CapeStyle January 2018

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The Only magazine for Cape Residents by Cape Residents Januar y 2018

CAPESTYLEMAG.COM

The Cape Coral Lifestyle Magazine

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• Cataract Evaluations • Refractive Cataract Surgery • Comprehensive Eye Exams - ages 5 and up • Glaucoma Treatment • Diabetic Eye Exams • Dry Eye Treatment • Eyelid Treatments and Surgeries • Macular Degeneration Evaluation From left: Nina Burt, O.D.; Sarah Eccles-Brown, M.D.; E. Trevor Elmquist, D.O.; Kate Wagner, O.D.

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JANUARY 2018

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Inside

18

12 Features

Departments

18 The Lady is a Champ

Carol Polis, The first woman Professional Boxing Judge

BUSINESS SPOTLIGHT

HEALTHY LIVING

BEER

YOUR MONEY

6 Personal Touch Catering 8 The Chimay Brewery 9 From the Brewer

DIY FOODIE

10 Nana’s Ricatta Zeppole Yummy Dessert

HEALTH & BEAUTY 11 Blow Drying

Dry it off, Not out!

Checkout our Shop & Play on the Cape section for special offers exclusively for CapeStyle Readers

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CAPESTYLEMAG.COM

HOME

12 Empty Spaces

Maximize Your Closet Space

14 Keep Your Eyes Healthy with an Annual Refraction 23 Smart Debt Management Part 2 - The First Three Tips

WINE

27 Fruit on the Vine

In every Issue 7 Quick Reads

13 Movie Review

15 Cape Kid with Style

16 Shop & Play in the Cape 24 Hometown Hero

28 Community in Action

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JANUARY 2018

30 Calendar of Events

From the Publishers

Can you believe it's 2018? When they say time flies when you're having fun, they are

not kidding! Hope your holidays were happy and that you got to spend time with your

family and friends.

To start 2018, we want to welcome several new members of our CapeStyle team. Racel

Roth is a college student from Cape Coral who is an aspiring screen writer. She has joined us and will be writing movie recommendations each month. And not the typical movies, but the little heard of movies that you are going to want to see. recommendation this month.

Check out her

Marina DeVito is a Cape Coral senior in high school who is joining us as well. She'll be

starting college in the fall as an English major, so she'll give us a breath of fresh air from a teen-agers perspective.

We are excited to help these young women begin their careers and can't wait to see what

the future brings.

Speaking of new writers, check out our addition to the beer page, “From The Brewer”

Alex Sarames is a walking encyclopedia of everything beer and if you haven’t had a

chance to meet Alex or drink some of his awesome brews, he is the new Head Brewer at

Big Blue Brewing. Check it out...

Starting this issue you will also notice the addition of a new home section that will

feature some very cool ideas for your home-inside and out. Let us know what you think.

Photos, we LOVE photos! If you are at an event around town, take some pictures and

share them with us. You can upload them right to our website. Are your kids involved

in sports? We can showcase them as a Cape Kid with Style. Do you know a Hometown

Hero? We love to feature a Cape Coral hero each month, be it veteran, police, fire, EMT, or anyone else who you would classify as a hero. Many don't look at themselves as

heroes, but they all deserve recognition for their efforts.

Do YOU have CapeStyle? Be on the lookout for our new "I have CapeStyle" window

stickers. Put one on your car, in your store, anywhere it can be seen so the whole city

knows that you have CapeStyle! If you would like to get a "I have CapeStyle" window sticker, just let us know and we will be happy to get you one.

Welcome to 2018! Here's hoping for a great year for everyone in Cape Coral.

Susan & Kevin

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BUSINESS SPOTLIGHT

Introducing Deborah Krill and Keith Gentile with Personal Touch Banquet & Catering

Deborah and Keith have been a couple for 24 years now and they are still going strong. They have 2 sons, Jason (who lives in Chicago) and Michael (a graduate of

Cape Coral High School and FGCU with a Doctorate in Physical Therapy.) The

family is not complete without their shih tzu Samantha, their family mascot.

Deborah and Keith and the family moved to Cape Coral 15 years ago from New Jersey. They started a successful catering business 13 years ago, then almost a year

ago opened Personal Touch Banquet & Catering on Santa Barbara Boulevard at the corner of Trafalgar. In New Jersey, they worked with the #1 top rated caterer in

the area, and when they relocated here, saw a need in the community.

They are proud to be actively involved in many community organizations and

sponsor many community events, including the Chamber of Commerce, Wolfhounds Legacy, Women of Distinction, Cape Coral Police Department's Do The Right Thing Award, and more.

Personal Touch Banquet & Catering is located at 1530 Santa Barbara Boulevard. It's a renovated building that is beautifully decorated and available for weddings,

memorial services, parties, baby or wedding showers, private meetings, or any other

event you may want to celebrate. They are a full service caterer with amazing food and can customize any menu you choose for your event.

Deborah and Keith are proud to live in The Cape, work and own a business in The Cape, and to do everything they can to “keep it in The Cape.”

For additional information, please feel free to stop by and visit Personal Touch

Banquet & Catering. You can call them at 239-945-2456 or email them at personatouchcateringswfl@gmail.com. personaltouchcateringfl.com

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JANUARY 2018

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QUICK READS By Tony Henkels I Am Duran – Roberto Duran. His autobiography. All about boxing and the over 100 fights he had. If you’re not a boxing fan skip this one.

