Guardian Property, 22 November 2013

Property GUARDIAN

Guardian ASHBURTON

NOVEMBER 22 2013

QUALITY AND STYLE Proudly marketed by Paul Cunneen Property Brokers FURTHER DETAILS

P2

Introducing Joe Ford your new domestic insurance broker at Rothbury. A local from way back he was born and bred in Mid Canterbury. Joe has over 18 years experience in the insurance industry. So deal with someone you can trust, visit Rothbury Insurance Brokers today.

DDI: 03 307 6892 E: joe.ford@rothbury.co.nz Members of IBANZ

69 Tancred Street, Ashburton www.rothbury.co.nz

Cover story

Quality and style Interested in this property?

28 Mitcham Road

4

2 A beautifully appointed country home built approximately ďŹ ve years ago. The house has been thoughtfully designed and constructed with Oamaru stone under a Gerrard roof complemented with copper down pipes and spouting. Set amidst well stocked formal gardens and a delightful sun drenched patio complete with electronic, automated pergola system.

The house exudes quality and style in every detail.

High studs with cornicing, four large bedrooms, the master with ensuite and dressing room. The living area is open plan, bright and spacious with a pleasing aspect to the garden and countryside beyond. A double garage with automated door and

I want to reduce heat & glare

laundry area is conveniently located with direct access to the house.

This ďŹ ne property makes an ideal executive family home or indeed an immaculate residence for someone looking to combine lifestyle living with the convenience of Ashburton town centre just a short drive away.

Paul Cunneen

Mobile: 0274 323 382 Property Brokers Ashburton

$1,500,000 plus GST Web ID AL33650 www.propertybrokers.co.nz

I want

Web W eb IID 516867

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I want to protect my carpet & furniture

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off!

I want

Call Hayley, our drape and blind consultant for a free measure and quote today

Luxaflex Rollershades

East to Burnett Street Ashburton (03) 308 5269 | www.redmonds.co.nz

2

LAST ORDERS TO GET YOUR ROLLERSHADES BEFORE CHRISTMAS TAKEN ON THE 4TH DECEMBER

*Offer excludes Zen and La Vista fabric ranges and price of automation. Offer finishes 31/12/2013. *Terms and conditions apply. See instore for details.

HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

MAKE THIS YOURS!

WESTSIDE BEAUTY

SUNNY, WARM AND MODERN

CHARACTER & CHARM

OPEN HOME

OPEN HOME

OPEN HOME

OPEN HOME

DEADLINE PRIVATE TREATY WEB ID AU33732 $265,000 WEB ID AU33646 DEADLINE PRIVATE TREATY WEB ID AU33510 OFFERS OVER $270,000 WEB ID AU33517 WESTSIDE WESTSIDE WESTSIDE EASTSIDE 41 River Terrace 15 Galbraith Street 11 Somerset Grove 153 Trevors Road A family home close in to schools and all This home captures all the sun. Two Solid three to four bedroom home with 4+ Very tidy and sunny westside first home or 3 4 3 amenities on the westside waiting for new investment property. Three bedrooms with separate living areas with great indoor plenty of character and charm. Can be owners. updated bathroom. Good sized kitchen outdoor aspect. three bedrooms, two living areas or four with large pantry. Dining/living heated by and one respectively. Good indoor outdoor VIEW Saturday 23 Nov 10.00 - 10.45am VIEW Saturday 23 Nov 10.00 - 10.45am 1 1 2 1 compliant log burner. Tandem garage. flow. Single garage with workshop and DEADLINE PRIVATE TREATY Thursday 5th DEADLINE PRIVATE TREATY (unless sold Great section for children or pets. attic space above workshop.

December 2013 at 4.00pm prior) Tuesday 26th November 2013 at

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VIEW Saturday 23 Nov 10.00 - 10.45am

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4.00pm

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VIEW Saturday 23 Nov 11.00 - 11.45am

SIZE REALLY DOES MATTER

BETTER LIVING

AMAZING VALUE HERE

MAKE THIS YOUR OWN

OPEN HOME

OPEN HOME

OPEN HOME

OPEN HOME

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OFFERS OVER $650,000 WEB ID AU33645 $597,500 WEB ID AU33516 $499,000 WEB ID AU32196A OFFERS OVER $265,000 WEB ID AU33255 WESTSIDE EASTSIDE EASTSIDE EASTSIDE 20 Westpark Close 6 Braebrook Drive 11 Magnolia Drive 22 Brucefield Avenue Quality family home. If space is what you Great corner site for this bigger than most Modern attractive and sensible home 5+ Step inside this home and immediately be 4 4 3 require then this is definitely the place for impressed. Relax and enjoy the spacious family home, you will fit everything into placed well on section to catch all day sun. you. Five bedrooms and an office, excellent lounge and open plan kitchen, dining area. the 257sqm home Three double bedrooms. Living opens to kitchen, dining, living area with separate Living areas open onto sunfilled patios • Separate lounge private, shelter outdoor living area. Great 2 2 2 1 lounge. Three car garaging. Over 300sqm perfect for entertainment. Four bedrooms, • Shower, toilet and vanity in ensuite off backyard. Child and dog friendly. of space to enjoy. master with ensuite. master bedroom • Open plan kitchen, dining and living Don't delay with this one!

3 2 2 1 VIEW Saturday 23 Nov 11.00 - 11.45am VIEW Saturday 23 Nov 11.00 - 11.30am room VIEW Saturday 23 Nov 11.45 - 12.15pm VIEW Saturday 23 Nov 11.00 - 11.45am

A GREAT START HERE

OPEN HOME $239,000 WEB ID AU33496A WESTSIDE 7 Turton Street Situated on a 490m2 easycare section, this 3 three bedroom home is in a great Allenton location. Some modernising would enhance - a great opportunity to add 1 value.

