Between us 38

Q U A R T E R LY I N - H O U S E M A G A Z I N E O F H T G R O U P O c T O b E R 2 0 1 6

1924

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Media Group

An Incredible Journey The Phenomenal Growth from One Edition to a Multifarious Media House

1956

1972

2016

contents

october 2016 volume no. 38

cover story 04

An Incredible Journey

Journey of HT’s transition from inception to now

features Press “Delete” to add Joy 10 Sometimes deleting some things from life is the only choice stars in the city 12 Stars from Dishoom, MohenJoDaro and Rustom storm the HT City

tourism & Heritage

34

Kaam ki baat

38

Photo Gallery

40

cinema time

42

Personal Finance

44

Jago Ghaziabad

45

World of books

46

the style mantra 16 A look at how todays modern woman defines Fashion

Importance of employee engagement 23 What hits well with the employees?

The MintMoney team helps us decide on how to evaluate a medical insurance policy

Happy & Productive 18 Engaged & happy employees are more committed & productive

Drool over Awadh Food 24 How the Awadh cuisine has landed on the national platter

stress relief Games 32 Some apps to download that will help you spend your free time

A Journey into the rebel Heartland 20 B Vijay Murty takes us to the Maoists heartland

my north America Diary 26 Rameshinder Singh Sandhu from Ludhiana recounts his vacation trip

regular

b buying a mediclaim Policy 30

team behind

cartoon 47 Jayanto examines some features that have made Nasha a superhit

Design @Peali Dezine; English Editorial: Arti Singh; Hindi Editorial: Sudhanshu Srivastava, Rakesh Taneja, Ashok Kushwaha & Team; Mint: Mint Money and BOL Team; SITC: HT City Team; Cartoon: Jayanto Bannerjee; Special Editorial Inputs: Edit – Delhi, Lucknow, Chandigarh; HR: Ashima Deepak Kaul & Ankita Singh; Pre Production: Sudhir Wadhwa & Team; Production: Noida Press

CEO’s MEssagE

Happy Festive Season

In order to ride this high-rising technological wave smoothly, we must ensure that we are on top of it. The writing is on the wall: Change or Perish

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ompetition, challenges and digital disruptions are causing radical changes in the way we do business. In fact, the Media Industry is evolving at a super rapid speed rarely seen due to forces of technology offering varied platforms and methods that deliver news and information to consumers every second, minute and day. In order to ride this high-rising technological wave smoothly, we must ensure that we are on top of it. The writing is on the wall: Change or Perish. We have to make the choice to lead the change.

To make that happen we must continually seek more effective, innovative ways to enhance our performance in order to outperform competition and emerge as leaders in the business. We have to find newer and better ways to improve our productivity and keep abreast with new technologies. And because changes are so rapid and technologies so transitional, this exercise must be done without a pause.

Our organisational processes, go to market strategy and products must embrace this change at a fast clip, to stay ahead of the curve.

However, our highest journalistic standards, are non-negotiable, while we strive to reach greater heights—excellence in execution is the need of the hour.

HT Media is committed to investing in people, technologies and processes that help build this organization to become the best-in-class media house. We have made, and will continue to do so, substantial financial infusions to ensure that we are capable of handling technological challenges. We attract the best talent available and are committed to empowering our employees through training, technology and engagement and believe this will strengthen their

We have a long and difficult race to run. But if we strive hard... we will emerge winners

commitment to push themselves and stretch their strengths to move this company forward.

So push yourself harder and increase your output and productivity.

To keep up our growth momentum and meet our targets, we need to cut unnecessary costs around our operating expenses. Austerity and careful consideration of expenses will better our productivity. We must strive to look for more efficient and less costly ways to operate and become the best-in-class company for cost structure. We need to bring travel costs down to absolute necessity and consider using VCs and TPs to connect and discuss issues.

We also need to cut entertaining expenses and use in-house resources instead of hotels and restaurants that are more expensive. Thriftiness, consideration of spend versus output, and good financial planning would help bring down our costs and release funds for things that will further our business objectives.

So, commit to improving your productivproductiv ity by looking at different, innovative ways to do things that enhance output, save resourc resources, time and money. Innovation is undeniably the way to stay ahead in future and Material, People and Asset Productivity should be key focus areas that we need to monitor and measure continually.

On the occasion of Diwali, I wish you and your families’ happiness, prosperity and good health. Do take time out to exercise and stay healthy. This will go a long way in making you more productive and good corporate athletes. We have a long and difdif ficult race to run. But if we strive hard, and push ourselves to our limits, we will emerge winners.

2016 october

03

Cover story

the future ready Newsroom of the Hindustan times

Media Group

An Incredible Journey September 26, 1924 marks a historic day for HT Media that has since grown exponentially. Our history, legacy and strong foundation underscore our success

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reat institutions often have unremarkable beginnings. The origins of The Hindustan Times, which was to become the premier nationalist newspaper of the capital in the turbulent years that preceded independence, are shrouded in obscurity. The paper of the brainchild of the Akalis, who felt that a newspaper in English would enable them to reach an audience other than that which their newsletters and pamphlets in Punjabi could reach. Sikh nationalism was at a fever pitch then. This was 1992. The Guruka-Bagh morcha had kicked off the Sikh Gurudwara movement in 1917, and the Jallianwalla Bagh massacre, which has taken place two years later on April 13, 1919, was fresh in peoples’ minds. These

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First home of Hindustan Times building in Naya Bazar, Delhi

A staff working on the page making table

events had brought the Akalis close to the Congress party, whose cadres had joined in the morcha in large numbers.

The Congress rapidly built links with them in the hope of assimilating Sikh nationalism into the freedom movement. A newspaper in English, the Akali leaders felt, would allow then to communicate with others in the freedom movement. But what was the paper to be called, where was it to be published from and how was it to be financed? All these decision were taken not by design but a series of happy accident.

For understandable reasons, the Akali leaders first favoured Lahore. But Lahore already had two powerful established newspaper, The Tribune, and The Civil and Military Gazette (on those staff Rudyard Kipling had once served). To avoid competition with The Tribune, the Akalis decided to Start their paper in Amritsar. But Amritsar did not have a large enough population, nor was it sufficiently in the mainstream of Indian politics for an English newspaper to have much hope of succeeding. Delhi was therefore their third choice. The inestimable advantage of appearing in

the nation’s capital, and in a city that did not have a nationalist daily, seems not to have occurred to them. But this was not altogether surprising because the British had taken the decision to move the capital of India from Calcutta to Delhi only a few years earlier. The name, The Hindustan Times, which so perfectly captured the nationalist sprit of the paper in the year that followed, was also not anyone’s choice. The directors first chose the not–very-original title of the The Times, only to find that the Bombay – based The Times of India had something to say about that.

They then thought of calling it The Delhi Times, but a European, who was running a newspaper called The Eastern Times, objected vigorously to name.

The directors then thought of calling it Hindustan, but there was already an Urdu weekly of that name. Only then did it occur to them to call it The Hindustan Times. As for the finances, no one knows for sure who financed the launch of the paper. This was no accident, for the paper had been set up from the outset to oppose the British, so financing it openly was risky and could prove

The name Hindustan Times which so perfectly captured the nationalist spirit of the paper, was not the first choice expensive. The Akalis must have put together some of the money, but most of it came from Sikhs in Canada, and some may come from Ghaddar Party of Lala Hardayal, Who was then based in San Francisco.

Revolution The Hindustan Times finally came into being on September 29, 1924. Mahatma Gandhi performed the inauguration ceremony. The paper’s first home was rented three – Storey building in the grain market, not far from what is own Old Delhi Railway Station, on what was called Burn Bastion road.

