Women's Edition Colorado Springs — April 2018 by Women's Edition Magazine

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April 2018

Editor’s Notes

April Sunshine Brings Spring Cleaning Spring is in full swing! I can see particles dancing in the rays of sun as warmth pours into my living room. It makes me a little drowsy to watch the particles float and finally settle on my coffee table. Then, I shake myself back to reality and realize that those beautiful rays are revealing the dust I missed last week…or was it the week before? Back to my spring cleaning and making my house feel fresh and renewed. As it turns out, it wasn’t spring cleaning that brought me that fresh feeling of renewal and joy today. It was a phone call from my son, Michael. He wanted to apologize for complaining that I had prepared healthy, vegetable-packed scrambled eggs for him when he really wanted butter and cream. The funny thing is that that happened 14 years ago. He’s married now and is a vegetarian! He called me from his home in Denver, which he shares with his wife, Valerie, and three fur babies. He said that the memory had come to him as he was cooking breakfast, and he felt it was important to tell me he was sorry for acting like a spoiled teenager! He wanted to unburden himself of his guilt and make a fresh start. I laughed and forgave him…and assured him that I didn’t even remember that morning. After an hour of laughing and talking about everything related and unrelated, we said good-bye. My heart melted at his compassion. Just an hour before the phone rang, I had wanted to clean and freshen up my home to gain a feeling of renewal. However, nothing is more refreshing than freeing yourself of guilt or forgiving someone. As Michael can attest, it’s never too late to “clean house.” To me, that long-ago breakfast wasn’t even an issue. To Michael, it was important enough to take the time to call and ask for forgiveness, even 14 years later. I’ll get back to my spring cleaning soon. I know the newly revealed dust will be wiped away soon enough. The vacuum cleaner that stood idle during my phone call will be growling its way over the carpet in a little while. For now, I will pick up the phone again and “clean house” by renewing some old friendships that have been neglected. I’ll ask forgiveness for letting that happen while I was too busy cleaning the house. I hope it will bring my friends a sense of joy and sunshine. Easter Blessings to each of you.

Points of Interest Summer is coming! Rocky Mountain Boat Company will help you cool off and enjoy the water with a new or used boat. Offering on-water orientation and test drives. See the ad on page 10. Need a great dentist? Call the Women in Dentistry. They offer six different locations in Colorado Springs for your convenience. See the ad on page 5 and check out their great story in Business Style on page 12. You’ve been waiting all year for this, and it’s finally here! Vogan Gold and Silver Works is offering 40 percent off all repairs for the month of April. Flip to the ad on page 14. Looking for a reputable car dealer to help you purchase a used car? Visit Wilcoxson Motor City on Motor Way. See the ad on page 17 and read more about them in Out and About on page 24. Celebrate a life well lived! Planning your funeral arrangements in advance is one of the best gifts you can give your family. Dignity Memorial (ad on page 35) knows this caring act can reduce stress for your grieving loved ones. Stop dieting. Start eating smart. Keep the weight off while enjoying the foods you love. Ideal Metabolic Weight Loss will help you with free weight loss consultations and other medical needs. For more information, see the ad on page 29.

Anita Howarth, Editor On the Cover: Hilary Radley For more information, visit www.hilaryradley.com Positive Thought of the Month “Every flower must grow through dirt.” —Laurie Jean Sennott

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April 2018

Inside This Edition

Editor’s Notes

Good Looks

Fashion Worthy

Healthy Living

Should we play it safe this spring with classic looks or take the risk that the trend we’re investing in might be a single-season look?

The Market Place

Income Outcome

Kids Comments

Zodiac Forecast

Seasons of Life

Weekend Gourmet

To Your Good Health

Business Style

Auto Wise

A Woman’s Work

Fresh Concept

With some organization ahead of time and help from the right professionals, planning for a special occasion can actually be a bit of fun.

Interiors By Design

Out and About

As with many things, we tend to take our hearing for granted, only thinking about it when it’s not getting the job done.

Home Works

View From The Top

Positive Perspective Everyone has a specific “hot button of joy” that they can always rely on to bring them back to their place of connectedness. So, what’s your hot button of joy?

Owner, Editor Anita Howarth

Art & Editorial Director Erin Lanza

16 Copy Editor Liz Huett

Women’s Edition 5555 Er i ndal e D r i ve, Suite 201 • Colorad o S p rin gs, CO 80918 • (719) 227-02 6 2 National Publisher: Women’s Edition, Inc. 888-892-4076 Women’s Edition is operated locally by M. Renee Publishing, Inc., an independently owned and operated franchisee. Women’s Edition® The Magazine For Metropolitan Women is a registered trademark of Women’s Edition, Inc. (Reg. No. 2,501,858). All rights reserved. Women’s Edition has no affiliation with any other publication. Women’s Edition makes every effort to provide accurate information in advertising and editorial content, however, does not make any claim as to the accuracy of information provided by advertisers or editorial contributors and accepts no responsibility or liability for inaccurate information. Women’s Edition is not responsible for the accuracy of the QR codes appearing in our magazine. © Copyright 2018, Women’s Edition, Inc. All rights reserved. This material is for personal use only. Republication and redissemination in whole or in part is expressly prohibited without the prior written consent of Women’s Edition, Inc.

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April 2018

Fashion Worthy

Trends Destined to Be Classics Breeze Into 2018 Spring Collections

By Holly Bell

It’s always fun to check out the highlights of the newest fashion trends for spring, but it can be a bit overwhelming. Should we play it safe with classic looks or take the risk that the trend we’re investing in might be a single-season look? There are two great ways to approach this problem: Look for trends that are destined to become classics or spice up your classics with a couple of on-trend pieces, just for fun. It’s no surprise that pastels have taken center stage this season—it’s spring, after all. The fresh take on pastels this year is the predominance of the color purple, including the Pantone Institute’s color of the year, which is known as ultra violet. You’ll recall that the Pantone Institute is an organization of color specialists who decide what tones will be used in all facets of design, from home decorating to clothing and accessories. This year, it’s purple-palooza, with all shades of purple on the forefront. From furniture to fashion, purple will be the energizing color. I think Pantone hit the nail on the head with this one. Purple has a relaxing vibe and is also associated with peace and serenity—it’s just what we need right now! If you want to look stylish this spring and summer and are more concerned with fun looks than longevity, you can try out some of these “cherry on top” trends. Fringe was hot a couple of years ago. If you had the insight to hang onto your fringe, lucky you! It’s making a strong comeback this year. Bring those duds out again for the summer, but be aware that the fringe trend may be short-lived, as many wild styles are. Another big spring look is the sleeve that culminates in a huge ruffle. I do love this romantic look…though it is not a great choice for a dinner date. You will end up taking your food home on your sleeves! Because this trend is not user-friendly, I think it will be a one-season look. Decorative, trumpet-shaped sleeves will be a classic look eventually, but not the oversized version that is popular this year.

TROPICAL FLORALS

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CUTOUT SHOULDER

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Wearing jewels and sequins by day is another fashion-forward trend for spring and summer. Designers punctuated and embellished the most mundane items with sparkles this year! They’re featured on everything from khakis to racerback tops. Although I am a lover of sparkle, this spring’s focus on daytime clothing instead of evening wear is another hot trend that needs to be taken lightly. If you’re looking to make a longer term investment in clothing this spring, don’t worry. There are many spring offerings that we have loved for many seasons and will love for many more. Americana or nautical looks fall squarely into this category. Bright primary colors look fresh when mixed with white. Stripes are especially good this season, with nautical blue-and-white stripes taking center stage. These looks will work for many warm-weather seasons to come. Pattern trends come and go, but botanical prints and tropical florals remain in the favorites category every year, along with checks. In 2018, we will have a fresh crop of botanicals and checks to love from year to year in both men’s and women’s fashions. One of my favorite prints features botanicals on a contrasting black background. It looks chic and sophisticated yet cheerful and fun-loving. This past year was the year of the cold shoulder. Still strong this year, this cutout shoulder is a flattering, comfortable, and cool look to wear in warm weather. Because of its ease and versatility, I think this look will become a classic. Women are just not going to give up this fun, sexy look. It can be worn easily by women of all ages and sizes because it bares a part of the body that is pretty on everyone. It may not always be as predominant as it is this year, but this is a look that we can go back to for several seasons. Another trend that seems to be moving into classic territory is lace. New fabrications are stretchy, airy, and so feminine. As an embellishment or as a total look, lace is here to stay. Now is the time to start transitioning our wintry looks to spring. How do we do that? Mix it up! Gradually work in bare legs with those boots instead of always wearing tights. Keep wearing those cute bulky sweaters, but wear them over a flirty floral skirt. Those long cardigan sweaters we have been wearing over pants can look great thrown over a spring dress. This spring, the focus is on feel-good fashion. It’s about feeling empowered and being your own person while wearing comfortable, flattering, personalized outfits. This spring, be you! Editor’s Note: Holly has been in the fashion industry for over 30 years as a buyer, boutique store owner, visual merchandiser, and fashion show producer. She is currently the owner of a modeling agency. Holly regularly appears on local TV doing fashion ROMANTIC segments. WE

