Dec21 East Algarve Magazine

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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 150 DECEMBER 2021

Multi-award winning luxur y estate agents in over 300 locations worldwide

We may have just sold your neighbour’s proper ty With offices covering the whole Algarve, headquarters on Park Lane in London and over 300 offices worldwide, Fine & Country is a leading name in luxury real estate.

Our marketing is second to none, ensuring that your proper ty is showcased to qualified buyers in the international and local markets.

Our marketing report shows that: • Over the last 12 months we have handled direct enquiries from more than 2,000 new buyers • We received these enquiries from buyers in over 40 different countries • Our 10 strongest markets are currently the UK, Portugal, Germany, France, The Netherlands, USA, Switzerland, Ireland, Belgium and Sweden.

Fastest growing market this year is Germany with an increase of 81%.

At the end of September 2021, our year-on-year growth in enquiries was more than 40%

Visit mypropertyvalue.pt and find out how much your property may be worth.

If you are currently working with another agent, are you sure that they are working for you?

One of our local offices will be pleased to show you how our truly global exposure can get your property sold.

Central & West Algarve (Praia do Carvoeiro) +351 282 354 140 | Central Algarve & Golden Triangle (Almancil) +351 289 396 096 | East Algarve (Tavira) +351 281 023 263 AMI 9767 algarve.fineandcountry.com | International head office Park Lane London | UK telephone 0207 3180631 | 121 Park Lane, Mayfair, London W1K 7AG, United Kingdom

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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett CO-FOUNDER Richard Bassett Snr. ADVERTISING Call 961 700 200 or email ads@eastalgarvemag.com DISTRIBUTION 3,500 copies printed.

All advertisers are issued copies for distribution, along with retail outlets.

COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein.

The publisher cannot be held liable for any loss suffered as a result of information gained from this publication

Unipessoal Lda

INDIAN FARMER

Welcome... ... to your December issue. This month we are very excited to bring you an interview with my favourite Superhero; Spiderman. You can imagine my surprise when while delivering last months issue in Olhão, he should stroll accross the road infront of us. A quick search on Facebook revealed that he's often seen around the town and after a message or two, a meeting was set up. It's safe to say, this months cover is one of my favourites... Spiderman sat on a bench, in Olhão... love it!

Continuing the excitement, we also visited 'Casa do Natal', a shop that is literally just for Christmas, with anything and everything you could wish for to make your home ready for the season's festivities.

All this plus our usual news, finance and health news. As ever, we welcome your comments, please email us on info@eastalgarvemag.com

Richard Bassett, Editor

TASTE THE DIFFERENCE!

Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve!

CABANAS

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www.eastalgarvemag.com

Contents 6 8 10 16 24 26 30 32

NEWS Local News.

FOOD & DRINK Tchin-Cheese.

CHRISTMAS Casa do Natal.

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PEOPLE Meeting Spiderman.

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PROPERTY Another year like no other.

PROPERTY Property of the Month.

PHOTOGRAPHY Photo of the Month.

TAVIRA Find our advertisers on the map of Tavira.

PEOPLE Ovens in the Sun. SPORT Walking Football.

PLACES Dave's Bar.

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BAD ADVICE Ask the Expat.

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www.eastalgarvemag.com

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ART Artist of the Month.

PEOPLE Meet Paul Nicholson.

FINANCE Finance news from Ricardo Chaves.

FINANCE News from PCC. HEALTH Winter Wellness.

HEALTH Skin tag removal.

GARDENS 8 Houseplants the lower humidity in your home.

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News

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Portugal’s senior residences shortage

ortugal is estimated to need an additional 55,000 beds in residences for the elderly to meet the growing demand from the senior market.

According to the 'Building a healthier and more thriving future' study, released

by CBRE, more than 20 projects are either under construction or in the licensing phase for residences for the elderly in the national market, but this will not be enough to fulfil the demand.

In less than 30 years, more than a third of the population residing in Portugal will be seniors, which is equivalent to a total of 3.3 million people (an additional 1 million compared to the current 2.3 million). To respond to this demographic evolution, an additional 55,000 beds will be needed in senior homes, making this an attractive opportunity for potential investors.

CBRE believes that the private sector will need to respond to the demand while highlighting that several foreign operators are already in existence in the country including Orpea, Domus Vi,

Domitys and Clece; working alongside Portuguese companies such as UHub, a Amera and BF. Ageing population Currently Portugal has the third highest proportion of elderly in Europe and by 2050 it is expected to have the highest level. The rise in retirees is compounded by the fact that while Portugal has one of the highest life expectancies in Europe, it also has some of the lowest levels of healthy seniors.

The high price of senior homes in Portugal has been one of the obstacles to the growth in supply, states CBRE. Prices in private homes vary considerably depending on the resident's degree of dependency, necessary medical care and additional services (such as leisure activities, hairdressing, etc.). The average base price in a professionally managed private residence is, based on the survey, approximately €1,200, which represents a very high cost compared to the average value of pensions, which is €5,811 a year or €484.25 per month in Portugal.

Portuguese pensioners also have

to contend with competition from foreign retirees who in general have larger pensions. According to CBRE, the increase in foreigners living in Portugal will tend to be reflected in an increase in the offer of higher quality senior residences with a greater offer of equipment and services.

In Portugal, the provision of accommodation for the senior population is part of the Residential Structures for Elderly People (ERPI) and is complemented by the National Network of Integrated Continued Care (RNCCI) and by some houses for independent elderly people.

There are currently around 100,500 beds in ERPI, of which only 23 percent belong to private for-profit entities. According to the World Health Organization, the supply of beds in homes for seniors should correspond to 5 percent of the elderly population. This means that Portugal currently has a deficit of 4,500 beds and by 2050, at least 55,000 will need to be created.

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n 16 November, a group of 60 seahorses (most of them born in captivity) were released into the Ria Formosa.

This is part of a repopulation project called ‘Seahorse’ and is being carried out in the place where just 20 years ago was the largest seahorse community in the world.

In 2000, the community of these fish in the Ria Formosa, Algarve, was considered the largest in the world, but in 20 years "there has been a reduction of 96 percent in numbers", Jorge Palma, a researcher at the Center for Marine Sciences (CCMAR) at the University of the Algarve (UAlg) told reporters.

The animals were released in one of the two sanctuary areas recently created in the estuary, between Faro and Olhão where artificial structures have been placed to recreate their natural habitat so that they can settle there.

Most of these seahorses were born in the tanks of the Ramalhete Marine Station, in Faro, but their parents are specimens that lived in the wild and were taken there in order to breed, thus contributing to the conservation of the species.

The project, "only makes sense because the introduction is made in a protected area, otherwise they would be exposed to

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negative effects that may still exist in the estuary", stressed Jorge Palma, noting that the objective is that the animals stay in the sanctuary.

The seahorses were transported by boat in two tanks to a protected area, about half a mile off the coast, where sailing is prohibited. They were then carefully placed in small cages to be taken into the water by divers.

The team of divers took the cages to the bottom, at a depth of about four meters, to then release the animals next to the artificial reefs that will become their habitat.

According to Jorge Palma, these fish are “completely different from all the others” and also “poor swimmers”, which makes them “very vulnerable”, as they “have to be always attached to something”.

Although most of the animals released were only between seven months and a year old, they are already adults and during their short life in captivity their ability to survive in the wild has been preserved, he added.

“What we gave them in captivity is not feed, but their natural prey that they have to hunt in tanks, so when they are released, they will maintain this ability to survive in the natural environment”, noted the researcher.

www.eastalgarvemag.com

Source: theportugalnews.com

Seahorses released to halt population decline

Reservations: 00351 281 027 113 www.eastalgarvemag.com

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Food & Drink A great selection of perfectly matched French wines & Cheeses; Saint Nectaire, Cantal and Camembert Fermier

The diamond of haute cuisine - chocolaty, nutty, earthy.

To avoid dissapointment Pre-ordering your truffles and truffled brie is advised.

Tchin-Cheese

Raise your glass to a year past and a year to come with a large selection

A gift worth sharing creamy raw milk cheese, vintage organic cheddar paired with organic wines

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www.eastalgarvemag.com

Culture A selection of the finest Champagne, olive oil, biscuits, compote and Le Mothais sur Feuille

at Christmas

of gorgeous wines and cheeses from Tchin-Cheese, Tavira

Open Tuesday to Saturday from 10:30am to 7:00pm.

24th and 31st December from 10:30am to 4:00pm.

Rua Liberdade, 24, Tavira Tel: 00351 915 474 033 Email: tchincheese@gmail.com

Delectable Red and white Port with organic Roquefort

www.eastalgarvemag.com

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Christmas

Especially for

Christmas Casa Caravela's Christmas shop in Vila Real de Santo António is your one stop shop to deck your halls and bring the Christmas spirit home

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hristmas comes but once a year... as does this wonderful shop, brought to you by Casa Caravela. Each year, on the first Saturday in October, this enchanting store opens its doors and stays open until the first week of January. Full of everything Christmas, the first ever 'Casa do Natal' opened in 2008 and at

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the time was the only store of its kind.

Casa Caravela is a family run business, started fifty five years ago and has been run by three generations of family.

For the rest of the year Casa Caravela sell kitchenware and home decor. Currently the company employs 30 people and have a total of twelve stores; five in VRSA including a warehouse dedicated to Hotels, one in Monte

Gordo, Tavira, Faro, Vilamoura, Lisbon and two in Lagos (one a Casa do Natal). Coming next year will be their latest shop in Loulé. You can also buy their products online at www.casacaravela.pt You can find Casa do Natal in the centre of VRSA on Rua Candido dos Reis, No.73.

Email: casacaravela@gmail.com

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Places

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Places

ENJOY YOUR TIME ALL YEAR TOURS VILA REAL DE SANTO ANTONIO

Event Planning ★ Weddings ★ Catering ★ Anniversaries ★ Fado Shows ★ Dinner & live music ★ Wine tasting...

Just let us know when, and we'll take care of everything!

Mobile / Whatsapp 00351 963634078 ​E m a i l i n f o . a l l y e a r t o u r s @ g m a i l . c o m

ENJOY PORTUGAL

20 years of Cookin´style!

Visit us!

