Eastern Ontario New Home & Condo Guide - Oct 29, 2016

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OCT 29 - NOV 12, 2016 VOLUME 16, ISSUE 20, FREE

-O PULL UT SEC AL TI CI

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EASTERN ONTARIO EDITION

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FEATURING

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IT IE S

spotlight on condos U INIU M COMM

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A MORE INTIMATE APPROACH TO CONDOMINIUM LIVING INSIDE THIS ISSUE

FIRST-TIME BUYERS: HOW NEW MORTGAGE RULES AFFECT YOU

TO OWN OR NOT TO OWN? WHY THE ANSWER SHOULD BE YES!

AREA CARPETS: LAYING IT ALL OUT THERE


ottawahomes.minto.com

*Based on $12,500 down payment at 2.59% 5 year fixed term. Price and specifications are subject to change without notice. Renderings are artist concept. E.&.O.E. **Select suites, see sales rep for details.


Infusion Terrace Homes by Minto Chapman Mills Barrhaven from

Avalon Encore OrlĂŠans from

$189,900

$184,900

Up to $5,000 Design Centre Bonus OR $3,000 OFF base price PLUS 3 stainless steel appliances (fridge, stove, dishwasher)

Up to $5,000 Design Centre Bonus OR $3,000 OFF base price PLUS 3 stainless steel appliances (fridge, stove, dishwasher)

+ NO CONDO FEES FOR 1 YEAR**

+ NO CONDO FEES FOR 1 YEAR**

tons of natural light

parking included

Chapman Mills Sales Centre 4005 Strandherd Drive 613-823-1900 ChapmanMillsSales@minto.com

3 appliances included

large balcony

no condo fees for 1 year

Avalon Encore Sales Centre 2370 Tenth Line Rd (across from Southfield Way) 613-834-6400 AvalonSales@minto.com


CHOOSE YOUR STYLE OF FAMILY-FRIENDLY LIVING IN ORLÉANS

AFFORDABLE TOWNHOMES PLUS SINGLE & DOUBLE-CAR GARAGE DETACHED DESIGNS Summerside West is our thriving new community in Orléans. Ideal for energetic, modern families, your community is centred around a 27-acre park & pond complex. You’re also conveniently close to great recreation, entertainment and shopping. Make your best choice, visit our Sales Centre today.

ELEV. ‘A1’

VILLAGE HOME, THE APPLEBY ‘A1’ 1,100 SQ.FT. $224,990 INCLUDES: $10,000 AT DESIGN STUDIO & 3 STAINLESS STEEL APPLIANCES

SALES CENTRE HOURS

Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

MODEL HOME HOURS

Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm


The Westlynn Model Home in Half Moon Bay, Kanata

Townhomes

From $224,990

Detached Homes

SALES CENTRE 2496 Tenth Line Rd 613-837-5056

From $322,990

Proud Partner of the Canadian National Track Cycling Team

30' HOME, THE PRIMROSE II ‘A’ 1,864 SQ.FT. $349,990 INCLUDES: $15,000 AT DESIGN STUDIO

36' HOME, THE PARKSIDE ‘A’ 2,669 SQ.FT. $451,990 INCLUDES: $15,000 AT DESIGN STUDIO

43' HOME, THE WALNUT ‘A’ 3,218 SQ.FT. $524,990 INCLUDES: $15,000 AT DESIGN STUDIO

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.


Iconic Homes and Communities METICULOUS SITE SELECTION

CLASSIC, TIMELESS, WITH A TOUCH OF MODERN

UNIQUE, ARCHITECT DESIGNED HOMES

BOUTIQUE APPROACH TO HOMEBUILDING

BEAUTIFUL NEW HOMES IN KANATA

ELEGANT NEW HOMES IN STONEBRIDGE

STUNNING ESTATE LOTS IN MANOTICK

NEW COMMUNITY COMING SOON


KANATA

Enjoy the best in maintenance-free condominium living with this exciting new enclave of condominiums in the community of Richardson Ridge.

NOW UNDER CONSTRUCTION STARTING FROM $253,000

E. & O. E.

613.435.7751

ElementsFlats.com

Sign up online to receive Community Updates and exclusive access to new releases!

uniformdevelopments.com

r.

100 Grand Manan Circle (corner of Huntsville Drive and Grand Manan Circle)

D

Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm

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SALES PAVILION HOURS

417


LAST OPPORTUNITY! Last home available in Loreka Court

Harvard 545 957 $

Now $467 207 * 1,795

sq.ft.

3

2.5

Luxurious single family home with walk-out basement. Offers granite kitchen countertops and beautiful hardwood on the ground floor, on staircase and in the hallway on second floor.

613.831.0126 171 LOREKA COURT STITTSVILLE

Small town charm, close to the city Singles from the $390’s* Semis from the $290’s* New 1 & 2 bdr. condos now available for rent! 613.257.4079 117 MCGREGOR ST. CARLETON PLACE

*See Sales Representative for details. Prices, specifications, features and offerings are subject to change without notice. E & O.E. Promotions may be changed and/or cancelled at any time without notice.

brigil.com


HAS ARRIVED IN KANATA

RD. IDE PE S HO

. RD LD FIE OW L L FA

416

. RD ND MO ICH DR OL

Kanata

R ELE AS

3

417 D. NR SO GLE EA

Discover more at glenviewhomes.com

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An all new townhome collection where every aspect of the community was designed for better livability.

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Ready Built Homes Available Move in February 2017

U

MODERN TOWNS PRICED FROM THE MID $200’s

E AND M

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The Adirondack Model Home

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TOWNS

Modern Town Living

WINNER OF THREE 2015 GOHBA SAM AWARDS

E

Designer Model Homes To Tour

Monday - Thursday 1 PM - 8 PM Friday 1 PM - 6 PM Weekends & Holidays 11 AM - 6 PM

613-595-0591 PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. RENDERING IS ARTIST’S CONCEPT. E.&O.E. *AVAILABLE ON SELECT LOTS.


Exclusive Rec Room Bonus In celebration of Claridge Homes’ 30 year Anniversary, receive a free finished rec room in the basement.

30th Anniversary Celebration In honour of Claridge’s 30th Anniversary, and in addition to the variety of luxurious features already included in the new Diamond Series single family homes, purchasers will receive a BONUS finished rec room in the basement. Plus, design your home your way with up to $10,000* to spend at the Design Centre!

New Re-designed Bungalows Claridge Homes is pleased to announce the launch of its line of re-designed bungalows to complete the new Diamond Series of single family homes. This newest set of Bungalow floorplans are available for viewing across the city today. Visit Claridge online at www.claridgehomes.com or stop by a sales office for more info.

*Prices and specifications are subject to change without notice. E.&O.E. Some conditions may apply. Not available for inventory or move-in ready homes. See sales representative for more details.


Move in ready homes This Fall Claridge Homes is kicking off the new season and the anniversary of our 30th year with our best offers yet. As Ottawa’s largest builder of homes and condominiums we have plenty of move in ready homes waiting for you across the city. Ready immediately, or in as little as 4 weeks, we have homes big and small that will fit your unique lifestyle.

