ALM Aug 2017

ALM

TAKE A

HIKE!

B E ACTIVE + LIVE WELL!

AN

INSPIRED PRACTICE

STEM CELL THERAPY CAN REGENERATIVE THERAPY HELP WITH ANTI-AGING?

MATT STRAUSBURG

HAVING A PLAN MAKE BACK-TOSCHOOL A BREEZE

ALM

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DESIGNING A HEALTHY HOME FOR THE MIND + BODY

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August 17 COVER STORY 20

Volume 10. Issue 08. (#119)

AN INSPIRED PRACTICE MATT STRAUSBURG

ALM

Active Life

magazine

Editor-in-Chief / Co-Founder EDUARDO PEÑA

Executive Editor / Co-Founder JUSTYNA DORUCH

Account Executives JUSTYNA DORUCH

Senior Writer MATTHEW HUME

Photography By Eduardo Peña

Contributing Writers BRIAN HOWSE ROBERT JACKSON ANDREA KLEYMEYER ASHLEY LOWRIE JENNI MEYERS

Photography EDUARDO PEÑA

Art ROGER PEÑA

Marketing Director ISMAEL PEÑA

Circulation USPS (Direct Mail) ACTIVE LIFE MAGAZINE

Contact Us INFO@ACTIVELIFEGUIDE.COM

Departments

Comments & Feedback EDITORIAL@ACTIVELIFEGUIDE.COM

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BEAUTY/COSMETIC HOME/REAL ESTATE _______________________ HEALTH/WELLNESS ____________________ _______________________ 08 STEM CELL THERAPY 16 HAVING A PLAN CAN REGENERATIVE THERAPY HELP WITH ANTI-AGING?

MAKE BACK-TO-SCHOOL A BREEZE

30 DESIGNING A HEALTHY HOME

FOR THE MIND + BODY

18 PILATES AS AN ALTERNATIVE TO BACK PAIN MANAGEMENT

RELIEVE YOUR SYMPTOMS AND IMPROVE YOUR QUALITY OF LIFE

FASHION/STYLE ___________________

EAT+DRINK ______________

12 CRISP FALL NIGHTS

26 ALM TOP TASTES

STYLE TIPS FOR THE SUMMER TO FALL TRANSITION

4

FRIENDS AND FAMILY COME TOGETHER AT CONVIVIO!

A C TIVE LIFE MAGA ZIN E | A UG UST 2 0 1 7

TRAVEL/EXPLORE _____________________ 34 TAKE A HIKE!

OUR 5 PICKS FOR THE MOST AMAZING HIKING TRAILS AROUND THE GLOBE

SUBSCRIBE@ACTIVELIFEGUIDE.COM

Active Life Magazine is published monthly by Active Life Guide Corp.

597 Industrial Dr., Carmel, IN 46032; Copyright by Active Life Guide Corp.

Active Life Magazine and Active Life Guide are registered trademarks of Active Life Guide Corp.

Active Life Magazine strongly recommends that you consult with your physician before beginning any exercise program. If you follow these fitness tips, you agree to do so at your own risk and assume all risk of injury to yourself, and agree to release and discharge Active Life Magazine from any claims.

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Please call our office to schedule an appointment for your plastic surgery and dermatology needs.

Saturday appointments available.

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BEAUTY

Doesn’t your body deserve it?

& Cosmetic

08.17

BEAUTY & Cosmetic

By Robert F. Jackson, MD

STEM CELL THERAPY

CAN REGENERATIVE THERAPY HELP WITH ANTI-AGING?

O

ver the years, multiple therapies have been used to reduce the effects of the aging process—exercise, healthy lifestyle, hormone replacement, eating correctly, and education surrounding emotional stress are just a few. While all of these are necessary, useful, and should never be diminished, none of these alone is as dramatic as the miracle of having your stem cells injected into your body. Stem cells taken from your own fat are shown to regenerate injured or degenerative body parts and to decrease the effects of many autoimmune diseases.

WHAT ARE STEM CELLS? In every organ of our body, we have progenitor cells designed to repair that particular organ.

Stem cells, however, are not differentiated and can become any number of cells depending on what our bodies need. Stem cells are normally dormant, only activated at the time of injury or the onset of an inflammatory process. Cytokines, or signal cells, call stem cells to the injured area. Then these resourceful cells go to work, sensing the damage, multiplying and changing into the cells needed for repair. The amazing fact is that this is your body healing your body.

