Welcome Home With Deb & Michelle: July 2021

WELCOME HOME:

with Deb & Michelle Able Realty

IN THIS ISSUE:

LISTINGS MARKET STATS PRO TIPS: CURRENT BUYER STRATEGY

BUYERS Call us to sign up on our priority watch list! Be the first to know about new homes.

SELLERS We already have buyers on this list, eager for a home that meets their needs!

Use the camera on your mobile device to scan these codes.

You will be able to see all of the online listings available on both Deb and Michelle’s websites!

JULY 2021

WELCOME TO REAL ESTATE:

with Deb Cook & Michelle Bailey Confidence.

Commitment.

Connection.

Yorkton and Melville’s ONLY team specializing in:

RESIDENTIAL

COMMERCIAL

FARM

Meeting all of your real estate needs!

Deb Cook

Michelle Bailey

ABR, SRS, RENE

ABR, SRS, RENE

REALTOR

REALTOR

Phone: 306.621.6495

Email: deb.cook@century21.ca Consistent High Quality Service 2014-2017

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Outstanding Sales & Performance 2018, 2020

2020

Phone: 306.621.5032

Email: michelle.bailey@century21.ca Top Performer 2014-2018

Outstanding Sales & Performance 2020

2020

JUNE 2021

Able Realty

NUMBER OF

AVERAGE

$233,103

LISTINGS

PRICE

LAST YEAR

ACTIVE

SOLD

121

NUMBER OF

SOLD

LAST YEAR

PROPERTIES

165

AVERAGE DAYS ON MARKET

$197,146

: 62

WELCOME MESSAGE:

27 LAST YEAR 39

Time To Sell!

Can you believe we are already half way through 2021?! We hope you are enjoying this beautiful weather. The first six months have been a whirlwind of activity as you can see from the stats above. Inventory continues to remain low, and we still have buyers waiting for “the one” to come on the market. If you’ve been considering selling, it’s a great time with fewer homes to compete with. We’ve been busy assisting several new buyers and sellers realize their real estate dreams this spring, and look forward to helping many more clients over the rest of the year.

One essential tip we can pass along: if you’re considering listing your home, be sure the yard is manicured, exterior is washed and clear of bugs/cobwebs, exterior lights are updated/functioning, and weeds are all pulled. You only get one chance for that first impression. It doesn’t matter how nicely updated the interior of your home is if buyers drive by and don’t even want to stop to go inside to see those beautiful renos. Check out more tips on page 6!

If you ever have real estate questions just call - we are always here to help :) @DebCookRealtor

@michellebaileycentury21

@debcookrealtor

@m.baileycentury21

CENTURY 21 Able Realty | DEB COOK 306.621.6495 | MICHELLE BAILEY 306.621.5032

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YORKTON

ON THE MARKET:

SOLD

SOLD

SOLD

SOLD

SOLD

6 CHERRYDALE ACREAGE

SOLD

MLS SK855559

SOLD

SOLD

26 SWITZER BAY

SOLD

2 MILNE BAY

$429,900

75 POPLAR BAY

BEDS: 4 | BATHS: 3 | SQ. FT: 1,520

BEDS: 4 | BATHS: 4 | SQ. FT: 2,545

BEDS: 5 | BATHS: 3 | SQ. FT: 1,386

BEDS: 4 | BATHS: 3 | SQ. FT: 1,736 *Bi-weekly payments of: $862.17

SOLD

MLS SK841613

MLS SK854507

MLS SK856735

SOLD SOLD

$339,000

$289,700

$284,900

24 CEDARWOOD CRES

110 SUNSET DRIVE NORTH

#304 - 345 MORRISON DR BEDS: 2 | BATHS: 2 | SQ. FT: 1,150 *Bi-weekly payments of: $581.00

