Crypto UnityOne by Goracio

The

Crypto Community Platform version 1.1

The given paper describes a new way to create a multifunctional Unityone Platform (UNO) based on blockchain technology. It features a project concept, aimed at globalizing of cryptocurrency adoption by means of simplifying its practical usage by user.

Contents 1. Introduction 5 2. Problem statement and market analysis

3. Solution from UnityOne Platform 9 3.1 Product application 9 3.2 Why Unityone Platform ? 9 3.3 Main objectives 14 4. Multifunctional web-service and UNO wallet 17 4.1 Exchange web-service 17 4.2 Crypto Market of Things 19 5. UnityOne Platform for equity participation in the tokenized business

6. Technical aspects 27 6.1. Digital asset creation 27 6.2. Inventory or list of objects 27 6.3. Shares distribution 27 6.4 Purchase of the physical object 29 6.5 Functions for Managers 29 6.6 Object’s tokenization 32 7. Platform Smart-Contracts 35 8. Details of ICO 39 8.1 sUNO TOKEN 40 8.2 Bounty 41 9. Distribution of funds collected during ICO 9.1 Development of the “UNO Wallet” 9.2 Mining Investment with PoS algorithm 9.3 Cryptocurrency to fiat exchange service 9.4 Platform for tokenization of joint investment and management objects

43 43 44 44 45

10. Team 51 11. Terms and conditions 53 12. FAQ 57 13. Road map and development plan of the UnityOne Platform

The UnityOne Platform v 1.0

1. Introduction Currently, while digital economy has already reached impressive scales, thereâ&#x20AC;&#x2122;s a little doubt that cryptocurrency will be fully integrated into everyday lifestyle and financial structures. Every day there emerge new elements of a cryptocurrency environment. Motivated by disruptive technologies web developers do not intend to stop. From project to project they create more updated technologies and add new components, which sometimes are not fully understandable to ordinary users. People with a rigid mindset are not ready to accept something brand new and not clear. They do not believe in digital economy development and consider that fiat money doesnâ&#x20AC;&#x2122;t have any alternatives. However, new startups strive to create such conditions under which people with different viewpoints, either with cliche thinking or adaptive mindset, can easily adjust. The UnityOne Platform (UNO) is one of the projects born and being developed in the globalized cryptocurrency space to help people roll in the cryptocurrency subject knowingly. The given project aims at creating an ecosystem, which will have practical application and be as user-friendly as possible.

The UnityOne Platform v 1.0

2. Problem statement and market analysis Digital economy is conquering new markets and continues to develop dynamically. Cryptocurrency applications impress, starting from ordinary amusement to a grand-scale business projects. Despite of all benefits comparing with fiat, fintech industry is still far from ideal. One of the urgent issues is that cryptocurrency market is too sophisticated for ordinary users, common people have much difficulty to take advantage of these innovative technologies. This is one of the reasons of a slowly going cryptocurrency mass adoption. Another problem is a cost and speed of digital currency transactions. Recently it is hard to meet a user who has never reprimanded on issues connected with deposit or withdrawal of the cryptocurrency. Security of digital wallets is also a hot recent question.There have been hundreds of projects issued, aiming at eliminating of these drawbacks, but as it can be noticed, the current industry situation is still far from perfection. The biggest hurdle on the successful development of digital currencies can be the lack of connection to the real economy. Up till now cryptocurrencies are not fully integrated into the everyday routine.This is the reason why there is a confusion of technologies by the majority of people. The team of the UNO project offers an effective solution for the whole crypto community. The given paper will describe in detail a mechanism that provides a background to a reliable platform and a stable token, which enables to strongly tie real economy and cryptocurrency space for the first time.

The UnityOne Platform v 1.0

3. Solution from UnityOne Platform After defining basic market issues the team came to conclusion that today cryptocurrency users need to have a full control over their assets. Itâ&#x20AC;&#x2122;s vital to conduct instant transactions, including conversion of fiat funds to digital currencies and visa versa. As soon as such a possibility is not fulfilled, a digital currency cannot be considered a high-grade, convenient and accessible payment means. Grounded on the statement above the team started developing a unified digital solution, which can provide a user with all advantages of full control over personal financial operations with cryptocurrencies. The novelty of the project lies in blockchain usage to digitize and efficiently manage buy / sell / exchange transactions with cryptocurrencies in several clicks.

3.1 Product application The basic project concept features development of a new centralized digital wallet, simple and secure in usage. Technologies backing such a product will allow to support hundreds of transactions per second and will scale up linearly with growing needs. First time in the history users will be able to conduct instant transactions free of fees, peer-to-peer or to pay for any purchases in online stores. The more detailed description of the wallet and its functions will be presented in the next section.

3.2 Why Unityone Platform ? The Unityone Platform is building a globalized cryptocurrency platform that will define industry standards, digitize and efficiently manage buy / sell / exchange transactions with cryptocurrencies in several clicks, create coin indexes, and establish itself as the authority for cryptocurrency trading. We will provide a much richer and deeper trading experience than exists now. The trading platform is being designed to provide a range of trading services to enable traders to trade on Indexes, Funds and ETFs.

The UnityOne Platform v 1.0

What makes The Unityone Platform different? Competitive advantages Main benefits of the UnityOne Platform project lay in its multi functional usage and focus on the globalization of crypto economy. Below we will discuss all advantages and peculiarities of the product.

1. Platform users can communicate with each other, which provide significant opportunities for lucrative negotiations and agreements By using UNO you can exchange cryptocurrency to fiat any time. Fiat in cash can be easily and quickly deliver to your location by a reputable courier service provider which successfully operates all over the world. This courier service provider represents a third party and guarantees security of the deal and prevents any possible fraud. It’s a common knowledge that there are a lot of organizations which facilitate cryptocurrency exchange services. However, the issue to exchange crypto to cash in the preferable fiat currency has been initially aroused by UNO project. Lack of a simple and comprehensible exchange service negatively influence a number of digital currencies’ users. In our opinion, such an innovation will allow a stronger linkage of digital currencies with everyday lifestyle of ordinary people and find its niche in the global financial structure. We strive for transforming the exchange of cryptocurrency to fiat to the everyday routine and a mainstream, the same as fiat withdrawal from the ATM, but under condition of full anonymity and unlimited amounts for withdrawal.

