WELCOME HOME:
with Deb & Michelle Able Realty
IN THIS ISSUE: Our Listings October’s Market Stats Testimonials Pro Tips: Purchasing Made Easy
NOV 2020
WE NEED YOUR HOME!
WELCOME TO REAL ESTATE:
with Deb Cook & Michelle Bailey Confidence. Commitment. Connection. Yorkton’s ONLY team specializing in:
RESIDENTIAL
COMMERCIAL
FARM
Meeting all of your real estate needs!
Deb Cook
Michelle Bailey
ABR, SRS, RENE
ABR, SRS, RENE
REALTOR
REALTOR
Phone: 306.621.6495
Email: deb.cook@century21.ca Consistent High Quality Service 2014-2017
2
Outstanding Sales & Performance 2018, 2020
Phone: 306.621.5032
Email: michelle.bailey@century21.ca
2020
Broadway Park Realty Able Realty
Top Performer 2014-2018
Outstanding Sales & Performance 2020
2020
OCT 2020
Able Realty
NUMBER OF
AVERAGE
$217,454
LISTINGS
PRICE
LAST YEAR
ACTIVE
SOLD
$237,771
130
NUMBER OF
SOLD
LAST YEAR
PROPERTIES
181
AVERAGE DAYS ON MARKET
26
: 76
WELCOME MESSAGE: Okay, maybe not totally ready ;)
LAST YEAR 19
Ready for winter
It’s been a few weeks since Thanksgiving and we hope you enjoyed it… It’s always a time to take a moment to count your many blessings. We have so much to be thankful for, and seek to stay in the gratitude frame of mind throughout the year. Now it’s time to look forward to the Christmas season (our favourite celebration with our grandbabies!). We’ve been busy, and as you can see on pages 4-5, we are in need of some homes to sell! Inventory is very low for Yorkton - we have buyers waiting for homes to come on the market. With the interest rates at an all time low (see our article on page 6) it couldn’t be a better time to buy! For homeowners, this is also good news. There is a larger buyer pool able to afford to purchase a home. Call us to chat and see what you’re home is worth - our advice is free! @DebCookRealtor
@michellebaileycentury21
@debcookrealtor
@m.baileycentury21
Deb Cook | Michelle Bailey 306.621.6495 306.621.6495
306.621.5032 306.621.5032
3
ON THE MARKET: RESIDENTIAL MLS SK826459
MLS SK813855
MLS SK823821
MLS SK817892
$524,000
$499,900
$469,000
$419,000
MLS SK825884
SOLD
MLS SK828150
MLS SK815585
$375,000
$339,000
SOLD
MLS SK822242
6 CHERRYDALE ROAD 1 WHITESAND DRIVE 15 GARRY PLACE 26 SWITZER BAY BEDS: 4 | BATHS: 3 | SQ. FT: 1,522 BEDS: 4 | BATHS: 4 | SQ. FT: 2,545 BEDS: 4 | BATHS: 4 | SQ. FT: 2,345 BEDS: 4 | BATHS: 4 | SQ. FT: 1,803
SOLD
66 WHITESAND DRIVE BEDS: 4 | BATHS: 3 | SQ. FT: 1,318
35 GARRY PLACE
MLS SK828078
MLS SK799927
$329,000
$258,000
MLS SK809858
MLS SK818977
52 WINDFIELD PLACE 135 INDEPENDENT STREET BEDS: 5 | BATHS: 3 | SQ. FT: 2,002 BEDS: 5 | BATHS: 2 | SQ. FT: 1,000
$214,900
$175,000
53 CALDWELL DRIVE 110 SUNSET DRIVE NORTH BEDS: 5 | BATHS: 3 | SQ. FT: 2,002 BEDS: 4 | BATHS: 3 | SQ. FT: 1,848
LD O S SOLD
$228,900
89 LOGAN CRESCENT
137 INDEPENDENT STREET BEDS: 3 | BATH: 1 | SQ. FT: 1,000
SOLD
MLS SK811113
LD O S SOLD
$164,900
26 RUSSELL DRIVE BEDS: 4 | BATHS: 2 | SQ. FT: 988
115 GORDON AVENUE WEST BEDS: 4 | BATHS: 2 | SQ. FT: 1,294
193 ALLANBROOKE DRIVE
89 FIFTH AVENUE NORTH BEDS: 3 | BATH: 1 | SQ. FT: 792
SOLD
MLS SK823359
MLS SK823372
SOLD
LD O S SOLD
152 FOURTH AVENUE SOUTH
$159,000
$134,900
52 WESTSHORE GREENS 93 FOURTH AVENUE NORTH BEDS: 2 | BATHS: 2 | SQ. FT: 1,000 BEDS: 3 | BATHS: 1 | SQ. FT: 1,152
FREE
HOME EVALUATION
Call us!
4 Able Realty
LD O S SOLD
153 WELLINGTON AVENUE
A $250 VALUE
$415,000
LD O S
The Listings MLS SK830742
MLS SK830113
SOLD
LD O S
$89,000
$119,000
9 APPLETON DRIVE BEDS: 2 | BATH: 1 | SQ. FT: 952
94 INDEPENDENT STREET BEDS: 3 | BATHS: 2 | SQ. FT: 996
OUT OF TOWN MLS SK807853
MLS SK827048
MLS SK830974
SOLD
157 BETTS AVENUE
$39,000
3 APPLETON DRIVE BEDS: 3 | BATHS: 1 | SQ. FT: 1,208
MLS SK810924
Deb & Michelle RM NO. 243
PELLY
$359,900
$135,000
MLS SK822245
MLS SK821898
ACREAGE, R.M. WALLACE 304 SECOND STREET EAST BEDS: 3 | BATHS: 3 | SQ. FT: 1,320 BEDS: 3 | BATHS: 2 | SQ. FT: 1,120
SPRINGSIDE
$64,900
618 FIRST AVENUE BEDS: 2 | BATH: 1 | SQ. FT: 768 MLS SK809624
BREDENBURY
$56,000
ConямБdence. Commitment. Connection.
