YOUR 2022 BENEFITS GUIDE Health, Wealth & More.
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TABLE OF CONTENTS
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This is a brief overview of Cerner’s benefits and policies. For complete plan and policy details, including eligibility requirements, see the Benefit Plan or Policy documents on the Cerner Wiki HR Knowledge Base.
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Introduction
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Healthe At Cerner
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Medical
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Healthe Living With Rewards
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Saving And Spending Accounts
Note: Some resources linked within this brochure may go to resources accessible to Cerner associates only.
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Dental
17
Vision
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Life And Accidental Death & Dismemberment (AD&D) Insurance
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Disability
21
Supplemental Insurance
23
Financial Well-being
25
My Life Resources
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Supporting Your Family
27
Time Off
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Additional Benefits
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Glossary
32
Contacts
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Plan Information
HEALTH, WEALTH & MORE
At Cerner, we believe in offering our associates a complete set of benefits that address your physical, financial and emotional health, all while supporting a healthy lifestyle. Read on to learn more about the benefits Cerner offers to support you in living your best life.
SCAN to go to Rise and learn more about benefits offered at Cerner.
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HEALTH
HEALTHE AT CERNER
Access and learn more about these programs at HealtheAtCerner.com.
Healthe at Cerner is designed to empower you and your family to get healthy and stay healthy — via our health plans, programs like Healthe Living with Rewards and THRIVE, and our services, including the Healthe Clinics, Healthe Pharmacies, Healthe Fitness Centers and other physical well-being programs.
ADVOCACY
HEALTH & WELL-BEING
Your Medical Ally
Brain Health Exercises
Pharmacy Advocacy Program
Cerner Fitness and Physical Well-being Programs
Receive custom research, available treatment options and points to consider for any medical diagnosis or health topic Manage medications with one-on-one pharmacist consultations
Price Transparency
Use cost transparency tools available with Cerner Health Plans to find rates for a variety of specialties
Stay sharp with online mental exercises through Total Brain
Find hands-on coaching, on-demand workouts, guidance with an injury and more
Cerner Motion Health
Improve joint health and mitigate injury with a movementbased treatment approach
Digital Nutrition Management
Use Foodsmart for recommendations for healthy eating, ordering nutritious groceries and more
Healthe Living with Rewards
FAMILY Progyny Fertility Assistance
Get valuable medical coverage for fertility treatments, including IVF and egg-freezing plans, through the Progyny network
Adoption & Surrogacy Reimbursement
Receive up to a $5,000 reimbursement for eligible adoption or surrogacy expenses
Cerner Maternity Navigation Services
Take advantage of virtual visits and resources with a dedicated Maternity Navigator
Earn premium discounts and money toward a Health Reimbursement Account (HRA) or Health Savings Account (HSA)
Livongo for Diabetes Management
Engage with coaching and supplies for diabetes support
On-Site Services
Take advantage of on-site services at the Healthe Clinics as well as a full-service pharmacy (Cerner associates and their eligible dependents in the Kansas City area only). The Healthe Clinic delivers a unique experience to you, including online appointment scheduling and transparency during your appointment. Associates in the Malvern and West Chester, PA areas can use Anuva Health, shared-site health centers used by Cerner and other employer populations in the area.
Weight Loss Surgery
Eligible Cerner health plan members receive exclusive coverage for bariatric surgery at Christiana Care
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HEALTHE SPOTLIGHTS YOUR MEDICAL ALLY Where do you turn when you or a family member faces health-related questions or decisions? Become a highly effective healthcare consumer with Your Medical Ally.
TAKE ADVANTAGE OF THESE BENEFITS: • Health Information Kits — Order kits from a library of credible and up-to-date medical and health topics. There are even kits on raising kids, improving sleep and stress management.
• Personalized Support and Information — Work with a physician-led team for information on any medical condition. Receive guidance on your healthcare options, including where to go for a second opinion on a diagnosis.
• Surgical Decision Support — Have you received a recommendation by a physician for lower back surgery, hip replacement, knee replacement or hysterectomy? If so and you’re on the HRA Plan or HSA Plan, you’re required to talk with Surgical Decision Support at least 30 days prior to your planned surgery, otherwise there will be a $1,000 penalty. Afterward, not only is the penalty waived, but you may be eligible for a $400 gift card! Bind members can still engage with Surgical Decision Support but are not required — but you would also be eligible for the $400 gift card if you do! Surgical Decision Support is also a required component of the Cerner Certified Bariatric Program for weight loss surgery.
LEARN MORE
ADVOCACY
FAMILY
SUPPORTING YOUR MENTAL WELL-BEING It's sometimes difficult to take time to focus on ourselves and our mental health. Cerner is here to help. Associates have access to an associate assistance program, which includes 12 free counseling sessions for you and your family. You'll also find help on topics like suicide awareness and prevention, coping with COVID-19 and more. LEARN MORE
FAMILY LEAVE BENEFITS Cerner celebrates the diversity of families and provides pay to care for a new child, whether through birth or adoption, or to care for a family member who is seriously ill. Under Cerner’s maternity leave program, associates receive up to 12 weeks of pay to recover from birth and bond with a new child. Parental bonding pay is also available for all new parents and provides up to four weeks of pay to care for and focus on bonding with your child. To ensure associates can take the time needed to care for family members facing health challenges or illness, all associates with at least one year of service are eligible for up to four weeks of caregiver pay. If you are scheduled to work less than 20 hours per week and have at least one year of service, you are eligible for modified family leave benefits. LEARN MORE
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HEALTH & WELL-BEING
MEDICAL
You have three health plan options so you can personalize your coverage to fit your needs.
