GLENVILLE’S FAVORITE WINE & LIQUOR STORE
Do your
current investments 300 SARATOGA ROAD
(next to Market 32 by Price Chopper)
518-399-WINE (9463)
MON to SAT 9 – 9 • SUN 12 – 6
www.pwcwineandliquor.com CHECK US OUT ON FACEBOOK AT:
Personal Wine Cellar
St. Paddy’s Day March 17
Celebrate with popular Irish spirits including:
financial goals?
Are you concerned about the uncertainty of the stock market? Are you worried about running out of money? Are your financial affairs in order?
Jameson Tullamore Dew Bailey’s
We are here to help
or... go GREEN with:
Chartreuse Midori Creme de Menthe or... check out our entire selection!
DAYS
RS THROWBACK THU
15% OFF WINE
ECKOUT OFFER AT CH IS COUPON OT T OFFERS) UN CO DIS R MENTION THCO HE MBINED WITH
OMING SOON! PONS CEB DIGITAL CWOATUCH OUR W SITE (CANNOT BE
Special 10% Check our DISCOUNTS for CLOSE OUT SENIORS plus RACK for MILITARY and exceptional SAVINGS! VETERANS
(SORRY... INDIVIDUAL DISCOUNT OFFERS CANNOT BE COMBINED)
Coming soon: 1727. Watch for details. 2
fit your
| Yo u r H o m e t o w n e | I s s u e C X I I I
Being a native Scotia resident Dan understands the needs and desires of people in this area differ from other parts of the country. All of us want to create some kind of a legacy, let us help you take control of YOUR legacy. Whether you need help with basic budgeting, advanced estate planning, investments. life insurance or how to become a financially stable Snowbird; Scotia Glenville Legacy Planning is here to help you achieve your goals.
Contact us today for a complimentary financial coaching session Daniel C. Cole, Financial Advisor 113B Mohawk Avenue • Scotia, NY 12302 Phone: (518) 280-2274 • dcole@sglegacyplanning.net All securities offered through The Investment Center, Inc. Member FINRA/SIPC. Advisory services provided through IC Advisory Services, Inc. – An SEC Registered Investment Advisor. Daniel Cole is a Registered Representative of The Investment Center, Inc. Scotia - Glenville Legacy Planning is not affiliated with The Investment Center, Inc. or IC Advisory Services, Inc.
yourhometowne@gmail.com
Prom2019
men’s cuts
women’s cuts
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14
$
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95
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518-357-8676
www.hsosalons.com
10 Glenridge Road • Target Plaza • Glenville
Residential • Investment • Commercial
Jamie Mattison Associate Real Estate Broker Business Development Officer jamie.518realty.com
518REALTY.Com
Whoever moves into a community has a vested interest in it. Visit me at my office on Rt 50, it is my community too.
yourhometowne@gmail.com
Email: jamie@518realty.com Office: 518-456-6518 • Cell: 518-221-9877
267 Saratoga Road Glenville, NY 12302
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Check out our new schedule!
MONDAY - $9.99 Steak Night, 10 oz prime sirloin, roasted potatoes and vegetable TUESDAY – 50 cent Wings WEDNESDAY - $5.99 Burger specials all day. 8 oz Burger with lettuce and tomato & french fries These specials are eat in only, with purchase of beverage
THURSDAY – Trivia 8-10 Prize giveaways! FRIDAY - Karaoke starts at 9:00 pm SATURDAY - Live Bands starting at 9:30 pm
St Patrick’s Day Celebration! Corned Beef and Cabbage March 16th & 17th
Live Music Every Saturday! March 9 Spoiler March 16 The Wallies March 23rd On Your Mark April 6th Lucky Valentine April 13th The Brokedown
518.399.8401 • 20 SARATOGA ROAD • GLENVILLE
KeepAwning Your Deck or Patio 20Sale! Degrees Cooler! Motorized and manually operated models
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SAVE $250 Until 5/31/19 Enjoy Instant Shade & Comfort All Summer and SAVE $250! Call Now - Sale Ends 8/31/2018
Keeping cool and comfortable this summer just got even more affordable! Right now you can get a $250 discount, good toward any SunSetter Retractable Lateral Arm Awning - America’s #1 best-selling awning - the smart choice for your deck or patio. • Motorized & Manually Operated • Protects Against Sun & Rain A SunSetter makes your life out-doors more enjoyable by keeping your deck up to 20 degrees Cooler. It opens and closes easily in under seconds, providing instant protection against hot sun, light showers, and 99% of harmful UV rays. Keeps you home cooler by blocking the sun • Opens & Closes Easily in under 60 Seconds • Professional Installation from windows and sliders. With a SunSetter, you’ll never have to worry about the weather ruining your outdoor plans again. • Free In-Home Cuts Airbills Conditioning Bills Turn your deck or Consultation patio into your own vacation spot - help cut your air• conditioning - and save $250, too. Call today and take advantage of this special awning sale now. Free In-home consultation.
FREE In-Home Consultation
Serving The Entire Capital District Region Since 1924
403 West Main St., Amsterdam • 518-842-7370
4
-- Professional Installation Available --
| Yo u r H o m e t o w n e | I s s u e C X I I I
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2 $ 00 1 $ 00 3 $ 00 5
$ 00
Adult Cut
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Not Valid With Any Other Promotions. Full Service Only With This Coupon. One Coupon Per Person Glenville Salon Only • Expires 4/9/19
Child Cut
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Senior Cut
(60 and up. Includes shampoo and style) OFF Not Valid With Any Other Promotions. Full Service Only With This Coupon. One Coupon Per Person Glenville Salon Only • Expires 4/9/19
OFF
Any Color Service
($50 minimum) Not Valid With Any Other Promotions. Full Service Only With This Coupon. One Coupon Per Person Glenville Salon Only • Expires 4/9/19
LOOKS GOOD ON YOU
GLENVILLE • 272 Saratoga Road • 518-399-1341 www.fantasticsams.com • Open 7 Days A Week Mon-Fri 9-8, Sun 10-3
Most salons independently owned and operated.
yourhometowne@gmail.com
©2018 Fantastic Sams Franchise Corporation
www.FantasticSams.com
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We have plenty of
Certified used SUV’s and Pick-ups to handle any weather Mother Nature hands us!
30,995
$
26,995
$
2017 Ford Mustang GT Premium
2015 Ford F-150 XL
20,995 2018 EcoSport
1,955 miles Ext: Blue, Int: Black 4WD/Auto/4 Cyl 2.0 L Stock # P6343
21,995
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2018 Ford Escape SE 3,690 miles Ext: Red, Int: Black 4WD/Auto/4 Cyl 1.5 L Stock # P6352
26,995
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2015 Ford F-150 XLT
35,800 miles Ext: White, Int: Gray 4WD/ Auto/6 Cyl 2.7 L Stock # P6315A
16,754 miles Ext: Black, Int: Black RWD/ Auto Convertible/8 Cyl 5.0 L Stock # P6240
$
32,995
$
2015 Ford Edge SEL
48,659 miles Ext: Red, Int: Gray 4WD/Auto/6 Cyl 2.7 L Stock # 90030A
32,995
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2018 Ford F-150 XLT 9,648 miles Ext: Silver, Int: Gray 4WD/Auto 8 Cyl 5.0 L/Flexible-Fuel Stock # P6348
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17,995
$
2016 Ford Escape SE 55,713 miles Ext: Silver, Int: Black 4WD/Auto/4 Cyl 1.6 L Stock # 80633A
Relax, we’ll take it from here
FREE Detail with any collision repair
Contact Jim Welcome
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| Yo u r H o m e t o w n e | I s s u e C X I I I
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o r w t h s i m e ore than l i m S r u o Y a Pot O’ Gold!
Happy St. Patrick’s Day!
