Around Town Magazine Upminster October Edition 2017

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T E R I N S U P M T I O N E D I 3 1

Mia’ s

First s Christma

Personalised

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Collards Upholstery has been established for ov years. Hand crafted bespoke English furniture ha delivered to all corners of the UK and the world skills and high quality of tradesmanship has allow the company to flourish and diversify into many

CONTENTS 08

06 Julia Lopez

Political Update

11 Recipe

Parkin Cake

13

Our aim always is to give complete customer satis

14 James Blower The Savings Guru

16 Sports Page Focuses on Darts

20 What’s On

CUL

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When and Where...

Copyright 2017. Around Town Upminster is an independent magazine and does not endorse the products or services that appear in the magazine. Opinions expressed in Around Town do not necessarily represent those of the editors of Around Town Magazines. Around Town Magazines are published by Black Square Print Media Ltd produced by Black Square Litho Ltd.

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Julia Lopez

Member of Parliament For Upminster & Hornchurch

I should perhaps start with a little explanation that I got married a couple of weeks ago, so my name has now changed from Julia Dockerill to Julia Lopez. I

list my updated contact details below, and am now having to get used to being called J Lo by my parliamentary colleagues!

with neighbouring MPs to work across constituency boundaries in ensuring that this project delivers maximum benefit to our region.

As Upminster residents may be aware, the government is keen to add another river crossing of the Thames downstream from the Dartford Tunnel, increasing road capacity and taking pressure off Dartford and the roads nearby. The team and I had our first meeting with Highways England about the plans recently, as the route to the new crossing from the M25 may dip into our constituency. Managed correctly, the crossing could unlock the economic potential of the Lower Thames Valley, providing new jobs and opportunities for constituents, and we may be able to improve local green spaces as part of the scheme. I shall be joining

I have also had very productive meetings with local hospital chiefs about cancer outcomes and the configuration of emergency services at Queen’s and King George; the Macmillan team about support for people after cancer; and with the Care Quality Commission about the standard of Upminster care homes and the discharge process for patients between hospital and social care.

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If you have a problem you think my team and I can help you with, please drop us a line! Or if you would like to come and have a look around parliament, we can book you in for a complimentary tour.

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C olla rds Upholstery U phols ter y LLondon ondon LLimited imited Collards Collards Upholstery has been established for over 60 years. Hand crafted bespoke English furniture has been delivered to all corners of the UK and the world. The skills and high quality of tradesmanship has allowed the company to flourish and diversify into many fields.

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Cloudy2Clear Announce Trusted Trader Partnership Consumer champions Which? have now joined the thousands of customers who recognise that Cloudy2Clear Windows really are a business that you can TRUST. The company which specialises in repairing windows which are steamed up, broken or damaged by replacing the panes – not the frames has received the coveted ‘Which Trusted Trader’ status after going through a rigorous accreditation process entirely focussed on customer service. Group Managing Director Marcus McGee believes that Which? have endorsed Cloudy2Clear’s long standing company

policy of delivering the highest standards possible at all times. ‘Our service is simple. If your double glazing has misted up we can replace the glass at a fraction of the cost of a new window, in any type of frame, and with a new 25 year guarantee. But it’s not just about saving people money, although that obviously helps. Whilst a number of tradespeople perhaps don’t focus on customer care as much as they should do, we make sure we turn up when we say we will, do the job the customer requires and leave their house as clean as a whistle. Locally Cloudy2Clear service Upminster and

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RECIPE Parkin Cake (Makes 16 Squares) Ingredients: 200g butter, plus extra for greasing 1 large egg 4 tbsp milk 200g golden syrup 85g treacle 85g light soft brown sugar 100g medium oatmeal 250g self-raising flour 1 tbsp ground ginger

Method: 1. Heat oven to 160C/140C fan/ gas 3. Grease a deep 22cm/9in square cake tin and line with baking parchment. Beat the egg and milk together with a fork. 2. Gently melt the syrup, treacle, sugar and butter together in a large pan until the sugar has dissolved. Remove from the heat. Mix together the oatmeal, flour and ginger and stir into the

syrup mixture, followed by the egg and milk. 3. Pour the mixture into the tin and bake for 50 mins - 1 hr until the cake feels firm and a little crusty on top. Cool in the tin then wrap in more parchment and foil and keep for 3-5 days before eating if you can – it’ll become softer and stickier the longer you leave it, up to 2 weeks.