If you are a boxing fan you will like this book a lot. ♥♥♥♥

Rouge Heroes – Ben Macintyre. Action packed story of the British SAS (special air service) the brainchild of David Sterling. These soldiers

were similar to what we know as Special Forces fighting behind enemy lines in unbearable conditions with great success. ♥♥♥♥

All The Gallant Men – Donald Stratton/Ken Gire. Good memoir by a survivor of the Arizona which was sunk at Pearl Harbor by the Japanese surprise attack in WW 2. a lot of history about WW 2 & follow up of his life into 2016. ♥♥♥

Dinner With Edward – Isabel Vincent. A sentimental story about the author having dinners with her girlfriends 90 year old father after

his wife of 60+ years had passed away. The entire story of 4 years of their lives revolves around those dinners. ♥♥

His Father’s Son – Tim Brady. The life of Ted Roosevelt Jr., Teddy Roosevelt’s son. He fought in WW 1 & WW2. He was considered a “hero”

in both wars & was probably the only General that was always in the front lines. Absolutely the only General to be in the 1st wave on D-

Day in WW2. ♥♥♥♥♥

Freedom (my book of firsts) – Jaycee Dugard. This is a follow up story after “a Stolen Life” of a California girl who was kidnapped at age

11 & held captive in the couple’s back yard for 18 years. She had two daughters during that time. This book is about her experiences after

being rescued. ♥

Five Presidents – Clint Hill/Lisa McCubbin. Clint Hill had secret service details protecting 5 Presidents from Eisenhower to Ford. Interesting

inside stories about many people besides the Presidents.

♥♥♥

Tippi – Tippi Hedren. Memoir of her life with a lot of stories about her acting in movies, including “The Birds”. But there is much more

written and details about her raising and protecting large cats – tigers, lions, cheetahs, & a couple of elephants.

♥♥♥♥

Guilty As Sin – Edward Klein. This book was released ahead of the 2016 election. It covers most of Hillary’s lies, problems since she was

fired from the Nixon investigation. Also covers the people around her. Pretty scary when you see what powerful politicians can get away

with. ♥♥♥

Alfred Hitchcock – Peter Ackroyd. Biography of Alfred Hitchcock's life directing movies. This one is for movie buffs or fans of Hitchcock.

Not much of a story besides his directing & relationships with actors & actresses. ♥♥

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JANUARY 2018

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BEER

Once and a while you come across a brewery that seems to have beer brewing down

Story By Cape Coral Resident & Beer Guy Brendan Stanley

to a science. Chimay is one of these companies.

History – The Chimay Brewery (“Bières de Chimay”) is a Belgian brewery founded

inside Scourmont Abbey, in the Belgian municipality of Chimay in 1862. The brewery produces three widely distributed ales and a patersbier exclusively for the

monks. (These are known as Trappist beers because they are made in a Trappist

monastery.) The brewing plant was updated in 1988, and now produces 120,000 hectolitres annually (over 3 million gallons!)

The Beers: Ok, enough with the history lesson, on with the beer! This trio of

goodness comes in three outstanding concoctions –

•Chimay Rouge (Red), 7% abv. In the 75cl bottle, it is known as Première. It is a

dark brown color and has a sweet, fruity aroma. The malt in this beer has a nutty

character that goes well with the hints of pepper from the house yeast.

•Chimay Bleue (Blue), 9% abv darker ale. In the 75cl bottle, it is known as Grande

Reserve. This copper-brown beer has a creamy head and a slightly bitter taste. Considered to be the “classic” Chimay ale, it exhibits a considerable depth of fruity,

peppery character. The taste continues to evolve and develop with a few years of

age, and is extremely popular with the Belgian population.

•Chimay Blanche (White…and our favorite), or Chimay Triple, 8% abv golden

tripel. In the 75cl bottle, it is known as Cinq Cents. This crisp beer bears a light orange color, and is the most hopped and driest of the three.

Interesting side note about these beers is they actually are ok to age. Many

beers do not age very well, but Chimay states that you can age the White and Red for up to 5 years and the Blue for up 15. Now that is a long time to wait for a beer!

While all three of these specially crafted Belgian beers are very good, the White (Triple) is simply fantastic. While it follows in the tradition

of other Belgian triples, this one stands out due to its unique hoppy

character and easy (sometimes too easy, $$) drinkability. The Bleue (blue) was our second favorite as it’s the classic Belgian Ale with tons

of flavor and quality.

Where can I find: luckily, this beer is easy to find. We have found

bombers of Chimay at our local supermarket. But, we warn you ahead of time…this beer is not cheap.

We hope you get to try and experience this real Belgian beer, made

by beer loving monks since 1876.

Brendan & Scott are The Beer Critics at TheBeerCritic.com. They write articles and reviews for their website and are the hosts of TheBeerCriticTV on YouTube. Have a question, recommendation or a donation? Just contact us: Visit: TheBeerCritic.com Like: Facebook.com/thebeercritic Subscribe: Youtube.com/thebeercritictv

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From The Brewer.......

IPA?

So What Is An

You probably have heard the term IPA from time to time. If you're not a big beer drinker, you may be asking yourself “what is an IPA?�

This acronym stands for India Pale Ale, and it is currently the most popular style of beer in the increasingly growing craft beer industry. According to Brewers Association, in 2014, 21 percent volume share of craft beer was the style IPA, and it continues to grow while sub styles begin to branch of,f allowing the industry to continue its steady growth. But where did this extremely popular style of beer even come from and why is the story so unknown?

