Guardian Property, 25 October 2013

Property GUARDIAN

Guardian ASHBURTON

OCTOBER 25 2013

TOP WESTSIDE CUL-DE-SAC Proudly marketed by Jenny Gray Property Brokers FURTHER DETAILS

Don’t leave it to chance Are you needing expert advice?

Whether your needs are domestic, commercial or industrial we are the experts you can trust.

Members of Call now for an obligation free risk assessment.

• I.B.A.N.Z • Brokernet NZ Ltd

Ph 307 1990 - 165 West Street www.visioninsurance.co.nz

P2

Cover story

TOP WESTSIDE CUL-DE-SAC Interested in this property?

23 Falcon Drive, Westside, Ashburton

3

2 We are pleased to offer this well-appointed generously proportioned home conveniently situated close to local shops, College and Schools. Centrally located yet quietly nestled in this popular cul-desac affording privacy and peace. The current owners have taken great care in maintaining this home to an excellent standard. Some additions such as 2 heat pumps, ceiling convection and mostly double glazing makes this home a comfortable, easy maintenance property. The kitchen is open planned to the lounge area with an additional sitting room with sun room.

Three generous bedrooms all with fitted wardrobes, the master with en suite and dressing room. Unusually all three bedrooms have direct garden views leading

to patio – ideal for summer morning breakfast. The garden itself is a testament to the current owners, meticulously maintained with well stocked borders with a variety of mature established shrubs and trees.

The delightful patio is the perfect place to enjoy generous sun whilst admiring your secluded oasis.

With a double garage and ample off street parking, this home ticks all the boxes.

2

Jenny Gray

Mobile: 027 452 2888 PH: (03) 307 9185

www.propertybrokers.co.nz

Negotiation: Over $450,000

6 DAYS ONnLYfin!ishes

Promotio 1st. on October 3 T! U DON’T MISS O

East to Burnett Street, Ashburton

Phone 308 5269 | Open Monday - Friday 9am - 5.30pm Saturday 10am - 1pm

www.redmonds.co.nz

HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

YOU WANT IT, I'VE GOT IT

HARD TO FIND

OPPORTUNITY KNOCKS

CHANCE TO ADD VALUE

OPEN HOME

OPEN HOME

OPEN HOME

OPEN HOME

$455,000 WEB ID AU27285 OFFERS OVER $298,000 WEB ID AU33181 $305,000 WEB ID AU32835 OFFERS OVER $230,000 WEB ID AU33119 EASTSIDE WESTSIDE WESTSIDE EASTSIDE 5 Goldrich Drive 2 Miller Avenue 20 Harrison Street 25 Princes Street Great value here and hard to build for this Situated in a very popular location, this An opportunity presents itself to live in this Sound three bedroom weatherboard home 4 3 3 3 price three bedroom home offers much to the great location. Enjoy the convenience of on corner section. Some redecorating • 218.9 sqm lucky buyer. Along with location you get the domain, Allenton shopping centre and would enhance but good entry level home.

• Walk in wardrobe and ensuite roomy living areas, including a school and the College all so handy. The Well fenced good garaging.

2 1 1 1 • Open plan kitchen, dining and living with conservatory, nice gardens with scope to home is extremely well presented both VIEW Saturday 26 Oct 10.45 - 11.15am separate lounge do your own thing, a garage and storage inside and out.

• Shower, bath and vanity in main sheds.

2 1 2 1 VIEW Saturday 26 Oct 10.15 - 10.45am bathroom VIEW Saturday 26 Oct 10.00 - 10.30am VIEW Saturday 26 Oct 10.00 - 10.45am

FANTASTIC FARM ROAD

CENTRAL & AVAILABLE NOW

CENTRAL LIVING

ENJOY SUMMER LIVING HERE

OPEN HOME

OPEN HOME

OPEN HOME

NEW LISTING

DEADLINE PRIVATE TREATY WEB ID AU33254 DEADLINE PRIVATE TREATY WEB ID AU33200 $379,000 WEB ID AU33257 $435,000 WEB ID AU33348 WESTSIDE WESTSIDE EASTSIDE TINWALD 54 Farm Road 27 Burnett Street 27 Grey Street 17 Thomson Street A very spacious family home with modern Your chance to secure a sunny townhouse A modern and stylish four bedroom home, This spacious brick home, built in the 3 2 4 4 open plan kitchen and dining room close in westside with spacious living areas. on a secure and private rear section a 2000's has four bedrooms and two capturing the morning sun.

2 toilets. stones throw from the Ashburton CBD. bathrooms and loads of storage. Great Added benefits of solar heating, an flow from the open plan living area to VIEW Saturday 26 Oct 11.00 - 11.45am VIEW Saturday 26 Oct 11.00 - 11.45am 1 1 2 2 impressive grape vine and easy care sunny lovely private outdoor area. Well fenced DEADLINE PRIVATE TREATY (unless sold DEADLINE PRIVATE TREATY Thursday 31st outdoor courtyard. section with garden shed and vegie prior) Friday 8th November 2013 at October 2013 at 4.00pm garden.

1 2 2 2 2.00pm VIEW Saturday 26 Oct 11.30 - 12.00pm View By Appointment

BIG FAMILY?