If you would like your recipe to appear in Around Town Magazines then contact our sales team on: 01277 658444 or email: sales@aroundtownmagazines.co.uk


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IS NOW A GOOD TIME TO CHOOSE

A FIX RATE SAVINGS BOND? One of the questions I am asked most regularly is whether the time is right to put money in to a fixed rate bond. Human nature being that nobody wants to lock their money up in a fixed rate, only to find a better offer comes along just after you’ve locked yourself in.

financial crisis of 2008, savings rates have largely decoupled from this. To give an example, in 2007 when the base rate was 5.75%, savers could earn 6.05% on a 1 Year Fixed Rate Bond with Birmingham Midshires and 5.70% on instant access – heady days!

The short answer to this question is that nobody really knows! That might sound strange coming from someone who is supposed to be an expert in this area! The reality is that if you, I or anyone could predict or know with certainty what was going to happen in the financial markets then we’d have more than enough money to be doing something else with our time as we’d be extremely wealthy.

Roll forward a decade and with base rate at 0.25%, this would imply a top rate instant access account of just under 0.25% and a best buy 1 Year Fixed Rate Bond of 0.55%. The actual best buy rates in our tables are 1.26% on Charter Savings Easy Access account and 2% on 1 Year from Bank of London & The Middle East. The intervening period has seen a break of this historic trend of savings rates to broadly follow base rate.

The good news is that there are factors we can use which give us a good indication. The main ones historically being: 1) What is happening to the Bank of England Base Rate 2) Regulatory or political intervention in the markets 3) What competition is there in the market Taking the first one, just as there has been a correlation between the price you pay on your mortgage in relation to what the Bank of England Base Rate is, a similar trend has followed in the savings market. Interest rates on savings have broadly followed (up or down) the base rate. However, since the

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squeezed. Therefore, it is likely that any increase in base rate will be used by many banks to increase their net interest margin by passing on the increase to borrowers but not savers. Are there likely to be any political or regulatory interventions in the market? In recent years, we have seen several changes in the savings market with new types of ISA (individual savings accounts), increase ISA allowances (you can now save £20,000 this tax year in ISAs) changes to taxation of savings interest (the new personal savings allowance) and the governments Funding for Lending Scheme (FLS) which has provided banks with substantial sums to lend.

Will we see a Bank of England Base Rate rise this year? The financial markets and many media commentators are expecting to see an increase in the base rate this year with the consensus being for this to be in November. While this will be of interest to all of us that have mortgages to pay, for the reasons outlined above, it is unlikely to have any positive impact on savings rates - if it happens.

This is a large amount of change and with the work going on to prepare the UK for Brexit and the fact we have a government with a small majority, it is unlikely we will see any real changes to the savings market that may impact on interest rates for savers.

Mortgage rates are at record lows and savings rates are close too. This means that many banks are seeing their net interest margin (the difference between what they pay in interest to savers and what they charge in interest to borrowers)

What has the competition done for savings rates in 2017? Competition has had a significant impact on the savings market in 2017. Since the financial crisis of 2008, we have seen over 40 new entrants to the savings market in

So, this leaves us with competition as the hope for an improvement in savings rates.