India Pale Ales were first developed in the late 18th century and were the answer to the overwhelming desire for ale by the quickly expanding British Empire in India. With the weather in India being more than undesirable for brewing, a London based brewer cultivated a higher alcohol “strong style� ale, used an overwhelming amount of hops, packaged the beer into barrels and sent it on a six month journey past the southern tip of Africa, finally arriving to a warm welcome by British troops in India. Once this concoction was finally served, it was found that the beer had not only survived the journey intact and had not spoiled, but had improved immeasurably.

You are probably asking yourself, “how could a beer last six months, in a barrel, on a ship, in heat, in the 1700’s?� The increased hop content in the beer not only contributed various earthy flavor and aromas, but also preservative and antibacterial properties to the beer, as well. The hop flowers that are used in the brewing process contain an oil called Lupulin. This oil contains preservative, antibacterial, and antioxidant properties which allow for stability in the highly traveled beer.

With the evolution of refrigeration, India Pale Ales slowly faded away, but with the birth and extreme growth of the

American craft beer market, they have taken center stage.

Visit your local brewpub and taste a piece of history. You never know, you might be a hop head, too! Cheers.

Alexander Sarames Head Brewer Big Blue Brewing

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DIY FOODIE

Nana’s Ricatta Zeppole

Directions

Using either a stand-up mixer or hand held mixer, add 1¾ cups ricotta. Beat

until creamy and smooth. Once creamed, begin adding one egg at a time (make sure that the egg is completely mixed before adding another egg.)

Ingredients

Sift flour, baking powder, sugar & salt all together in a mixing bowl. Repeat

1 ¼ AP(all purpose) Flour

sifting process twice. Add to wet batter ½ at a time, mixing until totally

2 teaspoons baking powder

incorporated. Be careful not to over mix. Let sit on the counter at room temp

4 eggs, room temp

for approx. 30-40 minutes before frying.

½ cup white sugar, and set 3 tablespoons aside

Add the cinnamon to 1/2 cup of sugar (or powdered sugar, whichever you

1 vanilla bean or 1 tablespoon pure vanilla

prefer.) Stir to combine, then set aside. This will be used when you are done

1/4 teaspoon salt

frying, as the cinnamon/sugar topping. If not frying right away, cover and

1 ¾ cups ricotta cheese

place in refrigerator. When ready to use, bring out and let set until room temp

1 teaspoon cinnamon

Or Powered sugar for dusting & Oil, for frying

Buon Appettio! May you always, “Feel the LOVE!

In a deep, large frying pan pour the frying oil to about 2”- 3”, then heat the

oil over medium heat until a deep-fry thermometer registers 360-365 degrees

F. Using a small to medium scooper/melon baller, be very careful when

Jill Bacus, owner & Chef @ Ciao Wood Fired Pizza & Trattoria

dropping about a tablespoon of the dough into the hot oil, frying in batches.

Turn the Zeppoli once or twice, cooking until golden and puffed up, about

4-5 minutes. Drain on paper towels. Toss with cinnamon-sugar. Serve

immediately. Sometimes we would drizzle warm chocolate or warmed Nutella spread. However you desire to serve them, they will be wonderful.

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JANUARY 2018

BEAUTY

Blow Drying: Dry it off, not out! Submitted by Derrick Driver Done by DeRoc Time for Change

The tools you use to dry your hair have changed. Why hasn’t the method changed?

Well, it has. However, most stylists have not. This means you haven’t changed the method you use at home to dry your hair. If you remember my washing hair blog, then this is the next step for you. Modern blow dryers don’t need to be excessively hot to dry your hair more quickly. They borrow from the heating and cooling industry and use physics to speed things up. What is Ionic Most new blow dryers will have the word “ionic” written on the box somewhere. But what does that mean?

Well, the negative ions produced by your dryer go about breaking clusters of water molecules into smaller and smaller groups. This allows the water on the exterior of your hair to dry faster by blowing away extra moisture in the airflow and evaporating other water more quickly. With less water to dry, less heat is needed and you won’t over heat your hair. In theory anyway.

Most people and stylists still go about aggressively drying out the hair the same way they always have, except with a more expensive tool. Go easy and use your hands to shake your hair while drying. This will help to retain water moisture within the hair strand making it silkier, shinier and more manageable.

Go with the flow…AIR FLOW! That brings us to the next technology.

What is Far infrared It is a specific range of wavelengths in the non-visible electromagnetic spectrum. Basically some invisible light.

Modern dryers that incorporate this technology use it to create “healthy heat.” This happens because this particular form of light is absorbed by the body and hair, then becomes heat energy. This helps to retain the most moisture in the hair and the health benefits, while still being researched, could be huge.

Technique Technique Technique Those thermal benefits are great, and useless, without the proper technique.

You will want to keep your hair warm, but not hot, during the drying process. This is why I always suggest using your hands as much as possible to constantly check the temperature of your hair. This doesn’t mean you won't dry it out, it just means you won’t burn it any longer.

You want to work your style to a point of being 'dried off.' That is very different from 'dried out' and can be achieved by stopping when it feels dry, but not hot. Use more heat at the roots (the hair here is heather and can sustain more continued drying) and less towards the ends (which are older and more susceptible to damage.) Above all else, practice makes it better. The more you employ these techniques and technologies, the faster, easier, and healthier your hair will be. And the next time new science makes its way into the beauty industry, you’ll be better prepared to change.

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JANUARY 2018

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HOME

An empty space can be a space for you to make more usable in many ways.

