Your Hometowne October 2013

COMPLIMENTARY

OCTOBER 2013

PAGES 13-17 • TOWN OF GLENVILLE FALL/WINTER NEWSLETTER

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From Scotia to Ballston Spa, covering the Route 50 Corridor

For Advertising Info: 265.1105

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yourhometowne@gmail.com

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w w w. y o u r- h o m e t o w n e. c o m

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From Scotia to Ballston Spa, covering the Route 50 Corridor

A message from Want to talk politics? I know you are not use to hearing that from me, but with local elections right around the corner I thought I would throw my 2¢ in. Being a regular user of Facebook to help promote my advertisers and stay in contact with my friends and family I can't help but notice the onslaught of political ranting from each end of the spectrum. Far right, Far left but very little in the middle.

What takes me aback is the utter disrespect people are showing towards each other and our country. Don't misunderstand me, I don't think we should be led blindly and I don’t agree with every decision our leaders make. What I do believe is, that if we, as citizens of this country continuously trash our government than the rest of the world will see us as vulnerable. Being a bit of a history buff, one so called quote (it is questioned whether or not it was really said) has stayed with me since high school. I am referring to a comment made by Joseph Stalin, the cruel dictator of the Soviet Union who under the guise of moving his country forward into the Industrial Revolution starved, tortured and killed millions of his own people. The phrase is this"America is like a healthy body and its resistance is threefold: its patriotism, its morality, and its spiritual life.

If we can undermine these three areas, America will collapse from within."

The reason I am addressing this is because there have been many political ads running in YHT over the past few months. I always try to meet with my customers personally rather than talk over the phone or email. It helps me understand how to market them, plain and simple. It is no different with Politicians, if I do not understand where they are coming from, how can I help them get their point across to the voters? What I did not expect is that most of the people I sat down with were completely different than I had pictured them to be. I may not have agreed with everything they stood for but I respected the fact that they stood for something.

We live in a great country. Yet when I turn on my computer or TV it seems to me as though we are attacking ourselves from within. Our patriotism has been replaced by the need to attack every thought process of every leader that has been voted in to office. Key word - VOTED. And if you didn't vote, shame on you. Our “mores” are disintegrating, norms that used to define the most fundamental ideas about what Americans once considered right and wrong are now unclear. Spirituality comes from within. We all have spirituality, regardless of what we believe. The right to your own spirituality is under attack from every corner of our society.

People are more concerned with labels than how we treat each other, our animals and our planet.

It is said everything is cyclical. I truly hope this cycle of dissention with the touch of keyboard cycles through. That Social Media grows into a positive force that brings our country together. I pray that all of us begin to realize that standing on middle ground is much more solid than standing on the edge of a cliff.

This month marks the 49th issue of YHT. Thank you for welcoming us into your home for the past 4 years and supporting local businesses.

Comments and Input – Paul and Cheryll 280.5260 Advertising – yourhometowne@gmail.com or 265.1105 Photography – hometownephoto@gmail.com Design – kgarriso@nycap.rr.com or 883.3872

ABOUT THE COVER...

Signs of Autumn captured by Dave Crudele on the north end of Ballston Lake. Visit davecrudele.smugmug.com to purchase or see more of Dave’s work. For more information call 882-5444.

Fo r A d v e r t i s i n g I n f o : 2 6 5 . 1 1 0 5 • y o u r h o m e t o w n e @ g m a i l . c o m • w w w. y o u r- h o m e t o w n e. c o m

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From Scotia to Ballston Spa, covering the Route 50 Corridor

HEALTH CARE PROXIES: MAKING DECISIONS Everyone should have a person designated to make health care decisions. New York State enacted legislation in 1991 authorized the naming of a person to make health care decision when you become incapacitated. Health Care Proxies are broadly available and can be found at doctor's offices, hospitals and attorney's offices.

The Health Care Proxy allows the person named as the agent to make medical decisions if a doctor determines you are incapacitated. Doctors will always talk to you for your own decisions on health care procedures while you have capacity. Health care proxies are needed for more than just end of life decisions. Health care proxies permit a person to consent to procedures to heal if you need healing and cannot make your own decisions.

Every health care proxy needs to contain the name, address and phone number or yourself and the agent. The threshold needed for capacity to sign a health care proxy is very low. The agent may be any person over 18.

An agent should be guided by the wishes of the person who named them the health care agent. Those wishes can be spelled out in the health care proxy as part of a living will. The decision on the choice of a nursing home is a decision to be made by an agent under the power of attorney form.

Please contact me if you wish to consult with someone on planning for yourself or someone in need. It will be my pleasure to help.

Burnt Hills and Schenectady (518) 370-4645 • jfantauzzi@ecmlaw.com

Fo r A d v e r t i s i n g I n f o : 2 6 5 . 1 1 0 5 • y o u r h o m e t o w n e @ g m a i l . c o m • w w w. y o u r- h o m e t o w n e. c o m

Food is the Reason

FAL L IS OUR SEASON

The days are getting shorter…

The evenings are yours to enjoy!

Relax in Comfort with Family & Friends and Savor Our New Fall Fare.

399-9951 745 Charlton Road, Charlton www.charltontavern.com Social networking at the Tavern couldn’t be easier with WIFI

Filet Mignon - Prime Rib - Craft Beers From Bridal Showers and Rehearsal Dinners to Intimate Couture Weddings, Important Luncheons and Organized Dinners.

Let us indulge your Palate with our Culinary Expertise in Timeless Ambiance.

Bridal Showers • Rehearsal Dinners • Intimate Couture Weddings

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From Scotia to Ballston Spa, covering the Route 50 Corridor

Fo r A d v e r t i s i n g I n f o : 2 6 5 . 1 1 0 5 • y o u r h o m e t o w n e @ g m a i l . c o m • w w w. y o u r- h o m e t o w n e. c o m

FALL CLEANING? Fall has arrived! Okay, the kids are back in school, you have finally nailed down your daily routine, life is looking good and…not too far down the road you are looking at the Holidays! Hey-what happened to Summer???

October is the perfect time to get your home organized before winter approaches. Check around to see what might need to be cleared out of your way to make room for next year’s new household purchases. Some of these items might be non-working and others will be on their last legs.

INSIDE: Air conditioners, large or small household and kitchen appliances, old pots and pans, computers, any electronic or stereo equipment, file cabinets, extension cords, vacuum cleaners.

BASEMENT: Tools, dehumidifiers, water tanks and water heaters, water softeners, furnaces, boilers, cast iron, steel or copper pipes and pipe fittings, wire, power cords and extension cords, lights, fans.

Outside: Lawn and patio furniture, metal gazebo, beach chairs, gas grill, fire pit, outdoor cookers, metal swing set, basketball poles, metal fencing, gates and fence posts, gutters.

GARAGE: Aluminum storm doors and windows, steel doors, car batteries, bicycles, lawn mowers, lawn tractors, weed whackers, snow blowers, outdoor tool such as rakes or shovels, wheelbarrows, car or truck parts, gas powered and electric motors, ladders, shelving, cabinets, tires with rims.

The great news? We can help you clear this stuff out, just give us a call!

Our company is Scrapster, LLC, the Capital Region’s premier NO COST scrap metal and appliance removal and recycling service. We are a local family owned business and cover the entire Capital Region. We have processed over a million pounds of scrap metal since 2010! We are fully insured, convenient, and reliable and always provide top Quality work to get the job done safely and correctly. Everything is properly recycled, disposed of or donated.

We additionally offer LOW COST junk removal, TV removal and clean outs. Scrapster is an official New York State DEC approved location for business or personal computer and electronics recycling. We are also fully EPA608 certified for all types of Freon (refrigerant) recovery and removal from refrigerators, freezers, air conditioners and dehumidifiers.

Please call us anytime at (518) 505-5055. Scrapster will remove the items from exactly where they are located-you don’t need to do a thing.

“Don’t Worry…We Can Take It!”™ Please visit our website at www.scrapster.com for more information or to schedule an appointment online.

Vincent Coppola, Owner of Scrapster Scrap Metal Removal/Recycling Service

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From Scotia to Ballston Spa, covering the Route 50 Corridor

Fo r A d v e r t i s i n g I n f o : 2 6 5 . 1 1 0 5 • y o u r h o m e t o w n e @ g m a i l . c o m • w w w. y o u r- h o m e t o w n e. c o m

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From Scotia to Ballston Spa, covering the Route 50 Corridor

Town of Glenville

Fall/Winter 2013 Newsletter

Incorporated 1821 • State of New York From the Desk of the Town Supervisor...

Christopher Koetzle, Town Supervisor With the fall and winter seasons upon us, it's time for us to turn attention to the 2014 town budget.

The staff and I have been at work formulating my proposed $16 million spending plan that, this year, cuts non-mandated spending, further reduces our dependency on the fund balance, and keeps the levy increase well below the state tax cap.

I held two public budget forums to discuss this year's budget with residents. We reviewed last year's performance, looked at multi-year trending models, and discussed the challenges ahead. Some of the challenges we face this year are the continuing increase in health insurance costs and the potential for about 25% of our staff to retire.

Those retirements bring our exposure to potential cash payouts for contracted benefits to about $300,000 to $400,000. That's new spending; cash out-the-door. My budget will absorb these costs and still stay significantly under the tax cap.

Over the past four years we have made the difficult, yet necessary decisions to put the town on solid fiscal footing. We have cut our debt, cut our spending, reduced the use of fund balance to pay our bills, and preserved all services. I am proud that Glenville continues to deliver the core services it always has without instituting any new fees like many other municipalities are now charging.