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Zodiac Forecast

ARIES

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March 21–April 19

Happy birthday, Aries! Now is the time to decide what your goals are and act upon them aggressively. Situations aren’t controlling you—you are controlling them! Your romantic life may experience some turmoil due to the influence of the lunar eclipse; however, if the bond is strong, the relationship will survive. You will have boundless energy and should indulge in personal enjoyment! Taurus (Apr 20–May 20) Make a strategy for your future by evaluating your past performances. You will notice that spirituality has an impact on both your personal and professional life. Gemini (May 21–Jun 20) You will notice long-term changes in your life. Your career may also appear to be affected by the spiritual powers that be. Cancer (Jun 21–July 22) This is the time to relax and conserve energy. The lunar eclipse may be affecting your energy levels. Keep your chakras in shape by indulging in meditation, massage, and exercise. Never forget the importance of caring for yourself!

are more outgoing than usual. This personality change seems to be linked to the eclipse. Scorpio (Oct 23–Nov 21) Your energy levels seem to reach their peak this month. You are finally able to complete your professional goals with passion. Sagittarius (Nov 22–Dec 22) The rapid motion of Venus will bring out your personal magnetism. Anticipate a splendid month for love, which will be full of enjoyment! Let your social skills shine. Capricorn (Dec 23–Jan 19) Sea goats are on a path of major transformation. All aspects of life are undergoing some type of change. Embrace this! Remember—change is rarely all good or all bad.

Leo (July 23–Aug 22) Planetary aspects will improve your intellectual powers, and you will excel in your field. Concentrate on your spirituality, which will bring a strong awareness of self.

Aquarius (Jan 20–Feb 18) You are looking for acquaintances who are on par with your intelligence. This can be found in an academic environment of your own locality.

Virgo (Aug 23–Sep 22) Domestic aspects of your life will rest in the background for now. Your time and effort is more concentrated on making changes in the arenas of career and finance.

Pisces (Feb 19–Mar 20) Your forecast unfolds a month of joy! Your professional life will be zooming, and you will be amused by the amount of career prospects that you have. Take a deep breath before you decide which road to travel. WE

Libra (Sep 23–Oct 22) House of love is very lively this month! You

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April 2018

Weekend Gourmet

Showers, Flowers, Family Meals…Let’s Eat! By Kate Beiting

Fresh Strawberry Pie Clean, stem, and slice 4–5 cups of fresh strawberries and set aside. In a saucepan, dissolve one and one-third cups of sugar in one-half cup of water and bring to a boil. Blend together one-fourth cup of corn starch and three-fourths cup of water. Add this to the boiling mixture. Cook over medium heat for 10 minutes or until the solution becomes clear. Add a dash of salt and 1 Tablespoon of lemon juice. Allow mixture to cool slightly. Pour berries into a baked pie crust or graham cracker crust. Pour the gelled mixture over the berries to coat. Refrigerate for several hours. Garnish with freshly whipped cream and chocolate shavings.

FRESH STRAWBERRY PIE

Easter Morning Strata Place 3 cups of cubed cooked ham, bacon, or sausage in the bottom of a greased 9x13-inch baking dish. Add 3–4 cups of cubed French bread and 2 cups of grated cheddar cheese. In a mixing bowl, mix 8 eggs with 3 cups of milk, 1 teaspoon of garlic or onion powder, 1 teaspoon of seasoned salt, and a few dashes of hot sauce. Pour over the bread cubes. Mix 3 Tablespoons of flour with 3 teaspoons of dry mustard; sprinkle over the top. Drizzle 4 Tablespoons of melted butter over everything. Cover and refrigerate overnight. Bake uncovered at 350 degrees for 1 hour. Let set for 10 minutes.

Baked Cod Heat oven to 375 degrees. Melt 2 Tablespoons of butter into a baking-proof skillet. In that skillet, fry 4 pieces of bacon and 3 rinsed and chopped leeks (or an onion). Fry for 3–4 minutes, until the bacon is crispy. (At this point, you can remove some of the fat.) Add 1 cup of sliced mushrooms and fry for another 3–4 minutes. Add one-fourth cup of either white wine or chicken broth. Place 4 cod fillets on top of the leek mixture, add salt and pepper as desired, and put a dot of butter on top of the fish. Put the skillet in the oven and bake for 12–15 minutes, until the fish flakes.

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Cabbage and Sausages Rinse and chunk cut a small head of cabbage (or half of a large head); set aside. Put 2 Tablespoons of oil or butter into a stock pot over medium heat. Add 1 small chopped onion and 4 or 5 cut-up cooked smoked sausages. Stir for 5 minutes. Add 1 cup of water, 3 cut-up potatoes, 3 cut-up carrots, 2 Tablespoons of butter, and the cabbage. Season as desired. Cover and cook on medium for 20 minutes or until the potatoes are tender. Asparagus Stir Fry Clean and chunk cut a bundle of fresh asparagus. Melt 2 Tablespoons of butter into a large skillet, along with 1 Tablespoon of olive oil. Add one-half chopped sweet onion and 3 or 4 cloves of minced garlic. Sauté on medium heat for 1–2 minutes. Add the asparagus, 2 Tablespoons of water, and salt and pepper as desired. Cook another 3–5 minutes, until al dente, then add 2 more Tablespoons of butter. Stir in one-fourth cup of toasted almonds, if desired. Drizzle with soy sauce or teriyaki sauce. Glazed Holiday Ham Mix together 2 Tablespoons of bourbon or apple cider, onefourth cup of Dijon mustard, three-fourths cup of brown sugar, and one-fourth cup of fresh orange juice. Line a roasting pan with a sheet of aluminum foil and put a roasting rack on top. Place the ham on the rack, score the top with a diamond pattern, and insert whole cloves, if desired. Pour the glaze on top of the ham and cover with foil. Bake at 350 degrees until done (about 2 hours or when internal temperature reaches 140 degrees). You could also use a slow cooker.

Slow Cooker Mediterranean Lamb Sear 4–6 lamb chops or shanks in a skillet for a few minutes, then remove and place in the slow cooker. Add 2 stalks of chopped celery, 1 chopped onion, 1 seeded and chopped red pepper, a small jar of artichokes, 1 teaspoon of dried basil, 1 cup of pitted and drained kalamata olives, one-half cup of diced canned tomatoes, and a few dashes of salt and pepper. Cook on low for 6 hours. Thicken juices for gravy, if desired. Easter Nests Slowly melt 12 ounces of chocolate chips and three-fourths cup of peanut butter until smooth. Stir in 5 cups of crispy Chinese noodles and stir well. Drop by 2 Tablespoons onto cookie sheets lined with wax paper. Use your thumb to make an indentation in the middle. Add 3–4 mini jelly beans or mini candy-coated eggs. Refrigerate. Real Sweet Biscuits and Berries Rinse and cut up a pint or two of fresh strawberries. Sprinkle them lightly with a Tablespoon of sugar and let them sit on the counter for an hour or two to macerate. In a large mixing bowl, mix 2 cups of flour and 3 Tablespoons of sugar. Mix in one stick of cubed, cold butter and use your fingers to crumble it together. Blend in three-fourths cup of heavy cream (or milk), using a fork, until the mixture is moistened. Turn out onto a floured counter and knead gently a few times. Flatten out to a thickness of three-fourths of an inch. Cut and place biscuits on a baking sheet. Brush the tops with either melted butter or additional cream. Lightly sugar the tops. Bake at 425 degrees for 8–10 minutes. Cool and cut horizontally. Stack with berries and whip additional cream for topping. WE

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Business Style

Women in Dentistry Find a Female Dentist in Colorado Springs By Brenda Gracely

Is your dentist a man or a woman? In 1980, barely anyone would have said “woman” because only three percent of dentists were female. That number has been on the rise—today, 19 percent of dentists are women. There are approximately 1,000 female dentists in the state of Colorado today, and we are fortunate to have many of them right here in Colorado Springs. Among them is Dr. Jennifer Murphy. She is a part of two dental groups: All Smiles Dental Group (719207-8196), located at 3715 Bloomington Street, and Woodmen Dental Group (719-239-5657), located at 7685 McLaughlin Road, in Falcon. “For the longest time, I had planned to go to medical school,” she explains. As time went on, the road ahead became less clear. “I found myself trying to decide between medicine and dentistry. I chose dentistry because I liked the idea of working with my hands and seeing immediate results. I also wanted a more balanced lifestyle.” Over the years, Dr. Murphy notes, patients have become less surprised to see a female dentist. “My dental class at Ohio State in 2006 was roughly 40 percent female, and now it’s more like a 50-50 split. Many patients say they prefer a female dentist and make that request.” Why do patients want a female dentist? “Along with patients commenting that female dentists have smaller hands,” Dr. Murphy says with a smile, “they also feel women may be more empathetic with patients, listening fully to patients’ concerns.” Dr. Kajsa Novembre, also an associate at All Smiles Dental Group, feels “blessed and thankful” to be a dentist. “Originally wanting to be an OB-GYN and hooked on health care, I soon realized that the dream of having my own family and the dream of being an oncall medical doctor would not allow me to do either as well as I would have liked to do. Dentistry allows both of my dreams to coexist. I have been practicing dentistry for 13 years and also have four wonderful children.” Dr. Novembre particularly appreciates the advantages of working on a team. “A group practice such as All Smiles Dental Group allows me to work just two days a week,” she explains. “Now the staff and patients are truly my friends.” As an experienced dentist, Dr. Novembre knows firsthand that many people don’t look forward to their dental appointments. “I enjoy helping people feel more comfortable and relaxed,” she shares. “I think my being a woman in dentistry has had only positive effects on my patients. They know that I understand completely about their busy lifestyles, and I can emphasize with their concern for their family’s health and well-being.” Dr. Sarah Keen is another local female dentist; she

