CapeStyle July 2016 by 239 Style Media Group

The Only magazine for Cape Residents by Cape Residents July 2016

Meet Dennis & Linda Gingerich MakingThe Great Loop

Wine Loving Grill Masters

CAPESTYLEMAG.COM

“Sail Away” By Shirley Hales

Cape Style Magazine

July 016

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CAPE CORAL 1715 CAPE CORAL PKWY W CAPE CORAL, FL 33914 239.443.4646

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We hope you enjoyed the first issue of CapeStyle Magazine. It is our pleasure to bring you the only magazine specifically for the residents of Cape Coral, by the residents of Cape Coral and for the residents of Cape Coral.

Our Hometown Hero for the month is a local one, a long time police officer and a man dedicated to serving the public. His foundation, 4 The Kids, began during his son’s battle with cancer when he saw all the kids who were suffering, and knew that he could do something to help. And our Cape Kid with Style is an amazing one! She’s been an overachiever in everything she does and has the biggest heart you will ever find. We have some awesome kids here in Cape Coral and we are thrilled to be able to share them with everyone.

Whether you like to drink wine or beer, eat out or cook in, we have something for everyone. Our panel of local expert advisers is excited to share their knowledge and expertise to make your life in The Cape the best it can be. If you know a resident of Cape Coral who you think should be featured in CapeStyle Magazine, let us know! We are always on the lookout for residents to feature and would love your input. If you have a recipe that is the biggest hit at every party, we want to try it. If you have a boat that you’ve taken on an amazing trip, we want to hear about it. YOU are what makes the City of Cape Coral the place in which we all love to live.

Please don’t forget to be safe this 4th of July and to remember the true meaning behind this holiday. Enjoy!

See you around The Cape!

Kevin & Susan

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This month we are excited to feature Dennis Gingerich and his wife Linda. Most people know Dennis as Pastor Dennis, the founder of Cape Christian Fellowship Church on Chiquita Blvd. But many people who have known Pastor Dennis for years do not know that he is an award winning photographer! If you have never seen his photographs, check out his website. They are breathtaking!

Cape Style Magazine

From the Publishers

Residents,

Cape Style Magazine

July 016

Sean Hoover

We salute this month’s Hometown Hero,

Investigator with the State Attorney’s Office, formerly with the Ft Myers Police Department

ean Hoover has grown up in Cape Coral, living here for 8 years and attending Gulf Middle School before graduating from Mariner High School in 1994. Sean married his high school sweetheart Jennifer, even though she graduated from Cape Coral High in 1995. (No word on who wins the battles of the rivals, lol.)

Sean and Jennifer have twins (a boy and a girl) Ethan and Sydney (1 ) and Hayden (7). Their family also includes dogs (Lexi, a chocolate lab, and Mia, a Jack Russel Terrier), as well as three cats, one rabbit, two gerbils and a fish.

During Sean’s tenure with the Ft Myers PD, he worked in the homicide unit of the detective bureau for several years “and I have seen some serious stuff, from murders to kids dying, etc. To say it hasn’t affected me would be a lie. This has changed me to focus on making a better life for my family and living each day to its fullest. You never know when the good Lord will call you home.”

He spent 11 years as a Team Leader serving hundreds of high risk search warrants and responding to barricade and hostage incidents. He was also the Team Leader of the Sniper Team on SWAT. “Way too many stories to share here!”

Today, as an investigator for the State Attorney’s Office, he helps with the preparation of cases for court, working closely with the attorneys. It can be as simple as locating victims or witnesses, serving subpoenas, conducting follow up work with cases, looking over evidence and looking for other info to help successfully prosecute the case. “It’s a great job because we see to it that the cases being prosecuted are followed through to the end of the court process and that the victims in the cases see closure.”

Sean founded a non-profit organization called 4 The Kids Foundation about 9 years ago as his son Ethan was battling with cancer. “We would buy child themed band aids, get our friends and families to do the same, and then donate them

to the hospital. We heard stories of parents having to quit their jobs due to their child going through treatment so that they could help them. We saw kids who were too often left alone because their parents were working multiple jobs just to keep afloat. So we started buying things for these kids and families out of our own pockets. We would buy school clothes for kids, and school supplies. We would buy toys and items for the Oncology Unit (At Golisano Children’s Hospital) for kids to play with, etc.”

Sean realized that so much needed to be done, and that they needed to do some serious fundraising, so he started the 501c process with the IRS. They got 4 The Kids Foundation off the ground and it has been going strong ever since. 4 The Kids Foundation is totally self-sufficient and runs entirely off of community support and local grants. “None of the staff are paid, we all volunteer for the organization. We have several programs that we run, like campfire night where we set up a faux campfire and tents, and then bring in entertainment such as magicians, jugglers, professional story tellers, one time we had the Ft Myers SWAT team interacting with the kids.”

“We also have other programs such as books and magazines program where we get hundreds of books and donate them for the kids to have at no cost to them. We also have several magazine subscriptions that get delivered out to the Oncology Unit. Once a year, we hold an event called Spring Bling. This is where we take over the atrium of the hospital and turn it into a night club for the patients of the hospital. Complete with a live DJ, dinner and dessert. Norman Love comes out every year, we have activities for the kids, face painting, balloon artistry, photo booth and free gifts for the kids when they leave. This is all provided to the patients and their immediate families at no cost to them.

Please visit the website for additional information about the organization and to find out how you can help. www.4thekidsfoundation.org Thank you, Sean, for all that you have done for this community! You are a Hometown Hero!

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“This organization is my pride and joy, and is what my passion is. I love helping out the kids at the hospital. Originally it started out to focus on the Oncology (cancer) unit, but have grown and expanded thanks to community support and now we serve all areas of the Children's Hospital. We work closely with the Child Life Specialists; we provide them with whatever they ask for and make sure they get what they need.”

Cape Style Magazine

This is our biggest event every year and has been going on for 7 years now. We also have the assistance of the United Way and the FGCU Athletics department involved in this even since it is so large. The athletes from FGCU come out and volunteer and make sure the kids have a great time.”

Cape Style Magazine

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Wine Loving Grill Masters By MaryJane Baker Vu, CSW Owner of Waterside Wine Club, Cape Harbour

ere in Cape Coral, we have the benefit of

Cape Style Magazine

being able to grill, cook out and barbeque

year round. For all of us northern transplants,

this a very big deal. It means almost endless

opportunities for grilling newbies to expand their

horizons with more than just burgers and for grilling

aficionados to perfect their techniques on unusual

meats or alternative fishes. With such a variety of

to drink broadens as well. While visions of California

Zins and Argentinean Malbecs symbiotically matched

with juicy steaks are floating through everyone’s

minds, there are countless other pairing options that

will surprise and entertain guests at your next

barbeque.

One of the reasons the aforementioned Zins and

Malbecs harmonize so well with the classic steak on

the grill is due to the oak flavors in those wines. So if

other’s bitter qualities and do not go well together. So, if you’ll be indulging in meats with turmeric based spice

rubs or salmon steaks seasoned with dill, you will want to avoid tannic wines and explore an Oregon or

Burgundy Pinot Noir. Similarly, in season staples,

broccoli and brussel sprouts may make their way to an avid grillers repertoire and are inherently bitter, so avoid

oaked wines and try go with a Sauvignon Blanc from New Zealand or Chenin Blanc from South Africa.

your menu will be featuring charred foods or meats

Grilled fish generally tend to pair well with lighter reds

will want to include wines with noticeable oak flavors.

it is usually grilled en papillote which limits the amount

cooked with the direct method on charcoal grills, you

In addition to the go-to Zins and Malbecs, a toasty

California Chardonnay or Australian Shiraz is bound

to please. For line ups including flame grilled chicken

or pork loin, try a barrel aged California Pinot Noir.

When spicy barbeque sauces will be taking center

stage, there are compatible options in both reds and whites. Full bodied, high alcohol, dry reds work to

balance the spice, so bring out a Chilean Carmenère

or Italian Barbera. Big bold reds such as these are

generally served between 59-64˚ but it would be a

good idea to chill the wine a bit cooler as the

decreased temperature will counteract the heat. If a

white wine is desired, go with a light bodied, low

alcohol, sweet white. An Italian Moscato or a German

Riesling will work very well. Please note though, not

all Rieslings are sweet and a dry one just won’t

compliment the spicier fare the way a sweet one will.

One of the main principles of wine and food pairing is

that bitter food and bitter wine accentuate each

and a wide variety of whites. If a fish is delicate or flaky

of grill flavor imparted to the fish. That being said if

flounder or sole is on the agenda, it will generally

complement the same Sauvignon Blancs or Pinot

Grigios it would have had it been pan fried or baked. To liven things up, try a Spanish Albariño or Argentinean

Torrontes. They will go just as well as the old standbys

and add an unusual twist. For Mahi, Grouper, Snapper

and their meatier brethren, a full bodied Chardonnay or a single varietal Grenache (Garnacha as they say in

Spain) is light and zippy. Heavy fish including tuna,

salmon and shark go very nicely with a cool region

Merlot. Other grill favorites from the sea include

barbequed shellfish. Two good matches that are off the beaten path are Italian Greco di Tufo and Spanish

Verdejo. A rosé from Province will please the

crustacean loving senses as well.

It’s always a great time here in Cape Coral to try some new wines while perfecting your grill skills. Wow the

guests at your next barbeque with some of these fresh and fun wine pairings.