the UK. This is a mixture of new UK banks, European Banks entering the UK market and some existing banks entering the savings market for the first time. Our best buy tables have been dominated by many of these new banks who have competed hard to attract new savers. At the start of 2017, the best instant savings rate was 1.10% from RCI Bank (owned by French car giant Renault) whereas today it is 1.26% from Charter Savings Bank (up 15%). Atom Bank was paying 1.40% on a 1 Year Bond where today Bank of London & Middle East pay 2% (43% up). Ikano paid 2.05% for 5 Years in January and Bank of London and Middle East pay 2.50% now (22% up). What has driven this change is the competition from these new entrants in the market. 2017 has also seen an influx of new entrants with the likes of Ford Money, PCF Bank, Wyelands Bank and Redwood Bank all join the competition for savings. There are believed to be over 20 new banks in the regulatory process of applying for a licence so competition is only likely to increase. So, is now a good time to lock in to a Fixed Rate Bond? At the turn of this year, I was asked by the Daily Mail to predict what would happen this year to rates and I said that I expected savings rates to rise by 0.25 – 0.50% and 10 months in to the year that’s broadly in line with where we are. Given that it is competition, rather than other factors currently driving the market, future increases are likely to be determined by what the existing banks do and the growth in new entrants. Given the increasing competition in the market now, and likelihood of seeing more newcomers, I wouldn’t be surprised to see similar increases in the region of 0.50% in the next 12 months. If you share my view, now is perhaps not the time to be locking away in long term fixed rate bonds. With the best 1 Year rates paying 1.80% – 2.00%, there’s a significant premium on the best instant savings rate of 1.26% so this may be a good option for those seeing to get a better return now but not wanting to miss out if rates rise in the future.

James Blower Founder Savings Guru Ltd

www.thesavings.guru hello@thesavings.guru @SavingsGuruUK

Competition Time – win a £50 restaurant voucher For your chance to win a £50 restaurant voucher, send your answers to the following questions (which can be found on our website) to hello@thesavings.guru by Wednesday 18th October: 1) Which university do we support with scholarship funding? 2) Which financial advice site interviewed us on 27th September 2017 The winner will be announced in next month’s edition!

15


DARTS

Darts still manages to split the sporting enthusiasts as to whether it is a game or in fact a fully fledged sport. I don’t want to incur the wrath of any local darts lovers by my opening statement, as I mean to provoke debate as an outsider looking in to the challenging world of darts.

A sport by definition is any where an individual or a team compete by way of physical exertion and skill. However, while I accept the concentration levels must be exhausting, as well as the repetitive strain it puts on your posture and arms/ wrists. I struggle to on the other hand accept the physical element. I will start with the obvious; the level of physical exertion does not seem to be much, especially comparing it to the other more physical sports. Darts does seem to be changing and the current stars will be replaced with future stars that will perhaps display a healthier exterior, however it is the skill aspect that perhaps leads me to believe darts is more of a game than a fully fledged sport. I will explain by stating my ‘beginners luck’ theory. Any sport than have a crack at and on the first time of doing so if I can achieve a high score, surely it has to already be considered easier than other pursuits. Darts I feel falls into the bracket as bowling, we have all had days at Hollywood bowl where it seems to be raining strikes and this is why is it a great game that we can pick up and put

down, still enjoying it each time we go. A sport and to become a professional sportsperson should surely mean a talent separating you from the rest, years of training of a young age perfecting the art of achieving a high score. I can and have by luck hit high scores in darts having only played a handful of times; however I could not go play a local game of Rugby or Tennis at a club without being considerably embarrassed. From the above, you may think I am not a darts fan, however quite the contrary, when the darts is on the television I am usually glued, as the rules are simple and the atmosphere is enough to hook anyone in. Also, while Sky Sports insists on showing Poker and fishing, I certainly think it has a place on our sporting channels, I just somehow doubt the physical dedication and sacrifices are anywhere near where they should be to be regarded a professional sportsperson. However the buzz is undeniable and all over Essex there are local pubs hosting matches and it provides a means of socialising as well unlocking that competitive nature. The Railway Pub in Billericay has a team, as do many others in neighbouring towns. Please visit the website below, to find your local side and find out where they play and on what night. http://www.wddl.org.uk

Put the spotlight on your local sports team, contact Zaki Hasan, via email, zaki@aroundtownmagazines.co.uk


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MEAD ELECTRICAL SERVICES AffoRDAbLE AnD RELIAbLE ELECTRICIAn offERIng ThE hIghEST quALITy woRkMAnShIp fRoM START To fInISh.