is a part of South Springs Dental Group (719-3625414), located at 6514 South Academy Boulevard. Dr. Keen trained at the School Female dentist group of Dentistry at Creighton University. She continues to receive advanced training in restorative, cosmetic, implant, and reconstructive dentistry. Her wonderful smile and infectious sense of humor help her patients feel comfortable and relaxed. At South Springs Dental Group, you can enjoy the convenience of visiting a single Broadmoor office for your regular dental checkups or specialist visits with their endodontist, periodontist, or oral surgeon. They offer same-day appointments for patients who have a sudden and painful dental issue that needs immediate resolution. A recent customer satisfaction survey showed that more than 94 percent of their patients would recommend South Springs Dental Group to a friend or family member. In their kid-friendly office, you can rest assured that your child is in good hands. Their block scheduling allows you to take care of your entire family’s dental needs in one appointment. Regular dental checkups are essential for good dental health. It is recommended every member of the family should see the dentist twice a year. Taking your child to the dentist helps to instill proper brushing and flossing techniques. If you are in need of a family dentist in Colorado Springs, look no further. The extensive team of dental specialists at South Springs Dental Group offers flexible scheduling options and a convenient, low-stress environment. Dr. Kingsly White is a female dentist with the Colorado Dental Group (719-484-8444), located at 3236 Centennial Boulevard. For Dr. White, the best and most gratifying experiences revolve around helping people improve their health. “At Colorado Dental Group, I am surrounded by a happy, positive, and motivating staff who share my enthusiasm for providing exceptional and gentle care in a welcoming atmosphere,” she says. If you and your family are looking for a great dentist in Colorado Springs, consider these fine female dentists who are bringing a woman’s compassion—and small hands—to the field of dentistry. WE

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Make a Splash This Summer Vehicles to Consider on the Water By Brennan Hallock

Winter weather can make the outdoors a harsh, uninviting place. On many evenings, a good book or TV show is preferable to braving the cold. As summer approaches, though, the rising temperatures and longer days begin to coax us out of our homes and into the sun. Summer weather brings a whole array of fun outdoor recreation to fill every minute of our free time. Water sports is one pastime that most of us aren’t able to enjoy during the winter, so summer is the time to push off from the shore and explore the many

lakes and rivers that surround us. Whether you love relaxing with a fishing pole and a beer, pulling water skiers behind a speedboat, or racing through the water on a jet ski, water sports have something for almost everyone. Boats and other water sport vehicles are incredibly versatile machines, but some are definitely better designed for certain activities. If you’re thinking about purchasing a boat or jet ski, you should carefully consider what water activities you would like to do. Here are some important questions to ask yourself before making your purchase: First, how much space do you think you’ll need? Consider how many people and how much equipment you intend to regularly carry when you’re out on the water. This will affect the size of boat you should buy. Second, where do you plan to use your vehicle? This will impact the size and type of boat you should buy. If you’re only going to use it on open waters and large lakes, you can potentially get a much larger and more powerful boat. If you would like to be able to take it on small lakes and rivers, you’ll need something smaller. Third, what is your budget? Buying a water vehicle is similar to buying a land vehicle: You can buy it with just the basics, or you can add all the extras. You should understand all of these potential expenses beforehand. There are a lot of great water vehicles on the market. Here are the details on a few good choices: If you are looking for a versatile fishing and recreation boat, the Tracker Pro Guide V-175 SC may be a good fit for your needs. This aluminum boat seats six people and is one of the most popular and versatile models of the trusted Tracker brand. Whether you are fishing for perch or pulling a wakeboarder, this boat is a wonderful choice. At 17 feet, 7 inches, this boat is capable of trolling on small rivers and lakes as well as speeding over open water. It sells for around $24,000. The Sun Tracker Bass Buggy 16 DLX was named by Boats.com as one of the top boats of 2017 under $20,000—and the 2018 model comes in well under that, at around $15,000. This pontoon boat is excellent

for taking groups out fishing or just relaxing. It is powered by a Torqeedo electric outboard motor, making it an ideal fishing boat. The electric motor is quiet and does not scare away the fish, and it can be used on small or private lakes that do not allow gas outboard motors. Its multiple fold-down seats make it perfect for groups. Speed and versatility are two of the strongest attributes of the Bass Cat Lynx. Listed by Boating Magazine as one of the top boats of 2018, the Bass Cat Lynx was able to exceed 75 mph with a fishing crew and gear. It is also described as simply fun to drive, as it has smooth handling while it skims over the water, even at high speeds. When not speeding across the water, it works well as a fishing boat. Its one drawback is its hefty price tag of nearly $90,000. If you like to have fun on the water but aren’t interested in a boat, you might consider a jet ski. One highly rated jet ski to look into is the Kawasaki Jet Ski SX-R (approximately $10,000). This is a fun, quick, and agile machine. It is a stand-up jet ski, which means it will be more of a workout than most jet skis, but that also adds to its quick handling and overall fun. This powerful machine has a top speed of 60 mph, which is faster than most people will go on a normal lake. If you are hoping for more recreation and fun in the water this summer, a new boat or jet ski will definitely supply that. Start making plans this spring for your summer vacation. Let’s get out on the water! Sources for this article included: takemefishing.org, boats.com, trackerboats.com, and boatingmag.com. WE April 2018

A Woman’s Work

Miss Sharon’s Charm School Open Enrollment

By Sharon Knierim

When we were raising our children, they lived under the constant threat of being sent to “charm school” if their rambunctious behavior did not improve. Of course, we expected them to be kids and to do what kids like to do best, but rude behavior or the lack of predictable manners was definitely not acceptable. Having grown up in an environment of nearly impeccably good behavior and a great show of respect for elders and others, we found it hard to accept less than stellar behavior from the generation that followed us. Somehow, the world had changed. We did not want to seem like curmudgeons or living examples of Emily Post and other guardians of good taste and behavior, but we did notice a shift in what was acceptable and tolerable behavior. We perceived this shift as undesirable. Enter the world (albeit a fantasy world) of Miss Sharon’s Charm School. Young children will believe almost anything adults tell them, and the promise of a few years in charm school probably curtailed some of the antisocial behaviors that we all explore as we grow and mature. However, becoming the adults we will eventually be is not normally a result of the menace of being sent off to some school where sterling characters are transformed.

Still, there was a kind of guilty pleasure in letting the kiddos believe that if they did not behave themselves, there was a certain plan in place for them—and that they might not like it. During the months of November and December, we could always use the leverage of Santa Claus keeping tabs on their habits and actions. The Easter Bunny did have some influence on how they comported themselves in the springtime. We considered drafting help from the Tooth Fairy for other seasons, but nothing ever came of that. Good behavior and manners were important to us. We naturally had a deep sense of pride in our children and wanted other people to like them, too. There is that old saying that nobody likes your dog as much as you do…the same might

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be said for children. With that in mind, we had set out with training our little humans to say please, thank you, you’re welcome, and an entire plethora of nice things to keep the adults smiling and utterly charmed. It goes deeper than that, though. It’s not just verbal habits that we try to teach our children. Our great hope is that they truly learn to care about other people and their needs. As a mother, my greatest hope was that the children would live by the credo that “character is what you do when you think nobody is watching.” Of course, that is not a definition of charm, but it certainly is a basic building block for accomplishing our final goal. Teaching by example is one of the best methods available to us. As a mother, I tried to always set a good example, though I am sure that I was not always successful. Being mothered by an opinionated woman who freely speaks her mind in a sometimes not-so-nice way, those young ears in our house may have become confused. Hopefully, they were not excessively traumatized. They seem normal, but I may be biased in that regard. Manners and deportment have changed over the years. No longer do we see gentlemen holding doors open for ladies. People sometimes crowd in line in front of us in broad daylight! Things get said that cannot be taken back, and we find ourselves regularly sharing our own personal space with strangers or other interlopers. What to do? I don’t know about you, but I intend to continue spreading kindness where I can and showing respect. It doesn’t hurt, it’s free, and it just feels good. Kindness and good manners put us at ease and instill confidence in our dealings with others. Actually, you can go a long way using good manners. Miss Sharon’s Charm School never did open its doors to the general public. Still, there seems to be more need than ever for her vast supply of helpful etiquette hints. Nobody seems to read Emily Post or the other stalwarts of sanely good taste. If Miss Sharon’s Charm School did eventually become visibly active, it might be a beginning or at least a much-needed general reminder to all of us. Practice your good manners and enjoy the tremendous feeling you’ll receive in return. You may find that it’s fun! You may even find yourself being a good influence on other people. WE