FUN FACT:In an experiment, it was found that wine drinkers paid more for wines with hard to pronounce names. It is particularly interesting to note that participants who knew more about wine were more likely to report that difficult-topronounce wines were worth more money

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grilled foods and grilling styles, our options for what

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Cape Style Magazine

Submitted by Cyd Notter

ne of the most devastating issues facing many people in the U.S. as they age is cognitive decline. The older we get, the more importance we might attach to our ability to think and make decisions. Some in the medical profession and drug companies have portrayed cognitive decline (or Alzheimer's Disease, which is the catchall term to describe all forms of cognitive decline) as something that many are just destined to endure; they often blame bad luck and heredity as the causes, and drugs and genetic research hold the clues to addressing it, the experts say.

As it turns out, diet is a major culprit in cognitive decline, just as it is in almost all other conditions. The reason is that blood flow to the brain is impacted by diet, particularly all of the animal food and dietary fat consumed by most Americans. Blood viscosity means the thickness and stickiness of the blood. Higher blood viscosity is associated with an increased risk for cardiovascular disease, atherosclerosis, diabetes, and cognitive decline. There are many factors that influence blood viscosity. One is hydration, which affects blood volume, and the other is diet. Many people think that dietary fat is the primary culprit, but actually protein has been shown to increase blood viscosity too.¹ Blood should flow easily through the vessels, but viscous blood does not. A combination of constriction and increased blood viscosity causes damage to the endothelial tissue lining the blood vessels, and results in increased blood pressure. Thickening of the blood vessels follows, and the

most common locations for this thickening are the curves and branching off of the vessels. Thickening of the carotid artery layers precedes plaque formation, and this in turn results in reduced blood flow to the brain. Viscosity also directly affects the brain due to thickening of the capillaries in the brain, which then results in reduced oxygen and nutrients being delivered to the brain. Researchers with The Edinburgh Artery Study reported that in 45 elderly subjects, blood viscosity was a predictor of many types of cognitive decline, including Alzheimer's Disease.² How do you know if you have viscous blood? Keep a food journal for a few days. People consuming a Standard American Diet will likely have blood which is thicker and stickier than it should be. The more you are deviating from optimal eating, the more viscous your blood is likely to be. Optimal eating consists of a low-fat, high-carbohydrate, high fiber, densely nutritious diet with lots of clean water; that is your best opportunity to stay mentally sharp as you age. To learn more about eating optimally, contact me at www.cydnotter.com to receive our newsletter and class schedules.

(Sources: The Wellness Forum; ¹ Dickson C, Maneshi S, Imbeault P, Harnan F. "Dietary Protein May Affect Acute Changes in Blood Pressure during High Stress Situations." J. Nutr. December 2007 vol. 137 no. 12 2814 ² Rafnsson D, Deary I et al. "Haemmorhealogical predictors of cognitive decline: The Edinburgh Artery Study." Age Aging 2010;39(2):217-222)

FUN FACT: Ortharexia Nervosa is an eating disorder where the sufferer is obsessed with eating healthy food

hen you leave a job – whether due to layoff or any other reason – you are often faced with a decision about your 401(k) or other retirement plans. Over time, you may be in the same position as many other employees who have accumulated substantial balances in these employer plans that are designed for tax-advantaged retirement savings.

If so, you may find yourself having to make a decision about whether to keep your 401(k) funds with your former employer, roll them over to an IRA, or pay the taxes and cash out. For this reason, it is important that you understand the implications of each option.

Some employers offer the opportunity to maintain your retirement account at your former company. On the other hand, by rolling over your funds to an IRA, you can maintain control, manage the funds any way you want, and remain subject to IRA rules alone rather than the limited investment selection – and perhaps restrictive distribution policies – of your former employer. Note, however, that while you are permitted to take loans from your 401(k) plan, this is not possible in an IRA. And depending on the investments used

Your Neighborhood

Fin Financial Financia Finan Ad Adv Advis Adviso Advisor A

Helping H Help Hel Helpi e Mem Membe Members Me of o o our Community Co Communi Com B Build Bui an Buil and Preserve Pr Preserv Pre The Their Th Wealt Weal Wealth We

Alf C. Alfred Alfr C R Ric Rich Financial Advisor Wells Fargo Advisors, LLC

(239) 479-7911

Al.Rich@WFAdvisors.com

to fund the IRA, charges and expenses could be higher or lower than those you would incur inside your 401(k) plan. At your direction, your employer can transfer your distribution directly to another qualified plan or to a rollover IRA. A rollover occurs when you withdraw cash or other assets from one eligible retirement plan and contribute all or part of it within 60 days to another eligible retirement plan. Under this option, you would direct your plan administrator to make a direct and tax-free transfer of funds from your former employer’s plan to a rollover IRA at a financial institution of your choice. That way, you maintain the tax-deferred status of your retirement account, consolidate all retirement accounts for easier management, and benefit from increased investment flexibility. When you roll over a retirement plan distribution, you generally don’t have to pay tax on it until later when you take cash withdrawals. By rolling over, your funds have the potential to continue to grow tax-deferred.

Job changers should resist the temptation to spend down their retirement savings, whether they are moving to a new job or plan a hiatus from work. When you fail to roll over, you not only pay tax on the amount you receive, but you may, if you are under age 59-1/ , be subject to an additional 10% penalty on the early distribution you receive. Sound financial planning dictates that you would draw on other funds first, leaving retirement plan spending as a last resort. When considering rolling over assets from an employer plan to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free withdrawals are available, treatment of employer stock, when required minimum distribution begins and protection of assets from creditors & bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets. Investments in securities and insurance products are: NOT FDIC-

INSURED/NOT BANK-GUARANTEED/MAY LOSE VALUE

Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and

a separate non-bank affiliate of Wells Fargo & Company. 1115-0 519

This article was written by Wells Fargo Advisors and provided courtesy of

Alfred C. Rich Financial Advisor in Fort Myers at 9479-7979 NMLS# 1321514

Wells Fargo Advisors, LLC, Member SIPC

0815-05222

July 016

Provided by Cape Coral resident Alfred Rich

Cape Style Magazine

Leave Your Job, Leave Your Retirement Plan?

Cape Style Magazine

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By Brendan Stanley

got

great

gift

delivered

aroma and the color was great

theBeerCritic.com, twelve-pack sampler of

looking copper amber. I went in

Saranac beer from the Matt Brewing

for the taste and whoa. Not the

Company. Three of each: Pale Ale, India

hops I was expecting, there was

Pal Ale, Oktoberfest and Pumpkin. You’d

more of a malt taste, not what I

a thought we opened a treasure chest of

had planned but, after the

gold or been handed a note from the

second sip, I liked it, a lot. What

cutest girl in the class. Smiles all day long.

a nice change from all the hop

After the excitement wore off it was time

beers I’ve been having. I can see

to get down to business. Get those beers

myself looking out the 5th story

in the fridge so we can drink them.

window and down on the streets on

New York while drinking Saranac. I

I know the brewery is located up in the

tried to make it last as long as I

Adirondack Mountains but I wasn’t aware

could, but I had a India Pale Ale to

the brewery was called the Matt Brewing

try and needed to fill the glass.

Company. After some more reading, I

discovered it is over a century old run by

The IPA already has nostalgic

rd and 4th generation family members

Nick Matt (Chairman and CEO) and his nephew Fred (President

and

COO).

For

history

visit:

http://www.saranac.com.I like finding out new things about the breweries and the beer they produce.

I had to start with the Pale Ale. I needed to try it again. The Saranac Pale Ale has to be the first craft beer I ever tried.

When I lived in NYC, I used to get my beer at the grocery

store across the street. Most of the time I would get

whatever was on sale, cause I was young, broke and right

out of college. One day the Saranac was on sale, so I decided to put the Miller Light back and try something new.

I was hooked. That was the turning point when I started to

venture out and try other beers, when I had the money.

Okay, I got the beer and glass – let’s reminisce. After looking

at the bottle and remembering the one bedroom apartment,

I popped the top and poured away. There was a nice fruitful

competition so I cannot see it being

better. I grabbed a new glass, not sure why but I did.

Popped the top and a white transparent cloud escaped the

bottle. I could smell the hops immediately! What a great

aroma. I poured away and it had a slightly lighter color but

the smell was amazing. Needless to say the beer didn’t last

long in the glass. The hops were plentiful and there was a

distinctive taste, almost like a Saranac signature. The IPA was enjoyable but memories run deep with the Pale Ale.

Tonight was a good night. Thanks to Nick and Fred for

bringing up great memories and starting new ones. I promise to have the IPA on it’s own without having the you know what first. Keep up the good work Nick and Fred and

may you have many years to come. So, if you’re in the mood

for an English style Pale Ale, try a Saranac, or if you want to try a traditionally brewed IPA, reach for Saranac IPA and

start a memory.