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Basildon & District Rambling Club The group meets every Saturday at 2.00pm. The Saturday walks are 4-5 miles with a rest halfway, we have some longer walks on other days. New members are welcome and membership is only £6 per year which includes all walks. See our website www. basildonanddistrictrambling club.btck.co.uk for full details Chelmsford & District Welsh Society Membership is open to anyone with Welsh origins or connections, or to anyone with an appreciation of Welsh heritage and traditions. Visitors and guests are warmly welcomed to attend our meetings. The Society’s monthly meeting is held in St Cedd’s Hall, Cathedral Chapter House, Chelmsford, CM1 1NX, and is usually on the fourth Thursday of every month. The next meeting is on Thursday 26th October 2017 at 7.30pm. All new members are welcome, come along to our meeting for a fun and sociable evening.

also fund raising events such as coffee mornings, musical evenings and a Garden Party. For more details please contact Gwenno on 07724144432 www.chelmsfordwelsh.org.uk/ home www.facebook.com/ chelmsfordwelsh Friends of Parklands The aim of our “Friends” Group is to maintain Parklands Open Space as a pleasant place to walk and relax, surrounded by a natural environment. We arrange Working Parties to keep Parklands tidy and to help control any excessive overgrowth. The Working Parties meet for a couple of hours, once a month, at 10 a.m. on a Wednesday. If you would like to join us please visit our website, www.friendsofparklands.org.uk , for further information, or email our Working Party Organiser, Andy Brett, at: upminsterbrett@gmail.com

We hold a variety of events, including a ‘Noson Lawen’, St David’s Day Dinner, Church Service, ‘Cymanfa Ganu’, and an annual concert featuring a Welsh Male voice choir, held at Chelmsford Cathedral.

Friends Of Upminster Mini Golf Course We are a recently formed group with the aims of promoting the Mini Golf Course in Hall Lane, Upminster and working in partnership with Havering Council to improve amenities and to encourage people of all ages to participate at the course. Find us on Facebook.

Throughout the year there are

Why not come and give it a

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go. Equipment is supplied and the course suits all abilities from novices to experienced golfers looking to improve their short game. More information on the Councils website: www.havering.gov.uk/ Pages/ServiceChild/Hall-Lanegolf-course. Friends of Upminster Windmill Volunteers are sought to help us develop and maintain an attractive garden area around the new visitor centre at Upminster Windmill. Our small friendly group meets on Tuesdays. If you would like to help email charlottethemiller@ gmail.com or enquire at the site on a Tuesday. Havering Antique Collectors Club This friendly monthly club starts Friday 15th September. Speakers include Chris White – WW1 & WW2 Art, Charlie Haylock – History of Surnames, BBC Antiques guest speakers - Paul Atterbury – The Great Exhibition and Judith Miller – Treasure or Trash. Annual Membership £25. Guests £4. £7 for BBC Antiques. Meet 3rd Friday monthly 7.30 for 8.00 The Neighbourhood Centre, Gubbins Lane, Harold Wood. Chairman Mrs Chris Lovett 0794 7367 258 Pilates for a Healthier Spine Experienced Sports & Remedial Massage Therapists Charlene &

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Neil Carpenter teach traditional Pilates in private sessions and also to small groups in Upminster & Cranham. For further information or to book a course or trial class please visit www. upminstersportsmassage.co.uk or call Charlene on 07411 826721, or email upminstersportsmassage@ gmail.com Departures from Cranham, flyers on holidays and day trip leaflets available. Please call Shirley Ward 01708 227884 for more details or email shirley@shirleytours.co.uk for full list of trips. Retired with free time during the week - Upminster and District Probus Club. Luncheon club, with talks and outings, for retired men, covering art, crime, gardening, history, music, sport and transport etc. Meet on the last Wednesday of the month at the Cranleigh, Hornchurch. Outings planned 2017: Battle of Britain Explorer - Dover area, Christmas Concert with the Philharmonia Orchestra, jointly with ladies Probus club.. Secretary: Barry, on 01708 703783 email secretary@ upminsterprobus.com www.upminsterprobus.com and https://www.facebook.com/up minsterprobus/?ref=bookmarks. Thames Chase Autumn is a very busy time for the Forest Centre. As we slip into October and we enjoy the many ripening fruits in the woods and hedgerows, we join the national annual celebration of Apple Day. On 21st and