Submitted by Brittany Penfield MCS Closets

Maybe it’s a reach in or walk in closet you need to utilize for hanging and drawers because your bedroom is too small for a dresser.

Or a pantry you would like to put more in because your wire shelves aren’t

enough. Perhaps add pull out baskets for chips, or pull out drawers to hide

party supplies, holiday Tupperware or everyday spices.

EMPTY S P A C E S ?

Maximize that space!

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Have you thought about organizing your garage? An Omni track is a grid that

fits perfectly on any garage wall for bikes, gardening supplies or even sports

equipment, making plenty of space in your garage for your car that has never

before fit.

Do you work from home or have kids that need a spot to do homework?

What about putting a desk with drawers in a room for supplies? Or a nice

bench in that small space to sit and put shoes on with a shelf for miscellaneous stuff ?

There are all sorts of ways to utilize empty spaces in your home. Let MCS

Custom Closets and More come out and show you how we can help with yours!

Checkout these closets at the Aubuchon Model home located at 1811 Cape Coral Parkway E.

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JANUARY 2018

MOVIE REVIEW

By Racel Roth

The coming of age story Call me by Your Name by Italian

director Luca Guadagnino is a film as delicate and breathtaking as the subject matter. A story of love, dedication, vulnerability,

sexual awakening, and the strange journey of finding out who

you are. Adapted from the book by the same name, this story of

first love and first heartbreak will be hailed by later generations

as a cinematic masterpiece and a must see for the romance genre.

Not like most films, Call me by Your Name has no villains and

no troublesome situation that the hero must overcome. The only

overcoming is the loss of the person you love most when life takes them away.

Elio Perlman, a 17-year-old Jewish American boy, lives in the country side of Northern Italy with a

family who clearly adores him. He is instantly smitten by the American man who comes to stay with

them for the summer. Both intelligent and naïve, Elio puts himself through self-inflicted torture as he pines for Oliver while hating him at the same time. Anyone who has experienced the pain and

pleasure of wanting someone can relate. Hating him one minute and loving him the next, Elio is

unaware of his own feelings until the middle of the film when they two embark on their love affair.

It’s easy to feel the love between the two of them.

Some viewers might feel intimidated by the two hour and twelve minute run-time, but time flies from

the second the opening scene starts. The world outside the television melts away as the audience travels to 1980’s Italy to share a summer romance that is painful to see end. Teamed with beautiful

cinematography of landscapes naked of civilization and a fantastic soundtrack improved by “Mystery of Love,” an original song written by Surfjan Stevens specially for the movie. The song brings tears

to the eyes almost as strongly as the film itself does.

Newcomer actor, Timothee Chalament, bears the blunt of the film on his shoulders by playing the

charismatic Elio. Portraying Elio with emotional rawness, Chalament showcases every emotion there is through facial expressions and body movements. In one of the most human love scenes in a film,

Chalament hangs on Armie Hammer’s Oliver like a ragdoll before changing his mind and climbing

him like a tree, not knowing what to do with himself. Since the film is primarily told from Elio’s

perspective, supporting actor Armie Hammer has the difficult job of showing the audience what the

more experienced and aloof Oliver is feeling during all this. He does it well, from the pain of leaving

Elio to the shame he feels at desiring him, it is all shown in shots of his face for split seconds before the camera moves elsewhere.

The end is a six-minute long scene of a heartbroken Elio crying in front of the fireplace upon realizing

he will never be with Oliver the way he wants, in a shot that is hard to look away from and breaks

your heart. The pain in his face unveils the innocent naivety of Elio who, until that moment, had not

realized that the love he experienced was something that sometimes only happens once in a lifetime

that is now over forever. It is better to have felt the sorrow that comes from being loved then never having felt it at all is the message Elio's father tells him when it ends.

That is the beauty of Call me by Your Name. Slow moving and emotional, this is not a film for action

lovers or those who want to be frightened. But if you want to see two people fall in love while knowing that their summer romance will ultimately end, have a go.

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DECEMBER 2017

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HEALTHY LIVING

Keep your eyes healthy with an annual refraction

Eye exams are essential to staying up-to-date on the health of your eyes and an annual refraction is vital to determine your best potential vision. A refraction, also called a vision test, is routinely given during an eye examination, and is designed to tell your doctor if you are in

need of prescription lenses. A refraction will determine the presence of ametropia, an error in the focusing of light rays as they pass through

the cornea and retina of the eye. This results in reduced visual acuity. Some refractive errors include farsightedness, nearsightedness and

astigmatism. The refraction test will determine what corrective lenses are needed for you to achieve your optimum vision. Furthermore, the

refraction will guide the eye care professional when determining if there is an ocular disease present.

The American Optometric Association states, “Periodic eye and vision examinations are an important part of preventive health care. Many

eye and vision problems have no obvious signs or symptoms. As a result, individuals are often unaware that problems exist. Early diagnosis and treatment of eye and vision problems are important for maintaining good vision and eye health, and when possible, preventing vision

loss.”

One may think that having an annual dilated exam would be sufficient when caring for our eyes. However, checking your vision with and

without corrective lenses on a yearly basis will help your doctor detect any changes present in your ocular health. When variation occurs, it

is up to the physician to determine whether this is due to a refractive change or if there is another factor attributing to vision decline.

“We encourage all of our patients to have an annual eye exam, complete with a refraction,” said Dr. E. Trevor Elmquist of Elmquist Eye

Group. “This test not only helps us determine if our patients are in need of corrective lenses, but it also acts as an important tool that enables our patients to track the overall health of their eyes.”