To help them set up the paper, the Aklis had requisitioned the services of Krishan Das Kohli, Young firebrand who had taken party in the Guru-ka2016 ocToBer

05

Cover story The Canadian Sikhs delegated the management of paper to Sardar Mangal Singh and Sardar Chanchal Singh

Lala Lajpat rai

J.N. Sahni

Lala Hardayal of Ghaddar Party was one of the investors

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october 2016

Pandit Madan Mohan Malaviya

K.M. Pannikkar

Bagh morcha while still in his teens, and had joined the non Co-opertion movement in 1921. Kohli has thus come to know key Akali leader, like Jathedar Teja Singh Samundri, Giani Sher Singh, and Sardar Mangal Singh, well.

Kohli chose the building, and obtained two presses, a Dawson Payne Hand Fed Stop Cylinder Press, and a Miele Press, which were the only makes available in Delhi at the time. These were crammed into two rooms, 24 feet by 24 feet each, on the ground floor of the building. The typesetting, editorial, and managerial offices occupied the upper two floors.

For the composing, Kohli recalled in a memoir written in 1992, the paper bought twenty-five cases of type for hand-setting the paper, a galley press to print the galleys for proof-reading, and some ancillary equipment. The entire investment came to `25,000 (equivalent to about `50 Lakhs in 1990 prices). Even this had to be obtained on hire purchase with an initial deposit of `3,000.

The Canadian Sikhs delegated the management of the paper to Sardar Mangal Singh and another Akali leader, Sardar Chanchal Singh. But setting up

a paper was one thing and running it, quite another. The two managers soon found themselves over their heads in problems, fell behind in their hire purchase payments, and began to receive court notices. Within six months the paper was facing a financial crisis. The owners began to look around for buyers.

Both Pandit Motilal Nehru and Pandit Madan Mohan Malaviya were keen to purchase the paper, but the Akalis preferred to sell it to Malaviya and agreed upon a price of `20,000. In 1925 Malaviya borrowed `40,000 from the Punjab National Bank through the good offices of Lala Lajpat Rai, who was its Chairman, gave `20,000 to the Akalis and asked Kohli to run the paper with the remaining `20,000. When Kohli took over, he found that the newspaper had a paid circulation of 20 copies and a complimentary distribution of 350!

Kohli’s first problem was to make the Editor of the paper respect its deadlines. The Hindustan Times had come out as an afternoon paper. Kohli soon found curt that the afternoon paper is a commuters paper and that the Indian reader wants his paper in

the morning. The selling period for an afternoon paper was very narrow, so being able to get the paper on the streets ahead of time was critical to its success. Kohli met his first hurdle here. The fitter of the paper was none other than the redoubtable K.M. Panikkar. Panikkar was a professor at the university when Mahatma Gandhi asked him to become the editor of The Hindustan Times. He agreed only after he made sure that the paper was indeed going to be published from Delhi, but did not stay long. Panikkar could never manage to submit his editorials before the 4.00 p.m. deadline. As a result, day after day the paper was delayed and had to forego sales. One day, in desperation, or possibly out of pique, Kohli published the paper without Panikkar’s editorial. Panikkar was highly incensed, and promptly resigned. Kohli earned the wrath of both Malaviya and Lala Lajpat Rai, but stuck to his guns. ‘Lalaji’ persuaded Jairamdas Daulatram to edit the paper, but he agreed to do so only for six months. In 1926, therefore, the editorship passed to a young man with

a Master’s degree in journalism from the University of Michigan ar Ann Arbor. His name was J.N. Sahni.

Sahni came from as affluent family of Rawalpindi. His father was a lawyer, and had been involved with the freedom movement in a quiet way ever since Sahni was a child. It was perhaps natural that he who old follow in his father’s footsteps, although with somewhat greater vigour.

By the time he was twenty, he had taken part in demonstrations, had been fired upon, had seen demonstrators killed and wounded around him, and had a warrant out for his arrest. To evade this he boarded a ship to London under an assumed name before he was twentyone. By 1926 he had been back in India for two years, and had come to Kohli’s

the Founder Sardar Mangal Singh

Pannikar was a professor at the university when Mahatma Gandhi asked him to become the editor of the Hindustan Times 2016 october

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Cover story

A View of Khari baoli Fatehpuri, chandni chowk in old Delhi

The Sahni – Kohli duo in their short stay of 5 years at HT, brought crucial base to the paper

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october 2016

notice, among other things because he was married to his sister. Sahni brought the first real touch of professionalism to the Hindustan Times.

The Sahni-Kohli duo stayed with The Hindustan Times for only five years, but had it not been for the changes they brought to the paper and the base they were able to build for it, it might not have survived. Kohli’s first decision was to convert The Hindustan Times from an evening ie a morning paper. This was not the easy task it is today. The paper had only two presses. Both were handfed and excruciatingly slow. To quote Kohli, “They were like a bullock cart put against an airplane”. The composing was done by hand, one alphabet at a time. There were no tele printers.

Press telegrams had to be collected by The Hindustan Times’ own peons. The only means of transport was a tonga, a turn-team, or an ekka, for there were no buses and the only tramline sewed a few main thoroughfares in the area between

Chandni Chowk and the railway station.

Despite these handicaps Kohli organized the changeover. He trained his miniscule staff to work far into the night. His next innovation was to split the edition into several Dak editions times to catch trains to several cities in Punjab. YP and Rajasthan (then Rajputana). Since his main competitor in Punjab, The Tribune, sold for one and a half annas (9.6 paise in nominal terms, but `15-18 in today’s money) he priced The Hindustan Times at one anna. This immediately brought the price sensitivity of Indian consumers into play and paid The Hindustan Times handsome dividends. The Tribune, and the Leader in Allahabad, were forced to follow suit.

Kohli made another departure from the prevailing practice. The other newspapers used to solicit new readership in the hinterland by post and relied heavily on subscriptions to sell the paper.

Kohli appointed agents in all the neighbouring districts and larger towns, who delivered The Hindustan Times at the readers’ doorstep in the morning. This enabled it to scoop the other papers by several hours. Kohli cites the example of Meerut. Although only 40 miles (65 km) from Delhi, it was virtually the preserve of The Leader from Allahabad.

Readers in Meerut therefore regularly received their news a day late. Kohli organized a taxi service that would leave in the dead of night as soon as the paper had been printed to make sure that it was delivered early the next morning at the Meerut readers’ doorsteps’, Nor surprisingly, in a remarkably short time. The Hindustan Times supplanted The Leader in Meerut.

— Prem Shankar Jha Former Editor, Hindustan Times He wrote this piece on the occasion of 75th foundation day of Ht. this story is being reproduced here to make all Htians aware of the Ht history. to be continued in upcoming issues of betweenUs

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lifestyle

Press ‘Delete’

to Add Joy to Life

Sometimes deleting certain things from life is the only choice we have

photo: shutterstock

D

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october 2016

elete ho gaya,’’ he said, horrified. “By mishtake ho gaya madam.

All data erased,” he gulped. For a few seconds, I felt tizzy at what this IT guy, who was trying to help with some changed settings on my phone had ended up doing. “Aap khud kyun nahi delete ho gaye, by mishtake?” I growled. “Backup toh hoga,” he retorted, painfully reminding me of how I had promised myself each week for the past … err two years, that I’d take a backup of my phone data next week. The ‘next week’ never came. My BP shot up at the thought of starting all over again. A few hours later, however, it didn’t seem all that bad. At some level, I felt freer with the clutter suddenly vanishing from my phone. On another, I also realised the value of the comfort it had given me by keeping all the info I needed. A simple act of ‘deletion’ had brought sudden changes – good or bad in my life. So I thought why not focus on this act this week. Here are some very basic, very simple things I feel we could ‘delete’ from our lives to ‘add’ joy in turn.

