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Links & Content In This Issue: #1 in Brevard County Over $1 Billion Sold Prestige Title February Training Calendar Agent Development Featured Home Dyer Mortgage 8 Ways to Ward Off The Flu Protect Your Property & Vehicle 5 New Years Resolutions For Your Home Elite Transaction Management Dept. Top 10 Individuals YTD Top 10 Teams YTD New Years to Do’s For Your Home Pinterest Awards Recognition Birthdays & Anniversaries Property Management Division Supporting Staff Website Links: Training Center RE/MAX Mainstreet Paperless Pipeline ShowingTime RE/MAX University The ABOVE Magazine
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Today is National Pie Day
We need your peanut butter and/or monetary help! Girl Scout Troop 1559 has officially adopted South Trinity Towers for a community project. South Trinity Towers is a low income subsidized apartment building for elderly people. In January, John Gaydar from Dyer Mortgage Group and his wife Wendy along with Girl Scout Troop 1559 helped put together 165 grocery bags (1 for each unit) & bringing them door to door. The money to purchase the food comes from a large private family trust; however the Trust has yet to renew its donations for this year. We are having a peanut butter/money drive. Peanut butter has a good amount of protein and is less expensive than other forms while having a longer shelf life. If you are at the grocery store and they have “buy one, get one free” on peanut butter….maybe you can pick up one to keep and give the other to Troop 1559? Or you’d like to make a donation or the company you work for would help sponsor South Trinity Towers. We know there are literally thousands of great causes and many dear to your heart. We certainly do not want to replace them. However, maybe this week you could buy a case of water instead of a case of soda and give the difference to Troop 1559 for Trinity Towers. A few dollars goes a long way for someone in need.
Peanut butter Please help in any way you can. We are hoping to fund at least our next 2 months of service. Thank you for reading and supporting Girl Scout Troop 1559 in our Community Project. Please see Candace Jansen for all Peanut butter and monetary donations by February 20th. BrevardElite.com
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Prestige Title
Prestige Title of Brevard has the knowledge, experience, and resources to get your real estate transaction closed. So whether you’re a buyer, seller, mortgage broker, lending institution, or real estate professional we want to be your preferred title insurance provider of choice!
5120 N. Highway US 1, Suite 102 Palm Shores, FL Phone: 321.242.7660 Fax: 321.242.1675
Tiffany Fortenberry 321.288.8931 Shawn Fortenberry www.prestigeclosings.com 321.302.0031 BrevardElite.com
*AUTO *HOME *LIFE *BUSINESS www.SuntreeInsurance.com
Paul McDonough
3199 Suntree Blvd., Suite 2 Rockledge, FL 32955 Phone: 622.5333 Fax: 622.5336
Vynn Pechart
Tony Fletcher Account Executive American Home Shield 321 480 7562 tfletcher@ahslink.com
Worry less. Live more.
Sell faster - Homes with an AHS Home Protection Plan sold an average of 10.73 days faster than those without a home warranty.
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February Training Calendar You don’t want to miss these! “Higher Loan to Value/Lower Credit Score Programs, 97% LTV and New Condominium Financing Rules” 5 February at the Melbourne Office Training Room 12:00 – 1:00 PM Lunch and training provided by Dyer Mortgage Group “Everything you want to know about prospecting FSBO” 10 Feb. at the Melbourne Office Training Room 9:00 – 10:00 AM a light breakfast will be sponsored by Kim Osman Insurance & 17 Feb. at the Cocoa Beach Office Noon – 1:00 PM (lunch will be provided) “Down Payment Assistance Programs” 24 Feb at the Melbourne Office Training Room 12:00 – 1:00 PM Darcy Normandia from Community Housing Initiative (lunch will be provided)
Please RSVP Susan Lewis at: Susan.BrevardElite@gmail.com
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Visit Our RE/MAX Elite Exclusive Site pods.com/remaxelite
RE/MAX Elite Clients Can Save Up to 10% promo code: REMAXELITE 866-556-9595
"I can't balance a blimp, but I can help you balance your portfolio" Bob DiBella, CLTC Financial Services Representative Registered Representative Investment Advisor Representative
www.rdibella.metlife.com 321.610.9934 321.255.1480 rdibella@metlife.com BrevardElite.com
Take your business to new heights with
Agent Development Schedule your one-on-one 30 minute consultation with Susan Lewis please call 321-775-8110 Susan will be placing an emphasis on consulting, training and accountability.
