Ottawa New Home + Condo Guide – September 25, 2021 by NextHome

Ottawa Sept. 25–Oct. 23, 2021

The ﬁrst and only complete guide to pre-construction homes and condos

OTTAWA’S HOT HOUSING MARKET still ranks high in affordability

INSIDE:

ANSWERING YOUR QUESTIONS ABOUT BUYING NEW

INVESTING IN YOUR FUTURE

SEPT. 25–OCT. 23, 2021 | VOLUME 21, ISSUE 10

CONTENTS

CHIEF REVENUE OFFICER

Jacky Hill Jacky.Hill@nexthome.ca EDITOR-IN-CHIEF

Susan Legge Susan.Legge@nexthome.ca CONTRIBUTING EDITORS

Sara Duck MEDIA CONSULTANT

Julie DeBoer 613.875.6673 julie.deboer@nexthome.ca SALES & MARKETING CO-ORDINATORS

Gary Chilvers Vi Nguyen DISTRIBUTION

distributionteam@nexthome.ca ACCOUNTING INQUIRIES

accountingteam@nexthome.ca DIRECTOR OF PRINT MEDIA

Lauren Reid–Sachs GRAPHIC DESIGNER & ASSISTANT MANAGER

Alicesa Pullan

GRAPHIC DESIGNER & PRE-PRESS COORDINATOR

Hannah Yarkony GRAPHIC DESIGNERS

Johannah Lorenzo, Mike Terentiev

Ottawa ranks high

Published by

IN HOUSING AFFORDABILITY IN ONTARIO

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NEWS + ADVICE

INSPIRATION

Legally Speaking

Design with care

BY JAYSON SCHWARZ

BY BRENDA DANSO

#InsideOttawa

24 Design Trends

Find out what’s trending in pre-construction real estate

Design File

Investing in your future

Industry Insider

Perfect match BY LOUIS DUNCAN-HE

26 In The Know

Answering your questions about buying preconstruction housing

Multi-dimensional monochromatics BY DIANA ROSE

BY IRINA POPOVA

28 18

Personal Finance How to prepare for a hot fall market BY JESSE ABRAMS

20 Home Realty Down in size, up in luxury and convenience BY DEBBIE COSIC

Product Showcase The latest ﬁxtures, furniture and ﬁnishes for your home

IN EVERY ISSUE

30 New Home & Condo Developments 34 What’s Online Connect to Nexthome. ca to get the latest listings and stories

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

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EDITOR’S NOTE

BALANCING ACT

SUSAN LEGGE EDITOR-IN-CHIEF New Home + Condo Guide EMAIL: susan.legge@nexthome.ca TWITTER: @SusanLegge

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This fall (if the pandemic allows), the real estate market is poised to be busier than ever as we continue to make up for lost time. Although sales have calmed from earlier in 2021, tight supply conditions are expected to continue — Canadians are still buying homes at historically high levels. According to statistics released by the Canadian Real Estate Association (CREA), resale home sales changed very little between July and August. As a result, the supply of housing, particularly in the Ottawa region, has declined. What does this all mean? “Canadian housing markets appear to be stabilizing somewhere in between pre- and peak-pandemic levels – which is to say, still extremely unbalanced,” said Shaun Cathcart, CREA’s Senior Economist. “As far as campaign promises around building more homes, at least we are finally having the right conversation. But as anyone who has tried to get even a small project done in the last year knows, availability of materials and skilled labour are not dials that can simply be turned up to 11 whenever we decide we need them. And that’s not to mention all the other barriers to building, of which there are many. It’s definitely easier said than done.” Low mortgage rates continue to fuel the market, with the sentiment being that the Bank of Canada will keep rates low until the middle of next year. James Laird, Co-founder of Ratehub.ca and President of CanWise Financial mortgage brokerage, says consumers should pay special attention to the next announcement on October 27, which will contain the Monetary Policy Report. “This will be released after the federal election so the Bank will likely feel more comfortable speaking freely about risks and challenges going forward,” he said. Laird suggests anyone shopping for a fixed rate mortgage should get a pre-approval, as this will hold today’s rates for 120 days. If you’re a home shopper who’s become frustrated with the resale market, we’re happy you found us. Buying a new home or condo is an exciting and viable option and we’re here to help. Our expert line up of local and national columnists will guide you through the home-buying maze, offering tips, advice and inspiration. And, if you have any questions for them, please let us know — we’re here to help.

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ADVICE | LEGALLY SPEAKING

INVESTING IN YOUR FUTURE

JAYSON SCHWARZ, LLM & JACQUELINE MONETA, JD This article is the final installment in a three-part series we have been writing on the intersection between real estate and your estate plan. In part one, we discussed the various ways you can own property, and how your ownership affects how your property will pass under your will. In the second part, we explored how gifting a down payment to 6

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

your child can impact your estate. And in this third segment, we will explore investment properties and how to plan for their succession. BUYING AN INVESTMENT PROPERTY

With the housing market showing no signs of slowing, investment properties are a great way to take advantage of the upside. Whether you are buying an investment property with a partner, family, friends or on your own, it’s critical to have a succession plan. There are many different ways to purchase investment property.

You may buy it alone, with a spouse or with friends. It may be your decision to use an investment vehicle such as a corporation, limited partnership or trust. The impact of how you proceed will have ramifications with respect to income tax payable on income earned from the investment and capital gains, should the property be sold or posthumously on your estate if something should happen. Are you buying with your partner as joint tenants, so if something happens to either, the survivor gets the property tax-free? Are you buying with a

“

No matter how or where you purchase your investment it’s important to have a team that can advise you.

”

friend as tenants in common, so upon death, your estate receives your portion? Are you buying through a corporation, and if so, have you done a separate Will for personal property to exempt those shares from probate or administration? Is the property in a family trust, and upon your death, nothing happens, as the other beneficiaries continue? As you can see, the process is not easy. The way you structure your investment portfolio is critical to your family and your future. It’s important to retain the right lawyer and accountant tax

advisor. Get someone who looks holistically at your situation, and is proactive in advising you on the best route to follow. FOREIGN PROPERTIES

With the world beginning to reopen and people looking to travel again, a condo in Aspen or Miami, or a beach house in Mexico could be both a fun and profitable venture. It is important to understand how to protect your foreign investment. If you own property in a foreign jurisdiction, having an Ontario Will might not be sufficient.

