April 2024 - ALT Magazine

Anne Granado

From the Publisher...

Bed rot…

I saw something on the news yesterday about Gen Z’ers wanting to “bed rot.” Essentially, that is the practice of spending long periods of time snuggled under the covers – in bed. Well, the unofficial definition is staying in bed for days. I mean, who lets their kids do that???

I don’t get it. If I stay in bed too long, my back hurts, my legs hurt, and I have a headache. I understand the need to relax, but not in bed. You can relax by getting outside and enjoying a stroll, going to the spa, getting a massage or facial, or just sitting and talking with friends and family. Why would you want to stay in bed on your phone all day long?

I don’t know of any of these Gen Z-ers allegedly doing this, but it is evidently gaining in popularity, however, not for the students we are highlighting this month. I have no doubt that these young people are hard workers who will succeed in life. Be looking for them one day at the top of their profession. Maybe this results from not lying in bed all day, looking at social media, and wishing they had a life!

It’s exciting to see how many of our young people nowadays have a great work ethic. Whether they are working on class assignments, sports, dance, or whatever their interest may be, they want to excel. That’s the kind of people I love to be around. We were called overachievers back in the day, which still applies today to many, both young and old.

Resting in bed for short periods can be beneficial at times. But in my experience, it only leads to pain, fatigue, and depression. Help your children be the best they can be. Get them up and moving. You will be so proud of their accomplishments one day.

Enjoy reading the stories of these wonderful young people in the meantime! God bless you and yours…

ANDERSON NealyKate

TEXAS HIGH SCHOOL

After graduating from Texas High School, Nealy Kate Anderson plans to attend the University of Texas and pursue a psychology degree. Then, she hopes to continue her education in graduate school to achieve her goal of becoming a sports psychologist. “They specialize in the mental aspect of athletes and athletic programs. I find this very interesting because I am an athlete and love helping people work through issues and understand their emotions,” Nealy Kate says. “One day, I hope to open my own practice or be an on-site psychologist for a professional sports team.”

Nealy Kate feels prepared for the journey ahead due to her opportunities at Texas High School. Though many of these opportunities were academic, she also learned skills that will help her be successful in all areas of life. “I have learned to be a leader, manage my time, get involved, and work with others to complete projects and events. These are all things that I will continue to use in the future,” Nealy Kate says. “From the academic standpoint, Texas High has many different classes open to everyone. You can further your education in the best ways possible.”

Texas High School also offers a variety of clubs and organizations

that help students build on their interests and create lasting friendships. Nealy Kate is involved in cross country, cheer, student council, leadership, Rosebuds, Mu Alpha Theta, journalism, Quill and Scroll, and the National Honor Society. “I am our Senior Class Treasurer in student council and the Varsity Cheer Captain as well as a Senior Squad Leader. I am also the senior sports editor for our yearbook,” Nealy Kate says. “In addition, I earned the title of Homecoming Queen and am the Campaign Manager for the Texas High Student Council. We are running for Vice President of the Texas Association of Student Councils.”

Texas High also provides students with opportunities to give back to their community, and Nealy Kate has enjoyed volunteering with the Community Cafe at Williams Memorial Church. “I’ve been involved with Community Cafe for four years,” Nealy Kate says. This event is important to me because it reaches and helps people in the community who need it the most.” Though she has many achievements, Nealy Kate is most proud of earning the Cheer Captain position for her junior and senior years. “I worked very hard to get to this position, and being a team leader is truly one of my

passions. I love helping others, and having this title has allowed me to do that daily,” Nealy Kate says. “I wouldn’t be where I am without my cheer team and the people surrounding me. Earning this title has made me a better person today.”

Nealy Kate says that one of the best lessons she learned in high school came from her willingness to get involved and meet new people. “Getting to know people truly does matter, and forming a good, supportive group of friends can benefit you in many ways. When I go off to college, I plan to join different clubs and organizations to meet new people there as well,” Nealy Kate says. “I also learned that you must be kind because you never know when

someone may need it the most. Being mean gets you absolutely nowhere, and it costs nothing to be kind.”

When she is not at school, Nealy Kate loves to host friends at her home, which is something she learned from her mother, Carly Anderson. Nealy Kate says that her mom and dad, Turner Anderson, have always supported her. “My mom pushes me to be the best version of myself, but at the same time, she doesn’t put too much pressure on me. Instead, she lets me put the pressure on myself so that I stay motivated. Then, my dad is always there to make me laugh and keep my spirits high. He keeps me grounded and always ensures I have my stuff done,” Nealy Kate says. “Also, my parents have let our house become a hang-out place for all my friends; they allow anyone to come in at any time. This has impacted me and showed me how to treat others. I also love that my parents have become role models to kids who need them the most. They have set such a great example for me and what I want to be in the future.”

