Expert Contributor
Linda Kralik
Spend With Joy By Joe Morgan, CFP®, CFA, Principal: JWM Wealth Management, LLC , Resident since 2004
Blackhawk Resident for 33 Years
• Born and raised in the Danville area • A Member of the DD Riders • Five years on the San Ramon Valley AAU Swim Team • Moved back to Blackhawk in 1984 • Blackhawk Country Club Member since 1984 • Served as President for Women’s Tennis Asscociation • Served as President for the Blackhawk Swim Team • Served on numerous Blackhawk Country Club Committees • Blackhawk HomeOwner’s Association Board member for over 17 years
How can we find joy in our spending? When we know it aligns with our values and goals. This sounds simple, but is not so easy to do in real life. First, we don’t often think about our values.Things like good health, caring for family, or securing a thriving future do not come to mind as we browse on-line or stand in the grocery store. But they should. Our values should be front and center to our life every day. They should be obvious in our goals and our actions. And, certainly in our spending. One way to get there is to define our goals and keep them written down in front of us as a reminder. However, I find that this can only work over the short run as such rote, repeated processes tend to wear us down over time. Instead, I propose that you simply “know” where you spend your money. A quick review of your spending forces you to consider whether it is aligned with your values. Because your values define who you want to be, this review acts as a check on how you’re doing versus who you want to be.
Linda Kralik Broker Associate and Luxury Specialist 4185 Blackhawk Plaza Circle, Suite #101 Danville, CA 94506
925-998-9446
www.TheBlackhawkTeam.com
CalBRE #00991436
So, where does the joy come in? When your spending review shows you’ve fully aligned with your values, you will know you are spending with joy! JWM Wealth Management, LLC is a Registered Investment Advisor with the State of California and Joe Morgan is a fiduciary to his clients at all times. If you’d like to ensure your finances are on the right track, schedule a call with Joe at www.calendly.com/ jwmwealth. You can also learn more at jwmwealth.com. BLACKHAWK LIVING 13
