AgLife – December 22, 2021 edition by The Weekly Advertiser

December 22, 2021

Raise your glass Fallen Giants owner Rebecca Drummond proudly showcases the Jimmy Watson Memorial Trophy the winery won for its 2019 shiraz, judged the best young red in Australia at Melbourne Royal Wine Awards. Story, page 40 Picture: PAUL CARRACHER

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95 Nelson Street, Nhill CALL 03 5391 2106

BY SARAH MATTHEWS

ebecca Drummond and her brother Aaron grew up surrounded by vineyards on the Mornington Peninsula, so it came as little surprise when they decided to have a go at making their own wine. By their own admission their first vintage in 2002 was ‘terrible’, but their early love of winemaking was never extinguished, just put on the backburner until the time was right. After taking separate paths at university and in their working lives, the Drummonds decided to have another go at winemaking, buying a vineyard on the eastern slopes of the Grampians in 2013. Once a staple of Mount Langi Ghiran winery and formerly owned by late renowned Victorian winemaker Trevor Mast, the Drummonds renamed their vineyard Fallen Giants. Last month, Fallen Giants became the toast of Melbourne Royal Wine Awards, one of Australia’s oldest and most respected wine shows, rewarding excellence in Australian winemaking. The Halls Gap winery won several awards, including the top honour, the Jimmy Watson Memorial Trophy for its 2019 Fallen Giants Shiraz. “The Jimmy Watson is one of the most prestigious wine awards in the industry so I don’t think you ever

expect to win it,” Ms Drummond said. “It’s for the best young red in Australia and it’s up against some amazing wines. “We were invited to the awards so I thought we might have won a trophy. I knew we had at least got a gold and I thought maybe we would win the best Victorian shiraz. We did, and then we won the Trevor Mast Trophy for the best Australian shiraz. Trevor is a real idol of the industry and he used to own our vineyard, and loved this vineyard as well, so it’s really special.” Ms Drummond said winning the Jimmy Watson trophy came as a complete shock. “For this award, along with shiraz, you’re also up against pinots and cabernets and all these lovely wines. We love our wine but we were still really shocked to win,” she said. Ms Drummond said she knew it was a ‘good wine’ from an early stage, thanks to the quality of the fruit. “Its flavour and intensity were really beautiful and we were really happy with the wine itself and knew it was an exceptional vintage,” she said. Ms Drummond paid tribute to Justin Purser of Best’s Great Western, who made the wine. She said every aspect of the winemaking process played its part. “You can’t make great wine with bad fruit, but you also need a great winemaker,” she said. “The two have

to work together and we’re very lucky to work with Justin.” The Drummonds grow riesling, shiraz and cabernet grapes and make five wines under the Fallen Giants label, two shiraz, one rosé, a riesling and a cabernet. “I do love them all in their own ways,” Ms Drummond said. “I don’t have a favourite, it depends on what mood I’m in or what the weather is like, or what I’m eating.” Ms Drummond said the vineyard’s success at the wine awards would help put the business on the map. “We’re a relatively new business in the industry, our brand is still quite new even though the vineyard has been here for a long time,” she said. “The win helps make consumers more aware of Fallen Giants, so it’s good for our brand and the region.”

Passionate

Ms Drummond said she was passionate about raising awareness of the strength of the Grampians wine region. “Some people are not fully aware of how great the region is and its significant wine history,” she said. As is the case with most businesses, Fallen Giants has been affected by the coronavirus pandemic, particularly in regard to sales. “We have the cellar door and obviously tourism slowed right down,” Ms Drummond said.

EXCEPTIONAL VINTAGE: Fallen Giants owner Rebecca Drummond with the trophies the winery won at the Melbourne Royal Wine Awards. “We sell quite a lot of wine into restaurants in the city, so that affected us, and we definitely felt the loss of metropolitan visitors. “Tourism is definitely coming back strongly since metro Melbourne opened up. We’re seeing more business in the region than usual at this time of year, mostly from metro visitors.” Ms Drummond said she and her brother, who is general manager of Craggy Range Winery in New Zealand, had worked hard to develop Fallen Giants and plan to continue to make a difference on the property. “Aaron runs one of the top wineries in New Zealand but we both have our roles,” she said. “We’ve made a lot of changes in the vineyard in the past few years, such as going organic. “We’re only part of the way there

with what we want to do. I’d like to plant some more grapes and also keep producing top quality wines along the way. “We think it’s a really special place with so much potential.” Before buying a vineyard, Ms Drummond’s background was in finance. She said working on the land and living in the Grampians provided great opportunities for her daughters, 13 and 10. “There’s a nice community here. It’s only a small community, you certainly felt that during lockdown – I reckon there was more wildlife in the main street of Halls Gap than people,” she said. “The girls enjoy spending time in the vineyard and have a good appreciation of what goes into producing a bottle of wine. I think it’s good for them to see where things come from.”