Nealy Kate is especially inspired by the example of her mother, who represents the strong, motivated, and caring woman she aspires to be. “She welcomes everyone into our home with open arms and no judgment, and she acts as a mother figure for any of my friends that need it,” Nealy Kate says. “On top of this, she has her own law firm and worked so hard to get there. She tackles all the obstacles in her way, and when she wants something, she goes for it.”

Carly Anderson’s passion for running has also inspired Nealy Kate. When her mom runs a race, Nealy Kate enjoys attending and supporting the runners. Then, when Carly served on the Dash 4 Cash committee, Nealy Kate helped her with planning and setting up. “I was also able to get some of the cheer team to come and cheer the runners on at Dash 4 Cash,” Nealy Kate says. “Another activity I look forward to is volunteering with the kids’ track program every summer. The program hosts practices and meets for little kids who want to run track in the future. I love doing this because working with kids is

one of my favorite things. Also, helping them do something I have experience in is so much fun and creates an amazing bond between me and the kids.”

After finishing her education and reaching her goal of becoming a sports psychologist, Nealy Kate hopes she can build her own practice in Texas or start a career as a psychologist for a high school or professional sports team.

“Besides completing my college degree, I also think that interning will help me achieve my goals. I hope to intern at a psychology practice to get good experience while narrowing down the details of exactly what I want to do,” Nealy Kate says. “In addition to this career goal, I also want to have a big family. I know that I will have to work hard to have both a psychology practice and a family, but I think to accomplish this, I will always keep a specific end goal in mind and always work hard towards it.”

My favorite teacher or coach in high school is Mrs.Waldrep because she has given me so many opportunities. Without her, I wouldn’t be where or who I am today.

The one piece of advice that I would give to high school freshmen is to get involved because the more you are involved, the more people you will meet, and more doors will open.

The one song that I will always associate with high school is “We’re All in This Together“ from the movie High School Musical.

The most interesting thing about me that you wouldn’t learn from my high school resume or transcript is that I love having people over at my house, and everyone is always welcome.

In ten years, I hope to be a successful psychologist helping others because my goal is to positively impact other people’s lives.

BIRDWELL Kinsley HOOKS HIGH SCHOOL

After graduating from Hooks High School, Kinsley Birdwell plans to attend Southern Arkansas University to major in biological sciences and play softball. Because she chose to play softball in college, she was able to decide where she was going to college much earlier than many other students. “When I visited SAU during the winter of my junior year, I knew it would be the best place for me. I loved the coaches, the softball program, and the school and town,” Kinsley says. “After I obtain my undergraduate degree, I will most likely pursue a master’s degree, and then I plan to attend dental school.”

Once she finishes dental school, Kinsley would like to complete a residency to become an orthodontist. “I’ve chosen this career path because I have always been interested in the medical field,” Kinsley says. “I also wanted to pursue a successful career that also allows me flexibility when I have a family of my own.”

Kinsley says that Hooks High School has done a great job of supporting her future goals and plans. “At a school like Hooks, every teacher, staff member, counselor, principal, and administrator wants to see the students succeed. Every student is encouraged to get involved in

as many extracurriculars as they want,” Kinsley says. “My counselors and principals have always had my best interest in mind and have done everything they can to help me succeed. They have been extremely helpful to me this year as I try to navigate through things such as scholarships, college applications, and choosing my major.”

In addition to the support Kinsley has received from teachers and administrators at Hooks, she also has the encouragement and provision of her family members, something that she said has been imperative through these high school years. “My mom, Kelly, and dad, Chris, have made a great number of sacrifices for me to be able to chase my dreams. They have traveled with me all across the country playing sports and never missed a single event of mine. My parents continually push me to be my best, and they never stop believing in me,” Kinsley says. “My younger siblings, Ripken and Anna Kate, have also been a huge part of my support system. They are my best friends, and they are always there to cheer me on. I could not be where I am today without my family’s support and unwavering love.”

In addition to playing on the varsity volleyball team, varsity basketball team, and the varsity softball team, Kinsley is also a member of the Student Council, Mu Alpha Theta, National Honor Society, and Fellowship of Christian Athletes, where she serves as a Huddle-Leader. However, the accomplishment she is most proud of in her high school career is being named valedictorian of her senior class. “This was a goal that I set for myself as a freshman, and I am extremely proud of myself for all of the hard work that I have put into reaching it,” Kinsley says. “This title is not just about a stole to wear with my cap and gown or a speech to give at graduation, but a testament to my determination and diligence throughout the years.”

