D. Organization of the Report

Unless otherwise noted, data from the ACS comes from the one-year estimates. In most cases, we use data tabulated by the U.S. Census Bureau and are available through the census data portal.2 In other cases, we used data from the Public Use

Micro Sample.3 These data are freely available from the various U.S. Census

Bureau data portals. 6. U.S. Department of Housing and Urban Development: We use two sets of data from the HUD website.4 The first is the income limits HUD uses when determining eligibility for certain housing subsidies. The second is a database of the region's

Low Income Housing Tax Credit projects. These data are freely available to the public from the HUD portal. 7. Federal Reserve Data: We use data on inflation and mortgage interest rates obtained from the Federal Reserve Economic Data portal maintained by the Federal Reserve

Bank of St. Louis. These data are freely available to the public from the FRED portal.

D. Organization of the Report

We organize the rest of this report into four sections. Section II presents a macroscopic view of the housing market in the Charlotte MSA. It begins by presenting some basic facts related to the size of the housing market and the split between owner-occupied and rental housing. Section III presents a detailed micro-view of the owner-occupied housing markets. Section IV presents a detailed micro-view of the rental housing markets. In Section V, we compare the Charlotte housing market to those of seven regional and 11 national competitor cities. Finally, Section V summarizes the report.

E. Sponsors

This report has been made possible by the financial support of a wide variety of interested housing participants. Those providing financial support include:

2 http://data.census.gov 3 https://www.census.gov/programs-surveys/acs/data/pums.html 4 https://huduser.gov The State of Housing in Charlotte Report 2022