ATTRACTIVE FIRST HOME

NEW LISTING NEGOTIATION WEB ID AU30748A WESTSIDE 11 Farm Road • Walk in wardrobe and ensuite off master 4 • Two living areas • Open plan kitchen with dining area • Huge double garage with internal access 3 • Large games room • Fully insulated View By Appointment

MAKE THIS YOUR OWN

ATTRACTIVE WEST SIDE HOME

OFFERS OVER $265,000 WEB ID AU33255 NEG. OVER $289,000 WEB ID AU33218 EASTSIDE WESTSIDE 22 Brucefield Avenue 25 Bathurst Street Modern attractive and sensible home Sunny spacious 3 bedroom home on easy 3 3 placed well on section to catch all day sun. care 701sqm section. Close to Allenton Three double bedrooms. Living opens to Shopping Centre. Exterior recently private, shelter outdoor living area. Great redecorated. New log burner to be 1 1 backyard. Child and dog friendly. installed.

Don't delay with this one!

View By Appointment

1

View By Appointment

www.propertybrokers.co.nz

1

2

OFFERS OVER $219,000 WEB ID AU33293 EASTSIDE 5 Wellington Street Hard to find in this price range. Ideal 3 investment or first home. Easy walk to Hampstead School and Kindergarten.

View By Appointment

1 2

HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

FABULOUSLY SUNNY!

SOMETHING FOR EVERYONE

SUPERMARKET AT YOUR DOOR PRIME ALLENTON LOCATION

$335,000 WEB ID AU33192 NEGOTIATION WEB ID AU33160 $295,000 WEB ID AU33142 DEADLINE PRIVATE TREATY WEB ID AU33141 EASTSIDE TINWALD WESTSIDE WESTSIDE Flat 1 42 Grey Street 151 Archibald Street Flat 1, 61 Short Street 8 Churchill Avenue Enjoy your busy or retired life in this sunny We have available this three bedroom split Well not quite, but only a hop, skip and There is lots to like about this stylish home.

3 3 2 3 three bedroom townhouse within the level home with multiple living areas, three jump away. Fantastic views here Sunny, warm and inviting. Open plan avenues. Sitting well for all day sun on a car garaging, super office/multi purpose overlooking Borough School grounds and kitchen/dining. smaller easy care section, this home has it room, loads of off-street parking and a town centre amenities. Two double View By Appointment 1 1 1 1 all - open plan kitchen/dining/living, wide range of outbuilding. Likely to be bedrooms, full bathroom facilities. Good DEADLINE PRIVATE TREATY (unless sold conservatory, double garage and much priced in the lateish 200's. kitchen/dining opens to separate lounge. prior) Wednesday 6th November 2013 at more.

2 3 1 2 2.00pm View By Appointment View By Appointment View By Appointment

GREAT LOCATION

BRAND NEW - AVAILABLE NOW

GOOD RENTAL PROPERTY

HOW GOOD IS THIS!

$495,000 WEB ID AU32991 $389,500 WEB ID AU32739 $218,000 WEB ID AU31031 $499,000 WEB ID AU32196 WESTSIDE EASTSIDE EASTSIDE EASTSIDE 122 Elizabeth Street 153 Victoria Street 30 Princes Street 11 Magnolia Drive Brand new 211sqm three bedroom home Sun filled attractive three bedroom Tidy three bedroom home on small easy You will be impressed with the location 3 3 3 4 plus office, two bathrooms and a double townhouse. Close in east side location care 421sqm section close to East Street. and size of this family home. internal access garage. Designed to be close to Countdown Shopping Centre.

Good tidy tenant in place paying $280 per • 257sqm big spacious and warm. Sited on 666sqm Open plan living, three spacious bedrooms week and keen to stay on. New log burner, • Walk in wardrobe and ensuite in master 2 2 1 2 section, this home is certain to impress.

- master having ensuite. Attached two car cylinder and nice kitchen with Butlers • Separate Lounge Don't delay. garaging. Move now! pantry.

• Open plan kitchen, dining and living

2

View By Appointment

ENDLESS OPTIONS

View By Appointment

2

View By Appointment

1

NO WAITING HERE STAGE

The Braebrook story continues...

$295,000 WEB ID AU30754A $142,000 WEB ID AU32477 WESTSIDE TINWALD Flat 2, 179 Harrison Street 3 Braam Lane Harrison Street location, three double Building site ready and waiting for you to build on 4 bedroms upstairs (even has a chair lift for 765sqm. Nice setting. No waiting on titles. easy access!), one downstairs with own View By Appointment sitting room and private outdoor access.

1 Spacious lounge and dining area is heated with inbuilt cosy diesel fire.

OFFERS OVER $225,000 WEB ID AU27706 ASHBURTON 40 Ludlow Drive Lake frontage, wonderful outlook. Build your dream home on this 1099sqm well positioned section.

Opportunities with lake frontage in established areas like this are very few and far between.

View By Appointment

1

LARGE SECTION

$185,000 WEB ID AU31901 TINWALD 22 Elmwood Grove Hurry now! This large building site, 1108sqm has become available in the Millichamp Nursery subdivision of Elmwood Grove. This subdivision is completed to a very high standard with high quality homes now being built and established. The title is available and building can start immediately. Be quick.

View By Appointment

www.oaklea.co.nz

www.propertybrokers.co.nz

2

REAL WOW FACTOR

3

View By Appointment

View By Appointment

LAKE HOOD SECTIONS

FROM $190,000 WEB ID AU25458B ASHBURTON Stage 8 Lake Hood Subdivision Stage 8 Lake Hood sections selling now. Come along and secure your dream building site now.

Priced from $190,000.

HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

PRESTIGE LOCATION

SUCCESSFUL WINDROWING BUSINESS

DEADLINE PRIVATE TREATY WEB ID AL32790 ASHBURTON Winchmore Dromore Road 8.9 hectares set in the heart of Winchmore. Borderdyke irrigation on Lismore stony silt loam.