HRA Plan
HSA Plan
A consumer-driven health plan that encourages your active involvement in managing your health. The plan comes with a Health Reimbursement Account (HRA) funded by Cerner to help cover out-of-pocket expenses
A high-deductible health plan with a Health Savings Account (HSA) Cerner contributes to and you can, too. The HSA is a tax-free way to pay for medical expenses now or to save for the future (even in retirement)
Associate Only
$400
$500
N/A
Family
$400
$1,000
N/A
$0 covered in full
$0 covered in full
$0 covered in full
Primary Care Office Visits
20% 3
20% 3
$35–$135 assigned price
Specialist Office Visits
20%
20% 3
$35–$135 assigned price
20% 3
$0 covered in full
IN-NETWORK COVERAGE 1
MONEY FROM CERNER
Bind A health plan with no deductible and clear up-front pricing for services that enables members to shop for healthcare in a new way
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COST FOR CARE Preventive Care
Anuva/Healthe Clinic — Professional Services
3
$0 covered in full
Healthe Clinic Chiropractic
20% 3
20%
3
$25 assigned price
Hospital Stays and Outpatient Care
20% 3
20%
3
$2,550 assigned price (inpatient)
Urgent Care
20% 3
20%
3
$95 assigned price
Emergency Room
20%
20%
3
$700 assigned price
3
PRESCRIPTION DRUGS Deductible Medication
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Combined with medical 20%
3
Combined with medical 20%
3
None $5–$450 assigned price
1 Coverage for out-of-network services is reduced for the HRA Plan and HSA Plan. In addition, separate deductible and cost-share levels apply for non-emergent services received out-of-network for the HRA Plan and HSA Plan. There is no out-of-network coverage on Bind. 2 You can earn $500 ($700 with spouse/domestic partner) more dollars by participating in Healthe Living with Rewards. Learn more on page 13. 3 After deductible
DEDUCTIBLES & OUT-OF-POCKET/ANNUAL MAXIMUMS HRA Plan
HSA Plan
Bind
Deductible
Out-of-Pocket Maximum
Deductible
Out-of-Pocket Maximum
Associate Only
$1,900
$3,400
$2,800
$4,000
$0
$3,400
Associate + Spouse or Domestic Partner
$2,900
$5,300
$5,600
$7,800
$0
$5,100
Associate + Child
$2,700
$4,600
$5,600
$7,200
$0
$5,100
Associate + 2 Children
$2,900
$5,300
$5,800
$7,800
$0
$6,800
Associate + 3 Children
$3,000
$5,400
$5,900
$8,000
$0
$6,800
Associate + 4+ Children
$3,100
$5,500
$6,000
$8,100
$0
$6,800
Associate + Spouse or Domestic Partner + 1 Child
$3,600
$6,400
$6,200
$8,700
$0
$6,800
Associate + Spouse or Domestic Partner + 2 Children
$3,700
$6,600
$6,400
$8,800
$0
$6,800
Associate + Spouse or Domestic Partner + 3 Children
$3,800
$6,700
$6,500
$8,900
$0
$6,800
Associate + Spouse or Domestic Partner + 4+ Children
$3,900
$6,800
$6,600
$9,000
$0
$6,800
IN-NETWORK COVERAGE
1
Deductible
Annual Maximum
1 Coverage for out-of-network services is reduced for the HRA Plan and HSA Plan. In addition, separate deductible and cost-share levels apply for non-emergent services received out-of-network for the HRA Plan and HSA Plan. There is no out-of-network coverage on Bind.
WHAT'S AN EMBEDDED DEDUCTIBLE? The HRA Plan and HSA Plan have embedded deductibles. That means that if a family member meets the individual deductible, the plan will start to pay benefits for that family member — even if the family deductible hasn’t been met. Once the family deductible is met, the plan will pay benefits for all covered family members.
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SCAN to watch this video for an example of how an embedded deductible works. Start video at 6:57.
MEDICAL COVERAGE
More About Cerner's Medical Plans USE AN IN-NETWORK PROVIDER
PRESCRIPTION DRUG COVERAGE
For HRA Plan and HSA Plan members
Cerner’s health plans include prescription coverage with medical coverage. This means that your prescriptions and medical expenses both contribute towards your deductible and cost share.
HRA Plan and HSA Plan members should use providers in the Aetna Choice® POS II (Open Access) network to get the most out of benefits. After you meet your deductible, the in-network allowable amount paid for services by the health plan are covered at 80%. Services with out-of-network providers are covered at 60% of the allowed amount, after the out-of-network deductible is satisfied, up to the out-of-network annual maximum. You may also be billed by the out-of-network provider for the difference between the total charge and the allowed amount. You can check if your doctor is in-network by going to aetna.com. To verify eligibility and for help filing claims, contact Aetna Concierge at 833.514.1390 or go to aetna.com.
For Bind members Bind members should use providers in the United HealthCare Choice Plus network to get the most out of their benefits. On the Bind plan, coverage outside of the network is limited to emergency services only. Check the United Healthcare website to see if your provider is in-network. For help verifying eligibility and filing claims, contact Bind at 833.997.1086. 8
MedImpact is the pharmacy benefit manager for the HRA Plan and HSA Plan. Navitus is the pharmacy benefit manager for Bind. All plans include a comprehensive nationwide network of pharmacies, discounted medications, as well as 90-day medication supplies at preferred providers and mail-order prescriptions.
REMEMBER The Healthe Pharmacies also offer discounted prescriptions at convenient on-site locations.
HOW THE PLANS WORK HRA Plan & HSA Plan
Bind
FIRST
FIRST
You pay the full cost for care and prescriptions until you meet the deductible.
You pay an assigned price for care and prescriptions until you meet your annual maximum.
Whether you’re filling a prescription at your local pharmacy or visiting your doctor's office, you’ll pay the full cost (before you’ve met the deductible).
THEN Once you hit the deductible, the plan kicks in to share the cost for care. Once you’ve spent enough money on care and prescriptions to reach the deductible, the plan covers 80% of costs if you stay in-network or 60% of costs if you go out-of-network.
FINALLY If you reach the out-of-pocket maximum, the plan covers 100%. Think of this as the ultimate safety net. See page 7 for details on your out-of-pocket maximum based on your coverage level.
ALL IN-NETWORK PREVENTIVE CARE IS COVERED AT 100% ALL THE TIME That means eligible preventive care — from annual check-ups to certain generic preventive medications — costs you zero, zip, zilch.
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Whenever you need to see a doctor, you search for your condition, treatment or procedure on the Bind app or website to see providers near you. When you’re “shopping around,” you’ll see their assigned price. Just pick a provider, receive care and pay the provider the assigned price at the time of service.
THEN With Bind, you have coverage on day one for common conditions and events — from preventive care to emergencies, from colds to cancer treatment. For plannable treatments, you can activate coverage at any time during the plan year (but it must be at least three business days prior to the treatment). You only pay for what you need, when you need it.
FINALLY If you reach the annual maximum, the plan covers 100%. Think of this as the ultimate safety net. See page 7 for details on your annual maximum based on your coverage level. NEED HELP TO DETERMINE WHICH PLAN IS BEST FOR YOU AND YOUR FAMILY? CHECK OUT CERNER 'S DECISION SUPPORT TOOLS.