Of other interest, we are moving forward for with our Town Center Beautification Project by seeking funding from the state, county, and private donors to help jumpstart the project. For years, the town has attempted to beautify this important corridor, yet was never able to find the funding. I, along with Jim Martin - our economic development chairman, have spearheaded a grant application to NYS DOT and have sought business support for a plan that would add sidewalks, landscaping elements, and brand new historic looking, high-efficiency lighting. We believe that this an important project to help increase the shoppers who utilize our business district.

By the time you read this, we will have completed our 4th Annual Oktoberfest and I want to thank the committee, the staff, all of the volunteers, and sponsors who make this event happen. The Glenville Oktoberfest has become this community's premier event and provides all of us with an opportunity to join together and celebrate as one. Thank you all for the hard work you do and for helping to make the quality of life in this town even better.

Many of you will also have noted that the new roundabout on Maple/Glenridge/Hetcheltown Rds. has opened. We have received positive feedback about its design and traffic flow improvements. As part of this NYSDOT project, large rocks were salvaged from the old bridge abutments. These rocks have a long history in our state and town since they were of the type used to help build the Erie Canal and have been a part of that distinctive bridge for so long. I have appointed a committee and have asked them to provide the Board with ideas for the reuse of the rocks (many of them marble) in the town. Some ideas include constructing a memorial wall to the town's veterans, use of seating and

beautification in the parks, and perhaps incorporating them in the Town Center's Beautification program. If you have any ideas that you would like the town to consider please email me at ckoetzle@townofglenville.org.

Best wishes for a safe and fun fall and winter. As always, please feel free to contact me with any questions, suggestions or concerns you may have.

Sincerely,

From the Highway Department...

Tom Coppola, Highway Superintendent 2013 FALL LEAF PROGRAM (begins October 21, 2012) • Do not delay; get your leaves out now.

• Brush, sticks, rocks, stone & debris may not be mixed in with leaf piles as they cause costly damage to our machines.

• Loose leaves must be placed on the edge of your lawn, no farther than 10 ft from the roadside. Please keep in mind that the leaf machine's hose is only 10 ft. long.

• Do not fill dead-end streets with leaf piles.

• It is unlawful to place anything on the pavement impeding the roadway and traffic.

• Once snow falls and remains on leaves, all leaves must then be bagged.

SNOW PLOWING & ICE CONTROL Glenville Code §1219 - It is unlawful to throw or deposit snow or ice in the roadway. Do not clean off vehicles in roadways.

• In the event of a heavy wet snow storm, please refrain from placing garbage cans at road edge. Unfortunately the snow comes off the wing and will tip them over.

• Placement of basketball hoops or other structures in the town's roadways/right of ways is prohibited and slow down the process. The Town will not be responsible for repairing or replacing these obstructions.

• Parking of vehicles is prohibited from parking on town roadways between the hours of 3am and 6am commencing November 15th through April 1st.

• Parking is prohibited on or along town roadways for 48 hours after a snowfall exceeding an average depth of four inches.

• Please report any basin and drainage issues you may be having during the winter.

• Please remember - We do not put snow in your driveway; we plow the roads that your driveway is on.

CHRISTMAS TREES Program begins the week of January 6, 2014 and continues for three weeks, weather permitting.

• Trees buried under snow will not be picked up.

• All ornaments, stands and plastic bags must be removed.

• Inclement weather will take priority over this service.

Please do not hesitate to call us at 382-1406 or visit our web page.

MAILBOXES • Approach to box should be a hard level surface so that the shoulder of road does not get damaged.

• Face of box should be parallel to the edge of roadway.

• Height between bottom of box and roadway should be 48” to 60”.

Please do not hesitate to call us at 382-1406 with any questions. Also please visit our webpage at www.townofglenville.org, then scroll to town departments and click on highway.

www.townofglenville.org

OCTOBER 16TH 7:30PM TOWN HALL

Town Center Improvements Planned

Jim Martin will present the plans for the Town Center Beautification Project.

Proposed

Existing The above renderings illustrate the town's vision for improvements to the Town Center area. Sidewalks, improved lighting and streetscape amenities are proposed, and the Town of Glenville has applied for a $450,000 grant through the Transportation Enhancement Program to help fund this $1.1 million project. NYS DOT will begin sidewalk improvements as part of this plan beginning in 2014.

Open House Scheduled for Pending Route 50 Sidewalk Project

The Town's Review Boards and Commissions

The NYS Department of Transportation plans on completing the sidewalk network along Route 50, between Glenridge Road and Maybrook Drive.

With the exception of the construction of an individual single-family home, most development projects in the Town of Glenville are subject to review by one or more of the Town's boards/commissions.

Most of the review processes and time frames associated with them are dictated by New York State law. Here's a quick snapshot of the four town boards/commissions who play a role in the review of residential, commercial and industrial projects: Planning and Zoning Commission - Typically called the “Planning Board” in most communities, Glenville's Planning and Zoning Commission (PZC) is a seven-member body that is arguably the most influential entity regarding land development. The PZC has the final say on all site plan review and subdivision applications, and it plays an advisory role on all zoning amendments and conditional use permits. Almost every commercial/industrial development proposal goes before the PZC, as well as all multi-family projects and residential subdivisions.

Zoning Board of Appeals - The five-member ZBA is a quasi-judicial body that is responsible for the review of all variance and conditional use permit applications. Mandated by NYS law if a municipality has a zoning ordinance, the ZBA is the only body that can give “relief ” from zoning regulations via the review and approval of area variances and use variances.

Environmental Conservation Commission - Commonly referred to as the GECC (Glenville Environmental Conservation Commission), this seven-member body is advisory, but nevertheless is critically important because they conduct the initial review of nearly all planning/zoning applications. Their role is to assess the potential environmental impacts of development applications and to pass along their recommendations to the other boards/commissions outlined here.

On Wednesday, October 30th, from 5:30pm to 7:30pm, at the Glenville Municipal Center, representatives from the New York State Department of Transportation (NYSDOT) will be holding an open house to reveal their sidewalk plans for a portion of Route 50 within the Town Center. The project, scheduled to go out for bid in the fall of 2014, would involve the construction of sidewalks, wheelchairaccessible ramps, and crosswalks along both sides of Route 50, between Glenridge Road and Maybrook Drive.

There will be no formal presentation on the 30th, but rather plans and renderings will be on display for review by the public, and NYSDOT officials will be available to answer questions. If there are questions on this project in the meantime, please call the Town of Glenville Economic Development and Planning Department at 688-1200, ext. 407, or e-mail Town Planner Kevin Corcoran at kcorcoran@townofglenville.org

www.townofglenville.org

Town Board - As Glenville's legislative body, the Town Board is responsible for the review of all proposed zoning text and zoning map amendments, whether these amendments are proposed by a landowner, developer, or the Town itself.

Of the four Boards/Commissions outlined here, this is the only body whose members are elected, consisting of the Town Supervisor and four Town Councilmen. All other board/commission members are appointed by the Town Board, and are uncompensated.

Transportation for Seniors The Scotia-Glenville Seniors are proud to be able to offer transportation for seniors living in the Village of Scotia and the Town of Glenville, Monday through Thursday between 9am and 3pm and on Fridays between 9am and noon. Our van transports seniors to grocery stores, hairdressers, shopping centers, etc. within the Town of Glenville. The van is not able to provide transportation to medical appointments. To reserve a ride, simply call the center at 374-0734 between 9 and 12 noon, Monday through Friday. You may call up to two weeks in advance, but you must call at least one day in advance. Donations are greatly appreciated.

Rental Space Available

Baptist Health's Judson Meadows assisted living facility underwent review by the Environmental Conservation Commission, Planning and Zoning Commission and Town Board.

Glenville Seniors Receive Awards Two Members of the Glenville Senior Center Receive Awards; Stanley Gordon and Richard McMahan were recognized by Schenectady County Department of Senior and Long Term Care Services.

Stanley Gordon has been chosen as Schenectady County Senior Citizen of the Year for 2013 for his outstanding contribution to the Glenville Senior Center and other community organizations.

Richard McMahan has been selected as the 2013 Senior Citizen with Outstanding Contribution. Dick was recognized for his dedication to the Glenville Senior Center's newsletter, Senior Moments, distributed to about 1500-2000 members and other organizations in our community.

Stanley Gordon and Richard McMahan

Glenville Senior Center Offering Exercise Classes, Trips, Golf, Cards, Pickleball, Film club, Knitting, Social Events, Bocce, Book Club, Speakers, Painting, Photography, Bowling, Quilting, Dancing, Volunteer Opportunities, Dining Center & More! Scotia-Glenville Senior Citizens, Inc. Celebrating 35 years!

Visit us at 32 Worden Road or learn more by calling 374-0734 or email Vicki Hillis at vhillis@townofglenville.org

Planning a baby shower, wedding shower, anniversary party, fundraising event, club meeting, graduation party, etc.? We have a place for you to hold your event! The Glenville Senior Center, 32 Worden Road, is available to rent. Rates are reasonable. We provide: • Seating for over 200 with plenty of tables and chairs.

• Fully equipped kitchen.

• Podium and speaker system.

• Ample parking.

Call Vicki Hillis, Senior Center Coordinator at 374-0734 for rental price and availability. Stop by during office hours Monday - Friday, 9 am- 4pm, to see the facility.