Kinsley says that the biggest lessons she learned from high school are the value of teamwork and the importance of time management. While being a part of many teams and clubs, Kinsley had to learn how to work well with others and how working with others can lead to success. “I have been a member of many teams over the last four years, and I have learned that the best teams are the ones that work together toward a common goal rather than individually. I believe teamwork will help me in my future career as I enter the workforce and experience working with colleagues,” Kinsley says. “I also feel like learning how to balance my time has led to my success in the classroom and with my extracurriculars. These time management skills will help me greatly as I enter college and navigate being a full-time studentathlete.”

Outside school, Kinsley spends much time with the Hooks Youth Sports Association. Over the past two years, she has refereed youth basketball and volleyball games and helped coach her younger

sister’s youth softball team. “Being involved with HYSA is important to me because it allows me to connect with the young kids in my community and teach them about the games that I have loved playing all my life,” Kinsley says. “As an elementary student, I remember looking up to the high school athletes and dreaming of being like them one day. It is my hope that I can be this same role model to the young kids now, and I am extremely grateful that I get to make personal bonds with them through HYSA.”

Kinsley is also a member of Myrtle Spring Baptist Church. “This is extremely important to me because I find my identity in the Lord, and growing my connection with Him is more rewarding than any athletic or academic achievement,” Kinsley says.

The person who inspires Kinsley the most is her mom, Kelly Birdwell. In high school, Kelly was an AllState softball player, valedictorian of her senior class, and signed to play collegiate softball. “Entering high school, it was my aspiration to

be like her and accomplish each of these things, and I have achieved that goal. My mom is a successful businesswoman, wife, and mother, and I desire to follow her in this sense as well,” Kinsley says. “As I have gotten older, I have begun to realize that I do not only hope to have the same awards and recognitions as my mom, but I also want to be the kind of person she is. She is a kind, strong, loving, understanding, joyful, and Godfearing woman, and I hope to be even half the person she is.”

With her mother as a guide, Kinsley’s future goals include having a successful career and being a great wife and mother. “It is extremely important to me that I can balance these things together because I believe that I can be each of these things simultaneously,” Kinsley says. “In order to achieve this, I will continue to work hard in all that I do but keep my family as my top priority. My most important personal goal as I venture into the real world is to glorify God in all I do and live each day to be more like Him.”

My favorite teacher or coach in high school is my dad, Chris Birdwell (Hooks Athletic Director), because he always believes in me, even when I don’t believe in myself.

The one piece of advice that I would give to high school freshmen is to enjoy each moment because it truly does fly by.

The one song that I will always associate with high school is “I’ll Always Remember You“ by Miley Cyrus.

The most interesting thing about me that you wouldn’t learn from my high school resume or transcript is that I love to video everything! I have been making “vlogs“ for my friends and me since freshman year so that we can remember high school.

In ten years, I hope to begin a successful career and start a family.

HENDERSON Carmello

ATLANTA HIGH SCHOOL

When Carmello Anthony Henderson walks across the stage at graduation in May of this year, he will be scanning the crowd for his biggest inspiration and advocate–his dad. “Throughout my life, I’ve only had one person in my corner: my father, Anthony Henderson. I don’t come from very much, but even so, my dad motivated me to do my best in everything I do. He worked hard, and I wouldn’t be the man I am today without him,” Carmello says. “I also have three older brothers—Isaiah, Kobee, and Anfernee Henderson. My brothers have unique personalities, and growing up with them helped build my persona and character.”

After graduating from Atlanta High School, Carmello plans to attend the University of Texas at Arlington to pursue a degree in aerospace engineering. “Until my senior year, I didn’t know what my career path would be. I have always loved science and space but could never put my finger on a specific career path,” Carmello says. “That all changed when I met Steve Clarke, a consultant for Sierra Space. After he described the projects he worked on, I was hooked; I knew exactly what I wanted for my career.”

Atlanta’s school district helped support Carmello’s future goals and dreams. Carmello takes STEM classes, and this year, the school’s administration gave the STEM classes materials to

compete in VEX robotics. “This robotics competition requires a high degree of engineering techniques alongside teamwork. Not only were we introduced to Vex robotics, but I was also helped personally with tips and opportunities,” Carmello says. “My counselor, Stacy Anthony, helped me make a college decision and found internship opportunities for me. Atlanta has put staff like her in all pathways, helping students reach their goals easily.”

