Edmonton New Home Guide - Aug 28, 2015 by NextHome

Aug 28 - Sept 25, 2015 Volume 27 Issue 09

Edmonton Edition

INSIDE THIS ISSUE

EDMONTON MARKET PROVING RESILIENT

DO YOU FEAR AN INTEREST RATE HIKE?

GETTING YOUR YARD READY FOR FALL

K-8 school coming to Leduc’s #1 selling community

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VISIT ONE OF OUR SHOW HOMES TRUMPETER AT BIG LAKE 12908 - 207 Street | NW Edmonton 780.249.9110 HARVEST RIDGE 153 Harvest Ridge Drive | Spruce Grove 780.571.1881 HAWKS RIDGE 504 Merlin Landing | NW Edmonton 587.984.8339 WALKER SUMMIT DUPLEX 5268 & 5270-20 Avenue South | SE Edmonton 587.521.8890 WALKER SUMMIT 5439-20 Avenue South | SE Edmonton 587.521.8588 WOODHAVEN 5406 & 5408 Edworthy Way | SW Edmonton 587.991.8525

With unexpected luxury features and life-enhancing layouts, every detail of an Averton home is created with the highest regard for design integrity and value. From townhomes to breathtaking custom estates ranging from the low $300s to over $1 million, Averton Homes has a home designed for you. Visit our website at averton.ca

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Walking distance to a new K-9 school and 60-acre Jubilee Park. Two storey plans from 1508 sq ft to 2864 sq ft.

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averton.ca 7

contents AUG 28 - SEP 25, 2015 | | VOLUME 27 ISSUE 09

Community Profile

P. 77 DREAM

Building better communities

features & editorials IN EVERY ISSUE

COLUMNISTS

HOMEBUYERS’ HELP

Showhome Review

Expert Advice

Editor’s Note

IN THE NEWS

19 64 68 72

Neighbourhoods

Neighbourhood farmers’ markets booming in Edmonton

by Gene Kosowan

Home Sales

Canadian home sales edge lower but still strong in July

Interest Rates

Two-thirds of Canadians fear an interest rate hike

Qualico Communities News of Qualico-saurus proportions

CHBA - Alberta

Positive signs for the Edmonton housing market by Jim Rivait

Fundamentally Speaking How might foreign economic woes affect Canadian real estate? by Wayne Karl

Homebuyers’ Help

Last minute landscaping for the fall

by Shane’s Landscaping & Contracting Ltd.

Designer Secrets

10 tips for creating a guest room in your new space by Jane Lockhart

98 100

Hip and refreshing home at Vita at Crystallina Nera Talking trends with Tommy Smythe by Salina Yara Halabi

Community Profile

Dream – building better communities

New Homebuyers’ Resource Section Mortgage calculator and rate table

Designer Advice

Cottage country in the city

Web Directory

Edmonton area builders, developers and communities

ON THE COVER

p. 14

Aug 28 - Sept 25, 2015 Volume 27 Issue 09

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

Edmonton Edition

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

QUALICO COMMUNITIES

DIRECTOR OF SALES, NATIONAL

Moe Lalani

SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri

Newcastle â&#x20AC;&#x201C; love where you live

ART DIRECTOR

Victoria Cigan EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck (on leave) Elisa Krovblit Lydia McNutt SENIOR MEDIA CONSULTANTS INSIDE THIS ISSUE

EDMONTON MARKET PROVING RESILIENT

DO YOU FEAR AN INTEREST RATE HIKE?

GETTING YOUR YARD READY FOR FALL

Jennifer Mizier 780.217.6778 Nancy Chemait 780.619.3241 NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNERS

Viosa Barileva Mike Terentiev MANAGER OF PRODUCTION

Bala Gnanapandithan

The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1

district maps

ypnexthome.ca

018

Edmonton Region

075

Southeast

037

West

077

Northwest

045

Northeast

085

Sherwood Park

057

Southwest

087

Fort Sask

065

South

092

Spruce Grove

073

Leduc

093

Stony Plain

074

Beaumont

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages NextHome is a trademark of Yellow Pages Group Co. in Canada. TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca.

PUTTING DOWN ROOTS AND RAISING THE BAR IN EDMONTON

Collections At Creekwood, Mattamy 2-Storey Townhome Exterior

MATTAMY BRINGS A HIGHER STANDARD OF DESIGN TO THE COLLECTIONS AT CREEKWOOD

attamy Homes has built over 70,000 homes since 1978. This kind of success has come primarily from making happy homeowners. We do that by listening to you and creating spaces – in homes and in communities – that you can really live in. Our interiors feel more spacious because we maximize living areas. And our rich-in-colour, visually appealing exteriors are always pleasing to come home to. In just one short year since we arrived in the Edmonton area, we’ve already established a reputation for visually appealing streetscapes and fully landscaped lots. In The Collections At Creekwood, you’ll see that our 2-Storey Townhomes present beautiful faces as the rear lane, 2-car garages allow us to emphasize people over cars.

10 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

MATEDMONTON-MH_NHG_DPS.indd All Pages

Windsong, Airdrie Townhome Showhome

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New School Coming Soon

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All of our Townhomes offer a full landscaping package, 9' Ceilings on the Main Floor, and a variety of sizes for any size of family. The Edmonton Public School Board has also announced that a new K-9 school will open across the street from our neighbourhood within The Collections At Creekwood. If you expect more from your home and community, we invite you to register for new and updates on our newest community in The Collections At Creekwood. It surely promises to be one of Edmontonâ&#x20AC;&#x2122;s most livable, family-friendly communities.

2015-08-19 11:12 AM

//EDITOR’S NOTE

New-home experience Make wise choices and enjoy the process

SUSAN LEGGE

EDITOR-IN-CHIEF Yellow Pages NextHome Susan.Legge@ypnexthome.ca Follow me on Twitter at Twitter.com/SusanLegge

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers. When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint. If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: » Shop the mortgage market to see what you can afford before you start your hunt; » Obtain a lawyer who is willing to review your offer and close the deal; » Don’t be persuaded by high pressure sales tactics while you’re out shopping;

» Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; » To save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction. Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your fi rst steps in the homebuying process. We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Take note, Edmonton homebuyers CMHC’s assessment, other recent results provide some welcome good news for Edmonton homebuyers

WAYNE KARL

EDITOR Yellow Pages NextHome Wayne.Karl@ypnexthome.ca Follow me on Twitter at Twitter.com/WayneKarl

ood news, Edmonton homebuyers and owners – your housing market is low risk. Th is may not sound like any milestone occasion, but considering the economic challenges the province is facing, things could certainly be a little more worrisome. As in Toronto, for example. In Canada Mortgage and Housing Corp.’s latest House Price Analysis and Assessment, the country’s largest real estate market has joined Winnipeg and Regina as those that warrant a “high risk” rating. Th is is a significant change from only April, when Toronto received a “moderate risk” assessment. Why the change? A combination of price acceleration and overvaluation,

caused by the fact that price growth is exceeding gains in personal disposable income. Th is gives rise to modest risk of overvaluation, CMHC says. In Edmonton, the risk of overvaluation remains low, despite growth in house prices that has exceeded gains in disposable income. The labour market has been impacted by lower oil prices, slowing employment growth, limiting income gains and pushing up the unemployment rate. Population growth has also slowed, CMHC says, as fewer migrants have moved to the city. For a more light-hearted view of the positive signs in Edmonton, have a read of CHBA - Alberta CEO Jim Rivait’s column on page 20.

12 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

0049

me the kitchen of my dreams

McCONACHIE GRAND OPENING

Step into a Morrison showhome. Step out inspired.

EVENT

SEPT 26, 12 – 5 PM

You deserve the home you want. From fixtures to finishings, Morrison Homes gives you more. More space. More selection. More confidence it will be built right.

Choose from a handful of upgrade packages that include: Free Garage • Gourmet Kitchen • Upgraded Flooring • Spa Package Front Attached Garage Homes from the

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Explore a gallery, floorplans, showhome maps and more at MorrisonHomes.ca 13

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2015-08-12 9:47 AM

The Estates at Waters Edge

ecreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall. There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles. This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer. Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course. Winter brings its own selection of outdoor activities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a

clubhouse, featuring a kitchen, dining area and games room, can accommodate gatherings both small and large. Home designs are created in-house by the Waters Edge Architecture Team to keep turn-around time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge. Owners can also choose to purchase an undeveloped lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guidelines. Waters Edge homes have been designed in a timeless Craftsmanstyle and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyerâ&#x20AC;&#x2122;s needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality. Lot prices start in the low $100,000â&#x20AC;&#x2122;s, and two bedroom residences with completely landscaped lots start in the low $300,000â&#x20AC;&#x2122;s. Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information. 16

You’re ready to make your move

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AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 17

RAY GIBBON DR.

M AR K

M ES

SIE R TR A IL

RT BE AL

MERIDIAN STREET (0 St.)

ST.

137 Ave.

AIL TR

DR.

Lessard Road DR.

QE II

James Mowatt Trail

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141 St.

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Cameron Heights Drive

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Interchange

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EDMONTON & REGION Check Each Area District Map For More Information

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18 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

//IN THE NEWS

Neighbourhood farmers’ markets booming in Edmonton » by GENE KOSOWAN Talk about revitalization in Edmonton and much of the spotlight focuses on the building of the Rogers Place sports and entertainment arena, as well as the highrises stretching up in the city core. But another form of civic rejuvenation is taking place, literally at a grassroots level – neighbourhood farmers’ markets. Neighbourhood farmers’ markets are now beginning to dot the municipal map as go-to destinations for locals. With the addition of the 124 Street Grand Market just northwest of downtown, the French Quarter on the south side and another one in Windermere in the city’s southwest corner within the past year, neighbourhood farmers’ markets currently number 12. That’s double what existed three years ago – not too shabby for a city with less than one million residents, considering Toronto – Canada’s largest city – has about 30. Amy Hayduk, assistant marketing director and events coordinator with the 124 Street Grand Market, located in the Westmount neighbourhood, likes the fact that the movement towards purchasing local foods has fostered the existence of the market where she works. “As a member of the community, I feel passionate about farmers’ markets, because we have great restaurants and great shops, but there’s not necessarily any place to buy groceries close by that’s walkable,” she says. “That really helps with the neighbourhood’s vitality, especially with having accessibility to local fresh food. It animates the neighbourhood and brings out people who might not otherwise come by.” Farmers’ markets are nothing new in the Alberta capital. The City Market Downtown has been around since 1903, one year before Edmonton was officially

declared a city. With more than 150 vendors serving nearly 30,000 customers every Saturday, the City Market Downtown remains the granddaddy of them all. It’s rivalled only by the Old Strathcona Farmers Market, which opened in 1983 and with 130 vendors, brings in roughly 10,000 people every week. What is new, however, is that more recent markets don’t have designated facilities and exist in pop-up fashion, either occupying a parking lot at a mall or a barricaded street once a week. Whatever form they take, Wendi Freudenreich, a local realtor, believes the presence of these markets adds to a neighbourhood’s appeal by increasing walk score, a measurement that calculates walkable distances to amenities in the area. “Markets would substantially increase the desire to be in that neighbourhood based on walk scores,” says Freudenreich. “Markets would also increase a community feel and vibe. That’s a trend in general in eating and shopping, so it appeals to trendier and younger people in neighbourhoods.” While Freudenreich cautions that some markets may spur complaints about barricaded streets preventing locals from parking their vehicles and increases the potential for noise and litter on resident lawns, Hayduk says organizers do what they can to mitigate these concerns. “We do try to be respectful and treat the area like it was our backyard,” she says. “Because for some of us, it is!” Photo by Stephen Sereda. Gene Kosowan is a freelance writer in Edmonton. AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 19

//INDUSTRY UPDATES – CHBA - ALBERTA

Positive signs for Edmonton market » by JIM RIVAIT

JIM RIVAIT

Jim Rivait is Chief Executive Officer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

Some days it seems like there are as many housing bubble stories circulating on the Internet as cute cat videos. The connection may not be obvious but it’s really very simple – publishers are fiercely competing to get you to click on their links so they can earn ad revenue. The web makes it easy to count clicks and identify what attracts an audience. Then there is an irresistible incentive to serve up more of the same. Watching a lot of Grumpy Cat is fun for most folks, but a bombardment of Chicken Little style scare stories about how the sky is falling is another matter. Especially when the vast majority of real estate news focuses on Toronto and treats cities like Edmonton as an afterthought. So, if Grumpy Cat and Chicken Little don’t mind taking a break from the spotlight, here are some facts about the Edmonton housing market that may surprise you. After the first seven month of 2015, new home construction is up 50 per cent over than last year. The multi-family sector

has surged, but single-family sales are on par with 2014 – a year that was busier than any since 2007. Not only are people buying new homes, there’s a shift to slightly higher priced homes, with the average up 11 per cent in the first half of the year. Edmonton’s performance in the resale home market is also better than most of the province. Sales here are down about 10 per cent over the year, but that’s less than half of the decline across Alberta. Prices in our city are up 2.5 per cent so far as well, so the trend is positive. Housing markets are closely connected, so the performance of the rental sector is a good indicator of confidence. One of Alberta’s biggest landlords is Boardwalk Equities, with more than 12,000 suites in Edmonton alone. Boardwalk’s financial results show that across its portfolio, occupancy rates fell just slightly more than one per cent to 97.5 per cent. At the same time, major investors are pouring a lot of money into high-profile projects aimed at the rental market, especially downtown. Canada Mortgage and Housing Corp. (CMHC) expects rents to continue edging up in Edmonton even as new supply comes on stream. As a result, the cost of renting an average two-bedroom apartment – now more than $14,000 a year – is likely to climb. Rising rents are not great news, except to landlords, but they are another indicator of a healthy housing market. That view was confirmed by CMHC in a recent assessment of 15 Canadian housing markets. Edmonton was rated at low risk of a market correction, as were most other cities. Toronto was one of the exceptions, with risk levels rated as high. A lot of the national media is based in Toronto, so it’s no surprise that there are a lot of stories that take the Grumpy Cat view of housing markets across Canada, even for cities such as Edmonton, where conditions are much different. That’s something to remember the next time that another scare story shows up in your news feed. Maybe it would be better to click on the link to that hilarious cat video instead. The Canadian Home Builders’ Association – Alberta represents over 1,500 business members including new home builders, renovators, developers, trade and supply companies, and professional services.