1

DELETE smaLL comforTs To know ThEir vaLuE: Simple funda. Till they exist, they are taken for granted. It’s actually true for human beings too, but we shall go that deep in philosophy some other day. Here’s the formula. Delete one comfort from your life for just one day each week to realize its value and thank God for it. Ek din stay away from the AC. Trust me, you’ll stop complaining about the electricity bill. Do the same with something as simple as cold water. Delete it for a day, and you’d be a more thankful person the next day. God’s given us so many things we just grab as our birth right.

2

DELETE Toxic pEopLE To aDD posiTiviTy: Every person we come in contact with consciously or subconsciously lends us vibes that stick with us. Great if they are positive, but, most often one encounters people whining or complaining about something, or just ranting about someone else.

Inadvertently, their negativity rubs off on your psyche. Kabhi try karna, after listening to a whining session, take a deep breath or a sip of water, it’ll seem heavy on your chest. Apni khud ki itni problems hain, you don’t need the added negativity. Delete toxic people from your day, and you’ll see the difference.

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3

DELETE EfforTs To aLways pLEasE EvEryonE: It’s easier to reach the moon on a Tata Nano than be popular all the time with everyone in your life. Try karna hi bekaar hai. Because it takes so much energy to please people, especially if you have to do something that’s against your basic nature. Understand the difference between the need to be a good person, and being a popular person. The former is a need, the latter is a desire.

Focus on fulfilling needs, and desires may get fulfilled on their own.

DELETE ThE TEnDEncy of sELf-piTy or sELfcriTicism: Khud ki zyada buraayi karo toh log usey seriously le lete hain. Self deprecating humour works, but in stand-up comedy shows. In real everyday life, you’ve got to keep a check on selfbashing. Feeling sorry for how fat, thin, short, dark, fair, blah you are, is inversely correlated to your self-esteem, and directly correlated to your joy quotient in life. Love yourself the way you’d want someone else to do, and that someone else follows. Pity yourself over things, and it attracts pity from those around you.

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DELETE ThE TEmpTaTion To borrow worriEs: Ek kahani sunayi thi is column mein kuchh saal pehle.

A guy who was driving through a secluded road in a remote hill station when his car tyre got punctured. He had a spare, but there was no jack in the boot, essential to change the tyre. He saw a bungalow at a distance and decided to walk up and borrow a jack. While walking, his mind started filling with imaginary worries. What if the owner of the bungalow is a rude man? When I’ll say Sir, I need to borrow the jack, what if he abuses me and asks me to get lost? What if he thinks I’m a criminal trying to cause him harm? What if they don’t even open the door and call the cops. The closer he got to the bungalow, the more his mind kept filling with negative thoughts, imaginary fear and anger. The moment he reached the driveway, he saw the owner, and before the owner could say anything, this guy said, “To hell with your jack! I don’t want to borrow it.” He turned, leaving a befuddled owner who was actually holding a glass of water for his unexpected guest. So you see, we borrow worries when none exist.

Stop ‘borrowing the jack’, and deal with demons when they actually confront you. They normally don’t even exist.

— Sonal Kalra

2016 october

11

StarS in the city

When Stars Landed on HT

Hrithik Roshan, Pooja Hegde, Varun Dhawan, John Abharam, Akshay Kumar, Esha Gupta and Ileana D'Cruz met and interacted with their fans at HT City’s Stars In The City

A

ctors Hrithik Roshan and Pooja Hegde – the lead pair of filmmaker Ashutosh Gowariker’s upcoming film, Mohenjo Daro – visited the Hindustan Times office on 5 August for a funfilled HT City Stars In The City interaction to promote Mohenjo Daro. As expected, the room was filled with shouts of “I love you, Hrithik’ and ‘OMG! He’s here’ as the handsome actor and his beautiful co-star entered, waving to fans. The two not only answered all questions thrown at them, but also spoke about how much they enjoyed working with each other. “I was left with no words, and went in complete shock when Ashutosh ji told me that I’ll be cast opposite Hrithik,” gushed Pooja. Hrithik, too, thanked her for bringing a breath of fresh air on the sets with her energy. No such session can be complete without a few dance moves from Hrithik, and the Bollywood star obliged.

In conversation with Sonal Kalra, National Editor - Entertainment & Lifestyle, Hindustan Times, Hrithik, 42, also spoke about the clash of his film’s release with actor Akshay Kumar’s Rustom on August 12.

Does the clash between the two

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big films bother Hrithik? “It does but only if you chose to let it affect you. It can make you feel a little insecure but I choose to see it in a slightly different manner. I think, in life you really need to be objective and the fact is that there are a bunch of holidays in a year, and several releases. So films are bound to clash. It will happen many times. There are many good films being made and there are only a so many holidays,” says the actor, who’s fondly called ‘Duggu’ in the industry.

Instead of fretting over the divided audience, Hrithik looks at it in a positive way. “I think it’s an opportunity for me and the team to rise above clashes, and prove to the world that a new trend can emerge. Why can’t two good films emerge to a level where everyone is satisfied? Why can’t that happen? I want to think of it in a regard that you should have sense of camaraderie, grace and friendship and wish each other best. I and Akshay (Kumar) are friends.

I wish him the best and I wish myself the same. I hope both of us do well and next time a clash happens, people can relax.”

Hrithik, who made his film debut with Kaho Naa Pyaar Hai in 2000 has come a long way and has

given hits such as Kabhi Khushi Kabhie Gham (2001), Koi…Mil Gaya (2003) and Dhoom 2 (2006).

In his journey as an actor, there has been a certain transition in his personality and it was necessary, he says. “When I became an actor, I accepted the fact that I would undergo many transitions. This is a very necessary thing in the film industry without which no one can survive much longer as an actor.

We are very lucky to get to know different virtues and values of life through the roles we play in our movies,” says Hrithik, who plays an indigo farmer in Mohenjo Daro.

Dishoom, dance, action and masti with John Abraham and Varun Dhawan

Dishoom stars John Abraham and Varun Dhawan who were at HT City to meet the winners of Stars In The City contest, talked about their film Dishoom and shared some behind the scenes moments. Excerpts from the conversation with National Editor, Sonal Kalra.

Sonal: Hello, welcome to HT City and Fever 104 Stars in the City.

You both have been here for Stars in the City but it’s the first time that both the ambassador of Fever Voice of Change are here.

So a big, big round of applause.

Varun: How many of you have

been paid? Kitne paise liye aap logon ne? But honestly, Fever Voice of change has changed my life. And when for the first time I came to Delhi, to this office and someone told me about this initiative they told me that John abraham ne kiya hai ye. I remember his voice clip in the RJ studio. It’s such a lovely initiative. It’s a voice of change.

Just to see from where it started and what it has become now, it’s an evolution. It’s amazing. We should keep this family growing.

Sonal: This film is a cop adventure. People would still remember Main Khiladi Tu Anaari. That’s the first impression one gets. That must have been somewhere in the back of mind when the film was narrated to you. How different is this?

Varun: It was very exciting because I have parallely played only roles of a college student or like the one in Badlapur. I love Police Officers. I love the Army. I really look up to them.

So when I got this opportunity to be on this case, I almost take it like a case.