Without a consistent refraction, it becomes increasingly difficult for the doctor to follow your vision changes. Noticing slight changes in

your vision can be a difficult task. Therefore, having an annual refraction is the most accurate way to track your best corrected vision. This

also provides you with a record of your most current glasses prescription, which is especially important if you happen to lose or break your current pair.

If you have concerns about your vision, it is important to speak to a doctor to discuss treatment options. Dr. E. Trevor Elmquist, Dr. Kate Wagner, Dr. Nina Burt, and Dr. Sarah Eccles-Brown of Elmquist Eye Group are available to answer your questions. With over 20 years of service to the Southwest Florida community, Elmquist Eye Group offers experienced doctors that are dedicated to patient care. Elmquist Eye Group’s Cape Coral office is located at 2336 Surfside Blvd., Suite 121, and additional offices are located in Fort Myers and at Shell Point. For more information, visit www.Elmquist.com, call 239-936-2020 or stop by an Optical Boutique location in Cape Coral or Fort Myers.

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JANUARY 2018

CAPE KIDS WITH

Christopher Kovacs is in 12th grade and attends Ida Baker High school. He played Quarterback on the football team, wearing #8.

Meet Christopher Kovacs Submitted by his proud parents

He was the offensive team captain this year and recently received an Offensive Impact Player of the Year award from his coaches.

He is very passionate about football and trains 6 to 7 days a week with teammates and former teammates. He also works with a private quarterback coach, Ken Mastrole, and a speed and agility coach, Wes Parker.

He lives, eats and breathes football and is excited to attend college in the fall. He has several colleges interested in him, and also strives to do well in the classroom with a 4.3 weighted GPA.

He would like to thank his supportive parents and sister, Thailand Allarie. The sky is the limit and any goal can be achieved through hard work, dedication and passion. CAPESTYLEMAG.COM

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17

CHAMP The Lady Is a

Story by Melanie Musick Pictures provided by Carol Polis

In the 1970’s Philly born Carol Polis wasn’t “Baking in the Kitchen”, She prefered to work in an industry dominated by men. She became the first woman professional boxing judge and has judged some of the boxing greats. CapeStyle Writer Melanie Musick had a chance to sit down with Carol and hear about her amazing career.

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In a world of left jabs and right hooks, Carol Polis stands out as a giant at less than 5’ tall. You see, she was breaking a barrier for women in the

world of professional boxing in 1973 when she was appointed the first

woman professional boxing judge in the world.

This wasn’t Carol’s life-long dream. She was simply tagging along with

her husband, Bob, who was a professional boxing referee. She hated the fights and thought they were cruel and barbaric. By giving Carol a 10-

second lesson on judging to pass the time, Bob had no clue what he was

creating.

She knew to watch for clean hits, effectiveness of the blows, no fouls or

low blows, technical violations, and aggressiveness. After her first attempt

at scoring fights, Commissioner Zack Clayton thought her scores were

so accurate that he recommended Pennsylvania Governor. Milton Shapp

appoint her a professional judge. A few weeks after her appointment,

her first fight as judge was between Jimmy Young and Ernie “The

Acorn” Shavers, who is considered one of the hardest punchers of all

time.

As a mother of four, who also raised her grandson, Carol served as judge

for 27 professional title fights and two non-title heavyweight fights featuring Mike Tyson and Larry Holmes. Her home is adorned with

photos of her with Muhammed Ali, Joe Frazier and Sly Stallone, to name a few.

It doesn’t take much to imagine how receptive the “boys club” of the

70s was to having Carol invade their turf. A given snide comment she

heard was “she should be home baking.” What the commenter didn’t

know is Carol used the breezeway as an escape from the kitchen. Advice

she received that helped her push through was “Don’t worry about what the newspapers say about you. Just make sure your name is spelled correctly.”

To combat the attitudes of the time, she persevered because, “I was

raised a lady and taught to do the right thing. I was always polite. I had to prove myself. And after a couple of years, they considered me one of

the boys, which was an honor.” She studied the boxing guidelines for a

year and a half to be certain she knew as much as possible. Carol

attributes her impartiality to never having been a boxer, whereas so many

of her male counterparts were partial to the weight classes they had

fought in and thus favored.

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When judging a Don King fight that was part of the U.S. Boxing

Elimination Tournament in Annapolis, MD, the fight ended with a

unanimous decision and the loser was determined to get revenge. While

Carol was swiftly exiting the arena after the loser claimed he was coming

for the judges, she saw something furry flying through the air as she headed toward the safety of an exit. True to his word, the boxer went

for the judges who were seated close to sports commentator Howard

Cosell. Take a guess what the furry thing was…yes, Cosell’s toupee was

airborne.

Two days later, the FBI was knocking on Carol’s door because anyone

associated with Don King was being investigated. King’s tournament promotions soon come to an end.

Were there any mistakes along the way? “Sure,” says Carol. “A huge mistake was judging my second professional fight with my emotions. I allowed a cute former jockey from Hungary, who was just my size, to

still be winning at the end when he had been knocked down a couple

of times. I was raked over the coals for that call, but it was a definite

learning experience.”

In addition to her infamy as the first woman professional boxing judge, Carol was featured on the national game shows “What’s My Line” and

“To Tell the Truth.” In “Rocky V,” that debuted in 1990, Carol appears

in the film ringside as one of the judges.