VIEW Saturday 23 Nov 12.30 - 1.00pm

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A GREAT STARTER

BUILDING HAS STARTED

NEW LISTING

NEW LISTING

OFFERS OVER $298,000 WEB ID AU33847 $499,000 WEB ID AU33824 $249,000 WEB ID AU33676 WESTSIDE WESTSIDE WESTSIDE 18 Bathurst Street 9A Allison Street 491 West Street 1st home family sized section and garage Builders have started, get in early and help Great rental home on West Street or first 3 4 3 on westside close to schools and shopping pick the colours of your new 235sqm home option. Open plan kitchen/living centre. Be sure to check this 3 bedroom home! with three bedrooms. Three car garaging home out before you buy, ECAN friendly • Open plan kitchen, dining and living with loads of parking, also hobby room.

1 2 1 log burner, heat pump and neutral decor.

• Separate lounge Plenty of options here. Phone to view. Put Lounge opens to outdoor patio.

• Good size double garage your own touch on this.

• Internal access form garage 2 2 3 View By Appointment View By Appointment View By Appointment

ENJOY SUMMER LIVING HERE

GREAT LOCATION

$425,000 WEB ID AU33348 $495,000 WEB ID AU32991 TINWALD WESTSIDE 17 Thomson Street 122 Elizabeth Street This spacious brick home, built in the Brand new 211sqm three bedroom home 4 3 2000's has four bedrooms, master with plus office, two bathrooms and a double ensuite and loads of storage. Great flow internal access garage. Designed to be from the open plan living area to lovely spacious and warm. Sited on 666sqm 2 2 private outdoor area. Well fenced section section, this home is certain to impress. with garden shed and vegie garden.

Don't delay.

View By Appointment

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CHECK THIS OUT!

View By Appointment

www.propertybrokers.co.nz

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HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

FABULOUSLY SUNNY!

SOMETHING FOR EVERYONE

PRIME ALLENTON LOCATION

CHANCE TO ADD VALUE

$335,000 WEB ID AU33192 OFFERS OVER $285,000 WEB ID AU33160A EASTSIDE TINWALD Flat 1 42 Grey Street 151 Archibald Street Enjoy your busy or retired life in this sunny We have available this three bedroom split 3 3 three bedroom townhouse within the level home with multiple living areas, three avenues. Sitting well for all day sun on a car garaging, super office/multi purpose smaller easy care section, this home has it room, loads of off-street parking and a 1 1 all - open plan kitchen/dining/living, wide range of outbuilding. conservatory, double garage and more.

View By Appointment

$378,000 WEB ID AU33141 OFFERS OVER $230,000 WEB ID AU33119 WESTSIDE EASTSIDE 8 Churchill Avenue 25 Princes Street There is lots to like about this stylish 3 Sound three bedroom weatherboard home 3 3 bedroom home. Sunny, warm and inviting. on corner section. Some redecorating The lovely lounge has feature fireplace, would enhance but good entry level home. floor heat pump and window seat to view Well fenced good garaging.

1 1 the beautiful gardens. Open plan View By Appointment kitchen/dining catches all day sun.

View By Appointment

View By Appointment

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SUNNY & SPACIOUS

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BIG FAMILY?

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View By Appointment

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REFURBISHED TOWNHOUSE

$415,000 WEB ID AU33061 NEGOTIATION WEB ID AU30748A TINWALD WESTSIDE 23 Thomson Street 11 Farm Road Situated on a sunny corner site, this three • Walk in wardrobe and ensuite off master 3 4 bedroom, two bathroom home is very • Two living areas spacious and quite close to town centre.

• Open plan kitchen, dining and living Large kitchen with pantry, dishdraw and • Huge double garage with internal access 2 3 smooth top cooker. Open plan, large living • Large games room with conservatories and double garage.

• Fully insulated View By Appointment

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$275,000 WEB ID AU33689 RAKAIA 18 Rolleston Street Well presented 3 bedroom house with 3 detached double garage situated on low maintenance 1012m2 section surveyed for subdivision. Recently refurbished 1 throughout including new roof and heatpump installed. Located handy to shops, services and school.

2 View By Appointment

REAL WOW FACTOR

OFFERS OVER $225,000 WEB ID AU27706 ASHBURTON 40 Ludlow Drive Lake frontage, wonderful outlook. Build your dream home on this 1099sqm well positioned section.

Opportunities with lake frontage in established areas like this are very few and far between.

View By Appointment

LARGE SECTION

OAKLEA SUBDIVISION

$185,000 WEB ID AU31901 TINWALD 22 Elmwood Grove Hurry now! This large building site, 1108sqm has become available in the Millichamp Nursery subdivision of Elmwood Grove. This subdivision is completed to a very high standard with high quality homes now being built and established. The title is available and building can start immediately. Be quick.

View By Appointment

$145,000 WEB ID AU32165A TINWALD Lot 5 Oaklea Subdivision Title expected Mid February 2014 - last section available in the initial stage. 901sqm.

An exciting new opportunity for a residential lifestyle on the country boundary. The new Oaklea development offers a lifestyle of choice to be appreciated for generations to come. The subdivision will consist of 89 sections in a staged development.

View By Appointment

www.oaklea.co.nz

www.propertybrokers.co.nz

LAKE HOOD SECTIONS

FROM $190,000 WEB ID AU25458B ASHBURTON Stage 8 Lake Hood Subdivision Stage 8 Lake Hood sections selling now. Come along and secure your dream building site now. Priced from $190,000.

View By Appointment

HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

8.924 HA - UNIQUE SETTING

QUALITY AND STYLE - 7 HA

DEADLINE PRIVATE TREATY WEB ID AL33803 GREENSTREET 444 Ashburton Staveley Road True park like setting with edged manicured gardens and established trees surrounding this appealing two bedroom family home. Meticulously presented, the sense of the earthy warmth that comes from country living permeates.

Spacious open plan living/dining, in an elevated position it soaks in sun. Good outbuildings and yards.

Backs to the river for Sunday walks.