BONE MARROW VS. ADIPOSE TISSUE Stem cells are found in numerous places. However, the most common sources of adult

8

stem cells are bone marrow and the stromal vascular fraction of adipose tissue (fat). Prior to 1990, it was thought that the body only had stem cells in bone marrow, but now we know that every organ in the body has adult stem cells. The disadvantages of using bone marrow stem cells are that it is a painful procedure, and there are markedly fewer stem cells obtained in comparison to fat. In contrast, hundreds to thousands more stem cells can be obtained from fat than from bone marrow.

As opposed to bone marrow, aspiration harvesting of the stromal vascular fraction is done with only a minimal amount of discomfort under local anesthesia with a small liposuction syringe. The stromal vascular fraction contains more than a million additional stem cells, immune cells, growth factor, and white blood cells: a sort of “healing soup.”

USING YOUR OWN STEM CELLS TO TREAT VARIOUS CONDITIONS Joint disease and musculoskeletal disorders are excellent candidates for the use of stem cells. As we age, the wear-and-tear on our joints thins the carriage, that is, the cushioning tissue in our joints.

Surgery to artificially replace the joint was previously the only solution. Recently, we have discovered that the injection of stem cells directly into the joint will regenerate the cartilage and

A C TIVE LIFE MAGA ZIN E | A UG UST 2 0 1 7

give significant pain relief. Often the stem cells are combined with platelet gel taken from a very small amount of the patient's own blood, and the growth factors and cytokines help enhance the stem cells. Before it was available in the United States, many professional athletes traveled out of the country for stem cell therapy.

Autoimmune diseases have been treated very successfully.

For instance, interstitial cystitis (a painful bladder syndrome) has been treated with great results.

Some of our patients have gone from 70 trips to the bathroom per day and total incapacitation, to a return to active lifestyles.

Crohn's, ulcerative colitis, rheumatoid arthritis, lupus and lichen sclerosis (an autoimmune disease that causes severe scarring and ulcers in the vagina) are some other autoimmune diseases that have been successfully treated.

Neurological disorders that include traumatic brain injuries have also responded to deployment of the stromal vascular fraction rich in stem cells. One of our patients with multiple sclerosis was blind in one eye and couldn't move it.

After one treatment of adult stem cells from fat, she has recovered full vision, and her neurologist can find no sign of MS. Cardiopulmonary diseases have been treated with intravenous

deployment. For example, we have had marked improvement in cardiomyopathy patients.

One of our patients had her ejection fraction improve from 32 percent to 52 percent. COPD patients have had marked improvement, with a decrease in their symptoms and an increase in their PaO2.

The safety of stem cell therapy has been studied in over 70 sites as a part of the Cell Surgical Network. In short, the process involves moving your cells from one part of your body to another part of your body low in stem cells in order to help in repair, rejuvenation and immune modulation. Over 3500 patients have been treated. Only minimal adverse events have been seen in one patient with dental disease, who developed an infection that responded to antibiotics. No other significant side effects from intravenous or local injections have been seen.

There isn't room in this brief article to describe all of the exciting research that is being done to utilize stem cells.

The many possibilities bring anticipation for the future, but equally exciting is the fact that the current use of mesenchymal stem cells from your own body fat to treat various conditions is the leading edge of clinical application of stem cell therapy.

For more information, call Indiana Stem Cell Treatment Center at (317) 773-6677.

AC TI V E L I FE M AGAZI NE . C O M

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FASHION

Don’t let the weather get the better of your style!

& Style

08.17

FASHION & Style

By Jenni Meyers, Owner of beauty+grace

From the Dog Days of Summer to

Crisp Fall Nights

T

Kavy Camou Brode Jacket ZADIG & VOLTAIRE

ransitioning from summer to fall is always tricky.

Mentally, you’re grappling with the end of vacation season and the start of school, and physically, there’s that in-between crazy weather to contend with. What do you wear when your heart is dreaming of cozy sweaters and cute booties, but your head is telling you that it’s still 85 degrees outside?

That’s where transitional wardrobes are born. These versatile pieces will help take you from the dog days of August through to brisk, crisp September nights and beyond with simple styling tweaks.

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AC TI V E L I FE M AGAZI NE . C O M

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HEALTH

Take steps this month to reduce the stress in your life.