2. Platform will support the instant purchase of various goods for cryptocurrency Shopping in any online store can always raise up one’s mood and bring more positive emotions, especially when one can easily pay for fancy things with digital wallets. What if such a wallet keeps inside not US Dollars or Euros, but, for instance, a digital currency? Such a payment method could be convenient for those who have digital coins in their disposal, but have no intention to cash them. Take into consideration that all transactions at the platform will be conducted free of charge. The major perk of this concept is Family Wallet / Corporate Wallet. It is a wallet to be used by

the whole family or a company. For example, users can set a limitation on the daily expenses and restrict some kinds of goods. Additionally one can easily block merchants / buyers from restricted countries. For example, a single country that has sanctions on another country can tell us to apply the legality of blocking services to a particular country. One can not only purchase from the online stores, but make bigger buyings. At the platform one can purchase vehicles, real estate and commercial buildings.

3. A group storage possibility of big amounts of the same cryptocurrency on Family Wallet / Corporate Wallet aimed at its further mining by Proof of Stake (PoS) algorithm The idea of the project is not in creating the tool for online payments similar to existing in plenty, but in upgrading functions and a brand-new approach. Due to the Proof of Stake algorithm, cryptocurrency owners can enlarge their balance on the UNO wallet, by means of interest rate: the more coins are in storage, the more will be the interest rate. The given service is convenient because users can unite their efforts, invest in one common wallet and by doing this enlarge their income by increasing of the interest rate. Control over maximizing of income will be performed by the input calculator, which will be constantly analyzing the market and define the perfect combinations to get the biggest dividends on the grounds of calculations of the best investing options. The given tool will become your personal financial adviser and will guarantee successful investments. In addition, there will be a mechanism for accumulating money within the family, for example, the father makes a savings plan that he deposits x coins to his son.

4. Possibility of equity ownership of valuable assets with the aim of further income The economy market research showed, that the housing is one of the most demanded components, which brings the quite high profit to its owner. The increased demand for the real estate allows to set the favourable rental or selling price. Using the UNO service you can purchase high-value assets not only for personal use and possession, but for the future earning as well. By acquiring real estate with UNO tokens

The UnityOne Platform v 1.0

on our platform you can receive dividends from its exploitation not by one owner, but the group of owners (the platform realizes the equity purchasing of property with the ability of collective earnings). Purchasing real estate on equal terms with someone gives an ability to purchase common floor space, in case you have two capitals that are not enough for purchasing of two separate flats. After the sell of common rental space, itâ&#x20AC;&#x2122;s in a three times beneficial, and can generate enough profit to purchase a separate housing for personal usage and earning. The contract of sale during the collective purchase of real estate is issued according to established legislation, just as it is with sole conveyancing. With the exception, that it has two or more owners specified and not one, as well as their ownership volumes. A distinctive feature is that payment for this deal is made in crypto and not fiat. Housing stock of key cities: New-York, Tokyo, Paris, Prague, Barcelona, London etc.., is less exposed to economic cycles, crysisâ&#x20AC;&#x2122; and other inevitable fluctuation of market. If you compare it with overall tendency of price reduction on real estate in case of crysis, then the central parts of the city are not dropping, but only being suspended. Accordingly, priority in choosing the object is their location and ability to generate profit. That is the reason why token holders are offered an already well-designed immovable assets. Objects will be purchased in a solid form or reconstructed buildings, ready for rental. They are a liquid asset on the real estate market, since they bring a stable income. Since some of the objects are in their final stage of construction, this allows a purchasing of assets on a market for a better price, without overpaying to mediaries. Our team implements a revolutionary business-model, that allows users to safely participate in deals connected with real estate objects with high-yield all over the world. Possibility of smart-contract will usage be the guarantor of transparency and credibility, which, in turn, prevent all of the frauds and control the fulfilment of contract clauses.

5. Collective investment into ICO One of the key problems of investing into ICO is a high threshold. Majority of perspective projects set limitations for private investors, minimal floor amount for token purchasing

exceeds the possibilities of investors and they are obliged to give up investments into high-yield startups. Through possibility of establishing pools for investments into ICO, our platform has next advantages: – higher chances of participating in top ICO; – you can invest any amount, with collective investment the threshold doesn’t matter; – receiving additional advantages from ICO organizers (favourable price on token purchase, discounts and different bonuses); – ability to bypass government regulations on some projects (you won’t need to pass the KYC procedure and provide your bank records; – minimizing the risks (you diversify your investments, in case of project’s failure you share the risks between all of the participants); – project selection by an experience pool administrator (you can invest not only into your chosen product, but also turn to the people who have the experience in the ICO investment area). Platform pools are centralized, so at any given time you have all the reports regarding their functioning available. Thanks to that you can unambiguously analyze and choose the most financially attractive project for fund investment from your wallet.

6. Trading Coins and Supporting Wallets Our platform will support a variety of coins that cover both market major market cap and also cover various industry sectors. We aim to support the most popular coins which we will continue to evaluate as we evolve the platform and the needs of our customers. This means that we will create wallets for each coin so that they can be stored on our service and managed by our customers.

7. KYC (Know your customer) and Customer take-on in 1 hour Our aim is to ensure that customers are registered, verified and are able to deposit funds and start trading within 1 hour from registration (KYC) to funds deposit. We are designing everything we do around usability, and ensuring that people can start fast. We will automate the KYC aspects of the customer take on such as passport or ID verification so that the user can start immediately. We are building the platform where users can deposit funds on demand so that they can buy it now. We are serving the needs of our clients who want to start and we will build our platform to serve that need.

The UnityOne Platform v 1.0

3.3 Main objectives The global objective of UnityOne Platform project is to contribute to the development of cryptocurrency through creating a versatile platform for practical implementation and turnover of cryptocurrency. UNO’s team performance is aimed at developing a unique system, which will combine all the crucial components of cryptocurrency market functioning. At this stage our task is to provide an easy access to complex technologies, to demonstrate true purpose and real value of innovative development in everyday life. Technologies are created, primarily, for people, and this is exactly what our project is based on. You can tell people a million times about anonymity, decentralization and safety of cryptocurrency, beauties of blockchain and benefits of smart-contracts, or you can provide an opportunity to easily acquire estate without the complex bureaucratic procedures and disclosure of your income to government, show how easy it is to move your capital to any region, how to rapidly cash or put money into an account or how uncompromising smart-contract conditions are being fulfilled, how it excludes miscellaneous frauds with your money. Tech world is no longer an exlusive tomorrow, but a realistic today for everyone with UnityOne Platform. We see the usefulness of our project exactly in this — provide a platform for people for easy and understandable practical usage of blockchain technology, smart-contracts and cryptocurrencies. You won’t need to delve into their essence or deal with complex procedures, you will only need to enjoy the fundamental goods and benefits by using a simple user interface.

