Around Town Magazine Upminster July Edition 2018

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T E R I N S U P M T I O N E D I 4 0

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CONTENTS 16

06 Julia Lopez Political Update

RECI

09 Recipe

Stuffed Peppers

Stuffed Pepper

12 James Blower The Savings Guru

16

CLLR Clarence Barrett

18

What’s On

Sheep and the Dartford Crossing

09

17

Method:

When and Where...

Copyright 2018. Around Town Upminster is an independent magazine and does not endorse the products or services that appear in the magazine. Opinions expressed in Around Town do not necessarily represent those of the editors of Around Town Magazines. Around Town Magazines are published by Black Square Print Media Ltd produced by Black Square Litho Ltd.

1. Cut the tops off the pepp deseed the insides

2. Put the peppers into a b dish filled with just enou cover the bottom. Sprink

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4. Meanwhile prepare your this recipe we have chos based filling.

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3. Preheat the oven to 190o dish with foil and cook th for about 10 minutes.

5. In a large pan, heat som www.aroundtownmagazines.co.uk gently fry the onion. Whe Boa sales@aroundtownmagazine.co.uk Sofas, Chairs add the crushed garlic a


the week ahead to be a momentous one.

Julia Lopez

Member of Parliament For Hornchurch and Upminster Since my last column, the tense votes I wrote about on the EU Withdrawal Bill have passed and that legislation has received Royal Assent to become law, ensuring that we shall be leaving the European Union in March next year. However there is still plenty of water to flow under the bridge over the shape of our future relationship with the EU, and with events moving apace there is the potential for

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With a lag between my writing this column and its publication, there is little point in my making predictions but as ever, we are doing plenty of things aside Brexit both in parliament and in the constituency. Last week, I hosted here in parliament clergy from the area to discuss how we might work together to the benefit of local people. It was an excellent meeting, and I learned about the superb initiatives underway at churches in Cranham and Upminster, such as the debt advice service offered by St Luke’s, community lunch clubs to reduce isolation at All Saints and worship for people with learning disabilities at Cranham Baptist Church. Meanwhile in the constituency I attended a fantastic breakfast meeting for local businesses at Pinney Talfourd on Station Road where I shared my experiences as a parliamentarian and got feedback from businesses about what they are seeking from government. I also met members of the Upminster branch of Friends of the Earth about their concerns over air quality, airport expansion, and biodiversity. Increasing the profile of our constituency has been a top priority for me in order that

we attract the right resource and political attention. I was delighted, therefore, to be able to help raise the profile of Havering as a great place to start a teaching career by attending a graduation ceremony of newly qualified teachers at Engayne Primary School, Cranham. All graduates have secured places at schools in the borough, and we hope that this programme can now be extended to secondary level to maintain a flow of talented professionals into local schools. Finally, I have been working on two important pieces of legislation designed to keep constituents safe - first, as a member of the Committee which scrutinises line-by-line the Counter-Terrorism and Border Security Bill, and second, by speaking in support of the government’s Offensive Weapons Bill which gives police more tools to crackdown on knives and acid. As ever, if you have a problem you think my team and I can help you with, please drop us a line! Or if you would like to come and have a look around parliament, we can book you in for a complimentary tour. Julia.Lopez.MP@parliament.uk 0207 219 2631 www.julialopez.co.uk

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RECIPE Stuffed Peppers

Ingredients: 1 bell pepper per person 1 small onion 2 cloves garlic 1lb minced beef 1.5 cups cooked rice 1 tin of chopped tomatoes 1 cup of cheese

Method: 1. Cut the tops off the peppers and deseed the insides

another minute.

2. Put the peppers into a bake-proof dish filled with just enough water to cover the bottom. Sprinkle with salt. 3. Preheat the oven to 190oc, cover the dish with foil and cook the peppers for about 10 minutes.

6. Add in the beef and cook through for about 8 minutes. 7. Remove from the heat and stir in the rice and tomatoes. 8. Fill the peppers and then add the cheese on top.

