Business Journal 195th

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BUSINESS JOURNAL

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November 2023

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195th Edition

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INSIDE

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Prestigious Houston-area Private Schools Making Waves in Texas Education

05 Delta Sigma Theta Sorority, Inc. Houston Metropolitan Alumnae Chapter Presents 19th Biennial Debutante Ball

08 13 Years Of Excellence In Community Collaboration By The Houston Black Professionals Alliance

2 | November 2023

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November 2023 | 3

PUBLISHER’S MESSAGE

MR. D-MARS CERTIFIED:

Houston

Minority Supplier Development Council

HMSDC

d-mars.com proudly continues its commitment to the community, spotlighting inspiring stories that promote the growth and success of African American businesses and civic leaders. In this edition, we shine a light on the City of Houston’s Office of Business Opportunity (OBO) and their groundbreaking initiative, the H-Town Rewards Program. This innovative six-month “Shop Local” campaign is dedicated to reinvigorating the local economy by uplifting small businesses within specific communities in the Houston Metropolitan area.

With nearly 23% of Houston’s population being African American, Black culture is woven into the city’s fabric. Consequently, Black-owned businesses are thriving throughout the Port Houston

METRO

BEHIND THE JOURNAL

SENIOR GRAPHIC DESIGNERS Emma Aguiñaga Kendra Wiseman WEB & GRAPHIC DESIGNER Edward Sanchez SR. BUSINESS DEVELOPMENT MANAGER Chivon Jones PHOTOGRAPHY Bruce Bell Grady Carter L.C. Poullard DISTRIBUTION Mike Jones CONTRIBUTING WRITERS d-mars.com Rick Nelson Phillip Washington

City of Houston

HISD

HUB

H Town Rewards Are Set To Reshape The Business Landscape Citywide 20-21 04 BUSINESS

13-20 HEALTH & WELLNESS

04 City Of Houston Chosen As First City Outside Of Africa For Diaspora African Forum Location

14 Texas High School Jamboree The Best Of Thanksgiving Basketball

04 Transforming Stereotypes Through A Mission

05 COMMUNITY 05 Delta Sigma Theta Sorority, Inc. Houston Metropolitan Alumnae Chapter Presents 19th Biennial Debutante Ball

15 How Texas’ Strict Vaping Law Affects Students Minds and Mental Health 16 Addresing the Lack of Diversity In The Mental Health Workforce 20 Help Family And Friends Hear The Cheer This Holiday Season

11 OLD FOLKS SAYING

06 Houston’s Homeless Project $1 Million Grant Fuels Nine Art Installations In Midtown

11 “Now, If You Knew That Homework Like You Know Those Song Lyrics, You Would Get Straight A’s.”

06 Historic Houston Black Neighborhood Gets $100K Grant for Conservancy

24 REAL ESTATE

08 13 Years Of Excellence In Community

By The Houston Black Professionals Alliance

11 DID YOU KNOW 11 PLU Codes

24 Why Renters Insurance Matters Now More Than Ever

26 TECHNOLOGY 26 Software Company Modisoft Breaks Ground On Sugar Land HQ Near UH Tech Campus

28 TRAVEL

10 EDUCATION & CAREER

28 Navigating the World The Perks of Traveling with Rewards Credit Cards

10 Prestigious Houston-area Private Schools Making Waves in Texas Education

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22 FINANCE

22 Bridging The Wealth Gap In Black America Via Innovation Inve$Tment$

VBE

DBE

HHF CB/LB

OUR SERVICES

COVER STORY

CHIEF OF STAFF & MANAGING EDITOR Kimberly Floyd

ACCOUNTING MANAGER Eugenie Doualla

— Mellody Hobson

CONTENTS

PUBLISHER & CEO Keith J. Davis, Sr.

ASSOCIATE EDITOR Émil Flemmon

“I was desperate to understand money. Not to make it, to understand it. I wanted to know how it worked, and I wanted to know so that I would have enough and would be able to make good financial decisions.”

city, from downtown to the museum district and various Black communities.

Many Black business owners face challenges due to the racial wealth gap and limited access to loans. This often leaves them using their personal funds to sustain their businesses, making it difficult to pay their employees. By supporting these businesses, you play a vital role in helping them afford to compensate their employees and expand their workforce, contributing to the financial stability of local communities.

We extend our heartfelt appreciation for your ongoing support of d-mars.com.

Together, we continue to make a positive impact by showcasing and advancing the communities where we live, work, and serve.

ADVERTISING | MARKETING MEDIA | COMMUNICATION • Business Journal • Health & Wellness Journal • Community Weekley Report • Black Pages Online Business Directory • Top 50 Black Health, Medical & Wellness Professionals • Top 50 Black Professionals & Entrepreneurs • Top 30 Influential Women of Houston • Top 25 Prime & Subcontractors for Diversity • Business Connection • Business Development • Business Consulting • Graphic Design • Photography • Printing • Web Design • Online & Email Marketing • Public Relations • Social Media • Advertising • Writing • Promotional Marketing

Ensure a Safe Getaway: Protecting Your Home and Rentals from Fires

30 RECIPE OF THE MONTH 30 Southern Cornbread Dressing

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4 | November 2023 BUSINESS

CITY OF HOUSTON CHOSEN AS FIRST CITY OUTSIDE OF AFRICA FOR DIASPORA AFRICAN FORUM LOCATION By d-mars.com News Provider

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mbassador H.E. Dr. Erieka Bennett, founder and Head of Mission for the Diaspora African Forum (DAF), and leadership visited Houston to scout locations for what will become the first DAF location outside of the African continent. This achievement is the direct result of relationships forged during the trade and investment mission, led by Mayor Sylvester Turner, to West Africa in July, with a 30-member delegation. During the mission, Mayor Turner and the delegation engaged with African leaders, businesses, and communities to build on existing relationships, explore new bilateral economic opportunities, and strengthen cultural and civic engagement between the City of Houston and Africa.

Houston is the perfect choice as the most diverse city in the nation and home to one of the largest diasporas in the United States. “We are honored to be the first city outside of Africa to host a Diaspora African Forum location,” says Mayor Sylvester Turner. “Today’s announcement reaffirms Houston’s commitment to strengthening its bonds with the African continent and its diaspora. Mayor Turner also recognized

Ambassador Bennett and the Diaspora African Forum who visited the public session today.

“In the African tradition when someone comes to your house, you come back to their house, so we are here to say thank you to Mayor Turner and we are here to open an office,” says Ambassador Bennett.

“We are honored to be the first city out“Weofare honored the first city side Africa to hosttoa be Diaspora African outsidelocation,” of Africasays to host a Diaspora Forum Mayor Sylvester African Forum location,” says Mayor Turner.

Sylvester Turner.

“Our decision to choose Houston as our first location outside of Africa was a natural progression of the relationships nurtured during the mission.” The mission of the Diaspora African Forum is to bridge the gap between Africa and its diaspora by fostering trans-Atlantic connections and promoting economic collaboration and cultural exchange.

Houston has actively encouraged DAF’s mission by embracing diversity, promoting international relations, and creating an environment conducive to economic collaboration.

TRANSFORMING STEREOTYPES THROUGH A MISSION By d-mars.com News Provider

firmly believe that when you look good and dress well, you become better. That means you’re now a better father, a better son, and a better husband, and so forth. ~ NéAndré Broussard, the Founder of Black Menswear At a recent celebration of the beginning of the Black Menswear Weekend organized by Lubbock Smith at Dallas’ Black Dahlia, NéAndré Broussard, the Founder of Black Menswear, was

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present and cordially greeted and shook hands with everyone who passed him.

The event gathered some of the town’s most progressive and well-dressed residents and served as the ideal entrée for the Dallas flash mob that occurred the next day. While there, Broussard provided explanations of the Black Menswear brand’s significance beyond its clothing line.

“The media loves to paint the picture of Black men as downtrodden, crude thugs, and too often, we play up to that hurtful stereotype,” he said.” It’s time to change the narrative of who we as Black men are and what we’re capable

of being and how we dress is the perfect way to start that conversation and shift that mindset.”