Not all foreign jurisdictions will recognize such a document as valid. The rules are different in every jurisdiction. It’s always best to play it safe and speak with a professional in the jurisdiction where you are buying the property, to ensure your investment will be distributed the way you intended. In some cases, it might be enough to simply have a second Will covering only your foreign assets. It is important, though, that if you have multiple Wills, they are professionally drafted so that they are coordinated with each other, and neither revokes the other. No matter how or where you purchase your investment it’s important to have a team that can advise you. Your lawyer should be able to quarterback your transaction and make the process of finding foreign estate and tax advice, and closing your deal, as dreamy as your new vacation rental. Jayson Schwarz, LLM, and Jacqueline Moneta, JD, are with Schwarz Law Partners LLP. To suggest topics for future columns or ask questions, visit schwarzlaw.ca.

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#InsideOttawa 2021 CHEO DREAM OF A LIFETIME LOTTERY GRAND PRIZE MINTO DREAM HOME Minto Communities Ottawa has been building the Children’s Hospital of Eastern Ontario (CHEO) grand prize dream home for the Dream of a Lifetime Lottery for more than 20 years, helping to raised more than $73 million to date! As the region’s only pediatric hospital, the fundraising efforts of the Dream of a Lifetime Lottery are an important and popular initiative, ensuring the hospital is fully equipped for every child and youth that needs care. What’s different about the grand prize dream home this year? According the builder’s website, the 4603-sq.-ft. Caraway bungalow located in Manotick is a fully electric Net Zero Energy home which not only offers better energy consumption, but also delivers “smart, sustainable living.” In fact, it generates as much energy as it consumes, using 40 per cent less energy than homes with comparable floor plans. minto.com dreamofalifetime.ca EQ HOMES OFFERS CUSTOMIZABLE WORK-FROMHOME SPACES eQ Homes is working hard to help you and your family work from home the way you work best. By offering eQ Work Well, buyers can choose from an optional and flexible list of features to customize an office space, a nook, or a desk space so it makes sense for their families. Custom desks, sound dampening walls, and technology upgrades to improve Wi-Fi are just a few of the options available. Check out the video on eQ Homes’ Facebook page for more information. 8

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

HOME BUYERS HELP | MARKET REPORT

BARRIERS TO BUYING OTTAWA’S HOT HOUSING MARKET STILL RANKS HIGH IN AFFORDABILITY Ottawa is still considered an affordable city and current homeowners are seeing their property values grow over the past year. However, first-time homebuyers have fears that they might not be able to afford to enter the market. Most properties in Ottawa are still seeing multiple offers due to limited inventory, but compared to the beginning of the year, properties are now selling closer to the listing price. According to RE/MAX, it is not expected that Ottawa will see 10

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

the cooling of house prices in the fall and winter of 2021 due to continued limited supply. The entry level price for home in Ottawa begins at $300,000. A Leger survey commissioned by RE/MAX, said that 42 per cent of Canadians said the high price of real estate was their biggest barrier to buying — up just 4 per cent over last 2020 figures — surprising, given the consistent price growth experienced by housing markets from coast to coast over the past year.

Key barriers impacting personal housing affordability in Canada, according to consumers include: Ŕ B TIPSUGBMM JO TBMBSZ

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The survey said that Ottawa

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Among prospective homebuyers, Millennials and Gen Z are most likely to consider alternative regions and communities, and/or financing options to keep affordability in play.

”

continues to be a good option for those seeking housing affordability in Ontario — particularly for first-time homebuyers — despite the 20 per cent uptick in prices from 2020 to 2021. OTTAWA CONDOS POPULAR WITH FIRST-TIME BUYERS

So what are they buying? Ottawa condos have become the most popular type of property

among first-time homebuyers in 2021, which has shifted from pre-pandemic, when the most popular home type among first-time buyers was freehold townhomes. However, given the price increase, buyers are now gravitating toward the condo market, with two-bedroom units being in higher demand. Typically, buyers in Ottawa are willing to push their budgets

2021 RE/MAX HOUSING AFFORDABILITY REPORT HOME PRICE

DOWN PAYMENT

HOUSEHOLD INCOME

MORTGAGE

REGION

2020 AVG. SALE PRICE* (FULL YEAR)

2021 AVG. SALE PRICE* (JAN-JUN)

MEDIAN HOUSEHOLD INCOME†

2021 INCOME ESTIMATE**

MONTHLY INCOME

AMOUNT (20%)***

MORTGAGE AMOUNT

MONTHLY MORTGAGE PAYMENT***

% OF MONTHLY INCOME FOR MORTGAGE

OTTAWA

$465,903

$561,701

$125,970

$128,363

$10,697

$112,340

$449,360

$2,000

19%

WINDSOR

$381,162

$542,046

$96,360

$98,191

$8,183

$108,409

$433,636

$1,930

24%

LONDON

$555,000

$636,053

$96,950

$98,792

$8,233

$127,211

$508,842

$2,264

28%

OSHAWADURHAM

$595,893

$775,987

$111,830

$113,955

$9,496

$155,197

$620,790

$2,762

29%

HAMILTON

$629,961

$784,721

$107,950

$110,001

$9,167

$156,944

$627,776

$2,794

30%

KITCHENERWATERLOO

$629,961

$784,721

$104,600

$8.882

$153,560

$614,241

$2,733

31%

BRAMPTON

$1,030,000

$1,070,000

$87,290+++

$88,949

$7,412

175,366

$701,464

$3,121

42%

MISSISSAUGA

$1,040,000

$1,080,000

$83,018+++

$84,595

$7,050

$183,118

$732,470

$3,259

46%

TORONTO

$931,131

$1,089,536

$97,640

$99,495

$8,291

$217,907

$871,628

$3,879

47%

2021 RE/MAX HOUSING AFFORDABILITY REPORT When assessing the average mortgage amount and average regional income, percentages of monthly income allocated to mortgages fell under the recommended 30-32% maximum in many major Canadian cities. *Broker data: Forecast provided by RE/MAX brokers and is based on residential property types | ++range was provided, as exact figures vary by property type | + Source: Statistics Canada, total all ages (2019, based on two-person household, couples/families). Distribution of total income by census family type and age of older partner, parent or individual. | +++ (2016 census data only available) | ** Based on 1.9% increase (including freezes). Source: Morneau Shepell: https://www.newswire.ca/news-releases/pandemic-related-uncertainty-leads-one-third-of-canadian-organizations-to-freeze-salaries-in-2020892618442.html | *** Based on CIBC mortgage calculator at 20% down | **** Based on CIBC mortgage calculator (does not include creditor insurance) at 5-year fixed closed, 2.44% interest rate, amortization 25 years, monthly WWW.BLOG.REMAX.CA