Excellent shelter and aesthetic plantings. A 10 hectare block is immediately adjacent and is available for purchase.

Offers close at the office of White Fox & Jones at 4pm 22 November 2013.

View By Appointment DEADLINE PRIVATE TREATY (unless sold prior) Friday 22nd November 2013 at 4.00pm

NEW LISTING

GET ON THE LAND

DEADLINE PRIVATE TREATY WEB ID AL32791 ASHBURTON Winchmore Dromore Road 10.8 hectares. Lismore stony silt loam soils. Borderdyke irrigation. Four bay shed with two loose boxes. Cattle yards and 30m well. Opportunity for building for lifestyle, dairy support and/or income.

WEB ID AC32746 ASHBURTON Windrowing Business View By Appointment September 2013 valuation of modern plant approximately $610,000 plus GST. Successful business covering from the Selwyn River to the Rangitata River.

Concentration of efforts in the Dorie, Pendarves, Wakanaui and Flemington areas in the heart of Canterbury arable land. The Vendor has developed another growing business and wishes to concentrate on that and offers a "restraint of trade" and help to re-establish the new operator.

An 8 hectare block adjacent is also available.

NEGOTIATION

Offers close at the office of White Fox & Jones at 4pm 22 November 2013.

View By Appointment DEADLINE PRIVATE TREATY (unless sold prior) Friday 22nd November 2013 at 4.00pm

NEW LISTING

STUNNING VIEWS - 15.68HA

165HA DAIRY FARM

OPEN HOME

DEADLINE PRIVATE TREATY WEB ID AL32771 GERALDINE 89 Brophy Road An elevated deer fenced unit in an area of natural seclusion and privacy. Dramatic views in every direction from the Southern Alps across the Plains to the sea. Power, telephone and water connections available. A unique location that embraces the picturesque landscape.

VIEW Saturday 26 Oct 10.30 - 11.30am DEADLINE PRIVATE TREATY Tuesday 29th October 2013 at 4.00pm

VIEW Saturday 26 Oct 10.30 - 11.30am DEADLINE PRIVATE TREATY Tuesday 29th October 2013 at 4.00pm

NEW LISTING HINDS 120 Dobsons Road • Ideal Mid-Canterbury location • High Spec 54 bale Rotary Shed • Low cost irrigation • Own bores produce 96Ltr/second • High producing new variety pastures • Excellent production • Minimal supplements fed • Great standard of housing and sheds Value for money irrigation, excellent production, minimal labour required with a high spec 54 bale rotary shed and no tape gates (all swung metal gates) This immaculate, centre pivot Dairy Farm will really impress you.

DEADLINE PRIVATE TREATY View By Appointment DEADLINE PRIVATE TREATY Thursday 28th November 2013 at 4.00pm

www.propertybrokers.co.nz

VIEWING

DEADLINE PRIVATE TREATY WEB ID AL32769 GERALDINE 147 Brophy Road Coveted elevated position with vistas that capture the essence of rural New Zealand through Southern Alps snow lines across the Plains to the sea.

The peace and privacy afforded by this modern three bedroom home is amplified by the tasteful decor, spa conservatory and easy care landscape.

YOUR FIRST STEP

WEB ID TMR33173

DRAMATIC VIEW - 10.58HA

FINAL NOTICE AUCTION WEB ID AR32818 LEESTON 847 The Lake Road 97 hectare dairy farm only 6kms from Leeston, Central Canterbury. Currently milking 290 cows. Last year milked 300 cows and produced 93,000kgs (severe drought). 26 aside herringbone shed and support buildings. Four bedroom home with two livings.

Separate office. A nearby 9 x 6 metre near new shed is used as a car garage/tractor shed.

AUCTION 2.00pm, Wed 30th October, 2013

Industry Comment

Mortgage rates

5.95 % 6.25 %

P.A.

2 years

Property market surging forward I

t seems the market is still surging forward at a rapid pace, we have the occasional day or two when the phone rings a little less but predictably its short lived and the office is buzzing with new enquiry. The staff here have seen it all, 252 years between them, nothing is surprising I guess.

Everyone has their view and the whys and wherefores – The rural guys have some bizarre and frankly unfathomable reasons but I have to admit a lot of the time they are right. Could the reason be the high migration to New Zealand, in fact it hit a 10 year high in September with fewer kiwis leaving for Australia and more new migrants arriving. Westpac senior economist seems to think the gain was due to New Zealanders staying put and an increase ( at above average levels ) of new immigrants. For the record NZ saw a net gain of 2,700 people in September in simple terms more people arrived than left! This translates to more people needing places to live – the significant number mean it will have an effect on the housing market for the short to medium term. Certain banks including Westpac conclude house prices are expected to keep rising in the year ahead though at a slightly slower pace, despite the headwinds of the reserve speed limits on low deposit home loans. The exodus to Australia after the 2011 Christchurch earthquake was a huge concern but net losses have fallen since late last year. In addition the massive mining investment boom has had the breaks put on and unemployment in Australia is expected to hit 6.5% next year. This is a clear indicator Australia is becoming less and less attractive. The Christchurch rebuild is attracting

P.A.

2 years

5.95

%

5.75

P.A.

2 years

%

P.A.

2 years

5.95 % 5.95 %

P.A.

Rodger Letham Property Brokers Ashburton much skilled labour, particularly from recession hit Ireland and Northern parts of England. The Strong dairy sector is a little closer to home in Ashburton, as a rural agent I’ve witnessed a very healthy incline in the value of our farms, after all Mid Canterbury is the jewel in the crown as far as farming in NZ is concerned. Whatever the reason we are all enjoying a very buoyant market with positivity amongst buyers and sellers. Certainly not a frenzy but moreover a healthy demand.