Efficiency in Government Committee 2013 Summary The Town of Glenville Efficiency in Government (EIG) Committee met monthly, except for August. Mary Lolik and Larry McArthur, are the Chairs. The January meeting was devoted to a discussion with Supervisor Koetzle about his plans for 2013 and how the EIG might help carry out the plans.

During 2013 the EIG Committee completed the following projects: • Prepared and submitted to the town a summary of needs identified by town staff during interviews conducted in 2012 • Recruited new EIG members who possess the expertise to evaluate the town's technical/computer status and who constitute an Information Technology (IT) Subcommittee that met with all town departments to discuss the use of computer systems • Monitored and facilitated implementation of the website subscription process recommendations that were made by the EIG in 2012 • Conducted a recruitment process for a GIS Intern needed to conduct a mandated sewer mapping project subject to a NYS deadline and potential penalties for non-compliance • Prepared and submitted a report detailing how the town's website can be improved to support economic development in the town • Attended the April “Let's Talk Business” expo and the Supervisor's Budget Forums Also during 2013 the EIG Committee has worked on the following projects that are ongoing: • The IT Subcommittee is meeting with key town staff and potential contractors to evaluate how to meet the town's computer needs. Emphasis is being placed on the town's financial system that dates from the 1980s. This effort is expected to come to fruition in 2014.

• An EIG Committee member is investigating possibilities for governmental consolidation • A subcommittee is evaluating business proposals that the town has received to carry out major capital improvement projects without the need for major upfront expenses • Plans are being formulated to gather information from interested town residents about developing performance measures regarding town services.

www.townofglenville.org

Police Department Report Michael Ranalli, Chief of Police The Town of Glenville Police Department will once again be participating in the National Drug Take Back Day on Saturday, October 26, 2013. The hours of collection will be from 10:00 am until 2:00 pm at the Police Department. The purpose of this event is to allow for the proper disposal of unwanted prescription drugs. It is very common for unfinished or unused prescriptions to collect in homes under normal circumstances because most people do not know what to do with them. Many people who have suffered the loss of an elderly family member will frequently discover large quantities of unused prescription drugs within the home. It is NOT proper to flush such drugs into the sewer system. The chemicals in many of these drugs do not break down and are difficult to filter out, leading to contamination of water sources, even after treatment. In addition, there are several problems associated with keeping old prescriptions. First, it is not recommended to take prescriptions once they have passed their expiration date. Second, it is dangerous to take medicines that were prescribed for another person. Finally, the abuse of prescription painkillers has become a national problem, even surpassing the abuse of illegal drugs. Many of these painkillers came from medicine cabinets in communities just like ours.

The National Drug Take Back Day provides a convenient way for residents to dispose of these unwanted prescription drugs. Officers will be available to take the drugs from you and place them directly in our disposal containers. No special preparation is necessary, just please bring the medicines in the original container and packaging. There is no paperwork to fill out and no questions asked. Information on the event will also be available on the Town of Glenville website.

From the Town Clerk Linda Neals While the Town Clerk is a position that everyone is aware of, the following explains the essential duties of the position.

RECORDING SECRETARY: Keeps minutes of all Town Board meetings and public hearings.

RECORDS MANAGEMENT: Acts as custodian of all permanent records of the Town and must provide for the storage and disposition of inactive records. Maintains records of adopted Town ordinances and local laws, oaths of office, resignations, petitions, proof of publications, annual budgets, contracts, and fiscal reports.

LICENSES: Issues NYS licenses/permits, including marriage, dog, hunting and fishing, fireworks, bingo, games of chance, and handicapped parking. Issues Town licenses/permits, including waste haulers and trailer parks. (Marriage Licenses are issued by appointment only - 688-1200, ext. 402) REGISTRAR OF VITAL STATISTICS: Keeps a permanent record of all Town of Glenville births and deaths, issues birth certificates, death transcripts, and burial permits.

Comptroller’s Report Jason Cuthbert BUDGET SEASON Death and taxes‌ These may be the two things none of us can avoid but the Comptroller's Office has been working hard with the Supervisor and Town Board to create a 2014 budget which keeps town taxes low while preserving the excellent services provided by our town workforce. The Supervisor's tentative 2014 town budget stays within the New York State tax cap with an overall proposed tax levy increase under 1.6%. For the average Glenville homeowner outside the village this equates to a town tax increase of only $11.53 in 2014.

Town taxes for the average village homeowner will rise less than $3 for the year.

The tentative 2014 budget includes increased funding for the REDI

fund economic development program, the Scotia-Glenville Senior Citizens, the Freedom Park Foundation, and the town bulk item pickup. We were also able to increase funding for the maintenance and repair of water and sewer infrastructure and we will also be making the final payment on a 1995 sewer bond for sewer district #6.

For the fourth year running we've reduced our use of fund balance (basically the town's savings account) to balance the budget. If it were not for increases in health insurance and an unusual amount of likely employee retirements, the budgeted town spending in 2014 would have been below 2013 levels.

We'll continue to look for ways to cut taxes in a prudent manner while maintaining town services. Unfortunately, we can't make any promises about mitigating the other unavoidable life event mentioned at the start of this article, but we'll do our best on that one, too.

TAX CAP PRIMER The state tax cap has been the backdrop to all municipal budgets since it was introduced for 2012. But what is it? In a nutshell the tax cap aims to keep the overall tax levy increase to the lesser of 2% or the rise in inflation. In Glenville, the overall tax levy is comprised of the property taxes which are part of the three main funds (town general, town outside the village, highway), the water fund, the sewer fund, fire district #4 (where Scotia Fire Department operates within the town), all the lighting, parks, and drainage districts, and the mandated county election charges.

For the 2014 budget, the inflation rate was only 1.66% so this is the base cap number we must use, not the 2% figure commonly referred to as the tax cap. While this base number gets the press there are some adjustments allowed. For example, municipalities receive credit for new construction which adds to the town tax base and we can carryover a portion of any allowable tax levy not used in prior years.

There are also allowances for large increases in mandated New York State retirement costs in a given year as well as adjustments for the amount of PILOT (payment in lieu of taxes) revenues received by a municipality. Here in Glenville, our town's tax base growth and levy carryover will increase our 2014 tax cap maximum from the widely quoted 1.66% figure up to 2.54%.

From the Receiver of Taxes Patrick Aragosa ABOUT YOUR TAXES: Taxes are collected twice a year in the Town of Glenville. Town & County tax bills are mailed out the first week in January, and the school tax bills are mailed out the first week in September. Water rents (bills) are payable in June - July each year.

ELECTRONIC PAYMENT OPTIONS: Payment may be made by credit card online at egov.basny.com/glenville or by phoning 1-888877-0450. Please note: There is a convenience fee of 2.45% of the payment amount for this service. If using your debit card the convenience fee is a flat $3.95.

TRADITIONAL METHODS OF PAYMENT: Bills may be paid in person at our office at 18 Glenridge Rd., or may be mailed. If you require a receipt, be sure to bring or mail the entire bill with payment.

Please make your check payable to TOWN of GLENVILLE RECEIVER of TAXES. If you are mailing your payment, it must be postmarked on or before the due date.

If you are a resident of the Village of Scotia, there is an additional village tax bill due in June payable at 4 N. Ten Broeck St. in Scotia.

All questions regarding this bill should be directed to the Village Clerk's office at (518) 374-1071.

TOWN & COUNTY PROPERTY TAXES: January - penalty free February - 1.25% late payment penalty March - 2.5% late payment penalty April - 3.75% late payment penalty On May 1, unpaid taxes are sent to Schenectady County for collection. The town & county taxes cover the fiscal year of January 1 through December 31.

www.townofglenville.org

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Glenville Town Offices

18 Glenridge Road, Glenville, NY 12302

Scotia Village Offices

4 N. Ten Broeck Street, Scotia, NY 12302

www.townofglenville.org

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From Scotia to Ballston Spa, covering the Route 50 Corridor

Was your Car damaged in an accident?

NY STATE LAW GIVES YOU THE CHOICE, NOT YOUR INSURER. Q: Can an insurance company compel a policyholder to use a particular repair facility?

A: No. Any insurance company attempting to do so would find itself in direct violation of Section 2610 of the New York Insurance Code [N.Y. Ins. L. §2610 (McKinney 1997)]. It would then not only be subject to severe penalties from the Insurance Department, but it would expose itself to a civil suit by the policyholder for unfair and fraudulent trade practices.

Q: My Insurance Company says I need to bring my vehicle through their drive through estimate facility to insure it will be fixed at no additional cost to me.

A: NY State law guarantees that you alone can choose who repairs your car after an accident and you have the right to tow or drive your car to your CHOICE of registered repair shop... and your insurance will pay for the work just the same. While your vehicle is not as important as your health, it's probably one of your most valuable possessions. So when something goes wrong, you want to trust it to a shop you know and that won't cut corners fixing it. As a family owned business Frank and Sons understands that trust is vital to our future. For over 40 years we have earned the trust of our customers and their families.

Q: My car is leased; I was told that I had to go to a specific place for the work to be done to meet the guidelines of my lease.

A: Under New York State law a licensed repair shop is qualified and legally authorized to repair your lease vehicle. Hire licensed repair shops only. New York State law requires repair shops to post their license numbers on the premises, on highly visible, easy-toread green signs. Choosing a licensed repair shop to restore your vehicle to pre-accident condition will in no way violate your lease.