FUN FACT: before invention of the thermometer, brewers used to check the temperature by dipping their thumb to find whether appropriate for adding Yeast. Too hot, the yeast would die. This is where we get the phrase ” The Rule of the Thumb”

11 Cape Style Magazine

Currently, Saranacâ&#x20AC;&#x2122;s flagship is their Pale Ale(5.5% ABV). Other standards include:

IPA: 5.8% ABV

Adirondack Lager: 5.5% ABV Black Forrest: 5. % ABV

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Black and Tan: 5.1% ABV

Seasonal:

Summer Ale: 4.7% ABV

Belgian White: 5. % ABV Hefeweizen: 5.6% ABV

Pale Pale Ale: 4.7% ABV Kolsch: 5.0% ABV

Pomegranate Wheat Ale: 4.7% ABV Summer Brew: .5% ABV Specialty:

Imperial Stout: 9.0% ABV Imperial IPA: 8.5% ABV Cheers, Brendan

Brendan & Scott are The Beer Critics at TheBeerCritic.com. They write articles and reviews for their website and are the hosts of TheBeerCriticTV on YouTube. Have a question, recommendation or a donation? Just contact us: Visit: TheBeerCritic.com Like: Facebook.com/thebeercritic Subscribe: Youtube.com/thebeercritictv

&DOO WRGD\ IRU \RXU IUHH ZDWHU DQDO\VLV

Cape Style Magazine

July 016

municipal workers, etc.) may not receive any SS benefits or Medicare. As defined by SSA: “Retirement benefits - Entitlement Requirements”. One must: “...Be fully insured, and

Social Security Decisions ARE For Life…

Provided by Cape Coral resident David R. Hampton PDR EDPNA

The Social Security Act, with all of its associated rules and regulations, is extremely complex. The Act and all subsequent rulings/regulations/procedures and forms (approximately 8000), are referenced at SSA.GOV in the form of general and semi-specific information. Another more detailed tool, used mostly by representatives, is the Program Operations Manual Systems (POMS). Social Security created the more accessible SSA.GOV for the general public, and those who do not spend their lives reading government manuals. The establishment of SSA.GOV reduced foot-traffic into Social Security offices, and reduced the volume of telephone contacts. Sounds good, but the general public, older beneficiaries, and many boomers prefer face-to-face/phone contact.

Social Security employees work hard to maintain the level of service Americans are entitled to. The most damaging impediment has been the budget reductions of operating funds, which in turn reduced employees. Computers do not process claims - people do.

Social Security - 101 Urban legends and well-crafted misinformation harmful to us all (concerning social security benefits) are part of the landscape everyone must deal with. Retirement & Disability benefits are (ostensibly) funded by the payroll taxes we all pay as FICA and Medicare taxes. Truth told: If you had deductions taken out of your paycheck for FICA and Medicare.... you earned Social Security benefits and Medicare coverage. Yes, EARNED.

Non-covered workers who do not/did not have deductions taken out of their paychecks for FICA & Medicare (e.g.: Federal, State & public employees, school teachers,

Have attained age 62, and Have filed an application”

Realizing you are only months from retirement can be very stressful. Word on the street is: Get yours as soon as possible... or before the money runs out.

With new found knowledge obtained from SSA.GOV, you decide to file, online of course. Oh wait! You were married twice before; your 1st ex-wife has your disabled adult son (DAC) in her care. Your second divorced wife is only 40, has a 10 year old you adopted and your current wife isn’t working and is two years older. While breathing into a paper bag, you run to SSA.GOV. Better yet you think: "I’ll go to my local office." They were really nice to me when I first got my SSA card. I mean, really, what could have changed??! Every retiring person asks: "What is the most advantageous month for me to retire?" Answer: "When will you stop working or reduce your wages below the allowable limit?" Will you receive benefits as of that date?

Question: "Isn’t there one month better than others?"

Answer: "Tell me…????" - And 'round and 'round we go.

Of course, there actually IS a most advantageous month to receive benefits. No two people have the same wages, month of birth, years of employment, beneficiaries, spouses etc.

To properly answer the question, one must take into consideration: age, the month you will stop working and/or the amount of your monthly/yearly wages; divorced spouses, other income, minor children, disabled adult children... and the list goes on. Figuring out your individual particulars such as financial planning, or legal ramifications to your estate, is not the job of Social Security employees. SSA employees administer the rules and regulations of the Social Security Administration. They are prohibited from interviewing their personal friends or relatives. Nor can they ask status questions of a co-worker for anyone they know. And, they are prohibited from making political, legal, financial, or any comment that would lead the individual to believe they are providing an opinion.

Once you have acquired 40 quarters (credits) of coverage, have attained age 6 70, stopped work or have wages below the earnings test for the calendar year of retirement, and have filed an application, you can be eligible for a benefit.

Sorry non-covered employees... you may not be entitled to a benefit. Of course, the government has exceptions - which we will not go into here.

Simply put: Look for a well-trained, highly experienced individual. Get all the information and answers specifically to your personal retirement needs. No two individuals have the same life story.

Professional Secure Assistance, LLC was established in 2007, utilizing the accumulated SSA experience and knowledge of 26 years to provide timely, professional, customized information to the public; particularly, the retirement & disability questions SSA employees are prohibited from answering. We also represent our clients before the Social Security Administration if necessary, to ensure that our client's receive their maximum benefits.

July 016

The highest 5 years of covered wages will be used to determine a benefit amount. Ladies, if you stayed home caring for your children and did not record wages, SSA will remove up to five zero years from the 5 years of earnings. Therefore, your full retirement benefit will be based on 0 years not 5 (assuming you did not work those five years).

Cape Style Magazine

The first two words you need to know are entitlement and eligible. They are not interchangeable; at least not for Social Security employees. For any SSA benefit to be payable, you must establish entitlement first.

Cape Style Magazine

July 016

By Mike Huber

Myth 1: Drinking water can help you lose weight

Fact: Many sources tout drinking copious amounts of water to be the all-curing panacea of the Gods. If you've heard that drinking lots of water improves your skin tone, or that it flushes toxins from your body, you know what we're talking about. But the fact of the matter is, the evidence for such catch-all health benefits is lacking.

Doctors at the University of Pennsylvania have found that both the aforementioned "benefits" simply aren't true. Another myth is that drinking lots of water will make you less hungry. Sorry to tell you this — you may eat less because you're too busy trucking back and forth between the bathroom and dinner table, but that's about it. Oh, and that whole "recommended eight glasses a day" thing? Also false. You should drink only when you're thirsty, and this is done just to replace the amount of water a healthy adult loses every day — about four to six glasses.

Myth 2: Stretching before working out is crucial to preventing injury Fact: Stretching after a workout can be beneficial, but stretching before a workout actually doesn't increase your range of motion. In fact, some studies suggest that stretching destabilizes muscles, making them less prepared for strenuous exercise, especially if you're doing something like weight-lifting. Instead, do a warm-up, which gets your blood pumping.

Myth 3: Vegetarian diets are healthier than meatinclusive ones

Fact: Sure, eating lots of veggies is healthy. But in general, cutting out an entire food group — even if it is one that can be high in saturated fat — is bad idea. Meat is a key source of iron, which keeps your energy levels up, allows you to think clearly, and produces enzymes that fight infection. Moreover, researchers at Pennsylvania State University have shown that iron deficiency increases a woman's risk for postpartum depression. Vegetarians often try to get their iron fix through lentils, beans, fortified cereals and tofu. However, you're still missing protein. Make sure to eat eggs, dairy products, or soy at every meal to get your animal-friendly dose.

Myth 4: Lifting weights will make you look bulky

Fact: If you've been avoiding the free weights for fear of becoming the Incredible Hulk, no need to flee anymore. When it comes to increasing muscle size, testosterone is key. Men have 0 to 0 times more testosterone than women, which is why they can bulk up so noticeably. But for you to reach Arnold Schwarzenegger proportions would require you to do far more weight-lifting than the average woman, plus have some sort of hormone imbalance (either genetic or synthetically induced, as with steroids). In fact, "strength training will help you lose weight faster and keep it off in the long run. If you also do cardio, it'll help you retain muscle as you drop fat, as well as prevent your metabolism from slowing. So don't focus all your efforts on the elliptical machine — some bicep curls could actually help you reach your ultimate goal.

Myth 5: Sports bras are just to prevent painful bounce Fact: Wrong — sports bras are to prevent painful bounce and permanent breast sag. That's right — it's not just old age and gravity that'll weigh your chest down. High-impact activities, like jogging or aerobics, can stress your Cooper's ligaments (the connective tissue that keeps breasts firm), causing your breasts to sag more quickly.

Myth 6: A hot bath will prevent muscle soreness

Fact: Cold water is a better bet. Immersing yourself in chilled water is like an ice pack for your entire body.

Myth 7: Running is counterproductive to strength training

Fact: Sounds like you need to find a new trainer! Running is definitely not counterproductive to building muscle, unless you're looking to dramatically increase muscle mass. In fact, as a weight-bearing exercise, running helps develop more lean muscle mass in the lower body — which also keeps your bones healthy.

That doesn't mean it's a substitute for strength training, though. Include lowerbody strength moves like squats and lunges and upper-body moves like push-ups and pull-ups to reduce injury risk, increase stamina, and boost metabolism.

Myth 8: Holding weights while doing cardio increases calorie burn

Fact: Yes, but not enough to make it worthwhile. The added intensity of holding weights while doing cardio does bump your calorie burn slightly, but it can also lead to elbow and shoulder injuries. The risks outweigh the benefits. You'll expend more energy if you increase the weight you carry, but excessive or uncontrolled movements can damage the joints or cause muscle injury. A better option for blasting extra calories: Increase your speed or resistance level on either the treadmill or the elliptical machine.

Myth 9: Fresh fruit is better than frozen fruit

Fact: Actually, no. With shipping and storage, fresh fruit can often sit around for as long as two weeks before it hits your supermarket. During that time, it can lose a lot of its nutrients, especially vitamin C.