& Wellness

08.17

HEALTH & Wellness

By Brian C. Howse, MD

Having a Plan

Make Back-to-School

A

a

Breeze

Brian C. Howse, MD is a member of the Franciscan Physician Network specializing in Family Medicine in Carmel, IN.

s summer winds down, parents’ thoughts turn to the start of school.

A little preparation

before the big day can go a long way in easing your child’s transition back to a school-time routine.

Brian Howse, MD, family physician with Carmel Family Medicine, offers some suggestions to prepare for a new school year.

• Start an earlier bedtime schedule at least one week before school starts so that your child gets at least 8 to 10 hours of sleep at night. Just like adults, kids get cranky when they are tired, and they often don’t have developed coping skills.

• Put safety first. Teach young children their phone number and street address, how to spell their name and the name of a responsible adult designated to pick up the child in your absence.

• Stay away from sending your child to school in sandals or flipflops. Instead, invest in a pair

16

of properly-fitting, closed-toe shoes. These help to prevent playground accidents or tumbles in the hallway. When selecting a new backpack, find a sturdy one with two straps. When loaded with supplies, backpacks should never weigh more than 20 percent of the child’s body weight.

• Plan ahead. Put an actual date on your calendar when you will find the necessary supply lists, dress codes or uniform requirements, and make the purchases you need ahead of time. Last-minute shopping makes an anxious time even more stressful.

A CTIVE LIF E MAG A ZIN E | A UG UST 2 0 1 7

• Don’t forget breakfast and lunch. Children should head to school with a good breakfast, since these nutrients will help them focus throughout the morning. If your child plans to take a lunch, stock up on healthy items to pack.

• For kids attending a new school, visit at least a week in advance. Help your child get familiar with classrooms, hallways, the cafeteria and other important places such as the principal and the nurse’s offices.

• If possible, find out if there are any friends, relatives or

neighbors in your child’s class.

Having a buddy can make the transition back to school a smooth one.

• If you feel it would be helpful, talk to the teacher, the nurse, the guidance counselor and/or principal in advance. Share any concerns you have regarding your child’s health, and apprise them of any learning problems ahead of time.

Finally, stay calm, reassuring and optimistic yourself. If you are at peace, your child is more likely to feel confident and prepared for the first day.

AC TI V E L I FE M AGAZI NE . C O M

HEALTH & Wellness

By Ashley Lowrie, Owner of Reforming Indy Pilates Studio

08.17

Pilates as an Alternative to Back Pain Management

T

here’s a reason why more and more doctors,

PTs and chiropractors are recommending Pilates When done under the guidance of a skilled

as a way for their patients to manage back pain.

instructor,

Pilates can help those that suffer from chronic back pain to find relief from symptoms But why is the Pilates method so effective at relieving back pain?

and improve quality of life.

For

more information, visit reformingindy.com.

Strngthens Core

We find that a common denominator with those who suffer from back pain is weakness in the deep core muscles. This lack of strength in the core places added strain and pressure on the back muscles and spine. Pilates targets and strengthens the deep core muscles that support and stabilize the back and pelvis to take the strain and pressure off of the back.

Stretches Tight Muscles

Tight muscles in the hips, glutes and legs are often present in those that experience back pain. These tight muscles pull the pelvis out of alignment and create strain on the vertebrae in the spine, especially the low back. Your Pilates instructor will assess your body and work to lengthen and release overly tight muscles to provide relief from symptoms.

Enhances Posture

Every Pilates exercise is done with the intent to improve

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posture and break bad habits that are creating additional strain on the spine. For example, slouching and rolling the shoulders forward can put a great deal of strain on the upper back and neck. In this case, exercises that stretch the chest and pectoral muscles and strengthen the upper back muscles will be used to encourage better posture and less strain.

Improves Spinal Mobility

A healthy spine should move easily in all four directions (forward flexion, extension, lateral/side flexion and rotation).

However, due to our modern society of sitting and slouching for long periods of time, many people have lost the ability to move their spine with full range of motion. When the spine loses its full range of motion, increased pressure is placed on different areas of the back.

Pilates exercises safely move the spine in all directions to help you gain increased range of motion.