Elders Southern Wool Report WEEK 24 – Ending 17-12-21

Staff and management of Elders Horsham would like to thank all their valued clients for the full calendar year.

Previous Week’s Micron Price Guide

Auction Forward Indicative Price Table 17

Jan-22

2410

2030

1680

1320

415

360

Apr-22

2410

2030

1680

1330

415

360

Jul-22

2400

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345

EMI Graph

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Grain flows from productive region 95 Nelson Street, Nhill CALL 03 5391 2106

BY DEAN LAWSON

rain continues to pour into receival centres and bunkers across the region as farmers strip high-yielding broadacre WimmeraMallee crops.

While reports have confirmed significant yields across a large expanse of western Victoria, the harvest has so far produced broad diversity in quality, based on crop location and growing conditions. Commercial grain company Shannon Brothers, which operates sites at Beulah and Horsham, is one operator that has reported a high yield with broad variations in quality across all grain commodities. Horsham site manager Mick Purchase, in summing up what had arrived from Wimmera and southern Mallee paddocks, described circumstances as ‘a bit better than average’. “There’s plenty of yield and with varying quality but all-in-all it’s so far tracking as a fairly good year for everyone considering how good prices are,” he said. “Much of the variability is the result of damage from a frost that spread across a broad area from Nhill to Horsham. Some areas were hit and others weren’t. It’s been a case of one side of a paddock might have been hit by the frost but the other side wasn’t – that’s how variable it is.

ON TRACK: Chris Trotter keeps an eye on the wheat harvest at Paul and Anthony Trotter’s Riachella farm. Picture: PAUL CARRACHER “Canola has obviously been a major winner this year with farmers receiving record prices at $900 a tonne, protein levels in wheat are good – similar to other years – and there’s plenty of malting barley coming in. “Lentils are also good, but like other commodities, have felt the impact of frost.” Mr Purchase said many farmers were taking a measured approach in getting their best crops off first and

later following up with the less productive harvests. “Some farmers might have, for example, left their barley to get their lentils off to ensure they get the best financial returns possible – and then gone back to the barley later,” he said. He said in some areas of the southern Mallee, which usually leads much of the region on a harvest time-frame, were running similar to much of the Wimmera.

“Some in the southern Mallee have a way to go with their wheat because of lead-up conditions and crop regrowth,” he said. Mr Purchase predicted many farmers across the bulk of the Wimmera would finish harvest by Christmas. “We thought it was going to be a very long, drawn out harvest, but the onset of the warm weather with limited rain has sped the season up,” he said.

“It’s a nice change from what we were expecting.” The amount of grain collected at Viterra sites in western Victoria, such as Dooen, and South Australia is providing a snapshot of the size of this season’s grain harvest. Figures show growers delivered more than one and a half million tonnes of grain at Viterra’s western Victorian and South Australian sites between November 29 and December 5. At the time it was the firm’s biggest week of receivals since the 2010-11 harvest and took total volumes to 4.27-million tonnes. In the past few weeks, some sites have broken daily records with wheat, barley, canola, lentils and faba beans. Viterra operations manager Neil Carr said grain deliveries were going well. “Although yields and quality are down slightly in some areas due to previous weather conditions, growers are continuing to support our sites and are happy with the pricing,” he said. Wheat, barley, canola and pulses make up the bulk of the Wimmera gains harvest. Climatic and geological circumstances across the vast cropping region vary significantly from district to district and sometimes farm to farm. The Great Dividing Range is a primary demarcation line on north-south weather variability.

Warracknabeal farmer wins selection Warracknabeal farmer Julia Hausler has won selection to take part in a GrainGrowers leadership program next year. She is one of 10 prominent grains-industry representatives from across Australia to take part in the Grains Social Leadership Program, GSLP. Mrs Hausler runs a mixed farming operation and is a board director of the national farmer representative and advocacy GrainGrowers group. She joins the program having more than 20 years of experience in agriculture, including expertise in marketing, accumulation, education, financing and rural policy. She has previously won acknowledgement for her contribution to the industry with her inclusion in inaugural 100 Women in Australian Agribusiness Awards. Mrs Hausler is also vice-chair of Rural NorthWest Health board and a member of Birchip Cropping Group research committee and took part in an Australian Rural Leadership Program in 2012-2013.