22nd October between 10am and 4pm the Centre will be full of an ‘apply’ aroma from the wide variety of English apples available to taste and buy. The celebration will also include traditional country crafts, local produce and children’s activities. Entrance free.

their partners. We meet most Thursdays at 12.30 for 13.00 at The Railway Hotel in Hornchurch.

On Saturday 28th October the month ends with our popular annual Spooky Walks through the Forest. Are you brave enough to step into the night and take a spine tingling walk through the trees? Admission by ticket only. More information on website. www.thameschase.org.uk

The Upminster and District Horticultural Society Interested in gardening, then why not join us? We have lectures once a month which are held in the New Windmill Hall, Upminster. The next lecture is our Charity Evening on Tuesday 10th October with Sarah Young speaking on Therapeutic Horticulture at Corbets Tey School and Reg Nicholl’s slide show on Daffodils. The lecture is from 7.45pm to 9.45pm. Entrance £3. All are welcome. To find out more visit. www.upminsterhorticultural society.co.uk

The Rotary club of Havering East We hold our meetings at Upminster Golf Club every Tuesday Evening at 7pm for 7.30 and enjoy an excellent 2 course meal. We are a friendly club our main aim is to help people less fortunate than ourselves. We raise money for charities but also enjoy fellowship and social events. If you are interested in finding out about Rotary organisation and helping your local community why not come along one evening. Contact: Liz Goodwin on 07967644918 email:liz.goodwn7@gmail.com. The Rotary Club of Hornchurch and Upminster We attract members from in and around Havering who have a common agenda to help people in need wherever they may be. Our Club prides itself on the closeness and friendship between its members and

If you would like to find out more please visit our website www. hornchurchrotary.org or contact Brian Taffs on 01708 250855 or e-mail btaffs@btinternet.com

Upminster Park Towns Women’s Guild We are a friendly group of Ladies enjoying a chat over tea and biscuits listening to a good speaker or entertainer. Going on outings/theatre trips and promoting friendship and well being. We meet at St.Lawrence Church, Derham Hall, Upminster on the fourth Wednesday each month at 1.45 - 4pm. For more information contact Deborah Pryor 01708 226127 or Anne Monk 01708 226305 or simply come along.

If you would like to promote your club or event for November/December then please email a maximum of 70 words to:

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TRANSFORM CONSERVATORY TRANSFORM TRANSFORM YOUR YOUR CONSERVATORY CONSERVATORY IN LESS THAN ONE DAY IN IN LESS LESS THAN ONE ONE DAY DAY O UPT OO TT PP UU

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Warmer in winter Warmer Warmer in ininstalled winter a cinema “We have “We “We have have installed a cinema cinemaand now system in the conservatory system system in in the conservatory conservatory and andnow now use it even during the winter” use use itit even even during Oxford the the winter” winter” Brooke & Adam, Brooke Brooke & & Adam, Oxford Oxford

Usable all year round Usable Usable allall year year round round “We have had the conservatory for “We “We have have had had the the conservatory for for 11 years but it wasconservatory always to cold 11 11 years years but butit itwas was always always totocold cold We used Soliroof and so pleased” We We used Soliroof Soliroof and andso sopleased” pleased” Pat & used Albert, Kent Pat Pat && Albert, Albert,Kent Kent

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Westbury Interiors manufacture and fit bespoke furniture for Kitchens, Bedrooms, Bathrooms, Home Office and Living Rooms. Contemporary High Gloss, Traditional Wood and Timeless Shaker designs - we have ranges to fulfil every design concept. Our door ranges include vinyl wrapped, acrylic, textured MFC, and spray painted, with designs to suit all styles. Our colour-matched quality carcases with clever storage solutions are made to measure, with a wide range of worktops and handles providing the perfect finishing touches. Open Monday to Friday 8am-5pm, Saturdays 9-4pm