In contrast, frozen fruit is often picked and frozen at the peak of freshness. It's also a better choice for concocting smoothies. But watch out for frozen fruits in syrup — it packs extra calories.

Myth 10: Doing crunches and ab workouts will get rid of belly fat

Fact: You can do crunches till you pass out, and you still might not get a six-pack. Why? If you have a high percentage of body fat, your abs will be covered with — you guessed it — fat. And no, doing ab exercises won't necessarily make you lose that belly fat, either. The truth is, you can't spot-train (otherwise, wouldn't we all be running around with flat stomachs and slim thighs?). In order to get visibly toned abs, you have to first reduce your overall body fat, which means plenty of cardio, coupled with strength training for faster results. After that, the fruits of your labor should start becoming apparent. FUN FACT: Don't work out on an empty stomach! If you run out of energy during your workout, your body will start burning your muscle tissue, not your stored body fat

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When you exercise, your blood vessels open wider and stay that way for at least an hour afterward. Soreness occurs when waste products like lactic acid settle in your muscles through these dilated vessels. Colder temps constrict vessels, limiting the amount of waste product that accumulates.

Cape Style Magazine

According to the American Council on Exercise, compression bras work best for smaller-busted women; the more well-endowed (typically a C cup or larger) should opt for an "encapsulation" bra that supports each breast separately. Replace workout bras every six months to a year.

Roasted Vegetables with Pasta

Cape Style Magazine

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(This recipe is delicious as-is, but if you’re feeling adventurous, try the mushroom marinara shown below. The basil, oregano and thyme add lots of antioxidants, too! Top the pasta with the marinara, then the roasted veggies. A fat-free ‘faux parmesan’ is the ideal topping. Best of all, it has only heart and brain healthy ingredients - it’s totally good for you!)

Submitted by Cape Coral resident Cyd Notter www.cydnotter.com

Fat-free Faux Parmesan

1 cup rolled oats 1 cup nutritional yeast (Bob’s Red Mill brand, or in bulk at health food stores) 1 TBS Mrs. Dash or other salt-free seasoning Combine in blender.

1 red onion 1 large red bell pepper 1 pound fresh asparagus (remove tough ends) cups button mushrooms (clean and remove any tough stems) tomatoes 1 tsp. garlic powder 1 tsp. mixed Ital. herbs 1 tsp. chili powder ¼ tsp. salt ¼ tsp. pepper 8-1 oz. whole grain pasta, cook and drain according to package directions (Optional: Marinara of your choice) Preheat oven to 500. Cut all vegetables into bite size pieces. Place veggies in a bowl and toss with spices. Spread in a single layer on 1- large baking sheets lined with parchment paper, and bake until just tender (10-1 minutes). Arrange pasta on platter, top with roasted veggies (and marinara is using).

Mushroom Marinara

(From the Physicians Committee for Responsible Medicine website)

1 medium onion, chpped ½ cup water garlic cloves, chopped -4 cups sliced mushrooms 1 15-oz diced tomatoes (I use petite diced) 1 8-oz. tomato sauce 1 tsp. dried basil 1 tsp. dried oregano 1 tsp. dried thyme 1/8 tsp. cayenne pepper (I omit, too much heat)

Braise onion in water for minutes, then add garlic and mushrooms. Cook until mushrooms are light brown. Stir in tomatoes, tomato sauce, and spices. Simmer 0- 0 minutes.

Red Velvet Sorbet

(This dairy free sorbet is filled with calcium, almost 5 mg per serving!)

4 large, ripe, frozen bananas (peel and freeze in a sealed plastic bag) 10-oz. frozen raspberries TBS cacao (or cocoa powder) 4-5 dates, chopped (Dates are near the raisins. Don’t buy the pre-chopped dates, get WHOLE dates and cut them up yourself).

Non-dairy chocolate chips as a topping if desired. “Enjoy Life” is a good brand and can be found at the Walmart on Skyline in the gluten-free section, or at the Publix on Veterans and Santa Barbara in the health food section. Blend all ingredients (except chocolate chips) in food processor until creamy. Top with chocolate chips if desired. Freeze.

FUN FACT: A Cluster of Bananas is called a “Hand”, A single banana is called a “Finger”

Cape Style Magazine

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Cape Style Magazine

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Submitted by proud parent Paige Stewart ollege classes as a senior, busy after school job for she organized at school with the assistance of her a local appraisal company, a Make a Wish meeting administrators and the donations she personally raised for in Estero, then home to edit photos for her own the Walk for Wishes held in February at Florida Gulf Coast photography business (One, Two, Snap Photography) … just University, she met her personal goal of $5000. Taylor is a typical Monday for Cape Coral resident Taylor Wilson. That eagerly anticipating being involved in the granting of a very is until June 5th when she graduated with honors from North special child’s wish in the upcoming months. Fort Myers High School with a weighted GPA of 4.5 and 41 Some of her many other hours of college credits. accomplishments include Yearbook If you ask Taylor what she enjoys most: growing her Editor and Student Body President photography business by taking photos almost every at Trafalgar Middle School, Student weekend for other seniors, one wedding so far, a local of the Year at TMS Graduation judge’s swearing in ceremony, soon to be parents for baby ceremony, National Honor Society, announcements, families (and even pets) for Christmas History Fair February 015, Junior cards, local youth sports teams, and probably her favorite, Class President, two time recipient live sporting events OR raising money be part of a child’s of the Do the Right Thing Award wish thru Make A Wish, it would be a tie. She loves capturing through the Cape Coral Police memories with her favorite accessory, her camera. After Department, Service Before Self being on the football field as a senior maid for Homecoming Award May 016 from the North Fort Myers Rotary Club, and Court, Taylor could not wait to change out of her formal dress the Ronald Reagan Student Leader Award which was into blue jeans and grab her camera and sports lens to snap nominated by the administration at North Fort Myers High some great shots of her beloved Red Knights in action on the School. football field. And last but certainly not least, Taylor has donated her hair After serving 6 years at her FOUR times to Locks of Love, a public non-profit middle school and high school organization that provides hairpieces to financially in various leadership roles in disadvantaged children suffering from medical hair loss from student government, Taylor any diagnosis. Each time, she made sure she had 10 inches wanted to serve a broader to cut which is the minimum length needed for a hairpiece for audience. She interviewed for a child being helped by Locks of Love. and was selected for the Youth Leadership Committee for the Make a Wish organization. She was also chosen as the Marketing Chair for the Executive Board of the Youth Leadership Committee. She has worked tirelessly to promote Make a Wish and truly believes in their Mission Statement: “We grant the wishes of children with lifethreatening medical conditions to enrich the human experience with hope, strength and joy.” Through fundraisers

Know any Cape Kids with Style? Let us know and we will consider featuring them in future issues. Email a short story, pictures and your relationship to the child. kids@capestylemag.com

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Featured Resident

Cape Style Magazine

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The Best Is Yet To Come

Meet Dennis & Linda Gingerich Story by Tim Jacobs, Jacobs Writing Consultants Pictures provided by Dennis Gingerich

While most South Floridians relocated here for the weather and beaches, that was not the case for the Gingerichs. “We came here to start this church,” says Dennis, from his church office where there hangs a sign that reads DREAM in big wooden letters.

“We didn’t move here for the beaches like everyone else,” says Linda. “In fact, we rarely even frequent the beach.” Their move was, as Dennis says, to start a church. Two other couples that were friends of the Gingerichs had wanted to “be a part of a church plant,” meaning they wanted to be involved with the beginning of a new church from the ground up.

Dennis said that “Cape Coral had a lot of growth potential. It was a younger city, newer city, and not really a lot of family churches.” The Gingerichs were a young couple themselves, only at the time, but they had “purpose, intent, and focus” to see a new family church in Cape Coral.

Planting A Seed Of Ministry

Dennis was born and raised in a family of grass seed farmers in Oregon and thought he himself would follow in family tradition, until one day when his high school principal asked him if he ever thought about going into ministry.“It planted a different kind of seed,” Linda said with a laugh.

“He told me that he saw qualities in me that would make me a good pastor,” says Dennis. “My great grandparents on both sides were pastors, so I made the decision to be a pastor.”

Linda grew up in Ohio and her family also had pastors in the bloodline. “I attended an inner city church and all my life wanted to find someone with the same goals when it came to being involved in a church.” When she’s not helping out with church activities, Linda is at the Cape Hospital helping mom’s-to-be delivering babies. It’s a position she is passionate about and has been there 7 years. “I did a double major,” says Dennis. “I earned a degree in Bible study and social work, then went on to seminary school.”

Arranged Marriage

When asked how they met, Dennis says with a straight face, “It was an arranged marriage.” “We met face to face on campus,” Linda quickly explained. “Our parents knew each other through family connections.”

Dennis’ parents liked Linda, and Linda’s parents liked Dennis, although the two never met or crossed paths until college. “We had heard a lot about each other over the years,” said Dennis, “and our parents would show us pictures of each other, too.” This December marks their 4 nd anniversary, so it looks like the parents knew best.

Life In Sandoval Of Cape Coral

The couple recalled first moving to the Cape and how the only traffic lights were on Del Prado and Cape Coral Parkway. They decided to build a house close to the hospital for Linda’s work and they had no idea at this time where the church would be built. Cape Christian ended up being built across town. As the hospital area began to expand and grow, they decide to move closer to the church. “That’s when we saw this ad,” recalled Linda. “It was for a new development called Sandoval and we went to the very first open house.”

