worst of major municipalities across Canada. That’s a problem – because they add significant costs to new home purchases.

INSIGHT

What is the big picture for Hamilton?

Hamilton is growing. We need leaders with a vision for the successful future of the city. With a new mayor elected this fall, it’s important for residents to ask, “What’s the big picture – and what’s next?”

Rosemary is saving with FREE upgrades. You could be next!

That’s what Brampton homeowner Rosemary, like many Ontarians, had often wondered. Rosemary’s home was built in 1972 and at fifty years old it was drafty, especially through the windows, electrical outlets and attic hatch.

One afternoon while she was watching TV, a news reporter mentioned the Enbridge Gas Home Winterproofing Program, which provides free insulation, draft proofing and a smart thermostat to income-qualified homes.

She thought it sounded like a good idea, so she took a few minutes and applied. After a few questions, she qualified. Not long after, she received a visit from a program delivery agent, who checked her home and confirmed she could receive free insulation and draft proofing to make it more comfortable, energy efficient and sustainable year round.

Once the free upgrades were installed, Rosemary saw a difference almost immediately.

Like many older adults, Rosemary is on a fixed income, so every little bit she can save on energy use helps with household budgeting. “I budget very carefully,” she says. “Saving money on heating helps me, my budget, a great deal.”

If your home qualifies, there is no catch—the program really is free and there is no cost to the homeowner.

“One of my friends said she’d heard about it but she thought it was a scam,” Rosemary says. “And so I told her no. I said, ‘I’ve been in touch and they’ve done it for me.’”

If you’re looking for ways to save energy and live more comfortably and sustainably at home, take Rosemary’s advice and apply. “You’ve got nothing to lose,” she says. “It’s free”.

The Enbridge Gas Home Winterproofing Program provides free energy-efficient upgrades, including wall, basement and attic insulation, draft proofing and a smart thermostat, to help incomequalified customers save on home heating and cooling.

To learn more about the program and see if you qualify, visit enbridgegas.com/winterproofing or apply by phone in minutes at 1-844-770-3148. Whether you rent or own, you may qualify.

Is there a simple way to make an older home more energy efficient and comfortable?

“ I noticed that my bills are much better.”

Rosemary

MORE HOMES BUILT FASTER ACT MET WITH WIDESPREAD INDUSTRY APPROVAL

and the Ontario Home Builders’ Association (OHBA) are among the industry groups strongly supporting the action.

The Ontario government has introduced the More Homes Built Faster Act, taking bold action to advance the province’s plan to address the housing crisis by building 1.5 million homes over the next 10 years. The proposals, if passed, would ensure that cities, towns and rural communities grow with a mix of ownership and rental housing types that meet the needs of all Ontarians, from single-family homes to townhomes and midrise condos.

The proposal has been met with widespread approval from the residential construction industry, which has been lobbying for such changes for years.

“For too many Ontarians, including young people, newcomers and seniors, finding the right home is still too challenging,” says Steve Clark, minister of municipal affairs and housing. “This is not just a big-city crisis: The housing supply shortage affects all Ontarians, including rural, urban and suburban, north and south, young and old. Our Housing Supply Action Plan is creating a strong foundation on which 1.5 million homes can be built over the next 10 years. Our government is following through on our commitment to Ontarians by cutting delays and red tape to get more homes built faster.”

The plan puts in place actions to support the development of “gentle density” – housing such as triplexes

or garden suites – that bridge the gap between single-family homes and highrise condos. For example, it would remove exclusionary zoning, which allows for only one singledetached home per lot. Instead, it would allow property owners to build three units without lengthy approvals and development charges.

The plan, which contains about 50 actions, addresses the housing crisis by reducing government fees and fixing developmental approval delays that slow down housing construction and increase costs. Actions in the plan include:

• Creating a new attainable housing program to drive the development of housing. Sites across all regions of Ontario will be considered, including those in the north, central, east and southwest regions.

• Freezing and reducing government charges to spur new home construction and reduce the costs of housing.

• Building more density near transit, unlocking innovative approaches to design and construction, and removing red tape to get shovels in the ground faster.

• Increasing consumer protection measures for homebuyers and consulting on ways to help more renters become homeowners.

The Building Industry and Land Development Association (BILD)

“The report of Ontario’s Housing Affordability Task Force, published in February, clearly identified the challenges limiting new housing supply and increasing housing costs across the province,” says Dave Wilkes, president and CEO of BILD. “We are operating in a planning and zoning environment built for an Ontario of yesteryear. It simply takes too long to get approvals, it is too difficult to add the gentle density we need in our cities, and too many fees and charges are layered on to new homes by municipalities. All of this limits supply and drives up costs. The plan introduced today by the government is the clear, powerful transformation we need to solve our housing supply and affordability crisis.”

“The current housing supply and affordability crisis is a policy-made problem that was created in the course of a decade and a half and will take time to fix,” says Luca Bucci, CEO of the OHBA.

“It starts today with Ontario’s new big, bold housing plan. The More Homes Built Faster Act increases accountability for municipalities in enabling the housing supply the province needs, increases transparency on the funds collected on the back of new homes, caps the fees to the economic conditions of the day and removes roadblocks to adding gentle density. Put simply, the government has delivered the regulatory framework to enable necessary change. It has stood up for new and future homebuyers looking to live in our province. The measures it has brought forward will help preserve the competitiveness of Canada’s economic engine.”

Mississauga skyline

GTA NEW HOME MARKET SLOW IN SEPTEMBER, INVENTORY RISES

“Monetary policy and rising interest rates have stalled the market,” says Dave Wilkes, BILD president and CEO. “Inflation in construction and labour costs, elevating government fees, taxes and charges and tight supply make significant price correction for new homes very unlikely. The solution remains significantly adding supply to the market and this requires a wholesale change to the way we regulate, tax and deliver new homes to the residents of the GTA.”

“September new home sales were quite low,” adds Edward Jegg, research manager at Altus Group. “However, inventory rose as builders brought more condominium apartment projects to market.”

Total new home remaining inventory increased compared to the previous month, to 11,900 units, comprised of 10,291 condominium apartment units and 1,609 singlefamily lots, representing 4.4 months and 3.1 months of inventory respectively. A balanced market would have nine to 12 months of inventory.

The GTA new home market was very slow in September, with overall sales well below the 10-year average and inventories low, but rising slightly, the Building Industry and Land Development Association (BILD) reports.

Sales of new condominium apartments, including units in low-, medium- and highrise buildings, stacked townhouses and loft units, with 289 units sold, were down 89 per cent from September 2021 and 84 per cent below the 10-year average, according to Altus Group, BILD’s official source for new home market intelligence.

Single-family homes, including detached, linked and semi-detached

houses and townhouses (excluding stacked townhouses), accounted for 45 units sold, down 96 per cent from last September and 96 per cent below the 10-year average.

The benchmark price for new condominium apartments in September was $1.15 million, which was up 11.8 per cent over the last 12 months. The benchmark price for new single-family homes was $1.85 million, up 17.8 per cent.

SEPTEMBER NEW HOME SALES BY MUNICIPALITY

REGION

HIGHRISE

LOWRISE TOTAL

AVERAGE SELLING PRICES LEVEL OFF IN OCTOBER: TRREB

Despite the continued housing market transition to a higher borrowing cost environment, the average selling price in the GTA found some support near $1.1 million since the late summer. GTA home sales continued to adjust to substantially higher interest rates in October 2022, both on an annual and monthly basis. However, new listings are also down year-over-year and month-over-month. The persistent lack of inventory helps explain why the downward trend in home prices experienced in the spring has flattened over the past three months.

GTA realtors reported 4,961 sales through the Toronto Regional Real Estate Board’s (TRREB) MLS System in October 2022 – a similar number to September 2022 but down by 49.1 per cent compared to October 2021. Year-over-year sales declines were similar across major market segments.

New listings were down by 11.6 per cent year-over-year and reached an October level not seen since 2010. New listings were down on an annual basis more so for mid- and highdensity home types, which helps to explain why prices have held up better in these categories compared to detached houses.

“With new listings at or near historic lows, a moderate uptick in demand from current levels would result in a noticeable tightening in the resale housing market in short order,” says TRREB President Kevin Crigger. “Obviously, there is still a lot of shortterm economic uncertainty. In the medium-to-long-term, however, the demand for housing will rebound. Public policy initiatives like the recently introduced provincial More Homes Built Faster Act and strong mayor provisions will help ensure we see more homes being built to affordably meet the needs of new households.”

The MLS Home Price Index (HPI) Composite Benchmark was down by 1.3 per cent year-over-year in October 2022. The average selling price for all home types combined, at $1.08 million, was down by 5.7 per cent compared to October 2021. The monthly trends for both the MLS HPI Composite and the average selling price have flattened in recent months following steeper declines in the spring and early summer.

“Home prices in the GTA have found support in recent months because price declines in the spring and summer mitigated the impact of higher borrowing costs on average monthly mortgage payments,” adds TRREB Chief Market Analyst Jason Mercer. “The Bank of Canada’s most recent messaging suggests that they are reaching the end of their

tightening cycle. Bond yields dipped as a result, suggesting that fixed mortgage rates may trend lower moving forward, which would help affordability.”

“The housing sector has certainly been impacted by rising borrowing costs, and so too have other sectors of the economy with linkages back to housing,” says TRREB CEO John DiMichele. “Housing-related spin-off benefits to the GTA economy, which average $70,000 per transaction, will be down by close to $3 billion this year. Associated jobs and government revenue streams will suffer as well. This illustrates the balancing act the Bank of Canada will be dealing with in the months ahead. It will also be incumbent on policymakers to ensure that inflation is not being furthered by price gouging at the retail level.”

GTA RESALE AVERAGE PRICES, OCTOBER 2022 (YR/YR % CHANGE)

416 905 Total

Detached

$1.60M (-9.9) $1.28M (-11.8) $1.37M (-11.0)

Semi-detached $1.21M (-7.6) $964,193 (-6.3) $1.07M (-6.2)

Townhome $1.00M (-2.2) $895,665 (-4.0) $919,903 (-3.9)

Condo $740,374 (0.0) $669,434 (5.7) $716,515 (1.8)

BEN mYERS

A MARKET IN TRANSITION

WHAT ARE THE EXPERTS SAYING?

With the rapid increase in interest rates over the past six months, the housing market is clearly in transition, with everyone trying to figure out where things are heading. Resale prices are down, new home sales have fallen, but rents are skyrocketing.

