ft Pays to Prevent Sttch'Fires/

Defective construction wherever there is any element of 6re hazard is a constant threat of disaster. Flues and chimneys should be built for safety first and they should be kept at all times in a safe condition for service. To make safety sure-to keep 6re from filtering through into the danger zone--chimneys should be brick with tile fue lining, and any ctack or other defect should be properly repaired immediately upon discovery.

Our service to the lumber industry is threefold. By expert counsel we help to prevent fires and loss. When losses come, we pay every claim fairly and promptly. By substantial dividends, we reduce insurance cost.

Ash any of our companies afuat THAT MUTUAL I^ITEREST uuans for you in fire prevention, in ltrotection, against fire loss, and in saaing in insuronce cost.

- A summary of the salient points of the plan is as follows:

1. Establishment of central purchasing organization's and statistical office.

2. Same to be under supervision and control of executive committee of seven elected from membership.

3. Each retail organization shall be entitled to one membership and no more.

4. Each member shall have one vote in the election of the executive committee.

(Continued on Page 24)

Northwestern Mutual Fire Association, of Seattle. Wash.

Indiana Lumbermens Mutual Insurance Co.. of Indianapolis, Ind.

The Lumber Mutual Fire Insurance Co.. of Boston. Mass.

The Lumbermens Mutual fnsurance Co., of Mansfield, Ohio

Pennsylvania Lumbermens Muiual Fire Insurance Co., of Philadelphia, Pa.

Central Manufacturers Mutual Insurance Co., of Van Wcrt. Ohio