The GrainGrowers leadership program works with people keen to share the story of Australian grain. The program is designed to further equip individuals with leadership and communication skills. GSLP is part of GrainGrowers’ five-year mission to build a ‘Grains100’ list. The list will comprise 100 progressive grower leaders to build the social licence and sustainability of the Australian grains industry by sharing their experiences as food producers. GrainGrowers grower and industry development general manager Kaitlin Leonard said GSLP was about ensuring grain farmers were powerful voices for the industry, channelling awareness and understanding to communities. “We’ve seen the impact growers sharing what is happening on their farms can have and how appreciated it is by so many people who might not have known the hows and whys around grain production previously,” she said.

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Wednesday, December 22, 2021

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Scholarship to upskill and invest 95 Nelson Street, Nhill CALL 03 5391 2106

BY SARAH MATTHEWS

anyena’s Dougal McAllister will use a $10,000 scholarship to pursue further education in business management, leadership and decision-making to improve profitability on his family farm.

Mr McAllister, 28, is one of 13 recipients of 2021 Upskill and Invest Young Farmers Scholarship Awards, which highlight the important role young farmers play in Victoria’s $17.8-billion agricultural industry. Agriculture Minister Mary-Anne Thomas presented the farmers with their scholarships at a ceremony in Melbourne. The program, which has awarded 89 scholarships since 2015, supports young farmers with up to $10,000 to boost their skills and careers. Each recipient is eligible for up to $5000 to upskill through study and training, followed by $5000 to put new skills into practice with on-farm equipment and technology or further professional development. Mr McAllister said he would use the ‘upskill’ portion of his scholarship to complete a business fundamentals course through RCS, Resource Consulting Services. “That’s about three to four days and I’m doing a six-month course called Next Steps through them as well,” he said.

FOUND HIS CALLING: Banyena farmer Dougal McAllister will use a $10,000 ‘upskill and invest’ scholarship to pursue further education and implement new skills on-farm. Picture: PAUL CARRACHER “It’s pretty much a mentorship program with another farmer. The RCS people pay and we’ll catch up a few times and chat on the phone and implement the things I have learnt through the course. “I’ve done another course with RCS so we’ll do some of that too.” Mr McAllister splits his time between working on his family’s sheep

farm and for the Trotter family at Rupanyup. “I grew up at Banyena and then I was living in Melbourne, where I studied environmental science, before the farm called me back,” he said. “Dad retired and sold all his gear and I decided to come home after he did that, so we’re slowly buying back gear.

“We’ve got plenty of sheep back home but no cropping, so the Trotters do the cropping, we do the sheep and when Paul needs a hand I give him a hand.” Mr McAllister said becoming a farmer was not ‘always on the agenda’. “I always liked farming but I don’t love sitting on tractors all day,” he said.

“Sheep work is really good for me and we’re transitioning our farm into more regenerative agriculture, trying to measure more accurate inputs and incorporate rheology in the system. “There’s lots of trials going on with that and trying to figure out what does work and what doesn’t. “We’re also trying to improve soil carbon and we’ve started doing a few carbon projects. “It will be interesting to see how they go.” Ms Thomas said giving young farmers access to higher educational opportunities improved productivity and profitability of their businesses and ensured Victoria stayed at the forefront of global modern farming. “Young farmers are the future of Victoria’s agriculture industry and we are excited to invest in their skills to support a strong, innovative and sustainable sector,” she said. “The calibre of the 2021 applicants was excellent and showcases the passion of our young producers to excel in this industry. “There’s no doubt that the future of our agriculture sector is in the best hands.” The government will open the 2022 Young Farmers Scholarship program mid next year. People can visit website agriculture.vic.gov.au/young farmers for more information.

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95 Nelson Street, Nhill CALL 03 5391 2106

nd just like that, another year is nearly over. A year like no other and here’s crossing legs, arms and whatever else we can cross, in the hope that we start to see glimmers of hope that this pandemic might be finally running its course and will disappear as mysteriously as it entered this life.