Flash mobs have emerged as the defining spectacle for NéAndré Broussard and his Black Menswear brand. These extraordinary gatherings are nothing short of breathtaking, drawing crowds like must-see attractions. Even the scorching Texas sun, pushing temperatures close to the triple digits, paled in comparison to the sizzling energy generated by the assembly of sharp-dressed Black men from diverse backgrounds. The atmosphere crackled with electricity, palpable anticipation, and unbridled excitement as men, hailing from as nearby as Fort Worth to as far-flung as the United Kingdom, converged to support what can only be described as a burgeoning movement.

The transformative impact of this gathering was unmistakable, evident in the aftermath as strangers who had never crossed paths before left as brothers, bound by a shared commitment to stay connected, foster growth, and bolster each other’s strengths.

Broussard passionately asserts, “Advocating for our Black men and revealing their untapped potential had to start somewhere, and we chose to lay the foundation for change through fashion and self-presentation. I firmly believe that when you look good and dress your best, you inherently become a better version of yourself.

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This transformation extends to being a superior father, a more devoted son, and a more attentive husband, among other roles. For those in entrepreneurship, it ignites business success, and for those in the 9-to-5 grind, it fuels a newfound determination to excel. It all stems from unlocking the door that reshapes your mindset, illuminating a path to higher horizons.”

“I can speak directly to my Black brothers, who are unquestionably the most misunderstood group of people in the world, because of the platform we’ve built. My advice to them is that there is nothing wrong with dressing to impress since opportunities will present themselves,” the content creator explained.

Source: BrandPoint

November 2023 | 5 COMMUNITY

DELTA SIGMA THETA SORORITY, INC. Houston Metropolitan Alumnae Chapter

presents 19th Biennial Debutante Ball By d-mars.com News Provider

he Houston Metropolitan Alumnae Chapter of Delta Sigma Theta Sorority, Incorporated presented 16 beautiful and accomplished young ladies to society at the Houston Marriott Westchase Hotel, culminating the Chapter’s 19th Biennial Debutante Season, themed Nights Over Egypt. The 2023 Debutante Season began with the Mother-Daughter Tea, the first formal social event of the Season. It was held at Sweetwater Country Club in Sugarland, Texas. Throughout Debutante Season, the 16 young ladies participated in a series of workshops to enhance personal growth and development, titled Destination Debutante.

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Debutantes were deeply engaged, participating in various educational presentations including an Etiquette Workshop and a community service project at the Jean Hines Caldwell Elementary School’s Annual Community Resource Fair. Toward the close of the Debutante Season the young ladies were treated to a day of health & wellness activities at a Debutante Retreat. On the occasion of the Debutante Ball, each debutante was officially introduced to the esteemed guests by Mrs. Melinda Spaulding Chevalier, Vice President for Communications and Advancement at Texas Southern University and Mr. Jose’ Griñan of FOX 26-KRIV Houston.

Attendees were entertained by the debutantes as they performed an elegant cotillion in a Grand Ballroom decorated in gleaming white with bold and beautiful gold accents. To mark the occasion’s magnitude a Proclamation from the City of Houston and Mayor Sylvester Turner was addressed to the Houston Metropolitan Alumnae Chapter and the 16 debutantes.

The 2023 HMAC Debutantes are: Ms. Keriana Sanaa Chambers, daughter of Mr. & Mrs. Kary Chambers. She was presented by her father Mr. Kary Chambers; Ms. Samantha Aaliyah Christophe is the daughter of Mr. Mike Christophe and the Late Lolita Christophe & Mom Mrs. Nickesha Christophe. She was presented by her father Mr. Mike Christophe; Ms. Kayla Michelle Gibson Colen is the daughter of Mrs. Lelita Titus-Colen and Mr. Clyde Colen. She was presented by her brother Mr. Davion

Colen; Ms. Kamryn Camia Dilworth is the daughter of Mr. James Strawder and Mrs. Sherbie Strawder. She was presented by her father Mr. James Strawder; Ms. Bailey Nicole Gatson is the daughter of Mr. & Mrs. Enoch Gatson, Jr. She was presented by her father Mr. Enoch Gatson, Jr.; Ms. Isis Sakhile Griffith is the daughter of Mr. Marcus Griffith and Mrs. Ifetayo Griffith. She was presented by her father Mr. Marcus Griffith; Ms. Maya Jenee’ Hamilton is the daughter of Ms. Melissa Hamilton. She was presented by her uncle Mr. Merrick Hamilton; Ms. Martinera Kautiana Henry is the daughter of Mr. & Mrs. Don E. Henry. She was presented by her father Mr. Don E. Henry; Ms. Skylar Nicole Jones is the daughter of Mr. Richard Jones, Jr. and Mrs. Bridgett Fleming-Jones. She was presented by her father Mr. Richard Jones, Jr.; Ms. Jadyn Elizabeth Moody is the daughter of Mr. Theo Moody and Mrs. Talyna Moody.

She was presented by her father Mr. Theo Moody; Ms. Payton Nicole Smith is the daughter of Mr. Michael Smith & Mrs. Belva Smith. She was presented by her father Mr. Michael Smith; Ms. Kylie Nicole Smith is the daughter of Mr. Christopher Smith and Mrs. Dionne G. Smith. She was presented by her father Mr. Christopher Smith; Ms. Whitney Alicia Smith is the daughter of Ms. Cortney Nichole Smith. She was presented by her uncle Mr. Cory Nicholas Smith; Ms. Sydney Symonne Sylvester is the daughter of Mr. Nathaniel C. Sylvester, III and Mrs. Detra Mason Sylvester. She was presented by Mr. Heath A. Rice; Ms. Shamarria Shantyia Walker is the daughter of Ms. Tanigo Walker and Mr. Jermaine Doucette. She was presented by her father Mr. Jermaine Doucette; Ms. Jordin Amari Warfield is the daughter of Mr. Brett H. Warfield, M.D. and Mrs. Sharita E. Warfield, M.D. She was presented by her father Mr. Brett H. Warfield, M.D. The 2022-2023 HMAC Debutante Season Leadership is Ms. Tracee Fletcher, President Houston Metropolitan Alumnae Chapter, Mrs. Allison Wright, Chair, Ms. Marna Arvie, Co-Chair and Mrs. Daphne Moss, Sr. Chair. The Sub-committee Chairs were Ms. Patricia Allison, Mrs. Jacqueline Blossom, Mrs. Pamela Cashaw, Mrs. Veronica O. Davis, Mrs. ReShane Dawn-Fowler, Ms. Terri Lynch, Ms. Jan Matthews, Ms. Felicia Morgan, Ms. Benita Russell, Mrs. Kimberly Wright-Jones and Ms. Tamara Young.

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Source: HMA

6 | November 2023 COMMUNITY

HOUSTON’S HOMELESS PROJECT

$1 Million Grant Fuels Nine Art Installations in Midtown By d-mars.com News Provider

he award funds are designated for HueMan: Shelter, a project centered on addressing homelessness in the Midtown area.

Houston secured a $1 million grant as a finalist in a nationwide public arts challenge.

The funds are earmarked for a Houston initiative called “HueMan: Shelter,” a public art project designed to challenge perceptions of homelessness by uniting artists and unsheltered residents to create visual narratives from their experiences in the city.

The project encompasses the activation of nine locations for public art installations along a central thoroughfare in Midtown.

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Mayor Sylvester Turner expressed his enthusiasm for the project, stating, “HueMan: Shelter is an innovative project that will not only transform our city’s landscape but also foster empathy and understanding for our unsheltered community members.”

“We’re excited about the opportunity to showcase Houston’s vibrant creative scene and make a positive impact in the lives of our vulnerable populations,” he added.

HueMan: Shelter is a collaborative concept involving the mayor’s office, the Midtown Houston Cultural Arts and Entertainment District, the Coalition for the Homeless of Houston, Career and Recovery Resources, and METRO Houston.

Initiated in 2014, the Bloomberg Philanthropies Public Art Challenge encourages mayors to collaborate with local artists to create public art installations

that address urban issues, such as homelessness.

The grant will cover specific project expenses, including development, installation, and marketing.

Among more than 600 cities with populations exceeding 30,000, Houston emerged as one of eight winners in the challenge after 154 applications were reviewed.

Bloomberg Philanthropies will announce up to 10 winners from the 17 finalists in the challenge this year. Michael Bloomberg, the founder of Bloomberg Philanthropies, emphasized the role of public art in uniting communities, boosting local economies, and making cities more inspiring and vibrant.