KITCHEN DESIGN AND INSTALLATION E.N. 125 Nº 136A, Luz de Tavira 8800, Telf: +351 281 962 583 Email: geral@cozmoda.pt

WWW.COZMODA.PT

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THEN OLHÃO

FOUND US... ... and we weren't even looking! Hank and Corina's story of how they came to live in and love Olhão

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elcome to our monthly column celebrating Olhão. After exploring Portugal top to bottom from Braga to Tavira enjoying so many coastal and inland locations in our RV, we decided Olhão was the place to buy our home to celebrate our “golden years”. Honestly, we almost lost that chance. Both Carina and I received news in our 50’s that “The Big C” had arrived. After doctors and treatments and a year of fear and gratefully recovery, we both decided waiting “till next year” to do the traveling we always talked about was no longer our plan!

So we cut short our careers in both California and Sweden, and for the last decade, we’ve traveled every winter, backpacking to Asia, South and Central America and Europe, staying a month in each country and, usually, spending less than at home! We knew we liked good food and warm winters and hoped we could settle where our families could enjoy being with us.

Olhão was not on our radar at first. In fact, the discovery of Eastern Algarve was a pleasant surprise with the scale of development so much less than areas to the west. A chance winter rental introduced us to Olhao, a place we quickly found attractive for many reasons.

“Walkability” is, above all, a main highlight and each month I will introduce you to places only steps away from our front door. We hope you will enjoy our column!

El Torito One thing we miss about living in California is Mexican food. We’ve tried places in other countries, but almost always we are disappointed.

El Torito faces the Ria Formosa esplanade just west of the Olhão Mercado and on our first visit, I knew we would be back. Sometimes it is the little details that indicate a place is doing things right. Both the salsa and guacamole are first rate and the chips are made in house.

During the covid lockdowns last winter, take out was mostly the only option. El Torito kept us happy with great prices on their to go menu. I mostly favored the vegetarian combo and Carina ordered her usual, chicken quesadillas.

This fall with our family visiting, we together went whole hog and ordered almost everything on the menu. That included dessert (all made in-house!), and boy I was impressed with an indulgence I never usually allow myself. (With all the great restaurants here in Olhão, that is happening a lot!). In the space of that six day visit, our folks chose El Torito again for their last “dinner out” night before returning to Sweden. That should tell you something!

www.eastalgarvemag.com

VIP Real Estate We really did not plan on buying our apartment here. The goal last January 9th stepping off the plane was to spend a month not freezing in the dark. Our one month rental here in Marina Village offered a location we knew would allow us to walk to most places. That was enough to keep us happy. With the Mercado offering fresh fish. meat and veggies close by together with three large markets all just a level stroll away, bells started going off. The esplanade along the Ria Formosa with views of the marina promised to be special although in early 2021, improvements were still under construction.

We couldn’t help but to peer into the various real estate window displays wondering if our new home might be looking back at us. After only five days of exploring Olhão on foot, we entered the office at VIP Properties, located on the street facing the esplanade just in front of the Mercado.

Carol and Carlos greeted us and we simply said, “Here is our budget. Can you find us something?”

That they did.

Within an hour, we visited what would be our new ground floor apartment all of 42 steps from the Ria Formosa waterfront. After seeing the view out onto the water from the living room, we were hooked. Visiting the rooftop pool with an even better lookout to the beautiful tidal flats sealed the deal.

Buying property in a foreign country is not for the fainthearted.

Portugal is famous for rolling out the red tape with plenty of administrative hoops to jump through. At every step along the way beginning with offering an innovative negotiation strategy that met our budget, VIP kept us moving forward. Carol probably was never asked so many questions and Carlos went above and beyond securing our power and water accounts without us having to lift a finger. Now we are, finally, home!

We choose to focus on businesses here in Olhao where we have actually been customers first.

Any future advertising from these businesses that supports Eastern Algarve Magazine is purely coincidental :-)

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HAVE YOU THOUGHT ABOUT YOUR FUTURE HERE IN THE ALGARVE?

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Is it time we addressed the ageing elephant in the room? Consider your options for the future, in time you may not be as independant as you are now

erhaps we try not to think about it too much, or maybe you have a home somewhere you plan to return to, should the time come when you or your partner need a little extra care or a helping hand. But let's face it, the time will come, and we will all have to deal with it eventually.

So what are your options? Of course going 'home' is one of them, but where do you consider home now? How would you feel returning to a place you haven't lived for years, leaving your friends, lifestyle and the wonderful climate you probably moved here for in the first place. What would the place you left years ago be like for you now, at this age and stage in your life? After all, the world and you have seen drastic changes over the last few years alone. Of course many of us have family who would love to take care of us, but is that really an option today? Do we want to become a burden to our children? They have their busy lives to get on with and do they really have time or space to take care of granny and grandad?

An alternative is homecare. Perfect if you know when you'll need assistance and are able to plan ahead for help. This, however, can become expensive, should you need care more often. The other concern is, would the limited number of companies offering this type of service have enough staff to look after you when that time comes? Maybe this is a risk people are willing to take, however, now is the time to ask ourselves, is it a viable, safe, reliable option?

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The most drastic option would be a care home facility. Currently in the Algarve we only have one international (English speaking) care home, which is fully occupied at the moment, and with a waiting list. Apart from buying a property on the complex (also very limited availability), full care would be the only option, but again, there are no current places available, and if there was, it comes at a hefty price, especially if you don't require the full speciality care on offer.

A much cheaper option would be a Portuguese facility. Although ideal for native speakers, many of us struggle with the language. How would we feel surrounded by people speaking Portuguese 24/7? I'm not so sure that would work for me.

So what are we left with? A care home back home? Well, if you're from the UK, I can assure you (from experience) this is a very expensive option, and with laws changing on a regular basis, what will our rights be in the future? Is selling our homes and assets to pay for care a sensible option? I'm not so sure.

Up to now, it appears our options are limited.

Here's where we think we have a solution.

Our idea is to offer a place that has care facilities available should you need it... whatever level of care, whenever you require it. The idea is to rent a suite on a monthly basis. This suite will be yours and yours only, and available for you to use, as and when you wish, even as full time accommodation.

Facilities available include an outdoor pool, indoor pool, gym, sauna and turkish bath.

Residents will have a private restaurant and

BBQ area, only available to them and their guests.

On the premises would also be a Restaurant, Croquet lawn and Padel tennis courts, which would all be open to the general public. Most importantly we will have medical facilities available. This will include a doctor's surgery and nurses at hand 24 hours a day.

So how would you benefit by renting one of our suites?

Well, all of the concerns mentioned before are taken care of. Should you or your partner require help, even for a short period of time, you simply stay at your suite for as long as you need to. Help will be there should you need it, at the press of a button. If you decided one of you needed care on a more permanent basis, you have the option to move into your suite.

This would even allow you to release equity on any property you may have, should you wish to.

Where's the catch?

Honestly, there isn't one. You will have no long term contract, you may vacate your suite after giving a short notice period. There will be a nominal fee for upkeep of the property and of course utility bills. The monthly cost for a suite is the same as you can currently rent an apartment for in a typical town in the East Algarve.

Where's the location?

We are located only 15km from Tavira, Fuzeta and Olhão.

If you would like further information, or would like to visit the complex please email us on info@eastalgarvemag.com

www.eastalgarvemag.com

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People

What childhood dreams are made of!

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ll questions prepared, with our phones ready to take notes, we set off and were ready to meet a legend and Superhero at our scheduled appointment in Olhão.

We arrived, Spidey was surrounded by an audience, we joined and promptly forgot about all our preparations.

Awe struck at meeting our childhood hero, we retained the most essential points.

So who is the man behind the mask? Well now, that would be telling... in true superhero style, his identity would not be revealed. All we know is that Spidey is 23 years old and has lived in Olhão for only a year. His superheroism started just for fun with friends, as he had a spiderman outfit. He decided to go for a wander around the streets in costume and before he knew it, his super powers became apparent; the ability to make everyone's life and day a little brighter. Asked what his favourite part of being Spiderman was, he revealed "All of it! If there is a downside, it's that during winter it can get a little chilly. Even spiders feel the cold."

Spidey can be booked for events like birthday parties, meet and greets and openings, but only when he is free and not visiting schools encouraging children to remember anything is possible, even meeting your superhero.

For us, this was a memorable day, we walked away feeling like we could spread happiness, because "Spidey said so."

Contact Spiderman through Facebook: 'Spider-man of Olhão'

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Main photos Gonçalo Fernandes

R&M Restaurante by

TELMA

Tel: 00351 281 326 197 or 00351 920 039 424 Rua Dr. Jose Padinha, No126A, 8800-354, Tavira Facebook: DAWAT INDIAN RESTAURANT

EXPERTS IN SEAFOOD AND OCTOPUS

EAT IN S ID E , ON T H E R I VER SIDE T E R R A C E OR TAK E- AWAY

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Tel 281 328 028 Avenida Duarte Pacheco, Santa Luzia

E-mail: rest.pontoencontro@gmail.com Tel.: +351 281 32 37 30 Facebook: www.facebook.com/pontodeencontro.tavira Instagram: https://www.instagram.com/pontodeencontro.tavira Address: Praça Dr. António Padinha 39, 8800-637 Tavira (Bishop’s Square)

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Nó de

Gosto

Open all year round, Closed Tuesdays See Facebook for opening times.

Facebook: Nó de Gosto Tel: +351 931 380 343 Email: contacto@nodegosto.com Website: www.nodegosto.com

Praça Doutor António Padinha, 11 8800-637 Tavira, Portugal

Located on Barril Beach, open for lunch all year round.

Whatsapp: +351 964 530 135 Email: saporitimanuel@gmail.com Facebook: Museu Do Atum Barril Instagram: museu_do_atum_restaurante

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CASAS DO SOTAVENTO VILA LOJA REAL DEREAL SANTO ANTÓNIO OFFICE VILA DE SANTO ANTÓNIO

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asas do Sotavento real estate arose in 2000 from the passion of Artur Cardoso, a real estate entrepreneur with extensive experience in various international brands, to create a family run real estate company specialising in the Eastern Algarve.

Through an exponential growth, the company is currently spread all over Portugal, having offices in Vila Real de Santo António, Monte Gordo, Castro Marim, Tavira, Olhão and Lisbon. Always with the objective of not only offering a property, but a trustworthy service that promotes the client's wellbeing.

Something that created great prominence in the company Casas do Sotavento was its strength in technological development, being present in about 220 national and foreign portals and personal pages.

As well as in digital marketing tools, legal support, multimedia, professional photographers and drone videos.