Carmello has signed up for as many extracurricular activities as possible in school. He has competed in football, track and field, band, DECA, and academic UIL competitions, including those in the audio-visual production (AVP) field. However, the accomplishment he is most proud of is being a part of the Atlanta High School band’s first-ever medal in the UIL 3A State Marching State Contest. “Our band has always done an excellent job making it to the state contest,” Carmello says. “However, we could never medal at the contest or finish in the top three. This year, we finally cleared that hurdle.”

the medal, we had to work for it. He always said, ‘The ball is in your court,’” Carmello says. “The hard work and joy on my band members’ faces made medaling my most proud accomplishment.”

Carmello says that the band has worked hard since the beginning of last summer to meet this goal. Through the blazing heat and freezing cold, they could be found practicing repeatedly. “Throughout each practice, our director, Keith Sanders, told us that if we wanted

Carmello believes that he learned the theme of working hard to meet goals throughout his academic and extracurricular experiences at Atlanta High School. “These are skills that I know I will continue to apply in my everyday life and future career,” Carmello says. “I have also come to see that there is always something useful or helpful to learn, and having the knowledge for anything will help everything in the long run.”

Though he enjoys his activities, Carmello does wish he had a little more time to relax during his senior

year. Most of his time at home is just for sleeping and preparing for the day. However, he does enjoy going to the gym to work out. “I work out and study as much as possible to better myself,” Carmello says. “My goal is to be the best man I can be, and I really get that mentality from my dad. He instilled the values of hard work and resilience within me.”

Carmello plans to use his determination to reach his future goal of being an aerospace engineer, but even that is just a start. “First, I’m going to major in aerospace and minor in entrepreneurship in college,” Carmello says. Then, after working in the aerospace industry, I plan to be an entrepreneur and start my own business in aerospace.”

My favorite teacher or coach in high school is Coach Baca because he is outgoing and has a personality that you don’t find in most teachers. I enjoy being in his classes.

The one piece of advice that I would give to high school freshmen is to stay on top of their work because high school is completely different from middle school. If you don’t, you will fall behind fast.

The song I always associate with high school is “Beat It“ by Michael Jackson.

The most interesting thing about me that you wouldn’t learn from my high school resume or transcript is that I am a gym rat. I love going to the gym and working out.

In ten years, I want to be a successful entrepreneur in the aerospace industry because I want to make a lot of money and discover what is beyond our solar system.

903.949.6863

HOLLAND Conner REDWATER HIGH SCHOOL

After graduation from Redwater High School, Conner Holland plans to attend Texas A&M University – College Station. “Choosing the college I wanted to attend was easy. When people talk about TAMU-College Station, they always share that everyone is like family. That, alone, has always led me to be passionate about going there,” Conner says. “I also love their traditions.”

Conner is also drawn to Texas A&M University-College Station’s distinguished engineering program because he wants to pursue a degree in that field. “I chose engineering as my major because math is one of my best subjects,” Conner says. “I always want to be a problem solver, and that is what engineering is all about.”

While enrolled as a student, Conner hopes to join a fraternity and possibly the Aggie Anglers (Texas A&M Fishing Team). ‘I am currently on Redwater High School’s Fishing Team and enjoy the sport greatly,” Conner says. “Last summer, I won $4,000 during the Runnin’ WJ Ranch Fishing Tournament on Lake Wright Patman. I earned the Big Bass Award, two Bonus Hour Awards, and took 3rd Place Overall.”

The fishing team is just one of the organizations and clubs that Conner has been able to

participate in while attending Redwater. He also played football for one year, basketball for three years, baseball for two years, golf for two years, and he was on the fishing team for three years. He is a National Honor Society, Key Club, and Spanish Honor Society member. In addition, Conner was a UIL Science winner. However, Conner’s proudest accomplishment is being named the RHS Valedictorian for the Class of 2024. “I set my sights on earning this distinction in the 8th grade,” Conner says. “I was watching my sister’s graduating class give their senior speeches, and I just knew then that I wanted to be the one up on stage giving the valedictorian speech for my graduating class.”

Conner is very grateful for the experiences and opportunities that Redwater has provided. “Teachers and administrators are always looking out for their students’ best interests and helping them in any way possible,” Conner says. “The biggest lesson I have learned through my high school education is to not take time, or the things you cherish, for granted. It will be gone in a heartbeat. I hope that in the future, I will “seize the moment” in all things I do. You must make the best of every opportunity you have been given.”