nexthome.ca 11

modestly to attain the home they desire. Among prospective homebuyers, Millennials and Gen Z are most likely to also consider alternative regions and communities, and/or financing options to keep affordability in play. When it comes to factors that are influencing affordability in the region, most likely to improve affordability are economic/ employment conditions; continued interest in larger homes; business re-openings; and returning regional interest given the increase in recreational activity opportunities.

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

On the flipside, returning immigration numbers; low or diminishing housing supply; outof-province/out-of-region buyers; and tightened mortgage lending rules could negatively impact affordability in the area. OPTIONS FOR OWNERSHIP

Some alternatives to individual home ownership that have become relevant in Ottawa since the start of 2021 include pooling finances with friends or family to purchase a property, and buying a property that is lived-in by the owner while also being partially rented to supplement monthly payments.

OTTAWA’S MOST (AND LEAST) AFFORDABLE NEIGHBOURHOODS THE THREE MOST AFFORDABLE NEIGHBOURHOODS IN OTTAWA INCLUDE: Ŕ 0SM¥BOT Ŕ UIF %PXOUPXO $PSF Ŕ /FQFBO THE LEAST AFFORDABLE NEIGHBOURHOODS* ARE: Ŕ .BOPUJDL Ŕ ,BOBUB Ŕ 4UJUUTWJMMF *NOTE: AREAS WHICH OFFER MORE LUXURY PROPERTIES WITH WATERFRONT ACCESS DRIVE UP AFFORDABILITY OVERALL. AFFORDABLE HOMES CAN STILL BE FOUND IN THESE AREAS.

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A LOOK AT

OTTAWA WEST An abundance of amenities, natural beauty and small-town charm is beckoning new homebuyers to Ottawa West. A place where coming home feels like a true escape from the city, the location, just west of downtown Ottawa, is serviced by Hwy. 417 making it less than an hour away from the downtown core by car. The communities of Carleton Place, Carp and Arnprior, all located within Ottawa West, are among the fastest growing areas in the region. Thanks to the region’s close proximity to the city, homebuilders have been hard at work planning and building new communities to keep up with demand from families looking to move to the area. CARLETON PLACE

Carleton Place in Lanark County is about 46 kilometres west of downtown Ottawa and is one of the largest towns in Ottawa West. With a population of nearly 12,000, the area has two high schools and a district hospital, too. Although Carleton Place has plenty of modern amenities, it provides natural outdoor options for residents as well. Centennial Park has a kids’ play area, or bring along your kayak or canoe to paddle away the day on the river. Riverside Park Beach, another waterfront delight, is a popular place to picnic. It also has a terrific beach and small pier where you can fish. Dog lovers will love Carleton Place Dog Park located behind the Carleton Place Aquatic Centre. Most every type of shopping can also be found here including a Walmart Supercentre and Giant Tiger — and there is an historic downtown core set beside Canada’s very own Mississippi River. This is the perfect place for a stroll or a meet- up with friends as there are many quaint shops, cafes and restaurants to enjoy along the riverfront. CARP

Less than a half hour’s drive from Carleton Place you’ll find the community of Carp, located just 33 kilometres from the city. With its own kindergarten to Grade 8 public school in the heart of town, Carp has a small-town charm and is the smallest of the three areas we’re looking at in this issue. Being closest to both the city of Ottawa, where even more amenities abound, and Kanata, which is less than 15 minutes away by car, it has a variety of shops and services in 14

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

town as well. The convenience of this location can’t be beat if you prefer to be just outside of these busier areas. There are plenty of golf courses in the region, as well as and places to enjoy the outdoors, such as South March Highlands Conservation Forest, just minutes away. ARNPRIOR

Just north west of Carp, about 20 minutes by car, is Arnprior, the last community on our Ottawa West tour, and it’s not lacking for outdoor recreational assets either. Known for its close proximity to the Ottawa River, it has many beautiful riverside parks, such as Robert Simpson Park, where the giant trees provide lots of shade, and a splashpad and climbing gym keep the kids busy. The views along the river are also stunning. Arnprior also has its own regional hospital, a high school, a dance school, and two elementary schools as well as a number of daycares and a music school. There are shops and plenty of places to dine, including an incredibly popular chip truck on Madawaska Boulevard called Wes’ Chips, (rated 4.7 stars on Google). There are several grocery stores in Arnprior, too. Since the widening of Hwy. 417 to four lanes, Ottawa West has experienced significant growth, just one of the many reasons these three communities are among the fastest growing in the Ottawa region. Check out the back of this issue for locations in this region. If you’re looking for trendy, upscale homes in a master-planned setting, Ottawa West could be for you.