You know India’s top batsman like-

Virat Kohli or Rohit Sharma got kidnapped and you’ve to bring him back. It made very exciting. The fact that made it more exciting for me was that I play a Middle Eastern cop. Added a lot of Arabic.

The way cops function there is very different from here. There is a lot of research into that. Also the whole match fixing angle and the bookies and when the cricket

I love Police Officers and the Army. So when I got the opportunity to (handle) this...I took it like a case - Varun Dhawan

StarS in the city Star

satellites sale and music sale. It’s for universal audience. angle is concerned, that’s very interesting. The deeper you dig, the more can of work is open up and real life is real life. You can try your best to put into the script.

Sonal: John we heard there was an injury on the sets? How did that happen?

Varun: John was injured in force 2. I got injured as in I fainted one day. There was a stunt with moving cars and I had to jump over in 42 degrees of heat and Rohit, my brother made me do a lot of retakes. It took around 18 or 19 takes. Once my finger got stuck in the bonnet and because of heat, maybe I passed out.

Sonal: Was it easier or tougher to have family member as the director of the film? Does it feel like family on the set?

Varun: It feels like family. John is there, Jacqueline is there, my brother is there. When you’re working with any family member, I think everyone will agree that it’s never easy. I really do believe in the film. That’s why I think John and me, we both believe in the film and we went all out to do what we should be doing.

This is a very special film and I’ll always maintain this - Dishoom has a mind and a heart when you watch. We’re not taking the audience for granted. It’s 14

october 2016

I won’t say any numbers...but I would just say that Box Office does matter - Varun redesigning commercial cinema/ masala cinema which we love and which is our own but with lot more logic with a lot more care. Hopefully I’m thinking the audience will like it.

Sonal: Varun, John has always

been saying that box office numbers don’t matter and it also shows. What do you have to say at this stage of your career about it?

Varun: I won’t say any numbers 100 or 200 crores or whatever but I would just say that Box Office does matter because if there’s no box office, we can’t make the film to be very honest. Specially the big budget ones. In a way Box Office collections just tell that the audience enjoyed your film or they did not, for that matter. Art doesn’t need to be judged with money. There are certain subjects that have certain amount if audience which is fine. That’s the limit and budget. I’m sure the producer makes a film that is structured. Dishoom is film which needs a big audience. It’s made economically because of the

Sonal: Another important reason

why the film has been in new is the shield that you got against piracy.

What exactly have you guys managed to do? There were earlier record of films getting leaked.

Varun: We talked to Sajid sir about it. We were equally worried.

And it’s a systematic breakdown as John puts it. The system has broken down. That’s why these leaks are happening today.

Technology is progressing so fast, it’s so easy to leak something.

You might hear something what RJ’s have recorded here on some website which has nothing to do with HT or Fever. We’ve given an encrypted disk to Censor. It’s locked and you can’t see the whole film at one time. There are codes and stuff like that. So it is more difficult

to get leaked. But honestly, when the overseas print goes, you can’t stop someone from their mobile if they are recording.

Fan (Raghav): How was working with Varun and Rohit? They are brothers. Were you sidelined?

John: Varun and I knew each other since I started Desi Boys.

So we got along from day 1, minute 1. There was no extra effort. It was really easy. I wish I was sidelined and had to say something but honestly, I was a part of the family and it was great. Gone are the days when we used to publicise the film ke ye actor and wo actor ke beech kuch problem hai. We really had a fantastic time.

Akshay’s tip for a successful marriage: Be disciplined, reach home on time

Actors Akshay Kumar, Ileana D’Cruz, Esha Gupta, Arjan Bajwa and producer Neeraj Pandey visited Hindustan Times office on Wednesday to meet the winners of HT City Stars in the City contest, and promote their upcoming film, Rustom.

A fan wanted to know about tips for a happy married life.

Khiladi Kumar didn’t disappoint him. “Stay happy, keep the other one happy, bachche paida karo (have children).

And be a disciplined husband, and reach home on time after work,” Akshay

replied, garnering a thundering applause from the audience.

The cast also cracked jokes, danced to their film’s song, Tere Sang Yaara, and shared why they signed the film, which is set to clash with actor Hrithik Roshan’s Mohenjo Daro at the box office on August 12.

In conversation with Sonal Kalra, National Editor - Entertainment & Lifestyle, Hindustan Times, Akshay said that Rustom has been getting a lot of support from the film fraternity, with many actors posting videos to promote the film. He said, “Salman (Khan) was the first guy to do it. Then, Ranveer Singh, Sonam (Kapoor), Sonakshi (Sinha), Karan Johar and Varun Dhawan did it. It’s actually a great thing they did it. They took the pain and gave time to something like this, this is a big thing for us. At a time when there are rumours of actors clashing with each other (at the box-office), this a good move by the industry to show that we all are together. I hope this continues with other movies also,” said Akshay.

Although much has been said about the clash of Rustom and Mohenjo Daro, Neeraj is not worried. “I have been in this situation earlier when my films have clashed with other good films. The quantity of films we

make is so large that they will end up coming one after other.

(In this case) They announced the release date first and then we came up with ours. This shows that there were no jitters. We are not counting on the other film, we are focusing on our film,” he said.

Esha plays an intense character in the film and hopes that the audience will love her performance. “I would really love when the audiences return from the theatres and say, ‘We hated Priti Makhija (Esha’s character in the film)’. That’s the only thing I am looking forward to because that’s the kind of character she is. She is fighting for the right thing and seeking revenge for her brother’s death. Her personality is negative,” she said.

Ileana’s character in the film is involved in an extra marital affair.

She, too, never hesitated from coming on board. “I said yes right away. I was so excited when I heard the script. So, there was no hesitation from my side. I think, trickier the role, the better it is for me,” said Ileana.

— Team HT City 2016 october

15

fashion

The Style Mantra Fabulous, Functional and Graceful – that’s how todays modern woman defines Fashion

I

was born and bought up in the relatively small town of Amritsar. Did that stop me from being experimental?

Not at all. Having been born in a well-educated and modern family honed and informed my sense of fashion since I never had social or familial constraints. I was very fond of trendy clothes.

As a child, I dreamt of becoming a fashion designer.

So you can imagine how important fashion has been for me all through! Unfortunately, as the only child at home, the emotional blackmail of, “stay with the family” made me lose out on following my passion. Small towns have their own sets of constraints; formal education in multiple disciplines is not the best and I wanted to join NIFT in Delhi.

Anyhow, whatever happens does happen for good, and here I am heading Events at Mint as part of the Hindustan Times group. An entirely different function but comes with its own exciting work pressures and returns. My work provides a great sense of satisfaction to me at the end of the day.

So, style for me is definitely about being fabulous and functional but it remains, mostly an idiosyncratic

journey. I am quite versatile in my taste and choice and am not a big fan of any garment, accessory or look that is routine and boring. I do not like to stick to a specific style and like to step out of my comfort zone and experiment with something new. I like to experiment with Indian ethnic, contemporary, western- I love and enjoy wearing it all. But this does not make me a rebel. Unique and Elegant is my personal style mantra!

I have a lot of pieces in my wardrobe, different garments I keep picking up during my travels and umpteen shopping trips. I love to mix and match and create a fresh outfit from them.

During college days I was more of a sweat shirts, t-shirts and sneakers person. So with time I definitely have an evolved sense of fashion. More elegant, feminine and more ladylike is my present avatar!

I have tried everything from combat boots (thanks to my family from defence) and studs to floral print and leather. I have a weakness for blazers, Culottes, Dresses, Cotton Kurtas and Sarees. And I freak out shopping at Zara, MnS and Fab India.