It is difficult to understand where things are heading, but I’m listening to the views of various real estate professionals to hear what they’re thinking. My team at Bullpen Consulting attended a few conferences, where we took in the opinions of many of our peers. Some had a less enthusiastic view, while more than a few expressed optimism.

I’d like to share some of the findings from the Dive in With Developers Event and Veritas Research 10th Annual Great Canadian Real Estate Conference.

The Dive in with Developers event featured several of Toronto’s top developers. A couple of the panels expected much slower sales absorption moving forward in the new condo market, and the end of the investor order-taking, which has been the norm for years.

However, despite the expected downturn in sales, Brian Levy of DBS Developments does not expect condo pricing to decline significantly, as construction costs are still very high and government fees continue to increase.

Kash Pashootan of Emblem Developments shared the same view, adding that he feels it would take three or four years of soft sales in the new home market to lower construction costs enough to justify a noticable price correction – the market has been so strong for more than a decade, that the construction trades will be busy for several years building what has already been sold.

Brian Brown of Lifetime Developments said the idea of a GTA bubble was overblown, adding that he could see pricing rising again in eight or nine months.

Pashootan noted developers have been spoiled in recent years, and that launches might not lead directly to sold-out inventory, that builders will have to get used to a prolonged and competitive sales environment. Brown expects to see more showrooms built, and more low-key sales strategies. With affordability getting worse, the homeownership rate continues to decline, and Matt Young of Republic Developments expects a much higher proportion of investors in the market in both the new and resale markets.

Despite the more somber tone, the panelists identified the next hot areas, which include municipalities such as Hamilton and Scarborough, and neighbourhoods such as King East, the Golden Mile and Eglinton West.

An interesting point of discussion on the panel was how the desire for work-life balance will impact real estate. A few guests indicated that the desire for large office spaces would be permanently altered; people will continue to envision

downtowns as a place for meeting socially instead of spending five days a week in an office for work.

Resale prices have started to decline due to higher interest rates, yet new home prices remain high due to rising costs. The Ontario government wants to help reduce the costs that developers face, to increase housing supply and make more redevelopment sites viable. Doug Ford and Steve Clark announced plans on Oct. 25 to reduce red tape around development. Government fees for rental housing will be reduced, and other municipal fees will be capped. There will be a higher foreign buyer’s tax for non-residents investing in Ontario real estate, and many initiatives were tabled to speed up the planning approvals process.

As always, take the views of the experts and even the government interventions with a grain of salt. Time will tell whether forecasts and modifications to policy have the desired effect. Keep studying the market, surround yourself with an experienced team, and do your own research. Good luck.

Ben Myers is the President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. Contact him at bullpenconsulting.ca and @benmyers29 on Twitter.

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NEW YEAR, NEW PLAN

As we look forward to a new year, take a moment to remember those days of our youth. A time when life was more simple. A time that we didn’t worry about the stock market, or the price of groceries and houses.

The new year signified new beginnings, possibilities and new starts. New Year’s resolutions spoke of hope. Ah, those were more simple times.

The truth of the matter is that New Year’s resolutions, although full of optimism, are intrinsically flawed (see sidebar).

Perhaps, like me, you stopped making New Year’s resolutions years ago. However, this year, I decided that now more than ever, it is important to instil hope into our lives, with a solid plan for success.

The past few years have not been easy, and there is risk, now more than ever, of getting bogged down in the news of the world. When we do this, we could lose sight of our day to day lives and our own happiness. It doesn’t mean you shouldn’t care or take actions in causes you believe in, but don’t lose focus on your own well-being. The New Year can be your opportunity to do exactly that.

So, to embrace this positive self regard, I would like to share a plan for success.

HOW TO CHOOSE YOUR NEW YEARS RESOLUTION:

• Write a list of what is important to you. It could be losing weight,

spending more time with family or friends, or learning a new skill. It doesn’t matter what it is, it just has to be something you really want and have not been able to accomplish in the past.

• Pick the one that stands out to you as the most important and…

• Make sure it ‘s realistic. Now probably isn’t the time to train for the Olympics!

DEVELOP A PLAN:

• Have a very specific ultimate goal. Is it to lose 25 pounds? When do you want to reach this goal? Have a clear timeline.

• Develop steps – short-, mediumand long-term goals. For example: Short term might be to lose four pounds per month. Medium term, lose 25 by end of August. Long term, keep the weight off until Dec. 31 and beyond.

• Have clear steps in how to accomplish your goal; changes in eating and drinking habits that are doable. Hire help from an expert if you need it. Add a plan for exercise that you know you will enjoy.

• Do not do anything drastic. No cabbage soup diet. To accomplish your final goal, it has to be a lifestyle change that you enjoy and can imagine sustaining over time.

• Find a way to reward yourself as you reach your goal. It should not be

something that defeats the purpose. When you reach your first goal of losing four pounds, don’t treat yourself to a huge calorie-laden meal. It isn’t that this could hinder the final result, but it reinforces the idea that such a meal is a reward, thereby psychologically making you feel that not eating these types of meals is a deprivation. A nice massage could work, and perhaps once you reach your final goal, a wardrobe purge.

I wish you all the best in health, happiness and success in 2023.

WHY NEW YEAR’S RESOLUTIONS FAIL

• They are unrealistic, such as wanting to lose 30 pounds by spring

• There is no plan for success; change requires adjusting behaviours

• No tracking progress

• Make too many resolutions

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AGNES RAMSAY

Agnes Ramsay is a Registered Nurse, Personal Trainer and Wellness Coach who specializes in Electric Muscle Stimulation Training. agnes.ramsay@xbodyworld.com

CARTRIDGE-FREE ALL-IN-ONE

WIRELESS PRINTERS

THAT WON’T BREAK THE BANK

GREG GAZIN

If you’ve been putting off getting a new printer for yourself or family because the dreaded cost of the ink cartridges just might break the bank, then one of Epson’s two latest EcoTank Wireless Colour All-in-One Cartridge-Free Supertank Printers may just be that right gift for this holiday season.

While the name may seem a mouthful, these two from this Epson series feature easily refillable super-sized ink tanks that print incredible high-quality colour text and images. The EcoTank moniker is quite relevant. One set of four ink bottles, one each of Cyan, Magenta, Yellow and Black used to replenish the printer’s reservoirs, can replace an equivalent of up to 90 ink cartridges, saving you more than $1,000 for every ink replacement set.

This means that you and your family can print thousands of pages –including gift cards and other crafts, photos, school reports, term papers or business proposals before you need to refill. Of course, actual print results will depend on your usage.

IMPRESSIVE PRINT QUALITY

The diminutive ink bottles in no way impact print quality. In fact, these EcoTank printers use a unique and impressive Micro Piezo Heat-Free Technology which does not require the printer to warm up – saving valuable time and energy. They also use their Claria ET pigment black ink. Pigment inks offers a better

resolution as it prints the colour atop the paper’s surface, whereas typical dye-base dyes through paper. The result is extremely sharp text in any size font – plus impressive colour graphics and photos regardless of the paper type used.

They can print via USB and Wi-Fi, (Ethernet on some models) plus hands-free voice-activated printing using Siri, Alexa or Google Assistant from your iOS or Android smart device by using the Epson Smart Panel App.

Epson has a number of different models to suit your family needs. Two of the newer models include the ET-2850 and the ET-4850.

THE PERFECT FAMILY PRINTER

The EcoTank ET-2850 Wireless Colour All-in-One Cartridge-Free Supertank Printer is the ideal budget-conscious choice for many families. It has a 100-sheet paper tray and can print up 10.5 pages per minute (PPM) in black or five PPM in colour. It will also print automatically on both sides at six PPM and four PPM, respectively, saving you a lot of wasted paper. It also has a high-resolution 8.5-by11-in. flat-bed scanner and a built-in 20-page PC-free copier for standard letter-sized paper.

The ET-2850 comes in either black or white and retails for $399.99.

PERFECT FOR HOME OR OFFICE

For university students, small businesses or families with added printing needs, the EcoTank ET-

4850 Wireless Colour All-in-One Cartridge-Free Supertank Printer adds a number of premium productivity features not found on the ET-2850.

It prints faster than the ET-2850 at 15.5 PPM in black and 8.5 PPM in colour. It also features faster automatic two-sided printing along with faster PC-free copying up to 99 pages of legal or letter-sized paper.

Its built-in automatic document feeder (ADF) can be extremely handy when handling large numbers of documents rather than feeding pages in one at a time. The highresolution flat-bed scanner can scan 8.5-by-11-in. documents, but also up to 8.5-by-14-in. legal sized pages when using the ADF. There’s also faxing capabilities for the odd time you might need it.

The ET-4850 also adds a wired Ethernet connection for a solid and faster connectivity and for less reliance on Wi-Fi. It also has a 2.4-in. colour touch-screen display (compared to the non-touch 1.4-in.,) and larger 250-sheet paper tray, so you don’t need to replenish your paper as often.

The ET-4850 comes in black or white and retails for $649.99.

These are just two of the many EcoTank printer models Epson offers. Regardless which best suits you or your family’s needs, both make for great versatile family gifts. Think of all you can do and how much you’ll save, not to mention the plethora of empty cartridges being kept out of the landfill.

The EcoTank printers come with up to two years of ink right out of the box and when you need more, replacement ink bottles will yield about 7,500 pages for black and up to 6,000 pages for each of the cyan, magenta and yellow, and cost only about $26 and $17, respectively.

These models come with a oneyear warranty plus an extra bonus second year if you register your product. You can find them in-store and online at all your favourite retailers or directly via epson.ca.

Greg Gazin is a syndicated tech columnist, blogger, podcaster, and contributes to canoe.com, Troy Media and Active Life magazine. gadgetguy.ca

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LAKESIDE VILLAGE IN PORT HOPE

PHASE 5 NOW SELLING AT MASON HOMES’ AWARD-WINNING PROJECT

Mason Homes welcomes you to life by the lake, with the muchanticipated release of all-new bungalow, bungalow plus loft and two-storey designs recently released at Port Hope’s most popular address.

From its award-winning master plan nestled along the picturesque shores of Lake Ontario and rolling

fairways and meticulously manicured greens of the Port Hope Golf and Country Club, Lakeside Village offers the best in small town living with easy access to Hwy. 401, the GTA and an endless offering of local amenities and attractions.

Inspired by Ontario’s rich architectural heritage, classic and rear-lane courtyard designs offer a variety of lifestyle advantages that are ideal for empty nesters, as well as first-time buyers, young families, professional couples and singles alike.