VIEW Saturday 23 Nov 10.30 11.15am DEADLINE PRIVATE TREATY Tuesday 17th December 2013 at 4.00pm

OPEN TO VIEW

HALF ACRE IN HINDS

DEADLINE PRIVATE TREATY WEB ID AL33427 ASHBURTON 90 David Street

WEB ID AL33650 ASHBURTON 28 Mitcham Road View By Appointment A beautifully appointed country home built approximately five years ago. The house has been thoughtfully designed and constructed with Oamaru stone under a Gerrard roof complemented with copper down pipes and spouting. Set amidst well stocked formal gardens and a delightful sun drenched patio complete with electronic, automated pergola system.

At the end of a quiet street is this three bedroom permanent material home set on 2023sqm section (half acre). Warm and sunny living. Double garage and games room. Ideal opportunity here for first home buyers within a thriving community.

View By Appointment DEADLINE PRIVATE TREATY Friday 22nd November 2013 at 4.00pm

$1,500,000 + GST

The house exudes quality and style in every detail. High studs with cornicing, four large bedrooms, the master with ensuite and dressing room. The living area is open plan, bright and spacious with a pleasing aspect to the garden and countryside beyond.

4 2 2

165HA MID-CANTERBURY DAIRY FARM

FINAL NOTICE

IRRIGATED RUN-OFF

DEADLINE PRIVATE TREATY WEB ID TML33232 HINDS 1260 Isleworth Road • 18Ha fully irrigated run-off (K-Line) • Attractive near new 4 bedroom home • High producing new variety pastures • Excellent shelter • 700m of Poplars planted + other shelter • A good set of cattle yards • Single bay shed • Ideal Mid-Canterbury location View By Appointment DEADLINE PRIVATE TREATY Thursday 28th November 2013 at 4.00pm

4 Dan Cooney Mobile 021 973 768 Office 03 687 7166 Home 03 686 3472 dan@propertybrokers.co.nz

WINDROWING BUSINESS

WEB ID TMR33173 HINDS 120 Dobsons Road View By Appointment • Ideal Mid-Canterbury location DEADLINE PRIVATE TREATY Thursday 28th November • High Spec 54 bale Rotary Shed 2013 at 4.00pm • Low cost irrigation • Own bores produce 96Ltr/second • High producing new variety pastures • Excellent production • Minimal supplements fed • Great standard of housing and sheds Value for money irrigation, excellent production, Dan Cooney minimal labour required with a high spec 54 bale Mobile 021 973 768 rotary shed and no tape gates (all swung metal gates) Office 03 687 7166 This immaculate, centre pivot Dairy Farm will really Home 03 686 3472 impress you. dan@propertybrokers.co.nz

DEADLINE PRIVATE TREATY

www.propertybrokers.co.nz

NEGOTIATION WEB ID AC32746 ASHBURTON Windrowing Business September 2013 valuation of modern plant approximately $610,000 plus GST. Successful business covering from the Selwyn River to the Rangitata River.

Concentration of efforts in the Dorie, Pendarves, Wakanaui and Flemington areas in the heart of Canterbury arable land.

View By Appointment

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HASTINGS MCLEOD LTD 217 West Street ASHBURTON ashburton@propertybrokers.co.nz 03 307 9176

Hastings McLeod Ltd Licensed under the Real Estate Agents Act 2008

"EXCEPTIONAL" - 36.46 HA - GREENSTREET

123 HA WELL LOCATED

OPEN TO VIEW

WEB ID AR33668 GREENSTREET 96 Ashburton Staveley Road VIEW Saturday 23 Nov 10.00 - 10.30am Located in one of Mid Canterburies best kept secrets is DEADLINE PRIVATE TREATY Monday 16th December 2013 this beautifully appointed two storey four bedroom at 4.00pm homestead featuring games room, separate lounge and office and open plan living. A full complement of farm buildings - this unit has the lot! 40 mature walnut trees producing an average of approximately one tonne of walnuts/year, almost totally deer fenced.

DEADLINE PRIVATE TREATY

A great opportunity to purchase an up and running smaller farm. Don't delay, enquire today.

WEB ID AR33653 ASHBURTON Fairfield Road "Burnetts Farm" Development has focused on ease of management of large numbers of stock. Within a block of Silver Fern Farms Fairton (Ashburton) meat processing facility this property provides a broad range of possibilities. Dairy run off (or conversion if irrigation possibilities are able to be realised), stock trading/finishing or intensive arable. Central lane access to all paddocks, reticulated stock water supply and solid large well built stock yards complete the picture on this very desirable, centrally located holding.

AUCTION View By Appointment AUCTION 3.00pm, Fri 13th December, 2013 Hotel Ashburton

Deadline Sale by Private Treaty closing 16th December 2013 at 4pm.

FAIRVIEW DAIRY

DEADLINE PRIVATE TREATY ONE OF THE BEST WEB ID AR33207

ASHBURTON 274 Trig Pole Road • Spray irrigation unit - 243.6079ha • 54 Rotary dairy shed -2012 • 2012-2013 season 312,596 MS - 850 cows • Three houses • Irrigated, centre pivot, Briggs, Trailco gun • Low costs, electricity charges $30,000 - 2012-2013 • Deep well plus surface water consents • Inspections from 1 November 2013 • Possession 1 June 2014 View By Appointment DEADLINE PRIVATE TREATY (unless sold prior) Thursday 5th December 2013 at 4.00pm

LOWCLIFFE DOWNS

DEADLINE PRIVATE TREATY WEB ID AR33206 ASHBURTON 196 Trig Pole Road • 190.7438ha Dairy unit • Spray irrigated • 70 bail rotary shed - 2009 • Production 2012 - 2013, 324,201MS • Milking 750 cows • Low costs, electricity charges $30,000 for 2012 2013 • Homestead plus two houses • Good water consents • Inspections from 1 November 2013 • Possession 1 June 2014 View By Appointment DEADLINE PRIVATE TREATY (unless sold prior) Thursday 5th December 2013 at 4.00pm

www.propertybrokers.co.nz

WEB ID AR32747 ASHBURTON 364 Ashburton Staveley Road View By Appointment "Two Rivers Clydesdale Stud" DEADLINE PRIVATE TREATY (unless sold prior) Friday 29th 18ha of irrigated Paparua Sandy Loam soils located a November 2013 at 4.00pm mere 10kms from town. The property is well subdivided and sheltered. Attractive access to the river.