4. Meanwhile prepare your fillings. For this recipe we have chosen a ricebased filling.

9. Bake uncovered for about 20 minutes then serve.

5. In a large pan, heat some oil and gently fry the onion. When softened, add the crushed garlic and cook for

10. You can make and refrigerate these a day ahead but add about 10 more minutes to the baking time.

If you would like your recipe to appear in Around Town Magazines then contact our sales team on: 01277 658444 or email: sales@aroundtownmagazines.co.uk


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july savings roundup Are Premium Bonds primed for a rate reduction at National Savings & Investments? NS&I released its annual report at the end of June. At 149 pages you’ll need several cups of tea, or something stronger, to see you through it! With the government savings provider now responsible for £157bn of the nation’s savings, it accounts for 11% of the savings market and ranks alongside Barclays and HSBC only lagging Lloyds Banking Group (which includes the likes of Lloyds Bank, Halifax, Bank of Scotland, BM Savings), the market leader, who hold over £200bn of savings. What’s interesting is the funding target it has been set. Each year, HM Treasury gives NS&I a target and a range. Last year it was to grow savings by £8bn (with a range of £5bn – 11bn). It actually achieved £9.8bn. This year, its target is £6bn (with a range of £3bn - £9bn). This is a very low growth of just 3.8% and, when compared to the overall market growth of around 5%, could end up being a decrease in real terms. Why is this important? Well, NS&I really has three main ways of reducing savings coming in. It can withdraw products, it can

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reduce maximum balances or it can cut pricing. It has already started on the first two options – it has withdrawn its Income Guaranteed Growth Bond from sale (which was only launched in April 2017) and it has reduced the amount you can put in its popular Income Bonds from £1m to just £10,000. Given that it’s no notice Direct Saver pays 0.95% (compared to the market leading 1.35%), it’s 1 Year Bond pays 1.50% (versus 2.05% being the best rate) and its 3 Year pays 1.95% (versus 2.35%), it’s not obvious where it could look for rate reductions in its ordinary savings range. However, its Premium Bonds prize fund interest rate is 1.40% which compares very favourably to the best instant savings accounts which offer around 1.25% - 1.30%. With £75bn now invested in Premium Bonds, they account for almost half of all NS&I’s deposit book and they grew by almost £6bn in 2017/18 tax year. Given the highly attractive rate, they must surely be a prime candidate for NS&I to slow down inflows and I’d be very surprised if there isn’t a rate reduction before the end of 2018. Why straight forward instant savings accounts are a better deal for savers

We’ve noticed an increase recently in instant savings accounts with alluringly attractive interest rates but hidden catches, which can prove costly. The number of bonus accounts is on the rise. While we don’t cover these on our own website, other comparison sites do, and we feel they seek to take advantage of savers who forget to move at the end of a lengthy bonus period. Post Office Money pay a headline 1.33% but a whopping 1.08% of this is a 12 month bonus. Coventry Building Society, usually a bastion of fair play, have also joined in with their 1.30% account boosted by a 0.30% bonus, also for a year. Limited withdrawals are another feature being used. Virgin Money’s Double Take E-Saver (paying 1.30%) is limited to two withdrawals a year, and closing your account counts as a withdrawal. So if you take out cash twice, you can’t have access to the remainder of your money until the following year. Sainsbury’s Bank Defined Access Saver, also paying 1.30%, allows savers three withdrawals a year but, if you make more, your rate will drop significantly to just 0.50%.


RCI Bank and Shawbrook Bank both pay 1.30%, with £100 and £1,000 minimum balances respectively, without any such restrictions, and have appeared in our best buys for the past year. We’d suggest savers looking for consistently attractive interest rates without any catches could do worse than look at these straight forward providers. Interest rates continue to rise, but slowly! In our May column, we ran a comparison on interest rates for savings accounts to show that rates had increased during the year, but only by very small margins and nothing like what many commentators were portraying. The good news for savers is that rates have continued to increase since with increasing competition driving the upward movement. The Financial Times reported last month that the number of savings accounts is at a six year high. The market can move quickly, so we always recommend that you check our website for the latest rates. At time of going to print, our best paying rates are:

James Blower Founder Savings Guru Ltd

Terms

Interest Rate

Provider

Instant Savings

1.35%

National Counties Building Society

Notice

1.74%

OakNorth Bank

www.thesavings.guru

1 Year

2.05%

Atom Bank

hello@thesavings.guru

2 Year

2.20%

Bank of London & Middle East

@SavingsGuruUK

3 Year

2.35%

Bank of London & Middle East

4 Year

2.52%

Vanquis Bank

5 Year

2.68%

Gatehouse Bank

That’s all for this month. As always, this article is reproduced on our website www.thesavings.guru, with links to all the accounts and providers mentioned. I hope you all continue to enjoy the heatwave and that England continue to progress in the FIFA World Cup! See you again in August. James