In 2012, Carol completed her book, The Lady is a Champ, which details

all the controversy in the world of professional boxing that she

witnessed firsthand over 40 years.

What would she change if she had it to do over? Carol is quick to

explain, “Keep in mind it was a very different time. I was trying to be a good wife and mother. I knew that boxing was my husband’s love, so

I felt I had to take a back seat, even when there were forces trying to bring me to the front as the first woman judge.”

Should she get a do-over, Carol knows exactly what she would do

differently. “I’d be more assertive and take every request that came my

way, instead of turning down opportunities to keep peace in my marriage.” Regardless of what she turned down, Carol came out a

winner and is our very own giant living right here among us in Cape Coral.

Contact Carol Polis at 239-984-2120 or email apricot4631@yahoo.com for speaking engagements in Southwest Florida.

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A More Tailored Approach for Women

Women often look at investment decisions differently than men and with good reason. • Because of salary discrepancies, many women start the investment process with fewer investable assets than their male counterparts. • Thanks to longer life spans, women often must find ways to make their assets last longer. We recognize that women face unique challenges and bring a more tailored perspective to the financial planning and wealth management process. Contact us today, and let us help you plan successfully for your financial future. Rebecca A. Ross Vice President The Ross Group Private Wealth Management 239-541-9090 therossgroup-rwbaird.com rwbaird.com

©2016 Robert W. Baird & Co. Member SIPC. MC-48536.

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@CAPESTYLEMAG

Smart Debt Management: MONEY

Six Tips for Keeping Your Debt in Check Part 2 - The first three tips

Submitted by Rebecca A. Ross

Here are the first three tips for managing the debt you have in a smart

3. Be strategic about paying down debt. Always pay off loans with

1. Consider debt carefully. The easiest way to manage debt is to

drive down your ultimate costs and enable you to pay off the loan

way:

avoid taking it on in the first place, so think twice before applying for

those new loans or even serving as aco-signer on someone else’s loan. In particular, be careful about taking on debt to purchase a

depreciating asset, such as a car. Home improvement debt can be

good debt if it will improve the value of your home, especially if it

can be paid for via a HELOC, where the interest paid is deductible.

However, some home improvement projects do little to improve the value of a home, and paying for these projects with a high- interest

credit card where you carry a balance forward each month would be

a higher interest rate first. Making an extra payment each month can sooner. Round up your monthly payments to the nearest $100 – that

small increase can make a difference over the life of the loan.

After that, shift your focus to chipping away at nondeductible debt.

If you are deciding whether to put extra money against a home mortgage or car loan, pay off the car loan first, all else being equal, as

the interest on the mortgage is deductible.

If you have built up credit card debt, the issuer typically requires just

a minimum payment each month.

a mistake.

Those minimum payments, however, will usually only pay the accrued

understand the details of your debt. What is the payment schedule

you pay each month, the longer the debt is outstanding – and the

late charges? When will it be paid off ? For example, some HELOC

Be smart about refinancing. Too often when homeowners refinance,

2. Understand your debt. Ask questions to make sure you

and when are payments due? What are the prepayment penalties or

payments are interest-only – if you don’t make extra payments, that

interest and a small amount of the loan principal. The less principal more expensive it is over time.

they extend the loan back to the original 30 years instead of paying it

debt will never go away.

off as originally intended. When you refinance a mortgage to get a

deductible and which aren’t. Asnoted earlier, generally interest on

you need, even if it is offered. Once the refinancing is complete and

The interest on the first $1 million of debt used to purchase a primary

and use the extra against your principal to accelerate your payoff date.

It’s also important to understand which forms of interest are taxmortgage and home equity lines is tax-deductible, but up to a limit.

and secondary home is deductible; interest on debt exceeding that is

nondeductible. Some investment loans can be tax-deductible too, but

it depends on the use of the funds. Interest on loans used to buy investments is deductible, but if the loan proceeds are used to buy a

boat or take a vacation, it is not.

lower rate, avoid taking additional money out or borrowing more than

you have a lower payment, maintain your original monthly payment Next Month we will give you the last three tips for smart debt

management.

1“What Is a Debt-to-Income Ratio?”Consumer Financial Protection Bureau, https://www.consumerfinance.gov/ask-cfpb/whatis-a-debt- to-income-ratio-why-is-the-43-debt-to-income-ratio-important-en-1791/.

2“Tips for Balancing Financial Obligations While Saving for Retirement.”Certified Financial Planner Board of Standards, http://www. letsmakeaplan.org/blog/view/lets-make-a-plan-blogs/tips-for-balancing-financial-obligations-while-saving-forretirement.

Article provided by Rebecca Ross, Vice President and Financial Advisor at Robert W. Baird & Co., member SIPC. She has 32 years of financial services industry experience, and can be reached at 239-541-9090 or rross@rwbaird.com. CAPESTYLEMAG.COM

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23

HOMETOWN HERO

Married Firefighters are Heroes in Many Ways

Steve and Diana Hernden met through a mutual friend, but their love grew as they both pursued the same career, one of community service as firefighters and paramedics.

When they met, Steve worked as a tech in the Cape Coral Emergency Room and Diana worked for Lee County EMS. They went through paramedic school together in 2006, and ended up in overlapping classes at the Fort Myers Fire Academy in 2007. They began dating shortly after and were married in May 2011. Steve grew up in Bay City, Michigan. He got to watch his Uncle Greg fight fire as part of the Bay City Fire Department, where his two cousins, Tom and Matt, are now part of the team. While studying at the Great Lakes Maritime Academy in Traverse City, Steve ignited his passion for firefighting as a volunteer. His time as a volunteer firefighter provided the opportunity for Steve to see how rewarding the profession can be. When he had enough of the frozen winters and moved to Cape Coral 17 years ago, he set his sights on the Cape Coral Fire Department.

