WELCOME HOME:
with Deb & Michelle Able Realty
IN THIS ISSUE:
LISTINGS MARKET STATS PRO TIPS: CURRENT BUYER STRATEGY
BUYERS Call us to sign up on our priority watch list! Be the first to know about new homes.
SELLERS We already have buyers on this list, eager for a home that meets their needs! Use the camera on your mobile device to scan these codes. You will be able to see all of the online listings available on both Deb and Michelle’s websites!
JULY 2021
WELCOME TO REAL ESTATE:
with Deb Cook & Michelle Bailey Confidence. Commitment. Connection.
Yorkton and Melville’s ONLY team specializing in:
RESIDENTIAL
COMMERCIAL
FARM
Meeting all of your real estate needs!
Deb Cook
Michelle Bailey
ABR, SRS, RENE
ABR, SRS, RENE
REALTOR
REALTOR
Phone: 306.621.6495
Email: deb.cook@century21.ca Consistent High Quality Service 2014-2017
2
Outstanding Sales & Performance 2018, 2020
2020
Phone: 306.621.5032
Email: michelle.bailey@century21.ca Top Performer 2014-2018
Outstanding Sales & Performance 2020
2020
JUNE 2021
Able Realty
NUMBER OF
AVERAGE
$233,103
LISTINGS
PRICE
LAST YEAR
ACTIVE
SOLD
121
NUMBER OF
SOLD
LAST YEAR
PROPERTIES
165
AVERAGE DAYS ON MARKET
$197,146
: 62
WELCOME MESSAGE:
27 LAST YEAR 39
Time To Sell!
Can you believe we are already half way through 2021?! We hope you are enjoying this beautiful weather. The first six months have been a whirlwind of activity as you can see from the stats above. Inventory continues to remain low, and we still have buyers waiting for “the one” to come on the market. If you’ve been considering selling, it’s a great time with fewer homes to compete with. We’ve been busy assisting several new buyers and sellers realize their real estate dreams this spring, and look forward to helping many more clients over the rest of the year. One essential tip we can pass along: if you’re considering listing your home, be sure the yard is manicured, exterior is washed and clear of bugs/cobwebs, exterior lights are updated/functioning, and weeds are all pulled. You only get one chance for that first impression. It doesn’t matter how nicely updated the interior of your home is if buyers drive by and don’t even want to stop to go inside to see those beautiful renos. Check out more tips on page 6! If you ever have real estate questions just call - we are always here to help :) @DebCookRealtor
@michellebaileycentury21
@debcookrealtor
@m.baileycentury21
CENTURY 21 Able Realty | DEB COOK 306.621.6495 | MICHELLE BAILEY 306.621.5032
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YORKTON
ON THE MARKET:
SOLD
SOLD
SOLD
SOLD
SOLD
6 CHERRYDALE ACREAGE
SOLD
MLS SK855559
SOLD
SOLD
26 SWITZER BAY
SOLD
2 MILNE BAY
$429,900
75 POPLAR BAY
BEDS: 4 | BATHS: 3 | SQ. FT: 1,520
BEDS: 4 | BATHS: 4 | SQ. FT: 2,545
BEDS: 5 | BATHS: 3 | SQ. FT: 1,386
BEDS: 4 | BATHS: 3 | SQ. FT: 1,736 *Bi-weekly payments of: $862.17
SOLD
MLS SK841613
MLS SK854507
MLS SK856735
SOLD SOLD
$339,000
$289,700
$284,900
24 CEDARWOOD CRES
110 SUNSET DRIVE NORTH
#304 - 345 MORRISON DR BEDS: 2 | BATHS: 2 | SQ. FT: 1,150 *Bi-weekly payments of: $581.00
BEDS: 3 | BATHS: 3 | SQ. FT: 1,400 *Bi-weekly payments of: $571.37
MLS SK842775
MLS SK854516
MLS SK842662
MLS SK856552
$269,000
$249,000
BEDS: 5 | BATHS: 2 | SQ. FT: 1,000 *Bi-weekly payments of: $539.49 SOLD
BEDS: 3 | BATHS: 3 | SQ. FT: 1,820
BEDS: 4 | BATHS: 3 | SQ. FT: 1,848 *Bi-weekly payments of: $679.87
135 INDEPENDENT STREET 354 THIRD AVENUE NORTH
$245,000
#C - 334 MORRISON DR