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ADVICE | INDUSTRY INSIDER

CONFUSED ABOUT BUYING NEW? HERE’S SOME ANSWERS

IRINA POPOVA

Question: What are development charges? Answer. Development charges are

fees levied by the municipality on new construction. Those fees are intended to cover the cost new infrastructure like sewer pipes, community centres, roads and fire stations. Instead of taxpayers 16

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

taking on these costs, they are charged to the developer and then later passed onto the purchasers, either partially, or in their entirety. It’s crucial to protect yourself before you sign your purchase agreement and to negotiate with the developer to add a clause in order to “cap” these development charges. This is something you can do before signing, or during the conditional period, with the help of your lawyer and real estate agent. If, for example, the fees are capped at $5,000 and

the total charge is $25,000, you will be accountable for $5,000. The developer is accountable for the additional $20,000. In my experience, a $5,000-$7,500 cap is pretty common in Ottawa. Depending on the market and the popularity of the project, the buyer may have the power to negotiate this cap to a lower number. If you’re buying after the ground has been broken, the developer should be able to give you a good idea of the development charges, or cap it, without much pushback.

imposing design features that will appear to a broad range of buyers in the future. While it’s nice to express yourself through your home style, you can do so through light fixtures, paint colours and furniture. When it comes to finishes that are harder to change in the future, like flooring and kitchen cabinetry, try to stick with styles that are not too personal. Avoid too many dark finishes dark hardwood floors with a dark kitchen tend to make spaces seem darker and smaller than they really are. If you feel overwhelmed or unsure of your own design skills, hiring a professional interior designer to visit the show room with you could be an investment worth making. Q. What are occupancy fees?

Q. What are the advantages to purchasing a newly constructed home? A. Knowing that you are the first owner of a home is a great feeling. The biggest advantage of buying pre-construction though is the ability to choose the look and design of the space. While some developers will only allow you to choose the finishes, others will give you the freedom to make changes to the actual layout. Another huge bonus is the Tarion Warranty. Tarion is a non-profit organization established to protect the rights of new-home buyers and regulate new-home builders. Q. How do I make sure to pick the right finishes for my new home? A. When time comes to choose your interior finishes, I suggest steering clear from passing fads. Choose neutral, timeless, un-

A. This fee is essentially rent paid to the developer during the period of time between the date of occupancy and the registration date when you buy a pre-construction condo. This period is also known as “interim occupancy.” The occupancy date is the date you get the keys to the unit and have the legal right to occupy the property, but not ownership. Once the building reaches a certain percentage of occupied units the developer can start the registration process with the City in order to declare the building as a condominium. Once the building is registered, you would become a homeowner and start paying your mortgage, property taxes and condo fees. Interim occupancy can last anywhere from a few weeks to over a year, which is why it’s extremely important to be aware of this and budget accordingly. The occupancy fee is made up of three parts: interest on the

remaining balance of the purchase price of your condo, municipal taxes for your unit, condo fees for your unit. The good news is that a majority of the time this amounts to less than actual rent would be for the property. It’s essential to note that most developers do not allow rentals in the building during interim occupancy. This is detrimental to investors, since this could result in months of vacancy and lost income. Make sure to negotiate with the developer and attain the right to rent your unit, if that’s the reason for your purchase. Q. What is the best source of information for upcoming developments? A. Unfortunately, shopping for a pre-construction property can be time-consuming. The resale world is a lot more straightforward, as essentially everything is listed in the MLS system and can be found on realtor.ca. When it comes to pre-construction developments buyers often have to go to multiple websites and sales centres to gather all of the necessary information. NextHome.ca is a great source of information on present developments and is the website I often use for reference. I also suggest working with an agent that’s experienced in preconstruction sales in the areas of the city you’re looking in - it’s our job to stay fully informed on upcoming projects, completion dates and price differences between various developments. Irina Popova is a real estate agent and co-owner of Blue Panda Realty. She has been specializing in the central Ottawa market since 2013.

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ADVICE | PERSONAL FINANCE

HOW TO PREPARE FOR A HOT FALL MARKET

JESSE ABRAMS

It’s safe to say that the housing market has experienced a lot this year. From record low mortgage rates and a limited supply of homes for sale, to material shortages and construction delays, you’re probably wondering whether now is the right time to buy a home. 18

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

Many pre-construction developments made the decision to hold off on launching until this fall season, due to lockdowns and COVID-19 restrictions. As a result, the housing market is likely to experience a demand for both resale and new builds in the coming months, as restrictions have eased and buyers are eager to purchase – especially with kids going back to school in September. If you’re planning to make a move this fall, here are some ways you can better prepare for this

purchase and feel confident in your homebuying decision. DETERMINE YOUR AFFORDABILITY BY GETTING PRE-APPROVED FOR A MORTGAGE

A mortgage pre-approval is one of the best ways to fully understand your home affordability. It can also save you plenty of time and stress during your home search. By knowing what you can afford, it allows you to shop for homes that are specifically within your

“

A mortgage pre-approval is one of the best ways to fully understand your home affordability.

budget and meet all of your needs. Mortgage pre-approval can also give you more negotiating power during a resale bidding war, where multiple offers are made on the same property – something that’s very common in a hot market. It highlights your financial stability and credibility as a buyer, and shows that you have real interest in making a deal. Whether you’re buying your first home or moving up, pre-approval is a must. ASSESS YOUR EXPENSES AND CREATE A HEALTHY BUDGET

When buyers see that there is a lot of competition for a particular home, it’s common for them to want to put in a higher offer in hopes that they will get it. However, this offer may end up

”

being higher than you initially budgeted for. Before making this mistake, we recommend fully understanding your financial situation and considering whether making a higher bid is something you can afford to do. Start by breaking down your monthly expenses to determine if you can afford your mortgage payments, along with your closing costs and monthly carrying costs. These expenses are often overlooked by some homebuyers; however, they make a huge difference in your budget in the short and long run. CONSIDER DOWN PAYMENT OPTIONS AND HOW YOU CAN GET HELP

It isn’t always easy to come up with a down payment, especially

when prices are rising like they are now. Fortunately for firsttime buyers, there are many programs available that can help you gather the funds to make a down payment and counter some of the costs associated with buying a home. These include the First-Time Home Buyers Incentive Program, Home Buyers’ Plan and Land Transfer Tax Rebate. Buyers can also consider having a parent or family member act as a co-signer on their mortgage to help with their application. A co-signer is someone who applies for a mortgage loan with you and legally agrees to take liability on the mortgage and pay off the debt if you can no longer make payments. Essentially, they fill in the gaps on your mortgage application by providing a strong credit score and a stable source of income to qualify. With the fall season approaching and a hot housing market expected to continue, it’s important for homebuyers to take the necessary steps to properly prepare and enter the market. Despite rising prices and competition, there are still plenty of opportunities for buyers to enter the market and find a home that they can afford. A great first step would be to connect with an expert mortgage advisor such as those on our team at Homewise, who can walk you through the process of finding a mortgage that checks all of your boxes.