2 years

P.A.

2 years

*At the time of printing

HASTINGS MCLEOD LTD Hastings McLeod Ltd Licensed REAA 2008

217 West Street Telephone 03 307 9176

PRIME CENTRAL ASHBURTON COMMERCIAL LOCATION

DEADLINE PRIVATE TREATY EASTSIDE Cass and Havelock Street

WEB ID AC33273

Two adjoining properties in the popular Ashburton CBD. A diverse investment opportunity with various tenancies.

An excellent chance to get into the sought after Ashburton commercial sector. Currently eight separate tenancies within these two centrally located premises.

Two titles.

Option 1: 306 Havelock Street, Ashburton Option 2: 72 Cass Street, Ashburton Option 3: Havelock and Cass Street, Ashburton

VIEW By Appointment DEADLINE PRIVATE TREATY Tuesday 19th November 2013 at 4.00pm

NEW LISTING

www.propertybrokers.co.nz

LI ST IN G NE W 2 HECTARES ON HEPBURNS

Ashburton

WINCHMORE BARELAND

Ashburton

Hepburns Road

Deadline Sale

Methven Highway, Winchmore

Deadline Sale

Located minutes from town in a popular area Amazing rural views to the mountains Exceptional soils Road frontage If you’re looking for land to build on, then this is it. All that is needed is your dream home.

D

D

D

D

All offers on or before 4pm, Thurs 7 Nov 2013 View by appointment www.bayleys.co.nz/516667

Mike Preston

M 027 430 7041 B 03 307 7377 mike.preston@bayleys.co.nz

D

D

D

D

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

A significant 34.3050 hectare parcel of land in a highly sought after farming location Suitable for a number of options that will appeal to farmers, lifestylers and investors Borderdyke irrigated with productive soils Seldom do properties of this size and quality get offered to the market in this area

All offers on or before 4pm, Thurs 21 Nov 2013 View by appointment www.bayleys.co.nz/516671

Mike Preston

M 027 430 7041 B 03 307 7377 mike.preston@bayleys.co.nz

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

IRRIGATION, LOCATION, SIZE AND SHAPE

Hinds

526 Isleworth Road

Deadline Sale

340 hectare freehold traditional sheep farm close to Hinds with all amenities including a modernised three bedroom homestead and two bedroom cottage. A mixture of spray and borderdyke irrigation this is a rare opportunity to purchase a larger irrigated property which has the size and shape for a number of development options.

All offers on or before 4pm, Thurs 7 Nov 2013 View by appointment www.bayleys.co.nz/516400

Jon McAuliffe

M 027 432 7769 B 03 307 7377 jon.mcauliffe@bayleys.co.nz

SO LD

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

PREMIUM LIFESTYLE

Ashburton

940 Winchmore Dromore Road

Deadline Sale

You will be impressed with the presentation and appealing features of this immaculate 22.09 hectare irrigated property.

The well positioned home captures sun, views of the mountains and features a chef’s kitchen with breakfast bar, open plan dining and living areas, separate formal lounge and separate study. Four double bedrooms, master with ensuite and walk in wardrobe, large separate laundry with external access and triple car garaging all add to this captivating property.

GATEWAY TO PARADISE

All offers on or before 4pm, Wed 20 Nov 2013 View phone for viewing times www.bayleys.co.nz/516627

Mike Preston

M 027 430 7041 B 03 307 7377 mike.preston@bayleys.co.nz

Pattons Road D

D

D

D

Subdividable 8092m² section Water and power available Magnificent mountain views Gateway to a range of outdoor recreational pursuits including fishing, skiing, hiking and mountain biking

Mount Somers For Sale $179,000 View phone for viewing times www.bayleys.co.nz/514208

Mike Preston

M 027 430 7041 B 03 307 7377 mike.preston@bayleys.co.nz

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

SO L

D

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

IRRIGATED WITH EXCELLENT SOILS

Rakaia

STUNNING VIEWS

Wainui, Banks Peninsula

1131 Dromore Hatfield Road

For Sale $3,600,000 + GST (if any) View By appointment

Two fully fenced bareland blocks of just over one hectare each - with formed entranceways, fresh spring water provided to storage tanks on each site, approved building sites amongst native bush and captivating views across the harbour. Build your weekend retreat or permanent residence. Lot 3 is a clear, open paddock with a house site at the top and Lot 7 is a lovely private, native bush block with a beautiful stream within the property.

Deadline Sale

An attractive 100 hectare block located in a most sought after Mid Canterbury location close to Rakaia. The good shape allows for any irrigation development, which in turn would allow for many and varied options from small seeds/vegetable production to stock fattening or dairy support.

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

www.bayleys.co.nz/516141

Jon McAuliffe

M 027 432 7769 B 03 307 7377 jon.mcauliffe@bayleys.co.nz

Offers invited on or before 4pm, Thur 28 Nov 2013 www.bayleys.co.nz/516397

Ben Turner

M 027 530 1400 B 03 375 4700 ben.turner@bayleys.co.nz

Evan Marshall

M 027 221 0910 evan.marshall@bayleys.co.nz

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

www.bayleys.co.nz

Rent or buy

The big question-

rent or buy?

Amanda Wright

Buying the quarter-acre has been the Kiwi dream for generations.

Home ownership is almost considered a rite of passage for New Zealanders, an inevitable step in our lives, but during an unstable financial climate, is it still the right way to invest in our future?

that the key to financial security was to own your own home.

Renting was viewed as something only poor people did, and we were constantly fed messages such as ‘rent money is dead money’.

can actually provide a better financial future than buying for many people.