HELSINKI II B (Findlay Creek)

THE BREWER (Hunt Club)

Immediate Availability 2650 sq ft Single Home (Lot 148) Over $45K in upgrades Only $519,900

Immediate Availability 940 sq ft 2 Bed Condo Flat (Block B Unit 101) Only $270,900

JACKSON (Barrhaven)

SUMMIT (Riverside South)

Immediate Availability 3030 sq ft Single Home (Lot 98) Over $30K in upgrades Only $602,900

Available in 16 weeks 2325 sq ft Townhome (Block 29 Unit 62) $3K Design Centre Bonus Only $353,900

QUEENSBY IV (Navan)

UNITY (Kanata)

Immediate Availability 1705 sq ft Townhome (Block 36 Unit 189) Over $60K in upgrades Only $324,900

Immediate Availability 1875 sq ft Townhome (Block 10 Unit 53) Over $30K in upgrades, corner unit Only $391,900

ClaridgeHomes.com


contents OCT 29 - NOV 12, 2016 | VOLUME 16 ISSUE 20

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani SALES MANAGER, EASTERN ONTARIO

Paul Bimm

C06 trending Canadians jumping into mortgages too quickly: survey

ON THE COVER

eQ Homes

The Foxwood Collection: intimate condo living

Wayne Karl ART DIRECTOR

Tammy Leung CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

025 Mortgages

26

EDITOR

SALES CO-ORDINATOR, EASTERN ONTARIO

Sarah Khan

028 Economy

Growth in Ontario to exceed national average, again: BMO

032 Minto Communities Ontario’s first Net Zero Energy townhomes

036 Homebuying

It’s not just about location, location, location anymore

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Dennis Ng GRAPHIC DESIGNERS

Miguel Cea Mike Terentiev

inspiration Condo Insert | C01-C16

Spotlight on Condos

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

038 Style File

5 steps to a finished family basement PUBLISHED Saturdays, 2016 Publishing Schedule:

advice

024 Home Smarts

in every issue

To own or not to own? Why the answer should be ‘yes’!

014 Editor’s Note

by Marnie Bennett

030 Mortgage Rates 034 Hot Properties 040 Advertisers Index 042 Neighbourhood Profile

031 Mortgage Advice

How new mortgage rules affect first-time buyers by Alyssa Furtado

+ online

043 What’s Online NEIGHBOURHOOD

property profile

C06 Claridge Homes

Fusion Condominiums – buy now and save thousands

026 eQ Homes

The Foxwood Collection: intimate condo living

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1 ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select hightraffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.



Editors’ Notes

SANDY HILL

MORE PHOTOS ONLINE SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

ypnexthome.ca/sandy-hill

Neighbourhood facts, before you buy If the number one rule in real estate is “location, location, location,” then making sure your next place is in the right “neighbourhood, neighbourhood, neighbourhood” is where we come in. At YPNextHome.ca we have taken “neighbourhood” to the next level. Finding a home is about more than just location; it’s about the micro details of the neighbourhood. To that end, we’ve collected data from across the country, right down to the details of who lives there.

We invite you to explore more than 2,700 neighbourhoods we have on our website to find out not only lives there, but what their favourite activities and hobbies are, and even how they commute to work. Essentially, your neighbourhood is an extension of your home. Get the facts before you decide. This issue profiles Sandy Hill, which we’ve explored and defined ourselves. It’s a small sample of what’s available online. Check it out and let us know what you think!

Let’s really talk housing

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca

+ get social 14 YPNEXTHOME.CA

No one could blame first-time homebuyers for feeling a little downtrodden these days. Prices – especially in piping hot markets such as Toronto and Vancouver – continue to soar, adding yet another challenge to their homebuying aspirations. Now comes the latest round of changes to mortgage regulations, which, while intended to impart a cooling to the market overall, again make it more difficult for young Canadians to buy a home. Welcome to Canadian real estate in 2016. In the coming weeks, specifically Nov. 22, National Housing Day, we’ll

hear more about government plans and policy when Ottawa releases a report from its recent Let’s Talk Housing initiative. Ultimately, the effort is meant to produce a National Housing Strategy – a challenge in itself when there really even isn’t a national housing market. This latest round of mortgage changes underlines just what a challenge this will all be. Canada is a vast country with diverse economies and housing markets, and we need a strategy that takes these provincial or regional differences into account, not blanket policies.

Interact with us on social media: ypnexthome


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Welcome to Northshore at Greystone Village, a limited collection of Riva Towns and Vista Singles alongside the Rideau River, steps to hiking, biking and water sports and minutes to downtown. Featuring urban two-bedroom plus den Townhomes with contemporary features and two to three bedroom plus den Singles with meticulously finished and wellappointed spaces.

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RIVERSIDE SINGLES & TOWNS IN OLD OTTAWA EAST

417

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Rideau River

GREYSTONEVILLAGE.CA

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St. Main

Rideau Canal

Colonel By Dr.

Queen Elizabeth Dr.

t. aS bell Isa ve. ia A r o t Pre

Renderings are Artist’s Concept. E. & O. E.

SALES CENTRE 175A MAIN ST.

Lees Ave. Exit

Metcalfe Exit

MON-FRI 11AM - 6PM SAT & SUN 12PM - 5PM




The Rogue

vs

The Greyson

Vote for your favourite.

two luxury homes remaining. Prince of Wales on the Rideau* is the

and sleek modern designs. Visit campanale.com/pow

renowned community that put Campanale Homes

to vote for your favourite luxury home. To book an

on the map as one of the most prestigious builders

appointment to tour these homes, please contact

in the Ottawa Region. Known for building high qual-

Santana Campanale at 613.290.2262.

ity homes, Campanale Homes introduces state-of-

Would you prefer to build your own custom home in

the-art design to the Prince of Wales community with

the Prince of Wales community? Campanale Homes

The Rogue and The Greyson. Both homes feature

has one lot remaining for custom builds. Contact us

luxurious upgrades as a standard, spacious layouts,

today, so we can build you the home of your dreams!

Contact Santana Campanale

613.290.2262 campanale.com/pow

santana @ campanale.com

(Baseline and Prince of Wales)


CALLAHAN VISIONARY SERIES | 2 STOREYS & BUNGALOWS

The Lincoln

1,400 sq. ft.

*Artist’s Rendering of the Lincoln shown. Please see Sales Consultant for details. E. & O.E.

Located in Beautiful Arnprior,

“Where the Rivers Meet”.

Enjoy quaint small town living a short drive from Kanata. Each Inventory Unit features Walk-Out Lots with large windows, which allow plenty of natural light to flow into your living area.

Limited Availability. Contact Us Today!

visit us at our model home & sales centre

Weekends: 12 - 5pm Closed Thursdays & Fridays.

campanale.com/visionary


views worth sharing Forest golf course lots now available Your new home is not only surrounded by a hundred shades of green but it’s a spacious, open concept bungalow with all the features and luxurious finishes you’ve been looking for. a short walk away is the ultimate in recreation, a 20,000 sq. ft. Residents clubhouse, the social hub of this master planned community. Take advantage of the amenities within the club; pickleball, yoga classes and the outdoor pool or golf at the top ranked public course

exceptional Bungalows from the high

in the Kemptville area then return home to the bungalow of your dreams.

DON’T WAIT, VISIT US TODAY FOR THE BEST CHOICE OF NEWLY RELEASED LOTS 613.258.6488 learn more at eqhomes.ca

300’S

$

Kemptville 5

5

SaleS Office 88 eQUiNelle DRiVe

416

2 43

*Prices and specifications are subject to change without notice. E. & O.E.

44


7

Buy By November 27th and Get Our FALL BONUS PRICING


W in your

MORTGAGE MORTGAGE PAYMENTS PAYMENTS E Y RES!!T ANNTTR F ECCOOA A Y R FO EST A OR

Purchase now

AND AND YOU YOU COULD COULD WIN WIN YOUR YOUR MORTGAGE MORTGAGE PAYMENTS PAYMENTS FOR FOR A A YEAR YEAR We We have have move-in move-in ready ready homes homes across across Ottawa Ottawa and and Embrun. Embrun. Chance Chance to to win win your your 2017 2017 mortgage payments if you purchase before December 12th, 2016! Visit valecraft.com. mortgage payments if you purchase before December 12th, 2016! Visit valecraft.com.