Diana is from Englewood (FL) and is the first in her family to join the profession of fighting fires. Her love of the medical field, combined with a desire to help people and an attraction to excitement and adrenaline, eventually led to a career in the fire service. She had no previous knowledge of emergency services, but decided to pursue it on the recommendation of a few close friends. She moved to Cape Coral 10 years ago and is only the second woman at the Iona McGregor Fire District to be promoted to the position of Lieutenant. She plans to someday be the first woman promoted to a Chief Officer position.

Both Steve and Diana are NAUI Certified Dive Instructors, including Public Safety Rescue Dive Instructors. Both are public safety rescue divers for their respective departments. Steve is also the Field Training Officer for divers and boat operators on his shift.

Diana teaches CPR and Advanced Cardiac Life Support (ACLS) to Iona McGregor Fire District, as well as to the public.

They are both involved in promoting awareness and education for mental health in the fire service, both within their departments and the surrounding areas through the Southwest Chapter of the Florida Firefighters Safety and Health Collaborative.

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Their service to the public does not end at there. Steve is the VP of the IAFF Local 2424 and was recently involved in getting relief supplies down to the Keys for the first responders after Hurricane Irma. He volunteered his own boat and loaded it with 3,000 pounds of supplies, trailed it to Marco Island, and navigated through debris fields to get the desperately needed items to Key West. His position as Vice President also provides numerous opportunities to work with community leaders elected officials and organizations such as the MDA.

Diana has been a volunteer with the Pink Heals organization since 2010, bringing awareness, comfort and assistance to women and girls battling illnesses within our community. The pink fire trucks are rolling memorials where people can sign the names of survivors, those who are still fighting and the loved ones who have been lost. All the members are completely volunteer and all the money raised stays within our local community to help those in need. Diana's most memorable and emotional visit was when she surprised her mother last year, who is now a breast cancer survivor.

Steve has been a firefighter/paramedic with the Cape Coral Fire Department since January 8, 2007 and Diana is a Lieutenant/Paramedic with the Iona McGregor Fire District where she has been since January 8, 2007 – yes, they both started their careers on the exact same day!

The Hernden's have 2 kids, a 4 year old son and a 3 year old daughter, and a 1 year old cat named Maui. They also operate a small business, Island Coast Excursions, providing beach day and scuba charters in the Lee County area. Steve is a licensed Captain, and Diana provides Divemaster and guide service upon request. Check out their website at www.ICEcharters.com

Being a two-firefighter family has its challenges. Diana works 7 am-7 pm, and Steve works 8 am – 8 pm on opposite shifts. That means Diana works one day, Steve works one day, then they have one day off together before the cycle starts over again. The schedule allows them to avoid the need for childcare as one of them is always available to watch the kids, but it also means they only get to spend time together every third day. When they do have time together, their favorite leisure time activities in the Cape are boating and scuba diving, enjoying the quick access to canals and surrounding water that a life in Cape Coral offers.

We salute Steve and Diana Hernden for the Hometown Heroes they are, giving of themselves tirelessly to serve the community they love.

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Looking for SOMETHING TO DO THIS WEEKEND?

Check out 5 Things to do This Weekend Only on CAPESTYLEMAG.COM

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Get Yours At These Locations: Sip & Send • Pak Mail • Raso Realty • Miloff Aubuchon Realty • Big Blue • Wicked Dolphin

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WINE

Greetings fellow wine drinkers,

We took a well-deserved vacation this past summer to rest and recuperate, heal wounds, burns and bruises from the fast paced life as restaurant workers all season, and travel about. My family's personal trek lead us all the way to Canada and back.

I wanted to change up the typical wine discussion and choose one not of the grape varietal. I am talking about fruit wines. Fermentation

happens with all fruits and since the United States has some of the best fruit anywhere, local wines can be found in almost any state in which

fruit is grown. Heck, some of the best are right under our nose here in the Sunshine state! Florida is well known for Carambola fruit wine,

Orange and Tangelo wine. and of course a favorite of mine, Strawberry wine from the heart of Central Florida.

When I made my rounds north through the country, I stopped at wineries sampling the best they have and I was sure to sample the local fruit wines as well. Just south of the Canadian border sits a winery in Upstate New York well known for its cherry apple, as well as it’s Blue Moon

Blueberry wine. Vermont has an Iced Cider Apple wine I was dying to try. It was fresh and extremely tasty. We kicked off our trip at DC and

were a stone’s throw away from a fine winery in Virginia well known for a Raspberry Merlot that I can’t stop thinking about

.

Of course, I can’t forget my home state winery that first turned me on to wine. As a young adult traveling in upstate New Jersey I stumbled

across Four Sisters Winery in Belvedere. Started back in 1984, I fell in love with their semi sweet cherry wine called Cherry Melissa. I wish I

had the time this trip to travel west and experience some of the west coast wines as well, but perhaps next year.

It is my hope that you enjoyed your 2017, and you were able to get out to experience some of our country's offerings. And if you can only do

the stay-cation, don’t forget to look up a reputable site like www.tryfloridawines.com. Then seek out your 1 or 2 day trips, enjoying the fruits of Floridians labors and become one with the grape, or cherry or even elderberry!