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CLLR The CLARENCE BARRETT

Upminster & Cranham Residents’ Association

Cranham Solar Farm Home to 100 Sheep Travelling along St Mary’s Lane, just past the golf course and alongside the M25, you may briefly see the 5.5-hectare solar park that has been operational since December 2016. The park is made up of 11,316 individual panels situated along 44 rows which creates up to 3MWp (mega-watt peak) of output. Once the clean energy is exported to the national grid, it has enough capacity to power some 750 homes on an annual basis. The park, which is operated by Wirsol, requires minimal maintenance and creates no noise or waste. The park has a serviceable life of about 25-30 years, after which it will be returned to its former appearance. The park has also become home to some 100 sheep who happily graze beneath the solar modules. Dartford Crossing Taking its Toll For many local residents, queueing to use Dartford Crossing is a longheld source of irritation. News that the Severn Bridge Toll is to be scrapped

by the end of 2018 evokes an instant comparison with the continued charge to use the Dartford Crossing. The original toll was used to pay for the construction of the Crossing and was fully met in 2002, thereafter the toll became a congestion charge. The irony of charging vehicles a congestion charge to cause congestion has not been lost on millions of motorists over the years. Since the cashless system was introduced in 2014, the passage into Kent from Essex has improved, but

the passage into Essex through the tunnels is worse than ever. The crossing carries around 50 million vehicles per year and generates income of some £160 million per annum. However, Vehicle Excise Duty, about £6.5bn a year, is more than enough to pay for the road network without the need to impose a supplementary levy through a so-called congestion charge. A few years ago there was a splendid campaign to rename the Dartford Crossing ‘Dick Turpin Way, despite wide ranging support the government rejected the idea. Finally, if the Severn Bridge Toll can be scrapped then why not the Dartford Toll?

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held in St Cedd’s Hall, Cathedral Chapter House, Chelmsford, CM1 1NX, and is usually on the fourth Thursday of every month.

Basildon & District Rambling Club The group meets every Saturday at 2.00pm. The Saturday walks are 4-5 miles with a rest halfway, we have some longer walks on other days.

For more details please contact Gwenno on 07724144432 www.chelmsfordwelsh.org.uk/ home www.facebook.com/ chelmsfordwelsh

New members are welcome and membership is only £6 per year which includes all walks. See our website www.basildonanddistrict ramblingclub.btck.co.uk for full details

Cranham Art Society If you would like to join a friendly Art Club why not give us a try. We meet every Tuesday in Cranham Community Centre in Marlborough Gardens every Tuesday between 10am & noon. Whatever your standard you will be made welcome.

CAP Money Course Due to popular demand, we will be running another CAP Money Course in September, on three consecutive Thursday evenings 13th, 20th and 27th, at 7.30 p.m. in St Luke’s Centre, St Luke’s Church, Front Lane, Cranham. The course is free, and workbooks will be provided. Many thousands of people in this country have found this course helpful in getting control of their money. To register, or for further details www.capmoney.org or e-mail capmoneystlukescranham@gmail.com Chelmsford & District Welsh Society Membership is open to anyone with Welsh origins or connections, or to anyone with an appreciation of Welsh heritage and traditions. Visitors and guests are warmly welcomed to attend our meetings. The Society’s monthly meeting is

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Throughout the year there are also fund raising events such as coffee mornings, musical evenings and a Garden Party.

Ring Gordon Setter on 01708 225612 for more information. Cranham Over 60s Club Covers Upminster and Cranham Every Thursday 1’00pm ‘till 3.00pm. Cranham Social Centre. Good company, tea and biscuits, entertainment, dancing free raffle, bingo. Car parking at the rear. Access for the disabled. All welcomed. £4.00 each. Just turn up, or ring 0208 5935 625. Deyncourt Ladies’ Probus Club We meet at the Masonic Hall, Deyncourt Gardens on the third Wednesday of each month. We start with a short meeting, have a three course lunch, followed by a talk or some form of entertainment. Throughout the year we have trips out to places of interest and we will shortly be going to a Christmas Concert at

the Royal Festival Hall. Contact Janet Garrood 01708 225978 Friends of Parklands The aim of our “Friends” Group is to maintain Parklands Open Space as a pleasant place to walk and relax, surrounded by a natural environment. We arrange Working Parties to keep Parklands tidy and to help control any excessive overgrowth. The Working Parties meet for a couple of hours, at 10 a.m., on the second Wednesday of every month. If you would like to join us please visit our website, www.friendsofparklands.org.uk, for further information, or email our Working Party Organiser, Andy Brett, at: upminsterbrett@gmail.com Friends Of Upminster Mini Golf Course We are a recently formed group with the aims of promoting the Mini Golf Course in Hall Lane, Upminster and working in partnership with Havering Council to improve amenities and to encourage people of all ages to participate at the course. Find us on Facebook. Why not come and give it a go. Equipment is supplied and the course suits all abilities from novices to experienced golfers looking to improve their short game. More information on the Councils website: www.havering.gov.uk/Pages/ ServiceChild/Hall-Lane-golf-course. Friends of Upminster Park The Friends of Upminster Park is a voluntary group which exists to help maintain and improve the park to a high standard, in liaison with Havering’s Parks Department, for #the benefit of all users. It is a