Conner also applies this lesson to the time he has with his family. He is the son of Mark Holland and Cassi Johnson. Mark is a manager for BJ’s Restaurant and Brewhouse in Dallas, Texas, and Cassi is a math teacher at Redwater Junior High. He also has a sister, Ashton, who is in nursing school at the University of Texas – Arlington, and a brother, Wyatt, a 7th-grade student at Redwater Junior High School. “My family is always there to help and support me,” Conner says. “During those times I go off track, they are there to get me right back on it.”

One of the biggest influences on Conner’s life is his grandpa, Larry Stinson. “He is my biggest supporter and inspiration and has

always been there for me. He is like a second father to me. He is a man of God, follows the rules, and keeps me focused on being the best I can be. He is kind to others and really just a good man,” Conner says. “No matter what the situation, even when life is rough on him, he never makes it about

him; instead, he does what is best for others. He never wants to lean on others, but he is always there for others to lean on him.”

As he looks to the future, Conner plans to build on the strong foundation that he has built with the support of his family, friends,

and teachers to achieve his goal of graduating from engineering school. “Then, after college graduation, I want to work under a strong mentor and eventually open my own business,” Conner says. “I will need that mentorship to perfect my trade and pursue the American dream.”

My favorite coach is Coach Johnson because we have been able to bond over hunting and fishing, but at the same time, he truly wants to make me a better man.

The one piece of advice that I would give to a high school freshmen is to not take the time in high school for granted.

The most interesting thing about me that you wouldn’t learn from my high school resume or transcript is that I am a hard worker and am always trying to find ways that I can make money. In many ways, I am just a hustler.

Outside of school, I am involved with Maud Church of Christ. I enjoy giving and sharing devotionals with other members and discussing how they relate to my life.

In ten years, I hope to be out of college, learning under a mentor, and starting a successful life and career.

WATSON Mikel

ARKANSAS HIGH SCHOOL

When Mikel Watson graduates from Arkansas High School in May, he plans to continue his college education. While enrolled as an undergraduate student, he wants to pursue a degree in business administration with hopes of becoming a business manager and owner. To reach his dreams, Mikel will rely on the lessons he learned at Arkansas ISD. “I have been allowed to take concurrent classes for free and not have to worry about paying for them,” Mikel says. “They not only offer the classes needed to graduate from high school but also give me a headstart on my college classes.”

While at Arkansas High School, Mikel was involved with the basketball, football, cross country, and track teams. “I feel like my greatest accomplishment in high school is being able to maintain such a high GPA while taking concurrent and AP classes and playing multiple sports year-round without time for rest or breaks,” Mikel says. “Most of my time was spent playing sports and studying for school, and I know it will pay off in the end. I wouldn’t change it for anything.”

Mikel has also been a member of the student council, Fellowship of Student Athletes (FCA), and Educators Rising at Arkansas High. “One of the biggest lessons I have learned from high school is that there is always room for improvement. Someone always comes for your spot, and you can’t let up. You always have to keep going,” Mikel says. “Another lesson I learned is that success is not given; it’s earned.”

Mikel can be found at Tower of Power Gospel Ministries and Abundant Life when he is not studying or playing sports. “These organizations are important to me because they are like a cooldown from the world as a whole,” Mikel says. I don’t have to worry about anything; I am just trying to be a better person and share that with others.”

Mikel also enjoys spending time with his family. He is the son of Michael and Venture Watson, and he has a sister, Seaira Watson. Mikel says that they have always been there to support both his sports and academic achievements. I am always grateful to them for

trying to be there for everything without asking,” Mikel says. “Success inspires me because I am grateful for my parents being able to provide everything I needed. Eventually, I want to do the same for them as they have done for me. I don’t want them to keep working when they get to a certain age so that they can retire and enjoy life without having to worry about bills or things like that. I hope one day I can take care of them like they did me.”

My two favorite teachers in high school are Mrs. McLelland and Mrs. Watson, and my three favorite coaches are Coach Richards, Coach Weaver, and Coach Williams.

One advice I would give high school freshmen is not to take anything for granted. Once it passes, you don’t want to regret not enjoying it.

The one song that I will always associate with high school is “Self-Love“ by Coi Leray.

The most interesting thing about me that you wouldn’t learn from my high school resume or transcript is I’m pretty funny and give great advice.

In ten years, I hope I am successful enough to give my knowledge back to my hometown because I feel like all kids should have the keys to be successful as well.

Being a family-owned business has its perks. We have the ability to provide extended hours, compassionate flexible payment plans,

many other available accommodations to meet patient’s needs.