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April 2018

Fresh Concept

Event Planning 101 A Checklist is a Girl’s Best Friend By Kylie Gumpert

Planning for an event is often time-consuming and stress-inducing, whether it’s something as intricate as a wedding reception or as simple as a baby shower. That doesn’t mean you can’t get it done! With some organization ahead of time and help from the right professionals, planning for a special occasion can actually be a bit of fun. One of the most important tools for planning any event is a checklist. Before we get to that, though, you need to nail down some very basic details. First, what type of event is it? A 50th anniversary dinner is a very different kind of party than a baby shower, for example. The answer to this question will help you decide what type of venue, food, decorations, invitations, and entertainment you should consider. Second, when will the event take place? The event date determines the rest of the timeline, including target dates for sending out invitations, hiring an event planner or other vendors, and booking a venue. Third, how many guests will you have, and who will they be? I don’t mean you have to hammer out your guest list now, you just have to decide generally who will be there, so you can figure out what they’ll be expecting at your event. For example, your adult guests at a wedding reception will probably expect alcoholic beverages; the high schoolers at your daughter’s graduation open house will not. This detail is vital for calculating food quantities, specific entertainment or games, and even the style of decor. Once these details are laid out, it’s time to create a detailed checklist to help you stay on track. Many websites offer examples of checklists that you can customize to your own event. This checklist will be your closest friend over the next few weeks or months, depending on how large and complex your event is. For large events, checklists will usually start at least a year in advance and should begin with steps like gathering estimates, touring venues, and interviewing caterers. Smaller event checklists start out around a month before the occasion and may include setting a budget, hiring entertainment, and choosing decorations and food. While you’re staring your newly minted checklist in the face, you might realize that this is also the time to consider whether hiring a party planner might be appropriate. Of course, party planners charge for their services, which is an added cost. However, investing in the expertise and connections of a professional can end up saving you money in the end. It will certainly save you loads of time and stress, leaving you free to focus on enjoying the event and connecting with guests. It’s best to weigh how intensive and large your event is with the estimates you get from planners. If your event is small and simple, like a birthday party in your own home, you might have time to find a florist and caterer yourself. If your event is a large, off-site

celebration, you might be better off hiring a planner instead of taking it on alone. If you decide to hire a party planner, it’s important to find the right one. A very important question to ask any potential planner is about her area of expertise—if she has done hundreds of birthday parties but never a wedding, you may not want her to handle your special day. Also ask planners what services they offer, like whether they arrange transportation for guests or can find and manage wait staff. Make sure to clarify what is included in the fee and when the payment is due. Ask if they charge extra for finding other vendors, such as entertainment or a florist, so you don’t end up owing more than you expected once the event is over. The perfect venue for your event depends, of course, on the type of event you are putting together. Will it be indoors or outdoors? How much seating do you need? Will your guests want to dance? Is your theme modern, classic, or rustic? Outdoor events may require you to rent tents or canopies, which is another budget item to consider. Make sure you know what’s included in the venue’s estimate. There are other questions you should keep in mind for venue managers. How much experience does the venue have hosting events, and what did those events look like? Do they offer parking or security? What is included in their fees, and what is the cancellation policy? What are their restrictions? Venues have different rules about decorating or bringing in outside caterers or bartenders. If you are hoping to book a popular venue, such as a ballroom or outdoor courtyard, book as far in advance as possible—a year, if you can. Less popular venues may need only three to six months’ notice to secure a date. Different seasons or even days of the week might bring different price structures, so a little flexibility can work to your advantage. In some cases, a venue provides its own catering. If

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yours doesn’t (or if you’re hosting at home), you’ll need to find your own caterer. Party planners have likely worked with many different catering companies, and their expertise can be a real asset here. Have an idea of what dishes you want served that fit your theme before meeting with a catering company. This helps them make better suggestions and helps you figure out if they’re right for the job. Sample their food so you know what to expect. Ask a caterer for her references and see if the company offers additional services such as beverage or bar service; setting up and providing tables, chairs, and linens; or even doing decor or floral arrangements. You’ll also want to be clear on whether they can adjust menu offerings for dietary restrictions and how they handle last-minute changes. Some events (such as a cocktail party) require much less food than others (like an anniversary bash with a plated dinner). Some general rules are six hors d’oeuvres per person before dinner; six ounces of chicken, fish, or steak; two ounces for a side pasta dish; and one slice of cake. Just multiply the food amount by the number of guests. Always round up, just to be on the safe side—you don’t want your guests to leave hungry! Experienced caterers will be happy to make more specific suggestions about food amounts when you’re deciding what you want to serve. The food is important, of course, but the work of the florist is what your guests will see first. Florists recommend that you bring ideas for bouquets and arrangements but remember that some flowers are more expensive than others—and some may not be in season at all. Keep an open mind and ask to see sample arrangements in advance. Finding entertainment for an event is limited only by your

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imagination and your budget. Whether you keep it simple by hiring a DJ or you want to book a performer who spits and dances with fire, it’s important to meet with the entertainers themselves to ensure that they will meet your expectations. Ask about other events they’ve done, and reach out to their references. To avoid surprise costs, make sure to clarify their proposed fees. One of the later items on the planning checklist is creating invitations. For larger events, invitations should go out at least a couple of months in advance. For smaller ones, a few weeks will do just fine. If your event is centered around a major holiday or will require travel, consider sending a simple save-the-date card several months ahead of time. Creating invitations can be fun. Local retailers of fine papers are a great place to start, as they may have in-house designers to work with you. Some invitation trends for 2018 include funky calligraphy that mixes contemporary with traditional, dark and metallic coloring, and watercolor or marbled backgrounds. For large events, an RSVP is essential to ensure accurate numbers for seating arrangements and food. Invitations should be sent by mail, but don’t be afraid to send email or social media reminders to guests who don’t respond by the requested date. There’s no denying that planning for a special event is a lot of work, but it doesn’t have to be a pain! Start early, explore your resources, find a professional whose expertise you can lean on, and get to work. If you stick to your checklist, you’ll have plenty of time to enjoy your event with your guests. Sources for this article included: marthastewart.com, hgtv.com, realsimple.com, angieslist.com, entrepreneur.com, thumbtack.com, eventplanningblueprint.com, kapow.com, thebalance.com, thespruce.com, theknot.com, medium.com, and weddingwire.com. WE

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April 2018

Interiors by Design

Making Sense of Mortgages The Right Loan for the Right Home By Robyn V. Powell

Nothing embodies the American dream like buying a home. It’s also the biggest financial investment most of us will ever make. To finance a home purchase, the vast majority of buyers borrow money through a loan known as a mortgage. Choosing the right mortgage is as important as choosing the right home and can mean the difference between placing yourself on the path to successful home ownership or down a road fraught with financial pitfalls. It’s important to understand how mortgages work before you apply for one. Being informed will prepare you to navigate the complex world of mortgages and give you the confidence to sign the papers once you’ve found the right home. In simple terms, a mortgage is a loan in which your home functions as collateral. Typically, a bank or mortgage lender allows you to borrow up to 80 percent of a home’s value, which must be paid back, with interest, over a set period of time. If you fail to pay, the lender can repossess your home through a legal process known as foreclosure. Mortgages have been around since the 1930s. For decades, the only type available was a fixed-interest mortgage repaid over 30 years, and this is still a popular option. Today, traditional fixedinterest mortgages can be repaid over 15, 20, or 30 years. They offer

the stability of regular monthly payments that remain at a fixed rate throughout the life of the mortgage. Fixed-interest mortgages are particularly attractive to homebuyers who plan to be in their home for at least 10 years. The 1980s saw the introduction of adjustable rate mortgages (ARMs). These loans have an initially lower rate that increases over time. Typically, ARMs reset every year for the life of the mortgage. Because the rates are tied to various indexes, they are subject to fluctuations. Low initial rates make ARMs attractive to homebuyers who plan to either pay down their home quickly or sell it in the near future. If you’re considering an ARM, it’s important to realize that intentions don’t always equal reality. The flood of foreclosures since 2007 has made it clear that many borrowers didn’t fully understand the terms of the loans they were signing. Key considerations include how often a mortgage will reset—anywhere from six ›››