Historic Houston Black Neighborhood Gets

$100K Grant for Conservancy

By d-mars.com News Provider

ouston’s Independence Heights neighborhood, historically the first municipality in Texas incorporated by African Americans, is facing challenges as its identity erodes due to rising property taxes and gentrification driven by increasing land values and development. Tanya Debose, the executive director of the Independence Heights Redevelopment Council and a descendant of early residents, revealed that the pace of gentrification is accelerating. The neighborhood’s designation as one of the City of Houston’s new conservation districts is further fueling development.

“It’s definitely what I call a blessing because it does two things,” Debose said. “One, it gives us the funding to try to build the capacity of the conservancy and to build a presence of the conservancy in the community and beyond. But it also says to the rest of the world that this place is worth saving.

This place is very important. And once this place is erased, you don’t get the first Black city in the state of Texas back. So, time is of the essence with saving what we can.”

However, a recent $100,000 grant from the African American Cultural Heritage Fund is poised to counteract the impact of gentrification. This grant will support the establishment of the Independence

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Heights Conservancy, aimed at preserving the neighborhood’s history through historical landmark designations, cultural and educational initiatives, and acting as a land trust. Debose expressed gratitude for the grant, highlighting its significance in bolstering the conservancy’s presence and advocating for the neighborhood’s preservation.

and historical assets, establish cultural programming, and be the key voice for the neighborhood.

Independence Heights, now home to around 15,000 residents, faces gentrification and cultural erasure threats. It is one of 40 locations across the United States to receive grant funding this year from the African American Cultural Heritage Fund. Debose emphasized the importance of adding more historic landmark designations to protect homes, churches, and businesses, while also envisioning cultural destinations and neighborhood tours along North Main Street.

The Emancipation Trail, featuring historic places settled by African Americans post-slavery, will incorporate Independence Heights, ensuring its significance endures. Debose’s personal connection to the neighborhood, dating back to 1924, underscores the historical importance of this independent city created by formerly enslaved people. The Independence Heights Conservancy plans to host cultural events, festivals, and lectures, aiming to educate both current and future generations about its place in Houston and Texas history, as it stands “The important history and significance found as one of the few remaining significant Black towns in this neighborhood is currently threatened by established by African Americans. Debose emphagentrification and cultural erasure,” the African sizes the importance of preserving and sharing this American Cultural Heritage Fund wrote on its unique legacy with the world. website. “Organizational capacity building funding for the Independence Heights Conservancy will help the organization manage the neighborhood’s cultural

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November 2023 | 7

Garnier Bradley Wealth Management Merrill Lynch Wealth Management 9595 Six Pines Dr. Suite 8380 The Woodlands, TX 77380 281.364.2195 281.364.4425 jd.garnier@ml.com

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8 | November 2023 COMMUNITY

delighted to eventually pass the baton to the next generation, allowing them to carry on the mission of the Black Professional Alliance. We aspire for this event to be an enduring tradition within the black community.

Local organizations, community leaders, businesses, and individuals come together to collect and distribute toys and gifts to children in need. These toy drives serve as a symbol of unity and solidarity, highlighting the spirit of giving and generosity that characterizes Houston.

13 YEARS OF EXCELLENCE IN COMMUNITY COLLABORATION

BY THE HOUSTON BLACK PROFESSIONALS ALLIANCE By d-mars.com News Provider

he Black Professionals Alliance joyously marks over a decade of its cherished annual Holiday Social and Toy Drive, set to take place at the Community Collective for Houston (formerly “The Power Center”) on Nov. 30. Since its inception in 2009, the event’s visionary leaders, Carmen M. Herrera from the National Sales Network and Gene Padgett from the National Association of Black Accountants, have transformed it into the “must-attend” gathering for black professionals. This occasion provides a unique platform for black professionals and entrepreneurs to come together, foster connections, and embrace the holiday spirit, all while making a meaningful impact by collecting toys for underserved children throughout the Houston area.

“Houston is a vibrant and diverse city, “Houston is a vibrant and diverse home to people from various backcity, home to people from various grounds and communities. One of the backgroundstraditions and communities. heartwarming that the city One of each the holiday heartwarming tradiembraces season is organizingtions toy drives for city kids embraces of color,” Herrera that the each said.

“Theseseason initiatives to ensuretoy that holiday is aim organizing children underprivileged commudrivesfrom for kids of color,” Herrera nities, those ofaim color, can said.particularly “These initiatives to enexperience enjoyment during the season.” sure that children from underpriv­ ileged communities, particularly

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those of color, can experience enjoyment during the season.”

As you commemorate the 13th anniversary of the Holiday Social and Toy Drive, can you share how this event has evolved and transformed throughout the years?

Padgett: Our journey began with just four organizations participating in our inaugural event, and now we are proud to have expanded to include over 20 organizations. Our very first gathering had 125 attendees, and the last event turnout reached nearly 2,000 individuals. This growth prompted us to relocate from

our original venue, The House of Blues, to accommodate the increasing interest and participation. As we continually forge connections with more organizations and groups, we are committed to building upon the strong foundation we laid from the outset. We are excited to move to the Community Collective for Houston, an opportunity for us to partner with another Black-owned business as we continue to grow.

Herrera: Throughout the years, we have witnessed a significant increase in the diversity of our attendees. In the beginning, our audience mainly consisted of Black Professional Alliance members.

However, by extending our outreach beyond the organizations, including promotions through d-mars.com, we have successfully attracted a broader and more varied audience. We now welcome individuals from a wide array of sectors, including business, corporate, professional, nonprofit, and government backgrounds.

As D-MARS.COM commemorates 24 years of dedicated service, can you reflect on how the partnership between BPA and D-MARS.COM has contributed to and positively impacted the African American community?

Herrera: Our shared passion for the African American community drives all three of us to take action, make a positive impact, and uplift those in need, all while celebrating the remarkable individuals within our community. Given our collective dedication to the betterment of the Black community, partnering with Mr. D-MARS was an obvious choice.

Together, over the past dozen years, we’ve been fortunate to bring blessings to numerous families through this event. We aspire to keep this meaningful tradition alive and continue our good work in the future.

Padgett: Our partnership with D-MARS.COM aligns perfectly with our initial vision of collaborating with others to create a more impactful endeavor. This collaboration has always

been at the core of our mission, and the substantial growth we’ve achieved with his support serves as clear evidence of its effectiveness.

What are you most anticipating about this year’s event?

Herrera: Celebrating over a decade of this event is a major milestone for us. It’s remarkable to see how this meaningful and collaborative professional gathering has evolved and grown over the past thirteen years. We are genuinely thrilled to commemorate our 13th anniversary.

Will you continue to support the same organizations as in previous years, and how do you choose which organizations to support?

Padgett: We maintain consistent partnerships with core organizations, including the Blue Triangle Multicultural Center, Toys for Tots, the Nehemiah Center, the Emsemble Theatre, and Bread of Life. Additionally, we add two or three organizations each year based on recommendations from participating event organizations. While the event itself is enjoyable, the real reward lies in personally delivering the toys to these deserving organizations.

This event attracts influential attendees. How do you envision the presence of such influential individuals benefiting the community?

Herrera: Bringing together influential people in one setting to foster connections sends a powerful message about the strength of the black community’s ability to support one another and give back.

Padgett: Many of us are individually accomplishing remarkable feats, but by joining forces, we’ve become even more influential. There’s an African Proverb that aptly states, “Spiders working together can tie up a lion.” That’s precisely what this event represents.

Where do you see this event heading in the future?

Herrera: Our hope is for the event to continue its legacy. We would be

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Several factors make these toy drives significant in Houston: 1. Inclusivity: Houston’s diverse population makes it important to ensure that children from all backgrounds feel valued and included.

Toy drives for kids of color ensure that every child can participate in the holiday festivities.

2. Supporting Underser ved Communities: Many kids in the city’s underserved neighborhoods face economic challenges. Toy drives help alleviate the burden on families during the holiday season and offer children a sense of hope and joy.

3. Community Collaboration: The success of these toy drives is a result of collaborative efforts.

Various local organizations, schools, churches, and community groups come together to organize, collect, and distribute toys, fostering a sense of unity and shared purpose.

4. Teaching Empathy: These initiatives also serve as a valuable lesson for children and the community, emphasizing the importance of empathy, giving, and caring for one another. It teaches kids that regardless of their background, they have a shared responsibility to support one another.