AWARDS OF EXCELLENCE IN HOUSING

FINALISTS ANNOUNCED The Canadian Home Builders’ Association – Alberta is pleased to announce the 75 finalists for the 2015 Awards of Excellence in Housing presented by RBC Royal Bank. More than 400 entries were submitted for judging by over 140 industry members. Winners in the 25 individual categories plus three prestigious Builder of the Year Awards will be announced September 18 at BUILD 2015 in Jasper. “This year we have finalists from all six of the local home builder associations from across the province. That demonstrates the tremendous pride our builders, renovators and developers take in their work. Our Members are competing to be named Alberta’s best in a range of categories that reflect the options available in today’s marketplace. The single family home award categories start with homes priced at under $250,000 without lot or GST and go up to beautiful estate homes selling for more than $1.5 million. Other sectors of the housing market are well represented with awards for the best multi-family, green home, community developments and renovations,” said Tally Hutchinson, President, CHBA – Alberta. The Calgary Region leads this year’s competition with 34 finalists, followed by Edmonton Region with 29, Lethbridge with 8, two for Central Alberta and one each for Grande Prairie and Medicine Hat. The highlight of the evening is the announcement of the Builder of the Year Awards for the best overall scores in the competition. CHBA – Alberta will present awards to the top multi-family, small-volume and the Ralph Scurfield Award to the large-volume builder. The finalists and winners will be at the awards ceremony. “Alberta builders are always looking for new and innovative ways to satisfy consumer demand for attractive homes that suit their individual lifestyles and budgets. This year’s award finalists are wonderful examples of the projects produced by the province’s highly competitive residential construction industry. Whether you are looking to buy or renovate a home, you will find lots of great choices by starting with a visit to the show homes and websites of this year’s finalists,” said Jim Rivait, CEO, CHBA – Alberta. CHBA – Alberta is also thrilled to announce the finalists for the Safety Leadership Awards. Nine companies are finalists for the awards sponsored by ATCO Gas. The awards will also be presented at BUILD 2015, CHBA – Alberta’s annual conference.

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The Canadian Home Builders' Association - Alberta (CHBA - Alberta) is the voice of the residential construction industry in the province. It represents over 1,500 business members including new home builders, renovators, developers, trade and supply companies, and professional services.

IF YOU CAN DREAM IT

WE CAN BUILD IT Ph. (780) 497-1288 Fax (780) 985-2100

www.greenlivinghomes.ca 24

170 St.

1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 CASTLEBROOK

DEVELOPER: Canterra Developments Corp. BUILDERS: Open, LOCATION: 110 St. & 176 Ave.

3 HAWKS RIDGE AT BIG LAKE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

112 St.

8 TUSCANY HILLS & UPPER TUSCANY

132 Ave. 127 Ave.

Kin gs wa yA ve. 111 Ave.

DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue

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142 St.

To Spruce Grove & Stony Plain

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DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

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Yellowhead Trail 156 St.

184 St.

il Tra ert Alb St.

Anthony Henday Dr.

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121 St.

5 1113

rT ra

7 MORNINGSIDE

97 St.

sie

113A St.

127 St.

167 Ave.

124 St.

176 Ave. 1 10 2 171 Ave. 139 St.

An th on yH en da yD r.

215 St.(Winterburn Rd.) Ray Gibbon Dr.

Hwy 44

To St. Albert

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, Landmark Homes, Tristate Signature Homes LOCATION: 167 Avenue & 127th Street

195 Ave.

4 VILLAGE AT GRIESBACH

DEVELOPER: Canada Lands BUILDERS: Homes By Avi, Impact Homes, Coventry Homes, Dream Homes By Krisner, Pacesetter Homes, Slokker-West, Carrington Communities LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

11 10

11 12

5 TRUMPETER BY BIG LAKE

DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Homes by Avi LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

13 12

DEVELOPER: MLC Concept Group Realty BUILDERS: Bedrock Concept Homes, Homes Master Landmark Builder LOCATION: 18230 Communities, Landmark - 104A Homes, Ave.t Landmark Legacy LOCATION: South 167th LAKE Avenue & STARLING ATof BIG East of 139 Street DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, C2 Homes, Green LEGACY POINTE Living Homes, Rohit Communities, Cameron DEVELOPER: Concept Realty Homes, Art Custom Homes, Gill Concept BUILDERS: Built Homes Homes Master Builder LOCATION: 18230 North -on104A Anthony Ave.tHenday Drive, take Ray Gibbons Drive, left on 137 Ave AT BIG LAKE STARLING DEVELOPER: Rohit Land Development BUILDERS: HUDSONCelebration PARK Homes, C2 DEVELOPER: Homes, Green Beaverbrook Living Homes, Communities Rohit Communities, BUILDERS: Dolce Cameron Vita Homes, Homes, Cameron Art Custom Homes, Homes Gill Built Homes LOCATION: North Just offon 137 Anthony Ave & 141 Henday St. Drive, take Ray Gibbons Drive, left STARLING on 137 Ave LANDING DEVELOPER: Rohit Communities HUDSON BUILDERS: Rohit PARK Communities LOCATION: 2405 DEVELOPER: Beaverbrook Sparrow Communities Crescent BUILDERS: Dolce Vita Homes, Cameron Homes LOCATION: Just off 137 Ave & 141 St.

northwest

6 NEWCASTLE 8

13 STARLING LANDING

DEVELOPER: Rohit Communities BUILDERS: Rohit Communities LOCATION: 2405 Sparrow Crescent

25 27

NORTHWEST

107 St. & 174 Ave.

Welcome home to Castlebrook, a family friendly, beautifully landscaped neighbourhood conveniently located in northwest Edmonton.

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RIGHT ON – THE 70’S ARE BACK! BY C. MARIE HEBSON

Fun, tailored, hip, sexy and wild! I’m totally stoked to share with you how to achieve your 70’s pad. For those of us who lived in the 70’s, the thought makes us all shudder, but the era did have some serious swagger. To feel the vibes of the 70’s watch any soul train video, Daftpunk’s “Get Lucky”, or Led Zeppelins “Trampled Under Foot”. For today’s 70’s look we will embrace the wild child and refine it – but only a little. 34 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

The 70’s is a minimalist vibe, but with a wonderful abandon in your combination of colours, patterns and textures. The more up to date spin is to stay with warm earth tones freshened with white and a thoughtful injection of large linear patterns and finishes. Don’t be afraid to mix white with cream, brown and black, don’t use extremes like white and black always soften them. Think large simple graphics for your patterns. 70’s style must have texture with anything sexy to the touch. Mohair, knit, cashmere, silk, faux fur - just to name a few. Don’t forget the beaded curtains either in chrome or lucite.

Are you a colour commitment phobe? You can totally achieve a 70’s vibe by staying with neutrals for your big pieces of furniture and fabrics, then embrace lots of colour with a few toss cushions and a bangin’ piece of artwork. Can you dig it?

Shown here are a compilation of items found online to compose a cohesive 70’s look. Should you want information on any of these products, don’t hesitate to contact our design studio.

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 35

//FUNDAMENTALLY SPEAKING

How might foreign economic woes affect Canadian real estate? » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

The recent collapse of the Chinese stock market and subsequent economic woes may seem like a world away, but the effects are being felt globally – including here in Canada. What might it all mean for the Canadian housing market? It’s early days yet, and the assumption is that ongoing woes in China will hurt us. True, a troubled Chinese economy hurts Canadian shipments to that increasingly important export market, particularly from BC and Alberta. But when it comes to Canadian housing, there may actually be a benefit. It’s well known that Canada is a popular destination for Chinese real estate investors, and Canada Mortgage and Housing Corp. (CMHC) has said the number of foreign investors in Canada may be higher than documented – meaning there is continued strong interest in the Canadian housing market. “We know it is common for foreign nationals to invest in Canadian real estate,” Alyssa Richard, founder and CEO of ratehub.ca told New Home Guide. “Because Canada’s market is more stable than China’s, it has become common in large cities, especially Vancouver, for Chinese nationals to invest.” The economic downturn in China could affect Canadian real estate in a few ways, Richard says. “Because investment in China is uncertain at best, sometimes yielding only losses, Chinese investment in Canadian real estate could increase. “If these Chinese investments in Canada are short-term, however, that could cause significant corrections if there is a collective divestment in the future when the Chinese economy turns around.” It is also possible, Richard says, that Chinese investment in the Canadian housing market will not see much change. “Chinese investors will not likely withdraw investments here right away, as there’s no real alternative back home to supplant their assets. Many investors will also be hurting back in China, not allowing them to further invest overseas. With no funds

Because investment in China is uncertain at best, sometimes yielding only losses, Chinese investment in Canadian real estate could increase. 36 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

for new investments, the Canadian market could stay relatively level.” CMHC Deputy Chief Economist Jeff rey Harris told New Home Guide that it is “difficult to determine the effect foreign buyers may be having on the price of housing, as the available information on foreign buyers is largely anecdotal. Immigrant demand for housing should not be confused with sales to foreign residents.” CMHC’s October 2014 Rental Market Survey included questions on foreign ownership of Canadian condominiums. Specifically, property managers were asked to provide information on the total condominium apartment units owned by people whose permanent residence is outside of Canada. “Foreign condominium investors represent just 1.7 per cent of owners across the eleven centres surveyed,” Harris says. “The CMAs with the highest percentage of foreign investment in condominiums are Toronto at 2.4 per cent, Vancouver at 2.3 per cent and Montreal at 1.5 per cent.” The CMAs with the smallest percentage of foreign investment in condominiums are Edmonton, Regina and Winnipeg, all at 0.1 per cent, followed by Calgary at 0.2 per cent and Saskatoon at 0.3 per cent. In theory, this could mean these markets are less exposed to risks associated with any divestment by foreign owners.

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

11 10

10 SECORD

8 6 355Ave.14 1

. on Dr er s m ht Ca eig H

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DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

11 HENLEY HEIGHTS

1 WOODHAVEN-EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 215 Street and 35 Ave.

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS

DEVELOPER: Delta Square Properties Inc. BUILDERS: Habitat Studio, Vicky’s Homes, Heredity Homes, Areo Homes, Blackstone Homes, Homes by Managen, Open to the public. LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

5 EDGEMONT

Developer: Brookfield Residential BUILDERS: Brookfield Homes, Daytona Homes and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

6 EDGEMONT PLACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities LOCATION: 20204 - 43 Ave.

7 CAMERON HEIGHTS

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

8 HAMPTON POINTE

DEVELOPER: Beaverbrook Communities BUILDERS: Bedrock Homes, Dolce Vita Homes, open LOCATION: Take Anthony Henday, turn West on Lessard Road.

DEVELOPER: Walton Developments and Management BUILDERS: Crimson Cove, Bedrock Homes, Connect Homes , Homes by Avi LOCATION: located just west of the existing Secord Community

12 STEWART GREENS

DEVELOPER: TROIKA BUILDERS: Daytona Homes, City Homes, Kirkland Homes LOCATION: It is bounded on the east by Anthony Henday Drive and on the north by Stony Plain Road

13 ROSENTHAL

DEVELOPER: Melcor Developments Ltd BUILDERS: Daytona Homes, Homes by Avi, Landmark Legacy Homes, Lincolnberg Homes, Dolce Vita Homes, Western Living Homes, Encore Master Builder, Look Master Builder, ReidBuilt Homes LOCATION: 215 Street and Whitemud

14 TIMBERIDGE AT EDGEMONT

DEVELOPER: Rohit Land Deveopment BUILDERS: Pacesetter Homes, Dolce Vita Homes, Rohit Communities LOCATION: Located at 199 Street and Elston Gate

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//HOMEBUYERS’ HELP

Last Minute Landscaping for the Fall » by SHANE’S LANDSCAPING & CONTRACTING LTD. With our days getting shorter and temperatures beginning to drop, the capital region is saying a fond farewell to summer. While the moderate weather persists there is still time to squeeze in one final landscaping project and prepare your yard for the coming of winter. Fall planting The cool temperatures and adequate rainfall of spring and autumn make them ideal times for planting trees and shrubs. Each plant species has a different preference for when it should be planted, based on varying tolerances to wet spring conditions and early fall frosts. In autumn, most evergreens prefer to be planted earlier in the season, allowing for six weeks before the coming of frost. This allows them to establish root systems before the ground freezes. Deciduous plants require less time, although a minimum of four weeks is suggested. PROTECTING NEW TREES AND SHRUBS Surviving the winter season can be a challenge for certain plants. So before the frosts set in, it is important to set up defense barriers against the cold climates. Shrubs and trees that were planted this year and last are most susceptible to winter damage. Be sure to water these plants as much as possible now because the best defence is to make sure that they enter winter with lots of water stored in their root system For added protection against frost cracks, sunscald, and animal damage, wrap the trunks of thin-barked, young trees in late November. Once March rolls in, be sure to remove the wrap. Autumn gardening In terms of produce, the beginning of September marks the end of the planting season. If you are looking to try your luck with a fall vegetable garden, your best odds are with garlic, lettuce and beets. Stop into your local garden centre and an associate will be able to point out the most resilient varieties. 40 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

Planting bulbous flowers such as these Oriental Lilies in the fall ensures that you will have a lively garden awaiting you in the spring. GETTING SET FOR SPRING Fall is a good time to get your garden ready for next spring. Bulbous plants such as Asiatic and Oriental lilies should be planted in late fall to be sure that the flower buds set. As well, if you feel like taking a gamble, try throwing the seeds of hardy annuals such as cleome, larkspur, poppies and cosmos throughout your garden. These plants will frequently take root from seeds sown in autumn and emerge once the snow has melted. For more ideas on autumn gardening in the capital region, check out the Edmonton Hotrticulal Society,or contact us directly at Shanes Landscaping & Contracting for new, fresh and innovative ideas. Shane’s Landscaping & Contracting Ltd. is locally owned and specializes in residential, estate and acreage landscape construction. From patios to water features, driveways, retaining walls, lighting, walkways, fences, irrigation, garden beds, boulders, barbecue, fire pits and the new synthetics grasses, we can help make your landscaping beautiful. Planning your landscaping is an exciting time and we are here to help. Our team of friendly knowledgeable and hardworking staff can make your landscaping dream a reality. Call us now for a consultation at 780.983.8233 or view our portfolio at shaneslandscaping.com

WEST

EDMONTON’S NEW RENTAL UNIT CONSTRUCTION SOARS IN 2015 (PART 3)

So far in this series of articles we have been discussing the recent surge in the construction of new premium rental units with new condo-like features and finishes across the city of Edmonton. To date, the success of these projects – at reaching high occupancy rates upon completion – has been a testament to consumer demands for high-quality living spaces when compared to Edmonton’s current primary rental universe, which is vastly over represented by units built prior to 1980. At the end of our last article, we noted our expectation that more of these new high-end rental projects will begin pre-leasing in Edmonton’s market in the near future, and we wondered how long this trend would continue and how it might affect the demand for Edmonton’s standing rental properties in its maturity. The answers to these questions will mainly depend on the continued success of current new condo builders leasing their buildings at rental premiums that justify their investment – through the achievement of capitalization rates that are equal to or above current market capitalization rates in the city of Edmonton – 4% to 5%.* Adjacently, any long-lasting adverse effects that these new rental stocks have on existing apartment rentals in maintaining their current capitalization Intelligence is Edmonton’s newest and rates – sayHouse through higher vacancies and most less innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales services to the real estate industry. Intelligence House is Alberta’s newest and most innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales services to the real estate industry. 42 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

total rents – should eventually be met by actions within these buildings to re-raise these rates (most likely in the form of investments to upgrade their buildings to achieve higher appeal, rents and building value). Eventually, these two forces will meet in the middle and, at that point, the construction of new rental buildings should begin to slow. Intelligence House believes this process is now underway, as many older buildings have recently started upgrading their suites as they become available. A simple search of any primary rental website can shed light on this emerging trend, as many ads for older buildings now read “condolike” or “newly updated”. For the city of Edmonton, the situation could not be better, or more timely, from an economic point of view as the construction of new apartment buildings is driving the renovations of old rental stock.