“We moved in February 006,” says Dennis. “The clubhouse and pool were not even done yet, and the end of road was still a dirt path.”

The Gingerichs simply love Cape Coral. “It’s a great place to have raised our kids,” said Dennis. He also stays very active in the community, serving as the police chaplain, a member of the Chamber of Commerce, and is asked to pray at various city events. “It has a small town atmosphere,” said Linda.

“It’s the smallest big town you’ll ever have,” agreed Dennis. “Our kids went through school here, and we were involved

with the schools and I even coached soccer for 1 years.”

The Future Of The Church

On Easter 1987, Cape Christian held its first service at Pelican Elementary School. Nearly 100 attended. After meeting in school auditoriums for fourteen years, the church held its first service on the current Chiquita campus, Christmas Eve 000. Over 400 attended and “it quickly grew

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How It All Began

The couple met at college in Virginia. After marrying, they spent seven years in Elmira, New York, before coming to Cape Coral.

Cape Style Magazine

t’s hard to miss the sprawling campus of Cape Christian Church on Chiquita Blvd. between Pine Island Road and Veterans Parkway. The 14-acres house the church auditorium, a playground and park, church offices, Tony & Ada’s Cafe, and a few portables. It also encompasses a sense and feel of family. For over 0 years, Dennis and Linda Gingerich have fulfilled the need of a family church in Cape Coral.

Cape Style Magazine

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to more than 600,” says Linda. Sixteen years later, the church has showed no signs of slowing in growth or outreach.

“One thing I believe strongly in,” says Dennis, “is raising up young leaders. Most churches statistically tend to stagnate and then decline until a new leader comes along.” Dennis has since changed his title from Senior Pastor to Founding Pastor and knows that the future of the church lays within younger leaders. As for himself, Dennis has a strong commitment to the church which has helped the church congregation continue to grow. “Last weekend [May 1/ ] we had nearly 1,900 in attendance,” he says. And he points out that there is still a lot of potential for more growth.

In 01 , the congregation got together and built a playground and park for the city and community. The Gingerichs felt that a park would serve the community 65 days a year, while a new auditorium would only be used on weekends. “We built it so families can spend time together,” says Linda.

They firmly believe that best is yet to come with the church, its leadership, and parishioners.

Award Winning Photography

When it comes to tourism in Lee County everything is geared toward the Beaches of Fort Myers & Sanibel. “Hello, where’s Cape Coral?” Linda asks. Luckily Dennis is out to change that.

Dennis points out how the tourism department is missing the boat on Cape Coral, Matlacha and Pine Island not being covered in their advertising, both in print and on the

web. “My mission,” he says, “is to shoot a lot of Cape Coral and get it on their website under a separate heading. This will let people know what’s here.”

While Dennis has always had an interest in photography, it wasn’t until about ten years ago that he began to take it a bit more seriously. After reading a few books and taking a couple of seminars on photo shooting and cameras, Dennis landed some of his pictures in a gallery, won a few

awards and things took off from there. Two years ago, they applied for and received a Lilly Endowment Grant which allowed them a sabbatical where they were able to travel, and Dennis weaved his photography into the traveling. He now has Gingerich Photo Art as a side business. His tag-line is “Inspiring TransforMissional Living Thru the Lens.”

While Dennis is busy capturing Cape Coral through a lens, Linda spends time teaching a course she wrote, “Parenting on Purpose,” which inspires parents to be intentional raising their children.

Dennis and Linda both agree that their best and biggest accomplishment

hands down is their three children. Dennis says, “We have three amazing adult

children

spouses.”

with

wonderful

“The best part,” said Dennis, “is they have given us four amazing grandchildren.”

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“And they’re all involved in making a difference in other people’s lives,” added Linda.

Cape Style Magazine

Biggest Accomplishment

FUN FACT: There is an old abandoned Russian cruise ship roaming international waters since 2013

Cape Style Magazine

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Marge Maciag, Executive Officer Cape Coral Sail and Power Squadron Pam and I purchased our 15 Conquest at the November 014 Ft Lauderdale boat show. After reviewing the offerings of outboard models available in the 0 foot range, the overall quality, fit and finish and amenities as standard equipment of the Boston Whaler, helped in making our choice. The boat was delivered to the Ft Myers Marine Max dealership in late April 015. Boating on the Gulf of Mexico demands a lot from a boat. The ‘unsinkable’ feature became the standard of comparison to the other boat manufactures. The construction of the boat, especially the unique process of joining the top and bottom enhances the rigidity of the boat. Owning previous boats that used the traditional bolting and adhesive methods and dealing with the hull flexing and leaking issues, the Boston Whaler is superior in this area.

The experience of using the joystick to move from the dock with outboards was exciting. Turning the boat 180 degrees on its axis with the twist of a knob was bringing our boating experience into the 1st century. The joystick out performed our previous big twin inboard diesels and bow thruster in the tight quarter maneuver. The Mercury Verado does definitely have a sound advantage over the diesels also. Experiencing the “Skyhook” feature of holding the boat in location was immediately a big plus; waiting on locks, space at the fuel dock, etc. all came to mind.

With just a couple of weeks of boating experience with our 15 Conquest, it was decided that this boat would help us complete the Great Loop. The Great Loop is a circumnavigation of the Eastern U.S. by water. We had previously completed the route that encompasses the Gulf of Mexico, Florida and up the East coast. Additionally, we cruised the Hudson River, Erie Canal, Oswego Canal, Lake’s Ontario and Erie and the Welland canal with our previous boats. Our new boat was loaded on a semi and shipped to

Will & Pam “Conquest” The Great Loop

Story by Will Knudsen

Wyandotte, MI, which is located on the Detroit River near Lake Erie.

It was now June 015 and time to really learn our new boat. The auto pilot system received a good workout traversing Lake Erie, visiting many of the island getaways. We gained confidence with the Skyhook system using it to hold position, in the average 5mph current, of the Detroit River. The summer kitchen and sunshade options were put to the test and received our stamp of approval along with positive comments from our dock mates. The underwater fish lights really do attract the fish and the fish plotter was reliable in identifying the fish swimming underneath the boat. With charts, guide books, bicycles, and a long list of must haves, we departed from Wyandotte, MI on September , 015. Heading north and around the state of Michigan to Chicago to enter the Illinois Waterway system, our journey began. The weather warning system activated several times indicating summer storms approaching and advising to seek port quickly. Our 15 Conquest handled the sometimes challenging waters of Lake Michigan (waves over foredeck) without any difficulty, the wiper system works well!

Viewing Chicago from the river level reveals interesting architecture not noticed from street level. There were many recognized street names and buildings from many past movies and noted the boat dealer in the downtown area. Heading west entering the Illinois River, we were greeted by the large warning signs telling of electrical barriers to keep the Asian Carp out of the Great Lakes. Leaving the Illinois River at Grafton, we turned South on the Upper Mississippi River, truly a large and muddy river. In no time we were passing the St. Louis Arch, the gateway to the West. For those continuing South, the boating community is warned of an extended lack of fuel for 70 miles. Fueling up and a good night rest, with gentle rocking from passing barges , we then cast off for the 70 mile journey.

Heading south up the Tennessee, (this river flows South to North), and we entered the Tennessee/Tombigby waterway or the Tenn/Tom. This waterway for next hundred fifty miles transverses some very unique landscape and very remote country side (no cell service, Wi-Fi or banjo’s).

The Tenn/Tom takes you to the Black Warrior River south to Mobile Bay. Mobile Bay has a wide variety of shipping industry representation from barges, container shipping, passenger cruise lines, military ship repair and building, including impressive multi hull combat ships. Soon you have entered the shipping lanes and ships from foreign ports are part of the seascape. Turning southeast in mid bay for the intersection of the East bound Intracoastal Waterway is the next major open water leg of the journey.

Arriving at Gulf Port, AL we have officially crossed our wake to complete the Great Loop, bucket list item completed! The marina of choice is Homeport Marina, also known as LULU’s (Jimmy Buffett’s sister!) food, fuel and rest. At this time and location we have traveled over , 00 miles, states traveled include Michigan, Indiana, Illinois, Mississippi, Missouri, Kentucky, Alabama, 14 locks, several lift bridges. According to the charts our home of Cape Coral is about 500 miles from this location.

You can see this story with more pictures at

capestylemag.com

Both Will and Pam Knudsen hold USCG Merchant Mariner 100 ton w/towing licenses. Will is a Certified Instructor with the Cape Coral Sail and Power Squadron. For more information on boating classes and functions held at the Squadron, call 239-549-9754.

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Leaving the Mississippi at the junction of the Ohio River, we turned East up the Ohio. Now our journey was going to be against the current for the Ohio, Cumberland and Tennessee rivers. Passing the barges is now on the ‘One’ or ‘TWO’ not port or starboard. The 70 mile trip segment brought us to Grand Rivers, KY, the Mercury Verado’s after pushing us along with an average speed in excess of 0 mph, left 90 gallons of gas in our tank. It was already time for service on the engines and this gave us an excuse to spend some time ashore.

From Tarpon Springs we traveled in and out of the Intracoastal, passing by Tampa Bay, out in the Gulf to Charlotte Harbor. Turning into Charlotte Harbor entrance we followed the Pine Island sound to the Caloosahatchee River. Once the red # 84 came into view, a turn north in the marked channel took us home, Cape Coral, FL. The total miles on our 015 15 Conquest was at ,097 with 5 engine hours from May 015 to October 1, 015. We have a few product enhancements to share with Boston Whaler after living on board for 4 weeks (and we’re still married!)