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage ﬁrm based in Toronto. thinkhomewise.com

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ADVICE | HOME REALTY

DOWN IN SIZE UP IN LUXURY AND CONVENIENCE

DEBBIE COSIC

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

There’s nothing like getting older to make you realize what you value in life. And one thing the pandemic has taught all of us is how critical “home” is to our quality of life. Many empty-

nesters and seniors talk about “moving down,” when in fact they simply mean moving into a more compact residence. I don’t think of it as “down,” because in many ways, these homebuyers

“

When it comes to real estate, buy the best you can at any time. If you are thinking of moving to a more compact residential option, go for it. Spend the rest of your life in comfort and beauty.

move “up” in luxury – and more importantly, in convenience and quality of life. The benefits of moving to a smaller home or condominium suite are many and varied. Let’s start with what happens beforehand – namely, decluttering. Buyers talk about how freeing it is to give away, throw away or pass down possessions they no longer need or necessarily even want. They

know what will fit into their new spaces, and they appreciate how large an uncluttered room looks compared to one that’s full of stuff. They have reached a point in life at which they want to make the most of their surroundings without continually adding items to them. Then there’s the benefit of less maintenance than it takes to keep up a large lowrise home. A lot of seniors opt for small one-storey bungalows with just enough yard to have a garden. Sometimes, these homes include a condominium component for exterior maintenance and snowplowing. It’s nice to hand over those duties to someone else. Of course, the epitome of convenience is the condominium suite. Purchasers coming from large lowrise homes understand the value they get for the maintenance fees they pay – namely, outsourced tasks such as mowing the lawn and plowing snow. Others are anxious to enjoy life more without having to sweat those outdoor chores. Avid travellers also appreciate the luxury of being able to lock the door and leave, knowing their home will be looked after and protected by security features, including the eyes-on-the-street of the concierge. These buyers are typically in two distinct groups. First, there are those moving from a more than 3,000-sq.-ft. home to

”

something like a 1,000-sq.-ft. condo, and then using remaining equity from their large home sale to buy a time-share in Florida or a cottage in Muskoka. The second group is more interested in moving up to more luxury. They tend to stay where they are and purchase a pied-à-terre as their retirement home someday. It may be smaller than what they have now, but you can bet it will be gorgeous. Whatever your decision, if you buy new, you get the most advanced construction materials and techniques, energy-efficient features and warranty protection. Today’s suite designs are so well planned that they “live” a lot larger than their square footage numbers. When it comes to real estate, buy the best you can at any time. If you are thinking of moving to a more compact residential option, go for it. Spend the rest of your life in comfort and beauty.

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

+MORE CONTENT ONLINE nexthome.ca

nexthome.ca 21

INSPIRATION |

-#!( 5&

At the heart of this stunning office are design elements that spark joy and healing

Designed WITH

care

by BRENDA DANSO • photos JANELLE GOKULE

hen it came to the design of this office, it was all about creating a space for inspiration and healing. My client lost her husband to cancer. As a result, she and her daughter needed a space to feel joy and comfort, even in painful moments. My client hired me to transform a room into a shared office space that could be used with her daughter. The area had to symbolize a new beginning. She needed a space where they could heal and honour her passing husband’s memory. My goal was to create a shared space that would feel feminine and peaceful – which was no small task. The first thing I worked on when developing this area was picking the colour palette. It required thoughtfulness to ensure the colour scheme was comforting and soothing. I chose yellow as the primary hue because it represents optimism. The next focus was on furniture placement, making sure the layout brought a great view of

the outdoors. The work desks were positioned to take advantage of the window and natural lighting. A room with a view and a connection to nature increases a sense of calm. Plants are also a great way to introduce a serene outdoor vibe; they also help absorb toxins. If you don’t have a green thumb, don’t worry – snake plants are a great, durable option. Lighting was next. Adding overhead lighting and wall sconces created visual interest, while bringing balance for a soothing environment. The lighting also places focus on the art in the room, which plays such a significant role. The artwork in this room demonstrates representation; this was important, as the client wanted to make sure her daughter could see herself represented in the artwork. Altogether, the room makes you feel optimistic. And who wouldn’t want this feeling in an office? This space is ideal for our lovely client to connect with her daughter and create memorable moments as they work and engage together.

Brenda Danso, a California native turned Toronto resident brings her educational background in mental health to her interior design practice. Her projects range from home staging and residential design to commercial design. brendadanso.com

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

nexthome.ca 23

INSPIRATION |

design trends

Louis Duncan-He shares insight on decorating with yellow and grey and why it’s a timely colour combination

match

t c e f r Pe I

t came as no surprise when Pantone released its two colours of the year – Ultimate Grey and Illuminated Yellow. Although the combination has been quite a popular pairing through the decades, they couldn’t be more different in terms of the feelings and emotions they conjure. Yellow, with its bright,

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

effervescent sheen, directly contrasts to the monotonous and monochromatic dullness of grey. One symbolizes joy and optimism, while the other elicits an almost sterile sense of the familiar. As a result of these naturally opposing qualities, they’re not the most straightforward combination to execute. But with an understanding of how to balance

their inherent characteristics, they can be a fresh and elegant accent to any home. The effect that yellow has on a space is similar to the impact turmeric has on food; a little goes a long way. Yellow by nature is an attention-drawing hue – we don’t use it as a highlighter because it fades into the background. Because of this, it’s most effective

when used with confidence and a sense of purpose. Our homeowners wanted a serene and contemporary retreat, with the elegance and gravitas of the Guggenheim. They wanted fresh, contemporary, understated yet compelling... which naturally led to the idea of yellow as an accent. To make sure the home didn’t get too loud and vibrant, we used grey as a key element and diffuser. We used it to upholster the custom sectional and as a base note in rugs, artwork and decor. In a way, grey is like a chameleon – it can take on the tint and hue of nearby colours. When mixing grey and yellow, think about the vibrancy and contrast levels. To hit the perfect curated note in this home, we mixed in an abundance of texture, shapes and sheen throughout. Our starting point in the formal dining room was a custom-designed trio of yellow, black and grey abstract art pieces. Understanding the impact of their dominating presence, we turned up the collective volume of the rest of the room. Using a high-gloss white lacquer table, creamy and natural chairs, and modern and structural white Pantone chairs as table ends,