Q: My insurance company says they will not guarantee the work if it is not performed at a specific shop of their choice.

A: The best collision repair facilities provide written warranties on collision repair and refinishing. Frank and Sons Guarantees their work for as long as you own the vehicle. Our collision technicians are certified and go through updated training on a regular basis.

Q: My insurance company said they will make it easier to repair my car if I just drop it off at their facility.

A: We have been negotiating with insurance companies for over 40 years. And you will always know where your vehicle is. Being family owned and local; we have YOUR best interest at heart. When you have your vehicle repaired at Frank and Sons we will make it Easy for you, Guarantee our work and return your vehicle to you in PreAccident Condition as quickly as possible.

IN LOVING MEMORY OF LANE ROWE As I write this October 1st is fast approaching. It is the 1 year anniversary of the death of my son Lane Rowe. The worst day of my life and my families lives. It has been both the hardest and longest year of my life.

Although the grief was overwhelming; so was the caring and support I received from our community and the communities that surround us. The cards, flowers, food, and phone calls from both people I know and total strangers did help comfort us even though we may not have seemed appreciative. The Burnt Hills community and the BHBL school system were an unbelievable help. The turnout at Lane's funeral showed me just how much my beautiful son was loved. My kids Reid and Luca Rowe and Lark and Felix Abraham as well as my step children E.J. and Miah Abraham have all suffered a terrible loss; as Lane was the center of our family. He was our practical joker, our clown. We all loved him incredibly and miss him every day. Thanks to the counselors, teachers, family, and great friends in this community my family continues to heal and rebuild our lives without him.

I want to thank my loyal friends and clients who have stood by me through this difficult time. Your support and continued business helps fill the emptiness and helps keep our family whole. Please know I understand how difficult it is for people to see me for the first time since Lane's death; it's almost paralyzing for people to address the death of a child. But it is my family's reality. We know that he is gone forever; yet we must still live on. When you see me understand I know that your heart is in the right place even if your words are awkward. It's OK to be awkward, there are no words that will make it “all better”. Just seeing you and having my business continue to thrive is the only thing that will help. If you have been a client of mine then you know how much I love what I do. If you have never been in my salon but have been thinking of stopping in, please do.

With appreciation, comfort and peace, Jennifer Rowe Abraham Reflections Salon, Burnt Hills

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GET THE MOST FROM YOUR WORKOUT How effective are your workouts?

Do you regularly push yourself to the limit? Do you feel the burn with each rep? Do you have nothing left to give when it's over?

Or would you describe your workout more like a comfortable trot? Do you coast along, breaking a respectable sweat while doing the same old routine?

Since you are spending a portion of your valuable time working out, I assume that you desire to have a slimmer and more toned body.

The following tips are going to show you how to spend less time exercising, while achieving quicker, more noticeable results. Sounds good, right?

• BE FOCUSED. It sounds obvious, but this crucial requirement for an effective workout is often overlooked. Don't be one of those people who exercise their jaw muscles (from chit chatting) more than any other muscles.

• BE CONFUSED. Er, more specifically your muscles should be confused.

Do this by changing up your routine often. This helps to avoid plateaus and to continuously challenge your body.

• BE NOURISHED AND HYDRATED. Stay on top of your food and your hydration levels. The best results are achieve when you're drinking enough water and eating real, wholesome foods.

• BE STRATEGIC. The time of day that you workout makes a huge difference in your results. Your job is to figure out when your body is at its best and to make that the time that you consistently exercise.

• BE WATCHED. There's a benefit to working out in a group setting.

Researchers saw a significant increase in strength and endurance in the people who had an audience versus those training on their own.

• BE PUMPED UP. Check this out: researchers found that personal music motivated weightlifters to complete two more repetitions on average than those who were not listening to music. That's a great reason to listen to upbeat music while you exercise.

• BE COMFORTABLE. Not only will you be happy to put comfortable workout clothes on, but you will also be able to focus better on your workout, rather than wondering if your pants will split when you squat.

• BE SMART. If you're not already one of my valued clients, then now is the time to become one. Working with a professional ensures that you're being challenged and are seeing results. And that's just smart, right?

If you don't know where to start when it comes to exercise, I'm here to help.

It's my passion to make exercise a part of your life that you look forward to and are rewarded by. Wouldn't you like all of the healthy rewards of being fit?

Call or email me today and we will get you started on the exercise program that completely transforms your body.

424-7878 or email gina@precisefitnessandtraining.com to get started today with a free consultation.

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Gift Certificates Available

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From Scotia to Ballston Spa, covering the Route 50 Corridor

ANNOUNCES OPENING OF COMMUNITY SPAY/NEUTER CLINIC The Animal Protective Foundation announces the opening of its new Community Spay/Neuter Clinic. This low-cost program is intended for those who cannot otherwise afford to have their pets altered. At the clinic, compassionate care is provided by skilled veterinary professionals using the same quality instruments, supplies, and equipment found in a private veterinary hospital.

It is not a wellness clinic, however. Our goal is to reduce the number of homeless and unwanted animals in our communities, so the focus is on providing high-volume, high-quality spay and neuter services. The limited additional services offered are only available in conjunction with surgery.

We offer two fee structures: one for the general public and one for those receiving NYS Benefits or HEAP. All surgeries include examination by our veterinarian, flea treatment, nail trimming and ear cleaning as needed, and a tattoo for surgical identification. Fees are as follows: INCOME-QUALIFIED FEES STANDARD FEES Female cats/$25 Female cats/$60 Male cats/$15 Male cats/$50 Female dogs under 50 lbs./$45 Female dogs under 50 lbs./$80 Female dogs over 50 lbs./$60 Female dogs over 50 lbs./$95 Male dogs under 50 lbs./$25 Male dogs under 50 lbs./$60 Male dogs over 50 lbs./$35 Male dogs over 50 lbs./$70 MAKING GOOD ON A PROMISE TO OUR COMMUNITY APF's prior low-cost spay/neuter program was limited in both staffing and physical capacity. The purpose of the new clinic is to allow for more cat surgeries plus the addition of surgeries for dogs.

Through the extraordinary generosity of caring funders, the dream of delivering high-quality, low-cost surgeries on a large scale, with the mission of reducing pet overpopulation in our Capital Region communities, is starting to be realized.

Spay/neuter is the most humane and effective solution to the complex problem of the euthanasia epidemic, which destroys 4-6 million animals each year in the United States and is a direct result of animals left unaltered. Sterilizing cats and dogs means fewer animals crowding shelters and fewer animals ultimately being euthanized. Reducing the strain on shelters such as the APF also allows for more resources to be devoted each animal, thereby increasing each the chance for a positive outcome.

The Community Spay/Neuter Clinic is open Monday through Thursday.

Appointments can be made by calling (518) 374-3944, ext. 121. More information is available at www.animalprotective.org

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123 Saratoga Rd Glenville • 384-2692 • amyaldrichagency.com The Amy Aldrich State Farm Agency opened its doors for business 5 years ago on June 1st. We are thrilled to be part of the Glenville Community.

Our Mission is to improve the lives and futures of our customers, and the community at large, by offering the products and services that best suit their insurance and financial service’s needs, one relationship at a time.

Our team members are caring, motivated sales professionals with extensive knowledge of the products and services we provide, as well as the desire to identify and fulfill the needs of our clients through education and needs based selling. Our office facility is a professional, vibrant, and welcoming environment, and our customer service is warm, friendly, proactive and compassionate.

State Farm offers a wide variety of insurance and financial services, including a fully FDIC insured bank and line of mutual funds. See statefarm.com or come in and talk with us to find out more.

The members of the Amy Aldrich Agency can be seen out supporting the community at various events such as the Glenville Oktoberfest and Props & Pistons Air and Car Show. As a courtesy to our customers and neighbors, we offer defensive driving classes several times a year. We welcome you to stop in for a quote, a cup of coffee, or a friendly chat.

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DO THIS, NOT THAT We experience almost everything in life through our eyes. It's important to know how to keep them healthy. Certain vision problems, such as cataracts and presbyopia, occur as a natural result of aging. However, there are simple steps you can take to help manage many common eye problems and maintain your vision.

• DO EAT EYE FRIENDLY FOODS. Diets rich in Vitamin A keep eyes healthy and sparkling. So eat lots of carrots, dark leafy greens or sweet potatoes. Research has shown that eating fish high in omega-3 fatty acids is also helpful.

• DON'T SMOKE. Studies show smoking dramatically increases the likelihood of developing cataracts, macular degeneration, uveitis and diabetic retinopathy.

• DO WEAR PROTECTIVE EYEWEAR. This refers to sunglasses and safety glasses with side shields, used for sports, gardening and hobbies where flying objects may break ordinary eyewear. Polycarbonate lenses are 10 times stronger than ordinary plastic lenses.

• DON'T STARE AT THE SUN and other bright lights. Looking directly at bright lights and laser pointers can be harmful to your eyes.

• DON'T RUN WITH SCISSORS. Seriously!

• DO WASH your hands often to avoid eye infections.

• DON'T TOUCH your fingers to your eyes after shaking hands with someone.

• DON'T STARE TOO LONG at your computer screen, TV or reading material.

• DO TAKE A BREAK every 20 minutes to give your eye muscles a rest; look away about 20 feet for 20 seconds. Try closing your eyes when given the opportunity.

• DO KEEP CONTACT LENSES CLEAN AND REPLACE THEM AS RECOMMENDED - Follow instructions on how long to keep contact lenses in your eyes and how frequently they should be replaced. Also, be sure to follow any care and disinfection instructions specific to your contact lenses and lens care products.

