Financial Beat
Published for Members of United Police Federal Credit Union
All You Need To Remember is Where You Left Your Keys
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ith United Police FCU taking care of every detail from the easy loan application, a low finance rate as low as 1.49% APR*, flexible terms and affordable payments you only need to worry about one thing ... where did you leave the keys to your new car? We’ve even taken care of any maintenance or repairs as well as a year of roadside assistance in our EZ Car Care coverage package that is included FREE with every car loan. Apply online easily today, or stop by our office. We’ll take care of the deal. You just hold on tightly to those keys. *Annual Percentage Rate. Subject to credit union lending guidelines.
You’re Never Short on Cash with Courtesy Pay
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ou may be embarrassed again by declined debit card transactions if you have not opted-in for our Courtesy Pay service. Pay for the service only if you use it, just $35 per item and there’s no enrollment fee. So, to avoid the embarrassment and expense of not having enough funds to cover your purchase, opt-in for Courtesy Pay protection for your debit and ATM transactions. Simply call us or log on to www.unitedpolicefcu.com for additional details.
Fall 2016
There’s No Place Like Home
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f you’re working hard toward buying your first home or you need to tap into your home’s equity, make sure that your first call is to us at United Police FCU. Your dreams of home ownership are the top priority for our mortgage team. Through our partnership with FEMBI, we offer a variety of mortgage loans to meet your needs at all stages of your home ownership journey. We can help when you are considering solutions or need more information on options such as:
• FHA, VA and Conventional Loans • Purchases and refinances • Reverse mortgages You can expect personal service and low fixed and adjustable rates when you contact Wendy Durant for a free consultation at 305-298-9659 or Ana Wilbanks at 305-606-4507. If you’re a current homeowner, let’s talk about how you can unlock a great resource for cash from the equity you have in your home. Whether it’s a fixed rate second mortgage or adjustable rate home equity line of credit, our incredible low rates will help you finance any major purchase or project.
But hurry-rates this low won’t be around forever.
www.unitedpolicefcu.com
International Credit Union Day
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nited Police FCU strives to make the world a better place for you the members by offering rates and high quality service that simplify your lives and empower you to meet your financial goals. Visit us anytime on Thursday, October 20th for refreshments, giveaways and celebrate with your fellow member owners.
Board of Directors Position Available
Love your savings, love your home.
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irectors are members who volunteer their time and expertise to ensure that the credit union maintains financial stability and provides quality services to the membership. An election will be held in 2017 for four (4) positions on the Board of Directors. The position will be for a three year term.
Members can save on a variety of services for your home.
A Nominating Committee will be appointed and will accept nominations. If a member wishes to run for an elected position, they must do the following: • Obtain a petition from the Nominating Committee and obtain signatures from 1% of the members eligible to vote at the Annual Meeting with a minimum of 20 and a maximum of 500.
The more offers you take advantage of, the more you save. Start saving today at
LoveMyCreditUnion.org.
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3/1/16
Holiday Closings Columbus Day Monday, October 10, 2016 Veterans Day Friday, November 11, 2016 Thanksgiving Thursday, November 24, 2016 Christmas Monday, December 26, 2016 New Year’s Monday, January 2, 2017
• Along with each petition, the member must include a written statement of qualifications and biographical data. To be effective, petitions shall be accompanied by a signed certificate from the 2:26 PM nominee stating they are agreeable to nomination and will serve if elected. Stay tuned for further details on when the Nominating Committee will be accepting petitions and when the nominations will be posted in the Credit Union for member review. If you have questions or need further information, feel free to contact the Nominating Committee at P.O. Box 012439, Miami, Florida 33101-2439 or call us at (305) 329-1400. 12285-NEWS-1016
Mailing Address: P.O Box 012439 • Miami, FL 33101-2439 Main Office: 400 N.W. 2 Ave., Suite 309 • Miami, FL 33128-1786 PHONE: 305-329-1400 • Toll Free: 1-800-609-3277 (outside of Dade and Broward counties) FAX: 305-329-1380 WEB SITE: www.unitedpolicefcu.com BOARD OF DIRECTORS: Hector Mirabile, Chairperson • Jorge Martin, Vice-Chairperson Martin Zirk, Treasurer • Chiquita Thomas, Secretary Jerry Lynn Dellamico, Director SUPERVISORY COMMITTEE: Christine Ballesteros-Molina • Jose Rodriguez • Jesus Ibalmea Yaosca Vanegas • George Wysong P.O. Box 016818 • Miami, FL 33101-6818