"Our first consultation focused on developing my action plan for areas I want to improve on for 2015. We covered Farming, FSBO's, Personal Marketing Promotions and effectively using Social Media so I'm not wasting my time. We picked up where we left off in our follow up session and reviewed progress on activities. We also talked scripts/dialogues for "problem" customers. My mindset is in action mode and Susan is helping me stay accountable towards my goals." ~ Barb Mihalik
"Our meeting with Susan was well worth the time we spent with her. She opened our eyes to the simple things that we knew we should be doing, but just don't ever seem to find the time to get it done. She gave us some great ideas that we plan on implementing into our 2015 business plan. Thank you Susan for the great one-on-one time!" ~ Lou Ann Janke
We promised to never stop looking at ways to improve as a company no matter how successful we become. BrevardElite.com
Brand Transfer & Storage 1731 Cogswell St. Rockledge, FL 32955 321.632.5020 Ext. 102 www.brandtransfer.com
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3140 Celina Ln., Melbourne, FL listing by Coastal Estate Team with RE/MAX Elite
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Best practices for writing a Closing Cost Addendum
Hello RE/MAX Elite agents! A best practice when preparing a closing cost addendum is to make sure that the contract be very clear and address exactly what closing costs/prepaids/escrows are being paid for by the seller and what is paid by the buyer. It is assumed (standard FAR/BAR contract) that the seller is paying the Florida Document Stamps on the Deed and the Owner’s Title Insurance; those items are NOT included when calculating the additional seller contribution for closing costs. If the seller is Fannie Mae the buyer will be responsible for the Florida Stamps on the Deed ($.70 per $100 of the sales price); if you are representing a buyer be sure that they know they will incur this additional cost. In addition many new construction condos and builders have their own contract drafted and in many cases they pay no closing costs (not even the Florida Stamps on the Deed and Owner’s Title Insurance). Carefully review the wording in the contract and discuss these costs with the buyer when making an offer so there are no misunderstandings at closing! If the seller is going to be asked to pay closing costs/prepaids for the buyer here are a few tips: •The addendum should clearly state that “seller to pay up to X dollars or % of sales price towards buyers closing costs, prepaids, or escrows”. If it is not spelled out correctly the buyer may not get the full benefit of the seller contribution. •In addition we recommend that you specifically list the dollar amount of the closing cost contribution. If a contract says “seller to pay 6% of buyer’s closing costs” that could be interpreted to mean 6% of the dollar amount of the closing costs; for example, if the buyer’s closing costs are $5,000 then 6% would be $300.00. •Be sure and specify that the seller contribution is for “buyer’s closing costs AND prepaids”. A clear contract addendum upfront will save frustration at closing! If you are writing a contract and need assistance please let us know. A frequent question we are asked is “how much can a seller contribute to the buyer’s closing costs?” The amount the seller can contribute will vary depending on the type of loan program. Here is a breakdown of what is allowed in most cases: Conventional loan: 5%-9.99% down = 3% of sales price 10% or more down = 6% of sales price Note: if the property is an investment the maximum seller paid closing costs is 2% of the sales price. VA loan: 4% of the sales price FHA loan: 6% of the sales price Should you have any questions please contact one of our experienced loan officers at the Dyer Mortgage Group! We are here to help you every step of the way. Thank you for your business!