• DON'T PUT YOUR CONTACT LENSES IN YOUR MOUTH or use saliva or tap water to wet them - EVER! • DO MAINTAIN A HEALTHY WEIGHT to avoid systemic conditionssuch as diabetes-that may lead to impaired vision • DON'T IGNORE HEADACHES. Reaching for another aspirin? Frequent headaches can be a sign of an eye health issue. Check with your eye doctor.

• DO GET A YEARLY EYE EXAMINATION to rule out cataracts, glaucoma, diabetic eye disease and macular degeneration.

For more information contact Kristen Cameron, Burnt Hills Optical, 793 Rt. 50 Burnt Hills, 399-6130 or visit www.burnthillsoptical.com

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From Scotia to Ballston Spa, covering the Route 50 Corridor

OCTOBER CROSSWORD PUZZLE

16. Bright thought 17. Thigh armor 18. Diva's solo 19. Seats oneself 20. Change 22. Glance

DOWN 1. Bristle 2. Make well 3. At one time (archaic)

4. Sage 5. Clairvoyants 6. A guest cabin 7. Sailor 8. Hodgepodge 9. Peek 10. Deprive 11. French farewell 12. Celebrated 13. Chores 21. Long times 25. Unit of bread 26. Incline 27. A Freudian stage 28. Couch 29. In a non-hurting manner 34. Change of life for a woman 36. Break 37. Border 38. Fastened 40. Ear-related 42. Relating to a fetus 45. Set up for use 48. Overpower 51. Previously 52. Fondled 53. Stagnated 55. Sofa 58. Largest continent 59. Roman robe 60. Computer symbol 61. Acquire deservedly 62. Kill Answers can be found on page 33

ACROSS 1. Corroborates (archaic) 6. Dirty air 10. Wacky 14. Creepy 15. Gangly

23. Observed 24. Cumulus and cirrus 26. Coarse file 30. Mineral rock 31. Dawn goddess 32. Dwarf buffalo 33. Standard 35. Something of value 39. A member of the Cosa Nostra 41. Turkish term of respect 43. Flora 44. Not yours 46. Wise one 47. Cover 49. Excluding 50. Hurried 51. Each 54. WW1 plane 56. Crazes 57. Deaths 63. "Wise" birds 64. Brother of Jacob 65. Outspoken 66. Bobbin 67. Afflicts 68. Ancient Greek marketplace 69. Countercurrent 70. Story 71. Nursemaid

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SHOULD YOU TAKE A PENSION BUYOUT? Have you recently received a pension buyout offer?

If so, you need to decide if you should take the buyout, which could provide you with a potentially large lump sum, or continue accepting your regular pension payments for the rest of your life. It’s a big decision.

Clearly, there’s no “one size fits all” answer - your choice needs to be based on your individual circumstances. So, as you weigh your options, you’ll need to consider a variety of key issues, including the following: ESTATE CONSIDERATIONS - Your pension payments generally end when you and/or your spouse dies, which means your children will get none of the money. But if you were to roll the lump sum into an Individual Retirement Account (IRA), and you don’t exhaust it in your lifetime, you could still have something to leave to your family members.

TAXES - If you take the lump sum and roll the funds into your IRA, you control how much you’ll be taxed and when, based on the amounts you choose to withdraw and the date you begin taking withdrawals. (Keep in mind, though, that you must start taking a designated minimum amount of withdrawals from a traditional IRA when you reach age 70 1/2.

Withdrawals taken before age 59 1/2 are subject to taxes and penalties.)

But if you take a pension, you may have less control over your income taxes, which will be based on your monthly payments.

INFLATION - You could easily spend two or three decades in retirement - and during that time, inflation can really add up. To cite just one example, the average cost of a new car was $7,983 in 1982; 30 years later, that figure is $30,748, according to TrueCar.com. If your pension checks aren’t indexed for inflation, they will lose purchasing power over time. If you rolled over your lump sum into an IRA, however, you could put the money into investments offering growth potential, keeping in mind, of course, that there are no guarantees.

CASH FLOW - If you’re already receiving a monthly pension, and you’re spending every dollar you receive just to meet your living expenses, you may be better off by keeping your pension payments intact. If you took the lump sum and converted it into an IRA, you can withdraw whatever amount you want (as long as you meet the required minimum distributions), but you’ll have to avoid withdrawing so much that you’ll eventually run out of money.

CONFIDENCE IN FUTURE PENSION PAYMENTS - From time to time, companies are forced to reduce their pension obligations due to unforeseen circumstances. You may want to take this into account as you decide whether to continue taking your monthly pension payments, but it’s an issue over which you have no control. On the other hand, once your lump sum is in an IRA, you have control over both the quality and diversification of your investment dollars. However, the trade-off is that investing is subject to various risks, including loss of principal.

Before selecting either the lump sum or the monthly pension payments, weigh all the factors carefully to make sure your decision fits into your overall financial strategy. With a choice of this importance, you will probably want to consult with your financial and tax advisors. Ultimately, you may find that this type of offer presents you with a great opportunity - so take the time to consider your options.

Christopher Nyhan runs the Edward Jones office in Burnt Hills, NY. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Chris can be reached at 399-5087 or chris.nyhan@edwardjones.com.

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From Scotia to Ballston Spa, covering the Route 50 Corridor

WRENCH TALK with Ken Maynard Here are another set of reasons to buy your next used vehicle from Kens Auto Service in Ballston Spa. Ken believes when it comes to cars, an ounce of prevention is worth $3500 of cure.

As a frequent buyer at wholesale auto auctions, Ken can tell you that some cars bought by dealers from the general public are just plain nasty. Electrical issues top the list. Followed up closely by cars with blown head gaskets; unethical sellers drain the coolant from the vehicles before they go into auction the lane so not to show any signs of damage. Vehicles with frame damage or those that have been retrieved from floods are essentially rebuilt and the damage is concealed. You name it, Ken has seen it.

Knowing that most people buy with their eyes, Ken and his team take a real close look at the vehicles they see at the auction. With their knowledge and experience they know how to know a sweet deal from a sour lemon. Once it's on Ken's lot, they go over a checklist to insure that whatever he sells you will stand up to everyday driving and is completely roadworthy. When you buy from Ken you will get a personal guarantee that the car you drive off with will have a warrantee that you can rely on, 30 days or 1,000 miles, bumper to bumper.

One legal term Ken advises you to avoid; and one you will never see on his lot is AS/IS. Why? Because AS/IS means, "As it is." in legal speak. You buy it the way it sits and whatever vital

components fail, or fall off the vehicle, after the agreement is signed is your responsibility alone.

Another practice that get's under Ken's skin and a practice that he refuses to engage in is the “buy here pay here” deal.

Dealerships who offer in house financing, meaning you will not have to wait to have an outside bank approve a loan. This might seem like a bonus for someone who is tired of being turned down by banks, but the financing terms usually include unusual fees and outrageous interest rates. The average buyer misses these extra charges because the car sales staff and finance team gets them to focus on the monthly payment amount rather than the total cost.

Some “buy here pay here” car dealerships allow, or encourage, biweekly car payments making them seem like an affordable alternative to one monthly payment. Buyers who focus on a smaller payment amount do not always realize how much they are paying each month for a used vehicle. Not until the ink on the contract is dry and the car is off the lot does an unwary buyer realize they are paying far more than the car is worth. Worst, some “buy here pay here” car loans are negotiated in such a way it can be two years before the principle of the loan begins to noticeably decrease. Don't get taken for a ride, if you're looking for a solid deal on a solid vehicle; give Ken's Sunoco a chance to slide you into a quality ride at a fair price with the peace of mind that the guy's at Kens have your back.

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STAY TUNED with PAUL HILL

Answers from Crossword Puzzle on page 30

From everything I'm told Josh Bruno has always been somebody who could walk into a room and if something was broken, he'd find some strange, miraculous way to fix it. He is a tinkerer, a thinker and the gears in his mind are constantly turning and pondering concepts. It comes as no surprise that, at the age of 21 he is building high quality acoustic and electric guitars.

It all started when Josh got his first guitar, a Gibson Les Paul from his father; local professional singer Al Bruno. As Josh recalled "I was about 10 years old and I loved it, but I was also very curious.

Needless to say, that instrument has been taken apart and gutted out more times than I can recall, right now it's all sanded down and getting ready for a refinish."

It was on that guitar, Josh learned the “ins and outs” of the electric guitar, and became very confident with taking them apart and making changes. By time he reached high school, he had already been in a few different bands and was everybody's "go to" guy when it came to music and guitars. It was in high school when Josh began doing fretwork. "I was playing bass in the jazz band during my senior year, when music teacher John Savage, an outstanding local sax player, introduced me to the music of Jaco Pastorius, an

extraordinarily gifted jazz musician. I loved the sound of his bass. It turns out that he had de-fretted it himself, and that's exactly what I did to my bass.”

Amazingly Josh has bought, sold, and traded over 300 guitars in the past few years and has studied them all. Currently he is the guitar tech at Burnt Hills Music and from there has made quite a name for himself in the community. As a tech he learned more about violin family repairs and has earned many happy customers who frequently return just to have him work on their instruments. That said, his resume has updated to include the title Luthier; a person who builds and repairs guitars and stringed instruments. The term is from the renaissance times that was originally given to lute builders/repairmen, and over the years has shifted to someone who works on all stringed instruments.