WWW.CASASDOSOTAVENTO.PT

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The professional staff guarantee a rigorous management and mediation of contracts and of the processes of purchase and sale and intend to deliver a personalised and above all, familiar and safe service to their clients.

The Vila Real De Santo António and Monte Gordo team consists of two coordinators Vera Rufino and Mara Paz, a commercial director Artur Cardoso and four salesmen Gonçalo Cardoso, Nuno Pires, Sandra Luís and Rodrigo Cavalcanti It is thanks to all these elements that it is possible to provide consultancy to all our clients. We also make use of modern and computerised means to manage the business.

We grow with our clients!

"Crescemos com os nosso clientes!"

@_casasdosotavento_

@casadosotavento

@casadosotavento

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C HE C K O UT OU R N E W L I ST I N G !

Vila Real de Santo António

Vila Real de Santo António

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240 000 €

Apartamento T2 2

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Apartamento T2+2

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1

Conceição de Cabanas, Tavira

235 000 € 3

Quelfes, Olhão

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225 000 €

Apartamento T2 2

2

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Azinhal, Castro Marim

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1

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230 000 € 4

WWW.CASASDOSOTAVENTO.PT

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Vila Real De Santo António

Golden Visa 280 000 Moradia T3+2

640 000 €

Moradia T4

1

A

170 000 €

Apartamento T2 2

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@_casasdosotavento_ @casadosotavento @casadosotavento

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YOUR LOCAL EXPERTS IN HOMES

FRONTLINE 1 BED APARTMENT - €355,000 Located at the beach of Altura the apartment comes with private parking in the complex and communal pool. The large terrace offers you incredible sea views. It’s all about the location and views

CHARMING 3 BED APARTMEMT - €295,000 Beautiful 3 bedroom off-plan apartment for sale in Caminhos de Santiago in Tavira. This spacious apartment comes with a private garage. Set to be completed within 18 months

2 BED REFURBISHED APT. - €218,000 Situated in the centre of Tavira is this recently fully refurbished apartment. Spacious indoors with a large terrace, you have plenty of choices to create your own dream home

LARGE 4 BED VILLA WITH POOL - €950,000 This luxurious 4 bed villa is located in the hills very close to Monte Rei Golf & Country Club.

Built in 2010 it features a spacious layout with large indoor and outdoor living spaces

TRY OUR SEARCH&MATCH SERVICE Rua 1º de Maio, 32, 8800-360 Tavira Tel: +351 96 25 66 421 · E-mail: r.nagelsmit@proluna.com www.portugal-property-villas-sales.com

Property

Another year like no other Robert Bijker looks back on another extraordinary year, and forward to what 2022 may bring PROPERTY MANAGEMENT ALGARVEAN COTTAGES

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I

t’s that time of the year again when we reflect on the past year and provide an outlook for the property market in the year ahead, 2022. It’s been a remarkable time which has seen property prices rise again. We are now almost two years into the pandemic with a new wave, the 4th taking place with an alarming increase of Covid-19 infections in various Northern European countries. A new corona variant in South Africa is reason for caution as it spreads faster and is potentially more dangerous. Lockdowns are again looking to be part of the solution to stop the spreading of the virus which potentially can slow down the economic recovery. However, the property market in Portugal never looked back and continued to rise, despite the pandemic, or better, because of the pandemic and the unprecedented financial support and negative interest rates to deal with the deepest recession since World War II. In addition the Portuguese government offered financial support and tax holidays for businesses and individuals alike and banks put a moratorium in mortgage repayments for those who needed it.

The extraordinary measures have led to increasing debt to GDP levels, which in some southern European countries were already very high and well above the 60% threshold agreed in the Maastricht treaty 28 years ago.

Countries with low debt levels are financially in a better position to support their economy from the Covid-19 fall out (Portugal 137.2%, Italy 160%, France 118%, Germany 71.1%, Holland 54.9%, Greece 209.3%, and Belgium 118.6%). Due to pressure from France, even Germany is changing their stance on the 60% rule as low interest rates can sustain the servicing of higher debt levels. Is 100% the new 60%? High debt levels of countries are also seen as the reason why interest rates have limited room to move up in the future, as many countries would not be able to service their debt at higher price levels.

As global economies are recovering from the great recession, central banks are slowly reducing their accommodative monetary policies, with the USA taking the lead as inflation rates are high and the call for action is increasing. Initially, central banks welcomed inflation as it was moving to their preferred 2% level, then dismissed inflation as a temporary issue which would come down in 2022, then it was said it was transitory and now it seems that inflationary pressures are more persistent than initially expected and far from transitory.

There is concern for the dreaded wage-price spiral in which temporary inflation becomes sustained when automatically linking wage increases to actual inflation. The ECB position is that indexing is part of the problem, not the solution. However, its own staff through their trade union IPSO is calling for higher wages to protect employees’ purchasing power against higher prices for goods and services.

Eventually interest rates will have to go up which makes the cost of borrowing more expensive for businesses and homeowners with a mortgage. Higher interest rates are not expected to have a significant effect on the market unless they rise drastically.

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In 2022 we expect property prices to continue their upward trajectory due to strong demand and a shortage of supply. In addition, prices of building materials are likely to rise, especially steel and cement, adding upward pressure to prices of newly built properties. When it comes to carbon dioxide pollution, both industries are amongst the biggest polluters. The transition to a more environmentally friendly production process will take years and large investments, which is likely to lead to price increases. The CEO of Tata Steel, a major steel producer, sees the average price of steel at a much higher level in the coming 10 years (Average above §600 per metric tonne) than in the past 10 years (average $400 – 450 per metric tonne). With little new supply, it is a demand driven market. After January 2022, investors will no longer be able to apply for a golden visa when purchasing real estate in the Algarve. From now on, the new rules will only allow low density residential areas. In addition to the Algarve this also includes Lisbon and Porto. As supply was already tight we do not expect this to have an impact on property prices. During lockdowns people had time to reflect on the way they live and their careers. Some came to the conclusion that they wanted a better quality of life with more outdoor space or decided to follow their dream to live abroad. We expect this trend to continue on in the New Year.

As the economic recovery in Europe continues, unemployment levels have fallen to prepandemic levels in September. Portugal exceeded its pre-pandemic employment

already in Q2 of 2021. There is a shortage of employees just like in other countries where they talk about the great resignation….where have all the workers gone to? They may have chosen early retirement or a different career path including moving abroad, or are simply preferring to stay at home as a result of Covid angst.

Just like in other European countries, there is a shortage of affordable housing for starters to buy or to rent. Decades of under investment in this segment of the market cannot easily be undone.

The economic stimulus may have kept people in their job, but it also widened the division between the haves and the have nots as easy money has inflated financial assets, including real estate. The ECB has warned about the increased exuberance in property markets which may prove vulnerable and susceptible to a correction in case interest rates rise sharply due to higher than expected inflation. Nevertheless investors will continue seeking alternative investment opportunities such as real estate due to negative interest rates on saving accounts. Expect the search for yield to continue in 2022. Due to rising inflation the world's leading economies will have the lowest real interest rates in as many as 50 years. There is a correlation between real rates (nominal rates minus inflation) and financial assets. When real rates decline, the value of assets go up.

Real rates are currently negative. When using consensus inflation forecast for 2022, real rates are approx. minus 2.7% in Germany, 3.2% in the UK and 3.3% in the USA. In other words, the cost of borrowing money has not been this

low for a very, very long time.

If the increase in Covid infections is putting you off from buying a property then you would also not have bought in early 2019 at the start of the pandemic and would not have benefited from a rising market. Of course prices also can go down in the future for various reasons, e.g. an economic recession, imbalance in supply and demand etc. However, in the long run, prices go up due to rising wages, higher cost of materials, product innovation and general inflation.

Should you decide to make the Algarve your home, you will find that the local Portuguese people are friendly and welcoming. The Algarve is truly a melting pot of locals and foreigners from all nationalities and cultural backgrounds.

It’s also a place with lots of sunshine and good food, but I guess you already knew that!

If you are the owner of a good quality property and wish to sell, please contact us. We are keen to offer your property to our prospective buyers.

Robert Bijker Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira, Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301294 Fax: 289 301439

REAL TIME. REAL KITCHEN...

MADE FOR YOU.

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and the year is www.eastalgarvemag.com not over yet...

Russell & Decoz results in 2021.

Always believing that we can do better, the Russell & Decoz team defines new strategies to overcome in difficult times.

We are very happy with yet another successful year and we would like to extend our thanks to everyone who collaborated with us, who sold with us and those who purchased with us.

Special thanks to our almost 12000 fans in Facebook and all the others in Instagram, Youtube and Pinterest.

Message of the month

Thank you! z.com www.russell-deco coz.com sales@russell-de 92 785 call: +351 289 7 00 +351 911 765 1

Do you have a house for sale?

Contact us and learn about our sales strategies.

Licença AMI:870

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@russelldecoz

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Property MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055

Solicitor specialising in:

LICENÇA No 504-AMI

EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net

Real Estate Property Conveyancing Family law Power of Attorney English, French and Spanish speaking Telephone: +351 281 321 794 Mobile: +351 963 096 407 Email: lcabecudo@gmail.com Tr. Das cunhas n.º 35 8800-372 Tavira

3 BED. VILLA W/ S. POOL AND GARAGE - NEIGH. ALTURA - Situated in a peaceful location, just 1,5 kms from beach and all amenities. In a plot w/1.350m2. Wooden house w/ sauna and studio, under floor heating. Sea view. ENERGY CLASS - C € 619.500

ADVERTISE YOUR BUSINESS WITH US! If you have a business and are reading this, then so are thousands of our readers.

For 6 months advertising we offer a FREE editorial story about you and your business.

Call 925 208 833 or email ads@eastalgarvemag.com for details.

A reliable real estate agent simplifies your life!

FASTIGHETSBYRÅN TAVIRA +351 281 322 762 Rua Jacques Pessoa, nº 26, 8800-350 Tavira FASTIGHETSBYRAN.COM

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Compass Property Sales Rua de Santo Estevão 25A Tavira. AMI 17591

www.compasspropertysales.com info@compasspropertysales.com Call us +351 281 323 876

0 0 ,0

0

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ARGUABLY THE BEST 4 BEDROOM PENTHOUSE CURRENTLY AVAILABLE FOR SALE IN THE EAST ALGARVE PROPERTY MARKET Luxurious Tavira penthouse with sea and mountain views offering 4 large double bedrooms within a huge 203 m2 of modern and beautifully presented living space, a private balcony of 15m2 with BBQ & an additional 123 m2 roof terrace accessed directly from inside the penthouse. Viewings highly recommended.