Hoskinson Orthodontics would like to thank our patients’ dentists and team! Regular dental visits helps our young patients get a good start on a lifetime of healthy teeth and gums. Dr. Hoskinson is a Board Certified Orthodontist
518.372.3424
www.hoskinsonortho.com 207 Mohawk Ave. Suite 1A • Scotia New York 12302
Buy a Trane Furnace w/A/C now and pay last years price later*
Serving the community for 39 years
Get a 9KW Generator as low as $4987 Financing Available (must be credit qualified)
*Call for details.
852 Route 50 Burnt Hills, NY 12027
(518) 399-6808
yourhometowne@gmail.com
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If Your Hair is Not Becoming,
You Should Be Coming to US!
Get stronger
without getting injured Our goal is to get you to your goal in the most healthy achievable way. At FIT 40 & Beyond we focused on small groups or individual training.
Mon-Wed 8-5:30 Thu & Fri 6:30-5:30 Sat 6:30-4 Sun 11-3
We will take the time to consult with you, gather your medical history and develop a plan that will work you through the steps of becoming stronger. Be the best you that you can be!
(518) 902-9660 809 Route 50 • Burnt Hills, New York 8
Daily Discounts
$2 off Active Military, Veterans, Men 65+, First Responders and Kids 10 and under
795 Route 50 • Saratoga Road Burnt Hills • 518.399.8411
| Yo u r H o m e t o w n e | C a l l C h e r y l l a t 5 1 8 - 2 6 5 - 1 1 0 5
yourhometowne@gmail.com
Change your View, Windows, Doors and More
518-384-7362
761 Rte. 50 Burnt Hills • www.RMPenaWindows.com
518.384.1997/518.384.1794 LUNCH • DINNER• COCKTAILS • KIDS MENU
Your VISION becomes our DESIGN…
Sun-Mon 12-9:30 • Wed-Sat 11:30-10 Closed Tues
Dine In or Take Out
Happy St. Patrick’s Day!
Fresh
MSG & Gluten Free Options Available
Chef Specials & Healthy Entrees Made to Order
3
$ 00
Purchase of OFF $20 or More
One Coupon Per Visit. Cannot be combined with any other offers. Expires March 31, 2019
518-280-3307• 220 Vley Rd. • Scotia, NY 12302 yourhometowne@gmail.com
Made to Order Entrées
MSG & Gluten Free Menu Available & Healthy Entrees
Orange Flavored Chicken Seafood Delight Dragon and Phoenix Walnut Shrimp Duck w/ Szechuan Sauce Singapore Chow Mein Fun
824 Saratoga Rd. • Rt. 50 Burnt Hills Yo u r H o m e t o w n e | I s s u e C X I |
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“Spring is nature’s way of saying, ‘Let’s Party!’” ~Robin Williams Tuesday, March 20, is the vernal equinox, the beginning of spring. The dark months are now over, and we are moving into the warmth of the growing sunlight. Just like nature, our own spirits are waking up right about now. Spring’s warm fresh energy fills our souls with inspiration; winter’s cool rest is finally over. Our minds are whirling with thoughts of what to do to make our nests ready for the season of open windows and outdoor parties. It seems to go so fast! Now that I am a little older, a tiny bit wiser; I want to slow it down and embrace this time of new beginnings. But how? “Lose an hour in the morning, and you will be all day hunting for it.” ~Richard Whately Spring is the dawn of a new day. We can embrace this new beginning by setting our alarms early and waking up with the sun. Watching the sun rise is one of the most wonderful things you can do for yourself that doesn’t cost money. Just step out your door and look east. If you must bring your phone for safety, put it on silent and keep it in your pocket. Don’t let that silly little screen steal the majesty of the sun. This is your time; the time robbers can wait a few minutes. “ In every walk with nature one receives far more than he seeks. “ ~John Muir Take a walk on the wild side! As you walk outside in the fresh air, collect signs of the season—little buds, small flowers, a tiny shiny pebble that is nestled in the new growth. Create a spring alter in your home where you can place your newly found trinkets, so you can enjoy them and be reminded of spring’s bright, beautiful energy. My home has several alters filled with rocks, shells, pieces of driftwood that I picked up along the way through life. A big pinkish rock my step-daughter Beth presented to me when she was 6, a funky piece of coral my Dad found as he was fishing in New Smyrna, a fantastic piece of driftwood that looks like a dragon that I painstakingly dug from the mud in Lake George. My home is filled with these treasures that mean
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much more to me than anything I could buy. Be respectful as you collect your treasures of natures, never take anything from a National or State Park. Be sure to say a simple thank you to Mother Earth for sharing her bounty. “Journaling is like whispering to one’s self and listening at the same time... “ ~ writing from Bram Stoker’s Dracula (Mina Murray) Start a journal about the new beginnings in your life. The spring equinox is a powerful time to look at the at your life and examine what intentions you want to plant and the ones you achieve (this spring). Writing them down will help you achieve your goals and remember your successes. I started a journal during the holidays, and while I have not written in it every day, not even every week; what I have written brings me a lot of joy. Simple notes, mostly about Ken and myself; our happy moments, our 5 different plans for a 2nd bathroom (yikes). Recording happy moments and plans for the future are important, our memories may fade but our journaling will last our lifetime and beyond. Balance is the key to everything. What we do, think, say, eat, feel, they all require awareness, and through awareness we can grow. ~ Koi Fresco The Vernal Equinox is the perfect time to actively put your life in balance. What makes you happy, keep. What makes you sad, either let it go or give it a time slot so doesn’t disrupt your entire day. The sun just crossed the celestial equator and entered our northern hemisphere, lift your head to the sky and say thank you! ~Peace,
For advertising or information please call Cheryll at 518-265-1105 or email yourhometowne@gmail.com If you email please put in the subject line what you are asking for. As you can imagine my email is a beast. yourhometowne@gmail.com
What Should You Do With an Inheritance? If you were to receive a sizable inheritance, what should you do with it? This money could help you achieve some of your important financial goals – so you’ll want to think carefully about your choices. Of course, everyone’s needs are different, so there’s no one “right” way to handle a large lump sum. But here are a few suggestions that may be useful: Pay off some debts. Depending on the size of your inheritance, you may want to consider paying off some, if not all, of your debts, such as car loans, personal loans and student loans. You might even consider paying off your mortgage, but you may not want to, as you might be able to get a better return on your money by investing it. Also, if all your money is tied up in a house, you’ll typically have less liquidity than you would get from your investments. Contribute more to your retirement accounts. You may now be able to afford to contribute more to your 401(k) or other employersponsored retirement plan, as well as to your IRA. These accounts offer tax benefits plus an array of investment choices, so they are excellent ways to build resources for retirement. Save for college. If you have children, or grandchildren, whom you would like to someday send to college, you might want to put some of your inheritance into a college savings vehicle, such as a 529 plan, which provides tax benefits and gives you great flexibility in distributing the money. Build an emergency fund. If you haven’t already built an emergency fund containing six to 12 months’ worth of living expenses, you may be able to do so now, using part of your inheritance. Keep the money in a liquid, low-risk account, so that it’s readily available to pay for unexpected costs. Without such a fund, you might be forced to tap into your long-term investments. Above all else, you may want to get some help. If you don’t already have one, a financial professional can recommend ways of using the money to help you meet your goals. For one thing, you could further diversify your investments, which is important, because diversification can help reduce the effects of market volatility on your portfolio. (Keep in mind, though, that diversification can’t prevent all losses or guarantee profits.)