MEDICAL PREMIUMS DISCOUNTED BIWEEKLY COST These costs assume full attainment of Healthe Living with Rewards points and tobacco-free status.
TIER 1
Tier 1 Salary >$40,000 and 30+ hours work/week
Tier 2 Salary >$40,000 and 20-29 hours work/week
HRA Plan
HSA Plan
Bind
HRA Plan
HSA Plan
Bind
$61.13
$49.63
$41.43
$105.76
$94.26
$86.07
Associate + Spouse or Domestic Partner
$143.38
$119.66
$102.46
$245.10
$221.39
$204.19
Associate + Child
$112.70
$95.34
$82.51
$179.66
$162.29
$149.46
Associate + 2 Children
$150.27
$127.12
$110.01
$247.00
$223.85
$206.74
Associate + 3 Children
$180.32
$152.54
$132.01
$296.39
$268.62
$248.08
Associate + 4+ Children
$210.38
$177.97
$154.01
$345.80
$313.39
$289.43
Associate + Spouse or Domestic Partner + 1 Child
$209.98
$180.15
$158.06
$335.72
$305.90
$283.80
Associate + Spouse or Domestic Partner + 2 Children
$251.14
$215.47
$189.04
$401.52
$365.85
$339.42
Associate + Spouse or Domestic Partner + 3 Children
$284.07
$243.73
$213.83
$454.18
$413.84
$383.94
Associate + Spouse or Domestic Partner + 4+ Children
$317.00
$271.97
$238.61
$506.82
$461.79
$428.43
Associate Only
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TIER 2
MEDICAL PREMIUMS CONTINUED
TIER 3
Tier 3 Salary <$40,000 and 20+ hours work/week
DISCOUNTED BIWEEKLY COST
Associate Only
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HRA Plan
HSA Plan
Bind
$46.46
$34.96
$26.76
Associate + Spouse or Domestic Partner
$122.86
$99.15
$81.95
Associate + Child
$90.23
$72.86
$60.03
Associate + 2 Children
$120.31
$97.16
$80.04
Associate + 3 Children
$144.36
$116.58
$96.05
Associate + 4+ Children
$168.43
$136.02
$112.06
Associate + Spouse or Domestic Partner + 1 Child
$187.61
$157.79
$135.69
Associate + Spouse or Domestic Partner + 2 Children
$224.37
$188.70
$162.26
Associate + Spouse or Domestic Partner + 3 Children
$253.79
$213.45
$183.55
Associate + Spouse or Domestic Partner + 4+ Children
$283.20
$238.17
$204.81
TOBACCO CESSATION Cerner is a healthcare company; we don’t just talk the talk, we walk the walk! With Cerner Health Benefits, it pays to be tobacco free. During enrollment, primary subscribers are asked to verify whether or not they use tobacco. If a tobacco user chooses not to complete Cerner’s tobacco cessation program, they will pay the tobacco-user premium for the plan year.
PROGRAM SPOTLIGHTS
MATERNITY AND BARIATRIC PROGRAMS
FAMILY
Maternity Programs
Weight Loss Surgery
Enjoy an enhanced experience throughout your maternity journey.
The Cerner Certified Bariatric program will support you through your weight loss surgery journey.
Having a little one is an exciting time. You deserve a supportive maternity journey — from thinking about getting pregnant to returning to work. HRA Plan and HSA Plan members have access to education, support and more via Aetna’s maternity program AND can get up to $500 in incentives just by participating. Bind members have access to Pacify’s maternity program. Anyone on a Cerner health plan also has access to Cerner's Maternity Navigator. The Cerner Maternity Navigator within the Healthe Clinics will guide you through all phases of your maternity experience, including lactation support. Think of them as partners in helping you achieve the pregnancy, delivery experience and smooth return to work you want. LEARN MORE
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HEALTH & WELL-BEING
The Cerner Certified Bariatric program is a partnership between the Christiana Care Health System and Healthe at Cerner. This partnership provides personalized care focused on giving you the best experience and outcome, including healthy weight reduction. This comprehensive program focuses on improving the effectiveness of weight loss surgery, promoting a greater continuity of care and delivering a personalized experience in a supportive environment to help members to safely achieve their weight loss goals. Cerner health plan members who meet baseline clinic criteria are eligible to participate in this program, which includes exclusive coverage for weight loss surgery at Christiana Care. LEARN MORE
HEALTHE LIVING WITH REWARDS MAKE HEALTHY MOVES AND EARN EXTRA MONEY!
Healthe Living with Rewards is an incentive-based wellness program that gives you opportunities to participate in wellness and preventive care activities to earn points (dollars!) that apply toward premium reductions and your Health Reimbursement Account (HRA) or Health Savings Account (HSA).
ELIGIBILITY Health plan members who are active associates and their enrolled spouse/domestic partner are eligible to participate in the Healthe Living with Rewards program.
HOW IT WORKS By participating in the Healthe Living with Rewards program, you and your spouse/domestic partner can earn points to reduce your health premiums in the following plan year. Primary members can earn a maximum of 500 premium reduction points. Primary members can also earn up to 500 points toward an HRA or HSA. And if you have a spouse/domestic partner on your plan, they can earn another 200 points!
COMPLETE ACTIVITIES LIKE THESE TO EARN REWARDS! Health assessment completion Volunteering Dental and vision exams Age-appropriate preventive screenings
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LET'S GET STARTED Participants will track their points and report their activities on Aetna’s wellness platform, ActiveHealth. P.S. Anyone enrolled in a Cerner health plan will also have access to ActiveHealth, which offers plenty of resources like coaching, eduction and activities to help you meet your personal health goals.
SAVING AND SPENDING ACCOUNTS
Save money for eligible healthcare and dependent care expenses with one or more of our tax-advantaged savings and spending accounts.