The UnityOne Platform v 1.0

4. Multifunctional web-service and UNO wallet Unityone wallet will provide an opportunity for clients to anonymously and safely conduct an exchange of cryptocurrency for fiat or supplies, participate in ICOs and use different tools to build up your assets. Creation of your own centralized multi-currency wallet will allow you to carry out all of the transactions without commission, all of these transactions will be under the full control of the owner, that can at any given time cancel the payment. Furthermore, an API will be developed as part of a future of the project, which will allow any service to embed their UNO wallet to pay for goods. An important component will be an ability to create “shared wallet” for group usage, as an example, for family and/or business-organization. As an owner you can place limits on your purchase,creating trust fund for the family,restrict purpose and place where the certain amount from balance can be spent by one or the other user. A self-supporting functionality and novelty for such wallets will be an ability to indicate countries of buyers/sellers on which you can spend funds from your balance, put bans (sanctions) on payment of services for unwanted customers.

4.1 Exchange web-service One of the key components of the project will be an interactive exchange service or cryptocurrency withdrawal in fiat with cash courier delivery all over the world. This is a convenient way of deal-making without leaving your house. The main advantages of such exchange are practicality, accessibility and safety. To be able to carry out this procedure following conditions must be fulfilled: – platform user picks a person interested in selling/buying the cryptocurrency; – they agree upon the price of exchange and pick a delivery service that fits the customer; – a selling party sends specified amount, which is being frozen on the smart-con-

The UnityOne Platform v 1.0

tract, until the courier receives the cash; â&#x20AC;&#x201C; after the transaction of money equivalent is complete, cryptocurrency is automatically credited to buyerâ&#x20AC;&#x2122;s wallet then the delivery is being held out to the address specified by the buyer. For executing the deal each party will pay a specific commission. We do not exclude the possibility that some banks might want to provide their services for exchanges of large amounts. Currently there are multitude of courier services that are engaged in delivery of currency all over the world, but the given service is not yet popularized among crypto-owners. Such agencies are interested in obtaining additional client market, which will create a higher-demand for their services. Therefore, they will fill up the request list on the future platform independently, that way creating competition between analogous services, offering our users a wide variety of choices on favourable terms. Also, the important part of the work of such services will be the proper legal form, which acts as a guarantor for transactions safety.

Exchange coins Payment method

Payment method

VISA Credit card

Credit card

MasterCard

Bank transfer

Client A 1 BTC

Client B

Bank transfer

Paypal

Western union

Cash

Regular delivery

GPS

Brinks GPS

Western union

Cash

4.2 Crypto Market of Things This platform gives an ability to purchase all kinds of goods using cryptocurrency. This payment method will be beneficial to users for its simplicity, speed, safety and absence of commissions. To be able to carry out this procedure following conditions must be fulfilled: – replenish your wallet based on UnityOne Platform; – visit the website of the online shop, which has our digital wallet integrated; – choose the needed goods and add them to the cart; – set your payment method as UNO wallet and do a transaction. What can you purchase with UNO tokens on a platform: – real estate; – cars; – trips; – education; – electronics; – day-to-day goods and services. For example, today the real estate sale offers for digital currency are calculated not even in dozens. Dubai, Switzerland, Notting Hill, Philadelphia, Kazakhstan and the list goes on and on. There are already real estate done deals for cryptocurrency in Manhattan, not so long ago first deal was done in Texas. Nevertheless, in proportion to the largest portion of real estate market it’s still insignificant. Everyone who’s encountered the purchase of real estate know, that it is a very complicated bureaucratic procedures that requires a lot of meetings, documents cross-check, money transactions and so on. Transferring to blockchain-deals will greatly improve this procedure, even if you look at it, solely, from the perspective of saving time of the participants. Most frequently arguments for successful closing of a deal are speed and reliability, that cryptocurrency offer.

The UnityOne Platform v 1.0

Our team believes that the massive introduction of technology of settling payments with cryptocurrency might become a real driver towards the civilized market through best interest of seller and buyer. This would allow to reduce the risks of fraud and simplify the deal itself. For more serious acquisitions there are certain agreements and priority actions on making a deal. First you’ll need to find a person, that offers you goods on our servers. Negotiate the prepayment in any currency on your discretion (doesn’t matter if it’s fiat or cryptocurrency). And then the principal amount for the good should be sent in digital currency to the seller’s wallet. The guarantor of the deal will be smart-contract, in which the given good (for example a car) will be considered as completed only after the payment is credited to the seller’s account. Countries, in which cryptocurrency market has acquired statutory status conducting such deals will have the support of the law. The advantages of transferring large amounts, that way, will protect buyer from falsified cash and various threats during transportation.

The UnityOne Platform v 1.0

5. UnityOne Platform for equity participation in the tokenized business Project offers a number of tools to maximize the profit of the user. Platform will have the functionality that allows the creation of pools of various orientations. The essence of the pools is in uniting the market participants, whose profits and expenses are contributed to the common fund and are distributed among them in accordance with predetermined proportion.

The UnityOne Platform will have the options of collective investment: Collective purchase of house/lands Decentralized voting DAO SaaS Equity participants

sCCP/CCP wallet

Set of 5 smart contracts

Managing Company

Web Service Partner systems

System’s clients / partner’s investors

API

Object placement

Client which adds an assets

– Investing into immovable assets – Group investment into ICO – Merger of one cryptocurrency holders with the purpose of mining through PoS algo-

The UnityOne Platform v 1.0

rithm Platform will allow developers and site owners to tokenize their sites through creation of customized smart-contracts and provision of token distribution for the site sale (wholly or partly) or attraction of funding for its construction. As soon as the site is listed on the platform for further token offering, 20% of reserve fund is added on top of the starting price of the site. It will be used to offset the costs of purchasing, management and maintenance of the site, platform commissions, as well as level the bouncing price of cryptocurrency market when converting fiat into crypto. The final amount of siteâ&#x20AC;&#x2122;s sold tokens, compatible with ERC20 standard, will include this surplus without extraordinary taxes. Key business-process of the platform will allow builders and other suppliers place their sites on the platform for their further conversion into digital assets, when the site will be divided into many shares-tokens based on blockchain, which shows the fractional ownership of the physical object.