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And a financial professional can help you determine how much your plans could change due to the inheritance. To name just one possibility, you might be able to move up your retirement date. If so, you’d need to adjust many aspects of your financial strategy, such as when to take Social Security, how much to withdraw each year from your retirement accounts, and so on. You’ll also need to consult with your tax advisor, because some inherited assets, such as an IRA, could have tax implications. Your loved ones worked hard, and probably invested for many years, to leave a legacy for you. So, to honor their memory, do whatever you can to handle your inheritance wisely. Chris Nyhan runs the Edward Jones office in Burnt Hills, NY. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Chris can be reached at 399-5087 or chris.nyhan@edwardjones.com
St.Andrew’s Episcopal Church
As members of St. Andrew’s Episcopal Church, our mission is to: Grow spiritually, rooted in Scripture and Sacraments, Bring the love of Jesus Christ into the local and wider community Welcome all into the healing and worshiping family of Christ’s Church
Wednesday Bible Study: 9:30AM & 6:45PM Saturday Service: 5:00 PM, Sunday Services: 8AM & 9:45AM Sunday Bible Study, Church School & Choir Practice: 11AM
50 Sacandaga Rd. • Scotia, NY 12302 (518) 374-8391 • www.JesusChristNY.org
Yo u r H o m e t o w n e | I s s u e C X I I I |
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Take a close look at our mowers and you can see the difference. Top quality components, heavy-gauge steel and precisely engineered parts are assembled by expert hands to create the most reliable mowers made.
60 FREEMANS BRIDGE RD, SCOTIA 518-372-5611 Mon, Tue,•Wed & Fri 8-6•Thu 7-7, Sat 8-2•Sun Closed
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| Yo u r H o m e t o w n e | I s s u e C X I I I
yourhometowne@gmail.com
WE’VE WE’VE GOT GOTYOU YOUCOVERED COVERED BUMPER BUMPER TO TO BUMPER BUMPER WITH WITH GM CERTIFIED PRE-OWNED!! GM CERTIFIED PRE-OWNED!! CRUZE FWD REGAL ESSENCE 2018 CHEVROLET 2018 BUICK LACROSSE ESSENCE FWD 2018 BUICK PREMIER HATCHBACK FWD SPORTBACK
WE’VE GOT YOU COVERED 3 TO CHOOSE FROM! BUMPER TO BUMPER WITH $ $ $ 28,995GM CERTIFIED 16,495 24,995 PRE-OWNED!!
3 TO CHOOSE FROM! Stk# P3582. Heated leather seats and heated steering wheel, remote start, Apple/Android Carplay! 13,694 miles.
18,495
$
2017 CHEVROLET CRUZE LT SEDAN
3 TO CHOOSE FROM!
Stk# P3586. Sunroof, heated and cooled seats, heads-up display! 11,907 miles.
Stk# P3588. Heated leather seats and heated steering wheel, remote start, Apple/Andoid Carplay! 10,525 miles.
Stk# P3591. Gray, OnStar, heated mirrors, Apple/Android Carplay! 15,169 miles.
CHEVROLET SILVERADO 2017 2016 CHEVROLET CRUZE LT SEDAN 2016BUICK GMC ACADIA FWD 2016 CHEVROLET TRAX LT AWD 1500 4WD HIGH COUNTRY CRUZE FWD REGAL DENALI ESSENCE 2017 CHEVROLET CRUZE LT SEDAN 2018 CHEVROLET 2018 BUICK LACROSSE ESSENCE FWD 2018 FWD SPORTBACK PREMIER HATCHBACK
3 TO CHOOSE FROM!
Stk# 624018A. Gray, heated and cooled seats, Stk#Navigation..it’s P3582. Heated leather seats61,208 and heated steering loaded! miles. wheel, remote start, Apple/Android Carplay! 13,694 miles.
33 995 18,,495
$ $
3 TO CHOOSE FROM!
Stk# P3521. Silver, OnStar, back-up camera and Stk# Apple/Android P3586. Sunroof, heated21,565 and cooled Carplay! milesseats, heads-up display! 11,907 miles.
15 28,,495 995
$ $
3 TO CHOOSE FROM!
Stk# 81019A. Sunroof, heated and cooled seats, Stk# P3588. Heated leather seats and heated steering remote start and heads-up display! 54,565 miles. wheel, remote start, Apple/Andoid Carplay! 10,525 miles.
30,,995 995 24
$ $
Stk# P3595. Crimson metallic, power seat, remote Stk# Bose P3591. Gray, heated mirrors, start, stereo andOnStar, sunroof! 19,965 miles. Apple/Android Carplay! 15,169 miles.
17,,495 995 16
$ $
SILVERADO SILVERADO 2016 CHEVROLET 2016 BUICK ENCORE AWD 2015 CHEVROLET 2013 CHEVROLET AVALANCHE LS 4WD DOUBLE CABSILVERADO 4WD LT 1500 DOUBLE CAB 4WD 2017 CHEVROLET 2016 CHEVROLET CRUZE LT SEDAN 2016 GMC ACADIA DENALI FWD 2016 CHEVROLET TRAX LT AWD 1500 4WD HIGH COUNTRY
Stk# P3592. Gray, heated mirrors and heated seats, remote624018A. start..it’s the All-Star Edition! 22,000 seats, miles. Stk# Gray, heated and cooled Navigation..it’s loaded! 61,208 miles.
29,,995 995 33
$ $
Stk# P3578. Gray, remote start, power seat and back-up camera! 30,083 miles. Stk# P3521. Silver, OnStar, back-up camera and Apple/Android Carplay! 21,565 miles
17,,495 995 15
$ $
2018 CHEVROLET EQUINOXAWD LT 2018 GMC YUKON XL
SILVERADO 2016 CHEVROLET DOUBLE CAB 4WD LT
Stk# P3597. Red, heated seats, remote start, 22” wheels..Rally 2 Edition! 44,660 miles. Stk# 81019A. Sunroof, heated and cooled seats, remote start and heads-up display! 54,565 miles.
27 995 30 995
$ , $ , SILVERADO 1500 2017 CHEVROLET CHEVROLET SILVERADO
2016 BUICK ENCORE AWD 2015 1500 DOUBLE CAB 4WD
Stk# 45619A. Black, remote start, heated leather seats and 20” wheels. Stk# P3595. Crimson metallic,46,934 power miles. seat, remote start, Bose stereo and sunroof! 19,965 miles.
27 995 17,,995
$ $
2017 PlusCADILLAC tax, title, DMV fees.XT5 2013 CHEVROLET AVALANCHE LS 4WD
518-885-5301 Stk# P3564 Keyless open, 6 speed automatic, Mylink touch Carplay. 19,535seats, miles Stk#screen P3592.audio Gray,Apple/Android heated mirrors and heated
24,,995 995 29
$ $
remote start..it’s the All-Star Edition! 22,000 miles.
Stk# P3547 Heated and cooled seats, hands-free lift gate, Stk# 624018a 8-SPEED automatic, electronically controlled GMC touch screen Infotainment. 22,871 miles with overdrive and tow/haul mode, sunroof. 61,208 miles Stk# P3578. Gray, remote start, power seat and back-up camera! 30,083 miles.
52,,995 995 17
$ $
Stk# P3597. Red, heated seats, remote start, 22” wheels..Rally 2 Edition! 44,660 miles.
33,,995 995 27
$ $
Stk# 66419B Luxury preferred equipment group, tri-zone climate control. 11,417 miles
Stk# 45619A. Black, remote start, heated leather seats and 20” wheels. 46,934 miles.
35,,995 995 27
$ $
Plus tax, title, DMV fees.