Use it with
HRA
HSA
HCFSA
DCFSA
Health Reimbursement Account
Health Savings Account
Health Care Flexible Spending Account
Dependent Care Flexible Spending Account
HRA Plan or Bind
HSA Plan only
You don’t have to be in a medical plan to contribute
You don't have to be enrolled in any other Cerner benefits to contribute
If you have an HSA, your account will be a Limited Purpose FSA
Eligible expenses
Who contributes
Medical, prescription drug and over-the-counter expenses
Medical, prescription drug, dental and vision expenses
Cerner contributes:*
Cerner contributes:*
$400 + any earned
$500 for associate-only
Healthe Living with Rewards dollars for HRA Plan subscribers Only earned Healthe Living with Rewards dollars for Bind subscribers
Medical, prescription drug, dental and vision expenses Only dental and vision expenses are eligible for the Limited Purpose FSA
Daycare or elder care costs Must have children under 13 or an adult dependent
You contribute: pre-tax money
You contribute: pre-tax money
$3,650 for associate-
$2,850
$7,300 for family
($250 minimum contribution)
$5,000 if single or married, filing taxes jointly
coverage or
$1,000 if you cover
your family + any earned Healthe Living with Rewards dollars
You contribute: pre-tax money
Contribution limits
N/A
only coverage or coverage
$2,500 if married, filing taxes separately
If you’re 55 or older, you can contribute an extra $1,000
Tax advantages
Reimbursements are tax-free when used for eligible expenses
($250 minimum contribution)
Contributions and reimbursements are tax-free
Contributions and reimbursements are tax-free
Contributions and reimbursements are tax-free
when used for eligible expenses
when used for eligible expenses
when used for eligible expenses
Any earnings are also tax-free
Do unused funds roll over?
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Yes,
Yes,
No,
No,
if you are enrolled in the HRA Plan or Bind
funds can be used now or in the future
but unused funds are available through the grace period
but unused funds are available through the grace period
(March 15, 2023)
(March 15, 2023)
Note: Tax advantages are for federal tax purposes. State tax rules may vary. Contributions to HRAs and HSAs may be pro-rated based on your entry date into the applicable plan. * Cerner contributions may be prorated for mid-year enrollees
DENTAL
Cerner offers three dental plans, administered by Delta Dental of Missouri. Here’s what you’ll pay for care if you use a provider in our two-tiered national network, PPO or Premier. Out-of-network services will be reimbursed based on allowable charges for the covered service.
Basic
Plus
Premier
Associate Only
$50
$50
$75
Family
$100
$100
$150
$0 1
$0 1
$0 1
ANNUAL DEDUCTIBLE FOR BASIC AND MAJOR CARE
COST FOR CARE Preventive Care Basic Care
15% 2 PPO
20% 2 Premier
Major Care
Not covered
15% 2 PPO
20% 2 Premier
15% 2 PPO
20% 2 Premier
45% 2 PPO
50% 2 Premier
45% 2 PPO
50% 2 Premier
Not covered
Not covered
Annual Maximum
$1,200 3
$1,200 3
$2,000 3
Lifetime Maximum for Orthodontia
N/A
N/A
$2,000 Separate from annual maximum
Orthodontia
50%
BENEFIT MAXIMUMS (per person)
1 No deductible 2 After deductible 3 For basic and major care
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DENTAL PREMIUMS BIWEEKLY COST
Basic TIER 1
Premier
Salary > $40,000 and 30+ hours work/week OR < $40,000 and 20+ hours work/week
Associate Only
$8.86
$11.45
$14.25
Associate + One
$19.83
$25.04
$30.61
Associate + Children
$25.32
$27.74
$43.54
Associate + Family
$36.30
$41.33
$59.90
TIER 2
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Plus
Salary > $40,000 and 20-29 hours work/week
Associate Only
$10.26
$12.85
$15.65
Associate + One
$22.01
$27.23
$32.80
Associate + Children
$27.90
$30.32
$46.12
Associate + Family
$39.66
$44.69
$63.26
VISION
Cerner offers one vision plan through VSP. To find a VSP provider, visit vsp.com and search the Vision Choice network.
Here’s what you’ll pay for in-network care: VSP Exam
(one basic vision exam every 12 months)
Lenses
$15 co-pay
(one set of standard — single, bifocal, trifocal, lenticular — plastic lenses every 12 months)
$25 co-pay
Anti-Reflective Coating
$30 co-pay
Frames
(every 24 months, or every 12 months for children under 18)
Elective Contact Lenses
(instead of eyeglass lenses, every 12 months)
Elective Contact Lenses fitting fee and exam
$175
allowance
$175
allowance
$35 co-pay
• Non-Covered Glasses — 20% discount on usual and customary fees
BIWEEKLY COST
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In addition to discounts on contacts and frames, VSP offers additional discounts through participating providers:
Associate Only
$4.32
Associate + One
$6.18
Associate + Child(ren)
$6.59
Associate + Family
$11.48
• Contact Lenses — 15% discount on participating doctor’s professional services • Lasik Surgery and PRK — Discounts averaging 15% off or 5% off promotional pricing
WEALTH
LIFE AND AD&D INSURANCE & TRAVEL PLANS
We want you to be prepared for life’s surprises and protect your income if you become unable to work.
BASIC LIFE AND AD&D
TRAVEL INSURANCE PLANS
Cerner provides basic life insurance and accidental death & dismemberment (AD&D) coverage at no cost to you. This coverage is equal to your base salary (rounded to the next $1,000) to a maximum of $500,000. An additional schedule of benefits may apply.
Cerner provides travel life, accident and emergency medical insurance plans for associates and their eligible dependents at no cost. All eligible associates are automatically enrolled.
SUPPLEMENTAL ASSOCIATE LIFE AND DEPENDENT LIFE INSURANCE
Travel protection insurance is provided to associates traveling on international business, or at least 100 miles away from their home when in-country.
Supplemental associate life insurance can be purchased in salary increments, up to a maximum of the lesser of eight times your base salary or $2,000,000. Rates are age-rated.
• Secondary medical insurance for accidents and illness
Coverage for your spouse/domestic partner, also age-rated, can be purchased in increments of $10,000, up to a maximum of the lesser of $250,000 or the amount of the supplemental associate life coverage. Evidence of insurability may be required for elections more than the guaranteed issue amounts or increase requests in subsequent enrollment periods. Child life insurance can be purchased in increments of $5,000 up to $25,000 maximum for each eligible dependent child. Evidence of insurability is not required for children. LEARN MORE
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TRAVEL PROTECTION INSURANCE
The plan provides the following types of coverage: • Emergency medical evacuation and repatriation • Medical assistance services • Personal assistance • Travel assistance
This plan is secondary insurance and will pay covered claims, up to the plan maximum, after any other insurance or national healthcare payments are made.