Currently being run as a fattening, grazing property and featuring the well known Clydesale Stud. A full range of farm buildings supports the farming operation. The main feature is the new executive four bedroom homestead offering spacious sunny living and superb rural and mountain views. This has to be viewed and for the sportsman their own duck shooting pond.

DEADLINE PRIVATE TREATY

Mortgage rates

Industry Comment

Have you got your 10-year investment plan ready?

I remember many years ago, way before I got involved in property, my parents telling me there is nothing like investing in property “bricks and mortar� you can’t go wrong!

It seems, over the past 12 years or so, many people have got involved in property - property investors as they are known. This has been largely to build a secure future for themselves; pensions are not what they used to be and the appetite for an independent source of income is in the forefront.

Hopefully those investing have a strategic plan and some set goals on where they are heading. Like all investments, I’m sure there are some people just crossing their ďŹ ngers and hoping for the best. Is it really a steady solid retirement plan?

The key thing to remember is interest rates are almost certainly going to go up, indeed you need a 10 year plan as to where you see rates going and cater for this in your ďŹ nancial model. You

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ESTHER WALLACE - PROPERTY BROKERS

also need to give thought to the cash investment you are going to make.

Many investors will put in at least 30 percent of the purchase price - do consider how this can be otherwise invested and ask yourself if you can really afford to lock the money up long term, and remember you will also be losing interest on this money The property you choose is clearly of vital importance, a property located in an undesirable area will certainly take longer to let.

It needs to be near to transport ideally, within a 10 minute walk to shops and if possible facilities such as sports grounds, schools, library etc which will also give it the edge in a competitive market. In certain areas you will ďŹ nd it a huge bonus to be within the catchment of top schools.

The condition of the house is equally as important as the location, a property in poor condition will ultimately attract a tenant with minimal expectation. Dry,

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DONNA BROWN - PROPERTY BROKERS

warm and well located are the top three asks.

Try to ďŹ nd a property that’s neutrally decorated with good tiled bathrooms and a smart kitchen with ample work areas and appliances - double glazing, heat pumps and/or central heating are points to look for. Always build in the need for repairs and ongoing maintenance, it’s amazing how much minor repairs can add up, equally the property will need external decoration every four years and internal decoration every three to four years with a long term plan around electrical, heating and carpets.

Any investor must do the maths, it’s only worth the effort if you are going to make a healthy return - run any scenario past an accountant, it will be money well spent. Try to ignore the property cycles, you should be looking at the investment going through at least two cycles.

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*At the time of printing

Methven M eth thve th v n Re ve Real R eall E Estate sttat ate t Lt Ltd d MR MREINZ MREI EINZ EI NZ Licensed Real Estate Agents REAA2008

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PRICE GUIDE LOW-MID

PRICE GUIDE LOW

$368,000

$390,000

$500,000

$400,000

22 Blackford Street, Methven

100A Spaxton Street, Methven 13 Robinson Street, Rakaia

30 Miller Ave, Allenton

SUBSTANTIAL FAMILY HOME -

Set Sale Closing Friday 29th November 2013 (unless sold prior)

YOUR CHANCE IN ALLENTON -

Open Home Sunday 24th November 4.15 - 5 pm

Highly motivated owner has said its time to sell their much loved holiday home.

Set on a full 1/4 acre it offers a large low maintenance home. With 3 bedrooms + RIĂ€FH RU WK EHGURRP WKHUH LV SOHQW\ RI space for everyone.

Modern open plan kitchen living dining area with a huge rumpus room downstairs for the kids. Additional ski tuning workshop RXW WKH EDFN LV D ERQXV 6LJQLĂ€FDQW PRQH\ has been spent renovating this home and you wont be disappointed.

If you are looking for a home in the early $400,000 price range then this is worth a view.

Open Home Sunday 24th November 3 - 4 pm

MAGNIFICENT FAMILY HOME -

On the edge of town this spacious 250m2 Oamaru Stone home is something special.

Seven years young this home offers large open plan living leading to a sunny sheltered patio. Separate lounge, four double bedrooms, master with ensuite and :,5 +59 V\VWHP XQGHUà RRU KHDWLQJ KHDW SXPS DQG JDV ÀUH 6LW LQ WKH OX[XULRXV VSD pool with a wine and admire the mountain and rural views. This home is sure to impress and has all the features you expect from a modern home.

Open Home Saturday 23rd November 3 - 4 pm

SUPERIOR IN RAKAIA -

Exceptional 4 bedroom home just come to market. Large quarter acre section fully fenced with a great outdoor area for the whole family. The kitchen is the jewel with D VW\OLVK PRGHUQ OD\RXW 7KH NLWFKHQ Ă RZV though to the lounge area which has a new log burner. Open the sliding doors and step out to a fantastic large deck with solid wood benches, perfect for the summer BBQ. A great fenced off veggie & herb garden for those with a green thumb, also a sandpit for the kids to play in. Master has good wardrobe space and ensuite.

Open Home Saturday 23rd November 1.30 - 2pm Be quick a rare chance to secure a premier location and quality spacious home on 989m2.

This property has lots to offer with stylish decor throughout. 3 spacious bedrooms, master leading out to the sunroom. Large lounge/dining room and adjacent paved and screened outdoor living space.

Renovated kitchen and bathroom.

Mature easy care garden.