With new restrictions put in place by the Reserve Bank, more potential buyers have The truth is that not one solution been pushed from the market, is right for everybody, and in and will look at renting as a longFor many years it was considered certain circumstances, renting term option. The new regulations limit residential mortgage lending with an LVR, (loan to value ratio), over 80 per cent. However these restrictions only govern certain financial institutions, with many Australian-owned second-tier lenders entering the market, offering financing up to 90 per cent.

In favour of buying a home, is the view that it is a form of forced investment. Few of us actually put money away for our future, as a large majority struggle from week to week as it is. When the decision comes down to groceries for the week or retirement savings, the obvious decision is groceries.

So by having a proportion of your wages automatically going towards the mortgage, it’s a form of building wealth that eliminates procrastination.

Assuming

that

interest

rates

Property GUARDIAN

This week’s winner!

SPECIAL WELCOME OFFER Just for home buyers!

%

Welcome to your new home. To help you celebrate your recent move we would like to offer you a complimentary one month subscription to the Ashburton Guardian.* The Ashburton Guardian is a morning paper, published 6 days a week and concentrated on bringing the reader local urban and rural news and views, profile stories, sports, business articles, photos, classified advertising and much much more from around the district.

So relax in your new home and enjoy reading the Guardian.

Simply phone one of our friendly customer service team members on 0800 274 287 and quote the words “Home Buyer”

*Terms and Conditions Apply www.facebook.com/ashguardian

@AshGuardian

Subscribe at www.guardianonline.co.nz

25 Princes S treet Congratulations to the winners of this week’s $50 voucher from:

Every property advertised in the weekly Guardian Property Liftout goes in the draw to win a $50 voucher from a selected property services supplier.

Rent or buy remain fairly stable over the course of a mortgage, people who own their own home will feel the initial financial squeeze subside over time. Your mortgage repayment rate is locked in over many years, so assuming that inflation continues to rise, your salary should also rise, so eventually your mortgage repayment will become a much smaller percentage of your salary. Compared with those who rent, who may see themselves paying double or triple in another 20 years.

per week in rent. Many wealthy businessmen are renting million dollar homes, to avoid huge mortgage payments while still enjoying luxurious surroundings.

The difference between their rental payment and what a mortgage payment would be, is However in some cases double the equity there are many cases where the that would be going toward the opposite is correct. home, meaning they are financially better off renting and investing the Take a $300,000 home, which excess left-over cash. may result in a rent payment of $350 per week. A $500,000 home The key is of course discipline. may fetch $450 per week in rent. A mortgage owner is forced to However a $1,500,000 home invest otherwise they lose their may only be able to secure $700

home, where as a renter can do what they like with their excess cash. If they invest it wisely they can be in a much better financial position that someone who chose to buy their home, or they can choose to live a lavish lifestyle of fun, with less of a financially secure retirement.

It comes down to priorities. Enjoying your life now, or making sacrifices now to possibly enjoy a financially secure retirement. However the only certainty in life is that nothing is certain.

All financial situations are unique, so it pays to visit a financial advisor to get the best advice for your own situation.

86%

of Mid Canterbury’s home owners read the Ashburton Guardian*

For award winning service...don’t go anywhere else!

Guardian ASHBURTON

Johnstons Hire Centre is locally owned and operated by Derrick and Deborah Du Toit and in 2012 Derrick won the Mid Canterbury Customer Service Person Of the Year Award through the Ashburton Business Association.

This husband and wife and their exceptional team have grown this company immensely, having to move premises twice to accommodate for more gear.

Derrick and Deborah are at the fore front of this business so it is paramount to them that every customer that walks in gets treated like the last, with impeccable service.

Can you afford not to be here? *SOURCE NEILSEN MEDIA

When you need the right equipment, anything from concrete gear to diggers and tractors or trailers and gardening gear , then Derrick, Deborah, Glenn and Bones are the people to see.

435 West St, Ashburton - Phone: 03 308 1335 www.johnstonshire.co.nz

Home Improvement

Freshen up your home

The best way to freshen up your home, add value and saleability is to paint, either inside or outside.

Preparation and product knowledge is key and you need to choose the type of paint and undercoat to suit the purpose to get a great finish and longevity.

Two properties you need to consider are how much wear and tear will the surface get and is a sheen or gloss finish going to suit your decorating scheme. If you are painting an area which will be subjected to hard use and frequent washings, go with the highest gloss you can as these paints are designed for just that. If the “feel” of the room is important such as a living room or bedroom, choose the lower gloss finishes for a calm soothing feel. On exteriors, choose gloss, gloss, gloss for longevity.

Regardless of which gloss level you choose, all the latest paints will give you easy to apply, long-lasting, durable finishes that will reduce heat loss or gain, reduce sound transfer and provide years of trouble free cover.

Primers/sealers Primers/sealers seal the surface off and are designed to provide a good surface for the finish coats. They are used on bare wood and metal, previously painted surfaces that have been repaired or are in poor condition, or if the existing surface is to be painted with a new colour that is much darker or lighter than the existing one.

They are also used block out stains and on woods that will bleed through a paint coating.

They ensure your paint work will last longer as the resins in the finish paints stay on the surface. Peeling and premature failure is eliminated and this is by far the most important part in getting

a long-lasting, durable finish.

Finish paints There are two types of paints used today – water-based and oil-based.

Water-based gives a great finish and is a much easier paint to use. It cleans up with water, dries quickly, has less odour, is non-flammable, easy to touch up, remains more flexible and allows moisture to evaporate through the film, reducing blistering, cracking and peeling.