TRAVEL LIFE AND ACCIDENT INSURANCE This plan insures you up to a maximum benefit of $200,000 if you experience a loss while traveling on business for Cerner,* excluding normal commuting to and from work. • Eligible dependent spouse: $25,000 • Eligible dependent children: $10,000 * Includes Personal Deviation for up to 14 days
LIFE INSURANCE PREMIUMS Child Life Insurance COVERAGE $5,000–$25,000
$0.068
Associate Life Insurance
Spouse /Domestic Partner Life Insurance
BI-WEEKLY ASSOCIATE COST
BI-WEEKLY ASSOCIATE COST
Under 30
$0.023
$0.024
30–34
$0.032
$0.034
35–39
$0.035
$0.036
40–44
$0.036
$0.040
45–49
$0.052
$0.054
50–54
$0.073
$0.078
55–59
$0.131
$0.139
60–64
$0.195
$0.210
65–69
$0.368
$0.395
70+
$0.591
$0.636
AGE AS OF JAN. 1, 2022
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BI-WEEKLY ASSOCIATE COST
DISABILITY PLANS AND LEAVES
If you’re unable to work because of an injury, illness or pregnancy, Cerner disability insurance is here to provide income protection.
SHORT-TERM DISABILITY (STD) Cerner provides STD at no cost to you if you work 20 hours or more a week. After you satisfy the one-week waiting period, this benefit pays 100% of your base salary for seven weeks. After seven weeks, it provides 60% of your base salary for an additional five weeks. If you work less than 20 hours per week, you are eligible for a modified STD program, providing up to six weeks of income replacement at 50% of your base salary, after one year of continuous service.
LONG-TERM DISABILITY (LTD) You can purchase LTD coverage for added financial protection if you become disabled and are unable to work due to medical reasons. This benefit pays 50% or 60% of your insured salary. You are automatically enrolled at your time of hire in the 60% plan. You can choose to reduce or waive your coverage during your new hire enrollment period. The premium is paid with after-tax dollars so that the benefit, if ever needed, is non-taxable. LTD will typically not run concurrent with a leave.
LONG-TERM DISABILITY
LTD-50%
LTD-60%
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Annual Plan Cost
Bi-Weekly Associate Cost
Insured Salary divided by $100 multiplied by $0.105
Example: Insured Salary $80,000/100= 800 X 0.105= Annual $84.00 or Bi-Weekly $3.23
Insured Salary divided by $100 multiplied by $0.193
Example: Insured Salary $80,000/100= 800 X 0.193= Annual $154.40 or Bi-Weekly $5.94
LEAVES Life happens. And sometimes you need to step away from work to focus on your loved ones. That’s why Cerner provides a comprehensive set of absence and leave policies, including bereavement, parental and military leave. For length of leave, eligibility and benefits contingency, please refer to the Cerner Absence and Leave Policy. If you will be away from the office on a planned basis, it is always your responsibility to discuss the situation in advance with your manager or group executive.
SUPPLEMENTAL BENEFITS
Even the best insurance can leave you with out-of-pocket expenses if you experience an accident or illness. These supplemental benefit plans provide you with cash benefits to help pay expenses due to a covered accidental injury or illness.
PERSONAL ACCIDENT Personal Accident insurance helps with out-of-pocket costs that arise when you have a covered accident, such as a fracture, dislocation or laceration. An accident insurance plan can be there for you, from the initial emergency treatment or hospitalization to follow-up treatments.
PERSONAL ACCIDENT
Bi-Weekly Associate Cost
Annual Plan Cost
Associate Only
$2.61
$67.92
Associate+ Spouse/Partner
$4.16
$108.12
Associate+ Child(ren)
$4.97
$129.24
Associate+ Family
$6.47
$168.24
CRITICAL ILLNESS* Critical Illness insurance can help with the treatment costs of covered critical illnesses, such as cancer, a heart attack or a stroke. More importantly, the plan helps you focus on recuperation instead of the distraction and stress over the costs of medical bills. With Critical Illness insurance, you receive cash benefits directly (unless otherwise assigned) — giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses. *Rates are for associate only. You can also cover spouse/partner and children for additional premium. Coverage for dependents is 50% of the associate benefit.
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$10,000 Level AGE AS OF JAN. 1, 2022
$20,000 Level
BI-WEEKLY ASSOCIATE COST
ANNUAL ASSOCIATE COST
BI-WEEKLY ASSOCIATE COST
ANNUAL ASSOCIATE COST
18–29
$2.77
$72.00
$5.54
$144.00
30–34
$3.78
$98.40
$7.57
$196.80
35–39
$5.26
$136.80
$10.52
$273.60
40–44
$8.12
$211.20
$16.25
$422.40
45–49
$11.63
$302.40
$23.26
$604.80
50–54
$16.29
$423.60
$32.58
$847.20
55–59
$22.06
$573.60
$44.12
$1,147.20
60–64
$31.15
$810.00
$62.31
$1,620.00
65–69
$42.88
$1,114.80
$85.75
$2,229.60
70+
$58.52
$1,521.60
$117.05
$3,043.20
SUPPLEMENTAL BENEFITS CONTINUED HOSPITAL INDEMNITY Hospital Indemnity insurance can help with the hospital costs that you may incur due to hospital admission, ICU containment or in-patient rehabilitation (due to injury). This plan complements your health plan and helps take care of out-of-pocket expenses, such as deductibles, co-pays or non-covered medical expenses.
Bi-Weekly Associate Cost
Annual Plan Cost
Associate Only
$5.62
$146.04
Associate+ Spouse/Partner
$13.76
$357.72
Associate+ Child(ren)
$9.47
$246.24
Associate+ Family
$17.61
$457.92
LONG-TERM CARE You can purchase this insurance for you, your spouse/domestic partner and extended family members. This benefit provides financial protection against the costs associated with custodial care. Typically, this is the care needed when a person requires assistance with the activities of daily living (such as eating, bathing, dressing, transferring, etc.) or care due to cognitive impairment (such as Alzheimer’s disease or dementia). Care can be received at home, in an assisted living facility or in a nursing home. You can enroll an eligible family member, including a parent, regardless of your own enrollment in this plan.
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Plan Options Benefit Amount • Nursing Home • Assisted Living • Home Care (daily)
$1,000-$9,000/month ($1,000 increments)
Lifetime Maximum
3 years, 6 years or unlimited
Inflation Protection
None or 5% compound
FINANCIAL WELL-BEING
Cerner offers different saving vehicles to help you prepare for your financial goals — along with tools and resources to help you choose the best option.