$205,000
BEDS: 4 | BATH: 1 | SQ. FT: 1,064 *Bi-weekly payments of: $499.38
27 CLAREWOOD CRES
BEDS: 4 | BATHS: 2 | SQ. FT: 1,316 *Bi-weekly payments of: $491.35
57 - 102 RUSSELL DRIVE
MLS SK858459
MLS SK859705
MLS SK852009
BED: 1 | BATH: 1 | SQ. FT: 807 *Bi-weekly payments of: $411.13
SOLD SOLD
$159,000
$139,900
89 FIFTH AVENUE NORTH BEDS: 3 | BATH: 1 | SQ. FT: 792 *Bi-weekly payments of: $318.88
BEDS: 3 | BATHS: 2 | SQ. FT: 1,202 *Bi-weekly payments of: $291.33
BEDS: 4 | BATH: 1 | SQ. FT: 883 *Bi-weekly payments of: $278.77
MLS SK838806
MLS SK854509
MLS SK849170
MLS SK840891
BEDS: 4 | BATHS: 2 | SQ. FT: 940
$139,000
$127,000
33 MYRTLE AVENUE
$139,000
76 KING STREET
$123,000
123 PEAKER AVENUE
$119,900
384 THIRD AVE NORTH
234 BROADWAY ST. WEST
98 INDEPENDENT STREET BEDS: 3 | BATHS: 2 | SQ. FT: 832 *Bi-weekly payments of: $246.68
BEDS: 3 | BATHS: 2 | SQ. FT: 1,216 *Bi-weekly payments of: $240.46
MLS SK841298
SOLD
MLS SK859455
SOLD
BEDS: 2 | BATH: 1 | SQ. FT: 875 *Bi-weekly payments of: $278.77
$116,000
72 VICTORIA AVENUE
BEDS: 2 | BATH: 1 | SQ. FT: 770 *Bi-weekly payments of: $232.64
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BEDS: 3 | BATH: 1 | SQ. FT: 960 *Bi-weekly payments of: $254.70
SOLD SOLD
211 TUPPER AVENUE
BEDS: 2 | BATH: 1 | SQ. FT: 875
23 WESTSHORE GREENS
SOLD $99,000
121 MYRTLE AVENUE
BEDS: 3 | BATHS: 2 | SQ. FT: 848 *Bi-weekly payments of: $198.55
SOLD
9 APPLETON DRIVE
BEDS: 2 | BATH: 1 | SQ. FT: 952
*All payments are based on rate 2.34%, 5 yr fixed, 25 year amortization. Rates subject to change without notice. DEB COOK 306.621.6495
The Listings
MELVILLE
MLS SOLD SK854380
SOLD
MLS SK839663
MLS SK857089
SOLD $179,900
343 ALBERTA STREET
BEDS: 4 | BATHS: 2 | SQ. FT: 1,184 *Bi-weekly payments of: $361.00
RURAL
MLS SK845859
SOLD
222 8TH AVENUE WEST
$359,900
$124,900
BEDS: 2 | BATH: 1 | SQ. FT: 1,025
BEDS: 2 | BATH: 1 | SQ. FT: 770 *Bi-weekly payments of: $250.00
#35 - 555 DIELSCHNEIDER RD
MLS SK850756
SOLD
MLS SK841667
RM WALLACE
GOOD SPIRIT ACRES
605 HERITAGE LANE
$124,900
390 ALBERTA STREET
$359,000
SOLD
BEDS: 3 | BATHS: 2 | SQ. FT: 1,280 *Bi-weekly payments of: $250.00
SALTCOATS
SOLD
SALTCOATS
$279,999
BEDS: 4 | BATHS: 2 | SQ. FT: 1,060 *Bi-weekly payments of: $722.00
PROPP ACREAGE
BEDS: 4 | BATHS: 3 | SQ. FT: 1,320 *Bi-weekly payments of: $719.98
114 CRESCENT LAKE ROAD BEDS: 4 | BATHS: 3 | SQ. FT: 2,068
BEDS: 4 | BATHS: 2 | SQ. FT: 1,204 *Bi-weekly payments of: $561.54
MLS SK845342
SOLD
MLS SK858467
MLS SK856441
KAMSACK
$260,000
SOLD
BURGIS BEACH
SOLD
108 MONTREAL AVENUE
CROOKED LAKE
$199,000
$199,000
WALL ACREAGE
825 PARK LANE DRIVE BEDS: 2 | BATH: 1 | SQ. FT: 864
BEDS: 2 | BATHS: 2 | SQ. FT: 1,536 *Bi-weekly payments of: $399.10
BEDS: 4 | BATHS: 2 | SQ. FT: 1,200 *Bi-weekly payments of: $399.10
MLS SK934491
MLS SK840758
MLS SK830974
MLS SK845805
BEDS: 3 | BATHS: 2 | SQ. FT: 1,689 *Bi-weekly payments of: $521.44
THEODORE
$164,900
125 PETERSON STREET
BEDS: 6 | BATHS: 3 | SQ. FT: 1,083 *Bi-weekly payments of: $330.71
LESTOCK
$150,000
426 POLAR PEAK
BEDS: 3 | BATHS: 2 | SQ. FT: 1,276 *Bi-weekly payments of: $300.83
MLS SK838994
220 INDIAN POINT
RM CANA
POPIUK ACREAGE
PELLY
$135,000
304 SECOND ST. EAST
RM CALDER
$65,000
402 KEPULA LANE
BEDS: 3 | BATHS: 2 | SQ. FT: 1,120 *Bi-weekly payments of: $110.30
BEDS: 0 | BATHS: 0 | ACRES: 0.41
MLS SK821898
MLS SK819621
Deb & Michelle NORQUAY
$55,000
43 RAILWAY STREET
BEDS: 2 | BATH: 1 | SQ. FT: 1,032
Confidence. Commitment. Connection.