Cape Style Magazine

Leaving Gulf Port, AL heading east in the Intracoastal in Florida’s panhandle, we arrive at Apalachicola, FL for the next major water crossing. The weather is gray and the wind at our back, time to cross the Gulf of Mexico. This crossing is about 180 miles to Tarpon Springs, FL; most “Loopers” prefer trawlers and travel at 6 – 8 mph which makes this crossing an overnight adventure. Our 15 Conquest with the twin 00hp Verado’s likes to cruise about 5mph and even with the extra gear aboard, the computer is showing mpg of 1. avg.

Cape Style Magazine

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Philanthropy on the Water

by Jonathan D. Vu, Power Yachts International

While selling boats is an entertaining career and it is always rewarding to see ecstatic clients sailing off into the sunset aboard their new toys, it doesnâ&#x20AC;&#x2122;t necessarily have the altruistic warm and fuzzies as many other fields of endeavor. However, Power Yachts International in Cape Harbour Marina recently had a chance to orchestrate a transaction that did pull at the heartstrings by selling a Sea Ray 90 Amberjack to the Wounded Warrior Project.

This well-kept vessel is currently en route to Hawaii where it is destined to have a new life as a support boat for activities offered to wounded servicemen and women. It will be specially outfitted with a davit and wench designed to easily and comfortably lift disabled veterans from the dock onto the deck for fishing and diving excursions. The Amberjack will also serve as a supply and assistance vessel following along behind participants on kayaking and paddling tours.

The generous gentleman who is donating the use of the boat will also be donating his time to captain the vessel as well as assist in facilitating the outings and accommodating the needs of those in attendance. Power Yachts International is thrilled to be a part of this legacy and is looking forward to hearing about the Sea Rayâ&#x20AC;&#x2122;s new adventures as part of this wonderful organization.

Donate, contribute and get involved. There is no better feeling than combining your love of boating with helping those who served our country. Call ( 9) 540155 or stop by Power Yachts International at Cape Harbour Marina in Cape Coral.

CAPE BOAT OWNERS...Do you have a cool boat you would like us to feature? Send the story and pictures to: stories@capestylemag.com

Provided by Cape Coral Resident Jessie Delaplane

With warm weather most of the year, Florida is the #1 boating state in the U.S. Unfortunately, many boaters cancel their coverage once their loan is paid off and coverage is no longer required.

The truth is that boat insurance is just as important as car insurance, and you may be arguably more at risk on the water due to the number of uninsured boaters. No matter how experienced or cautious you are, you can’t protect yourself against careless or inexperienced boaters or the wrath of nature.

If you have a car accident that isn’t your fault, you would turn to the other driver’s insurance policy to provide coverage. If there is any dispute regarding that coverage, you can always fall back on your own automobile insurance to cover damages. Although everyone is required to carry car insurance, this is not the case on the water. Not having watercraft coverage could leave you with an inoperable boat and a large repair bill.

If your boat is damaged, you know right away that the most at risk is the cost of replacing the boat in the case of a total loss, or significantly less if it is only in a partial loss. However, consider what happens if a guest slips and falls aboard the boat, is injured while fishing or water skiing, or collides with another boat and injures a passenger. Without watercraft insurance, you would be responsible for medical bills and personal liability in amounts much greater than the boat’s value. This is reason enough to maintain at least a liability boat insurance policy.

There are a bounty of losses and accidents that can happen on the water. If you wouldn’t drive your car without having automobile insurance, then you shouldn’t navigate on the water without boat insurance. The relatively low cost of this coverage is a small price to pay for peace of mind to protect your family’s interests.

To learn more about boating safety, visit these websites: National Safe Boating Council | www.safeboatingcouncil.org Boating Safety: United States Coast Guard | www.uscgboating.org Discover Boating | www.discoverboating.com Contributed by Richard Sauer, Senior Underwriter, SkiSafe Insurance

In 2014, Tower Hill partnered with SkiSafe to offer watercraft insurance. Contact your insurance agent

today to learn more, or to request a free SkiSafe quote.

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Often boating enthusiasts think they don’t need any additional protection on the water, especially if they are experienced and have a safe track record on the water.

Cape Style Magazine

Why Boat Insurance is Just as Important as Car Insurance

July 016 Cape Style Magazine

By Shana Overhulser A down-right homey feel, like you walked into your grandmother's kitchen, with incredible smells that linger in the air. That is what it’ is like when you step inside Osteria Tulia. The wooden beams, floor and table tops were taken from an actual rustic barn from an Italian country-side. Warmth emanating from the Chicago brick walls and laid pathway make it completely inviting. Adjoining next store is Bar Tulia offering a more modern pub feel with same country charm.

If you're in it for Italian - look no further. The menu mirrors the rustic chic decor with description of dishes with enchanting names such as; "The Pig in the Olive Grove”a pizza that tickled my taste buds time and again with sudtyrolian speck, olivada, wild oregano and homemade mozzarella. Wholesome goodness on a flatbread! The "Mary Had a Little Lamb” Pizza was exceptional and contained lamb sausage, ricotta, spring onions, chile with a dash of oregano and thyme.

Now, listen closely! A rarity among any establishment is Crisp Fried Pig Ears (who knew these would be so delightfully crunchy and satisfying) finished with fennel-chili salt and lime. A popular menu item at Osteria Tulia.

Some hazelnut with that? This little pretty is worth an order every time you visit: Warm House-Made Ricotta,adorned with sliced pancetta, pears and hazelnuts atop a crostino, sprinkled with oregano, peppercorns and basil.

A one - and a two - and a three...home-made pastas were served this Homegrown Foodie to sample. Garganelli blew me down with the braised lamb neck sumo and sheep cheese. I was literally in short rib heaven with the Tortelloni housing the foie gras emulsion and marsala in it’s tight presentation. I gave way to the Sweet Potato Cavatelli next harnessing fragrant and moist venison sugo with rosemary.

466 5th Ave S Naples, FL 34102 (239) 213-2073 tulianaples.com This Sunday evening was filled to the RIM with late night diners! By 8pm - a full crowded scene inside the dining room and on the patio overlooking Naples 5th Avenue. Chef/Partner Vincenzo Betulia pulled himself away from a busy kitchen to sit and speak with me. A self-proclaimed “pig-kinda guy” as strongly reflected in his tasty dishes. Born in Sicily and immigrating to America when he was years old, Vincenzo learned his craft by watching and helping out in the household. Busing tables at age 1 in Wisconsin he soon elevated to chef and worked in New York City, Chicago and San Francisco. He makes an effort at wanting to be different while encompassing the traditional Italian cooking he’s known and loved his whole life. I capped off the evening next door, at Bar Tulia, with a 5-star Espresso Martini! If you are looking for vegetarian meals or gluten-free pastas - call ahead and Chef will gladly cater to your dietary needs.

Be sure to watch for periodic wine dinners and lunches. Sign up for their newsletter on upcoming events, happy hour and special season menu options at: tulianaples.com. Osteria Tulia and Bar Tulia signals you back whether it’s for a quick cocktail or lazy Sunday afternoon meal.

PHOTO BY DENNIS GINGERICH GINGERICH PHOTO ART

Reversing Sun Damage

9 Cape Style Magazine

Submitted by Cape Coral business Florida Skin Center

So what are some ways that we can protect our skin from the damaging effects of the sun? The approach to healthy skin is a multi-step process and always begins with sun protection. Sunscreen is our #1 anti-aging and anti-skin cancer product. We recommend using an SPF of at least 0, daily. There’s a common misconception that we don’t need to wear sunscreen unless we will be exposed to direct sunlight, such as when we are in the pool or playing sports outside. However, the sun’s rays can penetrate glass windows, like during our drive to work. Although sunscreen is the most important protector against the signs of aging, it’s also important to use proper products, such as antioxidants, cleansers, moisturizers, etc., if you want to keep your skin looking healthy and youthful.

As we have learned, over exposure to the sun’s dangerous ultraviolet (UV) light can lead to many unwanted effects, including wrinkles, brown spots and skin cancers. Sun damage accumulates over time, so it’s never too late to start a sun protection regimen. But can damage that’s already been done be repaired or even reversed? In many cases the answer is yes! Find out what options you have in treating sun-damage skin at our next Evening of Education on July 1st from 6pm-8pm. Contact us at 9-561- 776 to RSVP.

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Living in Southwest Florida, we are exposed to some of the strongest UVA and UVB rays year-round. Research shows that UVA rays are the culprit behind accelerated signs of aging, including fine lines and wrinkles, sun spots, and thinning of the skin. Similarly, UVB rays cause damage by inducing changes at the cellular level in our skin, thereby causing skin cancers such as melanoma.

Cape Style Magazine

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Dr. Trevor Elmquist named a Top Doctor in Ophthamology for fourth year in a row

Fellow physicians recognize Dr. Elmquist as one of the top one percent of physicians nationwide Dr. Trevor Elmquist of Elmquist Eye Group has been selected as one of the nationâ&#x20AC;&#x2122;s Top Doctors in ophthalmology by Castle Connolly Medical Ltd. for the fourth year in a row. The Top Doctors recognizes the top one percent of physicians in their field and is based on nominations submitted by other physicians and reviewed by Castle Connollyâ&#x20AC;&#x2122;s doctor-led research team.