RETIREMENT We know planning for the future can be both exciting and intimidating. You’re making an investment in your future when you save in a Cerner 401(k) Retirement Plan, and Cerner partners with you by offering matching contributions and tools to help you manage your account. The 401(k) plan allows you to set aside money for retirement on a pre-tax and/or Roth (after-tax) basis. You may elect up to 80% of eligible compensation to be annually deferred into the plan* and Cerner will match 50% of the first 6% you contribute. All Cerner contributions are subject to a two-year graded vesting schedule and invested in the same funds as your pre-tax contributions. New associates will be automatically enrolled at 3% of their eligible compensation on a pre-tax basis if no action is taken within 31 days of their start date. You can change your contributions, choose your investments and designate beneficiaries at any time on 401k.com.
BLOOOM YOUR 401(K)! Blooom is an SEC-registered investment advisor dedicated to changing how people save for retirement. Think of blooom as a doctor who tells you what’s healthy and unhealthy in your 401(k), and if you’d like, they’ll manage your account. No need to move your account — blooom manages it at Fidelity for you. This benefit only costs $1/month if your Cerner 401(k) account balance is less than $20,000 or $10/month for your account if the balance is $20,000 or more. LEARN MORE
*IRS limits apply.
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FINANCIAL WELL-BEING CONTINUED
MORGAN STANLEY FINANCIAL WELLNESS PROGRAM In collaboration with Morgan Stanley, Cerner provides access to a Financial Wellness Program to help address your unique financial needs at no cost. Benefits include a Financial Wellness Digital Portal to measure and improve your financial well-being based on your individual needs. You’ll have access to a Morgan Stanley Financial Advisor who can help guide you in making better-informed decisions about your money. Associates can also participate in live seminars and access on-demand educational content. LEARN MORE
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& MORE
MY LIFE RESOURCES
This valuable benefit is here for you when you need help with the big or small curveballs that life throws your way.
My Life Resources, powered by Spring Health, is here to help and guide you in taking steps toward a healthier, more vibrant life. Access confidential tools and services to empower you and your family to be your best each day. Services include clinical counseling, work-life services, digital CBT programs, coaching, navigation support, medication management, legal and financial services and more. At no cost, My Life Resources provides you with mental health services matched to your needs. • Virtual therapy. Cerner is covering up to 12
sessions each year at no cost — for you and your covered dependents. Book confidential appointments with professional therapists matched to you.
• Dedicated support. Guidance from your
own Care Navigator, a licensed mental health professional who can answer questions, provide referrals, and support you when you need it most.
• Medication management. Access to in-network
providers to assess your needs and manage medications when appropriate.
• Wellness exercises. Use “Moments” to support
your mental fitness on the go, with exercises for anxiety, burnout, better sleep and more.
Get started and learn more at Spring Health.
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SUPPORTING YOUR FAMILY
We care about your health and well-being and, of course, that includes your families, too. That's why we offer meaningful, robust support for your family.
CERNER KIDS
BRIGHT HORIZONS
Cerner offers two early learning centers designed for children ages six weeks to six years, one at our World Headquarters campus and the other near Realization and Innovations. Cerner Kids uses a modified Montessori curriculum focused on developing social skills, independence and academic readiness in children. The Cerner Kids team builds strong relations with children and families, through a nurturing atmosphere, regular communication and a belief that each child is unique.
Bright Horizons can help when you need childcare or extra academic support. • Primary Childcare Solutions — Jump ahead
on Bright Horizons center waitlists or get tuition discounts at partner centers. Plus, take advantage of waived membership fees ($150 value) for Sittercity’s premium database of sitters and virtual sitting. And get discounts on College Nannies, a local, high-touch nanny placement service for trained, screened nannies.
• Academic Support & Tutoring — Get discounts
on tutoring, test prep and enrichment classes from education partners.
DID YOU KNOW? Families enrolled at Cerner Kids have the opportunity to take part in a variety of programs and events throughout the year. • Annual Family Field Trip to the
pumpkin patch
• Scholastic book fairs • Vision and speech screenings • Partnership with speech-language &
occupational therapy providers
• Bi-annual school photos • Weekly Spanish and music classes* • Extracurricular activities such as soccer
and dance*
*These activities are temporarily suspended due to COVID-19 precautions.
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• And More — Additional benefits include
resources to help find elder care, pet care and housekeeping.
LEARN MORE
BACK TO BASICS VIRTUAL EDUCATION ASSISTANCE This program focuses on teaching students (kindergarten through college) the skills and strategies to be successful in a rapidly changing educational climate. You'll get a 20% discount on services secured through Back to Basics. To get started, email virtualtutoring@backtobasicslearning.com or call 302.594.0754. Use the code “Cerner” to apply the discount.
TIME OFF
Everyone needs time off from work to relax and recharge. Cerner offers three time-off programs. Your job determines which time-off program you are eligible for. LEARN MORE
HOURLY ASSOCIATES You accrue both vacation and well-being time. If you are regularly scheduled to work 40 hours per week, you accrue between 80 and 160 vacation hours each year, based on length of service. If you work fewer than 40 hours per week but at least 20 hours per week, your annual accrual rate will be prorated based on your regularly scheduled work hours. All hourly associates also accrue one hour of well-being time for every 30 hours worked. Well-being time can be used to help you manage your health, including your own personal illness, a family member’s illness, doctor’s appointments and to care for your child when daycare is closed.
ELIGIBLE EXEMPT ASSOCIATES IN O AND P1/P2 JOB LEVELS You accrue paid time off (PTO) on a weekly basis. Associates who are regularly scheduled to work 40 hours per week accrue between 120 and 200 hours annually based on length of service. If you work fewer than 40 hours per week but at least 20 hours per week, your annual accrual rate will be prorated based on your regularly scheduled work hours.
ELIGIBLE EXEMPT ASSOCIATES IN P3+ AND M JOB LEVELS You do not accrue PTO. Instead, our Flex PTO program provides eligible associates with the flexibility to take time away as needed to rest and recharge. *In the event of illness time lasting longer than three days, you may be eligible for an extended leave. Contact leaves@cerner.com to determine eligibility.
LONG TERM SERVICE AWARD Cerner recognizes that you may not always have enough time to pursue all of your outside interests and professional development opportunities to the degree you would like. We also know that creativity and enthusiasm grow best in an environment where people have time to enjoy a wide variety of experiences. The Long Term Service Award is designed for just that — to allow you time off to recharge and to spend time on personal and professional enrichment. 27
HOLIDAYS New Year’s Day Martin Luther King, Jr. Day Memorial Day Independence Day Labor Day Thanksgiving Day The day after Thanksgiving Christmas Eve Christmas Day
ADDITIONAL BENEFITS
Take advantage of these extra perks Cerner offers.