QUALITY CARE

We offer an abundance of physical therapy treatments for patients of all ages and conditions. In other words, we’ll treat you as exceptional as we’ll make your recovery.

HOMETOWN HOSPITALITY

We treat each patient as if they are our own. We prioritize building a relationship with our patients to ensure their therapy experience is not only effective, but also enjoyable.

Dr. Sydney Saldino is a board-certified family medical doctor at the new McKnight Road location of CHRISTUS Trinity Clinic in Texarkana. Her interest in the healthcare field began with her parents. Growing up, Dr. Saldino’s mom was a nurse, and her father was in podiatry school. “I was always surrounded by and intrigued by medical careers. I looked at hospitals as these fascinating places, and healthcare workers were like superheroes to me. As I aged, I grew into an appreciation of science, and I was always a very empathetic child who wanted to help people,” Dr. Saldino says. “I realized that one way I could help as many people as possible was to pursue a career as a doctor. I don’t think anyone will ever tell you that it is an easy journey, but if you continue to remind yourself of your purpose, it does help.”

SYDNEY SALDINO, D.O

FAMILY MEDICINE

CHRISTUS TRINITY CLINIC TEXARKANA, TX

with them and to be a part of their journey,” Dr. Saldino says. “I try to use my position to improve as many lives as possible or to at least be the person my patients can feel safe with.”

Dr. Saldino was especially drawn to family medicine due to the relationships between patients and physicians. “You often form a bond with the whole family. It’s amazing to learn all the stories your patients are carrying

The most impactful lesson Dr. Saldino has gained through her experiences in the healthcare field is that learning is an ongoing process. “I think that in your journey to become a physician, you are constantly learning so much, and that learning does not end after you become an attending physician. In fact, I learn new lessons from my patients nearly daily. It’s called ‘practicing’ medicine for a reason. We are meant to continue to learn and grow constantly,” Dr. Saldino says. “I also think learning how fragile, yet impactful, all life is has been a significant lesson that tends to come back often.”

Every role in healthcare is important, and Dr. Saldino believes that each medical professional is part of a team that has to work for the patient in their journey. “We all play a part in someone’s story, and we have

the power to make people comfortable and feel safe no matter what they are going through,” Dr. Saldino says. “I hope that the future of healthcare allows us to be compassionate to our physicians, all healthcare team members, and, of course, our patients. I want us all to remember that we are humans and deserve dignity and respect always.”

Though accomplishments such as completing medical school and residency as well as working in animal rescue are all admirable and celebratory feats, Dr. Saldino also recognizes the importance of family in the balance of her life. “Family is so important to me. So much of my family is here in Texarkana, and they provide an

amazing support system for me,” Dr. Saldino says. “I am married to Phillip Schelkopf, and we have a wonderful son named Thomas, who we lovingly call Tommy. He is almost a year and a half now and is the greatest thing to ever happen to me.”

Dr. Saldino says that her family inspires her to keep going, and her son inspires her to be the best person she can be. Then, at work, her patients inspire her to work hard for them. So, it is really the people in her life who set the bar for her future goals. “Right now, my goal is to expand my practice to help as many people as possible. I truly want to be the best doctor I can be for my patients and the best mother I can be,” Dr. Saldino says.

I am passionate about helping people, animals, children, and mental health.

I am involved in the Texarkana community through animal rescue, though I have taken a step back since starting a new job and becoming a mom. Hopefully, we can finish finding homes for the remaining dogs we have. My role at CHRISTUS will also be helping the community.

My favorite place to eat in Texarkana is Colima’s, and I always order the chile relleno burrito.

The best tip I know for staying healthy is to drink lots of water.

If I could create a magical prescription drug, it would cure all mental illnesses because there is such a stigma surrounding mental health care, and there are so many families and individuals hurting.

Most people don’t know that I love all animals. I love farm animals, dogs, cats, birds, and reptiles. I love learning about all the different species. I actually wanted to be a vet for a long time until I decided to work with people at my job and with animals at home.

Drug Take Back Initiative Operation Medicine Cabinet

The Texarkana Arkansas Police Department is proud to partner with Texarkana Emergency Center in an effort to remove unused and out of date prescription medicines from your homes.

•It is important to know that law enforcement is only interested in the removal of unused and/or outdated medications from the homes of our citizens.

•It matters not whose name is on the prescription, by whom it was prescribed, where it was prescribed, or where you reside.

•We stress that it makes no difference if you live in Texas or Arkansas.

•We take back all medications, no questions asked. You can remove the label if you desire but it’s not necessary.