• Property size : 203 m2 • Balcony : 15m2 • Roof terrace : 123 m2 • 4 bedrooms • 3 bathroom • Walking distance to town centre • Basement parking (2 x cars) • Elevator • Double glazed windows • Security shutters • Full air-conditioning • Jacuzzi • Barbeque • Huge rental potential • Energy rating: B- • Ref: A-ALA

Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela

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SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt

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PHOTOGRAPH OF THE MONTH Each month we say how difficult it is to choose the photo of the month, we hope you take a look at the rest of the submissions. This month the dramatic sky takes the honours, in this stunning photo by Gerard.

As usual submitted to the Facebook page: ‘Algarve Amateur Photography group’ 30

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Lovely 1 bedroom apartment Urb. Lagar - Cabanas Top floor, Terraces with good orientation Garage, Sold furnished!

145.000€

Photographer: Gerard J. Hageman From: Tavira Camera used: Iphone-11 Comment: While cycling to a restaurant via the big bridge over the Rio Gilão (Avenida D Manuel Um, near the market), I was stunned by the view over Tavira and the contrasting ominous clouds, combined with patches of blue and yellow.

Tavira and the Algarve never cease to amaze me.

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Lovely townhouse Santa Luzia centre Walking distance to all facilities 3 bedrooms Roof terrace and patios 280.000€

ALGAR VILA, Lda Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: geral@algarvila.com www.algarvila.com

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c Tavira Câmara t Tourist Information

1 Somewhere Else (Daves Bar)

BARS & CAFES

PLACES TO VISIT 1 Tavira d'artes 2 Oliveira 3 Tchin-cheese 4 Hitio Gym 5 Artina

SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horta Lawyer 4 Maria Luisa Cabeçudo Solicitor 5 Casa Serviço 6 Tavilar

HEALTH & BEAUTY 1 Rui Barros 2 For your Brows only 3 Serenidade Estética e Saúde

REAL ESTATE 1 Land and Houses 2 LWL 3 Fastighetsbyrån 4 Proluna 5 Algar Vila 6 Casas Sotavento 7 Engel & Völkers

RESTAURANTS 1 Abstracto 2 DAWAT Indian Restaurant 3 Ponto de Encontro 4 Acqua e Sale Pizza restaurant 5 Mar Azul 6 Restaurant Franganario 7 Pausa tapas restaurant 8 Typical Tandoori restaurant 9 Nó de Gosto

Places

Restaurante

Abstracto Traditional Portuguese Cuisine

Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens

ADVERTISE YOUR BUSINESS HERE FOR JUST €25 PER MONTH

Specialized in Property Management and Holiday Lettings in the Eastern Algarve.

Our office is in Tavira, where we have been based since 1989.

Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00

Land line: 00 351 281 321 764

Mobile: 00 351 96 26 19 022

Square

Rio Gilao

Roman Bridge

CR PERSONAL TRAINER

Restaurante Abstracto

Restaurant.Abstracto.Tavira

Bishops Square

Stay fit with a personal trainer that comes to you or through online consultations!

• Carla Richards • www.carlarichards.pt +351 926 671 132

Somewhere Else Somewhere Else Somewhere Else DAVE’S BAR DD AA VV EE ’’ SS BB AA RR

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33

Ovens in the Sun There's more to a clean oven than meets the eye! Meet Ollie and Christine from Ovens in the Sun and find out why their service not only saves you money, but is good for your health too!

W

e meet Ollie and Christine from Ovens in the Sun who moved to Tavira from the UK to hear about their move to Portugal, and also how and why they started their business Ovens in the Sun. "When we moved here 3.5 years ago and had 2 rentals in the centre of Tavira, the intention was for them to provide the main source of income for us here.

Like so many, COVID 19 has had a negative impact on businesses and we began to search for ways to help us survive. During the first lockdown we explored many avenues and discovered no one in the Algarve provides this beneficial cleaning service. We did further research and training, and found many expats from the UK and other countries have used oven cleaning services prior to moving here.

Fortunately, even though the concept is relatively new, especially to many in our host country of Portugal, our service is catching on and we are making kitchens brighter, one oven at a time".

Ovens in the Sun is a registered business operating in the Algarve for the last year.

Ollie and Christine provide high quality professional oven cleaning, hobs, ranges and microwaves within your home. They use specialised equipment to clean your oven using a variety of non toxic chemicals, eco

34

and vegan friendly products.

BENEFITS ● A clean oven makes for a safer kitchen. If your oven is full of grease and food residue it increases the risk of fire. ● Neglected ovens harbour bacteria and germs making it unhygienic to cook in. ● Save on electricity bills. An unclean oven takes longer to heat. ● Save valuable time and a professional oven cleaner has the right tools to clean your oven. ● A clean oven will help your food taste better and will help your oven to cook more evenly. ● The job everyone hates to do.

THE PROCESS. Tools ● Ovens in the sun carry the tools required to cover every situation including Thomas (Thomas the dip tank).

Protect the area ● Floors and the surrounding areas are covered to ensure your kitchen is kept clean.

Remove & Clean Oven Doors ● Carefully remove the oven doors and dismantle ready to clean components individually by hand. This helps us get rid of the build up of grease and smears between the layers of glass. Seals are checked and secured before reassembly.

Clean The Racks & Shelves ● Racks, shelves and rack holders (located on the sides) are removed. Grime and grease

is removed by cleaning them all in a dip tank to steam clean using vegan friendly products.

Where possible the knobs are removed to allow full access to cleaning your oven.

Remove the back plate ● This reveals the oven fan which is also removed and placed in the dip tank.

Deep Clean The Oven ● The oven is deep cleaned using Ecofriendly products, getting into those hard to reach places and reassemble your oven ready to use. Giving you an oven to be proud of.

Most people choose a 6-12 month visit from Ovens in the Sun. Keeping our pets safe ● A clean oven also helps to keep our pets safe ● Pets are more vulnerable than people to exposure to toxins that can arise from cooking in a dirty oven ● Animals have faster metabolisms and smaller lungs so have to work harder to eliminate toxins ● Ovens in the Sun care about the welfare of your pets and can clean your oven professionally using pet friendly products.

Contact details: Tel: 00351 968 526 382 or 0044 7896 868066 Email: christineallee@gmail.com Facebook: see 'Ovens in the Sun'

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People

CUSTOMER REVIEWS...

“If you want a new oven without buying a new one contact Ovens in the sun”

FROM THIS

TO THIS

FROM THIS

TO THIS

“Ovens in the sun did a remarkable job. Very thorough and when they left all I had was a sparkling oven, definitely 5 star service” “We inherited a disgusting double oven cooker and after a long day it looks like new. Fantastic job and no more cooking to keep it looking so good”

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35

Car insurance

Algarve roof & property renovations From leaks to roofs and balconies, to complete renewals. Guttering supplied and fitted, flat roofs specialists and complete property renovations insode or out; All maintenance work, painting, jetwash service etc.

Looking for quality car insurance?

• Multi-policy discounts • Legal and breakdown assistance • Protected no claims bonus option available

281 325 842

tavira@ibexinsure.com

Rua 1 de Maio 26B r/c, 8800-360, Tavira

www.ibexinsure.com/tavira Car Home Motorbike Travel Health Boat Business Pet Community

Call Jason Tel: 960 136 445 or 281 324 602 jasonash1970@gmail.com

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Servi Pneus GALP

Contacts: Tel; 289 721 772 / 915 590 084 Email; luisrosa@servipneus.pt Website; www.servipneus.pt Facebook; Servipneus

36

TAVIRA

Advertise properties with us, in a brand new independent property magazine for the Algarve, at only €295 per month • Distributed across the whole of the Algarve directly to Villas, Rental cars and more.

• Give potential buyers a walkthrough of your property over a two page spread, Call 961 700 200 or email simplyalgarvemag@gmail.com

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NEW CARS ∙ USED CARS ∙ SERVICING ∙ FINANCE OPTIONS AVAILABLE • +351 281 326 628 • +351 918 317 307 • Rua Avelino Dias Custódio Lote 2 8800-737 Tavira www.pereiraegago.pt

PART OF THE PEREIRA & GAGO GROUP info@simplyrent.pt•• +351 912 603 777 • Rua Borda Água Aguiar n.12/13 8800-318 Tavira • www.simplyrent.pt

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37

Sport People

Sweet success after a long lay-off

A

Walking football returns, by Chris Wright and Neil Morris

fter a long absence, tournament walking football returned to the Algarve in October, and it was East Algarve Walking Football (EAWF) who continued to dominate the sport. The players may have been two years older - sprightly Peter Walpole at 82 being the oldest participant - but their skill and passion for the sport shone through.

The 6th Algarve Walking Football Cup at Browns Sports & Leisure Centre, Vilamoura, involved sixteen teams from across Europe including a strong delegation from the Netherlands. In the Senior Section (60+) an unfancied EAWF Tavira team played out of their skins to reach the final where they played Cambuur Bruin (Leeuwarden, Netherlands). With the teams level at the final whistle the dreaded penalty shoot-out saw Peter Dickinson bury - what proved to be - the deciding spot-kick before Jan van der Bij saved the Dutch team’s next penalty to secure an unlikely but highly prized tournament victory.

With a solid defence, creative midfield and front man Roy Clark slotting home four goals this was a team effort to be proud of, particularly as Tavira became the first EAWF 60+ team to win a tournament. In the 50+ section EAWF entered three teams (Olhão, Tavira and Moncarapacho) who competed against Sporting Ramsgits (Kent), Clitheroe (Lancashire), SC Farense and Kingsmaid Club (Manchester). The Manchester club cruised through to the final where they

38

met EAWF Olhão who overcame EAWF Moncarapacho 4-0 in the semi-final. After a goalless final, Kingsmaid held their nerve to win the Trophy 3-2 on penalties and consign EAWF Olhão to the runner-up spot.