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Increase Body Awareness

Many back injuries occur when poor body mechanics are used during every day activities or other workouts. The practice of Pilates teaches you to perform exercises with precision and control, creating a deeper mindbody connection and improved body awareness. This increased body awareness causes you to be more intentional about how you move in everyday life and decreases your risk of injury or of aggravating an old injury.

When looking for a Pilates instructor to work with for your back pain, experience and knowledge count.

Reforming Indy instructors are comprehensively trained and have experience working with many types of back injuries and

conditions. Call (317) 571-8880 to schedule your $39 initial session.

Ashley Lowrie Owner, Reforming Indy Pilates Studio Certified Pilates Instructor, Pre + Postnatal Pilates Specialist

AC TI V E L I FE M AGAZI NE . C O M

ALM Cover Story

O

ne

of

the

questions minds,

most on

concerning

common people’s physical

appearance, is,

“How can I prevent aging?” Of course, none of us can stop aging—but we can take steps to prevent the appearance of aging skin.

Dr. Strausburg says that the best way to do this is to wear sunscreen. “The

Matt

Strausburg

sun is the greatest cause of many types of skin damage, cancers and pigment change, and consistency in the use of sunscreen is the biggest step you can take to prevent these,” he says.

In

addition to sunscreen, he says you

can protect your face even further by

For men,

Photography By Eduardo Peña

wearing broad-brimmed hats.

wearing sunscreen can be a hard sell, he tells me.

“For

men, if you don’t

sunscreen, UPF shirts that have sunscreen built in—you can find them at most sporting goods stores.”

Finally, he says to avoid the sun if you can during the hours of greatest UV penetration, usually 10AM to 4PM. want

I

to

worry

about

recommend

20

A CTIVE LIF E MAG A ZIN E | A UG UST 2 0 1 7

AC TI V E L I FE M AGAZI NE . CO C OM

An Inspired

Cover Story

T

By Matthew Hume

PRACTICE

he word dermatology tends to conjure up a host of unpleasant memories for many of us. As a teenager, you likely sought a dermatologist’s help to treat your acne-ridden countenance. As we age, suspicious pigmentations on our faces or other parts of the body might yield a trip to the dermatologist’s office. In my recent interview with Dr. Matt Strausburg, an associate with Turkle & Associates in Carmel, I learned that the spectrum of care within the field of dermatology is much wider than many realize.

Matt Strausburg grew up in Zionsville, enjoying sports and family vacations, as many young people do. His interest in medicine he owes, at least in part, to his father, an anesthesiologist, who Dr. Strausburg says was a major influence in his choice to pursue medicine. “My dad would tell me stories about his day and the

science of medicine, and I liked seeing how he could improve patients’ lives,” he tells me. “I would shadow him as a child, and it was eye-opening to me.” Years later, in medical school, with a number of specialties to choose from, he found himself drawn to dermatology. “I was amazed at the huge variety of patients and skin conditions that dermatology works with using both medical and surgical techniques,” he says. Today, Dr. Strausburg finds enjoyment in witnessing the relatively rapid responses to treatment in his patients’ skin, and he cherishes the relationships that have been built through his work.

Dr. Strausburg’s daily and weekly agenda is testament to the variety of skills he employs in treating his patients. “Most of my days are spent seeing patients in clinic, from newborns to centenarians,” he says. “I also spend a half-day to a day each week doing skin surgeries to remove cancers, cysts, lipomas and other tumors.” In addition, he spends time each week with cosmetic procedures, including fillers such as Botox, and laser

surgery. I asked Dr. Strausburg about the dermatological needs of newborns, as this surprised me.

“We see newborns come in with genetic conditions,” he explains.

“And babies can get eczema really early, which is bad for their quality of life, and the quality of life of the parents. They’re scratching and not resting well. It can be a huge deal.” When not in his office, Dr. Strausburg is continuing his studies through a fellowship in dermatopathology at the Indiana University School of Medicine. “I’m getting so much out of expanding my knowledge base in this way,” he says. “As part of the training, I spend time at a pathology lab diagnosing skin conditions by examining skin biopsies under the microscope.”

NEW BEGINNINGS WITH TURKLE & ASSOCIATES This month marks the start of Dr. Strausburg’s tenure with Turkle & Associates, an award-winning plastic surgery and dermatology center located in Carmel. Dr. Janet Turkle has been named a

"The spectrum of care within the field of

dermatology is much wider than many realize.

“It’s actually the reason I chose to specialize in dermatology,” Dr. Strausburg says.