Reserve next door gives the added feeling of space and separation.

www.methvenrealestate.co.nz | 127 Main Street, Methven | (03) 303 3093

Selwyn Allred

Mark & Rachel Allred

Principal 0274-388-493

Property Consultants 0274-909-991 Mark 0272-429-799 Rachel

OJ – Martin Dodson Urban / Rural Property Consultant 021-743-394

Rosa Harper Property Manager/ Property Consultant 0274-655-387

Amanda Pannett 2IĂ€FH $GPLQLVWUDWRU 303-3093

LI ST IN G NE W

RESIDENTIAL AND LIFESTYLE

Lake Hood

Residental Sections and Lifestyle Blocks

For Sale Price levels have been established to sell View Sat 11-12.30pm and 1-2pm

D

D

From lifestyle blocks to residential waterfront and canal sections with panoramic views of the Southern Alps Recreational paradise offering waterskiing, rowing, boating, swimming, picnic areas and mountain biking

www.bayleys.co.nz/512693

Mike Preston M 027 430 7041 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

UNCOMPROMISING QUALITY

Ashburton

7 Somerset Grove, Allenton

Deadline Sale

An exciting opportunity to purchase this quality built family home in this sought after Allenton location. Finished to the highest standard this 220m² house offers three bedrooms, fourth bedroom or office, ensuite, interconnecting living spaces flowing to the sublime outdoor living space to entertain or just relax. Double attached garaging with off street parking makes this property in a word SHARP! WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

The vendor invites offers in the vicinity of $620,000 by 3pm, Tues 10 Dec 2013 View Sat 3.30-4.15pm www.bayleys.co.nz/516981

Mick Hydes M 027 437 9696 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

QUALITY HOME - KEY LOCATION

Ashburton

779 Winchmore Dromore Road

Deadline Sale

This 16.05 hectare irrigated property has been well thought out with nothing spared. As you enter the property you are greeted by a magnificent two storey award winning country home. The home boasts a generous kitchen and living area, separate lounge and dining rooms, four bedrooms and three bathrooms.

All offers on or before 4pm, Thurs 5 Dec 2013 View phone for viewing times www.bayleys.co.nz/516788

Mike Preston M 027 430 7041 B 03 307 7377 mike.preston@bayleys.co.nz

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

PRIME WINCHMORE LOCATION

Ashburton

QUALITY DAIRY UNIT

Hinds

559 Mitcham Road, Winchmore

Deadline Sale

785 Surveyors Road - 210.0164 hectares

Deadline Sale

This 35.7565 hectare borderdyke irrigated property is located within 10 kilometres of central Ashburton. With two road frontages and in an area known for dairying, grazing and cropping this is an opportunity not to be missed. A three bedroom home in a private sheltered garden with sheds and cattle yards complete this property.

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

All offers on or before 4pm, Wed 11 Dec 2013 View by appointment www.bayleys.co.nz/516874

Mike Preston M 027 430 7041 B 03 307 7377 mike.preston@bayleys.co.nz

Situated in the favoured area of Hinds 25 km south of Ashburton. Currently milking 800 cows through a 50 bale rotary shed. Irrigated with spray irrigation by pivot rotor rainer and Kline. The main dwelling is an outstanding feature of this property, consisting of four bedrooms all of magnificent design and quality, beautiful landscaped grounds including swimming pool. Four bedroom managers house plus two more dwellings. A well laid out and maintained dairy farm.

Budgeted production of 350,000kgs/ms.

All offers on or before 4pm, Wed 11 Dec 2013 View by appointment www.bayleys.co.nz/516942

Paul Brown M 027 432 6864 B 03 687 1227

Nick Young M 027 437 7820 nick.young@bayleys.co.nz

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

www.bayleys.co.nz

F NO INA TI L CE

F NO INA TI L CE ENCHANTING COTTAGE

Ashburton

INVESTMENT SPECIAL

Ashburton

12 Burnett Street

Auction From 1pm, Fri 29 Nov 2013 (unless sold prior),

32 Clark Street, Allenton

Deadline Sale

Three bedroom cottage with one bathroom, living, separate kitchen and a separate laundry on a 499m² Glasgow Lease. The property is currently tenanted and the tenant is keen to stay on as they love the cottage and the location. This will be a fantastic development site, either now or in the future. Can you see the potential?

View Sat 10-10.30am

Add to your investment portfolio with this very tidy two bedroom solid brick house. Open plan living heated by a new clean air approved log fire. The exterior painted surfaces were painted last sumer so maintenance cost’s should be minimal for some time. Good tenants in place who are keen to stay.

Mick Hydes

www.bayleys.co.nz/516892

Mick Hydes M 027 437 9696 B 03 307 7377

Debbie Boon

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

The vendor invites offers in the vicinity of $235,000 by 3pm, Wed 27 Nov 2013 View Phone for viewing times www.bayleys.co.nz/516887 M 027 437 9696 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

LI ST IN G

M 027 448 4006 B 03 307 7377

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F NO INA TI L CE

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

Hotel Ashburton, Racecourse Road, Ashburton

MORE THAN JUST A TOWNHOUSE

Ashburton

TOP NOTCH LOCATION

Ashburton

74 Cox Street

Deadline Sale

23 Falcon Drive, Allenton

Deadline Sale

Situated in this sought after area of Allenton this three bedroom home is presented beautifully. Thoughtfully designed the home comprises of two substantial living areas and a well-designed kitchen Ample heating with two heatpumps, radiant heating and a nitestore. The three bedrooms, master with ensuite. Double garage with internal access. Manicured gardens giving a park like feel.

Mick Hydes

Step inside and be impressed with the space in this terrifically sunny townhouse. Generous living area flows to the kitchen and dining areas, three double bedrooms and internal access garaging. The garden is well established and offers just enough to keep green fingers happy. Enjoy a central location. A fantastic opportunity awaits you here.

