Canada Benefits Helping you live well across the continuum of health and care
CONTENTS Benefits Overview
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Healthe at Cerner
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Health & Well-being
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Health & Dental
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Savings and Retirement
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Travel Plans
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Life & Disability
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Time Off
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My Life Resources
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This is a brief overview of Cerner Benefits and Policies. For complete Plan and Policy details, including eligibility requirements, see the Benefits Plan or Policy documents on the uCern Human Resources Knowledge Base.
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Health & Wellness Savings & Retirement Time & Life Simplicity, Choice & Flexibility Cerner offers a set of benefits to address your physical, financial and emotional health. At Cerner, we believe the foundation for a successful career starts with a variety of options that meet your needs while supporting a healthy lifestyle.
You are eligible to enroll in Cerner Benefits on your first day of employment. Eligibility for Cerner Benefits will vary by benefit. Generally, most associates will be eligible for Benefits. If a benefit provides coverage for a dependent the eligible dependents will generally include your spouse, domestic partners, and eligible children. 3
Healthe at Cerner Cerner supports and encourages healthy lifestyles through what we call Healthe at Cerner, our coordinated programs and services around health and well-being, designed for you and your family members. Healthe at Cerner lets you take an active role in managing and achieving your health and well-being goals; it is our mission to empower associates and their families to obtain their optimal level of health.
As a consumer of healthcare, you and your family should feel empowered with the necessary tools and resources to actively manage all aspects of your health and care. Healthe at Cerner programs, tools and services are available to support you in making the best healthcare choices for you and your family.
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Health & Well-being Health and Well-being Programming Healthe at Cerner offers a variety of programs, tools and resources to help you be proactive in your health and overall well-being, including:
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Online wellness classes and webinars. On-demand Serenity Sessions and Mindful Minutes for guided mindfulness and meditation. Mental well-being programming through THRIVE, featuring education and resources on topics such as stress management, resilience, sleep, flexible thinking, suicide awareness and more. Well-Being Connect for virtual fitness, mobility and wellness classes, mindfulness, blogs and other on-demand classes and activities. Comprehensive support through My Life Resources, Cerner’s Associate Assistance Program, including access to therapy services, financial and legal consultation, research and referral services and more. See page 12 for more details.
Physical Well-being Highlights On-Demand Fitness Cerner provides associates easy access to over 100 different fitness class options using an on-demand fitness app. All classes are available at no cost to associates and eligible dependents and can be done anytime, anywhere. Classes range from Bootcamp to Barre, Strength Training to Stretching, Mobility, Meditation, and more. Once connected, search the app for classes based on format, length, instructor, level or language. Fitness Reimbursement Cerner encourages healthy lifestyles and offers a fitness reimbursement benefit for approved types of athletic facilities and activities. Associates may be reimbursed for 50% of monthly fees up to a maximum of CAD 465 per calendar year. Reference the fitness reimbursement policy for more details. Musculoskeletal Health Cerner offers a variety of programs and services designed to help you manage your musculoskeletal health and enable you to move with more comfort and ease. We use a movement-based treatment approach to improve joint health, mitigate injury and enhance performance. One of these programs, Build Better Joints, is completely virtual in design and guides associates through eight weeks of mobility routines and curated educational resources. With courses specific to the neck and shoulders, lower back and knee, Build Better Joints can be your first step to a more active, pain-free life.
Healthe at Cerner is designed to help you live well throughout the course of your life by offering programs and services that span across the entire continuum of health and care. 5
Health & Dental
Provided through Medavie Blue Cross, the comprehensive extended health and dental plan is available for you and your eligible dependents. You are also eligible for a Health Spending Account to pay for allowable expenses.
Medical
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Coordinates with provincial coverage unless covered through spouse Cerner pays 65% of the premium for associates and eligible dependents Out of Country Emergency Care expenses covered at 100% Rx Card covers 80% for most drugs Includes reimbursement for vision, including materials Travel coverage, including trip protection, is provided 24/7 unlimited access to virtual care through Online Doctors for non-emergent issues at no fee for the visit
Dental
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Full coverage for preventive services Basic and Major services, including child orthodontia, are also covered Cerner pays 100% of the premium for single coverage and 50% of premium for family coverage 6
Savings and Retirement Building a diverse financial portfolio is vital to the well-being of all our associates. Our investment plan includes an RRSP with a variety of investment options that enable our associates to establish long term security.