Just two days later the players girded their loins to do battle at the 2nd EuroCopa Walking Football Tournament in Albufeira organised

by Algarve Football Tours. Once again teams from across Europe, together with a team from South Africa, competed under a cloudless blue Algarvean sky. In the 50+ section EAWF Tavira and EAWF Olhão reached the final, the first time this had happened in EAWF tournament history. To reach the final after the group stages EAWF Tavira and EAWF Olhão had to overcome strong opposition from Benfica and Seaton Carew (Durham). The final saw Olhão take the lead twice, only for Tavira to strike back and lead 3-2 with the clock ticking down. A dramatic last-minute goal from Jesus Ruiz - his hat trick - levelled the score at 3-3. EAWF Tavira won the penalty shootout to lift the prestigious EuroCopa 50+ Cup. In a tough 60+ section EAWF Tavira and EAWF Olhão faced strong opposition from 1874 Northwich (Cheshire), Bilbao (Spain), SC Farense and Seaton Carew (Durham). The Durham side defeated SC Farense in the final. Whilst congratulating the victorious teams it would be remiss not to mention the team managers and particularly Jonathan Syed whose sterling efforts and long

hours on the phone ensured that EAWF met all their commitments despite injuries and aging muscles! A tremendous tournament with all the teams playing within the spirit of the game and barely a bad tackle in sight. Some games were a bit brisk for the definition of walking football, but other games demonstrated good examples of how walking football should be played - fast moving ball; slow moving players.

Last month FC Prostata from Denmark were joined by Voksenfodbold Halsnæs (Copenhagen) in making their third visit to play walking football against EAWF and even normal football against East Algarve FC. The visitors, who have all recovered from prostate cancer, enjoyed the friendly challenge and lively banter that has further cemented the bonds of friendship between the two groups.

Non-contact walking football for the Over 70s now takes place on Friday mornings from 9.30 to 11.00am at the astro-turf pitch adjoining the SC Olhanense Stadium. The new concept involves no tackling and players are required to give their opponents two metres space; more a game of movement and angles. Several players who had previously played walking football but fear they cannot afford to be on the receiving end of bumps and knocks have found the new format beneficial. The group would also welcome slightly younger players who may be recovering from injury or surgery. www.walkingfootballalgarve.com

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People

SOMEWHERE ELSE, DAVE’S BAR…

B

Not just the name, but what a thrilling story this little hidden gem has

asking in sunshine for almost 12 months of the year is something neighbouring bars can only dream of. Set on the north side of the river and previously known as the Australia bar – this sun drenched terrace serving snacks and a wide range of drinks can be found on the approach to Bishop's Square.

Boasting all sports from rugby to football, even on the odd day of no sunshine, you have a great reason to join us!

Dave's bar is currently co-managed by the ever reliable and absolutely AMAZING Edith and Di, as Dave and Leah returned to the UK. The bar is still going strong with not only music (sometimes dictated by Wayne!), but also a fun and friendly atmosphere to go with the mojo. From Estrella on draft, Vinho Verde by the glass (or bottle), Sangria, G&Ts or a Foxy Mojito – we have an absolutely splendid drink selection, as well as excellent English comfort food to keep you going and ready to explore our beautiful Tavira.

With Christmas coming, and the clock ticking – we plan to make December 2021 a month

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to remember...!

The main date for your diary, and one not to forget is Sunday, 19th December - Our Christmas Party. An event not to miss, with a buffet and mulled wine provided, in part to thank the loyal customers of the bar. Keep up to date on our Facebook page, with further dates to be confirmed for the Christmas quiz night and our final leaving celebrations!

At the time of writing this, our thoughts go out to everyone during this horrible pandemic which has affected everyone. Safety will always be our number one priority, but second to that, let us try to celebrate the remainder of 2021 in style!

And finally, a big thank you to Dave and Leah Barnes for all their efforts since September 2017. In tandem we wish the new owners, Rui and Margarida, the very best of luck for 2022 and beyond.

Stay safe, have a great Christmas and See You ALL Very Soon! Keep a special eye out for the brief return of David Barnes too! *Please note this article and any pictures taken were before 1st December 2021.*

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Places

Reviving the Parc de Lazer, Mata da Conceição Locals and Expats pull together & replace the trees destroyed in the recent fires

L

ots of volunteers, expats from Italy, Spain and UK and Portuguese citizens from Quinta de Alvisquer Centro Equestre with friends from DunasvaleTerraplanages Lda had a very special day on 13 November 2021 at the Parc de Lazer.

We wanted to participate in reforestation of the Mata da Conceição. The fire that started on August 16 in the municipality of Castro Marim, consumed a burned area of around 6,700 hectares. Many of the trees in the Parc de Lazer were completely destroyed or

40

badly damaged by these devastating fires.

Antonio Izquierdo Ruiz and Norberto Martins organised the event with permission granted

by Tavira Verde and Tavira City Council. During the day we were able to plant over 120 trees, Cork Oaks and Medronho that really grow well together and are less likely to be affected by future fires. Fortunately, the herd of deer that graze there were unaffected by the fire as they were able move to the lakeside. Much of their natural grazing was no longer available so Antonio and Norberto were able to supply hay to help them survive. There is a great deal more to do in the Parc de Lazer even though

some trees survived. Tavira City Council will obtain quotes for the complete removal of the worst affected trees. Later this year and in the early part of 2022 we shall be purchasing more saplings and working again to help this beautiful landscape to recover. Volunteers who want to assist and any donations to help with the cost of saplings will be gratefully received.

Please contact Antonio Riuz at Qunita de Alvisquer Centro Equestre, EN125 Conceicao de Tavira 8800 - 058.

Tel +34 615 840 530 or via WhatsApp or Facebook

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People

Photo: Peter Kain

The cast of ‘The Great Pretenders’

Theatre in São Brás

RESTAURANTE FRANGANARIO Tavira

A new play, ‘The Great Pretenders’ takes a comic look at historical facts surrounding the marriage of Queen Victoria’s relative, Prince Carlos of Portugal

S

et in the middle of the 19th century, when several noble ladies and princesses had ambitions to marry the prince.

An eligible bachelor and heir to the Portuguese throne, his wish to find a suitable bride created a great deal of interest in the royal courts of Europe.

The production focuses on two of the most likely candidates, Princess Victoria of Wales and the French Princess, Amelia of Orleans.

The rivalry between them results in tension and when Queen Victoria intervenes the situation is potentially explosive!

There is a showdown when Britain challenges Portugal over land in Africa and Cecil Rhodes becomes involved in negotiations. His ambitious

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plans and the love life of Prince Carlos dominate Act Two when a series of events become intriguingly surreal. The cast of twelve, mostly dressed in steampunk costumes, present a play that is both educational and entertaining.

Written partly in rhyme by Algarve resident Carolyn Kain, is the seventh in a line of similar plays that examine through history the relationships between Portugal and Britain.

Friday December 10th at 7.30pm Saturday 11th and Sunday 12th at 4 o’clock Tickets €10 (public) Amigos €8 Beneficiaries of the show – Bombeiros de São Brás - for the purchase of protective clothing and equipment.

For advance bookings telephone: 00351 966 329 073

TRADITIONAL PORTUGUESE CUISINE Travessa Almirante Candido dos Reis 139, Tavira 8800-318 Telephone: +351 963 882 952 Facebook: Franganario Tavira

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Tours

Ask the

BAD ADVICE

T

Expat

his month we attempt to understand a neighbourly dispute.

Each party in the dispute will briefly have an opportunity to put their side of the story forward for

balance.

After being filmed in their Vila Real de Santo António neighbourhood for a British TV network recording "ExPat Neighbours from Hell", Norman and June Goode are suing the producers of the show and their neighbours for defamation and misrepresentation.

First we speak to a neighbour who started an anonymous petition, signed by over 250 people in their neighbourhood, making tabloid news.

This neighbour wishes to remain anonymous.

From your perspective, why was it necessary to start a petition against the Goode’s?

Anonymous neighbour: It’s a long story. First of all, we are not dealing with people like you or me, but maniacs, that would make a dictator blush.

It turns out when I Googled them, the reason this couple left the UK is because the TV crew had followed their story from Chesterfield. The Derbyshire police had put a restraining order for harassment against their neighbours.

They may look like a kind and sweet elderly couple but they are a nightmare for anyone to be near.

For example, the neighbourhood has had a forged note delivered. It’s translated into six languages about rules for Christmas 2021 and NYE 2022.

The two rules read, "on NYE no noise or music can be played in the neighbourhood past 8pm above 30 decibels.

The other "rule", is families larger than 4 cannot congregate on Christmas day or any vehicles parked within 10 metres of 12C Rua do Medo or they will be wheel clamped with a €250 release fee."

The note is forged to look like an official note from the Freguesia and the GNR, but of course, we have officially been told it is a fake! It is like Scrooge seeks to shackle the neighbourhood!

If anyone sneezes, the police are called. The Goode’s live in a terrace house, but forbid people to walk outside on "their private" pavement. If they do, they are verbally abused and even "hexed!"

They also claimed nearby public wasteland is owned by them, putting up "private" "keep out notices."

A solicitor got involved and of course it is not their land. That's when I contacted the film and

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production crew from 6 Reality.

Norman once told us he is related to "Royal blood" so we must obey! Why does he live in a small terrace house then and not a Palace?

They sprayed local children with hoses if they played, claiming these soakings were "accidental." There was a spate of car tires let down at night if anyone challenged them.

No one can take these monsters anymore and just want, what the locals call, "the Hitler’s" to leave and never come back to ruin our lives in the sun!

She is like a velociraptor with a piercing scream, and he is an evil Goblin with a pencil moustache.

Legal proceedings are taking too long and we can’t take it any more! Help us, please, help us!

We now speak to Reality 6 producers: The Goode’s have taken legal proceedings against you for defamation and persecution.

What is your comment on their UK and Algarvian activities?

Reality 6: "I think we are dealing with very dangerous and delusional individuals with police proceedings against them in the UK and the Algarve.

Norman has attacked our cameraman and crews several times, and for a man of 75 he sure can use a cane effectively.

The defamation case they speak of will fall apart. We set up CCTV where a hooded figure is seen delivering packages through the door of the individual who started the petition, containing rotten fish and dog excrement of the individual who started the petition.

Our vehicles are often covered in such projectiles and the hooded walker carries a cane.

Another incident is where a six year old girl left her dolls outside on the street. They were all found beheaded in the dustbin.

June sat there smirking denying any knowledge when the mother came by, and shouted "learn English you ignorant peasant bitch!"