Mick Hydes M 027 437 9696 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

The vendor invites offers in the vicinity of $450,000 by 12pm, Tues 10 Dec 2013 View Sat 2.30-3.15pm www.bayleys.co.nz/516950 M 027 437 9696 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

F NO INA TI L CE

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

The vendor invites offers in the vicinity of $425,000 by 3pm, Tues 26 Nov 2013 View Sat 11.30-12.00pm www.bayleys.co.nz/516903

LOOKING FOR FAMILY

Ashburton

MORE THAN MEETS THE EYE

Ashburton

50 Elizabeth Street, Allenton

Deadline Sale

85 Eton Street, Hampstead

For Sale The vendor invites offers in the vicinity of $290,000 by 3pm, Tuesday 26 November 2013 View Sat 10.45-11.15am www.bayleys.co.nz/516846

This three bedroom home oozes character and is set in a prime location. Spacious kitchen flowing to the living spaces. The three bedrooms are spacious with built in robes and there is internal access garaging. Heated with a heatpump and a pellet fire you won’t go cold in the winter. Lovely mature gardens complete the setting.

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

The vendor invites offers in the vicinity of $395,000 by 12pm, Tues 12 Dec 2013 (unless sold prior) View Sat 12.15-12.45pm www.bayleys.co.nz/516960

Mick Hydes M 027 437 9696 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

D

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Beautifully presented Spacious open plan living/dining Superb flow to outdoor decking/spa area Three bedrooms Three car garaging/961m²

WHALAN AND PARTNERS LTD, BAYLEYS, LICENSED UNDER THE REA ACT 2008.

Mick Hydes M 027 437 9696 B 03 307 7377

Debbie Boon M 027 448 4006 B 03 307 7377

www.bayleys.co.nz

Finance

Many hands make mortgage A

lan Clarke is author of Retire Richer - A Practical Guide For Everyone Aged 25 to 85. He blogs on www.investandretire. co.nz and is an authorised ďŹ nancial adviser whose disclosure statement is available on request and free of charge.

KiwiSaver is popular for one main reason someone else puts money in too.

Most employers put money in. The Government puts money in. Any scheme where someone else contributes has to be good.

Why not do the same if you are buying a house with a big mortgage?

The principles below also apply to home buyers of any age who have to borrow a lot.

Dave and Barbara, ages 49 and 46, asked me for advice. Both are divorced and in a new (two-year) relationship. Between them they have $250,000 and want to buy a decent house that will cost $400,000 to $450,000 in the city where they live.

They are earning $100,000 gross between

Any scheme where someone else contributes has to be good.

Why not do the same if you are buying a house with a big mortgage?

them.

No dependent children either, so no need for a three or four bedroom house.

In thinking it over, I looked at the long term what would their ďŹ nances look like when they get to retirement, at say age 65 to 68?

Their KiwiSavers at age 65 should total about $250,000 - by then $250,000 might buy what $150,000 buys today - not what retirement dreams are made of.

I recommended that they keep $30,000 to $50,000 for emergencies, because they will need to keep earning until age 65 to be able topay off a mortgage.

Sickness, redundancy, economic downturn or other adverse events could hit them hard. Who wants to lose their house for the sake of not having $40,000 or so tucked away for a rainy day?

Then put in as big a deposit as possible $200,000.

If they borrow about $220,000 for a $420,000 house, the mortgage will cost $1800 a month

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Finance

light work

H O M E

bedroom, two-bathroom home ... No such word as can’t.

Look for a house with a sleepout and let it. One with space and build a sleep-out.

Note the Auckland unitary plan is going to allow more dwellings on most properties.

Look for a house where you can modify the garage into a flat (carports are inexpensive).

Look for one that can easily be divided into separate accommodation. Even better, find a house that has one of the above features, and has future sub-dividable potential too.

Buy bare land and build two new units How much better off will you be?

Debt-free after 15 years vs another five years’ mortgage to go.

A property after 15 years worth say $650,000 vs a house worth say $525,000.

After 15 years, a tenant paying you $10,000 to $15,000 a year - money you don’t have to work for.

Extra income in retirement of $10,000 to $15,000, with virtually no effort from you.

Debt-free five years earlier, then you can save more for retirement - say an extra $50,000 to $100,000 that you would have otherwise paid the bank in interest. I could go on ...

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over 20 years (at 8 per cent mortgage interest - best to assume on the high side) and they will pay $221,000 in mortgage interest alone.

But what if they borrow say $270,000 to buy a house with a sleepout, flat, or that can be divided into a home and rental?

Then they will pay $1800 a month, and their tenant will pay $800 a month (assume rent of $200 a week the low end).

Between them, they could pay off a higher-value property in 15 years - five years sooner.

And pay less interest of $194,000 (their “share” of interest would be $136,000).

A debt-free higher-value property sooner.

They would also get tax relief deductions on the rental mortgage interest.

Like KiwiSaver, wherever you can get someone else to pay a portion, you win.

Tenants living next door to the landlord behave better too.

Plus when debt-free and retired, they will have rental income still coming in - nice to have.

But what if we can’t find a house with a sleepout, or that can be divided?

There aren’t many, we can’t, it won’t work, we would rather have lifestyle, we want to live in a nice four-

Ashburton 81 Buckleys Terrace Where town meets country * 1 double bedroom (great storage) * Separate lounge * Heat pump * Open plan kitchen/dining area * Numerous outbuildings, bore water, septic tank

T 03 307 8317 E ashburton.nz@raywhite.com 96 Tancred Street, Ashburton 7700 Mid Canterbury Real Estate Limited Licensed REAA (2008)

1

For Sale: Deadline private treaty closing 4pm 6 Dec 2013 View Saturday 2:00 - 2:30pm rwashburton.co.nz/AHB20335 027 236 8627 kim.miller@raywhite.com

1

1

Ashburton 379 Burnett Street Great Family Home * Three excellent sized bedrooms * Open plan kitchen, dining, living * Separate living * Log fire * Indoor/Outdoor flow * Space for the family to play * Walking distance to town

T 03 307 8317 E ashburton.nz@raywhite.com 96 Tancred Street, Ashburton 7700 Mid Canterbury Real Estate Limited Licensed REAA (2008)

3

For Sale: BIR $325,000 - $355,000 View Saturday 10:30 - 11:00am rwashburton.co.nz/AHB20321 027437 6755 jill.quaid@raywhite.com

1

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DIY

Freshen up your home I

t’s time to get your house ready for market, starting with one room at a time. In this article, we look at the process of painting a room, from preparation to finish.

the ceiling or the wall then smooth over these strokes with a single, long stroke, painting out from the corner first, then vertically. Where the wall and ceiling come together, use downward strokes on the wall first followed by smooth

ed area from another. Use a bevelled trim brush with long bristles and press the brush lightly against the surface, then, as you move the brush, add just enough pressure to make the bristles bend away from the direction of your

Brushes The brush you use depends on the job and the grip you use depends on the brush.