Equity participation in tokenized business For participation in equity tokenized business you will need to have UNO tokens. They are needed for participation in crowd-sale, additional voting and for addition of the object to the corresponding list. Different risks will be evaluated by the third party, each object will receive risk evaluation and projected return of investments compared to evaluation of other objects. Such prognosis will be based on on an annual functionality evaluation and objectâ&#x20AC;&#x2122;s turnover. Participant status Status 1 Status 2 Status 3 Not participant

Return on investment High Average Low No access to token offer

• Right to vote Also, to participate in equity tokenized business UNO holders will have the right to vote for trust companies, as well as for inclusion or removal of the object on the platform. All companies — third parties will be included into special ratings, UNO owners will have to choose from the registered on the platform mediator-companies. Participant status Status 1 Status 2 Status 3 Not participant

Influence in voting 3X influence 2X influence 1X influence No right to vote

• Discount commission on sale Commission in tokens from the transaction amount, which paid either by the seller or buyer. Participants will receive a reduced commission on their token sale. Participant status Status 1 Status 2 Status 3 Not participant

Standard commission for transaction 2%

Participant transaction commission 0% no commission 0.5% 1% 2%

• Redistribution of tokens on favorable terms Periods will be set for the redistribution of tokens, so new participants could purchase equity on favorable terms. All who wish can participate in these redistributions, but users with the status of “non-participant” can’t use favorable terms.

The UnityOne Platform v 1.0

6. Technical aspects 6.1. Digital asset creation In blockchain conversation of real property into digital asset includes such processes like search of objects for inventory or acquisition of one object, shares distribution among participants (primary period of sales) and final tokenization of object. Whole process described in section of this chapter.

6.2. Inventory or list of objects This platform allows users sell and buy objects in digital format. Platform will collaborate with partner organizations object owners, real estate developers, real estate agencies to place potential object on the platform and tokenize it. Search for potential object and actions required for placement and promotion on the platform will be performed outside the platform. Selection organizations object-owners will be carried out by toke owners voting. There is other possible ways to use tokenized object shares, how as means for savings or inheritance; as collateral for other blockchain services; secondary transactions, during which price of object increases and makes tokens more valuable, they can be sell wit greater profit. On platform will be developed and presented ability to communication between seller and buyer for shares tradings.

6.3. Shares distribution As soon as decision over object for placement on the platform finalized, process of tokens distributions starts by participating in primal sale for token generation of this object. Platform will prepare profile for each object which includes object specification, name of the trust company (which operates with ownerships of the object) and shares prices. Such documentation help for making final decision. Shares distribution will be carried out by dedicated smart-contract for this object. In smart-contract will bsee covered shared founds of participant until shares fully not distributed or until distribution period end. In this case distribution will be considered as unsuccessful and shared funds will be returned to owners, participants of distribution. In case of

The UnityOne Platform v 1.0

requesting return of found Ethereum gas fees must be paid. Platform will have no access to participants shared funds. As soon as distribution duration ended funds will be available exceptionally for autorise registered trust partner company, for which user have voted. Platform ensures that all contributions will be used for acquisition of physical object and all deal related spendings. Trust company will have access to platform’s bank account, because fiat money will be used for object purchasing. Transaction will take some time according to jurisdictions. In this case platform will distribute shares to users only after transaction completion confirmation.

The UnityOne Platform will have the options of collective investment: To receive price for the object and price of equity in tokens, next components are considered: • Current price of the object The price of the project that’s based on (1) report on evaluation, (2) price of the builders for the primary sale, (3) price of the seller on the secondary sale, (4) average paid value of the similar objects for the last 12 months, depending on what’s higher. • Purchase Cost Listing price of the object will include any commissions on transactions (brokerage commission, evaluation price, etc.), in accordance with traditional purchase-sale of the objects. Commission, taxes and other related spendings during the purchase of the object will differ depending on the jurisdiction. Such spendings will become inherent part of the total value, by which the object will be tokenized on the platform. • Reserve Fund Platform will collect primary reserve fund of 15% from the token value for the purpose of adding it to the final listing price on the platform. Although the exact percentage can differ and will be regulated if needed.

Reserve fund will include minimum deferred amount and will be used for: – Coverage of any casual expenses, expenses on management and maintenance of the object, if the object is operating or didn’t bring any income. – Platform commission payments including trust company commissions and such. Since such commissions depend on companies jurisdiction, they will be described in detail in object’s documentation. This data will be in a public access for all of the interested parties. – Changes of the cryptocurrency asset price, which was used during the distribution. During the period of distribution changes of the cryptocurrency asset price may occur, accumulated in smart-contract in comparison to the currency physical object is being sold in. This means that the change may have an impact on the price of the collected assets and be lower than than the price needed to close the deal. This reserve fund will be used to finish the deal even through the change of the crypto asset price.

6.4 Purchase of the physical object After the token offering period is over and all of the tokens are distributed the purchase of the object will be held off the platform. Costs collected in tokens will be transferred to the account controlled by the trust company and will be converted to fiat for the purchase. Single-goal banking account (reserve fund account) will be created specifically for this object. The contract of sale will be formalized in accordance with all of the norms, and the relevant expenses will paid out from the reserve fund. The remaining amount on the reserve fund will be left there. Reserve fund will cover the costs on maintaining the object, trust commissions etc.. The expenses amount will differ depending on the objects jurisdiction, as well as expenses of trust company and management company.