Courtyard Collection homes are the perfect complement to your live-life-to-the-fullest lifestyle. Openconcept, well-planned interiors offer every convenience close at hand while the accessibility of the rear lane garage provides handy direct access to your home as well as creating an inviting rear courtyard oasis that’s perfect for both relaxing and entertaining with family and friends.

Classic Collection residences showcase an exceptional offering of Mason Homes’ signature exterior

elevation styles and, with wide lots, allow for recessed double-car garages, welcoming porches and an abundance of sun-filled windows at the front and rear, as well as spacious backyard amenity space.

No matter what design you choose, each home style includes an exciting new range of professionally designed architectural exterior colour palettes, creating beautiful pedestrian-friendly streetscapes within your community.

Interiors are sun-filled, bright and spacious, with endless design highlights, including soaring nineft. main floor ceilings, convenient main floor master retreats, gourmet inspired kitchens, inviting Great Rooms with available gas fireplaces, direct access double-car garages, main floor laundry rooms and the added convenience of optional finished basement layouts. To take full advantage of this spectacular golf course setting, a limited number of spectacular fairway walkout lots are also available.

In true Mason Homes fashion, the homes at Lakeside Village also deliver affordable luxury by combining cutting-edge building products and technology with a variety of today’s most requested features and finishes. And, as with every new Mason home, each residence is built to Energy Star standards, offering you more comfort, less energy consumption and total peace of mind for today and the years ahead.

As the Grand Opening of Lakeside Village continues, two-storey bungalow and bungalow plus lofts feature three to five bedrooms, ranging from 1,625 to 3,150 sq. ft. and priced from the mid $800,000s. With exciting communities now selling or coming soon, there’s a new Mason home that’s the perfect fit for your lifestyle and budget.

THE RESIDENCES OF BROADWAY – PETERBOROUGH

A charming new addition to Mason Homes’ award-winning, masterplanned Parklands community in Peterborough, The Residences of Broadway enjoy a wonderful location set along people-friendly streetscapes and richly landscaped boulevards.

Close to fabulous shopping, schools, transit and more, this limited offering of two- and three-bedroom threestorey townhomes is just steps from the numerous paths, trails and

preserved woodlands that continue to make the Parklands community Peterborough’s address of choice.

FOUR10 YONGE – BARRIE

Located at the gateway to cottage country, backing onto Willoughby Park at the corner of Yonge Street and Little Avenue, FOUR10 Yonge features all-new loft inspired urban townhomes. With three magnificent levels of living space up to 2,100 sq. ft., design highlights include sun-filled interiors showcasing hard-wearing vinyl plank flooring, and generous gourmet-inspired kitchens with every convenience close at hand, private master bedroom retreats, direct access single- and doublecar garages, and stunning rooftop terraces up to 500 sq. ft.

KINGSWOOD – COBOURG

For those looking for a more traditional townhome design, Mason Homes invites you to Kingswood. Now selling in Cobourg, Kingswood features an intimate collection of just 27 exceptional two-, three- and fourbedroom freehold townhomes, all with direct access two-car garages, and available in Mason Homes’ ever popular Arts & Crafts Classic designs. These exceptional 30- and 40-ft. designs showcase the highest level of construction and design innovation, while showcasing the

very best in luxury appointments, finishes and features.

CELEBRATING ALMOST 60 YEARS OF EXCELLENCE IN DEVELOPMENT, DESIGN AND NEW HOME CONSTRUCTION

Mason Homes remains one of Ontario’s most successful and forward-thinking new home construction companies.

Since 1961, Mason Homes has received numerous industry accolades for design and construction excellence including the Peterborough & Kawarthas Home Builders’ Association’s Builder of the Year and Green Builder of the Year.

For more information and to register for Lakeside Village in Port Hope, The Residences of Broadway in Peterborough, FOUR10 Yonge in Barrie and Kingswood in Cobourg, visit masonhomes.ca, or follow on Facebook, Twitter or Instagram for updates.

Barrie may be best known as the “gateway to cottage country,” but that’s purely history. Indeed, the days when this city of 153,356 was little more than a popular getaway destination are long over.

Barrie is a thriving city in its own right. It has long moved on from a bedroom community for Toronto, about 100 kms south, to build its own increasingly diversified economy, with a focus on education, healthcare, information technology and other sectors.

For example, Barrie hosts industry experts, executives, investors and entrepreneurs from across Ontario at

BARRIE

by WAYNE KARL

the annual Manufacturing Innovation Summit. Presented by the Business Development Bank of Canada, the event strives to help manufacturers maintain competitiveness and maximize productivity.

This October, the City of Barrie, in partnership with the County of Simcoe, the City of Orillia, Georgian College and Lakehead University, hosted the event for the first time in person since COVID.

CREATIVE ECONOMY

Further illustrating a focus on economic development, the City has partnered with Sandbox Centre

to make regional resources for innovation and entrepreneurship more accessible to local businesses. Opened in 2019, Sandbox Centre is the first private sector-led innovation hub in Ontario.

It is exactly these types of initiatives that make Barrie so appealing for real estate. Economic development means employment, jobs attract residents and residents translate to housing demand.

The city’s ability to attract younger residents is influenced by its growing reputation as a place for families and young, active professionals. Recent GO Transit expansion has made it

easier for professionals to live in Barrie, where it’s more affordable, and work in Toronto or somewhere along the way.

All of this makes Barrie one of the hottest housing markets in all of Canada, though, like many areas in Ontario, the city has seen some price pressure recently. At $814,600, the aggregate home price for the third quarter of 2022 is down 8.2 per cent from $887,400 from the second quarter, but is up 4.6 per cent from $778,500 year-over-year, according to Royal LePage.

NEW MAYOR IN TOWN

Managing such growth – and addressing housing affordability –is a top priority for newly elected mayor Alex Nuttall. Nuttall narrowly won over Barry Ward in the Oct. 23 municipal elections, taking over from three-term mayor Jeff Lehman, who did not seek re-election. Nuttall had previously served as a city councillor for eight years, before serving one term as a member of parliament for the district of Barrie-SpringwaterOro-Medonte.

Nuttall promises to address the growing pains of an expanding city and “unleash Barrie’s potential for a thriving community for its residents.

“You shouldn’t have to work in Toronto to afford a home in Barrie,” he said in is pre-election campaign material. “Housing costs too much in Barrie. Rental rates are too high. We need a mix of homes so there can be something affordable to all individuals who want to live here. Barrie residents are being priced out of the housing and rental market, and as a result are stretching themselves too thin financially. This needs to change.” He says he is committed to creating housing opportunities for Barrie residents, by building more housing in designated high-density areas, with lower project approval wait times.

For new home development, much of the activity is taking place in the south end of the city, where

townhomes and condos are the prevalent housing type, to appeal to first-time buyers and downsizers.

Multi-family housing, in fact, is holding its own, according to the Barrie & District Association of Realtors. The benchmark price for single-family homes in October was $833,900, down 5 per cent on a year-over-year basis. By comparison, the benchmark price for townhomes was $564,100, down only 0.5 per cent compared to a year earlier, while condos actually grew 1.3 per cent to $535,700.

Among the developers active in the city is Mason Homes, which is building FOUR10 Yonge, a collection of loft inspired urban townhomes, backing onto Willoughby Park at the corner of Yonge Street and Little Avenue. With three levels of living space up to 2,100 sq. ft., designs include sun-filled interiors showcasing hard-wearing vinyl plank flooring, gourmet-inspired kitchens, private master bedroom retreats, direct access single- and double-car garages, and rooftop terraces up to 500 sq. ft.

LIVE, WORK AND PLAY

Tourism still plays an important role in the local economy, with the historic downtown and waterfront among the major attractions. The downtown area hosts numerous annual festivals and events, such as The Barrie Waterfront Festival, Barrielicious, Winterfest, Jazz & Blues Festival, Promenade Days, and Ribfest and Craft Beer Show.

Barrie is also home to Kempenfest, one of the largest outdoor arts and crafts celebrations in Ontario.

During the winter months, people still flock to the area’s nearby ski hills – Horseshoe Resort, Mount St. Louis Moonstone, and a little further afoot, Blue Mountain.

Then, of course, there’s the hometown Barrie Colts of the Ontario Hockey League, who play out of the Sadlon Arena downtown.

LOCATION,

LOCATION, LOCATION

Located in Simcoe County in the northern part of the Greater Golden Horseshoe, about 100 kms north of Toronto, 36 km to Orillia; population 153,356.

KEY LANDMARKS

• Centennial Park & Beach • Georgian Theatre • Heritage Park • MacLaren Art Centre • Sadlon Arena • Waterfront Heritage Trail

SELECT HOUSING DEVELOPMENTS

BEA TOWNHOMES

By StateView Homes stateviewhomes.com

BRAESTONE HORSESHOE VALLEY

By Georgian Communities georgianinternational.com

ESSA TOWNS

By Centreville Homes essatowns.com

FOUR10 YONGE

By Mason Homes masonhomes.ca

FRIDAY HARBOUR RESORT

By Geranium geranium.com

MIDHURST HEIGHTS

By Geranium geranium.com

PROFESSOR’S WALK

PARKLAND LIFESTYLE RESIDENCES

AN EXCEPTIONAL CULINARY EXPERIENCE

As the holidays approach, it is a time of reflection and gratitude for those who bring so much to our lives, including the people we cherish –family, friends and neighbours. It is also a time when we gather, share a table and enjoy a range of dishes that bring back memories while creating new ones. At Parkland, every meal is a social occasion, which is why residents and their loved ones look forward to a culinary experience that feels as personal as their own home cooking.

Since joining the organization as a chef in 1998, Chief Culinary Officer Dana Schiefer has seen and

experienced the impact of working directly with those who bring life to our communities. “They are more than residents, they are like family, and we have a special bond because we work in their home,” he says. “They see us every day and have interesting lives and stories to share; getting to know them is an amazing part of the job.”

Schiefer oversees the culinary standards and menu design for all Parkland communities and believes the most important part of resident satisfaction is understanding their preferences and including a variety of quality and nutritious meals, using local ingredients whenever possible.

“We create seasonally inspired, rotating menus to ensure there is something for everyone,” he says. “Our menus include a selection of appetizers, main courses and desserts, and range from fine dining items to homestyle comfort food. Every dish is beautifully plated and freshly served.”

For residents with dietary requirements, Schiefer adds the level of personalization taken by every culinary team member. “We meet with each resident to understand their needs and preferences so they can enjoy the foods we serve with ingredients they enjoy,” he says. “And

if a resident wants something off the menu or cooked in a specific way, we will do our best to accommodate their request.”