BEDS: 3 | BATHS: 3 | SQ. FT: 1,400 *Bi-weekly payments of: $571.37

MLS SK842775

MLS SK854516

MLS SK842662

MLS SK856552

$269,000

$249,000

BEDS: 5 | BATHS: 2 | SQ. FT: 1,000 *Bi-weekly payments of: $539.49 SOLD

BEDS: 3 | BATHS: 3 | SQ. FT: 1,820

BEDS: 4 | BATHS: 3 | SQ. FT: 1,848 *Bi-weekly payments of: $679.87

135 INDEPENDENT STREET 354 THIRD AVENUE NORTH

$245,000

#C - 334 MORRISON DR

$205,000

BEDS: 4 | BATH: 1 | SQ. FT: 1,064 *Bi-weekly payments of: $499.38

27 CLAREWOOD CRES

BEDS: 4 | BATHS: 2 | SQ. FT: 1,316 *Bi-weekly payments of: $491.35

57 - 102 RUSSELL DRIVE

MLS SK858459

MLS SK859705

MLS SK852009

BED: 1 | BATH: 1 | SQ. FT: 807 *Bi-weekly payments of: $411.13

SOLD SOLD

$159,000

$139,900

89 FIFTH AVENUE NORTH BEDS: 3 | BATH: 1 | SQ. FT: 792 *Bi-weekly payments of: $318.88

BEDS: 3 | BATHS: 2 | SQ. FT: 1,202 *Bi-weekly payments of: $291.33

BEDS: 4 | BATH: 1 | SQ. FT: 883 *Bi-weekly payments of: $278.77

MLS SK838806

MLS SK854509

MLS SK849170

MLS SK840891

BEDS: 4 | BATHS: 2 | SQ. FT: 940

$139,000

$127,000

33 MYRTLE AVENUE

$139,000

76 KING STREET

$123,000

123 PEAKER AVENUE

$119,900

384 THIRD AVE NORTH

234 BROADWAY ST. WEST

98 INDEPENDENT STREET BEDS: 3 | BATHS: 2 | SQ. FT: 832 *Bi-weekly payments of: $246.68

BEDS: 3 | BATHS: 2 | SQ. FT: 1,216 *Bi-weekly payments of: $240.46

MLS SK841298

SOLD

MLS SK859455

SOLD

BEDS: 2 | BATH: 1 | SQ. FT: 875 *Bi-weekly payments of: $278.77

$116,000

72 VICTORIA AVENUE

BEDS: 2 | BATH: 1 | SQ. FT: 770 *Bi-weekly payments of: $232.64

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BEDS: 3 | BATH: 1 | SQ. FT: 960 *Bi-weekly payments of: $254.70

SOLD SOLD

211 TUPPER AVENUE

BEDS: 2 | BATH: 1 | SQ. FT: 875

23 WESTSHORE GREENS

SOLD $99,000

121 MYRTLE AVENUE

BEDS: 3 | BATHS: 2 | SQ. FT: 848 *Bi-weekly payments of: $198.55

SOLD

9 APPLETON DRIVE

BEDS: 2 | BATH: 1 | SQ. FT: 952

*All payments are based on rate 2.34%, 5 yr fixed, 25 year amortization.

Rates subject to change without notice.

DEB COOK 306.621.6495

The Listings

MELVILLE

MLS SOLD SK854380

SOLD

MLS SK839663

MLS SK857089

SOLD $179,900

343 ALBERTA STREET

BEDS: 4 | BATHS: 2 | SQ. FT: 1,184 *Bi-weekly payments of: $361.00

RURAL

MLS SK845859

SOLD

222 8TH AVENUE WEST

$359,900

$124,900

BEDS: 2 | BATH: 1 | SQ. FT: 1,025

BEDS: 2 | BATH: 1 | SQ. FT: 770 *Bi-weekly payments of: $250.00

#35 - 555 DIELSCHNEIDER RD

MLS SK850756

SOLD

MLS SK841667

RM WALLACE

GOOD SPIRIT ACRES

605 HERITAGE LANE

$124,900

390 ALBERTA STREET

$359,000

SOLD

BEDS: 3 | BATHS: 2 | SQ. FT: 1,280 *Bi-weekly payments of: $250.00

SALTCOATS

SOLD

SALTCOATS

$279,999

BEDS: 4 | BATHS: 2 | SQ. FT: 1,060 *Bi-weekly payments of: $722.00

PROPP ACREAGE

BEDS: 4 | BATHS: 3 | SQ. FT: 1,320 *Bi-weekly payments of: $719.98

114 CRESCENT LAKE ROAD BEDS: 4 | BATHS: 3 | SQ. FT: 2,068

BEDS: 4 | BATHS: 2 | SQ. FT: 1,204 *Bi-weekly payments of: $561.54

MLS SK845342

SOLD

MLS SK858467

MLS SK856441

KAMSACK

$260,000

SOLD

BURGIS BEACH

SOLD

108 MONTREAL AVENUE

CROOKED LAKE

$199,000

$199,000

WALL ACREAGE

825 PARK LANE DRIVE BEDS: 2 | BATH: 1 | SQ. FT: 864

BEDS: 2 | BATHS: 2 | SQ. FT: 1,536 *Bi-weekly payments of: $399.10

BEDS: 4 | BATHS: 2 | SQ. FT: 1,200 *Bi-weekly payments of: $399.10

MLS SK934491

MLS SK840758

MLS SK830974

MLS SK845805

BEDS: 3 | BATHS: 2 | SQ. FT: 1,689 *Bi-weekly payments of: $521.44

THEODORE

$164,900

125 PETERSON STREET

BEDS: 6 | BATHS: 3 | SQ. FT: 1,083 *Bi-weekly payments of: $330.71

LESTOCK

$150,000

426 POLAR PEAK

BEDS: 3 | BATHS: 2 | SQ. FT: 1,276 *Bi-weekly payments of: $300.83

MLS SK838994

220 INDIAN POINT

RM CANA

POPIUK ACREAGE

PELLY

$135,000

304 SECOND ST. EAST

RM CALDER

$65,000

402 KEPULA LANE

BEDS: 3 | BATHS: 2 | SQ. FT: 1,120 *Bi-weekly payments of: $110.30

BEDS: 0 | BATHS: 0 | ACRES: 0.41

MLS SK821898

MLS SK819621

Deb & Michelle NORQUAY

$55,000

43 RAILWAY STREET

BEDS: 2 | BATH: 1 | SQ. FT: 1,032

Confidence.