Trust me, it is never Kurtas enough and at times am Stylish, traditional and guilty to the core. But so comfortable Indian wear be it girls, what do we live for? Looking good right?

So I indulge and I splurge on things that I absolutely can’t live without.

One of the must-have in my daily dress up are accessories, most of which I have picked from my travel within India and loads of travels abroad to really exquisite places like the Middle East and Africa.

I have a few from Yemen,

Style tipS for working women

1

Never miss a refreshing morning walk and/ or a relaxing meditation routine to give a perfect start to your day

2

Drink a lot of water throughout the day to keep your skin hydrated

Muscat, Dubai, Iraq, Zambia, Kenya and other places.

At this age and stage, I realise that certain accessories add distinctiveness to the way one looks. I love wearing neck pieces that go well with my dresses, rings once in a while and earrings too. I love shopping for make

Style for me is definitely about being fabulous and functional but it remains, mostly an idiosyncratic journey

3

Try and be a trendsetter rather than being a trend follower

4

Don’t be shy of exploring something for the first time and keep experimenting with new styles

5

Smile is the best thing you can wear!

up too. I try and keep it light but my make up kit is my priciest possession.

Last but not the least, it is most important to carry yourself gracefully.

It doesn’t matter what you wear really, what matters is how confidently you flaunt it.

I personally believe that the saree is the best attire and the benchmark for elegance and it stays my all time favourite. But style has no real restrictions, it could even be a torn pair of jeans with a T-shirt that could bring grace and get you the respect if worn in a classy manner. So, it is not one specific kind of garment that sets your style, it is diverse and they are all lovely in their own way and many are worth Culottes trying out.

A knee length Personal Style is trouser – ensemble like when you put average a skirt stuff together and it becomes extraordinary! I once heard that somewhere and I completely agree with it.

— Swati Sharda 2016 october

17

Education

Happy & Productive Engaged, happy employees are more committed to their organisations and are able to achieve better output

H

turn on happiness, the big question is should companies focus on it?

The primary reasons why most employees leave an organisation is because they are unhappy with the work they do or due to the relationship they share with their managers. Engaged

employees, on the other hand, are more committed to their organisations and achieve better output. A positive relationship with leaders results in high levels of employee engagement and satisfaction, which impacts a company’s performance.

photo: shutterstock

R’s primary role is to improve productivity, innovation and culture. Is it necessary to carve out a role for employees and make employees happy and content?

Isn’t happiness intrinsic? As it is extremely difficult to measure the re-

18

october 2016

What makes people happy are opportunities, professional growth, recognition at the workplace, constant feedback, praise and investment by their organisation in their success.

As more and more Millennials join the workforce, companies are trying to keep them happy by either offering them flexible work patterns, social media channels of communication and by providing regular feedback. After satisfaction and engagement, happiness is the next big goal most companies have set for themselves.

Research shows that employees who earn well are more productive.

However, new corporate trends suggest that it is happiness that makes employees work harder and that companies investing in employee satisfaction generate happier workers who love to come to work.

This was the topic of discussion at a recent seminar held in Bengaluru, titled “Connecting Happiness to Business Strategy.” Jayesh Pandey, Managing Director-Strategy, Talent and Organisation, Accenture, said that there was evidence to prove that if trust in a boss is high, the emotion will be positive. Research also found that if the gap between what employees deserved and what they desired was narrow, (in terms of infrastructure facilities available at the workplace, rewards etc) it generated positive emotions.

The three drivers of happiness at the workplace are trust in the senior leadership, assurance given to employees about their well-being and smaller gap between what workers desired and what they deserved. There is a direct correlation between these positive emotions and the results achieved, says Pandey.

Rajesh Padmanabhan, Director and Group CHRO, Welspun Group, was of

After satisfaction and engagement, happiness is the next big goal most companies have set for themselves the opinion that when the person’s heart, mind, body and soul are in tandem, the result is happiness. Employers have to focus on putting the careers of their people on track. “Employees should try and bring their souls to the workplace.

HR has perfected the 4Ps – policies, processes, performance and practices – and it now needs to focus on purpose which is the key to driving employee happiness.

Organisations need to show respect to employees and become listening organisations to ensure that their employees are happy,” he says.

For Sudheesh Venkatesh, Chief People Officer, Azim Premji Foundation, success cannot be pursued, it has to be ensured. “I am not in favour of creating 24X7 amusement parks to create happiness by offering free food and colourful bean bags. Companies should instead get the basics right.

They should give employees clear

roles, provide them with constructive feedback and make their jobs interesting,” he said.

According to Anil Misra, CHRO, Fidelity National Financial, employee engagement is his emotional commitment to an organisation while employee happiness is the measure of employee satisfaction at work. Trust between employees and the management are triggers for happiness.

Alok Mehta, Founder and Chief Consultant, Alouquik Consulting, is of the view that employees will be happy if they are allowed to express themselves without fear. If a person is unhappy, he is also disengaged, and such a situation could lead to mishaps.

There is a direct correlation between positive emotions and the results achieved. While most HR departments have focused on and perfected the 4Ps, they now need to concentrate on the purposes and reasons that are key to driving employee happiness.

Organisations need to show respect to employees and become ‘listening’ organisations rather than ‘telling’ companies to ensure that their employees are happy.

— Vandana Ramnani 2016 october

19

Behind the SceneS

A Journey into the

Rebel Heartland

On a mission to meet a fugitive, a trigger happy rebel... and (a) self-claimed leader of an armed group with cadres spread over at least four states

W

b Vijay Murty with PLFI fighters at an undisclosed location in bihar

20

october 2016

orking in terrains inhabited

by Left Wing Extremism (LWE) is a big challenge, but at the same time it’s extremely thrilling and adventurous provided you have the quest to explore and fear none.

The excitement is doubled when you are on a mission to meet a fugitive, who is a rebel, has no respect for the law of the land, is highly trigger-happy in wanton killings, moves in jungles on motorbikes and horses, and is self-claimed leader of an armed group comprising around 5,000—the government disputes the figure—cadres spread over at least four states Bihar, Jharkhand, Odisha and Chhattisgarh.

On July 3, I woke up to a call from a conduit, whom I had contacted for a meeting with Dinesh Gope, the selfstyled chief of left wing extremist outfit, People’s Liberation Front of India (PLFI). “Bhaiyya green signal mila gaya hai, aaj chalna hai milne, ready ho jaiye” (Brother, got the green signal, we are going today to meet him, get ready). And he hung up.

I jumped out of bed and, after ages, left the bundle of local newspapers untouched and got ready for the adventurous journey. Minutes later, I was asked to drive in my own personal car to a railway station in a neighbouring district (am committed to non-disclosing the name of the place).

PLFI platoon showing their latest firearms in the forest at undisclosed location near Jharkhand

My conduit was waiting there with two strangers. He identified them as businessmen with big landholdings who were being harassed by local petty criminals and their requests to police for justice were falling on deaf ears.

All four of us boarded a local train that came within half an hour. Mixed feelings were going on in my mind about the people accompanying me, but I trusted the conduit. It was going to be my second meeting with Gope.

For a person who has never entertained journalists, and whose photograph is not even with the police, I felt I had won his trust in the first meeting and that’s why he was ready to see me again.

As the train proceeded, the conduit kept receiving directions on the phone from Gope and his men. In the threehour long journey, the meeting venue changed at least thrice. At one point of time, we got down at a railway station in a rural area but had to run back and re-board, as it was deemed an unsafe

Dinesh Gope and his men in olive green military attires wielding AK-47 assault rifles and SLRs came out and warmly greeted us place for them to travel.