A CTIV E LIF E MAGAZINE .COM

A C T I VE L I F E MAG AZ I N E | AU G U S T 2017

21

ALM Cover Story

LIFE BEYOND THE MICROSCOPE

Top Doc for Cosmetic Surgery in Indianapolis, as well as a Top Doc in Plastic and Reconstructive Surgery. Together, the two doctors have turned Turkle & Associates into a one-stopshop, providing expert care in all areas related to plastic surgery, cosmetic work, dermatology and dermatopathology. “There’s a good deal of overlap between dermatology and plastic surgery,” Dr. Strausburg explains. For instance, cosmetic injections (Botox and other fillers) and laser are treatments in which both doctors have expertise. Additionally, patients now have the benefit of seeing a dermatologist who can refer patients directly to a plastic surgeon for cases that go beyond the dermatology office—large skin cancers, for example, that require the operating room. “Dr. Turkle can also refer her patients to me,” Dr. Strausburg says. “Patients who come in for plastic surgery often have other skin problems they want to be checked, or they might have questions on aging, skin care, and other areas in which dermatologists have more expertise.” He adds that the pairing of dermatological care and plastic surgery is not a common one. “It’s great,” he says.

“We can bounce ideas off each other and offer more services that anyone can get in one place or the other. It’s the full spectrum of skin care and cosmetic needs.” In short, by coming together under one roof, Drs. Turkle & Strausburg

22

When he’s not tending to patient needs or investigating skin biopsies in the lab, you’re likely to find Dr. Strausburg with his newlywed wife, Kirsten, an ICU nurse at IU Health Methodist Hospital. Married late last year in Bloomington, on the IU campus where they completed their undergraduate work, Dr. Strausburg says the family is already growing. “We have two pets—a Bernese mountain dog named Gus, and a ragdoll cat named Ginger,” he says, smiling.

He considers himself very lucky to be in a field that typically keeps a set schedule, allowing him to be home for most dinners and giving the couple free time to spend time with friends, watch movies together, play with their pets and spend time outdoors bicycling and hiking. A family man, through and through, he also puts a priority on maintaining close ties to his parents and sister, who live within a short drive of the couple’s home in the Traders Point neighborhood of Indianapolis. “I love going on vacations with Kirsten, or with the whole family,” Dr. Strausburg says.

“I’m always looking forward to our next adventure together.”

In addition to the memories he’s building with his family, Dr. Strausburg looks forward to the memorable experiences he’ll bring to those in the surrounding community through both the growth of his dermatology practice and his volunteering efforts. In his college years, he worked with Habitat for Community to bring hope to the world around him.

Nowadays, Dr. Strausburg says that while he still envisions making a difference in these ways, he

A CTIVE LIF E MAG A ZIN E | A UG UST 2 0 1 7

plans to do more in the medical arena as well—both by bringing increased awareness to common health dangers, such as tanning beds, and by contributing his medical knowledge to legislation that affects the field. For the past few years, he’s participated in an IU-sponsored initiative called “Melanoma Monday,” that provides cancer screenings to low-income, at-risk individuals in the community. “I want to continue to find ways to help the local community,” he says. “To help the place I’m living really grow, and to contribute to a stronger city.”

AN INSPIRED PRACTICE What a gift it is to find inspiration in the work one does, and Dr. Strausburg says that he’s inspired every day by his patients and the issues that they face. “I always try to put myself in their shoes and understand what they’re going through,” he says. “Acne and psoriasis may seem like simple problems, but they have a huge impact on people’s quality of life.

With psoriasis, the skin is itchy and ‘doesn’t look right’ to patients, and it can even manifest in symptoms of arthritis. Studies show that this impacts quality of life as much as diabetes.” It’s the magnitude of this impact that inspires Dr. Strausburg to stay current on the best treatments and techniques, so that he can help his patients in the best way possible. “Take a look at a teenager with acne,” he says. “So often, I see them first as shy, with the parents doing the talking. But after treatment, there are noticeable differences in their personality. They want to talk, and they’re so much more confident. It’s unfortunate that they’re judged on their appearance at all, but it’s so rewarding to develop relationships with patients. You can see you’re helping them, right there on their skin.”

AC TI V E L I FE M AGAZI NE . C O M

Photography By Eduardo Peña

are benefitting from each other’s knowledge and expertise, as well as bringing efficient and quality care to their patients.