*Colliers International *Note: The economics of apartment building rentals is typically described using a “capitalization rate,” which is the annual rate of return a building earns as measured by the difference in that building’s revenues (total rents) and expenses divided by the building’s market value of sale.

From left to right: Michael Melnychuk Alex Ruffini Emmett Hartfield

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DEVELOPER: Genstar Development Co. BUILDERS: Pacesetter Homes, Park Royal Homes, Daytona Homes Master Builder, Ironstone Home Builders LOCATION: 82 Street & 180 Avenue

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DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit Communities LOCATION: Manning Fwy & 167 Avenue

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DEVELOPER: Bedrock Homes BUILDER: Bedrock Homes LOCATION: 5495 & 5497 Schonsee Drive

6 MccONAcHIE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group LOCATION: 167 Avenue and McConachie Way

14 SOLSTICE AT MCCONACHIE

DEVELOPER: Brookfield Residential BUILDERS: City Homes, Morrison Homes LOCATION: 167 Avenue and McConachie Boulevard

DEVELOPER: College Woods Development Inc. BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra Homes LOCATION: 89 Street and 181 Avenue

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DEVELOPER: Ranger Realty BUILDERS: Bethpage Construction Corp, Sangam Homes Ltd, Sha-Ture Homes Inc., White Eagle Homes LOCATION: 167C Ave and 59-60 Street

northeast

LOCATION: 147 Avenue and 14 street

DEVELOPER: Brookfield Residential BUILDERS: Jayman MasterBUILT, Coventry Homes, Sterling Homes, City Homes LOCATION: North of 167 Avenue on 71st Street DEVELOPER: Walton Developments BUILDERS: Morrison Homes, Sabal Homes, Homexx Homes LOCATION: north on 82nd street and 180th Avenue

10 MANNING VILLAGE

DEVELOPER: Cameron Communities BUILDERS: Cameron Homes, Dolce Vita Homes, Lincolnberg Homes, Sterling Homes LOCATION: Manning Drive and 153 Avenue

11 FRASER RIVER PARK DEVELOPER: Ranger Realty BUILDERS: Urbanity Custom Homes, Open

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What to do when you hire a contractor Many experienced and reliable contractors work in your community – highly skilled professionals who do business the right way. Unfortunately not all contractors play by the same rules. Some cut corners to offer lower prices. They promise you a “good deal” as long as nothing is written down and you pay in cash. These cash deals can mean a lot of risk for you. Contractors who don’t do business properly don’t protect you from accidents or their mistakes. If there is a work-related injury or damage to your home, you could face lawsuits and financial loss. You could be responsible for your contractor’s unpaid bills. And you could be stuck with work that is incomplete or badly done. While serious, these risks are easy to avoid. Before you agree to let anyone work on your home, take these three simple steps: know who you’re dealing with, make sure you’re protected from risks, and always Get in in Writing! ™

How to find

a good contractor • Ask friends, family and neighbors about contractors they have hired to work on their homes. • Contact your local Home Builders’ Association or other trade association for a list of professional contractors in your community. • Ask your local building materials store if it has a list of recommended contractors. • Ask your utility company if it has a list of recommended contractors. • Check with your local Better Business Bureau to find out if a contractor is a member.

For more advice, including detailed information about contracts plus worksheets you can use when interviewing contractors, visit HiringAContractor.com For a listing of builder and renovator members, contact the Canadian Home Builder’s Association - Edmonton Region. Call 425-1020 or visit their website at chbaedmonton.ca Get it in Writing! provides information to help you make informed choices when you build, renovate, or repair your home. This program is managed by the Canadian Home Builders’ Association with support from the Government of Canada.

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start your search here. Whether youâ&#x20AC;&#x2122;re renting or buying, finding your next home has never been so easy.

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Harvest Ridge – Single Family 147 Harvest Ridge Dr., Lisa 780-733-7922 I cell: 780-232-0233 Spruce Grove I Model: Cedar

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SHOWHOME REVIEW//

A LOFTY EXPERIENCE Hip and refreshing home at Vita at Crystallina Nera

ocated in the new northeast Edmonton community of Crystallina Nera is a stunning front-attached-garage showhome by Homexx, one that’s modern, bright, funky and truly one of the hippest front-attached-garage homes this writer has ever seen. When you walk into the 2,133-sq.-ft. threebedroom, 2.5-bathroom Birch showhome, you forget that you’re in an Edmonton suburb. In fact, you feel like you’re in a trendy, well-designed, high-end loft in any city’s core. That ambience is evident as soon as you walk through the front door. The light beige/grey porcelain tile and light walls make for a bright and open entrance, as does the full-sheet modern glass railing on the staircase in the middle of the floor (right in front of the entrance). The glass enhances the open feeling of the home, and also adds a delightful touch of chic and sleek to the main floor. Just left of the entrance, there is a small bathroom with modern faucets and a rich solid maple core door and just down the hallway (and where the entrance from the double-attached garage would be) is a large closet and walkthrough pantry. AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 53

//SHOWHOME REVIEW

The showpiece of this show home is definitely the main living area. The large and open-planned kitchen, living room and dining room—all featuring a wideplanked, light coloured, engineered hardwood—feel big enough for any family (or party), and have a wonderful flow. The trim, doors and baseboards throughout the main living area (and the entire house) are custom finished exclusively for Homexx, creating a stunning, high-quality finish, but at a better price than you’d get building on your own, And the kitchen…the details are stunning. The massive (massive!) double-door, built-in fridge play beautifully with the dark beige quartz countertops, medium brown cabinets, stainless steel stove with hood fan and dishwasher. The island has built-in cabinets and drawers, a double sink as well as a built-in microwave. Along the back bricked wall (yes, brick!) of the home and attached to the kitchen is 54 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

the sizable dining room. The modern glass dining table is adorned with funky and modern/retro leather chairs. The brick is offset by the copious windows along the back wall, which will look over the would-be deck and backyard. The living room is very large. In fact, there’s enough wall space for a built-in, custom gas fireplace with stone detailing and maple-wrapped mantle and hearth and large television to sit on either side of a brick partition. The dark glass coffee table and near-space-aged leather couch give the living room a modern but subdued vibe. Walking from the living room to the staircase, you pass more brick detailing as well as notice the high, dark-wood baseboards. Speaking of the staircase, you walk up the stairs – with a stunning, modern and unique self-supporting tempered glass rail with stainless steel handrail – and find yourself in the middle of a truly great great room. The room is large enough for a huge sectional and TV. And it’s bright, too, thanks to the wall of windows. To the left of the great room are the main bathroom (double sink, light porcelain tile floors, quartz countertops, rain shower head over a tub), the laundry room with side-by-side front-loading washer and dryer, baby’s room (adorned with animal and bird accents) and a little girl’s room in hues of pink and orange,

with a closet any girl could grow into. To the right of the great room is the master bedroom, with a very impressive, executive-style walk-in closet with shelves, drawers and rails, and windows. The ensuite includes a glassed-in shower, large tub, double sinks, quartz countertops and the same light porcelain tile flooring found around the home. All told, the glass adornments (including impressive chandeliers) and great attention to detail make the two-storey Birch showhome a beautiful place that feels modern, cosmopolitan and comfortable at the same time. To see the showhome for yourself, head down to 7667 181 Avenue NW. Showhome hours are Monday to Thursday, 3 to 8 p.m., weekends and holidays noon to 5 p.m., closed on Fridays. For more information, call 780.951.4529, email danny@homexx.ca or visit homexx.ca AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 55

SOUTHWEST

CELEBRATE WITH BRUNCH IN KESWICK You’re Invited to Brunch in Keswick Sunday, October 4th • 11-2pm

BRAND NEW Gorgeous Showhomes to View Keswick has a lot to celebrate! Edmonton's premier riverfront community is growing beautifully and we're hosting a brunch to celebrate. Enjoy brunch at our spectacular new showhomes. Chat with knowledgeable sales staff and get all your questions about Keswick answered while you enjoy a delicious brunch. Come celebrate Sunday, October 4th – 11-2pm. !"#$%&'(#)*%+"*#%,")-.&/0%.1)2"/1#)3.4)5"0)0.)-%+")1"60)0.)1/04*/-)7.*"#0#).7)#8*4&"9) beautiful, by nature www.keswick-edmonton.com /#8"19)/1,),.5$..,:)!"#$%&');/#)/1)%1&*",%<-3),%+"*#")"&.#3#0"2:)=.0).1-3)%#)%0) -.&/0",)/2.15#0)-/*5")#$/0;#).7)7.*"#09)%0#)1/04*/-%>",)8.1,#)/1,)8/*')#8/&"#)/*") 56 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Master Builder, Daytona Homes Master Builder, Look Master Builder, Homes By Avi, Brookfield Homes LOCATION: South of Ellerslie Road & West of 141 Street.

11 ONE AT WINDERMERE

southwest

10 CHAPPELLE GARDENS

DEVELOPER: Beaverbrook Communities BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes, Sunny Valley Homes, Ace Lange Homes, Kanvi Homes, open LOCATION: Winderemere Blvd. West of 170 Street

12 AMBELSIDE SOUTH

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes, LOCATION: Ellerslie Road & 170th Street

13 GRAYDON HILL 1 AMBLESIDE IN WINDERMERE

5 KESWICK ON THE RIVER

DEVELOPER: MLC / Cameron Communities BUILDERS: Cameron Homes, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes, Connect Homes, Averton Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 LANGDALE IN WINDERMERE

6 WINDERMERE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes 7 LOCATION: 170 St & 7th Ave. S.W.

3 GLENRIDDING

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) - Homes by Avi LOCATION: 156 Street & Ellerslie Road

4 UPPER WINDERMERE

DEVELOPER: Beaverbrook Communities BUILDERS: Averton Homes, Homes by Managen, Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.

DEVELOPER: Beaverbrook Communities. BUILDERS:Las Palmas Estate, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

JAGARE RIDGE

DEVELOPER: Melcor Developments Ltd BUILDERS: AceLang Construction, Canyon Springs Master Builder, Birkholz Homs, Hillview Homes, Carriage Custom Homes, Kanvi Homes, Perry Signature Homes, Kimberley Custom Homes LOCATION: South on Ellerslie and 141 street

8 CREEKWOOD CHAPPELLE

DEVELOPER: Delcon Creekwood BUILDERS: Artisan Homes, Bedrock Homes, Homes by Avi, Kimberley Homes, ReidBuilt Homes, Connect Homes, Thomsen Built, Alquinn Homes, Averton Homes, Klair Custom Homes, Prominent Homes LOCATION: South of Ellerslie Road & West of 141 Street

DEVELOPER: MLC Group BUILDERS: Averton Homes, Marcson Homes, Parkwood Master Builder, Landmark Communities, Lincolnberg Master Builder, Pacesetter Homes LOCATION: Ellerslie Rd, west of 127th St SW

14 GLENRIDDING HEIGHTS

DEVELOPER: Rohit Land Development BUILDERS: Crimson Cove Homes, dâ&#x20AC;&#x2122;Cor Homes, Lincolnberg Master Builder, Pacesetter Homes, Rohit Communities LOCATION: South of Ellerslie Road, East of 170 Street

15 PAISLEY AT HERITAGE VALLEY

DEVELOPER: Brookfield Residential BUILDERS: Innovations by Jayman, Brookfield Residential, Daytona Homes Master Builder, Coventry Homes, Homes by Avi LOCATION: South of Ellerslie Road & East of 141 Street

16 ONE AT KESWICK

DEVELOPER: Beaverbrook Communities BUILDERS: Bedrock Homes, Dolce Vita Homes, Kimberley Homes LOCATION: Hiller Road, West of 170 Street

17 WESTPOINTE OF WINDERMERE

BUILDERS: Celebration Homes, White Eagle Homes, Infiniti Master Builder, Hoxton Homes, Augusta Fine Homes LOCATION: 170 Street and Woolsey Link

PaisleyCommunity.com

SOUTHWEST

A quiet calm. An urban escape. A convenient choice. A variety of builders and home styles.

A new K-9 school in Creekwood will open fall 2017!

LifeinCreekwood.com

Showhome Hours:

quiet | calm | convenient A SW community south of Ellerslie Road at 141 Street

Mon-Thurs 2-8pm Sat-Sun 12-5pm

SOUTHWEST

Experience life in Creekwood with our annual CreekwoodStock birthday celebration! September 19th and 20th Noon - 5pm *Event details subject to change.

Live Music Featuring some of Edmonton’s finest musicians.

Activities Eats, treats, activities & rides for the whole family on Saturday and Sunday! Plus, visit on Sunday and kids can try out a variety of instruments at the Jubliee Auditorium Music Zoo!

You’re invited to

CreekwoodStock

Creekwood’s Annual Birthday Celebration! quiet | calm | convenient LifeinCreekwood.com

A SW community south of Ellerslie Road at 141 Street

SOUTHWEST

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 61

SOUTHWEST

STEPS URNIGDAHYT UP

SEPT 13, 2015

AMBLESIDE

9th

NO O N- 5 PM

Annual

a fu n ev en t fo r

FERRIS WHEEL POPCORN TS MINI DONU S FAT FRANK S G O D HOT

free f ood FEATURING

AND

Wind ermere B lvd

D ay nd

170th St.

gang

Ellerslie Rd

our

y hon

wholeE

Dr. ar Ant

BRING TH

g ille rw Te

ES WAGON RID BALLOON ARTIST MAGICIAN R RINGMASTE FACE PAINTING

Anderso nW ay

r lan D Al

Amblesid e South of An thony Hen day on Terwilleg ar Dr. (170 Dr. St.)

and

ENTER TO WIN

$100 Gift Cards

to a local restaurant

Of Your Choice!

AmblesideWindermere.ca

One (1) of ten (10) gift cards valued at $100 each to a local restaurant. Odds of winning are based on number of entrants. No purchase necessary. Skill testing question required. Contest closes September 13, 2015 at 4:30 pm. Full contest rules and regulations available in the Triumph bungalow showhome on the reverse of the entry box.

SOUTHWEST

Enter to win airfare for two to the Windy City!

Join us for food and entertainment! Bring your kites to Glenridding Heights, East of 170 Street & South of Ellerslie Road Featuring Townhomes from: Pacesetter Homes • Rohit Communities and

Single Family Homes from: Crimson Cove Homes • d’Cor Homes • Gill Built Homes Lincolnberg Master Builder • Pacesetter Homes • Rohit Communities

GlenriddingHeights.com 63

//IN THE NEWS

Canadian home sales edge lower but still strong in July Discover Our Shining New Showhomes

Canadian home sales activity edged slightly lower on a month-over-month basis in July 2015, according to new statistics from The Canadian Real Estate Association (CREA). The number of home sales processed through the MLS systems of Canadian real estate boards and associations declined by 0.4 per cent in July 2015, compared to June. While this marks the second consecutive monthly decline, sales activity in May, June and July reached their highest monthly levels in more than five years. July sales were down from the previous month in about half of all local markets, led by declines in Hamilton-Burlington and in the Durham Region of the Greater Toronto Area. The monthly decline in sales for these two markets represents a pullback from record levels in June and likely reflects an insufficient supply of listings. By contrast, sales in Newfoundland and Labrador were up most on a month-over-month basis, marking a rebound from a quiet month of June for the province. “National sales activity remains solid, fuelled by strength in British Columbia and the Greater Toronto Area, where listings are in short supply or trending that way,” says CREA President Pauline Aunger. “That said, markets elsewhere across Canada are largely well balanced and in some cases have an ample supply of listings.”

