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Knowledge And Service - Making Members A Priority
FALL 2016
Gear up for your next adventure with auto refinancing that goes the extra mile. Bring us your auto loan from another lender and we’ll beat your current rate by at least 2%. Save hundreds (even thousands) of dollars over the life of your auto loan. Drive the same car with a lower monthly payment.
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Refinancing your auto loan has never been easier. Complete your application online at www.miamifcu.org or stop by any branch to apply.
BEAT YOUR
RATE BY
2%
THE NEXT LEG OF YOUR JOURNEY BEGINS HERE… WITH A CAR LOAN RATE THAT BEATS THE COMPETITION BY AT LEAST 2%! *Rate will not be lower than 1.99 % APR. Refinance offer applies to new and used cars. Offer excludes vehicles currently financed with Miami Federal Credit Union. Subject to credit union lending guidelines.
SET YOUR SIGHTS HIGHER WITH A HOLIDAY LOAN
YOU DON’T HAVE TO TIGHTEN YOUR BELT THIS HOLIDAY SEASON Don’t let a cash crunch squeeze your holiday spirit! Choose to skip your November, December or January loan payment and pocket extra funds for any expenses.* You can take advantage of Skip-A-Payment if you meet these three requirements: • All your credit union loans are current • All your credit union accounts are in good standing
Your holiday options just got a lot more festive with our holiday loan. Borrow up to $1,500 and extend your celebration with terms up to 15 months and a rate as low as 7.99% APR.* Apply for your loan between November 1, 2016 and January 31, 2017 online or in person at any branch and get ready for a brighter holiday season this year.
• You have not requested a loan extension in the past 12 months due to financial difficulties Let us help ease your financial stress this holiday season. Download a Skip-A-Payment form at www.miamifcu.org or pick one up at any branch. *Visa credit cards and real estate loans are not eligible.
*Annual Percentage Rate. Subject to credit union lending guidelines.
We’re better than a bank. We’re your Credit Union.
INTERESTED IN ESTABLISHING OR REBUILDING YOUR CREDIT? Your Miami Federal Credit Union Share Secured Visa credit card can help establish, strengthen or even rebuild your credit! You can use it just like any other Visa credit card and enjoy these benefits: • Low rate of 8.99% APR* • No annual fee • No cash advance fee • No credit check required • Credit limit equals your share account balance, minimum $300 • Important account information shared with Experian – helping you build your credit history
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Create a successful financial future with your Share Secured Visa.
Are you credit challenged? Let Get Credit Healthy help you get your credit in shape. Visit www.miamifcu.org and fill out your form today. *Annual Percentage Rate. Subject to credit union lending guidelines.
YOU SHARE THE LOVE, WE’LL SHARE THE WEALTH When you share the love for your credit union with your family and co-workers, you can count on us to share the wealth with everyone. When someone you refer our way opens a savings and checking account, you’ll each receive $25. The sharing doesn’t end there. Both you and your referral share in a chance to win an additional $100 when your new member does one of the following: • Opens a regular or IRA certificate • Closes on a loan (application and processing fees waived) • Refinances a vehicle from another lender • Opens a new credit card account
Knowledge And Service - Making Members A Priority
www.miamifcu.org MAIN OFFICE 51 S.W. 1st Ave. Suite 604 Miami, FL 33130 305-377-1017 Fax: 305-577-4423 Monday-Friday 9 am-4 pm ATM available JUSTICE BUILDING 99 N.E. 4th Street Second floor Miami, FL 33132 305-371-4476 Monday-Friday 9 am-4 pm WILKIE FERGUSON BRANCH 400 N. Miami Ave. (5th Floor of courthouse)
Miami, FL 33128 305-374-7285 Mon., Wed., Fri., 9 am-4 pm Closed Tuesday & Thursday ATM available
To take advantage of this opportunity, simply complete a Talk Us Up form and have your referral present it when they become a member.
FT. LAUDERDALE 299 E. Broward Blvd. Suite 314 Ft. Lauderdale, FL 33301 954-467-2509 Mon., Wed., Fri., 9 am-4 pm Closed Tuesday & Thursday ATM available
Download your form at www.miamifcu.org or stop in at any branch.
AUDIO RESPONSE 1-800-778-1626
WHEN YOU’RE ON THE RUN, WE’RE THERE FOR YOU Around town, or anywhere, you have a branch away from home. Around town or across the country, you can transact your credit union business at thousands of shared branch locations nationwide. That’s because we’re part of the CO-OP Shared Branch network, providing you with convenient access to your accounts, wherever you live, work, go to school or play. When you visit a Shared Branch, simply present your member number with photo identification and you can: • Make deposits and withdrawals • Transfer funds • Make loan payments • Obtain cash advances and balance inquiries • And more! It’s good to know that even if our office doors are closed, the door to your account is still open at CO-OP Shared Branch locations. To find a location wherever you’re going, log on to www.miamifcu.org and click Shared Branching or call 1-888-748-3266. You can even download the Shared Branch Locator app to your iPhone or Android phone. WWW.MIAMIFCU.ORG
1-800-919-CUSC(2872)
Federally insured by NCUA 12278-NEWS-1016
HOLIDAY CLOSINGS Columbus Day Monday, October 10, 2016 Veterans Day Friday, November 11, 2016 Thanksgiving Thursday, November 24, 2016 Friday, November 25, 2016 (closes at noon) Christmas Monday, December 26, 2016 New Year’s Monday, January 2, 2017
We’re better than a bank. We’re your Credit Union.