Bobbie Dyer Division President 321-215-4419 bdyer@dyermtg.com
www.dyermortgagegroup.com BrevardElite.com
8 Ways to Ward Off the Flu at Home 1. Hit the Hot Spots The bathroom is germ city. Think of all the contaminated surfaces your family touches. Doorknobs, faucet handles, light switches and the sink need to be disinfected every day during flu season, so give them a good scrubbing. A disinfectant will kill the flu while other cleaners will only remove the germs. Check your disinfectant’s label to make sure it is Environmental Protection Agency (EPA)-registered. The label should also list the specific germs the disinfectant can effectively kill and instructions on how to use the product for best results. Let’s talk toothbrushes. If yours are in a toothbrush holder, they’re probably touching, and that can lead to crosscontamination. Find another way to store them during flu season. Also, don’t share your toothpaste. As a temporary, inexpensive solution, buy travel-sized tubes for each family member. 2. Hit the Buttons The remote control entertains more germs than you might imagine. So do game controllers, computer keyboards and cell phone buttons. Before using any cleaner, be sure you check the manufacturer’s recommendations for that item. If it’s compatible with your device, use a spray disinfectant and follow the product instructions for use. 3. Tidy the Tables The kitchen table, coffee tables and game tables are perfect hosts for gazillions of germs. We use tables all the time, so we don’t think about how
often they get touched and the germs they harbor. 4. Remember Flopsy and Mopsy Stuffed animals get cuddled, drooled on, dropped and shared. If the manufacturer states the toy can be washed in the laundry, and if instructions allow, throw it in the washer with hot water. If not, put the stuffed animal away until the flu virus dies on its surface. 5. Clean and Dispose Empty your trash cans and clean them with disinfectant spray, especially after they’ve been filled with germy used tissues. If someone in your home already has the flu, follow these precautions: 6. Too Close for Comfort If your spouse or partner is sick, sleep on the couch. You could be at greater risk for the flu if you don’t. 7. Wash Germs Down the Drain Wash the sick person’s towels, pillowcases, face towels and bedding daily using hot water. 8. Sequester That Spoon Wash the sick person’s eating utensils separately from the rest of the family’s. It’s a good idea to regularly wash all your other utensils in the dishwasher during flu season. Of course, remember to wash your hands in warm or hot water often and scrub for at least 20 seconds, avoid touching your eyes, nose and mouth, and cough into the crook of your elbow. Take these simple precautions and you just might keep the flu away from your door. BrevardElite.com
We at H.I.P. Construction are dedicated to creating an organizational culture that encourages honesty, integrity, and professionalism by adopting and enforcing the following practices: 1.
Emphasize, through staff training, that the organization expects its employees to be honest, have a sense of integrity, and behave professionally. Convey these same expectations to vendors, consultants, volunteers, and anyone else who performs paid or unpaid work for the organization.
2.
Explicitly require "honesty, integrity, and professionalism" in all job descriptions, staff contracts, volunteer policies, performance evaluations, and labor agreements.
3.
Inform employees, contractors, and the general public of established policies, procedures, and expectations regarding honesty, integrity, and professionalism.
4.
Commend and reinforce behavior that exemplifies high ethical expectations.
5.
Never tolerate dishonest, corrupt, or unprincipled behavior in the workplace, regardless of job type or level of authority.
Get started with your FREE estimate today! 321.775.8212
jason@trusthip.com
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Kim Osman Insurance Group, Inc. 474 N Harbor City Blvd, Suite 4 Melbourne, Fl 32935
Call Today! 321.549.0678
Pete Osman
posman1@kimosmanins.com
Find out why It's Always A Great Day at the Kim Osman Agency
Kim Osman
kosman1@kimosmanins.com
The following simple techniques can help you and your family protect your property and vehicle from becoming the victim of "Car Hopping.� Car hopping is a technique that criminals use to gain access to as many cars as possible in a neighborhood or parking area. 1). Always lock your car and set your alarm when parking outside. 2) When possible park your car inside a garage. 3) Never leave valuables in plain view inside the passenger area of the vehicle. 4) Avoid leaving potable electronic devices in plain 5) Never leave prescription medicines in you car, especially in plain view. 6) Park as close to your house as you can and when possible avoid parking along the street. 7) When shopping never leave packages or items in open view but instead store them securely in the trunk. 8) Try to park your vehicle in a well lit area or driveway and use motion sensors on external lighting.