Inexpensive water-based paints use softer vinyl resins (binders) and

By Shane Woods more water in the formulation while Insideout Property Services the more durable of the water-based paints use 100 per cent acrylic resins and less water.

The term enamel is normally associated with paints that have some gloss to the finish. Enamels are formulated with higher concentrations of resin as they are intended to be subjected to more wear and tear.

Levels of gloss The sheen of a paint is the amount of light reflected by the surface of a paint finish. There are four basic sheens – flat, satin, semi gloss and gloss.

Flat paints have non-reflective properties, providing a matte finish. This finish helps hide surface imperfections and is

New range of lighting

arriving daily from

Lighting 726 East Street, Ashburton Monday - Friday 8am - 5.30pm Saturday 10am - 1pm

0800 LASER 4 U (0800 527 374)

www.laserelectrical.co.nz

Home Improvement normally used for ceilings and walls in areas not subjected to a lot of wear and tear.

Satin paints provide a soft lustre sheen similar to that of an eggshell. A satin finish provides a harder surface finish which is more durable and more stain resistant than a flat finish. This durability makes satin paint a good choice for walls in children’s rooms, hallways, stairways and family rooms.

Semi gloss paints are very durable, easier to clean, and are more stain resistant than satin finish paints. Semi gloss paints are most often used on heavy wear surfaces or areas that are frequently cleaned such as kitchens and bathrooms. Semi gloss paint is also used on wood trim and cabinets.

Gloss paint is a harder, more durable, more stain resistant paint finish. It is easier to clean than all the other paint finishes but generally make surface imperfections more noticeable. Gloss finishes are the best choice for heavy wear areas like kitchens, bathrooms, furniture and cabinets, floors, stairs, handrails, high traffic doors and trim.

Oil-based vs water-based Today is a time of change in the paint industry. With environmental issues coming to the fore, paint manufacturers are busy formulating new products that cut down on VOCs (volatile organic compounds), which the experts warn may have adverse health effects.

The advantages of water-based paints are: • low VOCs • easy clean-up with water • quick drying • an elastic, flexible finish resistant to cracking • stable colour over time, without yellowing The advantages of oil-based paints, which require clean-up with mineral spirits and tend to have more VOCs, are: • attractive gloss • good “levelling” (brush strokes fill themselves in to create a smooth finish) • hard, durable finish As a result, even though the majority of paint sold today is water-based, oil-based paint remains popular for glossy woodwork, doors, and furniture, as well as demanding surfaces such as floors.

There is a definite shift away from oil-based paints in the industry.

For instances when an oil-based paint would be preferable, but you desire a water-based product, some companies now have “waterborne enamels”. These paints look and behave much like oil-based options, but deliver improved environmental performance.

However, be cautious when switching to a water-based paint if the surface has previously been coated with an oil-based product, as the new paint may not stick. It requires a little extra work but can be successfully done with good preparation and primer/undercoat.

STOP!

STOP!

BEFORE YOU BUY, DO YOUR RESEARCH

• 24 hour turnaround • Comprehensive building reports that talk in your language • Qualified, experienced and professional inspectors who are fully insured MAKE SURE YOU TALK TO US BEFORE BUYING OR SELLING YOUR PROPERTY

www.thehabit.co.nz | Office: 0800 32 58 58 | Email: ashburton@thehabit.co.nz

Interior Design

The relaxed stylings of shabby chic Amanda Wright Don’t let the word “shabby” fool you. As you enter the realm of soft beauty, you’ll fall in love with the elegant simplicity which is shabby chic.

The beauty of shabby chic is that it can be budget-friendly and easy to acquire.

With handicrafts, garage-sale furniture and market bargains, a coat of paint and some sanding can be all that is required to turn a piece of junk into a styled treasure.

The look may be unstructured and lacking in formal rules, but this timeless aesthetic can add an effortless elegance to your home.

The emphasis is on vintage, well-worn pieces

or new items that are distressed to achieve the appearance of an antique. Teamed with a soft palette, glamourous accessories and unexpected rustic touches, shabby chic adds a country feel of relaxation, with a feminine genre.

luxurious shag.

The colour of choice in shabby chic is white.

Walls are usually painted white and all the furniture tends to be white-washed. To convey the dreamy nature, pastel shades like rose, faded blue and light green are Here are some tips to bring the casual used as accents. You can also give your elegance of shabby chic into your home, fabric a vintage-look by staining it with tea. through relaxed, cosy simplicity.

Whites on cream on off-white, the layering gives shabby chic its rich opulence.

Begin with your colour palette and consider the walls, floor and window furnishings. Accessories will go a long way toward As the style reflects rural charm, opt for obtaining the shabby look, and the great a wooden floor, or ceramic tiles. If using thing is that they can be low-cost items carpet, then opt for a soft colour on a which pull the theme together. Ornate

“Take a closer look” Take a closer look at contents insurance.

A Rothbury Insurance broker will give you the peace of mind to know, should anything unexpected happen to your household contents and personal belongings, 69 Tancred Street you would be able to Ashburton repair or replace them.

PH: 03 308 9612

Interior Design frames and framed mirrors can be refinished to display treasured art on the walls. Give them a light sanding and a coat of white or pastel paint for vintage glamour.

Shabby chic means injecting a certain sparkle amongst the relaxed ambience, so consider a chandelier which creates dancing sunlight throughout the room. A chandelier will add quirky elegance to the space, while reinforcing the vintage glamour feel.

Fine china can add whimsical sophistication when entertaining. Use vintage teacups to host your next high tea for a ladies afternoon with a difference.