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months to five years—and whether there are caps on how high the interest can go. Never sign an ARM without caps, and never sign any mortgage document without reading and understanding it. Most lenders require you to place a minimum down payment of 20 percent of the total mortgage. The more you put down, the less you have to finance and the lower your monthly payments will be. Monthly mortgage payments are composed of costs known by the acronym PITI, which stands for Principal, Interest, Taxes, and Insurance. Money to pay your property taxes is usually collected by your lender as part of your monthly payment and placed into an escrow account, which holds tax money until it is due. Your lender may allow you to opt out of an escrow account if you make a large down payment or after you have demonstrated a history of making regular payments. Getting pre-approved for a mortgage is an important step in the home-buying process. It involves meeting with a lender who checks your credit and verifies financial and employment information. A mortgage professional assesses whether you qualify for a mortgage, how much you can afford to spend, and how much your monthly payments will be. Lenders will approve a certain loan amount for a certain period of time (usually, 90 days). A pre-approval letter from your lender provides a measure of security to a seller that you are able to afford the house. In today’s competitive market, many sellers will not accept an offer without one. Being pre-approved gives you an edge over the competition. Home loans are available from different lenders—commercial banks, mortgage companies, and credit unions. Be sure to get information from several lenders; price and terms may be negotiable. Ask each lender for a list of current mortgage interest rates. Be sure to ask if the rates quoted are the lowest for that day or week, as rates can change every day and even throughout the day. Have the lender write down all the costs and fees associated with the loan, and ask if she will waive one or more of the fees or lower the rate. Shopping around and negotiating price and terms can save you thousands of dollars in the long run. With information about mortgages under your belt and a pre-approval letter in your hand, you’re in an excellent position to achieve your dream of home ownership. Sources for this article included: consumer.ftc.gov, consumerreports.org, and mortgage.info. WE April 2018

Out and About

Wilcoxson Motor City Extending Women a Caring Hand By Frances Diana Hayden

If you’re in pursuit of a used car, what you need is a reputable dealer who will help you navigate through the acquisition process with integrity. Residents of Colorado Springs, look no further! Sam DeFrance enthusiastically brings nearly 30 years of rich experience to serving his customers at Wilcoxson Motor City, a newly-established used car dealership. The home office is in Pueblo, and the Colorado Springs location was opened to customers last September. It is located at 135 W. Motor Way, near the Tejon exit off I-25. Sam savored his 25 years as the sales manager for the former Al Serra Chevrolet/Volkswagen dealership. Now, as sales manager of Wilcoxson Motor City, he has enlisted the expertise of his wife, Ellen, and his daughter, Corinne, in tackling this new venture. Their insights bring a fresh perspective to the business. At Wilcoxson Motor City, they strive to provide stellar services for those in the market for a used vehicle. Such services range from assessing their clients’ needs to finding the vehicle that best suits those needs to seamlessly piloting their customers through the financial process. In short, they can alleviate many concerns that clients face when buying a used car. Ellen stresses that their goal is to bring creativity to the experience by providing top-drawer services. “If we foster relationships with our customers by treating them the way we want to be treated, they will return to us for future vehicle purchases and give us referrals,” she believes. Ellen, who has 17 years of experience as a sales manager in the hospitality industry, serves as the chief organizer and acquisitions manager. Ellen and Sam have been married for 42 years. Their daughter, Corinne, the mother of two children, is a graduate of St. Mary’s High School and the University of Colorado, Colorado Springs. Corinne has proven to be a quick study as she followed in her parents’ footsteps. She began working with her father while she was in college and then again in 2015, while he was still with the Al Serra Group. Corinne and Sam supervise the dealership’s financing and sales operations. Sam is certainly a seasoned mentor to his daughter…in spite of his somewhat accidental entry into the automotive industry. To provide a bit more insight into what sparked Sam’s interest and his passion for his work, he says he “ran out of money” while he was in college. He accepted a sales position that had been offered to him by a car dealer. As it turns out, Sam relished the work so much that he has remained in the very business that propelled his career throughout most of his life. When it comes to customer service, Sam’s creativity

and commitment to his customers bring new definition Owners Ellen, Sam, and Corinne DeFrance to each term. He shares a story about a prospective client who walked through the doors of the dealership years ago, telling him that she needed a car. She did have a major hurdle to overcome before she could use a vehicle: She didn’t know how to drive! Undaunted by this dilemma, Sam snapped into action and taught his customer how to drive. He then helped her obtain a driver’s license, secure financing, and acquire motor vehicle insurance. Needless to say, she was forever grateful for the wraparound services that allowed her to achieve her dream. Sam relates a more recent story, of a young woman who was searching for a used Volkswagen with an automatic transmission. There were none to be found among the 140 vehicles they had at their disposal through Wilcoxson’s inventory. Sam escorted her and her parents into a Volkswagen with a manual transmission that they did have in their inventory. Sam then drove them all to a parking lot, where he taught the young lady how to manage the clutch and stick shift until she was entirely comfortable. Her parents later returned to the dealership to tell Sam that their daughter had completely mastered the technique and was thoroughly enjoying her car. If you are in the market for a used car, the DeFrance family warmly welcomes you to come visit us Monday through Friday 9:00 a.m. to 7 p.m. and Saturday 9:00 a.m. to 6:00 p.m. Call us for extended summer hours. Wilcoxson Motor City is located at 135 W. Motor Way, in Colorado Springs. To reach the dealership by phone, please call 719-471-4280. You may also call Corinne’s cell phone at 719-661-9680. For more information, visit them online at www. wilcoxsonmotorcity.com. WE

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April 2018

Good Looks

Smooth Out a Hairy Situation Eliminate Unwanted Body Hair By Loretta McCollum

Spring is here! It’s a season of renewal and regrowth, of sunshine and warmth. Time to swap those sweaters, boots, and leggings for tank tops, flip flops, and shorts. Problem is, we’ve gotten complacent about hair removal over the long winter—and why not? Women today lead very hectic lives. When we live in a climate that requires us to wear pants and sweaters all winter, it just makes sense that if we can save a few precious moments by ignoring that pesky, unwanted body hair, it’s a no-brainer. No one will notice, right? Right. However, before we can “spring forward,” we need to attack this hairy situation with an efficient and targeted approach. There are many methods of hair removal, and every woman has her favorite method for each part of her body. These choices are dictated by skin type and shade, size of target area, and, possibly, medical history. How long has it been since you’ve considered a different hair removal method? I know, I know—if it ain’t broke, don’t fix it. Then again, there might be something new that you’ll like more than what you’ve been doing. The best way to figure out which procedure might work best for you is to consult with a skincare professional. Waxing is one option that has been around for quite some

time, and it is still very popular. This method is frequently used for the upper lip and bikini areas. Warm, melted wax is applied to the skin in strips and then rapidly peeled off. In addition to the gripping power of melted wax, the heat from the wax dilates the hair follicle, making the hair easier to remove. Since the entire hair root is removed, it takes longer for the hair to regrow—usually, between four and six weeks. A cosmetologist or aesthetician typically performs this procedure in a spa or salon. Waxing is not recommended for people who have varicose veins or who are taking prescription acne medication. Laser hair removal is a more recent addition to the industry and has become a widely used hair removal technique. This procedure is typically performed by an aesthetician or a trained technician. A rapid laser beam pulse targets and destroys the hair bulb. Both

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the patient and the individual administering the treatment will wear tinted goggles to minimize retinal exposure to the laser beam. Keep in mind that not all lasers are the same. A trained professional can recommend the laser best suited to your needs. The Alexandrite laser has a high repetition rate and a large area capacity, making it a good option for larger body areas like the back or legs. It is particularly effective on pale skin and is a good choice for thinner hairs. The Nd:YAG laser was developed to be more suitable for tanned and darker skin types. It has a deeper penetration rate, bypassing the melatonin level and going straight to the hair follicle. An advantage of this method is that its penetration level can be adjusted; a shallower laser can target lighter hairs near the skin’s surface. A diode laser has a deep penetration rate and works well for deeper skin tones. It’s a great choice for the bikini area. Laser treatments are typically administered three to four weeks apart, over an average of four to five months. Lasers are most effective for smaller regions such as the bikini area. Laser treatments permanently reduce the number of hair follicles but will not permanently remove all hair. Periodic minimal touch-ups will help maintain smooth, hair-free skin. Electrolysis is a procedure whereby a tiny needle with an electric current is inserted into the hair follicle to destroy the hair’s root, preventing regrowth. Some clients feel a mild stinging sensation with each electrical pulse. Dependant on the client, there are three modalities of electrolysis used today—galvanic (current produces a chemical reaction), thermolysis (short-wave which produces heat), and a blend of the two modalities. Electrolysis is commonly performed on multiple body parts, including the eyebrows, bikini line, underarms, legs, and back. Electrolysis requires multiple treatments over several weeks, but the results are permanent. Any hair follicle that has been destroyed during the treatment will not grow back. The spacing of treatments is needed because each individual hair grows in stages, and electrolysis is most effective when hair is in the growth (anagen) stage. Spring signals a new beginning, so embrace innovation! Ditch those dull razors, nix those nasty nicks, and discover the best way to show off your silky-smooth skin. Sources for this article included: onemedical.com, webmd.com, electrology.com, and hairfreelife.com. WE April 2018

Healthy Living

Integrated Health Solutions, LLC Bringing Soul Back Into Medicine! By Brenda Gracely