5. Brightening Lives: The holiday season can be a challenging time for many families. Toy drives not only provide gifts for children but also brighten their spirits and give them a sense of belonging and happiness.

In Houston, these toy drives are not just about distributing toys; they are about creating a more inclusive, compassionate, and united community. They serve as a reminder that the holidays are a time for sharing and spreading joy, regardless of a child’s race or background. Such initiatives reflect the city’s commitment to equity and its dedication to ensuring that all children can enjoy the wonder of the holiday season.

November 2023 | 9

WE ARE BACK!!!!!!

The Black Professional Alliance & D-MARS.COM presents 13th Annual

30th

NOV TOY DRIVE 6pm-10pm

THE COMMUNITY COLLECTIVE FOR HOUSTON (Formerly the Power Center) 12401 S Post Oak Rd • Houston, TX 77045 FREE for participating BPA Organizations - $25 Non-Members

BRING A NEW, UNWRAPPED TOY FOR THE TOY DRIVE AND YOUR FIRST DRINK IS ON US.

hosted by

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100 Black Men of Metropolitan Houston (100 BM) American Association of Blacks in Energy (AABE) Blacks at Microsoft (BAM) Greater Houston Black Chamber of Commerce Foundation (GHBC) Greater Houston Frontiers Club (GHFC) Houston Alliance of Black Accountants Houston Area Alliance of Black School Educators (HAABSE) Houston Association of Black Journalists (HABJ) Houston Area Urban League Young Professionals (HAULYP) Houston Black Real Estate Association (HBREA) Memorial Hermann Black Organizational Leadership and Development (BOLD) National Association of Health Services Executives (N.A.H.S.E.) National Black MBA Association (NBMBAA) National Organization of Minority Architects (HNOMA) National Society of Black Engineers (NSBE) National Sales Network Houston Chapter (NSN) National Society of Black Engineers (NSBE) Organization of Black Aerospace Professionals (OBAP) Prairie View A&M University National Alumni Association (PVUNNA) Texas Black Expo, Inc. Texas Southern University National Alumni Association, Inc. (TSUNAA)

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10 | November 2023 EDUCATION & CAREER

Houston-area Private Schools Making Waves in Texas Educati n

The John Cooper School in The Woodlands, which is ranked third in the state and No. 27 nationally News Provider

by Niche, is the top-rated K–12 private school in Montgomery County. The school was rated as the he rankings for the Best Schools in America second-best high school for STEM in the Houston in 2024 were recently released by Niche. region when its Rock Center facility was finished com. The Houston metro area, which in- in 2015. cludes over 60 school districts, numerous charter and magnet schools, and approximately 200 private The pre-K–12th grade Awty International School, schools, is covered in these rankings. the only school in Houston with French Ministry of Education accreditation, is home to the fourth-best Within Greater Houston, four of the top five best private high school in Texas and the fifteenth-most private schools in Texas can be found, as well as diverse private high school in America. three of the largest public high schools in the state.

Additionally, the region boasts Texas’ most diverse The Village School in Houston’s Energy Corridor is private high school and offers excellent schools Texas’ top-rated boarding school, for various religions. Niche.com, the ranking site, the state’s most diverse private utilizes data from the U.S. Board of Education high school, and the fifthincorporates input from over 2.5 million surveys ranked private school overall. completed by parents, students, and teachers to Religious Schools create a comprehensive annual school ranking.

By d-mars.com

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Houston was home to six of Niche’s top 10 Catholic schools in Texas. The top school in Texas according to the rankings was Strake Jesuit, which was followed by St. Agnes Academy, Duchesne Academy of the Sacred Heart, Incarnate Here is a selection of some of the highest-ranked Word Academy, St. Pius schools in Houston, as determined by Niche.com: X. High School, and St. Thomas High School.

Private Institutions Schools and school districts are evaluated by Niche. com based on factors such as standardized test scores, college readiness, graduation rates, teacher salaries, absenteeism, culture and diversity, parent and student surveys, funding, resources, staffing, and sports and other clubs.

The Emery/Weiner School in Houston came out on top among state-run Jewish institutions, followed

by Robert M. Beren Academy in second place, the Torah Girls Academy of Texas in fourth place, and Beth Yeshurun Day School in sixth place.

Added Notable Institutions Devers Elementary and Alief Early College High School were included on Niche’s list of “standout” schools.

Devers ISD consistently outperforms rural districts and schools across the state because of dedicated personnel and a four-day work week despite being located in a town without a stoplight, grocery store, or sit-down restaurant. The southwest Houston magnet school for Alief has a 100% graduation rate.

Knowledge-First Empowerment Academy, which came in third, is now one of Texas’ three most ethnically diverse private high schools, along with The Village School and The Awty. The most diverse public lower schools in Texas were Dulles Elementary and Middle School and Oyster Creek Elementary in Fort Bend ISD.

Thomas’ Four of the top five private high schools in Texas S t .

Episcopal School was are located in Houston. placed No. 8, while St. John’s School is ranked No. 1 in the state and Episcopal High School No. 5 overall among K–12 institutions in the nation. in Bellaire came in at No. With 100% of its 1,500 students going on to college 5 on Niche’s list of the top after graduation, the school is also Texas’ top high Christian high schools in school for STEM and second-best private college Texas. prep institution.

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November 2023 | 11 OLD FOLKS SAYING

“Now, if you knew that homework like you know those song lyrics, you would get straight A’s.”

This message is meant for young individuals who can effortlessly recall the lyrics, including explicit content, of popular songs on the radio, while their academic performance doesn’t mirror their exceptional memorization skills.

It’s a reminder that you have the power to excel in both areas if you decide to. Education, whether acquired from textbooks or life experiences, deserves the same dedication as your other passions, just like music. It’s essential to recognize that music is, in itself, a form of education!

DID YOU KNOW? Those tiny stickers on fruits and vegetables are known as price look-up (PLU) codes, and they serve as identifiers for cashiers during checkout. However, you can also use them to ensure you’re receiving the correct product. Here’s what to check for: If you find a five-digit number that starts with 9, it signifies that the item is organic. A four-digit code that commences with 3 or 4 generally indicates conventionally grown produce. For example, standard small lemons in the U.S. are labeled 4033, while large ones are coded 4053. In contrast, small organic lemons are assigned 94033, and large ones bear the code 94053.

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12 | November 2023

How to choose hearing aids that give you the best benefit

Help family and friends

Choosing the right hearing aids will give you a personalized experience, restoring confidence in most situations. Most over-the-counter models come at a much lower cost than traditional hearing aids, but among OTC options, quality and features vary. Here are some tips for choosing the right over-the-counter hearing aids to ensure you get the best benefit:

hear

• FDA labeling. Be sure to get a model that meets FDA standards. Look for product descriptions that say FDA-cleared to ensure you are getting a good quality product.

the cheer this holiday season to tension in the household that affects all family members and relationships. Plus, individuals living News Provider with hearing loss often experience a wide range of he holiday season is all about making emotions, sometimes demonstrating patterns of grief. memories and spending quality time with You don’t have to let hearing loss interfere with your family and friends. But the 44 million holiday season; instead, you can help your loved ones people in the U.S. living with untreated hearing manage the holidays with ease by: loss may be struggling more than they realize to connect with loved ones and make those precious • Creating a comfortable environment. People moments count. Bring more joy to your holiday with mild to moderate hearing loss often season by helping your loved one take control of can’t easily distinguish between conversation and background noise. Help them have their hearing.

By d-mars.com

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Risks and risk factors for hearing loss Age is the biggest risk factor for hearing loss, which affects about a third of people over 65 and nearly half of people over 70. Fatigue, frustration and loss of confidence associated with mild to moderate hearing loss causes people to withdraw from the people and things they love, increasing their risk for cognitive, mental and physical decline.

Signs of hearing loss The average person waits seven years from the time they notice hearing loss to get hearing aids, and many don’t realize their hearing has been deteriorating for years. Common signs of hearing loss include: • Keeping the radio or television at an uncomfortably high volume.

quality conversations by giving them a quiet space to talk to family and friends without TV, music or excessive background chatter.

If they seem tired or overwhelmed, remind them to take a break outside or in a separate room where they can rest their ears.

• Noticing obvious signs of hearing loss.

If someone you love is showing signs of hearing loss, help them take a free 3-minute hearing test online at lexiehearing.com to assess if they might have trouble with hearing / have hearing loss.