Here’s hoping. I guess we can only remind ourselves we’ve managed to get this far. Remember when COVID first appeared and we thought we’d be in lockdown for a few weeks? I think we can give ourselves 10 out of 10 for endurance. So too, can agriculture. Let’s take a few examples. Not one ‘expert’ predicted beef prices would just keep on keeping on in an unprecedented upward projection. Some of the commentators we talk to regularly on Country Today have admitted they got it wrong. Thomas Elders analyst Andrew Whitelaw said it was a nice thing to get wrong, while Simon Quilty, who I consider to be the best on beef, has also graciously conceded beef broke all rules. He’s still thinking it should

Country Today with Libby Price

come back 10 to 15 percent next year, but I’m sure beef producers will be more than happy with that. Victoria’s graingrowers might not be harvesting record tonnages, but they just need to take a glance over the border and quietly consider how they’ve dodged that flooding-rain bullet. Those in the far northwest can cast their minds back a decade or two and remember how marginal that country was, how adapting farming practices has turned it into half decent, productive land. As for prices, canola is currently liquid gold. I look at those scraggly, ugly canola windrows with an entirely new respect. Wheat prices are climbing to the highest in a decade and barley has bucked the China ban to make some steady improvements. Prime-lamb producers must be very poker-faced at sales results. I’m sure many must think they’re dreaming with these cra-

zy prices. Another week, another record. Again, cast your mind back 20 years ago and think of the lambing percentages then and what you were paid a head. Worth opening the champers and here’s cheers to sheep! Woolgrowers have had a roller-coaster ride but are quietly thanking their lucky stars the caboose hasn’t been derailed by China’s rancor with Australia. I suggest just lie low fellas and gals because right now, China needs us as much as we need them when it comes to wool. For those farmers in their sunset years who are anxiously waiting for this bubble to burst, what better time to bolt? I’m no real-estate agent, but land prices do fall and now is the time to sell if that’s what you’ve been contemplating. You can never pick the peak until the prices start to fall, so hanging out for a better price is, in my mind, ill-advised. So, what is my Christmas wish? Very simple. To see my darling daughter who lives in London for what will be the first time in two years. It doesn’t seem like much to ask.

BEST IN SHOW: Miniature Goats Australia hosted its inaugural Christmas show at Horsham Showground earlier this month. The major winners were, above from left, Charlie Poustie with the best-in-show kid, Ashlea Bruton with her champion junior, and Anne Looker with her champion buck and grand champion. Left, a prize-winning goat strikes a pose. Pictures: PAUL CARRACHER

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The team at Traction Ag thank all their customers for their support during 2021 and would like to wish everyone a very merry Christmas and safe New Year.

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*Offer ends December 31, 2021, while stocks last. Finance with an interest rate of 0.99% p.a. available on a Chattel Mortgage agreement based on a minimum 30% cash deposit, the GST component repaid in the fourth month and monthly repayments in arrears over a 36 months term. Fees and lending conditions apply to approved ABN number holders who use the equipment for business purposes. Finance is approved by AGCO Finance Pty Ltd, ABN number 42 107 653 878. Standard 2 year/2,000-hour factory warranty is included in the 3 year/3,000-hour extended warranty.

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r h c i s y t m r r a e s m from the team at Wimmera Mallee Ag

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Wednesday, December 22, 2021

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Know when to hold ’em From left field

t’s that time of year again – the annual harvest hunger games when farmers and traders face off to see who will blink first.

Will the farmer’s need for cash flow mean they’ll keep selling into a falling market? Will the trader’s need for volume to fill a vessel by a certain date force them to bid up to attract tonnage? Surely a psychology degree should be a part of all ag training – or perhaps time in Las Vegas to perfect the art of poker. Prices can move by 10 to 30 percent in a matter of days. And of course, every bit extra on the price goes straight to profit; no more work, no more cost, just extra revenue. Conversely, every dollar the price drops comes straight off the bottom line. So the stakes are high. For most of the past 12 months, Aussie wheat and barley has been trading with a strongly negative basis. That is, these grains have been trading well below global prices to the order of $30-$50 a metric ton. And we’ve regularly seen market reports indicating our wheat and barley is the cheapest in the world. I don’t like being the cheapest in the world. I don’t think it’s a smart place to be. We used to take pride in our ability to achieve a premium for our grains. Our customers liked the quality and they

95 Nelson Street, Nhill CALL 03 5391 2106

with David Matthews

liked the service. It seems we’ve moved from being effective marketers to impatient traders. Creating value for customers, and therefore enhancing price paid, is not the priority. We can’t blame traders for acting in a way that maximises the return to their shareholders – that’s their job. But if volume now drives profit for a trader, it’s easy to see how lower prices drive volume. Is there now a structural disincentive for the people entrusted with the task of delivering our grain to customers, to maximise the value of that grain? This is not just an issue for farmers, it’s an issue for the Australian economy. If we’ve traded say, 10 million tonnes of grain at $40 a ton below global prices, that’s a $400-million lost opportunity. That’s $400-million that’s not injected back into rural economies. Australian agriculture operates in a highcost environment with a volatile climate. It is not sustainable to position ourselves at the bottom end of commodity markets. So it is time for an independent review of grain markets in order to answer one central question. Does the current structure maximise the value of the Australian grain crop?