•We ask that you do not deposit needles (sharps), inhalers, medication from businesses or clinics, ointments, lotions, liquids, aerosol cans, hydrogen peroxide, or thermometers.

One box has been placed behind the Bi State Justice Building at 100 N. State Line Ave., Texarkana, Arkansas and another outside the Texarkana Emergency Center, 4646 Cowhorn Creek Rd., Texarkana, Texas. These boxes are regularly checked and the contents are immediately packaged for destruction. If you would like to personally drop your medications off to law enforcement, you can at the Miller County Sheriff’s Office on East Street and Bi State Justice Building in Texarkana.

You can learn more about this program by visiting www.artakeback.org or on Facebook by searching Arkansas Take Back or Arkansas Drug take Back. National

APRIL 27, 2024 8am - 12pm at Texarkana Emergency Center & Hospital

financial focus

WHY DO THE WEALTHY BORROW? SOMETIMES, DEBT MAKES SENSE

FAMILY & LIFESTYLE

Strategic borrowing can keep your financial plan intact and at work.

Truths that seem universal often fray at the edges, particularly when talking about money.

Take for example the popular and often helpful advice from writers of bestselling personal finance books. One common tenet is to aggressively pay down debt and then live without it. This is great advice for many, but not everyone, highlighting how our unique situations make a major difference.

To that point:

• For spenders, people who have difficulty delaying gratification, this advice can be a useful and rewarding core discipline. Extreme spenders easily fall into credit card debt traps that drag on their financial situations.

• For those on the extreme saver side of the spectrum, this advice can instead cost potential opportunities. Not all debt is made of the same stuff, and risk should be thoughtfully explored before committing to major financial strategies.

• For those with stratospheric net worth, paying down debt immediately could prevent them from using strategies that keep their assets intact and able to grow while providing liquidity – simple income or the flexibility to react to potential investment opportunities. For them,

debt is often an inexpensive way to manage access to cash. And even for people who may not be able to leverage a Dali painting hanging in their foyers, debt can be a useful tool to keep their wealth engines running if it comes cheaply enough relative to other opportunities, keeps their assets working for them and, above all, if the risks are understood and tolerable. And that’s the key. Truly understanding if debt can help you take a balanced approach to liquidity without disrupting your investment or retirement plans or your lifestyle.

This is where your financial plan – one tailored to your unique circumstances, including assets and liabilities – can open up a world of opportunity.

Examining the details

A simple quiz illustrates what we mean:

You are a responsible, financially comfortable investor who has just inherited $100,000. Your goal is to maximize the benefit. For instructive purposes, let’s ignore the uncertainties of the market and the complexities of taxes. What should you do with it?

A) You pay off the $100,000 balance on your mortgage, which has a 3% fixed

interest rate.

B) You invest it into your portfolio, which hypothetically averages 6% gains each year.*

C) You create a rainy-day fund in a savings account earning negligible interest.

In a world without risk, the clear answer is B: Your portfolio has an open-ended invitation to compound onto itself. As for the other options, the mortgage has a known, fixed cost that isn’t particularly egregious. Paying it off early may be an emotionally fulfilling accomplishment, but it potentially comes at a major opportunity cost. And a savings account would currently erode in the headwinds of inflation.

There can be a strong case to make for Option A for many investors, particularly ahead of retirement. For established investors, Option C might not be an ideal answer except to manage specific risks – and there are other options for maintaining cash on hand that we’re about to explore.

*This hypothetical example is not indicative of any security’s performance. Expenses have not been included in the example and will affect performance.

Investment income without capital gains

A topical question these days is how the nation’s wealthiest individuals pay relatively little in tax in comparison to their fortunes. The short answer is that they don’t take a traditional income and most of their wealth is in highly appreciated assets – like shares in the company they founded. They don’t need to sell stocks, which would trigger capital gains taxes. Instead, they can take loans against their shares.

Securities based lending, securities based lines of credit, home equity lines of credit and structured lending are options for leveraging assets without selling them. These loans tend to have relatively low interest rates because they are collateralized. There is a major caveat, however: If the value of the underlying stocks, bonds or other assets no longer meet the value of the outstanding loan, the bank will request additional securities as collateral – or start selling. That means a market downturn can create some additional challenges.

At the intersection of taxes, investments, family budgets, surprises and everything else, figuring out when it’s best to strategically borrow or when to just

pay cash can be a complicated question. Luckily, this isn’t a unique question, and your financial advisor may have tools to help.