Until we meet again stay safe, happy and as always old friends, like old wine, always improve with age. Ciao!

Chris Bacus, co-owner Ciao

T I U E R F IN V ON

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Submitted by Chris Bacus Ciao Italian Restaurant

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COMMUNITY IN ACTION

Cape Coral candy cane hunt draws hundreds of children

Despite the soggy weather on a Saturday morning in December, Jaycee Park was taken over by kids who eagerly awaited two things, candy canes and prizes. In the first annual Macaroni Kid Cape Coral Candy Cane Hunt, children searched for their share of over 1,000 candy canes spread throughout two areas of the park. The hunt lasted only a few minutes. Children were split into two age groups and formed lines to collect their prizes from specially marked candy canes. Volunteers from Security Title & Abstract, LLC, as well as Tropical Twisters Gymnastics, were there to meet the children with their prizes.

“We had a fantastic time,” said Heather Wood of Cape Coral. “My daughters both won a cupcake, small toys, and $20 off from Masterpiece Mixers.”

A week prior to the event, Masterpiece Mixers Paint & Party Cape Coral held a prop-making event to make the large paper candy canes which hung from the Pavilion at the park and signaled the hunters where to go.

“It is important to me as a small business to be a part of the community and to help make fun and affordable family events possible,” said Nicole Askew, Owner of Masterpiece Mixers.

Photo and story by Rachel Eckerle

In the first days after the announcement of the event, the Candy Cane Hunt gained unexpected popularity. “We reached over 26,000 people in just a couple weeks with our Facebook event,” said Rachel Eckerle, publisher and editor of Macaroni Kid Cape Coral. “I knew we had to limit registration when we had over 220 register through e-mail and over 800 click ‘Interested’ on Facebook. Next year, we plan to grow the hunt to accommodate many more kids. It is our goal to increase sponsorship and volunteers to make this event even better.”

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For more Photos Visit

2017 SCHEA NEW YEAR TROLLEY EVENT

Photos Provided by Patrick Onufer Patrick O’ Photos

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January

Every Saturday

Cape Coral Farmers Market

Where: Club Square, SE 47th Terr & SE 10th Pl from 8 am – 1 pm. Call 239-549-6900 for more information

Every Tuesday

Surfside Farmers Market

Where: Shops at Surfside, 2378 Surfside Blvd, from 2-8 pm

Call 239-549-6900 for more information,

13th

Things to do

15th

CapeStyle Networking

EVERY 3RD MONDAY OF THE MONTH Christmas is upon us! Take a break from shopping and the hectic work craze before the holidays and join us for our FREE CapeStyle B2B Networking Event. Appetizers will be provided. Bring lots of business cards and join us RSVP to events@CapeStyleMag.com.

Where: Fathom’s, 5785 Cape Harbour Dr 5:30 – 7:30 pm

21st

Check It Day - Free Skin Cancer Screenings

Lee County Community Band in Concert

You're Invited to "Check It" at Florida Skin Center! Adults can come in from 8 a.m. to 11 a.m. to address any skin concern and receive a free skin cancer screening with no insurance or copay needed. Come meet the doctors and PAs. Food, refreshments & entertainment will be provided.

The Lee County Community Band will present a free concert at 3 p.m. The program features the famous overture Morning, Noon, and Night by Franz Von Suppé and Over the Rainbow from “The Wizard of Oz”; plus medleys of Broadway hits, popular Tijuana Brass tunes; old favorites, including Peg O’ My Heart and I Want a Girl; and George Gershwin tunes.

WHERE: 4037 Del Prado Blvd. 8-11 pm

Cape Coral Bazaar

Free admission! Well behaved pets are welcome! Brought to you by the Local Ladies Social Network, Inc.-South Florida, this Bazaar will feature vendors, crafters, face painting, food and live music! Live entertainment will be provided by MFYF band performing at 12pm. Keep our community strong by coming out and supporting our local small businesses!

Where:CapeCoral High School, 2300 Santa Barbara Blvd Starting at 3 PM

WHERE: Jaycee Park, 4125 20th Pl 10-4 PM

19th

26th Annual Daddy/Daughter Date Night

This enchanting evening for girls (4+ yrs) and their dads includes music, dancing, door prizes, catered hot & cold appetizers plus other refreshments, and even a special photo taken by a professional photographer to capture the memory! The cost is $50 per couple for Cape Coral residents ($60 for non-residents) and $15 per additional girl resident ($18 per non-res). WHERE: Cape Coral Yacht Club, 5819 Driftwood Parkway 6-9 PM

27th

3rd Annual Bluegrass Jamboree & BBQ

The Cape Coral Historical Society & Museum's 3rd Annual Bluegrass Jamboree is a special community event that features local Bluegrass Bands, BBQ from Bubba's in Cape Coral, and desserts made by Trafalgar Middle School! Please come and enjoy a fantastic family day, while supporting your local History Museum! Where: Cape Coral Historical Museum, 544 Cultural Park Blvd 7-9 PM

12th Annual Best South Cape Martini Competition Trolley Event

You'll travel around the Cape Coral Entertainment District on a special fleet of trolleys stopping at participating establishments to relax with their custom martini sample and appetizer sample. Where: South Cape, trolleys start at Big John Plaza Check in starts at 6PM, Trolleys start at 7 PM

For the MOST Comprehensive Calendar of Events in Cape Coral Go To: CAPESTYLEMAG.COM

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