At Parkland, residents love to entertain and have options when it comes to lifestyle and what’s included. Those who love to cook can prepare a meal in their fully-equipped kitchen or sit back and relax, while enjoying a restaurant-style dining experience led by the in-house chef and culinary team.

From the moment residents enter a Parkland dining room, the high ceilings, lighting, ambience and welcoming team members set the stage for a wonderful meal. There is always someone to share a table with, whether it be neighbours, friends or visiting family. The dining room is always buzzing with great conversations and the unmistakable feeling of comfort, carefree living and exceptional service.

When it comes to service excellence, Parkland not only strives for consistent service, but actively encourages residents to contribute feedback. “We hold food council meetings monthly to discuss what they like, what they’d like to see and what they would like to change,” explains Schiefer, who notes the importance of comment cards available to residents after every meal.

It’s no wonder family members and visitors feel a sense of relief, happiness and comfort after visiting a Parkland Lifestyle Residences community. Their loved ones are living their best life while surrounded by dedicated team members, great friends and great food.

With close to 35 years of experience in delivering premium accommodations, services and support to seniors, and a range of independent, all-inclusive and supportive lifestyle options, Parkland’s full continuum of service ensures residents can access exactly what they need as their needs change

over time, while maintaining independence, quality of life and peace of mind. With communities in Mississauga, Etobicoke, Ajax and Ancaster, Parkland Lifestyle Residences is quickly becoming a top lifestyle choice for Ontario retirees.

If you or a loved one are considering a vibrant, premium retirement community, consider Parkland Lifestyle Residences. It’s a place you’ll be proud to call home.

For information or to book a tour, call 1.877.742.6639 or visit experienceparkland.com.

Executive Chef, Parkland on the Glen

HOW TO HAVE A NATURAL CHRISTMAS

IN A SMALL SPACE

Mother Nature has some cues for us.

MARK AND BEN CULLEN

With more of us living in smaller spaces, the challenge during the holiday season is to decorate without having to move out. Clearly, a real Christmas tree is out of the question, unless you opt for the small tabletop-sized cut trees.

Here are our six recommendations for small-space, natural holiday decorating:

1. NORFOLK ISLAND PINE

This is the indoor, tropical version of a Charlie Brown Christmas tree. Thin between the branches, small and goofy looking. If you are looking for that classic pyramidal look, this may be your best choice. Norfolk Island Pine is a native to the South Pacific. It

loves a sunny position, needs the soil to dry between watering and is low maintenance. Go away for a week or two and it will still greet you with wide open branches. Hang some light, small Christmas lights or balls on it or string popcorn.

2. ROSEMARY TREE

This popular culinary herb can be trimmed into most any shape at all. It is the boxwood of herbs. You will find plants this time of year at food stores and farmers’ markets,

often shaped like an evergreen tree. Rosemary works well over the holiday season, but does not make a good permanent indoor plant. Let them get dry, about two cm below the soil surface, and place in your sunniest window. As they produce new growth or you get tired of having them around, whichever happens first, cut foliage off your rosemary, and use in your kitchen when preparing an appropriate meal. Rosemary goes with turkey, we are told.

3. ORANGE TREE

We think that oranges are very seasonal, perhaps due to the many stories of an orange being the only thing in Grandpa’s stocking Christmas morning when he was a child. And a nickel. Some people poke cloves into mandarin oranges this time of year to create a seasonal scent. An orange tree fits with this theme. This time of year, garden retailers carry an assortment of small orange trees that are hanging with attractive, edible fruit. It is almost as if you hung orange balls on a small tropical shrub for the holiday season. Convenient and a great permanent addition to your tropical plant collection. Sunny window.

4. BITTERSWEET VINE

(Celastrus scandens) A native plant that produces masses of orange/ red fruit this time of year and looks great, however you wish to use it. Add stems of Bittersweet to an arrangement of evergreen branches or dried vine as a table centrepiece or on a mantle. Note that bittersweet fruit is poisonous, as is mistletoe (but not poinsettias).

5. MISTLETOE

Native to Europe with a long history of lore attached to it, it was used during the winter solstice in Druid times by the local priest as part of a fertility ceremony. We will skip the details but suffice to say that none of this activity would go over well today. We have extended the tradition in a more civilized way by kissing under it, with consent from both parties. The appearance of mistletoe lends it nicely to being placed in a bowl with chestnuts or acorns. Reminder: Poisonous.

6. ROSE HIPS

The most ornamental enhancement of your Christmas table may be

just outside your back door. A few colourful rose hips, snipped from a large rose bush, would not offend anyone, we don’t think. They are decorative and display well. Make tea with them, as they are packed with vitamin C.

Back to the issue of limited space. We suggest that you explore the selection of tropical plants at your favourite plant retailer and decide what you like best. Chances are, your choice will lend itself to a few twinkle lights or stringed popcorn.

Mark Cullen is a Member of the Order of Canada. He reaches more than two million Canadians with his gardening/ environment messages every week. Receive his free monthly newsletter at markcullen.com Ben Cullen is a professional gardener with a keen interest in food gardening and the environment. You can follow both Mark and Ben on Twitter @MarkCullen4, Facebook @MarkCullenGardening and Pinterest @MarkCullenGardening.

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THE IMPORTANCE OF A RATE HOLD

AS BOC HIKES RATES AGAIN

jESSE ABRAMS

On Oct. 26, the Bank of Canada increased its prime rate by 50 basis points to 3.75 per cent. This marks the sixth rate hike this year since March 2022 for a total increase of 3.5 per cent – and it doesn’t look like increases are stopping just yet. Many homebuyers are wondering if now is the right time to buy, while homeowners are concerned about variable mortgages rising.

Yes, rates are inching higher, but there is some good news. Between August and September, home prices in Canada fell 3.1 per cent – posting the largest monthly decline since 1999. Further, it’s expected that prices will end up dropping close to 20 per cent (or more) by early 2023. So, even though rates are increasing, home prices across the country are dropping in buyers’ favour, especially for first-time buyers who have the advantage of benefits such as land transfer tax rebates.

As prices cool and rates rise, it’s an ideal time for buyers to consider a mortgage pre-approval and get a rate hold before the next hike to get a firm idea of their affordability. The market is shifting to a buyers’ market, so having the pre-approval in their back pocket could be a good way to be prepared for potential opportunities.

To show some quick math, if the average home price in Canada at its peak earlier this year was $700,000, and someone had a down payment of $50,000, with a five-year fixed rate mortgage of 2.49 per cent, their

monthly payment would be about $3,030 a month. Their remaining mortgage owed after that five years would be about $572,000. Now, if home prices drop even 15 per cent and that same home is now $595,000, with a down payment of $50,000 and five-year fixed mortgage rate of 5.2 per cent, the monthly payment would be about $3,380. The annual carrying cost has increased by $4,200, which is $21,000 after five years. While that number sounds large, with the lower home price, the remaining mortgage after five years is about $504,000. That is $68,000 less owed moving forward. So, in a basic example, with lower prices, a homebuyer can save nearly $50,000. This is a major savings for a shrewd buyer who realizes the opportunity and has the extra capital to carry the mortgage.

WhAt is A rAte hold?

A mortgage rate hold is a great tool that buyers can use against rising interest rates. When you apply for a mortgage pre-approval, the lender will offer you an interest rate that you can lock in for up to 120 days. Should interest rates rise within that four-month period, your locked in rate won’t be affected. In this environment, with anticipatory rate hikes, this could be a good option if you’re looking to buy, renew or refinance your existing mortgage.

When you add inflation and rising cost of living into the mix, it’s even more important to understand how your interest rate impacts your finances. Your rate determines your monthly mortgage payments, and in turn, whether you can afford your home over the long term. It’s key to

remember that you are not locked into anything with a pre-approval.

is noW the best time to hold A mortgAge rAte?

If you’re looking to close on a home, you’ll eventually have to lock in a rate so you can secure a mortgage. If you’re comfortable with the rate you’ve been offered by your broker or lender – the best piece of advice is to take it. Waiting even a few weeks has the potential to add hundreds of dollars to your mortgage on an annual basis – and with rates expected to continue rising, this is a no-brainer.

This is just another reminder that the big banks don’t have to be your first stop when it comes to getting a mortgage. Although it may seem like the best and most convenient route to take, most banks are quite limited in their offerings. Notably, they often leave out key information that can have a big impact on your financial goals and future, such as large prepayment penalty fees.

While the current environment is uncertain, rising rate environments are nothing new. There are many ways to navigate the current market and get approved for a mortgage while reaching your goal of homeownership. The key is to shop around, consult with professionals and make an informed decision that prioritizes your affordability.

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Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm. thinkhomewise.com

BUILDING

VIEW

A GENDER

DIVERSE FUTURE

FOR THE RESIDENTIAL CONSTRUCTION INDUSTRY

founded on excellent entrepreneurial skills and a strong work ethic.

MIKE COLLINS-WILLIAMS

Canada is on the verge of a major skilled trades shortage as, according to a report released by Employment and Social Development Canada, 700,000 skilled trades workers are expected to retire by 2028. According to the Financial Post, Canada’s workforce will see a 10,000-worker deficit in 56 nationally recognized Red Seal trades over the next five years. As the residential construction, skilled trades and STEM (science, technology, engineering and math) industries are mainly dominated by male professionals, an increase in women professionals has presented to be the best solution to the labour shortage.

However, women and especially young women and girls, are not aware of the rewarding career possibilities in the skilled trades and construction industries. Plus, there is a stigma that considers a trades college not as respectable as university attendance, as it allegedly does not result in successful careers.

This widespread misinformation on skilled trades professions, in combination with the deep-rooted stigma, has resulted in missing opportunities in rewarding, profitable careers. Not everyone is suited for academia, and the most successful trades professionals with booming businesses will agree. Professions in the skilled trades and construction industries provide the opportunity for fulfilling, profitable careers that are

The West End Home Builders’ Association (WEHBA) is an avid advocate for promoting the significant benefits of a career in the industry, especially when it comes to increasing the presence of female professionals. Through the events and initiatives of the WEHBA Women in Industry committee (WIN), the association aims to raise awareness and inform young women about the successful career opportunities the industry has to offer.

The latest event organized by WEHBA was an educational showcase in partnership with Mohawk College and the Ontario Youth Apprenticeship Program (OYAP). The event took place on Oct. 12 at Mohawk College, Stoney Creek Campus of Skilled Trades.