South of Ellerslie Road on 66 Street

Year-over-year price growth picked up in July for all benchmark home types tracked by the MLS Home Price Index. “It’s fair to say that the strength of national sales is still a story about two cities, but it’s equally about how trends there are spreading out in their respective provinces,” says Gregory Klump, CREA’s chief economist. “Trends in British Columbia and Ontario have a big influence on the national figures, since they account for about 60 per cent of national housing activity. As a result, the national picture reflects how demand is running high for the short supply of single-family homes in and around the GTA while the balance between supply and demand is tightening in BC’s Lower Mainland. These remain the only places in Canada where home prices are growing strongly.” Calgary continued to post the largest year-over-year declines in sales compared to last year’s record levels, though activity there is still running roughly in line with five- and 10-year averages for sales during the month of July. Year-over-year price growth picked up in July for all benchmark home types tracked by the MLS Home Price Index. Two-storey single-family homes continued 64 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

PROMO ON NOW! to post the biggest year-over-year price gains (8.2 per cent), with comparatively more modest increases for one-storey single family homes (4.9 per cent), townhouse/row units (4.5 per cent) and condo units (2.9 per cent). Greater Vancouver (11.2 per cent) and the GTA (9.4 per cent) continue to post the largest year-over-year price increases. Price gains in Calgary continued to slow, with a year-over-year increase of just 0.14 per cent in July – the smallest gain in nearly four years. Home prices were up from July 2014 levels by just under two per cent in Greater Montreal and by just under one per cent in Ottawa. Prices fell by about 3.5 per cent in Regina and by about 1.5 per cent in Greater Moncton. The national average home price continues to be upwardly distorted by sales activity in Vancouver and Toronto, which are among Canada’s most active and expensive housing markets. If these two markets are excluded from calculations, the average is a more modest $341,438 and the year-over-year gain is reduced to 4.1 per cent.

Gateway Blvd.

127 St.

23 Ave.

James Mowatt Tr.

Anthony Henday

11 THE ORCHARDS AT 11 ELLERSLIE THE ORCHARDS AT ELLERSLIE DEVELOPER: Brookfield Residential

101 Street

QE II

50th St.

6 14

814

RR243

41st Ave. SW

RR244

e. 30 Av

DEVELOPER: MLC Group / Allard Developments BUILDERS: Jayman MasterBUILT, Rohit Communities, Sterling Homes, Connect Jaya Homes LOCATION: Homes, Landmark SouthLegacy, on James JayaMowatt HomesTrail and South of 30 LOCATION: South Avenue on James SW Mowatt Trail and South of 30 Avenue SW

66 St.

Ellerslie Rd. (9th Ave.)

Millwoods Rd.

91 St. Parsons Rd.

Calgary Trail South

111 St.

119 St.

30 Ave.

10 ALLARD IN HERITAGE VALLEY

34 Ave.

Township Road 510

1 LAKE SUMMERSIDE

DEVELOPER: Brookfield Residential BUILDERS: Mosaic Townhomes, Brookfield Duplexes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

6 WALKER 5 WILLOW HAVEN LAKES STATION

6 7

2 CALLAGHAN

DEVELOPER: Rohit Land Dev. BUILDERS: Art Custom Homes, White Eagle Homes, Dâ&#x20AC;&#x2122;Cor Homes, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

DEVELOPER: Rohit UnitedLand Communities Development BUILDERS: Celebration Caliber Master Homes, Builder, OPEN LOCATION: Kimberley Homes, Ellerslie White Road Eagle & Blackmud Homes, Creek Parkwood Ravine Master Builder LOCATION: 111th Street & 30th Ave

9 CALLAGHAN IN HERITAGE 8 RAVINES VALLEY OF RICHFORD

5 WALKER 4 WILLOW HAVEN LAKES NORTH

DEVELOPER: GroupLand / Cameron DEVELOPER: MLC Carrington Communities BUILDERS : Bedrock Homes BUILDERS: Homes LOCATIONCameron : 5624 - 7th ave LOCATION: South of Ellerslie Rd. on 66 Street

DEVELOPER: DEVELOPER: MLC Carrington GroupLand / Allard Developments BUILDERS : Bedrock Homes BUILDERS: LOCATIONActive : 5624Homes, - 7th aveBoss Homes, Pacesetter Homes, Sterling Homes WALKER STATION LOCATION: LAKES South of Ellerslie Rd. DEVELOPER: MLC Group / Allard on 66 St. Developments BUILDERS: Active Homes, Boss Homes, ALLARD Landmark Legacy Homes, Lincolnberg DEVELOPER: United Communities Master Builder, Pacesetter Homes, BUILDERS: Caliber Master Builder, Sterling Homes Kimberley Homes, White Eagle Homes, LOCATION: South of Ellerslie Rd. Parkwood Master Builder on 66 St. LOCATION: 111th Street & 30th Ave

8 RAVINES 7 ALLARD OF RICHFORD

3 RUTHERFORD HEIGHTS

DEVELOPER: Qualico Communities BUILDERS: StreetSide LOCATION: James Mowatt Trail & Rutherford Rd.

Beaumont

DEVELOPER: DEVELOPER: Rohit MLCLand Group Development / JCA BUILDERS: Financial Celebration Homes, OPEN LOCATION: BUILDERS:Ellerslie Landmark Road Communities, & Blackmud Creek Sterling Ravine Homes, Innovations by Jayman LOCATION: South on James Mowatt CALLAGHAN INAvenue HERITAGE Trail and North of 30 SW

VALLEY

BUILDERS:Front attachedResidential Homes: DEVELOPER: Brookfield Homes by Avi, Sterling Homes, Jayman BUILDERS:Front attached Homes: MasterBUILT Homes by Avi, Rear-Detached Sterling Homes,Homes: Jayman Landmark Legacy Homes, Daytona Master MasterBUILT Rear-Detached Homes: Builder Duplex & Homes, The Grove Townhomes: Landmark Legacy Daytona Master Brookfield Residential Builder Duplex & The Grove Townhomes: LOCATION: South off of Ellerslie on 91st Brookfield Residential Street, turn eastSouth on 25th SW. on 91st LOCATION: off Ave of Ellerslie Street, turn east on 25th Ave SW.

south

34 Ave.

38 Ave.

39 Ave.

12 WALKER SUMMIT 12 WALKER DEVELOPER:United SUMMIT Communities

BUILDERS: Landmark,Communities Morrison and DEVELOPER:United Montorio Duplex - Morrison, Montorio BUILDERS: Landmark, Morrison and LOCATION: South on Ellerslie Montorio Duplex - Morrison, Montorio to 66th Street South on Ellerslie LOCATION: to 66th Street

13 ROYAL OAKS 13 ROYAL DEVELOPER: OAKS Cancom Development

BUILDER: Konark Homes, Cancom DEVELOPER: Cancom Development Homes, Infiniti Homes, OpenCancom BUILDER: Konark Homes, LOCATION: onOpen 101 Street to Homes, InfinitiSouth Homes, Towship Road 510. eastStreet to EastVistas LOCATION: SouthTurn on 101 to Blvd. (follow signs) Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

14 AURORA 14 AURORA DEVELOPER: Melcor Developments Ltd

BUILDERS: Bedrock CoventryLtd DEVELOPER: MelcorHomes, Developments Homes, Landmark Homes, Parkwood BUILDERS: Bedrock Homes, Coventry Master Builder, Trend Homes, Lincolnberg Homes, Landmark Homes, Parkwood MelcorHomes, Homes Lincolnberg Master Builder, Trend LOCATION: Ellerslie at 66th Master Builder,South MelcoronHomes street LOCATION: South on Ellerslie at 66th street

15 DESROCHERS VILLAGES 15 DESROCHERS DEVELOPER: MLCVILLAGES Group

BUILDERS: Pacesetter Homes, Landmark DEVELOPER: MLC Group Homes and Jayman Exclusive. BUILDERS: Pacesetter Homes, Landmark LOCATION: FromExclusive. Ellerslie Road and 11th Homes and Jayman Street, drive South onEllerslie James Mowatt Trail LOCATION: From Road and 11th for approximately minutes. The entrance Street, drive South5on James Mowatt Trail to Desrochers Villages is on the The right,entrance just south for approximately 5 minutes. to of 30th Avenue (across thethe street from Desrochers Villages is on right, justthe south Allard of 30thneighbourhood). Avenue (across the street from the Allard neighbourhood).

DEVELOPER: MLC Group / JCA Financial BUILDERS: Landmark Communities, Sterling Homes, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

Community of the year! LakeSummerside.com

65 63

SOUTH

66 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

Shopping for Homes in Southwest Edmonton?

SOUTH

Let Nature Be Your Guide

Live in a Southwest Community Where Nature Rules: • 13 Acre Preserved Forest • Huge Constructed Wetland with Paths & Trails • EnerGuide 80 Rated Homes • Money Saving Solar Panel Options Plus! New Catholic K-9 school construction is starting soon!!

Authentic Living From the Inside Out. Homes starting in the low $

300’s

Desrouchers is a solar - ready community. Ask your showhome for details.

12 SHOWHOMES NOW OPEN!

LIVINGBETTER

www.desrochers-villages.com AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 67

//IN THE NEWS

Two-thirds of Canadians fear an interest rate hike With the Bank of Canada’s recent move to lower its benchmark interest rate, higher lending rates and ballooning debt may be the furthest thing from many Canadians’ minds. But as they say, what goes down must come up. Indeed, when rates do rise, the majority of Canadians fear they’ll feel the strain. According to BMO’s Annual Debt Report released recently, almost two-thirds of Canadians carrying debt (64 per cent) would be stressed if interest rates rose two percentage points. One-quarter (25 per cent) would be “very stressed.” Despite the distress, Canadians remain optimistic about the pace at which they can pay off their debt, and almost half plan to increase their debt in the coming year. SURVEY SAYS…

» $92,699 The average household debt in Canada » 46% Canadians who feel some stress about their current debt load, down from the past two years (54 per cent in 2014, and 57 per cent in 2013).

» 5 years The amount of time expected to pay off their debt » 46% The number of debt-holders who plan to take on more debt this year “The sizeable number of indebted households that would feel very strained by a relatively moderate increase in interest rates is concerning,” notes Sal Guatieri, senior economist, BMO Capital Markets. “This is a worrisome side effect of a prolonged period of low interest rates and needs to be closely monitored, especially if rates continue to fall.” “Interest rates have been hovering around historic lows over the past few years, so many Canadians may have become more comfortable over time with managing their debt,” says Christine Canning, head of Everyday Banking, BMO Bank of Montreal. “That said, rates will inevitably rise to normal levels, so it’s becoming increasingly important that Canadians stress-test their ability to afford the debt they currently have so they can effectively manage their finances in a higher rate environment.” “I would be stressed if interest rates rose by 2 percentage points!”

NAT’L

ATL

QUE

Prairies

64%

77%

52%

69%

65%

59%

71%

Canning adds that managing debt is a simple concept but can be much more challenging in practice. Working with a financial planner to help assess your spending patterns and determine priorities, such as paying down debt and saving for other goals, can make the process easier.

68 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

4 TIPS

TO PAY DOWN DEBT FASTER:

Choose a shorter amortization. The shorter the borrowing period, the less you’ll pay. Do your homework. Research to find the best rates on products such as mortgages and secured lines of credit to ensure you keep costs as low as possible. Build a realistic budget. Developing a detailed budget that incorporates everyday expenses and debt repayment helps provide a clear picture of your financial standing. Building in funds for contingency spending can help you stick to a plan and avoid getting discouraged. Manage credit card debt. Pay down credit cards, beginning with those that carry the highest interest rate, and consider using a low rate card for purchases. For those with multiple cards, try to limit yourself to one credit card that you pay off in full each month. For more information visit bmo.com

SOUTH

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 69

//EXPERT ADVICE

Talking trends with

TOMMY SMYTHE » by SALINA YARA HALABI

When it comes to home decor trends, Tommy Smythe is the dream consultant. His illustrious sense of style and distinctive approach to design makes Tommy a true guru in the creation of unique yet harmonious spaces. We chatted with Tommy before his upcoming appearance at the Edmonton Home and Renovation Show to get his take on the hottest home trends of the moment. KITCHEN Lately we’ve been noticing a trend toward furniture in the kitchen. Built in cabinetry isn’t altogether gone by any means but designers have been adding tables, antique shelving, consoles, butcher blocks and various creative alternatives to the all-built in look. This is a look that’s extremely well suited to the casual, assembled look of recent years. Think Brooklyn hipster.

ENSUITE BATH In the ensuite we’re getting down to brass TAPS! The warm golden hued metal of the moment has made the trip from the living room and kitchen to the principal bath. The chrome and nickel age has given way to a softer more easy-on-the-eye metallic tone. Proceed with caution though – the bright, shiny version can look... well, brassy. Instead, opt for a brushed or matte version or an authentic unlacquered finish for a more on-trend result.

GREAT ROOM Family rooms are getting formal! Crystal chandeliers, fine antiques and blue chip artwork have been creeping into our most comfy, casual rooms. I attribute this to the collective realization that we spend all of our time in the family room. If we’re there a lot, why not enjoy a few of our better pieces? It’s nice to spend time with our splurge items instead of relegating them to a seldom used space reserved for visitors and special occasion. Besides, at my house an evening in with Netflix is a special occasion. Fire up the chandelier!

OUTDOOR LIVING Outdoor living is all about the mix. We seem to be over the look of garden sets or suites of furniture. Opting instead for a more modern and sophisticated mix of new items and antique or vintage modern finds. We’ve been doing it inside for years… why not apply the same model to our outdoor living room? There’s magic in the mix – and if you’re patient and tenacious, you can uncover a bargain or two at the local flea or antiques market.

MASTER BEDROOM The principal bedroom is getting a tech-savvy makeover these days. More and more, we’re discussing prewiring the main bedroom for flat screens, surround sound, layered lighting and even in-wall speakers. It’s the information age and we don’t want to miss a thing – even where the magic happens!

Want more advice from Tommy? He’ll be at the Edmonton Home and Renovation Show, Sept. 18 to 20. You can also see catch him on Sarah’s House, Sarah’s Cottage and Sarah 101 on HGTV.

70 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

SOUTH

GET READY TO PLAY!