EAT “You better cut the pizza in four pieces—because I’m not hungry enough to eat six.” Yogi Berra

& Drink

08.17

EAT & Drink

ALM Top Tastes

T

he word convivio means living together as a way of sharing an experience. At Convivio, friends and family gather to share an intimate connection with Italian food and culture. In the rusticmodern, mixed décor of this Italian house, you’ll relax into the spirit of conviviality that naturally comes from authentic Italian food and wine.

CONVIVIO Italian Artisan Cuisine

In the spirit of convivio, our restaurant, with its fresh pasta shop; art on the walls; contemporary music of Italian rock and hip-hop; and books, magazines, and other contemporary Italian novelties, will take our guests on an emotional journey. With artisan cuisine deeply rooted in the Italian tradition, you’ll find an innovative taste for creativity. We are committed to selecting the finest ingredients from identified sources, preserve their natural qualities, and celebrate them with traditional Italian cooking styles. Just one visit to Convivio will inspire happiness, curiosity, surprise and intrigue. And you’ll leave wanting more.

Convivio Italian Artisan Cuisine is owned and operated

by Spiga LLC, and it is located at 11529 Spring Mill Road, Carmel, IN 46032 right across from Market District at The Bridges Shopping Center.

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AC TI V E L I FE M AGAZI NE . C O M

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HOME

Let your home be happy and healthy.

& Real Estate

By Andrea Kleymeyer, Marketing Director At Indiana Design Center

Designing a Healthy Home for the

Mind + Body IMPROVE INDOOR AIR QUALITY The industry term “off-gassing” is used to describe the release of chemicals known as VOCs (volatile organic compounds) by household products and is linked to serious health concerns. To reduce your exposure to VOCs and improve indoor air quality, always choose paint that qualifies as zero-VOC, and be mindful of flooring selections because

A

well-designed space should be beneficial to your health and wellness and make a positive impact on your life. Adam Gibson, principal of Adam Gibson Design, located at the Indiana Design Center, speaks across the country about how to design a healthy home.

Gibson suggests the following design tips to help improve your overall well-being.

30

BRING NATURE INSIDE Being outdoors offers a sense of reprieve from our everyday, technologically over-connected lives, so using natural elements in your home helps achieve a calming design scheme.

Accessorizing with greenery like a succulent garden or using materials from the earth, like natural stone or a grasscloth wallcovering, will heighten your connection to the outdoors.

A CTIVE LIF E MAG A ZIN E | A UG UST 2 0 1 7

carpet and hardwoods produce the most VOCs in the home. In the construction or remodeling phase of design, you can add air filter systems to provide cleaner “makeup air,” which pulls air in your home from outside when using an exhaust fan, rather than pulling it from an attic or crawl space. When in doubt, ask a professional to guide you in making safer product and design selections.

EMBRACE NATURAL LIGHT Nearly 50 percent of people in the US are vitamin D deficient, which can trigger low serotonin levels related to depression and anxiety. Just as athletes achieve the “runners high” that results from serotonin released through exercise, serotonin levels can increase with exposure to natural sunlight. Consider window treatments such as sheers or adjustable shades that allow privacy but do not completely block sunlight. Wellappointed skylights, whether conventional or tubular, are also great options, and the infusion of natural light will cut down on your electricity bill.

Want to learn more? Contact Gibson with questions and visit the Indiana Design Center showrooms to see the products and resources that can help you to achieve a healthy home. The Indiana Design Center is located at 200 S. Rangeline Road in Carmel (www. indianadesigncenter.com), and Adam Gibson Design can be reached at adam@adamgibson. com (www.adamgibson.com).

AC TI V E L I FE M AGAZI NE . C O M

Photos from the portfolio of Adam Gibson Design.

08.17

HOME & Real Estate

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MORTGAGE LENDER

For all your mortgage needs, we offer conventional, FHA, VA, USDA, IHCDA, FHA 203K Rehab, construction loans (one- and two-time close options), Mortgage Credit Certificate, down payment assistance programs, first-time homebuyers, jumbo loans and more.

And once you’ve found your new home, it will be local Ruoff employees that process and approve your loan. You will also have the ability to close at our nearby Ruoff office. From start to finish, Ruoff is the key to all your mortgage needs.