Shearing trio exceeds expectations Stawell shearer Corey Mifsud, his brother Brody and their father Roger exceeded their expectations earlier this month, shearing 2822 sheep between them in 24 hours. Aptly named ‘24-hour Shear Madness’, the event, at Warrnambool Showground on December 10 and 11, was for a good cause. Although money is still coming in, Corey estimated the total would exceed $50,000, to be split between Stawell’s Skene Street Specialist School and Merri River School, Warrnambool. “We got $19,500 just for shearing the sheep, which is a great start,” he said. “We’re still waiting on donations and merchandise sales to

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finish coming in, but we’re looking upwards of $50,000. “We were really hoping we’d reach that total, because it should be enough for a bike track for Merri River School and a basketball court for Skene Street, which were our two aims.” The fundraiser was in honour of Corey’s son Levi, four, who has autism and attention deficit hyperactivity disorder, ADHD, and is likely to attend Skene Street school in 2023. Corey said he and his partner Natalie had decided not to bring Levi to the event in Warrnambool, because of the large crowds. “Natalie got me though, she showed up with Levi about

1.30pm on the Saturday,” he said. “I got pretty emotional and it gave me a massive burst of energy – the same for Dad and Brody as well. Levi stayed for about three hours and it was just an awesome surprise.” In the end, Corey shore 1047 crossbred lambs, Roger 1041 and Brody – who has not shorn fulltime for five years – 734. “We all definitely achieved what we wanted to,” Corey said. “We couldn’t have done it without our professional gear team, the girls on the board, people keeping the pens full and the runners feeding us. It was a massive team effort and we’re grateful to everyone for their support.” – Sarah Matthews

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SHEAR EFFORT: From left, Brody, Roger and Corey Mifsud celebrate their successful ‘24-hour Shear Madness’ event, which raised about $50,000 for special development schools. Picture: KRISTY CRAWLEY

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Whatever cash flow position you’re in, speak to Dean Toet on 0429 891 369 or 03 5381 0040 (Horsham Branch), or Jade Clark on 0428 378 130 or (03) 5389 2133 (Dimboola Branch), today to help you plan for 2022. Important Information: Product offered by Nutrien Ag Solutions Limited ABN 73 008 743 217 (Nutrien Ag Solutions). Before deciding to make an application for Seasonal Crop Finance, customers should review the terms of the Nutrien Ag Solutions Credit Application and the Nutrien Ag Solutions Finance Terms & Conditions and consider whether this product is suitable for their individual and business needs. Nutrien Ag Solutions does not make any representations whatsoever regarding the suitability of its products for individual customers. If appropriate, customers should seek professional accounting, tax and/or financial advice before making an application for a Nutrien Ag Solutions Seasonal Crop Finance facility. ‘Flexi Saver’ is not a financial product that is regulated under the Corporations Act 2001 (Cth) or a deposit account opened with Nutrien Ag Solutions Limited (Nutrien Ag Solutions). The Flexi Saver product provides customers with store credit on goods and services at participating Nutrien Ag Solutions stores. In offering this product, Nutrien Ag Solutions, its employees, agents or contractors are not providing any financial, legal or tax advice. For full terms and conditions refer to the Nutrien Ag Solutions Finance Terms and Conditions. Nutrien Ag Solutions collects, uses, discloses and handles personal information in accordance with the Privacy Act 1988 (Cth) and its privacy principles (as amended from time to time). Please see Nutrien Ag Solutions privacy policy available at www.nutrienagsolutions.com.au for information about privacy processes. If you do not wish to receive promotional material or mailings from us, please contact us on 03 9209 2000 or visit our website www.nutrienagsolutions.com.au. Contact your local branch manager or Rural Finance Manager for the full Terms and Conditions.

Christmas Hours: Last trading day December 24. Back to work on Jan 4 www.NutrienAgSolutions.com.au/finance

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Wednesday, December 22, 2021

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In the virtual driving seat BY SARAH MATTHEWS

atimuk community members and regional leaders enjoyed an opportunity to try their hand at harvesting a crop – virtually – as part of an official launch of two community projects.