Trim and sash brushes with pencil handles are grasped much as you would a pencil, giving better control for intricate painting. With beaver-tail handles on larger brushes, you will need a stronger grip as the brushes are wider and heavier.

When loading a brush the aim is to get as much paint on the wall as possible without dribbling it all over the floor or yourself. It should only take you a few times to gauge how much paint your brush will hold.

With the first dip, move the brush around in the paint to open the bristles and let the brush fill completely. It will be easier to pick up a full load if you jab the brush gently into the paint with each dip.

Gently slap the brush against the inside of the paint tin or lightly drag it across the inside edge of the lip to remove excess paint. To “cut in” - neatly paint up to a line where two edges or colours meet - use a trim brush with bevelled bristles. Paint five or six strokes perpendicular to the edge of

ing the roller from the wall, as if you’re painting a large M, W, or backward N. Then, still without lifting the roller, fill in the blanks of the letters with more horizontal or vertical zigzag strokes. Finish the area with light strokes that start in the unpainted area and roll into the paint. At the end of the stroke, raise the roller slowly so it does not leave a mark.

Start with a roller stroke that moves away from you. On walls, that means the first stroke should be up.

Go to the next unpainted area, and repeat the technique, ending it just below or next to the first painted patch.

Finally, smooth the new area, and blend it into the other finished one.

Prepare room for painting

Painting windows is quicker with a sash trim brush, making it easier to get into corners.

horizontal strokes.

On the ceiling itself, cut in strokes toward the centre of the room. Then paint a smooth horizontal stroke on the ceiling that follows the direction of the wall..

Another cutting-in approach, beading, can almost eliminate the need to use masking tape to protect one paint-

brushstroke. Keep the brush away from the other coloured surface. The bent bristles and the pressure will release a fine bead of paint that will spread into the gap.

With both methods of cutting in, it is better to have a brush that is too dry than one that is too wet. This is detailed work so take your time. Concentrate on a small area with attention to detail and the big stuff takes care of itself.

Rollers As with brushes, the roller you choose depends on the surface and the finish you require.

Fill the well of the roller tray about half full, and set the roller into the middle of the well. Lift the roller and roll it down the slope of the tray, stopping just short of the well. Do this two or three times to allow the paint to work into the roller. Then, dip the roller into the well once more, and roll it on the slope until the pile is well saturated.

You will know when you have overloaded the roller as it will drip en route to the wall.

The most effective method of painting with a roller is to paint two or threesquare-metre areas at a time. Roll the paint on in a zigzag pattern without lift-

It is best to remove all the furniture from the room but if this isn’t possible, cluster the furniture in one area and cover it and the floors with drop cloths.

And take down the curtains and the hardware.

If you are painting over a newly primed wall, you can skip the preparation. But if you are painting over a previously painted or second hand surface, look for rough, peeling or chipped areas. The best way to find flaws is to hand sand, taking off any high spots. If you find flaws, now is the time to fix them.

Plaster and fill holes and sand smooth.

Prime any timber surfaces before repairing any faults.

Scrape older windows and doors to remove any flaky or peeling paint then sand smooth and blend into the area around it. If you get down to bare timber on woodwork don’t forget to prime.

In the last article we covered the importance of primers and sealer undercoats.

Ceilings When rolling paint on a ceiling, maintain a wet edge to avoid creating lines and ridges. If you are using fast-drying paint, you may have to work quickly, without stopping. Using an extension handle means you can paint from the floor instead of from a ladder that has to be moved around the room.

Walls Paint the entire wall before stopping so the painted areas won’t lose their wet edges. Whether you paint in sec-

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DIY

tions from top to bottom or from side to side across the room is up to you.

Tight spots You probably won’t have enough room to use the zigzag technique over and under windows and above doors and doorways. Instead, just roll the paint on horizontally. For areas that are narrower than the standard roller, use a smaller roller or a paintbrush. A roller will give you the same surface ďŹ nish as the rest of the wall whereas brushes apply paint less evenly and tend to leave trails.

Doors, windows, trim Now that we have covered the walls and ceilings, it’s time to move onto windows, doors, skirting boards and trim.

Even when the walls and ceilings - the largest painting surfaces in a room - are coated, the job is far from over. Painting the trim, windows and doors can take as much time, if not more.

Doors with smooth, at surfaces are easily rolled, but doors with inset panels can be tricky. No matter what type of door you are dealing with, paint the entire door without stopping, otherwise the lap marks may show. Before you start, remove the doorknobs, the plates behind them, and the latch plate on the edge of the door. This makes for a tidy ďŹ nish and faster painting.

On ornate doors, start by painting the inset panels at the top of the door.

Paint all the panels and the moulding around them. Then work your way down from the top to the bottom, painting the top rail, middle rail, and bottom rail (the horizontals) with back-and-forth strokes.

Then paint the vertical sides with upand-down strokes.

Painting windows will be quicker with a sash trim brush, angled slightly across the bottom to make it easier to get into corners and tight spaces.

Work inside to outside, top to bottom, cutting up to the glass ďŹ rst, trying to get 1-2mm on the glass to create a good seal. Finish with the reveals or face of the window, then the sill.

Painting the skirting boards, windows and doors in your room can be just as time-consuming as painting the walls.

Painting a room is one of the easiest and most aordable home improvement projects you can do.