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25


TRAVEL The

HELL (And bAck!), doRsET

By Tim Saunders – www.travelwriter.biz “It’s not a place where travellers first think of staying,” smiles Shige Takezoe, who with his wife Diana, owns Hell Barn Cottages in North Chideock. “There are various stories about how this part of Chideock got its name. Some say Greeks came here and built a temple called Hellas but this is disputed by local historians who say the Greeks only got as far as Devon. Others believe that Christians visited on a pilgrimage and made their home here. Then of course there was the Black Death where corpses were buried in the tumuli. Basically nobody knows why it is called Hell but it’s a beautiful place,” says Shige, who purchased the holiday business with its three cottages in 1996. “It’s very much an international business with 20 per cent of holidaymakers coming from abroad as far away as India and many French and Germans regularly staying. It’s only a 12hour drive from Munich.” I have driven through Chideock on the way to Devon many times and never really given it a second glance. Until now. And it is a beautiful revelation. A typical village with narrow country lanes that at times are so narrow it is scary especially when driving a large Range Rover Evoque, which seems to create its own lay-bys. What brings a Japanese man to this remote part of Dorset? “Diana was an English teacher in Tokyo and we moved back to the UK. I haven’t visited Japan since but my sister sends her children over every now and then.” Shige taught Japanese at the University of London and then relocated to Newcastle where he worked for a Japanese company. “I turned their loss making office into a profitable one. It’s only at that point when you’re making money that you have the luxury to reflect on what you are doing. Realising that I wanted a better quality of

life we moved to Dorset and found Hell. We’ve never looked back.” It’s such an idyllic location where there is an almost continual happy bird song; it’s as if you’re living in an aviary. There’s no road noise and children are well catered for because not only is there a large garden to run around there is a slide and swings, which Harriett and Heidi thoroughly enjoy. There’s also an enormous games room where we visit each morning. The children love playing in the Wendy house,and we even manage to play poll and ping pong.

We stay in Rosemary Cottage, which has two bedrooms and a downstairs bathroom. Most importantly of all, the beds are extremely comfortable providing a good night’s sleep. But it is only on this holiday that my wife, Caroline realises that my snoring has been disturbing her sleep for the past three years. That’s a tough day for me but I resolve to visit a pharmacist and find some anti-snoring strips, which help. Shige cooks Japanese cuisine and delivers it to the cottages. He’ll even take away the plates so there’s no washing up. This is great because it enables tired parents to enjoy the restaurant experience at home without worrying about the children disrupting fellow diners. “I also cater for diners in my home and sometimes they end up holidaying in one of my cottages,” says Shige. We try the salmon and chicken teriyaki, which comes with rice, miso soup and salad with Japanese dressing. Until now I hadn’t eaten seaweed but it was surprisingly tasty in the miso soup.

Tim saunders is an author, journalist and businessman. He meets celebrities, goes on holiday and road tests cars.


TO ADVERTISE HERE PLEASE CALL Upholstery Services • Sofas, Chairs • Three Piece Suites • Antique Furniture • Caravans / Motorhomes

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ROAD & TRAVEL UPDATES Essex Travel www.bbc.co.uk/travelnews/essex

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COUNCILS

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The London Borough Of Barking & Dagenham

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Bus Service

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Rail Service

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UTILITIES Anglian Water 0345 145145 Electricity – Power Supply Problems 0800 7838838 Gas – Urgent Calls / Gas Escapes 0800 111999 Minicom – Transco 0800 371787 Thames Water (Supply or Wastewater Services) 0845 9200800 Three Valleys Water 0345 823333 Water – Essex & Suffolk Water 01245 491234 VETS Wylie Veterinary Centre The Wylie Vet Centre Ivy Lodge Veterinary Clinic Alphavet Ltd

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LIBRARIES Upminster

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Your Stove is waiting for you! Photo for illustration purposes only


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