Board Certified by the American Board of Ophthalmology and a fellow of the American Academy of Ophthalmology, Elmquist specializes in general ophthalmology and cataract surgery. His services include comprehensive eye exams, as well as diagnosis and treatment of cataracts, macular degeneration, diabetic eye disease, dry eyes, glaucoma, presbyopia, myopia, hyperopia and other eye conditions.

Elmquist Eye Group was founded by Dr. E. Trevor Elmquist in Fort Myers in 199 and provides comprehensive eye care to thousands of patients in Lee County. Using the latest technology, Elmquist and his highly skilled associates, including Dr. Kate Wagner; partner, and Dr. Nina Burt, provide a complete range of eye care services for children and adults including routine eye exams and diagnosis and treatment of cataracts; macular degeneration; diabetic eye disease; dry eyes; glaucoma; and other eye conditions. A full optical boutique is located within the Fort Myers and Cape Coral offices with a wide range of eyeglass options. The Cape Coral office is located at the Shops at Surfside, 6 Surfside Blvd., Suite 1 1. For more information, call 9-9 6- 0 0 or go to www.Elmquist.com.

Cape Coral Chamber of Commerce Ribbon Cuttings Keep it in the Cape !

Cape Jewelry & Pawn Del Prado Blvd.

Real Chocolate Bakery Del Prado Blvd.

Buffalo Wild Wings Pine Island Road

Brookdale Memory Care Santa Barbara Blvd.

Med Express Pine Island Road

John Michaels Diamond & Jewelry Written by John’s sister, Carol Glorioso

At just 19 years old, John started his business in a 500 square foot store very close to where the studio is now. His Sister Carol quit her job and joined John to build his dream. “We had jewelry cases with nothing in them but a few 14K charms and a few rings. John would close the store at 5 pm every day to go to deliver pizzas from Domino’s just to make enough money to pay our rent of $500 a month.”

John was such a helpful, kind, honest guy whose business started gaining support from loyal customers who they still have today. “We expanded within the first one and a half years and remodeled to 1,000 square feet, then hired our first full time jeweler to do our repairs.” Continuing to build the business, they decided to open a second location in S Ft Myers in the Island Park Center. But after 5 years, they decided to close that location and concentrate on home, right on Cape Coral Parkway.

In 004, Hurricane Charley destroyed the building and all the contents. The only thing not destroyed were the safes in which the beloved inventory was stored. “We ran our business out of a portable single wide trailer. Wow, that was crazy! After months, we found a vacant building, still in Big John Plaza, so we wheeled everything down to the empty unit, and purchased new equipment.” John was never happy with the new location; it didn’t have Cape Coral Parkway access, so they decided to really go big and finally remodeled the now current showroom where they have been for almost 4 years. John Michaels Diamond & Jewelry just celebrated their 0th year in business!

“We are saddened by the loss of John and his lust for life, but he will always be with us in spirit.”

Body Wise Weight Loss Challenge

Did you know our CapeStyle fitness guru, Mike Huber, is also a regular of Fox 4’s Morning Blend? They are having

their first Body Wise Weight Loss Challenge and, over

the next few weeks, Mike will be working with three

station employees, as well as answering questions and

helping the veiwing audience. He will also be working

with a team of people from Minnesota and Ohio that

follow the show on Facebook. The goal of the challenge

is to lose the highest percentage of weight through the 8

week challenge. If you have the chance to work with

Mike, go for it, he is an excellant trainer, coach and all-

around good guy.

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The tribute memorial to John Michael Glorioso was amazing! “The family would like to thank the community and special people in John’s life for the generous donations and loving support that was given in our sad time and the planning of his memorial celebration of life. The outpouring of love was amazing!”

Cape Style Magazine

A Tribute to John Michael Glorioso

Cape Style Magazine

July 016

Submitted by Cape Coral resident and Realtor Christine Antonides

he area is absolutely hot when it comes to describing the real estate market in Southwest Florida, but its about to get blistering. The Cape Coral – Fort Myers area is expecting family home prices to increase at 5 percent over the next three years. The area’s rental rate growth outpaced the nation’s top metro areas like San Francisco and Dallas; the annual rental income is up 9% from last year. In other terms it is unprecedented, and as it is bad news for renters, it is great news for investors and big opportunities await. The area has been rated in Forbes top 10 best places to invest and top 5 best places to retire; vacancy rates are down; the job market is growing; the baby boomer generation is retiring; and the economy is stabilized. The conditions for investing in a rental property are prime and there are alternative ways to invest. With so many available properties in the 115 square miles of this beautiful City of Cape Coral there is a variety of opportunity. The northwest is “up and coming” and would be an ideal place to purchase a property or lot for investment. The properties in this area are very affordable at the present time. There are plans in place for the Seven Islands Development and it is going to be a new sought after location. As a resident in the beautiful Southwest, I am thrilled to see all of the great developments such as The Bimini Basin Project coming together! Check out all the plans they have in place on CapeCoral.net. Our “Waterfront Wonderland” is becoming more of a destination for residents and tourists. Not to mention all of the excellent economic benefits for our area, Cape Coral is the place to be and the future here is bountiful.

One of the alternative ways to invest is a 10 1 Exchange. In broad terms, a 10 1 exchange is a swap of one investment for another with no tax or limited tax due on the exchange.

Investing in Investment and Rental Properties with a 1031 Exchange

You are able to change the form of your investment without realizing capital gains, and as a typical investment it can continue to grow tax deferred. If you were to continually use a 10 1 from one property to the next, it continues to grow in value and you continue to avoid tax. There are some guidelines to follow when realizing a 10 1 exchange. A 10 1 is not for personal use; it must be used as an investment and business property. A 10 1 can be used to swap one vacation home for another, perhaps even to retire in. A rental property also has depreciation value, which has a 7.5-year schedule; meaning after 7.5 years the property becomes completely depreciated and can be sold without paying taxes. You are also able to move from property to property as long as it has been designated as your 10 1 replacement property. A fix and flip can also be a 10 1 property, as long as it is rented out for at least one year after it is repaired. It is also possible to completely defer taxes on a 10 1 property when converting it into a personal residence and eliminate the taxes altogether. There are a lot of details in the IRS tax code that are to be followed when completing a 10 1 exchange and it should only be executed under a seasoned professional. Make sure to talk to your Realtor before purchasing a 10 1 property to review how it may fit in your investment strategy.

Having the availability of a great property management team makes your investment a simple yet rewarding accomplishment. At Miloff Aubuchon we are a one stop shop and can assist you with any real estate needs from building your dream home, buying and selling real estate, interior design, to property management. I value assisting my fellow neighbors as a realtor utilizing these great opportunities within this amazing company.

Cape Style Magazine July 016 Monday-Friday 8am - 6pm Saturday 8am - 3pm MVR#83853

3916 Chiquita Blvd. S. Cape Coral, FL. 33914 239-471-7049

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Shuttle Service Available

Cape Style Magazine

July 016

Upcoming Events July 2016

Red, White & Brew Trolley Event -- Celebrate America with this annual trolley run. You’ll ride around South Cape Coral, stopping at 1 different locations to enjoy American beer and appetizer samples.

SUPER SUNDAY at Dixie Roadhouse --The 4th of July kick-off party! No work or school on Monday... so what better way to celebrate than with 1,000 of your closest friends at the best damn dance party in SWFL! Doors open at 8pm... NO COVER before 10pm! Dixie Roadhouse, 10 SE 47th Terrace 9-541-7900

Cape CCCIA Hard Hat Hold’em Poker Tournament – Registration starts at 5: 0 pm, dinner starts at 6, shuffle up & deal starts at 7. For questions, please call Heather Allen at 9-77 -00 7. Hosted by Cape Cabaret, 47 5 Vincennes Blvd.

Back Waters of Matlacha Pass Kayak Tour with GAEA Guides-Wander through some fascinating mangrove creeks, see many birds (white pelicans, may be here from the North), manatees and dolphin. Learn about the critters and the ecology of the estuary. Eat lunch on the water in this tranquil area. $50 per person includes all equipment and a Florida Master Naturalist Guide. (16+ years). To register or obtain more information: call ( 9) 549-4606

4 16 Priority Business Solutions Freedom 5K & Kid's Fun Run -- Join

us for the Freedom 5K on July 4th starting at the foot of the Cape Cape Coral Parks & Rec Day – Celebrating 1 years of Parks & Coral Bridge. Registration starts at 6: 0 at the base of the bridge. Recreation. Come celebrate from 10am-1pm and find out about all Contact ( 9)549-6900 X.111 to register or with any questions. the fun programs and activities offered by Cape Coral Parks & Recreation! USA Dance will be performing, Cape Coral Yacht Club Ice Cream Social – All you can eat! Sundaes, pie a la mode, milk 5819 Driftwood Pkwy, 9-574-0806 shakes. Enjoy a delicious afternoon at the museum with ice cream. FREE admission to the museum while you enjoy the many artifacts Mark Chestnutt in concert -- Doors open 7PM - Showtime approx. and military items. $5 donations for ice cream, kids under 9 are 9PM, THIS CONCERT IS 18 AND UP free. SW Florida Military Museum & Library, 48 0 Leonard St, There will be an additional fee of $5 at the door for those under 1 across from Winn Dixie on Cape Coral Pkwy, 11 am – pm. Call years of age. Tickets: $ 0 in advance, $ 5 at the door. The Ranch 9-541-8704 for more information. Concert Hall & Salloon, 158 Colonial Blvd, Ft Myers, 9-985-98 9 for questions. Red, White & Boom -- The City of Cape Coral Parks and Recreation is proud to bring you the largest single day event in Southwest Florida. Join us at the Cape Coral Parkway Bridge. General Admission is free. Cape Coral Bridge Closing - 4: 0 am The Wine Wonder Down Under -- Waterside Wines is hosting a The Cape Coral Bridge, as well as Cape Coral Parkway from Del Prado Boulevard to the bridge, will be closing at :00am on July 4. wine tasting, 5785 Cape Harbour Dr # 0 , ( 9) 540-1557, 5: 0 - 8 pm Starts at 5 and goes until 10 pm.