6.5 Functions for Managers A Pool Sponsor commences a registration on the UnityOne Platform and approves the information and data through a double authentication process. After the registration pro-

The UnityOne Platform v 1.0

cess is approved and complete, the Pool Sponsor creates a UNO/sUNO wallet and saves a private key file. This UNO/sUNO wallet address will be used for the publishing of the smart contracts of the pool. Next the Pool Sponsor deposits sUNO tokens directly to the wallet to allow the suggested pool to collaborate with the blockchain. The blockchain charges a small fee for any transaction related to the record-keeping of information, so the Pool Sponsor will need to pay a small fee to publish a smart contract for the pool. The Pool Sponsor later establishes the pool, fills in the data of the pool, pool type, and the addresses of the Pool Sponsorâ&#x20AC;&#x2122;s UNO/sUNO wallet. Thereafter, the investment UNO SaaS is publishing a smart contract on the blockchain with all the necessary settings, on behalf of the Pool Sponsor. The smart contract also includes as necessary the addresses of the Escrow smart contracts to handle different trust functions. The next stage is the addition and verification of UNO wallets to create a portfolio. Verification is necessary to prove the pool that the assets of investors will be stored in these UNO wallets, and to confirm whether managers have their own equity shares in those wallets. The investment UNO SaaS will use an array of verification options, depending on the blockchain where the UNO wallets are stored. The simplest method of verification is the transfer of micro sums or OP_RETURN transactions to the investment UNO SaaS verification wallet. If the transaction is successful, then the protocol verifies the wallet of the pool in a smart contract. Verification of the initial assets owned by the pool is one of the most crucial aspects, since it is very important to understand, especially for pool participants what amount of the assets that are at risk are owned by the participants. At the time of verification of the wallet, the investment UNO SaaS reads the available balance and records it into a smart contract as the seed capital of the pool. Publication of data: Once a day, investment UNO SaaS cross-links balances and transaction data from the verified UNO/sUNO wallets and records them via investments sUNO smart contracts to the smart contract of the pool. Published data becomes available for the managers to analyze the poolâ&#x20AC;&#x2122;s performance on a daily basis.

Listings of the pool: Pools managers with already existing pools that have been set up properly on the UnityOne Platform, can use the UnityOne Platform to attract investors. Each qualified pool is listed and ranked by the UnityOne Platform, which is the most potent marketing tool within the UnityOne Platform framework for attracting new investors. Closed-ended pools can use the investment UNO SaaS to conduct an ICO, to raise seed capital and issue their own ERC20 tokens. After a closed-ended pool is established, the manager can publish an additional smart contract for the ICO purpose, which works in cooperation with the primary smart contract of the pools and controls the distribution of the tokens. Assignments of responsibilities The Pool Sponsor will be able to assign responsibilities to the managers within the smart contract of the pool, by granting permission or restricting access to the different functions of the platform. Functions and Options of the UnityOne Platform for Investors Investors who register on the UnityOne Platform system will get a personal account and back office. If the investor passes “know your client” and “anti-money-laundering” verification, the investor will receive access to a proprietary UNO/sUNO wallet, into which the investor can deposit pools and store UNO tokens. Investors can review the rating and statistical information of each pool on the UnityOne Platform and make a decision whether to invest or deprive. Pools are divided into categories and types. The investors can analyze the activity of the pool for any period of time. The investment UNO SaaS forms the trust level of the pool, an important factor affected by the pool’s activities. This will allow investors to make more educated and well-informed decisions. Investors can buy and sell equity shares of the pool by moving sUNO tokens into and out of pool offerings. Investors wishing to deprive can tender their equity shares back to the pool and get the then-current value of their equity stake in sUNO tokens in return. Closed-ended pools use a different approach.

The UnityOne Platform v 1.0

Security of the assets All assets purchased from pools established by the investment UNO SaaS are stored in a “cold” wallet. Only holders of a private key will have access to the wallet unlocked by the private key. The same UNO/sUNO wallet may be used to store all the assets of a given investor. ICO participation An investor can acquire the equity shares of a closed-ended pool before it is listed on an exchange.

Pool Sponsor

CCP SaaS Set of Smart-contracts

Investors

2. sCCP deposit 1. Pool Establishment

Pool

sCCP / CCP Wallet

6.6 Object’s tokenization Each physical object will have a confirmation of purchase in a form of act of ownership or similar agreements, which are legal confirmation of ownership, released after the object is purchased. Trust company will keep the documentation on behalf of the platform users. After receiving documentation trust company can upload a scan copy into the smart-contract through decentralized exchanger IPFS, as a proof of object’s purchase. Platform will then run a procedure of object’s tokenization. Object’s tokens are indivisible and will always be a single number.

The UnityOne Platform v 1.0

7. Platform Smart-Contracts • Assets Core Main smart-contact. All the necessary information regarding the object. • Assets Token Smart-contract for maintaining and managing the balances of token holders. This is an ERC-20 token. • Assets Wallet Smart-contract for managing and storing crypto assets, related to the object. • Assets FundRaise Smart-contract for collecting primary funds of the object. With the help of smart-contracts, created on Ethereum blockchain platform will create a layer for tokenizing assets and investments. For platform functioning next internal smart-contracts are needed: • Assets DAO DAO (Decentralized Autonomous Organization) — the most sophisticated form of smart-contract, which contains the rules on how the user voting process is conducted, depending on their status on the object’s purchase matter, selection of a managing company and similar questions. Users with higher status on the platform have bigger influence on the voting. • Trust Company smart-contract This smart-contract is a simple wallet with numerous signatures for wallet management, which has an access to initiate the transactions through smart-contract.

The UnityOne Platform v 1.0

The UnityOne Platform will have the options of collective investment: 1. Contract is used as a digital signature list of users. It keeps the hash of users data or identifier and agreement 2. Only users from this list can participate in objectâ&#x20AC;&#x2122;s purchase.

Key components of the platform architecture UNO Fund 1. Smart-contract for managing all funds, reserves and distribution of profit 2. As soon as the profit of the object transferred to the contract, token owners can claim the profit depending on the amount of their tokens Escrow for token transfer 1. Smart-contract will include: objectâ&#x20AC;&#x2122;s tokens for sale, amount for sale and legal partner for legal conduction of the deal. Assets Core

Assets Token

Main smart-contract All asset related information

Assets Wallet Smart-contract to manage store crypto assets

Smart-contract to manage and maintain token holders balances This is ERC20 token

Assets DAO

Assets FundRaise

Smart-contract to manage token holders involvement in making decisions on the property

Smart-contract to manage the initial fundraising activity for the object

2. Token transfer will only be legal by using this escrow 3. In case of an illegal transfer a solution mechanism will be developed Table: a set of smart-contracts for tokenized business

The UnityOne Platform v 1.0

8. Details of ICO To attract investments to realize the project, team has made a decision to conduct an ICO. Our team plans to issue tokens in amount of 28 571 429 (100%). For sale in 3 stages allocated 20 million tokens 70% of the total amount. Amount of tokens open for sale on pre-sale will be 1 million, pre-ICO - 5 million, ICO itself - 14 million.