When the children were outside playing, we caught footage of June, rolling marbles over the street and setting traps for anyone on bikes. When there is an accident, it is the only time they go in and do not guard the front of their house!

The comments in all languages on the petition are shocking. What are the worst stories you’ve heard or captured?

Reality 6: My goodness, so many, from putting objects in neighbours gardens, and then calling the police accusing them of theft!

Calling the police endlessly, from when a dog barks, a stranger walks by without a mask, despite

Not all advice is good and not all people are as genuine as you may think. Enjoy our 'bad advice' column from the expert we have all met, know and love... the Expat

the mandate having ended, or if a baby cries.

They have a dog that barks all night, but they say it is for safety as they are surrounded by dangerous people!

The worst incident was when they called the police on a disabled elderly Portuguese neighbour and called the police as she was having handrails put into her house at 1pm for the "noise!"

The police told the Goode’s off for harassing her.

We were not at location that evening, but the tires on her mobility scooter were slashed and who could be the suspect?

In the UK neighbours of the Goode’s ended up having breakdowns and are still in therapy.

As some of the nastiest people you could ever meet, they deserved to be followed to the Algarve where they repeat their reign of misery.

They have no friends. If they rarely go out, they call the police on any venue about service conditions, like rats that suddenly appear in their soup.

We would like to see them imprisoned and face hefty fines, hopefully, banned from moving anywhere else unless it has bars!

Out of all the ExPat neighbours from hell in the sun, they are by far our absolute worst!

Last, of all, we contacted the Goode’s who delivered us a foul mouthed tirade and said they would call the police on us and there will be consequences if we publish anything about them. They hung up. Eventually Norman texted back.

Norman wrote: "We have been followed and persecuted since finding our new home. We take morals and decency as pivotal and police our neighbourhood.

We do not accept frivolous people or antisocial neighbours. The film crew have hired actors to pretend to be us. They are setting us up for entertainment! They have hired body doubles and aged them with makeup!

The Portuguese and British police have cases against us, but we are being framed by a shadowy cabal as the media are trying to frame us. The political and moral integrity of society is lost and we must insist upon it wherever we live.

It is character assassination, persecution and nothing else."

Norman sent a pictorial attachment which we then Google image search, which was an Occult Hex used by Alistair Crowly.

The Goode’s have declined any further comment, but maintain that they "are the most honest and decent people you could ever meet, now leave us alone. Or else!"

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Art

ARTIST OF THE MONTH: DENIZ YESILIRMAK

D

eniz Yesilirmak left the advertising game when the term “content creator” became a term too foreign to her sensitivities and creative integrity.

Over the years her work has graced the pages of beauty Campaigns globally with her creative touch leaving a mark that “content” in today's world can’t rival.

Stifled by Brexit Britain under bojo faulty, she turned her back for saner pastures with her iPhone at hand. She relocated to Portugal. With a sense of rejuvenation, her natural eye catches the beauty around her which others had glanced over not realising what lay in front of them. You can take Deniz out of Britain but you can’t take her natural sense of beauty out of her.

Website: denizfolio.com Instagram: @denizfolio iPhone photography #coincidentallove Ps: Please DM denizyes@gmail.com for any design, advertising and prints for sale enquiries.

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The finest art in the Algarve. Tavira d’artes Art Gallery

Wishing everyone a relaxing festive period and a happy new year.

Thank you for your support this year! www.taviradartes.com Visit us: Travessa Jacques Pessoa 8,Tavira, 8800-374 Call us: 962 012 111 Email us: taviradartes@gmail.com www.facebook.com/taviradartes

www.instagram.com/tavira.dartes

A FUN PLACE TO MEET LIKE MINDED PEOPLE

AND BY THE WAY, WE ALSO PLAY

Campo Martires da República 8800-378 Tavira Opposite the PSP Police station Tel. 281 324 305 EMAIL: geral@artina.pt

CROQUET! Everyone is welcome, all nationalities, beginners and experienced to play golf croquet on our lawns at Pedras da Rainha in Cabanas de Tavira.

If you want to come and meet us you will be made very welcome any Wednesday or Sunday morning after 10:00 and your first time is free, or for more information contact us by email.

PINK FLAMINGO CROQUET AND SOCIAL CLUB

Art supplies: Oils, Acrylics, Water Colour, Washes, Brushes, Canvasses and more!

Haberdashery & Fabrics: A huge range of fabrics, wools, threads, zips, buttons and sewing equipment.

Picture Framing: Large selection of picture frames.

Hobbies: Thousands of items to decorate and beautify for the hobbyist.

Email: contact@pinkflamingocroquet.com

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45

People

MEET PAUL NICHOLSON FROM ST.JAMES GLOBAL From St James Global, a big welcome and thank you to Richard Bassett from East Algarve Magazine for inviting us to this exciting initiative and the first of many articles on International Financial Planning for Non-Habitual Residents of Portugal.

S

t James Global was set up in Guernsey in the Channel Islands in 2002. The company provides offshore investment advice and asset protection to expatriates around the world, encompassing reliable retirement, estate and succession planning, security and peace of mind. The key individuals have been helping international investors with their international investments and structures for over 30 years, providing clients with the experience and know-how they deserve in a world of ever changing tax legislation and compliance. St James Global is truly independent and can provide unbiased and impartial advice across a universe of products, services and jurisdictions. Our products and services are designed to protect and preserve wealth in a safe and secure environment with particular reference to transparency of fees which are amongst the lowest in the industry, combined with an active but careful management process.

Founder, Paul Nicholson lives with his wife and 3 Jack Russell’s in Tavira, having relocated from Cape Town in 2019. St James Global was established in Portugal in 2018 and has been successful in increasing the company's profile and clientele ever since. With offices in Vilamoura and Tavira, the team at St James Global have, and will continue to be involved in various initiatives throughout Central and Eastern Algarve.

The St James Global Invitational Trophy was held in May with finalists from five clubs in the Algarve presented with a three course meal, a personalised uniform and a lot of bubbly held at Monte Rei Golf & Country Club. St James Global hopes that this will become an annual event, offering various golf clubs a new and exciting competition that will also support the charity of the club’s choosing. Our last event was a great success and St James Global were pleased to donate to charity €10 for everyone who reached the green on the 7 th hole. The

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charities chosen by Vila Sol were Akredita - a children's charity/day centre in Quarteira, with the St James Global Private Clients generously topping up the donations to a total of €500.

St James Global have been hosting short presentations throughout the Algarve to introduce their financial services, designed specifically for new or existing non-habitual residents of Portugal. The gatherings are both relaxed, informative and fun and have proven extremely popular. A series of presentations will take place at various venues throughout the Eastern Algarve commencing February 2022.

Whilst this is a few months away, time passes so quickly - if you would like to receive an invitation at a venue near you, please do let us know in advance so we can plan accordingly. Canapes, wine and malt are complementary to those who attend.

Going back to finance, the common objective when it comes to money in retirement is quite simple and often overlooked – SECURITY, ADMINISTRATION, PERFORMANCE AND SERVICE. It is our aim, as experts in international financial services, to provide you as an expat and international investor living in Portugal, with a simple, easy to understand and uncomplicated solution, enabling you to protect and preserve wealth well into the future.

Our objective is to help our clients effectively move personal wealth out of one’s individual names, and thereby ensure that they bypass probate both in their country of residence and each country in which assets are located. This not only creates a managed environment for your money to grow outside of your estate, but is also incredibly tax efficient, in particular for those looking for income in retirement. Assets pass onto future heirs immediately and without costly and expensive probate. Our job is to help you maximise income in retirement through inexpensive and well-diversified investments and at the same time, provide you with a practical, cost effective and tax efficient way of consolidating world-wide assets held under one

structure.

Now, in the case of Portugal which will be my focus, we have to look at the fiscal rules and regulations around a product that will be well suited for Non-Habitual Residents (NHR) in Portugal and be tax compliant in the country of domicile and where one’s assets are situated, for example, the UK. International Retirement Trusts are attractive alternatives to discretionary trusts for Expats living in Portugal who wish to secure their long-term financial future specifically for retirement planning purposes.

They are ideal structures for Portuguese Non Habitual Residents who wish to consolidate assets offshore, either by cash or existing assets and investments.

The Pension plans are backed up by a robust piece of pension legislation and offer retirement planning opportunities to investors who are looking to secure their long-term financial future. They are flexible, bespoke and are arranged in one of the most secure jurisdictions in the world.

Looking at tax, in the case of UK Expats living in Portugal, one does however, need to look very closely at their tax residency if they are no longer tax resident in the UK, other than paying UK taxes on UK situs assets such as UK properties.

Care needs to be taken to ensure you do not breach UK residence rules. The UK statutory residence test will enable you to answer the questions and confirm the number of days you can spend in the UK without becoming a UK tax resident.

We at St James Global look forward to sharing many more informative articles and information with the ultimate aim of helping you, as a client, maximise income and your net worth into your retirement. We look forward to meeting you at one of our retirement presentations and will keep you posted on venues and dates in the January edition. For more information, contact Paul Nicholson, paul@stjamesglobal.com or visit our website www.stjamesglobal.com

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ST JAMES GLOBAL, NOW ESTABLISHED IN THE ALGARVE... WITH OVER 30 YEARS INDUSTRY EXPERIENCE IN HELPING EXPATS PROTECT AND PRESERVE GLOBAL WEALTH.

W W W. S T J A M E S G L O B A L . C O M O F F I C E 5 3 , AV. C E R R O D A V I L A , V I L A M A R I N A , 8 1 2 5 - 4 7 3 , V I L A M O U R A , P O RT U G A L INFO@STJA MESGLOBAL.COM ∙ TELEPHONE +351 289 005 251 ∙ +44 75 251 34693

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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.

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READERS Q&A

ach month we receive different questions from our readers, although some of these questions are related to specific situations, sometimes the answer may help you to better understand the tax system in Portugal and answer the queries from other readers.

without any further taxation.

This company structure could be a good solution after the social security exemption ends.

Please feel free to contact us for a simulation.

Q

I am a British citizen with a house in Altura, which I don’t rent. I have my tax address in the UK and only spend a few I recently moved to Tavira and I months holidaying in Portugal. Do I need to acquired the NHR status. I work as appoint a tax representative? an IT programmer and most of my clients Yes. The designation of a fiscal representative are in the US and UK. My income is around is mandatory for citizens residing abroad, 100k per year. Should I register as a sole more precisely in a third country, outside the trader or as a company?