Finally, around 2 pm, the train stopped at a nondescript railway station located in the midst of hills and dense forests and we were instructed to get down. It was a remote tribal village and the fellow passengers who alighted with us were largely tribals who had returned after selling their forest produce in a nearby town.

As the train moved ahead for the next station and the locals had left for their homes down the hill, two young men in jeans and shirts suddenly surfaced from muddy hutments and

came to us. They shook hands with the conduit and asked us to follow them.

Barely a kilometer away, in a sparsely populated village, stood five motorcycles.

As we reached closer to the muddy hutments, Gope and his men in olive green military attires wielding AK-47 assault rifles and SLRs came out and warmly greeted us. A warm handshake followed by a tight hug, Gope played a good host asking “koee dikkat to nahi hua” (did you face any problems?).

Soon, all of us were asked to sit on the motorcycles—I was pillion to Gope—and they drove us at least 10 kms into the jungle. On the way, he explained how it was getting difficult for him to move freely with forces on hot chase for him through land and air. He elucidated how the state government was wasting its energy and resources trying to track him through drone cameras. “They do not know the strength of our technical prowess. I have the technology to build 2016 october

21

Behind the SceneS

treading the hidden trails with fugitives

even a chopper,” he said. I felt he was exaggerating, but played along.

Riding the fancy bikes through muddy, rocky terrains was a risky affair, but they were riding like circus experts. As we climbed uphill to his hideout, I saw gunmen standing in the bushes on either side keeping an eye on movements downhill. Eventually, we stopped by on a cliff, which appeared to be a temporary hideout. Mats were spread out and some fruits were presented to us. Gope spoke to the two businessmen one by one, heard their grievances and assured them of all help to get back their land.

“You see I am doing the police's job. Scores of people come to me with hope of getting justice. I try my best to help them,” he said, adding that he takes 7 % levy from contractors to run his organization. And they call him an insurgent. On the contrary, babus take 15-20 % commission from contractors and they become respectable citizens.

“This is why I have picked up a gun,” he explained.

Our discussion went on for 90 minutes. We discussed national and international politics, crime, terrorism and his organisation’s vision and 22

october 2016

Mixed feelings were going on in my mind about the people accompanying me, but I trusted the conduit mission. I told him that he should not take umbrage to any of my questions. He was not very clear of his organisation’s goals and he had no pin-pointed demands from the government. But he seemed to be enjoying a Robin Hood image among people in the jungle, spending some money from the levy towards development activities like building schools, places of worship and funding marriages among poor.

After the interview, it was time for photo-shoot. He requested not to take his photograph as it would risk his life and impede his plans of getting a passport to travel abroad. But he summoned his boys to oblige me by posing for photographs with their faces covered. It was an exciting experience to make the fierce- looking armed men pose in different styles. But they were cooperative and generous.

Done with the photo shoot, I

expressed my desire to stay back and spend a night with them in their camp and see their gun factory, but Gope refused, saying that the forces had intensified their movement in the jungles and there were high chances of encounters with them.

It was 5 pm and the sun was setting in, time for us to return to Ranchi. We heard the conduit tell them that the next train to Ranchi from the nearest railway station was in the morning. Forget public transport, you don’t get to see any humans in the jungle after 4 pm.

But Gope instantly had a solution.

He sent two bodyguards to the nearest railway station to ask the station master to stop any express train passing by for few seconds. Within 20 minutes we got clearance to reach the railway station. I was back on Gope’s motorcycle re-tracing the same path.

Around 6 pm, an express train came and stopped for 50 seconds.

The station master had done the job.

We were the only passengers at the platform and boarded the train.

Around 10 hours of adventure had come to an end. But it was indeed a memorable one.

— B Vijay Murty

EngagEmEnt

The Importance of

Employee Engagement Initiatives

I

t is my belief that as HR/Business Partners we must capture and retain the hearts of our employees, particularly the supremely able and talented, before we expect their minds to tune in and deliver their best. Employees are the assets of an organization and they should be properly nurtured.

Employee Engagement (EE) plays a vital role as it increases a sense of belonging amongst employees and helps the organization encourage employees to deliver results to best of their abilities. Unfortunately, EE is sometimes an afterthought. Instead, engaging employees should be at the forefront and regularly practiced at all levels of the business in innovative and engaging ways.

High engagement results in better productivity and outcome. If your team members feel appreciated, they are less inclined to look for other employment opportunities.

Fostering a culture of EE can be the key driver to reduce attrition and boost employee retention. One of the biggest advantages of increased EE is that you will be surrounded by happy employees who enjoy coming to work

every day and keep the overall environment in the organization positive.

For me, employee engagement is a passion that I consciously practice at Mohali Region.

We regularly do multiple activities at Mohali, Chandigarh & Jalandhar locations. This keeps the excitement going for the employees. An EE calendar is shared with the employees at beginning of the month which lists the activities that will be done in the following month in the region. This primarily covers initiatives like Birthday Bash, Coffee with Business Head, Fresh Eye Program, Coffee with SRE, Sports activities, One Minute Games, Quarterly In-house Magazine, all major festival celebrations, Employee Health & Safety related initiatives like Dental & Eye check camps, General Health Check Camp, Reward & Recognition,

Engaging employees should be at the forefront and practiced at all levels of the business hierarchy‌

photo: shutterstock

Employees are the assets of the organization and they should be nurtured in a proper manner

Training & Development opportunities etc. Through all these activities have increased the interaction of crossfunctional teams, higher productivity and better retention of the employees in the region .Employees from all functions actively participate in the EE activities, especially the Supply Chain (SC) team at Mohali & Jalandhar location . Since the SC team is more involved in backend operations, they rarely get the opportunity to interact with the employees in the Mohali Office.

With the buy-in of all the function heads, particularly the Business Head & Senior Resident Editor, I am able to make EE Initiatives in my region successful and bring the entire team at one place, thus increasing communication and interactions amongst them.

This is how we, at Mohali region, are trying to make HT Media to become a Great Place to Work. — Monica Sharma 2016 october

23

delecacy

Drool over Awadhi Food

photo: shutterstock

Celebrity and home chefs have made Kebabs, Biryani, Chaat, Malai Gilouri and other Awadhi delicacies famous worldwide

photo: shutterstock

Khatta Meetha ChiCKen Kebab IngredIents

• 3 tbsp dr. Oetker FunFoods Mayonnaise Veg • 2 tsp tamarind Pulp • 1 tbsp dr. Oetker FunFoods Mayonnaise tandoori • 1 tsp red Chilli Powder • 1 tsp ginger & garlic Paste • 1 tsp Lemon Juice • 1 tsp garam Masala Powder • 1 tsp Besan (gram Flour) • 15-20g red Bell Peppers • 15-20g Yellow Bell Peppers • 15-20g green Bell Peppers • 50-60g Onions (1 quantity) • 150g Chicken (boneless) • 10-15g Iceberg Lettuce (for plating)

PreParatIOn

“Awadhi food has made me what I am today and that’s my identity in the culinary industry. A few big names are very famous but small joints too serve some good stuff. Many home chefs in the city are doing good business.

All one has to do is place the order in advance and home cooked royal cuisine is delivered at your doorstep within hours,” says Lucknow lad Ranveer Brar.

Availability of world famous Tundey kebabs, Idrees biryani, Rahim’s and Mubeen’s kulcha-nihari and other delicacies also home delivered through a mobile app is testimony to the growing popularity of these famous delicacies that are now being delivered in far off localities.