518-885-5301 yourhometowne@gmail.com
Yo u r H o m e t o w n e | I s s u e C X I I I |
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Ask the Coach: Helene Verdile, Success, Life Transition & Spiritual Coach Q: Why do I feel so overwhelmed when I am surrounded by a lot of people? A: You might be an Empath. I was recently talking to my friend Sue and she explained to that she was recently at a fun-filled, high energy event that she had been looking forward to for months. She had chosen the perfect dress and she had a great date. She looked forward to seeing many long time friends that evening. To her dismay, when she arrived, she soon felt overwhelmed and out -of-place. She felt like her body was buzzing and she was having a hard time paying attention to the person right in front of her. She could hear and feel all the other conversations that were taking place all around her. She went home halfway through the event feeling disappointed. At home, she went right to her bedroom feeling anxious and had a hard time falling asleep. This is the story of the Empath, a complex and amazing person, who lives and feels at extremes. She is strong and capable, but also buzzing with energy or crashing from the lack of it. Empaths benefit from learning a completely different way to show up in this world so that they can protect their highly sensitive selves from the chaos they feel from others’ energy. They are the 20% of the world that are emotional sponges, walking around exposed and raw. We need to make a conscious effort to put an end to the intensity. It is possible to live a much more intentional and joyous life. To protect energy, start by identifying the sources that
drain your battery and those that recharge it. When we gain clarity around our emotional strengths and weaknesses, we are able to steer our lives in a more purposeful, value-driven direction and create longlasting emotional stability. The more we act and react from that solid foundation the less we feel pummeled by the emotions and intensity of others. There are many gifts of being an empath, many powerful exercises and techniques to learn, all of which lead us to a life that is full of joy and peace. Calling All Empaths 4-week group coaching program online or inperson at The Center For Clarity, Compassion and Contentment in Spring, date to be announced, price per person $150. Helene also conducts Fearless: A new way to end anxiety, fear and self -doubt, Soul Sessions, and May Cause Miracles. Contact Helene for more information and to register: hverdile@center4c.com, 518-470-0048 space is limited. We are pleased to announce our new coaching book The Case for Clarity, Compassion & Contentment: Finding Your Center available at www.Center4C.com/store. Other programs Helene Verdile & Kim Perone are Certified Life Coaches at The Center for Clarity, Compassion & Contentment - A Wellness Center. One-onone coaching, group coaching, and workplace wellness training. Visit www.Center4c.com for Programs and Calendars. Kim Perone, kperone@center4c.com, (518) 301-3593, hverdile@center4c.com, (518) 470-0048. Kim Perone and Helene Verdile are Certified Life Coaches at Inspired Life Coaching and The Center for Clarity, Compassion & Contentment located at 801 Route 50, Burnt Hills (behind Edward Jones). A calendar of activities is available at www.center4c.com and on Facebook.
Now accegpntimnegnts
si Spring Con ointment
Traditional You’re Invited! Worship Service
by App
on Large selegcntier si e D of Handbags
Jewelry - Shoes - Handbags
518-384-0946
Please come worship with us at Burnt Hills Baptist Church Sundays, 10:00 a.m.
OPEN
T-W-TH-F SAT 10-410-5
193 Kingsley Road Burnt Hills, NY 12027 518-399-5740 Burnthillsbaptistchurch.org Knowing Jesus, making Jesus known and connecting people to Jesus and one another
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What to Look for When Looking For a Home from Christopher Haddon, Licensed Associate Real Estate Broker Howard Hanna Real Estate Services
A home is one of the largest purchases most people will ever make, and a commitment of that magnitude can feel overwhelming. What if you decide after the transaction has closed that the house you picked isn’t right for you after all, and you’ve made a horrible mistake? Not to worry! Even though all homebuyers have different needs and wants, we can help anyone identify what to look for when buying a home. The best way to ensure that you’ll still love the current home of your dreams months or even years from now is to have a solid plan in place when you begin your home search. Specifically, you need to take some time to think about how long you plan to own the home, and what kind of life you see yourself living while you are there. It sounds simple, but you’d be surprised how many buyers start the process without having considered these questions. By choosing a home whose attributes are well-aligned with your plans and goals, you can ensure that it will remain the perfect place for you to live well into the future. We will be delving into this issue more deeply in future blog entries, but here are a few examples of things to think about when determining what kind of home will be best for you: • How long do you plan to live there? This is the most important question, because its answer will affect the answers to all of the other ones. • How many people will be living there with you? If the you-of-the future is in a relationship, you will need a home with enough room for that significant other. Children may also be a consideration, or older relatives who might move in with you during their later years. • How far away are the places you will be going? Nobody likes a long commute to work. Easy access to other places you visit regularly, like shops or the homes of family members, will also greatly simplify your life.
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• How well does the home fit your preferred lifestyle? If you have a bad knee, you probably don’t want to spend the next twenty years unnecessarily climbing extra flights of stairs, and if you hate yard work, you might prefer a condominium unit or a maintenance-free community. Once you know how you feel about these kinds of basic questions, you can focus your home search and identify homes that you’ll love even more ten or twenty years from now than you do today. For information on this article, or if you have any real estate questions, please don’t hesitate to contact me today. For information on this article, or if you have any real estate questions, please don’t hesitate to contact me today. Christopher Haddon • Licensed Associate Real Estate Broker Cell 518.441.3033 • christopherhaddon@howardhanna.com *The information in this article is for informational purposes only and does not constitute a recommendation or endorsement of any kind. Information deemed reliable but not guaranteed by Real Estate Services Howard Hanna or its agents/affiliates.
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Since the closing of 2 of our local retaurants this winter we all have been seeking out new places to go. We travelled up to Ballston Spa, which is only 15 minutes from Lakehill and 50 and the home of Henry’s Tavern, an eclectic, comfortable, fun place that you should absolutely give a try. As muchas I wanted to keep it as my secret hideout I decided it is only fair to share with you what a great place it is, good food, friendly service and a comfrotable atmosphere. Dave, the owner gave me a little background information to share with you so you will know what to expect if you head their way: “Henrys was opened in March 2015 by owner Matt Hickey and manager Dave Foster. Their downtown Ballston Spa location at 19 Front St is known for the variety of delicious and reasonably priced comfort foods. Appetizers such as Jumbo Chicken Wings, Irish Nachos and Guiness Poutine.