“A body not in balance is a compensation that eventually becomes a disease,” says Sylvia Philpy, NP, CNS, MSN. She is the co-owner of Integrated Health Solutions, LLC, a Colorado Springs healthcare center that integrates traditional and complementary medicine. “Integrated Health Solutions is designed to help clients create conscious health through body system balancing, lifestyle choices, and emotional and spiritual expression,” Sylvia explains. “We see disease as an adaptation response to imbalances in the body. When the imbalances are addressed, the body is designed to heal.” What difference can an integrated health solution make? “We are focused on optimizing health and aging well,” Sylvia says. “Our bodies are a single integrated unit, physically, mentally, and spiritually. Body and mind need to be integrated in order to optimize health and achieve effective results. Most disease, or ‘dis-ease,’ is a compensation for an imbalance somewhere in the integrated ‘bodymind.’” “Good health is all about state of mind and balance,”

Sylvia continues. “We look for whole-body balance within our patients and strive to get to the root cause rather than just treating symptoms. There are stages in the development of disease, beginning with just whispers of indication. We want to determine how far our patients are from the balance point.” An integrated health practitioner understands the bodymind of an individual patient and appreciates that these two parts are never disconnected. With an understanding of standard medical care methods as well as alternative and natural therapy methods, an

Sylvia Philpy, NP, CNS, MSN, co-owner

rs: e is rt e v d A r u O f O e n A Few Words From O “I have been an advertiser with Women’s Edition for a number of years. At first it was a stab in the dark; would this form of exposure work or would I need to look for another venue to get my services noticed? I have been very pleased with the quality of the magazine, the staff I have worked with, and most of all the quality of prospects who have become wonderful clients. I wholeheartedly recommend advertising in this publication.” —Pauli Hubbard, CFP with Creative Financial Services, Inc.

Creative Financial Services, Inc. 28

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integrated health practitioner sees the connections between symptoms, diagnoses, treatment effects, and side effects, and she can identify root causes and compensatory physiological and psychological mechanisms that result in symptoms of disease. As a result, overall health is improved—with less effort, fewer treatments, and less cost to the patient. Sylvia is also a certified clinical thermographer. Medical thermography incorporates infrared thermal imaging results with clinical history, lab results, and other types of medical testing to find imbalances in the body. Results can be shared with a patient’s entire healthcare team for incorporation into an overall plan of care. Integrated Health Solutions uses digital infrared (IR) thermal imaging to identify and monitor breast health. Infrared imaging is a non-radiation, non-contact, accurate, and safe screening method with over 30 years of research and development history. It was FDA-approved in 1982 as an adjunctive clinical breast screening device. Thermography screens for physiologic changes in the body. Mammography screens for anatomic changes in the body, as do breast self-exams, ultrasonography, and MRI. It is important to note that physiologic changes occur before anatomical changes occur in the body. Therefore, a thermogram scan may detect the earliest possible signs of developing breast disease. Studies have shown that an abnormal thermogram scan can detect physiologic changes prior to tumor development, and when tumors are too small to be detected by anatomic testing. Thermography is a valuable complementary test to mammography. Therefore, Integrated Health Solutions recommends a “best of all worlds” approach to breast screening, which can include all forms of breast evaluation.

Other clinical conditions utilizing digital infrared thermal imaging include musculoskeletal disorders, neuromuscular disorders, chronic pain, GI disturbances, and autoimmune disorders such as fibromyalgia. Infrared scans are unique to the individual person and remain very stable over time, which makes them very effective as screening tools. And because there is no radiation involved, there is really no limit as to the number of scans that can be taken. “A new healthcare model is emerging, based on self-care,” Sylvia notes. “This concept puts us all in the driver’s seat as we make our way through life. We believe that people are no longer willing to give their health over to the established healthcare system without participating in the decision-making process or in developing diagnostic and treatment plans.” “We are all such different individuals, and our bodies must be treated from an individualized perspective,” Sylvia concludes. “Here at Integrated Health Solutions, we look for a heart and soul solution, not just a medical solution. We want our patients to be fond of their treatment plan so they are more likely to follow it.” Most importantly, Integrated Health Solutions provides individualized attention and collaboration with each client’s other healthcare providers. A team of healthcare providers can work together on your behalf to develop a cohesive plan that includes all points of view and integrates appropriate clinical priorities. Visit Integrated Health Solutions online at www.integratedhealthsolutions.com for more information. Call 719-573-2254 to make an appointment with Sylvia Philpy. Integrated Health Solutions, LLC, is located at 7606 North Union Boulevard, Suite A, in Colorado Springs. WE

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April 2018

The Market Place Creative Financial Services, Inc. Do you use your retirement account like an ATM? If you do, perhaps you need to take a look at your budget. Over the years I have noticed some of my clients have fallen into this trap. Often it is because they do not save part of their net paycheck for the unexpected expenses. I call this savings account an “emergency” account. Do you have one? A cardinal rule for retiring with a comfortable income is never, never, borrow against your future! Do you need some guidance in getting your finances back on track? Call us at Creative Financial Services 719-471-4774. We are here to help you map out a plan to achieve your financial goals. Visit www.create-wealth.com for more information.

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April 2018

Income Outcome

Add Some Gratitude to Your Attitude A Little Appreciation Goes a Long Way “We create our lives, with every thought every minute of every day.” —Unknown

By Janet Van deWalle

Have you ever noticed how much your attitude is tied to how well your day goes? There are times when I wake up and I just know I’m going to have a great day. Other times, the reverse happens. I am a firm believer that our attitude directly affects what happens in our lives. Lately, I have turned my focus toward bringing more positivity into my life. I am making a conscious effort to be more appreciative and more grateful for what I have in my life. If you are looking for ways to improve your attitude, here are few suggestions on how to add some gratitude to your attitude. These are a few steps I have been taking and have found helpful: Spend a few minutes each day making a list of things you are grateful for. I come up with a list of at least five things in my personal life and in my professional life. These don’t have to be huge things. Sometimes it may be more challenging than others, but you can always find a few little things. Perhaps it was a customer who gave you a compliment or a wonderful meal you shared with your spouse.

When I’m starting to feel frustrated, I try to just stop. I take a moment to revisit that list I started and add to it. Remember, time-outs aren’t just for little children to stop and think about what they’ve done. Adults can use the occasional time-out, as well, to reflect and change their attitudes. Breathe! I often find I am unconsciously holding my breath or not breathing deeply, especially when I start down a path of negativity. When someone cuts me off in traffic or is rude to me, my first instinct is to react negatively. Over the last couple of weeks, I have been focusing on trying to put myself in the other person’s shoes. I realize that I have accidentally cut someone off in traffic, and perhaps I may have come off as rude once or twice (hey, I’m not perfect). In other words, I try to realize there are other things going on in their lives that I don’t know about. While none of these little shifts have led to major life changes— yet—I certainly have become more self-aware. Overall, I just feel better when I am spending more time being appreciative of everything I have. Try adding a bit more gratitude to your life and see what it gets you.

“I don’t have to chase extraordinary moments to find happiness—it’s right in front of me if I’m paying attention and practicing gratitude.”—Brene Brown

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Dread Birthdays? Consider the Alternative! A Good Attitude Toward Aging My college friend, Terri, recently called and bemoaned the fact that she was coming up on a “landmark” birthday. “Do you realize how old we are?” she exclaimed. “Our class just held a 50-year reunion!” We reminisced about the anticipation we felt as kids, looking forward to landmark birthdays: At 13, we weren’t considered “kids” anymore; at 16, we could get a driver’s license; at 18, we could vote; at 21, we could go to bars. Ah, youth! Our attitudes toward aging certainly change over time. We remembered dreading the years that our age ended in a zero. The excitement about birthdays was gone! We recalled the decades. Turning 30 wasn’t so bad, but turning 40 was a disaster...we were over the hill. At 50, we were old…even AARP thought so, according to the helpful membership information they sent to our homes. At 60, we were thinking about retirement. We were grandparents. Our hair was turning gray and our skin was wrinkled. Weight was easier to put on and harder to lose. All the things we’d overheard our parents talking about were happening to us. Ugh! In talking with friends of all ages since then, I find that the “I dread aging” attitude isn’t as prevalent as Terri and I thought. Jill says she is looking forward to her 45th birthday because “the kids will be old enough to not need a sitter, and John and I can do more.” Mandy says she didn’t mind when she turned 50, but she isn’t looking forward to turning 60. “I don’t know why it

By Marge Shoemaker, BS, MS

sounds so old…maybe it’s because so many in our family died in their 60s,” she reasons. Barbara won’t tell anyone how old she is. “I’m going to be like Jack Benny and stay 39 forever,” she boasts. I like my mom’s attitude. We had just celebrated her 100th birthday, and everyone was talking about age. “I’m 21 for the second time,” my son bragged. Mom was quiet for a minute, then announced, “In five years, I’ll be 21 for the fifth time…maybe I’d better put it on my calendar so I don’t forget.” Judy described herself as “fifty-fifteen” instead of 65. Billie claimed she just turned 30 again…and then whispered, “for the third time.” I’m going to celebrate a landmark birthday this month. For the past year, whenever anyone has asked my age, I’ve told them, “I’m 37 (again) and, on my next birthday, I’ll be 25 (again).” They usually look confused and mutter something about their mental math skills. It’s fun to come up with a way to state your age that makes people think. Mickey is going to be 48 but tells us he’ll be “24 for the second time,” or “12 for the fourth time,” or “eight for the sixth time,” or “six for the eighth time.” Considering the alternative, aging isn’t so bad. Happy birthday! Editor’s Note: Marge has three children, two grandchildren, and numerous nieces and nephews. She holds advanced degrees in education. Her life’s mission is to teach everyone that kids are people, too. WE