Josh also apprentices under one of the greatest Luthiers in the country, Dave Nichols, the owner of Custom Pearl Inlay. Dave has done work for a lot of famous musicians including Johnny Cash! It was in Dave's shop that Josh built his first acoustic guitar. "As you can imagine, there's a lot more to building an acoustic, rather than an electric. I can build an electric in a day or two but an acoustic is an entirely different animal.” The short story is he crafts the instruments body out of Adirondack Spruce by cutting, gluing, bracing and bending the wood using the skills taught by his instructor. You just can't beat the sound of a nice handmade custom acoustic guitar!” Editor's note: this part could go on for pages, I played the guitar Josh talks about and it is as fine an instrument, the action is low, it plays fast and the intonation is perfect, it is the guitar you see in the picture above.

When Josh isn't working at Burnt Hills Music or apprenticing in Malone, he spends his time playing out with his band, teaching guitar, and restoring violins, cellos, banjos, guitars, basses, autoharps, mandolins, dulcimers, and just about anything with strings. He is also on his church's worship team and sets up the instruments there. "Without the support of my family and church body, I wouldn't be where I am today”. Josh has no doubt come very far by the age of 21; you can expect to see much more from this young man. If you'd like to have Josh look at or work on your instruments, build you a guitar, or have any questions about what he does, his number is 518-844-2814 or you can just pop in to Burnt Hills Music anytime, he's there just about every day! Stay Tuned!

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From Scotia to Ballston Spa, covering the Route 50 Corridor

If you're crazy for logos from designers like Louis Vuitton, Chanel, Cartier, Prada, Pucci and Gucci, then Worth Repeating is the place for you! With an eye for fashion and her finger on the pulse of “what's in”, Tracey Harris along with her long time friend and employee, Ann Marie Chamberlain have made this chic fabulous consignment shop like no other in the area.

Worth Repeating opened their doors in 2001, long before Consignment Shops were considered trendy. What makes Tracey's shop so unique is that she has stayed true to her original model, accepting only clean, well cared for, “up to date” items. Both Tracey and Ann Marie have a keen eye for designer items, whether it's a $5 purse or an $800 pair of shoes they take only the best. If you have Prada taste and a Target budget; Worth Repeating has the designer goodies you crave, but at a fraction of the cost.

Impeccable inventory is only part of Tracey's success. Excellent customer service is a priority at Worth Repeating.

When I stop in (which is often); Tracey and Ann Marie always greet their customers as they come in. If it is someone they know they always call them by name and have long standing personal relationships with many of the ladies who frequent the store. If you are a newcomer, they will introduce themselves to you and offer assistance in finding what you are looking for. The dressing rooms are always clean, with plenty of hooks and places to hang your clothes and full length mirrors, allowing you to see what the item looks like on you. If you ask for their opinion they are honest. It is not just about the sale to them. If it does not fit you right they will tell you “no, that's not quite right for you” and offer to bring you some other selections that may work

better for your body type.

They would rather see you come back than send you out the door with a poorly fitting item.

As a consignor you can be sure they will keep track of your items on their computer system so you will know when it was sold and how much you will receive for the item. Detail oriented, Tracey knows exactly what has been sold and for how much.

This is their formula for success. Clearly it works, as the store has been open for 12 years. I purchase items there on a regular basis and have become good friends with the ladies. Even Paul stops in to say hi and drops off papers and takes photos for them - willingly. Tracey has a Facebook page that she highlights her new items on, so if you want to browse without leaving your chair go to Worth Repeating and “like” the page to stay updated on the latest sales and merchandise.

OPEN Tuesday - Friday 10am - 5pm Saturday 10am - 4pm Closed Sunday and Monday

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GOT “CURB APPEAL”?

As the days become shorter and the temperatures start to dip - it's time to start thinking of creating a warm and welcoming feel throughout your home beginning with the exterior. No matter what time of year you are planning to sell your home, it is especially important to remember to maintain your home's exterior.

“Curb Appeal” as you will hear it referred to is your homes' first impression. If a home appears to be well cared for on the outside, not only does it create an inviting atmosphere, luring prospective buyers in, it is usually a safe bet that the home has been well cared for on the inside as well. Now that fall is upon us there are a few simple outside things you can do to put your best foot forward in making sure your home stands out amongst the rest.

Wash your exterior windows, put away your patio furniture, check the caulk around your windows and doors, touch up paint on your trim, railings, and decks; come on, get the family working together and you can have all of these items done in a flash and still have time left to jump in the leaves! Speaking of leaves… rake them, clean out your flower beds, keep your lawn mowed, and your gutters clear; what you want buyers to see is a well cared for home.

Make yours shine - it will make slight imperfections elsewhere in the home seem less daunting. Outdoor lighting can be especially important this time of year; more often buyer's are looking at homes in the evening after work, a well lit yard is not only inviting it makes it easier for your home to be seen and appreciated. Whether its cleaning off the mosquito filled cobwebs left over from summer or installing temporary outdoor spotlights, keeping your home well lit will enhance its marketability and create a “friendly neighborhood feel”.

Remember, it has never been more important than now to work with a REALTOR®, your LOCAL market professional - while I am probably not coming over to clean your gutters, I am happy to have a no obligation conversation to help you get on the track to a successful marketing strategy for your home and family.

Margaret Phillips, CBR, Broker 518.701.1657 • margaret@oldeorchardrealestate.com www.oldeorchardrealestate.com

What did the grape say when it got stepped on?

Nothing - but it let out a little whine.

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From Scotia to Ballston Spa, covering the Route 50 Corridor

SOME HALLOWEEN FUN

810 Saratoga Rd • Burnt Hills Plaza • 399-0307 • terrysfloors.com Our store offers better than competitive prices with the best installation out there. Most importantly, we care and will be here if there is ever a problem. We rely on the fact that a positive experience will lead to referrals because we don’t do deceptive advertising.

We supply and install carpet, vinyl, hardwood, laminate, etc. to both residential and commercial customers. We carry all the top brands in flooring.

Professional installation, quality materials & personalized service is our mission & we will meet or beat those big box stores! Our staff is trained and ready to assist you in your flooring options. We make buying flooring for your home easier, less stressful and more affordable!

We have been in business since 2005. Terry Keatley, the owner, has been an installer for 20+ years. The owner is at each and every installation!

We offer free estimates. Our measurements are accurate and we don’t surprise you on the day of your installation with hidden costs.

Terry and his wife Nancy live in Ballston Lake. They are raising 4 daughters, and are very active in the school and sports community.

Just about any story can be told through dance. For all of you parents and teachers who work with youngsters all the time, I want to share my Pumpkin Patch movement poem. To prepare to dance the Pumpkin Patch, everyone gets a partner. One partner from each partnership sits on the floor holding a pumpkin, paper plate mask. You can cut the eyes out of the plate so the children can see through it. The children sitting on the floor are the pumpkin patch. The rest of the children waiting off to the side of the room, pretend to be pumpkin pickers and they dance into the pumpkin patch to the poem below as the teacher or parent reads it aloud. When you're finished, the children switch and dance it again, with the pumpkins becoming the pumpkin pickers and the pumpkin pickers becoming pumpkins. You can dance this with or without music. I use "New Waltz" by Malcolm Dalglish. Happy Halloween!

THE PUMPKIN PATCH The pumpkin patch is ready to pick.

The children dance in with a hop and a skip.

They slowly move sideways then down and around, (tumbling down and up again) Wondering which pumpkin to pick off the ground.

They sometimes move quickly and sometimes quite slow As they look very carefully through each pumpkin row.

They stood very tall, they waited (thinking) and then, With a really big smile they danced off again. (let children dance their own steps here for a while) They prance through the pumpkins, they search high and low.

If they find the right pumpkin they surely will know.

Sitting right there just a short ways away, Is the most perfect pumpkin they'd seen the whole day.

As quick as a train going chuggedy chug, They dance to their pumpkin and give it a hug. (each person dances to their partner and hugs them) The pumpkin pops up feeling so full of joy, Because now it belongs to this good girl or boy.

Then home they all dance (holding hands) very happy they'd seen The most special pumpkin for their Halloween.

Ginny Martin • Modern Dance with Ginny Martin 518-399-5802 • www.ginnymartindance.com www.danceclassathome.com

I'm reading a book about anti-gravity.

It's impossible to put down.

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Garofalo's Offers a Wide Variety of Meat Specialties OUR SIGNATURE ITALIAN SAUSAGE SINCE 1904 Hot or Sweet; Rope style or Patties Meatballs and Bragoiles Kielbasa, Chorizo, Andouille, Bratwurst, Daisy Hams & Thick Sliced Bacon Killer Chili

CUSTOM CUT BEEF Filet Mignon Rib eye steaks choice NY Strip Steaks choice

2 tablespoons vegetable oil 2 onions, chopped 3 cloves garlic, minced PORK 1 pound fresh ground beef from Garofalo's Pork Chops Center Cut Bone in or 3/4 pound Garofalo's beef sirloin, cubed 1 (14.5 oz) can peeled and diced Italian tomatoes Stuffed Pork Tenderloins* with juice from Garofalo's POULTRY 1 can or bottle dark beer 1 cup strong brewed coffee or espresso from Skinless boneless Chicken breasts Garofalo's Chicken Cutlets or Stuffed Chicken Breasts* 2 (6 oz) cans tomato paste 1(14 oz) can beef broth COLD CUTS 1/2 cup packed brown sugar Featuring Battistoni 3 1/2 tablespoons chili powder Salami, Capicola, Soppresata 1 tablespoon cumin seeds & Abruzzi 1 tablespoon unsweetened cocoa powder 1 teaspoon fresh dried oregano from Garofalo's *Our own bread crumb and sausage stuffing 1 teaspoon ground cayenne pepper 1 teaspoon ground coriander Don't forget the Homemade Stuffed 1 teaspoon salt Cherry Peppers or Freshly Grated Parmesan 4 (15 oz) cans kidney beans to complement our large Selection of 4 fresh hot Chile peppers, seeded and chopped, Pasta & Casa Visco Sauces.