Greg Evans

VP, Strategic Growth and Recruiting | NMLS: 138492

317.590.6546 greg.evans@ruoff.com

Most Volume and Units Closed in 2015 & 2016

Fill out an online application at

www.ruoff.com/gregevans

NMLS: 141868

11711 N Meridian Street, Suite 130, Carmel, IN 46032

*Based on 2016 independent third-party date. **Loan officers earning 98% or better on customer surveys feature the High Quality Customer Service Seal. Results are updated quarterly. Ruoff Mortgage Company, Inc., d/b/a Ruoff Home Mortgage, is an Indiana corporation licensed by the Indiana Department of Financial Institutions (DFI) and operates with the following licenses: Indiana-DFI First Lien Mortgage Lending License #10994; IL Residential Mortgage License #MB.6760734; Michigan 1st Mortgage Broker/Lender License #FL0017496; Ohio Mortgage Broker Act License #MBMB.850220.000; Florida license #MLD1182 managed by the “The Florida Office of Financial Regulation” Division of Finance – Bureau of Regulatory Review. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines.

Information and pricing are subject to change at any time and without notice. Equal Housing Lender. 01312017

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a garden and home that provides a for and pursuit of and a backdrop to live

TRAVEL

Get your hiking boots on, and hit that trail!

& Explore

08.17

TRAVEL & Explore

TAKE A HIKE!

Our 5 Picks for the Most Amazing Hiking Trails Around the Globe

Whether you’re a skilled backpacker or an average one that wants to really see what Mother Nature has to offer, there’s a gorgeous trail out there just waiting to provide you with the experience of a lifetime. These five hiking trails are among the most beautiful in the world and are certain to get your blood pumping!

The Pembrokeshire Coast Path passes through 58 beaches and 14 harbors, giving backpackers views of volcanic headlands, red sandstone coves, flooded glacial valleys, and a plethora of coastal flora and bird life along the way.

1. Tongariro Northern Circuit (New Zealand)

This round-trip hike encircles Mount Ngauruhoe, New Zealand’s most active volcano, with 61 eruptions since 1839.

About 25 miles, the Northern Circuit takes approximately three to four days and is suitable for those without much experience. Between the lava flows, explosion pits, Emerald Lakes and glacial valleys, this circuit is a once-in-a-lifetime experience.

is one of the most popular destinations for slot canyon hikers, clocking in at 13 miles. In some places—like the two-footwide Wire Pass—you’ll need to remove your backpack just to squeeze through. Plan about three to four days for this one.

3. Santa Cruz Trek (Peru) The most popular hike in the White Mountains of Peru, the

2. Buckskin Gulch (United States)

Prepare yourself for some absolutely incredible rock formations. The Buckskin Gulch

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Santa Cruz Trek is a four-day, 31-mile hike for people of all experience levels. Hot springs can be found near the start of the trek, and hikers can enjoy beautiful views of snow-capped peaks, meadows, turquoise lakes and red quinoa trees.

4. Pembrokeshire Coast Path (Wales)

The National Trails website for England and Wales describes this breathtaking coastal trek well: “From St. Dogmaels in the north to Amroth in the south, the trail covers almost every kind of maritime landscape, from rugged cliff tops and sheltered coves to wideopen beaches and winding estuaries.” The 186-mile path is an estimated 35,000 feet of ascents and descents, but some 130 shorter, circular walks exist for the not-so-hardcore hikers.

5. Long Range Traverse (Canada)

Located in Gros Morne National Park, the 23-mile Long Range Traverse takes experienced backpackers through the Long Range Mountains, offering spectacular views of glaciers, waterfalls, verdant meadows, granite cliffs and coastal landscapes. The rugged terrain makes this a difficult hike, and most backpackers need about four to five days to complete the trek.

AC TI V E L I FE M AGAZI NE . C O M

W E A R E P R O U D TO A N N O U N C E

HOUSEWORKS HAS MOVED

TO A LARGER LOCATION AND

SINCE 1985

WE ARE NOW OPEN!

OUR SHOWROOM HAS DOUBLED IN SIZE which has allowed us to showcase more of the best in modern furniture and design.

Our well-designed furniture and accessories offer the quality, function, and comfort for living in today’s world. We owe our success to our loyal customers who have supported us for over 30 years. Come visit our new showroom and get inspired. We look forward to personally showing you what’s new and fabulous.