The WEBUILD Showcase offered 100 young women and gender diverse individuals in Grades 7 and 8 the opportunity to learn about the rewarding career possibilities in the residential construction, skilled trades and STEM industries. The showcase consisted of a full day of interactive workshop sessions, tours of Mohawk Campus and an inspiring session with Shannon Tymosko, a second-year electrical apprentice and advocate for the skilled trades.

“Women make up only 13 per cent of the total workforce in construction, and only five per cent of skilled trades workers,” says Bianca Bruzzese, WEHBA president. “The WEHBA Women in Industry committee is advocating for positive, cultural change that will increase inclusion and gender diversity in the residential construction industry. We are very pleased we had the opportunity to

educate young women about the rewarding career opportunities within the industry, and we are thankful for the support we have received from our community partners and members in doing so.”

The purpose of the WEBUILD Showcase was to inform young women in Grades 7 and 8 in the Hamilton District School Boards about the career opportunities in residential construction, and the academic pathways that exist to get them started. During the event, the students had the opportunity to visit different booths hosted by community partners and WEHBA members of different trades and fields.

Women are indeed making progress in the industry, but female professionals are still significantly under-represented in the skilled trades, residential construction and STEM industries. This is partly due to social and attitudinal barriers and partly due to lack of information and gender bias. The WEHBA Women in Industry committee’s goal is to inform and educate young women about the career possibilities in the industry at an early stage, so they can make an informed decision about their future when the time comes. Initiatives such as the WEBUILD showcase, offers a more realistic, hands-on approach that educates through practice and puts young women in direct contact with professionals from the industry.

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Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca

DEbbiE COSiC

OWN REAL ESTATE TO BUY REAL ESTATE

One of the wisest moves anyone can make is to own real estate, whether it is to live in or as part of a financial investment portfolio. Nowadays, owning may seem elusive to first-time buyers because of rising prices and the down payment amounts that come with them, but a great way to buy real estate is to begin by owning it. Sound contradictory? Here’s what I mean.

A popular avenue for first-time buyers is through gifting from their parents (often referred to as the “bank of mom and dad”). Last year around this time, CIBC issued an Economics in Focus report stating that in 2020, approximately 30 per cent of homeowners in Canada received financial help from their families –with the average gifts reaching up to $128,000. Only about 5.5 per cent of the givers went into debt to help their children. Some of this money came from savings; others gifted what would be considered part of their children’s inheritance. Families doing the gifting usually can, because of the equity they have earned from homeownership over time.

Some parents co-sign for their children’s mortgages, again because the older generation has likely paid off their own mortgage. In addition, many of these parents were paying mortgages when interest rates were double digits. They realize how important it is for their children to get into the market now, while rates are still incredibly low. They also understand that the window of opportunity is narrowing as rates inch up.

Another example of owning real estate to buy real estate involves move-up buyers who use equity from the home they sell to help afford a more expensive residence. They may have added to their families or simply decided they wanted more space.

Then, let’s look at real estate investors. Some are using the equity they have earned from previous investments to continue purchasing homes or condominiums. This is a wise investment move because it keeps momentum going and offers the potential for even more returnon-investment.

And here’s an interesting twist on the idea: Purchase real estate somewhere outside of the GTA, or even outside of Ontario, where prices are better, with the intention of selling and buying locally in the future. For example, at In2ition Realty, we represent two very affordable developments in Edmonton, where the Alberta government is enthusiastically encouraging homeownership through the media.

The point is, get into the market as soon as you can, however you can. Check out every government incentive for first-time buyers, including Canada’s Home Buyers’

Plan, through which you can draw up to $35,000 from your RRSPs toward your down payment. Canada’s Firsttime Home Buyers’ Tax Credit helps too. Check Canada Mortgage and Housing Corp., as well, regarding its First-time Home Buyer Incentive, which helps qualified buyers reduce their monthly mortgage payments. These are just three of many possible options available.

A new home or condominium will likely be the largest – and wisest – financial move you’ll ever make. Equity opens the door to financial options that can help carry you through your life cycles. You want to get the most for your (and possibly your parents’) hard-earned dollars, so shop wisely and take advantage of every incentive you can.

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

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Midtown by Averton Homes

LET’S MAKE RENOVATIONS, INFILL AND CUSTOM BUILDING EASIER TO MAINTAIN HOUSING STOCK AND

INCREASE SUPPLY

DAVE WILKES

In a city such as Toronto, with its generational housing crisis, every home counts. That’s why it’s important to address systemic barriers to adding housing supply, while at the same time making it easier to maintain existing housing stock and add secondary housing through renovations, infill and custom homebuilding. Unfortunately, in Toronto, this important work is frequently delayed due to the inefficiency of the municipal approvals process.

The 2021 Census identified that 305,600 households that own their home in Toronto (19.1 per cent of households that own) live in a home that needs minor repairs, and a further 74,600 households that live in a home that needs major repairs, including corrections to defective plumbing or electrical wiring, or structural repairs to walls, floors or ceilings. With Toronto’s aging housing stock, renovations play an important part in providing residents with suitable housing.

Renovations, infill and custom homebuilding also enable the addition of much-needed housing, whether by adding new legal apartments, converting existing homes into duplexes or triplexes, or simply modernizing an existing home to make it suitable for changing needs.

The trouble is, many of these renovation, infill and custom homebuilding projects face obstacles

and delays during the approval process. After initial planning, the renovator or builder submits the designs to the City, where they go through the process of zoning, Committee of Adjustment – which makes decisions on minor variances from the zoning by-law – and finally to the permit stage.

It can take up to four weeks for the intake of an application, with no clear timelines or transparency regarding the status of a submission. The time from when an application is submitted to when a hearing with the Committee of Adjustment is booked has become lengthier over the years. In the past, it took 30 to 60 days to get a hearing. Now, for some parts of the city, it can take six to eight months.

Additional time is needed to apply for a building permit. Applications are circulated for review amongst various city departments, such as transportation, urban forestry and heritage, which may provide contradictory comments on the same application. While this process is supposed to take 20 days, it often ends

up taking much longer. All told, it can take as long as a year for a project to go through the entire approval process with the City of Toronto.

These inefficiencies have a real impact. Not only do they make it challenging to maintain Toronto’s existing housing stock and add new stock on a smaller scale, but they also help create an underground economy where unscrupulous businesses seek to circumvent the system. Ultimately, this results in unsafe building outcomes that put homeowners and the general public at risk.

We can and should do better than this.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.

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IMMIGRATION,

HOUSING SUPPLY AND GOVERNMENT

Recent news from Bloomberg is that the population of Canada grew faster in the second quarter of 2022 than it has since the height of the baby boom. In fact, our population growth pace is the highest among the G7 nations. In addition, immigration is being credited with most of that growth, which represents an increase of approximately 3,100 people each day.

This is great news in the sense that we need immigrants to build our labour force in the face of our aging population and declining birth rate. In other words, we need immigrants to help us thrive as a nation. In return, we offer them a country where the quality of life is high compared to the rest of the world. Toronto and the Greater Toronto Area feature amazing cultural, educational and other amenities in a relatively safe environment. It is easy to understand why Canada is such a desirable residential destination.

The story is a little different when looked at from the practical standpoint of housing. In addition to needing skilled workers to build homes, we need more homes –something that has proven to be a challenge. Demand continually outpaces supply because of labour and materials shortages, as well as increasing development charges and red tape when it comes to approvals. The result is a continuing lack of supply, which, combined with higher interest rates, may result in prices rising even more.

What is the solution? Things have to change at the municipal level to make better use of the developable land available in Toronto and the Greater Toronto Area. Last year, we heard from the provincial government that we need 1.5 million homes over the next decade, but we need changes in our municipal governments to ensure they can be built.

Toronto Mayor John Tory promised more missing middle residences and increased density where traffic nodes are located. We await the details on how that can happen. We need to know how and when that can be accomplished – and certainly, sooner rather than later.

One thing holding back development is that too much land is delegated to lowrise housing, when we need much more density. Smaller lot sizes will help, as well as allowing townhomes and even condominiums to be built in established neighbourhoods. We also see skyrocketing housing prices, partly because of incredibly high levies and other development charges. This is the fault of government, not the developers, who are already facing incredible obstacles with the basic costs of building.

Zoning rules have to change to make new housing development happen, especially for the missing middle and highrise types. It will be interesting to see what the recent election results do for the new home industry and for frustrated would-be buyers who either cannot afford, or cannot find, the homes and condos that will meet their needs. I look forward to a bright future when housing supply and demand level out, and we reach a new normal in the industry.

+MORE CONTENT ONLINE nexthome.ca

Barbara Lawlor is CEO of Baker Real Estate Inc. A member of the Baker team since 1993, she oversees the marketing and sales of new home and condominium developments in the GTA, Vancouver, Calgary and Montreal, and internationally in Shanghai. baker-re.com

BARBARA LAWLOR

Marlin Spring, RioCan

JAYSON SCHWARZ, LLM and HAMZA AHMAD, JD

FOUR THINGS TO LOOK FOR

IN YOUR NEW HOME CONTRACT

fee is paid, and some may have other restrictions attached.

2. EARLY TERMINATION CONDITIONS

The length of a pre-construction contract will leave you reminiscing about the complications in Lord of the Rings. Schedules, addendums and page-long paragraphs can leave any reader feeling overwhelmed. Here’s a guide to four important things to watch out for and make sure you understand.

1. IS IT ASSIGNABLE?

Your closing date will likely be years away, so consider that circumstances change, unforeseen events occur, and your position in life might change so much that as closing approaches, you may not wish – nor be able – to close.

An assignable contract will help you sleep better at night, because if life throws you a curveball, you can hit it right back by assigning your contract to a new buyer who can step into your shoes. If the market is anything like the last few years, you might even end up with some profit from the assignment.

If your contract is not assignable, you may have no choice but to close – and that will mean closing costs, builder’s adjustments, occupancy fees and mortgage approvals, and more cash down.

Review the assignment clause in your agreement. Not all assignment clauses are the same; some may require builder consent and approval, some may require that a significant

We’ve all heard the stories about projects being cancelled, and buyers facing the choice of having to pay more for their new home, or have their deposits returned. Builders cannot cancel your contract for any reason, but they may do so if they cannot meet certain listed conditions in your contract, such as meeting a sales threshold or obtaining their own financing for construction.

Being informed may not prevent your contract from being cancelled, but you will be aware of important deadlines and the reasons for which your builder can cancel the project. Most of this information is contained in the Tarion Addendum that is attached to your agreement. It is important that you read this and understand all your rights.