Pre-sale Pre-ICO ICO

Percentage: Token price: Amount of tokens:

Pre-sale Pre- ICO ICO 5% 25% $1 $1 1 000 000

5 000 000

Total: 70% $1

100% -

14 000 000

20 000 000

Total amount of tokens will be distributed on a few essential components for project promotion: 13% goes to the team, 5% for partnership, 2% bounty, 6% bonuses, 4% marketing campaign.

ICO

Team Partnership Bounty Marketing team Bonuses

The UnityOne Platform v 1.0

Tokens: ICO: Team: Partnership: Bounty: Marketing team: Bonuses: Total:

Percentage: 20 000 000 3 714 285 1 428 571 571 428 1 142 857 1 714 285 28 571 429

70% 13% 5% 2% 4% 6% 100%

Also for contributors a special promotion will be held in a form of bonuses. Bounty campaign has 1 714 285 bonus tokens allocated, which will be distributed the following way: 1. Purchasing with pre-order contributor receives 10% bonus tokens from the invested amount to his account. The full amount of bonus tokens is 357 142, when the bonus pool has ran out, there’s no longer an ability to purchase tokens with the special bonus 2. During the Pre-sale buyer receives 25% of purchased token amount (250 000 bonus tokens) 3. At the pre-ICO stage, contributor receives 15% of the purchased token amount (750 000 bonus tokens); 4. If a person makes a single purchase from 50 to 199 ETH, he receives 5% bonus tokens, if it’s 200 ETH and more — 10%.

8.1 sUNO TOKEN Implementation of stabilized token is necessary for the object’s purchase, since the fiat money will be used for purchasing, and the changes in the cryptocurrency prices are unacceptable for such high-liquidity purchases. This token is stable and backed up by USD and controlled by the platform’s fund. This means that 1 sUNO = 1 USD on platform’s banking account. Here’s the token distribution description: – Platform accepts any currency (fiat and crypto) and with the help of an app exchanges it immediately to USD and sends it to the safe banking account. – Platform issues new tokens and adds them to the wallet, from which the payment was made. – All transaction on platform: purchase of object, commissions, profit distribution from the object’s rental, reserve funds, trading all of this conducted using sUNO.

â&#x20AC;&#x201C; When the platform user decides to exchange money, sUNO is transferred to the platforms fund, where the tokens are burned and the user chooses a way to receive $. With the help of such stabilized token platform can operate with cryptocurrency in blockchain and will have all the functions for the direct usage of smart-contracts. As well as to avoid the changes of cryptocurrency prices.

8.2 Bounty Our Bounty Campaign will start on __ ___ and will last until approximately __ ___ . The bounty rewards will be distributed within 30 days after the end of the Token Sale. We are ready to share 571 428 UNO with our community, which is 2% of total token supply. Bounty tokens would be allocated as follows1 :

Social media Telegram Signatures Content creation Brand ambassadors/marketing Translation and moderation Advertising Airdrops

Campaign Name Social media Telegram Signatures Content creation Brand ambassadors / marketing Translation and moderation Advertising Airdrops Total

Tokens

25% 15% 20% 15% 10% 5% 5% 5%

142 857,07 85 714,242 114 285,656 85 714,242 57 142,828 28 571,414 28 571,414 28 571,414

100,00%

571 428,28

The UnityOne Platform v 1.0

9. Distribution of funds collected during ICO IT Development: Used programming languages #Java, #JS, #Jquery, #Swift #Python, #Solidity, #PHP, #SQL

9.1 Development of the “UNO Wallet” 1. Development of a mobile application “UNO Wallet” for IOS and Android with two base currencies: UNO and sUNO, with the ability to replenish your account with cryptocurrency and fiat. 2. Realization of payment gateway, presented by API for websites/online stores, wishing to accept payments in UNO and sUNO tokens 3. Realization of “multiwallet” functionality, which will allow payment with automatic conversion of goods, for which you can pay with cryptocurrency. 4. Functionality for API operation (9.2.01), which will connect and return data on current profitability of service for the last 24 hours, 7 days, 30 days and and 180 days, will allow to see in which cryptocurrency and at what moment the automatic exchange happened from one blockchain to another in case of changes in cryptocurrency profitability. Pool participation and withdrawal of mined profit will be only available in sUNO and UNO tokens. 5. Functionality for API operation (9.3.01), with the help of which you can directly withdraw sUNO and UNO tokens, with indication of your geoposition and amount of received currency, in fiat equivalent on the best exchange rate. 6. Functionality for API operation (9.4.01), with the help of which you can conduct a direct purchase in tokenized asset. Inside of the wallet you’ll be able to see all of the current offers, current fees percentages on such positions and base information for decision-making regarding investment. Please note: We reserve the right to update terms and conditions for our bounty campaign 1

The UnityOne Platform v 1.0

9.2 Mining Investment with PoS algorithm 1. Development of server part and API for assessment management on wallets for mining and dynamic calculation of currency type for the most profitable mining with regard to sUNO; 2. Development of algorithm with neural net instruction, which will be involved in distribution of system assets into different PoS blockchains with calculation of volatility of chosen cryptocurrencies, as well as prognosis of growth of their market value and safety coefficient from hack. 3. Development of SaaS solution for side service providers for connection to project’s API and pool’s commision payments by partner-sellers of the service.