• Encouraging them to try a hearing aid.

If an online hearing test indicates mild to moderate hearing loss, give over-the-counter hearing aids a try. Quality brands like Lexie Hearing sell them in pairs at pharmacies and big-box stores nationwide, as well as online at lexiehearing.com.

• Regularly asking people to talk slower or louder, or requesting they repeat themselves.

• Struggling to hear in noisy environments like restaurants, parties, or places with background noise.

• Getting easily fatigued from social activities or avoiding them altogether.

• Trouble keeping up with conversations or making misplaced comments during a conversation.

How to help someone you love with hearing loss

• Hearing aid support. Transitioning to hearing aids takes time and support. Choose a hearing platform with great hearing aid support so you can be confident you’ll have help acclimating to your new hearing aids when you need it.

Lexie hearing aids come with Lexie Care, giving wearers access to highly trained support services available seven days a week to ensure they have a great hearing experience. Lexie also offers incentives for hearing aid wear to help wearers more fully acclimate to their new devices.

• Easy-to-use app. Hearing aids that pair with a mobile app give you more control over your hearing experience in any situation. Look for options with app-based controls that allow you to adjust your hearing experience for different environments and save preset customizations that fit your lifestyle.

•Self-fitting technology. Look for “Self-Fitting OTC Hearing Aids,” an important designation for highquality models so you can be confident in your choice of hearing aids. Self-fitting technology gives wearers more confidence by providing total control to customize their hearing wherever they are. If you use a smartphone, look for devices that provide the option to connect to it, as they provide more visual control than those with only physical buttons on the hearing aids themselves.

• Generous return policies. Look for brands that have generous return policies so you can confidently try them out in different settings.

For example, Lexie offers a 45-day risk-free trial period for returns on all products to give customers enough time to properly adjust to their over-the-counter hearing aids. Lexie recommends wearers use new hearing aids for at least three weeks to adjust to better hearing.

• All-day comfort. Consider behind-the-ear designs. While in-ear designs more easily mask as earbuds, behind-the-ear styles are intentionally designed for comfortable, all-day wear, so you can get the most benefit from your hearing aids all day long.

This holiday, make the most of your time with family by helping your loved ones get back to better hearing so they can enjoy the moments that count.

Hearing loss can be a source of stress for the whole If a hearing test reveals severe hearing loss, make an family. Breakdowns in communication can lead appointment to see a hearing health care professional.

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Source: BrandPoint

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HEALTH & WELLNESS JOURNAL

BIOTECH | BUSINESS | CAREER | EDUCATION | HEALTHY LIFESTYLES | MEDICAL | MENTAL HEALTH | POLICY | RESEARCH | SPORTS MEDICINE

November 2023

|

Inspire, Inform & Educate

|

49th Edition

Addressing the Lack of Diversity in the Mental Health Workforce INSIDE

14

Texas High School Jamboree The Best of Thanksgiving Basketball

15

How Texas’ Strict Vaping Law Affects Students

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Help Family And Friends Hear The Cheer This Holiday Season

14 | November 2023 HEALTH

Texas High School Jamboree The Best of Thanksgiving Basketball: Where will you be?

By Rick Nelson Nelson Brand Sports

his month D-MARS.com is teaming up with the Nelson Brand Sports organization to sponsor the Thanksgiving High School Basketball Jamboree, which kicks off with Texas High School Jamboree for Ladies, November 21,2023 at Jack Yates and the Boys Jamboree hosted at Episcopal High School November 24-25, 2023 for Boys.

The Texas High School Jamboree was created as a platform for student-athletes who wouldn’t necessarily get the opportunity to be seen by college coaches, get that chance to compete at a high level for college scholarships in front of the many college coaches that will be in attendance for a full three days of 67 top notch high school basketball playing at two High School locations. As President of Nelson Brand Sports, Rick Nelson’s mission is to provide a positive environment for academics and the game of basketball for young men and women. He recognized early on the value of using basketball as a tool to further one’s education

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after having played point guard on scholarship for Texas College, winning two National College Championships and going on to receive his Bachelor and Master’s Degree from Prairie View A&M University and becoming a Certified Life Coach .

“In sports the principle of working as a team is essential to achieving championship success in life,” adds president and CEO of D-MARS.com, Keith J. Davis, Sr. “With this partnership between D-MARS.com, Nelson Brand LLC, Urban Social Lounge, Sportscaper and Boost Mobile. We are setting out to show the community that there are ways to achieve your goals in life whether it is through entrepreneurship or athletics. Strong team players make some of the best leaders.”

For more information or to get involved with Nelson Brand Sports, please email rick@nelsonbrandllc.com or visit www.nelsonbrandllc.com Rick Nelson

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November 2023 | 15 HEALTH

HOW TEXAS’ STRICT VAPING LAW AFFECTS STUDENTS By d-mars.com News Provider

nder a recently enacted Texas law, students found in possession of vape devices at school will face consequences. House Bill 114, which came into effect on September 1, imposes stricter penalties for vaping while reducing penalties for students caught with THC.

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Breaking down the key provisions of the law:

1. Students who possess or distribute electronic cigarettes, marijuana, or THC on school grounds, near school property, or at school events will be directed to their district’s Disciplinary Alternative Education Program (DAEP).

2. Previously, students could be sent to county programs for vaping offenses and faced expulsion for THC-related violations.

The bill leaves the duration of students’ attendance at DAEPs unspecified, granting districts the authority to establish their own guidelines. In cases where a district’s program reaches full capacity, students may be assigned to in-school suspension.

Although it is not mandatory, districts have the option to incorporate drug and alcohol support programs into their disciplinary plans.

Regarding the matter, Rep. Ed Thompson, R-Pearland, expressed his perspective, stating, “I believe we should discourage the use of vape pens among kids, without exception. These young individuals are of an age where they can comprehend the repercussions.”

Thompson, the bill’s author, emphasized that its aim is to grant school districts greater flexibility in disciplining students caught with vaping devices.

Jennifer Steele, the Associate Director of Youth and Community Initiatives at the Texas School Safety Center, advised parents to initiate discussions with their children about vaping as early as possible, given that some students start encountering and using e-cigarettes as early as elementary school.

Steele reassured parents not to fear introducing the topic, as their children are likely already aware of it. “Don’t be scared that you’re introducing something they don’t already know about,” she said. “Because chances are, they do.”

Students, parents, and educators can find tobacco use prevention and education resources here. The “Say What” Program, through the Texas School Safety Center, provides youth-centered information about the dangers of tobacco products.

You can find valuable information here for students, parents, and educators seeking resources on tobacco use prevention and education. The “Say What” Program, offered through the Texas School Safety Center, offers youth-focused insights into the risks associated with tobacco products.

In terms of statistics, the National Youth Tobacco Survey revealed that in 2022, over 2.5 million middle and high school students in the U.S. reported using e-cigarettes. Among these students, more than one in four used e-cigarettes on a daily basis.

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16 | November 2023

Addresssing the Lac Mental Hea can relate to and trust may contribute to the barriers these underserved groups face in accessing care.

As a mental health care worker and social work graduate student, I have personally experienced the importance of having a counselor or therapist who understands one’s cultural nuances and daily experiences. In my own quest for help, I often found myself educating white therapists about my cultural identity. Similarly, during my time as a psychiatric nurse, I observed that many vulnerable patients rarely encountered mental health professionals who shared their cultural background, creating additional barriers to care.

This shortage of POC mental health professionals is a national issue, reflecting the broader problem of a lack of diversity in the field. As of 2019, approximately 40% of the U.S. population identified with a racial or ethnic group other than white, and these numbers are projected to grow. To address this shortage, federal policy initiatives should actively recruit students of color into the mental health workforce, while grants at the city and state levels can expand mental health services in communities of color.

By d-mars.com News Provider

espite the increasing diversity of our nation, the mental health workforce remains predominantly white. Reports from the American Psychological Association and the Bureau of Labor Statistics have revealed that a significant majority of psychologists, social workers, and mental health counselors in the United States are white.

For people of color (POC), especially those seeking mental health support, this lack of diversity within the profession can be a significant challenge.