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Sandwiches and classic burgers and house favorites Fish and Chips, Shepards Pie and Three Cheese Macaroni and Cheese. Henrys has 14 draft lines featuring both local and national craft beers. They also have a complete selection of Red and White wines, bottled beers and liquors. When the weather permits we have outside seating. We are just across the street from Wiswall Park, so you can take in all the sights and sounds of our Village while dining or just having cocktails. Henrys 2nd location, Henrys on the Green is going into their 4th season preparing all food and beverages at the Ballston Spa CC. The restaurant is open year round for lunch and dinner. Our banquet facility is also available year round for parties and events. 19 Front St • Ballston Spa, New York (518) 309-3584
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Upstate Connection
Governor Cuomo’s proposal to eliminate unrestricted state aid known as AIM (Aid and Incentives to Municipalities) for most towns and villages will hurt the local taxpayer, threaten core services, and leave upstate in even worse fiscal distress than it is now. Under the governor’s proposal, in Schenectady County alone, our towns and the village will collectively lose well over $500,000 annually in state aid – Glenville will lose $176,000 – yet the city of Schenectady gets to keep all of its over $11 million in that same aid. As a result, the governor has essentially shifted the burden to town and village property taxpayers. By taking $59 million away from local governments, the governor is ensuring property tax increases and/or cuts to core services that are provided by our highway crews, police officers, and other hard working municipal workers. Every dollar he cuts is another dollar that has to come from somewhere else and governments get their revenue from one source: taxes. How does the governor’s cuts impact your community? Well, in Glenville for example, the money he is proposing to take away would pay for 2 police officers or 3 highway workers; it would pave 2.5 miles of roads or cause a 2% tax increase on residents to replace the revenue. Towns and villages have worked hard to cut cost while delivering the most basic services to our residents. We are the closest government to the people, the most efficient and the most responsive. In fact, the governor admits that towns have done a good job with fiscal management when he noted that growth in the reserve funds is the reason for this aid elimination. He unfortunately ignores the fact that these reserved funds should not be used for operations and are often the basis for higher bond ratings, which lead to lower borrowing costs. Simply put, using your fund balance to fund operations is like using your 401K savings to pay credit card bills. That practice will bankrupt you in the end. In my town, Glenville, we are in strong fiscal shape; over the past nine years we have reduced the allocation of fund balance by over $1 million a year, down from allocating $1.4 million annually to just about $340,000 in the 2019 budget – a reduction of 75%. The town has also cut our debt over that same period from $23.1 million to $13 million – or about $10 million dollars. This has saved us a tremendous amount of finance charges. In fact, since 2009, we have reduced our finance costs by 67% resulting in $500,000 per year in savings. Our finance payments have dropped from over $800,000 in 2009 to just about $270,000 in 2018. Thanks to our prudent financial management, we have built up our reserve accounts to protect the residents from the sudden costs of emergencies and/or the ongoing need to invest in our town’s infrastructure and capital assets. None of this was achieved because of the governor, but with his action he can wipe that progress out in one fell swoop. yourhometowne@gmail.com
The governor also suggest that counties are collecting more in sales tax revenue and that increase should offset the need for the towns and villages, but as he should know, towns and villages don’t have a right to that revenue; only the cities and counties do by state law and they are keeping their aid. Worse, in Schenectady County, the county does not fairly share its sales tax revenue with the town. For example, for every new sales tax dollar collected by the county, Glenville cents less than one penny of that dollar. Call your legislator and tell them to protect upstate communities and restore aid to towns and villages. If it’s needed in our cities, then it’s still needed in our towns and villages too. Chris Koetzle • (518) 688-1200 Ext. 1
Whether you want to sit by the fire, dine at a table or have cocktails and eats at the bar, Henry’s has it all! Open Daily at 11 am Comfort Food Pub Food Nightly Specials Local and Craft Beers Fantastic Wine Selections Full Bar Stop in St Patrick’s Day and get your Irish on! ff! Meet our friendly sta
19 Front St Ballston Spa, New York (518) 309-3584 Yo u r H o m e t o w n e | I s s u e C X I I I |
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Down 33 Thieving sea bird 34 U K radio and TV provider 35 With ear, deafening 37 Long marcher 38 Hot, in politics 39 Claque 43 Chief city of Lombardy 47 Voting group 48 Rule opposed by Gandhi 50 Narrow margin of victory 51 “Othello” villain 52 Brit. fliers 53 Waxed 54 Useful bean 55 Stamp 56 Indicates assent
1 Flies when there’s a row 4 Subway alternative 7 Raises 10 Skin 11 The cruelest month 12 Those against 14 Field of study 15 Wahine accessory 16 Coupled 17 --- Bailey, singer 19 Robustly 21 Medium capability 23 Goes with shock 24 Metaphysical poet 28 “Put a lid on it!” 31 Mojave-like 32 Cop’s badge
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1 Food and drink 2 Carbamide 3 Collide 4 Baseball’s Ripken 5 Lummoxes 6 Britain as a woman 7 Not warranted 8 Eastern U S catfish 9 Flipper dipper 10 Nonsense 13 Stone of rock 18 Dropped in the 60s 20 Have a tab 22 Fragrant mixture 24 Poke 25 Symbol of sovereignty 26 With them, when in one’s cups 27 Zip 28 Hit the slopes 29 Fourth-century warrior 30 Crone 33 Gristly 35 Bando of baseball 36 Tiny Dickens character 37 If real, it’s the goods 39 First run by a Finch 40 “Sad to say ...” 41 Type of proscribed area 42 Canaanite deity 44 Old stories 45 On the briny 46 Mint 49 Established the Peace Corps
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Answers on page 25 yourhometowne@gmail.com
Service Directory
For information or to place a directory ad, please call Cheryll at 518-265-1105
Professional In-Home Pet Sitting Service
518
Serving the Area for over 18 years!
www.petcarebydebbie.com Debbie Skoda 518.399.5758
Scotia Video Transfer Have your home videos and 8mm films digitally transferred for easy viewing and storage.
From Jeans to Formal Wear, Military Badges, Professionally Sewn and Altered
Marc Forstell Email: mforstell@icloud.com Text: 518. 377.3501 scotiavideotransfer.com
STONE MASON Brick • Stone • Pavers • Concrete Walkways Steps • Chimney Rebuild • Caps Foundation Resurfacing Epoxy Floor Coating Pressure Washing
We have a huge selection of vehicles staring at $2500 Our reputation has allowed us to be in business for over 25 years on Freemans Bridge Rd. You will be proud when you drive off our lot in your new clean car!
518-382-0054
Al Gallo 518-384-1491 Albee315@aol.com
40 Year
TRADESMAN
For information or to place a directory ad, please call Cheryll at 518-265-1105 Gary Fountain 518-399-6102
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MON-SAT 9:30am-9pm • SUN 12-5
443 Saratoga Rd Point Plaza 399-1405 March 16th to taste Winner of ‘Best Irish Single Grain’ Irish whiskey award. Bill from Tri-Vin Imports will be here from 3-6pm. A great way to start your St Patrick’s Day celebration! On April 6th A representative will be here to taste Bespoke Bourbon Crème, a New York State Farm Fresh Bourbon Crème along with Black Button Bourbon & Vodka from 3-6 Not responsible for cancellations or schedule changes, please call to confirm.
Quiet Man Irish Whiskey 750ml Special $29.65
2 Gingers Irish Whiskey 1L Special $19.99
Spring ahead! Happy spring everyone! I know, I know it seems like we are the frozen chosen but each day we draw closer to spring. Imagine a time or place when the earth stands still. Occurring only twice each year. One being the Vernal Equinox or Spring Equinox this month and the second being the Autumn Equinox in September. A time where the entire planet has equal day and equal night. As fleeting as this moment is; imagine a mere glimpse of time shared by everyone. An entire planet suspended for a split second. A delicate transition that cannot be felt nor heard. And yet, the earth feels it, the ground feels it, the trees and animals can surely feel it. I wonder if we can feel it too. A transition deep down inside of us. Giving us a nudge to “Spring ahead!” More sunlight, earlier sun rises AND later sunsets?! Wow, all of that happening and I barely felt anything. Don’t get caught up in being “suspended.” Let those moments move by. Move forward! Look forward! Turn your clock forward! Don’t look back, you’re not going that way. Be like the earth and SPRING AHEAD! Let this be your transition too. Let go of the past, forgive more, open your heart and most of all LOVE yourself and others. Maybe, just maybe if you sit quietly on March 20th at precisely 5:58 pm and listen; clear your mind and simply listen, you might just feel what the earth feels. A moment to spring ahead without fear and with confidence. Bringing with it new beginning and new adventures. As always I wish you peace, joy and many sunlit sunrises!
Amarula Cream Liqueur 750ml Special $17.99 Better Than Irish Cream!
West Cork Peat Charred Cask Irish Whiskey 750ml $33.65 Whiskey Advocate ranked #19 Best Whiskey in 2018
Mollys Irish Whiskey 1.75L Special $23.99
Proper Twelve Irish Whiskey 1.0L $29.99 It’s Finally In Stock
Charles Krug Charles Krug Napa Valley Chardonnay Sauvignon Blanc Carneros-Napa Valley 750ml $15.99 750 ml $18.99 Absolutely Highly Delicious! Recommended Like Us On Facebook For Tasting Schedules And Other Information!
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Pattie Rakvica, Nutritional Therapist • rakvicahealth@gmail.com
You only live once. That’s worth protecting. Amy Aldrich, Agent 123 Saratoga Road Glenville, NY 12302 Bus: 518-384-2692 www.amyaldrichagency.com
A conversation about life insurance now can make a big impact on your family (and even your retirement) later. LET’S TALK TODAY.
State Farm Life Insurance Company (Not licensed in MA, NY or WI) State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL 1708142
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518-399-3568 Yo u r H o m e t o w n e | I s s u e C X I I I |
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How Does Your
Garden Grow?
Find the names of things you might find in your garden in the word search below. They may be written forward, backward, horizontally, vertically, or even diagonally!