BUCHANAN
$56,000
MLS SK819621
SPRINGSIDE
SPRINGSIDE
$29,999
$28,500
121 SEATON STREET BEDS: 2 | BATH: 1 | SQ. FT: 646
231 6TH STREET SOUTH BEDS: 3 | BATH: 1 | SQ. FT: 960
110 WILLIS AVENUE BEDS: 2 | BATH: 1 | SQ. FT: 871
420 TAYLOR AVENUE BEDS: 0 | BATHS: 0 | ACRES: 0.28
MLS SK790259
MLS SK810924
SOLD
MLS SK822245
RHEIN
BUCHANAN
$69,900
$64,900
421 MAIN STREET BEDS: 3 | BATHS: 2 | SQ. FT: 1,040
618 FIRST AVENUE WEST BEDS: 2 | BATH: 1 | SQ. FT: 768
MLS SK831494
MLS SK828039
COMMERCIAL
LD O S
SPRINGSIDE
SOLD
124 PATRICK STREET
SPRINGSIDE
$56,000
121 SEATON STREET BEDS: 2 | BATH: 1 | SQ. FT: 646
Deb & Michelle $185,000
272 BROADWAY ST. WEST S3N 0N6 | SQ. FT: 1,785
WE PAY
$8.50
328 BROADWAY ST. WEST S3N 0N6 | SQ. FT: 3,181
List With Us!
$$ FOR
Qualified Referrals Deb Cook | Michelle Bailey 306.621.6495
306.621.5032
!!
ASK US FOR DETAILS
5
TESTIMONIALS
Why Deb & Michelle ?
“
Michelle listened and very quickly understood our wants and needs..in both selling and purchasing a house. Throughout the process of doing both we never felt alone. She provided us with open honest professional communication, took the time to answer our questions, gave us options and when she offered her guidance, she always had our best interests at heart. Selling: her tips and advice to achieve a fast sale without jeopardizing its value proved to be sound. We had an offer to purchase our house presented to us after only five days of it being on the market! Purchasing: she not only found our dream house, but she helped us oversome challenges and celebrated our every victory along the way. We could not have made owning our dream house a reality without her, and for that we will forever be grateful.
- Kevin & Kendra Olson
Deb is outstanding at what she does. We are thrilled with her efforts. Professional, knowledgeable, patient and kind. We highly recommend her! - Shaleen
“
PRO TIPS:
Purchasing Made Easy
What a great time to buy your first home or second home! Rates are the lowest they have been in history. Many institutions are offering rates well below 2%, on a fixed rate.
What does fixed mean?
A fixed rate is a guaranteed rate for a certain period of time (term). Rates can even include 4 or 5 years.
How important is a fixed rate?
A fixed rate gives you unchanging payments for the term you have chosen. Peace of mind is of the highest importance for most, and this fixed rate allows you to budget for other expenses in your life.
What does this mean when buying a home?
With rates as low as they are now, it is most certainly cheaper to buy a home and make mortgage payments, rather than renting. For example, if you are paying $1,000 a month for rent, that $1,000 a month could actually buy you a home for approximately $250,000 - principal and interest payments with only 5% percent down! This calculation is based on
6 Able Realty
PRO TIPS:
Continued..
the current average mortgage rate, other conditions may apply of course. If you are wondering how to find out how much you can afford, call your financial institution and get pre-approval. Your bank will let you know how much you can afford, based on your income, credit rating and down payment. If you do not qualify at this time, find out what you need to do to get to your goal. Setting a goal will help you to focus on the future and owning a home. For example, if your credit rating is below the required base line, now is the time to find out how to improve your rating so you can buy in the future. Preparing now leaves out unwanted surprises when you find that perfect home. Even if you do not plan to buy right away, it is still recommended to get pre-approved now and prepare for the future. It never hurts to have more knowledge of where you stand! Getting a mortgage is much different than getting credit for other purchases out there. The amount one can borrow is based on what is called a debt servicing ratio. Debt servicing is determined by how much you earn VS. your debt load. So, if you are looking to buy in the future, making a purchase on something that has high monthly payments may lower your purchasing ability! This is the main reason it’s so important to get in touch with your bank of choice sooner, rather than later, to find out what you can afford. It also gives yourself time to make changes, if needed. Keep in mind that there are certain programs out there offered to help buyers! Some institutions are even offering a 3% cash back on purchase. There are also programs available for folks who may need help with the down payment. The interest rate may be a bit higher, but the program gives you the ability to borrow legal fees and some down payment if needed. Buying a home is investing in your future. Why throw your money away in rent when you can possibly buy a home? Deb and Michelle both have access to great lenders who will be happy to help you. Give us a shout if you have questions or need help, our advice is free!
HAND-PICKED HELP FOR YOUR HOME:
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YORKTON
CANORA 116 2nd Avenue
KAMSACK
36 Fourth Avenue North
445 Second Street
306-783-8541 www.lelandcampbell.com
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OUTFI TT I N G CO.
Mark’s Yorkton | 26 - 230 Broadway Street East | 306.782.1414
Deb Cook | Michelle Bailey 306.621.6495 306.621.6495
306.621.5032 306.621.5032
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HAND-PICKED HELP FOR YOUR HOME:
Our Hometown Faves!
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