EMBRUN EMBRUN

EMBRUN EMBRUN

CENTRAL CENTRAL EAST EAST

The The Normandy Normandy $409,900 $409,900 $399,900 $399,900 4 beds & 4 beds & 2.5 2.5 baths baths

The The Hartin Hartin $416,516 $416,516 4 beds 4 beds & & 2.5 2.5 baths baths

$361,670 $361,670 $341,670 $341,670 Stacked Stacked townhome townhome

CENTRAL CENTRAL EAST EAST

BARRHAVEN BARRHAVEN

BARRHAVEN BARRHAVEN

Starting Starting at at $324,900 $324,900 $304,900 $304,900 10 minutes 10 minutes from from downtown downtown

Condo Condo Flats Flats from from $248,547 $248,547 $239,900 $239,900 The Parker The Parker floor floor plan plan

Condo Condo Flat Flat $265,900 $265,900 Barrier free Barrier free lower lower floor floor unit unit

Limited time offer. See sales consultant for details and website for contest rules . Prices, terms and specifications are subject to change without notice. E & O.E. Limited time offer. See sales consultant for details and website for contest rules . Prices, terms and specifications are subject to change without notice. E & O.E.


OCT 29 - NOV 12, 2016 VOLUME 16, ISSUE 20, FREE

EASTERN ONTARIO EDITION

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects


WHEN LIFE BECOMES AN ART

WE’LL PAY YOUR CONDO FEES FOR AN ENTIRE YEAR*

spotlight on condos

UNTIL OCTOBRE 31ST 2016

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2 BEDROOMS AND 1 BEDROOM + DEN

VISIT US TO DISCOVER OTTAWA’S NEW STANDARD SALES GALLERY 264 RIDEAU STREET, OTTAWA MONDAY TO THURSDAY: 12:00 PM TO 6:00 PM | WEEKENDS AND HOLIDAYS: 12:00 PM TO 5:00 PM (CLOSED ON FRIDAYS)

REGISTER NOW | ARTHAUSCONDOS.COM | 613 909 3223 *This offer is subject to change without notice and cannot be combined with any other offer or promotion, unless indicated otherwise. Valid for a new purchase only from Octobert 1st to Octoberr 31st, 2016. Certain conditions may apply. Prices may vary according to available stock. Details at the Sales Gallery. © DevMcGill All rights reserved 2016. Specifications are subject to change without notice. Rendering is artist’s concept. Exclusive Listing Brokerage: TradeUp Real Estate Inc., Brokerage. Brokers Protected. E. & O.E. 2016.


Our showroom shows more than just trims and fixtures.

a domicile development

Visit our condo Presentation Centre at 223 Main Street, Ottawa: MON - THURS: 12 PM - 6 PM SAT - SUN 12 PM - 5 PM

cornersonmain.ca

spotlight on condos

Red Bench from Tim desClouds’ Angling For The North Star series

The Corners on Main is the perfect intersection of culture and craftsmanship. Our condo presentation centre has already become a hot spot for many local artists and community events. Stop by to see what’s going on and get a glimpse of what the future holds for Old Ottawa East.

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spotlight on condos


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Property Profile | CLARIDGE HOMES

condo cover story

Fusion Condominiums spotlight on condos

Buy now and save thousands

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IMAGINE LIVING STEPS from Parliament Hill with kilometres of ideal bike trails at your doorstep. Wake up each morning with breathtaking views of the Ottawa River and the Gatineau Hills. Walk to work and skip the stress of traffic. With the introduction of Claridge’s Fusion condominiums at LeBreton Flats, your dreams can become a reality. Best of all, buy now and close in 2016, and you will save $50,000 off the purchase price of a two-bedroom condo (does not apply to boutique townhomes). LeBreton Flats is a prime piece of real estate that has been left untouched and is primed for a renaissance under the guidance of the NCC. Construction has

now begun, transforming this unused space into what will soon be the most sought after real estate in the city. Located just outside the downtown core, with easy access to greenspace, you can’t ask for anything better. Situated at the eastern edge of LeBreton, Claridge’s Fusion development is a luxurious complex which offers three residential components, fused together. Buyers can choose from a six-storey condominium wing, an eight-storey condominium wing, and a collection of stacked boutique townhomes nestled in between. Fusion is a collection of home styles, offering buyers comfort, modern elegance and choice.


“LeBreton Flats is a prime piece of real estate that has been left untouched and is primed for a renaissance under the guidance of the NCC.”

Inventory-ready units are available for immediate move-in and come in a number of different finish packages with some enticing designer upgrades. Choose from a wide array of floorplans, from one-bedroom, one-bathroom suites starting at $278,000 and two-bedroom, two-bathroom suites starting at $445,000. There is also the option for larger threebedroom, three-bathroom homes with a garden, or two-bedroom, two-bathroom homes with a rooftop terrace. At Fusion condos, all of life’s pleasures come together in one eco-friendly living environment. LeBreton Flats is ideal for walkers and cyclists, with 65 hectares set below the western edge of the escapement on which the Parliament Buildings perch. Within this picturesque greenspace, 40 per cent of the land will be kept green and open, enhanced only with Ottawa’s parks, courtyards and walkways. LeBreton Flats has always been an underappreciated jewel of Ottawa and is about to undergo a major rejuvenation, bringing a truly landmark development to the area. Your new home at Fusion will be only steps from the new Pimisi Light Rail Transit (LRT)

station, which means you’ll have quick and easy access to the rest of the city. Claridge has been building homes in Ottawa for 30 years, and staff are proud that Fusion meets its full certification under the Leadership in Energy and Environmental Design (LEED) program. Buyers are now, more than ever, concerned with their carbon footprints. Claridge has gone above and beyond to ensure that Fusion is a Green and sustainable building. Fusion also offers residents private recreation facilities, such as an outdoor pool surrounded by a beautiful wood deck, a clubhouse ideal for summer lounging with a perfect cocktail, and a fully equipped fitness room. At Fusion, residents can also take advantage of the spectacular sixth floor rooftop terrace and private garden oasis with amazing views of the city’s skyline. For more information on Fusion’s promotions or to inquire about the Fusion condos, please contact the sales centre at 613.232.2049 or visit claridgefusion.com. Model suites are now open.

Location

LeBreton Flats Builder

Claridge Homes Development

Fusion Home Type

One-bedroom, onebathroom and twobedroom, two-bathroom suites. Three-bedroom, three-bathroom with a garden and two-bedroom, two-bathroom rooftop terrace homes Sales Centre

300 Lett St., Ottawa, open Saturday and Sunday noon to 5 p.m., Monday to Wednesday noon to 7 p.m., Thursday & Friday closed Contact

613.232.2049 claridgefusion.com

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7


Buy at CLARIDGE FUSION and save $50,000 on your purchase price* Your Own Urban Oasis At Claridge Fusion, all of life’s pleasures come together in one eco-friendly living environment. Fusion is LEEDŽ Silver certified, and incorporates our most comprehensive array of green initiatives yet. Buy a 2 bedroom unit now and close in 2016 to receive a limited time offer of $50,000 off your purchase price, plus a free parking spot! Visit our sales centre today for more details.

spotlight on condos

300 Lett Street 613.232.2049

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www.claridgefusion.com

* Excludes boutique townhomes, parking spot included with purchase. Must close before December 31, 2016 to receive offer. Prices and specifications are subject to change without notice. E.&O.E.