The Allard Playground is coming THIS FALL A BRAND NEW PLAYGROUND is under construction and ready for Fall. Edmonton’s South West Family Community IVE H O N Y H E N D AY D R

ALL

B LV

AY B LV D

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W M

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CALGA

AIL

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RY T R A IL

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AN T

AT T

• CONFIRMED Allard K-9 school (under construction!) • Town Centre - Grocery Store Opening in 2016 • Outdoor Skating Rink & Facilities • Gorgeous Paths, Trails & the Blackmud Creek Ravine • 41 Avenue Interchange Opening in 2015/2016 • TONS OF SPACE TO RUN, PLAY & GROW

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www.allard.ca AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 71

//IN //IN THE THE NEWS NEWS

MANY CANADIANS LOOKING TO LOCK IN

a long-term mortgage

Canada’s continuing low interest rate environment has Canadians thinking now is the time to lock in a longterm mortgage. A new poll from CIBC reveals the majority of Canadians, 74 per cent, would opt for a medium or long-term mortgage if they were to acquire, refinance or renew a mortgage today. Twenty-seven per cent think now is the time to look beyond the traditional five-year fixed mortgage for a term of up to 10 years. “Canadians are recognizing that today’s historically low rates won’t last forever and some are looking for ways to bring predictability to their finances over the long term,” says Barry Gollom, vice-president, mortgages and lending at CIBC. “Most Canadians tend to opt for a fixed rate over five years when choosing a mortgage today. With more than one in four Canadians now saying they would choose a longer term of seven or 10 years, we may be seeing the start of a shift to longer terms.”

BENEFITS OF A LONG-TERM MORTGAGE

Locking in to a fixed rate, medium or long-term mortgage can reduce the stress that can come with following interest rates. “If interest rates rise in the next year or two, homeowners with shorter term mortgages or variable rate mortgages could see their payments move higher,” Gollom says. “Having a medium or longer term fixed rate can act as a measure of stability and protection – especially for those who have recently bought their first home.” The prospect of rising rates may not be something Canadians have to worry too much about in the near term. During its interest rate announcement on May 27, the Bank of Canada announced it was going to hold its overnight lending rate at 0.75 per cent. “The overnight rate has only been sitting at 0.75 per cent for a little less than three months now, after Governor Stephen Poloz finally decided to cut it down from the one per cent it “Th is has been a really had held steady 4.5 years,” says Alyssaunique Richard, In the home building and community development industry, sometimes thingsat for nearly experience,” “That says Brad Armstrong, and B,” CEO of RateHub.ca. decision was made in just don’t go as planned – it’s a fact of life. You troubleshoot, thinkfounder of a “Plan Qualico Canadians Communities to shield highlyofindebted learn to expect the unexpected and manage your way through anyJanuary, situationintoan attemptvice-president in Edmonton. “Whatdrop otherin oil prices from of the significant ensure projects maintain their integrity, timelines and expectations andthe arenegative within impacts neighbourhoods in the Edmonton (and job losses that have occurred as a result).” budget ranges. region have term, a 68-million-year-old CIBC says the shift to longer fixed rate mortgages But how often are you prepared to deal with the discovery of a fully intact dinosaur fossil?”to gain greater control signals by Canadians 68-million-year-old dinosaur rearing its uniquely fully fossilized head outgrowing of a interest It wasfinancial with this sentimentWith that athe and certainty over their largest obligation. half-dug drainage ditch? Qualico Communities partnered consistentlikes and predictable mortgage payment team at today’s low “Most peoples’ fi rst responses were quite similar and full of adjectives withyears, the City of Leduc to have do something rates guaranteed Canadians may the ‘wow,’ ‘cool’ and ‘neat’ and ‘let’s go look!’ which were then followed quickly by ‘Ohfor many special celebratefaster the discovery with opportunity to pay down theirtomortgage and minimize no, how is this going to affect construction timelines?,’” shares Qualico thehelp entire to Meadowview keep them on community. track for theirAs Communities Edmonton’s Marketing Manager Kirsten Warwick.interest costs, which will broader financial goals.a result, the Meadowview Dinosaur The fossil was fi rst discovered by contracted construction group, Degner wascrunch born. the numbers on a variety an expertPark who can Construction on Oct. 23 in the Qualico community of Meadowview “Finding near the city The two in groups worked together of mortgage your other debts, your to of Leduc. The fossils were found six metres below the service as the group wasoptions while factoring develop arisk unique dinosaur playground savings goals and your personal tolerance is an extremely digging out a trench. The Degner staff immediately notified the Royal Tyrell concept, and construction started in the important of the evaluation process,” says Gollom. Museum located in Drumheller, and all further excavation was paused untilpart future spring of 2015. The official grand direction from the museum. Then, together with museum staff, the Degner team opening took place on Saturday, July 25 used a large excavator to prepare the fossil to be clear and free to be safely CANADIANS’ MORTGAGE MOOD with Leduc Mayor Greg Krischke andor transported to the Tyrell museum. And if you can believe it, this was » 47all percompleted cent would choose a medium term mortgage (three Qualico’s Armstrong thearibbon. by Nov. 5 – just two weeks after the discovery. five years) if they were to acquire, refinancecutting or renew “I have to say that it’s very apt that “The Tyrell Museum was excellent,” says Warwick. “They worked very quickly mortgage today saysterm they (seven are “Qualico and the delay was very minor.” » 7 per cent would optQualico for a longer or 10 years) because what they So what kind of dinosaur was it? Paleontologists from the museum believe the goCommunities” » 19 per cent would with a shorter term (onereally or two years) want with to doaismortgage build communities, and skeleton is from Hypacrosaurus, a large hadrosaur that lived about» 68 million 62 per centyears of Canadians believe it will be at what our job is as making a city,” said ago. Hadrosaurs are a duck-billed,plant-eating species, and the Hypacrosaurus least 10 yearswas before that’s they are mortgage-free, it Mayorterm Krischke. when fixed we have estimated to have been about 9.1 metres long and weighed up to four tonnes.to choose a longer possible such as“And a 10-year ratea Finding large fossils in the Edmonton region is rare, and on top of that it’s even partner like Qualico who teams up with city like the city of Leduc, just look rarer to find a complete fossil from head to tail. In addition, this fossil appears Source: CIBC to MortgageaPoll what we can achieve.” have actual fossilized dinosaur skin, versus fossilized skin impressions.

News of Qualico-saurus proportions Canadians are recognizing that today’s historically low rates won’t last forever and some are looking for ways to bring predictability to their finances over the long term

72 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

45 St.

Calmar

• POPULATION: 17,000 and growing “Small city” living within minutes of “Big city” amenities.

44 St.

50 St.

AREA INFO • LOCATED: 20 km south of Edmonton on Hwy 2

Telford Lake

Black Gold Dr.

• GROCERY: Variety of shopping.

Rollyview Rd.

Hi gh wa y2 A

5 2

To Calgary

42 St.

QE II

St. 50

• SCHOOLS: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

C.W. Gaetz Drive

42 Ave.

Coady Blvd.

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

To Wetaskiwin

1 MEADOWVIEW

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes, Homes by Santos, Connect Homes and Victory Homes LOCATION: Coady Blvd & Meadowview Blvd. Showhomes Coming Soon

2 TRIBUTE

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

3 WINDROSE

DEVELOPER: Maclab Enterprises BUILDERS: Bengel Custom Homes, Corona Custom Projects, Cornerbrook Custom Homes, Jacob’s Construction, McLean and McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

4 SUNTREE

DEVELOPER: Maclab Enterprises BUILDERS: Cranston Homes, Areo Homes, Cobblestone Master Builder, Caliber Master Builder, Trend Homes, Triumph Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

5 SOUTHFORK

DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

• RECREATIONAL FACILITIES: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

leduc

Highway 39 To Calmar

• MEDICAL FACILITIES: Full Service Community Hospital and Full Ambulance Service. • PARKS & PATHWAYS: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

6 ROBINSON

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Connect Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive

7 BRIDGEPORT

DEVELOPER: Melcor Developments Ltd. BUILDERS: Santos Construction Ltd., Encore Master Builder, McLean & McLean Custom Homes Ltd.,Western Living Homes LOCATION: Take 50 Ave, turn right on Bridgeport Crossing

8 WEST HAVEN PARK

DEVELOPER: Melcor Developments Ltd. BUILDERS: Encore Master BuilderSantos Construction Ltd.,Homexx Corporation LOCATION: West on 50th Ave, South on West Haven Boulevard

THE CITY OF LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

“A great place to call home!”

For more information contact The City of Leduc at 780-980-7177

The grass will be greener, just like your wallet. 61 73

beaumont

French Immersion offered in all.

• GROCERY: Sobeys, Extra Foods • RECREATIONAL FACILITIES: Beaumont

In the first four months of 2015, housing unit starts in

the Edmonton region have grown 136% on an annual Coloniale Estates Coloniale In Estates Beaumont. In Beaumont. DistinctiveDistinctive Homes A Homes Golfowner-intended Club In A Setting. Golf Clubstarts Setting. basis*.InWhile have nearly

beaumont

INFO UNIT EDMONTON’S NEWAREA RENTAL • POPULATION: Approx 12,500 • LOCATED: 2IN miles South of Edmonton on CONSTRUCTION SOARS 2015 50th street. • SCHOOLS: 5 Schools from Kindergarten to (PART 1) Grade 12.

Regional Activities andEdmonton numerous Coloniale Estates Coloniale Golf Centre Course, Estates Golf Course, Edmonton outdoor facilities. terms of sales and price• growth, with the resale side of MEDICAL FACILITIES: 10 minutes to Nuns Hospital. Served by Edmonton this market experiencingGrey continued price growth thus Ambulance.

far in 2015.

• PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways.

doubled this about measure, today’s is being There is something There is something to by enjoy to enjoy Coloniale aboutconstruction Estates Coloniale every Estates day. every day. •17 MINUTES TO THE AIRPORT Given the above, one might ask why there is a need It is the kind It is ofheavily the place kind where of place neighbours where neighbours become friends become and friends and bolstered by an insurgence in apartment rental kids have plenty kidsstarts have of opportunity of opportunity to run and to play. runThis and isplay. an This is anto build new rentals when we can just promote further – plenty 981 since January 2015*. Come visit us and discover why exclusive golf exclusive club community golf club community with favourable with favourable pricing thatpricing thathomeownership in the new condo market. “Life is Better in Beaumont” is hard to find is hard in golf to find course in golf communities. course communities. One obvious driver of this trend has been the region’s

for more information call

In ColonialeInEstates Coloniale you’ll Estates find great you’llpark find spaces great park where spaces where The answer to this is an unforeseen real estate market 780-929-8782 consistently thin vacancy rates within professionally neighboursneighbours can gather can andgather enjoy each and enjoy other’s each company, other’s company, The Hickory Showhome, The Hickory Coloniale Showhome, Estates, Coloniale Edmonton Estates, Edmonton website at town.beaumont.ab.ca trend and an appearing,or ifvisit notour now apparent, consumer managed rental buildings. For those looking to rent, walking/biking walking/biking trails for short trailsafter-dinner for short after-dinner strolls or energetic strolls or energetic finding an in this market cancountry be bike rides. bike In winter rides.those In apartment winter trails those function trails asfunction cross as daunting, cross countrytrend. In past articles, we have written about the opportunities for investment in Edmonton’s secondary skiing opportunities. skiing There are outside 5There schools aredesired in5 and schools around in4orand around withopportunities. many of areas, for less ROYAL OAKS 6 TRIOMPHE IN BEAUMONT 1 settling COLONIALE ESTATES DEVELOPER: Cancom Development DEVELOPER: MLC Group DEVELOPER: Development Corp. Beaumont,Beaumont, serving elementary serving elementary andARW high school and high students. school students.markets, as highlighted by the fact that while the city of desirable options. situation BUILDERS: Konark Homes, BUILDERS: Trend Homes, Connect BUILDERS:This Mattamy Homes has caused average There are superb There are recreational superb recreational facilities all facilities around and all around and Cancom Homes,Edmonton’s Infiniti Homes, Open Active Homes,grew Areo Homes LOCATION: 50 St. & Coloniale Way entire stockHomes, of apartments by over rents in the region to grow faster than anywhere else LOCATION: From Beaumont: LOCATION: 44th Avenue & Triomphe shopping atshopping the Montalet at theMall, Montalet The Edmonton Mall, The Edmonton International International West on Township Roadunits 510 tofrom 2012 to Blvd DANSEREAU MEADOWS 2014, occupancy rental rates Canada*. Airport andAirport theinGrey and2Nuns the Grey Hospital Nuns are Hospital 15 minutes are 15 away. minutes away.7000 East Vistas Blvd. (follow signs) DEVELOPER: United Communities From Edmonton:remained South on 101stagnant St.

BUILDERS: Caliber Master Builder,

at roughly 30 percent. All of this

The homesThe are homes all Detached are all Single Detached Family Single Homes Family withHomes 2-Car withRoad 2-Car to Township 510, east on Township Landmark Communities, Pacesetter Many real estate agents and new condo developers while the professionally managed stock of Road 510 to East Vistas Homes or 3-Car Tandem or 3-CarGarages, Tandemranging Garages, in size ranging fromin1,480 size from Sq. Ft. 1,480 Sq.occurred Ft. Blvd. (follow signs) LOCATION: West on 50thcosts Street atclosely Rue now note today’s resemble rental apartments remained stagnant*. to 2,681 Sq. to Ft. 2,681 Many Sq.ofthat Ft. theMany exterior of rental the designs exterior aredesigns are Montalet (follow the signs) unique to this unique community to this community and reflectone and Mattamy’s reflectpay Mattamy’s EAGLEMONT IN The Hickory Showhome, The Hickory Coloniale Showhome, Estates, Coloniale Edmonton Estates, Edmonton the mortgage payment might on 5a condo. 3 RUISSEAU ability to provide ability atovariety provide ofadesigns variety to of make designs to make BEAUMONTIt seems that developers of these new primary rental This point should seemingly hold close sentiment with DEVELOPER: MLC Group DEVELOPER: Qualico Communities each streeteach morestreet interesting. more interesting. Special features Special features BUILDERS: Lenaco Homes, Active BUILDERS: Look Homes Master Builder projects have tuned into an emerging trend that was Edmontonians who maintain one of the highest housing Mill Street West Homes Homes and Connect Homes such as front such porches as front also porches elevate also the elevate sense the sense Homes, Jaya Homes, Golden LOCATION: 50thpreviously Ave & Rue Eaglemont LOCATION: It is located on the south being serviced primarily by secondary rental homeownership rates of all major Canadian regions*. of friendliness of friendliness in the community. in the community. side of 50th ave at 66st.