3. DELAYED CLOSING TIMELINE

Your closing is scheduled for, let’s say, 2025. It’s worth it, you tell yourself as you think about the next few years. COVID slowed everything. What if your closing is delayed to 2026, 2028 or 2030? Highrise projects can be delayed a long time. Construction can be complicated, and your contract may allow your builder to delay the closing for several years to deal with those complexities.

In lowrise construction, there may be material shortages or other legitimate reasons for delay. Again, refer to your Tarion Addendum

to understand your rights as well as the builder’s.

4. COOLING OFF PERIODS

New home purchase contracts are exceptionally long and complicated. Condominium contracts come complete with a Disclosure Statement that can be extremely complex. You want to ensure that you are protected and informed, so taking it to an experienced lawyer for their review should be your next step. Reread articles, such as the ones on our website, speak to others who have purchased both types of products, and listen to focus on the things that are important.

Condominiums have a 10-day cooling off period that provides you a right in law to rescind the contract, if your expectations are not met. Freehold purchases, on the other hand, are firm when you sign and you must close – unless you insert a conditional clause.

The best advice we can give you is to invest in a review with a knowledgeable professional to advise you. It may be the best investment you ever made. Remember, you are spending a large amount of money. Do not scrimp in ensuring it is the right investment.

Jayson Schwarz, LLM, is managing partner of Schwarz Law Partners LLP. Hamza Ahmad, JD, is lead partner in residential real estate. schwarzlaw.ca, info@schwarzlaw.ca

+MORE CONTENT ONLINE nexthome.ca

A TOUCH OF

PERSONALITY Give your walls

As a designer, I have always been passionate about colour and texture. I enjoy the beauty and lushness found in richly coloured fabrics, the coarse texture of rough-hewn salvaged wood and the aged patina of beautifully tarnished metals.

Throughout history, we have seen many magnificently classic design features for our walls, be it ornately elegant plaster mouldings reminiscent of vintage Parisian apartments, or the rich mahogany paneling of stately English manors. These stunning creations gave classic splendor, charm and personality to our walls. Over time, we were introduced to modernism, which brought along its own stark beauty and simplicity. We’ve seen colour trends change, wallpapers come and go, all kinds of wood, or faux wood and wall cladding, but in the end, our desire to bring style and character to our walls has continued.

Undoubtedly, our walls have experienced many different lives over time, giving us an abundance of inspirations to draw on. However, deciding on a design direction can be a bit of a challenge. One of the easiest ways to liven up your walls is with paint. A rich, bold colour can add drama to your space, or simply create a contrasting feature wall for a quick and inexpensive wall makeover; and should you tire of the colour, it’s a relatively easy fix.

Wallpaper is always a great way to add character to your walls. Again, whether it’s an entire room, or just a feature wall, a bold patterned wall covering will undoubtedly be impactful in your space. There are some stunning wallcoverings out today full of colour, texture and pattern. From bold geometrics to vintage florals, opulent metallic finishes and wood inlays, to the natural uncomplicated look of grass cloth, wallpaper has given us an exciting approach to decorating and the perfect enhancement to spaces large or small.

The warmth and texture of wood can also create a wonderful feature wall. Whether you prefer the look of rustic, reclaimed barn board, a light toned tongue and groove paneling, timeless and classic wall mouldings or you’re in the mood for a bit of fun with some applied moulding and a gallon of paint, you know the addition of wood paneling will definitely make your walls sing. Today, we also have an abundant selection of 3D wall panels and tiles, which are a great way to create a fantastic feature wall with a more modern approach.

Concrete and brick have their own charming character and are a striking addition to any home. The industrial vintage vibe of exposed brick walls, and the modern feel of concrete both add great character and charm.

None of us want to live in a cookie-cutter home. We can decorate our homes beautifully, but in the end what we do with our walls can ultimately elevate our spaces from simply a pretty room to a “wow” room. Inspire your design creativity to create that wow factor in your home. When it comes to adding

full-scale

@LindaMazurGroup

Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and

design builds within Toronto, the GTA and throughout Canada. lindamazurdesign.com

personality to your walls, the possibilities are almost endless.

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O s h a wa V u g ha n M i ss i ss a B r a m on B u r l

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P i c k e r i n g

Affinity Condo, Rosehaven – affinitycondo.com

Amica The Balmoral Club – 416.927.0055

Amica Bayview – 416.977.3177

Amica Bayview Gardens – 647.286.7935

Amica Brampton – 905.460.0080

Amica Bronte Harbour – 905.842.8167

Amica City Centre – 905.803.8100 Inquire

Amica Erin Mills – 905.816.9163 Inquire

Amica Georgetown – 905.702.1555 Inquire

Amica Newmarket – 905.952.0505 Inquire

Amica Oakville – 905.842.8167 Inquire

Amica Pickering – amica.ca Inquire

Amica Swan Lake – 905.201.6058 Inquire

Amica Thornhill – 905.886.3400

Inquire

Amica Unionville – 905.947.9990 Inquire

Amica Whitby – 905.665.6200 Inquire

Ashgrove Meadows, Picture Homes – 905.985.0808 Mid $500K

Axess Condos, Liberty Hamlets – axesscondos.ca Mid $300K

Ballantrae Golf & Country Club – 905.640.1055 Resale

Bradgate Arms, Revera – 416.968.1331 Inquire

Canterbury Place, Verve – 416.227.1643 $3,415/mo. ◆

Cape Cod Villas, Kaitlin – kaitlincorp.com $600k

Chartwell Grenadier Ret. Res – 416.769.2885 Inquire

Chartwell Scarlett Heights – 647.846.7007 Inquire

GTA 8

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Connectt, Briarwood/Gilbach – briarwoodhomes.ca $520K

Courts of Canterbury, Geranium – courtsofcanterbury.com $830K

Credit River Retirement, Verve – 905.812.9191 $3,200/mo.

The Davis Residences, LCL Builds/Rose Corporation – thedaviscondos.com Low $500K

DelManor Elgin Mills – 905.770.7963 Inquire

DelManor Glen Abbey – 905.469.3232 Inquire

DelManor Northtown – 416.225.9146 Inquire

DelManor Prince Edward – 416.233.0725 Inquire

DelManor Wynford – 416.331.9797

Edge & Oro Towers, Solmar – edgetowers.ca

Evergreen Retirement, Verve – 905.502.8882

Forest Hill Place, Revera – 416.785.1511

Four Elms, Verve – 905.738.0905

Gallery Condos + Lofts, Carriage Gate Homes – gallery condominiums.ca Mid $600K

The Gardens by Maranatha – 905.581.6154 Low $300K

Glengrove on the Park – 905.640.7571 Mid $400K

Glynnwood, Revera – 905.881.9475 Inquire

Harbourview Grand, Kaitlin – 905.987.9871 Mid $300K

Hazelton Place, Verve – 416.928.0111 $4,775/mo.

The Kensington, Revera – 905.844.4000 Inquire

Kensington Place, Sienna – 416.636.9555 Inquire

King George School Lofts +Towns, The Rose Corporation – 905.235.6566 Mid $500K

King’s Landing, Stockworth – stockworth.ca Low $500K

R GTA 27

C/TH GTA 26 Court at Brooklin & Pringle Creek – 905.655.7718 Inquire

B GTA 28

R GTA 29

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GTA 49

PROFESSIONALOFFICES

Leslie and Wellington, Vermilion – vermiliondevelopments.ca Mid $900K

Lakebreeze, Kaitlin Corp. – 607.302.2490 $400K

Leslie and Wellington, Vermilion – vermiliondevelopments.ca Inquire

The Meadows of Aurora – 905.503.5560 $530K

Milton’s Bronte West Condos,– 289.851.0701 $560K

Modo, Kaitlin Corp. – modolife.ca $470K

Nautique Condos, Adi Dev. – 289.337.0766 $600K

Orchard East, Picture Homes – 905.419.6800 Low $600K

Palermo Village, Verve – 905.582.0395 $3,500/mo.

Parkland on Eglinton West, Shannex – 416.997.2647 Inquire

Parkland on the Glen, Shannex – 905.820.8210 Inquire

Pinnacle Uptown: Amber & Perla – 905.568.9000 $720K

Port Credit Res., Verve – 905.274.6864 $3,500/mo.

Prince George Landing, Stockworth/RoseWater – 905.655.6060 $400K

The Renoir, Revera – 905.853.6400 Inquire

Richmond Hill Retirement, Verve – 905.770.4704 $3,795/mo.

The Roxborough, Verve – 905.853.4573 $3,550/mo.

Royal Bayview, Tridel – tridel.com $1.2 Million

St. David’s Village – 416.267.2737 $698/mo.

Seasons Clarington – 905.697.9992 $3,360/mo.

Seasons Milton – 905.864.6888 $3,195/mo.

The Shores of Port Credit, Verve –905.821.1161 Inquire

Southbrook, Rice Dev. – 905.456.2764 Inquire

Stouffville Creek, Verve – 905.642.2902 $3,546/mo.

Streetsville Centre, Dunpar – 905.318.9112 $890k

Sunrise Senior Living of Aurora – 905.841.0022 Inquire

Sunrise Senior Living of Burlington – 905.333.9969 Inquire

Sunrise Senior Living of Erin Mills – 905.569.0004 Inquire

Sunrise Senior Living of Oakville – 905.337.1145 Inquire

Sunrise Senior Living of Richmond Hill – 905.883.6963 Inquire

Sunrise Senior Living of Unionville – 905.947.4566 Inquire

Tapestry at village Gate West – 416.777.2911 Inquire

The Watford, Watford Group – 416.218.5542 Inquire

Thorne Mill on Steeles – 905.731.4300 Inquire

Toronto Street Boutique Condos – maplebrookhomes.ca Inquire

Valera Towns, Adi Developments – adidevelopments.com $740k

Villa Da Vinci, Sienna – 905.264.9119 Inquire

VIVA Mississauga – 905.566.4500 Inquire

VIVA Oakville – 1.888.984.8482 Inquire

VIVA Pickering – 905.831.2088 Inquire

VIVA Thornhill Woods – 905.417.8585 Inquire

VIVA Whitby Shores – 1.888.984.8482

Westview Condos, Devonleigh – devonleighhomes.com

White Cliffe Terrace, Verve – 905.579.0800

Wilmot Creek, Rice – 1.800.994.5668

ONTARIO

Allora Condos, Urbandale – 613.822.2190

Amica Bearbrook Court – 613.837.8720

Amica London – 519.657.7096

Amica Quinte Gardens – 613.966.5815

Amica Riverside – 519.948.5500

Amica The Glebe – amica.ca

Amica at Westboro Park – 613.728.9274

Arbour Village, Wilson Dev. – 1.800.963.7546

Aura By The Lake, Kaitlin Corp. – kaitlincorp.com

Batawa livebatawa.com

Bluepoint Lookout, Allan Dev./valour – bluepointlookout.com

Bluewater Country, Parkbridge – 519.542.7800

The Bluffs at Huron, Parkbridge – 519.955.6780

Bob–Lo island 519.736.1111

C/TH GTA 50

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GREATER TORONTO AREA ONTARIO GOLDEN HORSESHOE COTTAGE COUNTRY

The Brealey Homes & Suites – nirvana.ca

Brighton By The Bay – 1.800.418.6918

Burnham Meadows, Picture Homes – 705.742.1212

Carolina Suites, Nautical – 613.267.7000

Clarence Crossing, EQ Homes – 1.866.829.3117

East City Condos, TVM Group – 705.876.0817

East Riverside Square, Elm Dev. – eastriversidesquare.com

East Village Cobourg, Stalwood – 289–252–1961

Eden Park Clarington – 647.668.3695 Inquire

Eastside Horizons – eastsidehorizons.ca Low $300K

Elliot Lake Retirement Living – 1.800.461.4663 $545/mo.