9.3 Cryptocurrency to fiat exchange service 1. Development of a platform for requests in a form of web-service and SaaS platform with API for side service providers 2. Development of functionality for receiving requests from partner delivery services with connection of their API to SaaS solution of the platform with the status of received requests and confirmation of sent funds. 3. Development of smart-contract to retain UNO/sUNO tokens until the confirmation from API of delivery service about buyer sending fiat funds to seller. SaaS Equity participants

sCCP/CCP wallet

Partner systems

System’s clients / partner’s investors

Smart-contact for exchange

API for exchange

APIs for different digital currencies

Web Service Orders placement

Logistics company

9.4 Platform for tokenization of joint investment and management objects 1. Development of a platform for set generation of 5 types of contracts for management of each object, placed and tokenized on the platform: – Main Smart-contract (Core Smart Contract) — smart contract, which contains all of the documentation regarding the object such as: ownership rights, information on managing company, information with financial reporting, and any other additional documents which were promised by the initiator of fundraising during the initiation of funds collection for the asset. – Smart-Contract for ERC20 token issuing with a set of optional rules during the transfer from owner to owner. – Smart-contract with sell optional conditions for conduction of ITO of tokenized objects. – Smart-contract for decentralized management (DaO) and token holders voting (vote value is proportional to the amount of token holder’s share, in decision-making on choosing the managing company, selling/elimination of tokenized assets, and other decision-making processes. – Smart-contract for storing of cryptocurrency assets (reserve fund), related to the given tokenized management object. 2. Development of a SaaS platform with API for side service providers for remote request submission on management object placement and direct access to investments into objects on the platform 3. Development of an official web-service with the maximum level of safety for the work with investment platform, development of platform for trading goods for cryptocurrency (main trading pair UNO and sUNO).

The UnityOne Platform v 1.0

10. Courier for Flat

5. Flat SaaS exchange

Webservice for Flat exchange

14. Partners for Flat Exchange

1. Flat API exchange

16. Partners for PoS mining

6. SaaS PoS mining

Wallet CCP/ sCCP

4. API PoS mining

15. Partners for Investments

4. API PoS mining

13. Any online stores

7. SaaS collective investments

11. Managing Companies

2. API for online stores

17. Webservice for investments

Table: interaction between IT components of the project

8. Crypto marketplace

Marketing, PR and advertising 1. Development of marketing strategy When settings marketing budget, necessary for the successful functioning of the platform in the form of receiving and further sale of tokens we take into account amount of users on the platform and the amount of transactions. Depending on these values, we calculate the expenses on developing the first figure and get an opportunity to calculate costs needed for the successful launch of the platform. Also during the budget planning we take into consideration conversion rates from website visitors to active platform users, at the given time for this market segment it fluctuate depending on the region and time of the year in the range of 0,6% to 2%, regular users of the platform and 2% - 6% — inactive participants, rarely using the platform. At an average cost attracting users to platform of $2 with the budget of $10 million, the mid-year conversion will be: 10 000 000 USD * 0.012 / 2 USD = 60 000 active users of the platform (buyers/sellers/ investors) 10 000 000 USD * 0.03 / 2 USD = 150 000 episodic users of the platform(buyers/sellers/investors) As the project evolves a natural growth of platform users is expected.

Communities We believe that it’s extremely important to have an open dialogue with the community as soon as possible, to unite people around the idea. Popular forums, ico-calendars and mass media according to our acquired statistics provide 34% of the website visitors on average. The rest of the traffic comes from direct hits, search requests and social media.

2. Social media promotion and creation of youtube channel Our initial hypothesis was the following statement — the majority of potential investors come from the social media. But the numbers say otherwise. Traffic ratio on ICO website from social media on average consists of only 7%: 33% on twitter, 24% — reddit and 19% — youtube. That’s why our strategy is aimed at exactly these resources.

The UnityOne Platform v 1.0

3. Project information placement on specialized pay-per-view platform and other paid tools of promotion To achieve the maximum effect of project information spread we’re going to use different paid methods of advertising: – listings; – telegram channels; – advertising systems and CPA networks; – youtube bloggers; – blockchain mass media and thematic portals; – e-mail newsletter; – forums; – applications and other platforms.

Profit from the platform 1. Platforms commision for exchanging crypto to fiat — 0,25% from buyer, 0,35% from seller + buyer pays for the cash delivery by the courier service 2. Monthly income of the platform for paid announcements of selling goods for cryptocurrency (higher in search results), for banner placements, payment for buyer adding 5/50/200 goods to the platform, emergence of additional paid services in due course of the project; 3. Commision of 13,5% from net profit of investing into PoS pool; 4. Fixed price for adding new object for joint investments:

– up to 10 000 sUNO

- 10 sUNO;

– up to 50 000 sUNO

- 50 sUNO;

– up to 100 000 sUNO

- 100 sUNO;

– up to 1 000 000 sUNO

- 500 sUNO;

– from 1 000 000 sUNO

- 1 000 sUNO;

5. If the joint investment object funds collection is successful â&#x20AC;&#x201D; 0,49% from the amount collected. 6. Monthly income of the platform for paid announcements on conducting a fund collection for a certain tokenized object (higher in search results), for banner placements on platform, emergence of additional paid services in due course of the project. To receive detailed information regarding team spendings, please visit the link below: https://docs.google.com/spreadsheets/d/1gAxlcd3Vmj467WY2JE5NHIlQHVfGycQXv7eiIGiiKHg/edit?usp=sharing In total, for the team and office provision â&#x20AC;&#x201D; $4.3 million for the first six month.

The UnityOne Platform v 1.0

10. Team At the current stage weâ&#x20AC;&#x2122;re forming a competent team of professional in the economy, analytics, finance, jurisprudence, IT technologies, mathematics, design and marketings areas with full range of skills and years of experience of working together.

Yoni Segal Co-Founder and Co-Owner Has a background in programming and technology, as well as BA in information systems management. 7 years of experience in a variety of positions in high-tech companies including a year experience as an co founder in small company called GlobalApp in the field of application development.

Vladimir Malyshkin ICO launching expert, Business, Market, Product analyst, CEO of Smithysoft corp. Vladimir is a professional business-analyst, founder and Director General of an IT company and information/consulting ICO agency Illuminates, a projector and investor of many successful blockchain projects.

Alena Karpinskaya Crypto-journalist, technical writer Co-founder of information agency Illuminates.today, professional crypto-journalist and analyst, blockchain-evangelist and investor, professional miner from 2015.