When you are done with your word search color the garden!
pot flower garden grass soil water tree sun rake seeds Find worksheets, games, lessons & more at education.com/resources
Š 2007 - 2019 Education.com
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The Scotia United Methodist Church is seeking a Music Director. The Music Director is responsible for the direction and facilitation of the music program of Scotia United Methodist Church, 201 North Ten Broeck St., Scotia, NY Knowledge, Abilities and Skills: • Good organization and planning skills • Good communication skills with pastor, church leaders and parishioners • Knowledge and effective use of pipe organ and piano • Ability to maintain a professional demeanor in a variety of situations • Dependable and punctual Duties include, but are not limited to: • Working cooperatively with the Pastor, recommend anthems, responses, and other music as needed for worship. The pastor retains choice of hymns. • Provide organ music for worship services. Worship is 10:00 am each Sunday morning. • Work cooperatively with worship chairperson, who will make regular contact for coordination of special services. • Direct and accompany the adult choir in choral rehearsals weekly and a short Sunday morning warm-up prior to worship September through June. • Coordinate and recommend special music for worship during summer months (July, August and September) when choir is on recess. • Prepare choir and accompaniment for special services through the church year including, but not limited to; Advent and Lenten services. For special services notice will be provided at least two months in advance. • Provide leadership for building the congregation’s music ministry. Make available new resources and ideas to encourage participation. Encourage vocal and instrumental music that involve children when appropriate. • Communicate with Trustees regarding the needs for tuning and maintaining the organ and piano. • Use of the church organ and piano for private teaching is permitted. Work Hours: 20 hours per month on average which includes Sunday worship, weekly choir practice, a few special services during the year and average practice time (2 hour for every hour of service). Personal Leave: 2 weeks paid vacation per year Occasional other unpaid days off as requested in advance. Compensation: $15,000 annually For more information and/or arrange for an interview contact Deb Elliott (518) 339-2341, email delliott@cfnny.org yourhometowne@gmail.com
Imagine the Possibilities
Today’s The Day… Look Better, Feel Better and Live a Better Life. Imagine the possibilities that would happen in your life if you stepped out in faith. Imagine the possibilities if you simply took the first step that led to an open door of opportunity (I have found that open door with Neora). Imagine the possibilities if you stepped out of your comfort zone. You have no idea what is waiting for you on the other side. Is it a new job, better health, a new hobby or something you are passionate about? “On the other side of everything you Don’t want to do, is Everything you Ever Wanted.” – Bo Short Best-selling Author, and President of Neora. What is keeping you stuck in your rut? Is it being in your comfort zone? Are you satisfied in living in mediocrity? Have you thought about what your life would look like if you took just one step toward the open door of opportunity? What is something you were passionate about as a child? What as a child did you “wish you would be when you grew up”? Did you want to be a Doctor or Nurse helping others? A Lawyer fighting for justice? A Farmer surrounded by wide open fields and growing vegetables or raising horses? Did you dream of the spotlight and being a Performer on the stage? If the dream was inside of you, You have the potential to make that dream a reality. It is often said, “If you Dream it, you can Achieve it” but sometimes knowing how to take the first step is the true question. Hearing all of the positive verbiage that comes from motivational speakers is wonderful and can be inspiring but if you do not know how to take that first step, how will you ever get there? I am passionate about helping you to achieve your goals and lead you toward the first step out of your comfort zone to see what is on the other side! When you are in your comfort zone and you are looking at your Big Dream, fear holds you back as the underlying cause of fear is often excitement about the unknown, not because of the unknown. These are some of the steps that I have learned with Neora which will help you to Open the Door of Opportunity to the life You envision: 1. Make a Vision Board and Dream Big! 2. Make your Vision Statement, Read it Daily and Share it with others. 3. Surround Yourself with those who Believe in You. Over the next several months I will be focusing on different products and how they will have a positive impact on your life. I look forward to being on this journey with you, watching you grow, and Yes, Achieving Your Goals and Reaching the Big Dreams that you have Always had within You. Contact me Today to Register for my Limited Seating Session of Golden Nugget Night at Vegas Run Ranch where you will learn how to use the powerful tools within you and the Real steps that will lead to Real change toward the life you always envisioned for yourself. I am a native of Glenville, N.Y., owner of Vegas Run Ranch, a Founding Brand Partner with Neora (a Personal Development company which strives to help others Live a Better life). I am also the Co-Founder and Executive Director of The Mother Teresa Cancer Awareness Fund, a 501c-3, non-profit organization that assists those with cancer in Saratoga and Schenectady counties with expenses related to their treatment. Contact me Today: (518) 429-9097 or Terra@mtcaf.org Yo u r H o m e t o w n e | I s s u e C X I I I |
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BAPTIST HEALTH SYSTEM
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Studio and one bedroom assisted living apartments with tiered levels of services. 39 Swaggertown Road Glenville, NY 12302 CARING LIKE FAMILY
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Baptist Health System Assisted Living
Transitional Care
Choose Homeward Bound Transitional Care at Baptist Health for your post-hospital rehabilitation. 297 N. Ballston Ave. Scotia, NY 12302
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Skilled Nursing Care
Celebrating 42 years of offering long term comprehensive care and memory focused services.
MODELS WANTED Browz, Eyeliner and Lips Take advantage of this Fabulous Opportunity to
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2144 Doubleday Ave., • Ballston Spa, NY 12020 • barbarabordeau@yahoo.com • 518.309.4047 Licensed Tattoo Artist 24
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Carrie’s Favorite Cocktail Recipes
Irish Redhead 3 ounces Jameson Irish Whiskey 1 ounce real grenadine 6 ounces Sprite Squeeze of lemon juice Squeeze of lime juice Lemon slices , lime slices, and a cherry for garnish Directions Mix the whiskey, grenadine, lemon juice, and lime juice. Pour into a glass filled with ice. Add the Sprite.
Bloody Molly Ingredients 1 1/2 oz. Jameson Irish Whiskey 4 oz. Tomato Juice 1 dash(es) Rose’s Lime Juice 1 dash(es) Worcestershire Sauce 1 dash(es) Bitters 1 dash(es) Tabasco Sauce 1/4 tsp. Horseradish optional 1/4 tsp. Celery Salt 1 dash(es) Salt 1 dash(es) Pepper Directions Mix all ingredients in tall exotic glass. Garnish with a lime wedge or celery heart if available.
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Vanilla Chai Martini Ingredients 1.5 oz Wild Moon Liqueurs Chai Spice 1 oz Vanilla Vodka 2 oz Unsweetened Almond Milk Directions Shake over Ice. Strain into a Coupe glass. Garnish with grated nutmeg.
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1.5 oz Wild Moon Lime 1.5 Tullamore Dew Whiskey .5 oz Lemon Sour Mix .5 Fresh Lemon Juice Squeeze Lime Wedge Directions Shake all ingredients over ice. Pour into a large lowball glass.