Awadi cuisine is worth every calorie bite—drool over the spread and taste some of the finest dishes famous worldwide. You will want to return for more!

— Deep Saxena

• For the marination take a mixing bowl, add 3 tbsp of veg mayonnaise, 2 tsp of tamarind pulp & 1 tbsp of tandoori mayonnaise • add 1 tsp red chilli powder, 1 tsp ginger garlic paste, 1 tsp lemon juice, 1 tsp garam masala, 1 tbsp roasted gram flour

• dice the red, green & yellow bell peppers into large pieces, onions and add some marination to this • now add the boneless chicken which we have lightly applied salt to it, to the marination • toss well in the marination, same with the veggies.

• Put the chicken pieces on to the skewers along with a few veggies, bake it for about 12 min at 220°C • remove from oven and plate as suggested.

photo: shutterstock

T

here is something about Awadhi food that even before landing in Lucknow, celebrities and foodies start craving for it! The visitor may not know about the renouned Bhool Bhuliaya (Bada Imambara) or Roomi Darwaza, but one certain stop on their itinerary is Tundey’s whose kebabs and Awadhi biryaini is world famous.

For veggies, sumptuous chaat is a big while those with a sweet tooth drool over Malai Gilouri besides variety of other delicacies.

Word of mouth has made Awadhi cuisine famous in Bollywood, amongst television stars and foodies visiting the region. Melt-in-the mouth kakori kebabs, galawati and shaami kebabs, dumpukht biryani, kulcha-nihari make non-vegetarians drool over.

Vegetarians swear by Lakhnavi chaat that dots the city and almost every locality has one branded chaat corner serving tikki, matar, multi-flavoured batasha. The restaurants and eateries joining this chaat-wagon have made it all the more tempting. Actor Kangana Ranaut savouring the veggie delight at Shukla Chat House and Royal Café in the film Tanu Weds Manu Returns only added to its magic.

The branding of Awadhi cuisine in films shot here like Daawat-e-Ishq, Bullett Raja, Tanu Weds Manu and others have put it on the national platter. Celebrity chefs from the region like Padma Shree Imtiyaz Qureshi, Ranveer Brar, MasterChef Pankaj Bhadouria and Ishtiyaque Qureshi have made dishes from the region famous on the tube, books and digital space.

The branding of Awadhi cuisine in films shot here… have put it on the national platter

Ranveer Brar

2016 octoBeR

25

Travel Time

My North American

Diary

photo: shutterstock

Travel is an education in itself and is the best treat for the heart, mind & soul!

26

october 2016

L

adies and gentlemen, we shall be landing at ’s O’Hare International Airport within a few minutes. Please ensure your seat belts are fastened.” As I heard this announcement, I was overwhelmed by a huge sense of exhilaration. After all, this was my maiden visit to North America, an exciting journey which began on April 5 and lasted three months. Even during the flight, I connected with cabin crew members to pick up some travel tips for the different cities I had planned to visit and, their advice proved very helpful and meaningful during my travels.

My Chicago-based uncle, Shivjit Hundle, who played a key role in encouraging me to take this trip had come to pick me up. As always, I collected city maps and guides from the airport. Unfortunately, for the first week, I had to stay indoors due to rain and chilly winds. But then as the sunny days came, I began to explore what Chicago had to offer.

I fell in love with this magnificent city right from day one when I got an opportunity to see it from a bird’s eye view, thanks to the famous Willis Tower top deck (1,353 feet high) that offers a spectacular view of the city. Because of this, it is always inundated with many tourists. I was enthralled with mighty sky scrapers of Chicago city that are also famous for their architectural tours across the world. When I spotted the grand Lake Michigan on one side of the city, I felt as if it was calling out to me and, paying heed, I spent many days relaxing on the shores of this lake. When I took pictures around the noted ‘Cloud Gate’ commonly known as the ‘Bean’ in which the architecture of Chicago is reflected, I felt proud as it was designed

by British-Indian artist Anish Kapoor and is one of must-have-a-photo-taken

spot for countless tourists.

Close to my departure time in Chicago, my uncle took me all the way to Springfield, the capital of Illinois State. Springfield is hometown of America’s 16th president Abraham Lincoln and one can visit his home (now a museum) and his preserved neighbourhood. This was no doubt a special experience for me and I also took many pictures inside the President’s home.

After Chicago, Seattle, the headquarters of Boeing, Amazon, Microsoft and Starbucks, was next on my list. Being an ardent fan of airplanes and air travel, I spent several hours at the Boeing factory where passenger planes are made. It also has a remarkable museum where one can dive deep into the history of air travel. One should make sure to see the old Air Force One plane used by several US Presidents. There are no restrictions on photography. In the evening, I enjoyed my coffee at the first Starbucks shop of the world in Pike market located downtown.

Then it was time to discover Canada’s beautiful Vancouver city where my cousin Sanjiv Sandhu resides. He inspired me to discover Vancouver riding a cycle. I realized that cycling through a city allows you to see and absorb a city like no other mode of transport because you are can slowly take in the local flavours and sites of the town. That is why I took to cycling in all the next destinations. In Gastown,

Quick tips

UsA & CAnAdA Best time to visit

may till september carry light jackets

shopping

expensive in Canada than UsA, sales however are usually on in summer

trAvel

For some tourist attractions such as the crown of statue of liberty, tickets should be booked six months prior; one can save a lot as majority of the attractions have free entry once a week; if buses are booked in advance from city to city, price turns out to be around $10 upwards.

Food

With immigrants from all over the world, you can try different cuisine every single day

2016 october

27

Travel Time NYC is a place where you feel much at home because it has a large immigrant population

from where Vancouver originated, you feel as if you are in one of Europe’s old towns. During most times the city is surrounded by grand cruise ships. What I will never forget is the captivating ship ride to Vancouver Island to visit Victoria, the capital of British Columbia. The natural scenery on the way is a big treat for my heart and mind.

After Vancouver, I landed in Washington DC, the capital of the USA and given its architecture, I often term it ‘American Rome.’ If one is fond of museums, then DC is a must-visit place as it is home to many museums that have free entry. Besides museums, I also toured the US Capitol (Parliament of

the USA), the Department of Printing and Engraving where US currency notes are printed, the White House and the famous National Mall that is home to the Lincoln Memorial. I feel it is a learning experience to be in DC for both young and the old.

For Toronto, I took a bus from Washington DC. Like Willis Tower in Chicago, I visited the very popular CN Tower (1,815 feet high). Toronto and Lake Ontario around it were like an inspiring picture.

A walk on its popular Yonge Street was a very lively experience where one comes across many live street performances. photos: shutterstock

28

october 2016

I concluded this trip in New York City (NYC) where I spent the last two weeks mesmerized with what it is known for. Reaching the Statue of Liberty was like a dream come true as I had read about and seen it many movies. The 9/11memorial and museum made me emotional. Crossing Brooklyn Bridge was fun. Going to the Times Square made me feel special as I had often seen its videos on YouTube.

NYC is a place where you feel much at home because it has a large immigrant population. I will always remember being part of July 4 (America Day) celebrations with fireworks and music around the Brooklyn Bridge. I intend returning to North America soon as travel is an education in itself and is the best treat for the heart, mind and soul!