we brought up the energy and interest level of the remaining space, which mellowed out the attention-drawing artwork. When trying to round out your space, think about the varying stylistic differences between your two loudest pieces. While turning up the volume can be used as a balancing tool in some cases, never underestimate the power of mother nature. At Louis Duncan-He Designs, that natural West Coast perspective is embedded in our DNA. In the Great Room, we added natural driftwood tables; ombre textured throw pillows, canary kissed florals and a large-scale rug with a fluid water motif in a golden spectrum of yellow and greys. With the room’s sheer size, openness and ceiling height, the best way to add serenity and tone down our striking accent colour

was to go natural. Introducing more stylized and sculptural pieces would have skewed the space more dramatic and daring, which would have taken the room in an entirely different direction. You can never go wrong with the addition of natural and organic elements to a home, and by doing so in this space, we were able to hit that perfect note straddling high-end design and relaxing oasis. Thinking about the past year, and looking forward to the future, grey and yellow seem to be the exact combination of colours that accurately reflect the emotional state of the rest of the world. While I can certainly appreciate the symbolism that lives within this powerful colour combination, I marvel at the transformative powers they can have in our hearts and home.

Designer Louis Duncan-He is Creative Director and Principal of Louis Duncan-He Designs. This notable Calgary-and Montreal-based boutique design firm offers complete residential design services throughout Canada. With a distinct timeless perspective, the company creates unified authentic designs. louisdhe.com

nexthome.ca 25

INSPIRATION |

Multi-dimensional

in the know

monochromatics by DIANA ROSE DESIGN

How to achieve a monochromatic look that is anything but boring

onochromatic spaces are trendy, yet timeless, effortless in their aesthetic, and strategic in their execution. There’s no doubt this chic look requires a thoughtful approach, and a commitment to see it

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

through. Of course, a few tips from a professional designer will go a long way to mastering this classic look. Here’s how you can add interest to a monochromatic interior, while staying true to this one-hue wonder. Colour is often an easy way to add personality and warmth to a home. It brings the eye

where you want it, and even in small doses, it can have a strong impact. When you’re working with just one colour option within a monochromatic motif, you can create the same effect using contrast and vibrancy. Crank up the brightness and saturation of your colour of choice and use it to highlight

the focal points in the room, and take the eye where you want it to focus. When your colour palette centres around light neutrals or white, add pops of black in small but powerful punches. You can also achieve a different level of contrast using materials and texture. Incorporate wood and stone and other natural elements into your space, with items such as glass and reflective metallics. Each of these is different from the others in terms of texture, but they’re all neutral by style standards, so they won’t compromise your overall monochromatic aesthetic. What about the “soft” elements in your space? Pillows and throws, window treatments, upholstery and the rug beneath your feet can all go a long way in adding warmth and texture to a monochromatic space. Linen, silk, cotton, corduroy, wool, faux fur, chunky knits and other options

bring various tactile experiences into the room. Look for a variety of patterns and textures, but stay true to your colour palette. Lighting also plays a key role in bringing depth and dimension to a space, and should include a combination of ambient, task and accent lighting. Ambient is the general lighting in the room, often in the form of ceiling fixtures, including pot lights or a chandelier. Task lighting is intended to illuminate a specific area, such as a kitchen countertop or desk. Last but not least, accent lighting is decorative and is used to highlight features such as architectural elements, artwork or other focal points. Together, your lighting plan will enhance your home’s function, while adding a sense of warmth and welcome. Monochromatic interiors can get a bad rap for their limited colour palette, but one colour doesn’t have to be one-

did you know? Light temperature plays a role in the overall ambience of your home. Warm light leans to yellow on the colour spectrum, with a comforting, intimate look. On the other hand, cool light bulbs have bluish undertones, resulting in a brighter, crisper appearance that leaves you feeling more alert and on point.

dimensional. The appeal of monochromatics is the versatility and endless adaptations, despite the use of just one hue.

Diana Rose is the Principal and Creative Director for Diana Rose Design. Nationally published known for creating tailored interiors that enhance and complement your lifestyle. Servicing Toronto & GTA, Muskoka dianarose.design @dianarosedesign

nexthome.ca 27

INSPIRATION |

product showcase

inspiration

Home

Adding the wow factor The kitchen is the focal point in every home, so why not make it the kitchen of your dreams? Installing quartz or natural stone also adds value and beauty. BMG specializes in countertops, whether it’s quartz (Caesarstone or Hanstone) or natural stone (granite, marble, quartzite). This stunning white kitchen with brass fixtures and a natural stone countertop features an island with a waterfall edge. A full backsplash helps create a cohesive transition from the top of your countertop to the upper cabinets in your kitchen and adds the wow factor. Visit the BMG showroom in Vaughan and view the vast selection of slabs available. BEYOND MARBLE & GRANITE | beyondmarbleandgranite.com

Natural tones & textures With its natural aesthetic, D.O.T. Furniture’s accessory collection is the look that everyone is after this season. This collection showcases natural tones and textures that can be added to your outdoor space for a light, fresh and sophisticated feeling. Best of all, these patio accessories offer resistance against outdoor elements. D.O.T. FURNITURE | dot-furniture.com

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

THE ULTIMATE MATTE-BLACK ACCENT Discover unique new design opportunities with the ultimate matte-black accent for your kitchen. Introducing the VINTERA 33, a contemporary farmhouse sink in Coal Black SILGRANIT. The VINTERA is spacious and sleek with a slim 6.5-in. apron and generous 9-in. bowl depth. The perfect sink for those who love bold design. BLANCO | blanco.com

INNOVATIVE DESIGNS Are you looking for something different in design? Aviation decor is a style inspired by World War II fighter planes’ parts. The Shelter Furniture collection features the Coda Swivel Chair, an aerodynamic lounge chair wrapped in polished aluminum with exposed seams and screws. They pride themselves on finding the most innovative designs in the industry. For one-of-a-kind pieces that are not available elsewhere, Shelter Furniture is located in the Caledonia Design District, or visit the website. SHELTER FURNITURE | shelterfurniture.ca