5 21 Featured Artist Reception --Marilyn Frank, Collage and Amparo

Reversing Sun Damage – Florida Skin Center special event from Monserrath, Sculpture. Their work will be on display through July. 6-8 pm, 40 7 Del Prado Blvd S, call 9-561-DERM ( 76) for more Harbour View Gallery, 5789 Cape Harbour Dr #104 ( 9) 540-5789, information reception from 6 - 8 pm

Logan Dressel Live -- accompanied by Strong Side Draw and BRYLCREAM -- 50s-70s Oldies, Rock & Roll, Doo-Wop & Motown, Dairy Trash, $5 cover (pay at the door.) The Ranch Concert Hall & Cape Cabaret, 47 5 Vincennes Blvd, 7:00pm. Call ( 9) 549- 000 Salloon, 158 Colonial Blvd, Ft Myers, call 9-985-98 9 for for more information. questions. Doors open at 7. Paradise Parrot Show -- This exciting show will feature a variety Art Classes by Harbour View Gallery at The French Press, 5789 of beautiful parrots performing all sorts of amazing tricks! They play Cape Harbour Dr, 9 - 10 am basketball, roller skate, do gymnastics, talk and even ride a bicycle! Be sure to come early for FREE crafts, games & face painting. $5.00 Admission, Doors open at 6 pm, General Admission Seating, Show begins at 7 pm, Cape Coral Yacht Club 5819 Driftwood Pkwy, 9-574-0806 Cape Style B2B Networking – Open to all business owners, come join us and network with other business owners, while enjoying appetizers, drinks and a great view. Appetizers are provided at no charge, drinks are on your own. Join us at Fathom’s, 5785 Cape Harbour Dr #106 from 5: 0-7: 0 pm. ( 9) 54 -01

All About Makeup – Florida Skin Center special event for mothers and daughters, 40 7 Del Prado Blvd S, call 9-561-DERM ( 76) for more information.

Drag Queen Bingo -- Cape Cabaret, 47 5 Vincennes Blvd, 7:00pm. Call now for reservations 9-549- 000, sells out fast!

Our cover artist this month is Shirley Hales and her painting is called “Sail Away”

Cape Style Magazine

After retiring from a corporate career, Shirley received most of her formal art training in the Washington, D.C. area where she studied with some of the most prominent artists in the country. Her award-winning work has been featured in major publications, appears regularly in juried exhibits in the US and is held in private and corporate collections around the world. Shirley has produced watercolor illustrations for a world-wide public relations firm and accepts commissions to create custom artwork for her clients.

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Our Cover Artist Shirley Hales

Shirley blends her enjoyment of nature with her passion for artistic realism to produce fine art paintings of a wide range of subjects. Her paintings of landscapes and nautical scenes capture an array of moods through skillful use of bursts of color for brilliant sunsets and sunrises and subtle applications of paint resulting in atmospheric depth and drama. Attention to detail brings wildlife and waterfowl to life and arouses the senses when viewing her still life creations.

Shirley is the Founder and President of Harbour View Gallery located in Cape Harbour Marina South, in Cape Coral. She was the driving force behind the first annual 010 “Paint the Cape” plein air competition and exhibition. She was nominated for the Southwest Florida 010 Angels of the Arts, Arts Organization Leader of the Year Award for her work with Paint the Cape and the Harbour View Gallery. The Alliance for the Arts selected Shirley as one of seven Cape Coral artists for the 01 Annual Art Studio Tour.

She is a member of the Southwest Florida National League of American PEN Women, American Society of Marine Artists, American Watercolor Society, National Watercolor Society, Florida Watercolor Society, Cape Coral Art League and Alliance for the Arts. Shirley and her husband David reside in Cape Coral, Florida and maintain a home on Maryland’s Chesapeake Bay. The gallery is located at 5789 Cape Harbour Drive, Cape Harbour, Cape Coral. ( 9) 540-5789 www.huesbyshirley.com

Cape Style Magazine

July 016

The Wine Wonder Down Under Tuesday July 19th at 5:30pm

5785 Cape Harbour Drive, Suite 0 ( 9) 540-1557, www.watersidewineclub.com

Come join us to explore The Wine Wonder Down Under! We are taking a journey south of the equator to savor wines from the New World powerhouses of Australia and New Zealand. Australia is the largest wine exporter of the New World countries and it is the second largest source of imports into the US. Its neighbor, New Zealand, has been making wine since the mid-1800s, and although it is a relative new comer to the global wine market, it has quickly established itself as a top quality producer. Australian Shirazes and Chardonnays are popular around the world while New Zealandâ&#x20AC;&#x2122;s specialties are highlighted in Sauvignon Blancs and Pinot Gris. We arenâ&#x20AC;&#x2122;t stopping there though. Numerous other international grape varieties are grown with impressive success in these two countries and weâ&#x20AC;&#x2122;ll indulge in some remarkable blends during our tour as well. So, come join us to taste, indulge and appreciate The Wine Wonder Down Under!

Harbour View Gallery July Featured Artists Reception Tuesday, July 5 6-8pm. Featuring the works of

Marilyn Frank, Collage and Amparo Monserrath, Sculpture.

Their work will be on display through July. The gallery is located at 5789 Cape Harbour Drive, Cape Harbour, Cape Coral. Marilyn Frank, Collage

Marilyn Frank was born and raised in the Midwest. Her artistic abilities were recognized early and her schooling was concentrated in the Arts. She was exposed to many mediums and trained in specialized areas that most exemplified her talents and interests. Marilyn received scholarships and has been acknowledged for her artistic merits.

Having lived on both coasts her career choices have reflected her artistic abilities, which included window decorating, jewelry display designing, silversmithing florist and interior design. After working in the corporate world for twenty five years Marilyn took early retirement to care for her parents in Cape Coral, Fl. Her retirement years have enabled Marilyn to exclusively commit to her art. She is currently focusing on graphite and colored pencil drawings which are used in her collages.

Marilyn is single and serves as handmaiden to her tuxedo cat, Nelson. She is a deacon in the Presbyterian church and in her leisure time she enjoys the area beaches and spending time with friends.

Amparo Monserrath, Sculpture

Amparo Monserrath was born in Venezuela on October , 195 . Her parents were Colombian. At years old, Amparo went to live in Colombia where she began her studies in art. She wore art in her veins. In the se-cond grade, she carved with a pen tip, hands in pieces of chalk that fell from the board. From that time, she began to carve figures in many materials, especially cedar wood. She entered the National University of Colombia, where she obtained her degree in Chemistry. Throughout her life, she has made sculptures and paintings in her spare time. She has made several monumental sculptures cast in bronze lost wax in Colombia and they have been dedicated. She has made personalized sculptures and shipped to several areas of the USA and Latin America. This is her first exhibition of original sculptures of various themes.

Cape Style Magazine

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Cape Style Magazine

July 016

3rd Annual Sandoval 5K run/walk

Photos submitted by Cape Coral residents Ken Franklin and Paul Harlow Written by Publisher Susan McNamara

5 AM can be a scary time, at least for me, but once a year I brave the early hour for the annual Sandoval 5K run/walk. (It then takes me a week to recover!) At 6:50 the Ida Baker High School color guard presented the flag, and 10 year old resident Elizabeth Kerr did an awesome job singing the National Anthem. 7 am, and the race was on!

We had people come from all over the area to participate, including Punta Gorda, Naples, Estero, Ave Maria, Lehigh, as well as from as far away as Pennsylvania, Ohio, Kentucky, and Nebraska. But the longest distance award goes to one of our participants who came from Switzerland! (Hoping that he had other things to do besides just race, lol.)

A BIG thank you to all of our sponsors: Gulf Coast Family Fitness Center, Lee Memorial Health System, The Cleaning Authority, YogaFit, Zivkovic Family Medicine, as well as At Your Service Air Conditioning, Applestitch Embroidery & Screen Printing, Crown Trophy, Dairy Queen, Delaplane Insurance, Eclectic Salon, Edgewater Family Dentistry, Iberia Bank, JP Morgan Limousines, K&B Professional Cleaning, Lending Hand Mortgage Corp, Management Specialties Web Services, Nutrishop, Set Free Photography and Stouten Cramer Professional Surveyors. Without your donations and support, the event would not happen.

This year’s event was to benefit the Southwest Florida Military Museum & Library, right here in Cape Coral, and their Veteran’s Foundation which does so many things for the vets in our community. We raised $4,000 for the charity thanks to everyone who participated and all of our sponsors.

See you next year, same time and place. (I’ll be just as grouchy then, lol.)

9 Cape Style Magazine July 016

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