EU or the European Economic Area. The fiscal If you register as self-employed under representative can be any individual that is the simplified regime, resident in Portugal or a the 20% will be levied company that is resident If you register as on 75% of your gross and provides this kind of income. You can benefit service. self-employed from a 12-month under the simplified exemption for social I am a UK citizen, security payments, but and my wife is Irish. regime, the 20% will please note that after the We currently work from 13th month, your social London, but we have be levied on 75% of security contributions will decided to relocate your gross income. be assessed each quarter, and work from Portugal based on your level of next April. Would you You can benefit income. be able to advise us on The effective tax rate as the procedures required from a 12-month a sole trader is slightly to establish NHR in exemption for social Portugal? Are there above 15% as you need business expenses to certain steps we need to security payments, be able to benefit from take in a particular order the 75% coefficient. As but please note that before we complete the a bonus, provided you process? don’t have any salary after the 13th month, The first step is to obtain or pension income, you the NIF (fiscal number) your social security can benefit from a tax in Portugal. As currently reduction of 50% in year 1 most of the tax offices are contributions will and 25% in year 2. still closed, you need to As the tax year is finishing, book an appointment with be assessed each we suggest that you the tax authorities through quarter, based on register as a sole trader in the finance portal. If you 2022 and not in we can do this on your level of income. prefer, 2021. Your tax liability, if your behalf, as part of you don’t have business the process. To issue the expenses, will be 9.6% in 2022 and 13.4% in NIFs you need to provide a copy of your id or 2023. However, please note that in 2023 you passports and a utility bill or driving license, will also need to pay around 15% in social with your current address. This will be from security contributions. your foreign address.

To avoid this, one of the options is to create a Once you get the NIF’s the following step is to company, which is eligible to be on the fiscal become resident, as your wife is a EU citizen, transparency, and which activity is one of the she can get the residency through the local listed as per the NHR rules. In this case, you council. For this she needs to either own will be taxed at 20% and not the company, or rent a property in Portugal. Once your there will be no tax on the dividends because wife’s residency is issued (normally takes the fiscal transparency implies that the profit just a few days) you can then apply at the of the company is taxed in the personal emigration office for residency based on sphere. This means that as the profit is already family reunification. taxed, it can be transferred to the shareholder Please note that your residency will take a few

Q

months, due to the long waiting list at the emigration office, although it is normally faster than the D2 or D7 Visa applications.

Once you have the EU residency certificate, you then need to change the tax status, again through the tax office and finally apply for the NHR status. Your wife will be resident prior to you and we can finalise her NHR application first, while waiting for your residency appointment.

Please feel free to send us the questions you may have to helpdesk@allfinance.pt. We will select some of these to be published.

Q

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Expert financial advice

By Andy Oliver, CEO of Private Client Consultancy

Tracing your lost Pensions

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the dates of which you were employed and your contacting HMRC. If you do have a SERPS ow are pensions lost? national insurance number. Thus, it would be pension, you will need to then contact the It is estimated that there is currently around £19.4 billion lost beneficial for you to start drafting up a timeline provider in order to access the funds. in pension pots. This averages of your previous work experiences. The more Evidently, there is a lot of work that goes into to around £13,000 per missing information the better, so whatever you can tracing lost pensions. It can be difficult to pension. In fact, nearly 1 in 5 people in the UK savage from documents, letters, and payslips ensure that you are asking the right questions you have saved should be mentioned to your and getting the correct information. Not having will lose track of at least one pension pot. proper guidance makes for a more complicated People work for an average of 11 employers adviser.

Organising your information and contacting process. Consulting with a qualified adviser is throughout their lifetimes. Because of this, it is previous employers is the beneficial in many ways, namely in that it takes often difficult to trace the first step, however it is the pressure off of you to contact all of these pensions they acquired "Losing track not the last. At this point, different authorities. When the ability to fully from previous jobs. This you will not yet know how enjoy your retirement rests so heavily in the is especially true if those of old pensions much the pension is worth, hands of complex bureaucratic systems, it is previous jobs were held how it has performed over important to speak with a professional so you years prior to the position is a common the years, or what options can be confident that you have the safety of they currently hold. phenomenon, as it you will have at age 55. their expertise to fall back on.

Auto-enrolment for pension Only the pension provider Next steps schemes has made the is very easy to do. has this information, and Lastly, tracking down your pensions is only the enrolment process much you will need to contact the beginning. The next step is assessing whether easier in many respects.

While tracing them company to obtain it. you are getting a good deal out of your pension However, this system has may be a hassle, it is If you instead choose to scheme. There are so many outdated schemes also complicated some find a lost pension with out there, so it could greatly benefit you to areas. Employees who still beneficial to do your national insurance consider other options for your investments. are eligible can choose to number, then you can also You may also wish to combine your pensions automatically enrol into so. You may have do this by sending it to a into one pot, as this makes them easier to both the company’s pension past employer to obtain keep track of and manage. scheme, meaning that a significant sum the details of the pension If you are interested in a personalized pension many people often end up awaiting you". provider.

Alternatively, plan that will be tailored your specific needs, with multiple pension pots. you can contact HMRC then a more flexible and modern option may Then, when they leave that to learn whether your SERPS contract ended. be a better fit for you. Our advisers will not only job for a new one and continue to do this for some years, they are often left wondering what This method still requires you to provide help you track down these lost pensions, but personal details, but it is your national insurance they will also help you make the best decisions pensions they have, where they are, and how number that grants entities access to your old with your pensions once they have been found. they can find them.

The people who are most at risk of losing a contributions. If you do not pension are those who have worked for many know this number, it will be tracking down your pensions is different companies or have not updated included on your payslips. their pension provider after moving house. In 1978, SERPS was created only the beginning. The next step is Additionally, people who opted out of the State by the government to add Earnings-Related Pension Scheme (SERPS) to the State Pension. It was assessing whether you are getting in either the 1980s or ‘90s likely have lost replaced in 2002 by the State a good deal out of your pension Second Pension. During the pensions.

Losing track of old pensions is a common ‘80s and ‘90s, millions of scheme. There are so many outdated phenomenon, as it is very easy to do. While people opted out of SERPS in pursuit of placing their tracing them may be a hassle, it is still schemes out there, so it could greatly beneficial to do so. You may have a significant contributions into a personal benefit you to consider other options sum awaiting you. Thankfully, Private Client pension instead. Their hope Consultancy can help you recover any old was that they would end for your investments. up with a higher income pensions you may have. for retirement if they went How can pensions be recovered?

First, you will need to find out if you have with a personal pension scheme rather than It is possible for your unclaimed pensions to pensions from any past jobs. If you think that SERPS. If you were employed by a private be lost indefinitely. Being proactive now could save you from not having the retirement you are you may, you should contact your previous company between the years 1987 and 2012, it employer. This is sometimes difficult to do if you would be worth checking if there is a missing entitled to. no longer have their contact information, so you SERPS pension that you can claim. So many To schedule a consultation with one of our may get in touch with our advisers to review underestimate the difference a missing pension advisers, email us at info@pccwealth.com. could make to their retirement. your options.

Next, your previous employer will need to know Checking if you have a SERPS pension requires

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Sara de Melo Castanheira is an expert in Occupational Therapy and Quality of Life. She is also the Technical Director of SER Igual, an Association of special rehabilitation services in Tavira

TEENAGERHOOD AND THE DEVELOPING BRAIN

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few weeks ago, a mum of two our identity formation. There are two parts teenagerhood and going till 20-22 years old teenagers asked me what she of the brain that deserve a careful look and of a person. could do to help her teenage a special study – the Limbic daughters. She felt unable to System and the Prefrontal “My oldest one thinks that sleeping give them what they needed and cortex. The Limbic System is is a waste of time! How can I show her most of the time she struggled to understand the most important structure what they needed. “My older daughter thinks for memory and is situated that sleeping is one of the most that what she sees on Instagram and TikTok near a structure dedicated to Apps are reality, even when I tell her about help to produce emotions. This important things she can do in order to the existence of filters and what influencers anatomic relation guarantees have a good development and to do and why they act like they do. But my that the experiences with a daughter doesn’t listen me!” lot of emotion are more easily be able to learn?”

“My other daughter goes to parties and in remembered than the neutral each party there's always one colleague events. The Prefrontal cortex is the last For the mums and dads that are experiencing in an advanced alcoholic brain layer to mature. Is the teenagerhood at home with your sons and state. They drink till they fall “My older daughter responsible area for critical daughters I just can say that their brain is still over. Why don't they listen? thinking, decision making, self- developing. They need you to be present in thinks that what Why do they have this kind control, planning, attention, their life and to help them to think. They seem of irresponsible behaviour!” organisation, emotional very independent and autonomous but they she sees on “My oldest one thinks that control, risks and urges, self- still need their parents to guide them, like sleeping is a waste of time! monitoriation, empathy and the talking cricket from Pinocchio´s story.

Instagram and How can I show her that problem solving.

Adopt an active listening, create an emphatic TikTok Apps are sleeping is one of the most In teenagerhood, as the brain relation, be present and interested in their important things she can reality, even when (prefrontal cortex) is still in problems and worries. Make a predictable do in order to have a good development, teenagers routine and make sure they have a good sleep I tell her about development and to be able make use of the Amygdala routine. to learn?” to make decisions and to Teenagehood is the life stage where some of the existence of Teenagerhood is a period of solve problems. It’s good to the mental disorders start to occur and you great changes, physically, remember that Amygdala is need to be alert for an early intervention. filters and what cognitively, behavioural and associated with emotions, Please feel at ease to make an appointment influencers do and urges, aggressiveness and with our Clinical Psychologist in order to guide of personal and cultural values. These changes are instinct behaviour. To complete you with your worries about your teenagers or why they act like experienced in a particular this mess, we know that to help your child for a better understanding of they do. But my manner by the teenagers, in the teenage brain contains their life and to facilitate their identity creation. their gender and age. lower levels of these two As we are a non-profit association for daughter doesn’t Knowledge about neurotransmitters – serotonin handicap people, we have the mission to neuroscience can help us, as and dopamine, that promote achieve more social projects, so we can listen to me!” parents, to understand how pleasure and well-being have a more inclusive community. If you the brain of a teenager works. Vulnerability, sensations. This can generate a higher level want to sponsor a social project or become intense emotions, reactivity, emotional of aggressiveness and with higher levels of a social investor, please come along and visit hypersensitivity, search for new emotions, testosterone, contributing to anger explosions Associação SER Igual in Tavira. and an incessant search for identity – these and urges such behaviour. The frontal lobes of We will be glad to talk about our ideas and are some of the experiences that make a the brain, in turn, are not fully projects. If you are interested in our work, teenager's life. But after all, what makes all developed in these years, which can limit please visit us on our FB page (@SerIgualPT) these emotional waves occur? the cerebral function in problem solving, and IG (@igual.ser) or make an appointment Teenagehood is of an extreme importance emotional regulation and focus. The Cortex to geral@seronline.pt or by phone 918180020. for the neuronal organisation of the brain brain has its maturation process all over the Thanks once more for your attention. Stay and in the changes that drastically affect childhood development, passing through safe and stay tuned for next article.