Shredded Cheddar Cheese & Sour Cream

A variety of Olive Oils as well as blocks of

Heat oil in a large saucepan over medium heat, Sharp Provolone, Fontinella, Asiago, Cook onions, garlic, ground beef and cubed sirloin Extra Sharp Canadian Cheddar, Smoked in oil for 10 minutes, or until the meat is well Cheddar, Danish Blue Cheese, Pecorino browned. Mix in the diced tomatoes with juice, Romano and Parmesan Reggianito. dark beer, coffee, tomato paste and beef broth.

Season with brown sugar, chile powder, cumin, OCTOBER IS NATIONAL PORK MONTH oregano, cayenne pepper, coriander and salt, Stir in 2 cans of the beans and hot chili peppers, Garafalo's, the taste people travel for!

Reduce heat to low, and simmer for 1 1/2 hours- Stop in and visit the 4th generation, serving Stir in the 2 remaining cans of beans, and simmer QUALITY ITALIAN PRODUCTS since 1904. for another 30 minutes. Finish with shredded www.garofalosausage.com cheese and a dollop of sour cream.

Dutch Oven Roast for a Crisp Fall Day 3 1/2 lb of well marbled beef shoulder or boneless chuck roast from Garofalo's 2 Tbsp flavored olive from Garofalo's Salt, pepper, Essentials seasoning from Garofalo's 2 large yellow onions, thickly sliced, lengthwise, about 4 cups 4 cloves of garlic, peeled 1stalk celery- sliced thin and chopped to short length 1/2 cup of red wine 1 bay leaf Sprigs of Fresh Thyme Several parsnips peeled and sliced thin and chopped to short length Use a thick-bottomed covered dutch oven, just large enough to hold roast and vegetables. Heat 2 Tbsp of oil on medium high heat to sear the meat. Pat the roast dry with paper towels.

Sprinkle and rub a mixture of salt, pepper, and “Essential” seasoning all over the meat. Brown the roast several minutes on each side. Don't move the roast while a side is browning, or it won't brown well. When roast is browned, remove from pan and set aside. Add the onions and cook for about 5 to 10 minutes, until they begin to brown. Add the garlic and parsnips to sit on top of the onions. Set the roast on top of the onions, garlic and parsnips. Toss in a few sprigs of Thyme, add 1/2 cup of red wine, the bay leaf and cover tightly. Bring to simmer then put it in the oven at 300°F for 15 minutes, then drop it to 250°F. Cook for 3 1/2 to 4 hours, or longer, until meat is tender. Serve with green beans and a starch of your choice- boiled red potatoes pair nicely.

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MORTENSEN MOTORSPORTS UPDATE FOR OCTOBER

Photo courtesy of Bill McGaffin Photography

With the Fonda Speedway closed for a few weeks due to the Fonda Fair the Your Hometowne sponsored #1M of Mark Mortensen was on the road for a few weeks with trips to two different speedways that Mark had yet to visit this 2013 season the Albany Saratoga Speedway and the Glen Ridge Motorsports Park.

Both visits were very positive for the Mortensen Motorsports Racing Team as Mark finished sixth at Albany Saratoga and second at Glen Ridge.

Once the Fonda Speedway re-opened on Saturday, September 14 Mark was back in action at his home track with even better results, a win, after a fantastic side by side battle with fellow competitor Rocky Warner.

The 20-lap 602 sportsman feature on Saturday the 14th at Fonda began with Jeremiah Munson and Rocky Warner on the front row with Warner taking the lead at the drop of the green flag. Fourth place starter Mark Mortensen got by Munson on lap two for the second position with Warner now out to a half straightaway advantage.

Mortensen was closing in on Warner in lap traffic by lap seven and two laps later the one and only caution in the event was out for Jason Greco who spun around on the front stretch. Warner chose the outside lane on the restart with Mortensen underneath and when Denny Tilison's green flag flew to restart the event Warner and Mortensen remained side by side for many laps in a great clean battle for the win.

On lap 17 on the inside of turns three and four Mortensen was able to get by Warner for the lead and went on to his fourth win of the season in the Your Hometowne sponsored #1M Teo car.

Then on Sunday, September 22 at Fonda the 20-lap 602 sportsman feature began with Mark Mortensen and Rocky Warner starting side by side on the front row with Warner taking the lead at the drop of the green flag.

Warner and Mortensen pulled away to a straightaway advantage over the third place running car of 2013 track champion Dave Constantino by lap eight with many of those laps spent side by side with Mortensen running the inside and Warner the outside just as they had done the week before.

Coming out of turn four to complete lap eight Mortensen passed Warner for the lead in between turns three and four but Warner had such a run on the outside coming out of turn four that he got back alongside of Mortensen who thought that he had Warner cleared. Mortensen came up and made contact with Warner who hit the front stretch wall and brought out the caution as he came to a stop in turn one.

Constantino took the lead away from Mortensen on the restart but Mortensen never gave up on the inside groove and pressured Constantino until lap 13 when he made his way by Constantino for the lead in turn four. From that point on Mortensen pulled away to a comfortable lead and went on to his fifth win of the season and the 12th of his career in the division tying him at the top of the all time win list with Jeremiah Munson and John Scarborough who also have 12 wins in the division.

518-399-8174 • kdeangelo@sals.edu Library Board of Trustees-Monthly Meeting-Open to the public!

Wednesday 7pm Oct. 30th BOOK SALE October 7th-12th!

Baby Bookworms - Caregivers with children from birth to age 23 months will share in simple stories, songs and finger plays as well as activities using music and movement in this six week session. Siblings are welcome! Attendance each week appreciated but not required. *Registration Required Tuesdays OR Fridays 9:30am 10/15-11/22 Family Story Time-Caregivers with children age two and three will join us as we read books, sing, do finger plays and movement activities to promote early literacy. This is a drop-in program and siblings are welcome! Wednesdays OR Fridays 10:30am 10/15-11/22 Preschool Story Time-Caregivers with children age 3, 4 or 5 will join us for thirty minutes to share book and build literacy skills and crafts.

Siblings are welcome! Thursdays 9:30am *Registration Required 10/15-11/22 Movie Magic- Families with young children (ages 2-5) can join us for a short film based on a book, followed by a simple craft. Sign up is for the six week session, attendance each week is appreciated not required. *Registration Required Mondays 1:30pm 10/15-11/22 Toddler Yoga- Caregivers with children ages 2-4 join us for toddlerfriendly yoga poses combined with stories, songs and games. This is a drop-in program and siblings are welcome! Tuesdays 10:30am 10/15-11/22 2,3,4 Book Club- Where kids in grades 2,3 & 4 can enjoy a theme book club with Legos! Each month enjoy reading different books of the same genre or theme, do a craft and play with Legos. Friends are welcome! *Registration Required Wednesday 4pm Oct. 16th (Monsters) We offer classes for everyone! Book clubs, computer classes and a knitting group - just to name a few. Call or visit our website for details.

HOURS: M-Th 10AM-8PM / Fri 10AM-5PM / Sat 10AM-2PM ONLINE http://catalog.sals.edu or http://toblibrary.sals.edu YOUTH SERVICES http://toby.sals.edu • E-mail: rdarling@sals.edu

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From Scotia to Ballston Spa, covering the Route 50 Corridor

Customized Retaining Walls • Walkways and Patios Landscape Design and Installation • Fall Cleanups Sprinkler Systems • Night Lighting • Hydro-Seeding Family owned and operated by Kerby & Cindy Loukes for 25 years

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From Scotia to Ballston Spa, covering the Route 50 Corridor

AND LEMONADE IT IS! Change can happen fast, or it can be slow and methodical. It can be chosen or it can be thrust upon you without a seconds notice. Either way, we are left at a cross roads. We can choose to be who we were and fight the change, tooth and nail or choose to be the person we have always wanted to become.

I have chosen the latter; as change has come to me in all the above mentioned ways. First it was thrust upon me. Making my head spin, literally spin. The thrust was so hard and damaging it will be with me for what I fear, a life time. Then change happened again in the blink of an eye one New Years Eve. Again, taking me back, realizing more damage had been done. It was different this time. My physical body was still standing; it was my heart that was weakened. Then it began; the slow and methodical change. Finding my way, finding a new way to be, a new way to be "better" again. As I look back, it seems like ages ago and yet it feels like it was yesterday and the details still flood my memory. Like everyone, me being no exception, we all go through changes in our lives.

It is how we find our way through it and how we come out on the other side is truly what matters. We all have had our "lemons" in life; it is how and when we choose to make lemonade that makes all the difference.