5 New Year's Resolutions for Your Home Every year when rolls around you consulted vow to lose save or spend In the spirit of newJanuary beginnings, HGTV has theweight, experts andmoney come up with more time with family and friends. But what goals do you set for your home? some resolutions that will make your home a more beautiful, efficient, clean and green place in the coming year. Here are our five picks for the best home improvement resolutions for the new year and how to achieve them: 1. Streamline the stuff One of the best and least expensive ways to feel better about your home is to clear it of clutter. Each year most of us acquire a mountain of stuff. Without some regular purging, cabinets and drawers get jam-packed and it becomes hard to find the things you use and enjoy the most. (All that clutter also makes your house look dated and dirty, designers say.) This year resolve to go room-by-room periodically clearing anything that you don't use, wear or love and donate it to charity. After that, think twice about what you bring in, says Antoinette Nue, an Atlanta consultant who specializes in helping people simplify and go green. "Fill your home with the things that raise your energy level and make you feel good, and get rid of the things that drain your energy or are broken," she says. Stash useful (but not beautiful) items such as DVDs, remotes and those kicked-off shoes in simple woven baskets. Group similar items together on sleek trays, says Stuart McCormick, a designer with Liz Levin Interiors in Washington D.C. Clear your counters of everything you don't use on a daily basis. And get ready to breathe a little easier in your own home. 2. Make it safe and sound Your home may be beautiful, but is it safe? There are a few things that every homeowner should do to ensure that they're not living with a potential health hazard or fire risk. First, check your house for radon. This colorless, odorless gas causes about 21,000 lung cancer deaths each year from the radioactive particles it traps in your lungs as you breathe, according to the U.S. Environmental Protection Agency. One in every fifteen homes has elevated levels. And with test kits costing as little as $20 at your local hardware store, there's no reason not to get right on that. While we're on the subject of deadly gas, make sure you install a carbon monoxide detector on every bedroom floor in addition to fire detectors. If a chimney flue or furnace vent gets blocked or leaks, carbon monoxide could back up in your house and kill you. Like a radon test, this is a small investment — $40 or more — for such an important safeguard. >>>Read more
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CALL TODAY, INSTALLED TOMORROW 1-877-542-2972 www.protectyourhomepartners.com/partner/remax-elite BrevardElite.com
The Elite Transaction Management Department can help!! An agent averages 19 hours of their time on a transaction from contract to closing. We are giving you back most of that time, so that you can focus on activities that drive in more income for your business! We have established exclusive pricing for these services and you only pay at closing.
$200 for 1 side or $250 for both! Providing the processing, organizing and communications you need to manage your transactions with accuracy, speed and the highest level of professionalism. For more information contact:
Denell Hastings 321.775.8178
denell.brevardelite@gmail.com
Answer: An InvestiGATOR BrevardElite.com
Congratulations to Our Top 10 Individuals YTD as of December 2014
#1 Silvia Mozer $16,159,471 64 Transactions
#2 Karen Osiniak $11,126,653 35 Transactions
#4 Pat Murphey $7,781,100 35 Transactions
#5 Sue Tillman $4,497,450 26 Transactions
#7 Theresa Friend $4,071,100 22 Transactions
#8 Peggy Penridge $4,040,165 24 Transactions
#3 Steve Vitani $11,111,607 34 Transactions
#6 Bruce Kwitny $4,330,700 28 Transactions
#9 Melinda Corns #10 Connie Trincali $3,733,240 $3,385,400 17 Transactions 20 Transactions BrevardElite.com
Congratulations to Our Top Teams YTD as of December 2014
#1 McCoy-Freeman Group $27,414,210 109 Transactions
#4 Joy Frankel Team $15,517,572 80 Transactions
#7 Brevard Real Estate Team $11,807,650 49 Transactions