You Can Be You Here CanInBe Minutes Here InAnd Minutes You Can And You Can Local values like this may also help explain the success Live Here Right Live Here Now.Right Now. of the region’s many apartment rental condo conversion

In ColonialeInEstates, Coloniale Mattamy Estates,has Mattamy a selection has a selection projects that took place between 2005 and 2011 – a of Quick Possession of Quick Possession Homes ready Homes for sale ready so for sale so time rental market was rather reduced by you and your youfamily andwhen your can the family liveprimary here cansooner live here rather sooner 8,000 apartment units*. Furthermore, condos for than later. thanover later.

ad Coloniale Estates e: - 10/12/14

n: New Home Guide

PI: 300

t: 27/11/2014 – KN

market investors. What is this trend? More on this next time…

Due: 10/12/14

Publication: New Home Guide DPI: 300

Built: 27/11/2014 – KN

*Statistical figures and trends are based on public publications

The Walnut Showhome, The Walnut Coloniale Showhome, Estates, Coloniale Edmonton Estates, Edmonton provided by the CMHC. sale have experienced great success in recent years in Intelligence House is Edmonton’s newest and most If golf course If golf community course community living has been livingpart has of been yourpart vision of your of vision of innovative Marketing a a dream home, a dream thenhome, now Real isthen theEstate now time is to the come time to Agency to Beaumont come with to Beaumont and and From left to right: on Sales strategic market intelligence which visit the Coloniale visitfocus theEstates Coloniale Estates Centre. Sales You’ll Centre. find everything You’ll find everything For information For information on all on all Michael Melnychuk research, marketing and for sales Mattamy communities, Mattamy communities, that you expected thatincludes youfrom expected afull golf from course a golf community course community except except for Alex Ruffini visit: mattamyhomes.com visit: mattamyhomes.com Emmett Hartfield to the real is estate industry.newest and most one thing: high oneservices thing: prices.high prices. Intelligence House Edmonton’s innovative Real Estate Marketing Agency with fully a Sales Centre Sales Hours:Centre Monday Hours: to Thursday Monday2pm-8pm; to Thursday 2pm-8pm; All MattamyAllhomes Mattamy alsohomes come with also come two trees withand two fully trees and Friday to toSunday Friday and to Holidays Sunday and 12pm-5pm Holidays 12pm-5pm From left right: focus on strategic market intelligence which sodded yards, sodded so the yards, neighourhood so the neighourhood is green notisbrown. green not brown. Sales Centre: Sales 274 Reichert Centre: 274 Drive, Reichert AB, Beaumont, Drive, AB,T4X Beaumont, 0B9 T4X 0B9 Michael Melnychuk includes

full

research,

marketing

and

sales

You’ll find that You’ll Mattamy find that Mattamy homes builds that homes are worthy that are worthy services tobuilds the real estate industry. of your family of your memories. family memories.

Alex Ruffini Phone: 780-929-1111 Phone: 780-929-1111 Emmettsls_beaumont@mattamycorp.com Hartfield Email: Email: sls_beaumont@mattamycorp.com

The Walnut Showhome, Coloniale The Walnut Estates Showhome, Coloniale Estates

MATTAMYMATTAMY HOMES HOMES ALL SEASONS ALL SEASONS From 1 Home in 1972 From to 70,000 1 HomeHomes in 1972 Now to 70,000 Homes Now Great Community Features Great Community for Features for

Mattamy Homes is Canada’s Mattamy largestHomes new home is Canada’s builder largest new home builder The master community plan Theallows masterforcommunity gathering plan allows for gathering well-established in and The isGreater well-established Toronto Area, in The Greater Toronto Area, spaces where neighboursspaces can enjoy where each neighbours other’s can and enjoyis each other’s

TEDMONTON_1018445_NHG MATEDMONTON_1018445_NHG Ottawa, Calgary and throughout Ottawa,the Calgary United and States throughout in the United States in company.Annual_3FP_Mag.indd The walking/biking company. trails Annual_3FP_Mag.indd allow The walking/biking for3short trails allow for3short

2014-11-13 1:12 PM 2014-11-13 1:12

southeast

beaumont

Edmonton

1 MAPLERIDGE & OAKRIDGE COMMUNITIES

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive

2 TAMARACK

DEVELOPER: Dream Unlimited Corp. BUILDERS: Landmark Communities, LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

Edmonton

3 LAUREL

DEVELOPER: Dream Unlimited Corp. BUILDERS: Landmark Legacy Homes, Lincolnberg Master Builder LOCATION: South of 23 Avenue and East of 34 Street

4 LAUREL CROSSING

7 TAMARACK COMMON

5 MAPLE CREST

8 LAUREL GREEN

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes LOCATION:34 Street & 16A Avenue DEVELOPER: Dream Unlimited Corp. BUILDERS: Homes by Avi, Coventry Homes, Crystal Creek Homes, Landmark Legacy, Landmark Communities, Essentials, Bedrock Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street

6 WILLOW HAVEN

DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery DEVELOPER: Dream Unlimited Corp. BUILDERS: Homes by Avi, Lincolnberg Master Builder, Landmark Legacy Legacy, Urban Luxury Homes, Urban Homes Luxury Homes LOCATION: South of 23 Avenue on 24 Street

9 LARKSPUR LANDING

DEVELOPER: Rohit Communities BUILDERS: Rohit Communities LOCATION: 2845 - 43rd Avenue NW Edmonton

dmonton

all ies, s.com

T4X 0B9

M 014-11-13 1:12 PM

75 53

LOOKING FOR A NEW HOME? Itâ&#x20AC;&#x2122;s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle. START SEARCHING NOW!

download the app

visit us online

COMMUNITY PROFILE//

DREAM

Building better communities

or more than 30 years, Dream Development has created greater Edmonton’s finest family communities. From Strathcona Village and Willow Ridge in Sherwood Park, to Mill Creek Meadows, Meadowbrook Ravines, Tamarack, Laurel and Maple Crest in southeast Edmonton, Dream has a legacy of transforming land into value rich family neighbourhoods. It’s our goal to continue building better communities with excellent amenities and a variety of home styles to fit almost any household’s budget. Dream Development is a division of Dream Unlimited Corp., one of Canada’s largest real estate investment, development and management companies. Dream’s vision is to create value at all stages of the real estate cycle for customers, partners, employees, investors and the community at large. The company currently manages $13.4 billion worth of assets in Canada and Europe. The values inherent in Dream Development will never change. We’re driven by passion and commitment, with a singular purpose: to build better communities where people can live, work and play. This is Dream.

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 77

//COMMUNITY PROFILE

LIVE IN SOUTHEAST EDMONTON’ S DREAM COMMUNITIES Escape the city’s stress by simply arriving home to a Dream community – Maple Crest, adjacent Whitemud Drive and Anthony Henday Drive or Laurel Green at the intersection of 17th Street and 23rd Avenue.

A NATURAL PLAYGROUND

Maple Crest features more than 300 acres of magnificent living space, naturally blessed with a pristine 75 acre wetland, wooded ravine parks and beautiful tree lined trails and paths. Families enjoy an unparalleled quality of life strolling or cycling through the community’s vast greenspaces which provide a spectacular backdrop for homes and lots of room for picnics, year round sports and many other activities that let people relax, reconnect and rejuvenate. New this fall, will be a brand new playground, situated in Stage 5, that should prove to be a great gathering place for families and friends. Complementing the tranquil wetlands and parks are ravine trails integrated with the world class City Of Edmonton network. Modern conveniences are also just minutes away in the stylish new shopping district – Dream Tamarack. This popular commercial area is integrated with The Meadows public transit depot and features dozens of the most popular stores, shops, fitness facilities, restaurants and daily services. These include a Walmart, Shoppers Drug Mart, Petro Canada, Scotia Bank, Goodlife Fitness and Tim Hortons just to name a few of the preferred brands. Maple Crest • livemaplecrest.ca

Experience the latest in design innovation and architectural styling during the Grand Opening of nine new Maple Crest show homes, Saturday, Sept. 26. Three new Stage 4 show home parades include front garage, laned and duplex home designs. The new offerings complement existing Stage 5 duplex showhomes and a townhome development.

LOCATION, LOCATION, SENSATION

Great location is the hallmark of a great community and Laurel Green offers just that. Adjacent to the Meadows Recreation and Community Centre, this community boasts three of the cityâ&#x20AC;&#x2122;s most popular home styles and family friendly prices. Easy walking access to the recreation centre ensures people can stay fit (and engaged) year round with indoor swimming and diving pools, twin arenas, fitness facilities, tennis courts, sport courts, a public library and community meeting rooms. A water feature and oversized park is the focal point of an integrated neighbourhood plan with tree lined paths, progressive pocket parks, greenspaces, playgrounds and rest areas. Recently, the City of Edmonton announced that a new K-9 school will begin construction in the neighbourhood with a 2017 planned opening. Its oversized central park with picnic tables will make a prime gathering place where families can socialize and meet new friends. Sept. 12 will be a big day in Laurel Green with the inaugural Grand Opening of five new showhomes. Laurel Green â&#x20AC;˘ livelaurelgreen.ca

Landmark Legacy Homes and Urban Luxury Homes will introduce laned homes. Lincolnberg Homes will introduce duplex homes with attached garages and Homes By AVI offers townhomes. If you want space for a growing family there are larger, attached garage homes also. Everything you could want in one great location.

//MAKE YOUR MOVE

SHERWOOD PARK

Be prepared on moving day » by CHUCK RESNICK June 30 is the busiest moving day of the year. If you’re planning to move on that day, it is time to book your mover now. Two Men and a Truck - Canada has created guidelines to help customers make any moving day as stress-free as possible. One approach that works well is to empty a closet a couple weeks before the move and place items you know you will need on moving day into that space. It’s great to leave your current place looking good, so cleaning supplies are a must, and you don’t want to be hunting around for them. You’ll want a broom, dustpan, mop, your vacuum, some sort of all-purpose cleaner and cleaning rags and towels. Put cleaning items and towels in a large bucket or plastic bin with a lid to keep them separate from your other stuff. In your new place, have toilet tissue ready for each bathroom, along with hand soap and towels. Remember easy-to-serve snacks, water bottles, a first-aid kit, facial tissues and toys such as colouring books and crayons for the little ones. Basic kitchen items will be handy too, such as dish

CHUCK RESNICK

is vice-president, marketing and operations at Two Men and a Truck – Canada

detergent, a sponge, plastic garbage bags, paper towels, paper plates and cups, a kettle and maybe a cooler. Remember a note pad, pen, scissors and pertinent phone numbers you may need, such as utilities companies (for both ends of the move), family members, real estate agent, lawyer and cable company. You’ll also need basic tools. Think about the first 24 hours in your new place. You’ll need linens, soap, alarm clock, a change of clothes, phone chargers, important papers and money. Be sure that your survival items are packed into the moving van last or transported in your vehicle with you. When you arrive, you’ll be fully prepared to begin life in your new home.

A Community

You’llNever Never Outgrow You’ll Share those precious moments together with your family in Outgrow SummerWood and make them timeless.

Playgrounds • Creeks • Lush Urban Forests • Parks • Ponds Summerland Dr.

• Baseline ParksRd. • Lush Urban • Ponds Forests

SHERWOOD PARK

84 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

Highway 21

Cloverbar Rd.

• Playgrounds • Creeks

Yellowhead Tr. (Hwy 16)

SHOWHOMES

perfect place for everyone you love.

Pacesetter Homes 780-416-8413 Pacesetter Homes 780-416-8413 Jayman MasterBUILT 780-416-8532 Jayman MasterBUILT 780-416-8532

FRONT ATTACHED GARAGES

Summerland Dr.

Lakeland Dr.

Baseline Rd.

SHERWOOD PARK

Highway 21

SHOWHOMES

FRONT ATTACHED GARAGES Share those precious moments together with your family in SummerWood and Lakeland Dr. make them timeless.

Visit a showhome today and find the perfect place for everyone you love. Visit a showhome today and find the Cloverbar Rd.

Yellowhead Tr. (Hwy 16)

SummerWoodSherwoodPark.com

Granada Bl

Whitemud Dr.

1 ASPEN TRAILS/EMERALD HILLS

DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Park Royal Homes, Landmark Homes, Christensen Developments, Rohit Communities, Homes by Avi, Marcson Homes, Daytona Homes Master Builder LOCATION: Lakeland Drive & Aspen Trail

Highway 628

3 LAKELAND RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Landmark Homes, Rohit Communities, LOCATION: Lakeland Drive & Campbell Rd.

4 SUMMERWOOD

DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Rohit Communities, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

sherwood park

Lakeland Dr.

2 ARDROSSAN HEIGHTS

DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

85 51

//FUNDAMENTALLY SPEAKING

FORT SASKATCHEWAN

HOUSING VALUATIONS

a backyard adventure awaits you in fort saskatchewan

Purchase a new Single Family Front Attached Garage or Estate Style Home and

Who and what to believe?

receive up to $12,000 in free landscaping!*

Located right next to the North Saskatchewan River, Forest Ridge has all the outdoor amenities an active family needs to be happy and healthy. • Playgrounds • Spray Park • River Valley

• Dow Centennial Recreation Centre & Performing Arts Centre

» by WAYNE KARL

For homeowners, when someone says your home is drastically overvalued, naturally, you worry. If you’re a prospective homebuyer, such news might cause you to delay your purchase. That’s theStyle powerHomes. of housing valuations. Duplex, Single-Family and Executive The problem Pacesetter is, who andHomes: what to believe? Connect Homes: 780.982.6656 780.936.7109 Homes by Santos: 587.285.0192

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics of buying property. Email wayne.karl@ ypnexthome.ca or follow him on Twitter atTwitter. com/WayneKarl

Victory Homes: 780.997.9356

Here are some recent examples of Canada’s housing valuations, Visit our Showhomes Today from a variety of sources: ForestRidgeFortSask.com Deutsche Bank: overvalued by 60 per cent * Visit the Showhomes for details. Bank of Canada: overvalued by and 30 quantity. per cent Limited time Some restrictions apply. International Monetary Fund: overvalued by 11 per cent TD Bank: overvalued by 11 per cent Canadian housing economist Will Dunning: undervalued by nine per cent

With such a wide variance in valuations, and using differing measures, who to believe, indeed? “Far too many foreign economists try to make overly simplified statements about foreign housing markets they don’t understand enough about,” Calum Ross, mortgage broker and real estate investor, told New Home Guide. “Above and beyond the traditional measures, there are a number of less tangible measures, such as the stability of social, political and economic systems at the federal, provincial and municipal level. “Canada represents one of single largest countries in the world and going from coast to coast, Canada is home to a very diverse group of people with local economics that are vastly different,” Ross says. “Saying there is a Canadian housing Get the hands-on training market is no less ridiculous than saying there is ‘Canadian you need to get into the trades. temperature.’” Thankfully, Canadaare Mortgage and Housing Corp. Our industry-recognized programs (CMHC) added someenvironment context recently in its House Price delivered in a supportive learning Assessment (editor’s so that you canAnalysis start to and build your future now.note: for more information, flip to page 56), which provided a market-by-market snapshot Visit us at by Canada’s larger centres. The report attached a risk level womenbuildingfutures.com – low, moderate or high – for the major cities, using risk factors of overheating, acceleration in house prices, overvaluation and overbuilding. With Regina and Winnipeg, of all places, being the only major centres earning “high risk” assessments, CMHC’s

86 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

Look for these new signs in Fort Saskatchewan

report reminds everyone that housing markets must be assessed on a micro level, not wide-swathing national viewpoints. Canada’s most expensive market, Vancouver, earned a “low risk,” while Toronto, the other market often mentioned in conversations about overvaluation, was ranked as “moderate risk.” “From a pure economic theory standpoint, when interest rates are low, then real asset prices will go up,” says Ross. “Real estate is one of the most interest-rate-sensitive sectors of the global economy. When it comes to mortgages, what we know is that people have a tendency to buy payments and be less concerned with total debt. The lower interest rates and longer amortizations allow for lower payment and as long as payments stay affordable – many people won’t get caught up with the sticker shock of more expensive real estate prices.” So, who to believe, next time you see a report on Canada’s housing valuations? Well, a Canadian source such as CMHC is a good start. Otherwise, as experts stress, remember to look at your individual market for a clearer indication, not the national assessment.