I have chosen to become a fitness trainer. My goal is to become strong and fit to help others do the same. I have written and talked to many people about distracted driving. Hoping we can change our behavior and save lives along the way. Recently, it was my honor to meet and introduce the Governor at a press conference for just that. I have learned that one person can make a difference. I tell you and you tell another, and so it begins; the cycle of change. Change for the better. I could have sat and watched. I could have complained and done nothing. I could have hated and not lived. I chose, and I continue to CHOOSE, to be better and to find a way to be happy. I chose to fight the good fight, to enlighten and inform people of the ramifications of distracted driving; as I forge ahead with my mission I can see the change in others.

Now it is your time to choose. It is your time to make some lemonade.

So go and grab those lemons and get out there and make the life you want. Become the person you have always wanted to be. Now is your chance. What are you waiting for? Don't wait for it to be thrust upon you, or sit around and simply wait. Jump at your chance for change right now. Take control, it's your life after all.

As always, I wish you peace, joy and may your glass always be filled with lemonade!

Pattie Rakvica • idriveaware@gmail.com

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From Scotia to Ballston Spa, covering the Route 50 Corridor

DECORATING TIPS FROM THE SPECKLED HEN The primitive décor at The Speckled Hen represents the values, lifestyle and outlook of a simpler time - with special interest paid to handmade, quality items. I truly value and appreciate the quality and craftsmanship of the goods I display in my store and in my home. This idea applies to all products - down to the soap!

There is a big difference between fresh, handmade soap and the soap you find in grocery stores. Not only is the store-bought soap loaded with preservatives, but it's also harsh on your skin. The handmade soap at The Speckled Hen is made by a wife and husband team and is loaded with the finest ingredients.

All the soaps are created with natural vitamin and protein rich vegetable oils with superior moisturizing qualities. It's gentler for your skin, offers a rich lather, smells great and just feels better on your body! And to top it off, each bar is nearly 1/2 pound!

Customers rave and tell their family and friends about how these soaps got their eczema under control and how it healed their rosaceous. My favorite story is about a customer who bought the “Poison Ivy” soap remedy (which helps prevent poison ivy). This summer was his first in 20 years that he did not get poison ivy! Amazing! So even if you've never given a moment of thought as to what soap you're using, just try handmade soap - at least once! You'll quickly love and appreciate the various fragrances, colors, shapes and textures found in handmade soaps.

And here's a special treat for you!! Clip out this article, fill out your name and phone number, bring it to The Speckled Hen, and with your next purchase, you'll be entered into a special drawing. A $25.00 gift certificate will be awarded at the end of the month!

Name: ______________________________________ Phone: ______________________________________

I'm now open Sundays 12-4! I look forward to seeing you during your next visit to The Speckled Hen! Maureen Culver • 369.8771 38 Saratoga Road, Scotia• thespeckledhen38@gmail.com

AMERICAN LEGION AUXILIARY UNIT 234

CHILDREN’S HALLOWEEN

PARTY

OCTOBER 19TH • 11-2 PM 23 PLEASANT ST., BALLSTON SPA PRIZES FOR BEST COSTUME GAMES, CRAFTS AND SNACKS!

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SPOOFED WEBSITES Are you certain that the site you are looking at is what it appears to be? Is it coming from the company it claims to?

Fake (also called "spoof" or "phishing") emails and websites try to look like they're from real companies. They're a common way criminals try to steal your personal information. When you get an email or visit a website that asks you for personal information, especially things like passwords and account numbers, be very cautious.

A true counterfeit site is a one that attempts to pass itself off as an authentic site much as a counterfeit $20 bill attempts to enter the economy as currency.

Scammers usually use domain names very similar to real websites in order to make the fake websites look genuine. Fake websites include LOGO, images, news and links of the real websites to make the websites appear legitimate, using similar layout and content.

Scammers send fraudulent email messages in junk asking you to click the link in the email and logon an interface that looks very similar to a bank web page, or erect faked e-commerce websites, use faked payment web page to steal customers' online banking information. The cybercriminals capture your card number and password once you enter the faked payment web page.

So what can you do to protect yourself?

1. Enter a correct URL (address) in your address bar.

2. Check Website Address.

3. If in an email, they start asking for personal info or threaten that your account is going to be suspended, delete it!!

4. Update Your Software to make sure you have the best protection against malware.

And lastly STAY ALERT!! Be cautious who you give your personal info to.

Check your sources, confirm everything and look for more than one source before believing anything on the internet.

FALL SPECIAL DELL 15” LAPTOPS $399!!!

Core I-3, 500 gig hard drive, 4 gigs ram, win 7 or win 8, 1 year Dell factory warranty!!!

As always... Safe Computing!

Cheap Geek Computer Services • Maggie Faltskog • 399-8886

BH-BL EDUCATION FOUNDATION’S

Taste of Burnt Hills

MONDAY, OCTOBER 21ST • 6-8PM HIGH SCHOOL CAFETERIA $25/TICKET Sample Great Foods from Several of our Local Restaurants all in 1 Place!

Tickets available at the door or at Mail ‘n More To benefit the BH-BL Education Foundation For free child care call: 399-9050

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From Scotia to Ballston Spa, covering the Route 50 Corridor

CHOOSING A HORSEBACK RIDING INSTRUCTOR So your child wants to ride horses. She or he came home from school begging to ride like their friend does. Do you say yes? As a riding instructor with 35 years of experience I thought it may be helpful to provide some suggestions of things to consider when making the decision on where to go for lessons.

1. Decide what kind of riding; there are two general types of riding, English and Western. In each there are many different activities.

A. Western offers barrel racing, roping, and team penning and more.

B. English offers dressage, jumping, and eventing, just to name a few.

Some activities are shared by both Western and English riding such as trail riding and pleasure.

2. Consider if you think you may ever want to compete. It's not imperative for you to decide this now, but if you are indeed sure you never want to show you may be happier seeking a stable with a more relaxed atmosphere.

3. Call around. Go online and check the almost extinct yellow pages. Call stables in your area and ask what they offer.

4. Visit and observe. Once you have narrowed down a few possible stables, make a visit. Facilities don't have to be fancy to be efficient, but they should be clean, provide clean water, hay without mold and turnout areas for the horses. An enclosed arena (indoors or outside) is safer for beginners to ride in. Ask for a tour.

5. Meet the teachers: Instructors are human. We all have different perspectives, experience and expertise.Ask to observe a lesson. Besides the type of riding you want to do, consider the students (yours or your child’s) personality and learning style. Is the instructors approach to teaching compatible with the student?

6. Ask for references and credentials. In the US there are no requirements for riding instructor’s education. There are schools and certification programs but it is a choice to attend. Literally anyone can put up a sign and start teaching horseback riding. Some instructors get their education from other seasoned professionals. Hands on experience with horses is invaluable. If a teacher apprenticed with a reputable professional this can equal going to school.

At Total Horse Training we offer lessons at 2 locations, Ballston Lake and Charlton We love horses and love to share our passion!

Tina LaBrake, Total Horse Training Lessons • Training • Leasing • Showing 423-3330 • References available.

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From Scotia to Ballston Spa, covering the Route 50 Corridor

SO, WHAT IS “THE IDEAL SITUATION?”

By Stephen Chindamo The Ideal Situation is headed by lead singer and rhythm guitar player Jess Marcotte.

Although only thirty-one, Jess is a veteran of the music scene in the Saratoga area. Her last project, loosely named after her, was called Jezzie Tree. This was more of a “jam” band; meaning that they took rock classics and extended them featuring instrument solos. Jess feels like her new band is much more fun for her and her audience, calling it “the ideal situation” for her - and thus came the name of the group.

These days The Ideal Situation is the name of a band that is bringing lots of fun to clubs in the Saratoga region. Playing party music from the likes of Elvis Presley, Michael Jackson, Marvin Gaye, Rihanna, Bruno Mars, Lady Gaga - just to name a few - the band covers such a wide variety of songs that it's hard to get bored. One of the things the band loves hearing at the end of shows from their audience is “Wow, I can't believe you played that song.” They will pleasantly surprise you with their song list; they pride themselves on not playing the same selections that so many other bands play to death; and if you like to dance then you are really in for a great night.

You could say that music is Jess's life as when she is not lighting up the music scene at night with her band, she is hard at work as a private teacher of music. Jess instructs all age groups; but primarily deals with children. Just like the music that she plays with The Ideal Situation, Jess teaches a wide variety of instruments including guitar, violin, piano and of course, voice. She gives children what is needed most to succeed as a performer confidence. One of her guitar and vocal students, Sara Chindamo, my daughter, who is only six-years-old, calls her music teacher, “really cool.” Now that may not be the ringing endorsement one would ask for; but it is really cool that such a young person has taken to an instrument with such zeal and has improved in every aspect of her academics dramatically since she began her lessons with Jess one year ago. Confidence is also a great tool to combat bullying. Best of all being involved with music helps children and all people to enjoy life that much more.

The Ideal Situation is available for clubs, weddings and parties. You can catch them at Bailey's Café, 37 Phila Street, in Saratoga Springs October 5th, from nine till one at night. If you are interested in having them play at your club or event, you can look them up at theidealsituation.vpweb.com or call 518 681 9544. They are also on Facebook. For information about music lessons from Jess Marcotte, visit jessmarcottemucic.com. All the upcoming dates for The Ideal Situation are on that site as well.

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BRYANT REBATES ARE BACK!

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From Scotia to Ballston Spa, covering the Route 50 Corridor

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$10 OFF ANY SERVICE WITH THIS AD CANNOT BE COMBINED

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From Scotia to Ballston Spa, covering the Route 50 Corridor

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