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Mon-Sat 9 am-9 pm Sun 12-5 pm • 518.982.1735 123 Saratoga Road (Socha Plaza) Scotia, NY 12302 Carrie Peek, Owner • Zinful Thoughts Wine & Liquor Yo u r H o m e t o w n e | I s s u e C X I I I |
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Test Your Soil
Hopefully by the end of March, we’ll be out there raking our lawns and getting some fresh air after a long winter cooped up inside. Raking the lawn will fluff up the blades of grass helping it dry out and warm up so it will start greening up sooner. Once the raking is finished, it is a great time to do a pH test or two on the soil of you lawn and gardens. The benefits of properly adjusting the pH of the soil and the benefits of limestone itself are far reaching. There’s a tendency for soil to gradually become acidic over time. Decomposing organic matter (grass clippings in the case
of your lawn), fertilizer and acid rain all contribute to acidification of the soil. In heavier soils like clay, this happens very slowly. In looser soils like sand, acidification occurs more rapidly. The more fertilizer and organic matter you apply to your lawn or garden, the more often you should check the pH. Different plants prefer different pH levels. Most vegetables grow best in slightly acidic soil (pH 6.5 to 6.8) while your lawn will be healthier if the soil is neutral (pH 7). Every once in a while I run into someone who’s heard that lime is good for the lawn and they’ll ask, “I’ve got an average size lawn and I’ve never limed it. How much lime should I apply?” To the uninformed, this seems like a reasonable question. To me, it’s like asking your mechanic, ”I have a mid-sized sedan. How much oil do I need to add?” There’s no way your mechanic could answer unless you allowed him/her to look at the dipstick. The inexpensive soil pH test kit is your “dipstick” to determine how much lime you need to apply for healthy plant growth. If I’m asked, “I
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have 10,000 sq. ft. of lawn and the pH is 6.0. How much lime should I apply?” I can then say that you need 10-40 lb. bags of pelletized lime to bring your soil’s pH up to the pH of 7.0 that it should have. Of course, you may not need to ask since the information is provided in the pH test kit. Unlike fertilizer applications, you won’t need to apply lime every year. Usually every 3 to 5 years, maybe even longer depending on the type of soil you have. Another benefit of checking and properly adjusting the pH of the soil in your lawn is the control of moss. I’m not telling you that lime applications will kill moss if it’s already established itself in your lawn but if you’d paid attention to the soil’s pH all along you probably wouldn’t have a moss problem to begin with. Moss won’t take hold and thrive unless the soil is acidic. Once it gets established, moss causes the soil in the area it’s growing to become acidic even faster; creating an environment that allows it to spread quickly. The net effect is that the moss kills off the grass by making the soil too acidic and then fills in the bare area that’s left. The whole situation can be avoided by checking and adjusting the soil’s pH regularly. Remember, too much lime will
make the soil too alkaline for the grass to thrive so more isn’t better. The bottom line is this: you can spend a few bucks for a pH test kit and you’ll end up using less lawn food and have a healthier, more disease and drought resistant lawn while spending less. pH test kits are one of the best bargains going. Thanks for the read. Peter Bowden • pbowden2@nycap.rr.com yourhometowne@gmail.com
18 months Interest Free!* TERRYSFLOORS.COM
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772 Saratoga Road • Burnt Hills (Dollar General Plaza) LOCALLY OWNED & OPERATED SPECIALIZING IN CUSTOMER SERVICE
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May the road rise up to meet you. May the wind be always at your back. May the sun shine warm upon your face; the rains fall soft upon your fields and until we meet again, may God hold you in the palm of His hand. For over 30 years, we have served your families with a focus on trust, respect and community, we know we can continue that legacy for many years to come. Four generations, one goal, To be here when you need us, always.
9 Glenridge Road Glenville, NY 12302 (518) 399-1630 glenvillefuneralhome.com Yo u r H o m e t o w n e | I s s u e C X I I I |
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The Mother Teresa Cancer Awareness Fund Presents:
“ A Night of Hope Under the Stars” Fri, March 22, 2019 7:00 PM – 10:00 PM Longfellows Restaurant
Gala
500 Union Avenue Saratoga Springs, NY 12866
Sponsored by Maddalone Entertainment with a LIVE Auction and our Special Guest, LeGrande Serras. This charity event will raise funds for those in Saratoga and Schenectady counties, who have any kind of cancer, with expenses related to their treatments. Together We Can Make a Difference. Purchase tickets at www.mtcaf.org click on Get your tickets at the top ( I will provide a link on Your Hometowne Faceboook page)
VIP Admission Includes: • Open Bar Cocktail Hour starting at 6:00 p.m. • The first 50 people to purchase VIP tickets will also be given a wonderful Swag Bag. • A VIP ONLY Raffle Table with drawing at 6:45 p.m. 28
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General Admission will begin at 7:00 p.m. Stay overnight with Special Room Rates at Longfellows (Reserve Early) (Cocktail Party Attire, 18+ event) Event Program There will be many Surprises throughout the night as your Master of Ceremonies, Nick of Maddalone Entertainment leads you through an “Evening of Hope Under the Stars.” Get your Dancing Shoes On, Bring your Lucky Charm, Come and Enjoy: Music and Dancing - TWO Chocolate Fountains from We Do Fondue - Hors D’oeuvres and Cash Bar A Fantastic Chinese Raffle -A Wine Pull sponsored by Heather Lynn of One Hope Wine Silly Snaps Photo Booth -50/50 Drawing, Special Raffles and So Much More! yourhometowne@gmail.com
How to Manage Your Basis “Step Up”
If you are planning to leave someone an inheritance, or someone has left you an inheritance, it is important for you to understand how to manage your basis “step up.” A “step up” in basis is the adjustment of the value of an appreciated asset - for tax purposes - upon inheritance. It’s all about the Capital Gains Tax and transferring property in a way that affords the best outcome, --meaning the highest basis and the lowest tax due on sale. IRS Taxe: An Executor may have to file estate tax returns based upon the size, or cumulative date of death value of the assets of the estate. It is unusual these days for me to have an estate that needs to file an estate tax return as the value of the estate would have to exceed $5.25 million. Nevertheless, estates with fewer than $5.25 million in assets may qualify for basis step-up, so its important to understand the potential tax consequences and plan or act accordingly. Step Up Basis Explained: Simply put, when an asset is passed on to a beneficiary, the value of that asset at the time it is inherited is generally higher than it was when the original owner acquired the asset. To the extent the asset is properly included in the decedent’s “taxable estate”, the asset will receive a “step-up” in basis. Whether or not the estate exceeds the taxable thresh-hold is irrelevant to the availability of basis step up. How an Asset is Transferred on Death Matters: If an asset passes to a beneficiary as part of a probate proceeding, the asset will get a full
step-up as the asset is fully included in the taxable estate. This means that the basis will adjust from the original purchase price to the date of death value. If an asset is given during life to a person outright with no strings attached, there is no step up as the asset is fully excluded from the taxable estate. The net result may be a significant capital gains tax which could have been avoided. What are some other options? “Pay on death” or “Transfer on Death” -- because decedent had total control of the asset during life, the asset is properly included in the taxable estate and entitled to a step up. Alternatively, although Joint Ownership or Joint Tenants with Rights of Survivorship effectively avoid probate, for tax purposes the transfer is considered partially gifted during life and partially on death. The recipient gets a partial step up on death. Keeping good records and obtaining paperwork from the courts, trustees, and other parties involved will help ensure you are using the step-up basis correctly and minimizing the risk of IRS audits. What is the Best way to Transfer Assets? It depends on the totality of concerns and circumstances as well as the objectives to be met. If you have questions about an inheritance you hope to leave or expect to receive - contact us to learn about your options. KATHLEEN M. TOOMBS, ESQ. 157 Barrett Street • Schenectady, NY 12305 (518) 688-2846 • KToombs@ToombsLawNY.com (Attorney Advertising)
P rotect Your Future
Planning for Young Families, Professionals & Retirees
Wills • Trusts • Estates Long Term Care law office of
kathleen M.
toombs
518-688-2846 • 157 Barrett Street • Schenectady • www.toombslawny.com yourhometowne@gmail.com
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what’s Recipes with wiggle room
Mango Curry Shrimp • 2 pounds shrimp, shelled and deveined • 2 tablespoons vegetable oil • 1 medium sweet onion, sliced • 6 cloves garlic, smashed and roughly chopped • 1 heaping tablespoon grated ginger • 1 teaspoon kosher salt • 2 tablespoons curry powder • 2 (8-ounce) jars mango chutney (I prefer the Stonewall Kitchen brand) • 4-6 ounces water (Hint: use the chutney jar!) • mango, cubed for garnish • 2 scallion, thinly sliced on the bias for garnish • steamed jasmine rice for serving (1 cup dry rice makes enough for 4-6 servings cooked rice) • lime wedges for serving 1. Preheat oven to 425°F. Line a baking sheet with parchment paper, then place shrimp on baking sheet. 2. Heat the oil in a large skillet over medium-high heat. Add onions, garlic, ginger, salt, and curry powder. Cook, stirring regularly, for about 5-7 minutes, or until onions soften and brown a bit. 3. Roast shrimp in oven for 5 minutes. 4. While shrimp cooks, add the two jars of chutney to the skillet plus 1/2 – 3/4 chutney jar of water (4-6 ounces). Stir to combine and bring sauce to a boil. 6. Remove shrimp from the oven, then add to the skillet sauce. Stir to combine, making sure to coat each shrimp with a bit of sauce. Bring back to a quick boil or until sauce reaches desired consistency. 7. Serve over steamed jasmine rice and garnish with fresh mango cubes, sliced scallions, and a lime wedge.