Member for Mallee Anne Webster opened the Natimuk Showground Upgraded Pavilion and Virtual Reality Show Day Attraction projects earlier this month. The combined projects cost $600,000, with the virtual reality attractions to be used at upcoming agricultural shows. Natimuk Agricultural and Pastoral Society secretary Judith Bysouth said Natimuk Grain Arcade featured two virtual reality games, based on a farming theme. “One is set up in the latest model harvester cabin and the other is set up inside a portable field bin,” she said. “The idea is to create the ambience and feeling of sitting inside the cabin, using the sticks to harvest a crop. “Anne Webster tested her skills on the virtual header game and got an exceptional score.” Mrs Bysouth said the grain arcade games made an appearance at this year’s Natimuk Show but would have their first major outing at the 130th show next year.

IN CONTROL: Natimuk artist Dave Jones harvests a ‘virtual’ wheat crop as part of a Natimuk Grain Arcade project, which comprises two farm-focused show day attractions. Picture: PAUL CARRACHER The milestone show will coincide with 150th Back to Natimuk celebrations on March 26. “We did have some bookings this year, but they were cancelled because of the pandemic,” Mrs Bysouth said. “In the end it’s worked out in our favour, because we can now make a big deal out of them at our own event. “We will hire them out in the future but it takes a bit of work because they are so big and need transporting.”

Mrs Bysouth said the society contracted Natimuk animator and projection artist Dave Jones to head up the virtual reality project. “Dave did a wonderful job,” she said. “We also had help from Traction Ag, which sourced the cabin and provided support, as did Natimuk Lions Club. Local trader Natimuk Solar also gave a donation towards the project.” Mr Jones said the grain arcade

games were designed to push farming concepts in a fun format. “In the header you get two minutes to get as much of the crop off as you can,” he said. “The idea is to make a game that as many people can have a quick go at. “You can always come back and have another go and see if you get a higher score.”

Tags to be compulsory 95 Nelson Street, Nhill CALL 03 5391 2106

Horsham Rural City Council is reminding farmers that livestock must be tagged before delivery to Horsham Regional Livestock Exchange. From January 1, 2022, all sheep and non-exempt goats from a Victorian property, regardless of age, will need to be identifiable with an electronic National Livestock Identification System, NLIS, ear tag. Commercial enterprises co-ordinator Paul Christopher said livestock needed to have an NLIS tag before they left a property and went to saleyards. “It’s important for producers to correctly tag their sheep and lambs to maintain traceability,” he said. “If an animal arrives at the saleyards without an NLIS device, saleyard staff are required to apply a saleyard post-breeder device, which is a cost per device to the livestock producer. “That can end up being a costly exercise if a large number of livestock require devices to be applied. “We encourage livestock producers to review requirements under the NLIS to avoid incurring a fine.” Mr Christopher said further information was available at Agriculture Victoria website www.agriculture.vic. gov.au or the NLIS website www.nlis. com.au.

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For all poly Repairs & Welding Brian and Suzy wish everyone a very happy Christmas!

Have a safe and happy New Year, and we look forward to seeing you in 2022.

“I LIKE THAT I GET A REWARD, AND IT’S JUST RIGHT FOR US” We stock the inputs that are necessary for your farming business. Consider prepaying for the products that you need, knowing that you can collect them later. Earn a 4.15% p.a. reward on your prepaid funds, which can be used on our extensive range of products. T&Cs apply, see in-store for more details.

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Important Information: Nutrien Ag Solutions Limited ABN 73 008 743 217 (Nutrien Ag Solutions), its employees, agents or contractors are not providing any financial, legal or tax advice. Nutrien Ag Solutions recommends that interested parties obtain their own independent tax and/or financial advice on the suitability and benefits of this product based on their specific circumstances. The ‘Prepayment Amount’ is to be redeemed within 12 months from the Prepayment Date and the Reward Amount must be redeemed on purchases of Goods from a Nutrien Ag Solutions store. The Prepayment Amount cannot be withdrawn. Depending on individual circumstances this product may provide tax benefits. Contact your local branch manager or Rural Finance Manager for the Full Terms and Conditions.Nutrien Ag Solutions collects, uses, discloses and handles personal information in accordance with the Privacy Act 1988 (Cth) and its privacy principles (as amended from time to time). Please see Nutrien Ag Solutions’ privacy policy available at www.NutrienAgSolutions.com. au for information about privacy processes.

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Wednesday, December 22, 2021