moreValue

Move-in ready units. Up to $10,000 in designer finishes included! STIRLING PARK | MERIVALE Now occupying! 1 & 2 bedroom units starting from $247,000 330 Titan Private, Unit 107, Ottawa 613-224-0330 WATERSTREET | LOWERTOWN Now occupying! Studio, 1 & 2 bedroom units starting from $195,000 316 Bruyère Street, Unit 112, Ottawa 613-680-6560 CLARIDGE PLAZA 3 | RIDEAU STREET Models now open! Move-in ready 1 & 2 bedroom units starting from $351,000 244 Rideau Street, Ottawa 613-241-3235 File is half size FINAL: 48” x 48”

CLARIDGE PLAZA 4 | RIDEAU STREET Now occupying! Studio, 1 & 2 bedroom units starting from $232,000 244 Rideau Street, Ottawa 613-241-3235

FUSION | LEBRETON FLATS Models now open! Move-in ready 1, 2 & 3 bedroom units starting from $278,000 300 Lett Street, Ottawa 613-232-2049 TRIBECA EAST | DOWNTOWN METCALFE Now occupying! Studio, 1 & 2 bedroom units starting from $248,000 56 Nepean Street, Ottawa 613-234-1780

moreChoice

CLARIDGE ICON | LITTLE ITALY Now under construction! 1 & 2 bedroom units starting from $291,000 485 Preston Street, Ottawa 613-695-1441

THE LOFTS AT TRIBECA | DOWNTOWN METCALFE Now under construction! 1 & 2 bedroom units starting from the mid $400s Includes underground parking 56 Nepean Street, Ottawa 613-234-1780

ClaridgeHomes.com

spotlight on condos

Now under construction. Secure your new home and ask about our upgraded finishes at these locations.

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OTTAWA’S HOTTEST SELLING BUILDING

ONLY 20 DEVELOPER INVENTORY SUITES LEFT

THEN THEY ARE GONE! spotlight on condos

UP TO $62,000* OFF DEVELOPER PRICES!

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SUITE

BEDROOMS

SQ.FT.

PRICED FROM

SALE PRICE

LOFT 14

STUDIO

433

$238,900

$215,010

LOFT 08

STUDIO

497

$265,900

$230,394

LOFT 01

1 BED

587

$319,900

$287,910

LOFT 10

1 BED + DEN

648

$325,900

$296,310

LOFT 10

1 BED + DEN

648

$331,900

$301,710

SOLD

LOFT 11

1 BED + DEN

751

$357,900

$322,110

SOLD

LOFT 12

1 BED + DEN

751

$365,900

$329,310

LOFT 07

1 BED + DEN

922

$451,900

$409,710

LOFT 16

2 BED + DEN

1,300

$621,900

$559,710

224 LYON ST. (AT GLOUCESTER ST.) MON-WED 11-5PM | SAT+ SUN 12-5PM | THURS + FRI APPOINTMENT ONLY

SOLD

*Based on a promotional discount of the current purchase price of the suite. Exclusive Listing: Brad J. Lamb Realty Inc., Real Estate Brokerage. Brokers Protected. Renderings are an artist’s impression. All prices, sizes and specifications are subject to change without notice. E.&O.E.


Live and Play ON THE

SOUTH COAST OF CANADA TALL SHIPS LANDING IS LOCATED IN BROCKVILLE, CITY OF THE WORLD FAMOUS 1000 ISLANDS. TALL SHIPS COTTAGE-INIUMS™ COMBINE CAREFREE CONDO LIVING IN AN EXTRAORDINARY COASTAL RESORT, AFFORDING YOU MORE TIME FOR MAKING MEMORIES WITH FAMILY AND FRIENDS.

NEW

UP TO

S” TE

OMIZATION S UST UI “C

$100,000 CASH BACK

WH

IL E

QUANTITIES L

AS

T

BEST RECREATIONAL WATERFRONT LIFESTYLE IN CANADA

613-498-7245 (SAIL) | TALLSHIPSLANDING.COM |

Co-operating Brokers Welcome

spotlight on condos

To book a viewing contact TallShipsLanding@Fuller.ca

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LIVE BY THE RIVER TODAY

Own in Orléans premier waterfront community • Only 15 minutes from downtown • Situated in a private enclave surrounded by parks, nature trails and recreational features at Petries Island

Move in today and save thousands! Two model suites now open

spotlight on condos

Tower II

C14

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Advice | HOME SMARTS

To own or not to own? That is the question. Here’s your answer By Marnie Bennett

FOR SOME FIRST-TIME homebuyers, the decision comes easily. For others, the decision requires careful consideration. You may have concerns about financial obligations, the responsibility of upkeep or being “tied down.” Or perhaps, like some of my clients, you’ve been renting for 10 years, and dread the thought of writing yet another cheque to help pay off the landlord’s mortgage – but you’re worried about biting off more than you can chew. I’d encourage the fence-sitters among you to consider two overarching questions. Firstly, how strongly do you feel about owning your own home? While it’s possible to live perfectly well while renting

a good space, many of us find that homeownership is important to our sense of comfort, security, financial independence and identity. Certainly, there’s also a sense of satisfaction in watching your home equity (that is, the amount of the home that you own outright) increase with every mortgage payment. As a solid investment, a home is hard to beat: how many investments provide shelter and comfort to the investor up until the time of sale? Finally, there’s the big payoff – ultimately, you will own your home outright, and monthly payments will be a distant memory. That’s a luxury that renters simply don’t have. This brings us to the second, more crucial question: can you afford it? Remember, your first home needn’t be a palace. Assuming that you’re steadily employed, and don’t plan to move again shortly, the purchase of a modest

home or condominium is nearly always a smart move: you may even find mortgage payments surprisingly affordable when set next to your rent. With mortgage rates at an alltime low, becoming a homeowner is available for everyone! Kiss your landlord goodbye and build your wealth today. To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@ bennettpros.com Marnie Bennett is a broker and team leader for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com

MORE ADVICE ONLINE ypnexthome.ca/news/advice

24 YPNEXTHOME.CA


Trending

Canadians jumping into mortgages too quickly: survey

The majority of Canadians are simply not shopping around before signing a mortgage, potentially costing them $30,000 or more, over the lifetime of a mortgage LOOKS LIKE CANADIANS spend almost

as much time shopping for a new sofa as they do shopping for their mortgage. A new Ipsos survey commissioned by lowestrates.ca, a personal finance comparison site, shows Canadians are jumping into their mortgage way too quickly. While smart financial decision-making is perceived to be very important, the survey found Canadians’ financial behaviours are actually on auto-pilot. Sixty-seven per cent of Canadians believe their mortgage is a very important life decision, but embarrassingly, Canadians spend nearly as much time deciding on a new piece of furniture for their home (4.5 hrs) as they do their mortgage (5.75 hrs), and significantly more time planning their next vacation (7.75 hrs).

MORE TRENDING ONLINE ypnexthome.ca/news

The key issue may be Canadians’ blind loyalty to the big banks. The majority of Canadians are simply not shopping around before signing a mortgage, potentially costing them $30,000 or more, over the lifetime of a mortgage. SURVEY SAYS...

Ä2 in 5

Canadians did not consult with any other service aside from the one that sold them their mortgage.

Ä67%

end up sourcing their mortgage through a bank, followed by only 22 per cent who used a mortgage broker and 13 per cent a credit union.

Ä8%

used a rate comparison site to source their most recent mortgage, even though 60 per cent said they’d be likely to use one in the future.