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Finding a therapist or counselor who shares one’s racial or ethnic background can feel like searching for a needle in a haystack. In the mental health field, where the concept of “white saviorism” is a concern, the consequences of this lack of diversity are often underestimated. This lack of diversity can result in inadequate support for the unique cultural needs and experiences of POC. While some argue that the racial or ethnic background of the mental health provider should not matter, this perspective can be shortsighted. A lack of providers who POC

Efforts should focus on creating job opportunities and recruiting students from communities with the greatest need for a representative mental health workforce. Federal funds can support students’ professional education through scholarships and loan forgiveness, as well as grants to institutions that promote students’ well-being. Grants can also be used to train diverse peer specialists, individuals with personal mental health experiences who provide support to others in need.

While ethnic matching alone is not always the most effective approach, it is crucial to create a mental health workforce that reflects the diversity of the population. By investing in a more representative mental health workforce, people of color can have a broader choice of practitioners, making mental health care more accessible and equitable for all.

Why Addressing Disparities Matters: Tackling disparities in health and healthcare is not just a matter of equity; it’s a vital step towards enhancing the overall health and economic well-being of the nation. Various underserved groups, especially people of color, face disproportionately higher rates of illness and mortality across a broad spectrum of health conditions, ultimately affecting

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November 2023 | 17

ck of Diversity in the alth Workforce the nation’s collective health. Extensive research underscores the considerable costs associated with health disparities, encompassing inflated medical care expenses, reduced productivity, and additional economic losses due to premature deaths.

The urgency to address health disparities intensifies as the population grows increasingly diverse and income inequality continues to widen. Projections indicate that by 2050, people of color will make up more than half (52%) of the population, with the most significant growth occurring among individuals of Asian or Hispanic descent. This demographic shift mirrors evolving immigration patterns, a rising multiracial population, and adaptations in how race and ethnicity are measured by the federal Census Bureau.

Furthermore, income inequality within the United States has expanded over time. As of 2021, the wealthiest 20% of households claimed over half of the total household income, with earnings exceeding $149,132.

In stark contrast, the poorest 20% of households accounted for less than 3% of the total household income, with incomes of $28,007 or less. The top 5% of households boasted incomes of $286,305 or more.

Research indicates that the disparate impact of the COVID-19 pandemic on lower-paid occupations may have enduring consequences, further fueling long-term income inequality. Addressing disparities is not just a matter of fairness; it’s an imperative for a healthier, more equitable, and economically robust future.

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18 | November 2023

Whatever happens in our community, we’re here, ready to serve.

Providing Level I trauma care at Ben Taub Hospital for people experiencing the worst day of their lives.

Reaching out to families struggling to find or afford healthy food.

Offering the gold standard in nursing at our Magnet®-recognized Lyndon B. Johnson Hospital.

Treating everyone with respect, compassion and gratitude for giving us the opportunity to care for them, work with them, know them.

You may not know our name. And that’s okay.

YOU’LL KNOW US BY THE WORK WE DO.

HarrisHealth_Campaign_D-Mars-10x6.65.indd 1

9/1/23 1:39 PM

Harris County is Ground Zero for

DWI DEATHS

.

We want you to get home and be able to celebrate with your loved ones this season.

Don’t become a statistic.

DON’T DRINK AND DRIVE.

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November 2023 | 19

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20 | November 2023 HEALTH

to Reshape the Busin

By d-mars.com News Provider

ouston, the time has come to embark upon a journey of community support, economic vitality, and local appreciation! The City of Houston, through its Office of Business Opportunity, is set to unveil a game-changing initiative that will invigorate local commerce and uplift underserved neighborhoods. The H-Town Rewards Program, a six-month “Shop Local” initiative, is poised to transform the way Houstonians engage with their city and, in doing so, create thriving communities.

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This innovative program harnesses the power of a mobile app, offering Houston-area residents a unique opportunity to earn valuable rewards while patronizing local businesses citywide.

It’s a win-win approach that fosters community cohesion and revitalizes economic growth, making the H-Town Rewards Program a beacon of hope for local commerce.

The program differentiates businesses into two categories: Participating and Redeeming. Participating businesses are located throughout Houston, providing users the platform to earn H-Town Rewards, referred to as H-Points. The beauty of this initiative lies in the symbiotic relationship it nurtures.

Redeeming businesses accept H-Points from their customers, creating an incentive for patrons to shop locally, all while receiving reimbursements from

the City of Houston, matching the value of these redemptions.

But there’s a twist that adds even more significance to this endeavor. The City of Houston has earmarked six targeted communities for the pilot phase of the H-Town Rewards Program, each chosen for its inclusion in Mayor Sylvester Turner’s transformative Complete Communities Initiative.

These selected neighborhoods, which include Acres Homes, Alief-Westwood, Fort Bend-Houston, Gulfton, Second Ward, and Kashmere Gardens, represent historically underserved areas within Houston. They offer a rich tapestry of local businesses, aligning seamlessly with the program’s core objectives.

Be proud to eat, shop and love Houston

WE ARE ON THE H-TOWN REWARDS APP Check out our business page on the H-Town Rewards app for available reward offers and much more.

Find out how you can get rewarded with H-Points for shopping locally. Each H-Point = $1 Experience Our World of Advertising, Marketing, Media and Communication

November 2023 | 21

ARE SET ness Landscape Citywide The app is completely FREE as the City of Houston is funding H-Points.

App users can join reward offers, funded by the City, and earn H-Points for qualifying purchases at local participating businesses.

App users can redeem their H-Points at select local businesses, which are marked in the app with the letter “R.”

For businesses participating in the H-Town Rewards Program, benefits await: 1. An Engaging Marketing Tool: With the mobile app at their fingertips, businesses can reach a broader audience, increasing their visibility and brand recognition.

2. Attract More Customers: By showcasing their products or services through the app, businesses can attract new customers while also retaining the loyalty of their existing client base.

3. Exclusive Deals and Promotions: Businesses can offer exclusive deals, discounts, and promotions directly via the app, thereby enhancing their appeal to customers.

4. Engagement and Information: Keep customers engaged and informed by sharing updates, new offerings, and upcoming events, all facilitated by the mobile app.

The redemption value of each H-Point is $1, and all H-Points are funded by the City.

5. Community Contribution: By participating in the program, businesses become integral components of a thriving local network, contributing to the city’s overall growth while generating awareness about Houston’s culturally diverse neighborhoods.

H-Points appear in the user’s balance in the app after their payment at a business is confirmed.

To become part of this remarkable journey, businesses can apply as Participating or Redeeming enterprises. For more information or to initiate the application process, please visit www.houstontx.gov/obo/shop-local.html.

The H-Town Rewards Program is not merely an economic stimulus; it’s a catalyst for community-driven prosperity. The path to building complete, vibrant communities begins with you. Join us on this transformative journey and help make Houston’s neighborhoods even more exceptional.

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22 | November 2023 FINANCE

B R I D G I N G T H E W E A LT H G A P I N BLACK AMERICA VIA INNOVATION INVE$TMENT$

By Phillip Washington Dallas Weekly Magazine

lack America’s wealth gap can be closed by more individuals actively participating in new economies. The old economy relies on manipulation and debt to reshuffle wealth, while the new economy creates wealth where it previously did not exist.

We tackle the crucial matter of narrowing the wealth gap in Black America. In the realms of business and investment, wealth thrives at the crossroads of belief in the future and individual passions. It’s vital to differentiate between collective and individual mindsets when addressing subjects like race, gender, or other classifications. The collective mindset molds the beliefs and perspectives of a specific group, while the individual mindset empowers each person to assert their own abilities and intelligence. Here, we focus on the collective mindset.

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Belief Systems and the Progress of Wealth Each new generation ushers in innovative ideas that redefine the economy and address the previous generation’s challenges. This perpetual cycle of questioning and problem-solving fuels progress and innovation. For instance, as we pursue faster and more efficient communication, we’ve witnessed the evolution from telephones to email, text messages, instant messaging, and social media platforms. With each new idea emerges a new avenue for wealth creation.

The most affluent members of our society are often entrepreneurs who bring inventive business concepts to life, supported by the investors who provide essential capital. This combination of entrepreneurship and investment is a potent force in wealth generation. It’s vital to acknowledge the coexistence of both old and new economies. The old economy relies on manipulation and debt to redistribute wealth, whereas the new economy generates wealth that didn’t previously exist.

The old economy’s dependence on debt and manipulation perpetuates a scarcity mindset, fostering competition for a limited pie, which can lead to conflicts and disputes. In contrast, the new economy operates in a realm of abundance. Industries like bitcoin, space exploration, AI, Airbnb hosting, podcasting, gaming, and influencer marketing offer boundless opportunities for wealth creation.