Sources: The Wall Street Journal; forbes.com; advisorhub.com; fool.com; marketwatch.com

These lending products may not be suitable for all clients. They may involve a high degree of risk, including unintended tax consequences and the possible need to sell your holdings, which may lead to a significant impact on long-term investment goals. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to quickly deposit additional securities and/or cash in the account(s) or pay down the loan to avoid liquidation. Further information is available from your financial advisor.

© 2023 Raymond James Financial, Inc. All rights reserved.

Raymond James & Associates, Inc., member New York Stock Exchange / SIPC, and Raymond James Financial Services, Inc., member FINRA / SIPC, are subsidiaries of Raymond James Financial, Inc.

Raymond James® and Raymond James Financial® are registered trademarks of Raymond James Financial, Inc.

Suzie TK SnippeTS

By: Suzie Tyler

We Have A New Kid In Town

I worked in an accounting office for many years. When my boss passed away, my girls encouraged me to return to school, get an accounting degree, and take my CPA exam. I nixed that. I was tired of doing bookkeeping and taxes and wanted something different.

A Professor friend of Karmyn’s had developed a computer-generated cupping method that helped with several things, one being weight loss and improving wrinkles. Being conscious of my aging skin, I was fascinated with this technique.

He suggested two areas of training to help me learn the method. One was an LVN, and the other was a massage therapist. If you know me, you know I faint at the sight of blood. The choice was simple... Massage Therapy School and Texarkana has a great one. I got all my paperwork filled out, and I returned to school at sixty. After completing the program, I took the test and became licensed in Texas and Arkansas. The mind is not as sharp as we age, and those A&P classes were challenging, but I passed.

I was fascinated when I heard about ArkLaTx EEnergy Healing Center and saw the video on their Facebook page. My niece had attended a two-hour session, and her results were phenomenal. With my newly gained health problems, it was a no-brainer. I knew this would benefit me physically, mentally, and spiritually.

During the session, you recline in a recliner or lay on a cot. You are in an environmentally clean atmosphere, and electrons using Tesla technology recharge your cells while relaxing light therapy music plays. The experience is so refreshing. You cannot take a cell phone or Apple watch in the room, so you are closed off from the outside world. Some like to sleep during the session, and I have fallen asleep, but I utilize it as my alone time with God. I like to think that while I am lying there recharging my cells and blood, I am letting my spiritual side listen and have my prayer time with just me and God. I like to say I am «shut in with God in a secret place.»

The Texarkana Center is one of five hundred in the world, and we are fortunate they chose our town to locate.

If you are looking for a new, fresh experience, check them out. They are in Summerhill Square next to Julie›s Deli.

Follow me on Facebook, Instagram, Twitter, aka X, and Amazon. No TikTok… yet!

Fish Tales with Mike Brower

Say What Part 2

Last month, we learned a few new words and phrases, so let’s put them to use.

Last week, my buddy and I fished on the lake, and “She got a little mad and nasty today.” The waves were around five feet due to the Northwest wind blowing at 20 miles per hour. We wheeled into a protected pocket and saw a “Blowdown” on the right. We eased up to it and turned on the FFS (forward-facing sonar), looked deep into the limbs, and saw a big target in the middle of the tree top. I chunked a jig into the thickest part and got bit but missed the fish.

After I missed the fish, I chunked in again with my “Comeback lure,” a Texasrigged lizard with a “stinger” hook in the tail. The lizard fell down through the limbs, and again, I got bit, set the hook, and the fight was on. I would pull, the fish would pull back, and the tree would shake. After a minute or so, I eased up to the tree and saw that instead of hooking a bass, I was hung on a limb, and several bream were taking turns biting the tail of the lizard, which was hung on the limb by both hooks.

After my buddy quit laughing and making fun of me for fighting a tree, I pushed him into the lake.

APRILevents

Opportunities, Inc. 3rd Annual Sunday Funday @ Crossties

Silver Bingo (for patrons 55+) @ TXK Public Library

TRAHC TYA: 1, 2, 3, Andrés! @ Perot Theatre

Rhea Lana’s Children’s Consignment

Shopping Begins @ Central Mall

Walking for Williams

@ Williams Memorial

Tea for Tuition April 11, 2024 at 3:30pm Cabe Hall at the Regional Arts Center

Tex*Rep’s Annual Party @ The Silvermoon on Broad

Four States Fair & Rodeo Begins

TSO: Dark Side of the Moon: A Pink Floyd Tribute @ Perot Theatre

Downtown Live at The Gallery @ the 1894 Gallery

Mark Owen’s Del Rio Band @ The Texarkana, AR Elks