#2 Platinum Realty Group $25,370,568 146 Transactions
#5 Barclay Group $12,524,000 48 Transactions
#8 321 Team $9,688,064 52 Transactions
#3 Coastal Estate Team $23,939,860 74 Transactions
#6 Kuhns Realty Group $12,261,865 66 Transactions
#9 Romano Team $8,186,819 29 Transactions
#10 Central Florida Team $3,987,118 35 Transactions BrevardElite.com
• Leader in our industry in home inspections • Comprehensive & Accurate Reports
Contact: Kelly Cox 321.751.8711 Pillartopost.com BrevardElite.com
Women’s Center North Guild 400 Julia Street, Titusville, FL 321-607-6811 Womenscenterinbrevard.org
In preparation for our sponsorship of the 3rd Annual Super Bowl of Trivia benefiting the Women’s Center North Guild, RE/MAX Elite offices are collecting much needed items to be utilized at the Center. Items of great need include shampoo, conditioner, soap, oral care, toilet paper, paper towels, dish detergent, laundry detergent, cleaning supplies, diapers, bottles, pacifiers, bibs. Gift Cards are also accepted.
Donated items can be dropped off through Feb. 4th at any of our RE/MAX Elite Offices with either Susan Lewis or Sherry Toms. For more information contact Sherry Toms at 321-427-9987 or sherrybrevardelite@gmail.com.
Click to register
Want to attend the event? Tickets are $50 per person. The event will be held Feb. 7th 5:00 pm – 10:00 pm at Walkabout Country Club 3950 Walkabout Way, Mims, Fl
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New Year to Dos For Your Home With the start of a new year, it's always a good idea to assess your home and its needs. Taking stock of appliances, home systems, and other items that make a house a home will help guide you to home improvements needed, appliances that may be near the end of their lives, and any other updates that can help to boost your home's worth. Listed below are major home systems to evaluate in the new year to help give you peace of mind.
HVAC In the winter and summer months a home's HVAC (heating, ventilating, and air conditioning) systems are put to good use. January is the perfect month to replace disposable filters or wash permanent ones in your home's HVAC or humidifier systems. Filters should be regularly replaced or washed when use is high or during peak seasons. The start of a new year is an excellent time to vacuum all heat vents, especially those that are located on the floor. The vents are overly susceptible to dust, dirt, pet hairs, and other particles that float through the air. Vacuuming heat ducts helps clean your home's HVAC system and can help with any problems brought on by indoor pollutants, mold, pollen or anything else that finds its way into an air duct. Vacuuming has also been known to help with any heating or cooling issues related to clogged air ducts. January is also a good time to check for any leaks in your home's forced air heat ducts. If any are found, seal the leaks with duct tape.
Smoke Alarms and Carbon Monoxide Detectors Smoke alarms and carbon monoxide detectors save lives. Checking alarms and detectors is especially important when cold temperatures in the winter leave homes closed up. This month inspect, clean and test your smoke alarms and carbon monoxide detectors, and be sure to replace any that are faulty, no longer working or old.
Continued on page 25 BrevardElite.com
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Fire Extinguishers Very few homeowners actually have to use a fire extinguisher; many times these important tools get overlooked for maintenance. January is a great time to inspect and charge any working fire extinguishers you may have in your home. Fire extinguishers should also be placed in all accessible areas of the home where fires are more likely to occur: kitchens, garages or areas that house furnaces, boilers, fireplaces and stoves.
Fire Evacuation Plan Do you have a plan in place in case of a fire in your home? January is the perfect time to form a fire evacuation plan. Go over the plan with anyone who might live with you, and if you have kids dedicate a time to have a practice fire drill. Should your home's bedrooms be on a second or third floor, invest in a fire escape ladder, many of which can be found at your local hardware store.