In these emerging economies, barriers to entry are minimal, and individuals focus on seizing opportunities rather than being hindered by race or gender

concerns. The internet has democratized access to information, enabling more people than ever to participate. However, the primary obstacle to wealth creation today lies in individual and collective mindsets. Overcoming the fear of the unknown and embracing new ideas is essential for progress.

It’s an opportunity to shape the future and contribute to a more inclusive and prosperous society.

Closing the wealth gap also has broader societal implications. Equal access to wealth creation opportunities for individuals of all backgrounds fosters a fairer society. It dismantles the historical The Power of the Individual in Closing barriers that have hindered marginalized communities from economic success. the Wealth Gap By embracing the new economy, Black As we navigate the uncharted territory America can rewrite the narrative and of the new economy, we must recognize redefine what’s possible. that there is no established path or playbook. We define the rules as we go.

This may seem daunting, but it’s also an area where many individuals, particularly Black people, excel. Closing the wealth gap in Black America depends on more individuals actively engaging in these new economies.

It’s heartening to see a growing number of Black individuals participating in new media, finance, AI, and other emerging industries. Momentum is on our side, and we live in an era where The Lesson the world is increasingly open to diverse The journey to close the wealth gap in perspectives. The dominance of the Black America requires a continued old Eurocentric perspective is fading, collective shift in mindset. While making it an unprecedented time for biases still exist in positions of power, Black individuals. the world is rapidly moving towards a more diverse perspective. Those of us at Implications and Potential Impact the forefront see nothing but space and Embracing the new economy and opportunity, free from biases brought in closing the wealth gap holds significant from memories and stories passed down. implications. Active participation in innovative spaces allows Black individuals to be cooperative contributors to global Source: NNPA progress. This movement brings not only wealth but also happiness, peace, and joy.

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November 2023 | 23

Shattering expectations.

And glass ceilings.

At Comerica Bank, inclusion and equity define who we are.

That’s why 65% of our workforce is female, including one-third of our executive team and board of directors. And that’s why we’ve been named Forbes America’s Best Employers for Women.

®

Raise Your Expectations

®

MEMBER FDIC. EQUAL OPPORTUNITY LENDER. CB-652171-02-03-01-01 02/23 Ennis, Dawn. “America’s Best Employers for Women.” Forbes, www.forbes.com/lists/best-employers-women. Published July 26, 2022.

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24 | November 2023 REAL ESTATE

Why Renters Insurance Matters Now More Than Ever By d-mars.com News Provider

he rental housing market in the United States has reached a 50-year peak, with more than 114 million Americans living in landlord-owned properties. Renting a house, apartment or condo means that the ownership of that property belongs to someone else - the landlord.

“A common misconception is that a landlord’s insurance policy for the property eliminates the need for renters to purchase their own insurance,” said Bonnie Lee, vice president of Property Claims at Mercury Insurance. “In reality, your landlord’s insurance does not cover your personal belongings or any liability claims against you. “While you

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may not be liable for repairing the rental property after a covered loss, your personal possessions may still need replacement if they are damaged or stolen.”

Renters insurance is relatively affordable. The actual cost will depend on several factors, such as the type of coverage you choose, how much coverage you buy, and the amount of your deductible, otherwise known as the amount you agree to pay before a claim is paid.

Mercury Insurance, for example, offers coverage for as little as $10/month, but the amounts may vary by state.

Renters insurance offers three key areas of protection: Theft and vandalism: Renters insurance protects your personal belongings, electronics, jewelry, and unique collectibles against damage or theft. In these

instances, your rental policy can step in, compensating for losses so that items can be repaired or replaced.

“Renters should keep an up-to-date inventory of their possessions, including new purchases and gifts,” said Lee. “Smartphones can be a tremendous aid in this process, by simply walking around your place with the video camera on. Take photos, and provide descriptions of these items including serial numbers and copies of receipts when possible. Building an inventory of what you own will prove invaluable in the unfortunate event of an unexpected loss.”

Natural perils: Renters insurance covers damage to property and personal belongings due to natural events like fire, lightning, hail and sudden water overflow. If your rental becomes uninhabitable due to these occurrences, you may be eligible to receive compensation for living expenses. Note, however, that renters insurance does not cover personal property damage from floods or earthquakes. You must purchase a separate policy if you live in an area prone to any of these types of perils.

Liability protection: You may be protected financially if you cause bodily injury or property damage to others due to a covered incident - either on the rental property or elsewhere - by your renters insurance. You may be covered for legal defense costs if you are sued for injuring someone on your property, such as if a guest trips and falls while in your rental.

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Renters insurance can provide peace of mind and protection against other financial losses in times of crisis.

Coverage while traveling: Renters insurance not only safeguards your possessions at home but may also offer protection while you are away. If a valuable item such as your laptop was stolen from your hotel room while on vacation, your policy may cover the loss.

Financial protection: An unexpected event, like your dog biting a neighbor, may lead to a lawsuit. Renters insurance may cover damages up to your coverage limit in addition to legal bills.

Neighbor-related incidents: Despite your best efforts to keep your rental property safe, the actions of your neighbors are beyond your control. For example, if your upstairs neighbor leaves the stove on, resulting in a fire that destroys your belongings, you would bear the loss without renters insurance.

A rental policy can provide protection against such an unexpected incident.

“When considering rental insurance, it’s important to understand what it covers and to ask your agent about available discounts, deductibles and coverage limits,” said Lee. “It’s a small investment that gives renters an invaluable peace of mind, knowing that their treasured belongings are protected.”

Source: BrandPoint

November 2023 | 25

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The University of Houston continues to grow not just in student population but also in the construction of new buildings such as the John M. O’ Quinn Law Building and Tilman J Fertitta Family College of Medicine.

UH’s facilities growth includes the continuous need to procure a variety of non-construction goods and services, all of which undergirds UH’s recognition as an institutional “Powerhouse.”

STAY INFORMED

BE A PART OF THE COUGAR VILLAGE

f yo t i ers v i n H e U he U hub h t t / th visit edu i . w ss nts, .uh e w n e i us or ev ww b t do nd/ ite a o a t w ities ebs o w h ut rtun ept. o o b D n a opp ons o i at , bid rati m e r fo ston Op n i B u r Fo Ho HU

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26 | November 2023 TECHNOLOGY

SOFTWARE COMPANY MODISOFT BREAKS Ground On Sugar Land HQ Near UH Tech Campus By d-mars.com News Provider

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odisoft, a software company based in Sugar Land, is strategically positioning itself for expansion. The company-initiated construction of a cutting-edge, four-story, 40,500-square-foot headquarters located at 6932 Brisbane Court. This facility is designed to foster a creative environment for employees to enhance and diversify the company’s product offerings. Modisoft’s software solutions cater to various needs, including point-of-sale, tip management, payment processing, Modi, expressed the significance of this groundinventory management, and customer engagement. breaking event, calling it a prominent milestone In an official statement, Modisoft’s CEO, Sohail for the company and its dedicated clientele. He

emphasized Modisoft’s unwavering commitment to assisting businesses in thriving within the digital age, with the new headquarters playing a pivotal role in achieving this mission.

“This groundbreaking is a significant and visible milestone for our team and loyal customers,” Modisoft CEO Sohail Modi said in an announcement. “We are dedicated to helping businesses thrive in the digital age, and this facility will be at the forefront of that mission.”

The forthcoming headquarters building will comprise two top floors, featuring a fourth-floor employee lounge. The first two floors will be available for lease to diverse businesses, such as real estate brokerages, legal service providers, or insurance companies. Presently, Modisoft occupies approximately 5,000 square feet at 13131 Dairy Ashford.

Modi initially founded the company in San Antonio in 2006 to streamline his convenience store business operations. Since relocating to Sugar Land in 2016, the company has grown to encompass about 100 employees, with most working remotely. The new headquarters aims to encourage innovation and collaboration by enabling more employees to work together effectively.

Modisoft also intends to tap into the talent pool from the nearby University of Houston’s Sugar Land campus, where a new building for the engineering and technology college is currently under construction. Tramonte Design Studio handles the architectural design for the project, and O’Donnell/ Snider Construction oversees general contracting.

The expected completion date for this venture is set for October 2024.