Empire Crossing, Esprit – 1.800.932.3043 Inquire

Encore at Port 32, Marshall – port32.com $370K

eQuinelle Community, eQ Homes – 1.866.829.3117 $470K

Fairways at Seven Lakes, Gintar – 519.252.0419 Inquire

Frontenac Shores – 1.866.240.5194 Inquire

Gallipeau Centre – 613.284.9916 $200K

Gibbard District Condos – 613.308.9190 $390K

Grand Cove Estates, Rice – 519.238.8444 Inquire

ONT 23

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Hamilton Woods, Gordon Tobey – 613.475.0618 Inquire ■ ■

ONT 36

F/B/D ONT 35 Harbour Hill, Nautical Lands – 1.888.991.6548 $3,614/mo. ◆

Hastings Estates, Batavia Homes – bataviahomes.ca Inquire ■ ■ ■ ■ ◆

B/D ONT 37 Haven On The Trent, Sifton – 1.855.305.7963 Custom ■ ■ ■ ■ ◆

ONT 39

B/D ONT 38 illusions, Kaitlin Corp. – kaitlincorp.com Inquire ◆

Kingswood Cobourg, Mason – masonhomes.ca Inquire ■

Lakeside Village in Port Hope, Mason – 1.877.880.6565 $470K

Lakewoods, Lakewoods Resort Dev. – 1.888.990.9120 Inquire

Lilacs Retirement Village – 705.742.3338 Inquire

Loyalist Country Club, Kaitlin – 1.800.353.2066 Low $400K

Luxury Waterfront at Picton Harbour – portpictonhomes.com Mid $300K

Meneset on the Lake, Parkbridge – 519.440.1465 Mid $200K

New Amherst in Cobourg – 1.866.528.9618 $420K

Ninth Avenue Estates – 519.371.5228 $380K

Orchard Gate Estates, Stalwood – 905.372.4179

Orchard Hill Country Towns – 1.877.548.4455

Palisade Gardens – 905.372.1150

Parklands & The Arbour Condo Villas, Mason – 1.866.443.7900

Perthmore Glen – 1.800.267.4218

Picton Harbour Lofts – 613.902.1433

Pinery Bluffs – 519.317.9931

Quinte Gardens Retirement – 613.966.5815

The Redwoods – 613.828.8540

The Residences of Cobble Beach, Reid’s/Sherwood Homes – 1.877.781.0149

Residences of Sawmill Creek – 519.336.7560

The Richmond, Verve – 613.966.4407

River Terraces at Greystone II, eQ Homes – 613.569.3043

Riverbend Estates, Ambria – riverbendestates.ca

RiverBend Golf Community, Sifton Properties – 519.657.4333

Riverview Meadows, Parkbridge – 519.297.3130

Riverstone, Brennan Custom – 1.844.211.1818

Sandbanks Summer Village – 613.476.5286

Seasons Amhertsburg – 519.736.7557

ONT 41

F/TH ONT 40 Kokomo Beach Club, Wastell – kokomobeachclub.com $300K

FD/FB ONT 42

LOTS ONT 43

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L/M ONT 47

TH/S/B/D ONT 48

$200K

COMMUNITY

Seasons Belle River – 519.727.0034

$3,490/mo

Seasons Brantford – 519.752.5477 $3,375/mo

Seasons Owen Sound – 519.371.5115 $3,045/mo

Seasons Royal Oak Village – 519.966.5475 $3,560/mo

Sherbrooke Heights – 705.243.4564 Inquire

Stone & South, CaraCo – 613.875.2524 Low $500K

Sunrise Senior Living of Windsor – 519.974.5858 Inquire

Tall Ships Landing, Fuller Grp. – 613.498.7245 $600K

The Walton Residences – 416.99.9851 Inquire

Twelve Trees Waterfront Condos, Royalcliff Homes – 613.969.2044 Mid $400K

Twin elms, Parkbridge – 519.245.3300 $90K

Valleyview Estates – 705.696.1600 $140K

Victoria Retirement – 905.377.1555 $1,795/mo

Views Prince edward County, Cosmopolitan Homes – lovetheviews.ca Inquire

Vintage Green in Ilderton – 519.666.2094 Inquire

VIVA Barrhaven – 1.888.984.8482 Inquire

VIVA Waterside – 613.653.2010 Inquire

Waterside, Viva – 613.253.2010 Inquire

Wellings of Corunna, Nautical – 226.455.0505 $1,995/mo

Wellings of Picton, Nautical – 613.707.0431 $3,295/mo

Wellings of Stittsville, Nautical – 1.888.643.6548 $1,995/mo

Wellington Bay Estates & Abbott Lane Towns, Sandbank – 1.800.353.7823 Inquire

West Five, Sifton – sifton.com Inquire

Westlinks, Rice Dev. – 1.888.ASK.RiCe Low $400K

Whispering Pine, Sifton – sifton.com Inquire

Wood Haven Luxury Condos – 519.842.9090 $380K

Young’s Cove, Briarwood – 1.866.962.5264 $480K

GOLDEN HORSESHOE

Amica Dundas 905.628.6200 Inquire

Amica Stoney Creek 905.664.8444 Inquire

Arbour vale, Pinewood 905.397.8616 Low $900K

The Bench Beamsville benchcondos.com Mid $300K

Cannery District, Winzen winzen.ca Inquire

Century Condos, Homes By DeSantis centurycondos.ca High $300 ◆

Coast Road, River Rock Const. coastroad.ca $460K

Davis Heights, Lucchetta Homes lucchettahomes.com $800K

Deerwood Lane, Southport – 905.658.3554 $490K

Dickson Hill, Jackson Homes – dicksonhill.ca $860K

Dover Coast Phase 2, Stockworth – 519.583.2049 $560K

The Dover Wharf – doverwharf.com $370K

Edgewood Suites, FLATO® – edgewoodsuites.ca Inquire

Elora Mill Condominiums, Pearle – eloramillcondos.ca Inquire

The Flats at Black Creek – 519.583.9009

Grand Bell, Lakeview Dev. Hldgs. – grandbellsuites.com

Grimsby Waterfront, Losani – losanihomes.com

The Harbour Club, SDR Group – theharbourclub.ca

Harbour Heights – 519.754.6772

Harbourtown village, Silvergate Hardy Terrace, Verve – 519.484.2431

Harvest Retirement Village – 519.688.0448

The Jacob, Emshih Living – 905.563.3322

Kayak Urban Towns, Kingwood – kingwoodhomes.ca

King’s Park, LJM Dev. – kingspark.ca

Lakeside Landing Wellington, Royalcliff, lakesidelandingwellington.ca

Legends On The Green, Silvergate Homes – silvergatehomes.com

Lincoln Park Retirement – 905.309.0055

The Manse, Homes By JBR – 905.692.1052

Meadowlands – 905.304.1968

Metcalfe Gardens, Verve – 519.631.9393

The Oaks at Six Mile Creek, Blythwood Homes

Townhomes at the Oaks in Ridgeway – blythwoodhomes.ca

PROFESSIONALOFFICESSECURITYSYSTEM

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GREATER TORONTO AREA ONTARIO GOLDEN HORSESHOE COTTAGE COUNTRY

Odyssey, Rosehaven – odysseylife.ca

One Five Central, Aiva – onefivecentral.com

Panorama Condos, Kalar – 289.271.4950

Park Lane Place, Park Lane Homes 905.382.8857

Passages on the Canal, BW – mypassages.ca

Pine Meadows– 226.821.1688 Resale

Piper’s Grove Condos, Reid’s – 226.751.5250 $360K

Portside at Woodway Trails – huroncreek.com Mid $300K

Portview estates, Silvergate – silvergatehomes.com

Million +

Queensview Retirement Comm. 1.888.436.6534 $2,395/mo.

Riverside at Hunters Pointe, Lucchetta Homes – 289.820.8600 Low $500K

Royal Port, Rankin – 1–833–ROYAL–51 Mid $800K

Royal Ridge, Royal Oak Prop. – royalridge.ca $600K

Ryan’s Grove, Lucchetta Homes – lucchettahomes.com $760K

Shelter Cove – 1.866.416.8848 Low $200K

The Shores, Marz Homes – 905.894.7873 High $300K

South Hill, Thomasfield – 519.766.5060 $420K ■ ■

South Port, Rankin Const. – southpt.ca $360K ■

The Spencer at Dundas Peak, Sage – spencercondo.com Inquire ■ ■ ■

St. Elizabeth Mills, Zest – 905.574.8178 $370K ◆ ◆

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Stonecroft by Carey Homes – 1.866.278.7577 $670K ◆ ◆ ■ ◆ ◆ ■ ■ ◆ C/B GH 51

Trailside at Grey Silo Gate, Activa – 519.742.5800 Low $400K ■ ■ ■ ■ ◆ ■ ■ ◆ C GH 52

Victoria & John, Solmar – 905.688.3010 Inquire ■ ■ ■ ■ ◆ ■ ■ ◆ S

Upper Vista Condos, Evertrust – 1.866.418.8936 Low $500K ◆ ◆ ◆ ■ ◆ ■ ■ ◆ C GH 53

Village Creek, Park Lane Homes – 905.382.8857 Mid $400K ■

The Village on Prince Charles, Carey Homes – careyhomes.ca Low $400K ■

Village On The Twelve, Silvergate Homes – silvergatehomes.com High $600K ■

Villages of Sally Creek, Sunlight Heritage Homes – 226.289.2943 Low $400K

The Vines, Four Mile Creek, Blythwood Woodcastle Homes – 647.531.8463 $570K

The Vintages at Four Mile Creek, Blythwood – 905.657.2977 Mid $500K

Vista Ridge & Vibrant, Losani – losanihomes.com $300K

Viva On The Lake, Losani – losanihomes.com Inquire

Waterview Condos, LJM – 1.855.500.1215 Low $400K

Welland High Garden, Dennis – wellandhighgarden.ca Inquire

Wellings of Waterford – 1.800.996.9885 $1,295/mo.