BREDENBURY
$48,000
231 6TH STREET EAST
BEDS: 3 | BATH: 1 | SQ. FT: 960 *Bi-weekly payments of: $96.27
SPRINGSIDE
$19,500
420 TAYLOR AVENUE
BEDS: 0 | BATHS: 0 | ACRES: 0.28
COMMERCIAL
MLS SK851965
$49,900
200 MAIN STREET
KELLIHER, SK | SQ. FT: 1,008 *Bi-weekly payments of: $100.08
MLS SK862735
$9.50
328 BROADWAY ST. W YORKTON, SK | SQ, FT: 3,181
FOR LEASE
*All payments are based on rate 2.34%, 5 yr fixed, 25 year amortization. Rates subject to change without notice. MICHELLE BAILEY 306.621.5032
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PRO TIPS:
The Current Buyer Strategy
If you’re looking to buy a home in this active market, you may soon find out how important it is to get a head start on the buying process. It’s not just calling a Realtor® and going to look at some homes. You may be competing with other buyers for the same home, and you need to take every step to prepare yourself for the buying process.
First, understand your finances. The first step to becoming a homeowner is having a clear picture of your financial situation, which will help you determine a realistic down payment. This ranges between 5% to 20% for most people. How high of a mortgage payment you can afford is another factor. Your realtor can review possible mortgage payment scenarios, including mortgage insurance and property taxes, so that you know exactly what to expect before making any final decisions on a home.
Next, it’s time to get pre-approved. Once you have an idea of what you think you can afford, it’s time to start the pre-approval process. It’s important to research mortgage lenders and not simply look for the lowest interest rate. A well-regarded mortgage broker or bank is equally important as working with a respected, trustworthy Realtor®. You can decide by word of mouth (reputation), or even ask your Realtor® for a recommendation. Be prepared to provide intimate details about your finances. You’ll have to provide pay stubs, statements for your savings, chequing, debts, retirement accounts, investment accounts and recent tax returns. You’ll also have to act fast once you’re pre-approved, since your pre-approval letter will only be valid for about 30-90 days, depending on your lender.
Approved? Let the house hunting begin! Potential buyers get excited about this next step in the home buying process, but it pays to proceed with caution. Don’t ignore the fact that the COVID-19 pandemic continues to impact the housing market. With limited inventory in most markets across Canada, homes are selling quickly and sometimes with numerous offers. Once you’ve connected with a Realtor® to view listings, it’s a good time to make a list of your must-haves. Do you need 3 bedrooms? Need a fenced yard for pets? What about a garage? Are you ready/able to tackle a renovation, or do you need something move-in ready? Now, let the search begin…
Once you’ve found your dream home, make an offer. Be strategic when you find the perfect home. Your agent will pull comparables and help with your offer strategy. The advice from your Realtor® will include writing in conditions of a home inspection (among other things). Your Realtor®, family and friends can suggest a credible inspector, who is skilled in examining everything from a property’s roof and foundation, to its plumbing and electrical systems. You also must be willing to walk away from a property if the inspection uncovers major problems that surpass your budget. If there are minor deficiencies, or items in need of repair, you have a few options: they can ask for a credit to fix some of those items on their own, or ask the seller to fix them. If the items seem too daunting, you can always collapse the deal and move on to another property.
It’s closing time. Congratulations, you’ve made it to the final step of the home buying process! Once you and the seller settle on a closing date, your agent, mortgage lender, and lawyer all have a role to play in finalizing things. Now is NOT the time to purchase any new vehicles before your mortgage payments start! If your credit score or employment situation changes, this can cause your mortgage to fall through. We are full time Realtors®, and are very familiar with the home buying process. Let us walk you through step by step to make things less stressful for you!
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DEB COOK 306.621.6495
TESTIMONIALS
Why Deb & Michelle ?
“
Michelle is an exceptional, one of a kind Realtor. She goes more than the extra mile to find clients their new home. We are so grateful to have had Michelle as our Realtor. We highly recommend her. She is one special lady. Thank you Michelle :)
- Allen & Marlene Primeau
Deb always has quick showing[s] with every home I’ve sold. [She] always finds me the price I want, and makes the whole process a breeze for the homeowner. Always a great experience!
HAND-PICKED HELP FOR YOUR HOME:
“
- Matt Shindle
Our Hometown Faves!
MICHELLE BAILEY 306.621.5032
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PRINTED LOCALLY
HAND-PICKED HELP FOR YOUR HOME:
Our Hometown Faves!
272 Broadway St. W Yorkton, SK S3N 0N6
Able Realty