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 25


Property Profile | EQ HOMES

cover story

The Foxwood Collection A more intimate approach to condominium living WITH ALL THE URBAN densification

happening in Ottawa’s core, many buyers are fleeing the city in search of something quiet, but they don’t want to give up the quick and easy access to all amenities. Foxwood Collection is now offered in two great eQ Homes communities in Stittsville (Fernbank Crossing) and Rockland (Clarence Crossing). Imagine owning your own country oasis only a quick drive from the city. eQ Homes’ Foxwood Collection is a stylish and contemporary lowrise condominium that is ideal for buyers who are tired of renting; buyers who want to downsize, and buyers who simply want the 26 YPNEXTHOME.CA

convenience of owning a home, without having to worry about any of the outdoor maintenance. The Foxwood Collection is a one-of-a-kind product in Ottawa. There will be a total seven Foxwood buildings in Fernbank Crossing. eQ has released five buildings which are already 90 per cent sold, and after high demand the company also recently released its sixth building. Clarence Crossing will have a total of four buildings, and construction on the first will start in spring. Buyers are excited about these stylishly-unique condos. Meticulously designed by Barry J. Hobin & Associates, this lowrise is only

three storeys high with 12 units per building. Unlike other condominiums, every suite in the Foxwood is a corner unit, meaning you get picturesque, unobstructed views. All suites come standard with two bedrooms and two bathrooms, while the larger floorplans offer a den. The floorplans boast expansive windows with plenty of natural light, openconcept living space, sleek hardwood in the main living areas, impressive granite countertops in the kitchen, four stainless-steel appliances, and an optional gas line on the balcony for your barbecue. Ranging from 1,040 to 1,430 sq. ft., these units have the space and design for all lifestyles.


Locations

Stittsville and Rockland Builder

eQ Homes Development

Fernbank Crossing and Clarence Crossing Home Type

Condos FERNBANK CROSSING Sales Centre

The Foxwood Collection is unique in that all the floorplans are on one level. You don’t need to worry about stairs, as there is an underground garage with an elevator to all floors. With the cost of your home you also get an underground parking spot and a storage locker at no extra cost. Many buyers feel the Foxwood is similar to their own little bungalow, without the hassle of maintenance. With low maintenance fees, everything is taken care of for you. This is the epitome of the lock-andleave lifestyle. Fernbank Crossing now has three of the four model homes available for viewing. Buyers can tour the designer

decorated models and visualize their new lives in these spectacular homes. eQ Homes is committed to being the builder of choice, and to enriching the lives of your family by creating great communities in which to live, work and play. Simple things done well. That’s the beauty and promise of eQ Homes. eQ Homes is currently offering a limited time promotional event (the Big Three): buy a condo and save $10,000 off the price. For more information on the Foxwood Collection at Fernbank Crossing and Clarence Crossing please visit eqhomes.ca

339 Bobolink Ridge, Stittsville Open Monday to Thursday 10 a.m. to 5 p.m., Friday 11 a.m. to 5 p.m., Saturday and Sunday noon to 5 p.m. Contact

613.404.8075 sales@fernbankcrossing.com

CLARENCE CROSSING Sales Centre

235 L’etang St.,Rockland Open Monday to Wednesday 10 a.m. to 5 p.m., Saturday and Sunday noon to 5 p.m. Contact

613.862.0167 sales@clarencecrossing.com clarencecrossing.com

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 27


Trending

Growth in Ontario to exceed national average for third consecutive year: BMO

ONTARIO’S ECONOMY is anticipated to outperform the national average for a third straight year in 2016 as it benefits from U.S. demand, a weaker loonie and a robust housing market, according to the BMO Blue Book from BMO Capital Markets Economics and BMO Commercial Banking. Much like the U.S. Federal Reserve’s Beige Book, the BMO Blue Book combines the expertise of BMO’s economists with information on current national and provincial business conditions provided to BMO’s commercial bankers by local businesspeople. “Real GDP is on track to expand

28 YPNEXTHOME.CA

2.6 per cent this year, and a stillsolid 2.3 per cent in 2017. Firm U.S. demand, a weaker currency, low oil prices and a strong housing market are all at work,” says Robert Kavcic, senior economist, BMO Capital Markets. Exports and manufacturing have been supported by the macroeconomic backdrop. “Real exports have risen above previous record levels seen before the recession in 2007, and the real trade balance is steadily improving, adding to economic growth. However, longer-term issues remain as relatively high labour

costs continue to pose challenges for the auto sector versus Mexico and the Southern U.S.,” says Kavcic. “Indeed, while manufacturing has rebounded strongly earlier in the recovery, growth has softened in the past two years as firms have filled up production capacity, but have been shy to deploy new capital investment and hiring.” Meanwhile, Ontario’s labour market is thriving, with employment up one per cent year-over-year through August. “The jobless rate is now trending below the national rate for the first time since 2006,” he says. The housing market continues


“Real GDP is on track to expand 2.6 per cent this year, and a still-solid 2.3 per cent in 2017. Firm U.S. demand, a weaker currency, low oil prices and a strong housing market are all at work”

projects, such as the Light Rail Transit, the National Arts Centre and LeBreton Flats, leverage sturdy economic conditions and last year’s federal election result to create new opportunities. We predict this business confidence will lead to more home purchases, renovations and retail sales, and subsequently benefit a number of trades and services.” Southwestern Ontario “Southwestern Ontario businesses continue to expand, with a number of encouraging prospects on the horizon,” says Julie Barker-Merz, senior vice-president, southwestern Ontario division. “While there’s still uncertainty given commodity prices, the strength of economic growth and the impact of the U.S. election, our commercial customers continue to show cautious optimism.” The high-tech industry continues to accelerate in the KitchenerWaterloo-Cambridge-London area and venture capital is on the rise. In agriculture – a key component of the regional economy – David Blyth, regional vice-president, commercial banking, southwestern Ontario, sees a recess in capital spending and a trend toward diversifying and mitigating risk.

to perform well – particularly in Toronto, where resale prices are above average ranges and condo and townhouse demand is growing. The provincial budget deficit is set to decline by $1.4 billion in fiscal year 2016-17, marking a third straight year of reduction and weighing in at a manageable 0.7 per cent of GDP. “The Province continues to target (fiscal year 2016-17) for a balanced budget,” Kavcic says. Eastern Ontario According to Victor Pellegrino, senior vice-president, eastern Ontario division, BMO Bank of Montreal, the

story for eastern Ontario businesses has been consistently stable this past year. “We continue to see good momentum across sectors we support and predict continuous commercial growth given the provincial economy’s strengthening. For instance, on the agriculture side, we continue to see growth in the dairy and crop industries, including a record crop in grain last year,” says Pellegrino. “There is an uptick in farm consolidation, led by a 10 per cent increase in land value over the last three years.” He adds, “We note a surge of movement in Ottawa as new, larger

The Greater Toronto Area “The Greater Toronto Area is large, diverse and a significant driver of both the provincial and national economies,” says Steve Murphy, senior vice-president, GTA division. “With renewed economic strength visible in Ontario – particularly in the area of infrastructure from a number of both new and traditional commercial enterprises – there’s a lot of excitement in the GTA’s business community.” Murphy adds BMO is here to help with a highly-skilled team of experts that can make lending decisions at the local level to help its commercial clients boost productivity, expand into new markets and make strategic investment decisions that will help propel growth and drive success.