Suzy always wanted to be a homemaker

1 5 7

2 3

1 SOUTHPOINTE

DEVELOPER: MLC Group BUILDERS: Active Homes, Impact Homes, Rosecroft Custom Homes Homes, Pacesetter Homes, New Vibe Homes LOCATION: Junction of Hwy. 21 and LOCATION: Hwy. 15 on 94 Junction Street of Hwy. 21 and Hwy. 15 on 94 Street

2 SOUTHFORT RIDGE 2 DEVELOPER: SOUTHFORT StrataRIDGE Developments

BUILDERS: Anez DEVELOPER: Strata Homes, Developments Bold Homes, BR BUILDERS: Homes, CMK Anez Homes, Homes, Glenora Bold Homes, BR Homes,By Homes CMK Sidney, Homes, Thomsen Glenora Built Homes, Homes By Sidney, LOCATION: Southfort Thomsen Blvd & Built Ridgeland LOCATION: Southfort Blvd & Ridgeland Way Way

3 SOUTHFORT MEADOWS 3 DEVELOPER: SOUTHFORT StrataMEADOWS Developments BUILDERS: Landover DEVELOPER: Strata Developments Homes, Stoneridge BUILDERS:Homes Landover Homes, Stoneridge Homes LOCATION: Southfort Drive & LOCATION: Southfort Meadowview Drive Drive & Meadowview Drive

4 SOUTHFORT ESTATES 4 DEVELOPER: SOUTHFORT StrataESTATES Developments BUILDERS: Open DEVELOPER: Strata to Developments public BUILDERS: Open LOCATION: Southfort to public Drive & LOCATION: Greenfield WaySouthfort Drive & Greenfield Way

5 FOREST RIDGE IN WEST PARK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Connect Homes Homes by Santos, Victory Homes, Open LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS

DEVELOPER: Strata Developments BUILDERS: Ingram Custom Homes, Open LOCATION: 55 St. & Sunset cres. Bruderheim

7 SIENNA

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

AREA INFO • POPULATION: Over 18,653 • LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close. • SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School. • GROCERY: Sobey’s Station Square, Canada Safeway, No Frills. • RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio. • MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics. • PARKS & PATHWAYS: 360 hectares of park/ recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

A quiet, friendly, family oriented community.

“Life is good here!”

fort saskatchewan

For more information contact Jasmine Zebic 780-992-6408 or visit our website at www.fortsask.ca or email: jzebic@fortsask.ca

87 47

FORT SASKATCHEWAN

Sienna is the perfect community to make unforgettable memories.

Rohit Communities: 780.995.6054 Sterling Homes: 780.997.0960 to

r. rt D fo th

84 St

Sienna-FortSask.com

88 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

receive up to $8,000 in free landscaping!**

Sienna Blvd

Purchase a new Single Family or Duplex Style Home and

e. Av

St. 94

To E dm ont on/ Sh e

So u

HW k ar dP oo rw

Look for these new signs in Fort Saskatchewan

Ed W mo Y nt 15 on

Fort Saskatchewan

92 St.

These

Single Family, Duplex and Townhomes that are Move in Ready. Visit our Showhomes Today.

101 St

Moments like

• Hospital & Schools • Parks, Playground & Trails • Performing Arts Theatre • Recreation Centre • Trendy Restaurants & Shopping • Homes Starting in the $320’s*

Showhomes

* Prices subject to change. ** Visit the Showhomes for details. Limited time and quantity. Some restrictions apply.

FORT SASKATCHEWAN

It’s Your Life, Your Style. Working together in a beautiful community.

SEE ALL THE STYLISH SHOWHOMES STARTING IN THE MID

300’s

SouthPointe, in Fort Saskatchewan, offers the perfect blend of style and price in a community that encompasses a park, two playgrounds, constructed wetlands and walking trails. Only minutes away from grocery, retail and the new Hospital.

PLUS A NEW K-9 SCHOOL IS COMING SOON!

Duplex Active Homes Rosecroft Custom Homes Single Family Detached Garage Active Homes Impact Homes Rosecroft Custom Homes Single Family Attached Garage Active Homes Impact Homes Rosecroft Custom Homes

www.south-pointe.ca Getting to SouthPointe Showhomes: Take Highway 15 NE from Edmonton. Cross North Sask. River. Cross Highway 21 & Highway 15 intersection to 94th.

z UP TO y

5,000 IN DISCOUNTS

Now thatâ&#x20AC;&#x2122;s a housewarming gift.

The first 10 purchases before October 31, 2015, receive:

Highway 16

Prescott Blvd.

Highway 16A

Pioneer Rd.

Century Rd.

Grove Dr.

For discounts in Prescott, visit our showhomes at 14 & 16 Prescott Blvd. in Spruce Grove. liveinprescott.ca

$3,000 Discount for Duplexes $5,000 Discount for Single-Family homes

Kid Approved Community

Millgrove Dr.

5 Hawthorne Gate

Spruce Ridge Dr.

Woodhave D n r.

Highway 16A

1 HILLDOWNS

DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street

2 VANDERBUILT COMMON

DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

3 HARVEST RIDGE

DEVELOPER: Lamont Land BUILDERS: Alquinn Homes, Bedrock Homes, Homexx, Lang Built Homes, Montorio Homes, Pacesetter Homes, Southbend Developments LOCATION: North of Grove Drive and West of Jennifer Heil Way

4 PARKLAND VILLAGE

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes. LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

Brookwood

12 Jubilee Park

Grove Dr.

Century Rd.

McLeod Ave.

5 HAWTHORNE AT HEATHERGLEN

Lon gview Dr.

King St.

Dr.

Calahoo Rd.

Grove

Calahoo Rd.

Spruce Ridge Road

Aspenglen Dr.

Jennifer Heill Way

To Edmonton

Grove Meadows

Dr. Drive

McLeod Ave.

To Edmonton

6 SPRINGATE AT SPRUCE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center

7 GREENBURY

DEVELOPER: Beaverbrook Communities BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road

8 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

9 DEER PARK ESTATES

DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Evani Homes, Patel Homes, Taillon Homes LOCATION: Grove Drive and Jennifer Heil Way

10 KENTON VILLAGE

DEVELOPER: Beaverbrook Communities BUILDERS: Alquinn Homes, Urbanage Homes, Bedrock Homes, San Rufo Homes, and Centurion Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

Pioneer Rd.

Highway 16

• POPULATION: 26,271. • LOCATED: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools. • GROCERY: 11 Grocery/ Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart. • RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds. • MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners. • PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

11 THE WOODS AT KENTON

DEVELOPER: Beaverbrook Communities BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

12 PRESCOTT

DEVELOPER: Beaverbrook Communities BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

spruce grove

AREA INFO

13 JESPERDALE

DEVELOPER: Melcor Developments Ltd BUILDERS: ReidBuilt Homes, Encore Master Builder LOCATION: North of Grove Drive.

14 STONESHIRE

DEVELOPER: Melcor Developments Ltd BUILDERS: Canyon Springs Master Builder, Stonegate Developments, Lang Built Homes LOCATION: Longeview Drive & Fairway Drive

15 MCLAUGHLIN

DEVELOPER: Melcor Developments Ltd BUILDERS: Bedrock Homes, Look Homes, Pacesetter Homes LOCATION: Westgrove Drive and McLaughlin Drive.

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally. for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

Whererness Togethe irst Comes F

With easy access to the outdoors and recreational facilities, enjoying quality time as a family doesn’t have to wait for the weekend—here, it’s part of daily life.

a new Purchase nt amily Fro Single F Duplex r o e g ra d Ga to Attache ceive up e and re m ** o ! H g in le p Sty ndsca in free la tails. e d r $8,000 fo mes showho Visit the

We have duplexes starting in the $315’s* and single family homes starting in the $390’s*.

id ge

Dr.

TriLeisure Centre

Jennifer Heil Way

•

Spruce Ridg eR d.

•

Grove Drive

SHOWHOME r

•

Playgrounds Park and Trails Tri Leisure Centre Performing Arts Centre Shopping Centers and Restaurants

•

Spring Gate

•

Grocery Store & Shopping

Highway 16A

stony plain

SPRUCE GROVE

Sterling Homes: 780-962-3212 Alquinn Homes: 780-901-9966 * Prices subject to change. ** Limited time and quantity. Some restrictions apply.

S p r i n g at e S p r u c e g r o v e . c o m

DONATE TODAY. STOLLERYKIDS.CA With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

1 7 10

Genesis Lake Blvd.

1 THE BRICKYARD

DEVELOPER: Old Town Development Corp. BUILDERS: Daytona Homes Master Builder, Kirkland Homes Master Builder, Lakeview Developments LOCATION: West of 50th street and 50th Ave, Stony Plain

2 GENESIS ON THE LAKES

DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

3 LAKE WESTERRA

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

5 SILVERSTONE

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

6 SPRING LAKE RANCH

DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15

7 SOUTHCREEK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road

8 THE ESTATES AT WATERS EDGE

DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

10 WILLOWS END

DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

Spruce Ridge Dr.

DEVELOP BUILDER LOCATIO Common

3 HARVE

DEVELOP BUILDER Homes, H Homes, Pa Developme LOCATIO West of Je

4 PARKL

DEVELOP BUILDER LOCATIO To Centu

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN 5014 - 53 Avenue 963-2715

DEVELOP BUILDER Stylemast Homes, M Celico Bu LOCATIO King Stre

2 VANDE

SEPARATE SCHOOLS • JOHN PAUL II 5801 - 48 Street 963-2526 [1][2]

1 HILLD

PUBLIC SCHOOLS • FOREST GREEN 5210 - 45 Street 963-7366 [1] • HIGH PARK 40 Highridge Way 963-2222 [1] [2] • MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3] • MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

Jennifer Heill Way

Spruce Ridge Road

Genesis Drive

stony plain

• POPULATION: 10,544 and Growing. • LOCATED: 20 km west of Edmonton on Hwy 16A • SCHOOLS: 4 Kindergarten to grade nine, Senior high, French Immersion & including 2 Religious schools. • GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town. • RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals. • MEDICAL FACILITIES: New 70 bed acute & extended care hospital. Full ambulance services. 3 Medical Clinics. • PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

stony plain

AREA INFO

5 HAWT HEATH

DEVELOP BUILDER City Hom LOCATIO on Jennife Hawthorn

[1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

//DESIGN SECRETS

10 tips for creating a guest room in your new space » by JANE LOCKHART

JANE LOCKHART

is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

Hosting overnight guests is always better when you can accommodate them comfortably. Be they friends from out of town or close family over for a special occasion, creating a “home away from home” will allow them to stay in comfort – and provide you peace of mind. Here are some tips to consider when creating a guest room in your new space. 1) Begin by selecting a bedroom that is large – but more importantly, away from your privates spaces. A room that is off on its own or even in another section of the house can assist with the different schedules you and your guests may have. In addition, you may wish to “assign” another bathroom in the house to them if their room doesn’t have an ensuite. This keeps the family bathroom free for your family to use and not impact your guests. 2) Add hooks to the bedroom wall or on the back of the doors in the guest room. This provides a good space to hang wet towels, robes or even handbags and knapsacks 3) Add a chest of drawers somewhere in the room, even if it’s in the closet. This is important for guests who are staying over for more than one night as they may not want to live out of their suitcase, and this gives them a space to unload. If you don’t have the room, add a night side table with drawers, rather than doors, so this can be used for clothing storage instead. 4) If you know your guests will be staying for an extended visit, you may want to provide them with a laundry basket to keep in their room. This can be a bin or basket that folds up so you can store it when not in use. 5) Provide hangers in the closet. Don’t assume that the extra closet in the guest room has hangers! It’s sometimes the smallest things we forget and this can be hard for a guest to manage without. 6) Provide a stack of fresh towels and a bar of soap on a small stool or ottoman. This can be dressed in a decorative way that makes a guest feel welcome. Adding a small card with a “welcome” note is an unforgettable touch.

94 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

7) A water pitcher and glass set is an important element to add to the bedside table, so guests can have water at their leisure. Adding a map or photos of the local area beside it can also be a way to help long term guests know where they are and the sites they can go see, both with you and on their own. Even a few gift cards for local restaurants as a welcome gift can be well received by those who will be staying for a longer visit. They, too, may want a break from the house. 8) A TV with cable is a must for a guest who will be staying longer than a few days. This doesn’t have to be in the

Photography, Gillian Jackson (gillianjackson.ca), courtesy Kylemore Communities (kylemorecommunities.com)

Adding a map or photos of the local area beside it can also be a way to help long term guests know where they are and the sites they can go see, both with you and on their own.

guest room necessarily, but it should be available to someone who wants to peruse the news or relax away from family. 9) Adding some pocketbooks and magazines to the guest room is also a nice touch, as this provides a guest some night reading for relaxing with before sleep. 10) And fi nally, for those who are nearest and dearest, you may want to add fresh flowers to their nightstand for when they arrive. Th is is a nice touch that reminds your guests that you are happy to have them stay with you. Its never easy having guests stay as everyoneâ&#x20AC;&#x2122;s routine is interrupted for the duration of their stay, but it can be an easier experience for everyone if you are able to provide your house guest with as many amenities within their designated space as possible. Th is allows them to create a mini routine without depending on you as much. And that will then leave you both the time to socialize more and enjoy each otherâ&#x20AC;&#x2122;s company! AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 95

// HOMEBUYERS’ HELP

Calculate your mortgage payments CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 10 YRS

15 YRS

20 YRS

25 YRS

30 YRS

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse. Divide by three. This figure is the monthly payment you can afford to make on your home. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

96 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

Multiply this figure by the amount you need to borrow. Divide by 1,000.

06 07

Add to this your estimated monthly heating costs and monthly property taxes. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage interest rates FINANCIAL INSTITUTION

VARIABLE 6 months

1 year

2 years

3 years

4 years

5 years

MORTGAGE TYPES ALL MORTGAGES ARE OF TWO BASIC TYPES:

ATB Financial

2.200

4.000

2.940

2.640

2.590

2.690

2.790

Bank of Montreal (ATB)

2.700

4.000

2.890

2.840

3.390

3.890

4.740

Bank of Nova Scotia

2.700

4.550

3.290

3.090

3.390

3.890

4.490

Canadian Western Trust

2.900

4.000

3.140

3.040

3.650

4.200

4.740

6.200

2.890

2.950

2.990

2.690

2.500

3.090

3.000

2.990

3.090

2.790

Effort Trust

4.450

3.350

3.500

3.700

4.300

4.350

INSURED OR HIGH-R ATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

Equitable Bank

3.140

3.040

3.650

4.390

4.640

MORTGAGE OPTIONS

First Calgary Financial

4.000

2.890

2.490

3.090

2.650

First National Financial

2.050

3.100

2.290

2.190

2.340

2.540

2.690

FirstOntario Credit Un.