Sweet Potato Egg Boat Each potato is 1 serving
• 1 small sweet potato, roasted and still hot from oven • 1 teaspoon clarified butter • salt and pepper, to taste • 1 egg • 2 pieces bacon, cooked and crumbled • 1/3-1/2 ripe avocado, sliced • parsley and/or green onion, chopped, to garnish • freshly ground pepper, to garnish 1. Preheat oven to 400°F. 2. Place potato on rimmed baking sheet. When it’s cool enough to touch (even if using a kitchen towel), carefully slit the top of the sweet potato (do not cut all the way through). Squeeze the ends to open potato up. Add ghee and mash, using a fork. Salt and pepper to taste; about a pinch of each will do. Create a well in the center of the potato by removing one scoop of the potato. Add the egg. 3. Bake for 10-15 minutes, until whites are set and egg yolk is done to your liking. 4. Remove from oven and garnish with bacon crumbles, avocado slices, chopped herbs, and freshly ground pepper.
Wiggle room: Use cauliflower rice for a low carb meal!
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Wiggle Room: top with your favorite cheese, use prosciutto instead of bacon
Instant Pot Tuscan White Bean Recipe • 1 cup diced celery • 1 1/2 cups diced onion (about 1 medium onion) • 2 cups chopped leek, white and light green parts only • 2 cups diced carrot • 1 1/2 cups diced zucchini (about 1 medium zucchini) • 8 ounces mushrooms, sliced • 4 garlic cloves, minced • 3 (15-ounce) cans cannellini beans, drained and rinsed well • 1 (28-ounce) can diced San Marzano tomatoes • 4 cups of vegetable or chicken stock • 1 Tablespoon dried Italian seasoning herb mix • 1 pound Italian sausage links, left whole (optional) • 1 bunch kale, shredded • 1/2 bunch fresh Italian parsley, chopped • thinly sliced rounds of lemon, chopped • salt and pepper, to taste 1. Combine the celery, onion, leek, carrot, zucchini, mushrooms, garlic, beans, tomatoes, stock, dried Italian herbs, and whole Italian sausage links, if using. 2. Close and seal the Instant Pot, and set for five minutes on high of the “Manual” setting. 3. Let pressure release naturally. Remove sausage links, if using, and slice into bite-size pieces. Replace pieces into the soup. 4. Stir the shredded kale, parsley, and chopped lemon into the soup. Season to taste and serve hot.
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Why You Should Listen to a Podcast While You Work Out
Spinal Stenosis? Try Chiropractic! If you have spinal stenosis, you have probably been told that surgery or pain meds are your only options. But maybe you don’t want to be on pain meds for the rest of your life; (I don’t blame you!) after all, pain meds will only temporarily relieve pain and do nothing to fix the actual problem. And maybe you don’t want surgery; after all, according to researchers at the University of Cincinnati College of medicine, 74% of back surgeries end in failure! Has anyone told you that chiropractic care can help to relieve pain naturally? So what is spinal stenosis? Spinal stenosis is a narrowing of the space inside the spinal column; it can happen in the neck or the low back. It is most often caused by every day wear and tear in the spine, or as the medical community calls it: osteoarthritis. Of course, it can be caused by other things like a tumor, or an injury to the spine, but this is usually determined by X-ray or MRI. Spinal stenosis can affect anyone, but most commonly affects people over 50. The most common symptoms people experience are: low back or neck pain, weakness in an extremity, cramping when standing for too long, pain in one or both legs when standing but eases when you sit or bend forward at the waist, and difficulty walking especially up hills or up stairs. So, can you go to a chiropractor if you have spinal stenosis? Yes! Many times spinal stenosis can be aggravated by a misalignment in the spine. Chiropractors correct these misalignments which, in turn, relieve stress on the nerves and relieves pain. Many doctors will tell you to stop doing activities that will make the pain worse, but chiropractors actually encourage you to keep moving and do the things you want to do. Chiropractic care is not only safe, but effective in treating pain from spinal stenosis. In my office, I use a technique called Cox flexion-distraction which has been shown, in many studies, to provide numerous benefits to people with spinal stenosis. As with most treatments, chiropractic care does take time and repetition but most people find significant benefits, including pain relief—pain relief that lasts! If you are looking for alternatives to pain meds or surgery, why not try something more conservative first? Give us a call to schedule an appt. or come join us on April 10 for a FREE DINNER at The Ripe Tomato in Malta to meet the doctor! Call the office to reserve your spot at dinner. Space is limited. I look forward to seeing you, catching up, and being your trusted health partner. Now Accepting New Patients! Call, text or email Dr. Amy today to reserve your first appointment! (518) 399-3810 or chiropractor@thriveglenville.com 353 Saratoga Rd. Glenville, NY 12302 518-399-3810 www.thriveglenville.com Amplify Your Life
Thr ve Ch ropractic
People listen to podcasts while doing a number of mundane activities—driving, cleaning the house, walking the dog, or while at their desk, but have you ever listened to one while you work out? Maybe it’s time to take a break from your gym playlist and try something new! I know what you’re thinking. Podcasts are boring. You need something to pump you up while you work out. Or, you’ve never tried. But, listening to a podcast during your gym session could really boost productivity. Here are 4 reasons you should give it a try: It’s something to look forward to. A lot of podcasts are created like television shows. They are a series of episodes that lead up to a season finale. Just like you get excited to see the new episode of Grey’s Anatomy, you will be equally as excited to hear the new episode of Serial. It’s a great way to get yourself out of bed and into the gym. You can’t listen to the next episode until you start your workout. It’s a great motivational tool! It prolongs your workout. Just like you’re excited to start the next episode, you won’t want to finish your workout until the episode ends. Podcast can have a run time of anything from 30 minutes to 2 and 1/2 hours. Just like you don’t end the new Grey’s Anatomy episode halfway through, you won’t want to end the podcast episode halfway. It helps you commit to a full workout. It’s a distraction. And I don’t mean a distraction from your workout. If you’re someone who gets antsy and thinks about how tired you are throughout the entire workout, a podcast can help! Instead of focusing on how tired you are while running on the treadmill, you will be distracted by the details of your podcast. Whether that’s listening to a true crime story, a wellness podcast, or a comedian interview, you’ll be thinking about the content as opposed to your fatigue. It helps you find inspiration. There are thousands of podcasts out there. There will be one that motivates you. Maybe you need something a little more upbeat so you choose a comedy podcast that keeps your adrenaline high, or maybe you need a gripping, episodic tale to get through, or maybe you need to listen to the benefits of health and fitness while reaping those benefits—either way, there is something that will inspire you to have an effective workout! Together, we’re building a stronger Glenville. If you would like to join us and make your donation or to learn more about swim lessons, please contact me. Capital District YMCA - Glenville Branch 127 Droms Rd, Scotia, NY 12302 • 518-399-8118 Donna Gigone, Executive Director at dgigone@cdymca.org or go directly to www.cdymca.org. Thank you! Better Together
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