Simplicity & elegance A modern take on the traditional framed shower door! ELERA marries the classic pivoting design with the contemporary lines of a frameless door. This emerging trend will highlight any bathroom decor by showcasing its simplicity and elegance. What’s more, with a unique 90-degree In&Out pivoting system and magnetic closure, getting in and out of the shower is easy as one-two-swing! Available in Chrome, Brushed Nickel and Matte Black. Various size ranges available. Price range: $582 (single door) – $2,107 (two-sided). FLEURCO | fleurco.com

INNOVATIVE DESIGN Silestone by Cosentino, the leading hybrid mineral surface for the world of architecture and design, has launched Sunlit Days, the first carbon-neutral collection in the quartz surfaces and engineered stone industry. This innovative milestone demonstrates the brand’s commitment to sustainability and highlights the environmental management steps Cosentino Group has taken over the past several years. COSENTINO GROUP | sunlitdays. cosentino.com/en-ca

nexthome.ca 29

NEW HOME & CONDO DEVELOPMENTS

FIND YOUR NEXT HOME These listings offer a comprehensive overview of new-home and condo developments currently available throughout the Greater Ottawa Area and the Gatineau.

Legend: D = Detached SD = Semi–Detached B = Bungalow TH = Townhome TR = Terrace C = Condo = Highlighted listings are advertised in this issue of New Home + Condo Guide. Please refer to page number for more information.

LOCATION

BUILDER

SITE NAME

PROPERTY TYPE

FROM

Almonte

Phoenix Homes

White Tail Ridge 44 Sopwith Pvt, Ottawa

Almonte

Neilcorp

Mill Run, Marshall’s Bay Meadows

Arnprior

Campanale

Callahan Estates

Arnprior

Cedarstone Homes

The Fairgrounds

–

Arnprior

Mackie Homes

The Fairgrounds

–

Carleton Place

Cardel

Miller’s Crossing 2 Flegg Way

–

Inquire

Carleton Place

Longwood Builders

Coleman Central

–

Carp

Phoenix Homes

Diamondview Estate 44 Sopwith Pvt, Ottawa

–

$534’s

Carp

Mattino Developments

Diamondview Estates

–

Kanata

Cardel

Blackstone 106 Westphalian

–

Kanata

Claridge

Bridlewood Trails

–

Kanata

Mattamy

Blackstone South

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Kanata

Mattamy

Connections in Kanata

–

Kanata

Minto

Arcadia, Morgan’s Creek

–

Kanata

Metric Homes

Trail View

–

Kanata

Richcraft

Bradley Commons

–

Kanata

Uniform

Richardson Ridge

–

Kanata

Urbandale

Bradley Commons

–

Richmond

Caivan

Fox Run 302 Meynell Road

–

Richmond

Cardel

Creekside 764 Kirkham Crescent

–

Richmond

Cedarstone

Kings Creek, Richmond Oaks

–

Richmond

Mattamy Homes

Richmond Meadows

–

Richmond

Metric Homes

Fox Run

–

Richmond

Talos Homes

Richmond Square

–

CONTACT

PG.

West

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

–

$544’s

613-470-1336 phoenix.ca

–

neilcorphomes.com

–

campanale.com

–

Coming Soon

–

Coming Soon

–

613-253-1959 cardelhomes.com

longwoodbuilders.com

–

613-470-1336 phoenix.ca

2, 3

mattino.ca

–

Inquire

613-836-9521 cardelhomes.com

$362’s

claridgehomes.com

–

$385’s

mattamyhomes.com

–

$704’s

mattamyhomes.com

–

Inquire

–

$596’s

–

minto.com

–

metrichomes.com

–

richcraft.com

–

uniformdevelopments.com

–

urbandaleconstruction.com

–

Inquire

613-518-2364 caivan.com

–

Inquire

613-444-0440 cardelhomes.com

–

cedarstonehomes.com

–

Coming Soon

–

metrichomes.com

–

Coming Soon

–

BUILDER

SITE NAME

PROPERTY TYPE

Richmond

Mattamy Homes

Richmond Meadows

–

Stittsville

Cardel

EdenWylde 106 Westphalian

–

Inquire

Stittsville

Claridge

Westwood

–

Stittsville

eQ Homes

Fernbank Crossing 632 Cope Drive

Stittsville

Patten Homes

Stittsville

Richcraft

Stittsville Stittsville

–

Shea Village

–

Fernbank Crossing, Westwood

–

Tartan

EdenWylde

Tamarack

Westwood, Edenwylde

Nepean

Maple Leaf

West Centretown

FROM

CONTACT

PG.