RRSP Cerner Canada Limited is pleased to provide you with a Group Registered Retirement Savings Plan (Group RRSP), administered through Open Access. This group retirement plan has been set up to provide you with retirement savings, tax efficient compensation and savings for other financial goals such as education, home purchase, etc.
Deferrals
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Associates may defer any whole percentages between 0-18% of their earnings
Discretionary Cerner Match
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Cerner matches 50% of the first 6% of the associate deferral
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Cerner matching contributions will be redirected to the appropriate GRSP CAP Portfolio with Open Access
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Travel ACE Travel Assistance Cerner provides travel life, accident and emergency medical insurance plans for associates and their eligible dependents at no cost. All eligible associates are automatically enrolled. These benefits are insured by ACE American Insurance Company.
Travel Emergency Medical Travel protection insurance is provided to Cerner associates travelling on international business. The plan provides the following types of coverage: ◼ Secondary Medical Insurance for Accidents and Illness ◼ Emergency Medical Evacuation and Repatriation ◼ Medical assistance services ◼ Personal assistance ◼ Travel assistance
This plan is secondary insurance and will pay covered claims after any other insurance or national healthcare payments are made.
Travel Life and Accident This Plan insures you if you experience a loss while traveling on business for Cerner (including personal deviation for up to fourteen days) excluding normal commuting to and from work.
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Life & Disability Plans Life Insurance and AD&D Your basic life insurance coverage is equal to 2 times your annual base salary up to a maximum of $250,000 if under age 65 or $125,000 if under age 70. Optional life may be purchased in $10,000 increments up to $250,000 for associates and spouses.
Long Term Disability Cerner partners with Medavie Blue Cross to provide you with income equal to 60% of your insured salary in the event you become disabled and are unable to work due to medical reasons. The plan integrates with available sick leave while the 90 day waiting period is in effect.
• Maximum benefit is $10,000 per month. • Premium is paid with after-tax dollars to ensure benefit received is nontaxable. • Insured salary equals base salary plus 50% of target bonus level for associates who participate in the Cerner Performance Plan (CPP).
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Time Off Time Off
As a Cerner associate, annual leave time is provided to you each year to allow you to take time off from work regularly for rest, relaxation, and other personal time. Associates with up to 5 years of service are eligible for 15 days per year. Upon reaching your 5 year service anniversary, your time off per year will increase to 20 days.
Holiday
The office is closed for 9 public holidays each year.
Illness
Sick Pay is paid when you are absent from work due to your own personal illness or injury. Sick Pay, separate from any statutory provincial pay entitlement, is an earnings replacement benefit paid to you on the same day you would normally receive your wages for the same period. Your earnings replacement amount will depend on your years of service.
Leaves
Cerner provides a comprehensive set of absence policies to allow associates the ability to balance personal and work needs. Eligible leaves include: • Maternity leave
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Paternity leave Parental leave Adoption leave Bereavement leave
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My Life Resources Associate Assistance Program My Life Resources, provided by Spring Health, is our Associate Assistance Program (EAP). My Life Resources is here to help and guide you in taking the steps to a healthier, more vibrant life. Access confidential tools and services to empower you and your family through a variety of different situations. Services are at no cost to you and your household members, and are available via telephone or online 24 hours a day, 365 days a year.
Services include: •
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Clinical counseling—up to 12 sessions per year for each individual • Managing life changes, achieving work-life harmony, grief and loss, job or personal stress, depression or anxiety, anger management, substance abuse, domestic violence, improving relationships, parenting and family concerns, improving esteem and confidence, and more Immediate support through Care Consultants Legal counseling and assistance Financial counseling and assistance Work-life services (child care, adult care, education, vacation planning, etc.)
Additional digital tools and support: Comprehensive intake assessment to personalize your experience • Digital resources and education •
Get started with My Life Resources! Visit cerner.springhealth.com (code: cerner)
Or, call: • Freephone: 1 855 673 1194 11
C e r n e r C o n fi d e n ti a l - I n t e r n a l U s e O n l y Document Type: LIT / Document ID:
Human Resources
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