Commitment.

Connection.

BREDENBURY

$48,000

231 6TH STREET EAST

BEDS: 3 | BATH: 1 | SQ. FT: 960 *Bi-weekly payments of: $96.27

SPRINGSIDE

$19,500

420 TAYLOR AVENUE

BEDS: 0 | BATHS: 0 | ACRES: 0.28

COMMERCIAL

MLS SK851965

$49,900

200 MAIN STREET

KELLIHER, SK | SQ. FT: 1,008 *Bi-weekly payments of: $100.08

MLS SK862735

$9.50

328 BROADWAY ST. W YORKTON, SK | SQ, FT: 3,181

FOR LEASE

*All payments are based on rate 2.34%, 5 yr fixed, 25 year amortization.

Rates subject to change without notice.

MICHELLE BAILEY 306.621.5032

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PRO TIPS:

The Current Buyer Strategy

If you’re looking to buy a home in this active market, you may soon find out how important it is to get a head start on the buying process. It’s not just calling a Realtor® and going to look at some homes. You may be competing with other buyers for the same home, and you need to take every step to prepare yourself for the buying process.

First, understand your finances.

The first step to becoming a homeowner is having a clear picture of your financial situation, which will help you determine a realistic down payment. This ranges between 5% to 20% for most people. How high of a mortgage payment you can afford is another factor. Your realtor can review possible mortgage payment scenarios, including mortgage insurance and property taxes, so that you know exactly what to expect before making any final decisions on a home.

Next, it’s time to get pre-approved.

Once you have an idea of what you think you can afford, it’s time to start the pre-approval process. It’s important to research mortgage lenders and not simply look for the lowest interest rate. A well-regarded mortgage broker or bank is equally important as working with a respected, trustworthy Realtor®. You can decide by word of mouth (reputation), or even ask your Realtor® for a recommendation. Be prepared to provide intimate details about your finances. You’ll have to provide pay stubs, statements for your savings, chequing, debts, retirement accounts, investment accounts and recent tax returns. You’ll also have to act fast once you’re pre-approved, since your pre-approval letter will only be valid for about 30-90 days, depending on your lender.

Approved? Let the house hunting begin!

Potential buyers get excited about this next step in the home buying process, but it pays to proceed with caution. Don’t ignore the fact that the COVID-19 pandemic continues to impact the housing market. With limited inventory in most markets across Canada, homes are selling quickly and sometimes with numerous offers.

Once you’ve connected with a Realtor® to view listings, it’s a good time to make a list of your must-haves. Do you need 3 bedrooms? Need a fenced yard for pets? What about a garage? Are you ready/able to tackle a renovation, or do you need something move-in ready? Now, let the search begin…

Once you’ve found your dream home, make an offer.

Be strategic when you find the perfect home. Your agent will pull comparables and help with your offer strategy. The advice from your Realtor® will include writing in conditions of a home inspection (among other things). Your Realtor®, family and friends can suggest a credible inspector, who is skilled in examining everything from a property’s roof and foundation, to its plumbing and electrical systems.

You also must be willing to walk away from a property if the inspection uncovers major problems that surpass your budget. If there are minor deficiencies, or items in need of repair, you have a few options: they can ask for a credit to fix some of those items on their own, or ask the seller to fix them. If the items seem too daunting, you can always collapse the deal and move on to another property.

It’s closing time.

Congratulations, you’ve made it to the final step of the home buying process! Once you and the seller settle on a closing date, your agent, mortgage lender, and lawyer all have a role to play in finalizing things. Now is NOT the time to purchase any new vehicles before your mortgage payments start! If your credit score or employment situation changes, this can cause your mortgage to fall through.

We are full time Realtors®, and are very familiar with the home buying process. Let us walk you through step by step to make things less stressful for you!

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DEB COOK 306.621.6495

TESTIMONIALS

Why Deb & Michelle ?

“

Michelle is an exceptional, one of a kind Realtor. She goes more than the extra mile to find clients their new home. We are so grateful to have had Michelle as our Realtor.

We highly recommend her. She is one special lady.

Thank you Michelle :)

- Allen & Marlene Primeau

Deb always has quick showing[s] with every home I’ve sold. [She] always finds me the price I want, and makes the whole process a breeze for the homeowner.

Always a great experience!

HAND-PICKED HELP FOR YOUR HOME:

“

- Matt Shindle

Our Hometown Faves!

MICHELLE BAILEY 306.621.5032

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PRINTED LOCALLY

HAND-PICKED HELP FOR YOUR HOME:

Our Hometown Faves!

272 Broadway St. W Yorkton, SK S3N 0N6

Able Realty