Coming Soon

–

613-435-5704 cardelhomes.com

$499’s

claridgehomes.com

–

$566’s

613-404-8075 eqhomes.ca

–

Coming Soond

–

$465’s

richcraft.com

–

tartanhomes.com

–

tamarackhomes.com

–

The Village at the Schoolyard

–

mapleleafcustomhomes.ca

–

Claridge

Icon

–

$421

claridgehomes.com

–

Centretown

Ashcroft

reResidences

–

ashcrofthomes.ca

–

Centretown

Brad Lamb Realty

SoBa

–

sobaottawa.com

–

Centretown

Claridge

101 on the River

–

claridgehomes.com

–

613-218-8536 claridgehomes.com

–

Central

Centretown

Claridge

Claridge Moon

–

Inquire

Centretown

Claridge

Claridge Royale

–

$319

claridgehomes.com

–

Centretown

Richcraft

The Bowery

–

346

richcraft.com

–

Centretown

Richcraft

The Charlotte

–

Inquire

thecharlottecondos.com

–

Centretown

Dream Investment

Zibi

–

zibi.ca

–

Lowertown

claridgehomes.com

–

613-569-3043

uniformdevelopments.com

–

613-518-2364 caivan.com

–

Claridge

Waterstreet

–

$461

Old Ottawa East

eQ Homes

Greystone Village II 175A Main Street

–

Inquire

Old Ottawa East

Uniform

The Avenues

–

Barrhaven

Caivan

The Conservancy , The Ridge #115-4100 Strandherd Drive

–

Inquire

Barrhaven

Mattamy

Half Moon Bay

–

$462’s

mattamyhomes.com

–

Barrhaven

Mattamy

Promenade

–

$389’s

mattamyhomes.com

–

Barrhaven

Phoenix

Junction

–

Coming Soon

Barrhaven

Uniform

Grandview Court

–

uniformdevelopments.com

–

Barrhaven

Minto

Harmony, Quinn’s Pointe

–

Inquire

minto.com

–

Barrhaven

Glenview Homes

Flagstaff

–

glenviewhomes.com

–

Findlay Creek

Claridge

Sundance

–

$516’s

claridgehomes.com

–

Findlay Creek

Claridge

Lilythorne

–

$506

claridgehomes.com

–

Findlay Creek

eQ Homes

Pathways at Findlay Creek 122 Dun Skipper Road

–

$400’s

613-822-7247 eqhomes.ca

Findlay Creek

Phoenix

Pathways at Findlay Creek 114 Dun Skipper Road

–

$400’s

613-219-6862 phoenixhomes.ca

2, 3

Findlay Creek

Richcraft

Pathways at Findlay Creek

–

$412’s

richcraft.com

South

2, 3

–

nexthome.ca 31

BUILDER

SITE NAME

PROPERTY TYPE

Findlay Creek

FROM

CONTACT

Tartan

Findlay Creek Village

–

tartanhomes.com

–

Findlay Creek

Tamarack

Findlay Creek Village

–

tamarackhomes.com

–

Findlay Creek

HN Homes

Cowan’s Grove

–

hnhomes.com

–

Findlay Creek

Urbandale

Cowan’s Grove

–

urbandaleconstruction.com

–

Greely

Phoenix

Shadow Ridge

–

Inquire

Greely

Parkview Homes

Lakeland Meadows

–

Kemptville

eQ Homes

Equinelle 74 eQuinelle Drive

–

Manotick

eQ Homes

Riverwalk

–

Manotick

Minto

Mahogany

–

Manotick

Uniform

Maple Creek Estates

–

Ottawa South

Valecraft

Deerfield Village 2

–

Riverside South

Claridge

River’s Edge

–

Riverside South

Richcraft

Riverside South

–

Riverside South

HN Homes

Riverside South

Urbandale

Riverside South

Urbandale

ClarenceRockland

613-823-9227 phoenixhomes.ca

PG.

2, 3

parkviewhomes.info

–

$300’s

613-258-6488 eqhomes.ca

–

Inquire

613-618-3204 eqhomes.ca

–

Inquire

minto.com

–

Coming Soon

–

Inquire

valecraft.com

–

$516’s

claridghomes.com

–

$494’s

richcraft.com

–

hnhomes.com

–

urbandaleconstruction.com

–

Jazz Condos, Allora Condos

–

urbandaleconstruction.com

–

eQ Homes

Clarence Crossing 235 L’etang Street

–

$385’s

613-862-0167 eqhomes.com

ClarenceRockland

Longwood Builders

Morris Village

–

longwoodbuilders.com

–

ClarenceRockland

CH Clement Construction

Morris Village

–

chclementconstruction.ca

–

Embrun

Devcore

Fauberge Ste–Marie

–

devcore.ca

–

Embrun

Melanie Construction

Ste–Marie Hamlet

–

melanieconstruction.com

–

Embrun

SACA Homes

Place St. Thomas

–

sacahomes.ca

–

Embrun

Valecraft

Place St. Thomas

–

Inquire

valecraft.com

–

Orleans

Ashcroft

Eastboro

–

ashcrofthomes.ca

–

Orleans

Brigil

Petrie’s Landing 8865 Jean d’Arc Blvd.

–

Inquire

613-706-4262 brigil.com

–

Orleans

Caivan

Orleans Village 806 Croissant de Mercier

–

Inquire

613-518-2364 caivan.com

–

Orleans

Claridge

Spring Valley Trails

–

$300’s

claridgehomes.com

–

Orleans

eQ Homes

Provence 1375 Trim Road

–

$450’s

613-355-7863 eqhomes.ca

Orleans

Minto

Avalon Encore

–

Inquire

minto.com

–

Orleans

Richcraft

Trails Edge, Axis Court

–

$355’s

richcraft.com

–

Orleans

Mattamy

Jardin Crossing

–

Coming Soon

–

Orleans

Tamarack

Cardinal Creek

–

tamarackhomes.com

–

East

New Home + Condo Guide | Sept. 25–Oct. 23, 2021

–

BUILDER Mattamy

SITE NAME Wateridge Village at Rockliffe

PROPERTY TYPE – – – TH

–

FROM $429’s

CONTACT mattamy.com

PG. –

Ottawa East

Mattamy

360 Condos By Mattamy

–

Coming Soon

–

Russell

Corvinelli Homes

Russell Trails

–

corvinellihomes.ca

–

Russell

Melanie Construction

Sunset Flats

–

melanieconstruction.com

–

Russell

Tartan Homes

Russell Trails

–

tartanhomes.com

–

Gatineau

Brigil

Plateau du Parc 534 boul. Des Grives

–

Inquire

819-776-4663 brigil.com

–

Gatineau

Brigil

Plateau Symmes 895-3 boul. Du Plateau

–

Inquire

819-571-4663 brigil.com

–

Gatineau

Brigil

Domaine du Vieux–Port 1400 St-Joseph Blvd

–

Inquire

819-777-4663 brigil.com

–

Gatineau

Brigil

Le Columbia 376 St. Joseph Blvd.

–

Inquire

613-454-1578 brigil.com

–

Chelsea

Hendrick

Hendrick Farm

–

hendrickfarm.ca

–

North

Start your search Your trusted authority for the latest new home and condo developments. Visit nexthome.ca to get started.

nexthome.ca 33

WHAT’S ONLINE

TRENDING NOW THE LATEST REAL ESTATE NEWS FROM ACROSS CANADA

PREPARING FOR PRE-SALE HOMEOWNERSHIP

CONDO SHOPPING TIPS DURING AND AFTER THE PANDEMIC

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HOW TO PREPARE FOR YOUR (EVER-CHANGING) KIDS’ ROOMS

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