April 2018

Seasons of Life

What to Know Before You Go Pre-Planning: Wills, Funerals, and Trusts

By Linda Barnes

As Ben Franklin famously observed, nothing is certain except death and taxes. Most of us plan to make sure we can pay our taxes each April. Doesn’t it make sense for us also to have a plan in place for our final days? Planning for taxes benefits us, but estate planning and pre-planning funerals benefits our loved ones. Recent statistics show that 55 percent of Americans die without a will, which leaves too many important things in limbo. Instead of your property and personal belongings going to those you designate, the state will oversee the distribution of your property. It is costly and often time-consuming. Worse, only 1 in 5 Americans has made prearrangements for their funeral. The truth is that most of us would rather have a root canal without anesthetic than think seriously about our own deaths. Our motivation to do the difficult thing here is our concern for our loved ones and the thought of the burden they will face if we neglect to make plans. What is a good age to make a will? That depends on individual circumstances. Consider that a will can designate a guardian for your minor children, name the person you want to oversee the distribution of your property, and outline your wishes for final arrangements. It should be updated as life circumstances change. Along with a will, you’ll need a durable power of attorney and a healthcare proxy. If you are incapacitated, these people will make financial and medical decisions for you. Don’t you want to choose the people making these decisions? An advance directive (living will) states your wishes for end-of-life care. Trusts are another component of estate planning. Trusts differ from wills in a couple of important ways. A will only becomes effective after your death. It outlines how your property is to be distributed. With a trust, a person or company (the trustee) holds title to property for you. During your life, you are the beneficiary of the trust and receive income from it. After your death, a secondary beneficiary receives whatever remains in the trust. A will becomes public record after your death, and a probate court oversees the proper execution of its terms. A trust avoids probate, and the details remain private as your property is transferred to your beneficiaries. A combination of a will and a trust is often used in estate planning. An attorney or financial planner can explain the costs and benefits of a trust in detail. Involve children or others in your planning. Sometimes, final wishes are only discovered later, after loved ones have struggled through their grief to make arrangements. Tell those close to you where you keep important documents. Provide all the pertinent information, such as the location of your will and the

key to your bank box, the names of your attorney and financial planner, and your chosen funeral home. Funeral homes are happy to work with you on pre-arrangements, whether or not you choose to pay in advance. If you feel confident about a particular licensed mortuary because you or friends have had dealings with them, that is great. If not, experts suggest visiting more than one before deciding. If you really don’t know any in the area, contact your state’s funeral directors association for a list of its members. Large cost differences can occur between facilities, so it is wise to compare prices for basic services. Federal law requires that these prices be made available. As one wag remarked, it’s smart to “shop before you drop.” When you’ve settled on a mortuary, then you can delve into the details of the kind of service you’d like to have. Many decisions will have to be made, and you’re the most qualified person to make them. Cremation versus embalming is a big decision that should rest entirely on the deceased’s personal preference—another good reason to pre-plan! A second important decision is whether to pre-pay for your final arrangements. Consider the pros and cons carefully, as you will be signing a contractual agreement. You can pay up front, buy insurance with the funeral home named as beneficiary, or have a trust agreement with the funeral home. Ask if the cost is guaranteed and whether you can cancel or transfer to another funeral home, if necessary. What happens if they change owners or close their doors? What happens if you move out of state? These are vital questions, and a reputable funeral home will be ready with the answers. Take advantage of professionals such as attorneys, financial planners, and funeral home directors for their expert advice. Do it soon! Then you can relax, knowing that solid plans are in place. Sources for this article included: nfda.org, elder-answers. com, aarp.org, and money.usnews.com. WE

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Celebrate a Life Lived Planning your final arrangements in advance is one of the greatest gifts you can give to your family. No one wants to think about their death any sooner than they must, but planning your funeral and cemetery services in advance, called “preplanning” or “prearranging,” is a responsible, caring act that can reduce stress for your grieving loved ones. It’s easy to understand how making decisions now about your final arrangements can help assure those left behind that your wishes are being honored.

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April 2018

To Your Good Health

Say What?!? Understanding Hearing Loss

By Ashley Anderson

Our senses help us to understand the world around us. One of these, hearing, allows us to interpret sound and language as a means of communication. We listen to music, we talk with family, and we converse at our jobs—without hearing, every aspect of life is affected. As with many things, we tend to take our hearing for granted, only thinking about it when it’s not getting the job done. Most people associate hearing difficulties with old age, but the elderly are not the only age group to experience hearing loss. Approximately 5 percent of the world’s population has disabling hearing loss, with around 7 million who are functionally deaf. Although a large portion of this group is over 65 years old, hearing loss can occur at birth or following a physical trauma at any age. There are three main parts of the ear—the outer ear, the middle ear, and the inner ear. Each part plays a vital role in hearing ability. The outer ear is the part that you can see, including the pinna (the exterior ear) and the ear canal, which directs sound toward the middle ear, where your eardrum sits. Your eardrum vibrates and reverberates to the inner ear, where it is transcribed to your brain as sound. Your brain then identifies the meaning of the sound. When any one of these parts of the ear does not function properly, hearing loss can occur. The most commonly known types of hearing loss are conductive and sensorineural hearing loss.

Conductive hearing loss is that which occurs in the outer or middle ear. Sensorineural hearing loss is from problems in function of the inner ear. Both types of hearing loss can occur at birth, because of aging, or from a specific cause. Conductive hearing loss is most commonly caused by malformation of the ear or fluid and infection within the ear. Malformations can occur at birth or from physical impact to the ear. Fluid and infection can occur at any time, so it’s important to keep your ears dry and clean. This type of hearing loss can sometimes be treated with surgical correction. Sensorineural hearing loss can occur from exposure to loud noise, head trauma, or disease. Medical management, including a hearing aid or implants, may be required for correction or improvement. If you experience hearing loss suddenly, it may be sensorineural and related to injury. In this case, visit the emergency room immediately for medical care. It is important that you contact your physician promptly if you begin to experience hearing loss. Untreated hearing loss

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could be prolonged and become permanent. Start with your family physician, who may suggest that you visit an audiologist. An audiologist is a medical professional who studied the science of hearing and the function of the ear. Audiologists complete a master’s degree with additional certification in audiology or a doctoral degree in audiology. Ask if she belongs to any medical associations, like the American Academy of Audiology, or is board-certified in audiology practice. If you are unsure how to discern a reputable audiologist, your family physician may be able to refer you. Depending on the severity and cause of your hearing loss, it may be correctable or improvable with medical attention. This may include the most traditional option, a hearing aid, which helps to amplify sound. Hearing aids are removable devices that are created to fit and aid your specific hearing needs. In cases where malformation of the structure of the ear impedes hearing, corrective surgery may provide improvement. When inner ear function is damaged, an audiologist may recommend a cochlear implant. This is an electronic medical device that replaces the function of the inner ear. It is meant to be a permanent device and can last a lifetime. These types of treatments may be covered by your insurance. Following any diagnosis or correction, regular visits with an audiologist are recommended. She will be able to evaluate your hearing loss, note any improvement or deterioration, and determine the best action. To keep your hearing healthy, protect your ears from damaging impact or loud noise. Wear earplugs at loud events or when doing loud work, and wear a helmet during sports activities. It’s also important to have your hearing regularly checked. You can have this done at your annual physical or whenever you have concerns about your hearing. Your doctor will perform a hearing test, which typically includes signaling when you do or do not hear noise at different decibels. Following evaluation, she will be able to provide you with feedback on your hearing health and recommend any necessary treatment. Don’t miss out on life because you can’t hear what’s going on! If you have concerns about your hearing, check with your doctor right away. Sources for this article included: hearingloss.org, asha.org, and audiology.org. WE