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Indicative Outline Only

Great Cashow Investment Rolleston, Christchurch

Sale

sçModern storage complex in 3 blocks consisting of 134* storage units, one ofďŹ ce unit and 20 car parks sçThe complex has shown an excellent history of high occupancy demand and growth (Tenant History schedule available) sçThe complex is security fenced and gated with swipe card access fully alarmed and monitored sçTotal estimated net rental $270,000pa* + GST (annualised) sçA great cashow investment in Selwyn being one of the fastest *approx growing districts in NZ

Sale by Tender closing 4pm Friday 13th December 2013 in our ofďŹ ces at 5 Washington Way, Sydenham, Christchurch Paula Raine 027 221 4997 or 03 379 4120 paula.raine@raywhite.com www.rwcchristchurch.co.nz ID# CCM21819

Ray White Commercial Christchurch

Raine Blackadder Ltd MREINZ (Licensed REAA 2008)

28.2628ha (two freehold titles)

SH 1 Tinwald

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Deadline Private Treaty, offers may be considered on or before 3pm 10 December 2013.

Colin Gilbert B M

PGG Wrightson Real Estate Limited, Real Estate Agent, REAA 2008

Price Rangers

Price Rangers

Bathurst Street, Ashburton 3 bedroom home RV $245,000 | Asking price - Over $289,000

Timaru 3 bedroom home RV $289,000 | Asking $289,000

North Rakaia Huts, Selwyn 2 bedroom home Asking $295,000

Rangiora, Waimakariri 3 bedroom home Asking $289,000

Ashburton’s home buyers get a lot more bang for their buck than they do in many parts of New Zealand.

The average house price in the district over the past three months has been tagged at $310,000 by Quotable Value and while the values are rising faster than in many parts of New Zealand, the district still offers good value when it comes to housing dollars.

The Real Estate Institute also provides sale price information but it measures the median price over one month. In October in the Ashburton District this was $288,000. A mid way point between the two values is $300,000.

A check of the on-line property site Trade-Me shows there is plenty on offer in the $270,000 - $310,000 price range.

For anything over $270,000 buyers can find themselves a good, three bedroom home in a decent area, one that doesn’t need too much TLC to bring it up to A1 condition.

That’s not the case in many parts of Canterbury, however.

In Christchurch City a quick check of Trade Me listings shows that properties under $300,000 are generally in suburbs such as Bromley, Bryndwr, Woolston and Linwood. Most on the market are up for auction or for sale by negotiation and most have asking prices that are well over their rating value.

If you’re looking to relocate to Selwyn then you’ll also be looking to upgrade your mortgage by a serious amount. Mo st of the sections for sale in and around Rolleston are going for more than the price of an average home in Ashburton.

If you want to swap like value for like value, then you’ll find yourself living in Colgate, Glentunnel, Lake Coleridge or Leeston and if you’re after living by the sea, then $299,000 will buy you a two bedroom bach at the North Rakaia Huts.

It doesn’t get any better if you opt to relocate to Waimakariri. The best you’ll get are properties in outlying areas like Woodend or perhaps Amberly. Buy in Rangiora and your options are very limited.

Timaru holds out a little more hope with a range of properties across the city falling in the under $300,000 bracket.

An indication of the sluggishness of the Timaru market comes in the comparisons between rateable value and asking price.

It’s not uncommon to find properties listed at less than their rateable value, the reverse to what is happening in most of Canterbury.

If a giant leap away from home is your objective and you’re targeting Marlborough, your choices aren’t great. Certainly there are some good properties on the market at around $300,000 but often they’re three bedroom units or apartments. In common with most of Canterbury, Blenheim’s market is fetching prices well above rateable value.

Woolston, Christchurch 3 bedroom home Asking price $279,000

Lynwood, Christchurch 3 bedroom home RV $233,000 | Asking price $299,000

Blenheim 3 bedroom home RV $267,000 | Asking price $299,000

Turton Street, Ashburton 3 bedroom home RV $245,000 | Asking price $298,000

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Open Homes

GUARDIAN

Saturday 41 River Terrace 10 - 10.45 am 15 Galbraith Street 10 - 10.45 am 11 Somerset Grove 10 - 10.45 am 96 Ashburton Staveley Road 10 - 10.30 am 444 Ashburton Staveley Road 10.30 - 11.15 am 153 Trevors Road 11 - 11.45 am 20 Westpark Close 11 - 11.45 am 6 Braebrook Drive 11 - 11.30 am 11 Magnolia Drive 11 - 11.45 am 22 Brucefield Avenue 11.45 - 12.15 am 7 Turton Street 12.30 - 1 pm

Saturday 7 Somerset Grove Lakehood

12 Burnett Street 74 Cox Street 23 Falcon Drive 50 Elizabeth Street 85 Eton Street

3.30 - 4.15 pm 11 - 12.30 pm 1 - 2 pm 10 - 10.30 am 11.30 - 12 noon 2.30 - 3.15 pm 12.15 - 12.45 pm 10.45 - 11.15 am

Saturday

RAKAIA 13 Robinson Street

3 - 4 pm

ALLENTON 30 Miller Ave

1.30 - 2 pm

Sunday

METHVEN 100A Spaxton Street 22 Blackford Street

3 - 4 pm 4.15 - 5 pm

Saturday 11 Galbraith Street 17 Pages Road 379 Burnett Street 27 Glassey Drive 101 Princes Street 5 Hillier Place 67 Elizabeth Street 106 Grove Street 7 Magnolia Drive 30 Grey Street 28 Reid Crescent 97 Allens Road 129 Victoria Street 6 Chelsea Lane 81 Buckleys Terrace

10:00 - 10:15am 10:00 - 10:30am 10:30 - 11:00am 10:45 - 11:00am 11:00 - 11:30am 11:00 - 11:45am 11:15 - 11:45am 11:30 - 11:45am 12:00 - 12:30pm 12:00 - 12:30pm 12:00 - 12:30pm 1:00 - 1:30pm 1:30 - 2:00pm 1:30 - 2:00pm 2:00 - 2:30pm

Sunday 206 Harrison Street Lake Hood Sections 13 Cameron Street

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