2.700

4.240

2.790

2.450

2.490

2.690

HSBC Bank Canada

2.850

4.450

3.140

3.540

4.240

4.740

Home Trust Company

2.500

3.950

2.690

2.350

2.390

2.590

ICICI Bank Canada

3.050

3.150

3.650

3.640

3.690

Investors Group Trust

2.700

4.200

3.140

3.090

3.390

3.890

4.740

Manulife Bank

2.400

4.450

3.000

2.940

2.840

2.790

2.690

Manulife Trust

4.450

3.000

2.940

2.840

2.790

2.690

Meridian Credit Union

2.650

4.000

3.090

3.550

2.490

2.670

National Bank

2.700

4.400

2.890

2.840

3.390

3.890

4.740

President’s Choice Fin’l

2.700

6.190

3.190

2.840

3.340

4.040

4.440

Rapport Credit Union

2.850

6.000

3.090

3.040

3.500

3.040

2.990

Royal Bank of Canada

2.700

3.140

3.040

3.650

4.390

4.640

Servus Credit Union

4.000

2.890

2.840

3.390

3.890

4.640

Steinbach Credit Union

2.450

2.550

2.650

T-D Mortgage

2.700

3.140

2.890

2.840

3.390

3.890

4.640

Tangerine

2.700

3.190

3.240

3.490

3.690

3.790

4.450

3.000

3.050

3.100

Comtech Credit Union DUCA Financial Services

Windsor Family C.U.

CONVENTIONAL: The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less. The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

You can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs. OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall. CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options. A good choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions. PORTABLE MORTGAGE: Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON AUGUST 15, 2015 AT 00:30:18 ET. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2015 CANNEX Financial Exchanges Limited. All rights reserved. Legal Notices

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 97

//DESIGNER ADVICE

Cottage country in the city » by YANIC SIMARD » photos by TED YARWOOD

Cottage decor often comes down to celebrating the basic essentials, such as beautiful plates, vintage servingware, and stunning pots and pans

Whether or not you can find the time for a true cottage getaway this summer, a sense of relaxed living can be infused into your home through the power of decor. To get the best of lake-side living, even in your urban abode, here’s my guide to the essential details of cottage-inspired decor: LET WOOD REIGN: Naturally, wood is one of the first materials you think of when you think “cottage” – but you must know how to use it right. » To create a feeling of consistency, run wood floors continuously throughout, even into the kitchen. It can survive the occasional spill if you treat it properly. Embrace wood with visible graining, such as Mir Hardwood’s Reclaimed Parquet collection (which mixes woods for rich character). » For those who prefer a hard surface, consider an inset tile “mat” for the kitchen, entry, or other wet areas – it keeps the floor flush (and there’s no sisal rug to try to wash the mud or red wine out of). » Plank walls give the textural look of a cottage cabin interior, but unless you live directly on the water, you may find this much wood a bit overwhelming. Paint it out a white or pale colour to maintain an airy, relaxed vibe, or go for a deep espresso stain and break up the wood with white accents such as art and drapery.

98 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

TIMELESS TILE: Subway tile is a versatile classic that can appear either modern or traditional, depending on the details. » The most popular form of contemporary subway tile is crisp white porcelain, but you don’t have to go so minimal. Consider a tile with a more organic surface shape and subtle, uneven colouring, to bring in some traditional warmth, or choose a style with a bevelled edge for a sleek touch of class. » A cottage-inspired kitchen is also a great place to play with the colour of your tile grout. The geometric patterns of subway tile (or any other shape) can be highlighted with dark, contrast grout, or you could even choose one with a colour infused to add a playful accent. FOCUS ON FAUCETS: Even in the most humble cottage, a slight hit of sparkle usually appears in the form of an eye-catching kitchen faucet. » Whether your goal is a transitional or traditional style, a “bridge” faucet (which sits above the counter on two widespread arms rather than one in the centre) adds an uncommon graceful touch. » If you find yourself often filling large pots (for soups or pastas, for example), a wall-mounted faucet placed over the stove is extremely practical, and makes the fixture even more of a standout feature. COTTAGE COLOURS: It’s hard to imagine a cottage-inspired colour scheme without the calming essence of a clean, fresh white. » For an earthy, Zen atmosphere, pair white with off-white neutrals (greys, beiges, or both) and let texture and materials become the focus – it recalls the simple beauty of sandy shores and pebbled paths without feeling too stark. » For a livelier nautical vibe, blue can’t be beat as a cottage-inspired favourite. In general, a cottage interior tends to choose a limited palette and stick to it, so pick one hue to repeat in smaller or larger doses from room to room (and if you want a little extra punch in a key area, try small hits of red for spice).

HC-128 Clearspring Green

CC-10 Ultrawhite

HC-168 Chelsea Gray

2064-50 Costa Rica Blue

CC-640 Blue Grass

CC-636 Mountain Air

However, if you prefer to keep your storage behind closed doors, consider varying the heights of your cabinets – this creates neatly framed niches at the ceiling where you can display party serveware you use occasionally (such as elegant porcelain pitchers). » If you have precious plates you won’t use often (or even favourite ones that you do!) an artful arrangement over your dining table makes a classic cottageinspired display – choose all white pieces if you want to keep the look modern. Similarly, cool copper pots hung on an open rack make a trendy metallic statement in between recipes.

VISIT BENJAMINMOORE.CA SOFT AND STRONG: Seating in a cottage-inspired home tends toward two timelessly practical (and beautiful) categories: wood and slipcovered. » Sturdy wood barstools, dining chairs, and benches are perfect options for bringing in a sense of natural strength, as their open frames still allow for an airy and relaxed look, and they contrast soft upholstery beautifully. » Whether or not you find yourself regularly tracking sand inside, slipcovered furniture is practical for its ease of washing and for the ability to swap out looks between seasons. Plus, a skirted front on a sofa or chair communicates the relaxed cottage vibe, especially in a heavy natural fabric (such as a linen blend). EVERYDAY BEAUTY: Cottage decor often comes down to celebrating the basic essentials, such as beautiful plates, vintage servingware, and stunning pots and pans. » Open shelving is a popular trend which suits the most rustic spaces (think simple wood plank shelves) or even more modern schemes (try vanishing floating glass).

YANIC SIMARD

is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/ low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. Visit tidg.ca AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 99

Home Builders Aacropolis Homes Alldritt Homes Artisan Homes Inc.

www.artisancommunities.ca www.averton.ca

Bedrock Homes

www.bedrockhomes.ca www.bosshomes.ca

Brookfield Residential

www.livebrookfield.com

Caliber Master Builder

www.calibermasterbuilder.ca

Cameron Homes Inc.

www.cameronhomes.ca

Cami Comfort Homes

www.camicomforthomes.ca

Canyon Spring Master Builder Celebration Homes Cobblestone Master Builder Compass Rose Homes Inc. Coventry Homes Daytona Homes Master Builder Design Innovations Dolce Vita Homes LP Encore Master Builder

www.canyonspringhomes.com www.celebrationhomes.ca www.mycobblestone.ca www.compassrose.ca www.coventry-homes.com www.daytonahomes.ca www.designinnovationsinc.com www.dolcevitahomes.ca www.encorehomes.ca

Enitity Homes

www.entityhomes.ca

Fekete Homes

www.feketehomes.ca

Green Living Homes Gannet Homes Master Builder Homes by Avi

100 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

www.alldritthomes.com

Averton Homes

Boss Homes

web directory

www.aacropolishomes.com

www.greenlivinghomes.ca www.gannethomes.com www.homesbyavi.com

Homes by Santos Construction Homexx Corporation Iconic Estate Homes

www.santoshomes.ca www.homexx.ca www.iconichomes.ca

Infiniti Master Builders

www.infinitimasterbuilder.com

Innovations by Jayman

www.jayman.com

Jayman MasterBUILT

www.jayman.com

Kimberley Homes Landmark Group of Builders MacLachlan & Mitchell Homes Marco Antonio Homes

www.buildwithkimberley.ca www.landmarkgroup.ca www.macmitch-homes.com www.marcoantoniohomes.com

Mattamy Homes

www.mattamyhomes.com

Montorio Homes

www.montorio.ca

Pacesetter Homes Perry Signature Homes Inc. Pompei Homes ReidBuilt Homes Rococo Homes Rohit Communities Sabal Homes Sterling Homes Edmonton Ltd. Urban Living by Landmark Urbanity Custom Homes Ltd. Vickyâ&#x20AC;&#x2122;s Homes White Eagle Homes Ltd

web directory

www.yourpacesetter.com www.perryhomes.ca www.pompeihomes.com www.reidbuilthomes.com www.rococohomesinc.ca www.rohitcommunities.com www.sabalhomes.com www.sterlingedmonton.com www.landmarkurban.ca

OUR HOMES COME IN A WIDE VARIETY

www.urbanityhomes.com www.vickyshomes.ca www.whiteeaglehomes.ca LandmarkHomes.ca AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 101

Developers/Communities Allard in Heritage Valley by MLC Group / JCA Financial

www.allard.ca

Allard Heritage Valley by United Communities

www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights by Qualico Communities Ambleside South by Qualico Communities Ambleside in Windermere Beaverbrook Developments Brookfield Residential Callaghan by Rohit Land Development

web directory

Cameron Communities Canada Lands Company Canterra Developments Corp. Chappelle Gardens by Brookfield Residential Creekwood Chappelle

www.amblesidewindermere.ca www.beaverbrook.ca www.livebrookfield.com www.liveincallaghan.com www.cameroncommunities.ca www.villageatgriesbach.com www.canterradevelopments.com www.chappellegardens.com www.creekwoodchappelle.com www.cybecker.com

Desrochers Villages by MLC Group

www.desrochers-villages.com

Eaglemont by MLC Group Edgemont by Brookfield Residential Edgemont Place by Qualico Communities Forest Ridge by Qualico Communities Fraser Vista by G3 Developments/Lamont Land Genstar Development Company Glenridding by United Communities Glenridding Heights by Rohit Land Development

102 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

www.amblesidesouth.com

Cy Becker by Qualico Communities

Dream Development

ChappelleGardens.com

www.alpine-ridge.ca

Granville by Alldritt Land Corporation

www.dream.ca www.eaglemont-beaumont.com www.myedgemont.ca www.edgemontplace.com www.forestridgefortsask.com www.fraservista.ca www.genstar.com www.glenridding.ca www.glenriddingheights.com www.mygranville.com

Graydon Hill by MLC Group

www.graydon-hill.com

Greenbury by Beaverbrook

www.greenbury.ca

Griesbach by Canada Lands

www.villageatgriesbach.com

Harvest Ridge by Lamont Land

www.harvestridge.ca

Hawks Ridge at Big Lake Hawthorne at Heather Glen by Qualico Communities Hopewell Residential

www.hawksridge.ca www.hawthornesprucegrove.com www.hopewellcommunities.com

Hudson Park by Beaverbrook

www.homesinhudson.ca

Keswick on the River

keswick-in-windermere.com

Kenton Village by Beaverbrook

www.kentonvillage.ca

Lake Summerside by Brookfield Residential Langdale in Windermere by Qualico Communities

www.lakesummerside.com www.langdale-windermere.com

Laurel Crossing by Qualico Communities

www.laurel-crossing.com

Laurel Green by Dream Development

www.livelaurelgreen.ca

Maclab Enterprises

www.maclab.com

Manning Village by Cameron Communities

www.manningvillage.com

Maple Crest by Dream Development

www.livemaplecrest.com

McConachie by Walton Development & Management L.P. Meadowview by Qualico Communities

www.mcconachie.ca

www.liveinmeadowview.com

MLC Group

www.livemlc.com

Montalet by United Communities

www.montalet.ca

Morningside Properties Newcastle by Qualico Communities ONE at Windermere Paisley at Heritage Valley by Brookfield Residential

web directory

www.mymorningside.com www.newcastle-edmonton.com www.oneatwindermere.com www.paisleycommunity.com

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 103

Developers/Communities Prescott by Beaverbrook

www.liveinprescott.ca

Qualico Communities

www.qualicocommunities.com

Ravines of Devon by Qualico Communities

www.theravinesofdevon.com

Ravines of Richford by Rohit Land Development

www.ravinesofrichford.com

Reid Worldwide Corporation

www.rwwc.ca

Robinson by Beaverbrook

www.LiveInRobinson.ca

Ruisseau by Qualico Communities

web directory

www.ruisseau-beaumont.com

Secord by Hopewell Residential

www.liveinsecord.ca

Sienna by Qualico Communities

www.sienna-fortsask.com

Silverstone by Qualico Communities

www.silverstone-stonyplain.com

Solstice at McConachie by Brookfield Residential

www.solsticeliving.ca

Southcreek by Qualico Communities

www.southcreek.ca

South Pointe by MLC Group

www.south-pointe.ca

Springate at Spruce Ridge by Qualico Communities

www.springatesprucegrove.com

Starling at Big Lake by Rohit Land Development Strata Developments Summerwood by Qualico Communities

www.stratadevelopments.ca www.summerwoodsherwoodpark.com

Suntree by Maclab Enterprises Tamarack by Dream Development Tamarack Common by Qualico Communities The Club & Residences of Riverâ&#x20AC;&#x2122;s Gate by Beaverbrook. The Estates at Waters Edge The Orchards at Ellerslie by Brookfield Residential

104 NEW HOME GUIDE | AUG 28 - SEP 25, 2015

www.StarlingAtBigLake.com

www.liveinsuntree.ca www.livetamarack.com www.tamarackcommon.com www.riversgate.ca www.WatersEdgeEstates.ca www.theorchards.ca

The Terrace at Schonsee by Brookfield Residential

www.discovertheterrace.ca

Triomphe by MLC Group

www.triomphe-beaumont.com

Trumpeter by United Communities

www.trumpeterbiglake.ca

Tuscany Hills by United Communities

www.tuscanyhills.ca

United Communities

www.unitedcommunities.com

Upper Windermere by Beaverbrook

www.upperwindermere.com

Vita Crystallina Nera

www.liveatvita.com

Villas on the Ravine

www.villasontheravine.com

Walker Lakes Station by MLC Group / JCA Financial

www.walkerlakes-station.ca

Walker Summit by United Communities

www.walkersummit.com

Walton Development and Management L.P.

www.waltondm.com

Westerra by Qualico Communities WestPointe of Windermere

web directory

www.westerrastonyplain.com www.westpointeofwindermere.com

Windermere Ridge by Beaverbrook

www.windermereridge.ca

Windrose by Maclab Enterprises

www.liveinwindrose.ca

Woodhaven - Edgemont

www.woodhavenedgemont.com

The Woods at Kenton by Beaverbrook

www.woodsatkenton.ca

Related Business Canadian Home Buildersâ&#x20AC;&#x2122; Association - Alberta Edmonton Custom Decks Edmonton New Home Information Edmonton New Home Guide SLC Ltd.

www.chbaalberta.ca www.edmontoncustomdecks.com www.new-home.com www.NewHomeGuide.ca www.shaneslandscaping.com

AUG 28 - SEP 25, 2015 | NEW HOME GUIDE 105

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