Blackhawk Living Magazine March 2019

Page 16

Expert Contributor

HAVE YOU RUN THE NUMBER$ LATELY? By Steve Cline, Preferred Financial

F

rom a high of about 5% for a 30-year loan in 2018 (which is still crazy low), can you believe we are once again flirting with interest rates in the low 4’s? Below you will find a variety of our zero cost rates as of February 2019. Additionally, below you will find a section called “Some things to think about”….designed to get you thinking about how a decision to refinance could impact your financial well-being tomorrow.

Want to pay off your mortgage in fewer years? Are you considering a new home purchase? Have a HELOC about to reset considerably higher? How long do you plan to live in current home? Have a plan to pay off high interest credit cards? Is cash flow a top priority/ necessity?

Some things to think about: Is your current interest rate higher than 4.375%? Is your home in need of renovation?

If you find any of the current rates attractive, please give me a call. There are too many scenarios to highlight here, but rest assured I will be happy to prepare a personalized analysis that will give you a variety of options for your consideration.

“We listen, we educate, then we perform like no one else in the industry.” We provide home financing services, including Fannie Mae, Freddie Mac, jumbo and portfolio home mortgage products. We are a family owned business since 1979, when we pioneered the zero cost loan.

Steve Cline

Mortgage Broker and Insurance Broker Office phone - (925) 820 - 5557 Email - SCline@PreferredFinancial.com Website - www.PreferredFinancial.com

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Steve has been a Blackhawk golf member since 2003. MARCH 2019


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