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 29


Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.4

Alterna Bank

2.45

Bank of Montreal Bank of Nova Scotia

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

3.04 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.14 6.35op 2.84 3 3.20op 3.14 6.70op

2.39 4.10op 2.69

2.54

2.59

2.59

2.49

2.69

2.48

3.19

3.59

4.09

2.59

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.44

4.09

4.79

3.04 2.7

3.65 3.39

4.39 4.09

4.64 2.7

2.84 2.94

2.84 2.84

2.89 2.79

2.89 2.89

3.04

3.39

2.64

2.74

2.79 2.34

3.34 2.44

3.99 4.39

4.44 4.64

2.84

3.39

2.39

2.59

3.24

3.49

3.69

3.79

2.7 2.9

Canadian Western Bank CIBC

6 months

6.95op 4.55 6.45op 4 6.45op

2.7 6.95op

Equitable Bank HSBC Bank Canada

2.79

ICICI Bank Canada Manulife Bank

2.75 2.6

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.6

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.25 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.49 2.45

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.79 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.39

2.69

2.49

2.69

2.48

2.89

2.95

2.99

2.89

2.24 2.79

2.39 2.89

2.49 2.95

2.59 2.89

3.09

3.39

3.89

4.64

3.2

3.65

4

4.5

2.79

2.64

3.89

2.44

2.69

3.49

3.99

4.54

2.85

2.95

3.05

3.15

2.39

2.39

2.49

2.49

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.45

Comtech Fire C.U.

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Oct 24, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

30 YPNEXTHOME.CA


Advice | MORTGAGE ADVICE

How will new mortgage rules affect first-time homebuyers? By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU’RE A FIRST-TIME HOMEBUYER,

new mortgage rules may make it more difficult for you to get into the housing market. As of Oct. 17, all homebuyers who get a high-ratio mortgage (down payment of less than 20 per cent of the purchase price) will now have to undergo a mortgage stress test by qualifying at a rate they don’t currently have to pay. This was something that only buyers getting a high-ratio mortgage with a variablerate term or a fixed-rate term of less than five years previously had to do. The best mortgage rate in Ontario was 2.29 per cent (as of writing). However, the Bank of Canada’s qualifying rate is 4.64 per cent. First-time buyers – especially in housing markets where there aren’t many affordable single-family homes available – may be priced out of the market due to the new rules, says Gregory Klump, chief economist of the Canadian Real Estate Association. Let’s use the example of a couple with a combined income of $100,000 has saved $40,000 for a down payment and they qualify for a mortgage rate of 2.29%. We’ll assume that their monthly property taxes will be $400 and their heating costs will be $150 a month. When using RateHub’s mortgage affordability calculator, they’ll be able to afford a property costing up to $521,041 because of the new mortgage rules. But under the old rules, they would’ve been able to spend $635,700. That’s a difference

of $114,659. The reason for the rule change is because there have been concerns about rising household debt levels in Canada. The country’s debt-toincome ratio reached 167.6 per cent in the second quarter of this year, according to Statistics Canada. What that means is households have $1.68 in debt for every dollar of disposable income. One government report noted that the country has recently experienced the largest increase in household debt relative to income since 2000. There were also other rules announced that come into effect on Nov. 30 that may affect smaller mortgage lenders – the ones that often cater to first-time buyers. Those lenders will no longer be able to buy

portfolio insurance for certain types of mortgages they sell to investors. (Note that this is different than mortgage insurance and not something consumers have to purchase.) The smaller lenders won’t be able to sell those insured mortgages for funding. As a result, they won’t be able to issue as many mortgages and will likely have to raise rates. The bottom line The rule changes will make it harder for some first-time buyers to get into the housing market. And they may also face higher mortgage rates. Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards and deposit rates with the goal to empower Canadians to search smarter and save money.

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 31


Trending

Minto unveils Ontario’s first Net Zero Energy townhomes Filled with energy efficient features, Minto’s NZE townhomes are the first of their kind in the province MINTO COMMUNITIES CANADA has

introduced the first Net Zero Energy (NZE) multi-family residential complex in Ontario. The block of four Minto executive townhomes are located in its Kanata community Arcadia. “This project addresses affordability in Net Zero Energy homes, bringing competitively priced NZE homes to the market,” says Susan Murphy, vice-president of land development at Minto Communities Canada. “What was once only available in one-off, high performance custom homes, is now more accessible to the average consumer.” Built as part of a Canada-wide Natural Resources Canada (NRCan) program, these four newly designed townhomes are projected to deliver a 65-per-cent reduction in total home energy consumption. The townhomes complement The Killarney Net Zero Show Home at Arcadia, which was a finalist for the 2016 Award of Distinction for the Most Outstanding Production Built Home by the Ontario Home Builders’ Association. Minto’s Executive NZE Townhomes start at $352,900 and include many standard features you would expect in a single-family home – spacious nine-ft. ceilings, open concept kitchens with islands, ample closet space and some with mud rooms and laundry rooms on the second floor. But the Net Zero Energy townhomes have also been designed with the ability to generate as much energy as a family would consume over a year. Key features included in Minto’s executive townhomes include: » Owens Corning CodeBord air barrier system to help retain warmth in colder seasons and protect against drafts 32 YPNEXTHOME.CA

ABOVE

Left to right, Philippe St. Jean, Chief, Energy Technology Policy, NRCan; Kevin Lee, CEO, Canadian Home Builders’ Association; Karen McCrimmon, Member of Parliament for Kanata-Carleton; Susan Murphy, Vice-President, Land Development at Minto Communities Canada; Marianne Wilkinson, Kanata North Councillor, City of Ottawa; Derek Hickson, Manager, Sustainable Developments, The Minto Group; John Herbert, Executive Director, Greater Ottawa HBA; Robin Sinha, Director, CanmetENERGY, NRCan.


LEFT

Kevin Lee, CEO, Canadian Home Builders’ Association, presents Minto with first CHBA NZE townhouse certification. Left to right, Lee, Susan Murphy, Vice-President, Land Development at Minto Communities Canada, Derek Hickson, Manager, Sustainable Developments, The Minto Group.

MORE TRENDING ONLINE ypnexthome.ca/news

» Two extra inches of exterior insulation » Triple pane high-performance windows » Heat pump technology used for space and water heating » Solar (PV) panels for electricity generation » LED lighting » A drain water heat recovery system » High efficiency water fixtures » An advanced energy monitoring system to keep homebuyers informed on their energy consumption Present to mark the unveiling was Karen McCrimmon, Member of Parliament for Kanata-Carleton and Parliamentary Secretary to

the Minister of Veterans Affairs and Associate Minister of National Defence, on behalf of the Honourable Jim Carr, Canada’s Minister of Natural Resources. She was joined at the podium by Kevin Lee, chief executive officer of the Canadian Home Builders’ Association. “Net-zero energy homes demonstrate the economic and environmental benefits of energy efficiency,” says McCrimmon. “They are a viable way to create sustainable jobs, protect the environment and advance a cleanenergy economy. Through sustained commitment and innovation, Minto Communities Canada is making it easier for Canadians to save energy, save money and reduce energy

consumption.” “These are the first townhouses in Canada to be labeled under the CHBA Net Zero Home Program,” says Lee. “They are a great example of Canadian home builders delivering quality and value for families across the country.” “Investing in innovative energyefficiency initiatives is key to the Government of Canada’s approach for growing the economy and protecting the environment. These net-zero energy townhomes are a great example of the kind of leadership and innovation we will continue to champion in the move toward achieving a low-carbon economy,” says Carr, Canada’s Minister of Natural Resources.