Westwood Trails, Sinclair Homes – 226.476.2227

COTTAGE COUNTRY

Amica Little Lake – 705.722.9191

Aquavil, Royalton Homes – aquavil.ca High $400K

Ashton Meadows, Briarwood – ashtonmeadows.ca

Beaverton Common, Armour Heights Developments – armourhd.com

Blue Vista, Royalton Homes – bluevista.ca

Braestone Horseshoe Valley, Georgian international – 705.727.5656

The Bungalows at Peaks Ridge – 416.399.6546

Captain’s Cove, Remington – 1.800.640.2309

Chalets at Georgian Shores – georgian–shores.ca

Fenelon Lakes Club – 705.887.5440

Forest Heights, Democrat Homes – 705.835.0354

Friday Harbour Resort, Geranium/Pemberton – 647.351.0991

Georgian Sands, Elm Dev. – georgiansands.com

Gryffin Bluffs, Gang of Five Inc. – gryffinbluffs.ca

Harbour Pointe, Batavia – 705.355.0363

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COMMUNITY NAME & CONTACT COMMUNITYCENTRE

Harmony Living, Mamta – mamtahomes.com

Inquire

Hedge Road Landing, Alliance – 905.596.2200 Inquire

Highcrest Muskoka, edgewoodmuskoka.com Inquire

Holland Gardens, Verve – 905.775.6020 $3,250/mo.

Homes on the Bay, Rose Water – rosewatermanagement.com Inquire

Hometown Creemore, Alliance – hometowncreemore.ca $590K

The Këmp, Fortress – 905.787.9266 Inquire

Kings Landing, Dreamland Homes – 905.657.4663 High $500K

Kingsmere Retirement, Sienna – 705.434.4600 Inquire

Kingsview on Balsam Lake, Kaitlin – 1.866.514.3573 Inquire

Lākhouse Lakefront Residences, Aalto Developments – lakhouse.ca $470K

Lakepoint village, Alliance – 705.323.9768 $260K

Lakeside Muskoka, lakesidemuskoka.ca Mid $700,000s

The Landing at Little Lake – 705.719.9909 Mid $300K

Lora Bay: The Cottages & The Masters, Sherwood Homes – 1.877.696.8984 Mid $600K Lake

Beachway Crossing, Stonebridge Building Group -stonebridgebg.com Mid $600K

Markdale Highlands, Sunfield – sunfieldhomes.com $380K

Matchedash Lofts, Oakleigh Dev. – 647.502.5255 $430K

The Meadows of Creemore, MDM – 705.466.5246 Mid $200K

Monaco Condominiums – 1.855.666.7007 $580K

Muskoka Bay Resort, Freed Developments Ltd. – 1.866.321.2004 High $300K

Mountain House at Windfall, Georgian International – 705.293.0954 Low $300K ●

Lake

PROFESSIONALOFFICESSECURITYSYSTEM

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Mountaincroft, Grandview Homes – 1.866.775.0333 $470K ■ ■ ■ ■ ◆ ■ ■ F/B/D CC 36

Muskokan Resort Club – 1.866.960.9016 Inquire ◆ ◆ ■ ◆ ■ ■ ◆ F/O CC 37

Oak Bay, Eden Oak – 705.538.0303 $520K ◆ Lake◆ ◆ ◆ ◆ ■ ■ ◆ C/TH CC 38

Red Maple, Alliance/Consar – 705.293.1374 $370K ■ ■ ■ ■ ◆ ■ ■ TH/D CC 39

Residences at Five Points, AT Dev. – atdevelopments.ca $420K ◆ ■ ■ ■ ◆ ■ ◆ ◆ C CC 40 Residences on McMurray, Unexus – 705.646.2333 Inquire ◆ ◆ ■ ■ ◆ ■ ■ ◆ C CC 41

Riverway, Centurion Homes – 647.478.9050 Mid $500K ■ ■ ■ ■ ◆ ■ ■ B CC 42

Royal Windsor at Balmoral Village, Sherwood Homes – 1.877.887.3437 Mid $300K ◆ ◆ ■ ■ ◆ ◆ ● ■ ◆ C CC 43

Sandycove Acres, Parkbridge – 1.800.348.7161 $130K ◆ ◆ ■ ■ ◆ ◆■ ■ ◆ M/B CC 44

Sea Shell Bay, Calibrex – seashellbay.ca Inquire ■ Lake ■ ■ ◆ ■ ■ ■ D CC 45

Seasons on Little Lake, Hanson – 1.888.990.9120 Mid $300K ● Lake● ■ ● ◆ ■ ■ ◆ TH/S CC 46

Simcoe Gardens, Mamta – mamtahomes.com $900K

Sophie’s Landing – sophieslanding.ca Low $500K

The South Shore, Fortress – 905.476.6400 Mid $500K

Stonebridge By The Bay, Stonebridge Building Group – 705.422.0880 $560K

The Summit, Truelife – thesummitmuskoka.com Mid $300K

Terrace Wood, Third Line – 647.227.4069 $540K

The Tom Studio Suties, Greystone – 705.773.8833 $280K

The View at Blue Fairway, MacPherson Builders – theviewcondos.ca

The Villas at Wasaga Meadows, Parkbridge – 705.429.5996

The Waterfront at Grandview – waterfrontatgrandview.com

Thornbury Meadows, Telfer Homes – thornburymeadows.ca

Timberline, Batavia Homes – bataviahomes.ca

Treetops at Hidden valley, Club Leisure Corporation – 1–855–784–9990

The viC Condos, AT Dev. – atdevelopments.ca

Valley Lodge at Horseshoe Resort – 1–844–845–6343

Vistas Hillside Briar Hill – 705.435.5503

Waterstone Modern Townes, Nexus – waterstonetownes.com

The Waterways of Muskoka – 705.645.5533

White Pines, Mattamy Homes – 705.645.6448

Windfall Phase 2 in Blue Mountain village, Georgian International – 705.293.0954

Woodland Creeks, Briarwood – woodlandcreeks.ca

Wyldewood Creek, Brandy Lane – 1.800.315.HOME

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GREATER TORONTO AREA ONTARIO GOLDEN HORSESHOE COTTAGE COUNTRY

Black & Decker blackanddecker.com

Braestone – Georgian International braestone.ca

Edgewood – Flato edgewoodsuites.ca

Enbridge enbridgegas.com/winterproofing

Lakeside Village – Mason homes masonhomes.ca

NKBA nkba.org

Parkland Lifestyle Residences experienceparkland.com/Ontario

Ready set Reno ready-set-reno.ca

Shelter Cove sheltercove.ca

Ultramatic ultramatic.ca

DENIS VILLENEUVE

EMPATHETIC HUMANIST IN A CYNICAL WORLD

did not watch it that night – too busy with candy and kids – we did soon after.

BRUCE KIRKLAND

Canadian filmmaker Denis Villeneuve is an empathetic humanist in a cynical world. In an annual ritual of personal reflection, I have thought fondly of Denis since Halloween. I realize that sounds odd, but an intimate connection began on Oct. 31, 2016.

While I have met with Villeneuve and chatted with him since that day, Halloween 2016 was the last time I did a formal interview with him, just as he established an international reputation as a producer-writerdirector. It was timed with the debut of his elegant alien-themed Arrival, an understated and somewhat underappreciated masterwork of sci-fi filmmaking.

Just before the interview –conducted by phone, in this case – I learned that my beloved mother had died, age 91, peacefully in her sleep at a hospice. I was choked up while talking with Villeneuve, and shared why. He offered to postpone the interview. I declined.

Why? Because he was the person I needed to talk to that day. Arrival deals with heartbreaking loss and personal grief. Yes, it looks like a sci-fi genre film on the surface, but it explores extreme human emotions in an extraordinarily subtle, deft manner that leads to healing.

Flash forward to Halloween 2022. My wife, Rachel Sa, had been urging me to finally see Villeneuve’s latest film, Dune: Part One. While we

Once again, despite its staggeringly broad scope, despite pitched battles, despite reinventing the giant sandworms from Frank Herbert’s legendary 1965 novel, Denis’ Dune is still intimate, elegiac and all about personal loss, grief and tragedy. But, of course, there is the healing that lets us take the next step.

Dune: Part One became a $401-million blockbuster hit in 2021, regardless of the pandemic; it has been a big performer in streaming and on DVD and Blu-ray in 2022. And the Part Two sequel, which will essentially cover the second part of Herbert’s novel, is due on Nov. 3, 2023. Most blockbuster sequels leave me cold. This one has me eager to see for its humanity amid the medieval-style wars and the futuristic elements of space travel. Villeneuve makes his gritty sci-fi as rooted in reality as any fantasy can be.

Villeneuve had dreamed of realizing his own vision of Dune since he was a young filmmaker emerging in his home province of Quebec in the 1990s. I return to his earlier feature films in both French and English as part of my reverie. He has never made a film that is not worth seeing again and again, even if an individual title (his spectacular financial flop Blade Runner 2049) is fraught with controversy.

I don’t have the space to wax eloquent about the pre-Arrival films, so here is a list: August 32nd on Earth (1998), Maelström (2000), Polytechnique (2009), Incendies (2010), Prisoners (2013), Enemy

(2013) and Sicario (2015). Find them, watch them, see his progression as a filmmaker.

But also understand the soul of the man who was so evident from the beginning when the remarkable Quebec producer Roger Frappier “discovered” Villeneuve and launched his feature film career with August 32nd on Earth. On Halloween 2023, I will be thinking again about Villeneuve and ready to engage with Dune: Part Two.

Bruce Kirkland’s career spans more than four decades, working for The Toronto Star, The Ottawa Journal and finally, as the senior film critic, for 36 years at The Toronto Sun. bruce.kirkland@hotmail.com

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