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November 2023 | 27

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28 | November 2023 TRAVEL

4. Access to Airport Lounges Several premium rewards credit cards grant access to airport lounges, providing a sanctuary of comfort and luxury during your layovers. Enjoy complimentary snacks, beverages, Wi-Fi, and a quiet space to relax before your next flight. This is an especially valuable perk for frequent travelers.

Navigating the World The Perks of Traveling with Rewards Credit Cards

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raveling the world is a dream for many, and what if we told you that your credit card could be your trusty companion on this journey? Enter rewards credit cards, a powerful financial tool that not only simplifies your transactions but also brings a myriad of benefits to the table. In this article, we explore the numerous advantages of using a rewards credit card when embarking on your globetrotting adventures.

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1. Earn as You Spend One of the primary benefits of using a rewards credit card for your travels is the opportunity to earn rewards as you make purchases. Whether it’s airline miles, hotel points, or

2. Cashback and Savings Rewards credit cards often offer cashback options, allowing you to receive a percentage of your purchase back in cash.

This can be a significant financial boon, helping you offset various travel costs such as dining, transportation, and even accommodations.

3. Complimentary Travel Insurance Many rewards credit cards include travel insurance as a cardholder perk. This insurance can provide coverage for trip cancellations, lost luggage, or medical emergencies while abroad. Knowing you have this protection can offer peace of mind and save you money in the long run.

Ensure a Safe Getaway Protecting Your Home and Rentals from Fires

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t’s crucial to prepare your home for your absence and prioritize safety no matter where your travels take you. Fire safety is a key consideration, and the experts at the Fire Safety Research Institute (FSRI) have outlined essential steps for safeguarding your home and loved ones, whether you’re away or at your destination.

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Step 1: Confirm the Functionality of Smoke Alarms Smoke alarms offer critical early warnings in the event of a fire, allowing house sitters or neighbors to respond swiftly and

6. Exclusive Discounts and Perks Many rewards credit cards offer exclusive discounts and perks through partnerships with airlines, hotels, and travel booking platforms. These can include room upgrades, priority boarding, and even complimentary breakfasts, enhancing your overall travel experience.

cashback, these rewards accumulate with every swipe. This can lead to significant savings on your travel expenses, as well as future trips.

By d-mars.com

By d-mars.com

5. No Foreign Transaction Fees Using a rewards credit card with no foreign transaction fees can result in substantial savings when traveling internationally.

These fees are often incurred when you make purchases in a foreign currency, so having a card that waives them can make your adventures more cost-effective.

safely. Ensure you have smoke alarms in each sleeping area, outside sleeping quarters, and on all home levels, including the basement.

Testing smoke alarms is straightforward: locate the test button and press it; a loud beep indicates it’s operational. If you hear no sound or a weak one, replace the batteries and test again. For sealed battery alarms, replace the entire unit. While it’s recommended to test smoke alarms at least twice a year, it’s wise to check them before embarking on your vacation.

7. Build Credit and Financial Responsibility Using a rewards credit card responsibly can help you build and maintain good credit. A strong credit history is essential for securing favorable terms on loans and mortgages, making it an investment in your financial future.

Traveling with a rewards credit card is more than just convenience; it’s a savvy financial move that can enhance your journey in countless ways. From earning rewards on your everyday spending to enjoying exclusive travel perks, these cards are valuable companions for the modern traveler. So, before you pack your bags for your next adventure, consider the benefits of a rewards credit card and embark on your travels with financial confidence and extra rewards in your pocket.

and flames, enhancing safety for individuals and the property behind them.

In fact, there can be a substantial temperature difference of 900 degrees Fahrenheit between a room with an open door and one with a closed door during a fire. FSRI research shows that a room with an open door may reach 1,000 degrees Fahrenheit, while a room with a closed door may only reach 100 degrees Fahrenheit.

Make sure house sitters or neighbors are aware of this closed-door best practice and remember to do the same at a vacation rental. Whether you’re sleeping or departing, closing doors is a prudent practice, regardless of your location.

Step 3: Develop a Fire Escape Plan People visiting your home during your absence may not be as familiar with your property layout as you are. Similarly, you and your loved ones may not know the vacation home as well. Therefore, it’s wise to proactively create escape plans for both locations.

Create three distinct escape plans labeled as Escape Plan A, B, and C for visitors.

This provides options if Plan A is not viable, allowing individuals to turn to Plan B. If all routes are blocked, seeking Step 2: Close Internal Doors to Slow refuge behind a closed door with the lights Fire Progression on and dialing 911 represents Plan C. Before leaving for your trip, close all inter- Remember, fires can escalate rapidly, nal doors within your home. Closed doors so advance planning can be lifesaving. act as an effective barrier between smoke Experience Our World of Advertising, Marketing, Media and Communication

Source: BrandPoint

Step 4: Unplug Electronics to Prevent Electrical Fires Fire departments have witnessed a surge in fire incidents involving lithium-ion battery-powered devices such as e-bikes and electric scooters. In a single year, these batteries caused 216 fires, resulting in 147 injuries and six deaths in New York City alone.

When departing for your summer vacation, avoid leaving your lithium-ion battery-powered devices charging.

Overcharging can lead to overheating and uncontrollable self-heating states.

Ensure visitors to your home adopt the same practice to safeguard your property, its occupants, and pets.

To further mitigate this emerging fire risk, only purchase products with battery systems that have undergone safety testing by third-party organizations like UL Solutions. Additionally, adhere to the manufacturer’s instructions and use the original device charger.

By following these expert tips, you can enhance the safety of your home and those within it, reducing fire risks both at home and during your summer getaway.

For additional guidance and insights, visit FSRI.org.

Source: BrandPoint

November 2023 | 29

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30 | November 2023 RECIPE OF THE MONTH

HOMEMADE SOUTHERN CORNBREAD DRESSING

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INSTRUCTIONS

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f you’ve ever pondered the art of crafting a delectable homemade Southern Cornbread dressing, allow me to introduce you to my grandmother’s cherished recipe. This dressing happens to be my exclusive preference, delivering a moist, soulful, and authentically Southern flavor that truly epitomizes the essence of Southern cuisine.

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INGREDIENTS Basic Cornbread Recipe 1 cup self-rising cornmeal 1/2 cup self-rising flour 3/4 cup buttermilk 2 lightly beaten eggs 2 tablespoons vegetable oil Dressing Recipe Cornbread (from a 9x9 inch pan, preferably day-old) 3 pieces of crumbled toast (or stale bread) 1 cup diced onions (equivalent to about half of a large onion) 1 cup diced celery (approximately 3 stalks) 1 cup diced green bell peppers (about 1 medium green bell pepper; red bell pepper can be added for extra flavor) 1 cooked chicken breast or cooked chicken thighs, shredded 2 eggs 3-4 cups chicken or turkey broth 1 teaspoon poultry seasoning 1 teaspoon sage 1 teaspoon black pepper

NPreheat the oven to 350°F. Cornbread Preparation In a mixing bowl, combine the cornmeal and flour.

Incorporate the buttermilk, eggs, and oil into the dry mixture.

Gently stir until just combined; avoid overworking the batter.

- Pour the mixture into a greased 9x9 baking dish.

- Bake for approximately 20-25 minutes or until done.

- Allow the cornbread to cool.

Once the cornbread has cooled, break it into pieces and toast it in the oven to remove moisture. (*Refer to the note below*). Set it aside.

Dressing Assembly - Place the dried cornbread and crumbled toast in a large bowl and set it aside.

- In a saucepan, sauté onions, celery, and green bell peppers with a small amount of butter or olive oil until they become tender.

- Add the sautéed vegetables to the bowl with the cornbread mixture.

- Incorporate the shredded chicken into the mixture.

- Stir everything together.

- Gradually add the broth, a little at a time, ensuring the mixture reaches a thick yet slightly soupy consistency.

- Season the mixture with poultry seasoning, sage, and black pepper.

- Taste and adjust the seasonings according to your preference, aiming for the desired dressing flavor.

- Once satisfied with the taste, add the eggs and stir to combine.

- Pour the mixture into a buttered 9x13 casserole dish.

- Bake for approximately 45 minutes or until the dressing is set. *Note: To toast the cornbread, break it into pieces and bake in the oven until it becomes dry.

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November 2023 | 31

Experience Our World of Advertising, Marketing, Media and Communication