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 33


Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

FOXWOOD COLLECTION BY eQ HOMES

CARLETON CROSSING

SPRING VALLEY TRAILS

GREYSTONE VILLAGE

By: Brigil City: Stittsville Housing type: Singles Contact: 613.257.4079 brigil.com

By: Claridge Homes City: Navan Housing type: Townhomes claridgehomes.com

By: eQ Homes City: Ottawa Housing type: Singles, towns, semis and condos Contact: 613.258.6488 greystonevillage.ca

ARTHAUS CONDOMINUMS LONGFIELDS STATION By: Campanale Homes City: Barrhaven Housing type: Condominium Contact: 613.440.3750 campanale.com

By: DevMcGill City: Downtown Ottawa Housing type: Condominium Contact: 613.909.3223 arthauscondos.com

THE CORNERS ON MAIN MILLER’S CROSSING By: Cardel Homes City: Carleton Place Housing type: Single and Townhomes Contact: 613.253.1959 cardelhomes.com

34 YPNEXTHOME.CA

By: Domicile City: Old Ottawa East Housing type: Midrise condos comprising a mix of six- and four-storeys Contact: 613.806.6246. cornersonmain.ca

eQUINELLE By: eQ Homes City: Kemptville Housing type: Bungalow Contact: 613.258.6488 eqhomes.ca

LIV TOWNS By: Glenview City: Kanata Housing type: Townhome Contact: 613.595.0591 sales@glenviewhomes.com glenviewhomes.com/liv


FUSION BY CLARIDGE HOMES

GALERIE 151

UPPERWEST

TALL SHIPS LANDING

By: Junic City: Gatineau Housing type: Townhome, Semi-detached Contact: 819.595.5962 galerie151.com

By: Minto City: Ottawa Housing type: Condominium Contact: 613.788.2786 liveupperwest.com

By: Thomas Fuller Construction Ltd. City: Brockville Housing type: Condominium Contact: 613.498.7245 tallshipslanding@fuller.ca tallshipslanding.com

FINDLAY BY THE PARK

WHITE TAIL RIDGE

By: Lemay Homes City: Leitrim Housing type: Singles, bungalows and townhomes Contact: 613.425.5255 lemayhomes.ca

By: Phoenix Homes City: Almonte Housing type: Bungalows and singles Contact: Kellie Connors 613.461.0277 phoenixhomes.ca

FELTON COURT SOHO CHAMPAGNE By: Mastercraft Starwood City: West Central Housing type: Luxury condominiums Contact: sohochampagne.com

By: Phoenix Homes City: Barrhaven Housing type: Townhomes Contact: phoenixhomes.ca

By: Mattamy City: Kanata Housing type: Singles, townhomes Contact: 613.790.2082 mattamyhomes.com

AVALON ENCORE By: Minto City: Orléans Housing type: Singles, townhome Contact: 613.834.6400 minto.com

By: Richcraft City: Centretown Contact: 613.695.7577 thebowerycondos.ca

GALLERY TOWNHOMES By: Tamarack Homes City: Orléans Housing type: Townhomes Contact: tamarackhomes.com

By: Uniform Urban Developments City: Barrhaven Housing type: Single-family homes and townhouses Contact: uniformdevelopments.com

RICHARDSON RIDGE

THE BOWERY CONDOS & LOFTS ABBOTTSVILLE CROSSING

THE ORCHARD

By: Uniform Urban Developments City: Kanata Housing type: Singles, townhome and condo flats Contact: 613.435.7751 uniformdevelopments.com

BRADLEY ESTATES By: Valecraft Homes City: Mer Bleue/Orléans Housing type: Single-family homes and executive townhomes Contact: valecraft.com

HUNT CLUB TOWNS By: Theberge Homes City: Ottawa Housing type: Townhomes Contact: 613.680.5767 huntclubtowns.com

Builders

If you would like to include your preview registration, new release or site opening in this feature, just email the details to sarah.khan@ypnexthome.ca

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 35


Trending | HOMEBUYING TIPS

Buying your first home? It’s not just about location anymore By Wayne Karl

LOCATION, LOCATION, LOCATION is the timetested, oft-repeated first rule of real estate. But as you set out to buy your first condo, there are other factors to consider as part of your selection process.

36 YPNEXTHOME.CA

Location Yes, it is important. No doubt you’d love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not possible. So what do you do? For your


Like any financial instrument,real estate can fluctuate in value, and your timing can determine how good of an investment it is.

Factors to consider own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the property’s appeal and ultimately, its value.

Information As a first-time homebuyer, education is critical. And these days, with digital media and mobile technology, all the information you need is at your fingertips. From the content here in New Condo Guide to the resources available to you at Canada Mortgage and Housing Corp., the more knowledge you have, the better equipped you will be to make informed decisions about buying, maintaining and eventually selling your condo.

Timing Though your home is your primary residence, it is also an investment. Where you buy is usually determined largely by where you want to live, work and play. But when you buy and when you sell is also important. Like any financial instrument, real estate can fluctuate in value, and your timing can determine how good of an investment it is. Given today’s challenging economic climate, there’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be spooked – or excited – by big-picture reports on short-term market performance. You know that real estate is not national or regional – it’s very specific. You don’t buy the Canadian market, and you don’t buy a provincial or even regional market. You buy a specific home, on a specific street in a specific neighbourhood.

Is homeownership right for you? Buying your first home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision. Although buying a home almost always seems like a great idea, it is important to understand what home ownership involves. Of course, being a homeowner is something to be proud of, but it also means having to invest money, time and energy, and taking on added responsibilities. So, before you decide to buy a home, make sure you’re ready.

Here are some things to consider Financial security If housing prices rise, your home can provide you with some financial security due to capital appreciation. Stability You’ll have a place of your own. Financial stress Coming up with the down payment, meeting regular mortgage payments and other ongoing costs will tie up a lot of your cash and can put considerable stress on your finances. Maintenance Keeping your home in good shape requires time and money. Responsibility You alone are responsible for payments, repairs and maintenance. Flexibility You can decorate or renovate your home to meet your own family’s personal tastes and needs.

SOURCE: CANADA MORTGAGE AND HOUSING CORP.

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 37


Inspiration | STYLE FILE

5 STEPS

to a finished family basement By Lisa Canning | Photos by Larry Arnal

BEFORE OUR RENOVATION, my

basement was a dark and dingy mess of wood paneling, cedar shingles on the walls and a scary dirty furnace room. It was essentially a massive storage room that no one wanted to spend any time in. Post renovation, it is now a fun space that my family loves. Creating a multi-use space for the entire family takes some planning, but it is so worth the outcome. Here are my five steps to a finished family basement.

1. Embrace pattern In a room used for entertaining and recreation, patterned wallpaper can create the perfect backdrop. I used this great ikat in a cobalt blue to inject some energy into the space. If all-over pattern intimidates you,

38 YPNEXTHOME.CA


MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

then think about using it as a focal wall and paint the adjacent walls in a coordinating colour you draw from the wallpaper palette. In a basement where sometimes ceiling height or awkward bulkheads can be a challenge, consider utilizing a large-scale pattern to draw attention away from these obstructions.

2. Create dedicated zones for entertaining I had a couple of structural posts I had to contend with in my basement, so I chose to incorporate one into the custom entertainment unit that houses my television. This allowed me to create separate zones for watching television, prepping snacks in the kitchenette, and an open area for playing with toys or games. In the kitchen I added a wall oven for really easy snack prep. Creating these zones allows the family to use the space for various activities and gives a ton of flexibility for adults and kids alike.

3. Utilize a cohesive colour story My basement is small, so every piece counts. That’s why I intentionally selected items that match my decor. I kept my colour palette consistent by customizing my FLOR rugs to match the wallpaper and my red sofa.

4.

Create cabinets to hide all My favourite aspect of my basement is my wall of floorto-ceiling cabinetry. I used standard-sized cabinets that were great on my budget, but provide me a ton of value in usable space. This is where I store everything – toys, board games, craft supplies and snacks. All these items get hidden behind closed doors and at the end of the day, the space feels peaceful and uncluttered and ready for an evening relaxing in front of the TV or entertaining friends in front of the fireplace.