COMMUTER BENEFIT The commuter benefit program through WageWorks makes it easy to save on taxes and enjoy convenient automatic payment and delivery features. The more you spend, the more you save on your taxes. And all it takes is a quick online order to get your pass delivered to your home every month and/or set up direct, automatic monthly parking payments. Learn more.
CORPORATE DISCOUNTS Cerner offers associates a variety of discounts, including restaurants, events, movie tickets and more. Check out the Cerner Associate Discounts site for a full list of discounts.
TUITION REIMBURSEMENT Cerner encourages associates to continually develop and enhance their skills through ongoing education. Cerner may reimburse full-time associates for the expenses associated with educational and skill-building courses offered through approved institutions when the course of study is related to your career at Cerner. Additionally, Cerner offers many other benefits to meet the needs of our associates: • Professional certification • Specialty external training • Scholarships and grants
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GLOSSARY
This glossary defines many commonly used terms in the health plan and other medication terms but is not a full list.
ALLOWED AMOUNT
This is the maximum payment the plan will pay for a covered healthcare service. It may also be called “eligible expense,” “payment allowance,” or “negotiated rate."
ANNUAL ENROLLMENT PERIOD
The period designated by Cerner during which you may enroll for plan coverage.
ANNUAL MAXIMUM
The maximum dollar amount a participant is required to pay out-of-pocket during the plan year. Until this maximum is met, the plan and participant share in the cost of covered expenses.
APPEAL
A request that your health insurer or plan review a decision that denies benefit or payment (either in whole or in part).
BALANCE BILLING
When a provider bills you for the balance remaining on the bill that your plan doesn’t cover. This amount is the difference between the actual billed amount and the allowed amount. For example, if the provider’s charge is $200 and the allowed amount is $110, the provider may bill you for the remaining $90. This happens most often when you see an out-of-network provider (non-preferred provider). A network provider (preferred provider) may not balance bill you for covered services.
CLAIM
A request for a benefit (including reimbursement of a healthcare expense) made by you or your healthcare provider to your health insurer or plan for items or services you think are covered.
COST SHARE
Your share of the costs of a covered healthcare service, calculated as a percentage (for example, 20%) of the allowed amount for the service. You generally pay for cost share plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you’ve met your deductible, your cost share payment of 20% would be $20. The health insurance or plan would pay the rest of the allowed amount.
COVERAGE LEVEL The scope of protection provided by your benefits plan based on the amount of dependents you cover.
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DEDUCTIBLE
An amount you could owe during a coverage period (usually one year) for covered healthcare services before your plan begins to pay. An overall deductible applies to all or almost all covered items and services. A plan with an overall deductible may also have separate deductibles that apply to specific services or groups of services. A plan may also have only separate deductibles. (For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered healthcare services subject to the deductible.)
DEPENDENT
As defined by the plan, a dependent may be someone who is eligible to be covered under the plan.
DURABLE MEDICAL EQUIPMENT (DME)
Equipment and supplies ordered by a healthcare provider for everyday or extended use. DME may include oxygen equipment, wheelchairs and crutches.
EMERGENCY MEDICAL CONDITION
An illness, injury, symptom (including severe pain) or condition severe enough to risk serious danger to your health if you didn’t get medical attention right away. If you didn’t get immediate medical attention, you could reasonably expect one of the following: 1) Your health would be put in serious danger; or 2) You would have serious problems with your bodily functions; or 3) You would have serious damage to any part or organ of your body.
EMERGENCY MEDICAL TRANSPORTATION
Ambulance services for an emergency medical condition. Types of emergency medical transportation may include transportation by air, land or sea. Your plan or health insurance may not cover all types of emergency medical transportation or may pay less for certain types.
EMERGENCY ROOM CARE/EMERGENCY SERVICES
Services to check for an emergency medical condition and treat you to keep an emergency medical condition from getting worse. These services may be provided in a licensed hospital’s emergency room or other places that provides care for emergency medical conditions.
EXCLUDED SERVICES
Healthcare services that your plan doesn’t pay for or cover.
GLOSSARY CONTINUED
HABILITATION SERVICES
Healthcare services that help a person keep, learn or improve skills and functioning for daily living. Examples include therapy for a child who isn’t walking or talking at the expected age. These services may include physical and occupational therapy, speech-language pathology and other services for people with disabilities in a variety of inpatient and/or outpatient settings.
HEALTH ACCOUNT
A personal account established in the name of each associate who participates in the plan. Money in the account may be used to pay expenses for the deductible, the cost share portion of the plan and IRS-qualified medical expenses of covered members only.
HOME HEALTHCARE
Healthcare services and supplies you get in your home under your doctor’s orders. Services may be provided by nurses, therapists, social workers or other licensed healthcare providers. Home healthcare usually does not include help with non-medical tasks, such as cooking, cleaning or driving.
HOSPICE SERVICES
Services to provide comfort and support for persons in the last stages of a terminal illness and their families.
HOSPITALIZATION
Care in a hospital that requires admission as an inpatient and usually requires an overnight stay. An overnight stay for observation could be outpatient care.
HOSPITAL OUTPATIENT CARE
Care in a hospital that usually doesn’t require an overnight stay.
IN-NETWORK CO-INSURANCE
Your share (for example, 20%) of the allowed amount for covered healthcare services. Your share is usually lower for in-network covered services.
IN-NETWORK CO-PAY
A fixed amount (for example, $15) you pay for covered healthcare services to providers who contract with your health insurance or plan. In-network co-pays usually are less than out-of-network co-pays.
MARKETPLACE
A marketplace for health insurance where individuals, families and small businesses can learn about their plan options; compare plans based on costs, benefits and other important features; apply for and receive financial help with premiums and cost sharing based on income; and choose a plan and enroll in coverage. Also known as an “Exchange.” The Marketplace is run by the state in some states and
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by the federal government in others. In some states, the Marketplace also helps eligible consumers enroll in other programs, including Medicaid and the Children’s Health Insurance Program (CHIP). Available online, by phone and in-person.
MEDICALLY NECESSARY
Healthcare services or supplies needed to prevent, diagnose or treat an illness, injury, disease or its symptoms and that meet accepted standards of medicine.
MINIMUM ESSENTIAL COVERAGE
Generally includes plans, health insurance available through the Marketplace or other individual market policies, Medicare, Medicaid, CHIP, TRICARE and certain other coverage. If you are eligible for certain types of minimum essential coverage, you may not be eligible for the premium tax credit.