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FOR YOUR

BROWS ONLY.COM

• Natural hair Strokes • Henna brows • Brow design and tinting: sobrancelhas • Microblading • Permanent make -up/ Micropigmentação • Lash liner • Lip blush • Lash extensions • Manicure, Gel nails,pedicure

Ruy Barros Hairstyling & Beauty Salon Ladies & Gents Welcome to our new space in the centre of Tavira! With a professional and friendly service.

Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more.

MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica

Serenidade

Estética e Saúde

• Podiatry/Chiropody • Waxing, Facial treatments, Body Shape, Massage • Manicures, Pedicures and Semi premanent gel polish • Lasers, Radiofrequency, IPL and other energy based devices Praceta Eduardo Felix Franco, 10 Loja F, TAVIRA

963 458 163

Book for a free consultation, 18 Rua Guilherme Gomes Fernandes 800-669 Tavira 910 944 437

For your brows only.com

We do not dream of more health.

We create health!

The Morais Bonifácio Group, for all your health requirements The Morais Bonifácio Group are at hand to help with your health issues and requirements, including: ◦Advanced adult physiotherapy ◦Physiotherapy for seniors ◦Paediatric physiotherapy ◦Clinical pilates ◦Pre-natal clinical services ◦Postpartum clinical services ◦Baby therapies ◦Nursing ◦Paediatric osteopathy ◦General and speciality medicine

Tel: (+351) 281 328 543 or (+351) 925 812 241 Email: geral@grupomoraisbonifacio.com Website: www.grupomoraisbonifacio.com Address: Rua General Francisco António das Chagas número 9, 8800-413 Tavira

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Health

WINTER WELLNESS Christmas is coming The goose is getting fat Please put a penny in the old man’s hat If you haven’t got a penny, a halfpenny will do If you haven’t got a halfpenny, may God bless you!

M

y childhood was full of these old English ditties which showed the social history of the ages. Using goose fat was commonplace in cooking, rearing your own goose was not unusual, inflation was unheard of, poverty was present in society and stress was plentiful.

Fast forward to Christmas 2021 and who knows what’s in store. Chances are that the only similar factor is stress.

Did you know that stress kills?

Stress can be positive. We need an element of physical and emotional stress to motivate and get us out of bed each morning. However, when the level of stress experienced is overwhelming and therefore potentially unmanageable, your health will take a nosedive. Guaranteed.

How you manage your stress level is an interesting conversation for many. From taking a long soak in a bath filled with essential oils and Epsom Salts to detox and de-stress you, to taking a gentle jog around your local park.

From painting to craft making, from reading to playing music. These are all ways to reboot

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your system.

Find a way to de-stress yourself that fits who you are. Who you are depends upon your behavioural style and your natural behaviour characteristics. For example, using the DISC system of profiling, a high D behaviour style will de-stress by going for a long run and/ or having a sports massage. An ‘I’ type will party. High ‘S’ types may curl up with a book and high ‘C’ types often withdraw to recharge and de-stress.

DISC Behavioural Profiling is an integral part of my Perfect 10 VIP Health Mentoring Programme.

When my clients see the graphs and charts within their personal DISC report and understand how their behaviour is causing their health challenges, they are often astounded. Some even say that their life now makes sense after all these years!

Not only does your behaviour style affect your health, it also has a significant effect upon relationships within your personal life and in the workplace.

When opposing behaviour styles get together, without a deeper understanding of each other’s style, stress levels can go through the

roof. Christmas is a classic time for family and friends with different behavioural styles to get together with potential conflicts and misunderstandings created.

When stress is high, so is your blood pressure; your body is under attack; your cells pick up negative energy which leads to inflammation and disease. Not a happy situation.

However you are spending this Christmas, please keep your stress levels under review and don’t become a statistic of the wrong kind.

Elaine Godley MBA, O.A. Dip (Psych) Elaine lives in the Algarve. Her clients enjoy better health, greater mobility and reduced pain.

Through ‘at home’ laboratory blood tests, hair mineral tissue analysis, online metabolic testing and behaviour analysis, Elaine guides individuals on how to improve their health and wellbeing using nutrition and lifestyle adjustments to reverse or avoid illness and disease.

For details on the Perfect 10 VIP Health Mentoring Programme contact: elaine@discplus.health

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Skin tags... what are they, why do we have them and can they be removed?

Mara from Alegra Beauty Salon tells us all we need to know.

SKIN TAG REMOVAL

W

hat are Skin tags? Skin tags are made of collagen (a type of protein) and blood vessels surrounded by skin. They are usually found in the folds of the skin, for example, in the armpits, groin, thighs, eyelids, neck, face or under the breasts. They look different from warts and other benign skin lesions because of the small stalk that attaches them to the skin. Warts tend to be flat, while skin tags hang off the skin. Usually these growths are small and less than 2mm in size, but they can grow much larger. They feel soft, and can be smooth and round, wrinkly and uneven, or look like a grain of rice. They can be flesh coloured or darker, sometimes dark blue.

Both men and women can have them and are more common in older people and people living with type 2 diabetes.

Pregnant women are also more likely to develop skin tags, although these usually disappear after the baby is born.

They are harmless, but sometimes the location of them can cause them to be sore and, for many, they are an eyesore.

However, because they are harmless, removal of skin tags is not covered by insurance as it is considered a cosmetic procedure.

The removal of Skin Tags can be accomplished through a number of different methods. One way is by using electrical energy (cauterising).

Since June of 2020 I have been licensed to remove skin tags and treat age spots using electrocautery, whereby an electric probe or needle is used to burn off the skin tag or treat the area covered by an age spot.

If you decide to have a skin tag or age spot removed because it is bothering you or you don’t like its appearance, contact me to schedule an appointment.

For more info feel free to Contact me.

For more pictures see Facebook account.

Alegria Beauty Salon Amazing Mara.

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a Beauty Salo i r g e l n

A Amazing Mara

Plasma Jet Treatment · Medical Pedicures · Toe nail bracket · lash/eyebrows lifting · Eyelashes · tooth diamond · Massages · Nails · Microblading · Facial Waxing · Eyebrow Colouring · Eyeliner Tattoos · Lip Liner · Manicure · Face Treatments

Rua 5 Outubro 41, Vila Real de Santo António.

Tel.; 961 818 625 Email: amazingmara@hotmail.com Alegria Beauty Salon

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Gardens

8 Houseplants that lower Humidity It’s that time of year again… we’re not referring to Christmas, but to indoor damp and humidity. A dehumidifier will help to solve indoor damp, but it will mean using more electricity. However, we can also get plants in our house to lower humidity.

H

ouseplants are a natural way to remove the damp ambiance and clammy air inside your home that lead to mustiness, damp, winter mold. Humidity absorbing indoor plants harvest their required moisture from the air and they bring the outdoors in.

How plants help reduce humidity Most plants get moisture from the air by their leaves, but some of them are extremely efficient at the process and harvest much of their moisture through their leaves, here are our top 8:

2

Boston Fern This is another well-known houseplant that can thrive in more moist climates, and it will naturally absorb the air moisture. The Boston fern only needs moist soil and indirect sunlight to survive inside your home. You might need to mist the plant if your air dries out too much.

3

1

Peace Lily This plant will help reduce the level of humidity as it is a type of plant that despite being watered, will absorb moisture as well from the air through its leaves. It needs little sunlight to flourish, so it’s no challenge to keep this plant healthy indoors. Peace lily will help purify certain contaminants of your indoor air at the same time.

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Palms Palms grow in more humid, tropical areas and will absorb a bit of moisture through their leaves. Whether you opt for lady palm, areca palm, bamboo palm or reed palm, they are all great at helping get rid of air pollutants indoors, formaldehyde in particular.

Palms are easy to care for as well. But the most ideal if compared to other types is the reed palm as it can survive in lower light and can grow indoors. Just keep the soil moist all the time.

4

Orchids Epiphytes, such as orchids, are plants that thrive harmlessly on other objects or plants.

They are definitely the types of plants that help reduce humidity indoors as they get nutrients and moisture from the air.

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LANDSCAPING & GARDEN CENTER

BEM-VINDO • WELCOME

QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM

EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geojardim@gmail.com www.geojardim.com Tel: 281 961 189

To Olhão

To Moncarapacho

Luz de Tavira

EN125 Fuseta

To Tavira

Find us on facebook at:

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Geojardim Landscaping & Garden Center

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5

Spider Plant Spider plants are popular indoor plants, they are low maintenance and have an impressive appearance. Spider plants are capable of surviving in neglect and low light and they remove up to 90% of harmful air pollutants inside the house

Cactus Xerophytes like cactus are plants that can thrive in deserts and require low liquid water. They are known for their capability to grow in harsh temperature areas. These plants are commonly known to have thick stems and waxy or hairy leaves and are very useful for catching and keeping water from the air and reducing humidity.

8 6

Tillandsia A tillandsia flourishes best when kept indoors, in a sunny windowsill in order for it to receive lots of filtered sunlight. It lives off nutrients and moisture in the air by absorbing them through its leaves. This means tillandsia can be used as well as a very effective natural humidifier inside your home.

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English Ivy English Ivy is fantastic if you have pets as it can help decrease the amount of airborne fecal matter. Apart from that, it can help absorb formaldehyde that is more known than you think as it is and can be found in furniture, household cleaning products, and carpeting treatments. English ivy can also remove molds that are common in humid areas.

It’s easy to care for, needs little sunlight and soil needs to be kept moist. Great in hanging pots to absorb more humidity that rises.

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WINTER

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