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valuable local resource when open green spaces are becoming scarce and we would like it to remain a pleasant environment for local people to enjoy, whether to walk or relax in, to play tennis or football or any other leisure pastime (or even just to enjoy passing by the park when shopping). We are however in desperate need of new members, including a Chair Person, without whom the Group could cease to exist with detrimental effect on the park and its users. The Working Parties meet for a couple of hours, at 10 a.m., on the second Wednesday of every month. (Gaynes Road entrance). If you would be interested in joining the Group please contact Brian Flavell, e-mail: brianm1937@yahoo.co.uk Friends of Upminster Windmill Volunteers are sought to help us develop and maintain an attractive garden area around the new visitor centre at Upminster Windmill. Our small friendly group meets on Tuesdays. If you would like to help email charlottethemiller@gmail.com or enquire at the site on a Tuesday. Greenfingers Gardening Club We are a friendly group and meet at the Cranham Community Centre, Marlborough Gardens, Cranham. 7.30pm First Monday of the month, but if this falls on a Bank Holiday we meet on the following Monday. No meetings in January or August. Horticultural speakers, raffle and free refreshments. Come & join us you will be very welcome. Info from Sheila Woodrow 01708 228752 Pilates for a Healthier Spine Experienced Sports & Remedial Massage Therapists Charlene & Neil Carpenter teach traditional Pilates

in private sessions and also to small groups in Upminster & Cranham. For further information or to book a course or trial class please visit www. upminstersportsmassage.co.uk or call Charlene on 07411 826721, or email upminstersportsmassage@gmail.com

outings, for retired men, covering art, crime, gardening, history, music, sport and transport etc.

The Rotary club of Havering East We hold our meetings at Upminster Golf Club every Tuesday Evening at 7pm for 7.30 and enjoy an excellent 2 course meal. We are a friendly club our main aim is to help people less fortunate than ourselves. We raise money for charities but also enjoy fellowship and social events.

Outings planned 2018: Chelmer Cruise, Bressingham Gardens, The Peoples Post and Kentish Curios. Secretary: Barry, on 01708 703783 secretary@upminsterprobus.co www.upminsterprobus.com and https://www.facebook.com/ upminsterprobus/?ref=bookmarks.

If you are interested in finding out about Rotary organisation and helping your local community why not come along one evening. Contact: Liz Goodwin on 07967644918 email:liz.goodwn7@ gmail.com. The Rotary Club of Hornchurch and Upminster We attract members from in and around Havering who have a common agenda to help people in need wherever they may be. Our Club prides itself on the closeness and friendship between its members and their partners. We meet most Thursdays at 12.30 for 13.00 at The Railway Hotel in Hornchurch. If you would like to find out more please visit our website www. hornchurchrotary.org or contact Brian Taffs on 01708 250855 or e-mail btaffs@btinternet.com Upminster and District Probus Club Retired with free time during the week - Upminster and District Probus Club. Luncheon club, with talks and

Meet on the last Wednesday of the month at the Cranleigh Restaurant, Hornchurch.

Upminster Park Towns Women’s Guild We are a friendly group of Ladies enjoying a chat over tea and biscuits listening to a good speaker or entertainer. Going on outings/ theatre trips and promoting friendship and well being. We meet at St.Lawrence Church, Derham Hall, Upminster on the fourth Wednesday each month at 1.45 - 4pm. For more information contact Deborah Pryor 01708 226127 or Anne Monk 01708 226305 or simply come along. Upminster Wine and Social Club We are a fun group of people with an interest in wine appreciation and enjoying many social events. We hold meetings every month with a variety of speakers and a wine tasting. Meetings are held on the third Thursday of the month at 8.00 o’clock in the Cranham Social Hall, Front Lane, Cranham. For more information contact Maureen Jasper on 01708 223956, or simply come along on the night. You would be made most welcome.

If you would like to promote your club or event for June/July then please email a maximum of 70 words to:

admin@aroundtownmagazines.co.uk Please ensure that all contact details are included. PLEASE MENTION AROUND TOWN MAGAZINE WHEN RESPONDING TO ADVERTS

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