5. Use flexible furniture My other favourite thing about my basement is how flexible it is. In a small space like mine, I knew I wanted to be able to clear space quickly for impromptu dance parties, or for accommodating overnight guests. My sofa not only has storage in every seat, it can also be configured as a sectional, a sofa with ottomans or a bed. My table extends to seating for six or can remain tucked away as a small console table when I want a large floor space cleared. This flexibility allows you to get the most out of your basement and can have a fabulous impact on your entertaining lifestyle.

Lisa Canning is a designer who specializes in two-hour interior design consultations. Learn more about her consulting services at lisacanning.ca

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 39


Ad Index

Builder Name

Site Name

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST Almonte

Phoenix

White Tail Ridge

x

Arnprior

Campanale

Callahan

x

Carleton Place

Brigil

Carleton Crossing

x

Carp

Phoenix

Diamondview Estates

x

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Cardel

Blackstone

Kanata

Claridge Homes

Bridlewood

Kanata

Glenview Homes

LIV Towns

Kanata

Mattamy

Abbottsville Crossing

x

Kanata

Phoenix

Fernbank

x

Kanata

Uniform Urban Dev.

The Elements

Kanata

Uniform Urban Dev.

Richardson Ridge

Ottawa West

Uniform Urban Dev.

Stittsville

x

From $380's

16, 17

From $274,900

19

From $290's

8

Inquire

16, 17

From $260,900

10, 11

Inquire

13

x

From $391,900

10, 11

x

From mid $200's

9

x

From $227,990

4, 5

x

From $200's

16, 17

x

From $253,000

6, 7

x

x

Inquire

6, 7

Maple Creek

x

x

Inquire

6, 7

Brigil

Loreka Court

x

From $467,207

8

Barrhaven

Claridge Homes

West Pointe Village

x

x

From $342,900

10, 11

Barrhaven

Phoenix

Felton Court

x

From $270's

16, 17

Barrhaven

Minto

Chapman Mills

x

From $189,900

2, 3

Barrhaven

Valecraft

Woodroffe Lofts

x

From $224,900

22

Findlay Creek

Phoenix

Pathways

x

From $200's

16, 17

Kemptville

EQ Homes

eQuinelle

x

x

From $300's

20

Leitrim

Lemay Homes

Findlay by the Park

x

x

From $336,900

23

Ottawa South

Campanale

Prince of Wales

x

Inquire

18

Ottawa South

Claridge Homes

Summerhill Village

x

From $335,900

10, 11

Ottawa South

Claridge Homes

Sundance

x

From $519,900

10, 11

Stonebridge

Uniform Urban Dev.

The Orchard

x

x

Inquire

6, 7

Theberge Homes

Hunt Club Homes

x

From $179,900

21

x x x

x

x

SOUTH

x

x

x

CENTRAL Ottawa Central

40 YPNEXTHOME.CA


Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

EAST Navan

Claridge

Spring Valley Trails

Orléans

Minto

Orléans

x

x

From $339,900

10, 11

Avalon Encore

x

From $184,900

2, 3

Claridge

Royal Ridge

x

From $199,900

10, 11

Orléans

Phoenix

Hillside Vista

x

From $250's

16, 17

Ottawa East

EQ Homes

Greystone Village

x

Inquire

15

Rockcliffe

Uniform Urban Dev.

Waterridge Village

x

x

Inquire

6, 7

Brockville

Fuller

Tall Ship Landing

x

Inquire

C11

Downtown

Brigil

Petrie's Landing

x

From $181,800

C14

Downtown

Claridge Homes

Icon

x

From $291,000

C8, C9

Downtown

Claridge Homes

The Lofts

x

From $400's

C8, C9

Downtown

Claridge Homes

Tribeca

x

From $245,000

C8, C9

Downtown

DevMcGill

Arthaus Condos

x

Inquire

C2

Downtown

Lamb Development Corp.

Gotham

x

Inquire

C10

Gatineau

Junic

Galerie 151

x

Inquire

C4, C5

Gatineau

Junic

Le Central

x

Inquire

C4, C5

Kanata

Cardel

Blackstone

x

From $300's

C13

Ottawa Central

Domicile Development Inc

The Corners on Main

x

Inquire

C3

Ottawa Central

Claridge Homes

Claridge Plaza 3 & 4

x

From $232,000

C8, C9

Ottawa Central

Claridge Homes

Fusion

x

From $288,000

C8, C9

Ottawa Central

Claridge Homes

Waterstreet

x

From $195,000

C8, C9

Ottawa Central

Mastercraft Starwood

Soho Champagne

x

From $302,900

C15

Ottawa Central

Minto

Upperwest

x

From $269,900

C16

Ottawa West

Greatwise Development

Qualicum Woods Crossing

x

From $205,900

C12

Ottawa West

Tamarack

Wellington

x

From $299,068

BC

West Nepean

Claridge Homes

Stirling Park

x

From $247,000

C8, C9

x

CONDO

x

OCT 29 - NOV 12, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 41


Neighbourhood Profile

Sandy Hill

Home to the young and studious

Fast facts Average household income

$81,914 Family structure

By Lindsay Foran

FAMILIES

COUPLES

SINGLES

46%

33%

21%

Own vs. rent

26% OWNERS

74%

RENTERS Most common home type ONE OF OTTAWA’S oldest suburbs,

Sandy Hill is bordered by the Rideau Canal and Rideau River, with Rideau Street and the Byward Market area to the north and Hwy. 417 to the south. This expansive neighbourhood is best known for its proximity to the University of Ottawa as well as its many steep hills – which make walking around this neighbourhood a workout. Lifestyle Did you know that Sandy Hill has been home to some of the most influential political members? From John A. MacDonald, Sir Wilfrid Laurier, William Mackenzie-King, to former NDP leader Ed Broadbent. Sandy Hill is aptly named for its many large hills and sandy soil, which prevents developers from erecting large buildings. Vibe Sandy Hill is a neighbourhood where you recognize faces, where neighbours watch out for one another, and where people bike or walk most of the time.

Meet the neighbours It was once one of the most affluent neighbourhoods in Ottawa, and still boasts expansive mansions, but is now primarily home to students. The further you get from campus, you’ll find more young families, older couples and large embassies. In the area Shops and restaurants cater to budget-conscious students. Coffee is cheap and beer is even cheaper! The affluent older residents are unlikely to frequent the local Royal Oak. Planes, trains & automobiles Hwy. 417 is within blocks, affording easy access to the rest of the city. A bus route travels throughout the neighbourhood – you can hop on at one end, take the bus up Somerset Street and then hop off at the top. Perfect for those lazy folks too sleepy to climb that hill in the morning! The good, the bad & the rest Sandy Hill lacks in the amenities department – but a bonus is its proximity to the ByWard Market. You

Lowrise Education levels

57%

30%

UNIVERSITY

HIGH SCHOOL

COLLEGE

SOURCE: ENVIRONICS

MORE PHOTOS ONLINE ypnexthome.ca/sandy-hill

will find lots of coffee shops, takeout food, convenient stores and pubs for student needs If you’re looking for something more sophisticated, in addition to the ByWard Market, the Rideau Centre is nearby.

Real estate Yes, students can be loud. But the bonus? They’re gone in the summer. During the school year, many of them lend a helping hand to neighbours in need. The good? This area is full of mature trees, steps from the Rideau Canal and the Rideau River, and the homes are historic, the streets quaint. What more could you ask for?

Lindsay has lived in the Ottawa/Gatineau area her whole life. When she’s not touring the city in search of the hottest new neighbourhoods, she’s busy writing fiction and enjoying life with her husband and two dogs.

42 YPNEXTHOME.CA

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1140 Wellington St West

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