NETWORK
The facilities, providers and suppliers your health insurer or plan has contracted with to provide healthcare services.
NETWORK PROVIDER (PREFERRED PROVIDER)
A provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You will pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”
OUT-OF-NETWORK CO-INSURANCE
The percent (for example, 40%) you pay of the allowed amount for covered healthcare services to providers who do not contract with your health insurance or plan. Out-of-network co-insurance usually costs you more than in-network co-insurance.
OUT-OF-NETWORK PROVIDER (NON-PREFERRED PROVIDER)
A provider who doesn’t have a contract with your plan to provide services. If your plan covers out-of-network services, you’ll usually pay more to see an out-of-network provider than a preferred provider. Your policy will explain what those costs may be. May also be called “non-preferred” or “non-participating” instead of “out-of-network provider.”
OUT-OF-POCKET LIMIT
The most you could pay during a coverage period (usually one year) for your share of the costs of covered services. After you meet this limit, the plan will usually pay 100% of the allowed amount. This limit helps you plan for healthcare costs. This limit never includes your premium, balance-billed charges or healthcare your plan doesn’t cover. Some plans don’t count all of your co-pays, deductibles, co-insurance payments, out-of-network payments or other expenses toward this limit.
GLOSSARY CONTINUED
PREAUTHORIZATION
A decision by your health insurer or plan that a healthcare service, treatment plan, prescription drug or durable medical equipment (DME) is medically necessary. Sometimes called “prior authorization,” “prior approval,” or “precertification.” Your health insurance or plan may require preauthorization for certain services before you receive them, except in an emergency. Preauthorization isn’t a promise your health insurance or plan will cover the cost.
PREMIUM
Healthcare services that help a person keep, get back or improve skills and functioning for daily living that have been lost or impaired because a person was sick, hurt or disabled. These services may include physical and occupational therapy, speech-language pathology and psychiatric rehabilitation services in a variety of inpatient and/or outpatient settings.
SCREENING
The amount that must be paid for your health insurance or plan. You and/or your employer usually pay it monthly, quarterly or yearly.
A type of preventive care that includes tests or exams to detect the presence of something, usually performed when you have no symptoms, signs or prevailing medical history of a disease or condition.
PRESCRIPTION DRUG COVERAGE
SPECIALTY DRUG
Coverage under a plan that helps pay for prescription drugs.
PRESCRIPTION DRUGS
Drugs and medications that by law require a prescription.
PREVENTIVE CARE
Routine healthcare, including screenings, check-ups and patient counseling to prevent or discover illness, disease or other health problems.
PROVIDER
An individual or facility that provides healthcare services. Some examples of a provider include a doctor, nurse, chiropractor, physician assistant, hospital, surgical center, skilled nursing facility and rehabilitation center. The plan may require the provider to be licensed, certified or accredited as required by state law.
RECONSTRUCTIVE SURGERY
Surgery and follow-up treatment needed to correct or improve a part of the body because of congenital disabilities, accidents, injuries or medical conditions.
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REHABILITATION SERVICES
A type of prescription drug that, in general, requires special handling or ongoing monitoring and assessment by a healthcare professional, or is relatively difficult to dispense. If the plan’s formulary uses “tiers,” and specialty drugs are included as a separate tier, you will likely pay more in cost sharing for drugs in the specialty drug tier.
UCR (USUAL, CUSTOMARY AND REASONABLE) The amount paid for a medical service in a geographic area based on what providers in the area usually charge for the same or similar medical service. The UCR amount sometimes is used to determine the allowed amount.
URGENT CARE
Care for an illness, injury or condition serious enough that a reasonable person would seek care right away, but not so severe as to require emergency room care.
CONTACT
For more information, contact a benefits partner.
Plan
Partner
Contact Information
401(K) MANAGEMENT
blooom
cerner.getblooom.com
401(K) PLAN
Fidelity
401k.com 800.835.5095
COMMUTER BENEFIT
WageWorks
wageworks.com 877.924.3967
CRITICAL ILLNESS , HOSPITAL INDEMNITY, PERSONAL ACCIDENT
MetLife
metlife.com 800.GET.MET8
DENTAL PLAN
Delta Dental of Missouri
deltadentalmo.com 800.392.1167
HEALTHE CLINIC
Healthe Clinic
HealtheAtCerner.com 816.201.CARE
Aetna
aetna.com 833.514.1390
Bind
mybind.com 833.997.1086
FLEXIBLE SPENDING ACCOUNTS
HSA Bank
myhsa.com 800.357.6246
LEGAL BENEFIT
MetLife Legal Plans
legalplans.com 800.821.6400
LIFE INSURANCE
Securian
securian.com 866.293.6047
LONG-TERM DISABILITY
The Hartford
thehartford.com 888.301.5615
LONG-TERM CARE
Unum (LTC Solutions)
w3.unum.com/enroll/cerner 877.286.2852
MORGAN STANLEY FINANCIAL WELLNESS PROGRAM
Morgan Stanley
mso.morganstanleyclientserv.com/ publiccontent/finwell/welcome. html?c=cerner
MY LIFE RESOURCES (Associate Assistance Program)
Spring Health
cerner.springhealth.com (Access code: cerner) 240.558.5796
VISION PLAN
Vision Service Plan (VSP)
vsp.com 800.877.7195
TRAVEL ACCIDENT
Chubb ACE USA (Chubb)
800.262.8028
HEALTH PLANS
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PLAN INFORMATION
Summary of Benefits and Coverage (SBC) are located at: • careers.cerner.com/locations/north-america • wiki.cerner.com/x/chkmd (Associates only)
You’ll also find Summary Plan Descriptions, applicable Certificates and Policies, and the following required plan notices: • Medicare Part D Creditable Coverage Notice • Medicaid & Children’s Health Insurance Program (CHIP) Notice • HIPAA Notice of Privacy Practices • Women’s Health and Cancer Rights Act • Notice Regarding Wellness Program
If you would like to receive a hard copy of any of the plan documents, Summary Plan Descriptions, Summary of Benefits and Coverage or any notices, please contact the HR Service Center at hrservicecenter.cerner.com, or send your written request to:
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ADDITIONAL QUESTIONS ABOUT YOUR BENEFITS? Visit the Workday Benefits worklet to access additional information on your Cerner benefits. If you need additional assistance, contact the HR Service Center.
CERNER CORPORATION ATTN: HR SERVICE CENTER 2800 ROCK CREEK PARKWAY NORTH KANSAS CITY, MO 64117