Leaking Windows and Electrical Outlets With winter setting in, finding the weak points in your home will not only help keep your home warm, but it will also help cut down on heating bills. Identify any windows that may have broken seals by looking for condensation on the inside of the window. Examine electrical outlets throughout your home for any drafts, and insulate those that may be letting in cold air.
Check and Test GFCI Outlets Ground fault circuit interrupters (GFCI) are a must have in your home. These special outlets protect people from electric shock by monitoring the amount of current flowing through the outlet. If there is an imbalance of current, the outlet trips the circuit of the appliance, cutting off the electricity. You can test GFCI outlets with a circuit tester that has its own GFCI test button. GFCIs do wear out, and their lifespan is about 10 years. Replace GFCIs that no longer function properly -- these outlets Save thousands of lives each year. BrevardElite.com
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Give us a call today! 321-698-5370 Florida License # HI 8266 Melbourne & Surrounding Areas
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Veteran-owned company Established 2000 Happyhomeinspection.com
Work Smarter. Smart-Targeting focuses you on the homes most likely to sell.
Website: www.smartzip.com BrevardElite.com
Help your clients move their home, not their junk! 1-800-GOT-JUNK? and RE/MAX® have put together a special offer for RE/MAX Affiliates just like you! For every $5.00 you spend, you can give the gift of $50.00 worth of junk removal to your clients. •Help your clients ease the stress of moving •The more you buy, the more you save •Always professional, courteous service
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Give the Gift of Dance This Valentine’s join us for a special Champagne Introductory evening into the
Magical World of Ballroom Dancing
Valentines’ Champagne Guest Party Wednesday February 18th 8:00 PM 476 Highway A1A Satellite Beach, FL
RSVP Kelly at 321-779-1188 or info@dancesb.com Cocktail dress: Red, Pink & Black colors Like us on Facebook @ https://www.facebook.com/tcdanceclubsb BrevardElite.com
2014 Awards Recognition
Jean Hanson
Joy Frankel
Andy Barclay
Steve Vitani
Carolyn Smith
Brad Kuhns
Karen Osiniak
Silvia Mozer
Bridget Sentz
Jennifer McCoy & Bobby Freeman BrevardElite.com
2014 Awards Recognition
Pat Murphey
Lou Ann Janke
Bruce Kwitny
Peggy Penridge
Karen Biamonte
Steve Romano
John Murphy
June Mogavero
Barbara Lyn
Sue Tillman
Scott Case
Marilyn Pinkerman
Theresa Friend
Melinda Corns
Kerry Ramage
Mary Gowenlock BrevardElite.com
2014 Awards Recognition
Connie Trincali
David Dicioccio
Bree Fary
Dee Dee Sheffield
Suzi Granger
Sheryl Jones
Barb Mihalik
Patty Teachman
Ron Wallen
Gloria Williams BrevardElite.com
Jim Warburton – 01/2 Silvia Mozer – 01/06 Barbara Romano – 01/11 Dick Blondin – 01/11 Peggy Penridge – 01/12 Tiffany Fortenberry – 01/14 Leesa Spurlock – 01/16 Charlene Lewis – 01/17 Kelly Werle – 01/18 Mark Duhamel – 01/18 Pete Osman – 01/23 Barbara Lyn – 01/25 Abby Barclay – 01/27 Kerry Cowart- Stichter – 01/27
Anniversaries Jim Warburton – 1 Year Denise Lemons – 2 years Dawn Long – 3 years Candace Jansen – 5 years Gloria Williams – 7 years BrevardElite.com
Our Property Management Division Your clients can fill out their credit application and pay online. It’s easy and menu driven. If you have any questions please call Sheryl at 321-863-7824 (cell) or 321-775-8122 (office).
Sheryl
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Sal
Click Here to see 321rentals.net
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Liz
Thank you for your support and referrals!
This weeks featured Rental is listed by Sal Burke
409 Madison Ave Unit 202, Cap Canaveral, FL
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Wishing you a fantastic Friday on behalf of your RE/MAX Elite Family!
321.752.5858 BrevardElite.com Your Supporting Staff
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