The UnityOne Platform v 1.0

11. Terms and conditions Given document is intended exclusively for informational purposes and in no way is a call upon selling/buying stock or any other securities. Participants are recommended to read the given document carefully and to exercise caution when investing. You, along with your lawyers and experts should independently define if the token meets your interests. The team bears no responsibility for any losses, related to usage of this document or related to the fact, that you rely on information provided contained in it.

sUNO token is not securities During the purchase of sUNO user is aware and confirms the understanding, that sUNO is not a securities and is not registered in accordance to USA securities law, token doesnâ&#x20AC;&#x2122;t subject to the laws of securities of any state of the USA or any other securities legislation of any other country or other jurisdictions, in which a potential token holder is a resident. Purchase and usage of sUNO tokens is forbidden for residents and citizens of geographical zones, where the access to cryptocurrency and digital assets is forbidden by the applicable laws, legal and regulatory instruments, agreements or administrative acts. Ownership of sUNO does not give the owner the right to receive profit or income, related to purchasing, storing, managing and regulation of any platform property.

sUNO token is not an investment sUNO token is not an official or a legally binding investment. Due to unforeseen circumstances purposes that are described in this document can be changed. Regardless of the fact, that we plan to carry out all of the above described points, all of the parties participating in sUNO token purchase do so at their own risk.

Lack of security on receiving profit and income All options of receiving profits and income, described in this document were provided solely for indicative purposes. They do not provide any guarantees, that such results will be reached according to the marketing plan.

The UnityOne Platform v 1.0

Possible risks 1. Changes in political, social, regulative and economic environments of the region in which activities are held; 2. Changes in interest rate and the exchange rate of fiat money and cryptocurrency; 3. Changes in regulatory, applicable to tokens, cryptocurrencies and fiat money; 4. Risks of using new technologies. Technical innovation, such as development of quantum computers can carry danger to cryptocurrencies, including sUNO; 5. Risk of losing money. Funds, collected during the ICO, are not insured. In case of loss or fall of the price, thereâ&#x20AC;&#x2122;s no private or public representative of insurance to which the buyer can turn; 6. Military actions or terrorist acts; 7. Natural or man-made catastrophes, force majeure, which can affect projectâ&#x20AC;&#x2122;s activities. Due to described above risks and uncertainties, future results, economic performance or achievements can differ significantly from an actual economic performance or achievements.

The UnityOne Platform v 1.0

12. FAQ 1. What is token stability guarantor? Implementation of stabilized token is necessary for object purchasing, since during the purchase the fiat money will be used and rate changes in cryptocurrency is unacceptable for such high-liquidity purchases. Such token is stable and is backed up by USD and controlled b y the platform’s fund. That means that 1 UNO equals 1 USD on platform’s banking account.

2. Where can you exchange crypto to fiat? The special delivery services will take care of cryptocurrency to fiat exchange, you can order such service without leaving your home. With the help of our platform you get in contact with the person, which also wants to exchange crypto or fiat and only after that choosing a company that satisfies all of your needs.

3. How to avoid fraudulent actions during the order of currency with delivery service Delivery service - is a legally responsible third party, which concerns with delivery of fiat currency. The cryptocurrency transfer to the wallet will be guaranteed with the smart-contract based on ERC20.

4. How the wallet will appear on the websites of online stores? Centralized multi-currency wallet will appear as part of the future of the project, API will allow any service to integrate the UNO wallet to pay for different goods.

5. If there’s no commission, how the platform will make money? There will be no commission only when you use our wallet in online stores, there will be a commission for using other functions of the platform

The UnityOne Platform v 1.0

1. Platform for cryptocurrency exchange - 0,25% from buyer, 0,35% from seller + buyer pays for the the delivery. 2.Paid notices platform income from sell ads for cryptocurrency (higher in the search results), for banner placement, payment for buyer, that adds 5/50/200 goods to the platform, addition of new paid services on the project 3. 13,5% commission of net profit from investing into PoS pool 4. Fixed price for adding new object for the joint investment

up to 10 000 sUNO up to 50 000 sUNO up to 100 000 sUNO up to 1 000 000 sUNO from 1 000 000 sUNO

- 10 sUNO; - 50 sUNO; - 100 sUNO; - 500 sUNO; - 1 000 sUNO;

5. If the fund raise for the joint investment object is successful - 0,49% of collected summ. 6. Monthly income from paid notices platform to announce fundraising for certain tokenized object (higher in the search results), banner placement on the platform, addition of new paid services on the project;

6. What’s the difference between UNO wallet and other similar projects? The main difference between our wallet and others will be the implementation of the feature called — “Shared wallet”. With such innovation not only one person will have access to the saving on the wallet, but a group of people (for example family or business-organization). Being the owner of the wallet you can place limits on purchases, limit the places and amount of price that can be spent in that place by one or the other user.

7. In case of joint purchase of living space, would one of the owners be able to sell his share of the property. Of course he can. Any of the participants of the deal has the ability to re-sell or exchange his part of assets on the internal decentralized exchange at any given time.

8. When can I purchase UNO tokens? The first token sale will start on the stage of pre-ICO, where an amazing bonus offer will act for early token holders.

9. Main target of UnityOne Platform developers? The main target of the platform is to offer an optimal solution to the cryptomarket. Today cryptocurrency users need to have full control on managing their assets, that can’t be done without the instant transactions and exchanges of currency. That’s exactly the reason why platform creators have aimed to unify cryptocurrency and give an opportunity to conduct as much operations with it, as possible.

10. Why should I invest in your project? By investing in our project you’ll have an ability to use a full range of operations using cryptocurrency. It is here you can make purchases on the internet using cryptocurrency as fast as possible, exchange digital currency for fiat with delivery of the real money to you doorstep, as well as invest with like-minded people into movable and immovable property for future earnings, which means, that our project for you will become a multi-functional and suitable place for your digital fund turnover.

The UnityOne Platform v 1.0

13. Road map and development plan of the UnityOne Platform 20 April 2018

Conceptualization and start of The UnityOne Platform for business development..

April 2018 Realization of The UnityOne Platform. May-June 2018 UnityOne Platform idea improvement. June-August 2018 Whitepaper writing and concept evolution. September 2018 Online development of the UnityOne Platform. September-November Team organization and involvement of the experts and advi2018 sors to the UnityOne Platform. Work on the UnityOne software the Ethereum (ERC-20) blockJanuary-March 2019 chain base. February2019 The launching of MVP. March-May 2019 Testing of the UnityOne Platform. May-November 2019 Start of full-scale marketing campaign for the Pre-ICO stage. July-August 2019 Pre-ICO stage. September-November Final fixes and system test before ICO. 2019 End of 2019 Official launch of the UnityOne Platform ICO.

The UnityOne Platform v 1.0

The Crypto Community Platform v 1.1