— Rameshinder Singh Sindhu

Medical Policy

Buying a Mediclaim Policy

It's a hard decision. But harder is to know if it is any good. That’s why we have the Mint SecureNow Mediclaim Ratings to help you choose

Q

uick, do the math. If it takes you two hours to read one policy brochure and there are 65 brochures, how much time will you spend reading? 130 hours, or a 16 eighthour days. What, you have a day job and need to work? Skip your TV and workout and spend two hours a day reading them and you need 65 days. By which time there will be another few products in the market and your attempt to be a literate consumer who looks at disclosure statements and reads the p o l i c y

documents before buying a medical insurance plan will remain undone. If you had other products to buy, such as life insurance, investment plans, home loans, you should pretty much leave everything else and just reach for the brochures.

How is an average customer supposed to buy a product given the choices, complexity and fine print that most financial products carry? One way is for third parties to rate and rank products on various parameters to generate league tables that customers can look at in order to prepare a short list. For example, Indian mutual funds have more than 2,000 products in the market and one way to shortlist funds is to look at three independent league tables. We do the Mint50 list of 50 investment-worthy funds (find it at: http://mintne.ws/2ax8SYA). http://mintne.ws/2ax8SYA Morningstar and Value Research generate a star rating system. These ratings don’t just look at last year’s return but also metrics of risk and track record. Even after ratings and rankings, the

final choice of a fund mostly needs the help of a financial adviser because of the complexities involved in building a robust portfolio.

We don’t see so many league tables in the insurance sector and there is a reason for that. We’ve just finished our third annual medical insurance rating process to cull out the good from the bad from the 65 policies with over 400 policy points. You saw the ratings earlier this week and can read the entire package at: http://mintne.ws/2aVjLUD. It took us (both Mint and our ratings partner SecureNow Insurance Broker Pvt. Ltd) more than two months of work to generate the ratings. Our ratings don’t just give you the cheapest plan but a sophisticated metric that rates a product across metrics of price,

product benefits and claims experience.

Our rating partner goes through every brochure and public disclosures put out by the Insurance Regulatory and Development Authority of India (Irdai) and public disclosures made by companies. The process is exhausting on many counts. The first being poor regulatory standards of data disclosure.

For example, the disclosure on claims clubs together group and individual claims. Sometime back I used my

company’s group mediclaim card to settle my mother’s cataract surgery bill. Earlier, I had used her own policy.

The difference in the two processes was stark. Group claims are easier, faster and you usually get paid the full amount. Individual claims take longer, are rejected more and are not paid fully.

Surely a rating for individual policies will need individual claims data? Our good regulator does not ask for data disclosure across the two very different pools. Worse, some companies club together all claims under one head, including government schemes such as Rashtriya Swasthya Bima Yojana.

Our rating partner says that the difference in the claims number between group and individual policies is huge with some companies

End notE Please understand what a marketplace based on full disclosure and financially literate consumers means. It means disclosures that are meaningful from the point of view of the customer and not regulatory ease, or worse, regulatory complicity with information-hiding firms. It means disclosures that are machine-readable to encourage comparison. And not uploaded PDFs. It means responding to evidence when it stares at you in the face. I don’t think it is an unreasonable request to fix data disclosure so that it is relevant to consumers, open to comparison and correct. If even these basics are not there, I’m not sure if you even under understand the market you regulate.

2016 october

photos: shutterstock

Our ratings give you (a) plan... that rates a product across metrics of price, benefits and claims experience

showing about 50% claims settlement experience. We’ve been highlighting this obvious information gap for three years now, but segregated data across policies is not part of the regulatory reform process.

Second is the errors we continue to find in the public disclosure that firms make. Our process is to download the public disclosures made by companies on their websites and mail them the data that we plan to use, for, say, claims.

Three years ago, a large number of companies wrote back saying that their own numbers were wrong and updated the correct numbers for the purpose of our rating. These errors have come down after three years but continue to exist. However, two of the four public sector insurers who got back to us, did not correct their data even when we pointed it out. The simple fact of a public oversight by a third party is reducing the number of errors in companies’ public disclosures. Wonder if this role should not be played by the regulator, while we simply download and use the data instead of double checking their numbers.

— Mint Money

31

Game zone

Stress Relief

Games

Games designed to relax without compromising on the excitement, anticipation, integral to gaming

M

2

ention the word “gaming”, and most people would think of highMonuMent Valley adrenalin digital battles with deadly weapons, vehicles careening at breakneck speeds, and explosions. For many, even mobile games are A princess has to solve puzzles synonymous with noise and excitement. The last thing one would expect them to save her kingdom. And to do to be is relaxing. But they can be. so, she has to travel through different We are not talking about random puzzles. There are games designed to have buildings, looking for doors, working an almost hypnotic effect on the player—using colours, patterns, music and her way around corners, using lifts, gameplay—to bring about a sense of relaxation, all without compromising on etc. All of these are set in a fantasy the excitement and sense of anticipation that’s an integral part of gaming. environment—palaces seem to Sounds difficult to believe? The next time you feel a trifle stressed or float in the sky, the tiles on pathways move, and levers worked up, just try one of these games and, before you know it, you control paths. Your task is might find yourself a step closer to what Master Shifu pursued for so in worldwide revenues long in Kung Fu Panda—inner peace. to ensure that the princess last year, mobile avoids every danger on her games have become way as she moves towards the important digital platform the RooM her goal. One wrong move, The Room does have some and you go back to the starting shades of suspense. But at its basic point. But the game is so simple that best, this game is about picking up you wouldn’t mind starting clues, spotting ciphers, moving things from scratch. around to open boxes, and then getting out of the room. Some might find the idea `215 `65 of being alone in a room slightly frightening, given that the music too adds a touch of melancholy or spookiness.

But it’s exciting nonetheless to look for the next clue.

24.7Million

1

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32

october 2016

3

ShadowmatiC

The basic premise of this game is extremely simple—move objects around to create a shadow of another object. There are no weapons, no dialogue... just the player trying to blend a bunch of objects to make shadows. The graphics are brilliant—each object is outlined with `190 amazing clarity. Combined with the relatively understated music, the game creates a soothing ambience. The project is focused on delivering immersively photorealistic graphics across iOS devices and the new Apple TV, combined with gameplay that’s stimulating, challenging, and relaxing at the same time.

4

alto’S adventure

A boy has lost his llamas and has to snowboard down the hills to find them. Sounds like an endless runner/ boarder of sorts? Well, Alto’s Adventure is that. And yet, unlike Temple Run or Subway Surfers, the action is anything but hectic.

You can do stunts on your snowboard, like somersaults, but there’s no need to rush.

Relax your mind as you watch snowflakes fall on the trees and listen to the peaceful music. The game received “universal acclaim”, with high praise for its art style and `0 `250 aesthetics.

85%

6

Contre Jour

of gamers are below 44 years, and almost two-thirds of all are males

This incredibly simple game has blurred the lines between gaming and interactive art. It is monochrome and involves the travels of what seems to be a living creature, named Petit, with a very large eye. You cannot move Petit, but you can transform the world around him, create valleys, hills and the like to make Petit move—and he does move when you draw all these.

Your goal is to help Petit collect enough light by touching the flares and bulbs placed at strategic locations in the game and help it reach its destination at the end of every `60 `65 level. There is plenty to test you, especially as you have no control over the movement of the main character, and can only change the landscape around it to make it move, but the soothing music, beautiful graphics and the uber cute Petit itself will keep you smiling right through it all.

— Nimish Dubey

5

Zen Bound

What is so special about tying a rope around a wooden object? You have to play Zen Bound to find out. The aim of the game is to move an object to ensure that a rope gets twined around it.

The interface is clean and uncluttered. The wooden objects are beautifully crafted, and there are no buttons—you have to move your phone around to make sure that the rope falls in the right place. Do this while listening to some beautiful music playing in the background. `200

2016 october

33

travel & tourism

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