No matter how you pull it all together, only choose items which you love. Every detail should bring out joy as your eyes glance the room. Treasure the timeless and comfortable concept, and make it a place for you to escape the busy world outside.

Don’t let the word “shabby” fool you. As you enter the realm of soft beauty, you’ll fall in love with the elegant simplicity which is shabby chic.

Methven Real Estate Ltd MREINZ Licensed Real Estate Agents REAA2008

ING

NEW

G

TIN

T LIS

IS WL

NE

ENQUIRY RANGE OVER

$272,000

$600,000 143 Hobbs Road, Methven Open Home Saturday 26th October 1-2.00pm METHVEN COUNTRY LIVING. - 1/2 acre property located

just 2km from the centre of Methven, 50m to golf course, town meets country in this top presented 340m2 home.

Featuring 4 bedrooms, 1 ensuite and 2 other bathrooms, Double glazed throughout, quality log burner, 5 heat pumps, ultra batts, under floor heating in 2 bathrooms ensuring that you are kept toasty warm in winter and cooler in summer.

Top class appointed kitchen/dining with quality brand appliances and stylish granite benchtops. External features include a bbq area, deck with rural ambiance and alpine views. Impressive gardens has various mature trees, raised veggie patch and tunnel house. Massive amounts of storage, utility rooms, shed and cavernous 2 car garage+workshop.

ENQUIRY RANGE OVER

65 Pattons Road, Mt Somers Open Home Saturday 26th October 11-12.00pm GET READY TO BE WOWED!! - This 3 bedroom cottage

in the Mt Somers Township has been renovated to a very high standard with lots of stylish features. Large bedrooms, master has built in wardrobe and storage cabinet.

Decor and some period features still exist (old coal range).

Farm house kitchen with walk in pantry. Shower room and separate main bathroom with large bath and walk in tiled floor shower. Log burner in main lounge gives off lots of heat to make very comfortable living. 1/4 acre section gives space and privacy from road. Front and rear grass areas with mature trees and plants.

$368,000 30 Miller Avenue, Allenton, Ashburton YOUR CHANCE IN ALLENTON - Be quick a rare chance

to secure a premier location and quality spacious home on 989m2. This property has lots to offer with stylish decor throughout. 3 spacious bedrooms, master leading out to the sunroom. Large lounge/dining room and adjacent paved and screened outdoor living space. Computer nook for business or homework. Storage a plenty. Renovated kitchen and bathroom (bath and shower) plus separate toilet. Very large laundry with space to expand - options could be office, 4th bedroom or 2nd bathroom. Mature easy care garden. 3 off street parks, carport and single garage and workshop. Reserve next door gives the added feeling of space and separation.

www.methvenrealestate.co.nz | 127 Main Street, Methven | (03) 303 3093

Selwyn Allred Principal 0274-388-493

Mark & Rachel Allred Property Consultants 0274-909-991 Mark 0272-429-799 Rachel

OJ – Martin Dodson Urban / Rural Property Consultant 021-743-394

Rosa Harper Property Manager/ Property Consultant 0274-655-387

Amanda Pannett Office Administrator 303-3093

Building

Hitting the nail on the head Amanda Wright

Building your own home can be the most rewarding decision of your life. It can also be the most costly and most frustrating decision you will ever make. The outcome depends significantly on your choice of builder, yet many people make that important choice on a whim, on estimate or on a recommendation.

There’s no right answer when choosing a builder, but there is a right and wrong way to make the choice. With thorough research and investigations, you can follow the path to the right builder, the one who really hits the nail on the head when it comes to bringing your vision to life.

Your builder’s experience and expertise can affect the decisions you make while building your home. The difference can be the creation of the home of your dreams or just another home.

Don’t be shy about asking. If they are a reputable builder, they will want you to know their credentials. If you receive resistance or comments such as “Geez can’t you just take me on my word” then back up the horse because you have found yourself a cowboy.

From the builders’ experience, you will come away with a list of references and a portfolio of previously completed projects.

Are you looking for a one man artisan who pays attention to every detail in your home?

Or is it important to you that your home be built on a tight schedule and problems and challenges are addressed quickly and

Let the team at Insideout take care of all your painting and property maintenance

efficiently? Take the time to look at the range of homes they have built. If they all look the same, it may be that the builder is more comfortable working off a simple set of plans. This isn’t necessarily a negative if this is the sort of house you are interested in, it may mean a significant cost saving if the completion date is fast. If the houses are all unique and intricate it means that your builder is likely to be happy to think outside of the box to create a truly unique masterpiece to set your home apart from any other.

Be sure to follow up with your list of references and ask the following specific questions; Did the builder stick within the budget and were there any additional expenses at the end that weren’t included within the contract?

Was the build completed on time, and if not what were the specific reasons behind any delays?

Was the builder easy to deal with throughout the process, did they return phone calls and how open were they to adjustments during the build?

After you have spoken to a few references you will soon get a feel for which builder is going to suit your specific needs the best, depending on which area is of most importance to you, budget, time or flexibility.

When you approach the builder that you

• Maintenance & repairs • Painting • Carpentry • Spouting • Water blasting • Handyman services • Renovations • Fencing & decks • Insulation • Rural & urban

2010 LTD

Call Shane today on 03 307 7071

feel will best suit your needs, ask for a written estimate. If you already have floor plans from an architect, take these with you as you will receive a more accurate estimate. Look carefully at what is covered in the estimate.

Some builders may omit small details such as a garage door, or steps to the front door to make the overall price look smaller, so make sure every detail is covered. Also look at amounts quoted for small items such as lighting fixtures or cabinetry. They may be quoting for budget level fixtures, but if you know that these features are important to your design and it is likely you will choose more expensive options, be sure to ask the builder to adjust these figures accordingly to give you a more realistic expectation.