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April 2018

Home Works

At-Home Fun in the Sun

Add a Pool or Spa to Your Own Backyard By Anne Yankus

Summer is right around the corner, which brings us to the final topic in our series on landscaping: pools and spas! If you want to enjoy the water in your own backyard this summer, the time to start planning is now. The most common types of pools are constructed using concrete, fiberglass, or vinyl liners. Concrete pools are generally more expensive to build, but they last the longest, and you can create any shape or size pool you desire. Fiberglass pools typically come preformed, so you have to choose from whatever sizes and shapes are available. They tend to degrade after 10–15 years of being exposed to sun and chemicals. Vinyl-liner pools are constructed using metal or plastic frames and are set on a concrete slab and a bed of sand. Like fiberglass pools, they are prone to deterioration after lengthy exposure to sun and chemicals, giving them a typical lifespan of 10–18 years. Traditionally, swimming pools are filled with chlorinated water, but saltwater pools have been a popular alternative for pool owners lately. The main difference is that in saltwater pools, the chlorine is added through your saltwater chlorinator (or saltwater generator). The advantage is that they require much less chlorine, which makes the water gentler on the eyes and skin. The downside is the cost: saltwater pools are more expensive to build because of the upfront cost of the saltwater generator. If you keep your pool long enough to make up the savings in pool maintenance, you can recoup that cost. Traditional chlorine pools require constant surveillance and regular “shock” maintenance every three to four weeks to avoid bacteria growth. Pool construction takes lots of time, so it’s best to start now. Planning can take weeks or months, depending on how complex your chosen design is. After the design is hammered out, it can take an additional four to six weeks for your pool builder to get the plans approved by your city council. This step can be shortened by constructing an aboveground pool instead of an in-ground one. Concrete pools take the longest to build, clocking in at around three to four weeks of construction, and fiberglass pools typically take about a week. For more complex designs, plan for about six months of planning and construction. You can install a conventional electric- or gaspowered heat pump to heat your pool. If you’re looking for a more energy-efficient solution, there are a couple other options. The cheapest is a pool blanket. Pool blankets float on top of your pool

water and insulate the heat overnight. For more reliable heat, you can install a solar pool heater. Solar pool heaters work similarly to traditional heat pumps, but they collect energy from solar panels (as opposed to gas or electric power sources). If swimming is a low priority for you, and what you really want is to relax in a warm jet-stream, consider building a spa or hot tub instead. Like pools, hot tubs come in a variety of build types. Acrylic hot tubs are the most popular type and are known for their durability and the wide variety of shapes and sizes they come in. Some other types are vinyl liner tubs, also known as soft or portable tubs, which are less expensive, and unicast tubs, where the tub and cabinet are molded as a single piece. Because of their structure, there are limits to the size of unicast tubs. The key to finding the best hot tub for you is the jets. Rotary jets, also known as therapy jets, are good for therapeutic massages. Relaxation jets create a large, gentle flow. Pressure point jets, as the name implies, provide an intense flow to stimulate pressure points. Other features, like sound systems, decorative lighting, and lounge seating, can add to the home spa experience. It’s not all about luxury, either; you can opt for practical features like remote monitoring that ties into your home security and coveralls for long-time storage. The more you run your hot tub, the cleaner it will stay (what a great excuse to take a soak!). You’ll still need to drain the water and perform regular cleanings every three to four months. There are also filters to rinse and clean regularly, and you need to keep the water pH-balanced. With good maintenance habits, your hot tub can last up to 20 years. Whether you want a fancy pool for entertaining family and friends or just a simple hot tub to soak in after a long day at the office, a pool or spa can be a great addition to your outdoor living space. Start planning now and spend the summer in your own backyard pool! Sources for this article included: thespruce.com, bhg. com, ecooutdoor.com.au, energy.gov, consumeraffairs. com, swimuniversity.com, and hotspring.com. WE

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Shades of Amber Surround Yourself With Casual, Classic Beauty

By Cheryl Lassota

You may have heard the saying, “Some look for a beautiful place, while others make a place beautiful.” Shades of Amber shop owners Brad and Amber Unfred have done both in creating a store with an atmosphere of understated elegance where contemporary items are paired with vintage pieces. Sherrie, a Monument resident, enjoys visiting this special store with her daughter and granddaughters. “We like the unique pieces, clothing, and jewelry, and we want to support our local businesses,” they share. Whether seeking gifts, home decor, custom window fashions, or paint from Mustard Seed Milk or Annie Sloan, customers find themselves immersed in classic European elegance infused with homespun comforts. The attention to detail is evident throughout the various “themed” rooms. “Our Girlfriend Gift Room carries lotions, creams, bath salts, and a line of French soaps that are all very affordable,” Amber says. “Plus, there are artisan dry goods in our French Market Room.” All are sourced from purveyors guided by methods of sustainability and are 100 percent handmade. Brad adds, “Customers tell us how surprised they are to find our store in Monument. They say they would expect it in Chicago or LA, but they are thrilled it is here.” The owners work with Linda Asselin, the designer for the Shades of Amber stores in Monument and in Castle Rock. Their goal is to inspire customers to create their own beautiful spaces. “We hand-pick pieces from around the world to help others find a unique, personal look,” Linda explains. “Ours is a distinctly European flair, using a combination of rustic and beautiful reclaimed wood items. Our fall decor adds stunning florals and pops of color. Then we transform the stores into dazzling, over-the-top, winter wonderlands!” Shades of Amber began 17 years ago, combining Amber’s talent for creating stunning window coverings and Brad’s skill in sharing his eye for interior design with clients. This part of the business continues to grow, as evidenced by the expanded area devoted to blinds, shades, shutters, and draperies. Brad notes that fall window coverings will include bold geometrics and more transitional designs and finishes. “Roller shades are coming on big for fall, and not the old spring rollers of the 1970s!” he remarks. “We offer many options, colors, and fabrics with beautiful textures, from grass cloth to bamboo-like materials.” With fashion-forward women in mind, Brad and Amber are excited to add stylish clothing lines of cardigans, layering pieces, and tunics in knits and sheer fabrics. “We try to find items that will look nice on just about any body type, with quality materials and cuts that hang nicely and are very forgiving,” Amber notes.

“Many pieces can be worn throughout the seasons.” In 2011, Amber and Brad discovered Annie Sloan’s chalk paint. “With easy-to-use, beautiful colors, you can accomplish a lot very quickly,” Amber says. “It is amazing the transformation you can do on a piece of furniture that you might otherwise discard!” The brightly-painted, wrought iron pieces outside the Monument store have weathered the seasons for five years, and chalk paint has been used throughout the store, even on the floor. “We were the first distributor in the entire middle of the country, and the 13th company in the U.S. to carry it,” Amber continues. “Annie Sloan is the original and the only chalk paint we carry. We were trained by Annie herself, and we’ve trained many of the retailers in other states.” Pam Frisbie, of Monument, enjoys the classes offered at the store. “I didn’t know what to do with it, except pick up a brush and go,” she shares. “They teach techniques to achieve different looks. I like it because you can use it on any surface, with virtually no prep except cleaning the surface to be painted.” Another chalk paint customer, Jan Rickey, filled her daughter’s entire apartment, over the past four years, with chalk-painted thrift store furnishings. “Once, it even turned into a garage party, with neighbors stopping by to check out our painting progress!” she says. “Brad and Amber are so helpful. If I have a question or think I’ve made a mistake, they walk me through it every time.” Employees Sarah and Lisa greet customers and easily develop relationships with them. Along with the owners, they have a passion for helping others create beauty in their homes. “People seek us out for help in selecting everything from chalk paint to jewelry to clothing,” they note. To stay on top of design trends and treat yourself to a touch of beautiful things, visit Shades of Amber. The Monument store is located at 125 Second Street (719-265-9921), and the Castle Rock store is located at 695 Jerry Street (720-951-1009). Hours at both locations are Tuesday through Friday, 10 a.m. to 5 p.m., and 10 a.m. to 3 p.m. on Saturdays. Find them online at www. ShadesofAmber.net and on Facebook. WE

Brad and Amber Unfred, owners

April 2018

Positive Perspective

Your Hot Button Of Joy Finding Our Way Back to a Better Feeling Place What makes you happy, I mean REALLY happy? I’m not talking about the things that happen in your life that bring a little smile to your face. I’m talking about experiences that when they are happening, you feel so connected, so in touch with who you are, and so exhilarated that you can’t get enough of it. It’s the kind of experience that when you remember the event, you find yourself laughing out loud over and over again. “At the height of laughter, the universe is flung into a kaleidoscope of new possibilities.” —Jean Houston Everyone has a specific “hot button of joy” that they can always rely on to bring them back to their place of connectedness. It’s important to discover/rediscover this part of ourselves so that we can always find our way back to a better feeling place. For me, it’s easy. My hot button of joy is music. “Music is an outburst of the soul.” —Frederick Deliu Now, I am a child of the ’70s. Some of you may remember those days. Some of you may not, either because you were just a babe in the woods back then, not yet born—or you had way too much fun during that particular decade! Music was my mentor, my solace, and my friend. I could have had a horrible day, but I would

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come home and put on a rock ’n’ roll album, and it was as if all of the negative stuff went away. “Music washes away from the soul the dust of everyday life.” —Berthold Auerbach The great thing about discovering/rediscovering your hot button of joy is that once you get it, no one can take it away from you. You may forget it for a while. You may choose to ignore it. But remember—it is always there, waiting for you to come back to it. “The only joy in the world is to begin.”—Cesare Pavese I’ve made the decision to rediscover my hot button of joy. Last weekend, I turned up my surround sound system louder than it had ever been before. Oh my, how much fun I had! “If you’re looking for youth, you’re looking for longevity, just take a dose of rock ‘n’ roll. It keeps you going. Just like the caffeine in your coffee. Rock ‘n’ roll is good for the soul, for the well-being, for the psyche, for your everything. I love it. I can’t even picture being without rock ‘n’ roll.” —Hank Ballard So, what’s your hot button of joy?

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