Get estimates from more than one builder if you are unsure.

Ask your builder about liability insurance and ask for a written summary of what they are covered for, including the cover of subcontractors that they have employed onsite.

Once you receive your contract in writing, make sure you ask your lawyer to look over the details. They will have a better eye for spotting dodgy clauses or for picking up on crucial elements that may have been missed. It’s your livelihood, so don’t take a casual approach to the details, otherwise it may just become your nightmare instead of your happy every after.

Property Services

New Homes Alterations Light Commercial

Brighten up your home and workplace

Earthquake strengthening and Repairs, and Compliance.

• Property valuations -Dwelling, land, insurance

Trees need sorting on your property?

YOU NEED FOUR SEASONS TREECARE,

YOUR LOCAL QUALIFIED

ARBORISTS!

• Pruning • Felling • Hedge trimming • Branch chipping (up to 12”)

• Powerline clearance • Stumpgrinding • Dismantling

All your tree services!

Call Ian McBride today for your real estate valuation

Phone (03) 303 9830 or 0800 500 564

Ian McBride

REGISTERED VALUER A.N.Z.I.V. S.P.I.N.Z. B.Com (Agr.), V.F.M.

Email: josephbuilders@xtra.co.nz

A/H 302 6992 - Mobile: 027 4354 646 www.andyspaintinganddecorating.co.nz

Bring your garden to life with

ROGER MARTIN GARdEN dEsIGN Landscaping

Phone: 03 308 5468 Mobile: 029 770 5468 Email: ianmcbride@clear.net.nz

0800 559 255 for a free quote

Four Seasons Treecare Ltd

Great Opportunity Available for lease as is or owner will develop to requirements of a long term tenant.

Doing some landscaping?

Roger Martin specialises in: • Garden design and planting schemes

Call and see Pete today for all your landscaping needs.

• Plant sourcing and placing service Call Roger Martin today for your on-site garden consultation.

HOME IMPROVEMENT WAREHOUSE

81 West Street, Ashburton - Phone: 308 5119

Ph/Fax: 308 8138 | Mobile: 021 244 7052 2 Reid Crescent, Ashburton

Situated on Dobson Street Ashburton, building plus bare land.

The building measures approx 30 x 27 metres providing a total of 810 sq metres (or thereabouts) with a 5.6 metre stud height at the walls and 8.6 metres at the peak. The roof is of steel truss construction providing a clear floor area which makes it suitable for a wide range of uses. It has three large entry/exits and access around the entire building for large vehicles.

A bare section of approx 1000 sqm is available next door if extra ground is required for development.

To find out more about this great opportunity phone Bruce on 0274 384 250

Your vision or our concepts

BUSINESS SITES FOR LEASE

These premier sites in the Ashburton Business Estate are waiting for you to put your business engine into gear at this exciting location

Café / Restaurant with corporate offices

Showroom / Light industrial servicing

2 Sim Place

2 JB Cullen Drive

If you have the flair to develop a new restaurant/ cafe` with commercial offices in these exciting new surroundings, Tricroft may have the premises you are looking for. Several options are on the drawing board just awaiting the right interested parties to come onboard. Available for owner/occupiers or lease, this area is likely to attract a clientele from the large catchment of businesses, lifestyle properties and the nearby township of Fairton. Located just 2km from Ashburton's northern town boundary, ideally a cafe`/ restaurant with corporate meeting room would suit the clientele in the area. Not forgetting the need for a takeaway tuckshop for those who need smoko or lunch on the run....the options are unlimited.

Do you own a franchise business that has outgrown your current premises and need something with a showroom and storage. This block is available for design/ build opportunities ideal for your business to be located. The large 5008m2 section is located at the main entrance off Bremners Road. Just a stones throw away from State Highway 1, this may be the catalyst you need to be based in a bright new go ahead area. The healthy side to this location is being right next to wide walk/cycle ways that feature in the Ashburton Business Estate.....run your business smart....keep fit during your breaks! Your enquiry on this property is welcomed.

Property Managment & Development 365 West Street, PO Box 634 Ashburton P 03 307 8888 E office@tricroft.co.nz www.tricroft.co.nz

Property

Open Homes

GUARDIAN

Saturday

Ashburton and Tinwald 5 Goldrich Drive 2 Miller Avenue 20 Harrison Street 25 Princes Street 54 Farm Road 27 Burnett Street 27 Grey Street

10 - 10.45am 10 - 10.30am 10.15 - 10.45am 10.45am - 11.15am 11 - 11.45am 11 - 11.45am 11.30am - 12pm

147 Brophy Road 89 Brophy Road

10.30 - 11.30am 10.30 - 11.30am

Geraldine

View by appointment

11 Farm Road 22 Brucefield Avenue 25 Bathurst Street Flat 1/ 42 Grey Street 151 Archibald Street Flat 1/ 61 Short Street 8 Churchill Avenue 122 Elizabeth Street 153 Victoria Street 30 Princes Street 11 Magnolia Drive Flat 2/ 179 Harrison Street 3 Braam Lane 40 Ludlow Drive 22 Elmwood Grove 120 Dobsons Road

View by appointment

Ashburton

940 Winchmore Road, Ashburton 526 Isleworth Road, Hinds Methven Highway, Winchmore Hepburns Road, Ashburton

Saturday

Methven

143 Hobbs Road

Mt Somers

65 Pattons Road

Mt Somers

Methven

1 - 2pm 11am - 12pm